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Disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Defining Larger Participants of a Market for General-Use Digital Consumer Payment Applications".
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This joint resolution nullifies the final rule issued by the Consumer Financial Protection Bureau (CFPB) titled Defining Larger Participants of a Market for General-Use Digital Consumer Payment Applications and published on December 10, 2024. The rule defines larger participants in the general-use digital consumer payment application market (i.e., payment apps) that are subject to CFPB supervisory authority. The rule defines larger participants in this market as nonbanks (1) with an annual volume of at least 50 million transactions, and (2) that are not small business concerns.
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Filing registrants (3)
2026 · third_quarter · Banking
H.R. 3446, FDIC Board Accountability Act H.R. 4437, Supervisory Modifications for Appropriate Risk-based Testing (SMART) Act of 2025 H.R. 4478, Tailored Regulatory Updates for Supervisory Stress Testing (TRUST) Act of 2025 H.R. 5270, Stress Testing Accountability and Transparency Act H.R. 5775, FCRA Liability Harmonization Act H.R. 6553, Tailoring and Indexing Enhanced Regulations (TIER) Act of 2025 H.R. 6955, Main Street Capital Access Act H.R. 7056, Community Bank Regulatory Tailoring Act H.R. 8389, Guidelines for Use, Access, and Responsible Disclosure of Financial Data (GUARD) Act H.R. 8413, Securing and Establishing Consumer Uniform Rights and Enforcement over Data (SECURE Data) Act H.R. 10165, EXIM Bank Continuity in Competitiveness Act H.R. 10184, Consumer Financial Protection Accountability and Reform Act of 2026 S. 3772, Export-Import Bank Reauthorization Act of 2026 S. 4585, Discount Window Preparedness Act H.J. Res. 59/S.J. Res. 18, Disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Overdraft Lending: Very Large Financial Institutions" H.J. Res. 64/S.J. Res. 28, Disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Defining Larger Participants of a Market for General-Use Digital Consumer Payment Applications" H.J. Res. 74/S.J. Res. 36, Disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Prohibition on Creditors and Consumer Reporting Agencies Concerning Medical Information (Regulation V)" Draft legislation to amend the Dodd-Frank Wall Street Reform and Consumer Protection Act to repeal certain rulemaking requirements Draft legislation in the House of Representatives to Reauthorize the Export-Import Bank of the United States Potential legislation regarding the funding of the Consumer Financial Protection Bureau Potential legislation regarding the Federal Reserve's Discount Window Proposed Rule, Consumer Financial Protection Bureau; Overdraft Lending: Very Large Financial Institutions (89 Fed. Reg. 13,852-13,908, February 23, 2024) Proposed Rule, Consumer Financial Protection Bureau: Prohibition on Creditors and Consumer Reporting Agencies Concerning Medical Information (Regulation V) (89 Fed. Reg. 51,682-51,736, June 18, 2024) Proposed Rule, Consumer Financial Protection Bureau; Protecting Americans from Harmful Data Broker Practices (Regulation V) (88 Fed. Reg. 101,402-101,462, December 13, 2024) Advance Notice of Proposed Rulemaking, Consumer Financial Protection Bureau; Fair Credit Reporting Act (Regulation V); Identity Theft and Coerced Debt (89 Fed. Reg. 100,922-100,923, December 13, 2024) Final Rule, Consumer Financial Protection Bureau; Credit Card Penalty Fees (Regulation Z) (89 Fed. Reg. 19,128-19,223, March 15, 2024) Proposed Rule, Consumer Financial Protection Bureau; Defining Larger Participants of a Market for General-Use Digital Consumer Payment Applications (88 Fed. Reg. 80,197-80,216, November 17, 2023) Proposed Rule, Consumer Financial Protection Bureau; Equal Credit Opportunity Act (Regulation B) (90 Fed. Reg. 50,901-50,923, October 13, 2025) Request for Comment, Consumer Financial Protection Bureau, Consumer Response Intake Form (91 Fed. Reg. 4,066-4,067, January 30, 2026) Request for Comment, Consumer Financial Protection Bureau, Draft Strategic Plan for FY 2026-2030 Proposed Rule, Federal Reserve, Federal Deposit Insurance Corporation, Office of the Comptroller of the Currency, Regulatory Capital Rule: Category I and II Banking Organizations, Banking Organizations With Significant Trading Activity, and Optional Adoption for Other Banking Organizations (91 Fed. Reg. 14,952-15,329, March 27, 2026) Proposed Rule, Federal Reserve, Federal Deposit Insurance Corporation, Office of the Comptroller of the Currency, Regulatory Capital Rules: Regulatory Capital and Standardized Approach for Risk-Weighted Assets (91 Fed. Reg. 15,332-15,452, March 27, 2026) Proposed Rule, Federal Deposit Insurance Corporation, Office of the Comptroller of the Currency; Community Reinvestment Act Regulations (91 Fed. Reg. 52,114-52,218, August 12, 2026) Various issues relating to potential rulemaking regarding Section 956 of the Dodd-Frank Act (P.L. 111-203); independent monetary policy by the Federal Reserve System
Referred to the House Committee on Financial Services.
Introduced in House
Congress.gov source codes: 1000, Intro-H
Bills with similar content found using semantic analysis.
Sources: Congress.gov
Client expense: $16,480,000 · Firm income: Not reported
Government targets: Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, HOUSE OF REPRESENTATIVES, Office of the Comptroller of the Currency (OCC), SENATE, Treasury, Dept of
2026 · second_quarter · Banking
H.R. 3446, FDIC Board Accountability Act H.R. 4437, Supervisory Modifications for Appropriate Risk-based Testing (SMART) Act of 2025 H.R. 4478, Tailored Regulatory Updates for Supervisory Stress Testing (TRUST) Act of 2025 H.R. 5270, Stress Testing Accountability and Transparency Act H.R. 6553, Tailoring and Indexing Enhanced Regulations (TIER) Act of 2025 H.R. 6955, Main Street Capital Access Act H.R. 7056, Community Bank Regulatory Tailoring Act H.R. 8389, Guidelines for Use, Access, and Responsible Disclosure of Financial Data (GUARD) Act H.R. 8413, Securing and Establishing Consumer Uniform Rights and Enforcement over Data (SECURE Data) Act S. 3772, Export-Import Bank Reauthorization Act of 2026 H.J. Res. 59/S.J. Res. 18, Disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Overdraft Lending: Very Large Financial Institutions" H.J. Res. 64/S.J. Res. 28, Disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Defining Larger Participants of a Market for General-Use Digital Consumer Payment Applications" H.J. Res. 74/S.J. Res. 36, Disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Prohibition on Creditors and Consumer Reporting Agencies Concerning Medical Information (Regulation V)" Draft legislation to amend the Dodd-Frank Wall Street Reform and Consumer Protection Act to repeal certain rulemaking requirements Draft legislation in the House of Representatives to Reauthorize the Export-Import Bank of the United States Potential legislation regarding the funding of the Consumer Financial Protection Bureau Proposed Rule, Consumer Financial Protection Bureau; Overdraft Lending: Very Large Financial Institutions (89 Fed. Reg. 13,852-13,908, February 23, 2024) Proposed Rule, Consumer Financial Protection Bureau: Prohibition on Creditors and Consumer Reporting Agencies Concerning Medical Information (Regulation V) (89 Fed. Reg. 51,682-51,736, June 18, 2024) Proposed Rule, Consumer Financial Protection Bureau; Protecting Americans from Harmful Data Broker Practices (Regulation V) (88 Fed. Reg. 101,402-101,462, December 13, 2024) Advance Notice of Proposed Rulemaking, Consumer Financial Protection Bureau; Fair Credit Reporting Act (Regulation V); Identity Theft and Coerced Debt (89 Fed. Reg. 100,922-100,923, December 13, 2024) Final Rule, Consumer Financial Protection Bureau; Credit Card Penalty Fees (Regulation Z) (89 Fed. Reg. 19,128-19,223, March 15, 2024) Proposed Rule, Consumer Financial Protection Bureau; Defining Larger Participants of a Market for General-Use Digital Consumer Payment Applications (88 Fed. Reg. 80,197-80,216, November 17, 2023) Proposed Rule, Consumer Financial Protection Bureau; Equal Credit Opportunity Act (Regulation B) (90 Fed. Reg. 50,901-50,923, October 13, 2025) Proposed Rule, Office of the Comptroller of the Currency, Implementing the Guiding and Establishing National Innovation for U.S. Stablecoins Act for the Issuance of Stablecoins by Entities Subject to the Jurisdiction of the Office of the Comptroller of the Currency (91 Fed. Reg. 10,202-10,303, March 2, 2026) Request for Comment, Consumer Financial Protection Bureau, Consumer Response Intake Form (91 Fed. Reg. 4,066-4,067, January 30, 2026) Request for Comment, Consumer Financial Protection Bureau, Draft Strategic Plan for FY 2026-2030 Proposed Rule, Federal Reserve, Federal Deposit Insurance Corporation, Office of the Comptroller of the Currency, Regulatory Capital Rule: Category I and II Banking Organizations, Banking Organizations With Significant Trading Activity, and Optional Adoption for Other Banking Organizations (91 Fed. Reg. 14,952-15,329, March 27, 2026) Proposed Rule, Federal Reserve, Federal Deposit Insurance Corporation, Office of the Comptroller of the Currency, Regulatory Capital Rules: Regulatory Capital and Standardized Approach for Risk-Weighted Assets (91 Fed. Reg. 15,332-15,452, March 27, 2026) Various issues relating to potential rulemaking regarding Section 956 of the Dodd-Frank Act (P.L. 111-203); independent monetary policy by the Federal Reserve System
Client expense: $16,950,000 · Firm income: Not reported
Government targets: Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, HOUSE OF REPRESENTATIVES, Office of the Comptroller of the Currency (OCC), SENATE, Treasury, Dept of
2026 · first_quarter · Banking
H.R. 654, TABS Act of 2025 H.R. 940, Fair Audits and Inspections for Regulators (FAIR) Exams Act H.R. 1602, Financial Privacy Act of 2025 H.R. 1900, Bank Failure Prevention Act of 2025 H.R. 2702/S. 875, Financial Integrity and Regulation Management (FIRM) Act H.R. 3230, Financial Institution Regulatory Tailoring Enhancement Act H.R. 3379, Halting Uncertain Methods and Practices in Supervision Act of 2025 H.R. 3380, Taking Account of Institutions with Low Operation Risk (TAILOR) Act of 2025 H.R. 3390, Bringing the Discount Window into the 21st Century Act H.R. 3446, FDIC Board Accountability Act H.R. 4437, Supervisory Modifications for Appropriate Risk-based Testing (SMART) Act of 2025 H.R. 4478, Tailored Regulatory Updates for Supervisory Stress Testing (TRUST) Act of 2025 H.R. 5270, Stress Testing Accountability and Transparency Act H.R. 5291/S. 2663, Merchant Banking Modernization Act H.R. 6955, Main Street Capital Access Act H.R. 7056, Community Bank Regulatory Tailoring Act S. 3772, Export-Import Bank Reauthorization Act of 2026 H.J. Res. 59/S.J. Res. 18, Disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Overdraft Lending: Very Large Financial Institutions" H.J. Res. 64/S.J. Res. 28, Disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Defining Larger Participants of a Market for General-Use Digital Consumer Payment Applications" H.J. Res. 74/S.J. Res. 36, Disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Prohibition on Creditors and Consumer Reporting Agencies Concerning Medical Information (Regulation V)" Draft legislation to amend the Dodd-Frank Wall Street Reform and Consumer Protection Act to repeal certain rulemaking requirements Draft legislation in the House of Representatives to Reauthorize the Export-Import Bank of the United States Potential legislation regarding the funding of the Consumer Financial Protection Bureau Proposed Rule, Consumer Financial Protection Bureau; Overdraft Lending: Very Large Financial Institutions (89 Fed. Reg. 13,852-13,908, February 23, 2024) Proposed Rule, Federal Deposit Insurance Corporation, Statement of Policy on Bank Merger Transactions (89 Fed. Reg. 29,222-29,244, June 18, 2024) Proposed Rule, Consumer Financial Protection Bureau: Prohibition on Creditors and Consumer Reporting Agencies Concerning Medical Information (Regulation V) (89 Fed. Reg. 51,682-51,736, June 18, 2024) Proposed Rule, Consumer Financial Protection Bureau; Protecting Americans from Harmful Data Broker Practices (Regulation V) (88 Fed. Reg. 101,402-101,462, December 13, 2024) Advance Notice of Proposed Rulemaking, Consumer Financial Protection Bureau; Fair Credit Reporting Act (Regulation V); Identity Theft and Coerced Debt (89 Fed. Reg. 100,922-100,923, December 13, 2024) Final Rule, Consumer Financial Protection Bureau; Credit Card Penalty Fees (Regulation Z) (89 Fed. Reg. 19,128-19,223, March 15, 2024) Proposed Rule, Consumer Financial Protection Bureau; Defining Larger Participants of a Market for General-Use Digital Consumer Payment Applications (88 Fed. Reg. 80,197-80,216, November 17, 2023) Proposed Rule, Federal Reserve Board: Modifications to the Capital Plan Rule and Stress Capital Buffer Requirement (90 Fed. Reg. 16,843-16,860, April 22, 2025) Proposed Rule, Consumer Financial Protection Bureau; Equal Credit Opportunity Act (Regulation B) (90 Fed. Reg. 50,901-50,923, October 13, 2025) Proposed Rule, Revised Guidelines, Office of the Comptroller of the Currency, Guidelines Establishing Heightened Standards for Certain Large Insured National Banks, Insured Federal Savings Associations, and Insured Federal Branches; Technical Amendments (90 Fed. Reg. 61,084-61,093, December 30, 2025) Proposed Rule, Office of the Comptroller of the Currency, Implementing the Guiding and Establishing National Innovation for U.S. Stablecoins Act for the Issuance of Stablecoins by Entities Subject to the Jurisdiction of the Office of the Comptroller of the Currency (91 Fed. Reg. 10,202-10,303, March 2, 2026) Request for Comment, Consumer Financial Protection Bureau, Consumer Response Intake Form (91 Fed. Reg. 4,066-4,067, January 30, 2026) Request for Comment, Consumer Financial Protection Bureau, Draft Strategic Plan for FY 2026-2030 Various issues relating to Regulatory Capital Rules: Regulatory Capital, Implementation of Basel III, Capital Adequacy, Transition Provisions, Prompt Corrective Action, Standardized Approach for Risk-weighted Assets, Market Discipline and Disclosure Requirements, Advanced Approaches Risk-Based Capital Rule, and Market Risk Capital Rule; potential rulemaking regarding Section 956 of the Dodd-Frank Act (P.L. 111-203); independent monetary policy by the Federal Reserve System
Client expense: $19,750,000 · Firm income: Not reported
Government targets: Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, HOUSE OF REPRESENTATIVES, Office of the Comptroller of the Currency (OCC), SENATE, Treasury, Dept of
2026 · first_quarter · Banking
H.R. 654, TABS Act of 2025 H.R. 940, Fair Audits and Inspections for Regulators (FAIR) Exams Act H.R. 1602, Financial Privacy Act of 2025 H.R. 1900, Bank Failure Prevention Act of 2025 H.R. 2702/S. 875, Financial Integrity and Regulation Management (FIRM) Act H.R. 3230, Financial Institution Regulatory Tailoring Enhancement Act H.R. 3379, Halting Uncertain Methods and Practices in Supervision Act of 2025 H.R. 3380, Taking Account of Institutions with Low Operation Risk (TAILOR) Act of 2025 H.R. 3390, Bringing the Discount Window into the 21st Century Act H.R. 3446, FDIC Board Accountability Act H.R. 4437, Supervisory Modifications for Appropriate Risk-based Testing (SMART) Act of 2025 H.R. 4478, Tailored Regulatory Updates for Supervisory Stress Testing (TRUST) Act of 2025 H.R. 5270, Stress Testing Accountability and Transparency Act H.R. 5291/S. 2663, Merchant Banking Modernization Act H.R. 6955, Main Street Capital Access Act H.R. 7056, Community Bank Regulatory Tailoring Act S. 3772, Export-Import Bank Reauthorization Act of 2026 H.J. Res. 59/S.J. Res. 18, Disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Overdraft Lending: Very Large Financial Institutions" H.J. Res. 64/S.J. Res. 28, Disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Defining Larger Participants of a Market for General-Use Digital Consumer Payment Applications" H.J. Res. 74/S.J. Res. 36, Disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Prohibition on Creditors and Consumer Reporting Agencies Concerning Medical Information (Regulation V)" Draft legislation to amend the Dodd-Frank Wall Street Reform and Consumer Protection Act to repeal certain rulemaking requirements Draft legislation in the House of Representatives to Reauthorize the Export-Import Bank of the United States Potential legislation regarding the funding of the Consumer Financial Protection Bureau Proposed Rule, Consumer Financial Protection Bureau; Overdraft Lending: Very Large Financial Institutions (89 Fed. Reg. 13,852-13,908, February 23, 2024) Proposed Rule, Federal Deposit Insurance Corporation, Statement of Policy on Bank Merger Transactions (89 Fed. Reg. 29,222-29,244, June 18, 2024) Proposed Rule, Consumer Financial Protection Bureau: Prohibition on Creditors and Consumer Reporting Agencies Concerning Medical Information (Regulation V) (89 Fed. Reg. 51,682-51,736, June 18, 2024) Proposed Rule, Consumer Financial Protection Bureau; Protecting Americans from Harmful Data Broker Practices (Regulation V) (88 Fed. Reg. 101,402-101,462, December 13, 2024) Advance Notice of Proposed Rulemaking, Consumer Financial Protection Bureau; Fair Credit Reporting Act (Regulation V); Identity Theft and Coerced Debt (89 Fed. Reg. 100,922-100,923, December 13, 2024) Final Rule, Consumer Financial Protection Bureau; Credit Card Penalty Fees (Regulation Z) (89 Fed. Reg. 19,128-19,223, March 15, 2024) Proposed Rule, Consumer Financial Protection Bureau; Defining Larger Participants of a Market for General-Use Digital Consumer Payment Applications (88 Fed. Reg. 80,197-80,216, November 17, 2023) Proposed Rule, Federal Reserve Board: Modifications to the Capital Plan Rule and Stress Capital Buffer Requirement (90 Fed. Reg. 16,843-16,860, April 22, 2025) Proposed Rule, Consumer Financial Protection Bureau; Equal Credit Opportunity Act (Regulation B) (90 Fed. Reg. 50,901-50,923, October 13, 2025) Proposed Rule, Revised Guidelines, Office of the Comptroller of the Currency, Guidelines Establishing Heightened Standards for Certain Large Insured National Banks, Insured Federal Savings Associations, and Insured Federal Branches; Technical Amendments (90 Fed. Reg. 61,084-61,093, December 30, 2025) Proposed Rule, Office of the Comptroller of the Currency, Implementing the Guiding and Establishing National Innovation for U.S. Stablecoins Act for the Issuance of Stablecoins by Entities Subject to the Jurisdiction of the Office of the Comptroller of the Currency (91 Fed. Reg. 10,202-10,303, March 2, 2026) Request for Comment, Consumer Financial Protection Bureau, Consumer Response Intake Form (91 Fed. Reg. 4,066-4,067, January 30, 2026) Request for Comment, Consumer Financial Protection Bureau, Draft Strategic Plan for FY 2026-2030 Various issues relating to Regulatory Capital Rules: Regulatory Capital, Implementation of Basel III, Capital Adequacy, Transition Provisions, Prompt Corrective Action, Standardized Approach for Risk-weighted Assets, Market Discipline and Disclosure Requirements, Advanced Approaches Risk-Based Capital Rule, and Market Risk Capital Rule; potential rulemaking regarding Section 956 of the Dodd-Frank Act (P.L. 111-203); independent monetary policy by the Federal Reserve System
Client expense: $19,750,000 · Firm income: Not reported
Government targets: Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, HOUSE OF REPRESENTATIVES, Office of the Comptroller of the Currency (OCC), SENATE, Treasury, Dept of
2025 · fourth_quarter · Banking
H.R. 654, TABS Act of 2025 H.R. 940, Fair Audits and Inspections for Regulators (FAIR) Exams Act H.R. 1602, Financial Privacy Act of 2025 H.R. 1900, Bank Failure Prevention Act of 2025 H.R. 2702/S. 875, Financial Integrity and Regulation Management (FIRM) Act H.R. 3230, Financial Institution Regulatory Tailoring Enhancement Act H.R. 3379, Halting Uncertain Methods and Practices in Supervision Act of 2025 H.R. 3380, Taking Account of Institutions with Low Operation Risk (TAILOR) Act of 2025 H.R. 3390, Bringing the Discount Window into the 21st Century Act H.R. 3446, FDIC Board Accountability Act H.R. 4437, Supervisory Modifications for Appropriate Risk-based Testing (SMART) Act of 2025 H.R. 4478, Tailored Regulatory Updates for Supervisory Stress Testing (TRUST) Act of 2025 H.R. 5270, Stress Testing Accountability and Transparency Act H.R. 5291/S. 2663, Merchant Banking Modernization Act H.J.Res. 59/S.J.Res. 18, Disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Overdraft Lending: Very Large Financial Institutions" H.J.Res. 64/S.J.Res. 28, Disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Defining Larger Participants of a Market for General-Use Digital Consumer Payment Applications" H.J. Res.74/S.J. Res.36, Disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Prohibition on Creditors and Consumer Reporting Agencies Concerning Medical Information (Regulation V)" Draft legislation to amend the Dodd-Frank Wall Street Reform and Consumer Protection Act to repeal certain rulemaking requirements Potential legislation regarding the funding of the Consumer Financial Protection Bureau Proposed Rule, Consumer Financial Protection Bureau; Overdraft Lending: Very Large Financial Institutions (89 Fed. Reg. 13,852-13,908, February 23, 2024) Proposed Rule, Federal Deposit Insurance Corporation, Statement of Policy on Bank Merger Transactions (89 Fed. Reg. 29,222-29,244, June 18, 2024) Proposed Rule, Consumer Financial Protection Bureau: Prohibition on Creditors and Consumer Reporting Agencies Concerning Medical Information (Regulation V) (89 Fed. Reg. 51,682-51,736, June 18, 2024) Proposed Rule, Consumer Financial Protection Bureau; Protecting Americans from Harmful Data Broker Practices (Regulation V) (88 Fed. Reg. 101,402-101,462, December 13, 2024) Advance Notice of Proposed Rulemaking, Consumer Financial Protection Bureau; Fair Credit Reporting Act (Regulation V); Identity Theft and Coerced Debt (89 Fed. Reg. 100,922-100,923, December 13, 2024) Final Rule, Consumer Financial Protection Bureau; Credit Card Penalty Fees (Regulation Z) (89 Fed. Reg. 19,128-19,223, March 15, 2024) Proposed Rule, Consumer Financial Protection Bureau; Defining Larger Participants of a Market for General-Use Digital Consumer Payment Applications (88 Fed. Reg. 80,197-80,216, November 17, 2023) Proposed Rule, Federal Reserve Board: Modifications to the Capital Plan Rule and Stress Capital Buffer Requirement (90 Fed. Reg. 16,843-16,860, April 22, 2025) Proposed Rule, Office of the Comptroller of the Currency, Treasury; the Board of Governors of the Federal Reserve System; and the Federal Deposit Insurance Corporation: Modifications to the Enhanced Supplementary Leverage Ratio Standards for U.S. Global Systemically Important Bank Holding Companies and Their Subsidiary Depository Institutions; Total Loss-Absorbing Capacity and Long-Term Debt Requirements for U.S. Global Systemically Important Bank Holding Companies (90 Fed. Reg. 30,780-30,817, July 10, 2025) Proposed rule, Consumer Financial Protection Bureau; Equal Credit Opportunity Act (Regulation B) (90 Fed. Reg. 50,901-50,923, October 13, 2025) Various issues relating to Regulatory Capital Rules: Regulatory Capital, Implementation of Basel III, Capital Adequacy, Transition Provisions, Prompt Corrective Action, Standardized Approach for Risk-weighted Assets, Market Discipline and Disclosure Requirements, Advanced Approaches Risk-Based Capital Rule, and Market Risk Capital Rule; potential rulemaking regarding Section 956 of the Dodd-Frank Act (P.L. 111-203); independent monetary policy by the Federal Reserve System
Client expense: $17,960,000 · Firm income: Not reported
Government targets: Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, HOUSE OF REPRESENTATIVES, Office of the Comptroller of the Currency (OCC), SENATE, Treasury, Dept of
2025 · third_quarter · Banking
H.R. 654, TABS Act of 2025 H.R. 940, Fair Audits and Inspections for Regulators (FAIR) Exams Act H.R. 1602, Financial Privacy Act of 2025 H.R. 1900, Bank Failure Prevention Act of 2025 H.R. 2702/S. 875, Financial Integrity and Regulation Management (FIRM) Act H.R. 3230, Financial Institution Regulatory Tailoring Enhancement Act H.R. 3379, Halting Uncertain Methods and Practices in Supervision Act of 2025 H.R. 3380, Taking Account of Institutions with Low Operation Risk (TAILOR) Act of 2025 H.R. 3390, the Bringing the Discount Window into the 21st Century Act H.R. 3446, the FDIC Board Accountability Act H.R. 4437, the Supervisory Modifications for Appropriate Risk-based Testing (SMART) Act of 2025 H.R. 4478, the Tailored Regulatory Updates for Supervisory Stress Testing (TRUST) Act of 2025 H.R. 5270, the Stress Testing Accountability and Transparency Act H.R. 5291/S.2663, Merchant Banking Modernization Act H.J. Res. 59/S.J. Res. 18, Disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Overdraft Lending: Very Large Financial Institutions" H.J. Res. 64/S.J. Res. 28, Disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Defining Larger Participants of a Market for General-Use Digital Consumer Payment Applications" H.J. Res. 74/S.J. Res. 36, Disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Prohibition on Creditors and Consumer Reporting Agencies Concerning Medical Information (Regulation V)" Draft legislation titled To amend the Dodd-Frank Wall Street Reform and Consumer Protection Act to repeal certain rulemaking requirements Potential legislation regarding the funding of the Consumer Financial Protection Bureau Proposed Rule, Consumer Financial Protection Bureau; Overdraft Lending: Very Large Financial Institutions (89 Fed. Reg. 13,852-13,908, February 23, 2024) Proposed Rule, Federal Deposit Insurance Corporation, Statement of Policy on Bank Merger Transactions (89 Fed. Reg. 29,222-29,244, June 18, 2024) Proposed Rule, Consumer Financial Protection Bureau: Prohibition on Creditors and Consumer Reporting Agencies Concerning Medical Information (Regulation V) (89 Fed. Reg. 51,682-51,736, June 18, 2024) Proposed Rule, Federal Deposit Insurance Corporation; Regulations Implementing the Change in Bank Control Act (89 Fed. Reg. 67,002-67,009, August 19, 2024) Proposed Rule, Federal Deposit Insurance Corporation: Unsafe and Unsound Banking Practices: Brokered Deposits Restrictions (89 Fed. Reg. 68,244-68,272, August 23, 2024) Proposed Rule, Consumer Financial Protection Bureau; Protecting Americans from Harmful Data Broker Practices (Regulation V) (88 Fed. Reg. 101,402-101,462, December 13, 2024) Advance Notice of Proposed Rulemaking, Consumer Financial Protection Bureau; Fair Credit Reporting Act (Regulation V); Identity Theft and Coerced Debt (89 Fed. Reg. 100,922-100,923, December 13, 2024) Final Rule, Consumer Financial Protection Bureau; Credit Card Penalty Fees (Regulation Z) (89 Fed. Reg. 19,128-19,223, March 15, 2024) Proposed Rule, Consumer Financial Protection Bureau; Defining Larger Participants of a Market for General-Use Digital Consumer Payment Applications (88 Fed. Reg. 80,197-80,216, November 17, 2023) Proposed Rule, Federal Reserve Board: Modifications to the Capital Plan Rule and Stress Capital Buffer Requirement (90 Fed. Reg. 16,843-16,860, April 22, 2025) Proposed Rule, Office of the Comptroller of the Currency, Treasury; the Board of Governors of the Federal Reserve System; and the Federal Deposit Insurance Corporation: Modifications to the Enhanced Supplementary Leverage Ratio Standards for U.S. Global Systemically Important Bank Holding Companies and Their Subsidiary Depository Institutions; Total Loss-Absorbing Capacity and Long-Term Debt Requirements for U.S. Global Systemically Important Bank Holding Companies (90 Fed. Reg. 30,780-30,817, July 10, 2025) Various issues relating to Regulatory Capital Rules: Regulatory Capital, Implementation of Basel III, Capital Adequacy, Transition Provisions, Prompt Corrective Action, Standardized Approach for Risk-weighted Assets, Market Discipline and Disclosure Requirements, Advanced Approaches Risk-Based Capital Rule, and Market Risk Capital Rule; potential rulemaking regarding Section 956 of the Dodd-Frank Act (P.L. 111-203); independent monetary policy by the Federal Reserve System
2025 · second_quarter · Financial Institutions/Investments/Securities
Issues related to payment processing, corporate governance, debit reforms, financial innovation and technology, lending, gift cards, money transmission licensing, fraud prevention, payment authentication, data security, the Congressional Review Act resolution to overturn the CFPB larger participant rule (S.J. Res. 18 / H.J. Res. 64), the CFPB open banking rule, the Credit Card Competition Act (H.R. 3881 / S. 1838), the Financial Services and General Government Appropriations Act, 2025 (H.R. 8773), and financial inclusion.
Client expense: $4,460,000 · Firm income: Not reported
2025 · second_quarter · Consumer Issues/Safety/Products
H.R. 1 One Big Beautiful Bill Act H.R. 654 - TABS Act of 2025 overdraft reform medical debt in credit reports CFPB finalized rule on credit card late fees Earned Wage Access Solar Panel Fraud & Consumer Protections Sunlight on Solar Lending Act H. J. Res 122 Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to "Credit Card Penalty Fees (Regulation Z)" rate caps Buy Now Pay Later products S.J.Res. 18 A joint resolution disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Overdraft Lending: Very Large Financial Institutions". S.J.Res 28 A joint resolution disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Defining Larger Participants of a Market for General-Use Digital Consumer Payment Applications". H.J.Res 59 A joint resolution disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Overdraft Lending: Very Large Financial Institutions". H.J.Res 64 A joint resolution disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Defining Larger Participants of a Market for General-Use Digital Consumer Payment Applications". H.J.Res 74 Disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to Prohibition on Creditors and Consumer Reporting Agencies Concerning Medical Information (Regulation V) S.J.Res. 36 Disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to Prohibition on Creditors and Consumer Reporting Agencies Concerning Medical Information (Regulation V) Consumer Financial Protection Commission Act CFPB-IG Reform Act of 2025 HR 2183 CFPB Dual Mandate and Economic Analysis Act Transparency in CFPB Cost-Benefit Analysis Act H.R. 1606, the Making the CFPB Accountable to Small Businesses Act of 2025 H.R. 1652, the Rectifying UDAAP Act H.R. 1653, the Civil Investigative Demand Reform Act of 2025
2025 · second_quarter · Banking
H.R. 654, TABS Act of 2025 H.R. 940, Fair Audits and Inspections for Regulators (FAIR) Exams Act H.R. 1602, Financial Privacy Act of 2025 H.R. 1900, Bank Failure Prevention Act of 2025 H.R. 2702/S. 875, Financial Integrity and Regulation Management (FIRM) Act H.R. 3230, Financial Institution Regulatory Tailoring Enhancement Act H.R. 3379, Halting Uncertain Methods and Practices in Supervision Act of 2025 H.R. 3380, Taking Account of Institutions with Low Operation Risk (TAILOR) Act of 2025 H.J. Res. 59/S.J. Res. 18, Disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Overdraft Lending: Very Large Financial Institutions" H.J. Res. 64/S.J. Res. 28, Disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Defining Larger Participants of a Market for General-Use Digital Consumer Payment Applications" H.J. Res. 74/S.J. Res. 36, Disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Prohibition on Creditors and Consumer Reporting Agencies Concerning Medical Information (Regulation V)" Draft legislation titled To amend the Dodd-Frank Wall Street Reform and Consumer Protection Act to repeal certain rulemaking requirements Potential legislation regarding the funding of the Consumer Financial Protection Bureau Proposed Rule, Consumer Financial Protection Bureau; Overdraft Lending: Very Large Financial Institutions (89 Fed. Reg. 13,852-13,908, February 23, 2024) Proposed Rule, Federal Deposit Insurance Corporation, Statement of Policy on Bank Merger Transactions (89 Fed. Reg. 29,222-29,244, June 18, 2024) Proposed Rule, Consumer Financial Protection Bureau: Prohibition on Creditors and Consumer Reporting Agencies Concerning Medical Information (Regulation V) (89 Fed. Reg. 51,682-51,736, June 18, 2024) Proposed Rule, Federal Deposit Insurance Corporation; Regulations Implementing the Change in Bank Control Act (89 Fed. Reg. 67,002-67,009, August 19, 2024) Proposed Rule, Federal Deposit Insurance Corporation: Unsafe and Unsound Banking Practices: Brokered Deposits Restrictions (89 Fed. Reg. 68,244-68,272, August 23, 2024) Proposed Rule, Consumer Financial Protection Bureau; Protecting Americans from Harmful Data Broker Practices (Regulation V) (88 Fed. Reg. 101,402-101,462, December 13, 2024) Advance Notice of Proposed Rulemaking, Consumer Financial Protection Bureau; Fair Credit Reporting Act (Regulation V); Identity Theft and Coerced Debt (89 Fed. Reg. 100,922-100,923, December 13, 2024) Proposed Rule, Consumer Financial Protection Bureau; Defining Larger Participants of a Market for General-Use Digital Consumer Payment Applications (88 Fed. Reg. 80,197-80,216, November 17, 2023) Final Rule, Consumer Financial Protection Bureau; Credit Card Penalty Fees (Regulation Z) (89 Fed. Reg. 19,128-19,223, March 15, 2024) Proposed Rule, Federal Reserve Board: Modifications to the Capital Plan Rule and Stress Capital Buffer Requirement (90 Fed. Reg. 16,843-16,860, April 22, 2025) Various issues relating to Regulatory Capital Rules: Regulatory Capital, Implementation of Basel III, Capital Adequacy, Transition Provisions, Prompt Corrective Action, Standardized Approach for Risk-weighted Assets, Market Discipline and Disclosure Requirements, Advanced Approaches Risk-Based Capital Rule, and Market Risk Capital Rule; potential rulemaking regarding Section 956 of the Dodd-Frank Act (P.L. 111-203); independent monetary policy by the Federal Reserve System
2025 · first_quarter · Financial Institutions/Investments/Securities
Issues related to payment processing, corporate governance, debit reforms, financial innovation and technology, lending, gift cards, money transmission licensing, fraud prevention, payment authentication, data security, the Congressional Review Act resolution to overturn the CFPB larger participant rule (S.J. Res. 18 / H.J. Res. 64), the CFPB open banking rule, the Credit Card Competition Act (H.R. 3881 / S. 1838), the Financial Services and General Government Appropriations Act, 2025 (H.R. 8773), and financial inclusion.
Client expense: $4,380,000 · Firm income: Not reported
2025 · first_quarter · Consumer Issues/Safety/Products
Financial Technology ("Fintech") NFIP policy discussion H.R. 654 - TABS Act of 2025 Rule 1071 H.R. 976, the 1071 Repeal to Protect Small Business Lending Act overdraft reform medical debt in credit reports Solar Panel Fraud & Consumer Protections Buy Now Pay Later products S.J.Res. 18 A joint resolution disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Overdraft Lending: Very Large Financial Institutions". S.J.Res 28 A joint resolution disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Defining Larger Participants of a Market for General-Use Digital Consumer Payment Applications". H.J.Res 59 A joint resolution disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Overdraft Lending: Very Large Financial Institutions". H.J.Res 64 A joint resolution disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Defining Larger Participants of a Market for General-Use Digital Consumer Payment Applications". H.J.Res 74 Disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to Prohibition on Creditors and Consumer Reporting Agencies Concerning Medical Information (Regulation V) S.J.Res. 36 Disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to Prohibition on Creditors and Consumer Reporting Agencies Concerning Medical Information (Regulation V) Consumer Financial Protection Commission Act CFPB-IG Reform Act of 2025 HR 2183 CFPB Dual Mandate and Economic Analysis Act Transparency in CFPB Cost-Benefit Analysis Act H.R. 1606, the Making the CFPB Accountable to Small Businesses Act of 2025 H.R. 1652, the Rectifying UDAAP Act H.R. 1653, the Civil Investigative Demand Reform Act of 2025 Business of Insurance Regulatory Reform Act of 2025 H.R. 1658 SAFE Lending Act S. 780 SAFE Lending Act Sunlight on Solar Lending Act
2025 · first_quarter · Financial Institutions/Investments/Securities
Issues related to payment processing, corporate governance, debit reforms, financial innovation and technology, lending, gift cards, money transmission licensing, fraud prevention, payment authentication, data security, the Congressional Review Act resolution to overturn the CFPB larger participant rule (S.J. Res. 18 / H.J. Res. 64), the CFPB open banking rule, the Credit Card Competition Act (H.R. 3881 / S. 1838), the Financial Services and General Government Appropriations Act, 2025 (H.R. 8773), and financial inclusion.
Client expense: $4,330,000 · Firm income: Not reported
2025 · first_quarter · Banking
H.R. 654, TABS Act of 2025 H.R. 1602, Financial Privacy Act of 2025 S. 875, the Financial Integrity and Regulation Management (FIRM) Act H.J.Res. 59/S.J.Res. 18, Disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Overdraft Lending: Very Large Financial Institutions" H.J.Res. 64/S.J.Res. 28, Disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Defining Larger Participants of a Market for General-Use Digital Consumer Payment Applications" H.J.Res. 74/S.J.Res. 36, Disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Prohibition on Creditors and Consumer Reporting Agencies Concerning Medical Information (Regulation V)" Draft legislation titled To amend the Dodd-Frank Wall Street Reform and Consumer Protection Act to repeal certain rulemaking requirements Potential legislation regarding the funding of the Consumer Financial Protection Bureau Proposed Rule, Consumer Financial Protection Bureau; Overdraft Lending: Very Large Financial Institutions (89 Fed. Reg. 13,852-13,908, February 23, 2024) Proposed Rule, Federal Deposit Insurance Corporation, Statement of Policy on Bank Merger Transactions (89 Fed. Reg. 29,222-29,244, June 18, 2024) Proposed Rule, Consumer Financial Protection Bureau: Prohibition on Creditors and Consumer Reporting Agencies Concerning Medical Information (Regulation V) (89 Fed. Reg. 51,682-51,736, June 18, 2024) Proposed Rule, Federal Deposit Insurance Corporation; Regulations Implementing the Change in Bank Control Act (89 Fed. Reg. 67,002-67,009, August 19, 2024) Proposed Rule, Federal Deposit Insurance Corporation: Unsafe and Unsound Banking Practices: Brokered Deposits Restrictions (89 Fed. Reg. 68,244-68,272, August 23, 2024) Proposed Rule, Consumer Financial Protection Bureau; Protecting Americans from Harmful Data Broker Practices (Regulation V) (88 Fed. Reg. 101,402-101,462, December 13, 2024) Advance Notice of Proposed Rulemaking, Consumer Financial Protection Bureau; Fair Credit Reporting Act (Regulation V); Identity Theft and Coerced Debt (89 Fed. Reg. 100,922-100,923, December 13, 2024) Proposed Rule, Consumer Financial Protection Bureau; Defining Larger Participants of a Market for General-Use Digital Consumer Payment Applications (88 Fed. Reg. 80,197-80,216, November 17, 2023) Final Rule, Consumer Financial Protection Bureau; Credit Card Penalty Fees (Regulation Z) (89 Fed. Reg. 19,128-19,223, March 15, 2024) Various issues relating to Regulatory Capital Rules: Regulatory Capital, Implementation of Basel III, Capital Adequacy, Transition Provisions, Prompt Corrective Action, Standardized Approach for Risk-weighted Assets, Market Discipline and Disclosure Requirements, Advanced Approaches Risk-Based Capital Rule, and Market Risk Capital Rule; potential rulemaking regarding Section 956 of the Dodd-Frank Act (P.L. 111-203); independent monetary policy by the Federal Reserve System
| Republican |
| PA |
| Tim Moore | Republican | NC |
| Troy Downing | Republican | MT |
| Young Kim | Republican | CA |
Client expense: $13,650,000 · Firm income: Not reported
Government targets: Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, HOUSE OF REPRESENTATIVES, Office of the Comptroller of the Currency (OCC), SENATE, Treasury, Dept of
Government targets: Consumer Financial Protection Bureau (CFPB), Federal Reserve System, HOUSE OF REPRESENTATIVES, Internal Revenue Service (IRS), SENATE, Treasury, Dept of
Client expense: $150,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
Client expense: $19,340,000 · Firm income: Not reported
Government targets: Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, HOUSE OF REPRESENTATIVES, Office of the Comptroller of the Currency (OCC), SENATE, Treasury, Dept of
Government targets: Consumer Financial Protection Bureau (CFPB), Federal Reserve System, HOUSE OF REPRESENTATIVES, Internal Revenue Service (IRS), SENATE, Treasury, Dept of
Client expense: $150,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
Government targets: Consumer Financial Protection Bureau (CFPB), Federal Reserve System, HOUSE OF REPRESENTATIVES, Internal Revenue Service (IRS), SENATE, Treasury, Dept of
Client expense: $19,340,000 · Firm income: Not reported
Government targets: Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, HOUSE OF REPRESENTATIVES, Office of the Comptroller of the Currency (OCC), SENATE, Treasury, Dept of