Consumer Privacy Protection Act of 2003

H.R. 122 The Wireless Telephone Spam Protection Act (Holt) – Electronic communications w/customers and potential customers; privacy; regulatory authority; penalty provisions. H.R.395 - Do-Not-Call Implementation Act relevance to direct marketers of insurance. H.R.1636 - Consumer Privacy Protection Act of 2003 broad privacy protection bill, intended to carve-out companies already complying with GLB. H.R.1910 - To prohibit discrimination on the basis of genetic information with respect to health insurance. Genetic information is critical to determine risk class when issuing life insurance. H.R.2035 - Identity Theft and Financial Privacy Protection Act of 2003 main provisions folded into H.R.2622. H.R. 2622 - Fair and Accurate Credit Transactions Act of 2003 sharing of medical information; permanent federal preemption. H.R. 2633 - Identity Theft Protection and Information Blackout Act of 2003 sharing of medical information. S.16 - Equal Rights and Equal Dignity for Americans Act of 2003 genetic information is critical to determine risk class when issuing life insurance. S.228 - Social Security Number Misuse Prevention Act prevents requiring applicant to disclose SS# in order to obtain product or service S. 563, the Computer Owners’ Bill of Rights (Dayton) – Electronic communications w/customers and potential customers; privacy; regulatory authority; penalty provisions. S. 877, CAN-Spam Act of 2003 (Burns-Wyden) – Electronic communications w/customers and potential customers; privacy; regulatory authority; penalty provisions. S.1053 - Genetic Information Nondiscrimination Act of 2003 genetic information is critical to determine risk class when issuing life insurance. S. 1231, Stop Pornography and Abusive Marketing Act (Schumer) – Electronic communications w/customers and potential customers; privacy; regulatory authority; penalty provisions. S. 1293, the Criminal Spam Act of 2003 (Hatch) – Electronic communications w/customers and potential customers; privacy; regulatory authority; penalty provisions. S. 1327, REDUCE Spam Act of 2003 (Corzine) – Electronic communications w/customers and potential customers; privacy; regulatory authority; penalty provisions.

Client expense: $5,585,576 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), SENATE, Treasury, Dept of

H.R.395 - Do-Not-Call Implementation Act relevance to direct marketers of insurance. H.R.1636 - Consumer Privacy Protection Act of 2003 broad privacy protection bill, intended to carve-out companies already complying with GLB. H.R.2035 - Identity Theft and Financial Privacy Protection Act of 2003 main provisions folded into H.R.2622. H.R. 2622 - Fair and Accurate Credit Transactions Act of 2003 sharing of medical information; permanent federal preemption. H.R. 2633 - Identity Theft Protection and Information Blackout Act of 2003 sharing of medical information. H.R. 3927 - The Life Insurance Anti-Discrimination in Travel Act, dealing with the use of travel history in underwriting life insurance. H.R. 4634 - Terrorism Insurance Backstop Extension Act of 2004, to extend the Terrorism Risk Insurance Program; group life. H.R. 4772 - Terrorism Risk Insurance Program Extension Act of 2004, to extend the Terrorism Risk Insurance Program; group life. S.16 - Equal Rights and Equal Dignity for Americans Act of 2003 genetic information is critical to determine risk class when issuing life insurance. S.228 - Social Security Number Misuse Prevention Act prevents requiring applicant to disclose SS# in order to obtain product or service. S. 2764 - Terrorism Risk Insurance Extension Act of 2004, to extend the Terrorism Risk Insurance Program; group life.

Client expense: $5,585,576 · Firm income: Not reported

HR 1636, Consumer Privacy Protection Act of 2003, consumer privacy issues

Client expense: $860,000 · Firm income: Not reported

Government targets: Executive Office of the President (EOP), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Office of the Vice President of the United States, SENATE, Treasury, Dept of, U.S. Postal Service (USPS)

H.R.2420-Mutual Funds Integrity and Fee Transparency Act of 2003, all provisions. H.R.2622-The Fair and Accurate Credit Transactions Act of 2003, all provisions. H.R.1375-The Financial Services Regulatory Relief Act of 2003, all provisions. H.R.957-The Broker Accountability through Enhanced Transparency Act 2003, all provisions. H.R.1000-Pension Security Act of 2003,all provisions. H.R.1766-To make permanent the provisions of the Fair Credit Reporting Act and amend the Gram-Leach Bailey Act to establish a national uniform privacy standard for financial institutions, all provisions. H.R.1636-Consumer Privacy Protection Act of 2003, all provisions. S.877-CAN-SPAM Act of 2003, all provisions.

Client expense: Not reported · Firm income: $60,000

H.R. 1115/S. 274/S. 1751-Class Action Fairness Act would give federal courts jurisdiction over class action cases that have national implications, and/or a majority of plaintiffs in multiple states. S. 1370-Consumer Credit Score Disclosure Act would amend the Fair Credit Reporting Act to provide for disclosure of credit-scoring information by creditors and consumer reporting agencies. H.R. 1766-National Uniform Privacy Standards Act would make permanent the provisions of the Fair Credit Reporting Act and amend the Gramm-Leach Bliley Act to establish a national uniform privacy standard for financial institutions. H.R. 2622-Fair & Accurate Credit Transaction Act amended the Fair Credit Reporting Act, to prevent identity theft, improve resolution of consumer disputes, improve the accuracy of consumer records, make improvements in the use of, and consumer access to, credit information, and for other purposes. H.R. 728-ADA Notification Act would require that businesses be given 90 days notice of a violation before they can be sued. S. 877 CAN-SPAM Act ensures that all unsolicited electronic emails contain correct factual information, present themselves as advertisement or marketing, the possible creation of a do-not-spam registry, and allow for the recipient to request not to receive any more. H.R. 1636-Consumer Privacy Protection, requires data collection organizations to notify consumers at the time of collection that their personally identifiable information may be used for an unrelated transaction purpose. Federal Communications Commission rules and regulations implementing the Telephone Consumer Protection Act of 1992, FCC 03-153 that would create a national Do-Not-Call Registry Covering both interstate and intrastate phone calls.

Client expense: $60,000 · Firm income: Not reported

H.R. 122 The Wireless Telephone Spam Protection Act (Holt) – Electronic communications w/customers and potential customers; privacy; regulatory authority; penalty provisions. H.R.395 - Do-Not-Call Implementation Act relevance to direct marketers of insurance. H.R.1636 - Consumer Privacy Protection Act of 2003 broad privacy protection bill, intended to carve-out companies already complying with GLB. H.R.1910 - To prohibit discrimination on the basis of genetic information with respect to health insurance. Genetic information is critical to determine risk class when issuing life insurance. H.R.2035 - Identity Theft and Financial Privacy Protection Act of 2003 main provisions folded into H.R.2622. H.R. 2214, Reduction in Distribution of Spam Act of 2003 (Burr, Sensenbrenner, Tauzin, Goodlatte, Upton, Hart, Stearns, Cannon) – Electronic communications w/customers and potential customers; privacy; regulatory authority; penalty provisions. H.R. 2515, the Anti-Spam Act of 2003 (Wilson et al.) – Electronic communications w/customers and potential customers; privacy; regulatory authority; penalty provisions. H.R. 2622 - Fair and Accurate Credit Transactions Act of 2003 sharing of medical information; permanent federal preemption. H.R. 2633 - Identity Theft Protection and Information Blackout Act of 2003 sharing of medical information. S.16 - Equal Rights and Equal Dignity for Americans Act of 2003 genetic information is critical to determine risk class when issuing life insurance. S.228 - Social Security Number Misuse Prevention Act prevents requiring applicant to disclose SS# in order to obtain product or service S. 563, the Computer Owners’ Bill of Rights (Dayton) – Electronic communications w/customers and potential customers; privacy; regulatory authority; penalty provisions. S. 877, CAN-Spam Act of 2003 (Burns-Wyden) – Electronic communications w/customers and potential customers; privacy; regulatory authority; penalty provisions. S.1053 - Genetic Information Nondiscrimination Act of 2003 genetic information is critical to determine risk class when issuing life insurance. S. 1231, Stop Pornography and Abusive Marketing Act (Schumer) – Electronic communications w/customers and potential customers; privacy; regulatory authority; penalty provisions. S. 1293, the Criminal Spam Act of 2003 (Hatch) – Electronic communications w/customers and potential customers; privacy; regulatory authority; penalty provisions. S. 1327, REDUCE Spam Act of 2003 (Corzine) – Electronic communications w/customers and potential customers; privacy; regulatory authority; penalty provisions.

H.R.395 - Do-Not-Call Implementation Act relevance to direct marketers of insurance. H.R.1636 - Consumer Privacy Protection Act of 2003 broad privacy protection bill, intended to carve-out companies already complying with GLB. H.R.2035 - Identity Theft and Financial Privacy Protection Act of 2003 main provisions folded into H.R.2622. H.R. 2622 - Fair and Accurate Credit Transactions Act of 2003 sharing of medical information; permanent federal preemption. H.R. 2633 - Identity Theft Protection and Information Blackout Act of 2003 sharing of medical information. S.16 - Equal Rights and Equal Dignity for Americans Act of 2003 genetic information is critical to determine risk class when issuing life insurance. S.228 - Social Security Number Misuse Prevention Act prevents requiring applicant to disclose SS# in order to obtain product or service.

Client expense: $3,552,510 · Firm income: Not reported

HR 1636, Consumer Privacy Protection Act of 2003, consumer privacy issues

Client expense: $70,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, Office of the Vice President of the United States, SENATE

H.R. 1636 Consumer Privacy Protection Act of 2003

Client expense: $1,556,249 · Firm income: Not reported

S. 1293 Criminal SPAM Act H.R. 49 Internet Tax Nondiscrimination Act S. 52 Internet Tax Nondiscrimination H.R. 1636 Consumer Privacy Protection Act of 2003 S. 745 Privacy Act of 2003 S. 877 CAN-SPAM Act of 2003 H.R. 2214 Reduction in Distribution of Spam Act of 2003

Client expense: Not reported · Firm income: $40,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 122 The Wireless Telephone Spam Protection Act (Holt) – Electronic communications w/customers and potential customers; privacy; regulatory authority; penalty provisions. H.R.395 - Do-Not-Call Implementation Act relevance to direct marketers of insurance. H.R.1636 - Consumer Privacy Protection Act of 2003 broad privacy protection bill, intended to carve-out companies already complying with GLB. H.R.1910 - To prohibit discrimination on the basis of genetic information with respect to health insurance. Genetic information is critical to determine risk class when issuing life insurance. H.R.2035 - Identity Theft and Financial Privacy Protection Act of 2003 main provisions folded into H.R.2622. H.R. 2214, Reduction in Distribution of Spam Act of 2003 (Burr, Sensenbrenner, Tauzin, Goodlatte, Upton, Hart, Stearns, Cannon) – Electronic communications w/customers and potential customers; privacy; regulatory authority; penalty provisions. H.R. 2515, the Anti-Spam Act of 2003 (Wilson et al.) – Electronic communications w/customers and potential customers; privacy; regulatory authority; penalty provisions. H.R. 2622 - Fair and Accurate Credit Transactions Act of 2003 sharing of medical information; permanent federal preemption. H.R. 2633 - Identity Theft Protection and Information Blackout Act of 2003 sharing of medical information. S.16 - Equal Rights and Equal Dignity for Americans Act of 2003 genetic information is critical to determine risk class when issuing life insurance. S.228 - Social Security Number Misuse Prevention Act prevents requiring applicant to disclose SS# in order to obtain product or service. S. 563, the Computer Owners’ Bill of Rights (Dayton) – Electronic communications w/customers and potential customers; privacy; regulatory authority; penalty provisions. S. 877, CAN-Spam Act of 2003 (Burns-Wyden) – Electronic communications w/customers and potential customers; privacy; regulatory authority; penalty provisions. S.1053 - Genetic Information Nondiscrimination Act of 2003 genetic information is critical to determine risk class when issuing life insurance. S. 1231, Stop Pornography and Abusive Marketing Act (Schumer) – Electronic communications w/customers and potential customers; privacy; regulatory authority; penalty provisions. S. 1293, the Criminal Spam Act of 2003 (Hatch) – Electronic communications w/customers and potential customers; privacy; regulatory authority; penalty provisions. S. 1327, REDUCE Spam Act of 2003 (Corzine) – Electronic communications w/customers and potential customers; privacy; regulatory authority; penalty provisions.

H.R. 122 The Wireless Telephone Spam Protection Act (Holt) – Electronic communications w/customers and potential customers; privacy; regulatory authority; penalty provisions. H.R.395 - Do-Not-Call Implementation Act relevance to direct marketers of insurance. H.R.1636 - Consumer Privacy Protection Act of 2003 broad privacy protection bill, intended to carve-out companies already complying with GLB. H.R.1910 - To prohibit discrimination on the basis of genetic information with respect to health insurance. Genetic information is critical to determine risk class when issuing life insurance. H.R.2035 - Identity Theft and Financial Privacy Protection Act of 2003 main provisions folded into H.R.2622. H.R. 2214, Reduction in Distribution of Spam Act of 2003 (Burr, Sensenbrenner, Tauzin, Goodlatte, Upton, Hart, Stearns, Cannon) – Electronic communications w/customers and potential customers; privacy; regulatory authority; penalty provisions. H.R. 2515, the Anti-Spam Act of 2003 (Wilson et al.) – Electronic communications w/customers and potential customers; privacy; regulatory authority; penalty provisions. H.R. 2622 - Fair and Accurate Credit Transactions Act of 2003 sharing of medical information; permanent federal preemption. H.R. 2633 - Identity Theft Protection and Information Blackout Act of 2003 sharing of medical information. S.16 - Equal Rights and Equal Dignity for Americans Act of 2003 genetic information is critical to determine risk class when issuing life insurance. S.228 - Social Security Number Misuse Prevention Act prevents requiring applicant to disclose SS# in order to obtain product or service. S. 563, the Computer Owners’ Bill of Rights (Dayton) – Electronic communications w/customers and potential customers; privacy; regulatory authority; penalty provisions. S. 877, CAN-Spam Act of 2003 (Burns-Wyden) – Electronic communications w/customers and potential customers; privacy; regulatory authority; penalty provisions. S.1053 - Genetic Information Nondiscrimination Act of 2003 genetic information is critical to determine risk class when issuing life insurance. S. 1231, Stop Pornography and Abusive Marketing Act (Schumer) – Electronic communications w/customers and potential customers; privacy; regulatory authority; penalty provisions. S. 1293, the Criminal Spam Act of 2003 (Hatch) – Electronic communications w/customers and potential customers; privacy; regulatory authority; penalty provisions. S. 1327, REDUCE Spam Act of 2003 (Corzine) – Electronic communications w/customers and potential customers; privacy; regulatory authority; penalty provisions.

H.R.395 - Do-Not-Call Implementation Act relevance to direct marketers of insurance. H.R.1636 - Consumer Privacy Protection Act of 2003 broad privacy protection bill, intended to carve-out companies already complying with GLB. H.R.2035 - Identity Theft and Financial Privacy Protection Act of 2003 main provisions folded into H.R.2622. H.R. 2622 - Fair and Accurate Credit Transactions Act of 2003 sharing of medical information; permanent federal preemption. H.R. 2633 - Identity Theft Protection and Information Blackout Act of 2003 sharing of medical information. S.16 - Equal Rights and Equal Dignity for Americans Act of 2003 genetic information is critical to determine risk class when issuing life insurance. S.228 - Social Security Number Misuse Prevention Act prevents requiring applicant to disclose SS# in order to obtain product or service.

Client expense: $2,410,000 · Firm income: Not reported

H.R.395 - Do-Not-Call Implementation Act relevance to direct marketers of insurance. H.R.1636 - Consumer Privacy Protection Act of 2003 broad privacy protection bill, intended to carve-out companies already complying with GLB. H.R.2035 - Identity Theft and Financial Privacy Protection Act of 2003 main provisions folded into H.R.2622. H.R. 2622 - Fair and Accurate Credit Transactions Act of 2003 sharing of medical information; permanent federal preemption. H.R. 2633 - Identity Theft Protection and Information Blackout Act of 2003 sharing of medical information. S.16 - Equal Rights and Equal Dignity for Americans Act of 2003 genetic information is critical to determine risk class when issuing life insurance. S.228 - Social Security Number Misuse Prevention Act prevents requiring applicant to disclose SS# in order to obtain product or service.

Client expense: $2,410,000 · Firm income: Not reported

H.R. 49 Internet Tax Nondiscrimination Act S. 52 Internet Tax Nondiscrimination H.R. 1636 Consumer Privacy Protection Act of 2003 S. 745 Privacy Act of 2003 S. 877 CAN-SPAM Act of 2003 H.R. 2214 Reduction in Distribution of Spam Act of 2003

Client expense: Not reported · Firm income: $40,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 1636 Consumer Privacy Protection Act of 2003

Client expense: $1,556,249 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), Federal Reserve System, HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Intl Trade Administration (ITA), Office of Management & Budget (OMB), SENATE, Treasury, Dept of, U.S. Trade Representative (USTR), Veterans Affairs, Dept of (VA)