Credit Agencies Identity Theft Responsibilities Act of 2007

S. 239, the Notification of Risk to Personal Data Act of 2007 (all provisions) S. 495, the Personal Data Privacy and Security Act of 2007 (all provisions) S. 618, the Insurance Industry Competition Act of 2007 (all provisions) S. 1178, the Identity Theft Prevention Act S. 1202, the Personal Data Protection Act of 2007 (all provisions) S. 1260, the Data Security Act of 2007 (all provisions) H.R. 837, the Internet Stopping Adults Facilitating the Exploitation of Todays Youth Act (SAFETY) of 2007 (provisions concerning use of the electronic payments system) H.R. 948, the Social Security Number Protection Act (all provisions) H.R. 958, the Data Accountability and Trust Act (all provisions) H.R. 964, the Spy Act (all provisions) H.R. 1525, the Internet Spyware (I-SPY) Prevention Act of 2007 (all provisions) H.R. 2568, the Credit Agencies Identity Theft Responsibilities Act (all provisions) H.R. 3046, the Social Security Number Privacy and Identity Theft Protection Act of 2007

Client expense: $2,220,000 · Firm income: Not reported

Government targets: Federal Reserve System, HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Office of Management & Budget (OMB), SENATE, Treasury, Dept of, White House Office

S. 239, the Notification of Risk to Personal Data Act of 2007 (all provisions) S. 495, the Personal Data Privacy and Security Act of 2007 (all provisions) S. 618, the Insurance Industry Competition Act of 2007 (all provisions) S. 1178, the Identity Theft Prevention Act S. 1202, the Personal Data Protection Act of 2007 (all provisions) S. 1260, the Data Security Act of 2007 (all provisions) H.R. 837, the Internet Stopping Adults Facilitating the Exploitation of Todays Youth Act (SAFETY) of 2007 (provisions concerning use of the electronic payments system) H.R. 948, the Social Security Number Protection Act (all provisions) H.R. 958, the Data Accountability and Trust Act (all provisions) H.R. 964, the Spy Act (all provisions) H.R. 1525, the Internet Spyware (I-SPY) Prevention Act of 2007 (all provisions) H.R. 2568, the Credit Agencies Identity Theft Responsibilities Act (all provisions) H.R. 3046, the Social Security Number Privacy and Identity Theft Protection Act of 2007

Client expense: $2,220,000 · Firm income: Not reported

S. 239, the Notification of Risk to Personal Data Act of 2007 (all provisions) S. 495, the Personal Data Privacy and Security Act of 2007 (all provisions) S. 618, the Insurance Industry Competition Act of 2007 (all provisions) S. 1178, the Identity Theft Prevention Act S. 1202, the Personal Data Protection Act of 2007 (all provisions) S. 1260, the Data Security Act of 2007 (all provisions) H.R. 837, the Internet Stopping Adults Facilitating the Exploitation of Todays Youth Act (SAFETY) of 2007 (provisions concerning use of the electronic payments system) H.R. 948, the Social Security Number Protection Act (all provisions) H.R. 958, the Data Accountability and Trust Act (all provisions) H.R. 964, the Spy Act (all provisions) H.R. 1525, the Internet Spyware (I-SPY) Prevention Act of 2007 (all provisions) H.R. 2568, the Credit Agencies Identity Theft Responsibilities Act (all provisions) H.R. 3046, the Social Security Number Privacy and Identity Theft Protection Act of 2007

Client expense: $2,220,000 · Firm income: Not reported

General privacy issues. Data security and breach notification issues. Issues related to use of social security numbers. Identity theft issues. Issues related to government use of commercial databases. Cybersecurity issues. Spyware issues. HR 220, Identity Theft Prevention Act. HR 275, Global Online Freedom Act. HR 516, Federal Agency Data Privacy Protection Act. HR 836, Cyber-Security Enhancement and Consumer Data Protection Act. HR 948, Social Security Number Protection Act. HR 958, Data Accountability and Trust Act. HR 964, Securely Protect Yourself Against Cyber Trespass Act (Spy Act). HR 1525, Internet Spyware Prevention Act. HR 1685, Data Security Act. HR 2290, Cyber-Security Enhancement Act. HR 2455, Social Security Number Non-Proliferation Act. HR 2568, Credit Agencies Identity Theft Responsibilities Act. HR 3046, Social Security Number Privacy and Identity Theft Prevention Act. HR 3271, Social Security Account Number Protection Act. HR 4175, Privacy and Cybercrime Enforcement Act. HR 4241, Notify Americans Before Outsourcing Personal Information Act. HR 4791, Federal Agency Data Protection Act. HR 5234, Social Security Number Misuse Prevention Act. S 4, Improving America's Security Act. S 236, Federal Agency Data Mining Reporting Act. S 238, Social Security Number Misuse Prevention Act. S 239, Notification of Risk to Personal Data Act. S 495, Personal Data Privacy and Security Act. S 806, Consumer ID Protection and Security Act. S 1178, Identity Theft Prevention Act. S 1202, Personal Data Protection Act. S 1208, Social Security Account Number Protection Act. S 1260, Data Security Act. S 1625, Counter Spy Act. S 1691, Social Security Number Online Protection Act. S 2168, Identity Theft Enforcement & Restitution Act. S 2213, Cyber Crime Act.

Client expense: $790,000 · Firm income: Not reported

H. R. 1161 Social Security Caregiver Credit Act of 2007 S. 789 Government Credit Card Abuse Prevention Act of 2007 H. R. 1461 Credit CARD Act of 2007 H. R. 1510 Credit Card Repayment Act of 2007 H. R. 1537 Credit Union Regulatory Improvements Act of 2007 S. 894 Idling Reduction Tax Credit Act of 2007 H. R. 1395 Government Credit Card Abuse Prevention Act of 2007 H. R. 1849 Credit Union Small Business Lending Act H. R. 382 Municipal Deposit Insurance Protection Act of 2007 H. R. 873 Credit Card Payment Fee Act of 2007 H. R. 946 Consumer Overdraft Protection Fair Practices Act H. R. 480 To amend the Truth in Lending Act to prohibit issuance of residential mortgages to any individual who lacks a Social Security account number. H. Res. 273 Whereas personal financial literacy is essential to ensure that individuals are prepared to manage money, credit, and debt, and become responsible workers, heads of households, investors. S. 1176 Credit Card Minimum Payment Warning Act of 2007 S. 1230 College Saver's Credit Act of 2007 S. 1239 New Markets Tax Credit Extension Act of 2007 S. 1333 Strengthen the Earned Income Tax Credit Act of 2007 H. R. 890 Student Loan Sunshine Act S. 1395 Stop Unfair Practices in Credit Cards Act of 2007 H. R. 2568 Credit Agencies Identity Theft Responsibilities Act of 2007 H. R. 513 National Heroes Credit Protection Act H. R. 1598 Servicemembers Credit Protection Act H. R. 2885 Credit Monitoring Clarification Act See Addendum.

Client expense: $2,660,000 · Firm income: Not reported

S. 413 - Community Choice in Real Estate Act S. 473 - Combating Money Laundering and Terrorist Financing Act of 2007 S. 789 - Government Credit Card Abuse Prevention Act of 2007 S. 1012 - Consumer Rental-Purchase Agreement Act of 2007 S. 1176 - Credit Card Minimum Payment Warning Act of 2007 S. 1299 - Borrower's Protection Act of 2007 S. 1395 - Stop Unfair Practices in Credit Cards Act of 2007 S. 1401 - Student Financial Aid Data Privacy Protection Act S. 1530 - Rent-To-Own Reform Act of 2007 S. 1733 - Housing Fairness Act of 2007 S. 1831 - Private Student Loan Disclosure Enhancement Act of 2007 H.R. 41 - Business Checking Fairness Act of 2007 H.R. 111 - Community Choice in Real Estate Act H.R. 531 - Retirement Security Education Act of 2007 H.R. 698 - Industrial Bank Holding Company Act of 2007 H.R. 873 - Credit Card Payment Fee Act of 2007 H.R. 946 - Consumer Overdraft Protection Fair Practices Act H.R. 958 - Data Accountability and Trust Act H.R. 1066 - Depository Institution Community Development Investments Enhancement Act H.R. 1117 - REAL ID Repeal and Identification Security Enhancement Act of 2007 H.R. 1170 - Comprehensive Awareness of Problem Gambling Act of 2007 H.R. 1257 - Shareholder Vote on Executive Compensation Act H.R. 1289 - Community Reinvestment Modernization Act of 2007 H.R. 1395 - Government Credit Card Abuse Prevention Act of 2007 H.R. 1427 - Federal Housing Finance Reform Act of 2007 H.R. 1510 - Credit Card Repayment Act of 2007 H.R. 1598 - Servicemembers Credit Protection Act H.R. 1750 - a bill to amend the Servicemembers Civil Relief Act to extend from 90 days to one year the period after release of a member of the Armed Forces from active duty during which the member is protected from mortgage foreclosure under that Act. H.R. 1767 - Consumer Rental Purchase Agreement Act H.R. 1776 - Call Center Consumer's Right to Know Act H.R. 1967 - Financial Privacy Notice Relief Act of 2007 H.R. 2046 - Internet Gambling Regulation and Enforcement Act of 2007 H.R. 2061 - Predatory Mortgage Lending Practices Reduction Act H.R. 2096 - Freedom to Bank Act H.R. 2440 - FinCEN Reauthorization Act of 2007 H.R. 2568 - Credit Agencies Identity Theft Responsibilities Act of 2007 H.R. 2607 - Internet Gambling Regulation and Tax Enforcement Act of 2007 H.R. 2871 - Payday Loan Reform Act of 2007 H.R. 2885 - Credit Monitoring Clarification Act H.R. 2895 - National Affordable Housing Trust Fund Act of 2007 H.R. 2911 - Electronic Funds Transfer Equal Consumer Protection Act H.R. 2973 - a bill to amend the Truth in Lending Act to require a store in which a consumer may apply to open a credit or charge card account to display a sign, at each location where the application may be made, containing the same information required by such Act to be prominently placed in a tabular format on the application. H.R. 2974 - Innocent Check Depositor Protection Act H.R. 3012 - Fair Mortgage Practices Act of 2007 H.R. 3081 - Fairness for Homeowners Act of 2007 H.R. 3113 - Affordable Financial Services Enhancement Act H.R. 3200 - National Insurance Act of 2007 S. 40 - National Insurance Act of 2007 See Addendum.

H.R. 382 - Municipal Deposit Insurance Protection Act of 2007 H.R. 480 - To amend the Truth in Lending Act to prohibit issuance of residential mortgages to any individual who lacks a Social Security account number. H.R. 513 - National Heroes Credit Protection Act H.R. 873 - Credit Card Payment Fee Act of 2007 H.R. 890 - Student Loan Sunshine Act H.R. 946 - Consumer Overdraft Protection Fair Practices Act H.R. 1161 - Social Security Caregiver Credit Act of 2007 H.R. 1395 - Government Credit Card Abuse Prevention Act of 2007 H.R. 1461 - Credit Card Accountability, Responsibility and Disclosure Act of 2007 or the Credit CARD Act of 2007 H.R. 1510 - Credit Card Repayment Act of 2007 H.R. 1537 - Credit Union Regulatory Improvements Act of 2007 H.R. 1598 - Servicemembers Credit Protection Act H.R. 1849 - Credit Union Small Business Lending Act H.R. 2568 - Credit Agencies Identity Theft Responsibilities Act of 2007 H.R. 2885 - Credit Monitoring Clarification Act H. Res. 273 - Whereas personal financial literacy is essential to ensure that individuals are prepared to manage money, credit, and debt, and become responsible workers, heads of households, investors. S. 789 - Government Credit Card Abuse Prevention Act of 2007 S. 894 - Idling Reduction Tax Credit Act of 2007 S. 1176 - Credit Card Minimum Payment Warning Act of 2007 S. 1230 - College Saver's Credit Act of 2007 S. 1239 - New Markets Tax Credit Extension Act of 2007 S. 1333 - Strengthen the Earned Income Tax Credit Act of 2007 S. 1395 - Stop Unfair Practices in Credit Cards Act of 2007 See Addendum

Client expense: Not reported · Firm income: $140,000

H.R. 41 - Business Checking Fairness Act of 2007 H.R. 111 - Community Choice in Real Estate Act H.R. 531 - Retirement Security Education Act of 2007 H.R. 698 - Industrial Bank Holding Company Act of 2007 H.R. 873 - Credit Card Payment Fee Act of 2007 H.R. 946 - Consumer Overdraft Protection Fair Practices Act H.R. 958 - Data Accountability and Trust Act H.R. 1066 - Depository Institution Community Development Investments Enhancement Act H.R. 1117 - REAL ID Repeal and Identification Security Enhancement Act of 2007 H.R. 1170 - Comprehensive Awareness of Problem Gambling Act of 2007 H.R. 1257 - Shareholder Vote on Executive Compensation Act H.R. 1289 - Community Reinvestment Modernization Act of 2007 H.R. 1395 - Government Credit Card Abuse Prevention Act of 2007 H.R. 1427 - Federal Housing Finance Reform Act of 2007 H.R. 1510 - Credit Card Repayment Act of 2007 H.R. 1598 - Servicemembers Credit Protection Act H.R. 1750 - a bill to amend the Servicemembers Civil Relief Act to extend from 90 days to one year the period after release of a member of the Armed Forces from active duty during which the member is protected from mortgage foreclosure under that Act. H.R. 1767 - Consumer Rental Purchase Agreement Act H.R. 1776 - Call Center Consumer's Right to Know Act H.R. 1967 - Financial Privacy Notice Relief Act of 2007 H.R. 2046 - Internet Gambling Regulation and Enforcement Act of 2007 H.R. 2061 - Predatory Mortgage Lending Practices Reduction Act H.R. 2096 - Freedom to Bank Act H.R. 2440 - FinCEN Reauthorization Act of 2007 H.R. 2568 - Credit Agencies Identity Theft Responsibilities Act of 2007 H.R. 2607 - Internet Gambling Regulation and Tax Enforcement Act of 2007 H.R. 2871 - Payday Loan Reform Act of 2007 H.R. 2885 - Credit Monitoring Clarification Act H.R. 2895 - National Affordable Housing Trust Fund Act of 2007 H.R. 2911 - Electronic Funds Transfer Equal Consumer Protection Act H.R. 2973 - a bill to amend the Truth in Lending Act to require a store in which a consumer may apply to open a credit or charge card account to display a sign, at each location where the application may be made, containing the same information required by such Act to be prominently placed in a tabular format on the application. H.R. 2974 - Innocent Check Depositor Protection Act H.R. 3012 - Fair Mortgage Practices Act of 2007 H.R. 3081 - Fairness for Homeowners Act of 2007 H.R. 3113 - Affordable Financial Services Enhancement Act H.R. 3200 - National Insurance Act of 2007 S. 40 - National Insurance Act of 2007 S. 413 - Community Choice in Real Estate Act S. 473 - Combating Money Laundering and Terrorist Financing Act of 2007 S. 789 - Government Credit Card Abuse Prevention Act of 2007 S. 1012 - Consumer Rental-Purchase Agreement Act of 2007 S. 1176 - Credit Card Minimum Payment Warning Act of 2007 S. 1299 - Borrower's Protection Act of 2007 S. 1395 - Stop Unfair Practices in Credit Cards Act of 2007 S. 1401 - Student Financial Aid Data Privacy Protection Act S. 1530 - Rent-To-Own Reform Act of 2007 S. 1733 - Housing Fairness Act of 2007 S. 1831 - Private Student Loan Disclosure Enhancement Act of 2007 See Addendum.

HR 3046 Social Security Number Privacy and Identity Theft Prevention Act of 2007 involving use of SS# as primary identifier on consumer products; S 495 Personal Data Privacy and Security Act of 2007 regarding different regulations different from GLBA; S 238 Social Security Number Misuse Prevention Act involving limiting use of SS#; HR 964 Spy Act; HR 1525 Internet Spyware (I-SPY) Prevention Act of 2007; S 806 Consumer ID Protection and Security Act; Legislative activity related to President's ID Theft Task Force; HR 2568 Credit Agencies Identity Theft Responsibility Act of 2007 involving notice and consent provisions. HR 836 Cyber Security Enhancement & Consumer Data Protection Act of 2007 involving cyber-security and notification to FBI; HR 948 Social Security Number Protection Act of 2007 attempting to limit use of SS# on consumer accounts and broad definitions of "sale" ; HR 1314 Photo Identification Security Act involving prohibiting use of Matricula cards as a form of identification; HR 1685 Data Security Act of 2007 invovling notification of security breaches;

Client expense: $1,360,000 · Firm income: Not reported

S. 239, the Notification of Risk to Personal Data Act of 2007. (all provisions) S. 495, the Personal Data Privacy and Security Act of 2007. (all provisions) S. 618, the Insurance Industry Competition Act of 2007. (all provisions) S. 1178, the Identity Theft Prevention Act. S. 1202, the Personal Data Protection Act of 2007. (all provisions) S. 1260, the Data Security Act of 2007. (all provisions) H.R. 837, the Internet Stopping Adults Facilitating the Exploitation of Today’s Youth Act (SAFETY) of 2007. (provisions concerning use of the electronic payments system) H.R. 948, the Social Security Number Protection Act. (all provisions) H.R. 958, the Data Accountability and Trust Act. (all provisions) H.R. 964, the Securely Protect Yourself Against Cyber Trespass Act. (all provisions) H.R. 1525, the Internet Spyware (I-SPY) Prevention Act of 2007. (all provisions) H.R. 2568, the Credit Agencies Identity Theft Responsibilities Act. (all provisions) H.R. 3046, the Social Security Number Privacy and Identity Theft Protection Act of 2007.

Client expense: $2,640,000 · Firm income: Not reported