To authorize the Secretary of Housing and Urban Development to continue to insure, and to enter into commitments to insure, home equity conversion mortgages under section 255 of the National Housing Act.

HR 391 To authorize the Secretary of Housing and Urban Development to continue to insure, and to enter into commitments to insure, home equity conversion mortgages under section 255 of the National Housing Act.

Client expense: Not reported · Firm income: $20,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

GSE Legislation S1100, HR1427 HR3915 - Subprime mortgage issue S2338 Federal Housing Administration Reform S2338 HR1852 - Issue related to subprime mortgage market HR391 bill to increase cap on FHA home equity conversion mortgages

Client expense: $962,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Mortgage Lending Consumer Protections, including: H. Res. 526-importance of homeownership S. 1299 - Borrower's Protection Act of 2007 S. 1386 - Homeownership Protection and Enhancement Act. of 2007 Mortgage Loan Servicing and Homeownership Preservation Reform/Improvement of the Federal Housing Administration, including: HR 1752/HR 1852 - Expanding Am. Homeownership Act of 2007 HR 391 - FHA Reverse Mortgages HR 1227 - Gulf Coast Housing Recovery Act. Regulation of government sponsored enterprises, including: HR 1427 - Federal Housing Finance Reform Act of 2007

Client expense: $710,000 · Firm income: Not reported

Government targets: Federal Reserve System, HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Office of Thrift Supervision (OTS), SENATE

Mortgage Lending Consumer Protections, including: H. Res. 526-importance of homeownership S. 1299 - Borrower's Protection Act of 2007 S. 1386 - Homeownership Protection and Enhancement Act. of 2007 Mortgage Loan Servicing and Homeownership Preservation Reform/Improvement of the Federal Housing Administration, including: HR 1752/HR 1852 - Expanding Am. Homeownership Act of 2007 HR 391 - FHA Reverse Mortgages HR 1227 - Gulf Coast Housing Recovery Act. Regulation of government sponsored enterprises, including: HR 1427 - Federal Housing Finance Reform Act of 2007

Client expense: $710,000 · Firm income: Not reported

Government targets: Federal Reserve System, HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Office of Thrift Supervision (OTS), SENATE

H.R. 391 To authorize the Secretary of Housing and Urban Development to continue to insure, and to enter into commitments to insure, home equity conversion mortgages under section 255 of the National Housing Act.

Client expense: Not reported · Firm income: $40,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Katrina Housing Relief - HR 1227 "The Gulf Coast Hurricane Housing Recovery Act" ; Zero Downpayment Mortgages for hurricane disaster victims; Specially adapted housing; Federally Insured Reverse Mortagages - HR 391 "To authorize the Secretary of Housing and Urban Development to continue to insure, and to enter into commitments to insure, home equity conversion mortgages under section 255 of the National Housing Act"; Military Housing - S. 839 "The Military Access to Housing Act of 2007"; HR 1675 "Preservation Approval Process Improvement Act of 2007; FHA Reform - HR 1852 "Expanding American Homeownership Act of 2007" Legislation pertaining to Government Sponsored Enterprise reform and regulation - HR 1427 "Federal Housing Finance Reform Act of 2007" and HR 2895 "National Affordable Housing Trust Fund Act of 2007"; Community Development Block Grants - Strengthening America's Communities Initiative; FHA Insurance for small multifamily projects; Low Income Housing Tax Credits (LIHTC); Rural Housing Service Section 515 - Multifamily Rental Housing; Employer assisted housing;

Client expense: $1,220,000 · Firm income: Not reported

H.R. 391 - Authorizes the Secretary of Housing and Urban Development to continue, until February 15, 2007, to insure, and to enter into commitments to insure, home equity conversion mortgages for elderly homeowners under the National Housing Act, without regard to the maximum aggregate number of mortgages insured or maximum dollar amount of insurance benefits specified in such Act. H.R. 1427 - Federal Housing Finance Reform Act of 2007 - Amends the Housing and Community Development Act of 1992 (Act) to establish, in place of the present Office of Federal Housing Enterprise Oversight, a Federal Housing Finance Agency (FHFA). Requires loan limit adjustments for high-cost areas to: (1) the lesser of 150% of the foregoing limitation for a particular size residence; or (2) the amount equal to the median price in such area for such size residence. Applies such an adjustment only with respect to mortgages on which are based securities issued and sold by the corporation involved. Requires the Director to establish and manage an affordable housing fund to provide formula grants to increase homeownership for extremely low-and very low-income families. H.R. 1851 - Section 8 Voucher Reform Act of 2007 - Amends the United States Housing Act of 1937 to revise requirements for public housing agency inspections of each dwelling unit for which a housing assistance payment contract is established. Requires an initial inspection before any assistance payment is made. Allows such payments if failure to meet standards is a result only of non-life threatening conditions. H.R. 1852 - Expanding American Homeownership Act of 2007 - Amends the National Housing Act to: (1) modify requirements governing the maximum principal loan obligation; (2) extend the mortgage term; and (3) revise requirements for cash downpayment by the mortgagor in the eligibility criteria for mortgage insurance, including mortgage insurance premiums for zero- and lower-downpayment borrowers who obtain a mortgage secured by a one- to four-family dwelling. S. 427 - Affordable Housing Expansion and Public Safety Act - Instructs the Secretary of Housing and Urban Development (Secretary) to provide an additional 100,000 incremental vouchers for tenant-based rental housing assistance under the Section 8 Housing Choice Voucher Program in FY2008. S. 947 - 21st Century Housing Act - Amends the Housing Act of 1948 to authorize the Secretary of Housing and Urban Development (HUD), in carrying out any program through the Federal Housing Administration (FHA) to: (1) appoint and fix the compensation of Administration personnel; and (2) use premium-generated income for information technology upgrades. H.R. 568 - Reverse Mortgages to Help America's Seniors Act - Amends the National Housing Act to remove the aggregate and insurance benefit limitations on the number of home equity conversion (reverse) mortgages for elderly homeowners that may be insured by the Federal Housing Administration (FHA).

HOUSING-ELDERLY HOUSING-MANUFACTURED HOUSING-PUBLIC H.R.1227 HOUSING-PUBLIC H.R.1227 REVERSE MORTGAGES H.R.1852 REVERSE MORTGAGES H.R.1852 REVERSE MORTGAGES H.R.391 REVERSE MORTGAGES H.R.1852 REVERSE MORTGAGES H.R.392

Client expense: $7,400,000 · Firm income: Not reported