Helping Our Veterans to Keep Their Homes Act of 2008

FHA Reform: H.R. 3221 - A bill to provide needed housing reform and other purposes (Provisions related to FHA Loan Limits and FHA Modernization) FHA Reform, Continued: H.R. 5958 - the Homeowner Opportunity Act of 2008. Some provisions were ultimately added to H.R. 3221 above. (To extend FHA loan limits increases beyond the Dec. 31 2008 deadline imposed in the First Economic Stimulus Act -- H.R. 5140) H.R. 5830 - FHA Housing Stabilization and Homeownership Retention Act of 2008 (Voluntary FHA-insured assistance for distressed homeowners) Section 8 Housing Reform: H.R. 1851/S. 2684 - The Section 8 Voucher Reform Act of 2007 H.R. 3965 - The Mark-to-Market Extension & Enhancement Act of 2007 Development of Affordable Housing Trust Fund: H.R. 2895 -National Affordable Housing Trust Fund Act of 2007 S. 2523 - National Affordable Housing Trust Fund Act of 2007 Rural Housing: H.R. 1982 - The Rural Housing & Economic Development Act H.R. 3878 - The Section 515 Rural Housing Property Transfer Improvement Act of 2007 Veterans Housing: H.R. 6832 - Veterans' Programs Extension and Construction Authorization Act of 2008 H.R. 2385 - The 21st Century GI Bill of Rights Act of 2007 S. 1409 - The 21st Century GI Bill of Rights Act of 2007 H.R. 4884 - Helping Our Veterans to Keep Their Homes Act of 2008 H.R. 4539 - Department of Veterans Affairs Loan Guaranty Cost Reduction Act of 2007 H.R. 5566/5561; S. 2768 - Veterans Mortgage Stimulus Clarification Act of 2008 (To raise VA Loan Limits) Appraisal Reform: H.R. 1723 - Fair FHA Appraisal Act S. 1222 - STOP FRAUD Act Other Issues: Grants to States to purchase foreclosed properties: H.R. 5818 - Neighborhood Stabilization Act of 2008. Fair Housing: H.R. 2926 / S. 1733 -- Housing Fairness Act of 2007. Provision pertaining to expanding eligibilty for Farm Credit Home Loans: H.R. 2419 - Food & Energy Security Act of 2007 FHA Prohibition on Seller-Funded Downpayment Assistance Programs: H.R. 6994: FHA Seller-Financed Downpayment Reform and Risk-Based Pricing Authorization Act of 2008 Provisions pertaining to the International Real Property Foundation: State Foreign Operations Appropriations Bill. Elderly Housing: H.R. 2930 - The Section 202 Supportive Housing for the Elderly Act of 2007 Funding for Housing in the Gulf: H.R. 1227 - Gulf Coast Hurricane Housing Recovery Act of 2007 Low-income Housing Assistance: S. 1386 - Homeownership Protection and Enhancement Act of 2007 Expansion of the HOPE VI Program: H.R. 3524 - HOPE VI Improvement and Reauthorization Act of 2007

Client expense: $3,820,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Army, Dept of (Corps of Engineers), Bureau of Land Management (BLM), Environmental Protection Agency (EPA), Farm Credit Administration, Federal Communications Commission (FCC), Federal Deposit Insurance Corporation (FDIC), Federal Emergency Management Agency (FEMA), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Interior, Dept of (DOI), Internal Revenue Service (IRS), Natl Park Service (NPS), Office of Management & Budget (OMB), Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), SENATE, Small Business Administration (SBA), Treasury, Dept of, U.S. Agency for International Development (USAID), Veterans Affairs, Dept of (VA), White House Office

H.Con.Res. 99- Revising the congressional budget for the United States Government for fiscal year 2007, establishing the congressional budget for the United States Government for fiscal year 2008, and setting forth appropriate budgetary levels for fiscal years 2009 through 2012; H.J. Res. 20- Continuing Appropriations resolution FY2007; H.R. 67- Veterans Outreach Improvement Act of 2007; H.R. 100- Veterans' Equity in Education Act of 2007; H.R. 327- Joshua Omvig Veterans Suicide Prevention Act; H.R. 530- Military Educational Parity Act of 2007; H.R. 538- South Texas Veterans Access to Care Act of 2007; H.R. 690- To amend title 10, United States Code, to reduce the minimum age for receipt of military retired pay for non-regular service from 60 to 55; H.R. 704- To amend title 38, United States Code, to reduce from age 57 to age 55 the age after which the remarriage of the surviving spouse of a deceased veteran shall not result in termination of dependency and indemnity compensation otherwise payable to that surviving spouse; H.R. 1102- Total Force Educational Assistance Enhancement and Integration Act of 2007; H.R. 1268- Dignity for Wounded Warriors Act of 2007; H.R. 1354- Lane Evans Veterans Health and Benefits Improvement Act of 2007; H.R. 1418- Reauthorization of the Traumatic Brain Injury Act; H.R. 1436- Retired Pay Restoration Act; H.R. 1490- To provide for a presumption of service-connectedness for certain claims for benefits under the laws administered by the Secretary of Veterans Affairs, and for other purposes; H.R. 1538- Wounded Warrior Assistance Act of 2007; H.R. 1540- Civil Rights Tax Relief Act of 2007; H.R. 2005- Rural Veterans Health Care Improvement Act of 2007; H.R. 2189- To require pre- and post-deployment mental health screenings for members of the Armed Forces, and for other purposes; H.R. 2199- Traumatic Brain Injury Health Enhancement and Long-Term Support Act of 2007; H.R. 2219- Veterans Suicide Prevention Hotline Act of 2007; H.R. 2239- Early Access to Vocational Rehabilitation and Employment Benefits Act; H.R. 2247- Montgomery GI Bill for Life Act of 2007; H.R. 2265- Responsibility to Iraqi Refugees Act of 2007; H.R. 2330- Veterans' Employment Transition Support Act (VETS); H.R. 2366- SBA Veterans' Programs Act of 2007; H.R. 2385- To provide and enhance education, housing, and entrepreneur assistance for veterans who serve in the Armed Forces after September 11, 2001, and for other purposes; H.R. 2514- Assured Funding for Veterans Health Care Act; H.R. 2689- To require the Secretary of Veterans Affairs to establish a program for the provision of readjustment and mental health services to veterans who served in Operation Iraqi Freedom and Operation Enduring Freedom; H.R. 2702- Post-9/11 Veterans Educational Assistance Act of 2007; H.R. 2818- To amend title 38, United States Code, to provide for the establishment of Epilepsy Centers of Excellence in the Veterans Health Administration of the Department of Veterans Affairs; H.R. 2874- Veterans' Health Care Improvement Act of 2007; H.R. 2910- Veterans Education Tuition Support Act of 2007; H.R. 2943- Benefit Rating Acceleration for Veteran Entitlements Act of 2007; H.R. 3195- ADA Restoration Act of 2007; H.R. 3256- Psychological Kevlar Act; H.R. 3298- 21st Century Servicemembers Protection Act; H.R. 3329- Homes for Heroes Act of 2007; H.R. 3391- Military Family and Medical Leave Act; H.R. 3393- Reservist Access to Justice Act of 2007; H.R. 3429- Hire a Hero Act; H.R. 3467- Second Chance for America's Veterans Act; H.R. 3480- Let Our Veterans Rest in Peace Act; H.R. 3681- Veterans Benefits Awareness Act of 2007; H.R. 3793- Veterans Guaranteed Bonus Act of 2007; H.R. 3798- National Guard Employment Protection Act of 2007; H.R. 4148- National Guard and Reserve Active Duty Higher Education Act; H.R. 4219- Immediate Benefits for Wounded Warriors Act; H.R. 4883- To amend the Servicemembers Civil Relief Act to provide for a limitation on the sale, foreclosure, or seizure of property owned by a servicemember during the one-year period following the servicemember's period of military service; H.R. 4884- Helping Our Veterans to Keep Their Homes Act of 2008; H.R. 4930- National Guardsmen and Reservists Parity for Patriots Act; H.R. 5740- To amend title 38, United States Code, to establish a program of educational assistance for members of the Armed Forces who serve in the Armed Forces after September 11, 2001; H.R. 5944- Enhancement of Recruitment, Retention, and Readjustment Through Education Act of 2008; H.R. 6020- To amend the Immigration and Nationality Act to protect the well-being of soldiers and their families; H.R. 612 Returning Servicemember VA Healthcare Insurance Act of 2007; H.R. 6205- To amend title 37, United States Code, to require the payment of monthly special pay for members of the uniformed services whose service on active duty is extended by a stop-loss order or similar mechanism; H.R. 6328- Addressing the critical needs of Iraqi Refugees; H.R. 6465- Extention of ARM until 2018; H.R. 6792- Veterans Physical Therapy Services Improvement Act of 2008 S. 22- Post-9/11 Veterans Educational Assistance Act of 2007; S. 38- Veterans' Mental Health Outreach and Access Act of 2007 ; S. 117- A bill to amend titles 10 and 38, United States Code, to improve benefits and services for members of the Armed Forces, veterans of the Global War on Terrorism, and other veterans, to require reports on the effects of the Global War on Terrorism; S. 479- A bill to reduce the incidence of suicide among veterans; S. 589- A bill to provide for the transfer of certain Federal property to the United States Paralympics, Incorporated, a subsidiary of the United States Olympic Committee; S. 604- Military Health Care Protection Act; S. 644- Total Force Educational Assistance Enhancement and Integration Act of 2007; S. 713- Dignity for Wounded Warriors Act of 2007; S. 723- Montgomery GI Bill Enhancement Act of 2007; S. 793- Reauthorization of the Traumatic Brain Injury Act; S. 1005- Military Reservist and Veteran Small Business Reauthorization Act of 2007; S. 1084- A bill to provide housing assistance for very low-income veterans; S. 1096- Veterans' Housing Benefits Enhancement Act of 2007; S. 1146- Rural Veterans Health Care Improvement Act of 2007; S. 1205- A bill to require a pilot program on assisting veterans service organizations and other veterans groups in developing and promoting peer support programs that facilitate community reintegration of veterans returning from active duty; S. 1233- Veterans Traumatic Brain Injury Rehabilitation Act of 2007; S. 1261- Montgomery GI Bill for Life Act of 2007; S. 1271- Homecoming Enhancement Research and Oversight (HERO) Act; S. 1283- A bill to amend title 10, United States Code, to improve the management of medical care, personnel actions, and quality of life issues for members of the Armed Forces who are receiving medical care in an outpatient status; S. 1409- 21st Century GI Bill of Rights Act of 2007; S. 1606- Dignified Treatment of Wounded Warriors Act, S. 1651- Refugee Crisis in Iraq Act; S. 1718- Veterans Education Tuition Support Act; S. 1825- Commission on Wartime Contracting Establishment Act; S. 1898- Military Family and Medical Leave Act; S. 1999- Military Eye Trauma Centers of Excellence; S. 2585- Armed Forces Suicide Prevention Act of 2008; S. 2874- A bill to amend titles 5, 10, 37, and 38, United States Code, to ensure the fair treatment of a member of the Armed Forces who is discharged from the Armed Forces, at the request of the member, pursuant to the Department of Defense policy permitting the early discharge of a member who is the only surviving child in a family in which the father or mother, or one or more siblings, served in the Armed Forces and, because of hazards incident to such service, was killed, died as a result of wounds, accident, or disease, is in a captured or missing in action status, or is permanently disabled; S. 2938- Enhancement of Recruitment, Retention, and Readjustment Through Education Act of 2008; S. 2963- A bill to improve and enhance the mental health care benefits available to members of the Armed Forces and veterans, to enhance counseling and other benefits available to survivors of members of the Armed Forces and veterans; S. 2992- Armed Forces Housing Security Act; S. 3177- Addressing the critical needs of Iraqi Refugees; S. 383- A bill to amend title 38, United States Code, to extend the period of eligibility for health care for combat service in the Persian Gulf War or future hostilities from two years to five years after discharge or release; S. 439- Retired Pay Restoration Act of 2007; S. 455- Active Duty Military Tax Relief Act of 2007; S. Con. Res. 21- An original concurrent resolution setting forth the congressional budget for the United States Government for fiscal year 2008 and including the appropriate budgetary levels for fiscal years 2007 and 2009 through 2012

FHA Reform: H.R. 3221 - A bill to provide needed housing reform and other purposes (Provisions related to FHA Loan Limits) FHA Reform, Continued: H.R. 5958 - the Homeowner Opportunity Act of 2008. Some provisions were ultimately added to H.R. 3221 above. (To extend FHA loan limits increases beyond the Dec. 31 2008 deadline imposed in the First Economic Stimulus Act -- H.R. 5140) H.R. 5830 - FHA Housing Stabilization and Homeownership Retention Act of 2008 (Voluntary FHA-insured assistance for distressed homeowners) Section 8 Housing Reform: H.R. 1851/S. 2684 - The Section 8 Voucher Reform Act of 2007 H.R. 3965 - The Mark-to-Market Extension & Enhancement Act of 2007 Development of Affordable Housing Trust Fund: H.R. 2895 -National Affordable Housing Trust Fund Act of 2007 S. 2523 - National Affordable Housing Trust Fund Act of 2007 Expanding Home Loan Opportunities for Native Americans: H.R. 3002 - Native American Economic Development and Infrastructure for Housing Act of 2007 H.R. 1676 - Native American Home Ownership Opportunity Act of 2007 Rural Housing: H.R. 1982 - The Rural Housing & Economic Development Act H.R. 3878 - The Section 515 Rural Housing Property Transfer Improvement Act of 2007 Veterans Housing: H.R. 2385 - The 21st Century GI Bill of Rights Act of 2007 S. 1409 - The 21st Century GI Bill of Rights Act of 2007 H.R. 4884 - Helping Our Veterans to Keep Their Homes Act of 2008 H.R. 4539 - Department of Veterans Affairs Loan Guaranty Cost Reduction Act of 2007 H.R. 5566/5561; S. 2768 - Veterans Mortgage Stimulus Clarification Act of 2008 (To raise VA Loan Limits) Appraisal Reform: H.R. 1723 - Fair FHA Appraisal Act S. 1222 - STOP FRAUD Act Other Issues: Grants to States to purchase foreclosed properties: H.R. 5818 - Neighborhood Stabilization Act of 2008. Fair Housing: H.R. 2926 / S. 1733 -- Housing Fairness Act of 2007. Provisison pertaining to expanding eligibilty for Farm Credit Home Loans: H.R. 2419 - Food & Energy Security Act of 2007 Provisions pertaining to the International Real Property Foundation: State Foreign Operations Appropriations Bill. Elderly Housing: H.R. 2930 - The Section 202 Supportive Housing for the Elderly Act of 2007 Funding for Housing in the Gulf: H.R. 1227 - Gulf Coast Hurricane Housing Recovery Act of 2007 Low-income Housing Assistance: S. 1386 - Homeownership Protection and Enhancement Act of 2007 Expansion of the HOPE VI Program: H.R. 3524 - HOPE VI Improvement and Reauthorization Act of 2007

S 2617--Veterans' Compensation Cost-of-Living Adjustment Act of 2008--A bill to increase, effective as of December 1, 2008, the rates of compensation for veterans with service-connected disabilities and the rates of dependency and indemnity compensation for the survivors of certain disabled veterans. S 2377--Veterans Health Care Quality Improvement Act--A bill to amend title 38, USC, to improve the quality of care provided to veterans in Department of Veterans Affairs medical facilities, to encourage highly qualified doctors to serve in hard-to-fill positions in such medical facilities and for other purposes. S 2273--Enhanced Opportunities for Formerly Homeless Veterans Residing in Permanent Housing Act of 2007--Enhance the functioning and integration of formerly homeless veterans who reside in permanent housing. HR 4883--Amend the Servicemembers Civil Relief Act to provide for a limitation on the sale, foreclosure, or seizure of property owned by a servicemember during the one-year period following the servicemember's period of military service--Amends the Servicemembers Civil Relief Act of 1940 to extend from 90 days to one year the period following release from active duty during which a member of the Armed Forces shall be protected from mortgage foreclosure. HR 4884--Helping Our Veterans to Keep Their Homes Act of 2008--Helping Our Veterans to Keep Their Homes Act of 2008. Increases from 90% to 100% of the reasonable value of a veteran's dwelling or farm residence the amount of the loan to be guaranteed or made in the case of a loan to refinance certain loans. Repeals the current fee schedule with respect to veterans' housing and small business loans. Changes the loan fee for such loans to 1% of the total amount of the loan guaranteed, insured, or made, or in the case of a loan assumption, the unpaid principal balance of the loan on the date of the transfer of the property. Extends the demonstration projects involving: (1) adjustable rate mortgages through FY 2018; and (2) hybrid adjustable rate through FY 2012. Increases the maximum loan guaranty amount from 25% to 150% of the Federal Home Loan Mortgage Corporation (Freddie Mac) conforming limit limitation determined for a single-family residence, as adjusted for the year involved. Provides for an annual inflation increase in home loan guaranty amounts. Directs the Secretary of Veterans Affairs to review and streamline the process of guaranteeing home loans for the purchase of a condominium. HR 4539--Department of Veterans Affairs Loan Guaranty Cost Reduction Act of 2007--Department of Veterans Affairs Loan Guaranty Cost Reduction Act 2007. Increases the maximum guarantee amount regarding home purchase or construction loans to certain veterans. Permits guaranteeing certain refinancing loans for 100% (currently, 90%) of reasonable value. Modifies requirements regarding the fees veterans pay for the loan guarantees. Sets the maximum guarantee amount if the dwelling is determined by the Secretary of Veterans Affairs to be affordable housing and the veteran is the first owner-occupant. Allows amounts deposited in the existing Veterans Housing Benefit Program Fund that are not used for loan guarantees to be used to reduce loan closing costs. HR 5664--Title 38, veterans housing--Amend title 38, USC, to direct the Secretary of Veterans Affairs to update at least once every six years the plans and specifications for specially adapted housing furnished to veterans by the Secretary. HR 3467--Second Chance for America's Veterans Act--Second Chance for America's Veterans Act. Directs the Secretary of Veterans Affairs to establish a three-year workforce reentry program for veterans who are residents of a penal institution or an institution that provides long-term care for mental illness and are at-risk referral and counseling services. Makes available under the program job referral, counseling and other services deemed necessary to minimize recidivism and improve job placement. Requires the program to be carried out in at least 24 locations equitably distributed throughout the United States. S 2768--Provide a temporary increase in the maximum loan guaranty amount for certain housing loans guaranteed by the Secretary of Veterans Affairs--Provides a temporary increase, during the period beginning on the date of enactment of this Act and ending on December 31, 2011, in the maximum veterans' loan guaranty amount for housing loans guaranteed by the Department of Veterans Affairs. View on homeless veterans--Aid homeless veterans and their families--End homelessness for our nations' veterans. VA Home Loan Guaranty Program--The Adjustable Rate Mortgage (ARM) and Hybrid ARM Program authorizations are due to expire LETTERS--Strongly recommends reauthorization of both the ARM and Hybrid ARM home loans and the VA Home Loan Guaranty Program continues to provide veterans with sound mortgage options and services.

H.R. 551 - Home Ownership for America's Veterans Act of 2007 - Amends the Internal Revenue Code to extend the eligibility period of veterans for mortgage financing and requires annual inflation adjustments after 2010 to limits on state veteran bond amounts. H.R. 2385 - 21st Century GI Bill of Rights Act - would extend and improve access to a number of benefits designed for veterans. This includes exempting Veterans from paying loan fees and expand opportunities for veterans to purchase, build, repair or improve a home by increasing access to low interest loans through the Veterans Affairs Home Loan Guaranty Loan Program for homes valued up to $625,000. The current program requires loan fees and is capped at the conforming loan rate of $417,000. H.R. 3997 - Defenders of Freedom Tax Relief Act of 2007 - Amends the Internal Revenue Code to provide tax relief and earnings assistance to members of the uniformed services, increase penalties for noncompliance with tax requirements, and make technical amendments and clerical corrections. Makes permanent the eligibility of veterans for mortgage bond financing of residences without regard to first-time homebuyer requirements. Increases to $100 million the veterans' mortgage bond limitation in Alaska, Oregon, and Wisconsin. Revises the definition of "qualified veteran" for mortgage bond financing eligibility purposes to make such definition applicable to veterans in all states. H.R. 4884 - Helping Our Veterans to Keep Their Homes Act of 2008 would allow for 100% financing of certain VA home loans, would set limitation on the amount of fees that can be charged, and would increase the VA conforming loan rate to 150% of the conforming loan rate. S. 1409 - 21st Century GI Bill of Rights Act - would extend and improve access to a number of benefits designed for veterans. This includes exempting Veterans from paying loan fees and expand opportunities for veterans to purchase, build, repair or improve a home by increasing access to low interest loans through the Veterans Affairs Home Loan Guaranty Loan Program for homes valued up to $625,000. The current program requires loan fees and is capped at the conforming loan rate of $417,000.

H.R. 2818, Epilepsy Centers of Excellence H.R. 3298, the "21st Century Servicemembers Protection Act" H.R. 3393, the "Reservist Access to Justice Act of 2007" H.R. 3467, the "Second Chance for America's Veterans Act" H.R. 3681, the "Veterans Benefits Awareness Act of 2007" H.R. 3889, Longitudinal Study of VA Voc Rehab H.R. 4255, the "United States Olympic Committee Paralympic Program Act" H.R. 4884, the "Helping our Veterans to Keep their Homes Act of 2008" H.R. 4889, the "Guard and Reserve Are Fighting Too Act of 2008" H.R. 4915, the Vetrans Access to Local Options for Recovery Act" H.R. 5554, the Veterans Substance Use Disorders Prevention and Treatment Act" H.R. 5595, the Make Our Veterans Smile Act" H.R. 5622, the "Veterans Timely Access to Health Care Act" H.R. 5664, Specially Adapted Housing H.R. 5684, the "Veterans Education Improvement Act of 2008" H.R. 5729, the "Spina Bifida Health Care Program Expansion Act" H.R. 6122, the "Veterans' Pain Care Act" H.R. 6277, the "SMOCTA Reauthorization Act" S. 22, the "Post-9/11 Veterans Educational Assistance Act" S. 161, the "Veterans' Disability Compensation Automatic COLA Act" S. 961, the "Belated Thank You to the Merchant Mariners of World War II Act" S. 2091, United States Court of Appeals for Veterans Act" S. 2139, the "National Guard and Reserve Educational Benefits Fairness Act" S. 2309, the "Compensation for Combat Veterans Act" S. 2377/H.R. 4463, the "Veterans Health Care Quality Improvement Act" S. 2550, the "Combat Veterans Debt Elimination Act" S. 2573, the "Veterans Mental Health Treatment First Act" S. 2617, the "Veterans' Compensation Cost-of-Living Adjustment Act" S. 2639, the Assured Funding for Veterans Health Care Act" S. 2674, the "America's Wounded Warriors Act" S. 2737, the Veterans' Rating Schedule Review Act" S. 2799, the "Women Veterans Health Care Improvement Act" S. 2824/H.R. 4089 S. 2864, the "Training and Rehabilitation for Disabled Veterans Enhancement Act" S. 2889, the "Veterans Health Care Act" S. 2921, the "Caring for Wounded Warriors Act" S. 2926, the "Veterans Nonprofit Research and Education Corporations Enhancement Act: S. 2938, the "Enhancement of Recruitment, Retention, and Readjustment Through Education Act" S. 2969, the "Veterans' Medical Personnel Recruitment and Retention Act" S. 2984, the "Veterans' Benefits Enhancement Act" The "Veterans Disability Benefits Claims Modernization Act"

S.22 Post-9/11 Veterans Educational Assistance Act of 2007; S.38 Veterans' Mental Health Outreach and Access Act of 2007 ; S.117 to amend titles 10 and 38, United States Code, to improve benefits for Veterans; S.383, to amend title 38, United States Code, to extend the period of eligibility for health care for combat service in the Persian Gulf War or future hostilities from two to five years; S.439 Retired Pay Restoration Act of 2007; S.455 Active Duty Military Tax Relief Act of 2007; S.479 A bill to reduce the incidence of suicide among veterans; S.589 to provide for the transfer of certain Federal property to the United States Paralympics, Incorporated; S.604 Military Health Care Protection Act; S.644 Total Force Educational Assistance Enhancement and Integration Act of 2007; S.713 Dignity for Wounded Warriors Act of 2007; S.723 Montgomery GI Bill Enhancement Act of 2007; S.793 Reauthorization of the Traumatic Brain Injury Act; S.1005 Military Reservist and Veteran Small Business Reauthorization Act of 2007; S.1084 to provide housing assistance for very low-income veterans; S.1096 Veterans' Housing Benefits Enhancement Act of 2007; S.1146 Rural Veterans Health Care Improvement Act of 2007; S.1205 to require a pilot program on assisting veterans service organizations in developing and promoting peer support programs that facilitate community reintegration of veterans returning from active duty; S.1233 Veterans Traumatic Brain Injury Rehabilitation Act of 2007; S.1261 Montgomery GI Bill for Life Act of 2007; S.1271 Homecoming Enhancement Research and Oversight (HERO) Act; S.1283 to amend title 10, United States Code, to improve the management of medical care, personnel actions, and quality of life issues for members of the Armed Forces who are receiving medical care in an outpatient status; S.1409 21st Century GI Bill of Rights Act of 2007; S.1606 Dignified Treatment of Wounded Warriors Act; S.1651 Refugee Crisis in Iraq Act; S.1718 Veterans Education Tuition Support ActVETS Act; S.1825 Commission on Wartime Contracting Establishment Act; S.1898 Military Family and Medical Leave Act; S.1999 Military Eye Trauma Centers of Excellence; S.2585 Armed Forces Suicide Prevention Act of 2008; S.2874 to amend titles 5, 10, 37, and 38, United States Code, to ensure the fair treatment of a member of the Armed Forces who is discharged from the Armed Forces, at the request of the member, pursuant to the Department of Defense policy permitting the early discharge of a member who is the only surviving child in a family in which the father or mother, or one or more siblings, served in the Armed Forces; S.2963 to improve and enhance the mental health care benefits available to members and survivors of members of the Armed Forces and veterans; S. 2992 Armed Forces Housing Security Act; S.Con.Res.21 setting forth the congressional budget for the United States Government for fiscal year 2008 and including the appropriate budgetary levels for fiscal years 2007 and 2009 through 2012; H.Con.Res.99 Revising the congressional budget for the United States Government for fiscal year 2007, establishing the congressional budget for the United States Government for fiscal year 2008, and setting forth appropriate budgetary levels for fiscal years 2009 through 2012; H.J.Res.20 Continuing Appropriations resolution FY2007; H.R.67 Veterans Outreach Improvement Act of 2007; H.R. 100 Veterans' Equity in Education Act of 2007; H.R.327 Joshua Omvig Veterans Suicide Prevention Act; H.R.530 Military Educational Parity Act of 2007; H.R.538 South Texas Veterans Access to Care Act of 2007; H.R.612 Returning Servicemember VA Healthcare Insurance Act of 2007; H.R.690 To amend title 10, United States Code, to reduce the minimum age for receipt of military retired pay for non-regular service from 60 to 55; H.R.704 To amend title 38, United States Code, to reduce from age 57 to age 55 the age after which the remarriage of the surviving spouse of a deceased veteran shall not result in termination of dependency and indemnity compensation otherwise payable to that surviving spouse; H.R.1102 Total Force Educational Assistance Enhancement and Integration Act of 2007; H.R.1268 Dignity for Wounded Warriors Act of 2007; H.R.1354 Lane Evans Veterans Health and Benefits Improvement Act of 2007; H.R.1418 Reauthorization of the Traumatic Brain Injury Act; H.R.1436 Retired Pay Restoration Act; H.R.1490 To provide for a presumption of service-connectedness for certain claims for benefits under the laws administered by the Secretary of Veterans Affairs; H.R.1538 Wounded Warrior Assistance Act of 2007; H.R.1540 Civil Rights Tax Relief Act of 2007; H.R.2005 Rural Veterans Health Care Improvement Act of 2007; H.R.2189 To require pre- and post-deployment mental health screenings for members of the Armed Forces; H.R.2199 Traumatic Brain Injury Health Enhancement and Long-Term Support Act of 2007; H.R.2219 Veterans Suicide Prevention Hotline Act of 2007; H.R.2239 Early Access to Vocational Rehabilitation and Employment Benefits Act; H.R.2247 Montgomery GI Bill for Life Act of 2007; H.R.2265 Responsibility to Iraqi Refugees Act of 2007; H.R.2330 Veterans' Employment Transition Support Act (VETS); H.R.2366 SBA Veterans' Programs Act of 2007; H.R.2385 To provide and enhance education, housing, and entrepreneur assistance for veterans who serve in the Armed Forces after September 11, 2001; H.R.2514 Assured Funding for Veterans Health Care Act; H.R.2689 To require the Secretary of Veterans Affairs to establish a program for the provision of readjustment and mental health services to veterans who served in Operation Iraqi Freedom and Operation Enduring Freedom; H.R.2702 Post-9/11 Veterans Educational Assistance Act of 2007; H.R.2818 To amend title 38, United States Code, to provide for the establishment of Epilepsy Centers of Excellence in the Veterans Health Administration of the Department of Veterans Affairs; H.R.2874 Veterans' Health Care Improvement Act of 2007; H.R.2910 Veterans Education Tuition Support Act of 2007VETS Act of 2007; H.R.2943 Benefit Rating Acceleration for Veteran Entitlements Act of 2007; H.R.3195 ADA Restoration Act of 2007; H.R.3256 Psychological Kevlar Act; H.R.3298 21st Century Servicemembers Protection Act; H.R.3329 Homes for Heroes Act of 2007; H.R.3391 Military Family and Medical Leave Act; H.R.3393 Reservist Access to Justice Act of 2007; H.R.3429 Hire a Hero Act; H.R.3467 Second Chance for America's Veterans Act; H.R.3681 Veterans Benefits Awareness Act of 2007; H.R.3793 Veterans Guaranteed Bonus Act of 2007; H.R.3798 National Guard Employment Protection Act of 2007; H.R.4148 National Guard and Reserve Active Duty Higher Education Act; H.R.4219 Immediate Benefits for Wounded Warriors Act; H.R.4883 To amend the Servicemembers Civil Relief Act to provide for a limitation on the sale, foreclosure, or seizure of property owned by a servicemember during the one-year period following the servicemember's period of military service; H.R.4884 Helping Our Veterans to Keep Their Homes Act of 2008; H.R.4930 National Guardsmen and Reservists Parity for Patriots Act; H.R.5740 To amend title 38, United States Code, to establish a program of educational assistance for members of the Armed Forces who serve in the Armed Forces after September 11, 2001; H.R.6205 To amend title 37, United States Code, to require the payment of monthly special pay for members of the uniformed services whose service on active duty is extended by a stop-loss order or similar mechanism.

FHA Reform: H.R. 1752 - Expanding American Homeownership Act S. 947 - 21st Centurty Housing Act FHA Reform, continued: H.R. 1852 - Expanding American Homeownership Act S. 2338 - FHA Modernization Act of 2007 H.R. 2139 - FHA Manufactured Housing Loan Modernization Act of 2007 H.R. 5140 - Economic Stimulus Act of 2008 (Provisions related to FHA Loan Limits) H.R. 3221 - A bill to provide needed housing reform and other purposes (Provisions related to FHA Loan Limits) Section 8 Housing Reform: H.R. 1851/S. 2684 - The Section 8 Voucher Reform Act of 2007 H.R. 3965 - The Mark-to-Market Extension & Enhancement Act of 2007 Development of Affordable Housing Trust Fund: H.R. 2895 -National Affordable Housing Trust Fund Act of 2007 S. 2523 - National Affordable Housing Trust Fund Act of 2007 Expanding Home Loan Opportunities for Native Americans: H.R. 3002 - Native American Economic Development and Infrastructure for Housing Act of 2007 H.R. 1676 - Native American Home Ownership Opportunity Act of 2007 Rural Housing: H.R. 1982 - The Rural Housing & Economic Development Act H.R. 3878 - The Section 515 Rural Housing Property Transfer Improvement Act of 2007 Veterans Housing: H.R. 2385 - The 21st Century GI Bill of Rights Act of 2007 S. 1409 - The 21st Century GI Bill of Rights Act of 2007 H.R. 4884 - Helping Our Veterans to Keep Their Homes Act of 2008 H.R. 4539 - Department of Veterans Affairs Loan Guaranty Cost Reduction Act of 2007 H.R. 5566/5561; S. 2768 - Veterans Mortgage Stimulus Clarification Act of 2008 (To raise VA Loan Limits) Appraisal Reform: H.R. 1723 - Fair FHA Appraisal Act S. 1222 - STOP FRAUD Act Other Issues: Farm Credit Home Loans: H.R. 2419 - Food & Energy Security Act of 2007 Elderly Housing: H.R. 2930 - The Section 202 Supportive Housing for the Elderly Act of 2007 Housing in the Gulf: H.R. 1227 - Gulf Coast Hurricane Housing Recovery Act of 2007 Monies for International Housing Efforts: H.R. 2764 - Department of State, Foreign Operations & Related Programs Appropriations Act, 2008 Low-income Housing Assistance: S. 1386 - Homeownership Protection and Enhancement Act of 2007 Expansion of the HOPE VI Program: H.R. 3524 - HOPE VI Improvement and Reauthorization Act of 2007

H.Con.Res.99- Congressional budgets for 2007-2012; H.J.Res.20- Appropriations Resolution FY07; H.R.100-Veterans' Equity in Education Act of 2007; H.R.1102-Total Force Educational Assistance Enhancement and Integration Act of 2007; H.R.1268- Dignity for Wounded Warriors Act of 2007; H.R.1354-Lane Evans Veterans Health and Benefits Improvement Act of 2007; H.R.1418- Reauthorization of the Traumatic Brain Injury Act; H.R.1436- Retired Pay Restoration Act; H.R. 1490- To provide for a presumption of service-connectedness for certain claims for benefits under the laws administered by the Secretary of Veterans Affairs; H.R.1538- Wounded Warrior Assistance Act of 2007; H.R.2005- Rural Veterans Health Care Improvement Act of 2007; H.R.2189- To require pre- and post-deployment mental health screenings for members of the Armed Forces; H.R.2199- Traumatic Brain Injury Health Enhancement and Long-Term Support Act of 2007; H.R.2219- Veterans Suicide Prevention Hotline Act of 2007; H.R.2239- Early Access to Vocational Rehabilitation and Employment Benefits Act; H.R.2265- Responsibility to Iraqi Refugees Act of 2007; H.R.2330- Veterans' Employment Transition Support Act (VETS); H.R.2366- SBA Veterans' Programs Act of 2007; H.R.2385-To provide and enhance education, housing, and entrepreneur assistance for veterans who serve in the Armed Forces after September 11, 2001; H.R.2514- Assured Funding for Veterans Health Care Act; H.R.2689- To require the Secretary of Veterans Affairs to establish a program for the provision of readjustment and mental health services to veterans who served in Operation Iraqi Freedom and Operation Enduring Freedom; H.R.2702- Post-9/11 Veterans Educational Assistance Act of 2007; H.R.2818- To amend title 38, United States Code, to provide for the establishment of Epilepsy Centers of Excellence in the Veterans Health Administration of the Department of Veterans Affairs; H.R.2874- Veterans' Health Care Improvement Act of 2007; H.R.2910- Veterans Education Tuition Support Act of 2007; H.R.2943- Benefit Rating Acceleration for Veteran Entitlements Act of 2007; H.R.3195-ADA Restoration Act of 2007; H.R.3256- Psychological Kevlar Act; H.R.327- Joshua Omvig Veterans Suicide Prevention Act; H.R.3298- 21st Century Servicemembers Protection Act; H.R.3329- Homes for Heroes Act of 2007; H.R.3391- Military Family and Medical Leave Act; H.R.3429- Hire a Hero Act; H.R.3480- Let Our Veterans Rest in Peace Act; H.R.3793- Veterans Guaranteed Bonus Act of 2007; H.R.4148- National Guard and Reserve Active Duty Higher Education Act; H.R.4219- Immediate Benefits for Wounded Warriors Act; H.R.4883- To amend the Servicemembers Civil Relief Act to provide for a limitation on the sale, foreclosure, or seizure of property owned by a servicemember during the one-year period following the servicemember's period of military service; H.R.4884- Helping Our Veterans to Keep Their Homes Act of 2008; H.R.530- Military Educational Parity Act of 2007; H.R.538- South Texas Veterans Access to Care Act of 2007; H.R.612- Returning Servicemember VA Healthcare Insurance Act of 2007; H.R.67- Veterans Outreach Improvement Act of 2007; H.R.690- To amend title 10, United States Code, to reduce the minimum age for receipt of military retired pay for non-regular service from 60 to 55; H.R.704- To amend title 38, United States Code, to reduce from age 57 to age 55 the age after which the remarriage of the surviving spouse of a deceased veteran shall not result in termination of dependency and indemnity compensation otherwise payable to that surviving spouse; H.R.4156- FY2008 Iraq Supplemental Appropriations; H.R.3222- Defense Appropriations; H.R.2642- Military/Veterans Appropriations S.1005- Military Reservist and Veteran Small Business Reauthorization Act of 2007; S.1084- A bill to provide housing assistance for very low-income veterans; S.1096- Veterans' Housing Benefits Enhancement Act of 2007; S.1146- Rural Veterans Health Care Improvement Act of 2007; S.117- A bill to amend titles 10 and 38, United States Code, to improve benefits and services for members of the Armed Forces, veterans of the Global War on Terrorism, and other veterans, to require reports on the effects of the Global War on Terrorism; S.1205- A bill to require a pilot program on assisting veterans service organizations and other veterans groups in developing and promoting peer support programs that facilitate community reintegration of veterans returning from active duty; S.1233- Veterans Traumatic Brain Injury Rehabilitation Act of 2007; S.1271- Homecoming Enhancement Research and Oversight (HERO) Act; S.1283- A bill to amend title 10, United States Code, to improve the management of medical care, personnel actions, and quality of life issues for members of the Armed Forces who are receiving medical care in an outpatient status; S.1409- 21st Century GI Bill of Rights Act of 2007; S.1606- Dignified Treatment of Wounded Warriors Act; S.1651- Refugee Crisis in Iraq Act; S.1718- Veterans Education Tuition Support Act; S.1825- Commission on Wartime Contracting Establishment Act; S.1898- Military Family and Medical Leave Act; S.1999- Military Eye Trauma Centers of Excellence; S.22- Post-9/11 Veterans Educational Assistance Act of 2007; S.2585- Armed Forces Suicide Prevention Act of 2008; S.38- Veterans' Mental Health Outreach and Access Act of 2007; S.383- A bill to amend title 38, United States Code, to extend the period of eligibility for health care for combat service in the Persian Gulf War or future hostilities from two years to five years after discharge or release; S.439- Retired Pay Restoration Act of 2007; S.455- Active Duty Military Tax Relief Act of 2007; S.479- A bill to reduce the incidence of suicide among veterans; S.589- A bill to provide for the transfer of certain Federal property to the United States Paralympics, Incorporated, a subsidiary of the United States Olympic Committee; S.604- Military Health Care Protection Act; S.644- Total Force Educational Assistance Enhancement and Integration Act of 2007; S.713- Dignity for Wounded Warriors Act of 2007; S.723- Montgomery GI Bill Enhancement Act of 2007; S.793- Reauthorization of the Traumatic Brain Injury Act; S.CON.RES.21- Congressional budgets for 2007-2012; S.1645- Military/Veterans Appropriations

H.R. 551 - Home Ownership for America's Veterans Act of 2007 - Amends the Internal Revenue Code to extend the eligibility period of veterans for mortgage financing and requires annual inflation adjustments after 2010 to limits on state veteran bond amounts. H.R. 2385 - 21st Century GI Bill of Rights Act - would extend and improve access to a number of benefits designed for veterans. This includes exempting Veterans from paying loan fees and expand opportunities for veterans to purchase, build, repair or improve a home by increasing access to low interest loans through the Veterans Affairs Home Loan Guaranty Loan Program for homes valued up to $625,000. The current program requires loan fees and is capped at the conforming loan rate of $417,000. H.R. 3997 - Defenders of Freedom Tax Relief Act of 2007 - Amends the Internal Revenue Code to provide tax relief and earnings assistance to members of the uniformed services, increase penalties for noncompliance with tax requirements, and make technical amendments and clerical corrections. Makes permanent the eligibility of veterans for mortgage bond financing of residences without regard to first-time homebuyer requirements. Increases to $100 million the veterans' mortgage bond limitation in Alaska, Oregon, and Wisconsin. Revises the definition of "qualified veteran" for mortgage bond financing eligibility purposes to make such definition applicable to veterans in all states. H.R. 4884 - Helping Our Veterans to Keep Their Homes Act of 2008 would allow for 100% financing of certain VA home loans, would set limitation on the amount of fees that can be charged, and would increase the VA conforming loan rate to 150% of the conforming loan rate. S. 1409 - 21st Century GI Bill of Rights Act - would extend and improve access to a number of benefits designed for veterans. This includes exempting Veterans from paying loan fees and expand opportunities for veterans to purchase, build, repair or improve a home by increasing access to low interest loans through the Veterans Affairs Home Loan Guaranty Loan Program for homes valued up to $625,000. The current program requires loan fees and is capped at the conforming loan rate of $417,000.