Homeownership Protection and Housing Market Stabilization Act of 2008

Lobby for appropriate treatment of timeshare consumer lending, including specifically with regard to TILA (Truth in Lending Act) provisions, and loan originator and other licensing and registration requirements, in any mortgage lending legislation, including in: H.R. 3915, the Mortgage Reform and Anti-Predatory Lending Act of 2007; H.R. 1424 and all other versions of the Emergency Economic Stabilization Act of 2008; (see addendum page) S. 2452, the Home Ownership Preservation and Protection Act of 2007; H.R. 5857, the Homeownership Protection and Housing Market Stabilization Act of 2008; S. 2595, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008; H.R. 5830, the FHA Housing Stabilization and Homeowner Retention Act of 2008; H.R. 5818, the Neighborhood Stabilization Act of 2008; H.R. 3221, the Foreclosure Prevention Act of 2008; and the May 20th Senate Banking Committee mark-up and passage of The Federal Housing Finance Regulatory Reform Act of 2008, now part of H.R. 3221. Monitor regulatory activity by appropriate agencies regarding same issues, for same purpose.

Client expense: Not reported · Firm income: $60,000

Government targets: Federal Reserve System, HOUSE OF REPRESENTATIVES, SENATE

Lobby for appropriate treatment of timeshare consumer lending, including specifically with regard to TILA (Truth in Lending Act) provisions, and loan originator and other licensing and registration requirements, in any mortgage lending legislation, including in: H.R. 3915, the Mortgage Reform and Anti-Predatory Lending Act of 2007; H.R. 1424 and all other versions of the Emergency Economic Stabilization Act of 2008; (see addendum page) S. 2452, the Home Ownership Preservation and Protection Act of 2007; H.R. 5857, the Homeownership Protection and Housing Market Stabilization Act of 2008; S. 2595, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008; H.R. 5830, the FHA Housing Stabilization and Homeowner Retention Act of 2008; H.R. 5818, the Neighborhood Stabilization Act of 2008; H.R. 3221, the Foreclosure Prevention Act of 2008; and the May 20th Senate Banking Committee mark-up and passage of The Federal Housing Finance Regulatory Reform Act of 2008, now part of H.R. 3221. Monitor regulatory activity by appropriate agencies regarding same issues, for same purpose.

Client expense: Not reported · Firm income: $60,000

Lobby for appropriate treatment of timeshare consumer lending, including specifically with regard to TILA (Truth in Lending Act) provisions, and loan originator and other licensing and registration requirements, in any mortgage lending legislation, including in: H.R. 3915, the Mortgage Reform and Anti-Predatory Lending Act of 2007; H.R. 1424 and all other versions of the Emergency Economic Stabilization Act of 2008; (see addendum page) S. 2452, the Home Ownership Preservation and Protection Act of 2007; H.R. 5857, the Homeownership Protection and Housing Market Stabilization Act of 2008; S. 2595, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008; H.R. 5830, the FHA Housing Stabilization and Homeowner Retention Act of 2008; H.R. 5818, the Neighborhood Stabilization Act of 2008; H.R. 3221, the Foreclosure Prevention Act of 2008; and the May 20th Senate Banking Committee mark-up and passage of The Federal Housing Finance Regulatory Reform Act of 2008, now part of H.R. 3221. Monitor regulatory activity by appropriate agencies regarding same issues, for same purpose.

Client expense: Not reported · Firm income: $60,000

Lobby for appropriate treatment of timeshare consumer lending, including specifically with regard to TILA (Truth in Lending Act) provisions, and loan originator and other licensing and registration requirements, in any mortgage lending legislation, including in: H.R. 3915, the Mortgage Reform and Anti-Predatory Lending Act of 2007; H.R. 1424 and all other versions of the Emergency Economic Stabilization Act of 2008; (see addendum page) S. 2452, the Home Ownership Preservation and Protection Act of 2007; H.R. 5857, the Homeownership Protection and Housing Market Stabilization Act of 2008; S. 2595, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008; H.R. 5830, the FHA Housing Stabilization and Homeowner Retention Act of 2008; H.R. 5818, the Neighborhood Stabilization Act of 2008; H.R. 3221, the Foreclosure Prevention Act of 2008; and the May 20th Senate Banking Committee mark-up and passage of The Federal Housing Finance Regulatory Reform Act of 2008, now part of H.R. 3221. Monitor regulatory activity by appropriate agencies regarding same issues, for same purpose.

Client expense: Not reported · Firm income: $60,000

S. 2136 Helping Families Save Their Homes In Bankruptcy Act oTo address the treatment of primary mortgages in bankruptcy, and for other purposes. (All provisions) S. 1100 Federal Housing Finance Regulatory Reform Act of 2008 oTo address the regulation of secondary mortgage market enterprises (All provisions) S. 2391 GSE Mission Improvement Act oA bill to provide for affordable housing relief. (All provisions) S. 2338 FHA Modernization oA bill to modernize and update the National Housing Act and enable the Federal Housing Administration to more effectively reach underserved borrowers, and for other purposes. (All provisions) HR 3221 American Housing Rescue and Foreclosure Prevention Act of 2008 oA bill to provide needed housing reform and for other purposes. (All provisions) HR 5857 Homeownership Protection & Housing Market Stabilization Act of 2008 oTo establish licensing and registration requirements for residential mortgage originators, improve mortgage disclosures, create an Office of Housing Counseling, to provide incentives to facilitate loan modifications, reform the regulation of the Government Sponsored Enterprises, modernize the Federal Housing Administration, improve home ownership for veterans, reform appraisal activities, and combat mortgage fraud, and for other purposes. (All provisions) HR 6078 Green Resources for Energy Efficient Neighborhoods Act of 2008 oTo encourage energy efficiency and conservation and development of renewable energy sources for housing, commercial structures, and other buildings, and to create sustainable communities. (All provisions) HR 5679 Foreclosure Prevention and Sound Mortgage Servicing Act of 2008 oTo amend the Real Estate Settlement Procedures Act of 1974 to require mortgagees for mortgages in default to engage in reasonable loss mitigation activities. (All provisions) HR 5958 Homeowner Opportunity Act of 2008 oTo make permanent the increases made by the Economic Stimulus Act of 2008 in the loan limits for the Federal National Mortgage Association, the Federal Home Loan Mortgage Corporation, and the FHA. (All provisions) HR 5830 FHA Housing and Homeowner Retention Act oTo create a voluntary FHA program that provides mortgage refinancing assistance to allow families to stay in their homes, protect neighborhoods, and help stabilize the housing market. (All provisions) HR 5579 Emergency Mortgage Loan Modification Act of 2008 oTo remove an impediment to troubled debt restructuring on the part of holders of residential mortgage loans, and for other purposes. (All provisions)

Lobby for appropriate treatment of timeshare consumer lending, including specifically with regard to TILA (Truth in Lending Act) provisions, and loan originator and other licensing and registration requirements, in any mortgage lending legislation, including in: H.R. 3915, the Mortgage Reform and Anti-Predatory Lending Act of 2007; (see addendum page) S. 2452, the Home Ownership Preservation and Protection Act of 2007; H.R. 5857, the Homeownership Protection and Housing Market Stabilization Act of 2008; S. 2595, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008; H.R. 5830, the FHA Housing Stabilization and Homeowner Retention Act of 2008; H.R. 5818, the Neighborhood Stabilization Act of 2008; H.R. 3221, the Foreclosure Prevention Act of 2008; and the May 20th Senate Banking Committee mark-up and passage of The Federal Housing Finance Regulatory Reform Act of 2008, now part of H.R. 3221. Monitor regulatory activity by appropriate agencies regarding same issues, for same purpose.

Client expense: Not reported · Firm income: $50,000

Lobby for appropriate treatment of timeshare consumer lending, including specifically with regard to TILA (Truth in Lending Act) provisions, and loan originator and other licensing and registration requirements, in any mortgage lending legislation, including in: H.R. 3915, the Mortgage Reform and Anti-Predatory Lending Act of 2007; (see addendum page) S. 2452, the Home Ownership Preservation and Protection Act of 2007; H.R. 5857, the Homeownership Protection and Housing Market Stabilization Act of 2008; S. 2595, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008; H.R. 5830, the FHA Housing Stabilization and Homeowner Retention Act of 2008; H.R. 5818, the Neighborhood Stabilization Act of 2008; H.R. 3221, the Foreclosure Prevention Act of 2008; and the May 20th Senate Banking Committee mark-up and passage of The Federal Housing Finance Regulatory Reform Act of 2008, now part of H.R. 3221. Monitor regulatory activity by appropriate agencies regarding same issues, for same purpose.

Client expense: Not reported · Firm income: $50,000

Lobby for appropriate treatment of timeshare consumer lending, including specifically with regard to TILA (Truth in Lending Act) provisions, and loan originator and other licensing and registration requirements, in any mortgage lending legislation, including in: H.R. 3915, the Mortgage Reform and Anti-Predatory Lending Act of 2007; (see addendum page) S. 2452, the Home Ownership Preservation and Protection Act of 2007; H.R. 5857, the Homeownership Protection and Housing Market Stabilization Act of 2008; S. 2595, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008; H.R. 5830, the FHA Housing Stabilization and Homeowner Retention Act of 2008; H.R. 5818, the Neighborhood Stabilization Act of 2008; H.R. 3221, the Foreclosure Prevention Act of 2008; and the May 20th Senate Banking Committee mark-up and passage of The Federal Housing Finance Regulatory Reform Act of 2008, now part of H.R. 3221. Monitor regulatory activity by appropriate agencies regarding same issues, for same purpose.

Client expense: Not reported · Firm income: $50,000

Lobby for appropriate treatment of timeshare consumer lending, including specifically with regard to TILA (Truth in Lending Act) provisions, and loan originator and other licensing and registration requirements, in any mortgage lending legislation, including in: H.R. 3915, the Mortgage Reform and Anti-Predatory Lending Act of 2007; (see addendum page) S. 2452, the Home Ownership Preservation and Protection Act of 2007; H.R. 5857, the Homeownership Protection and Housing Market Stabilization Act of 2008; S. 2595, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008; H.R. 5830, the FHA Housing Stabilization and Homeowner Retention Act of 2008; H.R. 5818, the Neighborhood Stabilization Act of 2008; H.R. 3221, the Foreclosure Prevention Act of 2008; and the May 20th Senate Banking Committee mark-up and passage of The Federal Housing Finance Regulatory Reform Act of 2008, now part of H.R. 3221. Monitor regulatory activity by appropriate agencies regarding same issues, for same purpose.

Client expense: Not reported · Firm income: $50,000

S. 1100, Federal Housing Enterprise Regulatory Reform Act of 2007; H.R. 1427, Federal Housing Finance Reform Act of 2007; S. 2169 and S. 2346, the PROMISE Act; S. 2036 and H.R. 3777, Protecting Access to Safe Mortgages Act; H.R. 3838, to temporarily increase the portfolio caps applicable to Freddie Mac...; S. 2114, the American Home Ownership Preservation Act of 2007; S. 2391, the GSE Mission Improvement Act; (continued on Addendum) H.R. 6164, Federal Housing Enterprises Transparency and Accountability Act of 2008; H.R. 5857, Homeownership Protection and Housing Market Stabilization Act of 2008; H.R. 5153, Conforming Loan Limit Temporary Adjustment Act of 2008; H.R. 5958, Homeowner Opportunity Act of 2008; S. 2791, Protecting America's Homeowners Act of 2008; and H.R. 3221, The Foreclosure Prevention Act of 2008 -- provisions relating to Freddie Mac.

Client expense: Not reported · Firm income: $20,000

Government targets: HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), SENATE

S. 1100, Federal Housing Enterprise Regulatory Reform Act of 2007; H.R. 1427, Federal Housing Finance Reform Act of 2007; H.R. 6164, Federal Housing Enterprises Transparency and Accountability Act of 2008, H.R. 5857, Homeownership Protection and Housing Market Stabilization Act of 2008; and H.R. 3221, The Foreclosure Prevention Act of 2008 -- all provisions relating to the Federal Home Loan Bank System. (See Addendum.) S.1963 and H.R. 2091, legislation to allow bonds guaranteed by the FHLBanks to be treated as tax-exempt bonds -- all provisions.

Client expense: Not reported · Firm income: $40,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE