Flood Insurance Community Outreach Grant Program Act of 2007

H.R. 1065, H.R. 1682, H.R. 2549, H.R. 2762, H.R. 3121, H.R. 3200, H.R. 330, H.R. 3926, H.R. 3959, H.R. 4050, H.R. 4299, H.R. 4461, H.R. 4721, H.R. 5611, H.R. 5633, H.R. 5792, H.R. 5840, H.R. 5961, H.R. 6062, H.R. 6078, H.R. 6213, H.R. 6285, H.R. 6424, H.R. 91, H.R. 920, H.R. 921, H.R. 922, H.R. 957, S. 1061, S. 1890, S. 1938, S. 2029, S. 2151, S. 2251, S. 2284, S. 2285, S. 2458, S. 2499, S. 2621, S. 3483, S. 396, S. 30, S. 929

Client expense: $454,203 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), Congressional Budget Office (CBO), Federal Emergency Management Agency (FEMA), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Patent & Trademark Office (PTO), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

S 40 and HR 3200 - The National Insurance Act; all aspects of these bills including potential problems created by a federal regulator and a preference for state-based reforms; HR 1065 and S 929 - Non-Admitted and Reinsurance Reform; support for these bills as a more efficient regulatory structure; S 1061 Homeowners Non-Coverage Disclosure Act; costs and problems; HR 5633 and HR 6062 (restrictions on insurers use of credit scoring) oppose these bills which would remove an accurate predictor of insurance claims. HR 3121, S 2284, HR 1682 Flood Insurance Reform and Modernization Act; HR 920 Multiple Peril Insurance Act; HR 921 Flood Insurance Community Outreach Grant Program; HR 922 NFIP Participation Evaluation Act; S 1890 Flood Insurance Choice Act, S 1938 National Flood Mapping Act; S 2151 Community Protection Act, S 2251 Homeowners Flood Protection Act, HR 3959 Phase-in of Actuarial rates for certain properties. HR 2638 and HR 6965 - short term extensions of the NFIP. Our interest in all these bills is to seek meaningful reform of the NFIP including updating flood maps, better enforcement, movement toward actuarially sound rates, and mitigation incentives. We oppose efforts to add a wind peril to the NFIP. HR 5611 National Association of Registered Agent and Brokers Reform Act of 2008; support for the concept of reducing costs and administrative difficulties associated with reciprocal licensing of multi-state insurance agents. HR 5840 Establish an Office of Insurance Information in the Department of the Treasury; concerns about protection of proprietary data, preemption of state laws, and the appropriate role of the federal government in regulating insurers. HR 4461 and S 2458 Community Building Code Administration Grant Act of 2007; expressed support for these bills which seek to provide funding and incentives for state and local governments to increase their building code enforcement efforts. HR 6078 The Green Act of 2008; questions about impact on the underwriting of homeowners insurance. HR 6495 Transportation and Housing Choices for Gas Price Relief Act of 2008; questions about possible federal incentives for pay-as-you-drive auto insurance.

H.R. 330 - Homeowners' Insurance Availability Act of 2007 - All provisions H.R. 91 - Homeowners' Insurance Protection Act of 2007 - All provisions S. 1061 - Homeowners' Insurance Noncoverage Disclosure Act of 2007 - All provisions H.R. 957 - To amend the Iran Sanctions Act of 1996 to expand and clarify the entities against which sanctions may be imposed - All provisions H.R. 1682 - Flood Insurance Reform and Modernization Act of 2007 - All provisions H.R. 2549 - Medicare Secondary Payer and Worker's Compensation Settlement Agreement Act of 2007 - All provisions H.R. 3121 - Flood Insurance Reform and Modernization Act of 2007 - All provisions H.R. 3926 - Safe Building Codes Act of 2007 - All provisions H.R. 3959 - A bill to amend the National Flood Insurance Act of 1968 to provide for the phase-in of actuarial rates for certain pre-FIRM properties - All provisions H.R. - 4050 - Levee-Like structure Consideration Act of 2007 - All provisions H.R. 4299 - Terrorism Risk Insurance Program Reauthorization Act of 2007 - All provisions H.R. 4721 - Terrorism Risk Insurance Improvement Act of 2007 - All provisions H.R. 920 - Multiple Peril Insurance Act of 2007 - All provisions H.R. 921 - Flood Insurance Community Outreach Grant Program Act of 2007 - All provisions H.R. 922 - National Flood Insurance Program Participation Evaluation Act of 2007 - All provisions H.R. 3200 - National Insurance Act of 2007 - All provisions H.R. 1049 - Amend Misinterpreted Excessive Regulation in Corporate America Act - All provisions H.R. 1065 - Non-admitted and Reinsurance Reform Act of 2007 - All provisions H.R. 2761 - Terrorism Risk Insurance Program Reauthorization Act of 2007 - All provisions H.R. 4461 - A bill to promote and enhance the operation of local building code enforcement administration across the country by establishing a competitive federal matching grant program - All provisions H.R. 5611 - A bill to reform the National Association of Registered Agents and Brokers, and for other purposes - All provisions H.R. 5633 - Nondiscriminatory Use of Consumer Reports and Consumer Information Act of 2008 - All provisions H.R. 5792 - A bill to amend the Liability Risk Retention Act of 1986 to increase insurance competition and available coverage for consumers - All provisions H.R. 5840 - A bill to establish an Office of Insurance Information in the Department of the Treasury - All provisions H.R. 5961 - Medicaid and SCHIP Abuse Prevention Act of 2008 - All provisions H.R. 6062 - Personal Lines of Insurance Fairness Act of 2008 - All provisions H.R. 6213 - Reinsurance International Solvency Standards Evaluation Board Act of 2008 - All provisions H.R. 6424 - Property Mitigation Assistance Act of 2008 - All provisions S. 40 - National Insurance Act of 2007 - All provisions S. 1890 - Flood Insurance Choice Act of 2007 - All provisions S. 1938 - National Flood Mapping Act of 2007 - All provisions S. 2029 - Physicial Payments Sunshine Act of 2007 - All provisions S. 2151 - A bill to amend the National Flood Insurance Act of 1968 to authorize notations on flood insurance rate maps for areas protected against 100-year and 500-year floods by certified flood control structures- All provisions S. 2251 - Homeowners' Flood Protection Act of 2007 - All provisions S. 2284 - Flood Insurance Reform and Modernization Act of 2007 - All provisions S. 2285 - Terrorism Risk Insurance Program Reauthorization Act of 2007 - All provisions S. 2458 - Community Building Code Administration Grant Act of 2007 - All provisions S. 2499 - Medicare, Medicaid and SCHIP extension act of 2007- All provisions S. 2621 - Terrorism Risk Insurance Improvement Act of 2007 - All provisions FTC - Study on Credit-Based Insurance Scores: Impact on Homeowners Insurance - All provisions S. 3483 - Passenger Vehicle Loss Disclosure Act (Introduced in Senate) - All provision H.R. 6078 - Green Act of 2008 - Provision affecting homeowner insurance H.R. 6285 - To amend the National Flood Insurance Act of 1968 to provide for adequate progress on the construction of a flood protection system to include the appropriation of at least 60 percent of the system cost from Federal, State or local funds - All provisions S. 396 - A bill to amend the Internal Tax Revenue Code to 1986 to treat controlled foreign corporations in tax havens as domestic corporations - All provisisions S. 929 - Nonadmitted and Reinsurance Reform Act of 2007 - All provisions

S. 292 / H.R. 537 - Commission on Catastrophic Disaster Risk and Insurance Act of 2007 H.R. 920 - Multiple Peril Insurance Act of 2007 H.R. 921 - Flood Insurance Community Outreach Grant Program Act of 2007 H.R. 164 - Policyholder Disaster Protection Act of 2007 H.R. 922 - National Flood Insurance Program Participation Evaluation Act of 2007 H.R. 91 / S. 928 - Homeowners Insurance Protection Act of 2007 H.R. 330 - Homeowners Insurance Availability Act of 2007 S. 926 - Policyholder Disaster Protection Act of 2007 H.R. 1692 - The Flood Insurance Reform and Modernization Act of 2007 H.R. 3121 / S. 2284 - Flood Insurance Reform and Modernization Act of 2007 S. 2310 - Homeowners Defense Ac of 2007 H.R. 3926 - Safe Building Code Incentives Act of 2007 H.R. 3355 - Homeowners Defense Act of 2007 S. 2327 - Homeowners Insurance Assistance Act of 2007 S. 2328 - Property Mitigation Assistance Act of 2007

Client expense: $944,634 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

HR91, HR330, HR920, HR921, HR922, HR957, HR1049, HR1065, HR1289, HR1682, HR2549, HR2638, HR2761, HR3121, HR3200, HR3926, HR3959, HR4050, HR4299, HR4461, HR 4721, HR5611, HR5633, HR5792, HR5840, HR5961, HR6062, HR6078, HR6213, HR6285, HR6308, HR6755, S40, S396, S1061, S1890, S1938, S2029, S2040, S2151, S2251, S2284, S2285, S2458, S2499, S2621

Client expense: $433,208 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), Federal Trade Commission (FTC), Government Accountability Office (GAO), HOUSE OF REPRESENTATIVES, Patent & Trademark Office (PTO), SENATE, Treasury, Dept of

H.R. 330 - Homeowners' Insurance Availability Act of 2007 - All provisions H.R. 91 - Homeowners' Insurance Protection Act of 2007 - All provisions S. 1061 - Homeowners' Insurance Noncoverage Disclosure Act of 2007 - All provisions H.R. 957 - To amend the Iran Sanctions Act of 1996 to expand and clarify the entities against which sanctions may be imposed - All provisions H.R. 1682 - Flood Insurance Reform and Modernization Act of 2007 - All provisions H.R. 2549 - Medicare Secondary Payer and Worker's Compensation Settlement Agreement Act of 2007 - All provisions H.R. 3121 - Flood Insurance Reform and Modernization Act of 2007 - All provisions H.R. 3926 - Safe Building Codes Act of 2007 - All provisions H.R. 3959 - A bill to amend the National Flood Insurance Act of 1968 to provide for the phase-in of actuarial rates for certain pre-FIRM properties - All provisions H.R. - 4050 - Levee-Like structure Consideration Act of 2007 - All provisions H.R. 4299 - Terrorism Risk Insurance Program Reauthorization Act of 2007 - All provisions H.R. 4721 - Terrorism Risk Insurance Improvement Act of 2007 - All provisions H.R. 920 - Multiple Peril Insurance Act of 2007 - All provisions H.R. 921 - Flood Insurance Community Outreach Grant Program Act of 2007 - All provisions H.R. 922 - National Flood Insurance Program Participation Evaluation Act of 2007 - All provisions H.R. 3200 - National Insurance Act of 2007 - All provisions H.R. 1049 - Amend Misinterpreted Excessive Regulation in Corporate America Act - All provisions H.R. 1065 - Non-admitted and Reinsurance Reform Act of 2007 - All provisions H.R. 2761 - Terrorism Risk Insurance Program Reauthorization Act of 2007 - All provisions H.R. 4461 - A bill to promote and enhance the operation of local building code enforcement administration across the country by establishing a competitive federal matching grant program - All provisions H.R. 5611 - A bill to reform the National Association of Registered Agents and Brokers, and for other purposes - All provisions H.R. 5633 - Nondiscriminatory Use of Consumer Reports and Consumer Information Act of 2008 - All provisions H.R. 5792 - A bill to amend the Liability Risk Retention Act of 1986 to increase insurance competition and available coverage for consumers - All provisions H.R. 5840 - A bill to establish an Office of Insurance Information in the Department of the Treasury H.R. 5961 - Medicaid and SCHIP Abuse Prevention Act of 2008 - All provisions H.R. 6062 - Personal Lines of Insurance Fairness Act of 2008 - All provisions H.R. 6213 - Reinsurance International Solvency Standards Evaluation Board Act of 2008 - All provisions H.R. 6424 - Property Mitigation Assistance Act of 2008 - All provisions S. 40 - National Insurance Act of 2007 - All provisions S. 1890 - Flood Insurance Choice Act of 2007 - All provisions S. 1938 - National Flood Mapping Act of 2007 - All provisions S. 2029 - Physicial Payments Sunshine Act of 2007 - All provisions S. 2151 - A bill to amend the National Flood Insurance Act of 1968 to authorize notations on flood insurance rate maps for areas protected against 100-year and 500-year floods by certified flood control structures- All provisions S. 2251 - Homeowners' Flood Protection Act of 2007 - All provisions S. 2284 - Flood Insurance Reform and Modernization Act of 2007 - All provisions S. 2285 - Terrorism Risk Insurance Program Reauthorization Act of 2007 - All provisions S. 2458 - Community Building Code Administration Grant Act of 2007 - All provisions S. 2499 - Meidcare, Medicaid and SCHIP extension act of 2007- All provisions S. 2621 - Terrorism Risk Insurance Improvement Act of 2007 - All provisions FTC - Study on Credit-Based Insurance Scores: Impact on Homeowners Insurance - All provisions S. 3483 - Passenger Vehicle Loss Disclosure Act (Introduced in Senate) - All provision H.R. 6308 - Municipal Bond Fairness Act (Introduced in House) - All provisions H.R. 6078 - Green Act of 2008 - Provision affecting homeowner insurance

S 40 and HR 3200 - The National Insurance Act; all aspects of these bills including potential problems created by a federal regulator and a preference for state-based reforms; HR 1065 and S 929 - Non-Admitted and Reinsurance Reform; support for these bills as a more efficient regulatory structure; S 1061 Homeowners Non-Coverage Disclosure Act; costs and problems; HR 5633 and HR 6062 (restrictions on insurers use of credit scoring) oppose these bills which would remove an accurate predictor of insurance claims. HR 3121, S 2284, HR 1682 Flood Insurance Reform and Modernization Act; HR 920 Multiple Peril Insurance Act; HR 921 Flood Insurance Community Outreach Grant Program; HR 922 NFIP Participation Evaluation Act; S 1890 Flood Insurance Choice Act, S 1938 National Flood Mapping Act; S 2151 Community Protection Act, S 2251 Homeowners Flood Protection Act, HR 3959 Phase-in of Actuarial rates for certain properties. HR 2638 and HR 6965 - short term extensions of the NFIP. Our interest in all these bills is to seek meaningful reform of the NFIP including updating flood maps, better enforcement, movement toward actuarially sound rates, and mitigation incentives. We oppose efforts to add a wind peril to the NFIP. HR 5611 National Association of Registered Agent and Brokers Reform Act of 2008; support for the concept of reducing costs and administrative difficulties associated with reciprocal licensing of multi-state insurance agents. HR 5840 Establish an Office of Insurance Information in the Department of the Treasury; concerns about protection of proprietary data, preemption of state laws, and the appropriate role of the federal government in regulating insurers. HR 4461 and S 2458 Community Building Code Administration Grant Act of 2007; expressed support for these bills which seek to provide funding and incentives for state and local governments to increase their building code enforcement efforts. HR 6078 The Green Act of 2008; questions about impact on the underwriting of homeowners insurance

S. 292 / H.R. 537 - Commission on Catastrophic Disaster Risk and Insurance Act of 2007 H.R. 920 - Multiple Peril Insurance Act of 2007 H.R. 921 - Flood Insurance Community Outreach Grant Program Act of 2007 H.R. 164 - Policyholder Disaster Protection Act of 2007 H.R. 922 - National Flood Inssurance Program Participation Evaluation Act of 207 H.R. 91 / S. 928 - Homeowners Insurance Protection Act of 2007 H.R. 330 - Homeowners nsurance Availability Act of 2007 S. 926 - Policyholder Disaster Protection Act of 2007 H.R. 1692 - The Flood Insurance Reform and Modernization Act of 2007 H.R. 3121 / S. 2284 - Flood Insurance Reform and Modernization Act of 2007 S. 2310 - Homeowners Defense Act of 2007 H.R. 3926 - Safe Building Code Incentives Act of 2007 H.R. 3355 - Homeowners Defense Act Act of 2007 S. 2327 - Homeowners Insurance Assistance Act of 2007 S. 2328 - Property Mitigation Assistance Act of 2007

Client expense: $748,487 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

HR91, HR330, HR920, HR921, HR922, HR957, HR1049, HR1065, HR1682, HR2549, HR2761, HR3121, HR3200, HR3926, HR3959, HR4050, HR4299, HR4461, HR4721, HR5611, HR5633, HR5792, HR5840, HR5961, HR6062, HR6213, HR6285, HR6424, S40, S396, S1061, S1890, S1938, S2029, S2151, S2251, S2284, S2285, S2458, S2499, S2621

Client expense: $714,749 · Firm income: Not reported

H.R. 330 - Homeowners' Insurance Availability Act of 2007 - All provisions H.R. 91 - Homeowners' Insurance Protection Act of 2007 - All provisions S. 1061 - Homeowners' Insurance Noncoverage Disclosure Act of 2007 - All provisions H.R. 957 - To amend the Iran Sanctions Act of 1996 to expand and clarify the entities against which sanctions may be imposed - All provisions H.R. 1682 - Flood Insurance Reform and Modernization Act of 2007 - All provisions H.R. 2549 - Medicare Secondary Payer and Worker's Compensation Settlement Agreement Act of 2007 - All provisions H.R. 3121 - Flood Insurance Reform and Modernization Act of 2007 - All provisions H.R. 3926 - Safe Building Codes Act of 2007 - All provisions H.R. 3959 - A bill to amend the National Flood Insurance Act of 1968 to provide for the phase-in of actuarial rates for certain pre-FIRM properties - All provisions H.R. - 4050 - Levee-Like structure Consideration Act of 2007 - All provisions H.R. 4299 - Terrorism Risk Insurance Program Reauthorization Act of 2007 - All provisions H.R. 4721 - Terrorism Risk Insurance Improvement Act of 2007 - All provisions H.R. 920 - Multiple Peril Insurance Act of 2007 - All provisions H.R. 921 - Flood Insurance Community Outreach Grant Program Act of 2007 - All provisions H.R. 922 - National Flood Insurance Program Participation Evaluation Act of 2007 - All provisions H.R. 3200 - National Insurance Act of 2007 - All provisions H.R. 1049 - Amend Misinterpreted Excessive Regulation in Corporate America Act - All provisions H.R. 1065 - Non-admitted and Reinsurance Reform Act of 2007 - All provisions H.R. 2761 - Terrorism Risk Insurance Program Reauthorization Act of 2007 - All provisions H.R. 4461 - A bill to promote and enhance the operation of local building code enforcement administration across the country by establishing a competitive federal matching grant program - All provisions H.R. 5611 - A bill to reform the National Association of Registered Agents and Brokers, and for other purposes - All provisions H.R. 5633 - Nondiscriminatory Use of Consumer Reports and Consumer Information Act of 2008 - All provisions H.R. 5792 - A bill to amend the Liability Risk Retention Act of 1986 to increase insurance competition and available coverage for consumers - All provisions H.R. 5840 - A bill to establish an Office of Insurance Information in the Department of the Treasury H.R. 5961 - Medicaid and SCHIP Abuse Prevention Act of 2008 - All provisions H.R. 6062 - Personal Lines of Insurance Fairness Act of 2008 - All provisions H.R. 6213 - Reinsurance International Solvency Standards Evaluation Board Act of 2008 - All provisions H.R. 6424 - Property Mitigation Assistance Act of 2008 - All provisions S. 40 - National Insurance Act of 2007 - All provisions S. 1890 - Flood Insurance Choice Act of 2007 - All provisions S. 1938 - National Flood Mapping Act of 2007 - All provisions S. 2029 - Physicial Payments Sunshine Act of 2007 - All provisions S. 2151 - A bill to amend the National Flood Insurance Act of 1968 to authorize notations on flood insurance rate maps for areas protected against 100-year and 500-year floods by certified flood control structures- All provisions S. 2251 - Homeowners' Flood Protection Act of 2007 - All provisions S. 2284 - Flood Insurance Reform and Modernization Act of 2007 - All provisions S. 2285 - Terrorism Risk Insurance Program Reauthorization Act of 2007 - All provisions S. 2458 - Community Building Code Administration Grant Act of 2007 - All provisions S. 2499 - SCHIP - All provisions S. 2621 - Terrorism Risk Insurance Improvement Act of 2007 - All provisions S. 396 - A bill to amend the Internal Tax Revenue Code to 1986 to treat controlled foreign corporations in tax havens as domestic corporations - All provisions FTC - Study on Credit-Based Insurance Scores: Impact on Homeowners Insurance - All provisions

S 40 and HR 3200 - The National Insurance Act; all aspects of these bills including potential problems created by a federal regulator and a preference for state-based reforms; HR 1065 and S 929 - Non-Admitted and Reinsurance Reform; support for these bills as a more efficient regulatory structure; S 1061 Homeowners Non-Coverage Disclosure Act; costs and problems; HR 5633 and HR 6062 (restrictions on insurers use of credit scoring) oppose these bills which would remove an accurate predictor of insurance claims. HR 3121, S 2284, HR 1682 Flood Insurance Reform and Modernization Act; HR 920 Multiple Peril Insurance Act; HR 921 Flood Insurance Community Outreach Grant Program; HR 922 NFIP Participation Evaluation Act; S 1890 Flood Insurance Choice Act, S 1938 National Flood Mapping Act; S 2151 Community Protection Act, S 2251 Homeowners Flood Protection Act, HR 3959 Phase-in of Actuarial rates for certain properties. Our interest in all these bills is to seek meaningful reform of the NFIP including updating flood maps, better enforcement, movement toward actuarially sound rates, and mitigation incentives. We oppose efforts to add a wind peril to the NFIP. HR 5611 National Association of Registered Agent and Brokers Reform Act of 2008; support for the concept of reducing costs and administrative difficulties associated with reciprocal licensing of multi-state insurance agents. HR 5840 Establish an Office of Insurance Information in the Department of the Treasury; concerns about protection of proprietary data, preemption of state laws, and the appropriate role of the federal government in regulating insurers.

Client expense: $50,000 · Firm income: Not reported

H.R. 330 - Homeowners' Insurance Availability Act of 2007 - All provisions H.R. 91 - Homeowners' Insurance Protection Act of 2007 - All provisions S. 1061 - Homeowners' Insurance Noncoverage Disclosure Act of 2007 - All provisions H.R. 957 - To amend the Iran Sanctions Act of 1996 to expand and clarify the entities against which sanctions may be imposed - All provisions H.R. 1682 - Flood Insurance Reform and Modernization Act of 2007 - All provisions H.R. 2549 - Medicare Secondary Payer and Worker's Compensation Settlement Agreement Act of 2007 - All provisions H.R. 3121 - Flood Insurance Reform and Modernization Act of 2007 - All provisions H.R. 3926 - Safe Building Codes Act of 2007 - All provisions H.R. 3959 - A bill to amend the National Flood Insurance Act of 1968 to provide for the phase-in of actuarial rates for certain pre-FIRM properties - All provisions H.R. - 4050 - Levee-Like structure Consideration Act of 2007 - All provisions H.R. 4299 - Terrorism Risk Insurance Program Reauthorization Act of 2007 - All provisions H.R. 4721 - Terrorism Risk Insurance Improvement Act of 2007 - All provisions H.R. 920 - Multiple Peril Insurance Act of 2007 - All provisions H.R. 921 - Flood Insurance Community Outreach Grant Program Act of 2007 - All provisions H.R. 922 - National Flood Insurance Program Participation Evaluation Act of 2007 - All provisions H.R. 3200 - National Insurance Act of 2007 - All provisions H.R. 1049 - Amend Misinterpreted Excessive Regulation in Corporate America Act - All provisions H.R. 1065 - Non-admitted and Reinsurance Reform Act of 2007 - All provisions H.R. 2761 - Terrorism Risk Insurance Program Reauthorization Act of 2007 - All provisions H.R. 4461 - A bill to promote and enhance the operation of local building code enforcement administration across the country by establishing a competitive federal matching grant program - All provisions H.R. 5611 - A bill to reform the National Association of Registered Agents and Brokers, and for other purposes - All provisions S. 40 - National Insurance Act of 2007 - All provisions S. 1890 - Flood Insurance Choice Act of 2007 - All provisions S. 1938 - National Flood Mapping Act of 2007 - All provisions S. 2151 - A bill to amend the National Flood Insurance Act of 1968 to authorize notations on flood insurance rate maps for areas protected against 100-year and 500-year floods by certified flood control structures S. 2251 - Homeowners' Flood Protection Act of 2007 - All provisions S. 2284 - Flood Insurance Reform and Modernization Act of 2007 - All provisions S. 2285 - Terrorism Risk Insurance Program Reauthorization Act of 2007 - All provisions S. 2458 - Community Building Code Administration Grant Act of 2007 - All provisions S. 2499 - SCHIP - All provisions S. 2621 - Terrorism Risk Insurance Improvement Act of 2007 - All provisions S. 396 - A bill to amend the Internal Tax Revenue Code to 1986 to treat controlled foreign corporations in tax havens as domestic corporations - All provisions S. 2014 - The False Claims Correction Act of 2007 - All provisions

S. 292 / H.R. 537 - Commission on Catastrophic Disaster Risk and Insurance Act of 2007 H.R. 920 - Multiple Peril Insurance Act of 2007 H.R. 921 - Flood Insurance Community Outreach Grant Program Act of 2007 H.R. 164 - Policyholder Disaster Protection Act of 2007 H.R. 922 - National Flood Insurance Program Participation Evaluation Act of 2007 H.R. 91 / S. 928 - Homeowners Insurance Protection Act of 2007 H.R. 330 - Homeowners Insurance Availability Act of 2007 S. 926 - Policyholder Disaster Protection Act of 2007 H.R. 1692 - The Flood Insurance Reform and Modernization Act of 2007 H.R. 3121 / S. 2284 - Flood Insurance Reform and Modernization Act of 2007 S. 2310 - Homeowners Defense Act of 2007 H.R. 3926 - Safe Building Code Incentives Act of 2007

Client expense: $693,806 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Optional Federal Charter for insurers: National Insurance Act of 2007 - S. 40, HR 3200 Surplus lines: Nonadmitted and Reinsurance Reform Act - HR 1065, S. 929 McCarran-Ferguson repeal: Insurance Industry Competition Act of 2007 - S. 618, HR 1081 Federal Crop Insurance Program: Farm Bill Extension Act of 2007 - HR 2419, S. 2302 National Flood Insurance Program: Flood Insurance Reform and Modernization Act of 2007 - HR 1682; HR 3121; S. 2284; HR 920; HR 921; HR 922; S. 1890 Medicare Secondary Payer and Workers' Compensation Reform - HR 2549 Issues related to insurance and natural catastrophes: Commission on Catastrophic Disaster Risk and Insurance Act of 2007 - HR 537, S. 292; Homeowners' Protection Act of 2007 - S. 928; Homeowners' Insurance Protection Act of 2007 - HR 91; Homeowners' Insurance Availability Act of 2007 - HR 330; Policyholder Disaster Protection Act of 2007 (tax-deferred catastrophic reserves) - S. 926, HR 164 False Claims Act Correction Act of 2007 - S. 2041, HR 4854 Issues related to using credit in personal lines of insurance - HR 5633 National Association of Registered Agents and Brokers Reform Act of 2008 - HR 5611

Client expense: $630,000 · Firm income: Not reported

H.R. 91, H.R. 330 H.R. 920, H.R. 921, H.R. 922, H.R. 957, H.R. 1049, H.R. 1065, H.R. 1682, H.R. 2549, H.R. 2761, H.R. 3121, H.R. 3200, H.R. 3926, H.R. 3959, H.R. 4050, H.R. 4299, H.R. 4461, H.R. 4721, H.R. 5611, S. 40S. 1061, S. 1890, S. 1938, S. 2029, S. 2151, S. 2251, S. 2284, S. 2285, S. 2458, S. 2499, S 2621

Client expense: $685,437 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), Federal Trade Commission (FTC), Government Accountability Office (GAO), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), SENATE, Treasury, Dept of

H.R. 91, H.R. 330 H.R. 920, H.R. 921, H.R. 922, H.R. 957, H.R. 1049, H.R. 1065, H.R. 1682, H.R. 2549, H.R. 2761, H.R. 3121, H.R. 3200, H.R. 3926, H.R. 3959, H.R. 4050, H.R. 4299, H.R. 4461, H.R. 4721, H.R. 5611, S. 40S. 1061, S. 1890, S. 1938, S. 2029, S. 2151, S. 2251, S. 2284, S. 2285, S. 2458, S. 2499, S 2621

Client expense: $685,437 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), Federal Trade Commission (FTC), Government Accountability Office (GAO), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), SENATE, Treasury, Dept of

H.R. 91, H.R. 330 H.R. 920, H.R. 921, H.R. 922, H.R. 957, H.R. 1049, H.R. 1065, H.R. 1682, H.R. 2549, H.R. 2761, H.R. 3121, H.R. 3200, H.R. 3926, H.R. 3959, H.R. 4050, H.R. 4299, H.R. 4461, H.R. 4721, H.R. 5611, S. 40S. 1061, S. 1890, S. 1938, S. 2029, S. 2151, S. 2251, S. 2284, S. 2285, S. 2458, S. 2499, S 2621

Client expense: $685,437 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), Federal Trade Commission (FTC), Government Accountability Office (GAO), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), SENATE, Treasury, Dept of

H.R. 91, H.R. 330 H.R. 920, H.R. 921, H.R. 922, H.R. 957, H.R. 1049, H.R. 1065, H.R. 1682, H.R. 2549, H.R. 2761, H.R. 3121, H.R. 3200, H.R. 3926, H.R. 3959, H.R. 4050, H.R. 4299, H.R. 4461, H.R. 4721, H.R. 5611, S. 40S. 1061, S. 1890, S. 1938, S. 2029, S. 2151, S. 2251, S. 2284, S. 2285, S. 2458, S. 2499, S 2621

Client expense: $685,437 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), Federal Trade Commission (FTC), Government Accountability Office (GAO), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), SENATE, Treasury, Dept of

H.R. 91, H.R. 330 H.R. 920, H.R. 921, H.R. 922, H.R. 957, H.R. 1049, H.R. 1065, H.R. 1682, H.R. 2549, H.R. 2761, H.R. 3121, H.R. 3200, H.R. 3926, H.R. 3959, H.R. 4050, H.R. 4299, H.R. 4461, H.R. 4721, H.R. 5611, S. 40S. 1061, S. 1890, S. 1938, S. 2029, S. 2151, S. 2251, S. 2284, S. 2285, S. 2458, S. 2499, S 2621

Client expense: $685,437 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), Federal Trade Commission (FTC), Government Accountability Office (GAO), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), SENATE, Treasury, Dept of

H.R. 91, H.R. 330 H.R. 920, H.R. 921, H.R. 922, H.R. 957, H.R. 1049, H.R. 1065, H.R. 1682, H.R. 2549, H.R. 2761, H.R. 3121, H.R. 3200, H.R. 3926, H.R. 3959, H.R. 4050, H.R. 4299, H.R. 4461, H.R. 4721, H.R. 5611, S. 40S. 1061, S. 1890, S. 1938, S. 2029, S. 2151, S. 2251, S. 2284, S. 2285, S. 2458, S. 2499, S 2621

Client expense: $685,437 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), Federal Trade Commission (FTC), Government Accountability Office (GAO), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), SENATE, Treasury, Dept of

S 40 and HR 3200 - The National Insurance Act; all aspects of these bills including potential problems created by a federal regulator and a preference for state-based reforms; HR 1065 and S 929 - Non-Admitted and Reinsurance Reform; support for these bills as a more efficient regulatory structure; S 1061 Homeowners Non-Coverage Disclosure Act; costs and problems; HR 5633 (restrictions on insurers use of credit scoring) oppose these restrictions which would remove an accurate predictor of insurance claims HR 3121, S 2284, HR 1682 Flood Insurance Reform and Modernization Act; HR 920 Multiple Peril Insurance Act; HR 921 Flood Insurance Community Outreach Grant Program; HR 922 NFIP Participation Evaluation Act; S 1890 Flood Insurance Choice Act, S 1938 National Flood Mapping Act; S 2151 Community Protection Act, S 2251 Homeowners Flood Protection Act, HR 3959 Phase-in of Actuarial rates for certain properties. Our interest in all these bills is to seek meaningful reform of the NFIP including updating flood maps, better enforcement, movement toward actuarially sound rates, and mitigation incentives. We oppose efforts to add a wind peril to the NFIP. HR 5611 National Association of Registered Agent and Brokers Reform Act of 2008; support for the concept of reducing costs and administrative difficulties associated with reciprocal licensing of multi-state insurance agents.

Client expense: $50,000 · Firm income: Not reported

H.R. 2761, Terrorism Risk Insurance Program Reauthorization Act of 2007, terrorism risk insurance subsidies; H.R. 3121, Flood Insurance Reform and Modernization Act of 2007, flood insurance abuse by insurance companies; H.R. 920, Multiple Peril Insurance Act of 2007, federal flood and wind programs; National Flood Insurance Program; catastrophe insurance; H.R. 921, Flood Insurance Community Outreach Grant Program Act of 2007, flood insurance program;

Client expense: $60,000 · Firm income: Not reported

H.R. 2761, Terrorism Risk Insurance Program Reauthorization Act of 2007, terrorism risk insurance subsidies; H.R. 3121, Flood Insurance Reform and Modernization Act of 2007, flood insurance abuse by insurance companies; H.R. 920, Multiple Peril Insurance Act of 2007, federal flood and wind programs; National Flood Insurance Program; catastrophe insurance; H.R. 921, Flood Insurance Community Outreach Grant Program Act of 2007, flood insurance program;

Client expense: $60,000 · Firm income: Not reported

H.R. 2761, Terrorism Risk Insurance Program Reauthorization Act of 2007, terrorism risk insurance subsidies; H.R. 3121, Flood Insurance Reform and Modernization Act of 2007, flood insurance abuse by insurance companies; H.R. 920, Multiple Peril Insurance Act of 2007, federal flood and wind programs; National Flood Insurance Program; catastrophe insurance; H.R. 921, Flood Insurance Community Outreach Grant Program Act of 2007, flood insurance program;

Client expense: $60,000 · Firm income: Not reported

HR 298-FSA Rollover; HR 2132-Small Business Health Plans; S 46-Individual Premiums paid via HSA Account “Affordability in the Individual Market Act” INS; HR 3234-HSA Expansion “HSA Improvement and Expansion Act-TAX; S 334-Healthy Americans Act -HCR; HR 1200-Universal Health Coverage; HR 2761-TRIA; HR 1198-Reinsurance; S 400-Insurance Protections for College Students “Michelle’s Law”; S 558-Mental Health Parity “Mental Health Parity Act” –INS; HR 46-Tax Breaks for Small Businesses; HR 227-Tax Breaks for Individual Coverage “Tax Equity for Individuals Act” -TAX; S 1753-Employer Tax Credits for Wellness; HR 1820; S 1556-Health Plan Tax Equity; S 1848-TAA Health Coverage Improvement; HR 506-Small Group Health Care Reform; HR 976 -Children’s Health Insurance Reauthorization Act” - MMM; HR 3162-SCHIP “Children’s Health and Medicare Protection Act”-MMM; HR 493 “Genetic Information Nondiscrimination Act” INS; S 358-Genetic Nondiscrimination “Genetic Information Nondiscrimination Act” -INS; S 927-Catastrophe Savings Accounts Act of 2007; S 930-Hurricane and Tornado Mitigation Investment Act of 2007; HR 920-Multiple Peril Insurance Act of 2007; S 928-Homeowners Protection Act of 2007; S 926-Policyholder Disaster Protection Act of 2007; HR 1682; HR 3121-Flood Insurance Reform and Modernization Act of 2007; HR 920-Multiple Peril Insurance Act of 2007; HR 921-Flood Insurance Community Outreach Grant Program Act of 2007; HR 922-National Flood Insurance Program Participation Evaluation Act of 2007; S 40; HR 3200-National Insurance Act of 2007; HR 1049-Amend Misinterpreted Excessive Regulation in Corporate America Act; HR 1065-Nonadmitted and Reinsurance Reform Act of 2007; HR 1081; S 618-Insurance Industry Competition Act of 2007; HR 1685-Data Security Act of 2007; HR 220-Identity Theft Prevention Act of 2007; HR 336-Identity Theft Prevention and Timely Reporting Act of 2007; HR 958-Data Accountability and Trust Act; S 1178-Identity Theft Prevention Act of 2007; S 1202-Personal Data Protection Act of 2007; S 239-Notification of Risk to Personal Data Act of 2007; S 495-Personal Data Privacy and Security Act of 2007; S 806-Consumer ID Protection and Security Act; S 1260-Data Security Act of 2007; HR 3185-Pension Reform Covering Hybrid Plans; HR 22; S 662-Postal Reform and Insurance Regulation Reform; HR 1368 -Personalized Health Information Act” – HCR; HR 1424 -Paul Wellstone Mental Health and Addiction Equity Act” –INS; S 1893 -Children’s Health Insurance Program Reauthorization Act- MMM; S 1224 -Children’s Health Insurance Program Reauthorization Act- MMM; HR 4460 -Health Care Choice Act- INS; S 397 -Tax Equity and Affordability Act- TAX; HR 3306 -Flexible Health Savings Act- TAX; S 1710 -Labor-HHS-Education Appropriations Act- HCR; HR 3043 -Labor-HHS-Education Appropriations Act- HCR; HR 2764 -Omnibus Appropriations Act- HCR; S 1693 -Wired for Health Care Quality Act- HCR and Insurance Regulation Reform Legislation and regulations affecting insurance products including flood, terrorism, health insurance and HSA expansion, as well as tax issues. Other Lobbying activity include: HR 15-National Health Care Coverage, HR 676-Single Payer, HR 1368-Health IT, (continued on next page)

HR 298-FSA Rollover; HR 2132-Small Business Health Plans; S 46-Individual Premiums paid via HSA Account “Affordability in the Individual Market Act” INS; HR 3234-HSA Expansion “HSA Improvement and Expansion Act-TAX; S 334-Healthy Americans Act -HCR; HR 1200-Universal Health Coverage; HR 2761-TRIA; HR 1198-Reinsurance; S 400-Insurance Protections for College Students “Michelle’s Law”; S 558-Mental Health Parity “Mental Health Parity Act” –INS; HR 46-Tax Breaks for Small Businesses; HR 227-Tax Breaks for Individual Coverage “Tax Equity for Individuals Act” -TAX; S 1753-Employer Tax Credits for Wellness; HR 1820; S 1556-Health Plan Tax Equity; S 1848-TAA Health Coverage Improvement; HR 506-Small Group Health Care Reform; HR 976 -Children’s Health Insurance Reauthorization Act” - MMM; HR 3162-SCHIP “Children’s Health and Medicare Protection Act”-MMM; HR 493 “Genetic Information Nondiscrimination Act” INS; S 358-Genetic Nondiscrimination “Genetic Information Nondiscrimination Act” -INS; S 927-Catastrophe Savings Accounts Act of 2007; S 930-Hurricane and Tornado Mitigation Investment Act of 2007; HR 920-Multiple Peril Insurance Act of 2007; S 928-Homeowners Protection Act of 2007; S 926-Policyholder Disaster Protection Act of 2007; HR 1682; HR 3121-Flood Insurance Reform and Modernization Act of 2007; HR 920-Multiple Peril Insurance Act of 2007; HR 921-Flood Insurance Community Outreach Grant Program Act of 2007; HR 922-National Flood Insurance Program Participation Evaluation Act of 2007; S 40; HR 3200-National Insurance Act of 2007; HR 1049-Amend Misinterpreted Excessive Regulation in Corporate America Act; HR 1065-Nonadmitted and Reinsurance Reform Act of 2007; HR 1081; S 618-Insurance Industry Competition Act of 2007; HR 1685-Data Security Act of 2007; HR 220-Identity Theft Prevention Act of 2007; HR 336-Identity Theft Prevention and Timely Reporting Act of 2007; HR 958-Data Accountability and Trust Act; S 1178-Identity Theft Prevention Act of 2007; S 1202-Personal Data Protection Act of 2007; S 239-Notification of Risk to Personal Data Act of 2007; S 495-Personal Data Privacy and Security Act of 2007; S 806-Consumer ID Protection and Security Act; S 1260-Data Security Act of 2007; HR 3185-Pension Reform Covering Hybrid Plans; HR 22; S 662-Postal Reform and Insurance Regulation Reform; HR 1368 -Personalized Health Information Act” – HCR; HR 1424 -Paul Wellstone Mental Health and Addiction Equity Act” –INS; S 1893 -Children’s Health Insurance Program Reauthorization Act- MMM; S 1224 -Children’s Health Insurance Program Reauthorization Act- MMM; HR 4460 -Health Care Choice Act- INS; S 397 -Tax Equity and Affordability Act- TAX; HR 3306 -Flexible Health Savings Act- TAX; S 1710 -Labor-HHS-Education Appropriations Act- HCR; HR 3043 -Labor-HHS-Education Appropriations Act- HCR; HR 2764 -Omnibus Appropriations Act- HCR; S 1693 -Wired for Health Care Quality Act- HCR and Insurance Regulation Reform Legislation and regulations affecting insurance products including flood, terrorism, health insurance and HSA expansion, as well as tax issues. Other Lobbying activity includes: HR 15-National Health Care Coverage, HR 676-Single Payer, HR 1368-Health IT (continued on next page)

HR 298-FSA Rollover; HR 2132-Small Business Health Plans; S 46-Individual Premiums paid via HSA Account “Affordability in the Individual Market Act” INS; HR 3234-HSA Expansion “HSA Improvement and Expansion Act-TAX; S 334-Healthy Americans Act -HCR; HR 1200-Universal Health Coverage; HR 2761-TRIA; HR 1198-Reinsurance; S 400-Insurance Protections for College Students “Michelle’s Law”; S 558-Mental Health Parity “Mental Health Parity Act” –INS; HR 46-Tax Breaks for Small Businesses; HR 227-Tax Breaks for Individual Coverage “Tax Equity for Individuals Act” -TAX; S 1753-Employer Tax Credits for Wellness; HR 1820; S 1556-Health Plan Tax Equity; S 1848-TAA Health Coverage Improvement; HR 506-Small Group Health Care Reform; HR 976 -Children’s Health Insurance Reauthorization Act” - MMM; HR 3162-SCHIP “Children’s Health and Medicare Protection Act”-MMM; HR 493 “Genetic Information Nondiscrimination Act” INS; S 358-Genetic Nondiscrimination “Genetic Information Nondiscrimination Act” -INS; S 927-Catastrophe Savings Accounts Act of 2007; S 930-Hurricane and Tornado Mitigation Investment Act of 2007; HR 920-Multiple Peril Insurance Act of 2007; S 928-Homeowners Protection Act of 2007; S 926-Policyholder Disaster Protection Act of 2007; HR 1682; HR 3121-Flood Insurance Reform and Modernization Act of 2007; HR 920-Multiple Peril Insurance Act of 2007; HR 921-Flood Insurance Community Outreach Grant Program Act of 2007; HR 922-National Flood Insurance Program Participation Evaluation Act of 2007; S 40; HR 3200-National Insurance Act of 2007; HR 1049-Amend Misinterpreted Excessive Regulation in Corporate America Act; HR 1065-Nonadmitted and Reinsurance Reform Act of 2007; HR 1081; S 618-Insurance Industry Competition Act of 2007; HR 1685-Data Security Act of 2007; HR 220-Identity Theft Prevention Act of 2007; HR 336-Identity Theft Prevention and Timely Reporting Act of 2007; HR 958-Data Accountability and Trust Act; S 1178-Identity Theft Prevention Act of 2007; S 1202-Personal Data Protection Act of 2007; S 239-Notification of Risk to Personal Data Act of 2007; S 495-Personal Data Privacy and Security Act of 2007; S 806-Consumer ID Protection and Security Act; S 1260-Data Security Act of 2007; HR 3185-Pension Reform Covering Hybrid Plans; HR 22; S 662-Postal Reform and Insurance Regulation Reform; HR 1368 -Personalized Health Information Act” – HCR; HR 1424 -Paul Wellstone Mental Health and Addiction Equity Act” –INS; S 1893 -Children’s Health Insurance Program Reauthorization Act- MMM; S 1224 -Children’s Health Insurance Program Reauthorization Act- MMM; HR 4460 -Health Care Choice Act- INS; S 397 -Tax Equity and Affordability Act- TAX; HR 3306 -Flexible Health Savings Act- TAX; S 1710 -Labor-HHS-Education Appropriations Act- HCR; HR 3043 -Labor-HHS-Education Appropriations Act- HCR; HR 2764 -Omnibus Appropriations Act- HCR; S 1693 -Wired for Health Care Quality Act- HCR and Insurance Regulation Reform Legislation and regulations affecting insurance products including flood, terrorism, health insurance and HSA expansion, as well as tax issues. Other Lobbying activity includes: HR 15-National Health Care Coverage, HR 676-Single Payer, HR 1368-Health IT (continued on next page)

HR 298-FSA Rollover; HR 2132-Small Business Health Plans; S 46-Individual Premiums paid via HSA Account “Affordability in the Individual Market Act” INS; HR 3234-HSA Expansion “HSA Improvement and Expansion Act-TAX; S 334-Healthy Americans Act -HCR; HR 1200-Universal Health Coverage; HR 2761-TRIA; HR 1198-Reinsurance; S 400-Insurance Protections for College Students “Michelle’s Law”; S 558-Mental Health Parity “Mental Health Parity Act” –INS; HR 46-Tax Breaks for Small Businesses; HR 227-Tax Breaks for Individual Coverage “Tax Equity for Individuals Act” -TAX; S 1753-Employer Tax Credits for Wellness; HR 1820; S 1556-Health Plan Tax Equity; S 1848-TAA Health Coverage Improvement; HR 506-Small Group Health Care Reform; HR 976 -Children’s Health Insurance Reauthorization Act” - MMM; HR 3162-SCHIP “Children’s Health and Medicare Protection Act”-MMM; HR 493 “Genetic Information Nondiscrimination Act” INS; S 358-Genetic Nondiscrimination “Genetic Information Nondiscrimination Act” -INS; S 927-Catastrophe Savings Accounts Act of 2007; S 930-Hurricane and Tornado Mitigation Investment Act of 2007; HR 920-Multiple Peril Insurance Act of 2007; S 928-Homeowners Protection Act of 2007; S 926-Policyholder Disaster Protection Act of 2007; HR 1682; HR 3121-Flood Insurance Reform and Modernization Act of 2007; HR 920-Multiple Peril Insurance Act of 2007; HR 921-Flood Insurance Community Outreach Grant Program Act of 2007; HR 922-National Flood Insurance Program Participation Evaluation Act of 2007; S 40; HR 3200-National Insurance Act of 2007; HR 1049-Amend Misinterpreted Excessive Regulation in Corporate America Act; HR 1065-Nonadmitted and Reinsurance Reform Act of 2007; HR 1081; S 618-Insurance Industry Competition Act of 2007; HR 1685-Data Security Act of 2007; HR 220-Identity Theft Prevention Act of 2007; HR 336-Identity Theft Prevention and Timely Reporting Act of 2007; HR 958-Data Accountability and Trust Act; S 1178-Identity Theft Prevention Act of 2007; S 1202-Personal Data Protection Act of 2007; S 239-Notification of Risk to Personal Data Act of 2007; S 495-Personal Data Privacy and Security Act of 2007; S 806-Consumer ID Protection and Security Act; S 1260-Data Security Act of 2007; HR 3185-Pension Reform Covering Hybrid Plans; HR 22; S 662-Postal Reform and Insurance Regulation Reform; HR 1368 -Personalized Health Information Act” – HCR; HR 1424 -Paul Wellstone Mental Health and Addiction Equity Act” –INS; S 1893 -Children’s Health Insurance Program Reauthorization Act- MMM; S 1224 -Children’s Health Insurance Program Reauthorization Act- MMM; HR 4460 -Health Care Choice Act- INS; S 397 -Tax Equity and Affordability Act- TAX; HR 3306 -Flexible Health Savings Act- TAX; S 1710 -Labor-HHS-Education Appropriations Act- HCR; HR 3043 -Labor-HHS-Education Appropriations Act- HCR; HR 2764 -Omnibus Appropriations Act- HCR; S 1693 -Wired for Health Care Quality Act- HCR and Insurance Regulation Reform Legislation and regulations affecting insurance products including flood, terrorism, health insurance and HSA expansion, as well as tax issues. Other Lobbying activity includes: HR 15-National Health Care Coverage, HR 676-Single Payer, HR 1368-Health IT (continued on next page)

HR 298-FSA Rollover; HR 2132-Small Business Health Plans; S 46-Individual Premiums paid via HSA Account “Affordability in the Individual Market Act” INS; HR 3234-HSA Expansion “HSA Improvement and Expansion Act-TAX; S 334-Healthy Americans Act -HCR; HR 1200-Universal Health Coverage; HR 2761-TRIA; HR 1198-Reinsurance; S 400-Insurance Protections for College Students “Michelle’s Law”; S 558-Mental Health Parity “Mental Health Parity Act” –INS; HR 46-Tax Breaks for Small Businesses; HR 227-Tax Breaks for Individual Coverage “Tax Equity for Individuals Act” -TAX; S 1753-Employer Tax Credits for Wellness; HR 1820; S 1556-Health Plan Tax Equity; S 1848-TAA Health Coverage Improvement; HR 506-Small Group Health Care Reform; HR 976 -Children’s Health Insurance Reauthorization Act” - MMM; HR 3162-SCHIP “Children’s Health and Medicare Protection Act”-MMM; HR 493 “Genetic Information Nondiscrimination Act” INS; S 358-Genetic Nondiscrimination “Genetic Information Nondiscrimination Act” -INS; S 927-Catastrophe Savings Accounts Act of 2007; S 930-Hurricane and Tornado Mitigation Investment Act of 2007; HR 920-Multiple Peril Insurance Act of 2007; S 928-Homeowners Protection Act of 2007; S 926-Policyholder Disaster Protection Act of 2007; HR 1682; HR 3121-Flood Insurance Reform and Modernization Act of 2007; HR 920-Multiple Peril Insurance Act of 2007; HR 921-Flood Insurance Community Outreach Grant Program Act of 2007; HR 922-National Flood Insurance Program Participation Evaluation Act of 2007; S 40; HR 3200-National Insurance Act of 2007; HR 1049-Amend Misinterpreted Excessive Regulation in Corporate America Act; HR 1065-Nonadmitted and Reinsurance Reform Act of 2007; HR 1081; S 618-Insurance Industry Competition Act of 2007; HR 1685-Data Security Act of 2007; HR 220-Identity Theft Prevention Act of 2007; HR 336-Identity Theft Prevention and Timely Reporting Act of 2007; HR 958-Data Accountability and Trust Act; S 1178-Identity Theft Prevention Act of 2007; S 1202-Personal Data Protection Act of 2007; S 239-Notification of Risk to Personal Data Act of 2007; S 495-Personal Data Privacy and Security Act of 2007; S 806-Consumer ID Protection and Security Act; S 1260-Data Security Act of 2007; HR 3185-Pension Reform Covering Hybrid Plans; HR 22; S 662-Postal Reform and Insurance Regulation Reform; HR 1368 -Personalized Health Information Act” – HCR; HR 1424 -Paul Wellstone Mental Health and Addiction Equity Act” –INS; S 1893 -Children’s Health Insurance Program Reauthorization Act- MMM; S 1224 -Children’s Health Insurance Program Reauthorization Act- MMM; HR 4460 -Health Care Choice Act- INS; S 397 -Tax Equity and Affordability Act- TAX; HR 3306 -Flexible Health Savings Act- TAX; S 1710 -Labor-HHS-Education Appropriations Act- HCR; HR 3043 -Labor-HHS-Education Appropriations Act- HCR; HR 2764 -Omnibus Appropriations Act- HCR; S 1693 -Wired for Health Care Quality Act- HCR and Insurance Regulation Reform Legislation and regulations affecting insurance products including flood, terrorism, health insurance and HSA expansion, as well as tax issues. Other Lobbying activity includes: HR 15-National Health Care Coverage, HR 676-Single Payer, HR 1368-Health IT (continued on next page)

HR 298-FSA Rollover; HR 2132-Small Business Health Plans; S 46-Individual Premiums paid via HSA Account “Affordability in the Individual Market Act” INS; HR 3234-HSA Expansion “HSA Improvement and Expansion Act-TAX; S 334-Healthy Americans Act -HCR; HR 1200-Universal Health Coverage; HR 2761-TRIA; HR 1198-Reinsurance; S 400-Insurance Protections for College Students “Michelle’s Law”; S 558-Mental Health Parity “Mental Health Parity Act” –INS; HR 46-Tax Breaks for Small Businesses; HR 227-Tax Breaks for Individual Coverage “Tax Equity for Individuals Act” -TAX; S 1753-Employer Tax Credits for Wellness; HR 1820; S 1556-Health Plan Tax Equity; S 1848-TAA Health Coverage Improvement; HR 506-Small Group Health Care Reform; HR 976 -Children’s Health Insurance Reauthorization Act” - MMM; HR 3162-SCHIP “Children’s Health and Medicare Protection Act”-MMM; HR 493 “Genetic Information Nondiscrimination Act” INS; S 358-Genetic Nondiscrimination “Genetic Information Nondiscrimination Act” -INS; S 927-Catastrophe Savings Accounts Act of 2007; S 930-Hurricane and Tornado Mitigation Investment Act of 2007; HR 920-Multiple Peril Insurance Act of 2007; S 928-Homeowners Protection Act of 2007; S 926-Policyholder Disaster Protection Act of 2007; HR 1682; HR 3121-Flood Insurance Reform and Modernization Act of 2007; HR 920-Multiple Peril Insurance Act of 2007; HR 921-Flood Insurance Community Outreach Grant Program Act of 2007; HR 922-National Flood Insurance Program Participation Evaluation Act of 2007; S 40; HR 3200-National Insurance Act of 2007; HR 1049-Amend Misinterpreted Excessive Regulation in Corporate America Act; HR 1065-Nonadmitted and Reinsurance Reform Act of 2007; HR 1081; S 618-Insurance Industry Competition Act of 2007; HR 1685-Data Security Act of 2007; HR 220-Identity Theft Prevention Act of 2007; HR 336-Identity Theft Prevention and Timely Reporting Act of 2007; HR 958-Data Accountability and Trust Act; S 1178-Identity Theft Prevention Act of 2007; S 1202-Personal Data Protection Act of 2007; S 239-Notification of Risk to Personal Data Act of 2007; S 495-Personal Data Privacy and Security Act of 2007; S 806-Consumer ID Protection and Security Act; S 1260-Data Security Act of 2007; HR 3185-Pension Reform Covering Hybrid Plans; HR 22; S 662-Postal Reform and Insurance Regulation Reform; HR 1368 -Personalized Health Information Act” – HCR; HR 1424 -Paul Wellstone Mental Health and Addiction Equity Act” –INS; S 1893 -Children’s Health Insurance Program Reauthorization Act- MMM; S 1224 -Children’s Health Insurance Program Reauthorization Act- MMM; HR 4460 -Health Care Choice Act- INS; S 397 -Tax Equity and Affordability Act- TAX; HR 3306 -Flexible Health Savings Act- TAX; S 1710 -Labor-HHS-Education Appropriations Act- HCR; HR 3043 -Labor-HHS-Education Appropriations Act- HCR; HR 2764 -Omnibus Appropriations Act- HCR; S 1693 -Wired for Health Care Quality Act- HCR and Insurance Regulation Reform Legislation and regulations affecting insurance products including flood, terrorism, health insurance and HSA expansion, as well as tax issues. Other Lobbying activity include: HR 15-National Health Care Coverage, HR 676-Single Payer, HR 1368-Health IT, (continued on next page)

HR 298-FSA Rollover; HR 2132-Small Business Health Plans; S 46-Individual Premiums paid via HSA Account “Affordability in the Individual Market Act” INS; HR 3234-HSA Expansion “HSA Improvement and Expansion Act-TAX; S 334-Healthy Americans Act -HCR; HR 1200-Universal Health Coverage; HR 2761-TRIA; HR 1198-Reinsurance; S 400-Insurance Protections for College Students “Michelle’s Law”; S 558-Mental Health Parity “Mental Health Parity Act” –INS; HR 46-Tax Breaks for Small Businesses; HR 227-Tax Breaks for Individual Coverage “Tax Equity for Individuals Act” -TAX; S 1753-Employer Tax Credits for Wellness; HR 1820; S 1556-Health Plan Tax Equity; S 1848-TAA Health Coverage Improvement; HR 506-Small Group Health Care Reform; HR 976 -Children’s Health Insurance Reauthorization Act” - MMM; HR 3162-SCHIP “Children’s Health and Medicare Protection Act”-MMM; HR 493 “Genetic Information Nondiscrimination Act” INS; S 358-Genetic Nondiscrimination “Genetic Information Nondiscrimination Act” -INS; S 927-Catastrophe Savings Accounts Act of 2007; S 930-Hurricane and Tornado Mitigation Investment Act of 2007; HR 920-Multiple Peril Insurance Act of 2007; S 928-Homeowners Protection Act of 2007; S 926-Policyholder Disaster Protection Act of 2007; HR 1682; HR 3121-Flood Insurance Reform and Modernization Act of 2007; HR 920-Multiple Peril Insurance Act of 2007; HR 921-Flood Insurance Community Outreach Grant Program Act of 2007; HR 922-National Flood Insurance Program Participation Evaluation Act of 2007; S 40; HR 3200-National Insurance Act of 2007; HR 1049-Amend Misinterpreted Excessive Regulation in Corporate America Act; HR 1065-Nonadmitted and Reinsurance Reform Act of 2007; HR 1081; S 618-Insurance Industry Competition Act of 2007; HR 1685-Data Security Act of 2007; HR 220-Identity Theft Prevention Act of 2007; HR 336-Identity Theft Prevention and Timely Reporting Act of 2007; HR 958-Data Accountability and Trust Act; S 1178-Identity Theft Prevention Act of 2007; S 1202-Personal Data Protection Act of 2007; S 239-Notification of Risk to Personal Data Act of 2007; S 495-Personal Data Privacy and Security Act of 2007; S 806-Consumer ID Protection and Security Act; S 1260-Data Security Act of 2007; HR 3185-Pension Reform Covering Hybrid Plans; HR 22; S 662-Postal Reform and Insurance Regulation Reform; HR 1368 -Personalized Health Information Act” – HCR; HR 1424 -Paul Wellstone Mental Health and Addiction Equity Act” –INS; S 1893 -Children’s Health Insurance Program Reauthorization Act- MMM; S 1224 -Children’s Health Insurance Program Reauthorization Act- MMM; HR 4460 -Health Care Choice Act- INS; S 397 -Tax Equity and Affordability Act- TAX; HR 3306 -Flexible Health Savings Act- TAX; S 1710 -Labor-HHS-Education Appropriations Act- HCR; HR 3043 -Labor-HHS-Education Appropriations Act- HCR; HR 2764 -Omnibus Appropriations Act- HCR; S 1693 -Wired for Health Care Quality Act- HCR and Insurance Regulation Reform Legislation and regulations affecting insurance products including flood, terrorism, health insurance and HSA expansion, as well as tax issues. Other Lobbying activity includes: HR 15-National Health Care Coverage, HR 676-Single Payer, HR 1368-Health IT (continued on next page)

HR 298-FSA Rollover; HR 2132-Small Business Health Plans; S 46-Individual Premiums paid via HSA Account “Affordability in the Individual Market Act” INS; HR 3234-HSA Expansion “HSA Improvement and Expansion Act-TAX; S 334-Healthy Americans Act -HCR; HR 1200-Universal Health Coverage; HR 2761-TRIA; HR 1198-Reinsurance; S 400-Insurance Protections for College Students “Michelle’s Law”; S 558-Mental Health Parity “Mental Health Parity Act” –INS; HR 46-Tax Breaks for Small Businesses; HR 227-Tax Breaks for Individual Coverage “Tax Equity for Individuals Act” -TAX; S 1753-Employer Tax Credits for Wellness; HR 1820; S 1556-Health Plan Tax Equity; S 1848-TAA Health Coverage Improvement; HR 506-Small Group Health Care Reform; HR 976 -Children’s Health Insurance Reauthorization Act” - MMM; HR 3162-SCHIP “Children’s Health and Medicare Protection Act”-MMM; HR 493 “Genetic Information Nondiscrimination Act” INS; S 358-Genetic Nondiscrimination “Genetic Information Nondiscrimination Act” -INS; S 927-Catastrophe Savings Accounts Act of 2007; S 930-Hurricane and Tornado Mitigation Investment Act of 2007; HR 920-Multiple Peril Insurance Act of 2007; S 928-Homeowners Protection Act of 2007; S 926-Policyholder Disaster Protection Act of 2007; HR 1682; HR 3121-Flood Insurance Reform and Modernization Act of 2007; HR 920-Multiple Peril Insurance Act of 2007; HR 921-Flood Insurance Community Outreach Grant Program Act of 2007; HR 922-National Flood Insurance Program Participation Evaluation Act of 2007; S 40; HR 3200-National Insurance Act of 2007; HR 1049-Amend Misinterpreted Excessive Regulation in Corporate America Act; HR 1065-Nonadmitted and Reinsurance Reform Act of 2007; HR 1081; S 618-Insurance Industry Competition Act of 2007; HR 1685-Data Security Act of 2007; HR 220-Identity Theft Prevention Act of 2007; HR 336-Identity Theft Prevention and Timely Reporting Act of 2007; HR 958-Data Accountability and Trust Act; S 1178-Identity Theft Prevention Act of 2007; S 1202-Personal Data Protection Act of 2007; S 239-Notification of Risk to Personal Data Act of 2007; S 495-Personal Data Privacy and Security Act of 2007; S 806-Consumer ID Protection and Security Act; S 1260-Data Security Act of 2007; HR 3185-Pension Reform Covering Hybrid Plans; HR 22; S 662-Postal Reform and Insurance Regulation Reform; HR 1368 -Personalized Health Information Act” – HCR; HR 1424 -Paul Wellstone Mental Health and Addiction Equity Act” –INS; S 1893 -Children’s Health Insurance Program Reauthorization Act- MMM; S 1224 -Children’s Health Insurance Program Reauthorization Act- MMM; HR 4460 -Health Care Choice Act- INS; S 397 -Tax Equity and Affordability Act- TAX; HR 3306 -Flexible Health Savings Act- TAX; S 1710 -Labor-HHS-Education Appropriations Act- HCR; HR 3043 -Labor-HHS-Education Appropriations Act- HCR; HR 2764 -Omnibus Appropriations Act- HCR; S 1693 -Wired for Health Care Quality Act- HCR and Insurance Regulation Reform Legislation and regulations affecting insurance products including flood, terrorism, health insurance and HSA expansion, as well as tax issues. Other Lobbying activity includes: HR 15-National Health Care Coverage, HR 676-Single Payer, HR 1368-Health IT (continued on next page)

HR 298-FSA Rollover; HR 2132-Small Business Health Plans; S 46-Individual Premiums paid via HSA Account “Affordability in the Individual Market Act” INS; HR 3234-HSA Expansion “HSA Improvement and Expansion Act-TAX; S 334-Healthy Americans Act -HCR; HR 1200-Universal Health Coverage; HR 2761-TRIA; HR 1198-Reinsurance; S 400-Insurance Protections for College Students “Michelle’s Law”; S 558-Mental Health Parity “Mental Health Parity Act” –INS; HR 46-Tax Breaks for Small Businesses; HR 227-Tax Breaks for Individual Coverage “Tax Equity for Individuals Act” -TAX; S 1753-Employer Tax Credits for Wellness; HR 1820; S 1556-Health Plan Tax Equity; S 1848-TAA Health Coverage Improvement; HR 506-Small Group Health Care Reform; HR 976 -Children’s Health Insurance Reauthorization Act” - MMM; HR 3162-SCHIP “Children’s Health and Medicare Protection Act”-MMM; HR 493 “Genetic Information Nondiscrimination Act” INS; S 358-Genetic Nondiscrimination “Genetic Information Nondiscrimination Act” -INS; S 927-Catastrophe Savings Accounts Act of 2007; S 930-Hurricane and Tornado Mitigation Investment Act of 2007; HR 920-Multiple Peril Insurance Act of 2007; S 928-Homeowners Protection Act of 2007; S 926-Policyholder Disaster Protection Act of 2007; HR 1682; HR 3121-Flood Insurance Reform and Modernization Act of 2007; HR 920-Multiple Peril Insurance Act of 2007; HR 921-Flood Insurance Community Outreach Grant Program Act of 2007; HR 922-National Flood Insurance Program Participation Evaluation Act of 2007; S 40; HR 3200-National Insurance Act of 2007; HR 1049-Amend Misinterpreted Excessive Regulation in Corporate America Act; HR 1065-Nonadmitted and Reinsurance Reform Act of 2007; HR 1081; S 618-Insurance Industry Competition Act of 2007; HR 1685-Data Security Act of 2007; HR 220-Identity Theft Prevention Act of 2007; HR 336-Identity Theft Prevention and Timely Reporting Act of 2007; HR 958-Data Accountability and Trust Act; S 1178-Identity Theft Prevention Act of 2007; S 1202-Personal Data Protection Act of 2007; S 239-Notification of Risk to Personal Data Act of 2007; S 495-Personal Data Privacy and Security Act of 2007; S 806-Consumer ID Protection and Security Act; S 1260-Data Security Act of 2007; HR 3185-Pension Reform Covering Hybrid Plans; HR 22; S 662-Postal Reform and Insurance Regulation Reform; HR 1368 -Personalized Health Information Act” – HCR; HR 1424 -Paul Wellstone Mental Health and Addiction Equity Act” –INS; S 1893 -Children’s Health Insurance Program Reauthorization Act- MMM; S 1224 -Children’s Health Insurance Program Reauthorization Act- MMM; HR 4460 -Health Care Choice Act- INS; S 397 -Tax Equity and Affordability Act- TAX; HR 3306 -Flexible Health Savings Act- TAX; S 1710 -Labor-HHS-Education Appropriations Act- HCR; HR 3043 -Labor-HHS-Education Appropriations Act- HCR; HR 2764 -Omnibus Appropriations Act- HCR; S 1693 -Wired for Health Care Quality Act- HCR and Insurance Regulation Reform Legislation and regulations affecting insurance products including flood, terrorism, health insurance and HSA expansion, as well as tax issues. Other Lobbying activity includes: HR 15-National Health Care Coverage, HR 676-Single Payer, HR 1368-Health IT (continued on next page)

HR 298-FSA Rollover; HR 2132-Small Business Health Plans; S 46-Individual Premiums paid via HSA Account “Affordability in the Individual Market Act” INS; HR 3234-HSA Expansion “HSA Improvement and Expansion Act-TAX; S 334-Healthy Americans Act -HCR; HR 1200-Universal Health Coverage; HR 2761-TRIA; HR 1198-Reinsurance; S 400-Insurance Protections for College Students “Michelle’s Law”; S 558-Mental Health Parity “Mental Health Parity Act” –INS; HR 46-Tax Breaks for Small Businesses; HR 227-Tax Breaks for Individual Coverage “Tax Equity for Individuals Act” -TAX; S 1753-Employer Tax Credits for Wellness; HR 1820; S 1556-Health Plan Tax Equity; S 1848-TAA Health Coverage Improvement; HR 506-Small Group Health Care Reform; HR 976 -Children’s Health Insurance Reauthorization Act” - MMM; HR 3162-SCHIP “Children’s Health and Medicare Protection Act”-MMM; HR 493 “Genetic Information Nondiscrimination Act” INS; S 358-Genetic Nondiscrimination “Genetic Information Nondiscrimination Act” -INS; S 927-Catastrophe Savings Accounts Act of 2007; S 930-Hurricane and Tornado Mitigation Investment Act of 2007; HR 920-Multiple Peril Insurance Act of 2007; S 928-Homeowners Protection Act of 2007; S 926-Policyholder Disaster Protection Act of 2007; HR 1682; HR 3121-Flood Insurance Reform and Modernization Act of 2007; HR 920-Multiple Peril Insurance Act of 2007; HR 921-Flood Insurance Community Outreach Grant Program Act of 2007; HR 922-National Flood Insurance Program Participation Evaluation Act of 2007; S 40; HR 3200-National Insurance Act of 2007; HR 1049-Amend Misinterpreted Excessive Regulation in Corporate America Act; HR 1065-Nonadmitted and Reinsurance Reform Act of 2007; HR 1081; S 618-Insurance Industry Competition Act of 2007; HR 1685-Data Security Act of 2007; HR 220-Identity Theft Prevention Act of 2007; HR 336-Identity Theft Prevention and Timely Reporting Act of 2007; HR 958-Data Accountability and Trust Act; S 1178-Identity Theft Prevention Act of 2007; S 1202-Personal Data Protection Act of 2007; S 239-Notification of Risk to Personal Data Act of 2007; S 495-Personal Data Privacy and Security Act of 2007; S 806-Consumer ID Protection and Security Act; S 1260-Data Security Act of 2007; HR 3185-Pension Reform Covering Hybrid Plans; HR 22; S 662-Postal Reform and Insurance Regulation Reform; HR 1368 -Personalized Health Information Act” – HCR; HR 1424 -Paul Wellstone Mental Health and Addiction Equity Act” –INS; S 1893 -Children’s Health Insurance Program Reauthorization Act- MMM; S 1224 -Children’s Health Insurance Program Reauthorization Act- MMM; HR 4460 -Health Care Choice Act- INS; S 397 -Tax Equity and Affordability Act- TAX; HR 3306 -Flexible Health Savings Act- TAX; S 1710 -Labor-HHS-Education Appropriations Act- HCR; HR 3043 -Labor-HHS-Education Appropriations Act- HCR; HR 2764 -Omnibus Appropriations Act- HCR; S 1693 -Wired for Health Care Quality Act- HCR and Insurance Regulation Reform Legislation and regulations affecting insurance products including flood, terrorism, health insurance and HSA expansion, as well as tax issues. Other Lobbying activity includes: HR 15-National Health Care Coverage, HR 676-Single Payer, HR 1368-Health IT (continued on next page)

S.292/H.R.537 - Commission on Catastrophic Disaster Risk and Insurance Act of 2007 H.R. 920 - Multiple Peril Insurance Act of 2007 H.R. 921 - Flood Insurance Community Outreach Grant Program Act of 2007 H.R. 164 - Policyholder Disaster Protection Act of 2007

Client expense: $1,297,924 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

National Flood Insurance Program: Flood Insurance Reform and Modernization Act of 2007 - HR 1682; Multiple Peril Insurance Act of 2007 - HR 920; HR 921; HR 922 Federal Crop Insurance Program: Farm Bill Extension Act of 2007 - HR 2419 Medicare Secondary Payer and Workers' Compensation Reform: HR 2549 Issues related to insurance and natural catastrophes: Commission on Catastrophic Disaster Risk and Insurance Act of 2007 - HR 537, S. 292; Homeowners' Protection Act of 2007 - S. 928; Homeowners' Insurance Protection Act of 2007 - HR 91; Homeowners' Insurance Availability Act of 2007 - HR 330; Policyholder Disaster Protection Act of 2007 - S. 926; Catastrophe Savings Account - S. 927; Hurricane and Tornado Mitigation Investment Act of 2007 - S. 930; National Hurricane Research Initiative Act of 2007 - S. 931; HR 2775 Issues related to asbestos litigation reform Optional Federal Charter for insurers: National Insurance Act of 2007 - S. 40 Surplus lines: Nonadmitted and Reinsurance Reform Act - HR 1065, S. 929 TRIA: Terrorism Risk Insurance Revision and Extension Act - HR 2761 McCarran-Ferguson repeal: Insurance Industry Competition Act of 2007 - S. 618, HR 1081

Client expense: $1,020,000 · Firm income: Not reported

H.R. 957 - To amend the Iran Sanctions Act of 1996 to expand and clarify the entities against which sanctions may be imposed - All provisions H.R. 1682 - Flood Insurance Reform and Modernization Act of 2007 - All provisions H.R. 2549 - Medicare Secondary Payer and Worker's Compensation Settlement Agreement Act of 2007 - All provisions H.R. 3121 - Flood Insurance Reform and Modernization Act of 2007 - All provisions H.R. 3926 - Safe Building Codes Act of 2007 - All provisions H.R. 3959 - A bill to amend the National Flood Insurance Act of 1968 to provide for the phase-in of actuarial rates for certain pre-FIRM properties - All provisions H.R. - 4050 - Levee-Like structure Consideration Act of 2007 - All provisions H.R. 4299 - Terrorism Risk Insurance Program Reauthorization Act of 2007 - All provisions H.R. 4721 - Terrorism Risk Insurance Improvement Act of 2007 - All provisions H.R. 920 - Multiple Peril Insurance Act of 2007 - All provisions H.R. 921 - Flood Insurance Community Outreach Grant Program Act of 2007 - All provisions H.R. 922 - National Flood Insurance Program Participation Evaluation Act of 2007 - All provisions S. 40 - National Insurance Act of 2007 - All provisions H.R. 3200 - National Insurance Act of 2007 - All provisions H.R. 1049 - Amend Misinterpreted Excessive Regulation in Corporate America Act - All provisions H.R. 1065 - Non-admitted and Reinsurance Reform Act of 2007 - All provisions H.R. 2761 - Terrorism Risk Insurance Program Reauthorization Act of 2007 - All provisions S. 1890 - Flood Insurance Choice Act of 2007 - All provisions S. 1938 - National Flood Mapping Act of 2007 - All provisions S. 2151 - A bill to amend the National Flood Insurance Act of 1968 to authorize notations on flood insurance rate maps for areas protected against 100-year and 500-year floods by certified flood control structures S. 2251 - Homeowners' Flood Protection Act of 2007 - All provisions S. 2284 - Flood Insurance Reform and Modernization Act of 2007 - All provisions S. 2285 - Terrorism Risk Insurance Program Reauthorization Act of 2007 - All provisions S. 396 - A bill to amend the Internal Tax Revenue Code to 1986 to treat controlled foreign corporations in tax havens as domestic corporations - All provisions S. 2014 - The False Claims Correction Act of 2007 - All provisions FTC Final Rule to Implement Affiliate Marketing Provision of Fair and Accurate Credit Transactions Act of 2003 - All provisions FTC Study on Credit-Based Insurance Scores: Impacts on Consumers of Automobile Insurance (Section 215 of the FACT Act of 2003) - All Provisions H.R. 330 - Homeowners' Insurance Availability Act of 2007 - All provisions H.R. 91 - Homeowners' Insurance Protection Act of 2007 - All provisions S. 1061 - Homeowners' Insurance Noncoverage Disclosure Act of 2007 - All provisions

HR 91, HR 330, HR 920, HR 921, HR 922, HR 957, HR 1049, HR 1065, HR 1682, HR 2549, HR 2761, HR 3121, HR 3200, HR 3926, HR 3959, HR 4050, HR 4299, HR 4461, HR 4721, S 40, S 396, S 1061, S 1890, S 1938, S 2029, S 2151, S 2251, S 2284, S 2285, S 2458, S 2499

Client expense: $3,445,011 · Firm income: Not reported

HR 3121, S 2284, HR 1682 Flood Insurance Reform and Modernization Act of 2007; HR 920 Multiple Peril Insurance Act of 2007; HR 921 Flood Insurance Community Outreach Grant Program, HR 922 National Flood Insurance Program Participation Evalution Act of 2007; S. 1890 Flood Insurance Choice Act, S 1938 National Flood Mapping Act; S 2151 Community Protection Act of 2007; S 2251 Homeowners Flood Protection Act; HR 3959 Phase-in of Actuarial Rates for certain properties; Our interest in all these bills is to seek meaningful reform of the NFIP including updating flood maps, better enforcement, a move to actuarially sound rates and mitigation incentives. We oppose efforts to add a wind peril to the NFIP. S 40 and HR 3200 - The National Insurance Act; all aspects of these bills including potential problems created by a federal regulator and a preference for state-based reforms; HR 1065 and S 929 - Non-Admitted and Reinsurance Reform; support for these bills as a more efficient regulatory structure; S 1061 Homeowners Non-Coverage Disclosure Act; costs and problems; HR 2761, S 2285 and HR 4299; Terrorism Risk Insurance Act extension; the need for a workable TRIA program in the future

Client expense: $100,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 922 - National Flood Insurance Program Participation Evaluation Act of 2007 H.R. 91 / S. 928 - Homeowners Insurance Protection Act of 2007 H.R. 330 - Homeowners Insurnce Availability Act of 2007 S. 926 - Policyholder DIsaster Protection Act of 2007 H.R. 1682 - he Flood Insurance Reform and Modernization Act of 2007 S.292/H.R. 537 - Commission on Catastrophic Disaster Risk and Insurance Act of 2007 H.R. 920 - Multiple Peril Insurance Act of 2007 H.R. 921 - Flood Insurance Community Outeach Grant Program Act f 2007 H.R. 164 - Policyholder Disaster Protection Act of 2007

Client expense: $648,962 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 957 - To amend the Iran Sanctions Act of 1996 to expand and clarify the entities against which sanctions may be imposed - All provisions H.R. 1682 - Flood Insurance Reform and Modernization Act of 2007 - All provisions H.R. 3121 - Flood Insurance Reform and Modernization Act of 2007 - All provisions H.R. 920 - Multiple Peril Insurance Act of 2007 - All provisions H.R. 921 - Flood Insurance Community Outreach Grant Program Act of 2007 - All provisions H.R. 922 - National Flood Insurance Program Participation Evaluation Act of 2007 - All provisions S. 40 - National Insurance Act of 2007 - All provisions H.R. 3200 - National Insurance Act of 2007 - All provisions H.R. 1049 - Amend Misinterpreted Excessive Regulation in Corporate America Act - All provisions H.R. 1065 - Nonadmitted and Reinsurance Reform Act of 2007 - All provisions H.R. 2761 - To extend the Terrorism Insurance Program of the Department of the Treasury and for other purposes - All provisions H.R. 330 - Homeowners' Insurance Availability Act of 2007 - All provisions H.R. 91 - Homeowners' Insurance Protection Act of 2007 - All provisions S. 1061 - Homeowners' Insurance Noncoverage Disclosure Act of 2007 - All provisions

Client expense: $2,480,000 · Firm income: Not reported

National Flood Insurance Program: Flood Insurance Reform and Modernization Act of 2007 - HR 1682; Multiple Peril Insurance Act of 2007 - HR 920; HR 921; HR 922 Federal Crop Insurance Program: Farm Bill Extension Act of 2007 - HR 2419 Medicare Secondary Payer and Workers' Compensation Reform: HR 2549 Issues related to insurance and natural catastrophes: Commission on Catastrophic Disaster Risk and Insurance Act of 2007 - HR 537, S. 292; Homeowners' Protection Act of 2007 - S. 928; Homeowners' Insurance Protection Act of 2007 - HR 91; Homeowners' Insurance Availability Act of 2007 - HR 330; Policyholder Disaster Protection Act of 2007 - S. 926; Catastrophe Savings Account - S. 927; Hurricane and Tornado Mitigation Investment Act of 2007 - S. 930; National Hurricane Research Initiative Act of 2007 - S. 931; HR 2775 Issues related to asbestos litigation reform Optional Federal Charter for insurers: National Insurance Act of 2007 - S. 40 Surplus lines: Nonadmitted and Reinsurance Reform Act - HR 1065, S. 929 TRIA: Terrorism Risk Insurance Revision and Extension Act - HR 2761 McCarran-Ferguson repeal: Insurance Industry Competition Act of 2007 - S. 618, HR 1081

Client expense: $1,020,000 · Firm income: Not reported

HR 298-FSA Rollover, HR 2132-Small Business Health Plans, S 46-Individual Premiums paid via HSA Account, HR 3234-HSA Expansion, S 334, HR 1200-Universal Health Coverage, HR 2761-TRIA, HR 1198-Reinsurance, S 400-Insurance Protections for College Students “Michelle’s Law”, S 558-Mental Health Parity, HR 46-Tax Breaks for Small Businesses, HR 227-Tax Breaks for Individual Coverage, S 1753-Employer Tax Credits for Wellness, HR 1820, S 1556-Health Plan Tax Equity, S 1848-TAA Health Coverage Improvement, HR 506-Small Group Health Care Reform, HR 976, HR 3162-SCHIP, HR 493, S 358-Genetic Nondiscrimination, S 927-Catastrophe Savings Accounts Act of 2007, S 930-Hurricane and Tornado Mitigation Investment Act of 2007, HR 920-Multiple Peril Insurance Act of 2007, S 928-Homeowners Protection Act of 2007, S 926-Policyholder Disaster Protection Act of 2007, HR 1682, HR 3121-Flood Insurance Reform and Modernization Act of 2007, HR 920-Multiple Peril Insurance Act of 2007, HR 921-Flood Insurance Community Outreach Grant Program Act of 2007, HR 922-National Flood Insurance Program Participation Evaluation Act of 2007, S 40, HR 3200-National Insurance Act of 2007, HR 1049-Amend Misinterpreted Excessive Regulation in Corporate America Act, HR 1065-Nonadmitted and Reinsurance Reform Act of 2007, HR 1081, S 618-Insurance Industry Competition Act of 2007, HR 1685-Data Security Act of 2007, HR 220-Identity Theft Prevention Act of 2007, HR 336-Identity Theft Prevention and Timely Reporting Act of 2007, HR 958-Data Accountability and Trust Act, S 1178-Identity Theft Prevention Act of 2007, S 1202-Personal Data Protection Act of 2007, S 239-Notification of Risk to Personal Data Act of 2007, S 495-Personal Data Privacy and Security Act of 2007, S 806-Consumer ID Protection and Security Act, S 1260-Data Security Act of 2007, HR 3185-Pension Reform Covering Hybrid Plans, HR 22, S 662-Postal Reform, and Insurance Regulation Reform Legislation and regulations affecting insurance products including flood, terrorism, health insurance and HSA expansion, as well as tax issues. Other Lobbying activity includes: HR 15-National Health Care Coverage, HR 676-Single Payer, HR 1368-Health IT (continued on next page)

HR 298-FSA Rollover, HR 2132-Small Business Health Plans, S 46-Individual Premiums paid via HSA Account, HR 3234-HSA Expansion, S 334, HR 1200-Universal Health Coverage, HR 2761-TRIA, HR 1198-Reinsurance, S 400-Insurance Protections for College Students “Michelle’s Law”, S 558-Mental Health Parity, HR 46-Tax Breaks for Small Businesses, HR 227-Tax Breaks for Individual Coverage, S 1753-Employer Tax Credits for Wellness, HR 1820, S 1556-Health Plan Tax Equity, S 1848-TAA Health Coverage Improvement, HR 506-Small Group Health Care Reform, HR 976, HR 3162-SCHIP, HR 493, S 358-Genetic Nondiscrimination, S 927-Catastrophe Savings Accounts Act of 2007, S 930-Hurricane and Tornado Mitigation Investment Act of 2007, HR 920-Multiple Peril Insurance Act of 2007, S 928-Homeowners Protection Act of 2007, S 926-Policyholder Disaster Protection Act of 2007, HR 1682, HR 3121-Flood Insurance Reform and Modernization Act of 2007, HR 920-Multiple Peril Insurance Act of 2007, HR 921-Flood Insurance Community Outreach Grant Program Act of 2007, HR 922-National Flood Insurance Program Participation Evaluation Act of 2007, S 40, HR 3200-National Insurance Act of 2007, HR 1049-Amend Misinterpreted Excessive Regulation in Corporate America Act, HR 1065-Nonadmitted and Reinsurance Reform Act of 2007, HR 1081, S 618-Insurance Industry Competition Act of 2007, HR 1685-Data Security Act of 2007, HR 220-Identity Theft Prevention Act of 2007, HR 336-Identity Theft Prevention and Timely Reporting Act of 2007, HR 958-Data Accountability and Trust Act, S 1178-Identity Theft Prevention Act of 2007, S 1202-Personal Data Protection Act of 2007, S 239-Notification of Risk to Personal Data Act of 2007, S 495-Personal Data Privacy and Security Act of 2007, S 806-Consumer ID Protection and Security Act, S 1260-Data Security Act of 2007, HR 3185-Pension Reform Covering Hybrid Plans, HR 22, S 662-Postal Reform, and Insurance Regulation Reform Legislation and regulations affecting insurance products including flood, terrorism, health insurance and HSA expansion, as well as tax issues. Other Lobbying activity includes: HR 15-National Health Care Coverage, HR 676-Single Payer, HR 1368-Health IT (continued on next page)

HR 298-FSA Rollover, HR 2132-Small Business Health Plans, S 46-Individual Premiums paid via HSA Account, HR 3234-HSA Expansion, S 334, HR 1200-Universal Health Coverage, HR 2761-TRIA, HR 1198-Reinsurance, S 400-Insurance Protections for College Students “Michelle’s Law”, S 558-Mental Health Parity, HR 46-Tax Breaks for Small Businesses, HR 227-Tax Breaks for Individual Coverage, S 1753-Employer Tax Credits for Wellness, HR 1820, S 1556-Health Plan Tax Equity, S 1848-TAA Health Coverage Improvement, HR 506-Small Group Health Care Reform, HR 976, HR 3162-SCHIP, HR 493, S 358-Genetic Nondiscrimination, S 927-Catastrophe Savings Accounts Act of 2007, S 930-Hurricane and Tornado Mitigation Investment Act of 2007, HR 920-Multiple Peril Insurance Act of 2007, S 928-Homeowners Protection Act of 2007, S 926-Policyholder Disaster Protection Act of 2007, HR 1682, HR 3121-Flood Insurance Reform and Modernization Act of 2007, HR 920-Multiple Peril Insurance Act of 2007, HR 921-Flood Insurance Community Outreach Grant Program Act of 2007, HR 922-National Flood Insurance Program Participation Evaluation Act of 2007, S 40, HR 3200-National Insurance Act of 2007, HR 1049-Amend Misinterpreted Excessive Regulation in Corporate America Act, HR 1065-Nonadmitted and Reinsurance Reform Act of 2007, HR 1081, S 618-Insurance Industry Competition Act of 2007, HR 1685-Data Security Act of 2007, HR 220-Identity Theft Prevention Act of 2007, HR 336-Identity Theft Prevention and Timely Reporting Act of 2007, HR 958-Data Accountability and Trust Act, S 1178-Identity Theft Prevention Act of 2007, S 1202-Personal Data Protection Act of 2007, S 239-Notification of Risk to Personal Data Act of 2007, S 495-Personal Data Privacy and Security Act of 2007, S 806-Consumer ID Protection and Security Act, S 1260-Data Security Act of 2007, HR 3185-Pension Reform Covering Hybrid Plans, HR 22, S 662-Postal Reform, and Insurance Regulation Reform Legislation and regulations affecting insurance products including flood, terrorism, health insurance and HSA expansion, as well as tax issues. Other Lobbying activity includes: HR 15-National Health Care Coverage, HR 676-Single Payer, HR 1368-Health IT (continued on next page)

HR 298-FSA Rollover, HR 2132-Small Business Health Plans, S 46-Individual Premiums paid via HSA Account, HR 3234-HSA Expansion, S 334, HR 1200-Universal Health Coverage, HR 2761-TRIA, HR 1198-Reinsurance, S 400-Insurance Protections for College Students “Michelle’s Law”, S 558-Mental Health Parity, HR 46-Tax Breaks for Small Businesses, HR 227-Tax Breaks for Individual Coverage, S 1753-Employer Tax Credits for Wellness, HR 1820, S 1556-Health Plan Tax Equity, S 1848-TAA Health Coverage Improvement, HR 506-Small Group Health Care Reform, HR 976, HR 3162-SCHIP, HR 493, S 358-Genetic Nondiscrimination, S 927-Catastrophe Savings Accounts Act of 2007, S 930-Hurricane and Tornado Mitigation Investment Act of 2007, HR 920-Multiple Peril Insurance Act of 2007, S 928-Homeowners Protection Act of 2007, S 926-Policyholder Disaster Protection Act of 2007, HR 1682, HR 3121-Flood Insurance Reform and Modernization Act of 2007, HR 920-Multiple Peril Insurance Act of 2007, HR 921-Flood Insurance Community Outreach Grant Program Act of 2007, HR 922-National Flood Insurance Program Participation Evaluation Act of 2007, S 40, HR 3200-National Insurance Act of 2007, HR 1049-Amend Misinterpreted Excessive Regulation in Corporate America Act, HR 1065-Nonadmitted and Reinsurance Reform Act of 2007, HR 1081, S 618-Insurance Industry Competition Act of 2007, HR 1685-Data Security Act of 2007, HR 220-Identity Theft Prevention Act of 2007, HR 336-Identity Theft Prevention and Timely Reporting Act of 2007, HR 958-Data Accountability and Trust Act, S 1178-Identity Theft Prevention Act of 2007, S 1202-Personal Data Protection Act of 2007, S 239-Notification of Risk to Personal Data Act of 2007, S 495-Personal Data Privacy and Security Act of 2007, S 806-Consumer ID Protection and Security Act, S 1260-Data Security Act of 2007, HR 3185-Pension Reform Covering Hybrid Plans, HR 22, S 662-Postal Reform, and Insurance Regulation Reform Legislation and regulations affecting insurance products including flood, terrorism, health insurance and HSA expansion, as well as tax issues. Other Lobbying activity include: HR 15-National Health Care Coverage, HR 676-Single Payer, HR 1368-Health IT, (continued on next page)