Multiple Peril Insurance Act of 2009

H.R 83 - Homeowners Insurance Protection Act of 2009 - Authorizes the Secretary to make homeowners protection coverage available through contracts for reinsurance coverage. Restricts purchase of such coverage to eligible state programs. Prescribes criteria for state eligibility. H.R. 1264 - To amend the National Flood Insurance Act of 1968 to provide for the national flood insurance program to make available multiperil coverage for damage resulting from windstorms or floods, and for other purposes. H.R. 3139 - National Flood Insurance Program Extension Act of 2009 - Amends the National Flood Insurance Act of 1968 to extend the national flood insurance program from September 30, 2008, through March 31, 2010. H.R. 3200 - America's Affordable Health Choices Act of 2009 - Sets forth provisions governing health insurance plans and issuers, including: (1) exempting grandfathered health insurance coverage from requirements of this Act; (2) prohibiting preexisting condition exclusions; (3) providing for guaranteed coverage to all individuals and employers and automatic renewal of coverage; (4) prohibiting premium variances, except for reasons of age, area, or family enrollment; and (5) prohibiting rescission of health insurance coverage without clear and convincing evidence of fraud. Also deals with small business incentives and exemptions for healthcare coverage of employees. H.R. 3590 - Senate Healthcare - Sets forth provisions governing health insurance plans and issuers, including: (1) exempting grandfathered health insurance coverage from requirements of this Act; (2) prohibiting preexisting condition exclusions; (3) providing for guaranteed coverage to all individuals and employers and automatic renewal of coverage; (4) prohibiting premium variances, except for reasons of age, area, or family enrollment; and (5) prohibiting rescission of health insurance coverage without clear and convincing evidence of fraud. Also deals with small business incentives and exemptions for healthcare coverage of employees. H.R. 4851 - Continuing Extension of 2010 - Will extend multiple federal programs whose funding were set to expire; in particular the National Flood Insurance Program. H.R. 5569 - National Flood Inasurance Program Extension Act - To extend the National Flood Insurance Program until September 30, 2010. S. 505 - A bill to establish a National Catastrophe Risks Consortium and a National Homeowner's Insurance Stabilization Program, and for the other purposes. S. 3814 - National Flood Insurance Program Reextension Act - Funds the NFIP for another twelve months.

Client expense: $20,000 · Firm income: Not reported

Government targets: Energy, Dept of, Environmental Protection Agency (EPA), Federal Housing Finance Agency (FHFA), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Internal Revenue Service (IRS), SENATE, Treasury, Dept of, Veterans Affairs, Dept of (VA)

Short extension of National Flood Insurance Program - do not include Wind coverage or national catastrophe funds. H.R. 2555/S. 505 - Homeowners Defense Act - Oppose S. 886 - Catastrophe Obligation Act - Oppose H.R. 1264 Multiple Peril Insurance Act of 2009 - Oppose

Client expense: Not reported · Firm income: Not reported

Government targets: Executive Office of the President (EOP), HOUSE OF REPRESENTATIVES, Office of Management & Budget (OMB), SENATE

H.R. 1880: The National Insurance Consumer Protection Act. Issues related to supporting an Optional Federal Charter for Insurers. H.R. 5629/S. 3305: Monitoring issues related to oil spill liability. H.R. 4213 /S3814: Monitoring issues related to the extension of Nat'l Flood Ins. Prog. as well as Multi-peril ins incl in H.R. 1264. H.R. 5114 " " " " reform of the NFIP HR2554 Issues related to supporting the National Association of Registered Agents and Brokers Reform Act HR4173 Issues related to possible efforts to make changes in The Wall Street Reform & Consumer Protection Act Issues related to the implementation fo the provisions in HR4173 to modernize the regulation of surplus lines insurance. Monitored other insurance related provisions included in the overall reform proposal. Monitored issues related to health insurance reform specifically retaining a private sector role for insurance brokers in health care reform and employee benefits, including the implementation of the recently enacted health care reform legislation and possible legislative changes to that legislation..

Client expense: Not reported · Firm income: $50,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 5114, Flood Insurance Reform and Priorities Act of 2010. H.R. 1264, the "Multiple Peril Insurance Act of 2009" sponsored by Congressman Gene Taylor. H.R 2555, the "Homeowners Insurance Defense Act of 2009" NAT CAT. H.R. 1424, Emergency Economic Stabilization Act of 2008. H.R. 3126: Consumer Financial Protection Agency Act of 2009. A bill in the US Congress to establish the Consumer Financial Protection Agency, and for other purposes. H.R. 4173 To provide for financial regulatory reform, to protect consumers and investors, to enhance Federal understanding of insurance issues, to regulate the over-the-counter derivatives markets, and for other purposes. Working on its companion bill in the Senate.

Client expense: Not reported · Firm income: $50,000

Government targets: Federal Deposit Insurance Corporation (FDIC), HOUSE OF REPRESENTATIVES, SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

H.R. 1524 - Public Safety Enhancement Act of 2009 H.R. 1525 - To Amend the National Flood Insurance Act of 1968 to require the Administrator of the Federal Emergency Management Agency to consider reconstruction and improvement of flood protection systems when establishing flood insurance rates H.R. 3139 - National Flood Insurance Program Extension Act of 2009 H.R. 1264 - Multiple Peril Insurance Act of 2009 H.R. 4173 - Wall Street Reform and Consumer Protection Act of 2009 (National Flood Insurance Program reauthorization) S. 3203 - A bill to extend the National Flood Insurance Program through May 31, 2010. S. 3153 - A bill to provide a fully offset temporary extension of certain programs so as not to increase the deficit, and for other purposes. (National Flood Insurance reauthorization) H.R. 4851 - To provide a temporary extension of certain programs, and for other purposes. (National Flood Insurance reauthorization) H.R. 5114 Flood Insurance Reform Priorities Act of 2010 H.R. 5559 Flood Insurance Fairness Act of 2010

Client expense: $26,676 · Firm income: Not reported

Government targets: Council on Environmental Quality (CEQ), Environmental Protection Agency (EPA), Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, Interior, Dept of (DOI), Natl Park Service (NPS), Office of Management & Budget (OMB), SENATE, Transportation, Dept of (DOT), U.S. Fish & Wildlife Service (USFWS), U.S. Forest Service

HR 1264: MULTIPLE PERIL INSURANCE ACT OF 2009; ALL PROVISIONS OF THE BILL HR 1880: NATIONAL INSURANCE CONSUMER PROTECTION ACT; ALL PROVISIONS OF THE BILL HR 2555: HOMEOWNERS DEFENSE ACT OF 2009; ALL PROVISIONS OF THE BILL HR 2609: INSURANCE INFORMATION ACT OF 2009; ALL PROVISIONS OF THE BILL HR 3126: CONSUMER FINANCIAL PROTECTION AGENCY ACT OF 2009; PROVISIONS RELATED TO PROPERTY-CASUALTY AND LIFE INSURANCE HR 3377: DISASTER RESPONSE, RECOVERY, AND MITIGATION ENHANCEMENT ACT OF 2009; ALL PROVISIONS OF THE BILL HR 4173: WALL STREET REFORM AND CONSUMER PROTECTION ACT OF 2009; ALL PROVISIONS OF BILL AND PROVISIONS RELATED TO INSURANCE - SYSTEMIC RISK, ASSESSMENTS AND FEES, TIER 1 DESIGNATIONS, RESOLUTION AUTHORITY, FEDERAL INSURANCE OFFICE, CORPORATE GOVERNANCE, IMPACT ON AGENTS, AFFILIATES AND CONTROL LANGUAGE HR 4213: AMERICAN WORKERS, STATE AND BUSINESS RELIEF ACT OF 2010; PROVISIONS COVERING NATIONAL FLOOD INSURANCE PROGRAM REAUTHORIZATION, LONG-TERM EXTENSION AND TAX ISSUES RELATED TO INSURANCE. HR 4691: TEMPORARY EXTENSION ACT OF 2010; PROVISIONS RELATED TO THE NATIONAL FLOOD INSURANCE PROGRAM HR 4851: CONTINUING EXTENSION ACT OF 2010; PROVISIONS COVERING NATIONAL FLOOD INSURANCE PROGRAM REAUTHORIZATION, SHORT-TERM EXTENSION S 2818: TO AMEND THE ENERGY CONSERVATION AND PRODUCTION ACT TO IMPROVE WEATHERIZATION ASSISTANCE FOR LOW-INCOME PERSONS, AND FOR OTHER PURPOSES; ALL PROVISIONS OF THE BILL S 3217: RESTORING AMERICAN FINANCIAL STABILITY ACT: ALL PROVISIONS OF THE DRAFT BILL AND INTRODUCED LEGISLATION, PROVISIONS RELATED TO INSURANCE - SYSTEMIC RISK, ASSESSMENTS AND FEES, TIER 1 DESIGNATIONS, RESOLUTION AUTHORITY, OFFICE OF NATIONAL INSURANCE, CORPORATE GOVERNANCE, IMPACT ON AGENTS, AFFILIATES AND CONTROL LANGUAGE BILL NOT YET ASSIGNED: GENERAL DISCUSSIONS REGARDING HOME MITIGATION AND BUILDING CODE LEGISLATION NO SPECIFIC BILL: NATURAL CATASTROPHE, GENERAL DISCUSSIONS ON THE ISSUE NO SPECIFIC BILL: GENERAL DISCUSSIONS COVERING MCCARRAN FERGUSON REPEAL FOR ALL LINES OF INSURANCE PROPERTY-CASUALTY AND LIFE NO SPECIFIC BILL: GENERAL DISCUSSIONS ON NATIONAL FLOOD INSURANCE PROGRAM EXTENSION, REAUTHORIZATION, REFORMS NO SPECIFIC BILL: GENERAL FEDERAL FINANCIAL SERVICES REGULATORY REFORM DISCUSSIONS NO SPECIFIC BILL: GENERAL TARP DISCUSSIONS, AS RELATED TO THE INSURANCE INDUSTRY BILL NOT YET ASSIGNED: GENERAL DISCUSSIONS REGARDING HOME MITIGATION AND BUILDING CODE LEGISLATION BILL NOT YET ASSIGNED: GENERAL DISCUSSIONS COVERING THE USE OF CREDIT FOR INSURANCE PURPOSES AND PRIVACY ISSUES

Client expense: $290,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 74 - Financial Oversight Commission S. 505 - Homeowner's Defense Act of 2009 H.R. 1880 - National Insurance Consumer Protection Act H.R. 83 - Homeowner's Insurance Protection Act of 2009 H.R. 3962 - Affordable Health Care for Americans Act of 2009 H.R. 3200 - America's Affordable Health Choices Act of 2009 H.R. 1583 - Insurance Industry Competition Act of 2009 - to further competition in the insurance industry (repeals McCarran Ferguson). H.R. 1754 - To create a systemic risk monitor for the financial system of the United States, to oversee financial reglatory activities of the Federal Government, and for other purposes. H.R. 1880 - National Insurance Consumer Protection Act - to establish a system of regulation and supervision for insurers, insurance agencies and insurance producers. H.R. 2554 - National Association of Registered Agents and Brokers Reform Act of 2009 (NARAB II) H.R. 2571 / S. 1363 - Nonadmitted and Reinsurance Reform Act of 2009 H.R. 2609 - Insurance Information Act of 2009 - to establish an Office of Insurance Information in the Department of the Treasury. S. 886 - Catastrophe Obligation Guarantee Act H.R. 1264 - Multiple Peril Insurance Act of 2009 H.R. 2592 - To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act, to enhance existing programs providing mitigation assistance by encouraging states to adopt and actively enforce State building codes. H.R. 2555 - Homeowner's Defense Act of 2009 H.R. 706 - To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act, to direct the Administrator of FEMA to continue to administer the National Urban Search and Rescue Response System. H.R. 998 - To amend the Internal Revenue Code of 1986 to provide for the creation of disaster protection funds by property and casualty insurance companies for the payment of policyholders' claims arising from future catastrophic events. H.R. 1239 - To establish a homeowner mitigation loan program with teh Federam Emergency management Agency to promote pre-disaster property mitigation measures. H.R. 1746 - To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to reauthorize the pre-disaster mitiation program of the Federal Emergency Management Agency. H.R. 3596 / S. 1681 - Health Insurance Antitrust Enforcement Act of 2009 H.R. 3126 - Consumer Financial Protection Act H.R. 5114 - Flood Insurance Reform and Priorities Act of 2010 H.R. 5569 - National Flood Insurance Program H.R. 3590 - The Patient Protection and Affordable Health Care Act H.R. 4173 / S. 3217 - Dodd/Frank Act H.R. 5255 / S. 3347 - National Flood Insurance Program

Client expense: $1,202,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Issues related to HR 1264, Multiple Peril Insurance Act of 2009; HR 2555, Homeowners' Defense Act of 2009; HR 83, Homeowners Insurance Protection Act of 2009; HR 998, Policyholder Disaster Protection Act of 2009; S 1484, Catastrophe Savings Accounts Act of 2009; S 1486, Policyholder Disaster Protection Act of 2009; S 1487, Commission on Catastrophic Disaster Risk and Insurance Act of 2009; and S 505, Homeowners' Defense Act of 2009

Client expense: $270,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

HOUSE H.R. 0039-The Udall-Eisenhower Arctic Wilderness Act-(All Sections) H.R. 0192-Central Idaho Economic Development and Recreation Act-(Oppose All) H.R. 1264-Multiple Peril Insurance Act of 2009-(All Sections) HOUSE (Continued) H.R. 2555-Homeowners' Defense Act-(All Sections) H.R. 2807-America's Wildlife Heritage Act-(Ensure wildlife standards at the planning level of national forest and BLM land management) H.R. 2888-Devil's Staircase Wilderness-(All Sections) H.R. 3302-Community Forestry Conservation Act of 2009-(Advocate for responsible management practices of working forests on private lands) H.R. 5205-Boulder - White Clouds/CIEDRA Bill-(Wilderness bill for central Idaho; we have historically opposed but may support this year's version) SENATE S. 0231-Arctic Wilderness-(All Sections) S. 0881-Southeast Alaska Native Land Entitlement Finalization Act-(Oppose destructive logging practices in the Tongass National Forest) S. 1036-Federal Transportation Policy and Planning Act-(All Sections) S. 2895-Oregon Eastside Forests Restoration, Old Growth Protection, and Jobs Act of 2009-(All Sections) S. 2921-California Desert Protection Act of 2010-(All Sections) S. 3294-Boulder - White Clouds/CIEDRA Bill-(Wilderness bill for central Idaho; we have historically opposed but may support this year's version) NOT YET INTRODUCED (NYI) Draft majority text on RES standards-(Lobby committee and Senate staff, Senators) Olympic National Forest wilderness additions-(All Sections) Olympic Peninsula Wild and Scenic Rivers designations-(All Sections) Olympic National Park willing-seller land additions-(All Sections)

Client expense: $80,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Bureau of Land Management (BLM), Council on Environmental Quality (CEQ), Defense, Dept of (DOD), Energy, Dept of, Environmental Protection Agency (EPA), Executive Office of the President (EOP), Export-Import Bank of the United States (EXIM Bank), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Interior, Dept of (DOI), Justice, Dept of (DOJ), Minerals Management Service, Natl Highway Traffic Safety Administration (NHTSA), Natl Oceanic & Atmospheric Administration (NOAA), Natl Park Service (NPS), Office of Management & Budget (OMB), SENATE, State, Dept of (DOS), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Fish & Wildlife Service (USFWS), U.S. Forest Service

Reauthorization of flood insurance, credit scoring and issues related to natural disasters H.R.1583-Insurance Industry Competition Act of 2009 H.R.2571-Nonadmitted and Reinsurance Reform Act of 2009 H.R.3996-Financial Stability Improvement Act, provisions relating to the Office of National Insurance H.R.5114-Flood Insurance Reform Priorities Act of 2010 H.R.2555-Homeowners Defense Act of 2009 H.R.1264-Multiple Peril Insurance Act of 2009 H.R.3590-Patient Protection and Affordable Care Act H.R.5569-National Flood Insurnace Program Extension Act of 2010 H.R.4173-Restoring American Financial Stability Act of 2010 S.3217-Restoring American Financial Stability Act of 2010

Client expense: Not reported · Firm income: $60,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of, White House Office

Insurance regulation reform issues including optional federal charter, creation of a Federal Insurance Office, McCarran-Ferguson, retained assets accounts, long-term disability issues and underwriting issues. S.1583 - Insurance Industry Competition Act of 2009 - all provisions H.R.1880 - National Insurance Consumer Protection Act - all provisions H.R.2609 Insurance Information Act of 2009 / Federal Insurance Office Act of 2009 all provisions H.R.2554 National Association of Registered Agents and Brokers Reform Act of 2009 - licensing issues H.R.2571 / S.1363 Nonadmitted and Reinsurance Reform Act of 2009 surplus lines issues H.R.3059 / S.1386 - Access to Repair Parts all provisions H.R.2057 Motor Vehicles Owners Right to Repair Act of 2009 all provisions S.1681 / H.R.3596 - Health Insurance Industry Anti-Trust Enforcement Act of 2009 definitions of insurance: liability and health H.R.4626 Health Insurance Industry Fair Competition Act Lines of insurance included and FTC study of insurance H.R.5993 / S.3718 Securing Americas Veterans Insurance Needs and Goals (SAVINGS) Act of 2010 all provisions S.3683 Insurance Competition and Transparency Act of 2010 FTC Oversight Provisions Natural catastrophe issues including proposals regarding government backstops for insurance losses from large-scale natural catastrophes. H.R.1264 - Multiple Peril Insurance Act of 2009 all provisions H.R.83 Homeowners Insurance Protection Act of 2009 all provisions H.R.998 - Policyholder Disaster Protection Act of 2009 all provisions S.866 Catastrophe Obligation Guarantee Act all provisions H.R.2555 / S.505 Homeowners Defense Act all provisions S.1486 / H.R.998 Policyholder Disaster Protection Act of 2009 all provisions S.1487 Commission on Catastrophic Disaster Risk and Insurance Act of 2009 all provisions H.R.2555 Homeowners Defense Act of 2009 all provisions S.3672 Coordination of Wind and Flood Perils Act of 2010 all provisions Flood insurance issues including reauthorization of the National Flood Insurance Program (NFIP) H.R.1105 Omnibus Appropriations Act, 2009 extend the National Flood Insurance Program (NFIP) to September 30, 2009 and privacy provisions H.R.3139 National Flood Insurance Program Extension Act of 2009 Extend the NFIP program H.R.2918 Legislative Branch Appropriations Act 2010 Temporary extension of the NFIP H.R.2996 the Interior Environment Appropriations Act Temporary extension of the NFIP H.R.3326 The Department of Defense Appropriations Act 2010 Temporary extension of the NFIP H.R.4691 Temporary Extension Act of 2010 Temporary extension of the NFIP H.R.2701 Intelligence Authorization Act of 2010 Temporary extension of the NFIP & COBRA Hiring Incentives to Restore Employment Act Draft bill Temporary extension of the NFIP H.R.4851 Continuing Extension Act of 2010 Temporary extension of the NFIP H.R.5114 Flood Insurance Reform Priorities Act of 2010 all provisions H.R.5255 Stable Flood Insurance Authorization Act of 2010 all provisions H.R.4778 National Flood Insurance Program Extension Act of 2010 all provisions S.3347 - a bill to extend the National Flood Insurance Program through December 31, 2010 all provisions H.R.5569 National Flood Insurance Program Extension Act of 2010 all provisions H.R.4213 - American Jobs and Closing Tax Loopholes Act of 2010 - Temporary extension of the NFIP S.3814 National Flood Insurance Program Reextension Act of 2010 - all provisions Workers compensation issues including: H.R.635 National Commission on State Workers Compensation Laws Act of 2009 all provisions H.R.2641 Medicare Secondary Payer and Workers' Compensation Settlement Agreements Act of 2009 all provisions Clarification of Medicare Secondary Payer reporting requirements Health care reform issues, including revenue offsets, expansion of the Medicare Secondary Payer Act, definition of health insurer, CLASS Act and workers compensation. H.R.3200 - Americas Affordable Health Choices Act of 2009 S.1679 - Affordable Health Choices Act including the CLASS Act and the Universal 24-Hour Coverage amendment S. 1796 - Americas Healthy Future Act of 2009 - revenue offsets, expansion of the Medicare Secondary Payer Act, definition of health insurer, CLASS Act and workers compensation) H.R.3590 Patient Protection and Affordable Care Act (House and Senate versions) - revenue offsets, expansion of the Medicare Secondary Payer Act, definition of health insurer, CLASS Act and workers compensation H.R.3962 the Affordable Health Care for America Act - revenue offsets, expansion of the Medicare Secondary Payer Act, definition of health insurer, CLASS Act and workers compensation H.R.4872 Health Care and Education Reconciliation Act of 2010 - revenue offsets

Client expense: $710,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

HR 83-Homeowners Insurance Protection Act of 2009; HR 998- Policyholder Disaster Protection Act of 2009; HR 1409/S 560-Employee Free Choice Act of 2009; HR 1264-Multiple Peril Insurance Act of 2009; S.1536, ALERT Drivers Act. HR 1525-To amend the National Flood Insurance Act of 1968; S 505-Homeowners' Defense Act of 2009 S. 1551- Liability for Aiding and Abetting Securities Violations Act of 2009. HR 1895/S 3269 - Safe Teen and Novice Driver Uniform Protection Act of 2009; Implementation of the Dodd/Frank Wall Street Reform and Consumer Protection Act; Implementation of the Patient Protection and Affordable Care Act and the Health Care and Education Reconciliation Act of 2010; HR 3288 - Transportation, HUD and Related Agencies Appropriations Act; and HR2996 - Department of the Interior, Environment, and Related Agencies Appropriations Act; H.R. 4872 - Health Care and Education Reconciliation Act of 2010; HR 4796 - Medicare Secondary Payer Enhancement Act of 2010; HR5569/S.3814 - National Flood Insurance Program Extension Act of 2010, S 3742 - Data Security and Brach Notification Act of 2010

Client expense: Not reported · Firm income: $90,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 998, Policyholder Disaster Protection Act of 2009 H.R. 1264, Multiple Peril Insurance Act of 2009 H.R. 1525, To Amend the National Flood Insurance Act of 1969 H.R. 5569/S.3814, National Flood Insurance Program Extension Act of 2010 S. 3347, A bill to extend the National Flood Insurance Program through December 31, 2010 H.R. 5650, To Extend the National Flood Insurance Program to May 31, 2011 H.R. 5559, Flood Insurance Fairness Act of 2010 H.R. 5255, Stable Flood Insurance Authorization Act of 2010 H.R. 5114, Flood Insurance Reform Priorities Act of 2010 H.R. 3139, National Flood Insurance Program Extension H.R. 83, Homeowners Insurance Protection Act of 2009

Client expense: $720,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

National Flood Insurance Program Public Law 111-203, July 22, 2010 Affiliated Reinsurance Tax Issue HR 3424 Public Law 111-203 Natural Catastrophe Funds HR 2555, S505 Foreign Account Tax Compliance Act Holocaust Insurance Flood Insurance Reform Priorities Act of 2010 HR 5114 Multiple Peril Insurance Act of 2009 HR 1264

Client expense: $290,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, Treasury, Dept of

H.R. 83. Homeowners Insurance Protection Act (entire bill) H.R. 308/ S. 1364. Hurricane and Tornado Mitigation Investment Act (entire bills) H.R. 1583. To further competition in the insurance industry (Repeals McCarran-Furguson Act) (entire bills) H.R 327/ S. 1485. National Hurricane Research Initiative Act (entire bill) H.R. 988/ S. 1486. Policyholder Disaster Protection Act (entire bill) H.R. 1239. Property Mitigation Assistance Act (entire bill) H.R. 1264. Multi Peril Insurance Act (entire bill) S. 505. Homeowners Defense Act (entire bill) H.R. 1880. National Insurance Consumer Protection Act (entire bill) H.R. 1754/ S.664. Financial System Stabilization and Reform Act of 2009 (entire bill) S. 886. Catastrophe Obligation Guarantee Act (entire bill) H.R. 2555. Homeowners Defense Act of 2009 (entire bill) H.R. 2554. National Association of Registered Agents and Brokers Reform Act (entire bill) H.R. 2571/ S. 1363. Non-admitted and Reinsurance Reform Act H.R. 2609. Insurance Information Act (entire bill) H.R. 3596/ S. 1681. Health Insurance Industry Antitrust Enforcement Act (entire bill) S.1484. Catastrophe Savings Account Act (entire bill) S. 1487. Commission on Catastrophic Disaster Risk and Insurance Act (entire bill) H.R. 3139. National Flood Insurance Program Extension Act (entire bill) H.R. 3126/ H.R. 3639. Consumer Financial Protection Agency Act S. 1540. Resolution Reform Act of 2009 H.R. 4173. Wall Street Reform and Consumer Protection Act of 2009. (entire bill) H.R. 3817. Investor Protections Act of 2009. (entire bill) H.R. 3818. Private Fund Investment Advisors Registration Act of 2009. (entire bill) H.R. 3996. Financial Stability Improvement Act. (entire bill) S. 3217. Restoring America's Financial Stability Act (entire bill) H.R. 4778. National Flood Insurance Program Extension Act (entire bill) H.R. 4802. Risk Retention Modernization Act (entire bill) H.R. 4626. Health Insurance Industry Fair Competition Act (entire bill) H.R. 5114. Flood Insurance Reform Priorities Act (entire bill) H.R. 5255. Stable Flood Insurance Authorization Act (entire bill) S. 3347. To extend the NFIP though December 31, 2010 (entire bill) S. 3814. National Flood Insurance Program Re-extension Act (entire bill) S. 3685. Insurance Competition and Transparency Act (entire bill) S. 3546. Cheaper Car Insurance Act (entire bill)

Client expense: $310,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Transportation, Dept of (DOT), Treasury, Dept of

Short extension of National Flood Insurance Program - do not include Wind coverage or national catastrophe funds. H.R. 2555/S. 505 - Homeowners Defense Act - Oppose S. 886 - Catastrophe Obligation Act - Oppose H.R. 1264 Multiple Peril Insurance Act of 2009 - Oppose

Client expense: Not reported · Firm income: Not reported

Government targets: Executive Office of the President (EOP), HOUSE OF REPRESENTATIVES, Office of Management & Budget (OMB), SENATE

S. 3814, the National Flood Insurance Program Reextension Act of 2010 H.R. 1264, the Multiple Peril Insurance Act of 2009 (all provisions) H.R. 2555, the Homeowners Defense Act of 2009 (all provisions regarding home-owners insurance for catastrophic events) H.R. 3590, the Patient Protection and Affordable Care Act (provisions on excise taxes for high cost medical plans, Health Savings Accounts, and Flexible Spending Account contributions) H.R. 5114, the Flood Insurance Reform Priorities Act of 2010 (to extend the National Flood Insurance Program) H.R. 5569, the National Flood Insurance Program Extension Act of 2010

Client expense: $1,380,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Federal Reserve System, Government Accountability Office (GAO), HOUSE OF REPRESENTATIVES, Postal Regulatory Commission, SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of, White House Office

Improving the efficiency of the current regulatory system, whether by modifying the existing state system, creating an optional federal charter for insurance companies or through the creation of a Federal Office of Insurance Information. The Federal Insurance Office was incorporated into the Dodd-Frank Act, P.L. 111-203. "National Insurance Consumer Protection Act," H.R. 1880 would create an optional federal insurance charter; "Insurance Information Act of 2009," H.R. 2609 - . H.R. 4173/S. 3217, the "Wall Street Reform and Consumer Protection Act/Restoring American Financial Stability Act" (RAFSA), establishes a Federal Insurance Office within the Department of Treasury; establishes a "Consumer Financial Protection Bureau"; creates a Financial Stability Oversight Council to regulate systemically important companies; modifies the standards for investment advisors and broker dealers; creates a system for winding down the affairs of failing systemically important companies; and imposes proprietary trading restrictions on financial firms with FDIC depository institutions within their corporate structure. H.R. 2555, "Homeowners' Defense Act of 2009," Federal Backstop for Natural Catastrophes - The legislation would authorize the Treasury Department to sell catastrophe reinsurance to state catastrophe funds. H.R. 1264, "Multiperil Insurance Act of 2009," - The Act would repeal the McCarran-Ferguson Act and grant the Department of Justice and Federal Trade Commission the legal authority to apply antitrust laws to insurers' anticompetitive behavior. H.R. 1583, "Insurance Industry Competition Act of 2009" - The Act would repeal the McCarran-Ferguson Act and grant the Department of Justice and Federal Trade Commission the legal authority to apply antitrust laws to insurers' anticompetitive behavior.

Client expense: $880,000 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Justice, Dept of (DOJ), Office of Thrift Supervision (OTS), SENATE, Securities & Exchange Commission (SEC), Transportation, Dept of (DOT), Treasury, Dept of, White House Office

H.R. 1264, Multiple Peril Insurance Act of 2009

Client expense: $36,360,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Army, Dept of (Corps of Engineers), Commerce, Dept of (DOC), Commodity Futures Trading Commission (CFTC), Council on Environmental Quality (CEQ), Defense, Dept of (DOD), Energy, Dept of, Environmental Protection Agency (EPA), Equal Employment Opportunity Commission (EEOC), Executive Office of the President (EOP), Federal Aviation Administration (FAA), Federal Election Commission (FEC), Federal Reserve System, Federal Trade Commission (FTC), General Services Administration (GSA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Interior, Dept of (DOI), Justice, Dept of (DOJ), Labor, Dept of (DOL), Maritime Administration (MARAD), Natl Economic Council (NEC), Natl Institute of Standards & Technology (NIST), Natl Labor Relations Board (NLRB), Natl Security Council (NSC), Office of Management & Budget (OMB), Patent & Trademark Office (PTO), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), St. Lawrence Seaway Development Corporation, State, Dept of (DOS), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Copyright Office, U.S. Trade Representative (USTR), White House Office

H.R. 1020 - Arbitration Fairness Act of 2009 S. 931 - Arbitration Fairness Act of 2009 Asbestos Related Legislation Bankruptcy Transparency Issues S. 3305 - Big Oil Bailout Prevention Liability Act of 2010 Climate Change/Global Warming Coastal Wind Zone Proposal H.R. 3644 - Commission on Natural Catastrophe Risk Management and Insurance Act of 2007 Credit Scoring and the Use of Credit as Underwriting Tool Emergency Economic Stabilization Act of 2008 and TARP Related Issues H.R. 1409 - Employee Free Choice Act of 2009 S. 560 - Employee Free Choice Act of 2009 H.R. 1788 - False Claims Act Correction Act of 2009 Federal Resolution Authority Financial Services Systemic Risk Proposals Obama Administrations White Paper on Financial Services Modernization H.R. 5114 - Flood Insurance Reform Priorities Act of 2010 Health Care and Education Reconciliation Act of 2010 (Pub.L. 111-152) H.R. 4872 - Health Care and Education Reconciliation Act of 2010 H.R. 4626 - Health Insurance Industry Fair Competition Act S. 1681 - Health Insurance Industry Antitrust Enforcement Act of 2009 H.R. 2555 - Homeowners Defense Act of 2009 S. 505 - Homeowners Defense Act of 2009 H.R. 83 - Homeowners Insurance Protection Act of 2009 H.R. 2609 - Insurance Information Act of 2009 Legal Reform Low Income Tax Recapture Bonds H.R. 3424 - To amend the Internal Revenue Code of 1986 to disallow the deduction for excess non-taxed reinsurance premiums with respect to United States risks paid to affiliates. McCarran-Ferguson Reform and Modernization Medicare Secondary Payer and Workers' Compensation Settlement Agreements H.R. 635 - National Commission on State Workers Compensation Laws Act of 2009 H.R. 1264 - Multiple Peril Insurance Act of 2009 H.R. 2554 - National Association of Registered Agents and Brokers Reform Act of 2010 H.R. 1880 - National Insurance Consumer Protection Act H.R. 2571 - Non-admitted and Reinsurance Reform Act of 2009 S. 1363 - Non-admitted and Reinsurance Reform Act of 2009 H.R. 1260 - Patent Reform Act of 2009 S. 515 - Patent Reform Act of 2009 S. 610 - Patent Reform Act of 2009 H.R. 3590 - Patient Protection and Affordable Care Act S. 2478 - Remuneration for Ecological and Societal Tolls Occasioned by Reckless Errors Act H.R. 4173 - Restoring American Financial Stability Act of 2010 S. 1071 - Shareholders Bill of Rights Sunshine in Litigation Act of 2009 H.R. 2761 - Terrorism Risk Insurance Program Reauthorization Act of 2007, Continue to Monitor Legislation Passed December, 2007. H.R. 5297 - The Small Business Lending Fund Act of 2010 (Surety Bond Issues) H.R. 847 - James Zadroga 9/11 Health and Compensation Act of 2010

Client expense: $1,570,000 · Firm income: Not reported

Government targets: Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, HOUSE OF REPRESENTATIVES, SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of, White House Office

H.R. 2555, Homeowners Defence Act of 2009: oppose federal program to provide reinsurance or federal bond guarantee for state natural catastrophe insurance programs; H.R. 1264, Multiple Peril Insurance Act of 2009: oppose expansion of federal Flood Insurance Program to include wind coverage; H.R. 1239, Property Mitigation Assistance Act of 2009: support enactment; S. 505, Homeowner's Defense Act: oppose enactment.

Client expense: Not reported · Firm income: $70,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

HR 1105, HR 327, HR 1264, HR 1316, HR 1525, HR 2555, HR 3377, HR 83, HR 998, S 1364, S 1484, S 1485, S 1487, S 3607, S 505, S 601, S 886

Client expense: $810,000 · Firm income: Not reported

Government targets: Federal Deposit Insurance Corporation (FDIC), Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

HR 1264, Multiple Peril Insurance Act of 2009 S 505, Homeowner's Defense Act HR 1880, National Insurance Consumer Protection Act HR 5114, Flood Insurance Reform Priorities Act of 2010 Insurance Regulation (general) Health Insurance (general) Flood Insurance (general) Federal Insurance Office (general) Natural Disaster Programs (general) Crop Insurance (general) Health Insurance (general)

Client expense: $137,086 · Firm income: Not reported

Government targets: Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, Risk Management Agency, SENATE

Insurance Regulatory Reform HR 1880 - "The National Insurance Consumer Protection Act" - Creates a federal insurance regulator HR 4173 - "Dodd Frank Wall Street Reform & Consumer Protection Act" - overhauls regulation of federal markets S.3994 - "Flood Insurance Affordability and Risk Notification Act" delays mandatory purchase of flood insurance for new flood zone HR 1479 - "Community Reinvestment Modernization Act of 2009" - Modifies and expands CRA to include non-bank institutions such as insurers HR 6334 - To amend the "Community Reinvestment Act of 1977 to improve the assessments of regulated financial institutions, and for other purposes" - Modifies and expands CRA to include non-bank institutions such as insurers HR 83 - "Homeowners Insurance Protection Act" - Creates a national catastrophic insurance fund to sell low-cost reinsurance contracts to state catastrophe funds, as well as set up a natural catastrophe commission HR 998 - "Policyholder Disaster Protection Act of 2009" - Amends the IRS Code of 1986 to provide for the creation of disaster protection funds by property and casualty insurance companies for the payment of policyholders' claims arising from future catastrophic events HR 1264 - "Multiple Peril Insurance Act of 2009" - Expands National Flood Insurance Program to include wind coverage HR 3059/S1368 - "Access to Repair Parts Act of 2009" - Amends patent law to allow for the use of after-market replacement auto crash parts HR 2554 - "National Association of Registered Agents and Brokers Reform Act of 2009" - Creates national standards for insurance agents and brokers HR 2592 - "Safe Building Code Incentive Act of 2009" - Provides for incentives to states for passing and enforcing strict building codes S 886 - "Catastrophe Obligation Guarantee Act" - Establishes bond guarantees for states involved in earthquakes and hurricanes HR 4173 - "The Wall Street Reform and Consumer Protection Act" - Financial Regulatory Reform S 3217 - "Restoring American Financial Stability Act" - Financial Regulatory Reform HR 4375/S 2886 - "The Banking Integrity Act of 2009" - Repeals Glass-Steagall Act HR 5569/S 3347 - "National Flood Insurance Program Extension Act" - Re-authorizes federal flood insurance through September 30, 2010 HR 5114 - "Flood Insurance Reform Priorities Act" - Long-term extension and reforms of federal flood insurance HR 2555 - "Homeowners Defense Act of 2009" - Establishes a national catastrophe risk consortium

Client expense: $860,000 · Firm income: Not reported

Government targets: Federal Emergency Management Agency (FEMA), Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Labor, Dept of (DOL), SENATE, Transportation, Dept of (DOT), Treasury, Dept of, U.S. Copyright Office

Homeowners Insurance Protection Act of 2009 - H.R. 83, all provisions Policyholder Disaster Protection Act of 2009 - H.R. 998/ S. 1486, all provisions Homeowners Defense Act of 2009 - S. 505/H.R. 2555, all provisions Multiple Peril Insurance Act of 2009 - H.R. 1264, all provisions Safe Building Code Incentive Act of 2009 - H.R. 2592, all provisions Catastrophe Obligation Guarantee Act - S. 886, all provisions Community Building Code Administration Grant Act of 2009 - S. 970/H.R. 2246, all provisions Property Mitigation Assistance Act of 2009 - H.R. 1239, all provisions Commission on Catastrophic Disaster Risk and Insurance Act - S. 1487, all provisions National Hurricane Research Initiative Act - H.R. 327/ S. 1485, all provisions Catastrophic Savings Accounts Act - S. 1484, all provisions National Flood Insurance Program Extension Act of 2009 - H.R. 3139, all provisions Disaster Response, Recovery and Mitigation Enhancement Act - H.R. 3377, all provisions Continuing Extension Act of 2010 - H.R. 4851, all provisions American Workers, State, and Business Relief Act of 2010 - H.R. 4213, all provisions Flood Insurance Reform Priorities Act of 2010 - H.R. 5114, all provisions NFIP Reextension Act of 2010 - S. 3814, all provisions Coordination of Wind and Flood Perils Act of 2010 - S. 3672, all provisions A Bill to Extend the NFIP through December 31, 2010 - S. 3347, all provisions

Client expense: $204,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Hazard Mitigation, NFIP, National Disaster Insurance, HR 2555 "Homeowners Defense Act", HR1264

Client expense: $180,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 1583 Insurance Industry Competition Act of 2009 (all provisions) H.R. 83 Homeowners Insurance Protection Act of 2009 (all provisions) H.R. 1525 Flood Insurance Technical Amendments (all provisions) Flood Insurance Reform and Modernization (generally) H.R. 1264 Multiple Peril Insurance Act of 2009 (all provisions) H.R. 1880 National Insurance Consumer Protection Act of 2009 (all provisions) Insurance Regulatory Reform (generally) H.R. 2554 NARAB Reform Act of 2009 (all provisions) S. 505 Commission on Catastrophic Disaster Risk and Insurance Act of 2009 (all provisions) Municipal Bond Regulation (generally) H.R. 2609 Insurance Information Act of 2009 (all provisions) Office of Insurance Information (generally) Systemic Risk Regulator/Overseer (generally) Financial Services Regulatory Restructuring (generally) Troubled Assets Relief Program (generally) H.R. 1105 FY 2009 Omnibus (flood insurance provisions) H.R. 1239 Property Mitigation Assistance Act of 2009 (all provisions) H.R. 635 National Commission on State Worker's Compensation Laws Act of 2009 (all provisions) Federal Resolution Authority (generally) Use of Credit Scores in Insurance Underwriting (generally) H.R. 2555 Homeowners Defense Act (all provisions) H.R. 2733 Fixed Indexed Annuities and Insurance Products Classification Act of 2009 (all provisions) H.R. 2571; S. 1363 Nonadmitted and Reinsurance Reform Act (all provisions) H.R. 2918 Legislative Branch Appropriations of 2009 (Continuing Resolution) IMF Financial Sector Assesment Program (generally) H.R. 3326- Defense Appropriations Bill of 2009 (flood insurance provisions) H.R. 3139 Flood Insurance Reform & Modernization Act (all provisions) H.R. 4778 National FLood Insurance Program Extension Act of 2010 (all provisions) H.R. 4851 Continuing Extension Act of 2010 (flood insurance provisions) H.R. 5114 Flood Insurance Reform Priorities Act of 2010 (all provisions) H.R. 5553 National Flood Insurance Program Extension Act of 2010 (all provisions) H.R. 5569 National Flood Insurance Program Extension Act of 2010 (all provisions) S. 3814 National Flood Insurance Program Reextension Act of 2010 (all provisions) S. 3672 Coordination of Wind and Flood Perils Act of 2010 (all provisions) H.R. 5993 Securing America's Veterans Insurance Needs & Goals Act (all provisions) S. 3685 Insurance Competition And Transparency Act (all provisions) Broker-Dealer Fiduciary Standard (generally) S. 3994 Flood Insurance Affordability & Risk Notification Act (all provisions)

Client expense: $290,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Natl Economic Council (NEC), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

Issues related to supporting the National Association of Registered Agents and Brokers Reform Act, particularly HR 2554. Issues related to insurance generally and health insurance specifically with emphasis on retaining a private sector role for insurance brokers in health care reform and employee benefits, including the implementation of the recently enacted health care reform legislation. Issues related to the implementation of a Federal Insurance Office (formerly called Office of Insurance Information), the modernization of the regulation of surplus lines insurance. Both pieces of legislation were included in H.R. 4173, Wall Street Reform and Consumer Protection Act. Also monitored implementation of other insurance related provisions included in the overall reform proposal and any possible efforts to change or alter recently enacted provisions, particularly as they related to insurance.. Monitor legislation related to extending and reforming the National Flood Insurance Program, particularly H.R. 5114, H.R.4213 and S. 3814, as well as Multi-peril Insurance included in H.R. 1264.

Client expense: Not reported · Firm income: $10,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

Issues related to implementing legislation (H.R. 2609) creating a Federal Insurance Office (formerly called the Office of Insurance Information), as well as issues regarding insurance industry funding of systemic risk legislation. These issues were included in H.R. 4173, The Wall Street Reform and Consumer Protection Act. Support of an Optional Federal Charter for insurers, particularly H.R. 1880, The National Insurance Consumer Protection Act. Issues related to implementing the modernization of surplus lines insurance, and implementing the coverage of insurance in the Consumer Financial Protection Agency, which was included in H.R. 4173. Issues related to insurance generally. Issues related to removing the anti-trust exemption for insurers, particularly HR 3596 the Health Insurance Industry Anti-trust Enforcement Act of 2009 and S 1681. Monitor efforts to possibly initiate changes to recently enacted H.R. 4173 as they might relate to insurance. Monitor legislation related to extending and reforming the National Flood Insurance Program, particularly H.R. 5114, H.R.4213 and S. 3814, as well as Multi-peril Insurance included in H.R. 1264.

Client expense: Not reported · Firm income: $20,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

HR 1264 - The Multiple Peril Insurance Act of 2009; Issue: oppose addition of windstorm coverage to Natl Flood Insurance Program; S 3672 - Coordination of Wind and Perils Act of 2010; Issue - major changes to claims settlement process; HR 2592; HR 3377 Safe Building Code Incentive Act; Issue: support the need for better enforcement of state and local building codes; S 886, HR 4014 Catastrophic Obligation Guarantee Act; Issue - federal support for state catastrophe programs

Client expense: $50,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Natural Disaster Financing Regulatory Reform Opposition to HR 1264, HR 2555 Dodd Frank Wall Street Reform - HR 4173

Client expense: $119,995 · Firm income: Not reported

Government targets: Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

Natural Disaster Financing Regulatory Reform Opposition to HR1264, HR 2555 Dodd Frank Wall Street Reform - HR 4173

Client expense: $119,995 · Firm income: Not reported

Government targets: Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

H.R. 1524 - Public Safety Enhancement Act of 2009 H.R. 1525 - To Amend the National Flood Insurance Act of 1968 to require the Administrator of the Federal Emergency Management Agency to consider reconstruction and improvement of flood protection systems when establishing flood insurance rates H.R. 3139 - National Flood Insurance Program Extension Act of 2009 H.R. 1264 - Multiple Peril Insurance Act of 2009 H.R. 4173 - Wall Street Reform and Consumer Protection Act of 2009 (National Flood Insurance Program reauthorization) S. 3203 - A bill to extend the National Flood Insurance Program through May 31, 2010. S. 3153 - A bill to provide a fully offset temporary extension of certain programs so as not to increase the deficit, and for other purposes. (National Flood Insurance reauthorization) H.R. 4851 - To provide a temporary extension of certain programs, and for other purposes. (National Flood Insurance reauthorization) H.R. 5114 Flood Insurance Reform Priorities Act of 2010 H.R. 5559 Flood Insurance Fairness Act of 2010

Client expense: $18,057 · Firm income: Not reported

Government targets: Environmental Protection Agency (EPA), Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, Interior, Dept of (DOI), Natl Park Service (NPS), Office of Management & Budget (OMB), SENATE, Transportation, Dept of (DOT), U.S. Fish & Wildlife Service (USFWS), U.S. Forest Service

H.R. 5114, Flood Insurance Reform and Priorities Act of 2010. H.R. 1264, the "Multiple Peril Insurance Act of 2009" sponsored by Congressman Gene Taylor. H.R 2555, the "Homeowners Insurance Defense Act of 2009" NAT CAT. H.R. 5114 Flood Insurance Reform and Priorities Act of 2010. H.R. 1424, Emergency Economic Stabilization Act of 2008. H.R. 3126: Consumer Financial Protection Agency Act of 2009. A bill in the US Congress to establish the Consumer Financial Protection Agency, and for other purposes. H.R. 4173 To provide for financial regulatory reform, to protect consumers and investors, to enhance Federal understanding of insurance issues, to regulate the over-the-counter derivatives markets, and for other purposes. Working on its companion bill in the Senate

Client expense: Not reported · Firm income: $50,000

Government targets: Federal Deposit Insurance Corporation (FDIC), HOUSE OF REPRESENTATIVES, SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

SEE ADDENDUM PAGE SPECIFIC LEGISLATION: HR 83-ALL PROVISIONS RELATING TO NATURAL DISASTER INSURANCE HR 998-ALL PROVISIONS RELATING TO CATASTROPHE RESERVES HR 1264-ALL PROVISIONS RELATING TO ADDING WIND TO THE NFIP HR 1583-ALL PROVISIONS RELATING TO MCCARRAN-FERGUSON ACT HR 1754-ALL PROVISIONS RELATING TO SYSTEMIC RISK OF INSURANCE INDUSTRY HR 1880-ALL PROVISIONS RELATING TO FEDERAL INSURANCE REGULATION HR 2554-ALL PROVISIONS RELATING TO INSURANCE AGENT LICENSING HR 2555-ALL PROVISIONS RELATING TO NATURAL DISASTER INSURANCE HR 2571-ALL PROVISIONS RELATING TO SURPLUS LINES INSURANCE HR 2609-ALL PROVISIONS RELATING TO OFFICE OF INSURANCE INFORMATION HR 3126-ALL PROVISIONS RELATING TO CONSUMER FINANCIAL PROTECTION AGENCY HR 3200-ALL PROVISIONS RELATING TO HEALTHCARE REFORM HR 3269-ALL PROVISIONS RELATING TO EXECUTIVE COMPENSATION HR 3424-ALL PROVISIONS RELATING TO OFFSHORE AFFILIATED REINSURANCE TAXES HR 3962-ALL PROVISIONS RELATING TO MCCARRAN-FERGUSON ACT & FTC JURISDICTION HR 4173-ALL PROVISIONS RELATING TO REGULATION OF INSURANCE HR 4790-ALL PROVISIONS RELATING TO SHAREHOLDER VOTES ON CORP. POLITICAL ACTIVITY S 505-ALL PROVISIONS RELATING TO NATURAL DISASTER INSURANCE S 664-ALL ISSUES RELATED TO SYSTEMIC RISK & INSURANCE REGULATION S 886- ALL PROVISIONS RELATING TO STATE CATASTROPHE INSURANCE PROGRAMS S 1363-ALL PROVISIONS RELATING TO SURPLUS LINES INSURANCE ISSUES WITHOUT SPECIFIC LEGISLATION: ADMINISTRATIONS EXECUTIVE COMPENSATION LEGISLATIVE PROPOSAL ADMINISTRATIONS SYSTEMIC RISK LEGISLATIVE PROPOSAL ADMINISTRATION'S FINANCIAL REGULATORY REFORM PROPOSAL FEDERAL REINSURANCE REGULATORY MODERNIZATION PROPOSALS FEDERAL RESERVES SYSTEMIC RISK LEGISLATIVE PROPOSAL FINANCIAL REGULATION ISSUES FOREIGN REINSURANCE TAXATION PROPOSALS NATIONWIDE INSURANCE CO.S ENHANCED HOMEOWNER INSURANCE POLICY PROPOSAL NATURAL DISASTER INSURANCE ISSUES NON-BANK FINANCIAL SERVICES SEIZURE AUTHORITY ISSUES REINSURANCE COLLATERAL ISSUES STATE INSURANCE REGULATION ISSUES SYSTEMIC RISK REGULATION ISSUES TREASURYS OFFICE OF NATIONAL INSURANCE LEGISLATIVE PROPOSAL

Client expense: $10,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

H.R. 1880, National Insurance Consumer Protection Act. H.R. 4173, Dodd-Frank Wall Street Reform and Consumer Protection Act (PL 111-203), provisions on systemic risk, resolution provision, and insurance oversight (Federal Insurance Office). H.R. 2609, Insurance Information Act of 2009, and related proposals to create a Federal Insurance Office. H.R. 4802, Risk Retention Act of 2010, legislation to modernize the liability Risk Retention Act of 1986, provisions to expand commercial property coverage. H.R. 2555, Homeowners Defense Act of 2009 (and related efforts to create a federal reinsurance fund). H.R. 1264, Multiple Peril Insurance Act of 2009. H.R. 5114, Flood Insurance Reform Priorities Act of 2009.

Client expense: $970,000 · Firm income: Not reported

Government targets: Federal Reserve System, HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), SENATE, Treasury, Dept of, White House Office

H.R. 2555, Homeowners Defence Act of 2009: oppose federal program to provide reinsurance or federal bond guarantee for state natural catastrophe insurance programs; H.R. 1264, Multiple Peril Insurance Act of 2009: oppose expansion of federal Flood Insurance Program to include wind coverage; H.R. 1239, Property Mitigation Assistance Act of 2009: support enactment; S. 505, Homeowner's Defense Act: oppose enactment.

Client expense: Not reported · Firm income: $180,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

HR 83-Homeowners Insurance Protection Act of 2009; HR 998- Policyholder Disaster Protection Act of 2009; HR 1409/S 560-Employee Free Choice Act of 2009; HR 1264-Multiple Peril Insurance Act of 2009; S.1536, ALERT Drivers Act. HR 1525-To amend the National Flood Insurance Act of 1968; S 505-Homeowners' Defense Act of 2009 S. 1551- Liability for Aiding and Abetting Securities Violations Act of 2009. HR 1895/S 3269 - Safe Teen and Novice Driver Uniform Protection Act of 2009; HR 4173 - Dodd/Frank Wall Street Reform and Consumer Protection Act; HR 3590 - Patient Protection and Affordable Care Act; HR 3288 - Transportation, HUD and Related Agencies Appropriations Act; and HR2996 - Department of the Interior, Environment, and Related Agencies Appropriations Act; H.R. 4872 - Health Care and Education Reconciliation Act of 2010; HR 4796 - Medicare Secondary Payer Enhancement Act of 2010; HR5569/S.3814 - National Flood Insurance Program Extension Act of 2010, S 3742 - Data Security and Brach Notification Act of 2010

Client expense: Not reported · Firm income: $80,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Short extension of National Flood Insurance Program - do not include Wind coverage or national catastrophe funds. H.R. 2555/S. 505 - Homeowners Defense Act - Oppose S. 886 - Catastrophe Obligation Act - Oppose H.R. 1264 Multiple Peril Insurance Act of 2009 - Oppose

Client expense: Not reported · Firm income: Not reported

Government targets: Executive Office of the President (EOP), HOUSE OF REPRESENTATIVES, Office of Management & Budget (OMB), SENATE

HR 1264: MULTIPLE PERIL INSURANCE ACT OF 2009; ALL PROVISIONS HR 2555: HOMEOWNERS DEFENSE ACT OF 2010; ALL PROVISIONS HR 5114: FLOOD INSURANCE REFORM PRIORITIES ACT OF 2010; ALL PROVISIONS AND AMENDMENTS COVERING MULTIPLE PERILS AND NATIONAL FLOOD INSURANCE PROGRAM S 3672: COORDINATION OF WIND AND FLOOD PERILS ACT OF 2010; ALL PROVISIONS S 3814: NATIONAL FLOOD INSURANCE PROGRAM REEXTENSION ACT OF 2010; ALL PROVISIONS NO SPECIFIC BILL: GENERAL NATURAL CATASTROPHE AND FLOOD INSURANCE EXTENSION AND REFORM DISCUSSIONS

Client expense: $160,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 2555, The Homeowners' Defense Act H.R.1264, Multiple Peril Insurance Act of 2009

Client expense: $80,000 · Firm income: Not reported

Government targets: Energy, Dept of, Environmental Protection Agency (EPA), HOUSE OF REPRESENTATIVES, Interior, Dept of (DOI), Office of Management & Budget (OMB), SENATE, State, Dept of (DOS), Treasury, Dept of, U.S. Fish & Wildlife Service (USFWS)

Support for H.R. 699, the Hardrock Mining and Reclamation Act and S. 796, the Hardrock Mining and Reclamation Act to reform the 1872 Mining Law to protect public lands and taxpayers. Support for H.R. 39, the Udall-Eisenhower Arctic Protection Act and S. 231, the Udall-Eisenhower Arctic Protection Act to protect the Arctic Refuge as wilderness. Support for the National Forest Roadless Area Conservation Act, to codify the 2001 Roadless Rule to protect the last 1/3 of our national forests. Opposition to H.R. 2555, the Homeowners' Defense Act of 2009, to provides insurance incentives to build homes in environmentally sensitive coastal areas. Opposition to H.R. 1264, the Multiple Peril Insurance Act of 2009, to amend the National Flood Insurance Act of 1968 to provide for the national flood insurance program to make available multiperil coverage for damage resulting from windstorms or floods, and for other purposes. Opposition to S. 881, the Southeast Alaska Native Land Entitlement Finalization Act.

Client expense: $40,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Council on Environmental Quality (CEQ), Environmental Protection Agency (EPA), HOUSE OF REPRESENTATIVES, SENATE, Transportation, Dept of (DOT), White House Office

Insurance regulation reform issues including optional federal charter, creation of a Federal Insurance Office, McCarran-Ferguson, retained assets accounts, long-term disability issues and underwriting issues. S.1583 - Insurance Industry Competition Act of 2009 - all provisions H.R.1880 - National Insurance Consumer Protection Act - all provisions H.R.2609 Insurance Information Act of 2009 / Federal Insurance Office Act of 2009 all provisions H.R.2554 National Association of Registered Agents and Brokers Reform Act of 2009 - licensing issues H.R.2571 / S.1363 Nonadmitted and Reinsurance Reform Act of 2009 surplus lines issues H.R.3059 / S.1386 - Access to Repair Parts all provisions H.R.2057 Motor Vehicles Owners Right to Repair Act of 2009 all provisions S.1681 / H.R.3596 - Health Insurance Industry Anti-Trust Enforcement Act of 2009 definitions of insurance: liability and health H.R.4626 Health Insurance Industry Fair Competition Act Lines of insurance included and FTC study of insurance H.R.5993 / S.3718 Securing Americas Veterans Insurance Needs and Goals (SAVINGS) Act of 2010 all provisions S.3683 Insurance Competition and Transparency Act of 2010 FTC Oversight Provisions Natural catastrophe issues including proposals regarding government backstops for insurance losses from large-scale natural catastrophes. H.R.1264 - Multiple Peril Insurance Act of 2009 all provisions H.R.83 Homeowners Insurance Protection Act of 2009 all provisions H.R.998 - Policyholder Disaster Protection Act of 2009 all provisions S.866 Catastrophe Obligation Guarantee Act all provisions H.R.2555 / S.505 Homeowners Defense Act all provisions S.1486 / H.R.998 Policyholder Disaster Protection Act of 2009 all provisions S.1487 Commission on Catastrophic Disaster Risk and Insurance Act of 2009 all provisions H.R.2555 Homeowners Defense Act of 2009 all provisions S.3672 Coordination of Wind and Flood Perils Act of 2010 all provisions Flood insurance issues Reauthorization of the National Flood Insurance Program (NFIP) H.R.1105 Omnibus Appropriations Act, 2009 extend the National Flood Insurance Program (NFIP) to September 30, 2009 and privacy provisions H.R.3139 National Flood Insurance Program Extension Act of 2009 Extend the NFIP program H.R.2918 Legislative Branch Appropriations Act 2010 Temporary extension of the NFIP H.R.2996 the Interior Environment Appropriations Act Temporary extension of the NFIP H.R.3326 The Department of Defense Appropriations Act 2010 Temporary extension of the NFIP H.R.4691 Temporary Extension Act of 2010 Temporary extension of the NFIP H.R.2701 Intelligence Authorization Act of 2010 Temporary extension of the NFIP & COBRA Hiring Incentives to Restore Employment Act Draft bill Temporary extension of the NFIP H.R.4851 Continuing Extension Act of 2010 Temporary extension of the NFIP H.R.5114 Flood Insurance Reform Priorities Act of 2010 all provisions H.R.5255 Stable Flood Insurance Authorization Act of 2010 all provisions H.R.4778 National Flood Insurance Program Extension Act of 2010 all provisions S.3347 - a bill to extend the National Flood Insurance Program through December 31, 2010 all provisions H.R.5569 National Flood Insurance Program Extension Act of 2010 all provisions H.R.4213 - American Jobs and Closing Tax Loopholes Act of 2010 - Temporary extension of the NFIP S.3814 National Flood Insurance Program Reextension Act of 2010 - all provisions Workers Compensation issues including: H.R.635 National Commission on State Workers Compensation Laws Act of 2009 all provisions H.R.2641 Medicare Secondary Payer and Workers' Compensation Settlement Agreements Act of 2009 all provisions Health care reform issues, including revenue offsets, expansion of the Medicare Secondary Payer Act, definition of health insurer, CLASS Act and workers compensation. H.R.3200 - Americas Affordable Health Choices Act of 2009 S.1679 - Affordable Health Choices Act including the CLASS Act and the Universal 24-Hour Coverage amendment S. 1796 - Americas Healthy Future Act of 2009 - revenue offsets, expansion of the Medicare Secondary Payer Act, definition of health insurer, CLASS Act and workers compensation H.R.3590 Patient Protection and Affordable Care Act (House and Senate versions) - revenue offsets, expansion of the Medicare Secondary Payer Act, definition of health insurer, CLASS Act and workers compensation H.R.3962 the Affordable Health Care for America Act - revenue offsets, expansion of the Medicare Secondary Payer Act, definition of health insurer, CLASS Act and workers compensation H.R.4872 Health Care and Education Reconciliation Act of 2010 - revenue offsets

Client expense: $440,000 · Firm income: Not reported

Government targets: Commodity Futures Trading Commission (CFTC), HOUSE OF REPRESENTATIVES, SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

Hazard Mitigation, NFIP, National Disaster Insurance, HR 2555 "Homeowners Defense Act", HR1264

Client expense: $290,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 2807 - America's Wildlife Heritage Act S. 2747 - Land and Water Conservation Authorization and Funding Act of 2009 S. 1933 - Natural Resources Climate Adaptation Act of 2009 H.R. 39 - Udall-Eisenhower Arctic Wilderness Act -S. 231 - A bill to designate a portion of the Arctic National Wildlife Refuge as wilderness -H.R. 5114 - Flood Insurance Reform Priorities Act of 2010 -S. 886 - Catastrophe Obligation Guarantee Act -S. 3735 - A bill to amend the Federal Insecticide, Fungicide, and Rodenticide Act to improve the use of certain registered pesticides -H.R. 1264 - Multiple Peril Insurance Act of 2009 -H.R. 5504 - Improving Nutrition for America's Children Act -H.R. 5475 - Family Farm Estate Tax Relief Act -S. 3664 - Family Farm Estate Tax Deferral Act -omnibus lands, water, and wildlife bill (draft legislation) -Natural Resource Damage Assessment legislation and restoration program -Biomass and biofuels issues

Client expense: $210,256 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), HOUSE OF REPRESENTATIVES, Interior, Dept of (DOI), Office of Management & Budget (OMB), SENATE