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Interest Rate Reduction Act
Legislative Progress
Momentum (last 30 days)
0
score
0 actions · 0 new cosponsors · 0 votes
Speed vs cohort
0pct
0d open
vs 6,490 other HR bills in the 111th — cohort avg 44d
No CRS summary is available for this bill yet. The source title, actions, sponsors, and text versions below come from Congress.gov.
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Sources: Congress.gov
2010 · fourth_quarter · Financial Institutions/Investments/Securities
S. 500/HR1608, Protecting Consumer from Unreasonable Credit Rates Act of 2009: HR 1640 Interest Rate Reduction Act; HB 1705/S.566, Financial Product Safety Commission Act of 2009, HR 1214, Payday Loan Reform Act of 2009;S 582, Interest Rate Reduction Act; HB 1456. Various bills relating the Truth & Lending Act (Overdraft, Service Charges & payday loan disclosures), H.R.4173, Dodd-Frank Wall Street Reform and Consumer Protection Act, issues related to regulatory reform
Client expense: $290,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2010 · fourth_quarter · Banking
HR 1214, HR 1608, HR 1640, HR 1846, HR 2309, Hr 2563, HR 5942 S 257, S 500
Client expense: Not reported · Firm income: $20,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2010 · fourth_quarter · Consumer Issues/Safety/Products
Issues regarding commercial credit providers, including: S. 585, S. 582, S. 566, S. 500, S. 414, S. 399, S. 392, S. 257, S. 255, S. 235, S. 165, S. 131, H.R. 1882, H.R. 1846, H.R. 1705, H.R. 1640, H.R. 1637, H.R. 1608, H.R. 1479, H.R. 1456, H.R. 1365, H.R. 1325, H.R. 1214, H.R. 627. Issues related to proposed Consumer Financial Protection Agency. Dodd-Frank Wall Street Reform and Consumer Protection Act. Start up of Consumer Financial Protection Bureau.
Client expense: Not reported · Firm income: $90,000
Government targets: Federal Reserve System, HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of
2010 · fourth_quarter · Financial Institutions/Investments/Securities
Issues related to commercial credit providers, including: S. 585, S. 582, S. 566, S. 500, S. 414, S. 399, S. 392, S. 257, S. 255, S. 235, S. 165, S. 131, H.R. 1882, H.R. 1846, H.R. 1705, H.R. 1640, H.R. 1637, H.R. 1608, H.R. 1479, H.R. 1456, H.R. 1365, H.R. 1325, H.R. 1214, H.R. 627. Issues related to proposed new Consumer Financial Protection Agency. Dodd-Frank Wall Street Reform and Consumer Protection Act. Start-up operations of the Consumer Financial Protection Bureau. NEED TO ADD CFPB TO LIST OF AGENCIES BELOW TO SELECT FROM
Client expense: Not reported · Firm income: $90,000
Government targets: Federal Reserve System, HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of
2010 · third_quarter · Banking
HR 1214, Hr 1608, HR 1640, HR 1846, HR 2309, HR 2563, HR 4173 S 257, S 500, S 3217
Client expense: Not reported · Firm income: $20,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2010 · third_quarter · Financial Institutions/Investments/Securities
| Democratic |
| MD |
| Eric Massa | Democratic | NY |
| Fortney Pete Stark | Democratic | CA |
| George Miller | Democratic | CA |
| Jared Polis | Democratic | CO |
| Jesse L. Jackson Jr. | Democratic | IL |
| Jim McDermott | Democratic | WA |
| John F. Tierney | Democratic | MA |
| Keith Ellison | Democratic | MN |
| Lynn C. Woolsey | Democratic | CA |
| Michael M. Honda | Democratic | CA |
| Neil Abercrombie | Democratic | HI |
| Steve Cohen | Democratic | TN |
| Steve Kagen | Democratic | WI |
| Thomas Perriello | Democratic | VA |
S. 500/HR1608, Protecting Consumer from Unreasonable Credit Rates Act of 2009: HR 1640 Interest Rate Reduction Act; HB 1705/S.566, Financial Product Safety Commission Act of 2009, HR 1214, Payday Loan Reform Act of 2009;S 582, Interest Rate Reduction Act; HB 1456. Various bills relating the Truth & Lending Act (Overdraft, Service Charges & payday loan disclosures), H.R.4173, Dodd-Frank Wall Street Reform and Consumer Protection Act, issues related to regulatory reform
Client expense: $220,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2010 · third_quarter · Banking
See addendum. Payday lending provisions in the following legislation: HR 4173, Dodd-Frank Wall Street Reform and Consumer Protection Act (Rep. Speier) HR 1600, Protecting Consumers from Unreasonable Credit Rates Act of 2009 (Usury rate cap) (Rep. Hinchey) HR 1640, Interest Rate Reduction Act (Sen. Durbin) S 500, Protecting Consumers from Unreasonable Credit Rates Act of 2009 (Sen. Sanders) S 582, Interest Rate Reduction Act (Sen. Hagan) S 3245, Lending Limitation Act of 2010 (Rep. Gutierrez) HR 1214, Payday Loan Reform Act of 2009 (Rep. Baca) HR 1846, C.L.E.A.R. Act (Rep. Shuler) HR 2563, Payday Lending Reform Act of 2009
Client expense: Not reported · Firm income: $240,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2010 · third_quarter · Consumer Issues/Safety/Products
Issues regarding commercial credit providers, including: S. 585, S. 582, S. 566, S. 500, S. 414, S. 399, S. 392, S. 257, S. 255, S. 235, S. 165, S. 131, H.R. 1882, H.R. 1846, H.R. 1705, H.R. 1640, H.R. 1637, H.R. 1608, H.R. 1479, H.R. 1456, H.R. 1365, H.R. 1325, H.R. 1214, H.R. 627. Issues related to proposed Consumer Financial Protection Agency. Dodd-Frank Wall Street Reform and Consumer Protection Act
Client expense: Not reported · Firm income: $90,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2010 · third_quarter · Financial Institutions/Investments/Securities
Issues related to commercial credit providers, including: S. 585, S. 582, S. 566, S. 500, S. 414, S. 399, S. 392, S. 257, S. 255, S. 235, S. 165, S. 131, H.R. 1882, H.R. 1846, H.R. 1705, H.R. 1640, H.R. 1637, H.R. 1608, H.R. 1479, H.R. 1456, H.R. 1365, H.R. 1325, H.R. 1214, H.R. 627. Issues related to proposed new Consumer Financial Protection Agency. Dodd-Frank Wall Street Reform and Consumer Protection Act
Client expense: Not reported · Firm income: $90,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2010 · second_quarter · Banking
HR 1214, HR 1608, HR 1640, HR 1846, HR 2309, HR 2563, HR 3126, HR 4173 S 257, S 500, S 3217
Client expense: Not reported · Firm income: $20,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2010 · second_quarter · Financial Institutions/Investments/Securities
S. 500/HR1608, Protecting Consumer from Unreasonable Credit Rates Act of 2009: HR 1640 Interest Rate Reduction Act; HB 1705/S.566, Financial Product Safety Commission Act of 2009, HR 1214, Payday Loan Reform Act of 2009;S 582, Interest Rate Reduction Act; HB 1456. Various bills relating the Truth & Lending Act (Overdraft, Service Charges & payday loan disclosures), HB 4173 Regulatory Reform, S. 3217 - "Restoring American Financial Stability Act of 2010".
Client expense: $240,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2010 · second_quarter · Financial Institutions/Investments/Securities
S. 500/HR1608, Protecting Consumer from Unreasonable Credit Rates Act of 2009: HR 1640 Interest Rate Reduction Act; HB 1705/S.566, Financial Product Safety Commission Act of 2009, HR 1214, Payday Loan Reform Act of 2009;S 582, Interest Rate Reduction Act; HB 1456. Various bills relating the Truth & Lending Act (Overdraft, Service Charges & payday loan disclosures), HB 4173 Regulatory Reform, S. 3217 - "Restoring American Financial Stability Act of 2010".
Client expense: $240,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2010 · second_quarter · Banking
See addendum. Wall Street Reform Bill legislation: Speed bump amendment- requiring the new Bureau of Consumer Financial Protection (Bureau) when considering regulations to slow down and consider the impact on credit to small businesses and alternatives that might minimize any increase in such costs Sec 1021: provisions have wording indicating that the Bureaus purposes and objectives include implementing the federal law so as to ensure competitive markets for consumer financial products and consistent enforcement of the law to promote fair competition Title 12: small dollar loan vs. payday loans language in bill. Definition of payday Sec 1031: defining unfair, deceptive or abusive practices Arbitration provisions BCFP: rulemaking authority Hagan SA 3744 payday loans Whitehouse S.AMDT.3746 To restore to the States the right to protect consumers from usurious lenders. Slaughter/Tierney HR 4300 Restoring America's Commitment to Consumers Act of 2009. Usury rate cap Speier HR 1600 Protecting Consumers from Unreasonable Credit Rates Act of 2009. Usury rate cap Hinchey HR 1640 Interest Rate Reduction Act Durbin S.500 Protecting Consumers from Unreasonable Credit Rates Act of 2009 Sanders S.582 Interest Rate Reduction Act Hagan S.3245 Lending Limitation Act of 2010 Gutierrez HR 1214 Payday Loan Reform Act of 2009 Baca HR 1846 C.L.E.A.R. Act Shuler HR 2563 Payday Lending Reform Act of 2009
Client expense: Not reported · Firm income: $240,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2010 · second_quarter · Consumer Issues/Safety/Products
Issues regarding commercial credit providers, including: S. 585, S. 582, S. 566, S. 500, S. 414, S. 399, S. 392, S. 257, S. 255, S. 235, S. 165, S. 131, H.R. 1882, H.R. 1846, H.R. 1705, H.R. 1640, H.R. 1637, H.R. 1608, H.R. 1479, H.R. 1456, H.R. 1365, H.R. 1325, H.R. 1214, H.R. 627. Issues related to proposed Consumer Financial Protection Agency. Dodd-Frank Wall Street Reform and Consumer Protection Act
Client expense: Not reported · Firm income: $90,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2010 · second_quarter · Financial Institutions/Investments/Securities
Issues related to commercial credit providers, including: S. 585, S. 582, S. 566, S. 500, S. 414, S. 399, S. 392, S. 257, S. 255, S. 235, S. 165, S. 131, H.R. 1882, H.R. 1846, H.R. 1705, H.R. 1640, H.R. 1637, H.R. 1608, H.R. 1479, H.R. 1456, H.R. 1365, H.R. 1325, H.R. 1214, H.R. 627. Issues related to proposed new Consumer Financial Protection Agency. Dodd-Frank Wall Street Reform and Consumer Protection Act
Client expense: Not reported · Firm income: $90,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2010 · first_quarter · Banking
HR 1214, HR 1608, HR 1640, HR 1846, HR 2309, HR 2563, HR 3126, HR 4173, S 257, S 500
Client expense: Not reported · Firm income: $20,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2010 · first_quarter · Banking
Legislation of the deferred desposit industry including H.R. 2309, Consumer Credit and Debt Protection Act; H.R. 1214, the Payday Loan Reform Act; H.R. 1846, the CLEAR Act; H.R. 1640, the Interest Rate Reduction Act, H.R. 1608 and S. 500, the Protecting Consumers from Unreasonable Credit Rates Act; and H.R. 2563, the Payday Lending Reform Act and the Restoring American Financial Stability Act, including regulation of non-bank lenders.
Client expense: Not reported · Firm income: $240,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2010 · first_quarter · Financial Institutions/Investments/Securities
S. 500/HR1608, Protecting Consumer from Unreasonable Credit Rates Act of 2009: HR 1640 Interest Rate Reduction Act; HB 1705/S.566, Financial Product Safety Commission Act of 2009, HR 1214, Payday Loan Reform Act of 2009;S 582, Interest Rate Reduction Act; HB 1456. Various bills relating the Truth & Lending Act (Overdraft, Service Charges & payday loan disclosures), HB 4173 Regulatory Reform, S. 3217 - "Restoring American Financial Stability Act of 2010".
Client expense: $270,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2010 · first_quarter · Financial Institutions/Investments/Securities
Issues related to commercial credit providers, including: S. 585, S. 582, S. 566, S. 500, S. 414, S. 399, S. 392, S. 257, S. 255, S. 235, S. 165, S. 131, H.R. 1882, H.R. 1846, H.R. 1705, H.R. 1640, H.R. 1637, H.R. 1608, H.R. 1479, H.R. 1456, H.R. 1365, H.R. 1325, H.R. 1214, H.R. 627. Issues related to proposed new Consumer Financial Protection Agency.
Client expense: Not reported · Firm income: $90,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2010 · first_quarter · Consumer Issues/Safety/Products
Issues regarding commercial credit providers, including: S. 585, S. 582, S. 566, S. 500, S. 414, S. 399, S. 392, S. 257, S. 255, S. 235, S. 165, S. 131, H.R. 1882, H.R. 1846, H.R. 1705, H.R. 1640, H.R. 1637, H.R. 1608, H.R. 1479, H.R. 1456, H.R. 1365, H.R. 1325, H.R. 1214, H.R. 627. Issues related to proposed Consumer Financial Protection Agency.
Client expense: Not reported · Firm income: $90,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2010 · first_quarter · Banking
Legislation: Executive Compensation (H.R.1664, H.R.1575, H.R.1586); Credit Card Legislation (S.414, H.R.627); Interstate Taxation (H.R.1083); Systemic Risk Regulation; Appropriations, including real estate brokerage & FTC & State AG rules (H.R.1105); Credit Union Legislation; Fair Value Accounting; Bankruptcy Cramdown & FDIC Reform (H.R.1106, S.61, S.541, H.R.200); Mortgage Loan Modification; Economic Stimulus (H.R.598, H.R.1); Deposit Insurance Increase (S.896, H.R.786), cont'd. Hope for Homeowners (H.R.787); Mortgage Servicing (H.R.788); TARP (H.R.384, H.J.Res.3); Administration's Regulatory Reform Proposal; TARP Legislation (H.R.1610, H.R.1652, H.R.1656); Usury Ceilings (H.R.1608, H.R.1640, H.R.4300); Financial Literacy (H.R.1645); Pension Legislation (H.R. 1629); Universal Default (H.R. 1637); Interchange Legislation (H.R.2382, H.R.2695); "Bank Accountability and Risk Assessment Act" (H.R.2897); Data Protection (H.R.2221); Mortgage Legislation (H.R.1708); SBA Authorization (H.R.3614); Credit CARD Act effective date (H.R.3639); Student Loans (H.R. 3221), Overdraft Restrictions; Consumer Financial Protection Agency (H.R.3126); Corporate Compensation (H.R.3269); Mandatory Farm Loan Restructuring; FDIC Resolution Authority (S.1540); Credit Union Business Lending (H.R.3380, S.2919); Treasury regulatory restructuring bills (H.R.4173, H.R.3818, H.R. 3817, H.R. 3890, H.R.3126, H.R. 3795); Glass-Steagall Act (S.2886, H.R.475), Tax Extenders (H.R.4213); Estate Tax Extension (H.R.4154); Securities Transaction Tax (H.R.4191); NOL legislation; Credit Card legislation (S.1927, H.R. 3639); Investor Protection Act (H.R. 3817); Small Business Lending (H.R.3854, H.R.4938); Overdraft Protection Act (H.R.3904); Financial Crisis Responsibility Fee; The Volcker Rule (S.3098). Regulation: Overdraft Fees; FRB Regulation E; TARP Program, including CPP, PPIP, TALF, TLGP; TIP; MMIFF; AMLF; CAP; Loan Modification; FDIC Deposit Insurance Premiums; SEC Accounting Issues; Capital Adequacy Requirements; Reg Z (Truth in Lending); Deposit Insurance Assessments; Regulations on Loans to Affiliates; Remote Deposit Capture; Executive Pay Guidelines; Regulation DD (Truth in Savings); Unfair & Deceptive Acts & Practices Regulation; Reserve Requirement (Reg D); Deposit Insurance Regulations; CRA Regulations; Transaction Account Guarantee Program; SBA Regs; Identity Theft and Privacy Rules; MLO regulations; Legacy securities and Legacy Loans Program; Reserve Requirements (Reg D); State Law Preemption; SEC Short-Sales Rules; Privacy (Reg S); IRS Regs (F-BAR); RESPA Regs; Flood Insurance; Credit CARD Act Regulation; Basel Committees Capital & Liquidity Standards; SEC Proxy & Information disclosures; FDIC Accounting Rules; Fed Gift Card Rules; Unlawful Internet Gambling Act Regulations; Fed Overdraft Regs; CRE; Small Business Lending Fund; Guidance on Unbundling Trust Commissions; Payment Systems Reporting Regulations; Financial Literacy.
Client expense: $140,000 · Firm income: Not reported
Government targets: Federal Bureau of Investigation (FBI), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Internal Revenue Service (IRS), Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Treasury, Dept of, White House Office
2010 · first_quarter · Financial Institutions/Investments/Securities
Payday Loan Reform Act of 2009, H.R. 1214 Financial Product Safety Commission Act of 2009, S. 566 Protecting Consumers from Unreasonable Credit Rates Act of 2009, H.R. 1608, S. 500 Universal Default Prohibition Act of 2009, H.R. 1637 Interest Rate Reduction Act, H.R. 1640 The Consumer Credit Fairness Act, S. 257
Client expense: Not reported · Firm income: $30,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2009 · first_quarter · Banking
All provisions related to consumer lending in the following bills: HR 1608 & S500 - Protecting Consumers from unreasonable Credit Rates Act of 2009 HR 1214 - Payday Loan Reform Act of 2009 HR1640 &S582 - Interest Rate Reduction Act
Client expense: $70,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2009 · third_quarter · Consumer Issues/Safety/Products
Issues regarding commercial credit providers, including: S. 585, S. 582, S. 566, S. 500, S. 414, S. 399, S. 392, S. 257, S. 255, S. 235, S. 165, S. 131, H.R. 1882, H.R. 1846, H.R. 1705, H.R. 1640, H.R. 1637, H.R. 1608, H.R. 1479, H.R. 1456, H.R. 1365, H.R. 1325, H.R. 1214, H.R. 627. Issues related to proposed Consumer Financial Protection Agency.
Client expense: Not reported · Firm income: $80,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2009 · third_quarter · Financial Institutions/Investments/Securities
Issues related to commercial credit providers, including: S. 585, S. 582, S. 566, S. 500, S. 414, S. 399, S. 392, S. 257, S. 255, S. 235, S. 165, S. 131, H.R. 1882, H.R. 1846, H.R. 1705, H.R. 1640, H.R. 1637, H.R. 1608, H.R. 1479, H.R. 1456, H.R. 1365, H.R. 1325, H.R. 1214, H.R. 627. Issues related to proposed new Consumer Financial Protection Agency.
Client expense: Not reported · Firm income: $80,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2009 · fourth_quarter · Financial Institutions/Investments/Securities
S. 500/HR1608, Protecting Consumer from Uneasonable Credit Rates Act of 2009: HR 1640 Interrest Rate Reduction Act; HB 1705/S.566,Financial Product Safety Commission Act of 2009, HR 1214, Payday Loan Reform Act of 2009;S 582, Interest Rate Reduction Act; HB 1456. Various bills relatng the the Truth & Lending Act (Overdraft, Service Charges & payday loan disclosures), HB 4173 Regulatory Reform
Client expense: $230,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2009 · third_quarter · Financial Institutions/Investments/Securities
S. 500/HR1608, Protecting Consumer from Uneasonable Credit Rates Act of 2009: HR 1640 Interrest Rate Reduction Act; HB 1705/S.566,Financial Product Safety Commission Act of 2009, HR 1214, Payday Loan Reform Act of 2009;S 582, Interest Rate Reduction Act; HB 1456. Various bills relatng the the Truth & Lending Act (Overdraft, Service Charges & payday loan disclosures), HB 4173 Regulatory Reform
Client expense: $160,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2009 · second_quarter · Financial Institutions/Investments/Securities
S. 500/HR1608, Protecting Consumer from Uneasonable Credit Rates Act of 2009: HR 1640 Interrest Rate Reduction Act; HB 1705/S.566,Financial Product Safety Commission Act of 2009, HR 1214, Payday Loan Reform Act of 2009;S 582, Interest Rate Reduction Act; HB 1456. Various bills relatng the the Truth & Lending Act (Overdraft, Service Charges & payday loan disclosures), HB 4173 Regulatory Reform
Client expense: $140,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2009 · first_quarter · Financial Institutions/Investments/Securities
S. 500/HR1608, Protecting Consumer from Uneasonable Credit Rates Act of 2009: HR 1640 Interrest Rate Reduction Act; HB 1705/S.566,Financial Product Safety Commission Act of 2009, HR 1214, Payday Loan Reform Act of 2009;S 582, Interest Rate Reduction Act; HB 1456. Various bills relatng the the Truth & Lending Act (Overdraft, Service Charges & payday loan disclosures), HB 4173 Regulatory Reform
Client expense: $80,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2009 · fourth_quarter · Banking
Legislation and regulation of the deferred desposit industry including: H.R. 1214, the Payday Loan Reform Act; H.R. 1846, the CLEAR Act; H.R. 1640, the Interest Rate Reduction Act, H.R. 1608 and S. 500, the Protecting Consumers from Unreasonable Credit Rates Act; H.R. 627, the CARD Act (usury cap amendment); and H.R. 3126, the Consumer Financial Protection Agency Act, specifically the provisions affecting non-bank lenders.
Client expense: Not reported · Firm income: $240,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2009 · fourth_quarter · Banking
HR 1214, HR 1608, HR 1640, HR 1846, HR 2309, HR 2563, HR 3126, HR 4173 S 257, S 500,
Client expense: Not reported · Firm income: $20,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2009 · fourth_quarter · Banking
Legislation: Executive Compensation (H.R.1664, H.R.1575, H.R.1586); Credit Card Legislation (S.414, H.R.627); Interstate Taxation (H.R.1083); Systemic Risk Regulation; Appropriations, including real estate brokerage & FTC & State AG rules (H.R.1105); Credit Union Legislation; Fair Value Accounting; Bankruptcy Cramdown & FDIC Reform (H.R.1106, S.61, S.541, H.R.200); Mortgage Loan Modification; Economic Stimulus (H.R.598, H.R.1); Deposit Insurance Increase (S.896, H.R.786), cont'd. Hope for Homeowners (H.R.787); Mortgage Servicing (H.R.788); TARP (H.R.384, H.J.Res.3); Administration's Regulatory Reform Proposal; TARP Legislation (H.R.1610, H.R.1652, H.R.1656); Usury Ceilings (H.R.1608, H.R.1640); Financial Literacy (H.R.1645); Pension Legislation (H.R. 1629); Universal Default (H.R. 1637); Interchange Legislation (H.R.2382, H.R.2695); "Bank Accountability and Risk Assessment Act" (H.R.2897); Data Protection (H.R.2221); Mortgage Legislation (H.R.1708); SBA Authorization (H.R.3614); Credit CARD Act effective date (H.R.3639); Student Loans (H.R. 3221), Overdraft Restrictions; Consumer Financial Protection Agency (H.R.3126); Corporate Compensation (H.R.3269); Mandatory Farm Loan Restructuring; FDIC Resolution Authority (S.1540); Credit Union Business Lending (H.R.3380, S.2919); Treasury regulatory restructuring bills (H.R.4173, H.R.3818, H.R. 3817, H.R. 3890, H.R.3126, H.R. 3795). Legislation: Glass-Steagall Act (S.2886, H.R.475), Tax Extenders (H.R.4213); Estate Tax Extension (H.R.4154); Securities Transaction Tax (H.R.4191); NOL legislation; Credit Card legislation (S.1927, H.R. 3639); Investor Protection Act (H.R. 3817); Small Business Lending (H.R.3854); Overdraft Protection Act (H.R.3904). Regulation: Overdraft Fees; FRB Regulation E; TARP Program, including CPP, PPIP, TALF, TLGP; TIP; MMIFF; AMLF; CAP; Loan Modification; FDIC Deposit Insurance Premiums; SEC Accounting Issues; Capital Adequacy Requirements; Reg Z (Truth in Lending); Deposit Insurance Assessments; Regulations on Loans to Affiliates; Remote Deposit Capture; Executive Pay Guidelines; Regulation DD (Truth in Savings); Unfair & Deceptive Acts & Practices Regulation; Reserve Requirement (Reg D); Deposit Insurance Regulations; CRA Regulations; Transaction Account Guarantee Program; SBA Regs; Identity Theft and Privacy Rules; MLO regulations; Legacy securities and Legacy Loans Program; Reserve Requirements (Reg D); State Law Preemption; SEC Short-Sales Rules; Privacy (Reg S); IRS Regs (F-BAR); RESPA Regs; Flood Insurance; Credit CARD Act Regulation; Basel Committees Capital & Liquidity Standards; SEC Proxy & Information disclosures; FDIC Accounting Rules; Fed Gift Card Rules; Unlawful Internet Gambling Act Regulations; Fed Overdraft Regs; CRE.
Client expense: $100,000 · Firm income: Not reported
Government targets: Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Internal Revenue Service (IRS), Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Treasury, Dept of
2009 · fourth_quarter · Financial Institutions/Investments/Securities
HR1608 Protecting Consumers from Unreasonable Credit Rates Act of 2009, HR 1640 Interest Rate Reduction Act; HB705/S. 566, Financial Product Safety Commission Act of 2009, HR 1214, Payday Loan Reform Act of 2009, S 582, Interest Rate Reduction Act; HB1456. Various Bills relating the to Truth & Lending Act (Overdraft, Service Charge & pdayday loan disclosures). HB 4173, Financial Regulatory Reform
Client expense: $10,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2009 · fourth_quarter · Banking
Legislation and regulation of the deferred desposit industry including: H.R. 1214, the Payday Loan Reform Act; H.R. 1846, the CLEAR Act; H.R. 1640, the Interest Rate Reduction Act, H.R. 1608 and S. 500, the Protecting Consumers from Unreasonable Credit Rates Act; H.R. 627, the CARD Act (usury cap amendment); and H.R. 3126, the Consumer Financial Protection Agency Act, specifically the provisions affecting non-bank lenders.
Client expense: Not reported · Firm income: $60,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2009 · fourth_quarter · Financial Institutions/Investments/Securities
HR1608 Protecting Consumers from Unreasonable Credit Rates Act of 2009, HR 1640 Interest Rate Reduction Act; HB705/S. 566, Financial Product Safety Commission Act of 2009, HR 1214, Payday Loan Reform Act of 2009, S 582, Interest Rate Reduction Act; HB1456. Various Bills relating the to Truth & Lending Act (Overdraft, Service Charge & pdayday loan disclosures).
Client expense: Not reported · Firm income: Not reported
2009 · fourth_quarter · Bankruptcy
HR1608 Protecting Consumers from Unreasonable Credit Rates Act of 2009, HR 1640 Interest Rate Reduction Act; HB705/S. 566, Financial Product Safety Commission Act of 2009, HR 1214, Payday Loan Reform Act of 2009, S 582, Interest Rate Reduction Act; HB1456. Various Bills relating the to Truth & Lending Act (Overdraft, Service Charge & pdayday loan disclosures).
Client expense: Not reported · Firm income: Not reported
2009 · fourth_quarter · Banking
HR1608 Protecting Consumers from Unreasonable Credit Rates Act of 2009, HR 1640 Interest Rate Reduction Act; HB705/S. 566, Financial Product Safety Commission Act of 2009, HR 1214, Payday Loan Reform Act of 2009, S 582, Interest Rate Reduction Act; HB1456. Various Bills relating the to Truth & Lending Act (Overdraft, Service Charge & pdayday loan disclosures).
Client expense: Not reported · Firm income: Not reported
2009 · fourth_quarter · Financial Institutions/Investments/Securities
S.500/H.R.1608, Protecting Consumers from Unreasonable Credit Rates Act of 2009; H.R.1640, Interest Rate Reduction Act; S.566, Financial Product Safety Commission Act of 2009; H.R.1214, Payday Loan Reform Act of 2009; S.582, Interest Rate Reduction Act; H.R.1846, C.L.E.A.R. Act; H.R.2309, Consumer Credit and Debt Act. S.257, Consumer Credit Fairness Act; H.R.2563, Payday Lending Reform Act of 2009; S.414, Credit CARD Act of 2009; H.R.4173, Consumer Financial Protection Agency Act of 2009; Safe Affordable Loan Act (Kohl); Issues related to amending the Truth in Lending Act and the Regulation Reform Act.
Client expense: Not reported · Firm income: $90,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2009 · fourth_quarter · Banking
H.R. 3126- Consumer Financial Protection Agency Act, Rep. Luis Gutierrez rate cap amendment 001, withdrawn from House Financial Services Markup of H.R. 3126, Rep. Jackie Speier rate cap amendment 002, withdrawn from House Financial Services Committe Markup of H.R. 3126; H.R. 4173 The Wall Street Reform and Consumer Protection Act of 2009- H.AMDT.538, Minnick amendment, creation of the Consumer Financial Protection Council and proposed short term lending provisions; H.R. 2309- Consumer Credit and Debt Protection Act short term lending provisions; Short term lending provisions in the following bills: H.R. 3126 Consumer Financial Protection Agency Act, House Energy and Commerce Mark up of provisions affecting short term lending; H.R. 1214, Gutierrez Payday Loan Reform Act; H.R. 1846, the CLEAR Act; H.R. 1640, the Interest Rate Reduction Act; H.R. 1608 and S.500, Protecting Consumers from Unreasonable Credit Rates Act H.R. 2563; Payday Lending Reform Act of 2009
Client expense: Not reported · Firm income: $60,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2009 · fourth_quarter · Financial Institutions/Investments/Securities
Financial Regulation Reform Credit Insurance and interest charged on installment loans; H.R. 1640: Interest Rate Reduction Act S.500: Protecting Consumers from Unreasonable Credit Rates Act of 2009 H.R. 1608: Protecting Consumers from Unreasonable Credit Rates Act of 2009
Client expense: Not reported · Firm income: $50,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2009 · fourth_quarter · Consumer Issues/Safety/Products
Issues regarding commercial credit providers, including: S. 585, S. 582, S. 566, S. 500, S. 414, S. 399, S. 392, S. 257, S. 255, S. 235, S. 165, S. 131, H.R. 1882, H.R. 1846, H.R. 1705, H.R. 1640, H.R. 1637, H.R. 1608, H.R. 1479, H.R. 1456, H.R. 1365, H.R. 1325, H.R. 1214, H.R. 627. Issues related to proposed Consumer Financial Protection Agency.
Client expense: Not reported · Firm income: $90,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2009 · fourth_quarter · Financial Institutions/Investments/Securities
Issues related to commercial credit providers, including: S. 585, S. 582, S. 566, S. 500, S. 414, S. 399, S. 392, S. 257, S. 255, S. 235, S. 165, S. 131, H.R. 1882, H.R. 1846, H.R. 1705, H.R. 1640, H.R. 1637, H.R. 1608, H.R. 1479, H.R. 1456, H.R. 1365, H.R. 1325, H.R. 1214, H.R. 627. Issues related to proposed new Consumer Financial Protection Agency.
Client expense: Not reported · Firm income: $90,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2009 · fourth_quarter · Financial Institutions/Investments/Securities
S.500/H.R.1608, Protecting Consumers from Unreasonable Credit Rates Act of 2009; H.R.1640, Interest Rate Reduction Act; S.566, Financial Product Safety Commission Act of 2009; H.R.1214, Payday Loan Reform Act of 2009; S.582,Interest Rate Reduction Act; H.R.1846, C.L.E.A.R. Act; S.257, Consumer Credit Fairness Act; H.R.2563, Payday Lending Reform Act of 2009; H.R.2309, Consumer Credit and Debt Act; H.R.4173, Consumer Financial Protection Agency Act of 2009; Safe Affordable Loan Act (Kohl); Protection Issues related to amending the Truth in Lending Act and the Regulation Reform Act.
Client expense: Not reported · Firm income: $170,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2009 · fourth_quarter · Financial Institutions/Investments/Securities
S.500/H.R.1608, Protecting Consumers from Unreasonable Credit Rates Act of 2009; H.R.1640, Interest Rate Reduction Act; S.566, Financial Product Safety Commission Act of 2009; H.R.1214, Payday Loan Reform Act of 2009; S.582,Interest Rate Reduction Act; H.R.1846, C.L.E.A.R. Act; S.257, Consumer Credit Fairness Act; H.R.2563, Payday Lending Reform Act of 2009; H.R.2309, Consumer Credit and Debt Act; H.R.4173, Consumer Financial Protection Agency Act of 2009; Safe Affordable Loan Act (Kohl); Protection Issues related to amending the Truth in Lending Act and the Regulation Reform Act.
Client expense: Not reported · Firm income: $110,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2009 · fourth_quarter · Financial Institutions/Investments/Securities
All provisions relating to consumer lending in the following bills: HR1608 & S500 - Protecting Consumers from Unreasonal Credit Rates Act of 2009 HR1214 - Payday Loan Reform Act of 2009 HR1640 & S582 - Interest Rate Reduction Act and HR 2309 - Consumer Credit and Debt Protection
Client expense: $110,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2009 · fourth_quarter · Banking
All provisions relating to consumer lending in the following bills: HR1608 & S500 - Protecting Consumers from Unreasonal Credit Rates Act of 2009 HR1214 - Payday Loan Reform Act of 2009 HR1640 & S582 - Interest Rate Reduction Act and HR 2309 - Consumer Credit and Debt Protection
Client expense: $110,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2009 · fourth_quarter · Financial Institutions/Investments/Securities
All provisions relating to consumer lending in the following bills: HR1608 & S500 - Protecting Consumers from Unreasonal Credit Rates Act of 2009 HR1214 - Payday Loan Reform Act of 2009 HR1640 & S582 - Interest Rate Reduction Act and HR 2309 - Consumer Credit and Debt Protection
Client expense: Not reported · Firm income: $80,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2009 · fourth_quarter · Banking
All provisions relating to consumer lending in the following bills: HR1608 & S500 - Protecting Consumers from Unreasonal Credit Rates Act of 2009 HR1214 - Payday Loan Reform Act of 2009 HR1640 & S582 - Interest Rate Reduction Act and HR 2309 - Consumer Credit and Debt Protection
Client expense: Not reported · Firm income: $80,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2009 · fourth_quarter · Financial Institutions/Investments/Securities
Payday Loan Reform Act of 2009, H.R. 1214 Financial Product Safety Commission Act of 2009, S. 566 Protecting Consumers from Unreasonable Credit Rates Act of 2009, H.R. 1608, S. 500 Universal Default Prohibition Act of 2009, H.R. 1637 Interest Rate Reduction Act, H.R. 1640 The Consumer Credit Fairness Act, S. 257
Client expense: Not reported · Firm income: $10,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2009 · third_quarter · Banking
HR 1214, HR 1608, HR 1640, HR 1846, HR 2309, HR 2563 S 257, S 500, S 582
Client expense: Not reported · Firm income: $20,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE