Hazard Mitigation For All Act of 2009

HR 1792, HR 2246, S970, HR 1404, HR 3026, HR 3027, HR 83, HR 2592

Client expense: $50,000 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), Consumer Product Safety Commission (CPSC), Education, Dept of, Energy, Dept of, Environmental Protection Agency (EPA), Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Justice, Dept of (DOJ), Natl Institute of Standards & Technology (NIST), Occupational Safety & Health Administration (OSHA), SENATE, Veterans Affairs, Dept of (VA)

HOUSE H.R. 0564-Superfund Reinvestment Act of 2009-(All Sections) H.R. 1329-CLEAN TEA-(To build support for transportation in climate legislation) H.R. 1618-Safe Highways and Infrastructure Preservation Act (SHIPA)-(In support of limiting freight truck size and weight) HOUSE (Continued) H.R. 3026-Hazard Mitigation for All Act-(All Sections) H.R. 3027-Predisaster Mitigation Enhancement Act-(All Sections) H.R. 3028-First Responder Innovation and Support Act of 2009-(All Sections) H.R. 5209-Healthy CHOICES Act-(Moving Outdoors in Nature Act) H.R. 6426-Moving Outdoors in Nature Act-(All sections, identifying co-sponsors) SENATE S. 0779-Safe Highways and Infrastructure Preservation Act (SHIPA)-(In support of limiting freight truck size and weight) S. 1470-Forest Jobs and Recreation Act-(wilderness and logging provisions) S. 1816-Chesapeake Clean Water and Ecosystem Restoration Act-(All Sections) S. 2783- No Title-(All Sections) NOT YET INTRODUCED (NYI) Trans-Pacific Partnership-(All Sections) Moving Outdoors in Nature Act-(this would be a stand alone bill that is similar to the Moving Outdoors in Nature section of the Healthy CHOICES Act) Draft fiscal Year 2011 Interior, Environment, and Related Agencies Appropriations-(Against amendment impairing EPA authority) Korea Free Trade Act-(All Sections)

Client expense: $80,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Bureau of Land Management (BLM), Council on Environmental Quality (CEQ), Defense, Dept of (DOD), Energy, Dept of, Environmental Protection Agency (EPA), Executive Office of the President (EOP), Export-Import Bank of the United States (EXIM Bank), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Interior, Dept of (DOI), Justice, Dept of (DOJ), Minerals Management Service, Natl Highway Traffic Safety Administration (NHTSA), Natl Oceanic & Atmospheric Administration (NOAA), Natl Park Service (NPS), Office of Management & Budget (OMB), SENATE, State, Dept of (DOS), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Fish & Wildlife Service (USFWS), U.S. Forest Service

FHA Loan Limit Increase; Increasing GSE Loan Limits HR 2483 - Increasing Homeownership Opportunities Act FHA Oversight HR 2467- FHA Enhanced Oversight Act of 2009 Studies on FHA Mortgage Insurance HR 2995- Disaster State Housing Recovery Act of 2009 Use of TARP Funds for Homeowner Relief and Affordable Rental Housing; Homeowner Relief Efforts HR 3766- Main Street TARP Act of 2009 Relief for Victims of Gulf Cost Oil Spill HR 5601- Gulf Coast Homeowners Relief Act of 2010 Funding for Rural Housing Service Programs HR 4899- Disaster/War Supplemental Appropriations HR 5017- Rural Housing Preservation and Stabilization Act of 2010 S 3266- Rural Housing Preservation and Stabilization Act of 2010 Establishment of a Monument Commemorating Passage of the "Fair Housing Act" HR 3425 - A bill to authorize the Fair Housing Commemorative Foundation to establish a commemorative work on Federal land in the District of Columbia to commemorate the enactment of the Fair Housing Act in 1968 FHA Downpayment Requirements HR 3706- FHA Taxpayer Protection Act of 2009 FHA Loan Limit Increase HR 2483- Increasing Homeownership Opportunities Act HR 587- A bill to increase the loan limits for the FHA single family housing mortgage insurance programs and reverse mortgage program and for the conforming loan limits for Fannie Mae and Freddie Mac during 2009 FHA Modernization HR 3146- 21st Century FHA Housing Act of 2009 FHA Prohibition on Seller-funded Downpayment Assistance HR 600- FHA Seller-Financed Downpayment Reform Act of 2009 Homeowner Relief Efforts HR 3066- Temporary Mortgage Assistance Loan Act of 2009 HR 3068- TARP for Main Street Act of 2009 HR 3142- Homeowners' Emergency Mortgage Assistance ActHOU HR 3766- Main Street TARP Act of 2009 Modifications to Improve FHA Stability HR 5072- FHA Reform Act of 2010 Prevention of Housing Discrimination HR 476- Housing Fairness Act of 2009 S 3704 - Housing Fairness Act of 2009 Protection of Affordable Housing HR 4868- Housing Preservation and Tenant Protection Act Providing Pre-disaster Mitigation Agreements for Public and Assisted Housing Residents HR 3026 - Hazard Mitigation For All Act of 2009 Recognition of the Value of Homeownership H Res 1434- A resolution recognizing National Homeownership Month and the importance of homeownership in the United States Reform of Section 8 Programs HR 3045- Section 8 Voucher Reform Act of 2009 Studies on FHA Mortgage Insurance HR 2467- FHA Enhanced Oversight Act of 2009HOU (Housing) Changes to FHA Insurance Programs HR 5981 - A bill to increase the flexibility of the secretary of Housing and Urban Development with respect to the amount of premiums charged for FHA single family housing mortgage insurance, and for other purposes. HR 6256 - Strengthening FHA Through Shared Equity Homeownership Act of 2010 Allowing Homeowners in Foreclosure Proceedings to Remain in their Homes as Renters HR 5028 - Right to Rent Act of 2010 Meetings with USDA on multifamily rural housing Meetings with HUD on multifamily assisted housing

S. 970/ H.R. 2246. Community Building Code Administration Grant Act (entire bill) H.R. 2592. Safe Building Code Incentive Act of 2009 (entire bill) H.R. 3026. Hazard Mitigation for All Act (entire bill) H.R. 3027. Pre-disaster Hazard Mitigation Enhancement Program Act (entire bill) H.R. 1746/ S. 3249. Pre-Disaster Mitigation Act of 2009 (entire bill) H.R. 3377. Disaster Response, Recovery, and Mitigation Act (Sec. 201, Additional Mitigation Assistance) H.R. 5915. Catastrophe Savings Accounts Act (entire bill) S. 3672. Coordination of Wind and Flood Perils Act (entire bill)

Client expense: $310,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Transportation, Dept of (DOT), Treasury, Dept of

H.R. 3027 - Predisaster Hazard Mitigation Enhancement Program Act of 2009 H.R. 3028 - First Responder Innovation and Support Act of 2009 H.R. 3026 - Hazard Mitigation For All Act of 2009 H.R. 3377 - Disaster Response Recovery and Mitigation Enhancement Act of 2009

Client expense: $18,057 · Firm income: Not reported

Government targets: Environmental Protection Agency (EPA), Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, Interior, Dept of (DOI), Natl Park Service (NPS), Office of Management & Budget (OMB), SENATE, Transportation, Dept of (DOT), U.S. Fish & Wildlife Service (USFWS), U.S. Forest Service

FHA Loan Limit Increase; Increasing GSE Loan Limits HR 2483 - Increasing Homeownership Opportunities Act FHA Oversight HR 2467- FHA Enhanced Oversight Act of 2009 Studies on FHA Mortgage Insurance HR 2995- Disaster State Housing Recovery Act of 2009 Use of TARP Funds for Homeowner Relief and Affordable Rental Housing; Homeowner Relief Efforts HR 3766- Main Street TARP Act of 2009 Relief for Victims of Gulf Cost Oil Spill HR 5601- Gulf Coast Homeowners Relief Act of 2010 Funding for Rural Housing Service Programs HR 4899- Disaster/War Supplemental Appropriations HR 5017- Rural Housing Preservation and Stabilization Act of 2010 S 3266- Rural Housing Preservation and Stabilization Act of 2010 Establishment of a Monument Commemorating Passage of the "Fair Housing Act" HR 3425 - A bill to authorize the Fair Housing Commemorative Foundation to establish a commemorative work on Federal land in the District of Columbia to commemorate the enactment of the Fair Housing Act in 1968 FHA Downpayment Requirements HR 3706- FHA Taxpayer Protection Act of 2009 FHA Loan Limit Increase HR 2483- Increasing Homeownership Opportunities Act HR 587- A bill to increase the loan limits for the FHA single family housing mortgage insurance programs and reverse mortgage program and for the conforming loan limits for Fannie Mae and Freddie Mac during 2009 FHA Modernization HR 3146- 21st Century FHA Housing Act of 2009 FHA Prohibition on Seller-funded Downpayment Assistance HR 600- FHA Seller-Financed Downpayment Reform Act of 2009 Homeowner Relief Efforts HR 3066- Temporary Mortgage Assistance Loan Act of 2009 HR 3068- TARP for Main Street Act of 2009 HR 3142- Homeowners' Emergency Mortgage Assistance ActHOU HR 3766- Main Street TARP Act of 2009 Modifications to Improve FHA Stability HR 5072- FHA Reform Act of 2010 Prevention of Housing Discrimination HR 476- Housing Fairness Act of 2009 S 3704 - Housing Fairness Act of 2009 Protection of Affordable Housing HR 4868- Housing Preservation and Tenant Protection Act Providing Pre-disaster Mitigation Agreements for Public and Assisted Housing Residents HR 3026 - Hazard Mitigation For All Act of 2009 Recognition of the Value of Homeownership H Res 1434- A resolution recognizing National Homeownership Month and the importance of homeownership in the United States Reform of Section 8 Programs HR 3045- Section 8 Voucher Reform Act of 2009 Studies on FHA Mortgage Insurance HR 2467- FHA Enhanced Oversight Act of 2009HOU (Housing) Changes to FHA Insurance Programs HR 5981 - A bill to increase the flexibility of the secretary of Housing and Urban Development with respect to the amount of premiums charged for FHA single family housing mortgage insurance, and for other purposes. HR 6256 - A bill to establish a shared equity homeownership pilot program for FHA mortgage insurance. Allowing Homeowners in Foreclosure Proceedings to Remain in their Homes as Renters HR 5028 - Right to Rent Act of 2010 Meetings with HUD on Condo Rules Meetings with FHA on FHA Reform and Loan Limits.

HOUSE H.R. 0564-Superfund Reinvestment Act of 2009-(All Sections) H.R. 1329-CLEAN TEA-(To build support for transportation in climate legislation) H.R. 1618-Safe Highways and Infrastructure Preservation Act (SHIPA)-(In support of limiting freight truck size and weight) HOUSE (Continued) H.R. 3026-Hazard Mitigation for All Act-(All Sections) H.R. 3027-Predisaster Mitigation Enhancement Act-(All Sections) H.R. 3028-First Responder Innovation and Support Act of 2009-(All Sections) H.R. 5209-Healthy CHOICES Act-(Moving Outdoors in Nature Act) SENATE S. 0779-Safe Highways and Infrastructure Preservation Act (SHIPA)-(In support of limiting freight truck size and weight) S. 1470-Forest Jobs and Recreation Act-(wilderness and logging provisions) S. 1816-Chesapeake Clean Water and Ecosystem Restoration Act-(All Sections) S. 2783- No Title-(All Sections) NOT YET INTRODUCED (NYI) Trans-Pacific Partnership-(All Sections) Moving Outdoors in Nature Act-(this would be a stand alone bill that is similar to the Moving Outdoors in Nature section of the Healthy CHOICES Act) Draft fiscal Year 2011 Interior, Environment, and Related Agencies Appropriations-(Against amendment impairing EPA authority) Korea Free Trade Act-(All Sections)

Client expense: $110,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Bureau of Land Management (BLM), Council on Environmental Quality (CEQ), Defense, Dept of (DOD), Energy, Dept of, Environmental Protection Agency (EPA), Executive Office of the President (EOP), Export-Import Bank of the United States (EXIM Bank), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Interior, Dept of (DOI), Justice, Dept of (DOJ), Minerals Management Service, Natl Highway Traffic Safety Administration (NHTSA), Natl Oceanic & Atmospheric Administration (NOAA), Natl Park Service (NPS), Office of Management & Budget (OMB), SENATE, State, Dept of (DOS), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Fish & Wildlife Service (USFWS), U.S. Forest Service

HR 1792, HR 2246, S970, HR 1404, HR 3026, HR 3027, HR 83, HR 2592

Client expense: $50,000 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), Consumer Product Safety Commission (CPSC), Education, Dept of, Energy, Dept of, Environmental Protection Agency (EPA), Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Justice, Dept of (DOJ), Natl Institute of Standards & Technology (NIST), Occupational Safety & Health Administration (OSHA), SENATE, Veterans Affairs, Dept of (VA)

HR 1404, HR 3026, HR 3027, HR 4226, S1637, S1379, HR 2336, S3402, S1619, HR 4347

Client expense: $50,000 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), Consumer Product Safety Commission (CPSC), Education, Dept of, Energy, Dept of, Environmental Protection Agency (EPA), Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Justice, Dept of (DOJ), Natl Institute of Standards & Technology (NIST), Occupational Safety & Health Administration (OSHA), SENATE, Veterans Affairs, Dept of (VA)

S. 970/ H.R. 2246. Community Building Code Administration Grant Act (entire bill) H.R. 2592. Safe Building Code Incentive Act of 2009 (entire bill) H.R. 3026. Hazard Mitigation for All Act (entire bill) H.R. 3027. Pre-disaster Hazard Mitigation Enhancement Program Act (entire bill H.R. 1746/ S. 3249. Pre-Disaster Mitigation Act of 2009 (entire bill) H.R. 3377. Disaster Response, Recovery, and Mitigation Act (Sec. 201, Additional Mitigation Assistance) H.R. 5915. Catastrophe Savings Accounts Act (entire bill) S. 3672. Coordination of Wind and Flood Perils Act (entire bill)

Client expense: $330,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Transportation, Dept of (DOT), Treasury, Dept of

Financial Services Regulatory Reform: Lobby for and against certain provisions in H.R. 4173, The Dodd-Frank Wall Street Reform and Consumer Protection Act that would affect insurers, including a resolution fund for failing firms, and the treatment of insurers under the "Volcker Rule" ban on proprietary trading and investment in hedge and private equity funds. Also, followed inclusion of section to create a new Federal Insurance Office at Treasury. Also, lobby for robust and effective Federal Insurance Office. The final legislation was signed into law on July 21, 2010. Also, with key trade associations, worked on regulatory strategy for the implementation of Dodd-Frank. Annuities/Suitability: Lobbied for an amendments to H.R. 4173 that helps confirm that fixed index annuities are insurance products. Advocated against rule 151A, adapted by the U.S. Securities and Exchange Commission. Lobbied both the Congress and the SEC, this rule would make certain fixed annuities subject to federal securities laws. Holocaust insurance issues/ICHEIC: Lobbied against the possible reintroduction of legislation that would allow a cause of action against U.S. insurance companies with European affiliates that may have written life insurance policies involving Holocaust victims in contravention of international agreements. Credit-based insurance scores: Lobbied against the reintroduction of legislation that would restrict the ability of personal lines insurers to used credit information of underwriting or setting rates. Flood and national catastrophe insurance: In participation with a coalition, lobbied House and Senate staff to oppose legislation that would expand the national Flood Insurance Program to include wind insurance, specifically H.R. 1264 the Multiple Peril Insurance Act of 2009. Also lobbied against legislation to create a national back stop for natural catastrophe insurance. Lobbied for H.R. 3026, H.R. 203000007 and H.R. 3028 which funds insurance grants and loans for federal mitigation programs, as well as the American Power Act in the Senate. Climate and energy legislation: Monitored the progress of HR 2454, the American Clean Energy and Security Act of 2009. Also through consultants, lobbied for passage of "Home Star" legislation to provide incentives for residential energy efficiency retrofits. Also, lobbied for"Building Star" legislation, which would provide similar incentives for community building energy efficient retrofits. Municipal bond legislation: Monitor municipal bond legislation, specifically HR 2589, the Municipal bond Insurance Enhancement Act of 2009, HR 2549, Municipal Bond Fairness Act, Municipal bond Liquidity Act: and Municipal Financial Advisors Regulation Act. Right to Repair Act, HR 2057: support for bill which would enhance consumers' ability to take automobiles to independent shops for repairs. Broker-dealer regulatory reform: Monitor financial regulatory reform as it relates to broker-dealer and their existing regulation under the Financial Industry Regulatory Authority (FINRA). Surplus insurance lines: Monitory progress and support HR 2571, the Nonadmitted and Reinsurance Reform Act and its inclusion in financial services reform legislation. State jurisdiction over annuity products: support the continuing to state jurisdictions over fixed index annuities: HR 2733, fixed Indexed Annuities and Insurance Products classification Act of 2009, as well as an amendment to financial services reform based on this legislation. Agents and Brokers: support NARABII: HR 2554, the National Association of Registered Agents and Brokers Reform Act of 2009. Annuities: Support HR 2748, the Retirement Security Needs Lifetime Payment Act of 2009 and monitor through trade association.

HOUSE H.R. 0055-Commuter Act of 2009-(Transit/Transportation) H.R. 0564-Superfund Reinvestment Act of 2009-(All Sections) H.R. 0890-The American Renewable Energy Act-(Building cosponsorship) HOUSE (Continued) H.R. 1329-CLEAN TEA-(To build support for transportation in climate legislation) H.R. 1618-Safe Highways and Infrastructure Preservation Act (SHIPA)-(In support of limiting freight truck size and weight) H.R. 2751-Consumer Assistance to Recycle and Save Act-(Fuel Economy) H.R. 3026-Hazard Mitigation for All Act-(All Sections) H.R. 3027-Predisaster Mitigation Enhancement Act-(All Sections) H.R. 3028-First Responder Innovation and Support Act of 2009-(All Sections) H.R. 4879-Global Democracy Promotion Act-(Repeal the Global Gag Rule so international family planning clinics and agencies can receive funding from the US government and provide contraceptives and sexual health services to women around the world.) H.R. 4880-Copper Basin Jobs Act-(Opposed) H.R. 5209-Healthy CHOICES Act-(Moving Outdoors in Nature Act) SENATE S. 0779-Safe Highways and Infrastructure Preservation Act (SHIPA)-(In support of limiting freight truck size and weight) S. 1470-Forest Jobs and Recreation Act-(wilderness and logging provisions) S. 1816-Chesapeake Clean Water and Ecosystem Restoration Act-(All Sections) S. 2783- No Title-(All Sections) S. 3209-Safe Chemicals Act of 2010-(To require chemical manufacturers to demonstrate the safety of all chemicals they make by publicly disclosing information about their health and environmental hazards and potential exposures.) S. 3234-Veteran Employment Assistance Act of 2010-(Support the establishment of a program to award grants to states to establish veterans conservation corps to give veterans volunteer and employment opportunities under state conservation projects) NOT YET INTRODUCED (NYI) House Agriculture Appropriations Bill-(Advocating to defund the use and purchase of sodium cyanide M-44s and Compound 1080 by USDA's Wildlife Services program.) Trans-Pacific Partnership-(All Sections)

FHA Loan Limit Increase; Increasing GSE Loan Limits HR 2483 - Increasing Homeownership Opportunities Act FHA Oversight HR 2467- FHA Enhanced Oversight Act of 2009 Studies on FHA Mortgage Insurance HR 2995- Disaster State Housing Recovery Act of 2009 Use of TARP Funds for Homeowner Relief and Affordable Rental Housing; Homeowner Relief Efforts HR 3766- Main Street TARP Act of 2009 Relief for Victims of Gulf Cost Oil Spill HR 5601- Gulf Coast Homeowners Relief Act of 2010 Funding for Rural Housing Service Programs HR 4899- Disaster/War Supplemental Appropriations HR 5017- Rural Housing Preservation and Stabilization Act of 2010 S 3266- Rural Housing Preservation and Stabilization Act of 2010 Establishment of a Monument Commemorating Passage of the "Fair Housing Act" HR 3425 - A bill to authorize the Fair Housing Commemorative Foundation to establish a commemorative work on Federal land in the District of Columbia to commemorate the enactment of the Fair Housing Act in 1968 FHA Downpayment Requirements HR 3706- FHA Taxpayer Protection Act of 2009 FHA Loan Limit Increase HR 2483- Increasing Homeownership Opportunities Act HR 587- A bill to increase the loan limits for the FHA single family housing mortgage insurance programs and reverse mortgage program and for the conforming loan limits for Fannie Mae and Freddie Mac during 2009 FHA Modernization HR 3146- 21st Century FHA Housing Act of 2009 FHA Prohibition on Seller-funded Downpayment Assistance HR 600- FHA Seller-Financed Downpayment Reform Act of 2009 Homeowner Relief Efforts HR 3066- Temporary Mortgage Assistance Loan Act of 2009 HR 3068- TARP for Main Street Act of 2009 HR 3142- Homeowners' Emergency Mortgage Assistance ActHOU HR 3766- Main Street TARP Act of 2009 Modifications to Improve FHA Stability HR 5072- FHA Reform Act of 2010 Prevention of Housing Discrimination HR 476- Housing Fairness Act of 2009 Protection of Affordable Housing HR 4868- Housing Preservation and Tenant Protection Act Providing Pre-disaster Mitigation Agreements for Public and Assisted Housing Residents HR 3026 - Hazard Mitigation For All Act of 2009 Recognition of the Value of Homeownership H Res 1434- A resolution recognizing National Homeownership Month and the importance of homeownership in the United States Reform of Section 8 Programs HR 3045- Section 8 Voucher Reform Act of 2009 Studies on FHA Mortgage Insurance HR 2467- FHA Enhanced Oversight Act of 2009HOU (Housing) Meetings with HUD and FHA on conforming loan limits, multifamily housing, and Rural Housing Service Meetings with Department of Agriculture on Rural Housing Service

H.R. 3027 - Predisaster Hazard Mitigation Enhancement Program Act of 2009 H.R. 3028 - First Responder Innovation and Support Act of 2009 H.R. 3026 - Hazard Mitigation For All Act of 2009 H.R. 3377 - Disaster Response Recovery and Mitigation Enhancement Act of 2009

Client expense: $15,343 · Firm income: Not reported

Government targets: Environmental Protection Agency (EPA), Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, Interior, Dept of (DOI), Natl Park Service (NPS), SENATE, Transportation, Dept of (DOT), U.S. Fish & Wildlife Service (USFWS), U.S. Forest Service

S. 970/ H.R. 2246. Community Building Code Administration Grant Act (entire bill) H.R. 2592. Safe Building Code Incentive Act of 2009 (entire bill) H.R. 3026. Hazard Mitigation for All Act (entire bill) H.R. 3027. Pre-disaster Hazard Mitigation Enhancement Program Act (entire bill) H.R. 1746/ S. 3249. Pre-Disaster Mitigation Act of 2009 (entire bill) H.R. 3377. Disaster Response, Recovery, and Mitigation Act (Sec. 201, Additional Mitigation Assistance)

Client expense: $340,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Transportation, Dept of (DOT)

HR 1404, HR 3026, HR 3027, HR 4226, S1637, S1379, HR 2336, S3402, S1619

Client expense: $50,000 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), Consumer Product Safety Commission (CPSC), Education, Dept of, Energy, Dept of, Environmental Protection Agency (EPA), Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Justice, Dept of (DOJ), Natl Institute of Standards & Technology (NIST), Occupational Safety & Health Administration (OSHA), SENATE, Veterans Affairs, Dept of (VA)

HR 1792, HR 2246, S970, HR 1404, HR 3026, HR 3027, HR 83, HR 2592

Client expense: $50,000 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), Consumer Product Safety Commission (CPSC), Education, Dept of, Energy, Dept of, Environmental Protection Agency (EPA), Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Justice, Dept of (DOJ), Natl Institute of Standards & Technology (NIST), Occupational Safety & Health Administration (OSHA), SENATE, Veterans Affairs, Dept of (VA)

Financial Services Regulatory Reform: Lobby against certain provisions in H.R. 4173, The Wall Street Reform and Consumer Protection Act, that would affect insurers, including a resolution fund for failing firms. worked with other foreign owned U.S. Insurance companies to provide protection against potential discrimination against US affiliates. Also, lobby for robust and effective Federal Insurance Office. The final legislation passed the House in late June. Annuities/Suitability: Advocated against rule 151A, adapted by the U.S. Securities and Exchange Commission. Lobbied both Congress and the SEC. this rule would make certain fixed annuities subject to federal securities laws. Lobbied for an amendment to H.R. 7173 that helps confirm that fixed index annuities are insurance products. Holocaust insurance issues/ICHEIC: Lobbied against the possible reintroduction of legislation that would allow a cause of action against U.S. insurance companies with European affiliates that may have written life insurance policies involving Holocaust, victims, in contravention of international agreements. Credit-based insurance scores: Lobbied against the reintroduction of legislation that would restrict the ability of personal lines insurers to used credit information of underwriting or setting rates. Flood and national catastrophe insurance: In participation with a coalition, lobbied House and Senate staff to oppose legislation that would expand the national Flood Insurance Program to include wind insurance, specifically H.R. 1264 the Multiple Peril Insurance Act of 2009. Also lobbied against legislation to create a national back stop for natural catastrophe insurance. Lobbied for H.R. 3026, H.R. 3027 and H.R. 3028 which funds insurance grants and loans for federal mitigation programs, as well as the American Power Act in the Senate. Climate and energy legislation: Monitored the progress of HR 2454, the American Clean Energy and Security Act of 2009. Also through consultants, lobbied for passage of "Home Star" legislation to provide incentives for residential energy efficiency retrofits. Also, lobbied for "Building Star" legislation, which would provide similar inventive's for community building energy efficient retrofits. Municipal bond legislation: Monitor municipal bond legislation, specifically HR 2589, the Municipal Bond Insurance Enhancement Act of 2009, HR 2549, Municipal Bond Fairness Act, Municipal Bond Liquidity Act: and Municipal Financial Advisors Regulation Act. Right to Repair Act, HR 2057: support for bill which would enhance consumers' ability to take automobiles to independent shops for repairs. Broker-dealer regulatory reform: Monitor financial regulatory reform as it relates to broker-dealer and their existing regulation under the Financial Industry Regulatory Authority (FINRA). Surplus insurance lines: Monitor progress and support HR 2571, the Nonadmitted and Reinsurance Reform Act and its inclusion in financial services reform legislation. State jurisdiction over annuity products: support the continuing of state jurisdictions over fixed annuities: HR 2733, Fixed Indexed Annuities and Insurance Products classification Act of 2009, as well as an amendment to financial services reform based on this legislation. Agents and Brokers: support NARABII: HR2554, the National Association of registered Agents and Brokers Reform Act of 2009. Annuities: Support HR 2748, the Retirement Security Needs Lifetime Payment Act of 2009 and monitor through trade association.

S. 762 Fire Safe Communities Act H.R.2592 Safe Building Code Incentive Act of 2009 H.R.3791Fire Grants Reauthorization Act of 2009/ S.3267 Fire Grants Reauthorization Act of 2010 H.R.3026 The Hazard Mitigation Act of 2009 H.R. 3027 The Predisaster Hazard Mitigation Enhancement Act of 2009 H.R. 3028 The First Responder Innovation and Support Act of 2009 H.R. 3377 Disaster Response, Recovery and Mitigation Act of 2009 H.R. 3820 Natural Hazards Risk Reduction Act of 2009

Client expense: Not reported · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

HR 1792, HR 2246, S970, HR 1404, HR 3026, HR 3027, HR 83, HR 2592

Client expense: $50,000 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), Consumer Product Safety Commission (CPSC), Education, Dept of, Energy, Dept of, Environmental Protection Agency (EPA), Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Justice, Dept of (DOJ), Natl Institute of Standards & Technology (NIST), Occupational Safety & Health Administration (OSHA), SENATE, Veterans Affairs, Dept of (VA)

HR 1404, HR 3026, HR 3027, HR 4226, S1637

Client expense: $50,000 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), Consumer Product Safety Commission (CPSC), Education, Dept of, Energy, Dept of, Environmental Protection Agency (EPA), Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Justice, Dept of (DOJ), Natl Institute of Standards & Technology (NIST), Occupational Safety & Health Administration (OSHA), SENATE, Veterans Affairs, Dept of (VA)

Natural Disaster Planning and Response: H.R. 3026 - "Hazard Mitigation For All Act of 2009" H.R. 3027 - "Predisaster Hazard Mitigation Enhancement Program Act of 2009" H.R. 3028 - "First Responder Innovation and Support Act of 2009" Natural Disaster Planning and Response (cont'd): S 886 - "Catastrophe Obligation Guarantee Act" H.R. 4014 - "Catastrophe Obligation Guarantee Act of 2009" H.R. 1239 - "To establish a homeowner mitigation loan program within the Federal Emergency Management Agency to promote pre-disaster property mitigation measures" Meetings with FEMA on Flood Insurance and Flood Map Modernization

Client expense: $4,300,000 · Firm income: Not reported

FHA Prohibition on Seller-funded Downpayment Assistance: H.R. 600 - "FHA Seller-Financed Downpayment Reform Act of 2009" FHA Loan Limit Increase: H.R. 587 - "To increase the loan limits for the FHA single family housing mortgage insurance programs" H.R. 2483 - "Increasing Homeownership Opportunities Act" Studies on FHA Mortgage Insurance: H.R. 2467 - "FHA Enhanced Oversight Act of 2009" Providing Pre-disaster Mitigation Agreements for Public and Assisted Housing Residents: H.R. 3026 - "Hazard Mitigation For All Act of 2009" Grants for Veteran Housing: H.R. 3073 - "A bill to amend title 38, United States Code, to direct the Secretary of Veterans Affairs establish a grant program to provide assistance to veterans who are at risk of becoming homeless." Prevention of Housing Discrimination: H.R. 476 - Housing Fairness Act of 2009 Use of TARP Funds for Homeowner Relief and Affordable Rental Housing: HR 3766: Main Street TARP Act of 2009 FHA Modernization: HR 3146 - "21 Century FHA Housing Act of 2009" FHA Downpayment Requirements: H.R. 3706 - "FHA Taxpayer Protection Act of 2009" Low Income Housing Credits: H.R. 2995 - "Disaster State Housing Recovery Act of 2009" Establishment of a Monument Commemorating Passage of the "Fair Housing Act": H.R. 3425 - "A bill to authorize the Fair Housing Commemorative Foundation to establish a commemorative work on Federal land in the District of Columbia to commemorate the enactment of the Fair Housing Act in 1968." Section 8 Voucher Reform: H.R. 3045 - "Section 8 Voucher Reform Act of 2009" Preservation of affordable housing: H.R. 4868 - "Housing Preservation and Tenant Protection Act of 2010"

Client expense: $4,300,000 · Firm income: Not reported

HR 1239, Property Mitigation Assistance Act of 2009 HR 1264, Mulitple Peril Insurance Act of 2009 S 505, Homeowner's Defense Act HR 1880, National Insurance Consumer Protection Act HR 2554, National Association of Registered Agents and Brokers Reform Act of 2009 HR 2555, Homeowner's Defense Act of 2009 HR 2571, Nonadmitted and Reinsurance Reform Act of 2009 HR 2609 Insurance Information Act of 2009 HR 3026, Hazard Mitigation for All Act of 2009 HR 3027, Predisaster Hazard Mitigation Enhancement Program Act of 2009 HR 3028, First Responder Innovation and Support Act of 2009 Insurance Regulation (general) Flood Insurance (general) Federal Insurance Office (general) Natural Disaster Programs (general) Crop Insurance (general) Health Insurance (general)

Client expense: $137,840 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, Risk Management Agency, SENATE

HOUSE H.R. 0055-Commuter Act of 2009-(Transit/Transportation) H.R. 0564-Superfund Reinvestment Act of 2009-(All Sections) H.R. 0890-The American Renewable Energy Act-(Building cosponsorship) HOUSE (Continued) H.R. 1329-CLEAN TEA-(To build support for transportation in climate legislation) H.R. 1612-Public Lands Service Corps Act of 2009-(All Sections) H.R. 1618-Safe Highways and Infrastructure Preservation Act (SHIPA)-(In support of limiting freight truck size and weight) H.R. 2751-Consumer Assistance to Recycle and Save Act-(Fuel Economy) H.R. 3026-Hazard Mitigation for All Act-(All Sections) H.R. 3027-Predisaster Mitigation Enhancement Act-(All Sections) H.R. 3028-First Responder Innovation and Support Act of 2009-(All Sections) SENATE S. 0779-Safe Highways and Infrastructure Preservation Act (SHIPA)-(In support of limiting freight truck size and weight) S. 1470-Forest Jobs and Recreation Act-(wilderness and logging provisions) S. 1816-Chesapeake Clean Water and Ecosystem Restoration Act-(All Sections) S. 2783- No Title-(All Sections) NOT YET INTRODUCED (NYI) Authorizing Bill - no name (Authorize NOAA's Bay-Watershed Education Training and Environmental Literacy Grants programs)-(All Sections) House Agriculture Appropriations Bill-(Advocating to defund the use and purchase of sodium cyanide M-44s and Compound 1080 by USDA's Wildlife Services program.)

Client expense: $90,000 · Firm income: Not reported

S. 970/ H.R. 2246. Community Building Code Administration Grant Act (entire bill) H.R. 2592. Safe Building Code Incentive Act of 2009 (entire bill) H.R. 3026. Hazard Mitigation for All Act (entire bill) H.R. 3027. Pre-disaster Hazard Mitigation Enhancement Program Act (entire bill) H.R. 1746. Pre-Disaster Mitigation Act of 2009 (entire bill) H.R. 3377. Disaster Response, Recovery, and Mitigation Act (Sec. 201, Additional Mitigation Assistance)

Client expense: $320,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Transportation, Dept of (DOT)

H.R. 3027 - Predisaster Hazard Mitigation Enhancement Program Act of 2009 H.R. 3028 - First Responder Innovation and Support Act of 2009 H.R. 3026 - Hazard Mitigation For All Act of 2009 H.R. 3377 - Disaster Response Recovery and Mitigation Enhancement Act of 2009

Client expense: $24,224 · Firm income: Not reported

Government targets: Bureau of Land Management (BLM), Environmental Protection Agency (EPA), Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, Interior, Dept of (DOI), Natl Park Service (NPS), SENATE, U.S. Fish & Wildlife Service (USFWS), U.S. Forest Service

Financial Services Regulatory Reform: Lobby against certain provision in the Restoring American Financial Stability Act of 2010 that would affect insurers, including a resolution fund for failing firms. worked with other foreign owned U.S. Insurance companies to provide protection against potential discrimination against US affiliates. Also, lobby for robust and effective Office of National Insurance. Also, monitored member positions in the House on H.R. 4173, the Wall Street Reform and Consumer Protection Act of 2009, which passed the House of Representatives in December. Long Term Care Insurance: through trade association to oppose inclusion of Class Act, which would create a federal long-term care insurance program, in health care reform package. Annuities/Suitability: Advocated against rule 151A, adapted by the U.S. Securities and Exchange Commission. Lobbied both Congress and the SEC. This rule would make certain fixed annuities subject to federal securities laws. Holocaust insurance issues/ICHEIC: Lobbied against the possible reintroduction of legislation that would create a new cause of action against U.S. insurance companies with European affiliates that may have written life insurance policies involving Holocaust victims. The bill could also require any European insurer with policies written between 1990 and 1945 that may have involved holocaust victims to disclose all files on the policies, including names, to the U.S. Credit-based insurance scores: Lobbied against the reintroduction of legislation that would restrict the ability of personal lines insurers to used credit information of underwriting or setting rates. McCarran-Ferguson Reform: follow and oppose the inclusion of medical malpractice insurance in H.R. 4626, The Health Insurance Fair Competition Act, which would repeal the McCarran-Ferguson Act for health insurance. The McCarran-Ferguson Act provides insurers a limited exemption from federal antitrust law. Also oppose any similar efforts in the Senate. Flood and national catastrophe insurance: In participation with a coalition, lobbied House and Senate staff to oppose legislation that would expand the national Flood Insurance Program to include wind insurance, specifically H.R. 1264 the Multiple Peril Insurance Act of 2009. Also lobbied against the reintroduction of legislation to create a national back stop for natural catastrophe insurance. Also incorporated climate change arguments into natural catastrophe insurance lobbying efforts and promoted Fireman's Fund green products with Congressional staff and S.886, the catastrophe Obligation Guarantee Act. Lobbied for H.R.3026, H.R. 3027 and H.R. 3028 which funds insurance grants and loans for federal mitigation programs. Climate and energy legislation: Monitored the progress of HR 2454, the American clean Energy and Security Act of 2009. Also, through consultants, lobbied for passage of"Home Star" legislation to provide incentives for residential energy effiency retrofits. Also, lobbied for "building Star" legislation, which would provide similar incentives for community building energy efficient retrofits. Municipal bond legislation: Monitor municipal bond legislation, specifically HR 2589, the Municipal bond Insurance Enhancement Act of 2009, HR 25249, Municipal Bond Fairness Act, Municipal Bond Liquidity Act; and Municipal Financial Advisors Regulation Act. Right to Repair Act, HR 2057: support for bill which would enhance consumers' ability to take automobiles to independent shops for repairs. Broker-dealer regulatory reform: Monitor financial regulatory reform as it relates to broker-dealer and their existing regulation under the financial Industry Regulatory Authority (FINRA). Surplus insurance lines: Monitor progress and support HR 2571, the Nonadmitted and Reinsurance Reform Act and its inclusion in financial services reform legislation. State jurisdiction over annuity products: Support the continuing of state jurisdiction over fixed annuities: H.R. 2733, Fixed Indexed Annuities and Insurance Products classification Act of 2009. Agents and Brokers: Support NARABII: H.R. 2554, the National Association of registered Agents and Brokers Reform Act of 2009. Annuities: Support HR 2748, the Retirement Security Needs Lifetime Payment Act of 2009 and monitor through trade association.

Auto salvage title issues (S. 164, S 202, HR 1257); Flood and multi-peril legislation (HR 1105, HR 1264, HR 3139); McCarran-Ferguson repeal (HR 1583, HR 3596, S 1681); Natural Catastrophe legislation (S 505, HR 83, HR 1525, HR 2555, S 886, S 1484, S 1485, S 1486, S 1487); Mitigation (HR 2592, HR 3026, HR 3027, HR 3028)

Client expense: $930,000 · Firm income: Not reported

Government targets: Executive Office of the President (EOP), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), SENATE, Treasury, Dept of

S. 762 Fire Safe Communities Act H.R.2592 Safe Building Code Incentive Act of 2009 H.R.3791 Fire Grants Reauthorization Act H.R.3026 The Hazard Mitigation Act of 2009 H.R. 3027 The Predisaster Hazard Mitigation Enhancement Act of 2009 H.R. 3028 The First Responder Innovation and Support Act of 2009 H.R. 1131 Community Protection and Response Act H.R. 3377 Disaster Response, Recovery and Mitigation Act of 2009 H.R. 3820 Natural Hazards Risk Reduction Act of 2009

Client expense: Not reported · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

HR 1404, HR 3026, HR 3027, HR 4226, S1637

Client expense: $50,000 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), Consumer Product Safety Commission (CPSC), Education, Dept of, Energy, Dept of, Environmental Protection Agency (EPA), Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Justice, Dept of (DOJ), Natl Institute of Standards & Technology (NIST), Occupational Safety & Health Administration (OSHA), SENATE, Veterans Affairs, Dept of (VA)

HR 1792, HR 2246, S970, HR 1404, HR 3026, HR 3027, HR 83, HR 2592

Client expense: $50,000 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), Consumer Product Safety Commission (CPSC), Education, Dept of, Energy, Dept of, Environmental Protection Agency (EPA), Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Justice, Dept of (DOJ), Natl Institute of Standards & Technology (NIST), Occupational Safety & Health Administration (OSHA), SENATE, Veterans Affairs, Dept of (VA)

H.R.3027: Predisaster Hazard Mitigation Enhancement Program Act of 2009 H.R.3028: First Responder Innovation and Support Act of 2009 H.R.3026: Hazard Mitigation For All Act of 2009 H.R. 3377 : Disaster Response Recovery and Mitigation Enhancement Act of 2009

Client expense: $18,689 · Firm income: Not reported

Government targets: Bureau of Land Management (BLM), Environmental Protection Agency (EPA), Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, Interior, Dept of (DOI), Natl Park Service (NPS), SENATE, U.S. Fish & Wildlife Service (USFWS), U.S. Forest Service

HR 1239, Property Mitigation Assistance Act of 2009 HR 1264, Mulitple Peril Insurance Act of 2009 S 505, Homeowner's Defense Act of 2009 HR 83, Homeowner's Insurance Protection Act of 2009 HR 635, National Commission on State Worker's Compensation Laws Act of 2009 HR 1880, National Insuraance Consumer Protection Act HR 2554, National Association of Registered Agents and Brokers Reform Act of 2009 HR 2555, Homeowner's Defense Act of 2009 HR 2571, Nonadmitted and Reinsurance Reform Act of 2009 HR 2609, Insurance Information Act of 2009 HR 3026, Hazard Mitigation for All Act of 2009 HR 3027, Predisaster Hazard Mitigation Enhancement Program Act of 2009 HR 3028, First Responder Innovation and Support Act of 2009 Insurance Regulatoin (general) Flood Insurance (general) Federal Insurance Office (general) Crop Insurance (general)

Client expense: $114,074 · Firm income: Not reported

Government targets: Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, Risk Management Agency, SENATE, Treasury, Dept of

HOUSE H.R. 0001-American Recovery and Reinvestment Act-(Promote clean energy incentives) H.R. 0055-Commuter Act of 2009-(Transit/Transportation) H.R. 0564-Superfund Reinvestment Act of 2009-(All Sections) HOUSE (Continued) H.R. 0890-The American Renewable Energy Act-(Building cosponsorship) H.R. 1329-CLEAN TEA-(To build support for transportation in climate legislation) H.R. 1612-Public Lands Service Corps Act of 2009-(All Sections) H.R. 1618-Safe Highways and Infrastructure Preservation Act (SHIPA)-(In support of limiting freight truck size and weight) H.R. 2751-Consumer Assistance to Recycle and Save Act-(Fuel Economy) H.R. 3026-Hazard Mitigation for All Act-(All Sections) H.R. 3027-Predisaster Mitigation Enhancement Act-(All Sections) H.R. 3028-First Responder Innovation and Support Act of 2009-(All Sections) SENATE S. 0022-Omnibus Public Lands Management-(All Sections) S. 0779-Safe Highways and Infrastructure Preservation Act (SHIPA)-(In support of limiting freight truck size and weight) S. 1442-Public Lands Service Corps Act of 2009-(Urging co-sponsors of the bill. It would improve opportunities for underserved youth and young adults to work on our public lands and gain green job skills.) S. 1470-Forest Jobs and Recreation Act-(wilderness and logging provisions) S. 1816-Chesapeake Clean Water and Ecosystem Restoration Act-(All Sections) S. 2783- No Title-(All Sections) NOT YET INTRODUCED (NYI) Authorizing Bill - no name (Authorize NOAA's Bay-Watershed Education Training and Environmental Literacy Grants programs)-(All Sections)

Client expense: $110,000 · Firm income: Not reported

S. 970/ H.R. 2246. Community Building Code Administration Grant Act H.R. 2592. Safe Building Code Incentive Act of 2009 (entire bill) H.R. 3026. Hazard Mitigation for All Act H.R. 3027. Pre-disaster Hazard Mitigation Enhancement Program Act H.R. 1746. Pre-Disaster Mitigation Act of 2009 (entire bill) H.R. 3377. Disaster Response, Recovery, and Mitigation Act (Sec 201, Additional Mitigation Assistance)

Client expense: $320,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Transportation, Dept of (DOT)

FHA Prohibition on Seller-funded Downpayment Assistance: H.R. 600 - "FHA Seller-Financed Downpayment Reform Act of 2009" FHA Loan Limit Increase: H.R. 587 - "To increase the loan limits for the FHA single family housing mortgage insurance programs" H.R. 2483 - "Increasing Homeownership Opportunities Act" Studies on FHA Mortgage Insurance: H.R. 2467 - "FHA Enhanced Oversight Act of 2009" Providing Pre-disaster Mitigation Agreements for Public and Assisted Housing Residents: H.R. 3026 - "Hazard Mitigation For All Act of 2009" Grants for Veteran Housing: H.R. 3073 - "A bill to amend title 38, United States Code, to direct the Secretary of Veterans Affairs establish a grant program to provide assistance to veterans who are at risk of becoming homeless." Prevention of Housing Discrimination: H.R. 476 - Housing Fairness Act of 2009 Use of TARP Funds for Homeowner Relief and Affordable Rental Housing: HR 3766: Main Street TARP Act of 2009 HUD, FHA Appropriations HR 3288 - "Making appropriations for the Department of Transportation, Department of Housing and Urban Development, and Certain Independent Agencies, for the fiscal year ending September 30, 2010, and for other purposes." FHA Modernization: HR 3146 - "21 Century FHA Housing Act of 2009" FHA Downpayment Requirements: HR 3706 - "FHA Taxpayer Protection Act of 2009" Community Development Block Grant Assistance: H.R. 2532 - "Community Development Block Grant Improvement Act of 2009" Meetings with FHA/HUD on Changes to FHA Insurance Programs Meetings with HUD, Dept. of Agriculture, & Treasury on Multifamily Housing Issues Meetings with HUD on "Flipping" Houses

Client expense: $5,600,000 · Firm income: Not reported

Natural Disaster Planning and Response: H.R. 3026 - "Hazard Mitigation For All Act of 2009" H.R. 3027 - "Predisaster Hazard Mitigation Enhancement Program Act of 2009" H.R. 3028 - "First Responder Innovation and Support Act of 2009" Natural Disaster Planning and Response (cont'd): S 886 - "Catastrophe Obligation Guarantee Act" H.R. 4014 - "Catastrophe Obligation Guarantee Act of 2009" H.R. 1239 - "To establish a homeowner mitigation loan program within the Federal Emergency Management Agency to promote pre-disaster property mitigation measures" Meetings with FEMA on Flood Plain Maps

Client expense: $5,600,000 · Firm income: Not reported

Financial Services Regulatory Reform: Lobby against certain provisions in H.R. 4173. the Wall Street Reform and Consumer Protection Act of 2009 that would affect insurers, including a resolution fund for failing firms. Worked with other foreign owned U.S.insurance companies to provide protection against potential discrimination against US affiliates. Also, lobby for robust and effective Federal Insurance Office. Insurance Regulatory Reform: Advocate for favorable legislation affecting the regulation of property/casualty and life insurance, including H.R. 1880, the National Insurance Consumer Protection Act of 2009. This bill could create an optional federal charter for insurance. Long Term Care Insurance: through trade association, advocate in support of S.702, titled the "Long-Term Care Affordability and Security Act of 2009." This bill would allow long-term care insurance to be offered in employer-sponsored cafeteria plans flexible spending arrangements. Work through trade association to oppose inclusion of Class Act, which would create a federal long-term care insurance program, in House and Senate healthcare reform legislation. Annuities/Suitability: Advocated against rule 151A, adapted by the U.S. Securities and Exchange Commission. Lobbied both Congress and the SEC. This rule would make certain fixed annuities subject federal securities laws. Holocaust insurance issues/ICHEIC: Lobbied against the possible reintroduction of legislation that would create a new cause of action against U.S. insurance companies with European affiliates that may have written life insurance policies involving Holocaust victims. The bill could also require any European insurer with policies written between 1990 and 1945 that may have involved holocaust victims to disclose all files on the policies, including names, to the U.S. Credit-based insurance scores: Lobbied against the reintroduction of legislation that would restrict the ability of personal lines insurers to use credit information of underwriting or setting rates. McCarran-Ferguson Reform: follow and oppose H.R. 1503, inclusion in health care legislation of the Insurance Industry Competition Act, which would repeal the McCarran-Ferguson Act, which provides insurers a limited exemption from federal antitrust law. Flood and national catastrophe insurance: In participation with a coalition, lobbied House and Senate staff to oppose legislation that would expand the National flood Insurance Program to include win insurance, specifically H.R. 1264 the Multiple Peril Insurance Act of 2009. Also lobbied against the possible reintroduction of legislation to create a national back stop for national catastrophe insurance. Also lobbied for inclusion of funding for structure mitigation, to protect houses and business against nat cat, in the stimulus bill. Also incorporated climate change arguments into natural catastrophe insurance lobbying efforts and promoted fireman's fund green products with Congressional staff and S.886, the catastrophe Obligation Guarantee Act. Lobbied for H.R.3026, H.R.3027 and H.R. 33028 which funds insurance grants and loans for federal mitigation programs. Climate and energy legislation: Monitored the progress of HR 2454, the American Clean Energy and Security Act of 2009. Municipal bond legislation: Monitor municipal blond legislation, specifically HR 2589, Municipal Bond Insurance Enhancement Act of 2009, HR 2549, Municipal Bond Fairness Act, Municipal Bond Liquidity Act; and Municipal Financial Advisors Regulation Act. Right to Repair Act, HR 2057: support for bill which would enhance consumers' ability to take automobiles to independent shops for repairs. Broker-dealer regulatory reform: Monitor financial regulatory reform as it relates to broker-dealer and their existing regulation under the Financial Industry Regulatory Authority (FINRA). Surplus insurance lines: Monitor progress and support HR 2571, the Nonadmitted and Reinsurance Reform Act and its inclusion in financial services reform legislation. State jurisdiction over annuity products: Support the continuing of state jurisdiction over fixed annuities: H.R. 2733, Fixed Indexed Annuities and Insurance Products Classification Act of 2009. Agents and brokers: Support NARABII: H.R. 2554, the National Association of Registered Agents and Brokers Reform Act of 2009. Annuities: Support HR2748, the Retirement Security Needs Lifetime Payment Act of 2009 and monitor through trade assn.

S 762 Fire Safe Communities Act HR 3027 The Predisaster Hazard Mitigation Enhancement Act of 2009 HR 1404/S 652 FLAME Act HR 3028 The First Responder Innovation and Support Act of 2009 HR 2592 Safe Building Code Incentive Act of 2009 H.R. 3791 Fire Grants Reauthorization Act HR 3026 The Hazard Mitigation Act of 2009 H.R. 1131 Community Protection and Response Act HR 3027 The Predisaster Hazard Mitigation Enhancement Act of 2009 HR 3028 The First Responder Innovation and Support Act of 2009 H.R. 3791 Fire Grants Reauthorization Act H.R. 1131 Community Protection and Response Act H.R. 1499/S. 602 Firefighter Fatality Reduction Act of 2009 H.R. 3377 Disaster Response, Recovery and Mitigation Enhancement Act of 2009 H.R. 3820 Natural Hazards Risk Reduction Act of 2009

Client expense: Not reported · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

HR 1239, Property Mitigation Assistance Act of 2009 HR 1264, Multiple Peril Insurance Act of 2009 S 505, Homeowner's Defense Act of 2009 HR 83, Homeowner's Insurance Protection Act of 2009 HR 635, National Commission on State Worker's Compensation Laws Act of 2009 HR 1880, National Insurance Consumer Protection Act HR 2554, National Association of Registered Agents and Brokers Reform Act of 2009 HR 2555, Homeowner's Defense Act of 2009 HR 2571, Nonadmitted and Reinsurance Reform Act of 2009 HR 2609, Insurance Information Act of 2009 HR 2918, Legislative Branch Appropriations of 2009 HR 3026, Hazard Mitigation For All Act of 2009 HR 3027, Predisaster Hazard Mitigation Enhancement Program Act of 2009 HR 3028, First Responder Innovation and Support Act of 2009 Insurance Regulation (general) Flood Insurance (general) Office of Insurance Regulation (general)

Client expense: $145,000 · Firm income: Not reported

Natural Disaster Planning and Response: H.R. 3026 - "Hazard Mitigation For All Act of 2009" H.R. 3027 - "Predisaster Hazard Mitigation Enhancement Program Act of 2009" H.R. 3028 - "First Responder Innovation and Support Act of 2009" Natural Disaster Planning and Response (cont'd): S 886 - "Catastrophe Obligation Guarantee Act" H.R. 1239 - "To establish a homeowner mitigation loan program within the Federal Emergency Management Agency to promote pre-disaster property mitigation measures"

Client expense: $4,220,000 · Firm income: Not reported

FHA Prohibition on Seller-funded Downpayment Assistance: H.R. 600 - "FHA Seller-Financed Downpayment Reform Act of 2009" FHA Loan Limit Increase: H.R. 587 - "To increase the loan limits for the FHA single family housing mortgage insurance programs" H.R. 2483 - "Increasing Homeownership Opportunities Act" Studies on FHA Mortgage Insurance: H.R. 2467 - "FHA Enhanced Oversight Act of 2009" Providing Pre-disaster Mitigation Agreements for Public and Assisted Housing Residents: H.R. 3026 - "Hazard Mitigation For All Act of 2009" Grants for Veteran Housing: H.R. 3073 - "A bill to amend title 38, United States Code, to direct the Secretary of Veterans Affairs establish a grant program to provide assistance to veterans who are at risk of becoming homeless." Prevention of Housing Discrimination: H.R. 476 - Housing Fairness Act of 2009 Preservation of Assisted Rural Multifamily Housing: H.R. 2876 - "Rural Housing Preservation Act of 2009" HUD, FHA Appropriations HR 3288 - "Making appropriations for the Department of Transportation, Department of Housing and Urban Development, and Certain Independent Agencies, for the fiscal year ending September 30, 2010, and for other purposes." FHA Modernization: HR 3146 - "21 Century FHA Housing Act of 2009" Loan limits for high-rise condo development: H.R. 3527 - "FHA Multifamily Loan Limit Adjustment Act of 2009" Meetings with HUD/FHA, FHFA on Condominium Rules Letter to HUD on Affordable Housing

Client expense: $4,220,000 · Firm income: Not reported

S. 970/ H.R. 2246. Community Building Code Administration Grant Act H.R. 2592. Safe Building Code Incentive Act of 2009 (entire bill) H.R. 3026. Hazard Mitigation for All Act H.R. 3027. Pre-disaster Hazard Mitigation Enhancement Program Act H.R. 1746. Pre-Disaster Mitigation Act of 2009 (entire bill)

Client expense: $330,000 · Firm income: Not reported

Government targets: Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, HOUSE OF REPRESENTATIVES, Natl Economic Council (NEC), SENATE, Treasury, Dept of, White House Office

HOUSE H.R. 0001-American Recovery and Reinvestment Act-(Promote clean energy incentives) H.R. 0055-Commuter Act of 2009-(Transit/Transportation) H.R. 0564-Superfund Reinvestment Act of 2009-(All Sections) HOUSE (Continued) H.R. 0890-The American Renewable Energy Act-(Building cosponsorship) H.R. 1329-CLEAN TEA-(To build support for transportation in climate legislation) H.R. 1612-Public Lands Service Corps Act of 2009-(All Sections) H.R. 1618-Safe Highways and Infrastructure Preservation Act (SHIPA)-(In support of limiting freight truck size and weight) H.R. 2751-Consumer Assistance to Recycle and Save Act-(Fuel Economy) H.R. 3026-Hazard Mitigation for All Act-(All Sections) H.R. 3027-Predisaster Mitigation Enhancement Act-(All Sections) H.R. 3028-First Responder Innovation and Support Act of 2009-(All Sections) H.R. 3619-Coast Guard Authorization Act-(All Sections) SENATE S. 0022-Omnibus Public Lands Management-(All Sections) S. 0779-Safe Highways and Infrastructure Preservation Act (SHIPA)-(In support of limiting freight truck size and weight) S. 1470-Forest Jobs and Recreation Act-(wilderness and logging provisions) NOT YET INTRODUCED (NYI) Authorizing Bill - no name (Authorize NOAA's Bay-Watershed Education Training and Environmental Literacy Grants programs)-(All Sections)

Client expense: $150,000 · Firm income: Not reported

HR 1404, HR 3026, HR 3027

Client expense: $50,000 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), Consumer Product Safety Commission (CPSC), Education, Dept of, Energy, Dept of, Environmental Protection Agency (EPA), Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Justice, Dept of (DOJ), Natl Institute of Standards & Technology (NIST), Occupational Safety & Health Administration (OSHA), SENATE, Veterans Affairs, Dept of (VA)