Improved Financial and Commodity Markets Oversight and Accountability Act

HR 977, HR 1754, HR 2111, HR 2253, HR 3126, HR 3269, HR 3300, HR 3310, HR 3765, HR 3996, HR 4142, HR 4173, HR 4191, HR 4516, HR 498, HR 6223, HR 6334, HR 74, HR 885, S 1354, S 1691, S 2746, S 2756, S 2813, S 298, S 3149, S 344, S 3826, S 567, S 605, S 664

Client expense: $810,000 · Firm income: Not reported

Government targets: Federal Deposit Insurance Corporation (FDIC), Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

Various legislative Proposals regarding financial regulatory reform- relating to consumer loans, derivatives market proposals, regulatory oversight and consumer products (H.R. 4173 and related conference report, H.R. 4516, S.1074, H.R. 885, S. 1354, S. 1691, S. 2756, S. 3149, S.664, S.400, S. 566, S 608) The Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 and implementation; Financial Literacy & Education Efforts. Community Reinvestment Modernization Act (H.R. 1479, H.R. 6334); Small Business Jobs & Credit Act of 2010 (H.R. 5297); Working Small Business Regulatory Relief Act (H.R. 535)

Client expense: $100,000 · Firm income: Not reported

Government targets: Federal Deposit Insurance Corporation (FDIC), HOUSE OF REPRESENTATIVES, SENATE

HR 977, HR 1754, HR 2111, HR 2253, HR 3126, HR 3269, HR 3300, HR 3310, HR 3765, HR 3996, HR4142, HR 4173, HR 4191, HR 4516, HR 498, HR 6223, HR 6334, HR 74, HR 885, S 1354, S 1691, S 2746, S 2756, S 2813, S 298, S 3149, S 344, S 3826, S 567, S 605, S 664

Client expense: $1,170,000 · Firm income: Not reported

HR 4173 Wall Street Reform and Consumer Protection Act of 2009; Issue: all aspects impacting insurance regulation S. 3217 Restoring American Financial Stability Act of 2010; Issue: all aspects impacting insurance regulation HR 2554 National Association of Registered Agent and Brokers Reform Act; Issue:reducing costs and administrative difficulties associated with reciprocal licensing of multi-state insurance agents. We support this bill. HR 2609 Create a federal Office of Insurance Information; Issue: need for federal insurance expertise; scope of office HR 2571 and S 1363 Non-Admitted and Reinsurance Reform; Issue: need for reform for these insurance lines HR 2733/S 1389 - Fixed Indexed Annuities and Insurance Products Classification Act; Issue: clarify that certain annuity products are exempt from federal regulation Other Financial Services Regulatory Reform bills, including: HR 1880 - The National Insurance Consumer Protection Act; HR 3996 Financial Stability Improvement Act; S 2756 Financial Services Systemic Risk Oversight Council Act; HR 3310 Consumer Protection and Regulatory Enhancement Act; HR 2253/S 298 Financial Markets Commission Act, S 664 and HR 1754 The Financial System Stabilization and Reform Act of 2009; HR 4191 Let Wall Street Pay for the Restoration of Main Street, HR 885/S 1354 Improved Financial and Commodity Markets Oversight and Accountability Act, S 1540 Resolution Reform Act, S 2813 Investor Rights and Corporate Accountability Act, HR 3269 Corporate and Financial Institution Compensation Fairness Act, HR 4142/S 2746 Too Big to Fail, Too Big to Exist Act, HR 4516 Financial Services Industry Stability Act of 2010; and HR 2111 Congressional Commission on Financial Accoutability and Preparedness Act; Issues on all above regulatory reform bills: all aspects of financial services regulatory reform affecting the insurance industry, including scope of Federal Insurance Office, consumer protection, systemic risk regulation, resolution authority, and funding mechanisms. S 3546 Cheaper Car Insurance Act of 2010; Issue: federal efforts to crack down on insurance fraud S 3685 Insurance Competition and Transparency Act of 2010; Issue: Oppose greater FTC involvement in insurance regulation

Please see addendum. Issues related to Credit Union field of membership Issues related to Credit Union Service Organizations (CUSO) Issues related to credit union operations Issues related to National Credit Union Administration examination procedures Issues related to Financial Accounting Standards Board Issues related to foreign remittance payments Issues related to the implementation of the Unlawful Internet Gambling Prohibition Act Issues related to the Bank Secrecy Act and Currency Transaction Reporting Requirements Issues related to the Department of Treasury's Blueprint for a Modernized Financial Regulatory Structure Issues related to Mark-to-Market accounting Issues related to NCUA's Corporate Stabilization Plan H.R. 885, Improved Financial and Commodity Market Oversight and Accountability Act, all provisions H.R. 2266, Reasonable Prudence in Regulation Act, all provisions H.R. 2267, Internet Gambling Regulation, Consumer Protection, and Enforcement Act, all provisions

Client expense: $732,020 · Firm income: Not reported

Various legislative Proposals regarding financial regulatory reform- relating to consumer loans, derivatives market proposals, regulatory oversight and consumer products (H.R. 4173 and related conference report, H.R 4516, S.1074, H.R. 885, S. 1354, S. 1691, S. 2756, S. 3149, S.664, S.400, S. 566, S 608); Financial Literacy & Education Efforts; Community Reinvestment Modernization Act (HR 1479)

Client expense: $160,000 · Firm income: Not reported

Government targets: Federal Deposit Insurance Corporation (FDIC), HOUSE OF REPRESENTATIVES, SENATE

HR 977, HR 1754, HR 2111, HR 2253, HR 3126, HR 3269, HR 3300, HR 3310, HR 3996, HR 4142, HR 4173, HR 4149, HR 4516, HR 498, HR 74, HR 885, S 1354, S 1691, S 2746, S 2756, S 2813, S 298, S 3149, S 344, S 567, S 605, S 664, S 3127

Client expense: $1,490,000 · Firm income: Not reported

Government targets: Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

HR 4173 Wall Street Reform and Consumer Protection Act of 2009; Issue: all aspects impacting insurance regulation S. 3217 Restoring American Financial Stability Act of 2010; Issue: all aspects impacting insurance regulation HR 2554 National Association of Registered Agent and Brokers Reform Act; Issue:reducing costs and administrative difficulties associated with reciprocal licensing of multi-state insurance agents. We support this bill. HR 2609 Create a federal Office of Insurance Information; Issue: need for federal insurance expertise; scope of office HR 2571 and S 1363 Non-Admitted and Reinsurance Reform; Issue: need for reform for these insurance lines HR 2733/S 1389 - Fixed Indexed Annuities and Insurance Products Classification Act; Issue: clarify that certain annuity products are exempt from federal regulation HR 3817 Investor Protection Act - all aspects pertaining to the sale of financial products and the licensing of agents Other Financial Services Regulatory Reform bills, including: HR 1880 - The National Insurance Consumer Protection Act; HR 3396 Financial Stability Improvement Act; S 2756 Financial Services Systemic Risk Oversight Council Act; HR 3310 Consumer Protection and Regulatory Enhancement Act; HR 2253/S 298 Financial Markets Commission Act, S 664 and HR 1754 The Financial System Stabilization and Reform Act of 2009; HR 4191 Let Wall Street Pay for the Restoration of Main Street, HR 885/S 1354 Improved Financial and Commodity Markets Oversight and Accountability Act, S 1540 Resolution Reform Act, S 2813 Investor Rights and Corporate Accountability Act, HR 3269 Corporate and Financial Institution Compensation Fairness Act, HR 4142/S 2746 Too Big to Fail, Too Big to Exist Act, and HR 2111 Congressional Commission on Financial Accoutability and Preparedness Act; Issues on all above bills: all aspects of financial services regulatory reform affecting the insurance industry, including scope of Federal Insurance Office, consumer protection, systemic risk regulation, resolution authority, and funding mechanisms.

HR 74, HR 498, HR 885, HR 977, HR 1754, HR 2111, HR 2253, HR 3126, HR 3269, HR 3300, HR 3310, HR 3996, HR 4142, HR 4173, HR 4191, HR 4516, S 298, S 344, S 605, S 664, S 1354, S 1691, S 2746, S 2756, S 2813

Client expense: $750,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

Please see addendum. Issues related to Credit Union field of membership Issues related to Credit Union Service Organizations (CUSO) Issues related to credit union operations Issues related to National Credit Union Administration examination procedures Issues related to Financial Accounting Standards Board Issues related to foreign remittance payments Issues related to the implementation of the Unlawful Internet Gambling Prohibition Act Issues related to the Bank Secrecy Act and Currency Transaction Reporting Requirements Issues related to the Department of Treasury's Blueprint for a Modernized Financial Regulatory Structure Issues related to Mark-to-Market accounting Issues related to NCUA's Corporate Stabilization Plan H.R. 885, Improved Financial and Commodity Market Oversight and Accountability Act, all provisions H.R. 2266, Reasonable Prudence in Regulation Act, all provisions H.R. 2267, Internet Gambling Regulation, Consumer Protection, and Enforcement Act, all provisions

Client expense: $673,470 · Firm income: Not reported

HR 1880 - The National Insurance Consumer Protection Act; Issue: concerns about federal regulation of insurance S 664 and HR 1754 The Financial System Stabilization and Reform Act of 2009; Issue: continued role for state regulators HR 2554 National Association of Registered Agent and Brokers Reform Act; Issue:reducing costs and administrative difficulties associated with reciprocal licensing of multi-state insurance agents. We support this bill. HR 3396 Financial Stability Improvement Act; S 2756 Financial Services Systemic Risk Oversight Council Act; Issues: how to define systemic risk?, what size and type of company should be regulated by the Council? S. 3217 Restoring American Financial Stability Act of 2010 (Sen. Dodd) Issue: concerns over creation of a pre-event resolution fund; scope of new Office of National Insurance HR 2609 Create a federal Office of Insurance Information; Issue: need for federal insurance expertise HR 2571 and S 1363 Non-Admitted and Reinsurance Reform; Issue: need for reform for these insurance lines Financial Services Regulatory Reform bills, including HR 4173 Wall Street Reform and Consumer Protection Act of 2009, HR 3310 Consumer Protection and Regulatory Enhancement Act; HR 2253/S 298 Financial Markets Commission Act, HR 4191 Let Wall Street Pay for the Restoration of Main Street, HR 885/S 1354 Improved Financial and Commodity Markets Oversight and Accountability Act, HR 977 Derivatives Market Transparency and Accountability Act, HR 3300 Derivative Trading Accountability and Disclosure Act, S 1540 Resolution Reform Act, S 1691 Comprehensive Derivatives Regulation Act, S 2813 Investor Rights and Corporate Accountability Act HR 3269 Corporate and Financial Institution Compensation Fairness Act, HR 4142/S 2746 Too Big to Fail, Too Big to Exist Act, and HR 2111 Congressional Commission on Financial Accoutability and Preparedness Act; Issue: all aspects of financial services regulatory reform affecting the insurance industry HR 3817 Investor Protection Act - all aspects pertaining to the sale of financial products and the licensing of agents HR 2733/S 1389 - Fixed Indexed Annuities and Insurance Products Classification Act; Issue: clarify that certain annuity products are exempt from federal regulation S. 1297 Retirement Security for Life Act. Issue: Tax Incentives for Annuities HR 2748 Retirement Security Needs Lifetime Pay Act of 2009. Issue: Tax incentives for Annuities. NOT YET INTRODUCED Restrictions on insurers use of credit scoring; Issue: ability to continue to use an accurate predictor of insurance claims

Please see addendum. Issues related to Credit Union field of membership Issues related to credit union conversions Issues related to Credit Union Service Organizations (CUSO) Issues related to credit union operations Issues related to National Credit Union Administration examination procedures Issues related to Financial Accounting Standards Board Issues related to foreign remittance payments Issues related to the implementation of the Unlawful Internet Gambling Prohibition Act Issues related to the Bank Secrecy Act and Currency Transaction Reporting Requirements Issues related to the Department of Treasury's Blueprint for a Modernized Financial Regulatory Structure Issues related to Mark-to-Market accounting Issues related to NCUA's Corporate Stabilization Plan H.R. 885, Improved Financial and Commodity Market Oversight and Accountability Act, all provisions H.R. 2266, Reasonable Prudence in Regulation Act, all provisions H.R. 2267, Internet Gambling Regulation, Consumer Protection, and Enforcement Act, all provisions

Client expense: $1,060,000 · Firm income: Not reported

Please see addendum. Issues related to Credit Union field of membership Issues related to credit union conversions Issues related to Credit Union Service Organizations (CUSO) Issues related to credit union operations Issues related to National Credit Union Administration examination procedures Issues related to Financial Accounting Standards Board Issues related to foreign remittance payments Issues related to the implementation of the Internet Gambling Prohibition Act Issues related to the Bank Secrecy Act and Currency Transaction Reporting Requirements Issues related to the Department of Treasury's Blueprint for a Modernized Financial Regulatory Structure Issues related to Mark-to-Market accounting Issues related to NCUA's Corporate Stabilization Plan H.R. 885, Improved Financial and Commodity Market Oversight and Accountability Act, all provisions

Client expense: $860,000 · Firm income: Not reported

Please see addendum. Issues related to Credit Union field of membership Issues related to credit union conversions Issues related to Credit Union Service Organizations (CUSO) Issues related to credit union operations Issues related to National Credit Union Administration examination procedures Issues related to Financial Accounting Standards Board Issues related to foreign remittance payments Issues related to the implementation of the Internet Gambling Prohibition Act Issues related to the Bank Secrecy Act and Currency Transaction Reporting Requirements Issues related to the Department of Treasury's Blueprint for a Modernized Financial Regulatory Structure Issues related to Mark-to-Market accounting Issues related to NCUA's Corporate Stabilization Plan H.R. 885, Improved Financial and Commodity Market Oversight and Accountability Act, all provisions

Client expense: $830,000 · Firm income: Not reported

Please see addendum. Credit Union field of membership Issues related to credit union conversions Issues related to Credit Union Service Organizations (CUSO) Issues related to credit union operations National Credit Union Administration examination procedures Issues related to Financial Accounting Standards Board Issues related to foreign remittance payments Issues related to the implementation of the Internet Gambling Prohibition Act Issues related to the Bank Secrecy Act and Currency Transaction Reporting Requirements Issues related to the Department of Treasury's Blueprint for a Modernized Financial Regulatory Structure Issues related to Mark-to-Market accounting Issues related to NCUA's Corporate Stabilization Plan H.R. 885, Improved Financial and Commodity Market Oversight and Accountability Act, all provisions

Client expense: $1,300,000 · Firm income: Not reported

HR 74, HR 498, HR 885, HR 977, HR 1754, HR 2111, HR 2253, S 298, S 344, S 567, S 605, S 664

Client expense: $907,076 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, Justice, Dept of (DOJ), Natl Economic Council (NEC), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

HR 74, HR 885, HR 977, HR 1754, HR 2111, HR 2253, HR 3126, HR 3269, HR 3300, HR 3310, HR 3996, HR 4142, HR 4173, HR 4191, S 298, S 344, S 567, S 605, S 664, S 1354, S 1691, S 2746, S 2756, S 2813

Client expense: $790,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

Please see addendum. Issues related to Credit Union field of membership Issues related to credit union conversions Issues related to Credit Union Service Organizations (CUSO) Issues related to credit union operations Issues related to National Credit Union Administration examination procedures Issues related to Financial Accounting Standards Board Issues related to foreign remittance payments Issues related to the implementation of the Unlawful Internet Gambling Prohibition Act Issues related to the Bank Secrecy Act and Currency Transaction Reporting Requirements Issues related to the Department of Treasury's Blueprint for a Modernized Financial Regulatory Structure Issues related to Mark-to-Market accounting Issues related to NCUA's Corporate Stabilization Plan H.R. 885, Improved Financial and Commodity Market Oversight and Accountability Act, all provisions H.R. 2266, Reasonable Prudence in Regulation Act, all provisions H.R. 2267, Internet Gambling Regulation, Consumer Protection, and Enforcement Act, all provisions

Client expense: $764,000 · Firm income: Not reported

H.R. 3606, the Credit CARD Technical Corrections Act of 2009 (Entire Bill); H.R. 627, Credit Cardholders' Bill of Rights Act of 2009 (Entire Bill); H.R. 787, the Hope for Homeowners Improvement Act of 2009 (Entire Bill); H.R. 1456, the Consumer Overdraft Protection Fair Practices Act of 2009 (Entire Bill); H.R. 786, Permanent Extension of Share Insurance Fund Increase (Entire Bill); H.R. 788, to provide a Safe Harbor for Mortgage Servicers (Entire Bill); H.R. 4173, the Wall Street Reform and Consumer Protection Act of 2009 (Title I, Title II, Title IV); S. 1799, the Fairness and Accountability in Receiving Overdraft Coverage Act of 2009 (Entire Bill); S. 1927, the Credit Card Rate Freeze Act of 2009 (Entire Bill); the Restoring American Financial Stability Act of 2009 (Discussion Draft) (Title I, Title II, Title III, Title VI, Title VIII, Title X, Title XI, Title XII); H.R. 3766, the Main Street TARP Act of 2009 (Entire Bill); H.R. 3996, the Financial Stability Improvement Act of 2009 (Entire Bill); S. 2919, to advance the ability of credit unions to promote small business growth and economic development opportunities (Entire Bill); H.R. 3904, the Overdraft Protection Act of 2009 (Entire Bill); H.R. 3890, the Accountability and Transparency in Rating Agencies Act of 2009 (Entire Bill); H.R. 3723, the Small Business Credit Expansion and Loan Markets Stabilization Act of 2009 (Entire Bill); H.R. 3854, the Small Business Financing and Investment Act of 2009 (Entire Bill); H.R. 3614, S. 1513, and S. 1929, to provide a temporary extension of programs under the Small Business Act and the Small Business Investment Act of 1958 (Entire Bill); H.R. 3288, the Transportation, Housing and Urban Development, and Related Agencies Appropriations Act, 2010 (Division C: Title I, Title V); H.R. 1106, the Helping Families Save Their Homes Act (Title I, Title II, Sections 201, 203, 532, 204, 206, 207, Title III); H.R. 3269, the Corporate and Financial Institution Compensation Fairness Act of 2009 (Entire Bill); H.R. 3044, to delay the implementation of the Home Valuation Code of Conduct (Entire Bill); H.R. 3639, the Expedited CARD Reform for Consumers Act of 2009 (Entire Bill); H.R. 3126, the Consumer Financial Protection Agency Act of 2009 (Entire Bill); H.R. 2382, the Credit Card Interchange Fees Act of 2009 (Entire Bill); H.R. 2695, the Credit Card Fair Fee Act of 2009 (Entire Bill); S. 414, the Credit Card Accountability, Responsibility and Disclosure Act of 2009 (Entire Bill); H.R. 3380, the Promoting Lending to America's Small Businesses Act of 2009 (Entire Bill); H.R. 3723, the Small Business Credit Expansion and Loan Markets Stabilization Act of 2009 (Entire Bill); H.R. 3795, to enact the Over-the-Counter Derivatives Markets Act of 2009 (Entire Bill); H.R. 1214, the Payday Loan Reform Act of 2009; H.R. 1728, the Mortgage Reform and Anti-Predatory Lending Act of 2009 (Entire Bill); H.R. 3221, the Student Aid and Fiscal Responsibility Act of 2009 (Title II); H.R. 2676, the Administrative Support and Oversight for Community Financial Institutions Act of 2009 (Entire Bill); H.R. 885, the Improved Financial and Commodities Market Oversight and Accountability Act (Entire Bill); H.R. 2267, the Internet Gambling Regulation, Consumer Protection, and Enforcement Act of 2009 (Entire Bill); H.R. 2266, the Reasonable Prudence in Regulation Act (Entire Bill); H.R. 1779, the Financial Crimes Resources Act of 2009 (Section 2); H. Res. 556, Recognizing the 75th Anniversary of the Passage of the Federal Credit Union Act (Entire Bill); H.R. 200, the Helping Families Save Their Homes in Bankruptcy Act of 2009 (Entire Bill); H.R. 225, the Emergency Homeownership and Equity Protection Act (Entire Bill); H.R. 384, The TARP Reform and Accountability Act of 2009 (Title I, Sections 101, 103, 104, 105, 106, 109, 111, 113, Title II, Title IV, Title V, Title VI, Title X); H.R. 2336, the GREEN Act of 2009 (Entire Bill); H.R. 2351, the Credit Union Share Insurance Stabilization Act of 2009 (Entire Bill); H.R. 3068, the TARP for Main Street Act of 2009 (Sections 1, 2, 3, 4, 5); S. 896, the Helping Families Save Their Homes Act of 2009 (Sections 203, 204, 205, 217); S. 1212, the Credit Card Fair Fee Act of 2009 (Entire Bill); H.R. 1479, the Community Reinvestment Modernization Act of 2009 (Entire Bill); S. 257, the Consumer Credit Fairness Act of 2009 (Entire Bill); Regulatory Compliance with Department of Defense Financial Management Regulations; Reform of Government Sponsored Enterprises; Impact of H1N1 Influenza on Small Businesses; Reform of Credit Rating Agencies; Financial Literacy; Overdraft Fees; Credit Card Interchange Fees; Financial Regulatory Reform; CDFI Appropriations; CLF Appropriations; Regulatory Relief for Financial Institutions; Financial Modernization; Real Estate Settlement Practices Act (RESPA); FY 2010 Budget Resolution; Troubled Asset Relief Program (TARP); Military New Housing Assistance Program; Pension Relief; Community Reinvestment Act (CRA); Credit Union Member Business Lending (MBL); Corporate Credit Union issues; Mortgage Bankruptcy Cramdown; First-Time Homebuyer Tax Credit; SBA Loan Guarantee; Mark to Market Accounting Rules; National Credit Union Share Insurance Fund (NCUSIF); Remittances; Department of Treasury Financial Services Regulatory Reform proposal entitled "Financial Regulatory Reform: A New Foundation."

H.R. 3606, the Credit CARD Technical Corrections Act of 2009 (Entire Bill); H.R. 627, Credit Cardholders' Bill of Rights Act of 2009 (Entire Bill); H.R. 787, the Hope for Homeowners Improvement Act of 2009 (Entire Bill); H.R. 1456, the Consumer Overdraft Protection Fair Practices Act of 2009 (Entire Bill); H.R. 786, Permanent Extension of Share Insurance Fund Increase (Entire Bill); H.R. 788, to provide a Safe Harbor for Mortgage Servicers (Entire Bill); H.R. 4173, the Wall Street Reform and Consumer Protection Act of 2009 (Title I, Title II, Title IV); S. 1799, the Fairness and Accountability in Receiving Overdraft Coverage Act of 2009 (Entire Bill); S. 1927, the Credit Card Rate Freeze Act of 2009 (Entire Bill); the Restoring American Financial Stability Act of 2009 (Discussion Draft) (Title I, Title II, Title III, Title VI, Title VIII, Title X, Title XI, Title XII); H.R. 3766, the Main Street TARP Act of 2009 (Entire Bill); H.R. 3996, the Financial Stability Improvement Act of 2009 (Entire Bill); S. 2919, to advance the ability of credit unions to promote small business growth and economic development opportunities (Entire Bill); H.R. 3904, the Overdraft Protection Act of 2009 (Entire Bill); H.R. 3890, the Accountability and Transparency in Rating Agencies Act of 2009 (Entire Bill); H.R. 3723, the Small Business Credit Expansion and Loan Markets Stabilization Act of 2009 (Entire Bill); H.R. 3854, the Small Business Financing and Investment Act of 2009 (Entire Bill); H.R. 3614, S. 1513, and S. 1929, to provide a temporary extension of programs under the Small Business Act and the Small Business Investment Act of 1958 (Entire Bill); H.R. 3288, the Transportation, Housing and Urban Development, and Related Agencies Appropriations Act, 2010 (Division C: Title I, Title V); H.R. 1106, the Helping Families Save Their Homes Act (Title I, Title II, Sections 201, 203, 532, 204, 206, 207, Title III); H.R. 3269, the Corporate and Financial Institution Compensation Fairness Act of 2009 (Entire Bill); H.R. 3044, to delay the implementation of the Home Valuation Code of Conduct (Entire Bill); H.R. 3639, the Expedited CARD Reform for Consumers Act of 2009 (Entire Bill); H.R. 3126, the Consumer Financial Protection Agency Act of 2009 (Entire Bill); H.R. 2382, the Credit Card Interchange Fees Act of 2009 (Entire Bill); H.R. 2695, the Credit Card Fair Fee Act of 2009 (Entire Bill); S. 414, the Credit Card Accountability, Responsibility and Disclosure Act of 2009 (Entire Bill); H.R. 3380, the Promoting Lending to America's Small Businesses Act of 2009 (Entire Bill); H.R. 3723, the Small Business Credit Expansion and Loan Markets Stabilization Act of 2009 (Entire Bill); H.R. 3795, to enact the Over-the-Counter Derivatives Markets Act of 2009 (Entire Bill); H.R. 1214, the Payday Loan Reform Act of 2009; H.R. 1728, the Mortgage Reform and Anti-Predatory Lending Act of 2009 (Entire Bill); H.R. 3221, the Student Aid and Fiscal Responsibility Act of 2009 (Title II); H.R. 2676, the Administrative Support and Oversight for Community Financial Institutions Act of 2009 (Entire Bill); H.R. 885, the Improved Financial and Commodities Market Oversight and Accountability Act (Entire Bill); H.R. 2267, the Internet Gambling Regulation, Consumer Protection, and Enforcement Act of 2009 (Entire Bill); H.R. 2266, the Reasonable Prudence in Regulation Act (Entire Bill); H.R. 1779, the Financial Crimes Resources Act of 2009 (Section 2); H.Res. 556, Recognizing the 75th Anniversary of the Passage of the Federal Credit Union Act (Entire Bill); H.R. 200, the Helping Families Save Their Homes in Bankruptcy Act of 2009 (Entire Bill); H.R. 225, the Emergency Homeownership and Equity Protection Act (Entire Bill); H.R. 384, The TARP Reform and Accountability Act of 2009 (Title I, Sections 101, 103, 104, 105, 106, 109, 111, 113, Title II, Title IV, Title V, Title VI, Title X); H.R. 2336, the GREEN Act of 2009 (Entire Bill); H.R. 2351, the Credit Union Share Insurance Stabilization Act of 2009 (Entire Bill); H.R. 3068, the TARP for Main Street Act of 2009 (Sections 1, 2, 3, 4, 5); S. 896, the Helping Families Save Their Homes Act of 2009 (Sections 203, 204, 205, 217); S. 1212, the Credit Card Fair Fee Act of 2009 (Entire Bill); H.R. 1479, the Community Reinvestment Modernization Act of 2009 (Entire Bill); S. 257, the Consumer Credit Fairness Act of 2009 (Entire Bill); Regulatory Compliance with Department of Defense Financial Management Regulations; Reform of Government Sponsored Enterprises; Impact of H1N1 Influenza on Small Businesses; Reform of Credit Rating Agencies; Financial Literacy; Overdraft Fees; Credit Card Interchange Fees; Financial Regulatory Reform; CDFI Appropriations; CLF Appropriations; Regulatory Relief for Financial Institutions; Financial Modernization; Real Estate Settlement Practices Act (RESPA); FY 2010 Budget Resolution; Troubled Asset Relief Program (TARP); Military New Housing Assistance Program; Pension Relief; Community Reinvestment Act (CRA); Credit Union Member Business Lending (MBL); Corporate Credit Union issues; Mortgage Bankruptcy Cramdown; First-Time Homebuyer Tax Credit; SBA Loan Guarantee; Mark to Market Accounting Rules; National Credit Union Share Insurance Fund (NCUSIF); Remittances; Department of Treasury Financial Services Regulatory Reform proposal entitled "Financial Regulatory Reform: A New Foundation."

HR 1880 - The National Insurance Consumer Protection Act; Issue: concerns about federal regulation of insurance S 664 and HR 1754 The Financial System Stabilization and Reform Act of 2009; Issue: continued role for state regulators HR 2554 National Association of Registered Agent and Brokers Reform Act; Issue:reducing costs and administrative difficulties associated with reciprocal licensing of multi-state insurance agents. We support this bill. HR 635 Establish National Commission on State Workers' Compensation Laws; Issue: Is there a need for this Commission? HR 3396 Financial Stability Improvement Act; S 2756 Financial Services Systemic Risk Oversight Council Act; Issue: how to define systemic risk?, what size and type of company should be regulated by the Council? concerns over creation of a pre-event resolution fund HR 2609 Create a federal Office of Insurance Information; Issue: need for federal insurance expertise HR 2571 and S 1363 Non-Admitted and Reinsurance Reform; Issue: need for reform for these insurance lines Financial Services Regulatory Reform bills, including HR 4173 Wall Street Reform and Consumer Protection Act of 2009, HR 3310 Consumer Protection and Regulatory Enhancement Act; HR 2253/S 298 Financial Markets Commission Act, HR 4191 Let Wall Street Pay for the Restoration of Main Street, HR 885/S 1354 Improved Financial and Commodity Markets Oversight and Accountability Act, HR 977 Derivatives Market Transparency and Accountability Act, HR 3300 Derivative Trading Accountability and Disclosure Act, S 1540 Resolution Reform Act, S 1691 Comprehensive Derivatives Regulation Act, S 2813 Investor Rights and Corporate Accountability Act HR 3269 Corporate and Financial Institution Compensation Fairness Act, HR 4142/S 2746 Too Big to Fail, Too Big to Exist Act, and HR 2111 Congressional Commission on Financial Accoutability and Preparedness Act; Issue: all aspects of financial services regulatory reform affecting the insurance industry HR 3817 Investor Protection Act - all aspects pertaining to the sale of financial products and the licensing of agents HR 2733/S 1389 - Fixed Indexed Annuities and Insurance Products Classification Act; Issue: clarify that certain annuity products are exempt from federal regulation NOT YET INTRODUCED Restrictions on insurers use of credit scoring; Issue: ability to continue to use an accurate predictor of insurance claims

HR 74, HR 498, HR 885, HR 977, HR 1754, HR 2111, HR 2253, HR 3126, HR 3269, HR 3310, S 298, S 344, S 605, S 664, S 1354, S 1691

Client expense: $994,527 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, Natl Economic Council (NEC), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

H.R. 498 - Capital Gains and Estate Tax Relief Act of 2009 - All provisions S. 567 - A bill to repeal the sunset on the reduction of capital gains rates for individuals and on the taxation of dividends of individuals at capital gains rates - All provisions S. 823 - NOL Carryback Act - All provisions H.R. 74 - Financial Oversight Commission Act of 2009 - All provisions S. 298 - Financial Markets Commission Act of 2009 - All provisions H.R. 885 - Improved Financial and Commodity Markets Oversight and Accountability Act - All provisions H.R. 977 - Derivatives markets Transparency and Accountability Act of 2009 - All provisions S. 664 - Financial System Stabilization and Reform Act of 2009 - All provisions H.R. 1754 - Financial System Stabilization and Reform Act of 2009 - All provisions S. 605 - A bill to require the Securities and Exchange Commission to reinstate the uptick rule and effectively regulate abusive short selling activities - All provisions Credit Card/Interchange Fees Retirement Security/Annuities Automobile, Arbitration fairness Nursing home arbitration Regulatory Restructuring Executive Compensation H.R. 2666 - Mortgage Foreclosure Rescue and Loan Modification Services Fraud Prevention Act of 2009 - All provisions H.R. 2922 - Federal assistance Downpayment Reform Act of 2009 - All provisions H.R. 3126 - Consumer Financial Protection Agency Act of 2009 - All provisions H.R. 3214 - Rating Accountability and Transparency Enhancement Act of 2009 or the RATE Act - All provisions H.R. 2664 - Promoting Transparency in Financial Reporting Act of 2009 - All provisions S. 1682 - Derivative Market Manipulations Prevention Act of 2009 - All provisions S. 1691 - Comprehensive Derivative Regulation Act of 2009 - All provisions S. 1615 - A bill to amend the Small Business Act and the Small Business Investment Act of 1958 to stop the small business credit crunch and for other purposes - All provisions S. 1595 - Deceptive Loan Check Elimination Act of 2009 - All provisions H.R. 3195 - National Home Mortgage and Loan Performance Registry Act of 2009 - All provisions H.R. 3639 - To amend the Credit Card Accountability Responsibility and Disclosure Act of 2009 - All provisions H.R. 3269 - Corporate and Financial Institution Compensation Fairness Act of 2009 - All provisions H.R. 3145 - Credit Default Swap Prohibition Act of 1009 - All provisions H.R. 83 - Homeowners Insurance Protection Act of 2009 - All provisions H.R. 998 - Policyholder Disaster Protection Act of 2009 - All provisions H.R. 1409/S. 460 - Employee Free Choice Act - All provisions H.R. 1264 - Multiple Peril Insurance Act of 2009 - All provisions H.R. 3126 - Cons Financial Protection Act - All provisions Draft OTC Derivatives Discussion, Discussion Draft vederal Insurance Office - All provisions H.R. 2418 - CR/Flood Insurance Extension - All provisions S. 1536 - The Avoiding Life-Endangering and Reckless Texting (ALERT) by Drivers Act of 2009 - All provisions H.R. 3200 - America's Affordable Health Choices Act of 2009 - All provisions H.R. 1525 - To amend the National Flood Insurance Act of 1968 to require the Administrator of the Federal Emergency Management Agency to consider reconstruction and Improvement of flood protection systems when establishing flood insurance rates - All provisions H.R. 1880 - National Insurance Consumer Protection Act - All provisions S. 505 - Homeowners' Defense Act of 2009 - All provisions S. 1551 - Liability for Aiding and Abetting Securities Violations Act of 2009 - All provisions

H.R. 3606, the Credit CARD Technical Corrections Act of 2009 (Entire Bill); H.R. 627, Credit Cardholders' Bill of Rights Act of 2009 (Entire Bill); H.R. 787 Hope for Homeowners Improvement Act of 2009 (Entire Bill); H.R. 1456, the Consumer Overdraft Protection Fair Practices Act of 2009 (Entire Bill); H.R. 786, Permanent Extension of Share Insurance Fund Increase (Entire Bill); H.R. 788, to provide a Safe Harbor for Mortgage Servicers (Entire Bill); H.R. 1106, the Helping Families Save Their Homes Act (Title I, Title II, Sections 201, 203, 532, 204, 206, 207, Title III); H.R. 3269, the Corporate and Financial Institution Compensation Fairness Act of 2009 (Entire Bill); H.R. 3044, to delay the implementation of the Home Valuation Code of Conduct (Entire Bill); H.R. 3639, the Expedited CARD Reform for Consumers Act of 2009 (Entire Bill); H.R. 3126, the Consumer Financial Protection Agency Act of 2009 (Entire Bill); H.R. 2382, the Credit Card Interchange Fees Act of 2009 (Entire Bill); H.R. 2695, the Credit Card Fair Fee Act of 2009 (Entire Bill); S. 414, the Credit Card Accountability, Responsibility and Disclosure Act of 2009 (Entire Bill); H.R. 3380, the Promoting Lending to America's Small Businesses Act of 2009 (Entire Bill); H.R. 3723, the Small Business Credit Expansion and Loan Markets Stabilization Act of 2009 (Entire Bill); H.R. 3795, to enact the Over-the-Counter Derivatives Markets Act of 2009 (Entire Bill); H.R. 1214, the Payday Loan Reform Act of 2009; H.R. 1728, the Mortgage Reform and Anti-Predatory Lending Act of 2009 (Entire Bill); H.R. 3221, the Student Aid and Fiscal Responsibility Act of 2009 (Title II); H.R. 2676, the Administrative Support and Oversight for Community Financial Institutions Act of 2009 (Entire Bill); H.R. 885, the Improved Financial and Commodities Market Oversight and Accountability Act (Entire Bill); H.R. 2267, the Internet Gambling Regulation, Consumer Protection, and Enforcement Act of 2009 (Entire Bill); H.R. 2266, the Reasonable Prudence in Regulation Act (Entire Bill); H.R. 1779, the Financial Crimes Resources Act of 2009 (Section 2); H.Res. 556, Recognizing the 75th Anniversary of the Passage of the Federal Credit Union Act (Entire Bill); H.R. 200, the Helping Families Save Their Homes in Bankruptcy Act of 2009 (Entire Bill); H.R. 225, the Emergency Homeownership and Equity Protection Act (Entire Bill); H.R. 384, The TARP Reform and Accountability Act of 2009 (Title I, Sections 101, 103, 104, 105, 106, 109, 111, 113, Title II, Title IV, Title V, Title VI, Title X); H.R. 2336, the GREEN Act of 2009 (Entire Bill); H.R. 2351, the Credit Union Share Insurance Stabilization Act of 2009 (Entire Bill); H.R. 3068, the TARP for Main Street Act of 2009 (Sections 1, 2, 3, 4, 5); S. 896, the Helping Families Save Their Homes Act of 2009 (Sections 203, 204, 205, 217); S. 1212, the Credit Card Fair Fee Act of 2009 (Entire Bill); H.R. 1479, the Community Reinvestment Modernization Act of 2009 (Entire Bill); S. 257, the Consumer Credit Fairness Act of 2009 (Entire Bill); Regulatory Compliance with Department of Defense Financial Management Regulations; Reform of Government Sponsored Enterprises; Impact of H1N1 Influenza on Small Businesses; Reform of Credit Rating Agencies; Financial Literacy; Overdraft Fees; Credit Card Interchange Fees; Financial Regulatory Reform; CDFI Appropriations; CLF Appropriations; Regulatory Relief for Financial Institutions; Financial Modernization; Real Estate Settlement Practices Act (RESPA); FY 2010 Budget Resolution; Troubled Asset Relief Program (TARP); Military New Housing Assistance Program; Pension Relief; Community Reinvestment Act (CRA); Credit Union Member Business Lending (MBL); Corporate Credit Union issues; Mark to Market Accounting Rules; National Credit Union Share Insurance Fund (NCUSIF); Remittances; Department of Treasury Financial Services Regulatory Reform proposal entitled "Financial Regulatory Reform: A New Foundation."

H.R. 3606, the Credit CARD Technical Corrections Act of 2009 (Entire Bill); H.R. 627, Credit Cardholders' Bill of Rights Act of 2009 (Entire Bill); H.R. 787 Hope for Homeowners Improvement Act of 2009 (Entire Bill); H.R. 1456, the Consumer Overdraft Protection Fair Practices Act of 2009 (Entire Bill); H.R. 786, Permanent Extension of Share Insurance Fund Increase (Entire Bill); H.R. 788, to provide a Safe Harbor for Mortgage Servicers (Entire Bill); H.R. 1106, the Helping Families Save Their Homes Act (Title I, Title II, Sections 201, 203, 532, 204, 206, 207, Title III); H.R. 3269, the Corporate and Financial Institution Compensation Fairness Act of 2009 (Entire Bill); H.R. 3044, to delay the implementation of the Home Valuation Code of Conduct (Entire Bill); H.R. 3639, the Expedited CARD Reform for Consumers Act of 2009 (Entire Bill); H.R. 3126, the Consumer Financial Protection Agency Act of 2009 (Entire Bill); H.R. 2382, the Credit Card Interchange Fees Act of 2009 (Entire Bill); H.R. 2695, the Credit Card Fair Fee Act of 2009 (Entire Bill); S. 414, the Credit Card Accountability, Responsibility and Disclosure Act of 2009 (Entire Bill); H.R. 3380, the Promoting Lending to America's Small Businesses Act of 2009 (Entire Bill); H.R. 3723, the Small Business Credit Expansion and Loan Markets Stabilization Act of 2009 (Entire Bill); H.R. 3795, to enact the Over-the-Counter Derivatives Markets Act of 2009 (Entire Bill); H.R. 1214, the Payday Loan Reform Act of 2009; H.R. 1728, the Mortgage Reform and Anti-Predatory Lending Act of 2009 (Entire Bill); H.R. 3221, the Student Aid and Fiscal Responsibility Act of 2009 (Title II); H.R. 2676, the Administrative Support and Oversight for Community Financial Institutions Act of 2009 (Entire Bill); H.R. 885, the Improved Financial and Commodities Market Oversight and Accountability Act (Entire Bill); H.R. 2267, the Internet Gambling Regulation, Consumer Protection, and Enforcement Act of 2009 (Entire Bill); H.R. 2266, the Reasonable Prudence in Regulation Act (Entire Bill); H.R. 1779, the Financial Crimes Resources Act of 2009 (Section 2); H. Res. 556, Recognizing the 75th Anniversary of the Passage of the Federal Credit Union Act (Entire Bill); H.R. 200, the Helping Families Save Their Homes in Bankruptcy Act of 2009 (Entire Bill); H.R. 225, the Emergency Homeownership and Equity Protection Act (Entire Bill); H.R. 384, The TARP Reform and Accountability Act of 2009 (Title I, Sections 101, 103, 104, 105, 106, 109, 111, 113, Title II, Title IV, Title V, Title VI, Title X); H.R. 2336, the GREEN Act of 2009 (Entire Bill); H.R. 2351, the Credit Union Share Insurance Stabilization Act of 2009 (Entire Bill); H.R. 3068, the TARP for Main Street Act of 2009 (Sections 1, 2, 3, 4, 5); S. 896, the Helping Families Save Their Homes Act of 2009 (Sections 203, 204, 205, 217); S. 1212, the Credit Card Fair Fee Act of 2009 (Entire Bill); H.R. 1479, the Community Reinvestment Modernization Act of 2009 (Entire Bill); S. 257, the Consumer Credit Fairness Act of 2009 (Entire Bill); Regulatory Compliance with Department of Defense Financial Management Regulations; Reform of Government Sponsored Enterprises; Impact of H1N1 Influenza on Small Businesses; Reform of Credit Rating Agencies; Financial Literacy; Overdraft Fees; Credit Card Interchange Fees; Financial Regulatory Reform; CDFI Appropriations; CLF Appropriations; Regulatory Relief for Financial Institutions; Financial Modernization; Real Estate Settlement Practices Act (RESPA); FY 2010 Budget Resolution; Troubled Asset Relief Program (TARP); Military New Housing Assistance Program; Pension Relief; Community Reinvestment Act (CRA); Credit Union Member Business Lending (MBL); Corporate Credit Union issues; Mark to Market Accounting Rules; National Credit Union Share Insurance Fund (NCUSIF); Remittances; Department of Treasury Financial Services Regulatory Reform proposal entitled "Financial Regulatory Reform: A New Foundation."

Please see addendum. Issues related to Credit Union field of membership Issues related to credit union conversions Issues related to Credit Union Service Organizations (CUSO) Issues related to credit union operations Issues related to National Credit Union Administration examination procedures Issues related to Financial Accounting Standards Board Issues related to foreign remittance payments Issues related to the implementation of the Internet Gambling Prohibition Act Issues related to the Bank Secrecy Act and Currency Transaction Reporting Requirements Issues related to the Department of Treasury's Blueprint for a Modernized Financial Regulatory Structure Issues related to Mark-to-Market accounting Issues related to NCUA's Corporate Stabilization Plan H.R. 885, Improved Financial and Commodity Market Oversight and Accountability Act, all provisions

Client expense: $830,000 · Firm income: Not reported

HR 74, HR 498, HR 885, HR 977, HR 1754, HR 2111, HR 2253, S 298, S 344, S 567, S 605, S 664

Client expense: $907,076 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, Justice, Dept of (DOJ), Natl Economic Council (NEC), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

H.R. 498 - Capital Gains and Estate Tax Relief Act of 2009 - All provisions S. 567 - A bill to repeal the sunset on the reduction of capital gains rates for individuals and on the taxation of dividends of individuals at capital gains rates - All provisions S. 823 - NOL Carryback Act - All provisions H.R. 74 - Financial Oversight Commission Act of 2009 - All provisions S. 298 - Financial Markets Commission Act of 2009 - All provisions H.R. 885 - Improved Financial and Commodity Markets Oversight and Accountability Act - All provisions H.R. 977 - Derivatives markets Transparency and Accountability Act of 2009 - All provisions S. 664 - Financial System Stabilization and Reform Act of 2009 - All provisions H.R. 1754 - Financial System Stabilization and Reform Act of 2009 - All provisions S. 605 - A bill to require the Securities and Exchange Commission to reinstate the uptick rule and effectively regulate abusive short selling activities - All provisions Credit Card/Interchange Fees Retirement Security/Annuities Automobile, Arbitration fairness Nursing home arbitration Regulatory Restructuring Executive Compensation

Client expense: $1,540,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of, U.S. Copyright Office, White House Office

Please see addendum. Issues related to Credit Union field of membership Issues related to credit union conversions Issues related to Credit Union Service Organizations (CUSO) Issues related to credit union operations Issues related to National Credit Union Administration examination procedures Issues related to Financial Accounting Standards Board Issues related to foreign remittance payments Issues related to the implementation of the Internet Gambling Prohibition Act Issues related to the Bank Secrecy Act and Currency Transaction Reporting Requirements Issues related to the Department of Treasury's Blueprint for a Modernized Financial Regulatory Structure Issues related to Mark-to-Market accounting Issues related to NCUA's Corporate Stabilization Plan H.R. 885, Improved Financial and Commodity Market Oversight and Accountability Act, all provisions

Client expense: $770,000 · Firm income: Not reported

H.R. 74, H.R. 498, H.R. 885, H.R. 977, H.R. 1754, S. 298, S. 344, S. 567, S. 605, S. 664, S. 823

Client expense: $556,581 · Firm income: Not reported

Government targets: Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, HOUSE OF REPRESENTATIVES, Justice, Dept of (DOJ), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

DC House Voting Rights Act, Fair Elections Now Act, House Public Financing Bill, HR 885, Presidential Public Financing, Presidential Records Act Amendments, Senate Public Financing Bill, Whistleblower Protections, HR 682, HR 1518 Bonus Bailout-tax bill, Pay to Play- Illinois

Client expense: $30,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Transportation, Dept of (DOT), White House Office

H.R. 498 - Capital Gains and Estate Tax Relief Act of 2009 - All provisions S. 567 - A bill to repeal the sunset on the reduction of capital gains rates for individuals and on the taxation of dividends of individuals at capital gains rates - All provisions S. 823 - NOL Carryback Act - All provisions H.R. 74 - Financial Oversight Commission Act of 2009 - All provisions S. 298 - Financial Markets Commission Act of 2009 - All provisions H.R. 885 - Improved Financial and Commodity Markets Oversight and Accountability Act - All provisions H.R. 977 - Derivatives markets Transparency and Accountability Act of 2009 - All provisions S. 664 - Financial System Stabilization and Reform Act of 2009 - All provisions H.R. 1754 - Financial System Stabilization and Reform Act of 2009 - All provisions S. 605 - A bill to require the Securities and Exchange Commission to reinstate the uptick rule and effectively regulate abusive short selling activities - All provisions

Client expense: $890,000 · Firm income: Not reported

Government targets: Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

H.R. 74, H.R. 498, H.R. 885, H.R. 977, H.R. 1754, S. 298, S. 344, S. 567, S. 605, S. 664, S. 823

Client expense: $556,581 · Firm income: Not reported

Government targets: Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, HOUSE OF REPRESENTATIVES, Justice, Dept of (DOJ), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

H.R. 74, H.R. 498, H.R. 885, H.R. 977, H.R. 1754, S. 298, S. 344, S. 567, S. 605, S. 664, S. 823

Client expense: $556,581 · Firm income: Not reported

Government targets: Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, HOUSE OF REPRESENTATIVES, Justice, Dept of (DOJ), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

Please see addendum Credit Union field of membership Issues related to credit union conversions Issues related to Credit Union Service Organizations (CUSO) Issues related to credit union operations National Credit Union Administration examination procedures Issues related to Financial Accounting Standards Board Issues related to foreign remittance payments Issues related to the implementation of the Internet Gambling Prohibition Act Issues related to the Bank Secrecy Act and Currency Transaction Reporting Requirements Issues related to the Department of Treasury's Blueprint for a Modernized Financial Regulatory Structure Issues related to Mark-to-Market accounting Issues related to NCUA's Corporate Stabilization Plan H.R. 885, Improved Financial and Commodity Market Oversight and Accountability Act, all provisions

Client expense: $1,250,000 · Firm income: Not reported