To amend the Federal Deposit Insurance Act to prohibit insured depository institutions from charging consumers fees for the use of debit cards.

HR 1081 Consumers Payment System Protection Act, all provisions relating to interchange. S 575 Debit Interchange Fee Study Act of 2011, all provisions. S AMDT 267 to S 493 SBIR/STTR Reauthorization Act of 2011, all provisions relating to interchange. S AMDT 392 to S 782 Economic Development Revitalization Act of 2011, all provisions relating to interchange. HR 3190 To amend the Federal Deposit Insurance Act to prohibit insured depository institutions from charging consumers fees for the use of debit cards, all provisions. HR 3156 Consumer Debit Card Protection Act, all provisions. HR 3077 Freedom and Mobility in Consumer Banking Act, all provisions. HR 2434 Financial Services and General Government Appropriations Act, 2012, all provisions. S 1573 Financial Services and General Government Appropriations Act, 2012, all provisions. Issues relating to interchange and card acceptance costs in the upcoming budget and appropriations. S 3420 Agriculture Reform, Food, and Jobs Act of 2012, all provisions. Issues related to the Federal Reserve's Final Rule on the CARD Act's "Ability to Repay Requirement.

Client expense: Not reported · Firm income: $30,000

Government targets: Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), SENATE, Treasury, Dept of

Issues regarding antitrust legislation relating to interchange. Issues relating to the implementation of PL No: 111-24 "Credit Card Act of 2009," all provisions pertaining to interchange. PL 111-203 Dodd-Frank Wall Street Reform and Consumer Protection Act, regarding implementation of the provisions in Title XBureau of Consumer Financial Protection relating to interchange. HR 1081 Consumers Payment System Protection Act, all provisions relating to interchange. S 757 "Debit Interchange Fee Study Act of 2011" all provisions. S AMDT 267 to S 493 "SBIR/STTR Reauthorization Act of 2011" all provisions relating to interchange. S AMDT 392 to S 782 "Economic Development Revitalization Act of 2011" all provisions relating to interchange. HR 2434 "Financial Services and General Government Appropriations Act 2012" all provisions in Title I, Section 101 regarding the Bureau of Consumer Financial Protection. S 1573 "Financial Services and General Government Appropriations Act 2012" provisions relating to the Federal Trade Commission. HR 3190 "To amend the Federal Deposit Insurance Act to prohibit insured depository institutions from charging consumers fees for the use of debit cards" all provisions. HR 3156 "Consumer Debit Card Protection Act" all provisions. HR 3077 "Freedom and Mobility in Consumer Banking Act" all provisions. HR 2434 "Financial Services and General Government Appropriations Act, 2012" all provisions. S 1573 "Financial Services and General Government Appropriations Act, 2012" all provisions. Matters pertaining to payment card interchange fee and merchant discount anti-trust litigation.

Client expense: Not reported · Firm income: $60,000

Issues regarding antitrust legislation relating to interchange. Issues relating to the implementation of PL No: 111-24 "Credit Card Act of 2009," all provisions pertaining to interchange. PL 111-203 Dodd-Frank Wall Street Reform and Consumer Protection Act, regarding implementation of the provisions in Title XBureau of Consumer Financial Protection relating to interchange. HR 1081 Consumers Payment System Protection Act, all provisions relating to interchange. S 757 "Debit Interchange Fee Study Act of 2011" all provisions. S AMDT 267 to S 493 "SBIR/STTR Reauthorization Act of 2011" all provisions relating to interchange. S AMDT 392 to S 782 "Economic Development Revitalization Act of 2011" all provisions relating to interchange. HR 2434 "Financial Services and General Government Appropriations Act 2012" all provisions in Title I, Section 101 regarding the Bureau of Consumer Financial Protection. S 1573 "Financial Services and General Government Appropriations Act 2012" provisions relating to the Federal Trade Commission. HR 3190 "To amend the Federal Deposit Insurance Act to prohibit insured depository institutions from charging consumers fees for the use of debit cards" all provisions. HR 3156 "Consumer Debit Card Protection Act" all provisions. HR 3077 "Freedom and Mobility in Consumer Banking Act" all provisions. HR 2434 "Financial Services and General Government Appropriations Act, 2012" all provisions. S 1573 "Financial Services and General Government Appropriations Act, 2012" all provisions.

Client expense: Not reported · Firm income: $60,000

Issues regarding antitrust legislation relating to interchange. Issues relating to the implementation of PL No: 111-24 "Credit Card Act of 2009," all provisions pertaining to interchange. PL 111-203 Dodd-Frank Wall Street Reform and Consumer Protection Act, regarding implementation of the provisions in Title XBureau of Consumer Financial Protection relating to interchange. HR 1081 Consumers Payment System Protection Act, all provisions relating to interchange. S 575 Debit Interchange Fee Study Act of 2011, all provisions. S AMDT 267 to S 493 SBIR/STTR Reauthorization Act of 2011, all provisions relating to interchange. S AMDT 392 to S 782 Economic Development Revitalization Act of 2011, all provisions relating to interchange. HR 2434 Financial Services and General Government Appropriations Act 2012, all provisions in Title I, Section 101 regarding the Bureau of Consumer Financial Protection. S 1573 Financial Services and General Government Appropriations Act 2012, provisions relating to the Federal Trade Commission. HR 3190 To amend the Federal Deposit Insurance Act to prohibit insured depository institutions from charging consumers fees for the use of debit cards, all provisions. HR 3156 Consumer Debit Card Protection Act, all provisions. HR 3077 Freedom and Mobility in Consumer Banking Act, all provisions. HR 2434 Financial Services and General Government Appropriations Act, 2012, all provisions. S 1573 Financial Services and General Government Appropriations Act, 2012, all provisions. Issues relating to interchange and card acceptance costs in the upcoming budget and appropriations. HR 4348 / S 1813 MAP-21, all provisions.

Client expense: Not reported · Firm income: $100,000

HR 1081 Consumers Payment System Protection Act, all provisions relating to interchange. S 575 Debit Interchange Fee Study Act of 2011, all provisions. S AMDT 267 to S 493 SBIR/STTR Reauthorization Act of 2011, all provisions relating to interchange. S AMDT 392 to S 782 Economic Development Revitalization Act of 2011, all provisions relating to interchange. HR 3190 To amend the Federal Deposit Insurance Act to prohibit insured depository institutions from charging consumers fees for the use of debit cards, all provisions. HR 3156 Consumer Debit Card Protection Act, all provisions. HR 3077 Freedom and Mobility in Consumer Banking Act, all provisions. HR 2434 Financial Services and General Government Appropriations Act, 2012, all provisions. S 1573 Financial Services and General Government Appropriations Act, 2012, all provisions. Issues relating to interchange and card acceptance costs in the upcoming budget and appropriations. S 3420 Agriculture Reform, Food, and Jobs Act of 2012, all provisions. Issues related to the Federal Reserve's Final Rule on the CARD Act's "Ability to Repay Requirement.

Client expense: Not reported · Firm income: $30,000

Government targets: Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), SENATE, Treasury, Dept of

Issues regarding antitrust legislation relating to interchange. Issues relating to the implementation of PL No: 111-24 "Credit Card Act of 2009," all provisions pertaining to interchange. PL 111-203 Dodd-Frank Wall Street Reform and Consumer Protection Act, regarding implementation of the provisions in Title XBureau of Consumer Financial Protection relating to interchange. HR 1081 Consumers Payment System Protection Act, all provisions relating to interchange. S 757 "Debit Interchange Fee Study Act of 2011" all provisions. S AMDT 267 to S 493 "SBIR/STTR Reauthorization Act of 2011" all provisions relating to interchange. S AMDT 392 to S 782 "Economic Development Revitalization Act of 2011" all provisions relating to interchange. HR 2434 "Financial Services and General Government Appropriations Act 2012" all provisions in Title I, Section 101 regarding the Bureau of Consumer Financial Protection. S 1573 "Financial Services and General Government Appropriations Act 2012" provisions relating to the Federal Trade Commission. HR 3190 "To amend the Federal Deposit Insurance Act to prohibit insured depository institutions from charging consumers fees for the use of debit cards" all provisions. HR 3156 "Consumer Debit Card Protection Act" all provisions. HR 3077 "Freedom and Mobility in Consumer Banking Act" all provisions. HR 2434 "Financial Services and General Government Appropriations Act, 2012" all provisions. S 1573 "Financial Services and General Government Appropriations Act, 2012" all provisions.

Client expense: Not reported · Firm income: $60,000

Issues regarding antitrust legislation relating to interchange. Issues relating to the implementation of PL No: 111-24 "Credit Card Act of 2009," all provisions pertaining to interchange. PL 111-203 Dodd-Frank Wall Street Reform and Consumer Protection Act, regarding implementation of the provisions in Title XBureau of Consumer Financial Protection relating to interchange. HR 1081 Consumers Payment System Protection Act, all provisions relating to interchange. S 575 Debit Interchange Fee Study Act of 2011, all provisions. S AMDT 267 to S 493 SBIR/STTR Reauthorization Act of 2011, all provisions relating to interchange. S AMDT 392 to S 782 Economic Development Revitalization Act of 2011, all provisions relating to interchange. HR 2434 Financial Services and General Government Appropriations Act 2012, all provisions in Title I, Section 101 regarding the Bureau of Consumer Financial Protection. S 1573 Financial Services and General Government Appropriations Act 2012, provisions relating to the Federal Trade Commission. HR 3190 To amend the Federal Deposit Insurance Act to prohibit insured depository institutions from charging consumers fees for the use of debit cards, all provisions. HR 3156 Consumer Debit Card Protection Act, all provisions. HR 3077 Freedom and Mobility in Consumer Banking Act, all provisions. HR 2434 Financial Services and General Government Appropriations Act, 2012, all provisions. S 1573 Financial Services and General Government Appropriations Act, 2012, all provisions. Issues relating to interchange and card acceptance costs in the upcoming budget and appropriations.

Client expense: Not reported · Firm income: $100,000

HR 1081 Consumers Payment System Protection Act, all provisions relating to interchange. S 575 Debit Interchange Fee Study Act of 2011, all provisions. S AMDT 267 to S 493 SBIR/STTR Reauthorization Act of 2011, all provisions relating to interchange. S AMDT 392 to S 782 Economic Development Revitalization Act of 2011, all provisions relating to interchange. HR 3190 To amend the Federal Deposit Insurance Act to prohibit insured depository institutions from charging consumers fees for the use of debit cards, all provisions. HR 3156 Consumer Debit Card Protection Act, all provisions. HR 3077 Freedom and Mobility in Consumer Banking Act, all provisions. HR 2434 Financial Services and General Government Appropriations Act, 2012, all provisions. S 1573 Financial Services and General Government Appropriations Act, 2012, all provisions. Issues relating to interchange and card acceptance costs in the upcoming budget and appropriations.

Client expense: Not reported · Firm income: $30,000

Government targets: Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), SENATE, Treasury, Dept of

Issues involving payment cards, interchange fees, card issuer practices, and the regulation of consumer financial products, including S. 2030 (the Prepaid Card Consumer Protection Act), H.R. 3156 (the Consumer Debit Card Protection Act), H.R. 3190 (a bill to amend the Federal Deposit Insurance Act to prohibit insured depository institutions from charging consumers fees for the use of debit cards), H.R. 3077 (the Freedom and Mobility in Consumer Banking Act), and language in Senate Report 112-79 instructing the Federal Trade Commission to study the debit card issuance market; issues pertaining to financial privacy, data security and cyber security, including H.R. 2577 (the SAFE Data Act), H.R. 1841 (the Data Accountability and Trust Act), H.R. 1707 (the Data Accountability and Trust Act), S. 1151 (the Personal Data Privacy and Security Act), S. 1535 (the Personal Data Protection and Breach Accountability Act), S. 1207 (the Data Security and Breach Notification Act), S. 1408, the Data Breach Notification Act, and H.R. 3523 (the Cyber Intelligence Sharing and Protection Act); issues related to the use of payment cards for purchases made over the Internet and enforcement of intellectual property rights, including S. 968 (the Preventing Real Online Threats to Economic Creativity and Theft of Intellectual Property Act), H.R. 3261 (the Stop Online Piracy Act), and S. 2029 (the Online Protection and Enforcement of Digital Trade Act); issues related to preventing payment cards from being used for money laundering, including S. 1731 (the Combating Money Laundering, Terrorist Financing, and Counterfeiting Act); and market access issues in global markets.

Client expense: Not reported · Firm income: $190,000

Issues related to the use of payment cards for purchases made over the Internet and enforcement of intellectual property rights, including S. 968 (the Preventing Real Online Threats to Economic Creativity and Theft of Intellectual Property Act), H.R. 3261 (the Stop Online Piracy Act), and S. 2029 (the Online Protection and Enforcement of Digital Trade Act). Issues involving payment cards, interchange fees, card issuer practices, and the regulation of consumer financial products, including S. 2030 (the Prepaid Card Consumer Protection Act), H.R. 3156 (the Consumer Debit Card Protection Act), H.R. 3190 (a bill to amend the Federal Deposit Insurance Act to prohibit insured depository institutions from charging consumers fees for the use of debit cards), H.R. 3077 (the Freedom and Mobility in Consumer Banking Act), and language in Senate Report 112-79 instructing the Federal Trade Commission to study the debit card issuance market. Issues related to preventing payment cards from being used for money laundering, including S. 1731 (the Combating Money Laundering, Terrorist Financing, and Counterfeiting Act); and market access issues in global markets.

Client expense: $750,000 · Firm income: Not reported

Issues regarding antitrust legislation relating to interchange. Issues relating to the implementation of PL No: 111-24 "Credit Card Act of 2009," all provisions pertaining to interchange. PL 111-203 Dodd-Frank Wall Street Reform and Consumer Protection Act, regarding implementation of the provisions in Title XBureau of Consumer Financial Protection relating to interchange. HR 1081 Consumers Payment System Protection Act, all provisions relating to interchange. S 575 Debit Interchange Fee Study Act of 2011, all provisions. S AMDT 267 to S 493 SBIR/STTR Reauthorization Act of 2011, all provisions relating to interchange. S AMDT 392 to S 782 Economic Development Revitalization Act of 2011, all provisions relating to interchange. HR 2434 Financial Services and General Government Appropriations Act 2012, all provisions in Title I, Section 101 regarding the Bureau of Consumer Financial Protection. S 1573 Financial Services and General Government Appropriations Act 2012, provisions relating to the Federal Trade Commission. HR 3190 To amend the Federal Deposit Insurance Act to prohibit insured depository institutions from charging consumers fees for the use of debit cards, all provisions. HR 3156 Consumer Debit Card Protection Act, all provisions. HR 3077 Freedom and Mobility in Consumer Banking Act, all provisions. HR 2434 Financial Services and General Government Appropriations Act, 2012, all provisions. S 1573 Financial Services and General Government Appropriations Act, 2012, all provisions.

Client expense: Not reported · Firm income: $100,000

HR 1081 Consumers Payment System Protection Act, all provisions relating to interchange. S 575 Debit Interchange Fee Study Act of 2011, all provisions. S AMDT 267 to S 493 SBIR/STTR Reauthorization Act of 2011, all provisions relating to interchange. S AMDT 392 to S 782 Economic Development Revitalization Act of 2011, all provisions relating to interchange. HR 3190 To amend the Federal Deposit Insurance Act to prohibit insured depository institutions from charging consumers fees for the use of debit cards, all provisions. HR 3156 Consumer Debit Card Protection Act, all provisions. HR 3077 Freedom and Mobility in Consumer Banking Act, all provisions. HR 2434 Financial Services and General Government Appropriations Act, 2012, all provisions. S 1573 Financial Services and General Government Appropriations Act, 2012, all provisions.

Client expense: Not reported · Firm income: $30,000

Government targets: Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), SENATE, Treasury, Dept of