Identify Theft and Tax Fraud Prevention Act

HR 677/S 267: LIFETIME INCOME DISCLOSURE ACT; PROVISIONS RELATED TO ANNUITY ILLUSTRATION H.R. 3656 - the Retirement Savings Security Act. Issue: 401(k) plan loans H.R. 4049, AUTOMATIC IRA ACT OF 2012; ALL PROVISIONS. S. 3230, Long Term Care Insurance Integrity Act of 2012, Issue: Consumer protections for Long-term Care. HR 1534: SMALL BUSINESSES ADD VALUE FOR EMPLOYEES (SAVE) ACT OF 2011; PROVISIONS RELATED TO VOLUNTARY AUTO-INDIVIDUAL RETIREMENT ACCOUNTS (IRA) HR 5025: TO AMEND THE PUBLIC HEALTH SERVICE ACT AND THE SOCIAL SECURITY ACT TO EXTEND HEALTH INFORMATION TECHNOLOGY ASSISTANCE ELIGIBILITY TO BEHAVIORAL HEALTH, MENTAL HEALTH, AND SUBSTANCE ABUSE PROFESSIONALS AND FACILITIES, AND FOR OTHER PURPOSES; PROVISIONS RELATED TO THE EXTENSION OF HEALTH INFORMATION TECHNOLOGY ACCOUNTING REQUIREMENTS TO LONG-TERM CARE INSURERS S 1121: SAVINGS ENHANCEMENT BY ALLEVIATING LEAKAGE IN 401(K) SAVINGS ACT OF 2011; PROVISIONS RELATED TO LIMITS BORROWING FROM 401(K) PLANS S 1557: AUTOMATIC IRA ACT OF 2011; Provisions related to voluntary IRAs and multi-employer plans P.L. 110-233 (111th CONGRESS): GENETIC INFORMATION NONDISCRIMINATION ACT OF 2008; PROVISIONS RELATED TO UNDERWRITING RESTRICTIONS ON LONG-TERM CARE INSURANCE H. CON.RES. 101: EXPRESSING THE SENSE OF THE CONGRESS IN SUPPORT OF THE CURRENT SYSTEM OF RETIREMENT SAVINGS TAX INCENTIVES; ALL PROVISIONS. H.R. 4050, RETIREMENT PLAN SIMPLIFICATION AND ENHANCEMENT ACT OF 2012; PROVISIONS RELATED TO MULTIPLE EMPLOYER PLANES, E-DELIVERY, AND ANNUITY REFORMS. H.R. 5025 - the HITECH Extension for Behavioral Health Services Act of 2010Issue: extends health information technology accounting requirements to long-term care insurers. S. 1534 and H.R. 3215 Identity Theft and Tax Fraud Prevention Act: Issue: restriction to DMF data. H.R. 3475 Keeping IDs Safe Act. Issue: restriction to DMF data. H.R. 3482 Tax Crimes and Identity Theft Prevention Act. Issue: restriction to DMF data. H.R. 2309, the Postal Reform Act of 2011, Issue: USPS sale of financial products. S.1789, the 21st Century Postal Service Act of 2012. Issue: USPS sale of financial services products H.R. 5, the HEALTH Act of 2011. Issue: McCarran Ferguson H.R. 6005, The Long Term Care and Retirement Security Act of 2012, Issue: Long-term care insurance allowed to be offered as part of cafeteria plans H.R. 493- Genetic Information Non-Discrimination Act of 2008. Underwriting restrictions on long-term care insurance. H.R. 677/S. 267- The Lifetime Income Disclosures Acts. Issue: Annuity Illustration. H.R. 3656- the Retirement Savings Security Act. Issue: 401(k) plan loans. S. 3226- Americans Giving Care to Elders Act of 2012. Issue: Caregivers Credit. S. 3229- Long-Term Care Insurance Consumer Right to Know Act for 2012. Issue: Third party review of long-term care insurance claims. S. 3230- Long Term Care Insurance Integrity Act of 2012. Consumer protections for Long-term Care. S. 3432 Identity Theft and Tax Fraud Prevention Act. Creation of Death master file. H.R. 6300: Medicaid Long-Term Care Reform Act of 2012. Provisiosn related to Long-term care. HR 8, the Affordable Taxpayers Relief Act of 2012 provisions related to Roth conversion.

Client expense: $570,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

See attachment. RET Fourth Quarter Report 2012 H.R. 5, the HEALTH Act of 2011. Issue: McCarran Ferguson H.R. 493 Genetic Information Non-Discrimination Act of 2008. Issue: Underwriting restrictions on long-term care insurance. H.R. 677/S. 267 The Lifetime Income Disclosure Acts. Issue: Annuity Illustration. H.R. 1534 Small Business Add Value for Employees Act of 2011. Issue: voluntary auto-IRAs. H.R. 2309, the Postal Reform Act of 2011, Issue: USPS sale of financial products. H.R. 3475 Keeping IDs Safe Act. Issue: restriction to DMF data. H.R. 3482 Tax Crimes and Identity Theft Prevention Act. Issue: restriction to DMF data. H.R. 3656 - the Retirement Savings Security Act. Issue: 401(k) plan loans H.R. 4049 Automatic IRA Act. Issue: mandatory auto-IRAs H.R. 4050 Retirement Plan Simplification and Enhancement Act. Issue: strengthen multiple employer plans, improve the administration of J&S annuity rules, and other annuity improvements. H.R. 6005, The Long Term Care and Retirement Security Act of 2012, Issue: Long-term care insurance allowed to be offered as part of cafeteria plans H.R. 6300: Medicaid Long-Term Care Reform Act of 2012. Issue: Long-term care. S. 1121 Savings Enhancement by Alleviating Leakage in 401(k) Savings Act. Issue: Limits borrowing from 401(k) plans. S. 1557, the Automatic IRA Act of 2011. Issue: voluntary IRAs and Multiple Employer Plans. S. 1534 and H.R. 3215 Identity Theft and Tax Fraud Prevention Act: Issue: restriction to DMF data. S. Con. Res. 62/ H.Con.Res.101: Resolution on Retirement Savings Incentives. S. 1789, the 21st Century Postal Service Act of 2012. Issue: USPS sale of financial services products S. 3432 Identity Theft and Tax Fraud Prevention Act. Issue: Death master file.

Client expense: $920,000 · Firm income: Not reported

H.R. 493 - Genetic Information Non-Discrimination Act of 2008. Issue: Underwriting restrictions on long-term care insurance. H.R. 677/S. 267 - The Lifetime Income Disclosure Acts. Issue: Annuity Illustration. H.R. 1534 Small Business Add Value for Employees Act of 2011. Issue: voluntary auto-IRAs. S. 1121 Savings Enhancement by Alleviating Leakage in 401(k) Savings Act. Issue: Limits borrowing from 401(k) plans. S. 1557, the Automatic IRA Act of 2011. Issue: voluntary IRAs and Multiple Employer Plans. S. 1534 and H.R. 3215 Identity Theft and Tax Fraud Prevention Act: Issue: restriction to DMF data. H.R. 3475 Keeping IDs Safe Act. Issue: restriction to DMF data. H.R. 3482 Tax Crimes and Identity Theft Prevention Act. Issue: restriction to DMF data. H.R. 4049 Automatic IRA Act. Issue: mandatory auto-IRAs H.R. 4050 Retirement Plan Simplification and Enhancement Act. Issue: strengthen multiple employer plans, improve the administration of J&S annuity rules, and other annuity improvements. S. Con. Res. 62/ H.Con.Res.101: Resolution on Retirement Savings Incentives. H.R. 3656 - the Retirement Savings Security Act. Issue: 401(k) plan loans H.R. 2309, the Postal Reform Act of 2011, Issue: USPS sale of financial products. S.1789, the 21st Century Postal Service Act of 2012. Issue: USPS sale of financial services products H.R. 5, the HEALTH Act of 2011. Issue: McCarran Ferguson H.R. 6005, The Long Term Care and Retirement Security Act of 2012, Issue: Long-term care insurance allowed to be offered as part of cafeteria plans S. 3432 Identity Theft and Tax Fraud Prevention Act. Issue: Death master file. H.R.6300: Medicaid Long-Term Care Reform Act of 2012. Issue: Long-term care.

Client expense: $1,063,984 · Firm income: Not reported

S. 799 - Commercial Privacy Bill of Rights Act 2011 - a bill to establish a regulatory framework for the comprehensive protection of personal data for individuals under the aegis of the Federal Trade Commission, and for other purposes. Provisions relating to comprehensive protection of personal data for individuals. *Issues as it relates to consumer reporting. *For line 17 - CFPB is not on the List of Agencies for this report. H.R.1528 - Consumer Privacy Protection Act - a bill to protect and enhance consumer privacy, and for other purposes. - Provisions relating to consumer privacy and protection. H.R. 1509 - Medicare Identity Theft Prevention Act of 2011- a bill to amend title II of the Social Secirity Act to prohibit the inclusion of Social Security account numbers on Medicare cards; to the Committee on Ways and Means. Provisions relating to consumer protection. Monitor implementation of Dodd-Frank wall Street Reform and Consumer Protection Act. H.R. 3421- The Medical Debt Relief Act - Provisions relating to data security and cybersecurity . S. 1534 - Identity Theft and Tax Fraud Prevention Act - a bill to prevent identity theft and tax fraud- Provisions relating to use of the Death Master File. H.R. 3215 - Identity Theft and Tax Fraud Prevention Act - a bill to prevent identity theft and tax fraud - Provisions relating to the use of the Death Master File. H.R. 3475 - Keeping ID's Safe Act of 2011 - Provisions relating to th use of the Death Master File. A bill to protect information received by the Commissioner of Social Security related to deceased individuals. Provisions relating to the use of the Death Master File.

Client expense: $240,000 · Firm income: Not reported

H.R.3482, Tax Crimes and Identity Theft Prevention Act H.R.3215, Identify Theft and Tax Fraud Prevention Act

Client expense: $1,060,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), Drug Enforcement Administration (DEA), Food & Drug Administration (FDA), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Internal Revenue Service (IRS), SENATE, White House Office

Issues related to retirement security including retirement plan standards and savings initiatives, the DOL ERISA fiduciary standard, and lifetime income opportunities. HR 1534 Small Business Add Value for Employees Act of 2011 (SAVE Act)--voluntary auto-IRAs. S 1557 Automatic IRA Act of 2011--voluntary IRAs and multiple employer plans. HR 3656 The Retirement Savings Security Act--401(k) loans. HR 4050 Retirement Plan Simplification and Enhancement Act--strengthen multiple employer plans, improve the administration of J&S annuity rules and other annuity improvements. H Con Res 101 Resolution on Retirement Savings Incentives--expressing the sense of the Congress that our current tax incentives for retirement savings provide important benefits to Americans to help plan for a financially secure retirement. S 1211 Savings Enhancement by Alleviating Leakage in 401(k) Savings Act--borrowing limits on 401(k) plans. HR 3482 Tax Crimes and Identity Theft Protection Act--DMF data restrictions. HR 3215 / S 1534 Identity Theft and Tax Fraud Prevention Act--DMF data restrictions. HR 677 / S 267 The Lifetime Disclosure Acts--all provisions. S 1813 Moving Ahead for Progress in the 21st Century (MAP-21)--retirement plan distribution and life settlement reporting provisions. HR 1534 The SAVE Act of 2011.

Client expense: $380,000 · Firm income: Not reported

Monitor implementation of Dodd-Frank Wall Street Reform and Consumer Protection Act. H.R. 2086 - Medical Debt Responsibility Act of 2011. S.2149 - Medical Debt Responsibility Act of 2012. Outreach on data and cybersecurity issues. S.1534 - Identity Theft and Tax Fraud Prevention Act. H.R.3215 - Identity Theft and Tax Fraud Prevention Act. H.R.3475 - Keeping ID's Safe Act of 2011.

Client expense: Not reported · Firm income: $30,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

See attachment. RET Third Quarter Report 2012 H.Con.Res.101: Resolution on Retirement Savings Incentives. H.R. 5, the HEALTH Act of 2011. Issue: McCarran Ferguson H.R. 493 Genetic Information Non-Discrimination Act of 2008. Issue: Underwriting restrictions on long-term care insurance. H.R. 677/S. 267 The Lifetime Income Disclosure Acts. Issue: Annuity Illustration. H.R. 1534 Small Business Add Value for Employees Act of 2011. Issue: voluntary auto-IRAs. H.R. 2309, the Postal Reform Act of 2011, Issue: USPS sale of financial products. H.R. 3475 Keeping IDs Safe Act. Issue: restriction to DMF data. H.R. 3482 Tax Crimes and Identity Theft Prevention Act. Issue: restriction to DMF data. H.R. 3656 - the Retirement Savings Security Act. Issue: 401(k) plan loans H.R. 4049 Automatic IRA Act. Issue: mandatory auto-IRAs H.R. 4050 Retirement Plan Simplification and Enhancement Act. Issue: strengthen multiple employer plans, improve the administration of J&S annuity rules, and other annuity improvements. H.R. 5025 - the HITECH Extension for Behavioral Health Services Act of 2010Issue: extends health information technology accounting requirements to long-term care insurers. H.R. 6005, The Long Term Care and Retirement Security Act of 2012, Issue: Long-term care insurance allowed to be offered as part of cafeteria plans H.R.6300: Medicaid Long-Term Care Reform Act of 2012. Issue: Long-term care. S. 1121 Savings Enhancement by Alleviating Leakage in 401(k) Savings Act. Issue: Limits borrowing from 401(k) plans. S. 1534 and H.R. 3215 Identity Theft and Tax Fraud Prevention Act: Issue: restriction to DMF data. S. 1557, the Automatic IRA Act of 2011. Issue: voluntary IRAs and Multiple Employer Plans. S. 1789, the 21st Century Postal Service Act of 2012. Issue: USPS sale of financial services products S. 3226, Americans Giving Care to Elders Act of 2012, Issue: Caregivers Credit S. 3229, Long-term care Insurance Consumer Right to Know Act of 2012, Issue: third party review of long-term care insurance claims S. 3230, Long Term Care Insurance Integrity Act of 2012, Issue: Consumer protections for Long-term Care. S. 3432 Identity Theft and Tax Fraud Prevention Act. Issue: Death master file.

HR 677/S 267: LIFETIME INCOME DISCLOSURE ACT; PROVISIONS RELATED TO ANNUITY ILLUSTRATION H.R. 3656 - the Retirement Savings Security Act. Issue: 401(k) plan loans H.R. 4049, AUTOMATIC IRA ACT OF 2012; ALL PROVISIONS. S. 3230, Long Term Care Insurance Integrity Act of 2012, Issue: Consumer protections for Long-term Care. HR 1534: SMALL BUSINESSES ADD VALUE FOR EMPLOYEES (SAVE) ACT OF 2011; PROVISIONS RELATED TO VOLUNTARY AUTO-INDIVIDUAL RETIREMENT ACCOUNTS (IRA) HR 5025: TO AMEND THE PUBLIC HEALTH SERVICE ACT AND THE SOCIAL SECURITY ACT TO EXTEND HEALTH INFORMATION TECHNOLOGY ASSISTANCE ELIGIBILITY TO BEHAVIORAL HEALTH, MENTAL HEALTH, AND SUBSTANCE ABUSE PROFESSIONALS AND FACILITIES, AND FOR OTHER PURPOSES; PROVISIONS RELATED TO THE EXTENSION OF HEALTH INFORMATION TECHNOLOGY ACCOUNTING REQUIREMENTS TO LONG-TERM CARE INSURERS S 1121: SAVINGS ENHANCEMENT BY ALLEVIATING LEAKAGE IN 401(K) SAVINGS ACT OF 2011; PROVISIONS RELATED TO LIMITS BORROWING FROM 401(K) PLANS S 1557: AUTOMATIC IRA ACT OF 2011; Provisions related to voluntary IRAs and multi-employer plans P.L. 110-233 (111th CONGRESS): GENETIC INFORMATION NONDISCRIMINATION ACT OF 2008; PROVISIONS RELATED TO UNDERWRITING RESTRICTIONS ON LONG-TERM CARE INSURANCE H. CON.RES. 101: EXPRESSING THE SENSE OF THE CONGRESS IN SUPPORT OF THE CURRENT SYSTEM OF RETIREMENT SAVINGS TAX INCENTIVES; ALL PROVISIONS. H.R. 4050, RETIREMENT PLAN SIMPLIFICATION AND ENHANCEMENT ACT OF 2012; PROVISIONS RELATED TO MULTIPLE EMPLOYER PLANES, E-DELIVERY, AND ANNUITY REFORMS. H.R. 5025 - the HITECH Extension for Behavioral Health Services Act of 2010Issue: extends health information technology accounting requirements to long-term care insurers. S. 1534 and H.R. 3215 Identity Theft and Tax Fraud Prevention Act: Issue: restriction to DMF data. H.R. 3475 Keeping IDs Safe Act. Issue: restriction to DMF data. H.R. 3482 Tax Crimes and Identity Theft Prevention Act. Issue: restriction to DMF data. H.R. 2309, the Postal Reform Act of 2011, Issue: USPS sale of financial products. S.1789, the 21st Century Postal Service Act of 2012. Issue: USPS sale of financial services products H.R. 5, the HEALTH Act of 2011. Issue: McCarran Ferguson H.R. 6005, The Long Term Care and Retirement Security Act of 2012, Issue: Long-term care insurance allowed to be offered as part of cafeteria plans H.R. 493- Genetic Information Non-Discrimination Act of 2008. Underwriting restrictions on long-term care insurance. H.R. 677/S. 267- The Lifetime Income Disclosures Acts. Issue: Annuity Illustration. H.R. 3656- the Retirement Savings Security Act. Issue: 401(k) plan loans. S. 3226- Americans Giving Care to Elders Act of 2012. Issue: Caregivers Credit. S. 3229- Long-Term Care Insurance Consumer Right to Know Act for 2012. Issue: Third party review of long-term care insurance claims. S. 3230- Long Term Care Insurance Integrity Act of 2012. Consumer protections for Long-term Care. S. 3432 Identity Theft and Tax Fraud Prevention Act. Creation of Death master file. H.R. 6300: Medicaid Long-Term Care Reform Act of 2012. Provisiosn related to Long-term care.

H.R. 493 Genetic Information Non-Discrimination Act of 2008. Issue: Underwriting restrictions on long-term care insurance. H.R. 677/S. 267 The Lifetime Income Disclosure Acts. Issue: Annuity Illustration. H.R. 1534 Small Business Add Value for Employees Act of 2011. Issue: voluntary auto-IRAs. S. 1121 Savings Enhancement by Alleviating Leakage in 401(k) Savings Act. Issue: Limits borrowing from 401(k) plans. H.R. 5025 - the HITECH Extension for Behavioral Health Services Act of 2010Issue: extends health information technology accounting requirements to long-term care insurers. S. 1557, the Automatic IRA Act of 2011. Issue: voluntary IRAs and Multiple Employer Plans. S. 1534 and H.R. 3215 Identity Theft and Tax Fraud Prevention Act: Issue: restriction to DMF data. H.R. 3475 Keeping IDs Safe Act. Issue: restriction to DMF data. H.R. 3482 Tax Crimes and Identity Theft Prevention Act. Issue: restriction to DMF data. H.R. 4049 Automatic IRA Act. Issue: mandatory auto-IRAs H.R. 4050 Retirement Plan Simplification and Enhancement Act. Issue: strengthen multiple employer plans, improve the administration of J&S annuity rules, and other annuity improvements. H.Con.Res.101: Resolution on Retirement Savings Incentives. H.R. 3656 - the Retirement Savings Security Act. Issue: 401(k) plan loans H.R. 2309, the Postal Reform Act of 2011, Issue: USPS sale of financial products. S.1789, the 21st Century Postal Service Act of 2012. Issue: USPS sale of financial services products H.R. 5, the HEALTH Act of 2011. Issue: McCarran Ferguson H.R. 6005, The Long Term Care and Retirement Security Act of 2012, Issue: Long-term care insurance allowed to be offered as part of cafeteria plans S. 3226, Americans Giving Care to Elders Act of 2012, Issue: Caregivers Credit S. 3229, Long-term care Insurance Consumer Right to Know Act of 2012, Issue: third party review of long-term care insurance claims S. 3230, Long Term Care Insurance Integrity Act of 2012, Issue: Consumer protections for Long-term Care. S. 3432 Identity Theft and Tax Fraud Prevention Act. Issue: Death master file. H.R.6300: Medicaid Long-Term Care Reform Act of 2012. Issue: Long-term care.

H.R.3482, Tax Crimes and Identity Theft Prevention Act H.R.3215, Identify Theft and Tax Fraud Prevention Act

Client expense: $1,280,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), Drug Enforcement Administration (DEA), Food & Drug Administration (FDA), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Internal Revenue Service (IRS), SENATE, White House Office

S. 799 - Commercial Privacy Bill of Rights Act 2011 - a bill to establish a regulatory framework for the comprehensive protection of personal data for individuals under the aegis of the Federal Trade Commission, and for other purposes. Provisions relating to comprehensive protection of personal data for individuals. *Issues as it relates to consumer reporting. *For line 17 - CFPB is not on the List of Agencies for this report. H.R.1528 - Consumer Privacy Protection Act - a bill to protect and enhance consumer privacy, and for other purposes. - Provisions relating to consumer privacy and protection. H.R. 1509 - Medicare Identity Theft Prevention Act of 2011- a bill to amend title II of the Social Secirity Act to prohibit the inclusion of Social Security account numbers on Medicare cards; to the Committee on Ways and Means. Provisions relating to consumer protection. Monitor implementation of Dodd-Frank wall Street Reform and Consumer Protection Act. H.R. 3421- The Medical Debt Relief Act - Provisions relating to data security and cybersecurity . S. 1534 - Identity Theft and Tax Fraud Prevention Act - a bill to prevent identity theft and tax fraud- Provisions relating to use of the Death Master File. H.R. 3215 - Identity Theft and Tax Fraud Prevention Act - a bill to prevent identity theft and tax fraud - Provisions relating to the use of the Death Master File. H.R. 3475 - Keeping ID's Safe Act of 2011 - Provisions relating to th use of the Death Master File. A bill to protect information received by the Commissioner of Social Security related to deceased individuals. Provisions relating to the use of the Death Master File.

Client expense: $270,000 · Firm income: Not reported

Monitor implementation of Dodd-Frank Wall Street Reform and Consumer Protection Act. H.R.3421 - The Medical Debt Relief Act. Outreach on data and cybersecurity issues. S.1534 - Identity Theft and Tax Fraud Prevention Act. H.R.3215 - Identity Theft and Tax Fraud Prevention Act.

Client expense: Not reported · Firm income: $30,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

See attachment. RET First Quarter Report 2012 H.R. 5, the HEALTH Act of 2011. Issue: McCarran Ferguson H.R. 493 Genetic Information Non-Discrimination Act of 2008. Issue: Underwriting restrictions on long-term care insurance. H.R. 677/S. 267 The Lifetime Income Disclosure Acts. Issue: Annuity Illustration. H.R. 1534 Small Business Add Value for Employees Act of 2011. Issue: voluntary auto-IRAs. H.R. 2309 - the Postal Reform Act of 2011, Issue: USPS sale of financial products. H.R. 3475 Keeping IDs Safe Act. Issue: restriction to DMF data. H.R. 3482 Tax Crimes and Identity Theft Prevention Act. Issue: restriction to DMF data. H.R. 3656 - the Retirement Savings Security Act. Issue: 401(k) plan loans H.R. 4049 Automatic IRA Act. Issue: mandatory auto-IRAs H.R. 4050 Retirement Plan Simplification and Enhancement Act. Issue: strengthen multiple employer plans, improve the administration of J&S annuity rules, and other annuity improvements. H.R. 5025 - the HITECH Extension for Behavioral Health Services Act of 2010Issue: extends health information technology accounting requirements to long-term care insurers. H.R. 6005 - The Long Term Care and Retirement Security Act of 2012, Issue: Long-term care insurance allowed to be offered as part of cafeteria plans H.Con.Res.101: Resolution on Retirement Savings Incentives. S. 1121 Savings Enhancement by Alleviating Leakage in 401(k) Savings Act. Issue: Limits borrowing from 401(k) plans. S. 1534 and H.R. 3215 Identity Theft and Tax Fraud Prevention Act: Issue: restriction to DMF data. S. 1557 - the Automatic IRA Act of 2011. Issue: voluntary IRAs and Multiple Employer Plans. S. 1789 - the 21st Century Postal Service Act of 2012. Issue: USPS sale of financial services products S. 3226 - Americans Giving Care to Elders Act of 2012, Issue: Caregivers Credit S. 3229 - Long-term care Insurance Consumer Right to Know Act of 2012, Issue: third party review of long-term care insurance claims S. 3230 - Long Term Care Insurance Integrity Act of 2012, Issue: Consumer protections for Long-term Care.

Issues related to retirement security including retirement plan standards and savings initiatives, the DOL ERISA fiduciary standard, and lifetime income opportunities. HR 1534 Small Business Add Value for Employees Act of 2011 (SAVE Act)--voluntary auto-IRAs. S 1557 Automatic IRA Act of 2011--voluntary IRAs and multiple employer plans. HR 3656 The Retirement Savings Security Act--401(k) loans. HR 4050 Retirement Plan Simplification and Enhancement Act--strengthen multiple employer plans, improve the administration of J&S annuity rules and other annuity improvements. H Con Res 101 Resolution on Retirement Savings Incentives--expressing the sense of the Congress that our current tax incentives for retirement savings provide important benefits to Americans to help plan for a financially secure retirement. S 1211 Savings Enhancement by Alleviating Leakage in 401(k) Savings Act--borrowing limits on 401(k) plans. HR 3482 Tax Crimes and Identity Theft Protection Act--DMF data restrictions. HR 3215 / S 1534 Identity Theft and Tax Fraud Prevention Act--DMF data restrictions. HR 677 / S 267 The Lifetime Disclosure Acts--all provisions. S 1813 Moving Ahead for Progress in the 21st Century (MAP-21)--retirement plan distribution and life settlement reporting provisions.

Client expense: $260,000 · Firm income: Not reported

H.R. 493 Genetic Information Non-Discrimination Act of 2008. Issue: Underwriting restrictions on long-term care insurance. H.R. 677/S. 267 The Lifetime Income Disclosure Acts. Issue: Annuity Illustration. H.R. 1534 Small Business Add Value for Employees Act of 2011. Issue: voluntary auto-IRAs. S. 1121 Savings Enhancement by Alleviating Leakage in 401(k) Savings Act. Issue: Limits borrowing from 401(k) plans. H.R. 5025 - the HITECH Extension for Behavioral Health Services Act of 2010. Issue: extends health information technology accounting requirements to long-term care insurers. S. 1557, the Automatic IRA Act of 2011. Issue: voluntary IRAs and Multiple Employer Plans. S. 1534 and H.R. 3215 Identity Theft and Tax Fraud Prevention Act: Issue: restriction to DMF data. H.R. 3475 Keeping IDs Safe Act. Issue: restriction to DMF data. H.R. 3482 Tax Crimes and Identity Theft Prevention Act. Issue: restriction to DMF data. H.R. 4049 Automatic IRA Act. Issue: mandatory auto-IRAs. H.R. 4050 Retirement Plan Simplification and Enhancement Act. Issue: strengthen multiple employer plans, improve the administration of J&S annuity rules, and other annuity improvements. H.Con.Res.101: Resolution on Retirement Savings Incentives. H.R. 3656 - the Retirement Savings Security Act. Issue: 401(k) plan loans. H.R. 2309, the Postal Reform Act of 2011, Issue: USPS sale of financial products. S.1789, the 21st Century Postal Service Act of 2012. Issue: USPS sale of financial services products H.R. 5, the HEALTH Act of 2011. Issue: McCarran Ferguson. H.R. 6005, The Long Term Care and Retirement Security Act of 2012, Issue: Long-term care insurance allowed to be offered as part of cafeteria plans S. 3226, Americans Giving Care to Elders Act of 2012, Issue: Caregivers Credit S. 3229, Long-term care Insurance Consumer Right to Know Act of 2012, Issue: third party review of long-term care insurance claims. S. 3230, Long Term Care Insurance Integrity Act of 2012, Issue: Consumer protections for Long-term Care.

HR 677/S 267: LIFETIME INCOME DISCLOSURE ACT; PROVISIONS RELATED TO ANNUITY ILLUSTRATION H.R. 3656 - the Retirement Savings Security Act. Issue: 401(k) plan loans H.R. 4049, AUTOMATIC IRA ACT OF 2012; ALL PROVISIONS. S. 3230, Long Term Care Insurance Integrity Act of 2012, Issue: Consumer protections for Long-term Care. HR 1534: SMALL BUSINESSES ADD VALUE FOR EMPLOYEES (SAVE) ACT OF 2011; PROVISIONS RELATED TO VOLUNTARY AUTO-INDIVIDUAL RETIREMENT ACCOUNTS (IRA) HR 5025: TO AMEND THE PUBLIC HEALTH SERVICE ACT AND THE SOCIAL SECURITY ACT TO EXTEND HEALTH INFORMATION TECHNOLOGY ASSISTANCE ELIGIBILITY TO BEHAVIORAL HEALTH, MENTAL HEALTH, AND SUBSTANCE ABUSE PROFESSIONALS AND FACILITIES, AND FOR OTHER PURPOSES; PROVISIONS RELATED TO THE EXTENSION OF HEALTH INFORMATION TECHNOLOGY ACCOUNTING REQUIREMENTS TO LONG-TERM CARE INSURERS S 1121: SAVINGS ENHANCEMENT BY ALLEVIATING LEAKAGE IN 401(K) SAVINGS ACT OF 2011; PROVISIONS RELATED TO LIMITS BORROWING FROM 401(K) PLANS S 1557: AUTOMATIC IRA ACT OF 2011; PROVISIONS RELATED TO VOLUNTARY IRAS AND MULTIPLE EMPLOYER PLANS P.L. 110-233 (111th CONGRESS): GENETIC INFORMATION NONDISCRIMINATION ACT OF 2008; PROVISIONS RELATED TO UNDERWRITING RESTRICTIONS ON LONG-TERM CARE INSURANCE H. CON.RES. 101: EXPRESSING THE SENSE OF THE CONGRESS IN SUPPORT OF THE CURRENT SYSTEM OF RETIREMENT SAVINGS TAX INCENTIVES; ALL PROVISIONS. H.R. 4050, RETIREMENT PLAN SIMPLIFICATION AND ENHANCEMENT ACT OF 2012; PROVISIONS RELATED TO MULTIPLE EMPLOYER PLANES, E-DELIVERY, AND ANNUITY REFORMS. H.R. 5025 - the HITECH Extension for Behavioral Health Services Act of 2010Issue: extends health information technology accounting requirements to long-term care insurers. S. 1534 and H.R. 3215 Identity Theft and Tax Fraud Prevention Act: Issue: restriction to DMF data. H.R. 3475 Keeping IDs Safe Act. Issue: restriction to DMF data. H.R. 3482 Tax Crimes and Identity Theft Prevention Act. Issue: restriction to DMF data. H.R. 2309, the Postal Reform Act of 2011, Issue: USPS sale of financial products. S.1789, the 21st Century Postal Service Act of 2012. Issue: USPS sale of financial services products H.R. 5, the HEALTH Act of 2011. Issue: McCarran Ferguson H.R. 6005, The Long Term Care and Retirement Security Act of 2012, Issue: Long-term care insurance allowed to be offered as part of cafeteria plans

S. 799 - Commercial Privacy Bill of Rights Act 2011 - a bill to establish a regulatory framework for the comprehensive protection of personal data for individuals under the aegis of the Federal Trade Commission, and for other purposes. Provisions relating to comprehensive protection of personal data for individuals. *Issues as it relates to consumer reporting. *For line 17 - CFPB is not on the List of Agencies for this report. H.R.1528 - Consumer Privacy Protection Act - a bill to protect and enhance consumer privacy, and for other purposes. - Provisions relating to consumer privacy and protection. H.R. 1509 - Medicare Identity Theft Prevention Act of 2011- a bill to amend title II of the Social Secirity Act to prohibit the inclusion of Social Security account numbers on Medicare cards; to the Committee on Ways and Means. Provisions relating to consumer protection. Monitor implementation of Dodd-Frank wall Street Reform and Consumer Protection Act. H.R. 3421- The Medical Debt Relief Act - Provisions relating to data security and cybersecurity . S. 1534 - Identity Theft and Tax Fraud Prevention Act - a bill to prevent identity theft and tax fraud- Provisions relating to use of the Death Master File. H.R. 3215 - Identity Theft and Tax Fraud Prevention Act - a bill to prevent identity theft and tax fraud - Provisions relating to the use of the Death Master File. H.R. 3475 - Keeping ID's Safe Act of 2011 - Provisions relating to th use of the Death Master File. A bill to protect information received by the Commissioner of Social Security related to deceased individuals. Provisions relating to the use of the Death Master File.

Client expense: $220,000 · Firm income: Not reported

See attachment. RET First Quarter Report 2012 H.R. 5 - the HEALTH Act of 2011. Issue: McCarran Ferguson H.R. 493 Genetic Information Non-Discrimination Act of 2008. Issue: Underwriting restrictions on long-term care insurance. H.R. 677/S. 267 The Lifetime Income Disclosure Acts. Issue: Annuity Illustration. H.R. 1173 Fiscal Responsibility and Retirement Security Act of 2011. Issue: Repeal of the CLASS Act. H.R. 1534 Small Business Add Value for Employees Act of 2011. Issue: voluntary auto-IRAs. H.R. 2309 - the Postal Reform Act of 2011, Issue: USPS sale of financial products. H.R. 3475 Keeping IDs Safe Act. Issue: restriction to DMF data. H.R. 3482 Tax Crimes and Identity Theft Prevention Act. Issue: restriction to DMF data. H.R. 3656 - the Retirement Savings Security Act. Issue: 401(k) plan loans H.R. 4049 Automatic IRA Act. Issue: mandatory auto-IRAs H.R. 4050 Retirement Plan Simplification and Enhancement Act. Issue: strengthen multiple employer plans, improve the administration of J&S annuity rules, and other annuity improvements. H.R. 5025 - the HITECH Extension for Behavioral Health Services Act of 2010Issue: extends health information technology accounting requirements to long-term care insurers. H.Con.Res.101: Resolution on Retirement Savings Incentives. S. 1121 Savings Enhancement by Alleviating Leakage in 401(k) Savings Act. Issue: Limits borrowing from 401(k) plans. S. 1534 and H.R. 3215 Identity Theft and Tax Fraud Prevention Act: Issue: restriction to DMF data. S. 1557 - the Automatic IRA Act of 2011. Issue: voluntary IRAs and Multiple Employer Plans. S.1789 - the 21st Century Postal Service Act of 2012. Issue: USPS sale of financial services products

Client expense: $1,020,000 · Firm income: Not reported

Monitor implementation of Dodd-Frank Wall Street Reform and Consumer Protection Act. H.R.3421 - The Medical Debt Relief Act. Outreach on data and cybersecurity issues. S.1534 - Identity Theft and Tax Fraud Prevention Act. H.R.3215 - Identity Theft and Tax Fraud Prevention Act.

Client expense: Not reported · Firm income: $30,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 1173 Fiscal Responsibility and Retirement Security Act of 2011. Issue: Repeal of the CLASS Act. H.R. 493 Genetic Information Non-Discrimination Act of 2008. Issue: Underwriting restrictions on long-term care insurance. H.R. 677/S. 267 The Lifetime Income Disclosure Acts. Issue: Annuity Illustration. H.R. 1534 Small Business Add Value for Employees Act of 2011. Issue: voluntary auto-IRAs. S. 1121 Savings Enhancement by Alleviating Leakage in 401(k) Savings Act. Issue: Limits borrowing from 401(k) plans. H.R. 5025 - the HITECH Extension for Behavioral Health Services Act of 2010Issue: extends health information technology accounting requirements to long-term care insurers. S. 1557, the Automatic IRA Act of 2011. Issue: voluntary IRAs and Multiple Employer Plans. S. 1534 and H.R. 3215 Identity Theft and Tax Fraud Prevention Act: Issue: restriction to DMF data. H.R. 3475 Keeping IDs Safe Act. Issue: restriction to DMF data. H.R. 3482 Tax Crimes and Identity Theft Prevention Act. Issue: restriction to DMF data. H.R. 4049 Automatic IRA Act. Issue: mandatory auto-IRAs H.R. 4050 Retirement Plan Simplification and Enhancement Act. Issue: strengthen multiple employer plans, improve the administration of J&S annuity rules, and other annuity improvements. H.Con.Res.101: Resolution on Retirement Savings Incentives. H.R. 3656 - the Retirement Savings Security Act. Issue: 401(k) plan loans H.R. 2309, the Postal Reform Act of 2011, Issue: USPS sale of financial products. S.1789, the 21st Century Postal Service Act of 2012. Issue: USPS sale of financial services products H.R. 5, the HEALTH Act of 2011. Issue: McCarran Ferguson

Client expense: $1,469,200 · Firm income: Not reported

General issues related to the implementation of the Dodd-Frank Act, privacy, cybersecurity, data security, and consumer reporting. Specific issues included employment screening, data security, and social security numbers in the context of the Death Master File. Bills included H.R. 3421- The Medical Debt Relief Act, S. 1534 - Identity Theft and Tax Fraud Prevention Act, H.R. 3215 - Identity Theft and Tax Fraud Prevention Act, and H.R. 3475 - Keeping ID's Safe Act of 2011.

Client expense: Not reported · Firm income: $30,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

S. 799 - Commercial Privacy Bill of Rights Act 2011 - a bill to establish a regulatory framework for the comprehensive protection of personal data for individuals under the aegis of the Federal Trade Commission, and for other purposes. Provisions relating to comprehensive protection of personal data for individuals. *Issues as it relates to consumer reporting. *For line 17 - CFPB is not on the List of Agencies for this report. H.R.1528 - Consumer Privacy Protection Act - a bill to protect and enhance consumer privacy, and for other purposes. - Provisions relating to consumer privacy and protection. H.R. 1509 - Medicare Identity Theft Prevention Act of 2011- a bill to amend title II of the Social Secirity Act to prohibit the inclusion of Social Security account numbers on Medicare cards; to the Committee on Ways and Means. Provisions relating to consumer protection. Monitor implementation of Dodd-Frank wall Street Reform and Consumer Protection Act. H.R. 3421- The Medical Debt Relief Act - Provisions relating to data security and cybersecurity . S. 1534 - Identity Theft and Tax Fraud Prevention Act - a bill to prevent identity theft and tax fraud- Provisions relating to use of the Death Master File. H.R. 3215 - Identity Theft and Tax Fraud Prevention Act - a bill to prevent identity theft and tax fraud - Provisions relating to the use of the Death Master File. H.R. 3475 - Keeping ID's Safe Act of 2011 - Provisions relating to th use of the Death Master File. A bill to protect information received by the Commissioner of Social Security related to deceased individuals. Provisions relating to the use of the Death Master File.

Client expense: $170,000 · Firm income: Not reported

Monitor implementation of Dodd-Frank Wall Street Reform and Consumer Protection Act. H.R.3421 - The Medical Debt Relief Act. Outreach on data and cybersecurity issues. S.1534 - Identity Theft and Tax Fraud Prevention Act. H.R.3215 - Identity Theft and Tax Fraud Prevention Act.

Client expense: Not reported · Firm income: $30,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE