Know Before You Owe Private Student Loan Act of 2012

H.R. 6674, the Earnings Contingent Education Loans Act of 2012 provisions that relate to law school student loans. S. 2280, H.R. 6273, Know Before You Owe Private Student Loan Act of 2012 -- provisions that require schools (including law schools) to counsel students before they sign onto expensive private student loan debt and inform them if they have any untapped federal loan eligibility.

Client expense: $230,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), Defense, Dept of (DOD), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Internal Revenue Service (IRS), Justice, Dept of (DOJ), Labor, Dept of (DOL), Legal Services Corporation, Office of Management & Budget (OMB), SENATE, Securities & Exchange Commission (SEC), State, Dept of (DOS), Treasury, Dept of, U.S. Commission on Civil Rights, U.S. Copyright Office, U.S. Trade Representative (USTR), White House Office

President's Budget, 2013, Department of Education, Department of Health and Human Services Unnumbered House subcommittee draft/S. 3295, Departments of Labor, Health and Human Services, and Education, and Related Agencies Appropriations Act, 2013, Titles II and III Issues: Support graduate/professional student aid programs. Health Professions loans reform bill proposal (draft) Issues: Expand National Health Service Corps State Loan Repayment program, and align Department of Education and Health Resources and Services Administration student loan programs. H.R. 6400, RDOCS Act of 2012 Issue: Support additional scholarship opportunities for medical students. H.R. 6273/S. 2280, Know Before You Owe Act Issue: Exempt federal health professions student loans from Truth in Lending regulations. Higher Education Act Reauthorization Issue: Decrease Stafford loan intest rates for Medical students; retain graduate/professional student loan benefits. H.R. 4628, Interest Rate Reduction Act S. 2343, Stop the Student Loan Interest Rate Hike Act of 2012 Issues: Maintain subsidized Stafford loan interest rates for undergraduate students, prevent rescissions from the Public Health Prevention Fund. Issue: Oppose restrictions on states' use of Medicaid provider assessments to pay for reduced student loan interest rates. Submitted comments on: Exempt health professions education programs from Department of Education Satisfactory Academic Progress (SAP) regulations on repeated course work

Client expense: $450,000 · Firm income: Not reported

H.R. 2492 To Amend the Internal Revenue Code of 1986 to exclude from gross income discharges of student loans the repayment of which is income contingent or income based; H.R. 2028 Private Student Loan Bankruptcy Fairness Act of 2011; S. 1102 Fairness for Struggling Students Act of 2011; H.R. 6488 to coordinate the reduction on the American Opportunity Tax Credit with Federal Pell Grants, to the extent such grants are attributable to expenses not eligible for such credit; S. 2032 Protect Our Students and Taxpayers Act; S. 2280/H.R. 6273 requiring mandatory certification of all self-certified private loans; S.2241 GI Bill Consumer Awareness Act of 2012; H.R. 4348 Public Law No. 112-141 Moving Ahead for Progress in the 21st Century Act; S. 2343 Stop the Student Loan Interest Rate Hike Act of 2012; S. 3244/H.R. 6506 Understanding the True Cost of College Act of 2012; S. 2296/H.R. 4390 prohibitions on use of higher education funds for advertising, marketing, or recruiting; H.R. 4055/S. 2116 Military and Veterans Education Protection Act; S. 3474 Protecting Students from Worthless Degrees Act; S. 3550 Advancing College Choice and Ethics to Protect Taxpayers Act of 2012; S. 3557 to prohibit predispute arbitration agreements in enrollment contracts

Client expense: Not reported · Firm income: $20,000