Homeowners Insurance Protection Act of 2013

Issues pertaining to defunding the President's executive amnesty actions. HR 240 "Department of Homeland Security Appropriations Act, 2015," all provisions pertaining to blocking the President's Amnesty actions. Issues pertaining to defunding the President's Amnesty actions in the "CRomnibus" including the constitutional point of order related to the funding of Obamas immigration orders. HR 5759 "Preventing Executive Overreach on Immigration Act of 2014," all provisions.

Client expense: $60,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Issues related to funding for the mutual legal assistance treaty MLAT process and appropriations; 2015 Homeland Security Appropriations bill (H.R. 240); Department of Defense Appropriations Act (H.R. 4870); Commerce, Justice, Science Appropriations Act (H.R. 4660); Law Enforcement Access to Data Stored Abroad Act (S. 2871); and Electronic Communications Privacy Act Amendments Act of 2013 (S. 607).

Client expense: $1,990,000 · Firm income: Not reported

Government targets: Centers For Disease Control & Prevention (CDC), Commerce, Dept of (DOC), Energy, Dept of, Environmental Protection Agency (EPA), Executive Office of the President (EOP), Federal Communications Commission (FCC), Federal Emergency Management Agency (FEMA), Federal Trade Commission (FTC), General Services Administration (GSA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Justice, Dept of (DOJ), Natl Economic Council (NEC), Natl Oceanic & Atmospheric Administration (NOAA), Natl Security Agency (NSA), Natl Security Council (NSC), Natl Telecommunications & Information Administration (NTIA), Office of Science & Technology Policy (OSTP), SENATE, Securities & Exchange Commission (SEC), State, Dept of (DOS), U.S. Agency for International Development (USAID), U.S. Trade Representative (USTR), White House Office

Federal policy on issues relevant to technology and the Internet including privacy, security, research, diversity, protecting children and online safety; interest in Do-Not-Track Online legislation and policies, including the Administration's and multi-stakeholder's processes; discussions regarding the transition of ICANN from the federal government to the multi-stakeholder process; DOTCOM Act of 2014 (H.R. 4342); Commerce, Justice, Science, and Related Agencies Appropriations Act, 2015 (H.R. 4660); Commerce, Justice, Science, and Related Agencies Appropriations Act, 2014 (S. 1329); 2015 Homeland Security Appropriations bill (H.R. 240); Consolidated and Further Continuing Appropriations Act, 2015 (H.R. 83); general electronic privacy issues including geolocation; Email Privacy Act (H.R. 1852); Data Security and Breach Notification Act of 2013 (S.1193); general discussions on data breach; and discussions regarding net neutrality.

Client expense: $1,990,000 · Firm income: Not reported

Government targets: Centers For Disease Control & Prevention (CDC), Commerce, Dept of (DOC), Energy, Dept of, Environmental Protection Agency (EPA), Executive Office of the President (EOP), Federal Communications Commission (FCC), Federal Emergency Management Agency (FEMA), Federal Trade Commission (FTC), General Services Administration (GSA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Justice, Dept of (DOJ), Natl Economic Council (NEC), Natl Oceanic & Atmospheric Administration (NOAA), Natl Security Agency (NSA), Natl Security Council (NSC), Natl Telecommunications & Information Administration (NTIA), Office of Science & Technology Policy (OSTP), SENATE, Securities & Exchange Commission (SEC), State, Dept of (DOS), U.S. Agency for International Development (USAID), U.S. Trade Representative (USTR), White House Office

Natural Disaster Policy HR83 - Making consolidated appropriations for the fiscal year ending on September 30, 2015, and for other purposes.Natural Disaster Policy (cont'd) HR152 - Disaster Relief Appropriations Act of 2013 HR240 - Homeowners Insurance Protection Act of 2013 HR960 - Flood Victim Premium Relief Act of 2013 HR1101 - Homeowners and Taxpayers Protection Act of 2013 HR1267 - Flood Insurance Premium Relief Act of 2013 HR1485 - A bill to amend the National Flood Insurance Act of 1968 to modify the phase-in increases in flood insurance premium rates for certain properties, and for other purposes HR2199 - York River Wild and Scenic River Study Act of 2013 HR2217 - Fiscal 2014 Homeland Security Appropriations HR3298 - A bill to amend the Internal Revenue Code of 1986 to allow individuals a deduction for amounts contributed to disaster savings accounts to help defray the cost of preparing their homes to withstand a disaster HR3989 - A bill to amend the Internal Revenue Code of 1986 to allow individuals a deduction for amounts contributed to disaster savings accounts to help defray the cost of preparing their homes to withstand a disaster and to repair or replace property damaged or destroyed in a disaster. HR3370 - Homeowner Flood Insurance Affordability Act of 2013 HR3547 - Fiscal 2014 Omnibus Appropriations Act HR3693 - Flood Insurance Relief and Transparency Act of 2013 HR4558 - Flood Insurance Market Parity and Modernization Act of 2014 HR4903 - Homeland Security Appropriations Act of 2015 S601 - Water Resources Development Act of 2013 S954 - FARM Bill S996 - A bill to improve the National Flood Insurance Program, and for other purposes S1610 - Homeowner Flood Insurance Affordability Act of 2013 S1846 - Homeowner Flood Insurance Affordability Bill S1926 - Homeowner Flood Insurace Affordability Bill S1991 - A bill to amend the Internal Revenue Code of 1986 to allow individuals a deduction for amounts contributed to disaster savings accounts to help defray the cost of preparing their homes to withstand a disaster and to repair or replace property damaged or destroyed in a disaster. S2543 - Homeland Security Appropriations Act of 2015 Terrorism Risk Insurance HR508 - Terrorism Risk Insurace Act of 2002 (TRIA) Reauthorization Act of 2013 HR1945 - Fostering Resilience to Terrorism Act of 2013 HR2146 - Terrorism Risk Insurance Program Reauthorization Act of 2013 HR4871- TRIA Reform Act of 2014 S2244 - Terrorism Risk Insurance Program Reauthorization Act of 2014 Discussions with the Federal Emergency Management Agency (FEMA) within the Department of Homeland Security (DHS) on flood insurance, the flood insurance advocate, NFIP implementation, and disaster insurance.

Client expense: $13,400,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Army, Dept of (Corps of Engineers), Environmental Protection Agency (EPA), Federal Aviation Administration (FAA), Federal Communications Commission (FCC), Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Interior, Dept of (DOI), Natl Economic Council (NEC), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Transportation, Dept of (DOT), Treasury, Dept of, Veterans Affairs, Dept of (VA)

H.R. 41-National Flood Insurance Program, H.R. 99-Medical Malpractice, H.R. 240- Natural Catastrophe Backstop, H.R. 508-Terrorism Risk Insurance Act, H.R. 549-Natural Catastrophe Insurance, H.R. 605-Insurance, H. Res. 735- International Insurance, H.R. 737-Natural Catastrophe Insurance, H.R. 960-National Flood Insurance Program, H.R. 968-National Flood Insurance Program, H.R. 1028-Mortgage Insurance, H.R. 1035-National Flood Insurance Program, H.R. 1064-Insurance Agent Licensing, H.R. 1101-Natural Catastrophe Insurance, H.R. 1155-Insurance Agent Licensing, H.R. 1194-National Flood Insurance Program, H.R. 1267-National Flood Insurance Program, H.R. 1268-Flood Insurance, H.R. 1369-Gun Control, H.R. 1485-National Flood Insurance Program, H.R. 1945-Terrorism Risk Insurance Act, H.R. 2129-Workers Compensation Insurance, H.R. 2140-Capital Standards, H.R. 2146-Terrorism Risk Insurance Act, H.R. 2156-Adjuster Reciprocity, H.R. 2293-Flood Insurance, H.R. 3156- National Flood Insurance Program, H.R. 3218-National Flood Insurance Program, H.R. 3370-National Flood Insurance Program, H.R. 3693-National Flood Insurance Program, H.R. 4352-National Flood Insurance Program, H.R. 4510-Capital Standards, H.R. 4557-Private Support to FDIC, H.R. 4558- Flood Insurance, H.R. 4669-Servicemembers Auto Insurance, H.R. 4871-Terrorism Risk Insurance Act, H.R. 5461-Capital Standards, "Insurance Data Protection Act of 2014" (House), "Risk Retention Modernization Act" (House), S. 20-Dodd-Frank Act, S. 205-Consumer Financial Protection Bureau, S. 534-Insurance Agent Licensing, S. Res. 561- International Insurance, S. 996-National Flood Insurance Program, S. 1075-National Flood Insurance Program, S. 1098-National Flood Insurance Program, S. 1217- Mortgage Insurance, S. 1369-Capital Standards, S. 1610-National Flood Insurance Program, S. 1846-National Flood Insurance Program, S. 1926-National Flood Insurance Program, S. 2244-Terrorism Risk Insurance Act, S. 2270- Capital Standards, S. 2381-Flood Insurance, S. 2731-Workers Compensation Insurance

Client expense: $1,170,000 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

Regulation of Insurance (general), Federal Insurance Office (general), HR 240, Homeowners Insurance Protection Act of 2013, HR 508, Terrorism Risk Insurance Act of 2002 Reauthorization Act of 2013, HR 549, Homeowner Catastrophe Protection Act of 2013, HR 737, Homeowners' Defense Act of 2013, HR 960, Flood Victim Premium Relief Act of 2013, HR 1155, National Association of Registered Agents and Brokers Reform Act of 2013, HR 1267, Flood Insurance Premium Relief Act of 2013, HR 1485, To amend the National Flood Insurance Act of 1968 to modify the phase-in increases in flood insurance premium rates for certain properties, and for other purposes, HR 1878, Safe Building Code Incentive Act of 2013, Reathorization of the Terrorism Risk Insurance Act (general), H.R. 1945, the Fostering Resilience to Terrorism Act, HR 2146, Terrorism Risk Insurance Program Reauthorization Act of 2013, HR 2217, Department of Homeland Security Appropriations Act 2014, HR 3511, Keeping Flood Insurance Affordable Act of 2013, HR 3693, Flood Insurance Relief and Transparency Act of 2013, S 534, National Association of Registered Agents and Brokers Reform Act of 2013, S 996, A bill to improve the National Flood Insurance Program, and for other purposes, S 1610, Homeowner Flood Insurance Affordability Act of 2013, PL 112-141, To authorize funds for Federal-aid highways, highway safety programs, and transit programs, and for other purposes (flood insurance provisions), H.R. 3468, the Credit Union Share Insurance Fund Parity Act, S. 1193, the Data Security and Breach Notification Act of 2013, S. 1897, Personal Data Privacy and Security Act of 2014, S. 1927, the Data Security Act of 2014, S. 1976, Data Security and Breach Notification Act of 2014, S. 1995, the Personal Data Protection and Breach Accountability Act of 2014, S. 1926, the Homeowners Flood Insurance Affordability Act, HR 3370, Homeowner Flood Insurance Affordability Act ( Public Law 113-89), H.R. 4313, the Flood Insurance Premium Parity Act. S.2244, the Terrorism Risk Insurance Program Reauthorization Act, H.R. 4871, the TRIA Reform Act of 2014, H.R. 4669, the Service Members Insurance Relief Act, H.R. 4510, the Insurance Capital Standards Clarification Act, H.R. 605, the Insurance Consumer Protection and Solvency Act, H.R. 4557, the Policyholder Protection Act, the Risk Retention Modernization Act (not yet introduced), the Insurance Data Protection Act (not yet introduced), H.R. 4558/S. 2381 the Flood Insurance Market Parity and Modernization Act of 2014, S. 2270, the Insurance Capital Standards Clarification Act, H.R. 5461, A bill to clarify the application of certain leverage and risk-based requirements under the Dodd-Frank Wall Street Reform and Consumer Protection Act, to improve upon the definitions provided for points and fees in connection with a mortgage transaction, and for other purposes, S. 1535/H.R. 3143, the Justice Against Sponsors of Terrorism Act, H.R. 1786, National Windstorm Impact Reduction Act Reauthorization of 2014, the Congressional Oversight of International Insurance Act (not yet introduced)

Client expense: $78,235 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Risk Management Agency, SENATE, Treasury, Dept of

Insurance issues including terrorism risk insurance reauthorization, Medicare Secondary Payer Act reporting, the National Flood Insurance Program, and group disability insurance enrollment H.R. 240 - Homeowners Insurance Protection Act - all provisions H.R. 508 - Terrorism Risk Insurance Act of 2002 Reauthorization Act of 2013 - all provisions H.R. 1945 - Fostering Resilience to Terrorism Act of 2013 - all provisions H.R. 2146 - Terrorism Risk Insurance Program Reauthorization Act of 2013 - all provisions H.R. 1982 - Medicare Secondary Payer and Workers Compensation Settlement Agreements Act of 2013 - all provisions S. 534 - National Association of Registered Agents and Brokers Reform Act of 2013 - all provisions H.R. 1155 - National Association of Registered Agents and Brokers Reform Act of 2013 - all provisions H.R. 1786 - National Windstorm Impact Reduction Act Reauthorization of 2013 - all provisions H.R. 624 - Cyber Intelligence Sharing and Protection Act - liability standard provisions H.R. 2217 - Department of Homeland Security Appropriations Act, 2014 - National Flood Insurance Program provisions H.R. 3696 - National Cybersecurity and Critical Infrastructure Protection Act of 2013 - all provisions H.R. 3693 - Flood Insurance Relief and Transparency Act of 2013 - all provisions H.R. 3370 - Homeowner Flood Insurance Affordability Act of 2013 - all provisions S.1846 - Homeowner Flood Insurance Affordability Act of 2013 H.R. 4510- Insurance Capital Standards Clarification Act of 2014- all provisions H.R. 4871- TRIA Reform Act of 2014- all provisions S.2244 - Terrorism Risk Insurance Program Reauthorization Act of 2014- all provisions S 2588- Cyber Intelligence Sharing and Protection Act

Client expense: $370,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

Fiscal Year 2015 Department of Homeland Security Appropriations Act: H.R. 240, and corresponding Senate bill. Specific issue: Biometrics to enforce immigration laws.

Client expense: Not reported · Firm income: $10,000

Government targets: HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), SENATE

Optional Federal Charter (Generally) Cyber Insurance (Generally) H.R. 1155 National Association of Registered Agents and Brokers Act (All provisions) S. 534 National Association of Registered Agents and Brokers Act (All provisions) H.R. 240 Homeowners Insurance Protection Act (All provisions) H.R. 508 TRIA Authorization Act (All provisions) H.R. 549 Homeowners Catastrophe Protection Act (All provisions) P.L. 112-141 Flood Insurance Reform Act of 2012 (Implementation) H.R. 737 Homeowners Defense Act (All provisions) H.R. 2374 Retail Protection Investor Act (All provisions) H.R. 1878, S. 905 Safe Building Codes Incentive Act (All provisions) H.R. 1194 National Flood Insurance Program Termination Act (All provisions) H.R. 1945 Fostering Resilience to Terrorism Act (All provisions) H.R. 2146 Terrorism Risk Insurance Program Reauthorization Act of 2013 (All provisions) S. 1369 A bill to provide additional flexibility to the Board of Governors of the Federal Reserve System to establish capital standards that are properly tailored to the unique characteristics of insurance, and for other purposes (No official title yet). (All provisions) S. 2137 Second Home Refund Prohibition Act (All provisions) S. 2102 A bill to clarify the application of certain leverage and risk-based requirements under the Dodd-Frank Wall Street Reform and Consumer Protection Act (All provisions) H.R. 4510 Insurance Capital Standards Clarification Act (All provisions) S. 2270 Insurance Capital Standards Clarification Act (All provisions) H.R. 4669 Servicemembers Insurance Relief Act (All provisions) P.L. 113-89 Homeowner Flood Insurance Affordability Act of 2014 (All provisions) Draft: Insurance Data Protection Act (All provisions) Draft: Risk Retention Modernization Act of 2014 (All provisions) H.R. 4745 Transportation, Housing, and Urban Development & Related Agencies Appropriations Act of 2015 (Insurance provisions) H.R. 5471 The TRIA Reform Act of 2014 (All provisions) H.R. 4871 The TRIA Reform Act of 2014 (All provisions) S. 2244 Terrorism Risk Insurance Program Reauthorization Act of 2014 (All provisions) H.R. 4557 Policy Holder Protection Act (All provisions) S. 2726 Captive Insurers Clarification Act (All provisions) H.R. 5388 Captive Insurers Clarification Act (All provisions) H.R. 5780 Financial Stability Oversight Council Improvement (All provisions) H.R. 5067 To require the FIO to carry out a study on illegal steering and redlining in the insurance industry (All provisions) H.R. 5461 To clarify the application of certain leverage and risk-based requirements of Dodd-Frank (Insurance provisions) S. Res 561 and H. Res 735 Disapproving of the IIAS Measure to Reduce Transparency & Public Participation in IAIS Meetings

Client expense: $350,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Federal Emergency Management Agency (FEMA), Government Accountability Office (GAO), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Housing & Urban Development, Dept of (HUD), SENATE, Treasury, Dept of

Accounting and Tax Issues related to Non US insurers and reinsurers, natural disaster risk financing: HR 240, HR 2054, HR 3370, S991, the President's Fiscal Year 2015 Budget Proposal

Client expense: $120,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

Accounting and Tax Issues related to Non US insurers and reinsurers, natural disaster risk financing: HR 240, HR 2054, HR 3370, S991, the President's Fiscal Year 2015 Budget Proposal

Client expense: $120,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

Implementation of Public Law No. 111-203, Dodd-Frank Wall Street Reform and Consumer Protection Act, specifically, provisions on risk, insurance oversight (Federal Insurance Office), and potential CFPB activities related to P&C insurance.Discussions related to Basel III capital standards. Discussions on U.S. and global designation of systemically relevant non-bank financial firms. S.1369, A bill to provide additional flexibility to the Board of Governors of the Federal Reserve System to establish capital standards that are properly tailored to the unique characteristics of the business of insurance, and for other purposes. H.R. 2140, Insurance Capital and Accounting Standards Act of 2013. H.R. 4510, Insurance Capital Standards Clarification Act of 2014. S.2101, A bill to clarify the application of certain leverage and risk-based requirements under the Dodd-Frank Wall Street Reform and Consumer Protection Act. General issues related to Super Storm Sandy, as related to P&C insurance, including resilience and mitigation. General discussions on natural catastrophe related proposals. H.R. 240, Homeowners Insurance Protection Act. H.R. 508, Terrorism Risk Insurance Act of 2002 Reauthorization Act of 2013. H.R. 4871, Terrorism Risk Insurance Program Reauthorization Act of 2014. H.R. 1945, Fostering Resilience to Terrorism Act of 2013. H.R 2146, Terrorism Risk Insurance program Reauthorization Act of 2013. S. 2244, Terrorism Risk Insurance Program Reauthorization Act of 2014. General discussions on Insurance Capital Investment. General discussions on the insurability of cyber exposures. General discussions of Commercial Insurance regulation.

Client expense: $400,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), Council of Economic Advisers (CEA), Executive Office of the President (EOP), Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), Natl Oceanic & Atmospheric Administration (NOAA), Office of Management & Budget (OMB), SENATE, Treasury, Dept of, U.S. Trade Representative (USTR)

H.R. 2767, 3211; S. 1376; S. 1217; S. 249; S.563; H.R. 240; S. 10; H.R. 2642 - Discussed home mortgage loan modifications, foreclosures, servicing, and refinancing; discussed housing finance reform and related issues.

Client expense: $1,590,000 · Firm income: Not reported

Government targets: Commodity Futures Trading Commission (CFTC), Defense, Dept of (DOD), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Labor, Dept of (DOL), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Treasury, Dept of, U.S. Trade Representative (USTR)

Regulation of Insurance (general), Federal Insurance Office (general), HR 240, Homeowners Insurance Protection Act of 2013, HR 508, Terrorism Risk Insurance Act of 2002 Reauthorization Act of 2013, HR 549, Homeowner Catastrophe Protection Act of 2013, HR 737, Homeowners' Defense Act of 2013, HR 960, Flood Victim Premium Relief Act of 2013, HR 1155, National Association of Registered Agents and Brokers Reform Act of 2013, HR 1267, Flood Insurance Premium Relief Act of 2013HR 1485, To amend the National Flood Insurance Act of 1968 to modify the phase-in increases in flood insurance premium rates for certain properties, and for other purposes, HR 1878, Safe Building Code Incentive Act of 2013, Reathorization of the Terrorism Risk Insurance Act (general), H.R. 1945, the Fostering Resilience to Terrorism Act, HR 2146, Terrorism Risk Insurance Program Reauthorization Act of 2013, HR 2217, Department of Homeland Security Appropriations Act 2014, HR 3511, Keeping Flood Insurance Affordable Act of 2013, HR 3693, Flood Insurance Relief and Transparency Act of 2013, S 534, National Association of Registered Agents and Brokers Reform Act of 2013, S 996, A bill to improve the National Flood Insurance Program, and for other purposes, S 1610, Homeowner Flood Insurance Affordability Act of 2013, PL 112-141, To authorize funds for Federal-aid highways, highway safety programs, and transit programs, and for other purposes (flood insurance provisions), H.R. 3468, the Credit Union Share Insurance Fund Parity Act, S. 1193, the Data Security and Breach Notification Act of 2013, S. 1897, Personal Data Privacy and Security Act of 2014, S. 1927, the Data Security Act of 2014, S. 1976, Data Security and Breach Notification Act of 2014, S. 1995, the Personal Data Protection and Breach Accountability Act of 2014, S. 1926, the Homeowners Flood Insurance Affordability Act, HR 3370, Homeowner Flood Insurance Affordability Act ( Public Law 113-89), H.R. 4313, the Flood Insurance Premium Parity Act. S.2244, the Terrorism Risk Insurance Program Reauthorization Act, H.R. 4871, the TRIA Reform Act of 2014, H.R. 4669, the Service Members Insurance Relief Act, H.R. 4510, the Insurance Capital Standards Clarification Act, H.R. 605, the Insurance Consumer Protection and Solvency Act, H.R. 4557, the Policyholder Protection Act, the Risk Retention Modernization Act (not yet introduced), the Insurance Data Protection Act (not yet introduced), H.R. 4558/S. 2381 the Flood Insurance Market Parity and Modernization Act of 2014, S. 2270, the Insurance Capital Standards Clarification Act, H.R. 5461, A bill to clarify the application of certain leverage and risk-based requirements under the Dodd-Frank Wall Street Reform and Consumer Protection Act, to improve upon the definitions provided for points and fees in connection with a mortgage transaction, and for other purposes, S. 1535/H.R. 3143, the Justice Against Sponsors of Terrorism Act, H.R. 1786, National Windstorm Impact Reduction Act Reauthorization of 2014

Client expense: $62,379 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Risk Management Agency, SENATE, Treasury, Dept of

Natural Disaster Policy HR152 - Disaster Relief Appropriations Act of 2013 HR240 - Homeowners Insurance Protection Act of 2013 HR960 - Flood Victim Premium Relief Act of 2013Natural Disaster Policy (cont'd) HR1101 - Homeowners and Taxpayers Protection Act of 2013 HR1267 - Flood Insurance Premium Relief Act of 2013 HR1485 - A bill to amend the National Flood Insurance Act of 1968 to modify the phase-in increases in flood insurance premium rates for certain properties, and for other purposes HR2199 - York River Wild and Scenic River Study Act of 2013 HR2217 - Fiscal 2014 Homeland Security Appropriations HR3298 - A bill to amend the Internal Revenue Code of 1986 to allow individuals a deduction for amounts contributed to disaster savings accounts to help defray the cost of preparing their homes to withstand a disaster HR3989 - A bill to amend the Internal Revenue Code of 1986 to allow individuals a deduction for amounts contributed to disaster savings accounts to help defray the cost of preparing their homes to withstand a disaster and to repair or replace property damaged or destroyed in a disaster. HR3370 - Homeowner Flood Insurance Affordability Act of 2013 HR3547 - Fiscal 2014 Omnibus Appropriations Act HR3693 - Flood Insurance Relief and Transparency Act of 2013 HR4903 - Homeland Security Appropriations Act of 2015 S601 - Water Resources Development Act of 2013 S954 - FARM Bill S996 - A bill to improve the National Flood Insurance Program, and for other purposes S1610 - Homeowner Flood Insurance Affordability Act of 2013 S1846 - Homeowner Flood Insurance Affordability Bill S1926 - Homeowner Flood Insurace Affordability Bill S1991 - A bill to amend the Internal Revenue Code of 1986 to allow individuals a deduction for amounts contributed to disaster savings accounts to help defray the cost of preparing their homes to withstand a disaster and to repair or replace property damaged or destroyed in a disaster. S2543 - Homeland Security Appropriations Act of 2015 Terrorism Risk Insurance HR508 - Terrorism Risk Insurace Act of 2002 (TRIA) Reauthorization Act of 2013 HR1945 - Fostering Resilience to Terrorism Act of 2013 HR2146 - Terrorism Risk Insurance Program Reauthorization Act of 2013 HR4871- TRIA Reform Act of 2014 S2244 - Terrorism Risk Insurance Program Reauthorization Act of 2014 Discussions with the Federal Emergency Management Agency (FEMA) within the Department of Homeland Security (DHS) on flood insurance, flood maps, and the National Flood Insurance Program.

Client expense: $17,980,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Army, Dept of (Corps of Engineers), Environmental Protection Agency (EPA), Federal Aviation Administration (FAA), Federal Communications Commission (FCC), Federal Emergency Management Agency (FEMA), Federal Trade Commission (FTC), General Services Administration (GSA), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Natl Economic Council (NEC), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Treasury, Dept of

H.R. 1878 and S. 924, the Safe Building Code Incentive Act of 2013, legislative proposals to promote federal incentives for states to adopt and enforce nationally recognized model building codes for residential and commercial structures.H.R. 1101, the Homeowners and Taxpayers Protection Act of 2013, and H.R. 240, the Homeowners Insurance Protection Act of 2013, provisions to create a federal backstop to stand behind state catastrophe funds through the U.S. Treasury Department's sale of reinsurance and the establishment of a guarantee program for debt issued by state catastrophe funds.

Client expense: $380,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

Insurance issues including terrorism risk insurance reauthorization, Medicare Secondary Payer Act reporting, the National Flood Insurance Program, and group disability insurance enrollment H.R. 240 - Homeowners Insurance Protection Act - all provisions H.R. 508 - Terrorism Risk Insurance Act of 2002 Reauthorization Act of 2013 - all provisions H.R. 1945 - Fostering Resilience to Terrorism Act of 2013 - all provisions H.R. 2146 - Terrorism Risk Insurance Program Reauthorization Act of 2013 - all provisions H.R. 1982 - Medicare Secondary Payer and Workers Compensation Settlement Agreements Act of 2013 - all provisions S. 534 - National Association of Registered Agents and Brokers Reform Act of 2013 - all provisions H.R. 1155 - National Association of Registered Agents and Brokers Reform Act of 2013 - all provisions H.R. 1786 - National Windstorm Impact Reduction Act Reauthorization of 2013 - all provisions H.R. 624 - Cyber Intelligence Sharing and Protection Act - liability standard provisions H.R. 2217 - Department of Homeland Security Appropriations Act, 2014 - National Flood Insurance Program provisions H.R. 3696 - National Cybersecurity and Critical Infrastructure Protection Act of 2013 - all provisions H.R. 3693 - Flood Insurance Relief and Transparency Act of 2013 - all provisions H.R. 3370 - Homeowner Flood Insurance Affordability Act of 2013 - all provisions H.R. 4510- Insurance Capital Standards Clarification Act of 2014- all provisions H.R. 4871- TRIA Reform Act of 2014- all provisions S.2244 - Terrorism Risk Insurance Program Reauthorization Act of 2014- all provisions S 2588- Cyber Intelligence Sharing and Protection Act

Client expense: $470,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

Optional Federal Charter (Generally) H.R. 1155 National Association of Registered Agents and Brokers Act (All Provisions) S. 534 National Association of Registered Agents and Brokers Act (All Provisions) H.R. 240 Homeowners Insurance Protection Act (All Provisions) H.R. 508 TRIA Authorization (All Provisions) H.R. 549 Homeowner Catastrophe Protection Act (All Provisions) P.L. 112-141 Flood Insurance Reform Act of 2012 (Implementation) H.R. 737 Homeowners Defense Act (All Provisions) H.R. 2374 Retail Protection Investor Act (All Provisions) H.R. 1878, S. 905 Safe Building Codes Incentive Act (All Provisions) H.R. 1194 National Flood Insurance Program Termination Act (All Provisions) H.R. 1945 Fostering Resilience to Terrorism Act (All Provisions) H.R. 2146 Terrorism Risk Insurance Program Reauthorization Act of 2013 (All Provisions) S. 1369 A bill to provide additional flexibility to the Board of Governors of the Federal Reserve System to establish capital standards that are properly tailored to the unique characteristics of insurance, and for other purposes (No official title yet.) (All Provisions) S. 2137 Second Home Refund Prohibition Act (All Provisions) S. 2102 A bill to clarify the application of certain leverage and risk-based requirements under the Dodd-Frank Wall Street Reform and Consumer Protection Act (All Provisions) H.R. 4510 Insurance Capital Standards Clarification Act (All Provisions) S. 2270 Insurance Capital Standards Clarification Act (All Provisions) H.R. 4669 Servicemembers Insurance Relief Act (All Provisions) P.L. 113-89 Homeowner Flood Insurance Affordability Act of 2014 (All Provisions) Draft: Insurance Data Protection Act (All Provisions) Draft: Risk Retention Modernization Act of 2014 (All Provisions) H.R. 4745 Transportation, Housing, & Urban Development & Related Agencies Appropriations Act of 2015 (Insurance Provisions) H.R. 5471 The TRIA Reform Act of 2014 (All Provisions) H.R. 4871 The TRIA Reform Act of 2014 (All Provisions) S. 2244 Terrorism Risk Insurance Program Reauthorization Act of 2014 (All Provisions) H.R. 4557 Policy Holder Protection Act (All Provisions S. 2726 Captive Insurers Clarification Act (All Provisions) H.R. 5388 Captive Insurers Clarification Act (All Provisions) H.R. 5780 Financial Stability Oversight Council Improvement (All Provisions) H.R. 5067 To require the FIO to carry out a study on illegal steering and redlining in the insurance industry (All Provisions) H.R. 5461 To clarify the application of certain leverage and risk-based requirements of Dodd-Frank (Insurance Provisions)

Client expense: $270,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Federal Emergency Management Agency (FEMA), Government Accountability Office (GAO), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Housing & Urban Development, Dept of (HUD), SENATE, Treasury, Dept of

H.R. 41-National Flood Insurance Program, H.R. 99-Medical Malpractice, H.R. 240- Natural Catastrophe Backstop, H.R. 508-Terrorism Risk Insurance Act, H.R. 549-Natural Catastrophe Insurance, H.R. 605-Insurance, H. Res. 735- International Insurance, H.R. 737-Natural Catastrophe Insurance, H.R. 960-National Flood Insurance Program, H.R. 968-National Flood Insurance Program, H.R. 1028-Mortgage Insurance, H.R. 1035-National Flood Insurance Program, (cont'd next page)H.R. 1064-Insurance Agent Licensing, H.R. 1101-Natural Catastrophe Insurance, H.R. 1155-Insurance Agent Licensing, H.R. 1194-National Flood Insurance Program, H.R. 1267-National Flood Insurance Program, H.R. 1268-Flood Insurance, H.R. 1369-Gun Control, H.R. 1485-National Flood Insurance Program, H.R. 1945-Terrorism Risk Insurance Act, H.R. 2129-Workers Compensation Insurance, H.R. 2140-Capital Standards, H.R. 2146-Terrorism Risk Insurance Act, H.R. 2156-Adjuster Reciprocity, H.R. 2293-Flood Insurance, H.R. 3156- National Flood Insurance Program, H.R. 3218-National Flood Insurance Program, H.R. 3370-National Flood Insurance Program, H.R. 3693-National Flood Insurance Program, H.R. 4352-National Flood Insurance Program, H.R. 4510-Capital Standards, H.R. 4557-Private Support to FDIC, H.R. 4558- Flood Insurance, H.R. 4669-Servicemembers Auto Insurance, H.R. 4871-Terrorism Risk Insurance Act, H.R. 5461-Capital Standards, "Insurance Data Protection Act of 2014" (House), "Risk Retention Modernization Act" (House), S. 20-Dodd-Frank Act, S. 205-Consumer Financial Protection Bureau, S. 534-Insurance Agent Licensing, S. Res. 561- International Insurance, S. 996-National Flood Insurance Program, S. 1075-National Flood Insurance Program, S. 1098-National Flood Insurance Program, S. 1217- Mortgage Insurance, S. 1369-Capital Standards, S. 1610-National Flood Insurance Program, S. 1846-National Flood Insurance Program, S. 1926-National Flood Insurance Program, S. 2244-Terrorism Risk Insurance Act, S. 2270- Capital Standards, S. 2381-Flood Insurance, S. 2731-Workers Compensation Insurance

Client expense: $1,020,000 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

Accounting and Tax Issues related to Non US insurers and reinsurers, natural disaster risk financing: HR 240, HR 2054, HR 3370, S991, the President's Fiscal Year 2015 Budget Proposal

Client expense: $120,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

Accounting and Tax Issues related to Non US insurers and reinsurers, natural disaster risk financing: HR 240, HR 2054, HR 3370, S991, the President's Fiscal Year 2015 Budget Proposal

Client expense: $120,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

Implementation of Public Law No. 111-203, Dodd-Frank Wall Street Reform and Consumer Protection Act, specifically, provisions on risk, insurance oversight (Federal Insurance Office), and potential CFPB activities related to P&C insurance. General issues related to lender placed insurance market.Discussions related to Basel III capital standards. Discussions on U.S. and global designation of systemically relevant non-bank financial firms. S.1369, A bill to provide additional flexibility to the Board of Governors of the Federal Reserve System to establish capital standards that are properly tailored to the unique characteristics of the business of insurance, and for other purposes. H.R. 2140, Insurance Capital and Accounting Standards Act of 2013. S.2101, A bill to clarify the application of certain leverage and risk-based requirements under the Dodd-Frank Wall Street Reform and Consumer Protection Act. General issues related to Super Storm Sandy, as related to P&C insurance, including resilience and mitigation. General discussions on natural catastrophe related proposals. H.R. 240, Homeowners Insurance Protection Act. H.R. 508, Terrorism Risk Insurance Act of 2002 Reauthorization Act of 2013. H.R. 4871, Terrorism Risk Insurance Program Reauthorization Act of 2014. H.R. 1945, Fostering Resilience to Terrorism Act of 2013. S. 2244, Terrorism Risk Insurance Program Reauthorization Act of 2014. General discussions on Insurance Capital Investment. General discussions on the insurability of cyber exposures.

Client expense: $610,000 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), Commerce, Dept of (DOC), Council of Economic Advisers (CEA), Executive Office of the President (EOP), Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Natl Oceanic & Atmospheric Administration (NOAA), Office of Management & Budget (OMB), SENATE, Treasury, Dept of, U.S. Trade Representative (USTR)

H.R. 2767, 3211; S. 1376; S. 1217; S. 249; S.563; H.R. 240; S. 10; H.R. 2642; S. 1610, H.R. 3370; S. 1926; S. 2381; H.R. 4558 - Discussed home mortgage loan modifications, foreclosures, servicing, and refinancing; discussed housing finance reform and related issues; discussed flood insurance reform.

Client expense: $1,550,000 · Firm income: Not reported

Government targets: Commodity Futures Trading Commission (CFTC), Defense, Dept of (DOD), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Labor, Dept of (DOL), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Treasury, Dept of, U.S. Trade Representative (USTR)

H.R. 41-National Flood Insurance Program, H.R. 99-Medical Malpractice, H.R. 240- Natural Catastrophe Backstop, H.R. 508-Terrorism Risk Insurance Act, H.R. 549-Natural Catastrophe Insurance, H.R. 605-Insurance, H.R. 737-Natural Catastrophe Insurance, H.R. 960-National Flood Insurance Program, H.R. 968-National Flood Insurance Program, H.R. 1028-Mortgage Insurance, H.R. 1035-National Flood Insurance Program, (cont'd next page)H.R. 1064-Insurance Agent Licensing, H.R. 1101-Natural Catastrophe Insurance, H.R. 1155-Insurance Agent Licensing, H.R. 1194-National Flood Insurance Program, H.R. 1267-National Flood Insurance Program, H.R. 1268-Flood Insurance, H.R. 1369-Gun Control, H.R. 1485-National Flood Insurance Program, H.R. 1945-Terrorism Risk Insurance Act, H.R. 2129-Workers Compensation Insurance, H.R. 2140-Capital Standards, H.R. 2146-Terrorism Risk Insurance Act, H.R. 2156-Adjuster Reciprocity, H.R. 2293-Flood Insurance, H.R. 3156- National Flood Insurance Program, H.R. 3218-National Flood Insurance Program, H.R. 3370-National Flood Insurance Program, H.R. 3693-National Flood Insurance Program, H.R. 4352-National Flood Insurance Program, H.R. 4510-Capital Standards, H.R. 4557-Private Support to FDIC, H.R. 4558- Flood Insurance, H.R. 4669-Servicemembers Auto Insurance, H.R. 4871-Terrorism Risk Insurance Act, S. 20-Dodd-Frank Act, S. 205-Consumer Financial Protection Bureau, S. 534-Insurance Agent Licensing, S. 996-National Flood Insurance Program, S. 1075-National Flood Insurance Program, S. 1098-National Flood Insurance Program, S. 1217- Mortgage Insurance, S. 1369-Capital Standards, S. 1610-National Flood Insurance Program, S. 1846-National Flood Insurance Program, S. 1926-National Flood Insurance Program, S. 2244-Terrorism Risk Insurance Act, S. 2381-Flood Insurance

Client expense: $1,240,000 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), SENATE, Treasury, Dept of

Natural Disaster Policy HR152 - Disaster Relief Appropriations Act of 2013 HR240 - Homeowners Insurance Protection Act of 2013 HR960 - Flood Victim Premium Relief Act of 2013Natural Disaster Policy (cont'd) HR1101 - Homeowners and Taxpayers Protection Act of 2013 HR1267 - Flood Insurance Premium Relief Act of 2013 HR1485 - A bill to amend the National Flood Insurance Act of 1968 to modify the phase-in increases in flood insurance premium rates for certain properties, and for other purposes HR2199 - York River Wild and Scenic River Study Act of 2013 HR2217 - Fiscal 2014 Homeland Security Appropriations HR3298 - A bill to amend the Internal Revenue Code of 1986 to allow individuals a deduction for amounts contributed to disaster savings accounts to help defray the cost of preparing their homes to withstand a disaster HR3989 - A bill to amend the Internal Revenue Code of 1986 to allow individuals a deduction for amounts contributed to disaster savings accounts to help defray the cost of preparing their homes to withstand a disaster and to repair or replace property damaged or destroyed in a disaster. HR3370 - Homeowner Flood Insurance Affordability Act of 2013 HR3547 - Fiscal 2014 Omnibus Appropriations Act HR3693 - Flood Insurance Relief and Transparency Act of 2013 S601 - Water Resources Development Act of 2013 S954 - FARM Bill S996 - A bill to improve the National Flood Insurance Program, and for other purposes S1610 - Homeowner Flood Insurance Affordability Act of 2013 S1846 - Homeowner Flood Insurance Affordability Bill S1926 - Homeowner Flood Insurace Affordability Bill S1991 - A bill to amend the Internal Revenue Code of 1986 to allow individuals a deduction for amounts contributed to disaster savings accounts to help defray the cost of preparing their homes to withstand a disaster and to repair or replace property damaged or destroyed in a disaster. Terrorism Risk Insurance HR508 - Terrorism Risk Insurace Act of 2002 (TRIA) Reauthorization Act of 2013 HR1945 - Fostering Resilience to Terrorism Act of 2013 HR2146 - Terrorism Risk Insurance Program Reauthorization Act of 2013 HR4871- TRIA Reform Act of 2014 S2244 - Terrorism Risk Insurance Program Reauthorization Act of 2014 Discussions with the Federal Emergency Management Agency (FEMA) within the Department of Homeland Security (DHS) on flood insurance and the National Flood Insurance Program.

Client expense: $16,480,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Environmental Protection Agency (EPA), Federal Aviation Administration (FAA), Federal Deposit Insurance Corporation (FDIC), Federal Emergency Management Agency (FEMA), Federal Trade Commission (FTC), General Services Administration (GSA), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Natl Economic Council (NEC), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Transportation, Dept of (DOT), Treasury, Dept of, Veterans Affairs, Dept of (VA)

Issues related to financial services regulatory reform, specifically as it applies to insurance regulation. Implementation of Dodd-Frank Wall Street Reform and Consumer Protection Act (Pub.L. 111-203). Issues related to the Federal Insurance Office and the systemic risk designation process. Legislation to update and reform the National Flood Insurance Program. Terrorism risk insurance. H.R. 508, Terrorism Risk Insurance Act of 2002 Reauthorization Act of 2013.H.R. 2146, Terrorism Risk Insurance Program Reauthorization Act of 2013. H.R. 41, To temporarily increase the borrowing authority of FEMA to fund flood insurance. H.R. 240, Homeowners Insurance Protection Act of 2013. H.R. 960, Flood Victim Premium Relief Act of 2013. H.R. 1035, To require a study of voluntary community-based flood insurance options and how options could be incorporated into program. H.R. 1194, National Flood Insurance Program Termination Act of 2013. H.R. 1267, Flood Insurance Premium Relief Act of 2013. H.R. 1485, To amend the national Flood Insurance Act to modify phase-in increases in premium rates. H.R. 2199, Flood Insurance Implementation Reform Act of 2013. H.R. 3013, Home Protection Act of 2013. H.R. 3156, Responsible Implementation of Flood Insurance Reform Act of 2013. H.R. 3218, Flood Insurance Fairness Act of 2013. H.R. 3313, Homeowners Flood Insurance Relief Act of 2013. H.R. 3370, Homeowner Flood Insurance Affordability Act of 2013. H.R. 3380, To delay increases in premium rates until FEMA completes a review of flood insurance rate maps and Army Crops reviews and certifies. H.R. 3511, Keeping Flood Insurance Affordable Act of 2013. H.R. 3693, Flood Insurance Relief and Transparency Act of 2013. H.R. 3815, To repeal the Biggert-Waters Flood Insurance Reform Act of 2012. S. 996, a bill to improve the National Flood Insurance Program. S. 1075, Saving Homeowners from Onerous Rate Escalations Act of 2013. S. 1098, Responsible Implementation of flood insurance reform act of 2013. S. 1560, Deficit Neutral Disaster Relief Act. S. 1610, Homeowner Flood Insurance Affordability Act of 2013. S. 1926, A bill to delay the implementation of certain provisions of the Biggert-Waters Flood Insurance Reform Act of 2012 and to reform the National Association of Registered Agents and Brokers, and for other purposes. S. 2244, Terrorism Risk Insurance Program Reauthorization Act of 2014. H.R. 4871, TRIA Reform Act of 2014.

Client expense: Not reported · Firm income: $40,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Insurance issues including terrorism risk insurance reauthorization, Medicare Secondary Payer Act reporting, the National Flood Insurance Program, and group disability insurance enrollment H.R. 240 - Homeowners Insurance Protection Act - all provisions H.R. 508 - Terrorism Risk Insurance Act of 2002 Reauthorization Act of 2013 - all provisions H.R. 1945 - Fostering Resilience to Terrorism Act of 2013 - all provisions H.R. 2146 - Terrorism Risk Insurance Program Reauthorization Act of 2013 - all provisions H.R. 1982 - Medicare Secondary Payer and Workers Compensation Settlement Agreements Act of 2013 - all provisions S. 534 - National Association of Registered Agents and Brokers Reform Act of 2013 - all provisions H.R. 1155 - National Association of Registered Agents and Brokers Reform Act of 2013 - all provisions H.R. 1786 - National Windstorm Impact Reduction Act Reauthorization of 2013 - all provisions H.R. 624 - Cyber Intelligence Sharing and Protection Act - liability standard provisions H.R. 2217 - Department of Homeland Security Appropriations Act, 2014 - National Flood Insurance Program provisions H.R. 3696 - National Cybersecurity and Critical Infrastructure Protection Act of 2013 - all provisions H.R. 3693 - Flood Insurance Relief and Transparency Act of 2013 - all provisions H.R. 3370 - Homeowner Flood Insurance Affordability Act of 2013 - all provisions H.R. 4510- Insurance Capital Standards Clarification Act of 2014- all provisions H.R. 4871- TRIA Reform Act of 2014- all provisions S.2244 - Terrorism Risk Insurance Program Reauthorization Act of 2014- all provisions S 2588- Cyber Intelligence Sharing and Protection Act

Client expense: $420,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

Advocating for legislative proposals to promote federal incentives for states to adopt and enforce statewide building codes. H.R. 1878 and S. 924 ("Safe Building Code Incentive Act of 2013") would provide financial incentives to states that adopt and enforce nationally recognized model building codes for residential and commercial structures.Advocating for H.R. 1101 ("Homeowners and Taxpayers Protection Act of 2013") and H.R. 240 ("The Homeowners Insurance Protection Act of 2013") to create a federal backstop to stand behind state catastrophe funds through the U.S. Treasury Department's sale of reinsurance and the establishment of a guarantee program for debt issued by state catastrophe funds.

Client expense: $460,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

S 905,S 924,HR 1878 The Safe Building Code Incentive Act - Support efforts to encourage stronger state and local building codes. HR 737 Homeowners Defense Act - Oppose; Issue: Increased federal govt involvement with private insurance market; would only benefit a few states. HR 549 Homeowner Catastrophe Protection Act; Issue - create tax incentives for individuals and insurers to set funds aside for future for natural catastrophesHR 1101 Homeowners and Taxpayers Protection Act of 2013 - Monitor; issues include creation of a new national catastrophe fund, and create a mechanism for pre and post funding of certain natural disaster costs. HR 240 Homeowners Insurance Protection Act of 2013 - Issue - Should there be a federal backstop for state natural catastophe funds? We oppose this bill. HR 1194 The National Flood Insurance Program Termination Act of 2013 - We oppose efforts to end the NFIP.

Client expense: $110,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Optional Federal Charter (Generally) H.R. 1155 National Association of Registered Agents and Brokers Act (All Provisions) S. 534 National Association of Registered Agents and Brokers Act (All Provisions) H.R. 2140 Insurance Capital Accounting Standards Act of 2013 (All Provisions)H.R. 240 Homeowners Insurance Protection Act (All Provisions) H.R. 508 TRIA Reauthorization (All Provisions) H.R. 549 Homeowner Catastrophe Protection Act (All Provisions) H.R. 1035 Community Based NFIP Study (All Provisions) P.L. 112-141 Flood Insurance Reform Act of 2012 (Implementation) H.R. 737 Homeowners Defense Act (All Provisions) H.R. 960 Flood Victim Premium Relief Act (All Provisions) H.R. 2374 Retail Protection Investor Act (All Provisions) H.R. 1878, S. 905 Safe Building Codes Incentive Act (All Provisions) H.R. 1267 Flood Premium Relief Act (All Provisions) H.R. 1194 National Flood Insurance Program Termination Act (All Provisions) H.R. 1945 Fostering Resiliance to Terrorism Act (All Provisions) H.R. 1485 A Bill to modify NFIP Phase-in Premium increase (All Provisions) H.R. 2146 Terrorism Risk Insurance Program Reauthorization Act of 2013 (All Provisions) S. 1369 A bill to provide additional flexibility to the Board of Governors of the Federal Reserve System to establish capital standards that are properly tailored to the unique characteristics of insurance, and for other purposes. (No official title yet.) (All Provisions) H.R. 3370 Homeowner Flood Insurance Affordability Act of 2013 (All Provisions) H.R. 3693 Flood Insurance Relief and Transparency Act of 2013 (All Provisions) S. 1610 Homeowner Flood Insurance Affordability Act of 2013 (All Provisions) H.R. 3511 Keeping Flood Insurance Affordable Act (All Provisions) S. 1926 Homeowner Flood Insurance Affordability Act (All Provisions) S. 1846 Homeowner Flood Insurance Affordability Act (All Provisions) H.R. 3815 Biggert-Waters Repeal (All Provisions) S. 2137 Second Home Refund Prohibition Act (All Provisions) S. 2102 A bill to clarify the application of certain leverage and risk-based requirements under the Dodd-Frank Wall Street Reform and Consumer Protection Act. (All Provisions) H.R. 4510 Insurance Capital Standards Clarification Act (All Provisions) S. 2270 Insurance Capital Standards Clarification Act (All Provisions) H.R. 4669 Servicemembers Insurance Relief Act (All Provisions) H.R. 4558 Flood Insurance Market Parity & Modernization Act of 2014 (All Provisions) S. 2381 Flood Insurance Market Parity & Modernization Act of 2014 (All Provisions) P.L. 113-89 Homeowner Flood Insurance Affordability Act of 2014 (All Provisions) Draft: Insurance Data Protection Act (All Provisions) Draft: Risk Retention Modernization Act of 2014 (All Provisions) H.R. 4745 Transportation, Housing & Urban Development & Related Agencies Appropriations Act of 2015 (Insurance Provisions) H.R. 5471 The TRIA Reform Act of 2014 (All Provisions) H.R. 4871 The TRIA Reform Act of 2014 (All Provisions) S. 2244 Terrorism Risk Insurance Program Reauthorization Act of 2014 (All Provisions) H.R. 4557 Policy Holder Protection Act (All Provisions)

Client expense: $600,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Federal Emergency Management Agency (FEMA), Government Accountability Office (GAO), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Housing & Urban Development, Dept of (HUD), SENATE, Treasury, Dept of

Regulation of Insurance (general), Federal Insurance Office (general), HR 240, Homeowners Insurance Protection Act of 2013, HR 508, Terrorism Risk Insurance Act of 2002 Reauthorization Act of 2013, HR 549, Homeowner Catastrophe Protection Act of 2013, HR 737, Homeowners' Defense Act of 2013, HR 960, Flood Victim Premium Relief Act of 2013, HR 1155, National Association of Registered Agents and Brokers Reform Act of 2013, HR 1267, Flood Insurance Premium Relief Act of 2013HR 1485, To amend the National Flood Insurance Act of 1968 to modify the phase-in increases in flood insurance premium rates for certain properties, and for other purposes, HR 1878, Safe Building Code Incentive Act of 2013, Reathorization of the Terrorism Risk Insurance Act (general), H.R. 1945, the Fostering Resilience to Terrorism Act, HR 2146, Terrorism Risk Insurance Program Reauthorization Act of 2013, HR 2217, Department of Homeland Security Appropriations Act 2014, HR 3511, Keeping Flood Insurance Affordable Act of 2013, HR 3693, Flood Insurance Relief and Transparency Act of 2013, S 534, National Association of Registered Agents and Brokers Reform Act of 2013, S 996, A bill to improve the National Flood Insurance Program, and for other purposes, S 1610, Homeowner Flood Insurance Affordability Act of 2013, PL 112-141, To authorize funds for Federal-aid highways, highway safety programs, and transit programs, and for other purposes (flood insurance provisions), H.R. 3468, the Credit Union Share Insurance Fund Parity Act, S. 1193, the Data Security and Breach Notification Act of 2013, S. 1897, Personal Data Privacy and Security Act of 2014, S. 1927, the Data Security Act of 2014, S. 1976, Data Security and Breach Notification Act of 2014, S. 1995, the Personal Data Protection and Breach Accountability Act of 2014, S. 1926, the Homeowners Flood Insurance Affordability Act, HR 3370, Homeowner Flood Insurance Affordability Act ( Public Law 113-89), H.R. 4313, the Flood Insurance Premium Parity Act. S.2244, the Terrorism Risk Insurance Program Reauthorization Act, H.R. 4871, the TRIA Reform Act of 2014, H.R. 4669, the Service members Insurance Relief Act, H.R. 4510, the Insurance Capital Standards Clarification Act, H.R. 605, the Insurance Consumer Protection and Solvency Act, H.R. 4557, the Policyholder Protection Act, the Risk Retention Modernization Act (not yet introduced), the Insurance Data Protection Act (not yet introduced)

Client expense: $89,972 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Risk Management Agency, SENATE, Treasury, Dept of

H.R. 2767, 3211; S. 1376; S. 1217; S. 249; S.563; H.R. 240; S. 10; H.R. 858; H.R. 2642; S. 954, S. 1610, H.R. 3370 - Discussed home mortgage loan modifications, foreclosures, servicing, and refinancing; discussed housing finance reform and related issues; discussed flood insurance reform; discussed issues affecting the USDA's rural housing programs.

Client expense: $1,590,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Commodity Futures Trading Commission (CFTC), Defense, Dept of (DOD), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Labor, Dept of (DOL), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Treasury, Dept of, U.S. Trade Representative (USTR)

Issues related to financial services regulatory reform, specifically as it applies to insurance regulation. Implementation of Dodd-Frank Wall Street Reform and Consumer Protection Act (Pub.L. 111-203). Issues related to the systemic risk designation process. Issues related to flood insurance, specifically proposals to stop rate increases for homeowners insurance as a result of flood insurance reforms enacted last year. Monitored progress of terrorism risk insurance legislation.H.R. 41, To temporarily increase the borrowing authority of FEMA to fund flood insurance. H.R. 240, Homeowners Insurance Protection Act of 2013. H.R. 960, Flood Victim Premium Relief Act of 2013. H.R. 1035, To require a study of voluntary community-based flood insurance options and how options could be incorporated into program. H.R. 1194, National Flood Insurance Program Termination Act of 2013. H.R. 1267, Flood Insurance Premium Relief Act of 2013. H.R. 1485, To amend the national Flood Insurance Act to modify phase-in increases in premium rates. H.R. 2199, Flood Insurance Implementation Reform Act of 2013. H.R. 3013, Home Protection Act of 2013. H.R. 3156, Responsible Implementation of Flood Insurance Reform Act of 2013. H.R. 3218, Flood Insurance Fairness Act of 2013. H.R. 3313, Homeowners Flood Insurance Relief Act of 2013. H.R. 3370, Homeowner Flood Insurance Affordability Act of 2013. H.R. 3380, To delay increases in premium rates until FEMA completes a review of flood insurance rate maps and Army Crops reviews and certifies. H.R. 3511, Keeping Flood Insurance Affordable Act of 2013. H.R. 3693, Flood Insurance Relief and Transparency Act of 2013. H.R. 3815, To repeal the Biggert-Waters Flood Insurance Reform Act of 2012. S. 996, a bill to improve the National Flood Insurance Program. S. 1075, Saving Homeowners from Onerous Rate Escalations Act of 2013. S. 1098, Responsible Implementation of flood insurance reform act of 2013. S. 1560, Deficit Neutral Disaster Relief Act. S 1610, Homeowner Flood Insurance Affordability Act of 2013. S.1926, A bill to delay the implementation of certain provisions of the Biggert-Waters Flood Insurance Reform Act of 2012 and to reform the National Association of Registered Agents and Brokers (NARAB II), and for other purposes. S. 1369, A bill to provide additional flexibility to the Board of Governors of the Federal Reserve System to establish capital standards that are properly tailored to the unique characteristics of the business of insurance, and for other purposes.

Client expense: Not reported · Firm income: $80,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Natural Disaster Policy HR152 - Disaster Relief Appropriations Act of 2013 HR240 - Homeowners Insurance Protection Act of 2013 HR960 - Flood Victim Premium Relief Act of 2013Natural Disaster Policy (cont'd) HR1101 - Homeowners and Taxpayers Protection Act of 2013 HR1267 - Flood Insurance Premium Relief Act of 2013 HR1485 - A bill to amend the National Flood Insurance Act of 1968 to modify the phase-in increases in flood insurance premium rates for certain properties, and for other purposes HR2199 - York River Wild and Scenic River Study Act of 2013 HR2217 - Fiscal 2014 Homeland Security Appropriations HR3298 - A bill to amend the Internal Revenue Code of 1986 to allow individuals a deduction for amounts contributed to disaster savings accounts to help defray the cost of preparing their homes to withstand a disaster HR3989 - A bill to amend the Internal Revenue Code of 1986 to allow individuals a deduction for amounts contributed to disaster savings accounts to help defray the cost of preparing their homes to withstand a disaster and to repair or replace property damaged or destroyed in a disaster. HR3370 - Homeowner Flood Insurance Affordability Act of 2013 HR3547 - Fiscal 2014 Omnibus Appropriations Act HR3693 - Flood Insurance Relief and Transparency Act of 2013 S601 - Water Resources Development Act of 2013 S954 - FARM Bill S996 - A bill to improve the National Flood Insurance Program, and for other purposes S1610 - Homeowner Flood Insurance Affordability Act of 2013 S1846 - Homeowner Flood Insurance Affordability Bill S1926 - Homeowner Flood Insurace Affordability Bill S1991 - A bill to amend the Internal Revenue Code of 1986 to allow individuals a deduction for amounts contributed to disaster savings accounts to help defray the cost of preparing their homes to withstand a disaster and to repair or replace property damaged or destroyed in a disaster. Terrorism Risk Insurance HR508 - Terrorism Risk Insurace Act of 2002 (TRIA) Reauthorization Act of 2013 HR1945 - Fostering Resilience to Terrorism Act of 2013 HR2146 - Terrorism Risk Insurance Program Reauthorization Act of 2013 Discussions with the Federal Emergency Management Agency (FEMA) within the Department of Homeland Security (DHS) on flood insurance and the National Flood Insurance Program.

Client expense: $7,120,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Energy, Dept of, Environmental Protection Agency (EPA), Federal Aviation Administration (FAA), Federal Deposit Insurance Corporation (FDIC), Federal Emergency Management Agency (FEMA), General Services Administration (GSA), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Natl Economic Council (NEC), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of, Veterans Affairs, Dept of (VA)

H.R. 41-Natural Catastrophe Insurance, H.R. 99-McCarran-Ferguson, H.R. 240- Natural Catastrophe Backstop, H.R. 508-Terrorism Risk Insurance Act, H.R. 549-Natural Catastrophe Insurance, H.R. 605-Insurance, H.R. 737-Natural Catastrophe Insurance, H.R. 960-National Flood Insurance Program, H.R. 968-National Flood Insurance Program, H.R. 1028-Mortgage Insurance, H.R. 1035-Flood Insurance,H.R. 1064-Insurance Agent Licensing, H.R. 1101-Natural Catastrophe Insurance, H.R. 1155-Insurance Agent Licensing, H.R. 1194-National Flood Insurance Program, H.R. 1267-National Flood Insurance Program, H.R. 1268-National Flood Insurance Program, H.R. 1369-Gun Owners Insurance, H.R. 1485-National Flood Insurance Program, H.R. 1945-Terrorism Risk Insurance Act, H.R. 2129-Workers Compensation Insurance, H.R. 2140-Capital Standards, H.R. 2146-Terrorism Risk Insurance Act, H.R. 2156-Adjuster Reciprocity, H.R. 2293-National Flood Insurance Program, H.R. 3156- National Flood Insurance Program, H.R. 3218-National Flood Insurance Program, H.R. 3370-National Flood Insurance Program, H.R. 3693-National Flood Insurance Program, S. 20-Dodd-Frank Act, S. 205-Consumer Financial Protection Bureau, S. 534-Insurance Agent Licensing, S. 996-National Flood Insurance Program, S. 1075-National Flood Insurance Program, S. 1098-National Flood Insurance Program, S. 1369-Capital Standards, S. 1610-National Flood Insurance Program, S. 1846-National Flood Insurance Program, S. 1926-National Flood Insurance Program, S. 2244-Terrorism Risk Insurance Act

Client expense: $980,000 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

Issues related to financial services regulatory reform, specifically as it applies to insurance regulation. Implementation of Dodd-Frank Wall Street Reform and Consumer Protection Act (Pub.L. 111-203). Issues related to the Federal Insurance Office and the systemic risk designation process. Legislation to update and reform the National Flood Insurance Program. Terrorism risk insurance. H.R. 1945, Fostering Resilience to Terrorism Act of 2013.H.R. 508, Terrorism Risk Insurance Act of 2002 Reauthorization Act of 2013. H.R. 2146, Terrorism Risk Insurance Program Reauthorization Act of 2013. H.R. 41, To temporarily increase the borrowing authority of FEMA to fund flood insurance. H.R. 240, Homeowners Insurance Protection Act of 2013. H.R. 960, Flood Victim Premium Relief Act of 2013. H.R. 1035, To require a study of voluntary community-based flood insurance options and how options could be incorporated into program. H.R. 1194, National Flood Insurance Program Termination Act of 2013. H.R. 1267, Flood Insurance Premium Relief Act of 2013. H.R. 1485, To amend the national Flood Insurance Act to modify phase-in increases in premium rates. H.R. 2199, Flood Insurance Implementation Reform Act of 2013. H.R. 3013, Home Protection Act of 2013. H.R. 3156, Responsible Implementation of Flood Insurance Reform Act of 2013. H.R. 3218, Flood Insurance Fairness Act of 2013. H.R. 3313, Homeowners Flood Insurance Relief Act of 2013. H.R. 3370, Homeowner Flood Insurance Affordability Act of 2013. H.R. 3380, To delay increases in premium rates until FEMA completes a review of flood insurance rate maps and Army Crops reviews and certifies. H.R. 3511, Keeping Flood Insurance Affordable Act of 2013. H.R. 3693, Flood Insurance Relief and Transparency Act of 2013. H.R. 3815, To repeal the Biggert-Waters Flood Insurance Reform Act of 2012. S. 996, a bill to improve the National Flood Insurance Program. S. 1075, Saving Homeowners from Onerous Rate Escalations Act of 2013. S. 1098, Responsible Implementation of flood insurance reform act of 2013. S. 1560, Deficit Neutral Disaster Relief Act. S. 1610, Homeowner Flood Insurance Affordability Act of 2013. S. 1926, A bill to delay the implementation of certain provisions of the Biggert-Waters Flood Insurance Reform Act of 2012 and to reform the National Association of Registered Agents and Brokers, and for other purposes.

Client expense: Not reported · Firm income: $40,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Regulation of Insurance (general), Federal Insurance Office (general), HR 240, Homeowners Insurance Protection Act of 2013, HR 508, Terrorism Risk Insurance Act of 2002 Reauthorization Act of 2013, HR 549, Homeowner Catastrophe Protection Act of 2013, HR 737, Homeowners' Defense Act of 2013, HR 960, Flood Victim Premium Relief Act of 2013, HR 1155, National Association of Registered Agents and Brokers Reform Act of 2013, HR 1267, Flood Insurance Premium Relief Act of 2013HR 1485, To amend the National Flood Insurance Act of 1968 to modify the phase-in increases in flood insurance premium rates for certain properties, and for other purposes, HR 1878, Safe Building Code Incentive Act of 2013, Reathorization of the Terrorism Risk Insurance Act (general), H.R. 1945, the Fostering Resilience to Terrorism Act, HR 2146, Terrorism Risk Insurance Program Reauthorization Act of 2013, HR 2217, Department of Homeland Security Appropriations Act 2014, HR 3511, Keeping Flood Insurance Affordable Act of 2013, HR 3693, Flood Insurance Relief and Transparency Act of 2013, S 534, National Association of Registered Agents and Brokers Reform Act of 2013, S 996, A bill to improve the National Flood Insurance Program, and for other purposes, S 1610, Homeowner Flood Insurance Affordability Act of 2013, PL 112-141, To authorize funds for Federal-aid highways, highway safety programs, and transit programs, and for other purposes (flood insurance provisions), H.R. 3468, the Credit Union Share Insurance Fund Parity Act, S. 1193, the Data Security and Breach Notification Act of 2013, S. 1897, Personal Data Privacy and Security Act of 2014, S. 1927, the Data Security Act of 2014, S. 1976, Data Security and Breach Notification Act of 2014, S. 1995, the Personal Data Protection and Breach Accountability Act of 2014, S. 1926, the Homeowners Flood Insurance Affordability Act, HR 3370, Homeowner Flood Insurance Affordability Act ( Public Law 113-89), H.R. 4313, the Flood Insurance Premium Parity Act. S.2244, A bill to extend the termination date of the Terrorism Insurance Program established under the Terrorism Insurance Act of 2002, and for other purposes,

Client expense: $158,626 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Risk Management Agency, SENATE, Treasury, Dept of

Implementation of Public Law No. 111-203, Dodd-Frank Wall Street Reform and Consumer Protection Act, specifically, provisions on risk, insurance oversight (Federal Insurance Office), and potential CFPB activities related to P&C insurance. General issues related to lender placed insurance market.Discussions related to Basel III capital standards. Discussions on U.S. and global designation of systemically relevant non-bank financial firms. S.1369, A bill to provide additional flexibility to the Board of Governors of the Federal Reserve System to establish capital standards that are properly tailored to the unique characteristics of the business of insurance, and for other purposes. H.R. 2140, Insurance Capital and Accounting Standards Act of 2013. S.2101, A bill to clarify the application of certain leverage and risk-based requirements under the Dodd-Frank Wall Street Reform and Consumer Protection Act. General issues related to Super Storm Sandy, as related to P&C insurance, including resilience and mitigation. General discussions on natural catastrophe related proposals. H.R. 240, Homeowners Insurance Protection Act of 2013. H.R. 508, Terrorism Risk Insurance Act of 2002 Reauthorization Act of 2013. H.R. 2146, Terrorism Risk Insurance Program Reauthorization Act of 2013. H.R. 1945, Fostering Resilience to Terrorism Act of 2013. Issues related to Implementation of National Flood Insurance Program reform. S. 996, a bill to amend the National Flood Insurance Program, specifically provisions related to rates. H.R. 2199, Flood Insurance Implementation Reform Act, and issues related to general flood mitigation efforts. General discussions on Insurance Capital Investment. General discussions on the insurability of cyber exposures.

Client expense: $400,000 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), Commerce, Dept of (DOC), Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Internal Revenue Service (IRS), Office of Management & Budget (OMB), SENATE, Treasury, Dept of, U.S. Trade Representative (USTR)

Insurance issues including terrorism risk insurance reauthorization, Medicare Secondary Payer Act reporting, the National Flood Insurance Program, and group disability insurance enrollment H.R. 240 - Homeowners Insurance Protection Act - all provisions H.R. 508 - Terrorism Risk Insurance Act of 2002 Reauthorization Act of 2013 - all provisions H.R. 1945 - Fostering Resilience to Terrorism Act of 2013 - all provisions H.R. 2146 - Terrorism Risk Insurance Program Reauthorization Act of 2013 - all provisions H.R. 1982 - Medicare Secondary Payer and Workers Compensation Settlement Agreements Act of 2013 - all provisions S. 534 - National Association of Registered Agents and Brokers Reform Act of 2013 - all provisions H.R. 1155 - National Association of Registered Agents and Brokers Reform Act of 2013 - all provisions H.R. 1786 - National Windstorm Impact Reduction Act Reauthorization of 2013 - all provisions H.R. 624 - Cyber Intelligence Sharing and Protection Act - liability standard provisions H.R. 2217 - Department of Homeland Security Appropriations Act, 2014 - National Flood Insurance Program provisions H.R. 3696 - National Cybersecurity and Critical Infrastructure Protection Act of 2013 - all provisions H.R. 3693 - Flood Insurance Relief and Transparency Act of 2013 - all provisions H.R. 3370 - Homeowner Flood Insurance Affordability Act of 2013 - all provisions

Client expense: $520,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

Supportive of legislative proposals to promote federal incentives for states to adopt and enforce statewide building codes. H.R. 1878/S. 905 - "The Safe Building Code Incentive Act," which would provide financial incentives to states that adopt and enforce nationally recognized model building codes for residential and commercial structures.H.R. 1101, "The Homeowners and Taxpayers Protection Act" and H.R. 240, "The Homeowners Insurance Protection Act" to create a federal backstop to stand behind state catastrophe funds through the U.S. Treasury Department's sale of reinsurance and the establishment of a guarantee program for debt issued by state catastrophe funds.

Client expense: $662,532 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

S 905,S 924,HR 1878 The Safe Building Code Incentive Act - Support efforts to encourage stronger state and local building codes. HR 737 Homeowners Defense Act - Oppose; Issue: Increased federal govt involvement with private insurance market; would only benefit a few states. HR 549 Homeowner Catastrophe Protection Act; Issue - create tax incentives for individuals and insurers to set funds aside for future for natural catastrophesHR 1101 Homeowners and Taxpayers Protection Act of 2013 - Monitor; issues include creation of a new national catastrophe fund, and create a mechanism for pre and post funding of certain natural disaster costs. HR 240 Homeowners Insurance Protection Act of 2013 - Issue - Should there be a federal backstop for state natural catastophe funds? We oppose this bill. HR 1194 The National Flood Insurance Program Termination Act of 2013 - We oppose efforts to end the NFIP. Flood Insurance bills: HR 1267, HR 1485, HR 3156, HR 3218, HR 3511, HR 3693, HR 3380, HR 3815, HR 3924, HR 4071, S 996, S. 1075, S 1098, S. 1610, S.1846, S 1926 - We monitored these bills, which generally seek to repeal or delay the implementation of the Biggest Waters Flood Insurance Reform Act of 2012, and have concerns about how they wouldimpact on the long term viability of the NFIP. HR 3370 Homeowner Flood Insurance Affordability Act - We initially opposed this bill; later support amendments that established a reasonable timeline and process for implementing changes to the program.

Client expense: $90,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Optional Federal Charter (Generally) H.R. 1155 National Association of Registered Agents and Brokers Act (All Provisions) S. 534 National Association of Registered Agents and Brokers Act (All Provisions) H.R. 2140 Insurance Capital Accounting Standards Act of 2013 (All Provisions)H.R. 240 Homeowners Insurance Protection Act (All Provisions) H.R. 508 TRIA Reauthorization (All Provisions) H.R. 549 Homeowner Catastrophe Protection Act (All Provisions) H.R. 1035 Community Based NFIP Study (All Provisions) P.L. 112-141 Flood Insurance Reform Act of 2012 (Implementation) H.R. 737 Homeowners Defense Act (All Provisions) H.R. 960 Flood Victim Premium Relief Act (All Provisions) H.R. 2374 Retail Protection Investor Act (All Provisions) H.R. 1878, S. 905 Safe Building Codes Incentive Act (All Provisions) H.R. 1267 Flood Premium Relief Act (All Provisions) H.R. 1194 National Flood Insurance Program Termination Act (All Provisions) H.R. 1035 Community Based Flood Insurance Act (All Provisions) H.R. 2217 Homeland Security Appropriations Act (Flood Provisions) H.R. 1945 Fostering Resiliance to Terrorism Act (All Provisions) H.R. 1485 A Bill to modify NFIP Phase-in Premium increase (All Provisions) H.R. 2146 Terrorism Risk Insurance Program Reauthorization Act of 2013 (All Provisions) S. 996 Delay of NFIP Rate Increases (All Provisions) H.R. 2199 Flood Insurance Implementation Reform Act (All Provisions) S. 1098 Responsible Implementation of Flood Insurance Reform (All Provisions) S. 1369 A bill to provide additional flexibility to the Board of Governors of the Federal Reserve System to establish capital standards that are properly tailored to the unique characteristics of insurance, and for other purposes. (No official title yet.) (All Provisions) H.R. 3370 Homeowner Flood Insurance Affordability Act of 2013 (All Provisions) H.R. 3693 Flood Insurance Relief and Transparency Act of 2013 (All Provisions) S. 1610 Homeowner Flood Insurance Affordability Act of 2013 (All Provisions) H.R. 3511 Keeping Flood Insurance Affordable Act (All Provisions) S. 1926 Homeowner Flood Insurance Affordability Act (All Provisions) S. 1846 Homeowner Flood Insurance Affordability Act (All Provisions) H.R. 3815 Biggert-Waters Repeal (All Provisions) S. 2137 Second Home Refund Prohibition Act (All Provisions) S. 2102 A bill to clarify the application of certain leverage and risk-based requirements under the Dodd-Frank Wall Street Reform and Consumer Protection Act. (All Provisions)

Client expense: $400,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Federal Emergency Management Agency (FEMA), Government Accountability Office (GAO), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Housing & Urban Development, Dept of (HUD), SENATE, Treasury, Dept of

Accounting and Tax Issues related to Non US insurers and reinsurers, natural disaster risk financing: HR 240, HR 2054, HR 3370, S 991, the President's Fiscal Year 2015 Budget Proposal

Client expense: $120,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

Accounting and Tax Issues related to Non US insurers and reinsurers, natural disaster risk financing: HR 240, HR 2054, HR 3370, S 991, the President's Fiscal Year 2015 Budget Proposal

Client expense: $120,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of