Servicemembers Insurance Relief Act of 2014

Regulation of Insurance (general), Federal Insurance Office (general), HR 240, Homeowners Insurance Protection Act of 2013, HR 508, Terrorism Risk Insurance Act of 2002 Reauthorization Act of 2013, HR 549, Homeowner Catastrophe Protection Act of 2013, HR 737, Homeowners' Defense Act of 2013, HR 960, Flood Victim Premium Relief Act of 2013, HR 1155, National Association of Registered Agents and Brokers Reform Act of 2013, HR 1267, Flood Insurance Premium Relief Act of 2013, HR 1485, To amend the National Flood Insurance Act of 1968 to modify the phase-in increases in flood insurance premium rates for certain properties, and for other purposes, HR 1878, Safe Building Code Incentive Act of 2013, Reathorization of the Terrorism Risk Insurance Act (general), H.R. 1945, the Fostering Resilience to Terrorism Act, HR 2146, Terrorism Risk Insurance Program Reauthorization Act of 2013, HR 2217, Department of Homeland Security Appropriations Act 2014, HR 3511, Keeping Flood Insurance Affordable Act of 2013, HR 3693, Flood Insurance Relief and Transparency Act of 2013, S 534, National Association of Registered Agents and Brokers Reform Act of 2013, S 996, A bill to improve the National Flood Insurance Program, and for other purposes, S 1610, Homeowner Flood Insurance Affordability Act of 2013, PL 112-141, To authorize funds for Federal-aid highways, highway safety programs, and transit programs, and for other purposes (flood insurance provisions), H.R. 3468, the Credit Union Share Insurance Fund Parity Act, S. 1193, the Data Security and Breach Notification Act of 2013, S. 1897, Personal Data Privacy and Security Act of 2014, S. 1927, the Data Security Act of 2014, S. 1976, Data Security and Breach Notification Act of 2014, S. 1995, the Personal Data Protection and Breach Accountability Act of 2014, S. 1926, the Homeowners Flood Insurance Affordability Act, HR 3370, Homeowner Flood Insurance Affordability Act ( Public Law 113-89), H.R. 4313, the Flood Insurance Premium Parity Act. S.2244, the Terrorism Risk Insurance Program Reauthorization Act, H.R. 4871, the TRIA Reform Act of 2014, H.R. 4669, the Service Members Insurance Relief Act, H.R. 4510, the Insurance Capital Standards Clarification Act, H.R. 605, the Insurance Consumer Protection and Solvency Act, H.R. 4557, the Policyholder Protection Act, the Risk Retention Modernization Act (not yet introduced), the Insurance Data Protection Act (not yet introduced), H.R. 4558/S. 2381 the Flood Insurance Market Parity and Modernization Act of 2014, S. 2270, the Insurance Capital Standards Clarification Act, H.R. 5461, A bill to clarify the application of certain leverage and risk-based requirements under the Dodd-Frank Wall Street Reform and Consumer Protection Act, to improve upon the definitions provided for points and fees in connection with a mortgage transaction, and for other purposes, S. 1535/H.R. 3143, the Justice Against Sponsors of Terrorism Act, H.R. 1786, National Windstorm Impact Reduction Act Reauthorization of 2014, the Congressional Oversight of International Insurance Act (not yet introduced)

Client expense: $78,235 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Risk Management Agency, SENATE, Treasury, Dept of

Biggert-Waters Flood Insurance Reform Act and the Homeowners Flood Insurance Affordability Act implementation. H.R. 4669 - The Servicemembers Insurance Relief Act of 2014 H.R. 1101 - The Homeowners and Taxpayers Protection Act of 2013 H.R. 737 - The Homeowners' Defense Act of 2013 H.R. 549 - The Homeowner Catastrophe Protection Act of 2013 H.R. 453 and S. 93 - The Investment Savings Access After Catastrophes Act of 2013 H.R. 508 - The TRIA Reauthorization Act of 2013 H.R. 1155 and S. 534 - The National Association of Registered Agents and Brokers Reform Act of 2013 H.R. 468 - The Federal Life Insurance Transparency Act S. 1369 - A bill to provide additional flexibility to the Board of Governors of the Federal Reserve System to establish capital standards that are properly tailored to the unique characteristics of the business of insurance, and for other purposes. H.R. 1878 and S. 924 - The Safe Building Code Incentive Act of 2013 S. 2224 - The Terrorism Risk Insurance Reauthorization Act of 2014 H.R. 4510 - Insurance Capital Standards Clarification Act of 2014 S. 2270 - A bill to clarify the application of certain leverage and risk-based requirements under the Dodd-Frank Wall Street Reform and Consumer Protection Act H.R. 5461 - To clarify the application of certain leverage and risk-based requirements under the Dodd-Frank Wall Street Reform and Consumer Protection Act The following additional agency was contacted in connection with this issue code: the Federal Insurance Office (FIO).

Client expense: $760,000 · Firm income: Not reported

S. 1999 - Servicemembers Civil Relief Act (SCRA) Rights Protection Act of 2014 S. 1927 - Data Privacy and Security Act of 2014 H.R. 4068 - A bill to amend the SCRA S. 1995 - Personal Data Protection and Breach Accountability Act of 2014 Dodd-Frank Consumer Protection and Wall Street Reform Act implementation, including, but not limited to, interchange fees, brokered deposits, Volcker Rule, mortgage reforms, credit and debit products, consumer disclosures and capital standards. H.R. 749 - The Eliminate Privacy Notice Confusion Act H.R. 468 - The Federal Life Insurance Transparency Act S. 635 - The Privacy Notice Modernization Act of 2013 H.R. 4669 - The Servicemembers Insurance Relief Act of 2014 The following additional agency was contacted in connection with this issue code: the Consumer Financial Protection Bureau (CFPB).

Client expense: $760,000 · Firm income: Not reported

Government targets: Defense, Dept of (DOD), Federal Deposit Insurance Corporation (FDIC), Federal Emergency Management Agency (FEMA), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Transportation, Dept of (DOT), Treasury, Dept of

H.R. 4068 - A bill to amend the SCRA S. 1999 - SCRA Rights Protection Act of 2014 H.R. 4669 - The Servicemembers Insurance Relief Act of 2014

Client expense: $760,000 · Firm income: Not reported

Government targets: Defense, Dept of (DOD), Federal Deposit Insurance Corporation (FDIC), Federal Emergency Management Agency (FEMA), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Transportation, Dept of (DOT), Treasury, Dept of

HR 1064; HR 1155; S 534; S 1926 National Association of Registered Agent and Brokers Reform Act; Issue: reducing costs and administrative difficulties associated with reciprocal licensing of multi-state insurance agents. We support these bills. HR 508 Reauthorize the Terrorism Risk Insurance Act (TRIA) for 5 years; HR 1945 and HR 2146 (10 year TRIA ext); S. 2244 (7 years) support these bills; HR 4871 House Fin Services Comm TRIA bill (5 years) concern with program changesHR 4510/S 2012/S 2270 Insurance Capital Standards Clarification Act of 2014 and S 1369 Capital Standards for the Business of Insurance, support these bills to provide flexibility for the Federal Reserve in setting insurance capital requirements. HR 4669 - Servicemembers Insurance Relief Act; monitoring issue to see if new requirements will be established H Res 735/S Res 561 Expressing concern about the lack of transparency at International Association of Insurance Supervisors meetings; support these resolutions

Client expense: $70,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Optional Federal Charter (Generally) Cyber Insurance (Generally) H.R. 1155 National Association of Registered Agents and Brokers Act (All provisions) S. 534 National Association of Registered Agents and Brokers Act (All provisions) H.R. 240 Homeowners Insurance Protection Act (All provisions) H.R. 508 TRIA Authorization Act (All provisions) H.R. 549 Homeowners Catastrophe Protection Act (All provisions) P.L. 112-141 Flood Insurance Reform Act of 2012 (Implementation) H.R. 737 Homeowners Defense Act (All provisions) H.R. 2374 Retail Protection Investor Act (All provisions) H.R. 1878, S. 905 Safe Building Codes Incentive Act (All provisions) H.R. 1194 National Flood Insurance Program Termination Act (All provisions) H.R. 1945 Fostering Resilience to Terrorism Act (All provisions) H.R. 2146 Terrorism Risk Insurance Program Reauthorization Act of 2013 (All provisions) S. 1369 A bill to provide additional flexibility to the Board of Governors of the Federal Reserve System to establish capital standards that are properly tailored to the unique characteristics of insurance, and for other purposes (No official title yet). (All provisions) S. 2137 Second Home Refund Prohibition Act (All provisions) S. 2102 A bill to clarify the application of certain leverage and risk-based requirements under the Dodd-Frank Wall Street Reform and Consumer Protection Act (All provisions) H.R. 4510 Insurance Capital Standards Clarification Act (All provisions) S. 2270 Insurance Capital Standards Clarification Act (All provisions) H.R. 4669 Servicemembers Insurance Relief Act (All provisions) P.L. 113-89 Homeowner Flood Insurance Affordability Act of 2014 (All provisions) Draft: Insurance Data Protection Act (All provisions) Draft: Risk Retention Modernization Act of 2014 (All provisions) H.R. 4745 Transportation, Housing, and Urban Development & Related Agencies Appropriations Act of 2015 (Insurance provisions) H.R. 5471 The TRIA Reform Act of 2014 (All provisions) H.R. 4871 The TRIA Reform Act of 2014 (All provisions) S. 2244 Terrorism Risk Insurance Program Reauthorization Act of 2014 (All provisions) H.R. 4557 Policy Holder Protection Act (All provisions) S. 2726 Captive Insurers Clarification Act (All provisions) H.R. 5388 Captive Insurers Clarification Act (All provisions) H.R. 5780 Financial Stability Oversight Council Improvement (All provisions) H.R. 5067 To require the FIO to carry out a study on illegal steering and redlining in the insurance industry (All provisions) H.R. 5461 To clarify the application of certain leverage and risk-based requirements of Dodd-Frank (Insurance provisions) S. Res 561 and H. Res 735 Disapproving of the IIAS Measure to Reduce Transparency & Public Participation in IAIS Meetings

Regulation of Insurance (general), Federal Insurance Office (general), HR 240, Homeowners Insurance Protection Act of 2013, HR 508, Terrorism Risk Insurance Act of 2002 Reauthorization Act of 2013, HR 549, Homeowner Catastrophe Protection Act of 2013, HR 737, Homeowners' Defense Act of 2013, HR 960, Flood Victim Premium Relief Act of 2013, HR 1155, National Association of Registered Agents and Brokers Reform Act of 2013, HR 1267, Flood Insurance Premium Relief Act of 2013HR 1485, To amend the National Flood Insurance Act of 1968 to modify the phase-in increases in flood insurance premium rates for certain properties, and for other purposes, HR 1878, Safe Building Code Incentive Act of 2013, Reathorization of the Terrorism Risk Insurance Act (general), H.R. 1945, the Fostering Resilience to Terrorism Act, HR 2146, Terrorism Risk Insurance Program Reauthorization Act of 2013, HR 2217, Department of Homeland Security Appropriations Act 2014, HR 3511, Keeping Flood Insurance Affordable Act of 2013, HR 3693, Flood Insurance Relief and Transparency Act of 2013, S 534, National Association of Registered Agents and Brokers Reform Act of 2013, S 996, A bill to improve the National Flood Insurance Program, and for other purposes, S 1610, Homeowner Flood Insurance Affordability Act of 2013, PL 112-141, To authorize funds for Federal-aid highways, highway safety programs, and transit programs, and for other purposes (flood insurance provisions), H.R. 3468, the Credit Union Share Insurance Fund Parity Act, S. 1193, the Data Security and Breach Notification Act of 2013, S. 1897, Personal Data Privacy and Security Act of 2014, S. 1927, the Data Security Act of 2014, S. 1976, Data Security and Breach Notification Act of 2014, S. 1995, the Personal Data Protection and Breach Accountability Act of 2014, S. 1926, the Homeowners Flood Insurance Affordability Act, HR 3370, Homeowner Flood Insurance Affordability Act ( Public Law 113-89), H.R. 4313, the Flood Insurance Premium Parity Act. S.2244, the Terrorism Risk Insurance Program Reauthorization Act, H.R. 4871, the TRIA Reform Act of 2014, H.R. 4669, the Service Members Insurance Relief Act, H.R. 4510, the Insurance Capital Standards Clarification Act, H.R. 605, the Insurance Consumer Protection and Solvency Act, H.R. 4557, the Policyholder Protection Act, the Risk Retention Modernization Act (not yet introduced), the Insurance Data Protection Act (not yet introduced), H.R. 4558/S. 2381 the Flood Insurance Market Parity and Modernization Act of 2014, S. 2270, the Insurance Capital Standards Clarification Act, H.R. 5461, A bill to clarify the application of certain leverage and risk-based requirements under the Dodd-Frank Wall Street Reform and Consumer Protection Act, to improve upon the definitions provided for points and fees in connection with a mortgage transaction, and for other purposes, S. 1535/H.R. 3143, the Justice Against Sponsors of Terrorism Act, H.R. 1786, National Windstorm Impact Reduction Act Reauthorization of 2014

S. 508, Strengthen and Vitalize Enforcement of Child Support (SAVE Child Support) Act- A bill to amend part D of title IV of the Social Security Act to improve the enforcement, collection, and administration of child support payments, and for other purposes. (Sec. 5 & Sec. 6)H.R. 960, Flood Victim Premium Relief Act of 2013- To amend the National Flood Insurance Act of 1968 to provide relief from increased flood insurance premium rates for homes in disaster areas. (entire bill) H.R. 1268, Flood Mitigation Expense Relief Act of 2013- To amend the Internal Revenue Code of 1986 to provide a credit for qualified flood mitigation expenses incurred with respect to certain residences for which the chargeable premium rate under the national flood insurance program is increasing and to provide increased funding for mitigation programs. (entire bill) H.R. 1267, Flood Insurance Premium Relief Act of 2013- To delay and phase-in increases in flood insurance premium rates under the national flood insurance program for certain properties, and for other purposes. (entire bill) H.R. 737, Homeowners' Defense Act of 2013- To establish a national catastrophic risk consortium to ensure the availability and affordability of homeowners' insurance coverage for catastrophic events. (entire bill) H.R. 605, Insurance Consumer Protection and Solvency Act of 2013- To exclude insurance companies from the Federal Depository Insurance Corporation's "orderly liquidation authority". (entire bill) H.R. 508, Terrorism Risk Insurance Act of 2002 Reauthorization Act of 2013- To extend the Terrorism Risk Insurance Program for five years. (entire bill) S. 534/HR 1064, National Association of Registered Agents and Brokers Reform Act of 2013- A bill to reform the National Association of Registered Agents and Brokers, and for other purposes. (entire bill) H.R. 2129, Defense Base Act Insurance Improvement Act of 2013- To amend the Defense Base Act to require the provision of insurance under that Act under a Government self-insurance program, and to require an implementation strategy for such self-insurance program. (entire bill) H.R. 1945, Fostering Resilience to Terrorism Act of 2013- To extend the Terrorism Risk Insurance Program of the Department of the Treasury for 10 years, and for other purposes. (entire bill) H.R. 2146, Terrorism Risk Insurance Program Reauthorization Act of 2013- To extend the Terrorism Risk Insurance Program of the Department of the Treasury for 10 years. (entire bill) S. 1098, Responsible Implementation of Flood Insurance Reform Act of 2013- A bill to reform the Biggert-Waters Flood Insurance Reform Act of 2012 to responsibly protect homeownership. (entire bill) H.R.3693, Flood Insurance Relief and Transparency Act of 2013- To clarify the application of the Biggert-Waters Flood Insurance Reform Act of 2012 to premium rates for certain properties, and for other purposes. (entire bill) S.1610/ H.R.3370, Homeowner Flood Insurance Affordability Act of 2013- A bill to delay the implementation of certain provisions of the Biggert-Waters Flood Insurance Reform Act of 2012, and for other purposes. (entire bill) S.1846, Homeowner Flood Insurance Affordability Act of 2013- A bill to delay the implementation of certain provisions of the Biggert-Waters Flood Insurance Reform Act of 2012, and for other purposes. (entire bill) H.R.3511, Keeping Flood Insurance Affordable Act of 2013- To delay the implementation of certain provisions of the Biggert-Waters Flood Insurance Reform Act of 2012, and for other purposes. (entire bill) Printed NameS.1926, Homeowner Flood Insurance Affordability Act of 2014; National Association of Registered Agents and Brokers Reform Act of 2014- A bill to delay the implementation of certain provisions of the Biggert-Waters Flood Insurance Reform Act of 2012 and to reform the National Association of Registered Agents and Brokers, and for other purposes. (entire bill) H.R.4669, Servicemembers Insurance Relief Act of 2014- To allow servicemembers to maintain their domicile for auto insurance purposes. (entire bill) H.R.4510/ S.2102, Insurance Capital Standards Clarification Act of 2014- To clarify the application of certain leverage and risk-based requirements under the Dodd-Frank Wall Street Reform and Consumer Protection Act. (entire bill) H.R.4558/ S. 2381, Flood Insurance Market Parity and Modernization Act of 2014- To clarify the authority of States to regulate private flood insurance coverage. (entire bill) H.R.4871, TRIA Reform Act of 2014- To reauthorize the Terrorism Risk Insurance Act of 2002, and for other purposes. (entire bill) H.R.4557, Policyholder Protection Act of 2014- To amend the Federal Deposit Insurance Act to provide for notice to, and input by, State insurance commissioners when requiring an insurance company to serve as a source of financial strength pursuant to such Act. (entire bill) H.R. ___, Risk Retention Modernization Act of 2014 (House Discussion Draft)- To modernize the Liability Risk Retention Act of 1986 and expand types of commercial insurance authorized, and for other purposes. (entire bill) H.R. ___, Insurance Data Protection Act of 2014 (House Discussion Draft)- To clarify the responsibilities and treatment of data by the Federal Insurance Office of the Department of the Treasury. (entire bill) Issues related to the imposition of capital standards to non-banks Issues related to the implementation of Dodd-Frank Act (PL 111-203), the provision which may impact insurance regulation Implementation of Biggert-Waters Flood Insurance Act of 2012 Issues related to the Federal Insurance Office's report on insurance regulatory modernization. Issues related to the Systemic Risk Designation process pursuant to the Dodd-Frank Wall Street Reform and Consumer Protection Act.

Take position in support of: HJRES78-113 HJRES88-113 HJRES91-113 HR1014-113 HR1132-113 HR1134-113 HR1171-113 HR1223-113 HR1236-113 HR1238-113 HR1251-113 HR1284-113 HR1305-113 HR1316-113 HR1333-113 HR1344-113 HR1357-113 HR1402-113 HR1405-113 HR1412-113 HR1438-113 HR1443-113 HR1453-113 HR1463-113 HR1464-113 HR1490-113 HR1497-113 HR1521-113 HR152-113 HR153-113 HR154-113 HR1593-113 HR1620-113 HR1623-113 HR1631-113 HR164-113 HR1702-113 HR1725-113 HR1729-113 HR1742-113 HR1759-113 HR1770-113 HR1774-113 HR179-113 HR1792-113 HR1796-113 HR1804-113 HR1805-113 HR1809-113 HR1824-113 HR183-113 HR1842-113 HR1864-113 HR1938-113 HR1957-113 HR1980-113 HR1987-113 HR2001-113 HR2002-113 HR2011-113 HR2016-113 HR2038-113 HR2039-113 HR2055-113 HR2056-113 HR2059-113 HR2065-113 HR2072-113 HR2079-113 HR2086-113 HR2088-113 HR2118-113 HR2119-113 HR2150-113 HR2151-113 HR2153-113 HR2157-113 HR2169-113 HR2185-113 HR2187-113 HR2189-113 HR2209-113 HR2210-113 HR2216-113 HR2227-113 HR2230-113 HR2272-113 HR2284-113 HR2327-113 HR235-113 HR241-113 HR2423-113 HR2481-113 HR2485-113 HR2510-113 HR2527-113 HR2528-113 HR2540-113 HR258-113 HR274-113 HR288-113 HR2882-113 HR2942-113 HR2974-113 HR303-113 HR3045-113 HR3056-113 HR3210-113 HR32-113 HR3230-113 HR3232-113 HR3237-113 HR3241-113 HR3246-113 HR3274-113 HR331-113 HR333-113 HR3337-113 HR3384-113 HR3387-113 HR340-113 HR3456-113 HR357-113 HR3593-113 HR3600-113 HR368-113 HR369-113 HR3790-113 HR385-113 HR401-113 HR4031-113 HR4037-113 HR4038-113 HR4085-113 HR411-113 HR4147-113 HR4150-113 HR4151-113 HR42-113 HR4261-113 HR430-113 HR4305-113 HR4435-113 HR4446-113 HR4486-113 HR449-113 HR4504-113 HR4594-113 HR4628-113 HR5059-113 HR5589-113 HR562-113 HR569-113 HR570-113 HR577-113 HR602-113 HR631-113 HR635-113 HR671-113 HR679-113 HR683-113 HR697-113 HR733-113 HR806-113 HR813-113 HR821-113 HR833-113 HR834-113 HR844-113 HR894-113 HR897-113 HR921-113 HR933-113 HR958-113 HR975-113 HR984-113 HRES104-113 HRES32-113 S1015-113 S1034-113 S1039-113 S1042-113 S1046-113 S1050-113 S1058-113 S1060-113 S1061-113 S1076-113 S1081-113 S1089-113 S1092-113 S1148-113 S1255-113 S131-113 S1387-113 S1399-113 S1411-113 S153-113 S1558-113 S1578-113 S1581-113 S1582-113 S1583-113 S1585-113 S1586-113 S1588-113 S1589-113 S1591-113 S162-113 S1637-113 S1643-113 S1662-113 S1668-113 S1717-113 S1728-113 S1752-113 S1755-113 S1956-113 S1963-113 S1982-113 S1985-113 S1993-113 S1999-113 S2013-113 S2035-113 S2075-113 S2091-113 S2095-113 S210-113 S2190-113 S2231-113 S2300-113 S234-113 S2424-113 S2450-113 S25-113 S257-113 S2730-113 S2834-113 S2837-113 S287-113 S373-113 S412-113 S422-113 S430-113 S444-113 S46-113 S49-113 S492-113 S495-113 S515-113 S522-113 S529-113 S543-113 S572-113 S573-113 S6-113 S62-113 S629-113 S674-113 S695-113 S700-113 S734-113 S735-113 S748-113 S759-113 S778-113 S800-113 S810-113 S819-113 S825-113 S832-113 S851-113 S852-113 S863-113 S871-113 S875-113 S877-113 S889-113 S893-113 S894-113 S928-113 S932-113 S935-113 S938-113 S939-113 S964-113 S967-113 S990-113 S992-113 S995-113 Review and/or Monitor the following: HJRES72-113 HR1288-113 HR1492-113 HR1494-113 HR1605-113 HR1714-113 HR1816-113 HR1832-113 HR1855-113 HR1867-113 HR1885-113 HR1898-113 HR1904-113 HR1960-113 HR1988-113 HR2138-113 HR2207-113 HR2237-113 HR2249-113 HR2257-113 HR2310-113 HR2319-113 HR2341-113 HR2354-113 HR2358-113 HR2362-113 HR2377-113 HR2382-113 HR2397-113 HR2412-113 HR2470-113 HR247-113 HR2519-113 HR2522-113 HR2590-113 HR2642-113 HR2654-113 HR2661-113 HR2693-113 HR2704-113 HR2726-113 HR2743-113 HR2749-113 HR2785-113 HR2797-113 HR2841-113 HR2859-113 HR2876-113 HR2906-113 HR2907-113 HR2913-113 HR2941-113 HR2953-113 HR3007-113 HR3053-113 HR3087-113 HR3098-113 HR3106-113 HR3120-113 HR3145-113 HR3152-113 HR3164-113 HR3180-113 HR3181-113 HR3207-113 HR3214-113 HR3225-113 HR3276-113 HR3287-113 HR3310-113 HR3330-113 HR3352-113 HR3368-113 HR3369-113 HR3383-113 HR3395-113 HR3396-113 HR3397-113 HR3399-113 HR3405-113 HR3408-113 HR3418-113 HR3422-113 HR3441-113 HR3442-113 HR3443-113 HR3451-113 HR3453-113 HR3459-113 HR3469113 HR3474-113 HR3477-113 HR3493-113 HR3499-113 HR3506-113 HR3507-113 HR3508-113 HR3514-113 HR3515-113 HR3516-113 HR3521-113 HR3569-113 HR3576-113 HR3615-113 HR3646-113 HR3647-113 HR3671-113 HR3672-113 HR3725-113 HR3743-113 HR3775-113 HR3788-113 HR3789-113 HR3792-113 HR3794-113 HR3797-113 HR3798-113 HR3801-113 HR3804-113 HR3807-113 HR3808-113 HR3810-113 HR3831-113 HR3843-113 HR3852-113 HR3858-113 HR3876-113 HR3958-113 HR3974-113 HR4004-113 HR4005-113 HR4023-113 HR4050-113 HR4068-113 HR4095-113 HR4096-113 HR4101-113 HR4102-113 HR4110-113 HR4134-113 HR4141-113 HR4149-113 HR4184-113 HR4191-113 HR4198-113 HR4217-113 HR4232-113 HR4234-113 HR4235-113 HR4247-113 HR4248-113 HR4274-113 HR4276-113 HR4314-113 HR4335-113 HR4344-113 HR4356-113 HR4359-113 HR4370-113 HR4374-113 HR4394-113 HR4399-113 HR4408-113 HR4422-113 HR4485-113 HR4488-113 HR4489-113 HR4492-113 HR4516-113 HR4517-113 HR4561-113 HR4574-113 HR4580-113 HR4616-113 HR4629-113 HR4630-113 HR4656-113 HR4669-113 HR4674-113 HR4682-113 HR4688-113 HR4712-113 HR4720-113 HR4723-113 HR4725-113 HR4730-113 HR4741-113 HR4760-113 HR4766-113 HR4774-113 HR4778-113 HR4779-113 HR4793-113 HR4807-113 HR4810-113 HR4816-113 HR4818-113 HR4841-113 HR4852-113 HR4861-113 HR4862-113 HR4863-113 HR4875-113 HR4887-113 HR4892-113 HR4898-113 HR4900-113 HR4942-113 HR4971-113 HR4974-113 HR4977-113 HR4999-113 HR5007-113 HR5009-113 HR5022-113 HR5023-113 HR5032-113 HR5042-113 HR5045-113 HR5046-113 HR5047-113 HR5048-113 HR5054-113 HR5061-113 HR5088-113 HR5094-113 HR5097-113 HR5112-113 HR5131-113 HR5157-113 HR5172-113 HR5193-113 HR5195-113 HR5229-113 HR5254-113 HR5273-113 HR5286-113 HR5290-113 HR5323-113 HR5332-113 HR5333-113 HR5336-113 HR5342-113 HR5349-113 HR5351-113 HR5369-113 HR5375-113 HR5391-113 HR5398-113 HR5432-113 HR5441-113 HR5475-113 HR5480-113 HR5500-113 HR55-113 HR5518-113 HR5524-113 HR5618-113 HR604-113 HR748-113 HR883-113 HRES13-113 S1032-113 S1041-113 S1078-113 S1119-113 S1174-113 S1190-113 S1197-113 S1211-113 S1216-113 S1246-113 S1262-113 S1281-113 S1295-113 S1296-113 S1320-113 S1361-113 S1367-113 S140-113 S1403-113 S1434-113 S1471-113 S1486-113 S1540-113 S1547-113 S1556-113 S1559-113 S1580-113 S1593-113 S1624-113 S1644-113 S1659-113 S1669-113 S1682-113 S1684-113 S1688-113 S1703-113 S1736-113 S1740-113 S1741-113 S1751-113 S1760-113 S1775-113 S1844-113 S1856-113 S1863-113 S1869-113 S1892-113 S1917-113 S1919-113 S1950-113 S1977-113 S1987-113 S2009-113 S2014-113 S2053-113 S2138-113 S2145-113 S2179-113 S2243-113 S2258-113 S2259-113 S2264-113 S2281-113 S2296-113 S2298-113 S2312-113 S2316-113 S2333-113 S2341-113 S2350-113 S2357-113 S2358-113 S2362-113 S2368-113 S2393-113 S2395-113 S2396-113 S2410-113 S2413-113 S2419-113 S2422-113 S2423-113 S2425-113 S2428-113 S2448-113 S2467-113 S2468-113 S2507-113 S2545-113 S2606-113 S2639-113 S2654-113 S2687-113 S2700-113 S2707-113 S2738-113 S2740-113 S2782-113 S2810-113 S2822-113 S2843-113 S922-113 S927-113 S930-113 S944-113 SRES323-113 Take position in opposition to: HR1739-113 HR3614-113 HR595-113 HR803-113 S262-113

HR 1064; HR 1155; S 534; S 1926 National Association of Registered Agent and Brokers Reform Act; Issue: reducing costs and administrative difficulties associated with reciprocal licensing of multi-state insurance agents. We support these bills. HR 508 Reauthorize the Terrorism Risk Insurance Act (TRIA) for 5 years; HR 1945 and HR 2146 (10 year TRIA ext); S. 2244 (7 years) support these bills; HR 4871 House Fin Services Comm TRIA bill (5 years) concern with program changesHR 605 Insurance Consumer Protection and Solvency Act; take insurers out of FDIC liquidation process; support HR 4510/S 2012/S 2270 Insurance Capital Standards Clarification Act of 2014 and S 1369 Capital Standards for the Business of Insurance, support these bills to provide flexibility for the Federal Reserve in setting insurance capital requirements. HR 4669 - Servicemembers Insurance Relief Act; monitoring issue to see if new requirements will be established H Res 735/S Res 561 Expressing concern about the lack of transparency at International Association of Insurance Supervisors meetings; support these resolutions

Client expense: $120,000 · Firm income: Not reported

Biggert-Waters Flood Insurance Reform Act Implementation and The Homeowners Flood Insurance Affordability Act Implementation. H.R. 4669 - The Servicemembers Insurance Relief Act of 2014H.R. 1101 - The Homeowners and Taxpayers Protection Act of 2013 H.R. 737 - The Homeowners' Defense Act of 2013 H.R. 549 - The Homeowner Catastrophe Protection Act of 2013 H.R 453 and S. 93 - The Investment Savings Access After Catastrophes Act of 2013 H.R. 508 - The TRIA Reauthorization Act of 2013 H.R. 1155 and S. 534 - The National Association of Registered Agents and Brokers Reform Act of 2013 H.R. 468 - The Federal Life Insurance Transparency Act S. 1369 - A bill to provide additional flexibility to the Board of Governors of the Federal Reserve System to establish capital standards that are properly tailored to the unique characteristics of the business of insurance, and for other purposes H.R. - 1878 and S. 924 - The Safe Building Code Incentive Act of 2013 H.R. 4510 - Insurance Capital Standards Clarification Act of 2014 S. 2270 - A bill to clarify the application of certain leverage and risk-based requirements under the Dodd-Frank Wall Street Reform and Consumer Protection Act H.R. 5461 - To clarify the application of certain leverage and risk-based requirements under the Dodd-Frank Wall Street Reform and Consumer Protection Act The following agency was contacted in connection with this issue code; Federal Insurance Office (FIO).

Client expense: $820,000 · Firm income: Not reported

H.R. 4068 - A bill to amend the SCRA S. 1999 - SCRA Rights Protection Act of 2014 H.R. 4669 - The Servicemembers Insurance Relief Act of 2014 H.R. 4870 - Department of Defense Appropriations Act, 2015H.J. Res. 124 - Continuing Appropriations Resolution, 2015

Client expense: $820,000 · Firm income: Not reported

Government targets: Defense, Dept of (DOD), Federal Deposit Insurance Corporation (FDIC), Federal Emergency Management Agency (FEMA), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Transportation, Dept of (DOT), Treasury, Dept of

S. 1999 - SCRA Rights Protection Act of 2014 S. 1927 - Data Privacy and Security Act of 2014 H.R. 4068 - A bill to amend the SCRA S. 1995 - Personal Data Protection and Breach Accountability Act of 2014Dodd-Frank Consumer Protection and Wall Street Reform Act implementation, including, but not limited to, interchange fees, brokered deposits, Volcker Rule, mortage reforms, credit and debit products, consumer disclosures and capital standards. H.R. 749 - The Eliminate Privacy Notice Confusion Act H.R. 468 - The Federal Life Insurance Transparency Act S. 635 - The Privacy Notice Modernization Act of 2013 H.R. 4669 - The Servicemembers Insurance Relief Act of 2014 The following additional agency was contacted in connection with this issue code; The Consumer Financial Protection Bureau (CFPB).

Client expense: $820,000 · Firm income: Not reported

Government targets: Defense, Dept of (DOD), Federal Deposit Insurance Corporation (FDIC), Federal Emergency Management Agency (FEMA), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Transportation, Dept of (DOT), Treasury, Dept of

Optional Federal Charter (Generally) H.R. 1155 National Association of Registered Agents and Brokers Act (All Provisions) S. 534 National Association of Registered Agents and Brokers Act (All Provisions) H.R. 240 Homeowners Insurance Protection Act (All Provisions) H.R. 508 TRIA Authorization (All Provisions) H.R. 549 Homeowner Catastrophe Protection Act (All Provisions) P.L. 112-141 Flood Insurance Reform Act of 2012 (Implementation) H.R. 737 Homeowners Defense Act (All Provisions) H.R. 2374 Retail Protection Investor Act (All Provisions) H.R. 1878, S. 905 Safe Building Codes Incentive Act (All Provisions) H.R. 1194 National Flood Insurance Program Termination Act (All Provisions) H.R. 1945 Fostering Resilience to Terrorism Act (All Provisions) H.R. 2146 Terrorism Risk Insurance Program Reauthorization Act of 2013 (All Provisions) S. 1369 A bill to provide additional flexibility to the Board of Governors of the Federal Reserve System to establish capital standards that are properly tailored to the unique characteristics of insurance, and for other purposes (No official title yet.) (All Provisions) S. 2137 Second Home Refund Prohibition Act (All Provisions) S. 2102 A bill to clarify the application of certain leverage and risk-based requirements under the Dodd-Frank Wall Street Reform and Consumer Protection Act (All Provisions) H.R. 4510 Insurance Capital Standards Clarification Act (All Provisions) S. 2270 Insurance Capital Standards Clarification Act (All Provisions) H.R. 4669 Servicemembers Insurance Relief Act (All Provisions) P.L. 113-89 Homeowner Flood Insurance Affordability Act of 2014 (All Provisions) Draft: Insurance Data Protection Act (All Provisions) Draft: Risk Retention Modernization Act of 2014 (All Provisions) H.R. 4745 Transportation, Housing, & Urban Development & Related Agencies Appropriations Act of 2015 (Insurance Provisions) H.R. 5471 The TRIA Reform Act of 2014 (All Provisions) H.R. 4871 The TRIA Reform Act of 2014 (All Provisions) S. 2244 Terrorism Risk Insurance Program Reauthorization Act of 2014 (All Provisions) H.R. 4557 Policy Holder Protection Act (All Provisions S. 2726 Captive Insurers Clarification Act (All Provisions) H.R. 5388 Captive Insurers Clarification Act (All Provisions) H.R. 5780 Financial Stability Oversight Council Improvement (All Provisions) H.R. 5067 To require the FIO to carry out a study on illegal steering and redlining in the insurance industry (All Provisions) H.R. 5461 To clarify the application of certain leverage and risk-based requirements of Dodd-Frank (Insurance Provisions)

H.R. 41-National Flood Insurance Program, H.R. 99-Medical Malpractice, H.R. 240- Natural Catastrophe Backstop, H.R. 508-Terrorism Risk Insurance Act, H.R. 549-Natural Catastrophe Insurance, H.R. 605-Insurance, H. Res. 735- International Insurance, H.R. 737-Natural Catastrophe Insurance, H.R. 960-National Flood Insurance Program, H.R. 968-National Flood Insurance Program, H.R. 1028-Mortgage Insurance, H.R. 1035-National Flood Insurance Program, (cont'd next page)H.R. 1064-Insurance Agent Licensing, H.R. 1101-Natural Catastrophe Insurance, H.R. 1155-Insurance Agent Licensing, H.R. 1194-National Flood Insurance Program, H.R. 1267-National Flood Insurance Program, H.R. 1268-Flood Insurance, H.R. 1369-Gun Control, H.R. 1485-National Flood Insurance Program, H.R. 1945-Terrorism Risk Insurance Act, H.R. 2129-Workers Compensation Insurance, H.R. 2140-Capital Standards, H.R. 2146-Terrorism Risk Insurance Act, H.R. 2156-Adjuster Reciprocity, H.R. 2293-Flood Insurance, H.R. 3156- National Flood Insurance Program, H.R. 3218-National Flood Insurance Program, H.R. 3370-National Flood Insurance Program, H.R. 3693-National Flood Insurance Program, H.R. 4352-National Flood Insurance Program, H.R. 4510-Capital Standards, H.R. 4557-Private Support to FDIC, H.R. 4558- Flood Insurance, H.R. 4669-Servicemembers Auto Insurance, H.R. 4871-Terrorism Risk Insurance Act, H.R. 5461-Capital Standards, "Insurance Data Protection Act of 2014" (House), "Risk Retention Modernization Act" (House), S. 20-Dodd-Frank Act, S. 205-Consumer Financial Protection Bureau, S. 534-Insurance Agent Licensing, S. Res. 561- International Insurance, S. 996-National Flood Insurance Program, S. 1075-National Flood Insurance Program, S. 1098-National Flood Insurance Program, S. 1217- Mortgage Insurance, S. 1369-Capital Standards, S. 1610-National Flood Insurance Program, S. 1846-National Flood Insurance Program, S. 1926-National Flood Insurance Program, S. 2244-Terrorism Risk Insurance Act, S. 2270- Capital Standards, S. 2381-Flood Insurance, S. 2731-Workers Compensation Insurance

H.R. 41-National Flood Insurance Program, H.R. 99-Medical Malpractice, H.R. 240- Natural Catastrophe Backstop, H.R. 508-Terrorism Risk Insurance Act, H.R. 549-Natural Catastrophe Insurance, H.R. 605-Insurance, H.R. 737-Natural Catastrophe Insurance, H.R. 960-National Flood Insurance Program, H.R. 968-National Flood Insurance Program, H.R. 1028-Mortgage Insurance, H.R. 1035-National Flood Insurance Program, (cont'd next page)H.R. 1064-Insurance Agent Licensing, H.R. 1101-Natural Catastrophe Insurance, H.R. 1155-Insurance Agent Licensing, H.R. 1194-National Flood Insurance Program, H.R. 1267-National Flood Insurance Program, H.R. 1268-Flood Insurance, H.R. 1369-Gun Control, H.R. 1485-National Flood Insurance Program, H.R. 1945-Terrorism Risk Insurance Act, H.R. 2129-Workers Compensation Insurance, H.R. 2140-Capital Standards, H.R. 2146-Terrorism Risk Insurance Act, H.R. 2156-Adjuster Reciprocity, H.R. 2293-Flood Insurance, H.R. 3156- National Flood Insurance Program, H.R. 3218-National Flood Insurance Program, H.R. 3370-National Flood Insurance Program, H.R. 3693-National Flood Insurance Program, H.R. 4352-National Flood Insurance Program, H.R. 4510-Capital Standards, H.R. 4557-Private Support to FDIC, H.R. 4558- Flood Insurance, H.R. 4669-Servicemembers Auto Insurance, H.R. 4871-Terrorism Risk Insurance Act, S. 20-Dodd-Frank Act, S. 205-Consumer Financial Protection Bureau, S. 534-Insurance Agent Licensing, S. 996-National Flood Insurance Program, S. 1075-National Flood Insurance Program, S. 1098-National Flood Insurance Program, S. 1217- Mortgage Insurance, S. 1369-Capital Standards, S. 1610-National Flood Insurance Program, S. 1846-National Flood Insurance Program, S. 1926-National Flood Insurance Program, S. 2244-Terrorism Risk Insurance Act, S. 2381-Flood Insurance

H.R. 4068 - A bill to amend the SCRA S. 1999 - SCRA Rights Protection Act of 2014 H.R. 4669 - The Servicemembers Insurance Relief Act of 2014 H.R. 4870 - Department of Defense Appropriations Act, 2015

Client expense: $570,000 · Firm income: Not reported

Government targets: Defense, Dept of (DOD), Federal Deposit Insurance Corporation (FDIC), Federal Emergency Management Agency (FEMA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Transportation, Dept of (DOT), Treasury, Dept of

S. 1999 - SCRA Rights Protection Act of 2014 S. 1927 - Data Privacy and Security Act of 2014 H.R. 4068 - A bill to amend the SCRA S. 1995 - Personal Data Protection and Breach Accountability Act of 2014Dodd-Frank Consumer Protection and Wall Street Reform Act implementation, including, but not limited to, interchange fees, brokered deposits, Volcker Rule, mortage reforms, credit and debit products, consumer disclosures and capital standards. H.R. 749 - The Eliminate Privacy Notice Confusion Act H.R. 468 - The Federal Life Insurance Transparency Act S. 635 - The Privacy Notice Modernization Act of 2013 H.R. 4669 - The Servicemembers Insurance Relief Act of 2014 The following additional agency was contacted in connection with this issue code; The Consumer Financial Protection Bureau (CFPB).

Client expense: $570,000 · Firm income: Not reported

Government targets: Defense, Dept of (DOD), Federal Deposit Insurance Corporation (FDIC), Federal Emergency Management Agency (FEMA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Transportation, Dept of (DOT), Treasury, Dept of

Biggert-Waters Flood Insurance Reform Act Implementation and The Homeowners Flood Insurance Affordability Act Implementation H.R. 4669 - The Servicemembers Insurance Relief Act of 2014H.R. 1101 - The Homeowners and Taxpayers Protection Act of 2013 H.R. 737 - The Homeowners' Defense Act of 2013 H.R. 549 - The Homeowner Catastrophe Protection Act of 2013 H.R 453 and S. 93 - The Investment Savings Access After Catastrophes Act of 2013 H.R. 508 - The TRIA Reauthorization Act of 2013 H.R. 1155 and S. 534 - The National Association of Registered Agents and Brokers Reform Act of 2013 H.R. 468 - The Federal Life Insurance Transparency Act S. 1369 - A bill to provide additional flexibility to the Board of Governors of the Federal Reserve System to establish capital standards that are properly tailored to the unique characteristics of the business of insurance, and for other purposes H.R. - 1878 and S. 924 - The Safe Building Code Incentive Act of 2013 H.R. 4510 - Insurance Capital Standards Clarification Act of 2014 S. 2270 - A bill to clarify the application of certain leverage and risk-based requirements under the Dodd-Frank Wall Street Reform and Consumer Protection Act The following agency was contacted in connection with this issue code; Federal Insurance Office (FIO).

Client expense: $570,000 · Firm income: Not reported

S. 508, Strengthen and Vitalize Enforcement of Child Support (SAVE Child Support) Act- A bill to amend part D of title IV of the Social Security Act to improve the enforcement, collection, and administration of child support payments, and for other purposes. (Sec. 5 & Sec. 6)H.R. 960, Flood Victim Premium Relief Act of 2013- To amend the National Flood Insurance Act of 1968 to provide relief from increased flood insurance premium rates for homes in disaster areas. (entire bill) H.R. 1268, Flood Mitigation Expense Relief Act of 2013- To amend the Internal Revenue Code of 1986 to provide a credit for qualified flood mitigation expenses incurred with respect to certain residences for which the chargeable premium rate under the national flood insurance program is increasing and to provide increased funding for mitigation programs. (entire bill) H.R. 1267, Flood Insurance Premium Relief Act of 2013- To delay and phase-in increases in flood insurance premium rates under the national flood insurance program for certain properties, and for other purposes. (entire bill) H.R. 737, Homeowners' Defense Act of 2013- To establish a national catastrophic risk consortium to ensure the availability and affordability of homeowners' insurance coverage for catastrophic events. (entire bill) H.R. 605, Insurance Consumer Protection and Solvency Act of 2013- To exclude insurance companies from the Federal Depository Insurance Corporation's "orderly liquidation authority". (entire bill) H.R. 508, Terrorism Risk Insurance Act of 2002 Reauthorization Act of 2013- To extend the Terrorism Risk Insurance Program for five years. (entire bill) S. 534/HR 1064, National Association of Registered Agents and Brokers Reform Act of 2013- A bill to reform the National Association of Registered Agents and Brokers, and for other purposes. (entire bill) H.R. 2129, Defense Base Act Insurance Improvement Act of 2013- To amend the Defense Base Act to require the provision of insurance under that Act under a Government self-insurance program, and to require an implementation strategy for such self-insurance program. (entire bill) H.R. 1945, Fostering Resilience to Terrorism Act of 2013- To extend the Terrorism Risk Insurance Program of the Department of the Treasury for 10 years, and for other purposes. (entire bill) H.R. 2146, Terrorism Risk Insurance Program Reauthorization Act of 2013- To extend the Terrorism Risk Insurance Program of the Department of the Treasury for 10 years. (entire bill) S. 1098, Responsible Implementation of Flood Insurance Reform Act of 2013- A bill to reform the Biggert-Waters Flood Insurance Reform Act of 2012 to responsibly protect homeownership. (entire bill) H.R.3693, Flood Insurance Relief and Transparency Act of 2013- To clarify the application of the Biggert-Waters Flood Insurance Reform Act of 2012 to premium rates for certain properties, and for other purposes. (entire bill) S.1610/ H.R.3370, Homeowner Flood Insurance Affordability Act of 2013- A bill to delay the implementation of certain provisions of the Biggert-Waters Flood Insurance Reform Act of 2012, and for other purposes. (entire bill) S.1846, Homeowner Flood Insurance Affordability Act of 2013- A bill to delay the implementation of certain provisions of the Biggert-Waters Flood Insurance Reform Act of 2012, and for other purposes. (entire bill) H.R.3511, Keeping Flood Insurance Affordable Act of 2013- To delay the implementation of certain provisions of the Biggert-Waters Flood Insurance Reform Act of 2012, and for other purposes. (entire bill)S.1926, Homeowner Flood Insurance Affordability Act of 2014; National Association of Registered Agents and Brokers Reform Act of 2014- A bill to delay the implementation of certain provisions of the Biggert-Waters Flood Insurance Reform Act of 2012 and to reform the National Association of Registered Agents and Brokers, and for other purposes. (entire bill) H.R.4669, Servicemembers Insurance Relief Act of 2014- To allow servicemembers to maintain their domicile for auto insurance purposes. (entire bill) H.R.4510/ S.2102, Insurance Capital Standards Clarification Act of 2014- To clarify the application of certain leverage and risk-based requirements under the Dodd-Frank Wall Street Reform and Consumer Protection Act. (entire bill) H.R.4558/ S. 2381, Flood Insurance Market Parity and Modernization Act of 2014- To clarify the authority of States to regulate private flood insurance coverage. (entire bill) H.R.4871, TRIA Reform Act of 2014- To reauthorize the Terrorism Risk Insurance Act of 2002, and for other purposes. (entire bill) H.R.4557, Policyholder Protection Act of 2014- To amend the Federal Deposit Insurance Act to provide for notice to, and input by, State insurance commissioners when requiring an insurance company to serve as a source of financial strength pursuant to such Act. (entire bill) H.R. ___, Risk Retention Modernization Act of 2014 (House Discussion Draft)- To modernize the Liability Risk Retention Act of 1986 and expand types of commercial insurance authorized, and for other purposes. (entire bill) H.R. ___, Insurance Data Protection Act of 2014 (House Discussion Draft)- To clarify the responsibilities and treatment of data by the Federal Insurance Office of the Department of the Treasury. (entire bill) Issues related to the imposition of capital standards to non-banks Issues related to the implementation of Dodd-Frank Act (PL 111-203), the provision which may impact insurance regulation Implementation of Biggert-Waters Flood Insurance Act of 2012 Issues related to the Federal Insurance Office's report on insurance regulator modernization. Issues related to the Systemic Risk Designation process pursuant to the Dodd-Frank Wall Street Reform and Consumer Protection Act.

HR 1064; HR 1155; S 534; S 1926 National Association of Registered Agent and Brokers Reform Act; Issue: reducing costs and administrative difficulties associated with reciprocal licensing of multi-state insurance agents. We support these bills. HR 508 Reauthorize the Terrorism Risk Insurance Act (TRIA) for 5 years; HR 1945 and HR 2146 (10 year TRIA ext); S. 2244 (7 years) support these bills; HR 4871 House Fin Services Comm TRIA bill (5 years) concern with program changesHR 605 Insurance Consumer Protection and Solvency Act; take insurers out of FDIC liquidation process; support HR 4510/S 2012 Insurance Capital Standards Clarification Act of 2014 and S 1369 Capital Standards for the Business of Insurance, support these bills to provide flexibility for the Federal Reserve in setting insurance capital requirements. HR 4669 - Servicemembers Insurance Relief Act; monitoring issue to see if new requirements will be established

Client expense: $110,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Optional Federal Charter (Generally) H.R. 1155 National Association of Registered Agents and Brokers Act (All Provisions) S. 534 National Association of Registered Agents and Brokers Act (All Provisions) H.R. 2140 Insurance Capital Accounting Standards Act of 2013 (All Provisions)H.R. 240 Homeowners Insurance Protection Act (All Provisions) H.R. 508 TRIA Reauthorization (All Provisions) H.R. 549 Homeowner Catastrophe Protection Act (All Provisions) H.R. 1035 Community Based NFIP Study (All Provisions) P.L. 112-141 Flood Insurance Reform Act of 2012 (Implementation) H.R. 737 Homeowners Defense Act (All Provisions) H.R. 960 Flood Victim Premium Relief Act (All Provisions) H.R. 2374 Retail Protection Investor Act (All Provisions) H.R. 1878, S. 905 Safe Building Codes Incentive Act (All Provisions) H.R. 1267 Flood Premium Relief Act (All Provisions) H.R. 1194 National Flood Insurance Program Termination Act (All Provisions) H.R. 1945 Fostering Resiliance to Terrorism Act (All Provisions) H.R. 1485 A Bill to modify NFIP Phase-in Premium increase (All Provisions) H.R. 2146 Terrorism Risk Insurance Program Reauthorization Act of 2013 (All Provisions) S. 1369 A bill to provide additional flexibility to the Board of Governors of the Federal Reserve System to establish capital standards that are properly tailored to the unique characteristics of insurance, and for other purposes. (No official title yet.) (All Provisions) H.R. 3370 Homeowner Flood Insurance Affordability Act of 2013 (All Provisions) H.R. 3693 Flood Insurance Relief and Transparency Act of 2013 (All Provisions) S. 1610 Homeowner Flood Insurance Affordability Act of 2013 (All Provisions) H.R. 3511 Keeping Flood Insurance Affordable Act (All Provisions) S. 1926 Homeowner Flood Insurance Affordability Act (All Provisions) S. 1846 Homeowner Flood Insurance Affordability Act (All Provisions) H.R. 3815 Biggert-Waters Repeal (All Provisions) S. 2137 Second Home Refund Prohibition Act (All Provisions) S. 2102 A bill to clarify the application of certain leverage and risk-based requirements under the Dodd-Frank Wall Street Reform and Consumer Protection Act. (All Provisions) H.R. 4510 Insurance Capital Standards Clarification Act (All Provisions) S. 2270 Insurance Capital Standards Clarification Act (All Provisions) H.R. 4669 Servicemembers Insurance Relief Act (All Provisions) H.R. 4558 Flood Insurance Market Parity & Modernization Act of 2014 (All Provisions) S. 2381 Flood Insurance Market Parity & Modernization Act of 2014 (All Provisions) P.L. 113-89 Homeowner Flood Insurance Affordability Act of 2014 (All Provisions) Draft: Insurance Data Protection Act (All Provisions) Draft: Risk Retention Modernization Act of 2014 (All Provisions) H.R. 4745 Transportation, Housing & Urban Development & Related Agencies Appropriations Act of 2015 (Insurance Provisions) H.R. 5471 The TRIA Reform Act of 2014 (All Provisions) H.R. 4871 The TRIA Reform Act of 2014 (All Provisions) S. 2244 Terrorism Risk Insurance Program Reauthorization Act of 2014 (All Provisions) H.R. 4557 Policy Holder Protection Act (All Provisions)

Regulation of Insurance (general), Federal Insurance Office (general), HR 240, Homeowners Insurance Protection Act of 2013, HR 508, Terrorism Risk Insurance Act of 2002 Reauthorization Act of 2013, HR 549, Homeowner Catastrophe Protection Act of 2013, HR 737, Homeowners' Defense Act of 2013, HR 960, Flood Victim Premium Relief Act of 2013, HR 1155, National Association of Registered Agents and Brokers Reform Act of 2013, HR 1267, Flood Insurance Premium Relief Act of 2013HR 1485, To amend the National Flood Insurance Act of 1968 to modify the phase-in increases in flood insurance premium rates for certain properties, and for other purposes, HR 1878, Safe Building Code Incentive Act of 2013, Reathorization of the Terrorism Risk Insurance Act (general), H.R. 1945, the Fostering Resilience to Terrorism Act, HR 2146, Terrorism Risk Insurance Program Reauthorization Act of 2013, HR 2217, Department of Homeland Security Appropriations Act 2014, HR 3511, Keeping Flood Insurance Affordable Act of 2013, HR 3693, Flood Insurance Relief and Transparency Act of 2013, S 534, National Association of Registered Agents and Brokers Reform Act of 2013, S 996, A bill to improve the National Flood Insurance Program, and for other purposes, S 1610, Homeowner Flood Insurance Affordability Act of 2013, PL 112-141, To authorize funds for Federal-aid highways, highway safety programs, and transit programs, and for other purposes (flood insurance provisions), H.R. 3468, the Credit Union Share Insurance Fund Parity Act, S. 1193, the Data Security and Breach Notification Act of 2013, S. 1897, Personal Data Privacy and Security Act of 2014, S. 1927, the Data Security Act of 2014, S. 1976, Data Security and Breach Notification Act of 2014, S. 1995, the Personal Data Protection and Breach Accountability Act of 2014, S. 1926, the Homeowners Flood Insurance Affordability Act, HR 3370, Homeowner Flood Insurance Affordability Act ( Public Law 113-89), H.R. 4313, the Flood Insurance Premium Parity Act. S.2244, the Terrorism Risk Insurance Program Reauthorization Act, H.R. 4871, the TRIA Reform Act of 2014, H.R. 4669, the Service members Insurance Relief Act, H.R. 4510, the Insurance Capital Standards Clarification Act, H.R. 605, the Insurance Consumer Protection and Solvency Act, H.R. 4557, the Policyholder Protection Act, the Risk Retention Modernization Act (not yet introduced), the Insurance Data Protection Act (not yet introduced)

H.R. 4068 - A bill to amend the SCRA S. 1999 - SCRA Rights Protection Act of 2014 H.R. 4669 - The Servicemembers Insurance Relief Act of 2014 H.R. 4870 - Department of Defense Appropriations Act, 2015

Client expense: $2,120,000 · Firm income: Not reported

Government targets: Defense, Dept of (DOD), Federal Deposit Insurance Corporation (FDIC), Federal Emergency Management Agency (FEMA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Transportation, Dept of (DOT), Treasury, Dept of

Biggert-Waters Flood Insurance Reform Act Implementation and The Homeowners Flood Insurance Affordability Act Implementation H.R. 4669 - The Servicemembers Insurance Relief Act of 2014H.R. 1101 - The Homeowners and Taxpayers Protection Act of 2013 H.R. 737 - The Homeowners' Defense Act of 2013 H.R. 549 - The Homeowner Catastrophe Protection Act of 2013 H.R 453 and S. 93 - The Investment Savings Access After Catastrophes Act of 2013 H.R. 508 - The TRIA Reauthorization Act of 2013 H.R. 1155 and S. 534 - The National Association of Registered Agents and Brokers Reform Act of 2013 H.R. 468 - The Federal Life Insurance Transparency Act S. 1369 - A bill to provide additional flexibility to the Board of Governors of the Federal Reserve System to establish capital standards that are properly tailored to the unique characteristics of the business of insurance, and for other purposes H.R. - 1878 and S. 924 - The Safe Building Code Incentive Act of 2013 H.R. 4510 - Insurance Capital Standards Clarification Act of 2014 S. 2270 - A bill to clarify the application of certain leverage and risk-based requirements under the Dodd-Frank Wall Street Reform and Consumer Protection Act The following agency was contacted in connection with this issue code; Federal Insurance Office (FIO).

Client expense: $2,120,000 · Firm income: Not reported

S. 1999 - SCRA Rights Protection Act of 2014 S. 1927 - Data Privacy and Security Act of 2014 H.R. 4068 - A bill to amend the SCRA S. 1995 - Personal Data Protection and Breach Accountability Act of 2014Dodd-Frank Consumer Protection and Wall Street Reform Act implementation, including, but not limited to, interchange fees, brokered deposits, Volcker Rule, mortage reforms, credit and debit products, consumer disclosures and capital standards. H.R. 749 - The Eliminate Privacy Notice Confusion Act H.R. 468 - The Federal Life Insurance Transparency Act S. 635 - The Privacy Notice Modernization Act of 2013 H.R. 4669 - The Servicemembers Insurance Relief Act of 2014 The following additional agency was contacted in connection with this issue code; The Consumer Financial Protection Bureau (CFPB).

Client expense: $2,120,000 · Firm income: Not reported

Government targets: Defense, Dept of (DOD), Federal Deposit Insurance Corporation (FDIC), Federal Emergency Management Agency (FEMA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Transportation, Dept of (DOT), Treasury, Dept of

Take position in support of: HJRES78-113 HJRES88-113 HJRES91-113 HR1014-113 HR1132-113 HR1134-113 HR1171-113 HR1223-113 HR1236-113 HR1238-113 HR1251-113 HR1284-113 HR1305-113 HR1316-113 HR1333-113 HR1344-113 HR1357-113 HR1402-113 HR1405-113 HR1412-113 HR1438-113 HR1443-113 HR1453-113 HR1463-113 HR1464-113 HR1490-113 HR1497-113 HR1521-113 HR152-113 HR153-113 HR154-113 HR1593-113 HR1620-113 HR1623-113 HR1631-113 HR164-113 HR1702-113 HR1725-113 HR1729-113 HR1742-113 HR1759-113 HR1770-113 HR1774-113 HR179-113 HR1792-113 HR1796-113 HR1804-113 HR1805-113 HR1809-113 HR1824-113 HR183-113 HR1842-113 HR1864-113 HR1938-113 HR1957-113 HR1980-113 HR1987-113 HR2001-113 HR2002-113 HR2011-113 HR2016-113 HR2038-113 HR2039-113 HR2055-113 HR2056-113 HR2059-113 HR2065-113 HR2072-113 HR2079-113 HR2086-113 HR2088-113 HR2118-113 HR2119-113 HR2150-113 HR2151-113 HR2153-113 HR2157-113 HR2169-113 HR2185-113 HR2187-113 HR2189-113 HR2209-113 HR2210-113 HR2216-113 HR2227-113 HR2230-113 HR2272-113 HR2284-113 HR2327-113 HR235-113 HR241-113 HR2423-113 HR2481-113 HR2485-113 HR2510-113 HR2527-113 HR2528-113 HR2540-113 HR258-113 HR274-113 HR288-113 HR2882-113 HR2942-113 HR2974-113 HR303-113 HR3045-113 HR3056-113 HR3210-113 HR32-113 HR3230-113 HR3232-113 HR3237-113 HR3241-113 HR3246-113 HR3274-113 HR331-113 HR333-113 HR3337-113 HR3384-113 HR3387-113 HR340-113 HR3456-113 HR357-113 HR3593-113 HR3600-113 HR368-113 HR369-113 HR3790-113 HR385-113 HR401-113 HR4031-113 HR4037-113 HR4038-113 HR4085-113 HR411-113 HR4147-113 HR4150-113 HR4151-113 HR42-113 HR4261-113 HR430-113 HR4305-113 HR4435-113 HR4446-113 HR4486-113 HR449-113 HR4504-113 HR4594-113 HR4628-113 HR562-113 HR569-113 HR570-113 HR577-113 HR602-113 HR631-113 HR635-113 HR671-113 HR679-113 HR683-113 HR697-113 HR733-113 HR806-113 HR813-113 HR821-113 HR833-113 HR834-113 HR844-113 HR894-113 HR897-113 HR921-113 HR933-113 HR958-113 HR975-113 HR984-113 HRES104-113 HRES32-113 S1015-113 S1034-113 S1039-113 S1042-113 S1046-113 S1050-113 S1058-113 S1060-113 S1061-113 S1076-113 S1081-113 S1089-113 S1092-113 S1148-113 S1255-113 S131-113 S1387-113 S1399-113 S1411-113 S153-113 S1558-113 S1578-113 S1581-113 S1582-113 S1583-113 S1585-113 S1586-113 S1588-113 S1589-113 S1591-113 S162-113 S1637-113 S1643-113 S1662-113 S1668-113 S1717-113 S1728-113 S1752-113 S1755-113 S1956-113 S1963-113 S1982-113 S1985-113 S1993-113 S1999-113 S2013-113 S2035-113 S2075-113 S2091-113 S2095-113 S210-113 S2182-113 S2190-113 S2231-113 S2300-113 S234-113 S2424-113 S2450-113 S25-113 S257-113 S287-113 S373-113 S412-113 S422-113 S430-113 S444-113 S46-113 S49-113 S492-113 S495-113 S515-113 S522-113 S529-113 S543-113 S572-113 S573-113 S6-113 S62-113 S629-113 S674-113 S695-113 S700-113 S734-113 S735-113 S748-113 S759-113 S778-113 S800-113 S810-113 S819-113 S825-113 S832-113 S851-113 S852-113 S863-113 S871-113 S875-113 S877-113 S889-113 S893-113 S894-113 S928-113 S932-113 S935-113 S938-113 S939-113 S964-113 S967-113 S990-113 S992-113 S995-113 Take position in opposition to: HR1739-113 HR3614-113 HR595-113 HR803-113 S262-113 Monitor/Review the following: HJRES72-113 HR125-113 HR1288-113 HR1372-113 HR1492-113 HR1494-113 HR1605-113 HR1714-113 HR1816-113 HR1832-113 HR1855-113 HR1867-113 HR1885-113 HR1898-113 HR1904-113 HR1960-113 HR1988-113 HR2018-113 HR2138-113 HR2207-113 HR2237-113 HR2249-113 HR2257-113 HR2310-113 HR2319-113 HR2341-113 HR2354-113 HR2358-113 HR2362-113 HR2377-113 HR2382-113 HR2397-113 HR2412-113 HR2470-113 HR247-113 HR2519-113 HR2522-113 HR2590-113 HR2642-113 HR2654-113 HR2661-113 HR2693-113 HR2704-113 HR2726-113 HR2743-113 HR2749-113 HR2785-113 HR2797-113 HR2841-113 HR2859-113 HR2876-113 HR2906-113 HR2907-113 HR2913-113 HR2941-113 HR2953-113 HR3007-113 HR3053-113 HR3087-113 HR3098-113 HR3106-113 HR3120-113 HR3145-113 HR3152-113 HR3164-113 HR3166-113 HR3180-113 HR3181-113 HR3207-113 HR3214-113 HR3223-113 HR3225-113 HR3276-113 HR3287-113 HR3310-113 HR3330-113 HR3352-113 HR3368-113 HR3369-113 HR3383-113 HR3395-113 HR3396-113 HR3397-113 HR3399-113 HR3405-113 HR3408-113 HR3418-113 HR3422-113 HR3441-113 HR3442-113 HR3443-113 HR3451-113 HR3453-113 HR3459-113 HR3469113 HR3474-113 HR3477-113 HR3493-113 HR3499-113 HR3506-113 HR3507-113 HR3508-113 HR3514-113 HR3515-113 HR3516-113 HR3521-113 HR3569-113 HR3576-113 HR3615-113 HR3646-113 HR3647-113 HR3671-113 HR3672-113 HR3725-113 HR3743-113 HR3775-113 HR3788-113 HR3789-113 HR3792-113 HR3794-113 HR3797-113 HR3798-113 HR3801-113 HR3804-113 HR3807-113 HR3808-113 HR3810-113 HR3831-113 HR3843-113 HR3852-113 HR3858-113 HR3876-113 HR3958-113 HR3974-113 HR4004-113 HR4005-113 HR4023-113 HR4050-113 HR4068-113 HR4095-113 HR4096-113 HR4101-113 HR4102-113 HR4110-113 HR4134-113 HR4141-113 HR4149-113 HR4184-113 HR4191-113 HR4198-113 HR4217-113 HR4232-113 HR4234-113 HR4235-113 HR4247-113 HR4248-113 HR4274-113 HR4276-113 HR4314-113 HR4335-113 HR4344-113 HR4356-113 HR4359-113 HR4370-113 HR4374-113 HR4394-113 HR4399-113 HR4408-113 HR4422-113 HR4485-113 HR4488-113 HR4489-113 HR4492-113 HR4516-113 HR4517-113 HR4561-113 HR4574-113 HR4580-113 HR4616-113 HR4629-113 HR4630-113 HR4656-113 HR4669-113 HR4674-113 HR4682-113 HR4688-113 HR4712-113 HR4720-113 HR4723-113 HR4725-113 HR4730-113 HR4741-113 HR4760-113 HR4766-113 HR4774-113 HR4778-113 HR4779-113 HR4793-113 HR4807-113 HR4810-113 HR4816-113 HR4818-113 HR4841-113 HR4852-113 HR4861-113 HR4862-113 HR4863-113 HR4875-113 HR4887-113 HR489-113 HR4892-113 HR4898-113 HR4900-113 HR4912-113 HR4942-113 HR4948-113 HR4971-113 HR4974-113 HR4977-113 HR4999-113 HR5007-113 HR5009-113 HR55-113 HR604-113 HR748-113 HR773-113 HR810-113 HR883-113 HRES13-113 S1032-113 S1041-113 S1078-113 S1119-113 S1174-113 S1190-113 S1197-113 S1211-113 S1216-113 S1246-113 S1262-113 S1281-113 S1295-113 S1296-113 S1320-113 S1361-113 S1367-113 S140-113 S1403-113 S1434-113 S1471-113 S1486-113 S1540-113 S1547-113 S1556-113 S1559-113 S1579-113 S1580-113 S1584-113 S1593-113 S1602-113 S1604-113 S1624-113 S1644-113 S1659-113 S1669-113 S1682-113 S1684-113 S1688-113 S1703-113 S1736-113 S1740-113 S1741-113 S1751-113 S1760-113 S1775-113 S1844-113 S1856-113 S1863-113 S1869-113 S1892-113 S1917-113 S1919-113 S1950-113 S1977-113 S1987-113 S200-113 S2009-113 S2014-113 S2053-113 S2138-113 S2145-113 S2179-113 S2243-113 S2258-113 S2259-113 S2264-113 S2281-113 S2296-113 S2298-113 S2312-113 S2316-113 S2333-113 S2341-113 S2350-113 S2357-113 S2358-113 S2362-113 S2368-113 S2393-113 S2395-113 S2396-113 S2410-113 S2413-113 S2419-113 S2422-113 S2423-113 S2425-113 S2428-113 S2448-113 S2467-113 S2468-113 S2507-113 S2545-113 S259-113 S514-113 S690-113 S705-113 S777-113 S868-113 S922-113 S927-113 S930-113 S944-113 SRES323-113