vs 5,821 other HR bills in the 113th — cohort avg 49d
Summary
No CRS summary is available for this bill yet. The source title, actions, sponsors, and text versions below come from Congress.gov.
Lobbying filings that explicitly cite this bill (36)
These links require the bill number to appear in the filing's source-reported specific issue text. Client expenses and lobbying-firm income are separate disclosure fields.
Cited source text, amounts, lobbyists, and targets
S. 222 (to allow for voluntary loss mitigation program in bankruptcy)
S. 299 (to oppose requirement that major rules of the executive branch would have no force or effect unless a joint resolution of approval is enacted into law).
S. 489 (to require minimum mortgage servicing standards)
S. 527 (to continue HAMP)
S. 673 (to amend TILA to establish a national usury rate for consumer credit transactions)
S. 690 (to create an Office of the Homeowner Advocate)
S. 727 (to improve the examination of depository institutions, and for other purposes)
S. 737 (to keep current regulatory structure of CFPB)
S. 824 (to require minimum mortgage servicing standards)
S. 949 (to oppose to oppose amending the Truth in Lending Act to improve upon definitions provided for points and fees in connection with a mortgage transaction)
S. 967 (to require minimum mortgage servicing standards)
S. 1054 (to ensure that the bankruptcy process is fair for consumers)
S. 1187 (to prevent homeowners from being forced to pay taxes on forgiven mortgage loan debt).
S. 1217 (to provide secondary mortgage market reform, and for other purposes)
S. 1349 (to enhance the ability of community financial institutions to foster economic growth and serve their communities, boost small businesses, increase individual savings, and for other purposes)
S. 1376 (a bill to improve FHA and to ensure the solvency of the Mutual Mortgage Insurance Fund, and for other purposes)
S. 1577 (to oppose to oppose amending the Truth in Lending Act to improve upon definitions provided for points and fees in connection with a mortgage transaction)
S. 1606 (to oppose reforms to the process by which federal agencies analyze and formulate new regulations and guidance documents)
S. 1615 (to oppose enhanced economic analysis and justification of regulations proposed by certain federal financial regulators)
S. Amdt. 1294 to S. 1867, the Defense Authorization Bill (to enhance consumer credit protections for service members and their families)
S. 1963 (to oppose revoking the charters for the government-sponsored enterprises and creating a new Mortgage Finance Agency for the securitization of single family and multifamily mortgages, and for other purposes)
S. 2072 (a bill to discourage disincentives to the housing missions of the government-sponsored enterprises and require consistent putback risks at the enterprises to assist homeowners)
S. 2641 (to oppose amending the Truth in Lending Act to provide that residential mortgage loans held in portfolio qualify as qualified mortgages for purposes of the presumption of the ability to repay requirements under such Act)
S. 3047 (a bill to encourage responsible homeowners to refinance mortgages, and for other purposes)
S. 3085 (a bill to provide for the expansion of affordable refinancing of mortgages held by the Federal National Mortgage Assoc. and the Federal Home Loan Mortgage Corp.)
S. 3254 (to provide for stronger credit protections for servicemembers and their dependent family members)
S. 3426 (to amend the Truth in Lending Act to address certain issues related to the extension of consumer credit)
S. 3452 (to amend the Truth in Lending Act to establish a national usury rate for consumer credit transactions).
S. 3468 (to oppose affirming the authority of the president to require independent regulatory agencies to comply with regulatory analysis applicable to executive agencies)
S. 3522 (to provide for the expansion of affordable refinancing of mortgages held by FNMA and FHLMC )
S. 3571 (to oppose requiring the Bureau of Consumer Financial Protection to conduct a small business review panel on the qualified mortgage rule before the Bureau can go forward with a final rule)
S. 4041 (to amend the Electronic Fund Transfer Act to provide protection for consumers who have prepaid cards, and other purposes)
H.R. 10 (to oppose requirement that major rules of the executive branch would have no force or effect unless a joint resolution of approval is enacted into law).
H.R. 31 (to ensure that there is a secondary market to serve low- and moderate-income communities)
H.R. 527 (to oppose a complete analysis of potential impacts on small entities of rules, and for other purposes).
H.R. 830 (to continue to FHA short refinance program)
H.R. 836 (to continue the Emergency Homeowner Relief Program)
H.R. 839 (to continue HAMP)
H.R. 861 (to continue NSP)
H.R. 1077 (to oppose amending TILA to improve upon the definitions provided for points and fees in connection with a mortgage transaction)
H.R. 1121 (to keep current regulatory structure of CFPB)
H.R. 1261 (to amend the Truth in Lending Act to establish fair and transparent practices related to the marketing and provision of overdraft coverage programs at depository institutions, and for other purposes)
H.R. 1315 (to keep current FSOC veto authority structure in CFPB)
H.R. 1355 (to maintain the current CFPB regulatory structure and funding system)
H.R. 1477 (to require minimum mortgage servicing standards)
H.R. 1553 (to improve the examination of depository institutions, and for other purposes)
H.R. 1566 (to oppose creating a federal charter for Internet consumer credit corporations, and for other purposes)
H.R. 1567 (to require minimum mortgage servicing standards)
H.R. 1677 (to keep the current CFPB transfer date in place)
H.R. 1697 (to oppose amendments to the Consumer Financial Protection Act of 2010)
H.R. 1750 (to enhance the ability of community financial institutions to foster economic growth and serve their communities, boost small businesses, increase individual savings, and for other purposes)
H.R. 1783 (to require minimum mortgage servicing standards)
H.R. 1779 (to oppose amending the Truth in Lending Act to modify the definitions of a mortgage originator and a high-cost mortgage)
H.R. 1909 (to oppose the federal chartering of Federal Financial Servicing and Credit Companies)
H.R. 2081 (to keep the current CFPB regulatory structure)
H.R. 2672 (to oppose amending the Dodd-Frank Wall Street Reform and Consumer Protection Act to provide for an application process for interested parties to apply for an area to be designated as a rural area, and for other purposes)
H.R. 2673 (to oppose amending the Truth in Lending Act to provide that residential mortgage loans held on portfolio qualify as qualified mortgages for purposes of the presumption of the ability to repay requirements under such Act).
H.R. 2767 (to oppose legislation to protect American taxpayers and homeowners by creating a sustainable housing finance system for the 21st century)
H.R. 2788 (to prevent homeowners from being forced to pay taxes on forgiven mortgage loan debt)
H.R. 2892 (to oppose amending the Fair Debt Collection Practices Act to preclude law firms and licensed attorneys from the definition of a debt collector when taking certain actions)
H.R. 2994 (to amend the Internal Revenue Code of 1986 to extend for one year the exclusion from gross income of discharges of qualified principal residence indebtedness)
H.R. 3010 (to oppose reforms to the process by which federal agencies analyze and formulate new regulations and guidance documents)
H.R. 3077 (to ensure customers have the right to close depository account without unreasonable cost or other barriers)
H.R. 3211 (to oppose amending the Truth in Lending Act to improve upon definitions provided for points and fees in connection with a mortgage transaction)
H.R. 3461 (to oppose purported improvements to the examination of depository institutions, and for other purposes)
H.R. 3644 (to oppose purported standardization and transparency in the mortgage backed security system)
H.R. 3648 (to support amending the Internal Revenue Code of 1986 to exclude discharges of indebtness on principal residences from gross income, and for other purposes)
H.R. 3770 (to oppose requiring Senate confirmation of Inspector General of the Bureau of Consumer Financial Protection, and for other purposes)
H.R. 4101 (to oppose amending the Fair Debt Collection Practices Act to exempt a debt collector from liability when leaving certain voice messages for a consumer with respect to a debt as long as the debt collector follows regulations prescribed by the Bureau of Consumer Financial Protection on the appropriate manner in which to leave such a message, and for other purposes)
H.R. 4262 (to oppose applying the requirements of the Federal Advisory Committee Act to the Bureau of Consumer Financial Protection)
H.R. 4310 (to support amending the Military Lending Act to provide additional enhancements of protections on consumer credit for members of the armed forces and their dependents)
H.R. 4323 (to oppose amending the Truth in Lending Act to improve upon the definitions provided for points and fees in connection with a mortgage transaction)
H.R. 4383 (to oppose mend the Consumer Financial Protection Act of 2010 to establish a Small Business Advisory Board, and for other purposes)
H.R. 4466 (to oppose requiring certain financial regulators to determine whether new regulations or orders are duplicative or inconsistent with existing Federal regulations, and for other purposes.
H.R. 4521 (to oppose modifying exemptions for small creditors and mortgage loan servicers, to require a study of appropriate capital requirements for mortgage servicing assets for non-systemic banking institutions, and for other purposes)
H.R. 4539 (to oppose requiring the Bureau of Consumer Financial Protection, when issuing a research paper, to include all studies, data, and other analyses on which the paper was based)
H.R. 4604 (to oppose amending the Consumer Financial Protection Act of 2010 to create a consumer opt-out list for data collected by the Bureau, to put time limits on data held by the Bureau, and for other purposes)
H.R. 4684 (to oppose providing for a notice and comment period before the Bureau of Consumer Financial Protection issues guidance, and for other purposes)
H.R. 4986 (to oppose amending certain banking statutes in response to Operation Choke Point)
H.R. 5130 (to amend the Truth in Lending Act to establish a national usury rate for consumer credit transactions)
H.R. 5403 (to oppose nullifying guidance of the Bureau of Consumer Financial Protection and to provide requirements for guidance issued by the Bureau with respect to indirect auto lending)
H.R. 5461 (to oppose clarifying the application of certain leverage and risk-based requirements under the Dodd-Frank Wall Street Reform and Consumer Protection Act, to improve upon the definitions provided for points and fees in connection with a mortgage transaction, and for other purposes)
H.R. 5691 (to amend the Truth in Lending Act to establish fair and transparent practices related to the marketing and provision of overdraft coverage programs at depository institutions)
H.R. 6139 (to oppose federal chartering of national consumer credit corporations)
BILLS UNDER DISCUSSION/NOT YET INTRODUCED
Senate legislation on checking account overdraft practices (to require fair practices related to overdraft fees)
Senate legislation to address abusive payday lending practices
House legislation to amend the Real Estate Settlement Procedures Act of 1974 to prohibit certain financial benefits for referrals of business and to improve the judicial relief for certain violations, and for other purposes.
House legislation to amend the Truth in Lending Act to strengthen consumer protection in automobile lending and to establish requirements for the collection of data related to automobile lending.
House legislation on debit cards (to ensure there are fair consumer protections for debit card users)
House legislation to provide secondary mortgage market reform, and for other purposes (The HOME Forward Act of 2014)
House legislation to amend the Truth in Lending Act to exempt certain higher-risk mortgages from property appraisal requirements and to exempt individuals from penalties for failure to report certain appraisers, and to amend the Financial Institutions Reform, Recovery, and Enforcement Act of
1989 to exempt certain higher-risk mortgages from property appraisal requirements, and for other purposes (The Access to Affordable Mortgages Act of 2014).
Cited source text, amounts, lobbyists, and targets
Consumer Finance Protection Board regulatory actions, oversight and related legislation. CFPB policies and regulations related to auto finance. HR4811, "Bureau Guidance Transparency Act," HR5062, "Examination and Supervision Privilege Parity Act," HR 5403, "Reforming CFPB Indirect Auto Financing Guidance Act."
Client expense: $40,000 · Firm income: Not reported
Cited source text, amounts, lobbyists, and targets
S. 291; H.R. 5403, the Reforming CFPB Indirect Auto Financing Guidance Act; H.R. 4811, the Bureau Guidance Transparency Act; S. 2559, Motor Vehicle Safety Act; S. 2760, the Motor Vehicle and Highway Safety Enhancement Act
Client expense: Not reported · Firm income: $30,000
Cited source text, amounts, lobbyists, and targets
see next pageIssues Related To Small Business
H.R.5599 - Small Business Loan Simplification Act of 2014
Issues Related To Data Security/Privacy
S.635/H.R.749 - Privacy Notice Modernization Act of 2013
S.947 - SAFE Act Confidentiality & Privilege Enhancement Act
S.1927 - Data Security Act of 2014
Issues Related To Banking
S.673 - Protecting Consumers from Unreasonable Credit Rates Act of 2013
H.R.1261 - Overdraft Protection Act of 2013
H.R.3211 - The Mortgage Choice Act
Issues related to The Wall Street Reform and Consumer Protection Act
Issues Related To Cyber Security
H.R.624 - Cyber Intelligence Sharing and Protection Act
H.Res.164 - Providing for consideration of the bill (H.R. 624) to provide the sharing of certain cyber threat
intelligence and cyber threat information between the intelligence community and cybersecurity
entities, and for other purposes.
H.R.756 - Cybersecurity Enhancement Act of 2013
S.1927 - Cybersecurity and American Cyber Competitiveness Act of 2013
S.1353 - Cyber Security Act Of 2013
Issues Related To Consumer Financial Protection Bureau
Potential Legislation Regarding the CFPB.
Issues related to CFPB and banking agency regulatory bulletins
H.R.2402 - Consumer Financial Protection Commission Act of 2013
H.R.5403 - Reforming CFPB Indirect Auto Financing Guidance Act
Issues Related To Student Loans
H.R.2561 - The Fair Student Credit Act of 2013
S.1803 - Student Loan Borrower Bill of Rights
S.2432 - Bank on Students Emergency Loan Refinancing Act
H.R.4511 - Protecting Students from Automatic Default Act
S.2448 - Service Member Higher Education Protection Act
S.2385 - Protecting Aid for Students Act of 2014
H.R.4714 - Campus Debit Cards Act
Issues Related To Disbursement of Title IV Funds
Higher Education Affordability Act/Issues Related to Reauthorization of the Higher Education Act
Issues Related to Postal Service
S.1486 - The Postal Reform Act of 2014Regulations:
Community Reinvestment Act Regulations, 12 CFR parts 25, 195, 228 and 345
Regulation B, 12 CFR Part 202, 1002 (ECOA)
Regulation C, 12 CFR Part 203, 1003 (HMDA)
Regulation E, 12 CFR Part 205, 1005 (EFTA)
Regulation F, 12 CFR Part 1006 (FDCPA)
Consumer Privacy, 12 CFR Parts 40, 216, 332, 1016
Fair Credit Reporting, 12 CFR Parts 41, 171, 334, 1022
Regulation X, 12 CFR Part 1024 (RESPA)
Regulation Z, 12 CFR Part 1026 (TILA)
Disclosure of records and information, 12 CFR Part 1070
Rules of practice for adjudication proceeding, 12 CFR Part 1081
CFPBs larger participant rules, 12 CFR Part 1090
Regulations related to the Dodd-Frank Act, Pub. L. No. 111-203
Issues related to Telephone Consumer Protection Act
Issues related to the Higher Education Act
Section 487(a)(2) of HEA - Campus Cards
Issues related to the Service Member Civil Relief Act
Regulation P, 12CFR Part 216
Government targets: Education, Dept of, Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Natl Credit Union Administration (NCUA), Natl Economic Council (NEC), Office of the Comptroller of the Currency (OCC), Postal Regulatory Commission, SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of, White House Office
Client expense: $580,000 · Firm income: Not reported
Government targets: Education, Dept of, Federal Communications Commission (FCC), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Internal Revenue Service (IRS), Office of the Comptroller of the Currency (OCC), SENATE, Treasury, Dept of
Government targets: Administration for Children & Families (ACF), Defense, Dept of (DOD), Federal Communications Commission (FCC), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, Federal Trade Commission (FTC), Housing & Urban Development, Dept of (HUD), Office of the Comptroller of the Currency (OCC), SENATE, Small Business Administration (SBA), Treasury, Dept of
Government targets: Bureau of the Census, Education, Dept of, Executive Office of the President (EOP), Federal Communications Commission (FCC), Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Justice, Dept of (DOJ), SENATE, Transportation, Dept of (DOT), Treasury, Dept of
Cited source text, amounts, lobbyists, and targets
Loans for component suppliers
PL 111-203: Dodd-Frank Wall Street Reform and Consumer Protection Act
H.R. 634: Business Risk Mitigation and Price Stabilization Act of 2013
H.R. 677: Inter-Affiliate Swap Clarification ActHR. 6125: To amend the Federal Deposit Insurance Act and the Federal Credit Union
Act with respect to privilege of information
S.888 - A bill to provide end user exemptions from certain provisions of the Commodity Exchange Act and the Securities Exchange Act of 1934.
H.R. 4413 The Customer Protection and End-User Relief Act of 2014
H.R. 5062 - Examination and Supervisory Privilege Parity Act of 2014
H.R. 749 - Eliminate Privacy Notice Confusion Act
H.R.5405 - Promoting Job Creation and Reducing Small Business Burdens Act
H.R.5461 - To clarify the application of certain leverage and risk-based requirements under the Dodd-Frank Wall Street Reform and Consumer Protection Act, to improve upon the definitions provided for points and fees in connection with a mortgage transaction, and for other purposes.
H.R. 4811 - Bureau Guidance Transparency Act
H.R.5403 - Reforming CFPB Indirect Auto Financing Guidance Act
S. 2976 - Derivatives End-Users Clarification Act
S. 2244 - Terrorism Risk Insurance Program Reauthorization Act of 2014
Client expense: $1,033,681 · Firm income: Not reported
Government targets: Commodity Futures Trading Commission (CFTC), Energy, Dept of, Environmental Protection Agency (EPA), Export-Import Bank of the United States (EXIM Bank), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Labor, Dept of (DOL), Pension Benefit Guaranty Corporation (PBGC), SENATE, Securities & Exchange Commission (SEC), Surface Transportation Board (STB), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Trade Representative (USTR), White House Office
Cited source text, amounts, lobbyists, and targets
PL 111-203: Dodd-Frank Wall Street Reform and Consumer Protection Act
H.R. 634: Business Risk Mitigation and Price Stabilization Act of 2013
H.R. 677: Inter-Affiliate Swap Clarification Act
S. 888 A Bill to provide end-user exemptions from certain provisions of the commodity exchange Act & the Security Exchange ActH.R. 4413 The Customer Protection and End-User Relief Act of 2014
H.R. 5062 - Examination and Supervisory Privilege Parity Act of 2014
H.R. 749 - Eliminate Privacy Notice Confusion Act
H.R.5405 - Promoting Job Creation and Reducing Small Business Burdens Act
H.R.5461 - To clarify the application of certain leverage and risk-based requirements under the Dodd-Frank Wall Street Reform and Consumer Protection Act, to improve upon the definitions provided for points and fees in connection with a mortgage transaction, and for other purposes.
H.R. 4811 - Bureau Guidance Transparency Act
H.R.5403 - Reforming CFPB Indirect Auto Financing Guidance Act
S. 2976 - Derivatives End-Users Clarification Act
S. 2244 - Terrorism Risk Insurance Program Reauthorization Act of 2014
Client expense: $1,033,681 · Firm income: Not reported
Government targets: Commodity Futures Trading Commission (CFTC), Energy, Dept of, Environmental Protection Agency (EPA), Export-Import Bank of the United States (EXIM Bank), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Labor, Dept of (DOL), Pension Benefit Guaranty Corporation (PBGC), SENATE, Securities & Exchange Commission (SEC), Surface Transportation Board (STB), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Trade Representative (USTR), White House Office
Cited source text, amounts, lobbyists, and targets
U.S. - EU Transatlantic Trade and Investment Partnership
Tier 3 RegulationsH.R.724 -- To amend the Clean Air Act to remove the requirement for dealer certification of new light-duty motor vehicles.
H.R.875 -- To provide for a comprehensive assessment of the scientific and technical research on the implications of the use of mid-level ethanol blends, and for other purposes.
H.R.1027 -- Advanced Vehicle Technology Act of 2013.
H.R.2414 -- Black Box Privacy Protection Act
H.R.4013 -- Low Volume Motor Vehicle Manufacturers Standards.
H.R.4340 -- Safety Through Informed Consumers Act of 2014.
H.R.4364 -- Motor Vehicle Safety Act of 2014
H.R.4834 -- Grow America Act
H.R.5107 -- Fuel Choice for American Prosperity and Security Act of 2014
H.R.5125 -- Wi-Fi Innovation Act
H.R.5403 -- Reforming CFPB Indirect Auto Financing Guidance Act
H.R.5654 -- Vehicle Safety Improvement Act of 2014
S.344 -- To prohibit the Administrator of the Environmental Protection Agency from approving the introduction into commerce of gasoline that contains greater than 10-volume-percent ethanol, and for other purposes.
S.488 -- Advanced Vehicle Technology Act of 2013.
S.921 -- Raechel and Jacqueline Houck Safe Rental Car Act of 2013.
S.1230 - Alternative Fueled Vehicles Competitiveness and Energy Security Act of 2013.
S.1925 -- Driver Privacy Act
S.2151 -- Early Warning Reporting System Improvement Act of 2014
S.2171 -- Location Privacy Protection Act of 2014
S.2284 -- Pedestrian Safety Act of 2014
S.2322 -- MAP-21 Reauthorization Act
S.2398 -- Automaker Accountability Act of 2014
S. 2505 -- Wi-Fi Innovation Act
S.2559 -- Motor Vehicle Safety Act of 2014
S.2615 -- To establish criminal penalties for failing to inform and warn of serious dangers.
S.2760 -- Motor Vehicle and Highway Safety Enhancement Act of 2014
S.2819 -- Raechel and Jacqueline Houck Safe Rental Car Act of 2014
S.2949 -- Motor Vehicle Safety Whistleblower Act
5.9 GHz Regulation/Connected Vehicle Regulations
Distracted Driving Guidelines.
Transportation Reauthorization
Draft Spectrum Bill
Auto Haulers
APEC Roadmap for International Electric Vehicle Standards
Client expense: $2,060,000 · Firm income: Not reported
Government targets: Environmental Protection Agency (EPA), Federal Communications Commission (FCC), HOUSE OF REPRESENTATIVES, Natl Highway Traffic Safety Administration (NHTSA), Office of Management & Budget (OMB), Office of Science & Technology Policy (OSTP), Research & Special Programs Administration, SENATE, Surface Transportation Board (STB), Transportation, Dept of (DOT), U.S. Customs & Border Protection, U.S. Trade Representative (USTR), White House Office
Government targets: Environmental Protection Agency (EPA), Federal Communications Commission (FCC), HOUSE OF REPRESENTATIVES, Natl Highway Traffic Safety Administration (NHTSA), Office of Management & Budget (OMB), Office of Science & Technology Policy (OSTP), Research & Special Programs Administration, SENATE, Surface Transportation Board (STB), Transportation, Dept of (DOT), U.S. Customs & Border Protection, U.S. Trade Representative (USTR), White House Office
Government targets: Environmental Protection Agency (EPA), Federal Communications Commission (FCC), HOUSE OF REPRESENTATIVES, Natl Highway Traffic Safety Administration (NHTSA), Office of Management & Budget (OMB), Office of Science & Technology Policy (OSTP), Research & Special Programs Administration, SENATE, Surface Transportation Board (STB), Transportation, Dept of (DOT), U.S. Customs & Border Protection, U.S. Trade Representative (USTR), White House Office
Cited source text, amounts, lobbyists, and targets
General Automotive Issues: Right to Repair legislation (no specific legislation introduced at this time); H.R. 1663, PARTS ACT - Promoting Automotive Repair, Trade and Sales Act of 2013; S. 780, PARTS ACT - Promoting Automotive Repair, Trade and Sales Act of 2013; H.R. 724, To amend the Clean Air Act to remove the requirement for dealer certification of new light-duty motor vehicles; H.R. 3193 Consumer Financial Freedom and Washington Accountability Act;S. 921, Raechel and Jacqueline Houck Safe Rental Car Act; and, H.R. 4811, "Bureau Guidance Transparency Act; and H.R. 5403, "Reforming CFPB Indirect Auto Financing Guidance Act".
Client expense: $175,000 · Firm income: Not reported
Government targets: Environmental Protection Agency (EPA), Executive Office of the President (EOP), Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Natl Highway Traffic Safety Administration (NHTSA), Natl Labor Relations Board (NLRB), SENATE, Transportation, Dept of (DOT), Treasury, Dept of, U.S. Trade Representative (USTR), White House Office
Cited source text, amounts, lobbyists, and targets
S. 921; H.R. 5403, the Reforming CFPB Indirect Auto Financing Guidance Act; H.R. 4811, the Bureau Guidance Transparency Act; S. 2559, Motor Vehicle Safety Act; S. 2760, the Motor Vehicle and Highway Safety Enhancement Act
Client expense: Not reported · Firm income: $40,000
Cited source text, amounts, lobbyists, and targets
CFPB/vehicle financing oversight; H.R. 4811 - Bureau Guidance Transparency Act; H.R. 5403 - Reforming CFPB Indirect Auto Financing Guidance Act; rental car mandates; S. 921 - Raechel and Jacqueline Houck Safe Rental Car Act of 2013; S. 2819 - Raechel and Jacqueline Houck Safe Rental Car Act of 2014.
Client expense: Not reported · Firm income: $40,000
Cited source text, amounts, lobbyists, and targets
H.R.4811, Bureau Guidance Transparency Act.
H.R.5403, Reforming CFPB Indirect Auto Financing Guidance Act.
H.R.5062, Examination and Supervisory Privilege Parity Act of 2014.
Issues related to installment lending. Issues related to auto finance.
Client expense: Not reported · Firm income: $20,000
Cited source text, amounts, lobbyists, and targets
Please see addendum.Issues related to credit union operations
Issues related to credit union field of membership
Issues related to credit union service organizations
Issues related to vacancies on the National Credit Union Administration (NCUA) Board
Issues related to NCUAs proposed rule on credit union service organizations
Issues related to NCUAs rule on net worth and bargain purchase agreements
Issues related to NCUAs low income designation regulations
Issues related to NCUA examination procedures
Issues related to NCUAs proposed rule regarding loan participations
Issues related to NCUAs regulation regarding its regulatory flexibility program
Issues related to NCUAs proposed rule regarding emergency liquidity
Issues related to material loss reports of the NCUA Office of Inspector General
Issues related to the authority of the CFPB to exempt credit unions from its rulemaking
Issues related to the CFPB proposal related to remittances and international wire transfers
Issues related to the proposed CFPB form on RESPA/TILA
Issues related to overdraft protection and check ordering practices
Issues related to mortgage servicing
Issues related to mortgage loan originator compensation and qualifications
Issues related to high-cost mortgage loans (HOEPA)
Issues related to the CFPBs proposed rule regarding qualified mortgage / ability to repay
Issues related to reverse mortgages
Issues related to the Financial Accounting Standards Board (FASB)
Issues related to mark-to-market accounting
Issues related to private equity standards
Issues related to the implementation of the Unlawful Internet Gambling Prohibition Act
Issues related to data and cyber security
Issues related to mobile banking and mobile payments
Issues related to the oversight of the Federal Housing Administration
Issues related to USDA Rural Development Loan program
Issues related to identity theft and fraud reduction
Issues related to student lending
Issues related to derivatives and NCUAs proposed rule related to credit union use of derivatives
Issues related to the Federal Home Loan Bank System
Issues related to short term lending products and advance deposit products
Issues related to patent reform
Issues related to Federal Credit Union bylaws
Issues related to NCUAs Minority Depository Institution program
Issues relating to home-based credit unions
Issues related to NCUAs Appraisal Management Company proposal
Issues related to NCUAs risk-based capital proposal
Issues related to the Johnson-Crapo Housing Finance Reform proposal
Issues related to NCUAs proposed rule on securitization
Issues related to NCUAs regulatory review process
Issues related to Ginnie Mae capital
Issues related to the nomination of J. Mark McWatters to be a member of the National Credit Union Administration Board
Issues related to a discussion draft of legislation entitled, The Bureau Guidance Transparency Act
Issues related to a discussion draft of legislation entitled, Preventing Regulatory Abuse Act of 2014
Issues related to a discussion draft of legislation entitled, Bureau Examination Fairness Act
Issues related to credit union service to marijuana businesses
Issues related to financial literacy
Issues related to the Department of Justices investigation entitled, Operation Choke Point
Issues related to membership eligibility in the Federal Home Loan Bank System.Issues related to the Department of Defense proposal regarding Credit Extending to Service Members under MLA
H.R. 450, Bureau of Consumer Financial Protection Accountability Act, all provisions
H.R. 688, Credit Union Small Business Jobs Creation Act of 2013, all provisions
H.R. 719, Capital Access for Small Businesses and Jobs Act of 2013, all provisions
H.R. 736, Responsible Homeowner Refinancing Act of 2013, all provisions
H.R. 749, Eliminate Privacy Notice Confusion Act of 2013, all provisions
H.R. 801, Holding Company Registration Threshold Equalization Act of 2013, all provisions
H.R. 839, Prompt Notification of Short Sale Act, all provisions
H.R. 861, Elder Abuse Victims Act of 2013, all provisions
H.R. 927, Common Sense Economic Recovery Act of 2013, all provisions
H.R. 1077, Consumer Mortgage Choice Act
H.R. 1255, Home Construction Lending Regulatory Improvement Act of 2013, all provisions
H.R. 1261, Overdraft Protection Act of 2013, all provisions
H.R. 1538, a bill to provide incentives to encourage financial institutions and small businesses to provide continuing financial education to customers, borrowers and employees, all provisions
H.R. 1553, Financial Institution Examination Fairness and Reform Act, all provisions
H.R. 1566, a bill to create a Federal Charter for Internet consumer credit corporations, all provisions
H.R. 1603, a bill to support and promote community financial institutions in the mutual form, all provisions
H.R. 1646, a bill to amend the Federal Credit Union Act to provide an exception from the member business loan cap for loans made to aid in the recovery from a disaster, all provisions
H.R. 1694, a bill to allow the Secretary of Treasury to rely on State examinations for certain financial institutions, all provisions
H.R. 1750, the CLEAR Relief Act, all provisions
H.R. 1754, Preserving American Homeownership Act of 2013, all provisions
H.R. 1779, Preserving Access to Manufactured Housing Act of 2013, all provisions
H.R. 1862, Capital Access for Small Community Financial Institutions, all provisions
H.R. 2136, Small Business Credit Availability Act, all provisions
H.R. 2295, Basel III CASE Act, all provisions
H.R. 2379, Qualified Mortgage Loan Originator Transitional Authority Act, all provisions
H.R. 2419, a bill to amend the Truth in Lending Act to provide coverage under such Act for credit cards issued to small businesses, all provisions
H.R. 2512, a bill to amend the Truth in Lending Act to establish clear regulatory standards for mortgage servicers, all provisions
H.R. 2547, a bill to determine appropriate risk based capital requirements for community, mid-size, and regional institutions, all provisions
H.R. 2561, a bill to provide for the removal of default information form a borrowers credit report with respect to certain rehabilitated education loans, all provisions
H.R. 2571, a bill to amend the Dodd-Frank Wall Street Reform and Consumer Financial Protection Act to require the Bureau of Consumer Financial Protection to notify and obtain permission from consumers before collecting nonpublic personal information about such consumers, all provisions
H.R. 2572, a bill to improve the regulation of credit unions and depository institutions and to provide regulatory relief, all provisions
H.R. 2580, a bill to allow homeowners of moderate-value homes who are subject to mortgage foreclosure proceedings to remain in their homes as renters, all provisions
H.R. 2652, Marijuana Businesses Access to Banking Act of 2013
H.R. 2672, CFPB Rural Designation Petition and Correction Act
H.R. 2673, the Portfolio Lending Mortgage Access Act, all provisions
H.R. 2733, Defending American Taxpayers From Abusive Government Takings Act of 2013
H.R. 2767, Protecting American Taxpayers and Homeowners Act of 2013
H.R. 2816, To extend the pilot program under section 258 of the National Housing Act that establishes an automated process for providing alternative credit rating information for mortgagors and prospective mortgagors under certain mortgages.
H.R. 2917, Financial Security Credit Act of 2013
H.R. 2961, To amend the Truth in Lending Act and the Higher Education Act of 1965 to require additional disclosures and protections for students and cosigners with respect to student loans, and for other purposes.H.R. 3036, a bill to amend the Dodd-Frank Wall Street Reform and Consumer Protection Act to specify when bank holding companies may be subject to certain enhanced supervision, and for other purposes.
H.R. 3137, Freedom and Mobility in Consumer Banking Act, all provisions
H.R. 3310, Annuity Safety and Security under Reasonable Enforcement Act, all provisions
H.R. 3312, Homeowners Flood Insurance Relief Act, all provisions
H.R. 3317, Holding Individual Accountable and Deterring Money Laundering Act, all provisions
H.R. 3329, a bill to enhance the ability of community financial institutions to foster economic growth and serve their communities, boost small businesses, increase individual savings, all provisions.
H.R. 3370, Homeowner Flood Insurance Affordability Act, all provisions
H.R. 3374, the American Savings Promotion Act, all provisions
H.R. 3468, the Credit Union Share Insurance Parity Act, all provisions
H.R. 3584, a bill to amend the Federal Home Loan Bank Act to authorize privately insured credit unions to become members of a Federal home loan bank, all provisions
H.R. 3770, Inspector General Act
H.R. 4042, Community Bank Mortgage Servicing Asset Capital Requirements Study Act, all provisions
H.R. 4167, the Restoring Proven Financing for American Employers Act
H.R. 4226, Credit Union Residential Loan Parity Act, all provisions
H.R. 4466, the Financial Regulatory Clarity Act of 2014
H.R. 4521, the Community Institution Mortgage Relief Act, all provisions
H.R. 4626, the SAFE Act Confidentiality and Privilege Enhancement Act, all provisions
H.R. 4804, the Bureau Examination Fairness Act, all provisions
H.R. 4986, End Operation Choke Point Act, all provisions
H.R. 5148, Access to Affordable Mortgages Act, all provisions
H.R. 5403, Reforming CFPB Indirect Auto Financing Guidance Act, all provisions
H.R. 5461, the Insurance Capital Standards Clarification Act of 2014
H.R. 5758, Financial Institutions Customer Protection Act of 2014
Kildee Amendment to H.R. 1960, National Defense Authorization Act, related to disclosures required under the Military Lending Act
S. 113, Know Before You Owe Private Student Loan Act, all provisions
S. 114, Fairness for Struggling Student Act, all provisions
S. 172, Stopping Abuse and Fraud in Electronic (SAFE) Lending Act of 2013, all provisions
S. 187, Deceptive Loan Check Elimination Act, all provisions
S. 205, Responsible Consumer Financial Protection Regulations Act of 2013, all provisions
S. 249, Responsible Homeowner Refinancing Act of 2013, all provisions
S. 361, Prompt Notification of Short Sale Act of 2013, all provisions
S. 450, Financial Regulatory Responsibility Act of 2013, all provisions
S. 451, a bill to make technical corrections to the Dodd-Frank Wall Street Reform and Consumer Protection Act, all provisions
S. 563, Jumpstart GSE Reform Act, all provisions
S. 635, Privacy Notice Modernization Act of 2013, all provisions
S. 673, Protecting Consumers from Unreasonable Credit Rates Act, all provisions
S. 676, Identity Theft and Tax Fraud Prevention Act of 2013, all provisions
S. 727, Financial Institutions Examination Fairness and Reform Act, all provisions
S. 731, Basel III CASE Act, all provisions
S. 733, Basel III Impact Study Act, all provisions
S. 798, Terminating Bailouts for Taxpayer Fairness Act, all provisions
S. 872, Holding Company Registration Threshold Equalization Act, all provisions
S. 947, SAFE Act Confidentiality and Privilege Enhancement Act, all provisions
S. 968, Small Business Lending Enhancement Act, all provisions
S. 985, a bill to repeal certain provisions of the Gramm-Leach-Bliley Act and revive the separation between commercial banking and the securities business, in the manner provided in the Banking Act of 1933, the so-called "Glass-Steagall Act," all provisionsS. 996, a bill to improve the National Flood Insurance Program, all provisions
S. 1002, Home Building Lending Improvement Act, all provisions
S. 1048, the Mortgage Finance Act, all provisions
S. 1098, a bill to reform the Biggert-Waters Flood Insurance Reform Act of 2012 to responsibly protect homeownership, all provisions
S. 1176, a bill to impose a fine with respect to international remittance transfers if the sender is unable to verify legal status in the United States, all provisions
S. 1217, Housing Finance Reform and Taxpayer Protection Act, all provisions
S. 1229, a bill to amend the Truth in Lending Act to empower the States to set the maximum annual percentage rates applicable to consumer credit transactions, all provisions
S. 1282, 21st Century Glass-Steagall Act of 2013
S. 1349, a bill to enhance the ability of community financial institutions to foster economic growth and serve their communities, boost small businesses, increase individual savings, and for other purposes.
S. 1511, the Mortgage Choice Act, all provisions
S. 1534, Freedom and Mobility in Consumer Banking Act, all provisions
S. 1538, FIX Credit Reporting Errors Act, all provisions
S. 1577, Mortgage Choice Act, all provisions
S. 1597, the American Savings Promotion Act, all provisions
S. 1610, Homeowner Flood Insurance Affordability Act, all provisions
S. 1806, a bill to amend the Federal Home Loan Bank Act with respect to membership eligibility of certain institutions, all provisions
S. 1867, Prepaid Card Consumer Protection Act of 2013, all provisions
S. 1916, the HELP Rural Communities Act, all provisions
S. 2641, the Portfolio Lending Enhancement Act, all provisions
S. 2698, the Regulatory Easement for Lending Institutions Act, Title II and Title III.
S. 2699, a Bill to require the National Credit Union Administration to provide pass-through share insurance for the deposits or shares of any interest on lawyers trust accounts, and for other purposes.
S. Res. 105, a resolution designating April 2013 as Financial Literacy Month
Johnson / Crapo amendment to S. 1217, the Housing Finance Reform and Taxpayer Protection Act, all provisions
Moran / Manchin amendment to S. 1217, the Housing Finance Reform and Taxpayer Protection Act, all provisions
Toomey / Coburn amendment to S. 1217, the Housing Finance Reform and Taxpayer Protection Act, all provisions
Client expense: $1,000,000 · Firm income: Not reported
Government targets: Agriculture, Dept of (USDA), Commodity Futures Trading Commission (CFTC), Executive Office of the President (EOP), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Internal Revenue Service (IRS), Justice, Dept of (DOJ), Natl Credit Union Administration (NCUA), Office of Government Ethics (OGE), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Treasury, Dept of, White House Office
Government targets: Defense, Dept of (DOD), Federal Communications Commission (FCC), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Office of the Comptroller of the Currency (OCC), SENATE, Small Business Administration (SBA), Treasury, Dept of
Government targets: Environmental Protection Agency (EPA), Federal Communications Commission (FCC), HOUSE OF REPRESENTATIVES, Natl Highway Traffic Safety Administration (NHTSA), Office of Management & Budget (OMB), Office of Science & Technology Policy (OSTP), Research & Special Programs Administration, SENATE, Surface Transportation Board (STB), Transportation, Dept of (DOT), U.S. Customs & Border Protection, U.S. Trade Representative (USTR), White House Office
Government targets: Environmental Protection Agency (EPA), Federal Communications Commission (FCC), HOUSE OF REPRESENTATIVES, Natl Highway Traffic Safety Administration (NHTSA), Office of Management & Budget (OMB), Office of Science & Technology Policy (OSTP), Research & Special Programs Administration, SENATE, Surface Transportation Board (STB), Transportation, Dept of (DOT), U.S. Customs & Border Protection, U.S. Trade Representative (USTR), White House Office
Cited source text, amounts, lobbyists, and targets
U.S. - EU Transatlantic Trade and Investment Partnership
Tier 3 RegulationsH.R.724 -- To amend the Clean Air Act to remove the requirement for dealer certification of new light-duty motor vehicles.
H.R.875 -- To provide for a comprehensive assessment of the scientific and technical research on the implications of the use of mid-level ethanol blends, and for other purposes.
H.R.1027 -- Advanced Vehicle Technology Act of 2013.
H.R.2414 -- Black Box Privacy Protection Act
H.R.4013 -- Low Volume Motor Vehicle Manufacturers Standards.
H.R.4340 -- Safety Through Informed Consumers Act of 2014.
H.R.4364 -- Motor Vehicle Safety Act of 2014
H.R.4834 -- Grow America Act
H.R.5107 -- Fuel Choice for American Prosperity and Security Act of 2014
H.R.5125 -- Wi-Fi Innovation Act
H.R.5403 -- Reforming CFPB Indirect Auto Financing Guidance Act
H.R.5654 -- Vehicle Safety Improvement Act of 2014
S.344 -- To prohibit the Administrator of the Environmental Protection Agency from approving the introduction into commerce of gasoline that contains greater than 10-volume-percent ethanol, and for other purposes.
S.488 -- Advanced Vehicle Technology Act of 2013.
S.921 -- Raechel and Jacqueline Houck Safe Rental Car Act of 2013.
S.1230 - Alternative Fueled Vehicles Competitiveness and Energy Security Act of 2013.
S.1925 -- Driver Privacy Act
S.2151 -- Early Warning Reporting System Improvement Act of 2014
S.2171 -- Location Privacy Protection Act of 2014
S.2284 -- Pedestrian Safety Act of 2014
S.2322 -- MAP-21 Reauthorization Act
S.2398 -- Automaker Accountability Act of 2014
S. 2505 -- Wi-Fi Innovation Act
S.2559 -- Motor Vehicle Safety Act of 2014
S.2615 -- To establish criminal penalties for failing to inform and warn of serious dangers.
S.2760 -- Motor Vehicle and Highway Safety Enhancement Act of 2014
S.2819 -- Raechel and Jacqueline Houck Safe Rental Car Act of 2014
5.9 GHz Regulation/Connected Vehicle Regulations
Distracted Driving Guidelines.
Transportation Reauthorization
Draft Spectrum Bill
Auto Haulers
APEC Roadmap for International Electric Vehicle Standards
Client expense: $1,460,000 · Firm income: Not reported
Government targets: Environmental Protection Agency (EPA), Federal Communications Commission (FCC), HOUSE OF REPRESENTATIVES, Natl Highway Traffic Safety Administration (NHTSA), Office of Management & Budget (OMB), Office of Science & Technology Policy (OSTP), Research & Special Programs Administration, SENATE, Surface Transportation Board (STB), Transportation, Dept of (DOT), U.S. Customs & Border Protection, U.S. Trade Representative (USTR), White House Office
Cited source text, amounts, lobbyists, and targets
General Automotive Issues: Right to Repair legislation (no specific legislation introduced at this time); H.R. 1663, PARTS ACT - Promoting Automotive Repair, Trade and Sales Act of 2013; S. 780, PARTS ACT - Promoting Automotive Repair, Trade and Sales Act of 2013; H.R. 724, To amend the Clean Air Act to remove the requirement for dealer certification of new light-duty motor vehicles; H.R. 3193 Consumer Financial Freedom and Washington Accountability Act;S. 921, Raechel and Jacqueline Houck Safe Rental Car Act; and, H.R. 4811, "Bureau Guidance Transparency Act; and H.R. 5403, "Reforming CFPB Indirect Auto Financing Guidance Act".
Client expense: $215,000 · Firm income: Not reported
Government targets: Environmental Protection Agency (EPA), Executive Office of the President (EOP), Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Natl Highway Traffic Safety Administration (NHTSA), Natl Labor Relations Board (NLRB), SENATE, Transportation, Dept of (DOT), Treasury, Dept of, U.S. Trade Representative (USTR), White House Office
Cited source text, amounts, lobbyists, and targets
PL 111-203: Dodd-Frank Wall Street Reform and Consumer Protection Act
H.R. 634: Business Risk Mitigation and Price Stabilization Act of 2013
H.R. 677: Inter-Affiliate Swap Clarification Act
S. 888 A Bill to provide end-user exemptions from certain provisions of the commodity exchange Act & the Security Exchange ActH.R. 4413 The Customer Protection and End-User Relief Act of 2014
H.R. 5062 - Examination and Supervisory Privilege Parity Act of 2014
H.R. 749 - Eliminate Privacy Notice Confusion Act
H.R.5405 - Promoting Job Creation and Reducing Small Business Burdens Act
H.R.5461 - To clarify the application of certain leverage and risk-based requirements under the Dodd-Frank Wall Street Reform and Consumer Protection Act, to improve upon the definitions provided for points and fees in connection with a mortgage transaction, and for other purposes.
H.R. 4811 - Bureau Guidance Transparency Act
H.R.5403 - Reforming CFPB Indirect Auto Financing Guidance Act
Client expense: $1,092,665 · Firm income: Not reported
Government targets: Commodity Futures Trading Commission (CFTC), Energy, Dept of, Environmental Protection Agency (EPA), Export-Import Bank of the United States (EXIM Bank), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Labor, Dept of (DOL), Pension Benefit Guaranty Corporation (PBGC), SENATE, Securities & Exchange Commission (SEC), Surface Transportation Board (STB), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Trade Representative (USTR), White House Office
Cited source text, amounts, lobbyists, and targets
Loans for component suppliers
PL 111-203: Dodd-Frank Wall Street Reform and Consumer Protection Act
H.R. 634: Business Risk Mitigation and Price Stabilization Act of 2013
H.R. 677: Inter-Affiliate Swap Clarification ActHR. 6125: To amend the Federal Deposit Insurance Act and the Federal Credit Union
Act with respect to privilege of information
S.888 - A bill to provide end user exemptions from certain provisions of the Commodity Exchange Act and the Securities Exchange Act of 1934.
H.R. 4413 The Customer Protection and End-User Relief Act of 2014
H.R. 5062 - Examination and Supervisory Privilege Parity Act of 2014
H.R. 749 - Eliminate Privacy Notice Confusion Act
H.R.5405 - Promoting Job Creation and Reducing Small Business Burdens Act
H.R.5461 - To clarify the application of certain leverage and risk-based requirements under the Dodd-Frank Wall Street Reform and Consumer Protection Act, to improve upon the definitions provided for points and fees in connection with a mortgage transaction, and for other purposes.
H.R. 4811 - Bureau Guidance Transparency Act
H.R.5403 - Reforming CFPB Indirect Auto Financing Guidance Act
Client expense: $1,092,665 · Firm income: Not reported
Government targets: Commodity Futures Trading Commission (CFTC), Energy, Dept of, Environmental Protection Agency (EPA), Export-Import Bank of the United States (EXIM Bank), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Labor, Dept of (DOL), Pension Benefit Guaranty Corporation (PBGC), SENATE, Securities & Exchange Commission (SEC), Surface Transportation Board (STB), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Trade Representative (USTR), White House Office
Cited source text, amounts, lobbyists, and targets
Consumer Finance Protection Board regulatory actions, oversight and related legislation. CFPB policies and regulations related to auto finance. H.R.4811, "Bureau Guidance Transparency Act", H.R.5062, "Examination and Supervision Privilege Parity Act", H.R.5403, "Reforming CFPB Indirect Auto Financing Guidance Act."
Client expense: $40,000 · Firm income: Not reported
Cited source text, amounts, lobbyists, and targets
S. 921; H.R. 5403, the Reforming CFPB Indirect Auto Financing Guidance Act; H.R. 4811, the Bureau Guidance Transparency Act; S. 2559, Motor Vehicle Safety Act; S. 2760, the Motor Vehicle and Highway Safety Enhancement Act
Client expense: Not reported · Firm income: $40,000
Cited source text, amounts, lobbyists, and targets
HR 4060, Systemic Risk Designation Improvement Act of 2014 (all provisions).
HR 3770, CFPB-IG Act of 2013 (all provisions).
HR 634, the Business Mitigation and Price Stabilization Act (all provisions).HR 3211, the Mortgage Choice Act (all provisions).
HR 4167, Restoring Proven Financing for American Employers Act (all provisions).
HR 4719, America Gives More Act (all provisions).
HR 992, Swaps Regulatory Improvement Act (all provisions).
HR 5403, Reforming CFPB Indirect Auto Financing Guidance Act (all provisions).
HR 4788, Relief for America's Main Street Lenders Act (all provisions).
HR 5405, Promoting Job Creation and Reducing Small Business Burdens Act (all provisions).
HR 4986, End Operation Choke Point Act of 2014 (provisions related to banking).
HR 4532, to amend the Dodd-Frank Wall Street Reform and Consumer Protection Act to specify when bank holding companies may be subject to certain enhanced supervision (all provisions).
HR 5018, Federal Reserve Accountability and Transparency Act of 2014 (all provisions).
S. 2732, Consumer Financial Protection Bureau Examination and Reporting Threshold Act of 2014 (all provisions).
Issues related to Export Import Bank reauthorization (H.J.Res., Continuing Appropriations Resolution, 2015).
HR 2767, Protecting American Taxpayers and Homeowners Act of 2013 (PATH Act) (all provisions).
HR 5055, Partnership to Strengthen Homeownership Act of 2014 (all provisions).
S. 1217, Housing Finance Reform and Taxpayer Protection Act (all provisions) and revised Senate GSE/housing finance reform legislation.
Issues related to government sponsored enterprise (GSE) and housing reforms initiatives (no specific bill).
Issues related lending, mortgage lending, qualified mortgages, qualified residential mortgages, small business lending, online lending, energy lending programs, student loans, and auto lending (no specific bill).
Issues related to bank fees, card fees and rate caps, and credit card interchange and debit card interchange (Senator Durbin amendment, electronic debit card transactions) (no specific bill).
Issues related to regulatory implementation, process, systems and structures, general discussions and issues related to product new development, Volcker rule, CCAR, stress test, living wills, liquidity coverage ratio (LCR), CLO, end user margins, point/fees and Basel (no specific bill).
H.R. 4173 (111th Congress, P.L. 111-203): Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act); regulatory implementation discussions covering rules and regulations, including discussions with the Consumer Financial Protection Bureau (for which there is no CFPB listing on Line 17 available), on structure, regulatory implementation, oversight, process, enforcement and compliant handling. General discussions covering the Dodd-Frank Act and provisions (Act repeal, amending and technical fixes), Volcker rule, Financial Stability Oversight Council, Office of Financial Research, systemically important financial institutions designations, prudential regulations, mortgage regulations (qualified mortgages, qualified residential mortgages), corporate governance, enhanced prudential standards (165/166), stress testing, capital planning, living will, remittance, 716, push-out, Title VII (swaps/derivatives), Title II, section 1071, overdraft, pre-paid cards, examinations and other banking and financial services related provisions.
Issues related to cyber-security, data breach and privacy, protecting consumer information, general discussions, as related to banking and financial services (no specific bill).
Issues related to the CFPB narrative database program (no specific bill).
Client expense: $290,000 · Firm income: Not reported
Government targets: Energy, Dept of, Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Office of the Comptroller of the Currency (OCC), SENATE, Treasury, Dept of
Cited source text, amounts, lobbyists, and targets
H.R.4811, Bureau Guidance Transparency Act.
H.R.5403, Reforming CFPB Indirect Auto Financing Guidance Act.
H.R.5062, Examination and Supervisory Privilege Parity Act of 2014.
Issues related to installment lending. Issues related to auto finance.
Client expense: Not reported · Firm income: $20,000
Cited source text, amounts, lobbyists, and targets
Please see addendum.Issues related to credit union operations
Issues related to credit union field of membership
Issues related to credit union service organizations
Issues related to vacancies on the National Credit Union Administration (NCUA) Board
Issues related to NCUAs proposed rule on credit union service organizations
Issues related to NCUAs rule on net worth and bargain purchase agreements
Issues related to NCUAs low income designation regulations
Issues related to NCUA examination procedures
Issues related to NCUAs proposed rule regarding loan participations
Issues related to NCUAs regulation regarding its regulatory flexibility program
Issues related to NCUAs proposed rule regarding emergency liquidity
Issues related to material loss reports of the NCUA Office of Inspector General
Issues related to the authority of the CFPB to exempt credit unions from its rulemaking
Issues related to the CFPB proposal related to remittances and international wire transfers
Issues related to the proposed CFPB form on RESPA/TILA
Issues related to overdraft protection and check ordering practices
Issues related to mortgage servicing
Issues related to mortgage loan originator compensation and qualifications
Issues related to high-cost mortgage loans (HOEPA)
Issues related to the CFPBs proposed rule regarding qualified mortgage / ability to repay
Issues related to reverse mortgages
Issues related to the Financial Accounting Standards Board (FASB)
Issues related to mark-to-market accounting
Issues related to private equity standards
Issues related to the implementation of the Unlawful Internet Gambling Prohibition Act
Issues related to data and cyber security
Issues related to mobile banking and mobile payments
Issues related to the oversight of the Federal Housing Administration
Issues related to USDA Rural Development Loan program
Issues related to identity theft and fraud reduction
Issues related to student lending
Issues related to derivatives and NCUAs proposed rule related to credit union use of derivatives
Issues related to the Federal Home Loan Bank System
Issues related to short term lending products and advance deposit products
Issues related to patent reform
Issues related to Federal Credit Union bylaws
Issues related to NCUAs Minority Depository Institution program
Issues relating to home-based credit unions
Issues related to NCUAs Appraisal Management Company proposal
Issues related to NCUAs risk-based capital proposal
Issues related to the Johnson-Crapo Housing Finance Reform proposal
Issues related to NCUAs proposed rule on securitization
Issues related to NCUAs regulatory review process
Issues related to Ginnie Mae capital
Issues related to the nomination of J. Mark McWatters to be a member of the National Credit Union Administration Board
Issues related to a discussion draft of legislation entitled, The Bureau Guidance Transparency Act
Issues related to a discussion draft of legislation entitled, Preventing Regulatory Abuse Act of 2014
Issues related to a discussion draft of legislation entitled, Bureau Examination Fairness Act
Issues related to credit union service to marijuana businesses
Issues related to financial literacy
Issues related to the Department of Justices investigation entitled, Operation Choke Point
Issues related to membership eligibility in the Federal Home Loan Bank System.H.R. 450, Bureau of Consumer Financial Protection Accountability Act, all provisions
H.R. 688, Credit Union Small Business Jobs Creation Act of 2013, all provisions
H.R. 719, Capital Access for Small Businesses and Jobs Act of 2013, all provisions
H.R. 736, Responsible Homeowner Refinancing Act of 2013, all provisions
H.R. 749, Eliminate Privacy Notice Confusion Act of 2013, all provisions
H.R. 801, Holding Company Registration Threshold Equalization Act of 2013, all provisions
H.R. 839, Prompt Notification of Short Sale Act, all provisions
H.R. 861, Elder Abuse Victims Act of 2013, all provisions
H.R. 927, Common Sense Economic Recovery Act of 2013, all provisions
H.R. 1077, Consumer Mortgage Choice Act
H.R. 1255, Home Construction Lending Regulatory Improvement Act of 2013, all provisions
H.R. 1261, Overdraft Protection Act of 2013, all provisions
H.R. 1538, a bill to provide incentives to encourage financial institutions and small businesses to provide continuing financial education to customers, borrowers and employees, all provisions
H.R. 1553, Financial Institution Examination Fairness and Reform Act, all provisions
H.R. 1566, a bill to create a Federal Charter for Internet consumer credit corporations, all provisions
H.R. 1603, a bill to support and promote community financial institutions in the mutual form, all provisions
H.R. 1646, a bill to amend the Federal Credit Union Act to provide an exception from the member business loan cap for loans made to aid in the recovery from a disaster, all provisions
H.R. 1694, a bill to allow the Secretary of Treasury to rely on State examinations for certain financial institutions, all provisions
H.R. 1750, the CLEAR Relief Act, all provisions
H.R. 1754, Preserving American Homeownership Act of 2013, all provisions
H.R. 1779, Preserving Access to Manufactured Housing Act of 2013, all provisions
H.R. 1862, Capital Access for Small Community Financial Institutions, all provisions
H.R. 2136, Small Business Credit Availability Act, all provisions
H.R. 2295, Basel III CASE Act, all provisions
H.R. 2379, Qualified Mortgage Loan Originator Transitional Authority Act, all provisions
H.R. 2419, a bill to amend the Truth in Lending Act to provide coverage under such Act for credit cards issued to small businesses, all provisions
H.R. 2512, a bill to amend the Truth in Lending Act to establish clear regulatory standards for mortgage servicers, all provisions
H.R. 2547, a bill to determine appropriate risk based capital requirements for community, mid-size, and regional institutions, all provisions
H.R. 2561, a bill to provide for the removal of default information form a borrowers credit report with respect to certain rehabilitated education loans, all provisions
H.R. 2571, a bill to amend the Dodd-Frank Wall Street Reform and Consumer Financial Protection Act to require the Bureau of Consumer Financial Protection to notify and obtain permission from consumers before collecting nonpublic personal information about such consumers, all provisions
H.R. 2572, a bill to improve the regulation of credit unions and depository institutions and to provide regulatory relief, all provisions
H.R. 2580, a bill to allow homeowners of moderate-value homes who are subject to mortgage foreclosure proceedings to remain in their homes as renters, all provisions
H.R. 2652, Marijuana Businesses Access to Banking Act of 2013
H.R. 2672, CFPB Rural Designation Petition and Correction Act
H.R. 2673, the Portfolio Lending Mortgage Access Act, all provisions
H.R. 2733, Defending American Taxpayers From Abusive Government Takings Act of 2013
H.R. 2767, Protecting American Taxpayers and Homeowners Act of 2013
H.R. 2816, To extend the pilot program under section 258 of the National Housing Act that establishes an automated process for providing alternative credit rating information for mortgagors and prospective mortgagors under certain mortgages.
H.R. 2917, Financial Security Credit Act of 2013
H.R. 2961, To amend the Truth in Lending Act and the Higher Education Act of 1965 to require additional disclosures and protections for students and cosigners with respect to student loans, and for other purposes.
H.R. 3036, a bill to amend the Dodd-Frank Wall Street Reform and Consumer Protection Act to specify when bank holding companies may be subject to certain enhanced supervision, and for other purposes.H.R. 3137, Freedom and Mobility in Consumer Banking Act, all provisions
H.R. 3310, Annuity Safety and Security under Reasonable Enforcement Act, all provisions
H.R. 3312, Homeowners Flood Insurance Relief Act, all provisions
H.R. 3317, Holding Individual Accountable and Deterring Money Laundering Act, all provisions
H.R. 3329, a bill to enhance the ability of community financial institutions to foster economic growth and serve their communities, boost small businesses, increase individual savings, all provisions.
H.R. 3370, Homeowner Flood Insurance Affordability Act, all provisions
H.R. 3374, the American Savings Promotion Act, all provisions
H.R. 3468, the Credit Union Share Insurance Parity Act, all provisions
H.R. 3584, a bill to amend the Federal Home Loan Bank Act to authorize privately insured credit unions to become members of a Federal home loan bank, all provisions
H.R. 4042, Community Bank Mortgage Servicing Asset Capital Requirements Study Act, all provisions
H.R. 4226, Credit Union Residential Loan Parity Act, all provisions
H.R. 4466, the Financial Regulatory Clarity Act of 2014
H.R. 4521, the Community Institution Mortgage Relief Act, all provisions
H.R. 4626, the SAFE Act Confidentiality and Privilege Enhancement Act, all provisions
H.R. 4804, the Bureau Examination Fairness Act, all provisions
H.R. 4986, End Operation Choke Point Act, all provisions
H.R. 5148, Access to Affordable Mortgages Act, all provisions
H.R. 5403, Reforming CFPB Indirect Auto Financing Guidance Act, all provisions
H.R. 5461, a Bill to clarify the application of certain leverage and risk-based requirements under the Dodd-Frank Wall Street Reform and Consumer Protection Act, to improve upon the definitions provided for points and fees in connection with a mortgage transaction, and for other purposes, Title II and Title III.
Kildee Amendment to H.R. 1960, National Defense Authorization Act, related to disclosures required under the Military Lending Act
S. 113, Know Before You Owe Private Student Loan Act, all provisions
S. 114, Fairness for Struggling Student Act, all provisions
S. 172, Stopping Abuse and Fraud in Electronic (SAFE) Lending Act of 2013, all provisions
S. 187, Deceptive Loan Check Elimination Act, all provisions
S. 205, Responsible Consumer Financial Protection Regulations Act of 2013, all provisions
S. 249, Responsible Homeowner Refinancing Act of 2013, all provisions
S. 361, Prompt Notification of Short Sale Act of 2013, all provisions
S. 450, Financial Regulatory Responsibility Act of 2013, all provisions
S. 451, a bill to make technical corrections to the Dodd-Frank Wall Street Reform and Consumer Protection Act, all provisions
S. 563, Jumpstart GSE Reform Act, all provisions
S. 635, Privacy Notice Modernization Act of 2013, all provisions
S. 673, Protecting Consumers from Unreasonable Credit Rates Act, all provisions
S. 676, Identity Theft and Tax Fraud Prevention Act of 2013, all provisions
S. 727, Financial Institutions Examination Fairness and Reform Act, all provisions
S. 731, Basel III CASE Act, all provisions
S. 733, Basel III Impact Study Act, all provisions
S. 798, Terminating Bailouts for Taxpayer Fairness Act, all provisions
S. 872, Holding Company Registration Threshold Equalization Act, all provisions
S. 947, SAFE Act Confidentiality and Privilege Enhancement Act, all provisions
S. 968, Small Business Lending Enhancement Act, all provisions
S. 985, a bill to repeal certain provisions of the Gramm-Leach-Bliley Act and revive the separation between commercial banking and the securities business, in the manner provided in the Banking Act of 1933, the so-called Glass-Steagall Act, all provisions
S. 996, a bill to improve the National Flood Insurance Program, all provisions
S. 1002, Home Building Lending Improvement Act, all provisions
S. 1048, the Mortgage Finance Act, all provisionsS. 1098, a bill to reform the Biggert-Waters Flood Insurance Reform Act of 2012 to responsibly protect homeownership, all provisions
S. 1176, a bill to impose a fine with respect to international remittance transfers if the sender is unable to verify legal status in the United States, all provisions
S. 1217, Housing Finance Reform and Taxpayer Protection Act, all provisions
S. 1229, a bill to amend the Truth in Lending Act to empower the States to set the maximum annual percentage rates applicable to consumer credit transactions, all provisions
S. 1282, 21st Century Glass-Steagall Act of 2013
S. 1349, a bill to enhance the ability of community financial institutions to foster economic growth and serve their communities, boost small businesses, increase individual savings, and for other purposes.
S. 1511, the Mortgage Choice Act, all provisions
S. 1534, Freedom and Mobility in Consumer Banking Act, all provisions
S. 1538, FIX Credit Reporting Errors Act, all provisions
S. 1577, Mortgage Choice Act, all provisions
S. 1597, the American Savings Promotion Act, all provisions
S. 1610, Homeowner Flood Insurance Affordability Act, all provisions
S. 1806, a bill to amend the Federal Home Loan Bank Act with respect to membership eligibility of certain institutions, all provisions
S. 1867, Prepaid Card Consumer Protection Act of 2013, all provisions
S. 1916, the HELP Rural Communities Act, all provisions
S. 2641, the Portfolio Lending Enhancement Act, all provisions
S. 2698, the Regulatory Easement for Lending Institutions Act, Title II and Title III.
S. 2699, a Bill to require the National Credit Union Administration to provide pass-through share insurance for the deposits or shares of any interest on lawyers trust accounts, and for other purposes.
S. Res. 105, a resolution designating April 2013 as Financial Literacy Month
Johnson / Crapo amendment to S. 1217, the Housing Finance Reform and Taxpayer Protection Act, all provisions
Moran / Manchin amendment to S. 1217, the Housing Finance Reform and Taxpayer Protection Act, all provisions
Toomey / Coburn amendment to S. 1217, the Housing Finance Reform and Taxpayer Protection Act, all provisions
Client expense: $1,060,000 · Firm income: Not reported
Government targets: Agriculture, Dept of (USDA), Commodity Futures Trading Commission (CFTC), Executive Office of the President (EOP), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Internal Revenue Service (IRS), Justice, Dept of (DOJ), Natl Credit Union Administration (NCUA), Office of Government Ethics (OGE), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Treasury, Dept of, White House Office