Homeowners' Defense Act of 2013

Biggert-Waters Flood Insurance Reform Act and the Homeowners Flood Insurance Affordability Act implementation. H.R. 4669 - The Servicemembers Insurance Relief Act of 2014 H.R. 1101 - The Homeowners and Taxpayers Protection Act of 2013 H.R. 737 - The Homeowners' Defense Act of 2013 H.R. 549 - The Homeowner Catastrophe Protection Act of 2013 H.R. 453 and S. 93 - The Investment Savings Access After Catastrophes Act of 2013 H.R. 508 - The TRIA Reauthorization Act of 2013 H.R. 1155 and S. 534 - The National Association of Registered Agents and Brokers Reform Act of 2013 H.R. 468 - The Federal Life Insurance Transparency Act S. 1369 - A bill to provide additional flexibility to the Board of Governors of the Federal Reserve System to establish capital standards that are properly tailored to the unique characteristics of the business of insurance, and for other purposes. H.R. 1878 and S. 924 - The Safe Building Code Incentive Act of 2013 S. 2224 - The Terrorism Risk Insurance Reauthorization Act of 2014 H.R. 4510 - Insurance Capital Standards Clarification Act of 2014 S. 2270 - A bill to clarify the application of certain leverage and risk-based requirements under the Dodd-Frank Wall Street Reform and Consumer Protection Act H.R. 5461 - To clarify the application of certain leverage and risk-based requirements under the Dodd-Frank Wall Street Reform and Consumer Protection Act The following additional agency was contacted in connection with this issue code: the Federal Insurance Office (FIO).

Client expense: $760,000 · Firm income: Not reported

Government targets: Defense, Dept of (DOD), Federal Deposit Insurance Corporation (FDIC), Federal Emergency Management Agency (FEMA), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Transportation, Dept of (DOT), Treasury, Dept of

Biggert-Waters Flood Insurance Reform Act and the Homeowners Flood Insurance Affordability Act implementation. H.R. 1101 - The Homeowners and Taxpayers Protection Act of 2013 H.R. 737 - The Homeowners' Defense Act of 2013 H.R. 549 - The Homeowner Catastrophe Protection Act of 2013 H.R. 453 and S. 93 - The Investment Savings Access After Catastrophes Act of 2013 H.R. 508 - The TRIA Reauthorization Act of 2013 H.R. 1878 and S. 924 - The Safe Building Code Incentive Act of 2013 S. 2224 - The Terrorism Risk Insurance Reauthorization Act of 2014

Client expense: $760,000 · Firm income: Not reported

Government targets: Defense, Dept of (DOD), Federal Deposit Insurance Corporation (FDIC), Federal Emergency Management Agency (FEMA), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Transportation, Dept of (DOT), Treasury, Dept of

Optional Federal Charter (Generally) Cyber Insurance (Generally) H.R. 1155 National Association of Registered Agents and Brokers Act (All provisions) S. 534 National Association of Registered Agents and Brokers Act (All provisions) H.R. 240 Homeowners Insurance Protection Act (All provisions) H.R. 508 TRIA Authorization Act (All provisions) H.R. 549 Homeowners Catastrophe Protection Act (All provisions) P.L. 112-141 Flood Insurance Reform Act of 2012 (Implementation) H.R. 737 Homeowners Defense Act (All provisions) H.R. 2374 Retail Protection Investor Act (All provisions) H.R. 1878, S. 905 Safe Building Codes Incentive Act (All provisions) H.R. 1194 National Flood Insurance Program Termination Act (All provisions) H.R. 1945 Fostering Resilience to Terrorism Act (All provisions) H.R. 2146 Terrorism Risk Insurance Program Reauthorization Act of 2013 (All provisions) S. 1369 A bill to provide additional flexibility to the Board of Governors of the Federal Reserve System to establish capital standards that are properly tailored to the unique characteristics of insurance, and for other purposes (No official title yet). (All provisions) S. 2137 Second Home Refund Prohibition Act (All provisions) S. 2102 A bill to clarify the application of certain leverage and risk-based requirements under the Dodd-Frank Wall Street Reform and Consumer Protection Act (All provisions) H.R. 4510 Insurance Capital Standards Clarification Act (All provisions) S. 2270 Insurance Capital Standards Clarification Act (All provisions) H.R. 4669 Servicemembers Insurance Relief Act (All provisions) P.L. 113-89 Homeowner Flood Insurance Affordability Act of 2014 (All provisions) Draft: Insurance Data Protection Act (All provisions) Draft: Risk Retention Modernization Act of 2014 (All provisions) H.R. 4745 Transportation, Housing, and Urban Development & Related Agencies Appropriations Act of 2015 (Insurance provisions) H.R. 5471 The TRIA Reform Act of 2014 (All provisions) H.R. 4871 The TRIA Reform Act of 2014 (All provisions) S. 2244 Terrorism Risk Insurance Program Reauthorization Act of 2014 (All provisions) H.R. 4557 Policy Holder Protection Act (All provisions) S. 2726 Captive Insurers Clarification Act (All provisions) H.R. 5388 Captive Insurers Clarification Act (All provisions) H.R. 5780 Financial Stability Oversight Council Improvement (All provisions) H.R. 5067 To require the FIO to carry out a study on illegal steering and redlining in the insurance industry (All provisions) H.R. 5461 To clarify the application of certain leverage and risk-based requirements of Dodd-Frank (Insurance provisions) S. Res 561 and H. Res 735 Disapproving of the IIAS Measure to Reduce Transparency & Public Participation in IAIS Meetings

Regulation of Insurance (general), Federal Insurance Office (general), HR 240, Homeowners Insurance Protection Act of 2013, HR 508, Terrorism Risk Insurance Act of 2002 Reauthorization Act of 2013, HR 549, Homeowner Catastrophe Protection Act of 2013, HR 737, Homeowners' Defense Act of 2013, HR 960, Flood Victim Premium Relief Act of 2013, HR 1155, National Association of Registered Agents and Brokers Reform Act of 2013, HR 1267, Flood Insurance Premium Relief Act of 2013HR 1485, To amend the National Flood Insurance Act of 1968 to modify the phase-in increases in flood insurance premium rates for certain properties, and for other purposes, HR 1878, Safe Building Code Incentive Act of 2013, Reathorization of the Terrorism Risk Insurance Act (general), H.R. 1945, the Fostering Resilience to Terrorism Act, HR 2146, Terrorism Risk Insurance Program Reauthorization Act of 2013, HR 2217, Department of Homeland Security Appropriations Act 2014, HR 3511, Keeping Flood Insurance Affordable Act of 2013, HR 3693, Flood Insurance Relief and Transparency Act of 2013, S 534, National Association of Registered Agents and Brokers Reform Act of 2013, S 996, A bill to improve the National Flood Insurance Program, and for other purposes, S 1610, Homeowner Flood Insurance Affordability Act of 2013, PL 112-141, To authorize funds for Federal-aid highways, highway safety programs, and transit programs, and for other purposes (flood insurance provisions), H.R. 3468, the Credit Union Share Insurance Fund Parity Act, S. 1193, the Data Security and Breach Notification Act of 2013, S. 1897, Personal Data Privacy and Security Act of 2014, S. 1927, the Data Security Act of 2014, S. 1976, Data Security and Breach Notification Act of 2014, S. 1995, the Personal Data Protection and Breach Accountability Act of 2014, S. 1926, the Homeowners Flood Insurance Affordability Act, HR 3370, Homeowner Flood Insurance Affordability Act ( Public Law 113-89), H.R. 4313, the Flood Insurance Premium Parity Act. S.2244, the Terrorism Risk Insurance Program Reauthorization Act, H.R. 4871, the TRIA Reform Act of 2014, H.R. 4669, the Service Members Insurance Relief Act, H.R. 4510, the Insurance Capital Standards Clarification Act, H.R. 605, the Insurance Consumer Protection and Solvency Act, H.R. 4557, the Policyholder Protection Act, the Risk Retention Modernization Act (not yet introduced), the Insurance Data Protection Act (not yet introduced), H.R. 4558/S. 2381 the Flood Insurance Market Parity and Modernization Act of 2014, S. 2270, the Insurance Capital Standards Clarification Act, H.R. 5461, A bill to clarify the application of certain leverage and risk-based requirements under the Dodd-Frank Wall Street Reform and Consumer Protection Act, to improve upon the definitions provided for points and fees in connection with a mortgage transaction, and for other purposes, S. 1535/H.R. 3143, the Justice Against Sponsors of Terrorism Act, H.R. 1786, National Windstorm Impact Reduction Act Reauthorization of 2014

S. 508, Strengthen and Vitalize Enforcement of Child Support (SAVE Child Support) Act- A bill to amend part D of title IV of the Social Security Act to improve the enforcement, collection, and administration of child support payments, and for other purposes. (Sec. 5 & Sec. 6)H.R. 960, Flood Victim Premium Relief Act of 2013- To amend the National Flood Insurance Act of 1968 to provide relief from increased flood insurance premium rates for homes in disaster areas. (entire bill) H.R. 1268, Flood Mitigation Expense Relief Act of 2013- To amend the Internal Revenue Code of 1986 to provide a credit for qualified flood mitigation expenses incurred with respect to certain residences for which the chargeable premium rate under the national flood insurance program is increasing and to provide increased funding for mitigation programs. (entire bill) H.R. 1267, Flood Insurance Premium Relief Act of 2013- To delay and phase-in increases in flood insurance premium rates under the national flood insurance program for certain properties, and for other purposes. (entire bill) H.R. 737, Homeowners' Defense Act of 2013- To establish a national catastrophic risk consortium to ensure the availability and affordability of homeowners' insurance coverage for catastrophic events. (entire bill) H.R. 605, Insurance Consumer Protection and Solvency Act of 2013- To exclude insurance companies from the Federal Depository Insurance Corporation's "orderly liquidation authority". (entire bill) H.R. 508, Terrorism Risk Insurance Act of 2002 Reauthorization Act of 2013- To extend the Terrorism Risk Insurance Program for five years. (entire bill) S. 534/HR 1064, National Association of Registered Agents and Brokers Reform Act of 2013- A bill to reform the National Association of Registered Agents and Brokers, and for other purposes. (entire bill) H.R. 2129, Defense Base Act Insurance Improvement Act of 2013- To amend the Defense Base Act to require the provision of insurance under that Act under a Government self-insurance program, and to require an implementation strategy for such self-insurance program. (entire bill) H.R. 1945, Fostering Resilience to Terrorism Act of 2013- To extend the Terrorism Risk Insurance Program of the Department of the Treasury for 10 years, and for other purposes. (entire bill) H.R. 2146, Terrorism Risk Insurance Program Reauthorization Act of 2013- To extend the Terrorism Risk Insurance Program of the Department of the Treasury for 10 years. (entire bill) S. 1098, Responsible Implementation of Flood Insurance Reform Act of 2013- A bill to reform the Biggert-Waters Flood Insurance Reform Act of 2012 to responsibly protect homeownership. (entire bill) H.R.3693, Flood Insurance Relief and Transparency Act of 2013- To clarify the application of the Biggert-Waters Flood Insurance Reform Act of 2012 to premium rates for certain properties, and for other purposes. (entire bill) S.1610/ H.R.3370, Homeowner Flood Insurance Affordability Act of 2013- A bill to delay the implementation of certain provisions of the Biggert-Waters Flood Insurance Reform Act of 2012, and for other purposes. (entire bill) S.1846, Homeowner Flood Insurance Affordability Act of 2013- A bill to delay the implementation of certain provisions of the Biggert-Waters Flood Insurance Reform Act of 2012, and for other purposes. (entire bill) H.R.3511, Keeping Flood Insurance Affordable Act of 2013- To delay the implementation of certain provisions of the Biggert-Waters Flood Insurance Reform Act of 2012, and for other purposes. (entire bill) Printed NameS.1926, Homeowner Flood Insurance Affordability Act of 2014; National Association of Registered Agents and Brokers Reform Act of 2014- A bill to delay the implementation of certain provisions of the Biggert-Waters Flood Insurance Reform Act of 2012 and to reform the National Association of Registered Agents and Brokers, and for other purposes. (entire bill) H.R.4669, Servicemembers Insurance Relief Act of 2014- To allow servicemembers to maintain their domicile for auto insurance purposes. (entire bill) H.R.4510/ S.2102, Insurance Capital Standards Clarification Act of 2014- To clarify the application of certain leverage and risk-based requirements under the Dodd-Frank Wall Street Reform and Consumer Protection Act. (entire bill) H.R.4558/ S. 2381, Flood Insurance Market Parity and Modernization Act of 2014- To clarify the authority of States to regulate private flood insurance coverage. (entire bill) H.R.4871, TRIA Reform Act of 2014- To reauthorize the Terrorism Risk Insurance Act of 2002, and for other purposes. (entire bill) H.R.4557, Policyholder Protection Act of 2014- To amend the Federal Deposit Insurance Act to provide for notice to, and input by, State insurance commissioners when requiring an insurance company to serve as a source of financial strength pursuant to such Act. (entire bill) H.R. ___, Risk Retention Modernization Act of 2014 (House Discussion Draft)- To modernize the Liability Risk Retention Act of 1986 and expand types of commercial insurance authorized, and for other purposes. (entire bill) H.R. ___, Insurance Data Protection Act of 2014 (House Discussion Draft)- To clarify the responsibilities and treatment of data by the Federal Insurance Office of the Department of the Treasury. (entire bill) Issues related to the imposition of capital standards to non-banks Issues related to the implementation of Dodd-Frank Act (PL 111-203), the provision which may impact insurance regulation Implementation of Biggert-Waters Flood Insurance Act of 2012 Issues related to the Federal Insurance Office's report on insurance regulatory modernization. Issues related to the Systemic Risk Designation process pursuant to the Dodd-Frank Wall Street Reform and Consumer Protection Act.

S 905,S 924,HR 1878 The Safe Building Code Incentive Act - Support efforts to encourage stronger state and local building codes. HR 737 Homeowners Defense Act - Oppose; Issue: Increased federal govt involvement with private insurance market; would only benefit a few states. HR 1194 The National Flood Insurance Program Termination Act of 2013 - We oppose efforts to end the NFIP. HR 1101 Homeowners and Taxpayers Protection Act of 2013 - monitor; issue of creating new national catastrophe fund.

Client expense: $120,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Biggert-Waters Flood Insurance Reform Act Implementation and The Homeowners Flood Insurance Affordability Act Implementation. H.R. 4669 - The Servicemembers Insurance Relief Act of 2014H.R. 1101 - The Homeowners and Taxpayers Protection Act of 2013 H.R. 737 - The Homeowners' Defense Act of 2013 H.R. 549 - The Homeowner Catastrophe Protection Act of 2013 H.R 453 and S. 93 - The Investment Savings Access After Catastrophes Act of 2013 H.R. 508 - The TRIA Reauthorization Act of 2013 H.R. 1155 and S. 534 - The National Association of Registered Agents and Brokers Reform Act of 2013 H.R. 468 - The Federal Life Insurance Transparency Act S. 1369 - A bill to provide additional flexibility to the Board of Governors of the Federal Reserve System to establish capital standards that are properly tailored to the unique characteristics of the business of insurance, and for other purposes H.R. - 1878 and S. 924 - The Safe Building Code Incentive Act of 2013 H.R. 4510 - Insurance Capital Standards Clarification Act of 2014 S. 2270 - A bill to clarify the application of certain leverage and risk-based requirements under the Dodd-Frank Wall Street Reform and Consumer Protection Act H.R. 5461 - To clarify the application of certain leverage and risk-based requirements under the Dodd-Frank Wall Street Reform and Consumer Protection Act The following agency was contacted in connection with this issue code; Federal Insurance Office (FIO).

Client expense: $820,000 · Firm income: Not reported

Biggert-Waters Flood Insurance Reform Act and the Homeowners Flood Insurance Affordability Act Implementation.H.R. 1101 - The Homeowners and Taxpayers Protection Act of 2013 H.R. 737 - The Homeowners' Defense Act of 2013 H.R. 549 - The Homeowner Catastrophe Protection Act of 2013 H.R. 453 and S. 93 - The Investment Savings Access After Catastrophes Act of 2013 H.R. 508 - The TRIA Reauthorization Act of 2013 H.R. 1878 and S. 924 - The Safe Building Code Incentive Act of 2013 S. 2224 - The Terrorism Risk Insurance Reauthorization Act of 2014

Client expense: $820,000 · Firm income: Not reported

Government targets: Defense, Dept of (DOD), Federal Deposit Insurance Corporation (FDIC), Federal Emergency Management Agency (FEMA), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Transportation, Dept of (DOT), Treasury, Dept of

Optional Federal Charter (Generally) H.R. 1155 National Association of Registered Agents and Brokers Act (All Provisions) S. 534 National Association of Registered Agents and Brokers Act (All Provisions) H.R. 240 Homeowners Insurance Protection Act (All Provisions) H.R. 508 TRIA Authorization (All Provisions) H.R. 549 Homeowner Catastrophe Protection Act (All Provisions) P.L. 112-141 Flood Insurance Reform Act of 2012 (Implementation) H.R. 737 Homeowners Defense Act (All Provisions) H.R. 2374 Retail Protection Investor Act (All Provisions) H.R. 1878, S. 905 Safe Building Codes Incentive Act (All Provisions) H.R. 1194 National Flood Insurance Program Termination Act (All Provisions) H.R. 1945 Fostering Resilience to Terrorism Act (All Provisions) H.R. 2146 Terrorism Risk Insurance Program Reauthorization Act of 2013 (All Provisions) S. 1369 A bill to provide additional flexibility to the Board of Governors of the Federal Reserve System to establish capital standards that are properly tailored to the unique characteristics of insurance, and for other purposes (No official title yet.) (All Provisions) S. 2137 Second Home Refund Prohibition Act (All Provisions) S. 2102 A bill to clarify the application of certain leverage and risk-based requirements under the Dodd-Frank Wall Street Reform and Consumer Protection Act (All Provisions) H.R. 4510 Insurance Capital Standards Clarification Act (All Provisions) S. 2270 Insurance Capital Standards Clarification Act (All Provisions) H.R. 4669 Servicemembers Insurance Relief Act (All Provisions) P.L. 113-89 Homeowner Flood Insurance Affordability Act of 2014 (All Provisions) Draft: Insurance Data Protection Act (All Provisions) Draft: Risk Retention Modernization Act of 2014 (All Provisions) H.R. 4745 Transportation, Housing, & Urban Development & Related Agencies Appropriations Act of 2015 (Insurance Provisions) H.R. 5471 The TRIA Reform Act of 2014 (All Provisions) H.R. 4871 The TRIA Reform Act of 2014 (All Provisions) S. 2244 Terrorism Risk Insurance Program Reauthorization Act of 2014 (All Provisions) H.R. 4557 Policy Holder Protection Act (All Provisions S. 2726 Captive Insurers Clarification Act (All Provisions) H.R. 5388 Captive Insurers Clarification Act (All Provisions) H.R. 5780 Financial Stability Oversight Council Improvement (All Provisions) H.R. 5067 To require the FIO to carry out a study on illegal steering and redlining in the insurance industry (All Provisions) H.R. 5461 To clarify the application of certain leverage and risk-based requirements of Dodd-Frank (Insurance Provisions)

H.R. 41-National Flood Insurance Program, H.R. 99-Medical Malpractice, H.R. 240- Natural Catastrophe Backstop, H.R. 508-Terrorism Risk Insurance Act, H.R. 549-Natural Catastrophe Insurance, H.R. 605-Insurance, H. Res. 735- International Insurance, H.R. 737-Natural Catastrophe Insurance, H.R. 960-National Flood Insurance Program, H.R. 968-National Flood Insurance Program, H.R. 1028-Mortgage Insurance, H.R. 1035-National Flood Insurance Program, (cont'd next page)H.R. 1064-Insurance Agent Licensing, H.R. 1101-Natural Catastrophe Insurance, H.R. 1155-Insurance Agent Licensing, H.R. 1194-National Flood Insurance Program, H.R. 1267-National Flood Insurance Program, H.R. 1268-Flood Insurance, H.R. 1369-Gun Control, H.R. 1485-National Flood Insurance Program, H.R. 1945-Terrorism Risk Insurance Act, H.R. 2129-Workers Compensation Insurance, H.R. 2140-Capital Standards, H.R. 2146-Terrorism Risk Insurance Act, H.R. 2156-Adjuster Reciprocity, H.R. 2293-Flood Insurance, H.R. 3156- National Flood Insurance Program, H.R. 3218-National Flood Insurance Program, H.R. 3370-National Flood Insurance Program, H.R. 3693-National Flood Insurance Program, H.R. 4352-National Flood Insurance Program, H.R. 4510-Capital Standards, H.R. 4557-Private Support to FDIC, H.R. 4558- Flood Insurance, H.R. 4669-Servicemembers Auto Insurance, H.R. 4871-Terrorism Risk Insurance Act, H.R. 5461-Capital Standards, "Insurance Data Protection Act of 2014" (House), "Risk Retention Modernization Act" (House), S. 20-Dodd-Frank Act, S. 205-Consumer Financial Protection Bureau, S. 534-Insurance Agent Licensing, S. Res. 561- International Insurance, S. 996-National Flood Insurance Program, S. 1075-National Flood Insurance Program, S. 1098-National Flood Insurance Program, S. 1217- Mortgage Insurance, S. 1369-Capital Standards, S. 1610-National Flood Insurance Program, S. 1846-National Flood Insurance Program, S. 1926-National Flood Insurance Program, S. 2244-Terrorism Risk Insurance Act, S. 2270- Capital Standards, S. 2381-Flood Insurance, S. 2731-Workers Compensation Insurance

H.R. 41-National Flood Insurance Program, H.R. 99-Medical Malpractice, H.R. 240- Natural Catastrophe Backstop, H.R. 508-Terrorism Risk Insurance Act, H.R. 549-Natural Catastrophe Insurance, H.R. 605-Insurance, H.R. 737-Natural Catastrophe Insurance, H.R. 960-National Flood Insurance Program, H.R. 968-National Flood Insurance Program, H.R. 1028-Mortgage Insurance, H.R. 1035-National Flood Insurance Program, (cont'd next page)H.R. 1064-Insurance Agent Licensing, H.R. 1101-Natural Catastrophe Insurance, H.R. 1155-Insurance Agent Licensing, H.R. 1194-National Flood Insurance Program, H.R. 1267-National Flood Insurance Program, H.R. 1268-Flood Insurance, H.R. 1369-Gun Control, H.R. 1485-National Flood Insurance Program, H.R. 1945-Terrorism Risk Insurance Act, H.R. 2129-Workers Compensation Insurance, H.R. 2140-Capital Standards, H.R. 2146-Terrorism Risk Insurance Act, H.R. 2156-Adjuster Reciprocity, H.R. 2293-Flood Insurance, H.R. 3156- National Flood Insurance Program, H.R. 3218-National Flood Insurance Program, H.R. 3370-National Flood Insurance Program, H.R. 3693-National Flood Insurance Program, H.R. 4352-National Flood Insurance Program, H.R. 4510-Capital Standards, H.R. 4557-Private Support to FDIC, H.R. 4558- Flood Insurance, H.R. 4669-Servicemembers Auto Insurance, H.R. 4871-Terrorism Risk Insurance Act, S. 20-Dodd-Frank Act, S. 205-Consumer Financial Protection Bureau, S. 534-Insurance Agent Licensing, S. 996-National Flood Insurance Program, S. 1075-National Flood Insurance Program, S. 1098-National Flood Insurance Program, S. 1217- Mortgage Insurance, S. 1369-Capital Standards, S. 1610-National Flood Insurance Program, S. 1846-National Flood Insurance Program, S. 1926-National Flood Insurance Program, S. 2244-Terrorism Risk Insurance Act, S. 2381-Flood Insurance

Biggert-Waters Flood Insurance Reform Act and the Homeowners Flood Insurance Affordability Act ImplementationH.R. 1101 - The Homeowners and Taxpayers Protection Act of 2013 H.R. 737 - The Homeowners' Defense Act of 2013 H.R. 549 - The Homeowner Catastrophe Protection Act of 2013 H.R. 453 and S. 93 - The Investment Savings Access After Catastrophes Act of 2013 H.R. 508 - The TRIA Reauthorization Act of 2013 H.R. 1878 and S. 924 - The Safe Building Code Incentive Act of 2013 S. 2224 - The Terrorism Risk Insurance Reauthorization Act of 2014

Client expense: $570,000 · Firm income: Not reported

Government targets: Defense, Dept of (DOD), Federal Deposit Insurance Corporation (FDIC), Federal Emergency Management Agency (FEMA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Transportation, Dept of (DOT), Treasury, Dept of

Biggert-Waters Flood Insurance Reform Act Implementation and The Homeowners Flood Insurance Affordability Act Implementation H.R. 4669 - The Servicemembers Insurance Relief Act of 2014H.R. 1101 - The Homeowners and Taxpayers Protection Act of 2013 H.R. 737 - The Homeowners' Defense Act of 2013 H.R. 549 - The Homeowner Catastrophe Protection Act of 2013 H.R 453 and S. 93 - The Investment Savings Access After Catastrophes Act of 2013 H.R. 508 - The TRIA Reauthorization Act of 2013 H.R. 1155 and S. 534 - The National Association of Registered Agents and Brokers Reform Act of 2013 H.R. 468 - The Federal Life Insurance Transparency Act S. 1369 - A bill to provide additional flexibility to the Board of Governors of the Federal Reserve System to establish capital standards that are properly tailored to the unique characteristics of the business of insurance, and for other purposes H.R. - 1878 and S. 924 - The Safe Building Code Incentive Act of 2013 H.R. 4510 - Insurance Capital Standards Clarification Act of 2014 S. 2270 - A bill to clarify the application of certain leverage and risk-based requirements under the Dodd-Frank Wall Street Reform and Consumer Protection Act The following agency was contacted in connection with this issue code; Federal Insurance Office (FIO).

Client expense: $570,000 · Firm income: Not reported

S. 508, Strengthen and Vitalize Enforcement of Child Support (SAVE Child Support) Act- A bill to amend part D of title IV of the Social Security Act to improve the enforcement, collection, and administration of child support payments, and for other purposes. (Sec. 5 & Sec. 6)H.R. 960, Flood Victim Premium Relief Act of 2013- To amend the National Flood Insurance Act of 1968 to provide relief from increased flood insurance premium rates for homes in disaster areas. (entire bill) H.R. 1268, Flood Mitigation Expense Relief Act of 2013- To amend the Internal Revenue Code of 1986 to provide a credit for qualified flood mitigation expenses incurred with respect to certain residences for which the chargeable premium rate under the national flood insurance program is increasing and to provide increased funding for mitigation programs. (entire bill) H.R. 1267, Flood Insurance Premium Relief Act of 2013- To delay and phase-in increases in flood insurance premium rates under the national flood insurance program for certain properties, and for other purposes. (entire bill) H.R. 737, Homeowners' Defense Act of 2013- To establish a national catastrophic risk consortium to ensure the availability and affordability of homeowners' insurance coverage for catastrophic events. (entire bill) H.R. 605, Insurance Consumer Protection and Solvency Act of 2013- To exclude insurance companies from the Federal Depository Insurance Corporation's "orderly liquidation authority". (entire bill) H.R. 508, Terrorism Risk Insurance Act of 2002 Reauthorization Act of 2013- To extend the Terrorism Risk Insurance Program for five years. (entire bill) S. 534/HR 1064, National Association of Registered Agents and Brokers Reform Act of 2013- A bill to reform the National Association of Registered Agents and Brokers, and for other purposes. (entire bill) H.R. 2129, Defense Base Act Insurance Improvement Act of 2013- To amend the Defense Base Act to require the provision of insurance under that Act under a Government self-insurance program, and to require an implementation strategy for such self-insurance program. (entire bill) H.R. 1945, Fostering Resilience to Terrorism Act of 2013- To extend the Terrorism Risk Insurance Program of the Department of the Treasury for 10 years, and for other purposes. (entire bill) H.R. 2146, Terrorism Risk Insurance Program Reauthorization Act of 2013- To extend the Terrorism Risk Insurance Program of the Department of the Treasury for 10 years. (entire bill) S. 1098, Responsible Implementation of Flood Insurance Reform Act of 2013- A bill to reform the Biggert-Waters Flood Insurance Reform Act of 2012 to responsibly protect homeownership. (entire bill) H.R.3693, Flood Insurance Relief and Transparency Act of 2013- To clarify the application of the Biggert-Waters Flood Insurance Reform Act of 2012 to premium rates for certain properties, and for other purposes. (entire bill) S.1610/ H.R.3370, Homeowner Flood Insurance Affordability Act of 2013- A bill to delay the implementation of certain provisions of the Biggert-Waters Flood Insurance Reform Act of 2012, and for other purposes. (entire bill) S.1846, Homeowner Flood Insurance Affordability Act of 2013- A bill to delay the implementation of certain provisions of the Biggert-Waters Flood Insurance Reform Act of 2012, and for other purposes. (entire bill) H.R.3511, Keeping Flood Insurance Affordable Act of 2013- To delay the implementation of certain provisions of the Biggert-Waters Flood Insurance Reform Act of 2012, and for other purposes. (entire bill)S.1926, Homeowner Flood Insurance Affordability Act of 2014; National Association of Registered Agents and Brokers Reform Act of 2014- A bill to delay the implementation of certain provisions of the Biggert-Waters Flood Insurance Reform Act of 2012 and to reform the National Association of Registered Agents and Brokers, and for other purposes. (entire bill) H.R.4669, Servicemembers Insurance Relief Act of 2014- To allow servicemembers to maintain their domicile for auto insurance purposes. (entire bill) H.R.4510/ S.2102, Insurance Capital Standards Clarification Act of 2014- To clarify the application of certain leverage and risk-based requirements under the Dodd-Frank Wall Street Reform and Consumer Protection Act. (entire bill) H.R.4558/ S. 2381, Flood Insurance Market Parity and Modernization Act of 2014- To clarify the authority of States to regulate private flood insurance coverage. (entire bill) H.R.4871, TRIA Reform Act of 2014- To reauthorize the Terrorism Risk Insurance Act of 2002, and for other purposes. (entire bill) H.R.4557, Policyholder Protection Act of 2014- To amend the Federal Deposit Insurance Act to provide for notice to, and input by, State insurance commissioners when requiring an insurance company to serve as a source of financial strength pursuant to such Act. (entire bill) H.R. ___, Risk Retention Modernization Act of 2014 (House Discussion Draft)- To modernize the Liability Risk Retention Act of 1986 and expand types of commercial insurance authorized, and for other purposes. (entire bill) H.R. ___, Insurance Data Protection Act of 2014 (House Discussion Draft)- To clarify the responsibilities and treatment of data by the Federal Insurance Office of the Department of the Treasury. (entire bill) Issues related to the imposition of capital standards to non-banks Issues related to the implementation of Dodd-Frank Act (PL 111-203), the provision which may impact insurance regulation Implementation of Biggert-Waters Flood Insurance Act of 2012 Issues related to the Federal Insurance Office's report on insurance regulator modernization. Issues related to the Systemic Risk Designation process pursuant to the Dodd-Frank Wall Street Reform and Consumer Protection Act.

S 905,S 924,HR 1878 The Safe Building Code Incentive Act - Support efforts to encourage stronger state and local building codes. HR 737 Homeowners Defense Act - Oppose; Issue: Increased federal govt involvement with private insurance market; would only benefit a few states. HR 549 Homeowner Catastrophe Protection Act; Issue - create tax incentives for individuals and insurers to set funds aside for future for natural catastrophesHR 1101 Homeowners and Taxpayers Protection Act of 2013 - Monitor; issues include creation of a new national catastrophe fund, and create a mechanism for pre and post funding of certain natural disaster costs. HR 240 Homeowners Insurance Protection Act of 2013 - Issue - Should there be a federal backstop for state natural catastophe funds? We oppose this bill. HR 1194 The National Flood Insurance Program Termination Act of 2013 - We oppose efforts to end the NFIP.

Client expense: $110,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Optional Federal Charter (Generally) H.R. 1155 National Association of Registered Agents and Brokers Act (All Provisions) S. 534 National Association of Registered Agents and Brokers Act (All Provisions) H.R. 2140 Insurance Capital Accounting Standards Act of 2013 (All Provisions)H.R. 240 Homeowners Insurance Protection Act (All Provisions) H.R. 508 TRIA Reauthorization (All Provisions) H.R. 549 Homeowner Catastrophe Protection Act (All Provisions) H.R. 1035 Community Based NFIP Study (All Provisions) P.L. 112-141 Flood Insurance Reform Act of 2012 (Implementation) H.R. 737 Homeowners Defense Act (All Provisions) H.R. 960 Flood Victim Premium Relief Act (All Provisions) H.R. 2374 Retail Protection Investor Act (All Provisions) H.R. 1878, S. 905 Safe Building Codes Incentive Act (All Provisions) H.R. 1267 Flood Premium Relief Act (All Provisions) H.R. 1194 National Flood Insurance Program Termination Act (All Provisions) H.R. 1945 Fostering Resiliance to Terrorism Act (All Provisions) H.R. 1485 A Bill to modify NFIP Phase-in Premium increase (All Provisions) H.R. 2146 Terrorism Risk Insurance Program Reauthorization Act of 2013 (All Provisions) S. 1369 A bill to provide additional flexibility to the Board of Governors of the Federal Reserve System to establish capital standards that are properly tailored to the unique characteristics of insurance, and for other purposes. (No official title yet.) (All Provisions) H.R. 3370 Homeowner Flood Insurance Affordability Act of 2013 (All Provisions) H.R. 3693 Flood Insurance Relief and Transparency Act of 2013 (All Provisions) S. 1610 Homeowner Flood Insurance Affordability Act of 2013 (All Provisions) H.R. 3511 Keeping Flood Insurance Affordable Act (All Provisions) S. 1926 Homeowner Flood Insurance Affordability Act (All Provisions) S. 1846 Homeowner Flood Insurance Affordability Act (All Provisions) H.R. 3815 Biggert-Waters Repeal (All Provisions) S. 2137 Second Home Refund Prohibition Act (All Provisions) S. 2102 A bill to clarify the application of certain leverage and risk-based requirements under the Dodd-Frank Wall Street Reform and Consumer Protection Act. (All Provisions) H.R. 4510 Insurance Capital Standards Clarification Act (All Provisions) S. 2270 Insurance Capital Standards Clarification Act (All Provisions) H.R. 4669 Servicemembers Insurance Relief Act (All Provisions) H.R. 4558 Flood Insurance Market Parity & Modernization Act of 2014 (All Provisions) S. 2381 Flood Insurance Market Parity & Modernization Act of 2014 (All Provisions) P.L. 113-89 Homeowner Flood Insurance Affordability Act of 2014 (All Provisions) Draft: Insurance Data Protection Act (All Provisions) Draft: Risk Retention Modernization Act of 2014 (All Provisions) H.R. 4745 Transportation, Housing & Urban Development & Related Agencies Appropriations Act of 2015 (Insurance Provisions) H.R. 5471 The TRIA Reform Act of 2014 (All Provisions) H.R. 4871 The TRIA Reform Act of 2014 (All Provisions) S. 2244 Terrorism Risk Insurance Program Reauthorization Act of 2014 (All Provisions) H.R. 4557 Policy Holder Protection Act (All Provisions)

Regulation of Insurance (general), Federal Insurance Office (general), HR 240, Homeowners Insurance Protection Act of 2013, HR 508, Terrorism Risk Insurance Act of 2002 Reauthorization Act of 2013, HR 549, Homeowner Catastrophe Protection Act of 2013, HR 737, Homeowners' Defense Act of 2013, HR 960, Flood Victim Premium Relief Act of 2013, HR 1155, National Association of Registered Agents and Brokers Reform Act of 2013, HR 1267, Flood Insurance Premium Relief Act of 2013HR 1485, To amend the National Flood Insurance Act of 1968 to modify the phase-in increases in flood insurance premium rates for certain properties, and for other purposes, HR 1878, Safe Building Code Incentive Act of 2013, Reathorization of the Terrorism Risk Insurance Act (general), H.R. 1945, the Fostering Resilience to Terrorism Act, HR 2146, Terrorism Risk Insurance Program Reauthorization Act of 2013, HR 2217, Department of Homeland Security Appropriations Act 2014, HR 3511, Keeping Flood Insurance Affordable Act of 2013, HR 3693, Flood Insurance Relief and Transparency Act of 2013, S 534, National Association of Registered Agents and Brokers Reform Act of 2013, S 996, A bill to improve the National Flood Insurance Program, and for other purposes, S 1610, Homeowner Flood Insurance Affordability Act of 2013, PL 112-141, To authorize funds for Federal-aid highways, highway safety programs, and transit programs, and for other purposes (flood insurance provisions), H.R. 3468, the Credit Union Share Insurance Fund Parity Act, S. 1193, the Data Security and Breach Notification Act of 2013, S. 1897, Personal Data Privacy and Security Act of 2014, S. 1927, the Data Security Act of 2014, S. 1976, Data Security and Breach Notification Act of 2014, S. 1995, the Personal Data Protection and Breach Accountability Act of 2014, S. 1926, the Homeowners Flood Insurance Affordability Act, HR 3370, Homeowner Flood Insurance Affordability Act ( Public Law 113-89), H.R. 4313, the Flood Insurance Premium Parity Act. S.2244, the Terrorism Risk Insurance Program Reauthorization Act, H.R. 4871, the TRIA Reform Act of 2014, H.R. 4669, the Service members Insurance Relief Act, H.R. 4510, the Insurance Capital Standards Clarification Act, H.R. 605, the Insurance Consumer Protection and Solvency Act, H.R. 4557, the Policyholder Protection Act, the Risk Retention Modernization Act (not yet introduced), the Insurance Data Protection Act (not yet introduced)

Biggert-Waters Flood Insurance Reform Act and the Homeowners Flood Insurance Affordability Act ImplementationH.R. 1101 - The Homeowners and Taxpayers Protection Act of 2013 H.R. 737 - The Homeowners' Defense Act of 2013 H.R. 549 - The Homeowner Catastrophe Protection Act of 2013 H.R. 453 and S. 93 - The Investment Savings Access After Catastrophes Act of 2013 H.R. 508 - The TRIA Reauthorization Act of 2013 H.R. 1878 and S. 924 - The Safe Building Code Incentive Act of 2013 S. 2224 - The Terrorism Risk Insurance Reauthorization Act of 2014

Client expense: $2,120,000 · Firm income: Not reported

Government targets: Defense, Dept of (DOD), Federal Deposit Insurance Corporation (FDIC), Federal Emergency Management Agency (FEMA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Transportation, Dept of (DOT), Treasury, Dept of

Biggert-Waters Flood Insurance Reform Act Implementation and The Homeowners Flood Insurance Affordability Act Implementation H.R. 4669 - The Servicemembers Insurance Relief Act of 2014H.R. 1101 - The Homeowners and Taxpayers Protection Act of 2013 H.R. 737 - The Homeowners' Defense Act of 2013 H.R. 549 - The Homeowner Catastrophe Protection Act of 2013 H.R 453 and S. 93 - The Investment Savings Access After Catastrophes Act of 2013 H.R. 508 - The TRIA Reauthorization Act of 2013 H.R. 1155 and S. 534 - The National Association of Registered Agents and Brokers Reform Act of 2013 H.R. 468 - The Federal Life Insurance Transparency Act S. 1369 - A bill to provide additional flexibility to the Board of Governors of the Federal Reserve System to establish capital standards that are properly tailored to the unique characteristics of the business of insurance, and for other purposes H.R. - 1878 and S. 924 - The Safe Building Code Incentive Act of 2013 H.R. 4510 - Insurance Capital Standards Clarification Act of 2014 S. 2270 - A bill to clarify the application of certain leverage and risk-based requirements under the Dodd-Frank Wall Street Reform and Consumer Protection Act The following agency was contacted in connection with this issue code; Federal Insurance Office (FIO).

Client expense: $2,120,000 · Firm income: Not reported

H.R. 41-Natural Catastrophe Insurance, H.R. 99-McCarran-Ferguson, H.R. 240- Natural Catastrophe Backstop, H.R. 508-Terrorism Risk Insurance Act, H.R. 549-Natural Catastrophe Insurance, H.R. 605-Insurance, H.R. 737-Natural Catastrophe Insurance, H.R. 960-National Flood Insurance Program, H.R. 968-National Flood Insurance Program, H.R. 1028-Mortgage Insurance, H.R. 1035-Flood Insurance,H.R. 1064-Insurance Agent Licensing, H.R. 1101-Natural Catastrophe Insurance, H.R. 1155-Insurance Agent Licensing, H.R. 1194-National Flood Insurance Program, H.R. 1267-National Flood Insurance Program, H.R. 1268-National Flood Insurance Program, H.R. 1369-Gun Owners Insurance, H.R. 1485-National Flood Insurance Program, H.R. 1945-Terrorism Risk Insurance Act, H.R. 2129-Workers Compensation Insurance, H.R. 2140-Capital Standards, H.R. 2146-Terrorism Risk Insurance Act, H.R. 2156-Adjuster Reciprocity, H.R. 2293-National Flood Insurance Program, H.R. 3156- National Flood Insurance Program, H.R. 3218-National Flood Insurance Program, H.R. 3370-National Flood Insurance Program, H.R. 3693-National Flood Insurance Program, S. 20-Dodd-Frank Act, S. 205-Consumer Financial Protection Bureau, S. 534-Insurance Agent Licensing, S. 996-National Flood Insurance Program, S. 1075-National Flood Insurance Program, S. 1098-National Flood Insurance Program, S. 1369-Capital Standards, S. 1610-National Flood Insurance Program, S. 1846-National Flood Insurance Program, S. 1926-National Flood Insurance Program, S. 2244-Terrorism Risk Insurance Act

Client expense: $980,000 · Firm income: Not reported

Regulation of Insurance (general), Federal Insurance Office (general), HR 240, Homeowners Insurance Protection Act of 2013, HR 508, Terrorism Risk Insurance Act of 2002 Reauthorization Act of 2013, HR 549, Homeowner Catastrophe Protection Act of 2013, HR 737, Homeowners' Defense Act of 2013, HR 960, Flood Victim Premium Relief Act of 2013, HR 1155, National Association of Registered Agents and Brokers Reform Act of 2013, HR 1267, Flood Insurance Premium Relief Act of 2013HR 1485, To amend the National Flood Insurance Act of 1968 to modify the phase-in increases in flood insurance premium rates for certain properties, and for other purposes, HR 1878, Safe Building Code Incentive Act of 2013, Reathorization of the Terrorism Risk Insurance Act (general), H.R. 1945, the Fostering Resilience to Terrorism Act, HR 2146, Terrorism Risk Insurance Program Reauthorization Act of 2013, HR 2217, Department of Homeland Security Appropriations Act 2014, HR 3511, Keeping Flood Insurance Affordable Act of 2013, HR 3693, Flood Insurance Relief and Transparency Act of 2013, S 534, National Association of Registered Agents and Brokers Reform Act of 2013, S 996, A bill to improve the National Flood Insurance Program, and for other purposes, S 1610, Homeowner Flood Insurance Affordability Act of 2013, PL 112-141, To authorize funds for Federal-aid highways, highway safety programs, and transit programs, and for other purposes (flood insurance provisions), H.R. 3468, the Credit Union Share Insurance Fund Parity Act, S. 1193, the Data Security and Breach Notification Act of 2013, S. 1897, Personal Data Privacy and Security Act of 2014, S. 1927, the Data Security Act of 2014, S. 1976, Data Security and Breach Notification Act of 2014, S. 1995, the Personal Data Protection and Breach Accountability Act of 2014, S. 1926, the Homeowners Flood Insurance Affordability Act, HR 3370, Homeowner Flood Insurance Affordability Act ( Public Law 113-89), H.R. 4313, the Flood Insurance Premium Parity Act. S.2244, A bill to extend the termination date of the Terrorism Insurance Program established under the Terrorism Insurance Act of 2002, and for other purposes,

S. 1926 - A bill to delay implementation of certain provisions of the Biggert-Waters Flood Insurance Reform Act of 2012 and to reform the National Association of Registered Agents and Brokers H.R. 3370 - The Homeowner Flood Insurance Affordability Act 2013 Biggert-Waters Flood Insurance Reform Act ImplementationH.R. 1101 - The Homeowners and Taxpayers Protection Act of 2013 H.R. 737 - The Homeowners' Defense Act of 2013 H.R. 549 - The Homeowner Catastrophe Protection Act of 2013 H.R 453 and S. 93 - The Investment Savings Access After Catastrophes Act of 2013 H.R. 508 - The TRIA Reauthorization Act of 2013 H.R. 1878 and S. 924 - The Safe Building Code Incentive Act of 2013

Client expense: $1,550,000 · Firm income: Not reported

Government targets: Defense, Dept of (DOD), Federal Deposit Insurance Corporation (FDIC), Federal Emergency Management Agency (FEMA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Transportation, Dept of (DOT), Treasury, Dept of

S. 1926 - A bill to delay implementation of certain provisions of the Biggert-Waters Flood Insurance Reform Act of 2012 and to reform the National Association of Registered Agents and Brokers H.R. 3370 - The Homeowner Flood Insurance Affordability Act 2013 Biggert-Waters Flood Insurance Reform Act ImplementationH.R. 1101 - The Homeowners and Taxpayers Protection Act of 2013 H.R. 737 - The Homeowners' Defense Act of 2013 H.R. 549 - The Homeowner Catastrophe Protection Act of 2013 H.R 453 and S. 93 - The Investment Savings Access After Catastrophes Act of 2013 H.R. 508 - The TRIA Reauthorization Act of 2013 H.R. 1155 and S. 534 - The National Association of Registered Agents and Brokers Reform Act of 2013 H.R. 468 - The Federal Life Insurance Transparency Act S. 1369 - A bill to provide additional flexibility to the Board of Governors of the Federal Reserve System to establish capital standards that are properly tailored to the unique characteristics of the business of insurance, and for other purposes H.R. 1878 and S. 924 - The Safe Building Code Incentive Act of 2013 The following agency was contacted in connection with this issue code; Federal Insurance Office (FIO).

Client expense: $1,550,000 · Firm income: Not reported

S 905,S 924,HR 1878 The Safe Building Code Incentive Act - Support efforts to encourage stronger state and local building codes. HR 737 Homeowners Defense Act - Oppose; Issue: Increased federal govt involvement with private insurance market; would only benefit a few states. HR 549 Homeowner Catastrophe Protection Act; Issue - create tax incentives for individuals and insurers to set funds aside for future for natural catastrophesHR 1101 Homeowners and Taxpayers Protection Act of 2013 - Monitor; issues include creation of a new national catastrophe fund, and create a mechanism for pre and post funding of certain natural disaster costs. HR 240 Homeowners Insurance Protection Act of 2013 - Issue - Should there be a federal backstop for state natural catastophe funds? We oppose this bill. HR 1194 The National Flood Insurance Program Termination Act of 2013 - We oppose efforts to end the NFIP. Flood Insurance bills: HR 1267, HR 1485, HR 3156, HR 3218, HR 3511, HR 3693, HR 3380, HR 3815, HR 3924, HR 4071, S 996, S. 1075, S 1098, S. 1610, S.1846, S 1926 - We monitored these bills, which generally seek to repeal or delay the implementation of the Biggest Waters Flood Insurance Reform Act of 2012, and have concerns about how they wouldimpact on the long term viability of the NFIP. HR 3370 Homeowner Flood Insurance Affordability Act - We initially opposed this bill; later support amendments that established a reasonable timeline and process for implementing changes to the program.

Client expense: $90,000 · Firm income: Not reported

Optional Federal Charter (Generally) H.R. 1155 National Association of Registered Agents and Brokers Act (All Provisions) S. 534 National Association of Registered Agents and Brokers Act (All Provisions) H.R. 2140 Insurance Capital Accounting Standards Act of 2013 (All Provisions)H.R. 240 Homeowners Insurance Protection Act (All Provisions) H.R. 508 TRIA Reauthorization (All Provisions) H.R. 549 Homeowner Catastrophe Protection Act (All Provisions) H.R. 1035 Community Based NFIP Study (All Provisions) P.L. 112-141 Flood Insurance Reform Act of 2012 (Implementation) H.R. 737 Homeowners Defense Act (All Provisions) H.R. 960 Flood Victim Premium Relief Act (All Provisions) H.R. 2374 Retail Protection Investor Act (All Provisions) H.R. 1878, S. 905 Safe Building Codes Incentive Act (All Provisions) H.R. 1267 Flood Premium Relief Act (All Provisions) H.R. 1194 National Flood Insurance Program Termination Act (All Provisions) H.R. 1035 Community Based Flood Insurance Act (All Provisions) H.R. 2217 Homeland Security Appropriations Act (Flood Provisions) H.R. 1945 Fostering Resiliance to Terrorism Act (All Provisions) H.R. 1485 A Bill to modify NFIP Phase-in Premium increase (All Provisions) H.R. 2146 Terrorism Risk Insurance Program Reauthorization Act of 2013 (All Provisions) S. 996 Delay of NFIP Rate Increases (All Provisions) H.R. 2199 Flood Insurance Implementation Reform Act (All Provisions) S. 1098 Responsible Implementation of Flood Insurance Reform (All Provisions) S. 1369 A bill to provide additional flexibility to the Board of Governors of the Federal Reserve System to establish capital standards that are properly tailored to the unique characteristics of insurance, and for other purposes. (No official title yet.) (All Provisions) H.R. 3370 Homeowner Flood Insurance Affordability Act of 2013 (All Provisions) H.R. 3693 Flood Insurance Relief and Transparency Act of 2013 (All Provisions) S. 1610 Homeowner Flood Insurance Affordability Act of 2013 (All Provisions) H.R. 3511 Keeping Flood Insurance Affordable Act (All Provisions) S. 1926 Homeowner Flood Insurance Affordability Act (All Provisions) S. 1846 Homeowner Flood Insurance Affordability Act (All Provisions) H.R. 3815 Biggert-Waters Repeal (All Provisions) S. 2137 Second Home Refund Prohibition Act (All Provisions) S. 2102 A bill to clarify the application of certain leverage and risk-based requirements under the Dodd-Frank Wall Street Reform and Consumer Protection Act. (All Provisions)

Regulation of Insurance (general), Federal Insurance Office (general), HR 240, Homeowners Insurance Protection Act of 2013, HR 508, Terrorism Risk Insurance Act of 2002 Reauthorization Act of 2013, HR 549, Homeowner Catastrophe Protection Act of 2013, HR 737, Homeowners' Defense Act of 2013, HR 960, Flood Victim Premium Relief Act of 2013, HR 1155, National Association of Registered Agents and Brokers Reform Act of 2013, HR 1267, Flood Insurance Premium Relief Act of 2013, HR 1485, To amend the National Flood Insurance Act of 1968 to modify the phase-in increases in flood insurance premium rates for certain properties, and for other purposes, HR 1878, Safe Building Code Incentive Act of 2013, HR 2146, Terrorism Risk Insurance Program Reauthorization Act of 2013, HR 2217, Department of Homeland Security Appropriations Act 2014, HR 3370, Homeowner Flood Insurance Affordability Act of 2013, HR 3511, Keeping Flood Insurance Affordable Act of 2013, HR 3693, Flood Insurance Relief and Transparency Act of 2013, S 534, National Association of Registered Agents and Brokers Reform Act of 2013, S 996, A bill to improve the National Flood Insurance Program, and for other purposes, S 1610, Homeowner Flood Insurance Affordability Act of 2013, PL 112-141, To authorize funds for Federal-aid highways, highway safety programs, and transit programs, and for other purposes (flood insurance provisions), Regulation of insurance (general)

Client expense: $165,224 · Firm income: Not reported

H.R. 41-Natural Catastrophe Insurance, H.R. 99-McCarran-Ferguson, H.R. 240-Natural Catastrophe Backstop, H.R. 508-Terrorism Risk Insurance Act, H.R. 549-Natural Catastrophe Insurance, H.R. 605-Insurance, H.R. 737-Natural Catastrophe Insurance, H.R. 960-National Flood Insurance Program, H.R. 968-National Flood Insurance Program, H.R. 1028-Mortgage Insurance, H.R. 1035-Flood Insurance,H.R. 1064-Insurance Agent Licensing, H.R. 1101-Natural Catastrophe Insurance, H.R. 1155-Insurance Agent Licensing, H.R. 1194-National Flood Insurance Program, H.R. 1267-National Flood Insurance Program, H.R. 1268-National Flood Insurance Program, H.R. 1369-Gun Owners Insurance, H.R. 1485-National Flood Insurance Program, H.R. 1945-Terrorism Risk Insurance Act, H.R. 2129-Workers Compensation Insurance, H.R. 2140-Capital Standards, H.R. 2146-Terrorism Risk Insurance Act, H.R. 2156-Adjuster Reciprocity, H.R. 2293-National Flood Insurance Program, H.R. 3156-National Flood Insurance Program, H.R. 3218-National Flood Insurance Program, H.R. 3693-National Flood Insurance Program, S. 20-Dodd-Frank Act, S. 93-Natural Catastrophe Insurance, S. 205-Consumer Financial Protection Bureau, S. 534-Insurance Agent Licensing, S. 996-National Flood Insurance Program, S. 1075-National Flood Insurance Program, S. 1098-National Flood Insurance Program, S. 1369-Capital Standards, S. 1846-National Flood Insurance Program, S. 1926-National Flood Insurance Program

Client expense: $840,000 · Firm income: Not reported

Optional Federal Charter (Generally) H.R. 1155 National Association of Registered Agents and Brokers Act (All Provisions) S. 534 National Association of Registered Agents and Brokers Act (All Provisions) H.R. 2140 Insurance Capital Accounting Standards Act of 2013 (All Provisions)H.R. 240 Homeowners Insurance Protection Act (All Provisions) H.R. 508 TRIA Reauthorization (All Provisions) H.R. 549 Homeowner Catastrophe Protection Act (All Provisions) H.R. 1035 Community Based NFIP Study (All Provisions) P.L. 112-141 Flood Insurance Reform Act of 2012 (Implementation) H.R. 737 Homeowners Defense Act (All Provisions) H.R. 960 Flood Victim Premium Relief Act (All Provisions) H.R. 2374 Retail Protection Investor Act (All Provisions) H.R. 1878, S. 905 Safe Building Codes Incentive Act (All Provisions) H.R. 1267 Flood Premium Relief Act (All Provisions) H.R. 1194 National Flood Insurance Program Termination Act (All Provisions) H.R. 1035 Community Based Flood Insurance Act (All Provisions) H.R. 2217 Homeland Security Appropriations Act (Flood Provisions) H.R. 1945 Fostering Resiliance to Terrorism Act (All Provisions) H.R. 1485 A Bill to modify NFIP Phase-in Premium increase (All Provisions) H.R. 2146 Terrorism Risk Insurance Program Reauthorization Act of 2013 (All Provisions) S. 996 Delay of NFIP Rate Increases (All Provisions) H.R. 2199 Flood Insurance Implementation Reform Act (All Provisions) S. 1098 Responsible Implementation of Flood Insurance Reform (All Provisions) S. 1369 A bill to provide additional flexibility to the Board of Governors of the Federal Reserve System to establish capital standards that are properly tailored to the unique characteristics of insurance, and for other purposes. (No official title yet.) (All Provisions) H.R. 3370 Homeowner Flood Insurance Affordability Act of 2013 (All Provisions) H.R. 3693 Flood Insurance Relief and Transparency Act of 2013 (All Provisions) S. 1610 Homeowner Flood Insurance Affordability Act of 2013 (All Provisions) H.R. 3511 Keeping Flood Insurance Affordable Act (All Provisions)

Biggert-Waters Flood Insurance Act Implementation H.R. 1267, The Flood Insurance Premium Relief Act of 2013 H.R. 1268, The Flood Mitigation Expense Relief Act of 2013 H.R. 960, The Flood Victim Premium Relief Act of 2013H.R. 240, The Homeowners Insurance Protection Act of 2013 H.R. 1101, The Homeowners and Taxpayers Protection Act of 2013 H.R. 737, The Homeowners' Defense Act of 2013 H.R. 549, The Homeowner Catastrophe Protection Act of 2013 H.R. 453 & S. 93, The Investment Savings Access After Catastrophes Act of 2013 H.R. 508, The TRIA Reauthorization Act of 2013 The following additional agency was contacted in connection with this issue code: the U.S. Department of Treasury, Federal Insurance Office (FIO).

Client expense: $1,150,000 · Firm income: Not reported

Government targets: Defense, Dept of (DOD), Federal Deposit Insurance Corporation (FDIC), Federal Emergency Management Agency (FEMA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

Biggert-Waters Flood Insurance Act Implementation H.R. 1267, The Flood Insurance Premium Relief Act of 2013 H.R. 1268, The Flood Mitigation Expense Relief Act of 2013 H.R. 960, The Flood Victim Premium Relief Act of 2013H.R. 240, The Homeowners Insurance Protection Act of 2013 H.R. 1101, The Homeowners and Taxpayers Protection Act of 2013 H.R. 737, The Homeowners' Defense Act of 2013 H.R. 549, The Homeowner Catastrophe Protection Act of 2013 H.R. 453 & S. 93, The Investment Savings Access After Catastrophes Act of 2013 H.R. 508, The TRIA Reauthorization Act of 2013 H.R. 1155 & S. 534, The National Association of Registered Agents and Brokers Reform Act of 2013 H.R. 468, The Federal Life Insurance Transparency Act H.R. 466, The Social Security Death Master File Privacy Act of 2013 S. 1369, A bill to provide additional flexibility to the Board of Governors of the Federal Reserve System to establish capital standards that are properly tailored to the unique characteristics of the business of insurance, and for other purposes. The following additional agency was contacted in connection with this issue code: the U.S. Department of Treasury, Federal Insurance Office (FIO).

Client expense: $1,150,000 · Firm income: Not reported

S 905,S 924,HR 1878 The Safe Building Code Incentive Act - Support efforts to encourage stronger state and local building codes. HR 737 Homeowners Defense Act - Oppose; Issue: Increased federal govt involvement with private insurance market; would only benefit a few states. HR 549 Homeowner Catastrophe Protection Act; Issue - create tax incentives for individuals and insurers to set funds aside for future for natural catastrophesHR 1101 Homeowners and Taxpayers Protection Act of 2013 - Monitor; issues include creation of a new national catastrophe fund, and create a mechanism for pre and post funding of certain natural disaster costs. HR 240 Homeowners Insurance Protection Act of 2013 - Issue - Should there be a federal backstop for state natural catastophe funds? We oppose this bill. HR 1194 The National Flood Insurance Program Termination Act of 2013 - We oppose efforts to end the NFIP. HR 3218, HR 3511, HR 3693, HR 3370, HR 3380, S. 1610, S.1846 - In general, we have concerns with each of these bills, which all seek to delay the implementation of the Biggest Waters Flood Insurance Reform Act of 2012.

Client expense: $60,000 · Firm income: Not reported

H.R. 41 - Natural Catastrophe Insurance, H.R. 99 - McCarran-Ferguson, H.R. 240 - Natural Catastrophe Backstop, H.R. 508 - TRIA, H.R. 549 - Natural Catastrophe Insurance, H.R. 605 - Insurance, H.R. 737 - Natural Catastrophe Insurance, H.R. 960 - NFIP, H.R. 968 - NFIP, H.R. 1028 - Mortgage Insurance, H.R. 1035 - Flood Insurance, H.R. 1064 - Insurance Agent Licensing, H.R. 1101 - Natural Catastrophe Insurance, H.R. 1155 - Insurance Agent Licensing, H.R. 1194 - NFIP, H.R. 1267 - NFIP, H.R. 1268 - NFIP,H.R. 1369 - Gun Owners Insurance, H.R. 1485 - NFIP, H.R. 1945 - TRIA, H.R. 2129 - Workers Comp. Insurance, H.R. 2140 - Capital Standards, H.R. 2146 - TRIA, H.R. 2156 - Adjuster Reciprocity, H.R. 2293 - NFIP, H.R. 3156 - NFIP, H.R. 3218 - NFIP, H.R. 5855 - NFIP, S. 20 - Dodd-Frank Act, S. 93 - Natural Catastrophe Insurance, S. 205 - CFPB, S. 534 - Insurance Agent Licensing, S. 996 - NFIP, S. 1075 - NFIP, S. 1098 - NFIP, S. 1369 - Capital Standards

Client expense: $810,000 · Firm income: Not reported

S 905,S 924,HR 1878 The Safe Building Code Incentive Act - Support efforts to encourage stronger state and local building codes. HR 737 Homeowners Defense Act - Oppose; Issue: Increased federal govt involvement with private insurance market; would only benefit a few states. HR 549 Homeowner Catastrophe Protection Act; Issue - create tax incentives for individuals and insurers to set funds aside for future for natural catastrophesHR 1101 Homeowners and Taxpayers Protection Act of 2013 - Monitor; issues include creation of a new national catastrophe fund, and create a mechanism for pre and post funding of certain natural disaster costs. HR 240 Homeowners Insurance Protection Act of 2013 - Issue - Should there be a federal backstop for state natural catastophe funds? We oppose this bill. HR 1194 The National Flood Insurance Program Termination Act of 2013 - We oppose efforts to end the NFIP.

Client expense: $80,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Regulation of Insurance (general), Federal Insurance Office (general), HR 240, Homeowners Insurance Protection Act of 2013, HR 508, Terrorism Risk Insurance Act of 2002 Reauthorization Act of 2013, HR 549, Homeowner Catastrophe Protection Act of 2013, HR 737, Homeowners' Defense Act of 2013, HR 960, Flood Victim Premium Relief Act of 2013, HR 1155, National Association of Registered Agents and Brokers Reform Act of 2013, HR 1267, Flood Insurance Premium Relief Act of 2013HR 1485, To amend the National Flood Insurance Act of 1968 to modify the phase-in increases in flood insurance premium rates for certain properties, and for other purposes, HR 1878, Safe Building Code Incentive Act of 2013, HR 2146, Terrorism Risk Insurance Program Reauthorization Act of 2013, HR 2217, Department of Homeland Security Appropriations Act 2014, S 534, National Association of Registered Agents and Brokers Reform Act of 2013, S 996, A bill to improve the National Flood Insurance Program, and for other purposes, PL 112-141, To authorize funds for Federal-aid highways, highway safety programs, and transit programs, and for other purposes (flood insurance provisions)

Client expense: $156,975 · Firm income: Not reported

Optional Federal Charter (Generally) H.R. 1155 National Association of Registered Agents and Brokers Act (All Provisions) S. 534 National Association of Registered Agents and Brokers Act (All Provisions) H.R. 2140 Insurance Capital Accounting Standards Act of 2013 (All Provisions)H.R. 240 Homeowners Insurance Protection Act (All Provisions) H.R. 508 TRIA Reauthorization (All Provisions) H.R. 549 Homeowner Catastrophe Protection Act (All Provisions) H.R. 1035 Community Based NFIP Study (All Provisions) H.R. 1369 Firearm Risk Protection Act (All Provisions) P.L. 112-141 Flood Insurance Reform Act of 2012 (Implementation) H.R. 737 Homeowners Defense Act (All Provisions) H.R. 960 Flood Victim Premium Relief Act (All Provisions) H.R. 2374 Retail Protection Investor Act (All Provisions) H.R. 1878, S. 905 Safe Building Codes Incentive Act (All Provisions) H.R. 1267 Flood Premium Relief Act (All Provisions) H.R. 1194 National Flood Insurance Program Termination Act (All Provisions) H.R. 1035 Community Based Flood Insurance Act (All Provisions) H.R. 2217 Homeland Security Appropriations Act (Flood Provisions) H.R. 1945 Fostering Resiliance to Terrorism Act (All Provisions) H.R. 1485 A Bill to modify NFIP Phase-in Premium increase (All Provisions) H.R. 2146 Terrorism Risk Insurance Program Reauthorization Act of 2013 (All Provisions) S. 996 Delay of NFIP Rate Increases (All Provisions) H.R. 2199 Flood Insurance Implementation Reform Act (All Provisions) S. 1098 Responsible Implementation of Flood Insurance Reform (All Provisions)

Client expense: $320,000 · Firm income: Not reported

Biggert-Waters Flood Insurance Act Implementation H.R. 1267, the Flood Insurance Premium Relief Act of 2013H.R. 1268, the Flood Mitigation Expense Relief Act of 2013 H.R. 960, the Flood Victim Premium Relief Act of 2013 H.R. 240, the Homeowners Insurance Protection Act of 2013 H.R. 1101, the Homeowners and Taxpayers Protection Act of 2013 H.R. 737, the Homeowners' Defense Act of 2013 H.R. 549, the Homeowner Catastrophe Protection Act of 2013 H.R. 453 & S. 93, the Investment Savings Access After Catastrophes Act of 2013 H.R. 508, the TRIA Reauthorization Act of 2013 H.R. 1155 & S. 534, the National Association of Registered Agents and Brokers Reform Act of 2013 H.R. 468, the Federal Life Insurance Transparency Act H.R. 466, the Social Security Death Master File Privacy Act of 2013 S. 1369, A bill to provide additional flexibility to the Board of Governors of the Federal Reserve System to establish capital standards that are properly tailored to the unique characteristics of the business of insurance, and for other purposes. The following additional agency was contacted in connection with this issue code: U.S. Department of Treasury, Federal Insurance Office (FIO).

Client expense: $620,000 · Firm income: Not reported

Biggert-Waters Flood Insurance Act Implementation H.R. 1267, the Flood Insurance Premium Relief Act of 2013H.R. 1268, the Flood Mitigation Expense Relief Act of 2013 H.R. 960, the Flood Victim Premium Relief Act of 2013 H.R. 240, the Homeowners Insurance Protection Act of 2013 H.R. 1101, the Homeowners and Taxpayers Protection Act of 2013 H.R. 737, the Homeowners' Defense Act of 2013 H.R. 549, the Homeowner Catastrophe Protection Act of 2013 H.R. 453 & S. 93, the Investment Savings Access After Catastrophes Act of 2013 H.R. 508, the TRIA Reauthorization Act of 2013 The following additional agency was contacted in connection with this issue code: U.S. Department of Treasury, Federal Insurance Office (FIO).

Client expense: $620,000 · Firm income: Not reported

Government targets: Defense, Dept of (DOD), Federal Deposit Insurance Corporation (FDIC), Federal Emergency Management Agency (FEMA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

H.R. 508 - TRIA. H.R. 1945 - TRIA. H.R. 240 - CATASTROPHE REINSURANCE. H.R. 549 - TAX DEFERRED CATASTROPHE RESERVES. H.R. 737 - CATASTROPHE INSURANCE.

Client expense: $60,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 1028 - Mortgage Insurance, H.R. 1064 - Insurance Agent Liscensing, H.R. 1101 - Natural Catastrophe Insurance, H.R. 1155 - Insurance Agent Liscensing, H.R. 1194 - NFIP, H.R. 1267 - NFIP, H.R. 1268 - NFIP, H.R. 1369 - Gun Owners Insurance, H.R. 1485 - NFIP, H.R. 2129 - Workers Comp Insurance, H.R. 2146 - TRIA, H.R. 2293 - NFIP, H.R. 2400 - Natural Catastrophe Insurance, H.R. 41 - Natural Catastrophe Insurance, H.R. 508 - TRIA, H.R. 549 Natural Catastrophe Insurance, H.R. 5855 - NFIP,H.R. 605 - Insurance, H.R. 737 - Natural Catastrophe Insurance, H.R. 960 - NFIP, H.R. 968 - NFIP, H.R. 99 - McCarran-Ferguson, S. 1075 - NFIP, S. 1098 - NFIP, S. 20 - Dodd-Frank Act, S. 205 - CFPB, S. 534 Insurance Agent Liscensing, S. 667 - NFIP, S. 93 - Natural Catastrophe Insurance, S. 996 - NFIP, H.R. 1945 TRIA

Client expense: $1,040,000 · Firm income: Not reported

Regulation of Insurance (general), Federal Insurance Office (general), HR 240, Homeowners Insurance Protection Act of 2013, HR 508, Terrorism Risk Insurance Act of 2002 Reauthorization Act of 2013, HR 549, Homeowner Catastrophe Protection Act of 2013, HR 737, Homeowners' Defense Act of 2013, HR 960, Flood Victim Premium Relief Act of 2013, HR 1155, National Association of Registered Agents and Brokers Reform Act of 2013, HR 1267, Flood Insurance Premium Relief Act of 2013HR 1485, To amend the National Flood Insurance Act of 1968 to modify the phase-in increases in flood insurance premium rates for certain properties, and for other purposes, HR 1878, Safe Building Code Incentive Act of 2013, HR 2146, Terrorism Risk Insurance Program Reauthorization Act of 2013, HR 2217, Department of Homeland Security Appropriations Act 2014, S 534, National Association of Registered Agents and Brokers Reform Act of 2013, S 996, A bill to improve the National Flood Insurance Program, and for other purposes

Client expense: $173,479 · Firm income: Not reported

S 905,S 924,HR 1878 The Safe Building Code Incentive Act - Support efforts to encourage stronger state and local building codes. HR 737 Homeowners Defense Act - Oppose; Issue: Increased federal govt involvement with private insurance market; would only benefit a few states. HR 549 Homeowner Catastrophe Protection Act; Issue - create tax incentives for individuals and insurers to set funds aside for future for natural catastrophesHR 1101 Homeowners and Taxpayers Protection Act of 2013 - Monitor; issues include creation of a new national catastrophe fund, and create a mechanism for pre and post funding of certain natural disaster costs. HR 240 Homeowners Insurance Protection Act of 2013 - Issue - Should there be a federal backstop for state natural catastophe funds? We oppose this bill. HR 1194 The National Flood Insurance Program Termination Act of 2013 - We oppose efforts to end the NFIP.

Client expense: $40,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Optional Federal Charter (Generally) H.R. 1155 National Association of Registered Agents and Brokers Act (All Provisions) S. 534 National Association of Registered Agents and Brokers Act (All Provisions) H.R. 2140 Insurance Capital Accounting Standards Act of 2013 (All Provisions)H.R. 240 Homeowners Insurance Protection Act (All Provisions) H.R. 508 TRIA Reauthorization (All Provisions) H.R. 549 Homeowner Catastrophe Protection Act (All Provisions) H.R. 1035 Community Based NFIP Study (All Provisions) H.R. 1369 Firearm Risk Protection Act (All Provisions) P.L. 112-141 Flood Insurance Reform Act of 2012 (Implementation) H.R. 737 Homeowners Defense Act (All Provisions) H.R. 960 Flood Victim Premium Relief Act (All Provisions) H.R. 2374 Retail Protection Investor Act (All Provisions) H.R. 1878, S. 905 Safe Building Codes Incentive Act (All Provisions) H.R. 1267 Flood Premium Relief Act (All Provisions) H.R. 1194 National Flood Insurance Program Termination Act (All Provisions) H.R. 1035 Community Based Flood Insurance Act (All Provisions) H.R. 2217 Homeland Security Appropriations Act (Flood Provisions) H.R. 1945 Fostering Resiliance to Terrorism Act (All Provisions) H.R. 1485 A Bill to modify NFIP Phase-in Premium increase (All Provisions) H.R. 2146 Terrorism Risk Insurance Program Reauthorization Act of 2013 (All Provisions) S. 996, Delay of NFIP Rate Increases (All Provisions)

Client expense: $600,000 · Firm income: Not reported

Biggert-Waters Flood Insurance Act Implementation H.R. 1267, the Flood Insurance Premium Relief Act of 2013H.R. 1268, the Flood Mitigation Expense Relief Act of 2013 H.R. 960, the Flood Victim Premium Relief Act of 2013 H.R. 240, the Homeowners Insurance Protection Act of 2013 H.R. 1101, the Homeowners and Taxpayers Protection Act of 2013 H.R. 737, the Homeowners' Defense Act of 2013 H.R. 549, the Homeowner Catastrophe Protection Act of 2013 H.R. 453 & S. 93, the Investment Savings Access After Catastrophes Act of 2013 H.R. 508, the TRIA Reauthorization Act of 2013 The following additional agency was contacted in connection with this issue code: U.S. Department of Treasury, Federal Insurance Office (FIO).

Client expense: $670,000 · Firm income: Not reported

Government targets: Defense, Dept of (DOD), Federal Deposit Insurance Corporation (FDIC), Federal Emergency Management Agency (FEMA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

Biggert-Waters Flood Insurance Act Implementation H.R. 1267, the Flood Insurance Premium Relief Act of 2013H.R. 1268, the Flood Mitigation Expense Relief Act of 2013 H.R. 960, the Flood Victim Premium Relief Act of 2013 H.R. 240, the Homeowners Insurance Protection Act of 2013 H.R. 1101, the Homeowners and Taxpayers Protection Act of 2013 H.R. 737, the Homeowners' Defense Act of 2013 H.R. 549, the Homeowner Catastrophe Protection Act of 2013 H.R. 453 & S. 93, the Investment Savings Access After Catastrophes Act of 2013 H.R. 508, the TRIA Reauthorization Act of 2013 H.R. 1155 & S. 534, the National Association of Registered Agents and Brokers Reform Act of 2013 H.R. 468, the Federal Life Insurance Transparency Act H.R. 466, the Social Security Death Master File Privacy Act of 2013 The following additional agency was contacted in connection with this issue code: U.S. Department of Treasury, Federal Insurance Office (FIO).

Client expense: $670,000 · Firm income: Not reported

Government targets: Defense, Dept of (DOD), Federal Deposit Insurance Corporation (FDIC), Federal Emergency Management Agency (FEMA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

H.R. 41: To temporarily increase the borrowing authority of the Federal Emergency Management Agency for carrying out the National Flood Insurance Program S. 508: Strengthen and Vitalize Enforcement of Child Support (SAVE Child Support) Act, (Sec. 5 & Sec. 6) H.R. 960: Flood Victim Premium Relief Act of 2013H.R. 1268: Flood Mitigation Expense Relief Act of 2013 H.R. 1267: Flood Insurance Premium Relief Act of 2013 H.R. 737: Homeowners' Defense Act of 2013 H.R. 605: Insurance Consumer Protection and Solvency Act of 2013 H.R. 508: Terrorism Risk Insurance Act of 2002 Reauthorization Act of 2013 S. 534/HR 1064: National Association of Registered Agents and Brokers Reform Act of 2013 Issues related to the imposition of capital standards to non-banks Issues related to the implementation of Dodd-Frank Act (PL 111-203), the provision which may impact insurance regulation Implementation of Biggert-Waters Flood Insurance Act of 2012 H.R. 2129, Defense Base Act Insurance Improvement Act H.R. 1945: Fostering Resilience to Terrorism Act of 2013 H.R. 2146: Terrorism Risk Insurance Program Reauthorization Act of 2013 S. 1098, Responsible Implementation of Flood Insurance Reform Act of 2013 S. 954, Agriculture Reform, Food, and Jobs Act of 2013 (Title XI- Crop Insurance) H.R. 1947, Federal Agriculture Reform and Risk Management Act of 2013 (Title XI- Crop Insurance)

Client expense: $290,000 · Firm income: Not reported

HR 240 - PROVISIONS REGARDING FEDERAL CATASTROPHE REINSURANCE. HR 508 - PROVISIONS REGARDING TERRORISM RISK INSURANCE. HR 549 - PROVISIONS REGARDING TAX DEFERRED CATASTROPHE RESERVES FOR INSURERS. HR 737 - PROVISIONS REGARDING FEDERAL CATASTROPHE INSURANCE RISK CONSORTIUM.

Client expense: $30,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE