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Home Foreclosure Reduction Act of 2015
Legislative Progress
Introduced
January 6, 2015
Latest Action
January 12, 2015
Primary Sponsor
John Conyers, Jr.Democratic(MI)
Momentum (last 30 days)
0
score
0 actions · 0 new cosponsors · 0 votes
Speed vs cohort
42pct
6d open
vs 6,526 other HR bills in the 114th — cohort avg 56d
Home Foreclosure Reduction Act of 2015 Amends federal bankruptcy law governing a Chapter 13 debtor (adjustment of debts of an individual with regular income) to exclude from the computation of debts the secured or unsecured portions of: (1) debts secured by the debtor's principal residence if the value of the residence is less than the applicable maximum amount of noncontingent, liquidated, secured debts; or (2) debts secured or formerly secured by the debtor's principal residence that was either sold in foreclosure or surrendered to the creditor if the property's value was less than the applicable maximum amount of noncontingent, liquidated, secured debts. Applies the credit counseling requirement to a Chapter 13 debtor who certifies receipt of notice that the holder of a claim secured by the debtor's principal residence may commence a foreclosure on it. Requires the court to disallow a claim that is subject to any remedy for rescission under the Truth in Lending Act, notwithstanding the prior entry of a foreclosure judgment. Permits a Chapter 13 bankruptcy plan to modify the rights of claim holders with respect to a claim for a loan originated before the effective date of this Act and secured by a security interest in the debtor's principal residence that is the subject of a foreclosure notice. Authorizes reduction of a claim secured by the debtor's principal residence, but only in specified circumstances, particularly if the debtor sells the residence. Permits a Chapter 13 bankruptcy plan to deny debtor liability for certain fees and charges incurred while the bankruptcy case is pending and arising from a debt secured by the debtor's principal residence, unless the claim holder observes specified requirements. Adds to conditions for court confirmation of a plan in bankruptcy that: (1) the holder of a claim secured by the debtor's principal residence retain the lien securing the claim until the later of the payment of the claim as reduced and modified, completion of all payments under the plan, or the discharge of a debtor from all debts; and (2) the plan modifies the claim in good faith and the court does not find that the debtor has been convicted of obtaining by actual fraud the extension, renewal, or refinancing of credit that gives rise to a modified claim. Authorizes the court, upon request, to confirm a plan proposing a reduction in the interest rate on the loan secured by such security interest and that does not reduce the principal, if certain requirements are met. Excludes from the final discharge of a debtor from all debts any unpaid portion of such a claim as reduced. Amends the federal judicial code to prescribe standing trustee fees regarding certain payments received under a Chapter 13 bankruptcy plan. Instructs the Comptroller General to study: (1) the number of Chapter 13 debtors who filed, during the year following enactment of this Act, for the purpose of restructuring their principal residence mortgages; (2) the number of mortgages restructured under this Act that subsequently resulted in default and foreclosure; (3) a comparison between the effectiveness of mortgages restructured under programs outside of bankruptcy and mortgages restructured under this Act; (4) the number of cases presented to the bankruptcy courts where mortgages were restructured under this Act that were appealed; (5) the number of bankruptcy cases where mortgages were restructured under this Act that were overturned on appeal; (6) the number of bankruptcy judges disciplined as a result of actions taken to restructure mortgages under this Act; and (7) whether the amendments made by this Act should be amended to include a sunset clause. Directs the Comptroller General to conduct: (1) a comprehensive review of the effects of the amendments made by this subtitle on the bankruptcy court, (2) a survey of whether the program should limit the types of homeowners eligible for the program, and (3) whether such amendments should remain in effect.
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Filing registrants (1)
2017 · first_quarter · Housing
H.R. 101, Home Foreclosure Reduction Act of 2015 H.R. 189, Service member Foreclosure Protections Extension Act of 2015 H.R. 190, Making Service member Foreclosure Protections Permanent Act H.R. 233, Tenant Income Verification Relief Act of 2015 H.R. 574, To prohibit contributions by Fannie Mae and Freddie Mac to the Housing Trust Fund and the Capital Market Fund while such enterprises are in conservatorship or receivership, and for other purposes H.R. 576, To amend the definition of "homeless person" under the McKinney-Vento Homeless Assistance Act to include certain homeless children and youth, and for other purposes. H.R. 650, To amend the Truth in Lending Act to modify the definitions of a mortgage originator and a high-cost mortgage H.R. 1001, To amend the Internal Revenue Code of 1986 to terminate certain energy tax subsidies and lower the corporate income tax rate H.R. 1297, To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to provide assistance for housing cooperatives damaged by a major disaster, to provide relief to homeowners affected by major disasters who have mortgages insured by the FHA or owned or guaranteed by Fannie Mae or Freddie Mac, and for other purposes H.R. 1354, Permanently Protecting Tenants at Foreclosure Act of 2015 H.R. 1491, Partnership to Strengthen Homeownership Act of 2015 H.R. 1577, Fannie Mae and Freddie Mac Transparency Act of 2015 H.R. 3700, Housing Opportunity Through Modernization Act of 2016 S. 65, Moving to Work Charter Program Act of 2015 S. 256, Homeless Children and Youth Act of 2015 S. 351, A bill to prevent homeowners from being forced to pay taxes on forgiven mortgage loan debt S. 495, A bill to revoke the charters for the Federal National Mortgage Corporation and the Federal Home Loan Mortgage Corporation upon resolution of their obligations, to create a new Mortgage Finance Agency for the securitization of single family and multifamily mortgages, and for other purposes S. 730, Permanently Protecting Tenants at Foreclosure Act of 2015 S.752, A bill to establish a scorekeeping rule to ensure that increases in guarantee fees of Fannie Mae and Freddie Mac shall not be used to offset provisions that increase the deficit
Referred to the Subcommittee on Regulatory Reform, Commercial And Antitrust Law.
Referred to the House Committee on the Judiciary.
Sponsor introductory remarks on measure. (CR E6-8)
Introduced in House
Congress.gov source codes: 1000, Intro-H
Bills with similar content found using semantic analysis.
Sources: Congress.gov
Client expense: $27,003 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2016 · first_quarter · Housing
H.R. 101, Home Foreclosure Reduction Act of 2015 H.R. 189, Service member Foreclosure Protections Extension Act of 2015 H.R. 190, Making Service member Foreclosure Protections Permanent Act H.R. 233, Tenant Income Verification Relief Act of 2015 H.R. 574, To prohibit contributions by Fannie Mae and Freddie Mac to the Housing Trust Fund and the Capital Market Fund while such enterprises are in conservatorship or receivership, and for other purposes H.R. 576, To amend the definition of "homeless person" under the McKinney-Vento Homeless Assistance Act to include certain homeless children and youth, and for other purposes H.R. 650, To amend the Truth in Lending Act to modify the definitions of a mortgage originator and a high-cost mortgage H.R. 1001, To amend the Internal Revenue Code of 1986 to terminate certain energy tax subsidies and lower the corporate income tax rate H.R. 1297, To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to provide assistance for housing cooperatives damaged by a major disaster, to provide relief to homeowners affected by major disasters who have mortgages insured by the FHA or owned or guaranteed by Fannie Mae or Freddie Mac, and for other purposes H.R. 1354, Permanently Protecting Tenants at Foreclosure Act of 2015 H.R. 1491, Partnership to Strengthen Homeownership Act of 2015 H.R. 1577, Fannie Mae and Freddie Mac Transparency Act of 2015 H.R.2997, Private Investment in Housing Act of 2015 H.R. 3700, To provide housing opportunities in the United States through modernization of various housing programs, and for other purposes S. 65, Moving to Work Charter Program Act of 2015 S. 256, Homeless Children and Youth Act of 2015 S. 351, A bill to prevent homeowners from being forced to pay taxes on forgiven mortgage loan debt S. 495, A bill to revoke the charters for the Federal National Mortgage Corporation and the Federal Home Loan Mortgage Corporation upon resolution of their obligations, to create a new Mortgage Finance Agency for the securitization of single family and multifamily mortgages, and for other purposes S. 730, Permanently Protecting Tenants at Foreclosure Act of 2015 S.752, A bill to establish a scorekeeping rule to ensure that increases in guarantee fees of Fannie Mae and Freddie Mac shall not be used to offset provisions that increase the deficit
Client expense: $22,123 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2016 · fourth_quarter · Housing
H.R. 101, Home Foreclosure Reduction Act of 2015 H.R. 189, Service member Foreclosure Protections Extension Act of 2015 H.R. 190, Making Service member Foreclosure Protections Permanent Act H.R. 233, Tenant Income Verification Relief Act of 2015 H.R. 574, To prohibit contributions by Fannie Mae and Freddie Mac to the Housing Trust Fund and the Capital Market Fund while such enterprises are in conservatorship or receivership, and for other purposes. H.R. 576, To amend the definition of "homeless person" under the McKinney-Vento Homeless Assistance Act to include certain homeless children and youth, and for other purposes. H.R. 650, To amend the Truth in Lending Act to modify the definitions of a mortgage originator and a high-cost mortgage. H.R. 1001, To amend the Internal Revenue Code of 1986 to terminate certain energy tax subsidies and lower the corporate income tax rate. H.R. 1297, To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to provide assistance for housing cooperatives damaged by a major disaster, to provide relief to homeowners affected by major disasters who have mortgages insured by the FHA or owned or guaranteed by Fannie Mae or Freddie Mac, and for other purposes. H.R. 1354, Permanently Protecting Tenants at Foreclosure Act of 2015 H.R. 1491, Partnership to Strengthen Homeownership Act of 2015 H.R. 1577, Fannie Mae and Freddie Mac Transparency Act of 2015 H.R., 3700 Housing Opportunity Through Modernization Act of 2016 H.R. 1293, "To amend the Public Health Service Act to establish a grant program to provide supportive services in permanent supportive housing for chronically homeless individuals and families, and for other purposes." S. 65, Moving to Work Charter Program Act of 2015 S. 256, Homeless Children and Youth Act of 2015 S. 351, A bill to prevent homeowners from being forced to pay taxes on forgiven mortgage loan debt. S. 495, A bill to revoke the charters for the Federal National Mortgage Corporation and the Federal Home Loan Mortgage Corporation upon resolution of their obligations, to create a new Mortgage Finance Agency for the securitization of single family and multifamily mortgages, and for other purposes. S. 730, Permanently Protecting Tenants at Foreclosure Act of 2015 S.752, A bill to establish a scorekeeping rule to ensure that increases in guarantee fees of Fannie Mae and Freddie Mac shall not be used to offset provisions that increase the deficit. S. 473, A bill to implement programs and activities to raise children up out of poverty and save the next generation.
Client expense: $135,188 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2016 · third_quarter · Housing
H.R. 101, Home Foreclosure Reduction Act of 2015 H.R. 189, Service member Foreclosure Protections Extension Act of 2015 H.R. 190, Making Service member Foreclosure Protections Permanent Act H.R. 233, Tenant Income Verification Relief Act of 2015 H.R. 574, To prohibit contributions by Fannie Mae and Freddie Mac to the Housing Trust Fund and the Capital Market Fund while such enterprises are in conservatorship or receivership, and for other purposes H.R. 576, To amend the definition of "homeless person" under the McKinney-Vento Homeless Assistance Act to include certain homeless children and youth, and for other purposes H.R. 1001, To amend the Internal Revenue Code of 1986 to terminate certain energy tax subsidies and lower the corporate income tax rate H.R. 1297, To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to provide assistance for housing cooperatives damaged by a major disaster, to provide relief to homeowners affected by major disasters who have mortgages insured by the FHA or owned or guaranteed by Fannie Mae or Freddie Mac, and for other purposes H.R. 1354, Permanently Protecting Tenants at Foreclosure Act of 2015 H.R. 1491, Partnership to Strengthen Homeownership Act of 2015 H.R. 1577, Fannie Mae and Freddie Mac Transparency Act of 2015 S. 65, Moving to Work Charter Program Act of 2015 S. 256, Homeless Children and Youth Act of 2015 S. 351, A bill to prevent homeowners from being forced to pay taxes on forgiven mortgage loan debt S. 495, A bill to revoke the charters for the Federal National Mortgage Corporation and the Federal Home Loan Mortgage Corporation upon resolution of their obligations, to create a new Mortgage Finance Agency for the securitization of single family and multifamily mortgages, and for other purposes S. 730, Permanently Protecting Tenants at Foreclosure Act of 2015 S.752, A bill to establish a scorekeeping rule to ensure that increases in guarantee fees of Fannie Mae and Freddie Mac shall not be used to offset provisions that increase the deficit
Client expense: $137,712 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2016 · first_quarter · Housing
H.R. 101, Home Foreclosure Reduction Act of 2015 H.R. 189, Service member Foreclosure Protections Extension Act of 2015 H.R. 190, Making Service member Foreclosure Protections Permanent Act H.R. 233, Tenant Income Verification Relief Act of 2015 H.R. 574, To prohibit contributions by Fannie Mae and Freddie Mac to the Housing Trust Fund and the Capital Market Fund while such enterprises are in conservatorship or receivership, and for other purposes H.R. 576, To amend the definition of "homeless person" under the McKinney-Vento Homeless Assistance Act to include certain homeless children and youth, and for other purposes H.R. 650, To amend the Truth in Lending Act to modify the definitions of a mortgage originator and a high-cost mortgage H.R. 1001, To amend the Internal Revenue Code of 1986 to terminate certain energy tax subsidies and lower the corporate income tax rate H.R. 1297, To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to provide assistance for housing cooperatives damaged by a major disaster, to provide relief to homeowners affected by major disasters who have mortgages insured by the FHA or owned or guaranteed by Fannie Mae or Freddie Mac, and for other purposes H.R. 1354, Permanently Protecting Tenants at Foreclosure Act of 2015 H.R. 1491, Partnership to Strengthen Homeownership Act of 2015 H.R. 1577, Fannie Mae and Freddie Mac Transparency Act of 2015 H.R.2997, Private Investment in Housing Act of 2015 H.R. 3700, To provide housing opportunities in the United States through modernization of various housing programs, and for other purposes S. 65, Moving to Work Charter Program Act of 2015 S. 256, Homeless Children and Youth Act of 2015 S. 351, A bill to prevent homeowners from being forced to pay taxes on forgiven mortgage loan debt S. 495, A bill to revoke the charters for the Federal National Mortgage Corporation and the Federal Home Loan Mortgage Corporation upon resolution of their obligations, to create a new Mortgage Finance Agency for the securitization of single family and multifamily mortgages, and for other purposes S. 730, Permanently Protecting Tenants at Foreclosure Act of 2015 S.752, A bill to establish a scorekeeping rule to ensure that increases in guarantee fees of Fannie Mae and Freddie Mac shall not be used to offset provisions that increase the deficit
Client expense: $22,123 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2015 · fourth_quarter · Housing
H.R. 101, Home Foreclosure Reduction Act of 2015 H.R. 189, Service member Foreclosure Protections Extension Act of 2015 H.R. 190, Making Service member Foreclosure Protections Permanent Act H.R. 233, Tenant Income Verification Relief Act of 2015 H.R. 574, To prohibit contributions by Fannie Mae and Freddie Mac to the Housing Trust Fund and the Capital Market Fund while such enterprises are in conservatorship or receivership, and for other purposes. H.R. 576, To amend the definition of "homeless person" under the McKinney-Vento Homeless Assistance Act to include certain homeless children and youth, and for other purposes. H.R. 650, To amend the Truth in Lending Act to modify the definitions of a mortgage originator and a high-cost mortgage. H.R. 1001, To amend the Internal Revenue Code of 1986 to terminate certain energy tax subsidies and lower the corporate income tax rate. H.R. 1297, To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to provide assistance for housing cooperatives damaged by a major disaster, to provide relief to homeowners affected by major disasters who have mortgages insured by the FHA or owned or guaranteed by Fannie Mae or Freddie Mac, and for other purposes. H.R. 1354, Permanently Protecting Tenants at Foreclosure Act of 2015 H.R. 1491, Partnership to Strengthen Homeownership Act of 2015 H.R. 1577, Fannie Mae and Freddie Mac Transparency Act of 2015 H.R.2997, Private Investment in Housing Act of 2015 H.R. 3700, To provide housing opportunities in the United States through modernization of various housing programs, and for other purposes. S. 65, Moving to Work Charter Program Act of 2015 S. 256, Homeless Children and Youth Act of 2015 S. 351, A bill to prevent homeowners from being forced to pay taxes on forgiven mortgage loan debt. S. 495, A bill to revoke the charters for the Federal National Mortgage Corporation and the Federal Home Loan Mortgage Corporation upon resolution of their obligations, to create a new Mortgage Finance Agency for the securitization of single family and multifamily mortgages, and for other purposes. S. 730, Permanently Protecting Tenants at Foreclosure Act of 2015 S.752, A bill to establish a scorekeeping rule to ensure that increases in guarantee fees of Fannie Mae and Freddie Mac shall not be used to offset provisions that increase the deficit.
2015 · third_quarter · Housing
H.R. 101, Home Foreclosure Reduction Act of 2015 H.R. 189, Service member Foreclosure Protections Extension Act of 2015 H.R. 190 Making Service member Foreclosure Protections Permanent Act H.R. 233 Tenant Income Verification Relief Act of 2015 H.R. 574 To prohibit contributions by Fannie Mae and Freddie Mac to the Housing Trust Fund and the Capital Market Fund while such enterprises are in conservatorship or receivership, and for other purposes. H.R. 576 To amend the definition of "homeless person" under the McKinney-Vento Homeless Assistance Act to include certain homeless children and youth, and for other purposes. H.R. 650, To amend the Truth in Lending Act to modify the definitions of a mortgage originator and a high-cost mortgage. H.R. 1001, To amend the Internal Revenue Code of 1986 to terminate certain energy tax subsidies and lower the corporate income tax rate. H.R. 1297, To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to provide assistance for housing cooperatives damaged by a major disaster, to provide relief to homeowners affected by major disasters who have mortgages insured by the FHA or owned or guaranteed by Fannie Mae or Freddie Mac, and for other purposes. H.R. 1354, Permanently Protecting Tenants at Foreclosure Act of 2015 H.R. 1491, Partnership to Strengthen Homeownership Act of 2015 H.R. 1577, Fannie Mae and Freddie Mac Transparency Act of 2015 H.R. 2997, "Private Investment in Housing Act of 2015" H.R. 3700, To provide housing opportunities in the United States through modernization of various housing programs, and for other purposes. S. 65, Moving to Work Charter Program Act of 2015 S. 256, Homeless Children and Youth Act of 2015 S. 351, A bill to prevent homeowners from being forced to pay taxes on forgiven mortgage loan debt. S. 495, A bill to revoke the charters for the Federal National Mortgage Corporation and the Federal Home Loan Mortgage Corporation upon resolution of their obligations, to create a new Mortgage Finance Agency for the securitization of single family and multifamily mortgages, and for other purposes. S. 730, Permanently Protecting Tenants at Foreclosure Act of 2015 S.752, A bill to establish a scorekeeping rule to ensure that increases in guarantee fees of Fannie Mae and Freddie Mac shall not be used to offset provisions that increase the deficit.
2015 · second_quarter · Housing
H.R. 101, Home Foreclosure Reduction Act of 2015 H.R. 189, Service member Foreclosure Protections Extension Act of 2015 H.R. 190, Making Service member Foreclosure Protections Permanent Act H.R. 233, Tenant Income Verification Relief Act of 2015 H.R. 574, To prohibit contributions by Fannie Mae and Freddie Mac to the Housing Trust Fund and the Capital Market Fund while such enterprises are in conservatorship or receivership, and for other purposes. H.R. 576, To amend the definition of "homeless person" under the McKinney-Vento Homeless Assistance Act to include certain homeless children and youth, and for other purposes H.R. 650, To amend the Truth in Lending Act to modify the definitions of a mortgage originator and a high-cost mortgage H.R. 1001, To amend the Internal Revenue Code of 1986 to terminate certain energy tax subsidies and lower the corporate income tax rate H.R. 1297, To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to provide assistance for housing cooperatives damaged by a major disaster, to provide relief to homeowners affected by major disasters who have mortgages insured by the FHA or owned or guaranteed by Fannie Mae or Freddie Mac, and for other purposes H.R. 1354, Permanently Protecting Tenants at Foreclosure Act of 2015 H.R. 1491, Partnership to Strengthen Homeownership Act of 2015 H.R. 1577, Fannie Mae and Freddie Mac Transparency Act of 2015 S. 65, Moving to Work Charter Program Act of 2015 S. 256, Homeless Children and Youth Act of 2015 S. 351, A bill to prevent homeowners from being forced to pay taxes on forgiven mortgage loan debt S. 495, A bill to revoke the charters for the Federal National Mortgage Corporation and the Federal Home Loan Mortgage Corporation upon resolution of their obligations, to create a new Mortgage Finance Agency for the securitization of single family and multifamily mortgages, and for other purposes S. 730, Permanently Protecting Tenants at Foreclosure Act of 2015 S.752, A bill to establish a scorekeeping rule to ensure that increases in guarantee fees of Fannie Mae and Freddie Mac shall not be used to offset provisions that increase the deficit
| Democratic |
| TX |
| Steve Cohen | Democratic | TN |
Client expense: $258,541 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
Client expense: $123,876 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
Client expense: $74,930 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE