Student Loan Borrowers' Bill of Rights Act of 2015
Legislative Progress
Momentum (last 30 days)
0
score
0 actions · 0 new cosponsors · 0 votes
Speed vs cohort
74pct
50d open
vs 6,526 other HR bills in the 114th — cohort avg 56d
Student Loan Borrowers' Bill of Rights Act of 2015 Removes educational loans from the list of debts that are non-dischargeable in bankruptcy. Amends title IV (Student Assistance) of the Higher Education Act of 1965 (HEA) to reinstate the six-year statute of limitations on the recovery by: institutions of higher education (IHEs) of refund amounts owed by students on grants made, or work assistance awarded, under title IV; guaranty agencies of amounts owed on loans made under the Federal Family Education Loan (FFEL) program; IHEs that have program participation agreements with the Secretary of Education of amounts owed under the William D. Ford Federal Direct Loan program or Federal Perkins Loans program; and the federal government of amounts owed by students on grants made under title IV or amounts owed by borrowers on loans made under title IV that have been assigned to the Secretary. Prohibits the collection of amounts individuals owe the Department of Education under title IV of the HEA through: (1) offsets of social security, railroad retirement, or black lung benefits; (2) offsets of tax refunds; or (3) wage garnishment. Amends the Internal Revenue Code to exclude discharged student loan debt from an individual's gross income. Excludes from gross income distributions from qualified tuition plans that are use to pay the interest or principal on student loans. Amends the HEA to make borrowers of PLUS loans made on behalf of dependent students under: the Direct Loan program eligible for income-contingent repayment plans, including plans based on the President's Pay As You Earn repayment initiative; the Direct Loan or FFEL programs eligible for income-based repayment plans that enable borrowers who have a partial financial hardship to make lower monthly payments; and the Direct Loan or FFEL programs eligible for loan forgiveness for service in areas of national need. Specifies the regulation to be used in determining whether individuals have an adverse credit history that disqualifies them from borrowing a Direct Plus loan (provided to graduate or professional students or the parents of dependent students). Prohibits evidence of an individual's default on a loan made, insured, or guaranteed under title IV of the HEA from being used in a federal or state proceeding involving the individual's professional or vocational license. Prohibits an IHE from blocking students' access to their student records at the IHE due to such students being in default on such loans. Directs the Secretary to cancel 50% of the balance of the interest and principal due on Direct loans that are not in default for borrowers who are employed in a public service job and make 60 monthly payments on such loans after October 1, 2015.
These links require the bill number to appear in the filing's source-reported specific issue text. Client expenses and lobbying-firm income are separate disclosure fields.
Filing registrants (3)
2016 · fourth_quarter · Education
Issues related to private student lending, including: HR 509 - Student Loan Interest Deduction Act of 2015 HR 649 - Student Loan Refinancing Act HR 1131 - Fairness in Student Loan Lending Act HR 1352 - Student Loan Borrowers' Bill of Rights Act of 2015 HR 1434 - Bank on Students Emergency Loan Refinancing Act Hr 3450 - Student Debt Repayment Fairness Act HR 3179 - Empowering Students Through Enhanced Financial Counseling Act S 793 - Bank on Students Emergency Loan Refinancing Act S 840 - Student Loan Borrower Bill of Rights S 3116 - Empowering Students Through Enhanced Financial Counseling Act
Referred to the Subcommittee on Higher Education and Workforce Training.
Referred to the Subcommittee on Regulatory Reform, Commercial And Antitrust Law.
Referred to the Committee on Education and the Workforce, and in addition to the Committees on Ways and Means, the Judiciary, and Oversight and Government Reform, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Congress.gov source codes: H11100, H11100-A
Introduced in House
Congress.gov source codes: 1000, Intro-H
Bills with similar content found using semantic analysis.
Sources: Congress.gov
Client expense: $580,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2016 · fourth_quarter · Education
medical student loan assistance / practice in underserved areas (HR 1707); Graduate Medical Education (HR 3292); Higher Education Act reauthorization; student loan reform (HR 1352, S 793 / HR 1434, HR 1713, S 2456, HR 4223)
Client expense: $140,000 · Firm income: Not reported
Government targets: Centers For Medicare and Medicaid Services (CMS), HOUSE OF REPRESENTATIVES, SENATE, Veterans Affairs, Dept of (VA)
2016 · third_quarter · Education
medical student loan assistance / practice in underserved areas (HR 1707); Graduate Medical Education (HR 3292); Higher Education Act reauthorization; student loan reform (HR 1352, S 793 / HR 1434, HR 1713, S 2456, HR 4223)
Client expense: $140,000 · Firm income: Not reported
Government targets: Centers For Medicare and Medicaid Services (CMS), HOUSE OF REPRESENTATIVES, SENATE, Veterans Affairs, Dept of (VA)
2016 · third_quarter · Education
Issues related to private student lending, including: HR 509 - Student Loan Interest Deduction Act of 2015 HR 649 - Student Loan Refinancing Act HR 1131 - Fairness in Student Loan Lending Act HR 1352 - Student Loan Borrowers' Bill of Rights Act of 2015 HR 1434 - Bank on Students Emergency Loan Refinancing Act Hr 3450 - Student Debt Repayment Fairness Act HR 3179 - Empowering Students Through Enhanced Financial Counseling Act S 793 - Bank on Students Emergency Loan Refinancing Act S 840 - Student Loan Borrower Bill of Rights S 3116 - Empowering Students Through Enhanced Financial Counseling Act
Client expense: $490,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2016 · second_quarter · Education
Issues related to private student lending, including: HR 509 - Student Loan Interest Deduction Act of 2015 HR 649 - Student Loan Refinancing Act HR 1131 - Fairness in Student Loan Lending Act HR 1352 - Student Loan Borrowers' Bill of Rights Act of 2015 HR 1434 - Bank on Students Emergency Loan Refinancing Act Hr 3450 - Student Debt Repayment Fairness Act HR 3179 - Empowering Students Through Enhanced Financial Counseling Act S 793 - Bank on Students Emergency Loan Refinancing Act S 840 - Student Loan Borrower Bill of Rights S 3116 - Empowering Students Through Enhanced Financial Counseling Act
Client expense: $520,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2016 · second_quarter · Education
medical student loan assistance / practice in underserved areas (HR 1707); Graduate Medical Education (HR 3292); Higher Education Act reauthorization; student loan reform (HR 1352, S 793 / HR 1434, HR 1713, S 2456, HR 4223)
Client expense: $140,000 · Firm income: Not reported
Government targets: Centers For Medicare and Medicaid Services (CMS), HOUSE OF REPRESENTATIVES, SENATE, Veterans Affairs, Dept of (VA)
2016 · first_quarter · Education
Issues related to private student lending, including: HR 509 - Student Loan Interest Deduction Act of 2015 HR 649 - Student Loan Refinancing Act HR 1131 - Fairness in Student Loan Lending Act HR 1352 - Student Loan Borrowers' Bill of Rights Act of 2015 HR 1434 - Bank on Students Emergency Loan Refinancing Act Hr 3450 - Student Debt Repayment Fairness Act S 793 - Bank on Students Emergency Loan Refinancing Act S 840 - Student Loan Borrower Bill of Rights
Client expense: $590,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2016 · first_quarter · Education
medical student loan assistance / practice in underserved areas (HR 1707); Graduate Medical Education (HR 3292); Higher Education Act reauthorization; student loan reform (HR 1352, S 793 / HR 1434, HR 1713, S 2456, HR 4223
Client expense: $140,000 · Firm income: Not reported
Government targets: Centers For Medicare and Medicaid Services (CMS), HOUSE OF REPRESENTATIVES, SENATE, Veterans Affairs, Dept of (VA)
2015 · third_quarter · Education
Issues related to private student lending, including: HR 509 - Student Loan Interest Deduction Act of 2015 HR 649 - Student Loan Refinancing Act HR 1131 - Fairness in Student Loan Lending Act HR 1352 - Student Loan Borrowers' Bill of Rights Act of 2015 HR 1434 - Bank on Students Emergency Loan Refinancing Act Hr 3450 - Student Debt Repayment Fairness Act S 793 - Bank on Students Emergency Loan Refinancing Act S 840 - Student Loan Borrower Bill of Rights
Client expense: $480,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2015 · fourth_quarter · Education
Issues related to private student lending, including: HR 509 - Student Loan Interest Deduction Act of 2015 HR 649 - Student Loan Refinancing Act HR 1131 - Fairness in Student Loan Lending Act HR 1352 - Student Loan Borrowers' Bill of Rights Act of 2015 HR 1434 - Bank on Students Emergency Loan Refinancing Act Hr 3450 - Student Debt Repayment Fairness Act S 793 - Bank on Students Emergency Loan Refinancing Act S 840 - Student Loan Borrower Bill of Rights
Client expense: $570,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2015 · first_quarter · Education
Issues related to private student lending, including: HR 509 - Student Loan Interest Deduction Act of 2015 HR 649 - Student Loan Refinancing Act HR 1131 - Fairness in Student Loan Lending Act HR 1352 - Student Loan Borrowers' Bill of Rights Act of 2015 HR 1434 - Bank on Students Emergency Loan Refinancing Act S 793 - Bank on Students Emergency Loan Refinancing Act S 840 - Student Loan Borrower Bill of Rights
Client expense: $590,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2015 · first_quarter · Education
Issues related to private student lending, including: HR 509 - Student Loan Interest Deduction Act of 2015 HR 649 - Student Loan Refinancing Act HR 1131 - Fairness in Student Loan Lending Act HR 1352 - Student Loan Borrowers' Bill of Rights Act of 2015 HR 1434 - Bank on Students Emergency Loan Refinancing Act S 793 - Bank on Students Emergency Loan Refinancing Act S 840 - Student Loan Borrower Bill of Rights
Client expense: $570,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2015 · fourth_quarter · Education
Issues related to private student lending, including: HR 509 - Student Loan Interest Deduction Act of 2015 HR 649 - Student Loan Refinancing Act HR 1131 - Fairness in Student Loan Lending Act HR 1352 - Student Loan Borrowers' Bill of Rights Act of 2015 HR 1434 - Bank on Students Emergency Loan Refinancing Act Hr 3450 - Student Debt Repayment Fairness Act S 793 - Bank on Students Emergency Loan Refinancing Act S 840 - Student Loan Borrower Bill of Rights
Client expense: $560,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2015 · third_quarter · Education
HR 5- Student Success Act/ ESEA reauthorization/ No Child Left Behind S 1177- Every Child Achieves Act/ ESEA reauthorization HR 1352- The Student Borrowers' Bill of Rights
Client expense: $610,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), Natl Labor Relations Board (NLRB), SENATE, Treasury, Dept of, White House Office
2015 · third_quarter · Education
HR 5- Student Success Act/ ESEA reauthorization/ No Child Left Behind S 1177- Every Child Achieves Act/ ESEA reauthorization HR 1352- The Student Borrowers' Bill of Rights
Client expense: $600,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), Natl Labor Relations Board (NLRB), SENATE, Treasury, Dept of, White House Office
2015 · third_quarter · Education
Issues related to private student lending, including: HR 509 - Student Loan Interest Deduction Act of 2015 HR 649 - Student Loan Refinancing Act HR 1131 - Fairness in Student Loan Lending Act HR 1352 - Student Loan Borrowers' Bill of Rights Act of 2015 HR 1434 - Bank on Students Emergency Loan Refinancing Act Hr 3450 - Student Debt Repayment Fairness Act S 793 - Bank on Students Emergency Loan Refinancing Act S 840 - Student Loan Borrower Bill of Rights
Client expense: $460,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2015 · second_quarter · Education
Issues related to private student lending, including: HR 509 - Student Loan Interest Deduction Act of 2015 HR 649 - Student Loan Refinancing Act HR 1131 - Fairness in Student Loan Lending Act HR 1352 - Student Loan Borrowers' Bill of Rights Act of 2015 HR 1434 - Bank on Students Emergency Loan Refinancing Act S 793 - Bank on Students Emergency Loan Refinancing Act S 840 - Student Loan Borrower Bill of Rights
Client expense: $280,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2015 · first_quarter · Education
Improving training and career ladders for home care workers HR 5- Elementary and Secondary Education Reauthorization (ESEA), No Child Left Behind HR 1352- Student Borrowers' Bill of Rights
Client expense: $620,000 · Firm income: Not reported
Government targets: Executive Office of the President (EOP), HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), Office of Justice Program, Office of Management & Budget (OMB), SENATE, Treasury, Dept of, U.S. Trade Representative (USTR), White House Office
2015 · first_quarter · Education
Issues related to private student lending, including: HR 509 - Student Loan Interest Deduction Act of 2015 HR 649 - Student Loan Refinancing Act HR 1131 - Fairness in Student Loan Lending Act HR 1352 - Student Loan Borrowers' Bill of Rights Act of 2015 HR 1434 - Bank on Students Emergency Loan Refinancing Act S 793 - Bank on Students Emergency Loan Refinancing Act S 840 - Student Loan Borrower Bill of Rights
Client expense: $570,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
| House |
| Referred to |
| March 10, 2015 |