vs 6,526 other HR bills in the 114th — cohort avg 56d
Summary
Bank on Students Emergency Loan Refinancing Act Amends title IV (Student Assistance) of the Higher Education Act of 1965 to direct the Secretary of Education to establish a program to refinance the unpaid principal, accrued unpaid interest, and late charges on: (1) the William D. Ford Federal Direct Loans (DLs) of qualified borrowers if the DLs were first disbursed or, in the case of Direct Consolidation Loans, applied for, before July 1, 2015; and (2) the Federal Family Education Loans (FFELs) of qualified borrowers as DLs. (FFELs were not disbursed after June 30, 2010.) Refinances the FFELs as Federal Direct Stafford, Unsubsidized Stafford, PLUS, or Consolidated Loans depending on the categorization of the FFEL as a Stafford, Unsubsidized Stafford, PLUS, or Consolidated Loan. Sets the interest rate on the refinanced loans, other than the Federal Direct Consolidation Loans, at the rate for the 12 months beginning on July 1, 2013, based on: (1) the DL's categorization; and (2) in the case of Stafford Loans, whether the loan was issued to an undergraduate or graduate student. Determines a refinanced Consolidation Loan's interest rate by: (1) weighing the proportion of the unpaid balance of the Consolidation Loan that each component loan represents, (2) setting the interest rate on each component loan at the lesser of the rate on the component loan for the 12 months beginning on July 1, 2013, or its original rate, and (3) applying the weighted average of the interest rates on those loans as the interest rate on the Consolidation Loan. Fixes the interest rate on the refinanced loans for the period of such loans. Directs the Secretary to establish eligibility requirements that are based on a borrower's income or debt-to-income ratio and that take into consideration providing access to refinancing for borrowers who have the greatest financial need. Requires the Secretary to establish a program to refinance the unpaid principal, accrued unpaid interest, and late charges on private education loans as Federal Direct Refinanced Private Loans if the private education loans were first disbursed to qualified borrowers before July 1, 2015, and were for their postsecondary educational expenses. Sets the interest rate on Federal Direct Refinanced Private Loans at the rate applicable for the 12 months beginning on July 1, 2013, to: (1) Direct Stafford and Unsubsidized Stafford Loans issued to undergraduates if the private education loan was issued for undergraduate expenses, (2) Direct Unsubsidized Stafford Loans issued to graduate or professional students if the private education loan was issued for graduate or professional studies, or (3) Direct PLUS Loans if the private education loan was issued for undergraduate and graduate or professional studies. Fixes the interest rate on such loans for the period of such loans. Directs the Secretary to establish eligibility requirements that: (1) are based on a borrower's income or debt-to-income ratio and take into consideration providing access to refinancing for borrowers who have the greatest financial need, (2) ensure eligibility only for borrowers in good standing, (3) minimize inequities between Federal Direct Refinanced Private Loans and other federal student loans, and (4) preclude windfall profits for private educational lenders. Requires qualified borrowers of such loans to undergo loan counseling before their private education loan is refinanced. Requires private educational lenders to report specified loan information to the Secretary, Congress, the Secretary of the Treasury, and the Director of the Consumer Financial Protection Bureau in order to allow for an assessment of the private education loan market. Directs the Secretary to undertake a campaign to alert borrowers that they may be eligible for refinancing under this Act. Amends the Internal Revenue Code to require an individual taxpayer whose adjusted gross income exceeds $1 million to pay a minimum tax rate of 30% of the excess of the taxpayer's adjusted gross income over the taxpayer's modified charitable contribution deduction for the taxable year (tentative fair share tax). Establishes the amount of such tax as the excess (if any) of the tentative fair share tax over the excess of: (1) the sum of the taxpayer's regular tax liability, the alternative minimum tax (AMT) amount, and the payroll tax for the taxable year; over (2) certain tax credits. Provides for a phase-in of such tax. Requires an inflation adjustment to the $1 million income threshold for taxable years beginning after 2016. Requires the Secretary to terminate this Act's refinancing programs on the earlier of the date: (1) when the net cost of carrying out the programs is equal to the Secretary's estimate of the amount of additional revenue generated during the 10-year period beginning on the date of this Act's enactment due to the fair share tax, or (2) that is two years after this Act's enactment.
Lobbying filings that explicitly cite this bill (50)
These links require the bill number to appear in the filing's source-reported specific issue text. Client expenses and lobbying-firm income are separate disclosure fields.
Motion to Discharge Committee filed by Mr. Courtney. Petition No: 114-6. (<a href="http://clerk.house.gov/114/lrc/pd/petitions/DisPet0006.xml">Discharge petition</a> text with signatures.)
November 16, 2015
Referred to the Subcommittee on Higher Education and Workforce Training.
March 18, 2015
Referred to the Committee on Education and the Workforce, and in addition to the Committees on Ways and Means, and the Budget, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Cited source text, amounts, lobbyists, and targets
Issues pertaining to Title IV of the HEA; S.108, Financial Aid Simplification and Transparency Act of 2015; S.2677, "In the Red Act of 2016"; H.R.1434 and S.793, "Bank on Students Emergency Loan Financing Act"; H.R.3179, "Empowering Students Through Enhanced Financial Counseling Act"; S. 3399 & H.R. 5838, "Transparency in Student Lending Act"
Client expense: $100,000 · Firm income: Not reported
Cited source text, amounts, lobbyists, and targets
Credit Availability
S1484 - The Financial Regulatory Improvement Act of 2015
Fees and Points in the QM ATR Rules of Dodd-Frank
HR685 - Mortgage Choice Act of 2015
Student Loan Debt
HR970 - Supporting Academic Freedom through Regulatory Relief Act
HR1131 - Fairness in Student Loan Lending Act
HR1434 - Bank on Students Emergency Loan Refinancing Act
HR3179 - Empowering Students Through Enhanced Financial Counseling Act
HR3180 - Flexible Pell Grant for 21st Century Students Act
HR4162 - Credit Access and Inclusion Act of 2015
HR4652 - CLEAR Act
S85 - Repay Act of 2015
S108 - Financial Aid Simplification and Transparency Act of 2015
S729 - Fairness for Struggling Students Act of 2015
S793 - Bank on Students Emergency Loan Refinancing Act
S840 - Student Loan Borrower Bill of Rights
S1948 - AFFORD Act
S2043 - Know Before You Owe Federal Student Loan Act of 2015
S2677 - In the Red Act of 2016
Credit Union Lending
HR1188 - Credit Union Small Business Job Creations Act
CFPB Reform
HR1266 - Financial Product Safety Commission Act of 2015
S510 - CFPB-IG Act of 2015
Access to Manufactured Housing
HR650 - Preserving Access to Manufactured Housing Act of 2015
S682 - Preserving Access to Manufactured Housing Act of 2015
GSE Reform
HR22 - DRIVE Act
HR1491 - Partnership to Strengthen Homeownership Act of 2015
HR2029 - Consolidated Appropriations Act, 2016
HR4913 - Housing Finance Restructuring Act of 2016
HR__ - Moving Housing Forward Act
S2038 - Jumpstart GSE Reform Act
Guarantee Fees
S752 - A bill to establish a scorekeeping rule to ensure that increases in guarantee fees of Fannie Mae and Freddie Mac shall not be used to offset provisions that increase the deficit.
HConRes125 - Establishing the congressional budget for the United States Government for fiscal year 2017 and setting forth the appropriate budgetary levels for fiscal years 2018 through 2026.
RESPA/TILA Amendments/TRID
HR1113 - Portfolio Lending and Mortgage Access Act
HR1210 - Portfolio Lending and Mortgage Access Act
HR3192 - Homebuyers Assistance Act
S1711 - A bill to provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions under the Real Estate Settlement Procedures Act of 1974 and the Truth in Lending Act, and for other purposes.
Short Sales
HR4812 - Prompt Notification of Short Sales Act
Mortgage Servicing Assets
HR2029 - Consolidated Appropriations Act, 2016
Alternative Credit Scoring
HR3035 - Credit Access and Inclusion Act of 2015
HR4211 - Credit Score Competition Act of 2015
HR4893 - Risk Management and Homeowner Stability Act of 2016
S2355 - Credit Access and Inclusion Act of 2015
Service Members Foreclosure Relief
S2393 - Foreclosure Relief and Extension for Servicemembers Act of 2015
Commercial Risk Retention Rules
HR4620 - Preserving Access to CRE Capital Act of 2016
FHFA
HR3808 - To require the withdrawal and study of the Federal Housing Finance Agency's proposed rule on Federal Home Loan Bank membership, and for other purposes.
Financial Regulatory Reform
HR1090 - Retail Investor Protection Act
HR1523 - Community Bank Access to Capital Act of 2015
HR2642 - Community Lender Regulatory Relief and Consumer Protection Act of 2015
HR5983 - The Financial Choice Act
S1484 - Financial Regulatory Improvement Act of 2015
S1491 - Community Lender Regulatory Relief and Consumer Protection Act of 2015
S1816 - Community Bank Access to Capital Act of 2015
Credit Reporting
HR347 - The Facilitating Access to Credit Act
HR5282 - The Comprehensive Consumer Credit Reporting Act of 2016
Federal Home Loan Bank
HR__ - To amend the Federal Home Loan Bank Act to clarify the definition of an insurance company and to provide Federal Home Loan Bank membership standards for certain captive insurance companies
Alternative Lending Sources
HR4854 - Supporting America's Innovators Act of 2016
HR4855 - Fix Crowdfunding Act
Zombie Foreclosures
S3146 - Preserving Abandoned Foreclosures and Preserving Communities Act of 2016
Conversations with the Consumer Finance Protection Bureau (CFPB) on TRID, RESPA, TILA, and student loan debt.
Discussions with the Federal Housing Finance Agency (FHFA) on GSE reform, duty-to-serve.
Discussions with the Treasury on anti-money laundering and GSE reform.
Conversations with the Office of the Comptroller of the Currency (OCC) on bank charters.
Discussions with the Securities and Exchange Commission (SEC) on crowdfunding, small business lending.
Client expense: $19,540,000 · Firm income: Not reported
Government targets: Agriculture, Dept of (USDA), Army, Dept of (Corps of Engineers), Consumer Financial Protection Bureau (CFPB), Environmental Protection Agency (EPA), Federal Aviation Administration (FAA), Federal Emergency Management Agency (FEMA), Federal Housing Finance Agency (FHFA), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Interior, Dept of (DOI), Justice, Dept of (DOJ), Labor, Dept of (DOL), Natl Telecommunications & Information Administration (NTIA), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of, U.S. Geological Survey (USGS), Veterans Affairs, Dept of (VA)
Cited source text, amounts, lobbyists, and targets
H.R. 1310 and S. 590: Campus Accountability and Safety Act
A bill to amend the Higher Education Act of 1965 and the Jeanne Clery Disclosure of Campus Security Policy and Campus Crime Statistics Act to combat campus sexual violence, and for other purposes (ALL).
S. 108: Financial Aid Simplification and Transparency Act of 2015
A bill to amend the Higher Education Act of 1965 to improve access for students to Federal grants and loans to help pay for postsecondary, graduate, and professional educational opportunities, and for other purposes (ALL).
H.R. 1434 and S. 793: Bank on Students Emergency Loan Refinancing Act
A bill to amend the Higher Education Act of 1965 to provide for the refinancing of certain Federal student loans, and for other purposes (ALL).
H.R. 2731: National Collegiate Athletics Accountability Act
A bill to amend section 487(a) of the Higher Education Act of 1965 to provide increased accountability of nonprofit athletic associations and to establish a commission to identify and examine issues of national concern related to the conduct of intercollegiate athletics, and for other purposes (ALL).
H.R. 3403: Safe Campus Act of 2015
A bill to amend the Higher Education Act of 1965 to protect victims of sexual violence, to improve the adjudication of allegations related to sexual violence, and for other purposes (ALL).
H.R. 3408: Fair Campus Act of 2015
A bill to amend the Higher Education Act of 1965 to protect victims of sexual violence, to improve the adjudication by institutions of higher education of allegations related to sexual violence, and for other purposes (ALL).
S. 2869: Boost Saving for College Act
A bill to amend the Internal Revenue Code of 1986 to improve college savings under section 529 programs, and for other purposes (ALL).
H.R. 3178: Strengthening Transparency in Higher Education Act
A bill to simplify and streamline the information regarding institutions of higher education made publicly available by the Secretary of Education, and for other purposes (ALL).
H.R. 3179: Empowering Students Through Enhanced Financial Counseling Act
A bill to amend the loan counseling requirements under the Higher Education Act of 1965, and for other purposes (ALL).
H.R. 5528: Simplifying the Application for Student Aid Act
A bill to amend the Higher Education Act of 1965 to simplify the FAFSA, and for other purposes (ALL).
Pending legislation to reauthorize the Higher Education Act.
S. 3368: Access, Success and Persistence in Reshaping Education (ASPIRE) Act
A bill to amend the Higher Education Act of 1965 to improve college access and college completion for all students (ALL).
S. 3380: Accreditation Reform and Enhanced Accountability Act
A bill to amend the Higher Education Act of 1965 to provide for accreditation reform, and for other purposes (ALL).
Client expense: $50,000 · Firm income: Not reported
Cited source text, amounts, lobbyists, and targets
Issues Related to Cyber Security & Data Security
H.R. 1770 - Data Security and Breach Notification Act of 2015
H.R. 2205/S. 961 - Data Security Act of 2015
Issues Related to the Consumer Financial Protection Bureau
H.R. 1226 - Financial Products Safety Commission Act of 2015 and S. 3196, Consumer Financial Protection Board Act of 2016
Issues related to the CFPBs rulemaking for prepaid cards
Issues related to the CFPBs rulemaking under the Home Mortgage Disclosure Act and HR 4993, Homeowner Information Privacy Protection Act
Issues related to Implementation of the TILA/RESPA Integrated Disclosures
Issues related to anticipated rulemaking that would affect overdraft products and services
Issues related to Campus Banking Products
Issues related to The Fair Housing Act
Issues related to CFPB Consumer Response Portal and H.R. 5491
Issues related to Auto Guidance
Issues related to CFPB Arbitration Rule
Issues related to CFPB Small-dollar Rule
Issues related to CFPB Semi-annual report to Congress
Issues related to Bankruptcy Reform
Issues related to H.R. 5983 Financial Choice Act
H.R. 5211, CFPB Dual Mandate and Economic Analysis Act
H.R. 5112, Unfair or Deceptive Acts or Practices Uniformity Act
Issues Related to Student Loans
Issues related to the reauthorization of the Higher Education Act
Issues related to the CFPBs and Department of Educations actions on student lending
H.R. 5838/S. 3399, Transparency in Student Lending
S. 3116/H.R. 3179, Empowering Students Through Enhanced Financial Counseling Act
H.R. 1434/ S.793, Bank on Students Emergency Loan Refinancing Act
H.R. 2677/H.R.5106, In the Red Act of 2016
Issues Related to Appropriations
H.R. 5485/S. 3067, Financial Services and General Government Appropriations Act, 2017
HR. 2947 - Financial Institutions Bankruptcy Act
Issues Related to Servicemembers
S. 2393 - Foreclosure Relief and Extension for Servicemembers Act of 2015
S. 2719 - SCRA Enhancement and Improvement Act of 2016
Issues Related to the Community Reinvestment Act
Issues Related to Debit Interchange
H.R. 5465, To repeal section 1075 of the Consumer Financial Protection Act of 2010 relating to rules for payment card transactions, and for other purposes
Issues Related to EMV (Europay, MasterCard, and Visa)
Issues related to the Restructuring of the Fed Dividend
Issues related to FinTech
HR. 6287 - MOBILE Act
Issues related to the E-SIGN Act
Regulations:
Equal Credit Opportunity issues, Regulation B, 12 CFR Part 1002
Home Mortgage Disclosure Act Issues, Regulation C, 12 CFR Part 1003
Fair Debt Collection Practices Issues, Regulation F, 12 CFR Part 1006
Privacy Issues, 12 CFR Parts 40, 216, 332, 1016
Fair Credit Reporting Issues, 12 CFR Parts 41, 171, 334, 1022
Real Estate Settlement Procedures Issues, Regulation X, 12 CFR Part 1024
Truth in Lending Issues, Regulation Z, 12 CFR Part 1026
Disclosure of Records and Information, 12 CFR Part 1070
Regulations related to the Dodd-Frank Act, Pub. L. No. 111-203
Issues related to the Higher Education Act
Issues related to Telephone Consumer Protection Act, 47 U.S.C. 227
Issues related to Electronic Fund Transfer Act, 15 U.S.C. 1693
Department of Education Cash Management Rules
Issues related to FDIC Deposit Insurance
Issues related to the Paperwork Reduction Act
Issues related to the Military Lending Act
Community Reinvestment Act Regulations & Q&A issues
Issues related to the Servicemembers Civil Relief Act
Client expense: $1,170,000 · Firm income: Not reported
Government targets: Consumer Financial Protection Bureau (CFPB), Defense, Dept of (DOD), Education, Dept of, Federal Communications Commission (FCC), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Internal Revenue Service (IRS), Office of Management & Budget (OMB), Office of the Comptroller of the Currency (OCC), SENATE, Treasury, Dept of
Cited source text, amounts, lobbyists, and targets
S. 108 by ALEXANDER (R-TN) Financial Aid Simplification and Transparency Act of 2015
S. 335 by GRASSLEY (R-IA) legislation to improve IRC Sec. 529 Plans
S. 559 by BURR (R-NC) Supporting Academic Freedom through Regulatory Relief Act
S. 590 by McCASKILL (D-MO) Campus Accountability and Safety Act
S. 649 by LEE (R-UT) Higher Education Reform and Opportunity Act of 2015
S. 729 by DURBIN (D-IL) Fairness for Struggling Students Act
S. 1060 by HIRONO (D-HI) Pell Grant Protection Act
S. 1061 by HIRONO (D-HI) Pell Grant Cost of Tuition Adjustment Act
S. 1102 by REED (D-RI) Protect Student Borrowers Act of 2015
S. 1106 by PORTMAN (R-OH) Go to High School, Go to College Act of 2015
S. 1165 by MERKLEY (D-OR) Protecting Students from Worthless Degrees Act
S. 1195 by WYDEN (D-OR) Student Right to Know Before You Go Act
S. 1373 by SANDERS (I-VT) College for All Act
S. 1664 by CARPER (D-DE) Military and Veterans Education Protection Act
S. 1939 by SHAHEEN (D-NH) Student Protection and Success Act
S. 2098 by MURPHY (D-CT) Students before Profits Act
S. 2111 by BENNET (D-CO) Higher Education Innovation Act
S. 2149 by GRASSLEY (R-IA) Understanding the True Cost of College Act of 2015
S. 2150 by GRASSLEY (R-IA) Net Price Calculator Improvement Act
S. 2191 by WYDEN (D-OR) PARTNERSHIPS ACT (higher education tax and spending legislation)
S. 2419 by REED (D-RI) Educator Preparation Reform Act
S. 2707 by SCOTT (R-SC) Protecting Workplace Advancement and Opportunity Act
S. 2859 by FRANKEN (D-MN) College Access Act
S. 3040 by BLUNT (R-MO) Departments of Labor, Health and Human Services, and Education, and Related Agencies Appropriations Act, 2017
S. 3368 by COONS (D-DE) ASPIRE Act
S. 3542 by GRAHAM (R-SC) legislation to protect certain individuals who came to the U. S. as children
S. Res. 267 by BALDWIN (D-WI) Expressing support for the continuation of the Perkins Loan Program
H.R. 509 by RANGEL (D-NY) Student Loan Interest Deduction Act of 2015
H.R. 529 by JENKINS (R-KS) legislation to improve IRC Sec. 529 Plans
H.R. 644 by REED (R-NY) America Gives More Act of 2015
H.R. 970 by FOXX (R-NC) Supporting Academic Freedom through Regulatory Relief Act
H.R. 1287 by DESANTIS (R-FL) Higher Education Reform and Opportunity Act of 2015
H.R. 1310 by MALONEY (D-NY) Campus Accountability and Safety Act
H.R. 1399 by FRANKEL (D-FL) to authorize and improve a grant program to assist institutions of higher education in establishing, maintaining, improving and operating Veteran Student Centers
H.R. 1434 by COURTNEY (D-CT) to amend HEA to provide for refinancing of certain Federal student loans
H.R. 1956 by HINOJOSA (D-TX) Pell Grant Protection Act
H.R. 1958 by HINOJOSA (D-TX) Year-Round Pell Grant Restoration Act
H.R. 2192 by TAKANO (D-CA) PRO Students Act
H.R. 2267 by COLLINS (R-NY) Protecting All College Tuition (PACT)
H.R. 2364 by CARNEY (D-DE) Protect Student Borrowers Act of 2015
H.R. 2429 by McDERMOTT (D-WA) Student Loan Tax Debt Relief Act
H.R. 2518 by HUNTER (R-CA) Student Right to Know Before You Go Act
H.R. 2521 by EDWARDS (D-MD) Restoring Education and Learning (REAL) Act
H.R. 2542 by LARSEN (D-WA) Bereaved Borrowers Bill of Rights Act of 2015
H.R. 3157 by ROKITA (R-IN) Student Privacy Protection Act
H.R. 3178 by FOXX (R-NC) Strengthening Transparency in Higher Education Act
H.R. 3179 by GUTHRIE (R-KY) Empowering Students through Enhanced Financial Counseling Act
H.R. 3372 by LOVE (R-UT) Flexibility to Innovate for College Affordability Act
H.R. 3432 by YOUNG (R-IN) Investing in Student Success Act
H.R. 3594 by BISHOP (R-MI) Higher Education Extension Act
H.R. 3861 by DAVIS (R-IL) legislation to extend employer provided education assistance to employer provided loan repayment assistance
H.R. 4773 by WALBERG (R-MI) Protecting Workplace Advancement and Opportunity Act
H.R. 5528 by HECK (R-NV) Simplifying the Application for Student Aid Act
H.R. 5529 by HECK (R-NV) Accessing Higher Education Opportunity Act
H.R. 5926 by COLE (R-OK) Departments of Labor-HHS, Education and Related Agencies Appropriations FY 2017
H.R. 6094 by WALBERG (R-MI) Regulatory Relief for Small Businesses, Schools, and Nonprofits Act of 2016
H. Res. 26 by GOODLATTE (R-VA) Strongly supporting the quality and value of diversity and innovation in the Nations higher education institutions, and strongly disagreeing with the Presidents proposal to create and administer a Postsecondary Institution Ratings System
H. Res. 294 by MESSER (R-IN) Expressing support for the continuation of the Perkins Loan Program
Client expense: $60,000 · Firm income: Not reported
Government targets: Consumer Financial Protection Bureau (CFPB), Defense, Dept of (DOD), Education, Dept of, Federal Communications Commission (FCC), Health & Human Services, Dept of (HHS), Internal Revenue Service (IRS), Justice, Dept of (DOJ), Labor, Dept of (DOL), Office of Management & Budget (OMB), White House Office
Cited source text, amounts, lobbyists, and targets
Issues related to private student lending, including:
HR 509 - Student Loan Interest Deduction Act of 2015
HR 649 - Student Loan Refinancing Act
HR 1131 - Fairness in Student Loan Lending Act
HR 1352 - Student Loan Borrowers' Bill of Rights Act of 2015
HR 1434 - Bank on Students Emergency Loan Refinancing Act
Hr 3450 - Student Debt Repayment Fairness Act
HR 3179 - Empowering Students Through Enhanced Financial Counseling Act
S 793 - Bank on Students Emergency Loan Refinancing Act
S 840 - Student Loan Borrower Bill of Rights
S 3116 - Empowering Students Through Enhanced Financial Counseling Act
Client expense: $580,000 · Firm income: Not reported
Cited source text, amounts, lobbyists, and targets
Issues related to the discharge of private student loan debt, including:
HR 3451 - Student Loan Bankruptcy Parity Act of 2015
HR 1674 - Private Student Loan Bankruptcy Fairness Act of 2015
HR 1131 - Fairness in Student Loan Lending Act
HR 1434 - Bank on Students Emergency Loan Refinancing Act
HR 449 - Discharge Student Loans in Bankruptcy Act of 2015
S 729 - Fairness for Struggling Students Act of 2015
S 793 - Bank of Students Emergency Loan Refinancing Act
Client expense: $580,000 · Firm income: Not reported
Cited source text, amounts, lobbyists, and targets
S. 108 by ALEXANDER (R-TN) Financial Aid Simplification and Transparency Act of 2015
S. 335 by GRASSLEY (R-IA) legislation to improve IRC Sec. 529 Plans
S. 559 by BURR (R-NC) Supporting Academic Freedom through Regulatory Relief Act
S. 590 by McCASKILL (D-MO) Campus Accountability and Safety Act
S. 649 by LEE (R-UT) Higher Education Reform and Opportunity Act of 2015
S. 729 by DURBIN (D-IL) Fairness for Struggling Students Act
S. 1060 by HIRONO (D-HI) Pell Grant Protection Act
S. 1061 by HIRONO (D-HI) Pell Grant Cost of Tuition Adjustment Act
S. 1102 by REED (D-RI) Protect Student Borrowers Act of 2015
S. 1106 by PORTMAN (R-OH) Go to High School, Go to College Act of 2015
S. 1165 by MERKLEY (D-OR) Protecting Students from Worthless Degrees Act
S. 1195 by WYDEN (D-OR) Student Right to Know Before You Go Act
S. 1373 by SANDERS (I-VT) College for All Act
S. 1664 by CARPER (D-DE) Military and Veterans Education Protection Act
S. 1939 by SHAHEEN (D-NH) Student Protection and Success Act
S. 2098 by MURPHY (D-CT) Students before Profits Act
S. 2111 by BENNET (D-CO) Higher Education Innovation Act
S. 2149 by GRASSLEY (R-IA) Understanding the True Cost of College Act of 2015
S. 2150 by GRASSLEY (R-IA) Net Price Calculator Improvement Act
S. 2191 by WYDEN (D-OR) PARTNERSHIPS ACT (higher education tax and spending legislation)
S. 2419 by REED (D-RI) Educator Preparation Reform Act
S. 2707 by SCOTT (R-SC) Protecting Workplace Advancement and Opportunity Act
S. 2859 by FRANKEN (D-MN) College Access Act
S. 3040 by BLUNT (R-MO) Departments of Labor, Health and Human Services, and Education, and Related Agencies Appropriations Act, 2017
S. Res. 267 by BALDWIN (D-WI) Expressing support for the continuation of the Perkins Loan Program
H.R. 509 by RANGEL (D-NY) Student Loan Interest Deduction Act of 2015
H.R. 529 by JENKINS (R-KS) legislation to improve IRC Sec. 529 Plans
H.R. 644 by REED (R-NY) America Gives More Act of 2015
H.R. 970 by FOXX (R-NC) Supporting Academic Freedom through Regulatory Relief Act
H.R. 1287 by DESANTIS (R-FL) Higher Education Reform and Opportunity Act of 2015
H.R. 1310 by MALONEY (D-NY) Campus Accountability and Safety Act
H.R. 1399 by FRANKEL (D-FL) to authorize and improve a grant program to assist institutions of higher education in establishing, maintaining, improving and operating Veteran Student Centers
H.R. 1434 by COURTNEY (D-CT) to amend HEA to provide for refinancing of certain Federal student loans
H.R. 1956 by HINOJOSA (D-TX) Pell Grant Protection Act
H.R. 1958 by HINOJOSA (D-TX) Year-Round Pell Grant Restoration Act
H.R. 2192 by TAKANO (D-CA) PRO Students Act
H.R. 2267 by COLLINS (R-NY) Protecting All College Tuition (PACT)
H.R. 2364 by CARNEY (D-DE) Protect Student Borrowers Act of 2015
H.R. 2429 by McDERMOTT (D-WA) Student Loan Tax Debt Relief Act
H.R. 2518 by HUNTER (R-CA) Student Right to Know Before You Go Act
H.R. 2521 by EDWARDS (D-MD) Restoring Education and Learning (REAL) Act
H.R. 2542 by LARSEN (D-WA) Bereaved Borrowers Bill of Rights Act of 2015
H.R. 3157 by ROKITA (R-IN) Student Privacy Protection Act
H.R. 3178 by FOXX (R-NC) Strengthening Transparency in Higher Education Act
H.R. 3179 by GUTHRIE (R-KY) Empowering Students through Enhanced Financial Counseling Act
H.R. 3372 by LOVE (R-UT) Flexibility to Innovate for College Affordability Act
H.R. 3432 by YOUNG (R-IN) Investing in Student Success Act
H.R. 3594 by BISHOP (R-MI) Higher Education Extension Act
H.R. 3861 by DAVIS (R-IL) legislation to extend employer provided education assistance to employer provided loan repayment assistance
H.R. 4773 by WALBERG (R-MI) Protecting Workplace Advancement and Opportunity Act
H.R. 5528 by HECK (R-NV) Simplifying the Application for Student Aid Act
H.R. 5529 by HECK (R-NV) Accessing Higher Education Opportunity Act
H.R. 5926 by COLE (R-OK) Departments of Labor-HHS, Education and Related Agencies Appropriations FY 2017
H.R. 6094 by WALBERG (R-MI) Regulatory Relief for Small Businesses, Schools, and Nonprofits Act of 2016
H. Res. 26 by GOODLATTE (R-VA) Strongly supporting the quality and value of diversity and innovation in the Nations higher education institutions, and strongly disagreeing with the Presidents proposal to create and administer a Postsecondary Institution Ratings System
H. Res. 294 by MESSER (R-IN) Expressing support for the continuation of the Perkins Loan Program
Cited source text, amounts, lobbyists, and targets
Issues Related to Cyber Security & Data Security
H.R. 1770 - Data Security and Breach Notification Act of 2015
H.R. 2205/S. 961 - Data Security Act of 2015
Issues Related to the Consumer Financial Protection Bureau
H.R. 1226 - Financial Products Safety Commission Act of 2015 and S. 3196, Consumer Financial Protection Board Act of 2016
Issues related to the CFPBs rulemaking for prepaid cards
Issues related to the CFPBs rulemaking under the Home Mortgage Disclosure Act and HR 4993, Homeowner Information Privacy Protection Act
Issues related to Implementation of the TILA/RESPA Integrated Disclosures
Issues related to anticipated rulemaking that would affect overdraft products and services
Issues related to Campus Banking Products
Issues related to The Fair Housing Act
Issues related to CFPB Consumer Response Portal and H.R. 5491
Issues related to Auto Guidance
Issues related to CFPB Arbitration Rule
Issues related to CFPB Small-dollar Rule
Issues related to CFPB Semi-annual report to Congress
Issues related to H.R. 5983 Financial Choice Act
H.R. 5211, CFPB Dual Mandate and Economic Analysis Act
H.R. 5112, Unfair or Deceptive Acts or Practices Uniformity Act
Issues Related to Student Loans
Issues related to the reauthorization of the Higher Education Act
Issues related to the CFPBs and Department of Educations actions on student lending
H.R. 5838/S. 3399, Transparency in Student Lending
S. 3116/H.R. 3179, Empowering Students Through Enhanced Financial Counseling Act
H.R. 1434/ S.793, Bank on Students Emergency Loan Refinancing Act
H.R. 2677/H.R.5106, In the Red Act of 2016
Issues Related to Appropriations
H.R. 5485/S. 3067, Financial Services and General Government Appropriations Act, 2017
HR. 2947 - Financial Institutions Bankruptcy Act
Issues Related to Servicemembers
S. 2393 - Foreclosure Relief and Extension for Servicemembers Act of 2015
S. 2719 - SCRA Enhancement and Improvement Act of 2016
Issues Related to the Community Reinvestment Act
Issues Related to Debit Interchange
H.R. 5465, To repeal section 1075 of the Consumer Financial Protection Act of 2010 relating to rules for payment card transactions, and for other purposes
Issues Related to EMV (Europay, MasterCard, and Visa)
Issues related to the Restructuring of the Fed Dividend
Issues related to FinTech
HR. 6287 - MOBILE Act
Issues related to the E-SIGN Act
Regulations:
Equal Credit Opportunity issues, Regulation B, 12 CFR Part 1002
Home Mortgage Disclosure Act Issues, Regulation C, 12 CFR Part 1003
Fair Debt Collection Practices Issues, Regulation F, 12 CFR Part 1006
Privacy Issues, 12 CFR Parts 40, 216, 332, 1016
Fair Credit Reporting Issues, 12 CFR Parts 41, 171, 334, 1022
Real Estate Settlement Procedures Issues, Regulation X, 12 CFR Part 1024
Truth in Lending Issues, Regulation Z, 12 CFR Part 1026
Disclosure of Records and Information, 12 CFR Part 1070
Regulations related to the Dodd-Frank Act, Pub. L. No. 111-203
Issues related to the Higher Education Act
Issues related to Telephone Consumer Protection Act, 47 U.S.C. 227
Issues related to Electronic Fund Transfer Act, 15 U.S.C. 1693
Department of Education Cash Management Rules
Issues related to FDIC Deposit Insurance
Issues related to the Paperwork Reduction Act
Issues related to the Military Lending Act
Community Reinvestment Act Regulations & Q&A issues
Issues related to the Servicemembers Civil Relief Act
Cited source text, amounts, lobbyists, and targets
Credit Availability
S1484 - The Financial Regulatory Improvement Act of 2015
Fees and Points in the QM ATR Rules of Dodd-Frank
HR685 - Mortgage Choice Act of 2015
Student Loan Debt
HR970 - Supporting Academic Freedom through Regulatory Relief Act
HR1131 - Fairness in Student Loan Lending Act
HR1434 - Bank on Students Emergency Loan Refinancing Act
HR3179 - Empowering Students Through Enhanced Financial Counseling Act
HR3180 - Flexible Pell Grant for 21st Century Students Act
HR4162 - Credit Access and Inclusion Act of 2015
HR4652 - CLEAR Act
S85 - Repay Act of 2015
S108 - Financial Aid Simplification and Transparency Act of 2015
S729 - Fairness for Struggling Students Act of 2015
S793 - Bank on Students Emergency Loan Refinancing Act
S840 - Student Loan Borrower Bill of Rights
S1948 - AFFORD Act
S2043 - Know Before You Owe Federal Student Loan Act of 2015
S2677 - In the Red Act of 2016
Credit Union Lending
HR1188 - Credit Union Small Business Job Creations Act
CFPB Reform
HR1266 - Financial Product Safety Commission Act of 2015
S510 - CFPB-IG Act of 2015
Access to Manufactured Housing
HR650 - Preserving Access to Manufactured Housing Act of 2015
S682 - Preserving Access to Manufactured Housing Act of 2015
GSE Reform
HR22 - DRIVE Act
HR1491 - Partnership to Strengthen Homeownership Act of 2015
HR2029 - Consolidated Appropriations Act, 2016
HR4913 - Housing Finance Restructuring Act of 2016
HR__ - Moving Housing Forward Act
S2038 - Jumpstart GSE Reform Act
Guarantee Fees
S752 - A bill to establish a scorekeeping rule to ensure that increases in guarantee fees of Fannie Mae and Freddie Mac shall not be used to offset provisions that increase the deficit.
HConRes125 - Establishing the congressional budget for the United States Government for fiscal year 2017 and setting forth the appropriate budgetary levels for fiscal years 2018 through 2026.
RESPA/TILA Amendments/TRID
HR1113 - Portfolio Lending and Mortgage Access Act
HR1210 - Portfolio Lending and Mortgage Access Act
HR3192 - Homebuyers Assistance Act
S1711 - A bill to provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions under the Real Estate Settlement Procedures Act of 1974 and the Truth in Lending Act, and for other purposes.
Short Sales
HR4812 - Prompt Notification of Short Sales Act
Mortgage Servicing Assets
HR2029 - Consolidated Appropriations Act, 2016
Alternative Credit Scoring
HR3035 - Credit Access and Inclusion Act of 2015
HR4211 - Credit Score Competition Act of 2015
HR4893 - Risk Management and Homeowner Stability Act of 2016
S2355 - Credit Access and Inclusion Act of 2015
Service Members Foreclosure Relief
S2393 - Foreclosure Relief and Extension for Servicemembers Act of 2015
Commercial Risk Retention Rules
HR4620 - Preserving Access to CRE Capital Act of 2016
FHFA
HR3808 - To require the withdrawal and study of the Federal Housing Finance Agency's proposed rule on Federal Home Loan Bank membership, and for other purposes.
Financial Regulatory Reform
HR1090 - Retail Investor Protection Act
HR2642 - Community Lender Regulatory Relief and Consumer Protection Act of 2015
S1484 - Financial Regulatory Improvement Act of 2015
S1491 - Community Lender Regulatory Relief and Consumer Protection Act of 2015
HR__ - The Financial Choice Act
Credit Reporting
HR347 - The Facilitating Access to Credit Act
HR5282 - The Comprehensive Consumer Credit Reporting Act of 2016
Federal Home Loan Bank
HR__ - To amend the Federal Home Loan Bank Act to clarify the definition of an insurance company and to provide Federal Home Loan Bank membership standards for certain captive insurance companies
Alternative Lending Sources
HR4854 - Supporting America's Innovators Act of 2016
HR4855 - Fix Crowdfunding Act
Zombie Foreclosures
S3146 - Preserving Abandoned Foreclosures and Preserving Communities Act of 2016
Conversations with the Consumer Finance Protection Bureau (CFPB) on TRID/Know Before You Owe.
Discussions with the Federal Housing Finance Agency (FHFA) on credit availability, appraisal issues, appraisal management companies (AMCs), GSE reform, and risk-sharing.
Discussions with the Small Business Administration to discuss small business lending programs.
Discussions with the Treasury on anti-money laundering and credit availability.
Conversations with the Office of the Comptroller of the Currency (OCC) on appraisal issues, AMCs.
Discussions with the Securities and Exchange Commission (SEC) on JOBS Act Rulemaking.
Discussions with the Federal Reserve on appraisal issues, AMCs.
Discussions with the Federal Deposit Insurance Corporation (FDIC) on appraisal issues, AMCs.
Cited source text, amounts, lobbyists, and targets
Issues pertaining to Title IV of the HEA; S.108, Financial Aid Simplification and Transparency Act of 2015; S.2677, "In the Red Act of 2016"; H.R.1434 and S.793, "Bank on Students Emergency Loan Financing Act"
Client expense: $260,000 · Firm income: Not reported
Cited source text, amounts, lobbyists, and targets
Issues pertaining to Title IV of the HEA; S.108, Financial Aid Simplification and Transparency Act of 2015; S.2677, "In the Red Act of 2016"; H.R.1434 and S.793, "Bank on Students Emergency Loan Financing Act"; H.R.3179, "Empowering Students Through Enhanced Financial Counseling Act"
Client expense: $80,000 · Firm income: Not reported
Cited source text, amounts, lobbyists, and targets
Issues pertaining to Title IV of the HEA; S.108, Financial Aid Simplification and Transparency Act of 2015; S.2677, "In the Red Act of 2016"; H.R.1434 and S.793, "Bank on Students Emergency Loan Financing Act"; H.R.3179, "Empowering Students Through Enhanced Financial Counseling Act"; S. 3399 & H.R. 5838, "Transparency in Student Lending Act"
Client expense: $90,000 · Firm income: Not reported
Cited source text, amounts, lobbyists, and targets
H.R. 1310 and S. 590: Campus Accountability and Safety Act
A bill to amend the Higher Education Act of 1965 and the Jeanne Clery Disclosure of Campus Security Policy and Campus Crime Statistics Act to combat campus sexual violence, and for other purposes (ALL).
S. 108: Financial Aid Simplification and Transparency Act of 2015
A bill to amend the Higher Education Act of 1965 to improve access for students to Federal grants and loans to help pay for postsecondary, graduate, and professional educational opportunities, and for other purposes (ALL).
H.R. 1434 and S. 793: Bank on Students Emergency Loan Refinancing Act
A bill to amend the Higher Education Act of 1965 to provide for the refinancing of certain Federal student loans, and for other purposes (ALL).
H.R. 2731: National Collegiate Athletics Accountability Act
A bill to amend section 487(a) of the Higher Education Act of 1965 to provide increased accountability of nonprofit athletic associations and to establish a commission to identify and examine issues of national concern related to the conduct of intercollegiate athletics, and for other purposes (ALL).
H.R. 3403: Safe Campus Act of 2015
A bill to amend the Higher Education Act of 1965 to protect victims of sexual violence, to improve the adjudication of allegations related to sexual violence, and for other purposes (ALL).
H.R. 3408: Fair Campus Act of 2015
A bill to amend the Higher Education Act of 1965 to protect victims of sexual violence, to improve the adjudication by institutions of higher education of allegations related to sexual violence, and for other purposes (ALL).
S. 2869: Boost Saving for College Act
A bill to amend the Internal Revenue Code of 1986 to improve college savings under section 529 programs, and for other purposes (ALL).
H.R. 3178: Strengthening Transparency in Higher Education Act
A bill to simplify and streamline the information regarding institutions of higher education made publicly available by the Secretary of Education, and for other purposes (ALL).
H.R. 3179: Empowering Students Through Enhanced Financial Counseling Act
A bill to amend the loan counseling requirements under the Higher Education Act of 1965, and for other purposes (ALL).
H.R. 5528: Simplifying the Application for Student Aid Act
A bill to amend the Higher Education Act of 1965 to simplify the FAFSA, and for other purposes (ALL).
Pending legislation to reauthorize the Higher Education Act.
S. 3368: Access, Success and Persistence in Reshaping Education (ASPIRE) Act
A bill to amend the Higher Education Act of 1965 to improve college access and college completion for all students (ALL).
S. 3380: Accreditation Reform and Enhanced Accountability Act
A bill to amend the Higher Education Act of 1965 to provide for accreditation reform, and for other purposes (ALL).
Cited source text, amounts, lobbyists, and targets
Reauthorization of the Higher Education Act
S.108, The Financial Aid Simplication and Transparency Act
S.793/HR 1434 - Bank on Students Emergency Loan Refinance Act
Client expense: Not reported · Firm income: $10,000
Cited source text, amounts, lobbyists, and targets
Issues related to the discharge of private student loan debt, including:
HR 3451 - Student Loan Bankruptcy Parity Act of 2015
HR 1674 - Private Student Loan Bankruptcy Fairness Act of 2015
HR 1131 - Fairness in Student Loan Lending Act
HR 1434 - Bank on Students Emergency Loan Refinancing Act
HR 449 - Discharge Student Loans in Bankruptcy Act of 2015
S 729 - Fairness for Struggling Students Act of 2015
S 793 - Bank of Students Emergency Loan Refinancing Act
Client expense: $490,000 · Firm income: Not reported
Cited source text, amounts, lobbyists, and targets
Issues related to private student lending, including:
HR 509 - Student Loan Interest Deduction Act of 2015
HR 649 - Student Loan Refinancing Act
HR 1131 - Fairness in Student Loan Lending Act
HR 1352 - Student Loan Borrowers' Bill of Rights Act of 2015
HR 1434 - Bank on Students Emergency Loan Refinancing Act
Hr 3450 - Student Debt Repayment Fairness Act
HR 3179 - Empowering Students Through Enhanced Financial Counseling Act
S 793 - Bank on Students Emergency Loan Refinancing Act
S 840 - Student Loan Borrower Bill of Rights
S 3116 - Empowering Students Through Enhanced Financial Counseling Act
Client expense: $490,000 · Firm income: Not reported
Cited source text, amounts, lobbyists, and targets
S. 108 by ALEXANDER (R-TN) Financial Aid Simplification and Transparency Act of 2015
S. 335 by GRASSLEY (R-IA) legislation to improve IRC Sec. 529 Plans
S. 559 by BURR (R-NC) Supporting Academic Freedom through Regulatory Relief Act
S. 590 by McCASKILL (D-MO) Campus Accountability and Safety Act
S. 649 by LEE (R-UT) Higher Education Reform and Opportunity Act of 2015
S. 729 by DURBIN (D-IL) Fairness for Struggling Students Act
S. 1060 by HIRONO (D-HI) Pell Grant Protection Act
S. 1061 by HIRONO (D-HI) Pell Grant Cost of Tuition Adjustment Act
S. 1102 by REED (D-RI) Protect Student Borrowers Act of 2015
S. 1106 by PORTMAN (R-OH) Go to High School, Go to College Act of 2015
S. 1165 by MERKLEY (D-OR) Protecting Students from Worthless Degrees Act
S. 1195 by WYDEN (D-OR) Student Right to Know Before You Go Act
S. 1373 by SANDERS (I-VT) College for All Act
S. 1664 by CARPER (D-DE) Military and Veterans Education Protection Act
S. 1939 by SHAHEEN (D-NH) Student Protection and Success Act
S. 2098 by MURPHY (D-CT) Students before Profits Act
S. 2111 by BENNET (D-CO) Higher Education Innovation Act
S. 2149 by GRASSLEY (R-IA) Understanding the True Cost of College Act of 2015
S. 2150 by GRASSLEY (R-IA) Net Price Calculator Improvement Act
S. 2191 by WYDEN (D-OR) PARTNERSHIPS ACT (higher education tax and spending legislation)
S. 2419 by REED (D-RI) Educator Preparation Reform Act
S. 2707 by SCOTT (R-SC) Protecting Workplace Advancement and Opportunity Act
S. 2859 by FRANKEN (D-MN) College Access Act
S. 3040 by BLUNT (R-MO) Departments of Labor, Health and Human Services, and Education, and Related Agencies Appropriations Act, 2017
S. Res. 267 by BALDWIN (D-WI) Expressing support for the continuation of the Perkins Loan Program
H.R. 509 by RANGEL (D-NY) Student Loan Interest Deduction Act of 2015
H.R. 529 by JENKINS (R-KS) legislation to improve IRC Sec. 529 Plans
H.R. 644 by REED (R-NY) America Gives More Act of 2015
H.R. 970 by FOXX (R-NC) Supporting Academic Freedom through Regulatory Relief Act
H.R. 1287 by DESANTIS (R-FL) Higher Education Reform and Opportunity Act of 2015
H.R. 1310 by MALONEY (D-NY) Campus Accountability and Safety Act
H.R. 1399 by FRANKEL (D-FL) to authorize and improve a grant program to assist institutions of higher education in establishing, maintaining, improving and operating Veteran Student Centers
H.R. 1434 by COURTNEY (D-CT) to amend HEA to provide for refinancing of certain Federal student loans
H.R. 1956 by HINOJOSA (D-TX) Pell Grant Protection Act
H.R. 1958 by HINOJOSA (D-TX) Year-Round Pell Grant Restoration Act
H.R. 2192 by TAKANO (D-CA) PRO Students Act
H.R. 2267 by COLLINS (R-NY) Protecting All College Tuition (PACT)
H.R. 2364 by CARNEY (D-DE) Protect Student Borrowers Act of 2015
H.R. 2429 by McDERMOTT (D-WA) Student Loan Tax Debt Relief Act
H.R. 2518 by HUNTER (R-CA) Student Right to Know Before You Go Act
H.R. 2521 by EDWARDS (D-MD) Restoring Education and Learning (REAL) Act
H.R. 2542 by LARSEN (D-WA) Bereaved Borrowers Bill of Rights Act of 2015
H.R. 3157 by ROKITA (R-IN) Student Privacy Protection Act
H.R. 3178 by FOXX (R-NC) Strengthening Transparency in Higher Education Act
H.R. 3179 by GUTHRIE (R-KY) Empowering Students through Enhanced Financial Counseling Act
H.R. 3372 by LOVE (R-UT) Flexibility to Innovate for College Affordability Act
H.R. 3432 by YOUNG (R-IN) Investing in Student Success Act
H.R. 3594 by BISHOP (R-MI) Higher Education Extension Act
H.R. 3861 by DAVIS (R-IL) legislation to extend employer provided education assistance to employer provided loan repayment assistance
H.R. 4773 by WALBERG (R-MI) Protecting Workplace Advancement and Opportunity Act
H.R. 5528 by HECK (R-NV) Simplifying the Application for Student Aid Act
H.R. 5529 by HECK (R-NV) Accessing Higher Education Opportunity Act
H. Res. 26 by GOODLATTE (R-VA) Strongly supporting the quality and value of diversity and innovation in the Nations higher education institutions, and strongly disagreeing with the Presidents proposal to create and administer a Postsecondary Institution Ratings System
H. Res. 294 by MESSER (R-IN) Expressing support for the continuation of the Perkins Loan Program
Cited source text, amounts, lobbyists, and targets
Issues pertaining to Title IV of the HEA; S.108, Financial Aid Simplification and Transparency Act of 2015; S.2677, "In the Red Act of 2016"; H.R.1434 and S.793, "Bank on Students Emergency Loan Financing Act"; H.R.3179, "Empowering Students Through Enhanced Financial Counseling Act"
Client expense: $120,000 · Firm income: Not reported
Cited source text, amounts, lobbyists, and targets
Credit Availability
S1484 - The Financial Regulatory Improvement Act of 2015
Fees and Points in the QM ATR Rules of Dodd-Frank
HR685 - Mortgage Choice Act of 2015
Student Loan Debt
HR970 - Supporting Academic Freedom through Regulatory Relief Act
HR1131 - Fairness in Student Loan Lending Act
HR1434 - Bank on Students Emergency Loan Refinancing Act
HR3179 - Empowering Students Through Enhanced Financial Counseling Act
HR3180 - Flexible Pell Grant for 21st Century Students Act
HR4162 - Credit Access and Inclusion Act of 2015
HR4652 - CLEAR Act
S85 - Repay Act of 2015
S108 - Financial Aid Simplification and Transparency Act of 2015
S729 - Fairness for Struggling Students Act of 2015
S793 - Bank on Students Emergency Loan Refinancing Act
S840 - Student Loan Borrower Bill of Rights
S1948 - AFFORD Act
S2043 - Know Before You Owe Federal Student Loan Act of 2015
S2677 - In the Red Act of 2016
Credit Union Lending
HR1188 - Credit Union Small Business Job Creations Act
CFPB Reform
HR1266 - Financial Product Safety Commission Act of 2015
S510 - CFPB-IG Act of 2015
Access to Manufactured Housing
HR650 - Preserving Access to Manufactured Housing Act of 2015
S682 - Preserving Access to Manufactured Housing Act of 2015
GSE Reform
HR22 - DRIVE Act
HR1491 - Partnership to Strengthen Homeownership Act of 2015
HR2029 - Consolidated Appropriations Act, 2016
HR__ - Housing Finance Restructuring Act of 2016
HR__ - Moving Housing Forward Act
S2038 - Jumpstart GSE Reform Act
Guarantee Fees
S752 - A bill to establish a scorekeeping rule to ensure that increases in guarantee fees of Fannie Mae and Freddie Mac shall not be used to offset provisions that increase the deficit.
HConRes125 - Establishing the congressional budget for the United States Government for fiscal year 2017 and setting forth the appropriate budgetary levels for fiscal years 2018 through 2026.
RESPA/TILA Amendments/TRID
HR1113 - Portfolio Lending and Mortgage Access Act
HR1210 - Portfolio Lending and Mortgage Access Act
HR3192 - Homebuyers Assistance Act
S1711 - A bill to provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions under the Real Estate Settlement Procedures Act of 1974 and the Truth in Lending Act, and for other purposes.
Short Sales
HR4812 - Prompt Notification of Short Sales Act
Mortgage Servicing Assets
HR2029 - Consolidated Appropriations Act, 2016
Alternative Credit Scoring
HR3035 - Credit Access and Inclusion Act of 2015
HR4211 - Credit Score Competition Act of 2015
HR4893 - Risk Management and Homeowner Stability Act of 2016
S2355 - Credit Access and Inclusion Act of 2015
Service Members Foreclosure Relief
S2393 - Foreclosure Relief and Extension for Servicemembers Act of 2015
Commercial Risk Retention Rules
HR4620 - Preserving Access to CRE Capital Act of 2016
FHFA
HR3808 - To require the withdrawal and study of the Federal Housing Finance Agency's proposed rule on Federal Home Loan Bank membership, and for other purposes.
Financial Regulatory Reform
HR1090 - Retail Investor Protection Act
HR2642 - Community Lender Regulatory Relief and Consumer Protection Act of 2015
S1484 - Financial Regulatory Improvement Act of 2015
S1491 - Community Lender Regulatory Relief and Consumer Protection Act of 2015
HR__ - The Financial Choice Act
Credit Reporting
HR347 - The Facilitating Access to Credit Act
HR5282 - The Comprehensive Consumer Credit Reporting Act of 2016
Federal Home Loan Bank
HR__ - To amend the Federal Home Loan Bank Act to clarify the definition of an insurance company and to provide Federal Home Loan Bank membership standards for certain captive insurance companies
Alternative Lending Sources
HR4854 - Supporting America's Innovators Act of 2016
HR4855 - Fix Crowdfunding Act
Zombie Foreclosures
S__ - Preserving Abandoned Foreclosures and Preserving Communities Act of 2016
Conversations with the Consumer Finance Protection Bureau (CFPB) on TRID/Know Before You Owe and credit reporting.
Discussions with the Federal Housing Finance Agency (FHFA) on "Duty to Serve" and g-fees.
Discussions with the Small Business Administration to discuss small business lending programs.
Discussions with the Treasury on anti-money laundering and appraisal management companies (AMCs).
Conversations with the Office of the Comptroller of the Currency (OCC) on banking regulations.
Cited source text, amounts, lobbyists, and targets
H.R. 1310 and S. 590: Campus Accountability and Safety Act
A bill to amend the Higher Education Act of 1965 and the Jeanne Clery Disclosure of Campus Security Policy and Campus Crime Statistics Act to combat campus sexual violence, and for other purposes (ALL).
S. 108: Financial Aid Simplification and Transparency Act of 2015
A bill to amend the Higher Education Act of 1965 to improve access for students to Federal grants and loans to help pay for postsecondary, graduate, and professional educational opportunities, and for other purposes (ALL).
H.R. 1434 and S. 793: Bank on Students Emergency Loan Refinancing Act
A bill to amend the Higher Education Act of 1965 to provide for the refinancing of certain Federal student loans, and for other purposes (ALL).
H.R. 2731: National Collegiate Athletics Accountability Act
A bill to amend section 487(a) of the Higher Education Act of 1965 to provide increased accountability of nonprofit athletic associations and to establish a commission to identify and examine issues of national concern related to the conduct of intercollegiate athletics, and for other purposes (ALL).
H.R. 3403: Safe Campus Act of 2015
A bill to amend the Higher Education Act of 1965 to protect victims of sexual violence, to improve the adjudication of allegations related to sexual violence, and for other purposes (ALL).
H.R. 3408: Fair Campus Act of 2015
A bill to amend the Higher Education Act of 1965 to protect victims of sexual violence, to improve the adjudication by institutions of higher education of allegations related to sexual violence, and for other purposes (ALL).
S. 2869: Boost Saving for College Act
A bill to amend the Internal Revenue Code of 1986 to improve college savings under section 529 programs, and for other purposes (ALL).
H.R. 3178: Strengthening Transparency in Higher Education Act
A bill to simplify and streamline the information regarding institutions of higher education made publicly available by the Secretary of Education, and for other purposes (ALL).
H.R. 3179: Empowering Students Through Enhanced Financial Counseling Act
A bill to amend the loan counseling requirements under the Higher Education Act of 1965, and for other purposes (ALL).
H.R. 5528: Simplifying the Application for Student Aid Act
A bill to amend the Higher Education Act of 1965 to simplify the FAFSA, and for other purposes (ALL).
Pending legislation to reauthorize the Higher Education Act.
Cited source text, amounts, lobbyists, and targets
Issues related to private student lending, including:
HR 509 - Student Loan Interest Deduction Act of 2015
HR 649 - Student Loan Refinancing Act
HR 1131 - Fairness in Student Loan Lending Act
HR 1352 - Student Loan Borrowers' Bill of Rights Act of 2015
HR 1434 - Bank on Students Emergency Loan Refinancing Act
Hr 3450 - Student Debt Repayment Fairness Act
HR 3179 - Empowering Students Through Enhanced Financial Counseling Act
S 793 - Bank on Students Emergency Loan Refinancing Act
S 840 - Student Loan Borrower Bill of Rights
S 3116 - Empowering Students Through Enhanced Financial Counseling Act
Client expense: $520,000 · Firm income: Not reported
Cited source text, amounts, lobbyists, and targets
Issues related to the discharge of private student loan debt, including:
HR 3451 - Student Loan Bankruptcy Parity Act of 2015
HR 1674 - Private Student Loan Bankruptcy Fairness Act of 2015
HR 1131 - Fairness in Student Loan Lending Act
HR 1434 - Bank on Students Emergency Loan Refinancing Act
HR 449 - Discharge Student Loans in Bankruptcy Act of 2015
S 729 - Fairness for Struggling Students Act of 2015
S 793 - Bank of Students Emergency Loan Refinancing Act
Client expense: $520,000 · Firm income: Not reported
Cited source text, amounts, lobbyists, and targets
Reauthorization of the Higher Education Act
S.108, The Financial Aid Simplication and Transparency Act
S.793/HR 1434 - Bank on Students Emergency Loan Refinance Act
Client expense: Not reported · Firm income: $10,000
Cited source text, amounts, lobbyists, and targets
H.R 1310 and S. 590: Campus Accountability and Safety Act
Official Title: To amend the Higher Education Act of 1965 and the Jeanne Clery Disclosure of Campus Security Policy and Campus Crime Statistics Act to combat campus sexual violence, and for other purposes (ALL).
S. 108: Financial Aid Simplification and Transparency Act of 2015
Official Title: To amend the Higher Education Act of 1965 to improve access for students to Federal grants and loans to help pay for postsecondary, graduate, and professional educational opportunities, and for other purposes (ALL).
H.R. 1434 and S. 793: Bank on Students Emergency Loan Refinancing Act
Official Title: A bill to amend the Higher Education Act of 1965 to provide for the refinancing of certain Federal student loans, and for other purposes (ALL).
H.R. 2731: National Collegiate Athletics Accountability Act
Official Title: To amend section 487(a) of the Higher Education Act of 1965 to provide increased accountability of nonprofit athletic associations and to establish a commission to identify and examine issues of national concern related to the conduct of intercollegiate athletics, and for other purposes (ALL).
H.R. 3403: Safe Campus Act of 2015
Official Title: To amend the Higher Education Act of 1965 to protect victims of sexual violence, to improve the adjudication of allegations related to sexual violence, and for other purposes (ALL).
H.R. 3408: Fair Campus Act of 2015
Official Title: To amend the Higher Education Act of 1965 to protect victims of sexual violence, to improve the adjudication by institutions of higher education of allegations related to sexual violence, and for other purposes (ALL).
Pending legislation to reauthorize the Higher Education Act.
Client expense: $70,000 · Firm income: Not reported
Cited source text, amounts, lobbyists, and targets
S. 108 by ALEXANDER (R-TN) Financial Aid Simplification and Transparency Act of 2015
S. 153 by HATCH (R-UT) I-Squared Act of 2015 (STEM/Immigration legislation)
S. 335 by GRASSLEY (R-IA) legislation to improve IRC Sec. 529 Plans
S. 559 by BURR (R-NC) Supporting Academic Freedom through Regulatory Relief Act
S. 590 by McCASKILL (D-MO) Campus Accountability and Safety Act
S. 649 by LEE (R-UT) Higher Education Reform and Opportunity Act of 2015
S. 729 by DURBIN (D-IL) Fairness for Struggling Students Act
S. 1060 by HIRONO (D-HI) Pell Grant Protection Act
S. 1061 by HIRONO (D-HI) Pell Grant Cost of Tuition Adjustment Act
S. 1102 by REED (D-RI) Protect Student Borrowers Act of 2015
S. 1106 by PORTMAN (R-OH) Go to High School, Go to College Act of 2015
S. 1165 by MERKLEY (D-OR) Protecting Students from Worthless Degrees Act
S. 1195 by WYDEN (D-OR) Student Right to Know Before You Go Act
S. 1373 by SANDERS (I-VT) College for All Act
S. 1664 by CARPER (D-DE) Military and Veterans Education Protection Act
S. 1939 by SHAHEEN (D-NH) Student Protection and Success Act
S. 2098 by MURPHY (D-CT) Students before Profits Act
S. 2111 by BENNET (D-CO) Higher Education Innovation Act
S. 2149 by GRASSKET (R-IA) Understanding the True Cost of College Act of 2015
S. 2150 by GRASSLEY (R-IA) Net Price Calculator Improvement Act
S. 2191 by WYDEN (D-OR) PARTNERSHIPS ACT (higher education tax and spending legislation)
S. 2419 by REED (D-RI) Educator Preparation Reform Act
S. 2707 by SCOTT (R-SC) Protecting Workplace Advancement and Opportunity Act
S. Res. 267 by BALDWIN (D-WI) Expressing support for the continuation of the Perkins Loan Program
H.R. 509 by RANGEL (D-NY) Student Loan Interest Deduction Act of 2015
H.R. 529 by JENKINS (R-KS) legislation to improve IRC Sec. 529 Plans
H.R. 644 by REED (R-NY) America Gives More Act of 2015
H.R. 970 by FOXX (R-NC) Supporting Academic Freedom through Regulatory Relief Act
H.R. 1287 by DESANTIS (R-FL) Higher Education Reform and Opportunity Act of 2015
H.R. 1310 by MALONEY (D-NY) Campus Accountability and Safety Act
H.R. 1399 by FRANKEL (D-FL) to authorize and improve a grant program to assist institutions of higher education in establishing, maintaining, improving and operating Veteran Student Centers
H.R. 1434 by COURTNEY (D-CT) to amend HEA to provide for refinancing of certain Federal student loans
H.R. 1956 by HINOJOSA (D-TX) Pell Grant Protection Act
H.R. 1958 by HINOJOSA (D-TX) Year-Round Pell Grant Restoration Act
H.R. 2192 by TAKANO (D-CA) PRO Students Act
H.R. 2267 by COLLINS (R-NY) Protecting All College Tuition (PACT)
H.R. 2364 by CARNEY (D-DE) Protect Student Borrowers Act of 2015
H.R. 2429 by McDERMOTT (D-WA) Student Loan Tax Debt Relief Act
H.R. 2518 by HUNTER (R-CA) Student Right to Know Before You Go Act
H.R. 2521 by EDWARDS (D-MD) Restoring Education and Learning (REAL) Act
H.R. 2542 by LARSEN (D-WA) Bereaved Borrowers Bill of Rights Act of 2015
H.R. 3157 by ROKITA (R-IN) Student Privacy Protection Act
H.R. 3372 by LOVE (R-UT) Flexibility to Innovate for College Affordability Act
H.R. 3432 by YOUNG (R-IN) Investing in Student Success Act
H.R. 3594 by BISHOP (R-MI) Higher Education Extension Act
H.R. 3861 by DAVIS (R-IL) legislation to extend employer provided education assistance to employer provided loan repayment assistance
H.R. 4773 by WALBERG (R-MI) Protecting Workplace Advancement and Opportunity Act
H. Res. 26 by GOODLATTE (R-VA) Strongly supporting the quality and value of diversity and innovation in the Nations higher education institutions, and strongly disagreeing with the Presidents proposal to create and administer a Postsecondary Institution Ratings System
H. Res. 294 by MESSER (R-IN) Expressing support for the continuation of the Perkins Loan Program
Cited source text, amounts, lobbyists, and targets
Credit Availability
S1484 - The Financial Regulatory Improvement Act of 2015
Fees and Points in the QM ATR Rules of Dodd-Frank
HR685 - Mortgage Choice Act of 2015
Student Loan Debt
HR970 - Supporting Academic Freedom through Regulatory Relief Act
HR1131 - Fairness in Student Loan Lending Act
HR1434 - Bank on Students Emergency Loan Refinancing Act
HR3179 - Empowering Students Through Enhanced Financial Counseling Act
HR3180 - Flexible Pell Grant for 21st Century Students Act
HR4652 - CLEAR Act
S85 - Repay Act of 2015
S108 - Financial Aid Simplification and Transparency Act of 2015
S729 - Fairness for Struggling Students Act of 2015
S793 - Bank on Students Emergency Loan Refinancing Act
S840 - Student Loan Borrower Bill of Rights
S1948 - AFFORD Act
S2043 - Know Before You Owe Federal Student Loan Act of 2015
S2677 - In the Red Act of 2016
Credit Union Lending
HR1188 - Credit Union Small Business Job Creations Act
CFPB Reform
HR1266 - Financial Product Safety Commission Act of 2015
S510 - CFPB-IG Act of 2015
Access to Manufactured Housing
HR650 - Preserving Access to Manufactured Housing Act of 2015
S682 - Preserving Access to Manufactured Housing Act of 2015
GSE Reform
HR22 - DRIVE Act
HR1491 - Partnership to Strengthen Homeownership Act of 2015
HR2029 - Consolidated Appropriations Act, 2016
HR__ - Housing Finance Restructuring Act of 2016
HR__ - Moving Housing Forward Act
S2038 - Jumpstart GSE Reform Act
Guarantee Fees
S752 - A bill to establish a scorekeeping rule to ensure that increases in guarantee fees of Fannie Mae and Freddie Mac shall not be used to offset provisions that increase the deficit.
HConRes125 - Establishing the congressional budget for the United States Government for fiscal year 2017 and setting forth the appropriate budgetary levels for fiscal years 2018 through 2026.
RESPA/TILA Amendments/TRID
HR1113 - Portfolio Lending and Mortgage Access Act
HR1210 - Portfolio Lending and Mortgage Access Act
HR3192 - Homebuyers Assistance Act
S1711 - A bill to provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions under the Real Estate Settlement Procedures Act of 1974 and the Truth in Lending Act, and for other purposes.
Short Sales
HR4812 - Prompt Notification of Short Sales Act
Mortgage Servicing Assets
HR2029 - Consolidated Appropriations Act, 2016
Alternative Credit Scoring
HR3035 - Credit Access and Inclusion Act of 2015
HR4211 - Credit Score Competition Act of 2015
HR4893 - Risk Management and Homeowner Stability Act of 2016
S2355 - Credit Access and Inclusion Act of 2015
Service Members Foreclosure Relief
S2393 - Foreclosure Relief and Extension for Servicemembers Act of 2015
Commercial Risk Retention Rules
HR4620 - Preserving Access to CRE Capital Act of 2016
FHFA
HR3808 - To require the withdrawal and study of the Federal Housing Finance Agency's proposed rule on Federal Home Loan Bank membership, and for other purposes.
Financial Regulatory Reform
HR1090 - Retail Investor Protection Act
HR2642 - Community Lender Regulatory Relief and Consumer Protection Act of 2015
S1484 - Financial Regulatory Improvement Act of 2015
S1491 - Community Lender Regulatory Relief and Consumer Protection Act of 2015
Conversations with the Consumer Finance Protection Bureau (CFPB) on TRID/Know Before You Owe.
Discussions with the Federal Housing Finance Agency (FHFA) on TRID and "Duty to Serve."
Discussions with the Small Business Administration to discuss small business lending programs.
Discussions with the Treasury on anti-money laundering.
Conversations with the Office of the Comptroller of the Currency (OCC) on Commercial lending practices.
Conversations with the Securities and Exchange Commission (SEC) on crowdfunding rules.
Cited source text, amounts, lobbyists, and targets
Issues related to the discharge of private student loan debt, including:
HR 3451 - Student Loan Bankruptcy Parity Act of 2015
HR 1674 - Private Student Loan Bankruptcy Fairness Act of 2015
HR 1131 - Fairness in Student Loan Lending Act
HR 1434 - Bank on Students Emergency Loan Refinancing Act
HR 449 - Discharge Student Loans in Bankruptcy Act of 2015
S 729 - Fairness for Struggling Students Act of 2015
S 793 - Bank of Students Emergency Loan Refinancing Act
Client expense: $590,000 · Firm income: Not reported
Cited source text, amounts, lobbyists, and targets
Issues related to private student lending, including:
HR 509 - Student Loan Interest Deduction Act of 2015
HR 649 - Student Loan Refinancing Act
HR 1131 - Fairness in Student Loan Lending Act
HR 1352 - Student Loan Borrowers' Bill of Rights Act of 2015
HR 1434 - Bank on Students Emergency Loan Refinancing Act
Hr 3450 - Student Debt Repayment Fairness Act
S 793 - Bank on Students Emergency Loan Refinancing Act
S 840 - Student Loan Borrower Bill of Rights
Client expense: $590,000 · Firm income: Not reported
Cited source text, amounts, lobbyists, and targets
Issues pertaining to Title IV of the HEA; S.108, Financial Aid Simplification and Transparency Act of 2015; S.2677, "In the Red Act of 2016"; H.R.1434 and S.793, "Bank on Students Emergency Loan Financing Act"
Client expense: $300,000 · Firm income: Not reported
Cited source text, amounts, lobbyists, and targets
Reauthorization of the Higher Education Act
S.108, The Financial Aid Simplication and Transparency Act
S.793/HR 1434 - Bank on Students Emergency Loan Refinance Act
Client expense: Not reported · Firm income: $10,000
Cited source text, amounts, lobbyists, and targets
HR1310 and S.590: Campus Accountability and Safety Act
Official Title: To amend the Higher Education Act of 1965 and the Jeanne Clery Disclosure of Campus Security Policy and Campus Crime Statistics Act to combat campus sexual violence, and for other purposes(ALL)
S108: Financial Aid Simplification and Transparency Act of 2015
Official Title: A bill to amend the Higher Education Act of 1965 to improve access for students to Federal grants and loans to help pay for postsecondary, graduate, and professional educational opportunities, and for other purposes(ALL)
HR. 1434 and S793: Bank on Students Emergency Loan Refinancing Act
Official Title: A bill to amend the Higher Education Act of 1965 to provide for the refinancing of certain Federal student loans, and for other purposes(ALL).
HR 5269: HALT Campus Sexual Violence Act
Official Title: To amend the Higher Education Act of 1965 to increase transparency and reporting on campus sexual violence, and for other purposes.
H.R.2731
National Collegiate Athletics Accountability Act
Official Title: To amend section 487(a) of the Higher Education Act of 1965 to provide increased accountability of nonprofit athletic associations and to establish a commission to identify and examine issues of national concern related to the conduct of intercollegiate athletics, and for other purposes.
Pending legislation to reauthorize the Higher Education Act.
Client expense: $70,000 · Firm income: Not reported
Cited source text, amounts, lobbyists, and targets
Issues related to private student lending, including:
HR 509 - Student Loan Interest Deduction Act of 2015
HR 649 - Student Loan Refinancing Act
HR 1131 - Fairness in Student Loan Lending Act
HR 1352 - Student Loan Borrowers' Bill of Rights Act of 2015
HR 1434 - Bank on Students Emergency Loan Refinancing Act
Hr 3450 - Student Debt Repayment Fairness Act
S 793 - Bank on Students Emergency Loan Refinancing Act
S 840 - Student Loan Borrower Bill of Rights
Client expense: $480,000 · Firm income: Not reported
Cited source text, amounts, lobbyists, and targets
Issues related to the discharge of private student loan debt, including:
HR 3451 - Student Loan Bankruptcy Parity Act of 2015
HR 1674 - Private Student Loan Bankruptcy Fairness Act of 2015
HR 1131 - Fairness in Student Loan Lending Act
HR 1434 - Bank on Students Emergency Loan Refinancing Act
HR 449 - Discharge Student Loans in Bankruptcy Act of 2015
S 729 - Fairness for Struggling Students Act of 2015
S 793 - Bank of Students Emergency Loan Refinancing Act
Client expense: $480,000 · Firm income: Not reported
Cited source text, amounts, lobbyists, and targets
Issues related to the discharge of private student loan debt, including:
HR 3451 - Student Loan Bankruptcy Parity Act of 2015
HR 1674 - Private Student Loan Bankruptcy Fairness Act of 2015
HR 1131 - Fairness in Student Loan Lending Act
HR 1434 - Bank on Students Emergency Loan Refinancing Act
HR 449 - Discharge Student Loans in Bankruptcy Act of 2015
S 729 - Fairness for Struggling Students Act of 2015
S 793 - Bank of Students Emergency Loan Refinancing Act
Client expense: $570,000 · Firm income: Not reported
Cited source text, amounts, lobbyists, and targets
Issues related to private student lending, including:
HR 509 - Student Loan Interest Deduction Act of 2015
HR 649 - Student Loan Refinancing Act
HR 1131 - Fairness in Student Loan Lending Act
HR 1352 - Student Loan Borrowers' Bill of Rights Act of 2015
HR 1434 - Bank on Students Emergency Loan Refinancing Act
Hr 3450 - Student Debt Repayment Fairness Act
S 793 - Bank on Students Emergency Loan Refinancing Act
S 840 - Student Loan Borrower Bill of Rights
Client expense: $570,000 · Firm income: Not reported
Cited source text, amounts, lobbyists, and targets
Issues related to private student lending, including:
HR 509 - Student Loan Interest Deduction Act of 2015
HR 649 - Student Loan Refinancing Act
HR 1131 - Fairness in Student Loan Lending Act
HR 1352 - Student Loan Borrowers' Bill of Rights Act of 2015
HR 1434 - Bank on Students Emergency Loan Refinancing Act
S 793 - Bank on Students Emergency Loan Refinancing Act
S 840 - Student Loan Borrower Bill of Rights
Client expense: $590,000 · Firm income: Not reported
Cited source text, amounts, lobbyists, and targets
Issues related to the discharge of private student loan debt, including;
HR 1674 -Private Student Loan Bankruptcy Fairness Act of 2015
HR 1131 - Access to Timely Information Act
HR 1434 - Bank on Students Emergency Loan Refinancing Act
HR 449 - Discharge Student Loans in Bankruptcy Act of 2015
S 729 - Fairness for Struggling Students Act of 2015
S 793 - Bank on Students Emergency Loan Refinancing Act
Client expense: $590,000 · Firm income: Not reported
Cited source text, amounts, lobbyists, and targets
Issues related to private student lending, including:
HR 509 - Student Loan Interest Deduction Act of 2015
HR 649 - Student Loan Refinancing Act
HR 1131 - Fairness in Student Loan Lending Act
HR 1352 - Student Loan Borrowers' Bill of Rights Act of 2015
HR 1434 - Bank on Students Emergency Loan Refinancing Act
S 793 - Bank on Students Emergency Loan Refinancing Act
S 840 - Student Loan Borrower Bill of Rights
Client expense: $570,000 · Firm income: Not reported
Cited source text, amounts, lobbyists, and targets
Issues related to the discharge of private student loan debt, including;
HR 1674 -Private Student Loan Bankruptcy Fairness Act of 2015
HR 1131 - Access to Timely Information Act
HR 1434 - Bank on Students Emergency Loan Refinancing Act
HR 449 - Discharge Student Loans in Bankruptcy Act of 2015
S 729 - Fairness for Struggling Students Act of 2015
S 793 - Bank on Students Emergency Loan Refinancing Act
Client expense: $570,000 · Firm income: Not reported
Government targets: Consumer Financial Protection Bureau (CFPB), Defense, Dept of (DOD), Education, Dept of, Federal Communications Commission (FCC), Health & Human Services, Dept of (HHS), Internal Revenue Service (IRS), Justice, Dept of (DOJ), Labor, Dept of (DOL), Office of Management & Budget (OMB), White House Office
Client expense: $780,000 · Firm income: Not reported
Government targets: Consumer Financial Protection Bureau (CFPB), Defense, Dept of (DOD), Education, Dept of, Federal Communications Commission (FCC), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Internal Revenue Service (IRS), Office of Management & Budget (OMB), Office of the Comptroller of the Currency (OCC), SENATE, Treasury, Dept of
Client expense: $23,800,000 · Firm income: Not reported
Government targets: Agriculture, Dept of (USDA), Consumer Financial Protection Bureau (CFPB), Energy, Dept of, Environmental Protection Agency (EPA), Federal Aviation Administration (FAA), Federal Deposit Insurance Corporation (FDIC), Federal Emergency Management Agency (FEMA), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Justice, Dept of (DOJ), Labor, Dept of (DOL), Natl Telecommunications & Information Administration (NTIA), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Treasury, Dept of, U.S. Forest Service, Veterans Affairs, Dept of (VA), White House Office
Client expense: $50,000 · Firm income: Not reported
Government targets: Consumer Financial Protection Bureau (CFPB), Defense, Dept of (DOD), Education, Dept of, Federal Communications Commission (FCC), Health & Human Services, Dept of (HHS), Internal Revenue Service (IRS), Justice, Dept of (DOJ), Labor, Dept of (DOL), Office of Management & Budget (OMB), White House Office
Client expense: $9,380,000 · Firm income: Not reported
Government targets: Agriculture, Dept of (USDA), Commerce, Dept of (DOC), Consumer Financial Protection Bureau (CFPB), Energy, Dept of, Environmental Protection Agency (EPA), Federal Aviation Administration (FAA), Federal Emergency Management Agency (FEMA), Federal Housing Finance Agency (FHFA), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Justice, Dept of (DOJ), Labor, Dept of (DOL), Natl Telecommunications & Information Administration (NTIA), Office of Management & Budget (OMB), Office of the Comptroller of the Currency (OCC), SENATE, Small Business Administration (SBA), Treasury, Dept of, Veterans Affairs, Dept of (VA)
Client expense: $80,000 · Firm income: Not reported
Government targets: Consumer Financial Protection Bureau (CFPB), Defense, Dept of (DOD), Education, Dept of, Federal Communications Commission (FCC), Health & Human Services, Dept of (HHS), Internal Revenue Service (IRS), Justice, Dept of (DOJ), Office of Management & Budget (OMB), White House Office
Client expense: $11,970,000 · Firm income: Not reported
Government targets: Agriculture, Dept of (USDA), Consumer Financial Protection Bureau (CFPB), Environmental Protection Agency (EPA), Federal Aviation Administration (FAA), Federal Emergency Management Agency (FEMA), Federal Housing Finance Agency (FHFA), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Transportation, Dept of (DOT), Treasury, Dept of, Veterans Affairs, Dept of (VA)