Financial Transparency Act of 2015

General Issues: 1. HMDA Dodd Frank - sections 342 & 1071 2. Servicing Assets 3. Regulatory oversight 4. GSE reform, risk & retention Specific bills: 1. H.R. 2477 Financial Transparency Act of 2015 This bill directs the Office of Financial Research of the Department of the Treasury and the following financial regulatory agencies to adopt data standards for all information collected or received by them, including corporate financial data: the Securities and Exchange Commission (SEC), the Federal Deposit Insurance Corporation, the Office of the Comptroller of the Currency, the Bureau of Consumer Financial Protection, the Board of Governors of the Federal Reserve System, the Commodity Futures Trading Commission, the National Credit Union Administration, and the Federal Housing Finance Agency.

Client expense: $30,000 · Firm income: Not reported

Government targets: Administration on Aging, Agriculture, Dept of (USDA), Federal Reserve System, General Services Administration (GSA), HOUSE OF REPRESENTATIVES, Office of the Comptroller of the Currency (OCC), SENATE

Issues related to standardized data, including the Financial Transparency Act HR 2477

Client expense: Not reported · Firm income: $30,000

Government targets: Securities & Exchange Commission (SEC), Treasury, Dept of

H.R. 1309, Systemic Risk Designation Improvement Act of 2015 H.R. 1486, Taking Account of Bureaucrats' Spending (TABS) Act of 2016 H.R. 1550, Financial Stability Oversight Council Improvement Act of 2015 H.R. 2356, Fair Access to Investment Research Act of 2015 H.R. 2357, Accelerating Access to Capital Act of 2015 H.R. 2477, Financial Transparency Act of 2015 H.R. 3340, Financial Stability Oversight Council Reform Act H.R. 3557, FSOC Transparency and Accountability Act H.R. 3738, Office of Financial Research Accountability Act of 2015 H.R. 3784, SEC Small Business Advocate Act of 2015 H.R. 3791, To raise the consolidated assets threshold under the small bank holding company policy statement, and for other purposes H.R. 3798, Due Process Restoration Act of 2015 H.R. 3868, Small Business Credit Availability Act H.R. 4096, Investor Clarity and Bank Parity Act H.R. 4139, Fostering Innovation Act of 2015 H.R. 4166, Expanding Proven Financing for American Employers Act H.R. 4168, Small Business Capital Formation Enhancement Act H.R. 4216/S. 1802, Consumer Financial Choice and Capital Markets Protection Act of 2015 H.R. 4293, Affordable Retirement Advice Protection Act H.R. 4294, Strengthening Access to Valuable Education and Retirement Support (SAVERS) Act of 2015 H.R. 4450/S. 2489, Incorporation Transparency and Law Enforcement Assistance Act H.R. 4498/S. 978, Helping Angels Lead Our Startups (HALOS) Act H.R. 4620, Preserving Access to CRE Capital Act of 2016 H.R. 4718, Gender Diversity in Corporate Leadership Act of 2016 H.R. 4852, Private Placement Improvement Act of 2016 H.R. 4854, Supporting America's Innovators Act of 2016 H.R. 4855, Fix Crowdfunding Act H.R. 5019, Fair Access to Investment Research Act of 2016 H.R. 5143, Transparent Insurance Standards Act of 2016 H.R. 5311, Corporate Governance Reform and Transparency Act of 2016 H.R. 5424, Investment Advisers Modernization Act of 2016 H.R. 5429, SEC Regulatory Accountability Act H.R. 5485/S. 3067, Financial Services and General Government Appropriations Act, 2017, including provisions related to House Amendment 1253 H.R. 5982, Midnight Rules Relief Act of 2016 H.R. 5983, Financial CHOICE Act of 2016 H.R. 6392, Systemic Risk Designation Improvement Act of 2016 H.R. 6427, Creating Financial Prosperity for Businesses and Investors Act S. 2867, SEC Small Business Advocate Act of 2016 Final regulation on definition of the term "fiduciary"; conflict of interest rule--retirement investment advice (81 Fed. Reg. 20,946, April 8, 2016) Proposed regulations on arbitration agreements (81 Fed. Reg. 32,830, May 24, 2016) Proposed regulations on amendments relating to disclosure of records and information (81 Fed. Reg. 58,310, August 24, 2016) Proposed regulations on universal proxy (81 Fed. Reg. 79,122, November 10, 2016) Proposed regulations on regulation automated trading (81 Fed. Reg. 85,334, November 25, 2016) Proposed regulations on cross-border application of the registration thresholds and external business conduct standards applicable to swap dealers and major swap participants (81 Fed. Reg. 71,946, October 18, 2016) Proposed rule on regulations Q and Y; risk-based capital and other regulatory requirements for activities of financial holding companies related to physical commodities and risk-based capital requirements for merchant banking investments (81 Fed. Reg. 67,220, September 30, 2016) Notice regarding consumer response company response survey (81 Fed. Reg. 50,484, August 1, 2016) Various issues relating to the implementation of the Dodd-Frank Wall Street Reform and Consumer Protection Act (P.L. 111-203); Basel III capital standards, bank capital, and liquidity reform; political spending disclosures; systemic risk regulation and capital standards for non-bank financial companies; changes to Credit Repair Organizations Act (CROA) of 1996 (P.L. 90-321, Title IV); Federal Reserve reform; proxy voting system

DATA Act implementation; Supporting passage of the Financial Transparency Act (H.R. 2477) and OPEN Government Data Act (Sec. 2852 of H.R. 5051)

Client expense: Not reported · Firm income: $20,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Auditor liability; International Financial Reporting Standards; H.R. 5983, Financial CHOICE Act; H.R. 6251, the PCAOB Enforcement Transparency Act of 2016; H.R. 4450/S. 2489, Incorporation Transparency and Law Enforcement Assistance Act, formation agent and related beneficial ownership notification issues; H.R. 2477, Financial Transparency Act, specifically data transparency standards requirements

Client expense: $1,320,000 · Firm income: Not reported

General Issues: 1. HMDA Dodd-Frank Sections 342 & 1071 2. Servicing Assets 3. Regulatory Oversight Agendas 4. GSE Reform, Risk and Retention Specific bills: 1. H.R. 2477 Financial Transparency This bill directs the Office of Financial Research of the Department of the Treasury and the following financial regulatory agencies to adopt data standards for all information collected or received by them, including corporate financial data.

Client expense: $30,000 · Firm income: Not reported

Government targets: Federal Reserve System, General Services Administration (GSA), HOUSE OF REPRESENTATIVES, Office of the Comptroller of the Currency (OCC), SENATE

Issues related to data breach notification and data security. Cybersecurity issues. HR 1770, Data Security and Breach Notification Act, all provisions. HR 2205, Data Security Act, all provisions. HR 3035, HR 4172, Credit Access and Inclusion Act, all provisions. Issues related to next-generation credit score products. HR 2477, Financial Transparency Act, all provisions.

Client expense: $410,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Lobbied for full implementation of the DATA Act, Pub. L. No. 113-101. Lobbied for the passage of the Financial Transparency Act, H.R. 2477. Lobbied for the passage of the OPEN Government Data Act, H.R. 5051 / S. 2852. Lobbied for the passage of the Statutes at Large Modernization Act, H.R. 4006. Lobbied for the passage of the Establishing Digital Interactive Transparency Act, H.R. 5493. Lobbied for the passage of the Searchable Legislation Act, H.R. 5760.

Client expense: $20,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), General Services Administration (GSA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Office of Science & Technology Policy (OSTP), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Treasury, Dept of

Lobbied for the introduction and passage of the Financial Transparency Act, H.R. 2477. Lobbied against the Small Company Disclosure Simplification Act, H.R. 1965, as incorporated into a broader package bill numbered H.R. 1675, and as incorporated into the Financial CHOICE Act, H.R. 5983. Lobbied for agencies' adoption of standardized formats and fields in financial regulatory reporting.

Client expense: $20,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), General Services Administration (GSA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Office of Science & Technology Policy (OSTP), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Treasury, Dept of

Lobbied for the introduction and passage of the Financial Transparency Act, H.R. 2477. Lobbied against the Small Company Disclosure Simplification Act, H.R. 1965, as incorporated into a broader package bill numbered H.R. 1675 and as incorporated into the Financial CHOICE Act, H.R. 5983. Lobbied for agencies' adoption of standardized formats and fields in financial regulatory reporting.

Client expense: $20,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), General Services Administration (GSA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Office of Science & Technology Policy (OSTP), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Treasury, Dept of

General Issues: 1. HMDA Dodd-Frank Sections 342 & 1071 2. Servicing Assets 3. Regulatory Oversight Agendas 4. GSE Reform, Risk and Retention Specific bills: 1. H.R. 2477 Financial Transparency This bill directs the Office of Financial Research of the Department of the Treasury and the following financial regulatory agencies to adopt data standards for all information collected or received by them, including corporate financial data. 2. H.R. 1129 Interstate Taxation

Client expense: $90,000 · Firm income: Not reported

Government targets: General Services Administration (GSA), HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), SENATE

Lobbied for full implementation of the DATA Act, Pub. L. No. 113-101. Lobbied for the passage of the Financial Transparency Act, H.R. 2477. Lobbied for the passage of the OPEN Government Data Act, H.R. 5051 / S. 2852. Lobbied for the passage of the Statutes at Large Modernization Act, H.R. 4006. Lobbied for the passage of the Establishing Digital Interactive Transparency Act, H.R. 5493. Lobbied for the passage of the Searchable Legislation Act, H.R. 5760.

Client expense: $20,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), General Services Administration (GSA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Office of Science & Technology Policy (OSTP), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Treasury, Dept of

Lobbied for the introduction and passage of the Financial Transparency Act, H.R. 2477. Lobbied against the Small Company Disclosure Simplification Act, H.R. 1965, as incorporated into a broader package bill numbered H.R. 1675 and as incorporated into the Financial CHOICE Act, H.R. 5983. Lobbied for agencies' adoption of standardized formats and fields in financial regulatory reporting.

Client expense: $20,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), General Services Administration (GSA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Office of Science & Technology Policy (OSTP), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Treasury, Dept of

Lobbied for the introduction and passage of the Financial Transparency Act, H.R. 2477. Lobbied against the Small Company Disclosure Simplification Act, H.R. 1965, as incorporated into a broader package bill numbered H.R. 1675, and as incorporated into the Financial CHOICE Act, H.R. 5983. Lobbied for agencies' adoption of standardized formats and fields in financial regulatory reporting.

Client expense: $20,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), General Services Administration (GSA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Office of Science & Technology Policy (OSTP), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Treasury, Dept of

Small Company Disclosure Simplification Act, H.R. a title of HR 5405, particularly focused on the exemption for smaller companies. The Financial Transparency Act.H.R. 2477

Client expense: Not reported · Firm income: $30,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Issues related to data breach notification and data security. Cybersecurity issues. S 177 / HR 1770, Data Security and Breach Notification Act, all provisions. S 961, Data Security Act, all provisions. HR 2205, Data Security Act, all provisions. HR 3035, HR 4172, S 2355, Credit Access and Inclusion Act, all provisions. Issues related to next-generation credit score products. HR 2477, Financial Transparency Act, all provisions. Issues related to implementation of the Military Lending Act, PL 109-364, provisions relating to access to identification of service members and dependents.

Client expense: $380,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 1309, Systemic Risk Designation Improvement Act of 2015 H.R. 1486, Taking Account of Bureaucrats' Spending (TABS) Act of 2016 H.R. 1550, Financial Stability Oversight Council Improvement Act of 2015 H.R. 2356, Fair Access to Investment Research Act of 2015 H.R. 2357, Accelerating Access to Capital Act of 2015 H.R. 2477, Financial Transparency Act of 2015 H.R. 3340, Financial Stability Oversight Council Reform Act H.R. 3557, FSOC Transparency and Accountability Act H.R. 3738, Office of Financial Research Accountability Act of 2015 H.R. 3784, SEC Small Business Advocate Act of 2015 H.R. 3791, To raise the consolidated assets threshold under the small bank holding company policy statement, and for other purposes H.R. 3798, Due Process Restoration Act of 2015 H.R. 3868, Small Business Credit Availability Act H.R. 4096, Investor Clarity and Bank Parity Act H.R. 4139, Fostering Innovation Act of 2015 H.R. 4166, Expanding Proven Financing for American Employers Act H.R. 4168, Small Business Capital Formation Enhancement Act H.R. 4216/S. 1802, Consumer Financial Choice and Capital Markets Protection Act of 2015 H.R. 4293, Affordable Retirement Advice Protection Act H.R. 4294, Strengthening Access to Valuable Education and Retirement Support (SAVERS) Act of 2015 H.R. 4450/S. 2489, Incorporation Transparency and Law Enforcement Assistance Act H.R. 4498/S. 978, Helping Angels Lead Our Startups (HALOS) Act H.R. 4620, Preserving Access to CRE Capital Act of 2016 H.R. 4718, Gender Diversity in Corporate Leadership Act of 2016 H.R. 4852, Private Placement Improvement Act of 2016 H.R. 4854, Supporting America's Innovators Act of 2016 H.R. 4855, Fix Crowdfunding Act H.R. 5019, Fair Access to Investment Research Act of 2016 H.R. 5143, Transparent Insurance Standards Act of 2016 H.R. 5311, Corporate Governance Reform and Transparency Act of 2016 H.R. 5424, Investment Advisers Modernization Act of 2016 H.R. 5429, SEC Regulatory Accountability Act H.R. 5485/S. 3067, Financial Services and General Government Appropriations Act, 2017, including provisions related to House Amendment 1253 H.R. 5982, Midnight Rules Relief Act of 2016 H.R. 5983, Financial CHOICE Act of 2016 S. 2867, SEC Small Business Advocate Act of 2016 Final regulation on definition of the term "fiduciary"; conflict of interest rule--retirement investment advice (81 Fed. Reg. 20,946, April 8, 2016) Proposed regulations on regulation automated trading (80 Fed. Reg. 78,824, December 17, 2015) Proposed regulations on arbitration agreements (81 Fed. Reg. 32,830, May 24, 2016) Proposed regulations on capital requirements for supervised institutions significantly engaged in insurance activities (81 Fed. Reg. 38,631, June 14, 2016) Proposed regulations payday, vehicle title and certain high-cost installment loans (81 Fed. Reg. 47,864, July 22, 2016) Proposed regulations on amendments relating to disclosure of records and information (81 Fed. Reg. 58,310, August 24, 2016) Proposed regulations on enhanced prudential standards for systemically important insurance companies (81 Fed. Reg. 38,610, June 14, 2016) Notice regarding consumer response company response survey (81 Fed. Reg. 50,484, August 1, 2016) Various issues relating to the implementation of the Dodd-Frank Wall Street Reform and Consumer Protection Act (P.L. 111-203); Basel III capital standards, bank capital, and liquidity reform; political spending disclosures; systemic risk regulation and capital standards for non-bank financial companies; changes to Credit Repair Organizations Act of 1996 (CROA) (P.L. 90-321, Title IV); Securities and Exchange Commission electronic delivery and investment company reporting modernization; Federal Reserve reform; universal ballot; proxy voting system

DATA Act implementation; Supporting passage of the Financial Transparency Act (H.R. 2477) and OPEN Government Data Act (Sec. 2852 of H.R. 5051)

Client expense: Not reported · Firm income: $20,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Auditor liability; International Financial Reporting Standards; H.R. 5983, Financial CHOICE Act; H.R. 6251, the PCAOB Enforcement Transparency Act of 2016; H.R. 4450/S. 2489, Incorporation Transparency and Law Enforcement Assistance Act, formation agent and related beneficial ownership notification issues; H.R. 2477, Financial Transparency Act, specifically data transparency standards requirements

Client expense: $1,230,000 · Firm income: Not reported

Lobbied for full implementation of the DATA Act, Pub. L. No. 113-101. Lobbied for the passage of the Financial Transparency Act, H.R. 2477. Lobbied for the passage of the OPEN Government Data Act, H.R. 5051 / S. 2852. Lobbied for the passage of the Statutes at Large Modernization Act, H.R. 4006. Lobbied for the passage of the Establishing Digital Interactive Transparency Act, H.R. 5493. Lobbied for the passage of the Searchable Legislation Act (not yet introduced during this period).

Client expense: $20,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), General Services Administration (GSA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Office of Science & Technology Policy (OSTP), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Treasury, Dept of

Lobbied for the introduction and passage of the Financial Transparency Act, H.R. 2477. Lobbied against the Small Company Disclosure Simplification Act, H.R. 1965, as incorporated into a broader package bill numbered H.R. 1675. Lobbied for agencies' adoption of standardized formats and fields in financial regulatory reporting.

Client expense: $20,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), General Services Administration (GSA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Office of Science & Technology Policy (OSTP), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Treasury, Dept of

Lobbied for the introduction and passage of the Financial Transparency Act, H.R. 2477. Lobbied against the Small Company Disclosure Simplification Act, H.R. 1965, as incorporated into a broader package bill numbered H.R. 1675. Lobbied for agencies' adoption of standardized formats and fields in financial regulatory reporting.

Client expense: $20,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), General Services Administration (GSA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Office of Science & Technology Policy (OSTP), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Treasury, Dept of

Supplemental capital issues, regulatory issues for credit unions and tax exemption status: HR185; HR 766; HR 957; HR 989; HR 1133; HR 1176; HR 1188; HR 1266; HR 1422; HR 1486; HR 1491; HR 1529; HR 1550; HR 1660; HR 1661; HR 1941; HR 2099; HR 2213; HR 2473; HR 2477; HR 2642; HR 2769;HR 2896; HR 3557; HR 3738; HR 3808; HR 3857; HR 4099; HR 4166; HR 4210; HR 4248; HR 4347; HR 4500; HR 4538; HR 4620; HR 4647; HR 4781; HR 4894; HR 4913; HR 4997; HR 5112; HR 5211; HR 5413; HR 5419; HR 5453; HR 5465; HR 5490; HR 5491; HR 5521; HR 5522; HR 5523; HR 5527; HR 5569; S. 423; S. 482; S. 726; S. 774; S. 924; S. 970; S. 1383; S. 1440; S. 1484; S. 1491; S. 2028; S. 2038; S. 2216; S. 2315; S.2663; S 2722; data security and cybersecurity; patent reform; FHLB membership rules; CFPB and FSOC reform; and GSE reform.

Client expense: Not reported · Firm income: $50,000

H.R. 601, Eliminate Privacy Notice Confusion Act H.R. 766, Financial Institution Customer Protection Act of 2015 H.R. 1023/S. 552, Small Business Investment Company Capital Act of 2015 H.R. 1090, Retail Investor Protection Act H.R. 1195, Bureau of Consumer Financial Protection Advisory Boards Act H.R. 1259, Helping Expand Lending Practices in Rural Communities Act H.R. 1265, Bureau Advisory Commission Transparency Act H.R. 1486, Taking Account of Bureaucrats' Spending (TABS) Act of 2016 H.R. 1550, Financial Stability Oversight Council Improvement Act of 2015 H.R. 1675, Capital Markets Improvement Act of 2016 H.R. 1965, Small Company Disclosure Simplification Act H.R. 1975, Securities and Exchange Commission Overpayment Credit Act H.R. 2289, Commodity End User Relief Act H.R. 2356, Fair Access to Investment Research Act of 2015 H.R. 2357, Accelerating Access to Capital Act of 2015 H.R. 2477, Financial Transparency Act of 2015 H.R. 2648/S. 1109, Truth in Settlements Act of 2015 H.R. 2901/S. 1679, Flood Insurance Market Parity and Modernization Act H.R. 3340, Financial Stability Oversight Council Reform Act H.R. 3557, FSOC Transparency and Accountability Act H.R. 3738, Office of Financial Research Accountability Act of 2015 H.R. 3784, SEC Small Business Advocate Act of 2015 H.R. 3791, To raise the consolidated assets threshold under the small bank holding company policy statement, and for other purposes H.R. 3798, Due Process Restoration Act of 2015 H.R. 3868, Small Business Credit Availability Act H.R. 4096, Investor Clarity and Bank Parity Act H.R. 4139, Fostering Innovation Act of 2015 H.R. 4166, Expanding Proven Financing for American Employers Act H.R. 4168, Small Business Capital Formation Enhancement Act H.R. 4216/S. 1802, Consumer Financial Choice and Capital Markets Protection Act of 2015 H.R. 4293, Affordable Retirement Advice Protection Act H.R. 4294, Strengthening Access to Valuable Education and Retirement Support (SAVERS) Act of 2015 H.R. 4450/S. 2489, Incorporation Transparency and Law Enforcement Assistance Act H.R. 4498/S. 978, Helping Angels Lead Our Startups (HALOS) Act H.R. 4620, Preserving Access to CRE Capital Act of 2016 H.R. 4718, Gender Diversity in Corporate Leadership Act of 2016 H.R. 4852, Private Placement Improvement Act of 2016 H.R. 4854, Supporting America's Innovators Act of 2016 H.R. 4855, Fix Crowdfunding Act H.R. 5019, Fair Access to Investment Research Act of 2016 H.R. 5143, Transparent Insurance Standards Act of 2016 H.R. 5311, Corporate Governance Reform and Transparency Act of 2016 H.R. 5424, Investment Advisers Modernization Act of 2016 H.R. 5429, SEC Regulatory Accountability Act H.R. 5485, Financial Services and General Government Appropriations Act, 2017 S. 1484, Financial Regulatory Improvement Act of 2015 S. 2867, SEC Small Business Advocate Act of 2016 S. 2917, Commodity End-User Relief Act H.J. Res. 88, Disapproving the rule submitted by the Department of Labor relating to the definition of the term "Fiduciary" S.J. Res. 33, A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Department of Labor relating to the definition of the term "fiduciary" and the conflict of interest rule with respect to retirement investment advice Draft legislation on conflict minerals disclosures Proposed regulations on the definition of the term fiduciary; Conflict of interest rule-retirement investment advice (80 Fed. Reg. 21,928, April 20, 2015) Various issues relating to the implementation of the Dodd-Frank Wall Street Reform and Consumer Protection Act (P.L. 111-203), including sections 953 and 1502; ratification of the Convention on the Assignment of Receivables in International Trade; Basel III capital standards, bank capital, and liquidity reform; Trust Indenture Act (P.L. 76-253); political spending disclosures; systemic risk regulation and capital standards for non-bank financial companies; Consumer Financial Protection Bureau arbitration rule; Consumer Financial Protection Bureau payday and small dollar lending rule; Consumer Financial Protection Bureau online lending proposal; Consumer Financial Protection Bureau auto financing standard; Consumer Financial Protection Bureau no action letters; Federal Reserve reform; universal ballot; proxy voting system

Small Company Disclosure Simplification Act, H.R. a title of HR 5405, particularly focused on the exemption for smaller companies. The Financial Transparency Act.H.R. 2477

Client expense: Not reported · Firm income: $30,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

DATA Act implementation; Supporting passage of the Financial Transparency Act (H.R. 2477) and OPEN Government Data Act (Sec. 2852 of H.R. 5051)

Client expense: Not reported · Firm income: $10,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

General Issues: 1. HMDA Dodd-Frank Section 342 2. Servicing Assets 3. Regulatory Oversight Agendas 4. GSE Reform, Risk and Retention Specific bills: 1. H.R. 2477 Financial Transparency This bill directs the Office of Financial Research of the Department of the Treasury and the following financial regulatory agencies to adopt data standards for all information collected or received by them, including corporate financial data. 2. H.R. 1129 Interstate Taxation

Client expense: $20,000 · Firm income: Not reported

Government targets: Federal Reserve System, General Services Administration (GSA), HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), Office of the Comptroller of the Currency (OCC), SENATE

Issues related to data breach notification and data security. Cybersecurity issues. S 177 / HR 1770, Data Security and Breach Notification Act, all provisions. S 961, Data Security Act, all provisions. HR 2205, Data Security Act, all provisions. HR 3035, HR 4172, S 2355, Credit Access and Inclusion Act, all provisions. Issues related to next-generation credit score products. HR 5282, Comprehensive Consumer Credit Reporting Reform Act, all provisions. HR 2477, Financial Transparency Act, all provisions. Issues related to implementation of the Military Lending Act, PL 109-364, provisions relating to access to identification of service members and dependents.

Client expense: $400,000 · Firm income: Not reported

Government targets: Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, SENATE

DATA Act implementation; Supporting passage of the Financial Transparency Act (H.R. 2477) and OPEN Government Data Act (Sec. 2852 of H.R. 5051)

Client expense: Not reported · Firm income: Not reported

Lobbied for full implementation of the DATA Act, Pub. L. No. 113-101. Lobbied for the passage of the Financial Transparency Act, H.R. 2477. Lobbied for the passage of the OPEN Government Data Act, H.R. 5051 / S. 2852.

Client expense: $20,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), General Services Administration (GSA), HOUSE OF REPRESENTATIVES, Office of Science & Technology Policy (OSTP), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Treasury, Dept of

Lobbied for the introduction and passage of the Financial Transparency Act, H.R. 2477. Lobbied against the Small Company Disclosure Simplification Act, H.R. 1965, as incorporated into a broader package bill numbered H.R. 1675.

Client expense: $20,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), General Services Administration (GSA), HOUSE OF REPRESENTATIVES, Office of Science & Technology Policy (OSTP), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Treasury, Dept of

Lobbied for the introduction and passage of the Financial Transparency Act, H.R. 2477. Lobbied against the Small Company Disclosure Simplification Act, H.R. 1965, as incorporated into a broader package bill numbered H.R. 1675.

Client expense: $20,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), General Services Administration (GSA), HOUSE OF REPRESENTATIVES, Office of Science & Technology Policy (OSTP), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Treasury, Dept of

Small Company Disclosure Simplification Act, H.R. a title of HR 5405, particularly focused on the exemption for smaller companies. The Financial Transparency Act.H.R. 2477

Client expense: Not reported · Firm income: $30,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Supplemental capital issues, regulatory issues for credit unions and tax exemption status: HR185; HR 299; HR 601; HR 685; HR 766; HR 957; HR 989; HR 1133; HR 1176; HR 1188; HR 1195; HR 1233; HR 1266; HR 1422; HR 1486; HR 1491; HR 1529; HR 1550; HR 1659; HR 1660; HR 1661; HR 1941; HR 2099; HR 2213; HR 2473; HR 2477; HR 2642; HR 2769;HR 2896; HR 3192; HR 3557; HR 3700; HR 3738; HR 3808; HR 3857; HR 4099; HR 4166; HR 4210; HR 4248; S. 423; S. 482; S. 726; S. 774; S. 924; S. 970; S. 1383; S. 1440; S. 1484; S. 1491; S. 2006; S. 2028; S. 2038; S. 2216; S. 2315; S. 2497; S. 2716 data security and cybersecurity; patent reform; FHLB membership rules; CFPB and FSOC reform; and GSE reform.

Client expense: Not reported · Firm income: $50,000

General Issues: 1. Section 404(b) of Sarbanes-Oxley Act - The Sarbanes-Oxley Act requires that the management of public companies assess the effectiveness of the internal control of issuers for financial reporting. Section 404(b) requires a publicly-held companys auditor to attest to, and report on, managements assessment of its internal controls. 2. HMDA Dodd-Frank Section 342 Specific bills: 1. H.R. 2477 Financial Transparency This bill directs the Office of Financial Research of the Department of the Treasury and the following financial regulatory agencies to adopt data standards for all information collected or received by them, including corporate financial data. 2. H.R. 1129 Interstate Taxation

Client expense: $17,000 · Firm income: Not reported

Government targets: Federal Deposit Insurance Corporation (FDIC), General Services Administration (GSA), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Labor, Dept of (DOL), SENATE

H.R. 37, Promoting Job Creation and Reducing Small Business Burdens Act H.R. 414, Burdensome Data Collection Relief Act H.R. 432/S. 1978, SBIC Advisers Relief Act of 2015 H.R. 601, Eliminate Privacy Notice Confusion Act H.R. 686/S. 1010, Small Business Mergers, Acquisitions, Sales, and Brokerage Simplification Act of 2015 H.R. 766, Financial Institution Customer Protection Act of 2015 H.R. 957/S. 510, Bureau of Consumer Financial Protection-Inspector General Reform (CFPB-IG) Act of 2015 H.R. 1023/S. 552, Small Business Investment Company Capital Act of 2015 H.R. 1090, Retail Investor Protection Act H.R. 1195, Bureau of Consumer Financial Protection Advisory Boards Act H.R. 1210, Portfolio Lending and Mortgage Access Act H.R. 1259, Helping Expand Lending Practices in Rural Communities Act H.R. 1265, Bureau Advisory Commission Transparency Act H.R. 1266, Financial Product Safety Commission Act of 2015 H.R. 1309, Systemic Risk Designation Improvement Act of 2015 H.R. 1317, To amend the Commodity Exchange Act and the Securities Exchange Act of 1934 to specify how clearing requirements apply to certain affiliate transactions, and for other purposes H.R. 1334, Holding Company Registration Threshold Equalization Act of 2015 H.R. 1525, Disclosure Modernization and Simplification Act of 2015 H.R. 1550, Financial Stability Oversight Council Improvement Act of 2015 H.R. 1553, Small Bank Exam Cycle Reform Act of 2015 H.R. 1659, Improving Access to Capital for Emerging Growth Companies Act H.R. 1675, Capital Markets Improvement Act of 2016 H.R. 1723, Small Company Simple Registration Act of 2015 H.R. 1737, Reforming CFPB Indirect Auto Financing Guidance Act H.R. 1839, Reforming Access for Investments in Startup Enterprises (RAISE) Act of 2015 H.R. 1847, Swap Data Repository and Clearinghouse Indemnification Correction Act of 2015 H.R. 1941, Financial Institutions Examination Fairness and Reform Act H.R. 1965, Small Company Disclosure Simplification Act H.R. 1975, Securities and Exchange Commission Overpayment Credit Act H.R. 2064, Improving Access to Capital for Emerging Growth Companies Act H.R. 2187, Fair Investment Opportunities for Professional Experts Act H.R. 2287 /S. 924, National Credit Union Administration Budget Transparency Act H.R. 2289, Commodity End User Relief Act H.R. 2354, Streamlining Excessive and Costly Regulations Review Act H.R. 2356, Fair Access to Investment Research Act of 2015 H.R. 2357, Accelerating Access to Capital Act of 2015 H.R. 2477, Financial Transparency Act of 2015 H.R. 2648/S. 1109, Truth in Settlements Act of 2015 H.R. 2769, Risk-Based Capital Study Act of 2015 H.R. 2789, Capital Access for Small Business Banks Act H.R. 3192, Homebuyers Assistance Act H.R. 3340, Financial Stability Oversight Council Reform Act H.R. 3557, FSOC Transparency and Accountability Act H.R. 3738, Office of Financial Research Accountability Act of 2015 H.R. 3784, SEC Small Business Advocate Act of 2015 H.R. 3791, To raise the consolidated assets threshold under the small bank holding company policy statement, and for other purposes H.R. 3798, Due Process Restoration Act of 2015 H.R. 3857, To require the Board of Governors of the Federal Reserve System and the Financial Stability Oversight Council to carry out certain requirements under the Financial Stability Act of 2010 before making any new determination under section 113 of such Act, and for other purposes H.R. 3868, Small Business Credit Availability Act H.R. 4096, Investor Clarity and Bank Parity Act H.R. 4139, Fostering Innovation Act of 2015 H.R. 4166, Expanding Proven Financing for American Employers Act H.R. 4168, Small Business Capital Formation Enhancement Act H.R. 4293, Affordable Retirement Advice Protection Act H.R. 4294, Strengthening Access to Valuable Education and Retirement Support (SAVERS) Act of 2015 H.R. 4450/S. 2489, Incorporation Transparency and Law Enforcement Assistance Act H.R. 4498, Helping Angels Lead Our Startups (HALOS) Act H.R. 4620, Preserving Access to CRE Capital Act of 2016 H.R. 4718, Gender Diversity in Corporate Leadership Act of 2016 S. 576, Encouraging Employee Ownership Act S. 876, A bill to amend the Commodity Exchange Act to specify how clearing requirements apply to certain affiliate transactions S. 1484, Financial Regulatory Improvement Act of 2015 S. 1963, Bureau of Consumer Financial Protection Advisory Board Enhancement Act S. 2232, Federal Reserve Transparency Act of 2015 Draft legislation on conflict minerals disclosures Various issues relating to the implementation of the Dodd- Frank Wall Street Reform and Consumer Protection Act (P.L. 111-203); Basel III capital standards; Trust Indenture Act (P.L. 76-253); oversight of proxy advisory firms; political spending disclosures; Department of Labor definition of fiduciary duty rules; conflict of interest rule, retirement investment advice; international capital standards for non-banks and insurance companies; systemic risk regulations for non-bank financial companies; Consumer Financial Protection Bureau arbitration study; Consumer Financial Protection Bureau online lending proposal; Consumer Financial Protection Bureau auto financing standard; Consumer Financial Protection Bureau no action letters; Federal Reserve reform; universal ballot; proxy voting system; impact of international regulatory standards on the competitiveness of U.S. insurers; case law arising under Section 316 of the Trust Indenture Act of 1939 (P.L. 76-253)

General Issues: 1. Section 404(b) of Sarbanes-Oxley Act - The Sarbanes-Oxley Act requires that the management of public companies assess the effectiveness of the internal control of issuers for financial reporting. Section 404(b) requires a publicly-held companys auditor to attest to, and report on, managements assessment of its internal controls. 2. HMDA Dodd-Frank Section 342 Specific bills: 1. H.R. 2477 Financial Transparency This bill directs the Office of Financial Research of the Department of the Treasury and the following financial regulatory agencies to adopt data standards for all information collected or received by them, including corporate financial data. 2. H.R. 1013 Legalization of Marijuana 3. H.R. 1129 Interstate Taxation

Client expense: $13,000 · Firm income: Not reported

Government targets: General Services Administration (GSA), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), SENATE

Lobbied for the introduction and passage of the Financial Transparency Act, H.R. 2477. Lobbied against the Small Company Disclosure Simplification Act, H.R. 1965.

Client expense: $20,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), General Services Administration (GSA), HOUSE OF REPRESENTATIVES, Office of Science & Technology Policy (OSTP), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Treasury, Dept of

Lobbied for full implementation of the DATA Act, Pub. L. No. 113-101. Lobbied for the passage of the Financial Transparency Act, H.R. 2477.

Client expense: $20,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), General Services Administration (GSA), HOUSE OF REPRESENTATIVES, Office of Science & Technology Policy (OSTP), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Treasury, Dept of

Lobbied for the introduction and passage of the Financial Transparency Act, H.R. 2477. Lobbied against the Small Company Disclosure Simplification Act, H.R. 1965.

Client expense: $20,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), General Services Administration (GSA), HOUSE OF REPRESENTATIVES, Office of Science & Technology Policy (OSTP), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Treasury, Dept of

Supplemental capital issues, regulatory issues for credit unions and tax exemption status: HR185; HR 299; HR 601; HR 685; HR 957; HR 989; HR 1090 HR 1133; HR 1176; HR 1188; HR 1195; HR 1233; HR 1266; HR 1408; HR 1422; HR 1480; HR 1491; HR 1529; HR 1550; HR 1659; HR 1660; HR 1661; HR 1737; HR 1941; HR 2099; HR 2205; HR 2213; HR 2473; HR 2477; HR 2642; HR 2769; HR 3192; HR 3340; HR 3557; HR 3700; HR 3738; HR 3808; HR 3857; HR 4099; HR 4166; HR 4210; S. 423; S. 482; S. 726; S. 774; S. 924; S. 970; S. 1383; S. 1440; S. 1484; S. 1491; S. 2006; S. 2028; S. 2038; S. 2315 data security and cybersecurity; patent reform; FHLB membership rules; CFPB and FSOC reform; and GSE reform.

Client expense: Not reported · Firm income: $40,000

H.R. 870, Puerto Rico Chapter 9 Uniformity Act of 2015 H.R. 647, Achieving Better Life Expectancy Act of 2014 529 College Savings Plans H.R. 2477 Financial Transparency Act of 2015, technical assistance

Client expense: $30,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 870, Puerto Rico Chapter 9 Uniformity Act of 2015 H.R. 647, Achieving Better Life Expectancy Act of 2014 529 College Savings Plans H.R. 2477 Financial Transparency Act of 2015, technical assistance Fixed income liquidity Disclosure of Municipal Bond Markups High Quality Liquid Assets (HQLA) Issues H.R.2209 - To require the appropriate Federal banking agencies to treat certain municipal obligations as level 2A liquid assets, and for other purposes.

Client expense: $30,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 870, Puerto Rico Chapter 9 Uniformity Act of 2015 H.R. 647, Achieving Better Life Expectancy Act of 2014 529 College Savings Plans H.R. 2477 Financial Transparency Act of 2015, technical assistance Fixed income liquidity Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010, implementation progress Disclosure of Municipal Bond Markups High Quality Liquid Assets (HQLA) Issues H.R.2209 - To require the appropriate Federal banking agencies to treat certain municipal obligations as level 2A liquid assets, and for other purposes

Client expense: $30,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 22, Fixing Americas Surface Transportation (FAST) Act, including provisions relating to House Amendments 824 and 827 H.R. 37, Promoting Job Creation and Reducing Small Business Burdens Act H.R. 414, Burdensome Data Collection Relief Act H.R. 432, SBIC Advisers Relief Act of 2015 H.R. 601, Eliminate Privacy Notice Confusion Act H.R. 686/S. 1010, Small Business Mergers, Acquisitions, Sales, and Brokerage Simplification Act of 2015 H.R. 766, Financial Institution Customer Protection Act of 2015 H.R. 957/S. 510, Bureau of Consumer Financial Protection-Inspector General Reform (CFPB-IG) Act of 2015 H.R. 1023/S. 552, Small Business Investment Company Capital Act of 2015 H.R. 1090, Retail Investor Protection Act H.R. 1195, Bureau of Consumer Financial Protection Advisory Boards Act H.R. 1210, Portfolio Lending and Mortgage Access Act H.R. 1259, Helping Expand Lending Practices in Rural Communities Act H.R. 1265, Bureau Advisory Commission Transparency Act H.R. 1266, Financial Product Safety Commission Act of 2015 H.R. 1309, Systemic Risk Designation Improvement Act of 2015 H.R. 1317, To amend the Commodity Exchange Act and the Securities Exchange Act of 1934 to specify how clearing requirements apply to certain affiliate transactions, and for other purposes H.R. 1334, Holding Company Registration Threshold Equalization Act of 2015 H.R. 1525, Disclosure Modernization and Simplification Act of 2015 H.R. 1550, Financial Stability Oversight Council Improvement Act of 2015 H.R. 1553, Small Bank Exam Cycle Reform Act of 2015 H.R. 1659, Improving Access to Capital for Emerging Growth Companies Act H.R. 1675, Encouraging Employee Ownership Act of 2015 H.R. 1723, Small Company Simple Registration Act of 2015 H.R. 1737, Reforming CFPB Indirect Auto Financing Guidance Act H.R. 1839, Reforming Access for Investments in Startup Enterprises (RAISE) Act of 2015 H.R. 1847, Swap Data Repository and Clearinghouse Indemnification Correction Act of 2015 H.R. 1941, Financial Institutions Examination Fairness and Reform Act H.R. 1965, Small Company Disclosure Simplification Act H.R. 1975, Securities and Exchange Commission Overpayment Credit Act H.R. 2064, Improving Access to Capital for Emerging Growth Companies Act H.R. 2187, Fair Investment Opportunities for Professional Experts Act H.R. 2287, National Credit Union Administration Budget Transparency Act H.R. 2289, Commodity End User Relief Act H.R. 2354, Streamlining Excessive and Costly Regulations Review Act H.R. 2356, Fair Access to Investment Research Act of 2015 H.R. 2357, Accelerating Access to Capital Act of 2015 H.R. 2477, Financial Transparency Act of 2015 H.R. 2648/S. 1109, Truth in Settlements Act of 2015 H.R. 2769, Risk-Based Capital Study Act of 2015 H.R. 2789, Capital Access for Small Business Banks Act H.R. 2995, Financial Services and General Government Appropriations Act, 2016, including provisions relating to potential amendment regarding affordable dispute resolution options in the consumer financial services marketplace H.R. 3192, Homebuyers Assistance Act H.R. 3340, Financial Stability Oversight Council Reform Act H.R. 3557, FSOC Transparency and Accountability Act H.R. 3738, Office of Financial Research Accountability Act of 2015 H.R. 3784, SEC Small Business Advocate Act of 2015 H.R. 3791, To raise the consolidated assets threshold under the small bank holding company policy statement, and for other purposes H.R. 3798, Due Process Restoration Act of 2015 H.R. 3857, To require the Board of Governors of the Federal Reserve System and the Financial Stability Oversight Council to carry out certain requirements under the Financial Stability Act of 2010 before making any new determination under section 113 of such Act, and for other purposes H.R. 3868, Small Business Credit Availability Act H.R. 4168, Small Business Capital Formation Enhancement Act S. 423, Privacy Notice Modernization Act of 2015 S. 576, Encouraging Employee Ownership Act S. 1484, Financial Regulatory Improvement Act of 2015 S. 1963, Bureau of Consumer Financial Protection Advisory Board Enhancement Act Draft legislation on conflict minerals disclosures Potential legislation similar to H.R. 2629, Fostering Innovation Act of 2013 Potential legislation similar to S. 2498, Helping Angels Lead Our Startups (HALOS) Act (113th Congress) Various issues relating to the implementation of the Dodd-Frank Wall Street Reform and Consumer Protection Act (P.L. 111-203); evaluating the security of the U.S. financial sector; Basel III capital standards; Trust Indenture Act (P.L. 76-253); oversight of proxy advisory firms; political spending disclosures; Department of Labor definition of fiduciary duty rules; international capital standards for non-banks and insurance; systemic risk regulations for non-bank financial companies; Consumer Financial Protection Bureau arbitration study; Consumer Financial Protection Bureau online lending proposal; Consumer Financial Protection Bureau auto financing standard; Consumer Financial Protection Bureau no action letters; Department of Treasury online marketplace lending RFI; Federal Reserve reform; beneficial ownerships disclosures; universal ballot; proxy voting system

General Issues: 1. Section 404(b) of Sarbanes-Oxley Act - The Sarbanes-Oxley Act requires that the management of public companies assess the effectiveness of the internal control of issuers for financial reporting. Section 404(b) requires a publicly-held companys auditor to attest to, and report on, managements assessment of its internal controls. Specific bills: H.R. 1577 Fannie Mae and Freddie Mac Transparency Act of 2015 Requires either the Federal National Mortgage Association (Fannie Mae) or the Federal Home Loan Mortgage Corporation (Freddie Mac) to be considered an agency subject to the public information disclosure requirements of the Freedom of Information Act during any period in which such entity is under conservatorship or receivership. H.R. 2477 Financial Transparency This bill directs the Office of Financial Research of the Department of the Treasury and the following financial regulatory agencies to adopt data standards for all information collected or received by them, including corporate financial data: the Securities and Exchange Commission (SEC), the Federal Deposit Insurance Corporation, the Office of the Comptroller of the Currency, the Bureau of Consumer Financial Protection, the Board of Governors of the Federal Reserve System, the Commodity Futures Trading Commission, the National Credit Union Administration, and the Federal Housing Finance Agency. The Financial Stability Act of 2010 is amended to direct the Office of Financial Research (OFR) to promulgate data standards, including common identifiers and data formats, for the information reported to member agencies or collected on behalf of the Financial Stability Oversight Council. The OFR must publish any public information (with specified exceptions) as open data, freely available for download in bulk, accessible via application programming interface where appropriate, and offered without any registration requirement or reuse restriction (open data publication). The Investment Advisers Act of 1940 is amended to require the SEC to adopt data standards incorporating those promulgated by the OFR and apply them to: investment advisers reports and registration statements, information submitted by nationally recognized statistical rating organizations, asset-backed securities disclosures, corporate disclosures in registration statements and prospectuses, periodic and current corporate disclosures, corporate proxy and consent solicitation materials, and security-based swap reporting. The SEC, like the OFR, must publish all public information as open data. The Municipal Securities Rulemaking Board and national securities associations must likewise adopt OFR-promulgated data transparency standards. The SEC must, by rule, adopt a data standard that is both human-readable and machine-readable, and that complies with this Act regarding corporate financial data for which it was using the eXtensible Business Reporting Language standard. The SEC shall also establish a program to improve the quality of corporate financial data furnished by issuers. The Federal Deposit Insurance Act is amended to require the Federal Deposit Insurance Corporation to adopt the data standards and open data publication requirements prescribed in this Act and apply them to all information received from a depository institution or financial company. The Revised Statutes of the United States, the Consumer Financial Protection Act of 2010, the Commodity Exchange Act, the Federal Credit Union Act, and the Federal Housing Enterprises Financial Safety and Soundness Act of 1992 are amended to direct the Comptroller of the Currency, the Consumer Financial Protection Bureau, the Commodity Futures Trading Commission, the National Credit Union Administration Board, and the Federal Housing Finance Agency, respectively, to adopt, for all information regularly submitted to them, the data standards and open data publication requirements prescribed by this Act.