Flood Insurance Rate Increase Suspension Act of 2016

National Mitigation Investment Act, H.R. 5177, all provisions FEMA Disaster Assistance Reform Act of 2015, H.R. 1471, all provisions DISASTER Act , H.R. 385, all provisions Wildfire Mitigation Assistance Act, S. 3172, all provisions Flood Insurance Premium Parity Act of 2015, H.R. 141, all provisions Safe Building Code Incentive Act of 2015, H.R. 1748, all provisions Disaster Savings Accounts Act of 2015, H.R. 2230, all provisions Flood Insurance Market Parity and Modernization Act, H.R. 2901/ S 1679, all provisions The PREPARE Act, H.R. 3190, all provisions Disaster Savings and Resilient Construction Act of 2015, H.R. 3397, all provisions Flood Insurance Integrity Act of 2015, H.R. 3317, all provisions Flood Insurance Fairness Act of 2015, H.R. 2918, all provisions Flood Insurance Transparency and Accountability Act, H.R. 4107/S. 2324, all provisions Flood Insurance Mitigation and Policyholder Protection Act of 2015, H.R. 3456, all provisions Flood Insurance Rate Increase Suspension Act of 2016, H.R. 4866, all provisions Flood Insurance Transparency and Accountability Act of 2015, H.R. 4107, all provisions Flood Insurance Transparency and Accountability Act of 20, S. 2324, all provisions Flood Insurance Market Parity and Modernization Act, H.R. 2901, all provisions National Flood Insurance Program Debt Forgiveness Act of 2016, H.R. 5953, all provisions Timely Payments for Flood Victims Act of 2016, H.R. 6104, all provisions Repeatedly Flooded Communities Preparation Act, H.R. 6196, all provisions FIRST Cap Profits Act of 2016, H.R. 6434, all provisions

Client expense: $390,000 · Firm income: Not reported

Government targets: Federal Aviation Administration (FAA), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Labor, Dept of (DOL), SENATE, Treasury, Dept of, U.S. Trade Representative (USTR)

HR 5177 National Mitigation Investment Act - Support for this bill, which would provide incentives for state and local governments to improve their building codes and take other steps to mitigate future natural disasters. HR 1748 Safe Building Codes Incentive Act - we support this legislation to improve state and local building codes. This is an important step in reducing losses caused by storms and other events. S 1679/HR 2901 Flood Insurance Market Parity and Modernization Act; HR 2918 Flood Insurance Fairness Act; HR 4107/S 2324 Flood Insurance Transparency and Accountability Act; HR 3297 National Flood Insurance Reform Act;HR 3456 Flood Insurance Mitigation and Policyholder Protection Act; HR 4866 Flood Insurance Rate Increase Suspension Act; HR 4107/S 2324 Flood Insurance Transparency and Accountability Act; HR 5953 NFIP Program Debt Forgiveness Act; monitoring all legislation that could impact the National Flood Insurance Program and the general availability of flood insurance for our customers.

Client expense: $80,000 · Firm income: Not reported

Government targets: Federal Aviation Administration (FAA), HOUSE OF REPRESENTATIVES, SENATE

Monitor the implementation of the reauthorization of the Terrorism Risk Insurance Act (TRIA), specifically regarding data collection and the National Assoc. of Registered Agents and Brokers Reform Act, as included in that Act. Also monitored the activities of the FIO Advisory Committee on Alternative Risk Sharing Mechanisms for TRIA. Also monitor H.R. 5859 the Community Counter Terrorism Preparedness Act. Monitor issues re implementation of health insurance reform, specifically preserving wellness programs and other ACA reforms generally, such as H.R.5284 and S.2985 the World's Greatest Healthcare Plan. Support efforts to repeal, reform or delay the Cadillac tax as in H.R.879, H.R. 2050, S. 2045 and including the two-year delay enacted in H.R. 2029 the Consolidated Appropriations Act. Support efforts to alter or delay the tax reporting requirements for employers providing health care coverage. Support efforts to maintain current treatment of self-insured plans. Monitor tax reform proposals generally and support efforts to preserve the current tax treatment for employer sponsored health plans and other employee benefits. Monitor efforts to make changes in the Dodd-Frank Act, as they may relate to insurance. Monitor the activities of the Federal Insurance Office and the development of insurance modernization proposals. Monitor data breach legislation and issues related to the cyber security insurance market, particularly S.456 the Cyber Threat Sharing Act of 2015, the National Cyber Security Protection Advancement Act and the Protecting Cyber Networks Act (H.R. 1560); and the Cyber Preparedness Act of 2016 (H.R.5459). Support the clarification of the Foreign Account Tax Compliance Act to exclude property/casualty insurance as in H.R. 6159. Monitor issues related to changes to the National Flood Insurance Program, particularly the Flood Insurance Market Parity and Modernization Act (S. 1697 & H.R. 2901) and the Flood Insurance Rate Increase Suspension Act (H.R.4866). Monitor issues related insurance generally.

H.R. 23- Windstorm Impact Reduction Program (Enacted) H.R. 26- Terrorism Risk Insurance (Enacted) H.R. 141- Flood Insurance H.R. 947- National Flood Insurance Act H.R. 1478- Policy Holder Protection Act H.R. 2141- International Insurance H.R. 2205- Data Security H.R. 2901- Flood Insurance H.R. 2918- Flood Insurance H.R. 3456- Flood Insurance H.R. 3794- Risk Retention H.R. 4107- Flood Insurance H.R. 4441- Insurers using drones following a state or federal disaster H.R. 4866- Flood Insurance H.R. 4947- Flood Insurance H.R. 5143- International Insurance H.R. 5953- National Flood Insurance Program H.R. 6032- Cybersecurity H.R. 6104- National Flood Insurance Program H.R. 6196- National Flood Insurance Program No #: Taxes; insurance S. 487- Flood Insurance S. 798- Policyholder Protection Act S. 1086- International Capital Standards S. 1484- International Insurance S. 1561- Reinsurance S. 1679- Flood Insurance S. 2324- Flood Insurance S. 2909- TRIA S. 3442- TRIA No #: Taxes; insurance **Issues lobbied without specific bill numbers: Covered Agreements, Senate Financial Services and General Government Appropriations

Client expense: Not reported · Firm income: Not reported

Monitor the implementation of the reauthorization of Terrorism Risk Insurance Act (TRIA), specifically regarding data collection and the National Assoc. of Registered Agents and Brokers Reform Act, as included in that Act. Also monitored the activities of the FIO Advisory Committee on Alternative Risk Sharing Mechanisms for TRIA. Also monitor H.R. 5859 the Community Counter Terrorism Preparedness Act. Monitor issues re implementation of health insurance reform, specifically preserving wellness programs and other ACA reforms generally, such as H.R.5284 and S.2985 the Worlds Greatest Healthcare Plan. Support efforts to repeal, reform or delay the Cadillac tax as in H.R.879, H.R. 2050, S. 2045 and including the two-year delay enacted in H.R. 2029 the Consolidated Appropriations Act. Support efforts to alter or delay the tax reporting requirements for employers providing health care coverage. Support efforts to maintain current treatment of self-insured plans. Monitor tax reform proposals generally and support efforts to preserve the current tax treatment for employer sponsored health plans and other employee benefits. Monitor efforts to make changes in the Dodd-Frank Act, as they may relate to insurance. Monitor the activities of the Federal Insurance Office and the development of insurance modernization proposals. Monitor data breach legislation and issues related to the cyber security insurance market, particularly S.456 the Cyber Threat Sharing Act of 2015; the National Cyber Security Protection Advancement Act; and the Protecting Cyber Networks Act (H.R. 1560); and the Cyber Preparedness Act of 2016 (H.R.5459). Support the clarification of the Foreign Account Tax Compliance Act to exclude property/casualty insurance as in H.R. 6159. Monitor issues related to changes to the National Flood Insurance Program, particularly the Flood Insurance Market Parity and Modernization Act (S. 1697 & H.R. 2901) and the Flood Insurance Rate Increase Suspension Act (H.R.4866). Monitor issues related insurance generally.

Regulation of insurance (general), general issues related to the Federal Insurance Office , general issues related to the Federal Advisory Committee on Insurance (FACI), general issues related to the Financial Stability Oversight Council (FSOC), general issues related to the Financial Stability Board (FSB), general issues related to the International Association of Insurance Supervisors (IAIS) H.R. 26, the Terrorism Risk Insurance Program Reauthorization Act of 2015, creation/implementation of the National Association of Registered Agents and Brokers, reauthorization of the Terrorism Risk Insurance Act (general), implementation of the Homeowner Flood Insurance Affordability Act (Public Law No: 113-89), issues related to the National Flood Insurance Program (general), Implementation of the Biggert-Waters Flood Insurance Reform Act of 2012 (BW-12), H.R. 1748, the Safe Building Code Incentive Act, H.R. 2141, the International Insurance Standards Transparency and Policyholder Protection Act, S. 1679/ H.R. 2901, the Flood Insurance Market Parity and Modernization Act, H.R. 1478/S. 798, the Policyholder Protection Act, S. 406/H.R. 801, The Disaster Assistance Recoupment Fairness Act of 2015,H.R. 638, the Disaster Assistance Fairness and Accountability Act,H.R. 141, the Flood Insurance Premium Parity Act of 2015, H.R. 1560, Protecting Cyber Networks Act, S.754 Cybersecurity Information Sharing Act of 2015, S. 1734, the the National Cybersecurity Protection Advancement Act of 2015, H.R.1731 - National Cybersecurity Protection Advancement Act of 2015, HR 1786, the National Windstorm Impact Reduction Act Reauthorization, H.R. 1471, the FEMA Disaster Assistance Reform Act of 2015, H.R. 2918, the Flood Insurance Fairness Act, H.R. 2230, the Disaster Savings Accounts Act of 2015, S. 1086, the International Insurance Capital Standards Accountability Act of 2015, S. 1484, the Financial Regulatory Improvement Act of 2015, S. 2324/H.R. 4107, the Flood Insurance Transparency and Accountability Act of 2015, H.R.2205, the Data Security Act of 2015, Issues related to insurance and the Policyholder Protection Act in H.R.2029 - Consolidated Appropriations Act, 2016,issues related to the reauthorization of the National Flood Insurance Program, Comments on the Federal Emergency Management Agency's Establishing a Deductible for FEMAs Public Assistance Program Docket ID FEMA-2016-0003, H.R. 4866, the Flood Insurance Rate Increase Suspension Act of 2016, Federal Register Notice of Proposed Rulemaking FEMA-2016-0012 Proposal to Remove Financial Assistance/Subsidy Arrangement proposal to remove from National Flood Insurance Program regulations, H.R. 5143, the Transparent Insurance Standards Act of 2016, H.R. 5983, the Financial CHOICE Act, H.R. 6032, the Data Breach Security Act

National Mitigation Investment Act, H.R. 5177, all provisions FEMA Disaster Assistance Reform Act of 2015, H.R. 1471, all provisions DISASTER Act , H.R. 385, all provisions Wildfire Mitigation Assistance Act, S. 3172, all provisions Flood Insurance Premium Parity Act of 2015, H.R. 141, all provisions Safe Building Code Incentive Act of 2015, H.R. 1748, all provisions Disaster Savings Accounts Act of 2015, H.R. 2230, all provisions Flood Insurance Market Parity and Modernization Act, H.R. 2901/ S 1679, all provisions The PREPARE Act, H.R. 3190, all provisions Disaster Savings and Resilient Construction Act of 2015, H.R. 3397, all provisions Flood Insurance Integrity Act of 2015, H.R. 3317, all provisions Flood Insurance Fairness Act of 2015, H.R. 2918, all provisions Flood Insurance Transparency and Accountability Act, H.R. 4107/S. 2324, all provisions Flood Insurance Mitigation and Policyholder Protection Act of 2015, H.R. 3456, all provisions Flood Insurance Rate Increase Suspension Act of 2016, H.R. 4866, all provisions Flood Insurance Transparency and Accountability Act of 2015, H.R. 4107, all provisions Flood Insurance Transparency and Accountability Act of 20, S. 2324, all provisions Flood Insurance Market Parity and Modernization Act, H.R. 2901, all provisions National Flood Insurance Program Debt Forgiveness Act of 2016, H.R. 5953, all provisions Timely Payments for Flood Victims Act of 2016, H.R. 6104, all provisions Repeatedly Flooded Communities Preparation Act, H.R. 6196, all provisions

Client expense: $400,000 · Firm income: Not reported

H.R. 23- Windstorm Impact Reduction Program (Enacted) H.R. 26- Terrorism Risk Insurance (Enacted) H.R. 141- Flood Insurance H.R. 947- National Flood Insurance Act H.R. 1478- Policy Holder Protection Act H.R. 2141- International Insurance H.R. 2205- Data Security H.R. 2901- Flood Insurance H.R. 2918- Flood Insurance H.R. 3456- Flood Insurance H.R. 3794- Risk Retention H.R. 4107- Flood Insurance H.R. 4441- Insurers using drones following a state or federal disaster H.R. 4866- Flood Insurance H.R. 4947- Flood Insurance H.R. 5143- International Insurance H.R. 5953- National Flood Insurance Program H.R. 6032- Cybersecurity H.R. 6104- National Flood Insurance Program H.R. 6196- National Flood Insurance Program No #: Taxes; insurance S. 487- Flood Insurance S. 798- Policyholder Protection Act S. 1086- International Capital Standards S. 1484- International Insurance S. 1561- Reinsurance S. 1679- Flood Insurance S. 2324- Flood Insurance S. 2909- TRIA S. 3442- TRIA No #: Taxes; insurance **Issues lobbied without specific bill numbers: Covered Agreements, Senate Financial Services and General Government Appropriations

Client expense: $1,010,000 · Firm income: Not reported

HR 5177 National Mitigation Investment Act - Support for this bill, which would provide incentives for state and local governments to improve their building codes and take other steps to mitigate future natural disasters. HR 1748 Safe Building Codes Incentive Act - we support this legislation to improve state and local building codes. This is an important step in reducing losses caused by storms and other events. S 1679/HR 2901 Flood Insurance Market Parity and Modernization Act; HR 2918 Flood Insurance Fairness Act; HR 4107/S 2324 Flood Insurance Transparency and Accountability Act; HR 3297 National Flood Insurance Reform Act;HR 3456 Flood Insurance Mitigation and Policyholder Protection Act; HR 4866 Flood Insurance Rate Increase Suspension Act; HR 4107/S 2324 Flood Insurance Transparency and Accountability Act; HR 5953 NFIP Program Debt Forgiveness Act; monitoring all legislation that could impact the National Flood Insurance Program and the general availability of flood insurance for our customers.

Client expense: $110,000 · Firm income: Not reported

Government targets: Federal Aviation Administration (FAA), HOUSE OF REPRESENTATIVES, SENATE

Monitor the implementation of the reauthorization of the Terrorism Risk Insurance Act (TRIA), specifically regarding data collection and the National Assoc. of Registered Agents and Brokers Reform Act, as included in that Act. Also monitored the activities of the FIO Advisory Committee on Alternative Risk Sharing Mechanisms for TRIA. Also monitor H.R. 5859 the Community Counter Terrorism Preparedness Act. Monitor issues re implementation of health insurance reform, specifically preserving wellness programs and other ACA reforms generally, such as H.R.5284 and S.2985 the World's Greatest Healthcare Plan. Support efforts to repeal, reform or delay the Cadillac tax as in H.R.879, H.R. 2050, S. 2045 and including the two-year delay enacted in H.R. 2029 the Consolidated Appropriations Act. Support efforts to alter or delay the tax reporting requirements for employers providing health care coverage. Support efforts to maintain current treatment of self-insured plans. Monitor tax reform proposals generally and support efforts to preserve the current tax treatment for employer sponsored health plans and other employee benefits. Monitor efforts to make changes in the Dodd-Frank Act, as they may relate to insurance. Monitor the activities of the Federal Insurance Office and the development of insurance modernization proposals. Monitor data breach legislation and issues related to the cyber security insurance market, particularly S.456 the Cyber Threat Sharing Act of 2015, the National Cyber Security Protection Advancement Act and the Protecting Cyber Networks Act (H.R. 1560); and the Cyber Preparedness Act of 2016 (H.R.5459). Support the clarification of the Foreign Account Tax Compliance Act to exclude property/casualty insurance as in H.R. 6159. Monitor issues related to changes to the National Flood Insurance Program, particularly the Flood Insurance Market Parity and Modernization Act (S. 1697 & H.R. 2901) and the Flood Insurance Rate Increase Suspension Act (H.R.4866). Monitor issues related insurance generally.

H.R. 23- Windstorm Impact Reduction Program (Enacted) H.R. 26- Terrorism Risk Insurance (Enacted) H.R. 141- Flood Insurance H.R. 947- National Flood Insurance Act H.R. 1478- Policy Holder Protection Act H.R. 2141- International Insurance H.R. 2205- Data Security H.R. 2901- Flood Insurance H.R. 2918- Flood Insurance H.R. 3456- Flood Insurance H.R. 3794- Risk Retention H.R. 4441- Insurers using drones following a state or federal disaster H.R. 4866- Flood Insurance H.R. 4947- Flood Insurance H.R. 5143- International Insurance No #: Financial Services and General Government Appropriations Bill 2017- International & Flood Insurance S. 487- Flood Insurance S. 798- Policyholder Protection Act S. 1086- International Capital Standards S. 1484- International Insurance S. 1561- Reinsurance S. 1679- Flood Insurance S. 2909- TRIA **Issues lobbied without specific bill numbers: Covered Agreements, Senate Financial Services and General Government Appropriations

Client expense: $1,420,000 · Firm income: Not reported

HR 5177 National Mitigation Investment Act - Support for this bill, which would provide incentives for state and local governments to improve their building codes and take other steps to mitigate future natural disasters. HR 1748 Safe Building Codes Incentive Act - we support this legislation to improve state and local building codes. This is an important step in reducing losses caused by storms and other events. S 1679/HR 2901 Flood Insurance Market Parity and Modernization Act; HR 2918 Flood Insurance Fairness Act; HR 4107/S 2324 Flood Insurance Transparency and Accountability Act; HR 3297 National Flood Insurance Reform Act;HR 3456 Flood Insurance Mitigation and Policyholder Protection Act; HR 4866 Flood Insurance Rate Increase Suspension Act; HR 4107/S 2324 Flood Insurance Transparency and Accountability Act; monitoring all legislation that could impact the National Flood Insurance Program and the general availability of flood insurance for our customers.

Client expense: $100,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Regulation of insurance (general), general issues related to the Federal Insurance Office , general issues related to the Federal Advisory Committee on Insurance (FACI), general issues related to the Financial Stability Oversight Council (FSOC), general issues related to the Financial Stability Board (FSB), general issues related to the International Association of Insurance Supervisors (IAIS) H.R. 26, the Terrorism Risk Insurance Program Reauthorization Act of 2015, creation/implementation of the National Association of Registered Agents and Brokers, reauthorization of the Terrorism Risk Insurance Act (general), implementation of the Homeowner Flood Insurance Affordability Act (Public Law No: 113-89), issues related to the National Flood Insurance Program (general), Implementation of the Biggert-Waters Flood Insurance Reform Act of 2012 (BW-12), H.R. 1748, the Safe Building Code Incentive Act, H.R. 2141, the International Insurance Standards Transparency and Policyholder Protection Act, S. 1679/ H.R. 2901, the Flood Insurance Market Parity and Modernization Act, H.R. 1478/S. 798, the Policyholder Protection Act, S. 406/H.R. 801, The Disaster Assistance Recoupment Fairness Act of 2015,H.R. 638, the Disaster Assistance Fairness and Accountability Act,H.R. 141, the Flood Insurance Premium Parity Act of 2015, H.R. 1560, Protecting Cyber Networks Act, S.754 Cybersecurity Information Sharing Act of 2015, S. 1734, the the National Cybersecurity Protection Advancement Act of 2015, H.R.1731 - National Cybersecurity Protection Advancement Act of 2015, HR 1786, the National Windstorm Impact Reduction Act Reauthorization, H.R. 1471, the FEMA Disaster Assistance Reform Act of 2015, H.R. 2918, the Flood Insurance Fairness Act, H.R. 2230, the Disaster Savings Accounts Act of 2015, S. 1086, the International Insurance Capital Standards Accountability Act of 2015, S. 1484, the Financial Regulatory Improvement Act of 2015, S. 2324/H.R. 4107, the Flood Insurance Transparency and Accountability Act of 2015, H.R.2205, the Data Security Act of 2015, Issues related to insurance and the Policyholder Protection Act in H.R.2029 - Consolidated Appropriations Act, 2016,issues related to the reauthorization of the National Flood Insurance Program, Legislation to address International insurance negotiations (not yet introduced), Comments on the Federal Emergency Management Agency's Establishing a Deductible for FEMAs Public Assistance Program Docket ID FEMA-2016-0003, H.R. 4866, the Flood Insurance Rate Increase Suspension Act of 2016,

National Mitigation Investment Act, H.R. 5177, all provisions FEMA Disaster Assistance Reform Act of 2015, H.R. 1471, all provisions DISASTER Act , H.R. 385, all provisions Flood Insurance Premium Parity Act of 2015, H.R. 141, all provisions Safe Building Code Incentive Act of 2015, H.R. 1748, all provisions Disaster Savings Accounts Act of 2015, H.R. 2230, all provisions Flood Insurance Market Parity and Modernization Act, H.R. 2901/ S 1679, all provisions The PREPARE Act, H.R. 3190, all provisions Disaster Savings and Resilient Construction Act of 2015, H.R. 3397, all provisions Flood Insurance Integrity Act of 2015, H.R. 3317, all provisions Flood Insurance Fairness Act of 2015, H.R. 2918, all provisions Flood Insurance Transparency and Accountability Act, H.R. 4107/S. 2324, all provisions Flood Insurance Mitigation and Policyholder Protection Act of 2015, H.R. 3456, all provisions Flood Insurance Rate Increase Suspension Act of 2016, H.R. 4866, all provisions Flood Insurance Transparency and Accountability Act of 2015, H.R. 4107, all provisions Flood Insurance Transparency and Accountability Act of 20, S. 2324, all provisions Flood Insurance Market Parity and Modernization Act, H.R. 2901, all provisions

Client expense: $400,000 · Firm income: Not reported

Monitor the implementation of the reauthorization of the Terrorism Risk Insurance Act (TRIA), specifically regarding data collection and the National Assoc. of Registered Agents and Brokers Reform Act, as included in that Act. Also monitored the activities of the FIO Advisory Committee on Alternative Risk Sharing Mechanisms for TRIA. Monitor issues re implementation of health insurance reform, specifically preserving wellness programs and other ACA reforms generally, such as H.R.5284 and S.2985 the World's Greatest healthcare Plan. Support efforts to repeal, reform or delay the Cadillac tax as in H.R.879, H.R. 2050, S. 2045 and including the two-year delay enacted in H.R. 2029 the Consolidated Appropriations Act. Support efforts to alter or delay the tax reporting requirements for employers providing health care coverage. Support efforts to maintain current treatment of self-insured plans. Monitor tax reform proposals generally and support efforts to preserve the current tax treatment for employer sponsored health plans and other employee benefits. Monitor efforts to make changes in the Dodd-Frank Act, as they may relate to insurance. Monitor the activities of the Federal Insurance Office and the development of insurance modernization proposals. Monitor data breach legislation and issues related to the cyber security insurance market, particularly S.456 the Cyber Threat Sharing Act of 2015, the National Cyber Security Protection Advancement Act and the Protecting Cyber Networks Act (H.R. 1560). Support the clarification of the Foreign Account Tax Compliance Act to exclude property/casualty insurance. Monitor issues related to changes to the National Flood Insurance Program, particularly the Flood Insurance Market Parity and Modernization Act (S. 1697 & H.R. 2901) and the Flood Insurance Rate Increase Suspension Act (H.R.4866). Monitor issues related insurance generally.

H.R. 23- Windstorm Impact Reduction Program (Enacted) H.R. 26- Terrorism Risk Insurance (Enacted) H.R. 141- Flood Insurance H.R. 947- National Flood Insurance Act H.R. 1478- Policy Holder Protection Act H.R. 2141- International Insurance H.R. 2205- Data Security H.R. 2901- Flood Insurance H.R. 2918- Flood Insurance H.R. 3456- Flood Insurance H.R. 3794- Risk Retention H.R. 4441- Insurers using drones following a state or federal disaster H.R. 4866- Flood Insurance S. 487- Flood Insurance S. 798- Policyholder Protection Act S. 1086- International Capital Standards S. 1484- International Insurance S. 1561- Reinsurance S. 1679- Flood Insurance **Issues lobbied without specific bill numbers: Covered Agreements, Senate Financial Services and General Government Appropriations

Client expense: $960,000 · Firm income: Not reported

Regulation of insurance (general), general issues related to the Federal Insurance Office , general issues related to the Federal Advisory Committee on Insurance (FACI), general issues related to the Financial Stability Oversight Council (FSOC), general issues related to the Financial Stability Board (FSB), general issues related to the International Association of Insurance Supervisors (IAIS) H.R. 26, the Terrorism Risk Insurance Program Reauthorization Act of 2015, creation/implementation of the National Association of Registered Agents and Brokers, reauthorization of the Terrorism Risk Insurance Act (general), implementation of the Homeowner Flood Insurance Affordability Act (Public Law No: 113-89), issues related to the National Flood Insurance Program (general), Implementation of the Biggert-Waters Flood Insurance Reform Act of 2012 (BW-12), H.R. 1748, the Safe Building Code Incentive Act, H.R. 2141, the International Insurance Standards Transparency and Policyholder Protection Act, S. 1679/ H.R. 2901, the Flood Insurance Market Parity and Modernization Act, H.R. 1478/S. 798, the Policyholder Protection Act, S. 406/H.R. 801, The Disaster Assistance Recoupment Fairness Act of 2015,H.R. 638, the Disaster Assistance Fairness and Accountability Act,H.R. 141, the Flood Insurance Premium Parity Act of 2015, H.R. 1560, Protecting Cyber Networks Act, S.754 Cybersecurity Information Sharing Act of 2015, S. 1734, the the National Cybersecurity Protection Advancement Act of 2015, H.R.1731 - National Cybersecurity Protection Advancement Act of 2015, HR 1786, the National Windstorm Impact Reduction Act Reauthorization, H.R. 1471, the FEMA Disaster Assistance Reform Act of 2015, H.R. 2918, the Flood Insurance Fairness Act, H.R. 2230, the Disaster Savings Accounts Act of 2015, S. 1086, the International Insurance Capital Standards Accountability Act of 2015, S. 1484, the Financial Regulatory Improvement Act of 2015, S. 2324/H.R. 4107, the Flood Insurance Transparency and Accountability Act of 2015, H.R.2205, the Data Security Act of 2015, Issues related to insurance and the Policyholder Protection Act in H.R.2029 - Consolidated Appropriations Act, 2016,issues related to the reauthorization of the National Flood Insurance Program, Legislation to address International insurance negotiations (not yet introduced), Comments on the Federal Emergency Management Agency's Establishing a Deductible for FEMAs Public Assistance Program Docket ID FEMA-2016-0003, H.R. 4866, the Flood Insurance Rate Increase Suspension Act of 2016

HR 1748 Safe Building Codes Incentive Act - we support this legislation to improve state and local building codes. This is an important step in reducing losses caused by storms and other events. S 1679/HR 2901 Flood Insurance Market Parity and Modernization Act; HR 2918 Flood Insurance Fairness Act; HR 4107/S 2324 Flood Insurance Transparency and Accountability Act; HR 3297 National Flood Insurance Reform Act;HR 3456 Flood Insurance Mitigation and Policyholder Protection Act; HR 4866 Flood Insurance Rate Increase Suspension Act; monitoring all legislation that could impact the National Flood Insurance Program and the general availability of flood insurance for our customers.

Client expense: $140,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

FEMA Disaster Assistance Reform Act of 2015, H.R. 1471, all provisions DISASTER Act , H.R. 385, all provisions Flood Insurance Premium Parity Act of 2015, H.R. 141, all provisions Safe Building Code Incentive Act of 2015, H.R. 1748, all provisions Disaster Savings Accounts Act of 2015, H.R. 2230, all provisions Flood Insurance Market Parity and Modernization Act, H.R. 2901/ S 1679, all provisions The PREPARE Act, H.R. 3190, all provisions Disaster Savings and Resilient Construction Act of 2015, H.R. 3397, all provisions Flood Insurance Integrity Act of 2015, H.R. 3317, all provisions Flood Insurance Fairness Act of 2015, H.R. 2918, all provisions Flood Insurance Transparency and Accountability Act, H.R. 4107/S. 2324, all provisions Flood Insurance Mitigation and Policyholder Protection Act of 2015, H.R. 3456, all provisions Flood Insurance Rate Increase Suspension Act of 2016, H.R. 4866, all provisions Flood Insurance Transparency and Accountability Act of 2015, H.R. 4107, all provisions Flood Insurance Transparency and Accountability Act of 20, S. 2324, all provisions Flood Insurance Market Parity and Modernization Act, H.R. 2901, all provisions

Client expense: $390,000 · Firm income: Not reported

Monitor the implementation of the reauthorization of the Terrorism Risk Insurance Act (TRIA), specifically regarding data collection and the National Assoc. of Registered Agents and Brokers Reform Act, as included in that Act. Also monitored the activities of the FIO Advisory Committee on Alternative Risk Sharing Mechanisms for TRIA. Monitor issues re implementation of health insurance reform, specifically efforts related to the 40 hour work week, the definition of small companies, preserving wellness programs and other ACA reforms generally. Support efforts to repeal, reform or delay the Cadillac tax as in H.R.879, H.R. 2050, S. 2045 and including the two-year delay enacted in H.R. 2029 the Consolidated Appropriations Act. Support efforts to alter or delay the tax reporting requirements for employers providing health care coverage. Support efforts to maintain current treatment of self-insured plans. Monitor tax reform proposals generally and support efforts to preserve the current tax treatment for employer sponsored health plans and other employee benefits. Monitor efforts to make changes in the Dodd-Frank Act, as they may relate to insurance. Monitor the activities of the Federal Insurance Office and the development of insurance modernization proposals. Monitor data breach legislation and issues related to the cyber security insurance market, particularly S.456 the Cyber Threat Sharing Act of 2015, the National Cyber Security Protection Advancement Act and the Protecting Cyber Networks Act (H.R. 1560). Support the clarification of the Foreign Account Tax Compliance Act to exclude property/casualty insurance. Monitor issues related to changes to the National Flood Insurance Program, particularly the Flood Insurance Market Parity and Modernization Act (S. 1697 & H.R. 2901) and the Flood Insurance Rate Increase Suspension Act (H.R.4866). Monitor issues related insurance generally.