Protecting Veterans Credit Act of 2016
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Protecting Veterans Credit Act of 2016 This bill amends the Fair Credit Reporting Act to exclude from a consumer report: (1) for one year, information related to a veteran's choice medical program (program) debt; and (2) information related to a fully paid or settled program debt that had been characterized as delinquent, charged off, or in collection. The Consumer Credit Protection Act is amended to provide a mechanism for veterans to dispute the inclusion of program debt already on a credit report. A consumer reporting agency shall, within 30 days after receiving notice of such dispute, delete such information from the veteran's file and notify the furnisher and the veteran. Within five days after the initial communication with a veteran, a debt collector shall, unless the appropriate information is contained in the initial communication or the veteran has paid the debt, send the veteran a written notice containing specified debt-related information, including information concerning debt amount, creditors, the insurance company involved, and the hospital or medical care provider. If a veteran notifies the debt collector within such one-year period that the program debt is disputed or that the veteran requests the name and address of the original creditor, the debt collector shall cease collection until debt verification or the name and address of the original creditor is obtained.
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Filing registrants (4)
2016 · fourth_quarter · Consumer Issues/Safety/Products
CFPB Arbitration Rule CFPB Complaint Portal CFPB/Department of Education/U.S. Treasury Department - Reporting standards regarding government-administered student loans CFPB Criminal Records Practices CFPB - Issues regarding reporting of data to nationwide consumer reporting agencies NTIS - Death Master File Access and Final Rule Implementation IRS - Access to the IVES income verification data for mortgage lending SSA - Processing of SSA-89 Forms for mortgage lending H.R. 4127 - Credit Access and Inclusion Act - Issues at it pertains to the Fair Credit Reporting Act Military Lending Act Implementation Amendments filed by Senators Menendez and Tester relative to reauthorization of the National Defense Authorization Act Amendments filed by Senators Menendez and Tester relative to the Transportation, Housing and Urban Development Appropriation Bill Amendment filed by Senator Tester relative to Financial Services and Government Appropriation Bill Questions to CDIA members by Senator McCaskill as Ranking Member on the Senate Special Committee on Aging HR 5593 - Protecting Veterans Credit Act of 2016 H.R. 347, the Facilitating Access to Credit Act of 2015 - as it relates to amending the Credit Repair Organizations Act. H.R. 3035, the Credit Access and Inclusion Act of 2015 - as it relates to amending the Fair Credit Reporting Act. H.R. 4211, the Credit Score Competition Act of 2015 - as it relates to credit scores.
Referred to the House Committee on Financial Services.
Introduced in House
Congress.gov source codes: 1000, Intro-H
Bills with similar content found using semantic analysis.
Sources: Congress.gov
Client expense: $210,000 · Firm income: Not reported
Government targets: Consumer Financial Protection Bureau (CFPB), Education, Dept of, HOUSE OF REPRESENTATIVES, Internal Revenue Service (IRS), Natl Technical Information Service, Social Security Administration (SSA), Treasury, Dept of
2016 · fourth_quarter · Consumer Issues/Safety/Products
CFPB Arbitration Rule CFPB Complaint Portal CFPB/Department of Education/U.S. Treasury Department - Reporting standards regarding government-administered student loans CFPB Criminal Records Practices CFPB - Issues regarding reporting of data to nationwide consumer reporting agencies NTIS - Death Master File Access and Final Rule Implementation IRS - Access to the IVES income verification data for mortgage lending SSA - Processing of SSA-89 Forms for mortgage lending H.R. 4127 - Credit Access and Inclusion Act - Issues at it pertains to the Fair Credit Reporting Act Military Lending Act Implementation Amendments filed by Senators Menendez and Tester relative to reauthorization of the National Defense Authorization Act Amendments filed by Senators Menendez and Tester relative to the Transportation, Housing and Urban Development Appropriation Bill Amendment filed by Senator Tester relative to Financial Services and Government Appropriation Bill Questions to CDIA members by Senator McCaskill as Ranking Member on the Senate Special Committee on Aging HR 5593 - Protecting Veterans Credit Act of 2016 H.R. 347, the Facilitating Access to Credit Act of 2015 - as it relates to amending the Credit Repair Organizations Act. H.R. 3035, the Credit Access and Inclusion Act of 2015 - as it relates to amending the Fair Credit Reporting Act. H.R. 4211, the Credit Score Competition Act of 2015 - as it relates to credit scores.
Client expense: $210,000 · Firm income: Not reported
Government targets: Consumer Financial Protection Bureau (CFPB), Education, Dept of, HOUSE OF REPRESENTATIVES, Internal Revenue Service (IRS), Natl Technical Information Service, Social Security Administration (SSA), Treasury, Dept of
2016 · fourth_quarter · Consumer Issues/Safety/Products
Internet, marketing, and data protection issues Issues pertaining to facilitating access to credit Potential privacy, data security, and breach notification legislation in House of Representatives and Senate S. 668 - Data Broker Accountability and Transparency Act of 2015 H.R. 4516 - Data Broker Accountability and Transparency Act H.R. 1770 - Data Security and Breach Notification Act of 2015 S. 177 - Data Security and Breach Notification Act H.R. 580 - Data Accountability and Trust Act S. 961 - Data Security Act of 2015 S. 1027 - Data Breach Notification and Punishing Cyber Criminals Act H.R. 1704 - Personal Data Notification and Protection Act S. 1158 - Consumer Privacy Protection Act H.R. 2977 - Consumer Privacy Protection Act H.R. 2205 - Data Security Act H.R. 4187 - Secure and Protect Americans Data Act H.R. 2092 - Student Digital Privacy and Parental Rights Act of 2015 S. 1322 - Protecting Student Privacy Act of 2015 S. 1341 - Student Privacy Protection Act H.R. 3157 - Student Privacy Protection Act S. 1563 - Do Not Track Kids Act of 2015 H.R. 2734 - Do Not Track Kids Act of 2015 S. 2404 - Do Not Track Act S. 423 - Privacy Notice Modernization Act H.R. 601 - Eliminate Privacy Notice Confusion Act H.R. 699 - Email Privacy Act of 2015 H.R. 283 - Electronic Communications Privacy Amendments Act of 2015 S. 356 - Electronic Communications Privacy Amendments Act of 2015 S. 547 - Commercial Privacy Bill of Rights H.R. 1053 - Commercial Privacy Bill of Rights S. 237 - Geolocation Privacy and Surveillance Act H.R. 491 - Geolocation Privacy and Surveillance Act H.R. 656 - Online Communications and Geolocation Protection Act S. 2270 - Location Privacy Protection Act of 2015 H.R. 4517 - Application Privacy, Protection, and Security (APPS) Act S. 754 - Cybersecurity Information Sharing Act (CISA) H.R. 2029 - Consolidated Appropriations Act (Cybersecurity Act of 2015) H.R. 347 - Facilitating Access to Credit Act of 2015 H.R. 3035 - The Credit Access and Inclusion Act S.2607 - DIGIT Act H.R. 5117 - DIGIT Act H.R. 5093 - TIME Act H.R. 5097 - STALL Act H.R. 5109 - CLEAR Act H.R. 5111 - Consumer Review Fairness Act of 2016 H.R. 5115 - SURE Act H.R. 5118 - SHIELD Act H.R. 5136 - RECS Act H.R. 5510 - FTC Process and Transparency Reform Act of 2016 H.R. 5058 - Free Credit Score Act of 2016 H.R. 5593 - Protecting Veterans Credit Act of 2016
Client expense: Not reported · Firm income: $30,000
Government targets: Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, SENATE
2016 · third_quarter · Veterans
H.R. 1384 vets status, H.R. 2577 milcon appropriations, H.R. 3216 VET act, H.R. 4063 Jason Simcakoski PROMISE Act, H.R. 4591 VA health care expansion, H.R. 5083 VA appeals, H.R. 5286 VA construction, H.R. 5325 continuing appropriations for milcon and VA, H.R. 5426 USERRA improvements, H.R. 5526 hiring authority for Secretary of VA, H.R. 5593 Protecting Veterans Credit Act, H.R. 5620 VA Accountability First and Appeals Modernization, H.R. 5734 Veterans Transplant Coverage, H.R. 5985 Department of Veterans Affairs Expiring Authorities Act, H.R. 6062 SERVICE Act, S. 743 vets status, S. 1641 Opioid Safety, S. 2170 VETS Act of 2015, S. 2210 Veteran PEER Act, S. 2279 Veterans Health Care Staffing Improvement, S. 2921 Veterans First Act, S. 3032 Vets COLA, S. 3035 improving Access to Providers at the Department of Veterans Affairs Act, S. 3042 Justice for Servicemembers Act of 2016, S. 3055 Department of Veterans Affairs Dental Insurance Reauthorization Act, S. 3328 Appeals Modernization
Client expense: $465,038 · Firm income: Not reported
Government targets: Air Force, Dept of, Army, Dept of (Corps of Engineers), Army, Dept of (Other), Commerce, Dept of (DOC), Congressional Budget Office (CBO), Consumer Financial Protection Bureau (CFPB), Defense Finance & Accounting Service (DFAS), Defense, Dept of (DOD), Government Accountability Office (GAO), Government Printing Office (GPO), HOUSE OF REPRESENTATIVES, Internal Revenue Service (IRS), Natl Guard, Natl Oceanic & Atmospheric Administration (NOAA), Navy, Dept of, Office of Management & Budget (OMB), Office of Personnel Management (OPM), Office of the Secretary of Defense, President of the U.S., SENATE, U.S. Coast Guard (USCG), U.S. Marines, Veterans Affairs, Dept of (VA), Veterans Employment & Training Service
2016 · third_quarter · Consumer Issues/Safety/Products
CFPB Arbitration Rule CFPB Complaint Portal CFPB/Department of Education/U.S. Treasury Department - Reporting standards regarding government-administered student loans CFPB Criminal Records Practices CFPB - Issues regarding reporting of data to nationwide consumer reporting agencies NTIS - Death Master File Access and Final Rule Implementation IRS - Access to the IVES income verification data for mortgage lending SSA - Processing of SSA-89 Forms for mortgage lending H.R. 4127 - Credit Access and Inclusion Act - Issues at it pertains to the Fair Credit Reporting Act Military Lending Act Implementation Amendments filed by Senators Menendez and Tester relative to reauthorization of the National Defense Authorization Act Amendments filed by Senators Menendez and Tester relative to the Transportation, Housing and Urban Development Appropriation Bill Amendment filed by Senator Tester relative to Financial Services and Government Appropriation Bill Questions to CDIA members by Senator McCaskill as Ranking Member on the Senate Special Committee on Aging HR 5593 - Protecting Veterans Credit Act of 2016 H.R. 347, the Facilitating Access to Credit Act of 2015 - as it relates to amending the Credit Repair Organizations Act. H.R. 3035, the Credit Access and Inclusion Act of 2015 - as it relates to amending the Fair Credit Reporting Act. H.R. 4211, the Credit Score Competition Act of 2015 - as it relates to credit scores.
Client expense: $310,000 · Firm income: Not reported
Government targets: Consumer Financial Protection Bureau (CFPB), Education, Dept of, HOUSE OF REPRESENTATIVES, Internal Revenue Service (IRS), Natl Technical Information Service, Social Security Administration (SSA), Treasury, Dept of
2016 · third_quarter · Consumer Issues/Safety/Products
Internet, marketing, and data protection issues Issues pertaining to facilitating access to credit Potential privacy, data security, and breach notification legislation in House of Representatives and Senate S. 668 - Data Broker Accountability and Transparency Act of 2015 H.R. 4516 - Data Broker Accountability and Transparency Act H.R. 1770 - Data Security and Breach Notification Act of 2015 S. 177 - Data Security and Breach Notification Act H.R. 580 - Data Accountability and Trust Act S. 961 - Data Security Act of 2015 S. 1027 - Data Breach Notification and Punishing Cyber Criminals Act H.R. 1704 - Personal Data Notification and Protection Act S. 1158 - Consumer Privacy Protection Act H.R. 2977 - Consumer Privacy Protection Act H.R. 2205 - Data Security Act H.R. 4187 - Secure and Protect Americans Data Act H.R. 2092 - Student Digital Privacy and Parental Rights Act of 2015 S. 1322 - Protecting Student Privacy Act of 2015 S. 1341 - Student Privacy Protection Act H.R. 3157 - Student Privacy Protection Act S. 1563 - Do Not Track Kids Act of 2015 H.R. 2734 - Do Not Track Kids Act of 2015 S. 2404 - Do Not Track Act S. 423 - Privacy Notice Modernization Act H.R. 601 - Eliminate Privacy Notice Confusion Act H.R. 699 - Email Privacy Act of 2015 H.R. 283 - Electronic Communications Privacy Amendments Act of 2015 S. 356 - Electronic Communications Privacy Amendments Act of 2015 S. 547 - Commercial Privacy Bill of Rights H.R. 1053 - Commercial Privacy Bill of Rights S. 237 - Geolocation Privacy and Surveillance Act H.R. 491 - Geolocation Privacy and Surveillance Act H.R. 656 - Online Communications and Geolocation Protection Act S. 2270 - Location Privacy Protection Act of 2015 H.R. 4517 - Application Privacy, Protection, and Security (APPS) Act S. 754 - Cybersecurity Information Sharing Act (CISA) H.R. 2029 - Consolidated Appropriations Act (Cybersecurity Act of 2015) H.R. 347 - Facilitating Access to Credit Act of 2015 H.R. 3035 - The Credit Access and Inclusion Act S.2607 - DIGIT Act H.R. 5117 - DIGIT Act H.R. 5093 - TIME Act H.R. 5097 - STALL Act H.R. 5109 - CLEAR Act H.R. 5111 - Consumer Review Fairness Act of 2016 H.R. 5115 - SURE Act H.R. 5118 - SHIELD Act H.R. 5136 - RECS Act H.R. 5510 - FTC Process and Transparency Reform Act of 2016 H.R. 5058 - Free Credit Score Act of 2016 H.R. 5593 - Protecting Veterans Credit Act of 2016
2016 · second_quarter · Consumer Issues/Safety/Products
CFPB Arbitration Rule CFPB Complaint Portal CFPB/Department of Education/U.S. Treasury Department - Reporting standards regarding government-administered student loans CFPB Criminal Records Practices CFPB - Issues regarding reporting of data to nationwide consumer reporting agencies NTIS - Death Master File Access and Final Rule Implementation IRS - Access to the IVES income verification data for mortgage lending SSA - Processing of SSA-89 Forms for mortgage lending H.R. 4127 - Credit Access and Inclusion Act - Issues at it pertains to the Fair Credit Reporting Act Military Lending Act Implementation Amendments filed by Senators Menendez and Tester relative to reauthorization of the National Defense Authorization Act Amendments filed by Senators Menendez and Tester relative to the Transportation, Housing and Urban Development Appropriation Bill Amendment filed by Senator Tester relative to Financial Services and Government Appropriation Bill Questions to CDIA members by Senator McCaskill as Ranking Member on the Senate Special Committee on Aging HR 5593 - Protecting Veterans Credit Act of 2016
Client expense: $310,000 · Firm income: Not reported
2016 · second_quarter · Government Issues
Medical debt and credit scores. Medical Debt Relief Act - H.R. 2362, S 2592. Credit Repair Organizations Act - H.R. 347. Alternative scores for Fannie Mae and Freddie Mac - Credit Score Competition Act H.R. 4211. CFPB's Consumer complaint database - H.R. 5413, H.R. 5491. Data Security and Breach Notification - H.R.699, H.R. 4715, S 2659. Data Broker Accuracy of Collected Personal Information - H.R. 4516, H.R. 4517. Data Encryption. Military Lending Act and Department of Defense- Employment, Income and Status. Improper Payments Coordination Act of 2015 - Do Not Pay Initiative - S 1073. Fraud Reduction and Data Analytics Act - S. 1233. CFPB - "Credit Invisibles" and the "unscoreable" - Consumers with a lack of credit history. CFPB - Use of arbitration agreements involving consumer financial products and services. CFPB - Short-term, small dollar lending. FIX Credit Reporting Errors Act - S. 1234. Stop Errors in Credit Use Reporting Act - S.1847. Alternative Credit Data - Telecom, utilities reporting consumer payment information to national credit bureaus. H.R. 3035. Credit Access and Inclusion. Housing Opportunity Through Modernization Act - H.R. 3700. Equal Employment for All Act - Use of consumer credit for employment decisions. FCC Lifeline Program - H.R. 4884. Access to Credit Scores - H.R. 5010, H.R. 5058. Protecting Veterans Credit - H.R. 5593.
Client expense: $280,000 · Firm income: Not reported
2016 · second_quarter · Consumer Issues/Safety/Products
Internet, marketing, and data protection issues Issues pertaining to facilitating access to credit Potential privacy, data security, and breach notification legislation in House of Representatives and Senate S. 668 - Data Broker Accountability and Transparency Act of 2015 H.R. 4516 - Data Broker Accountability and Transparency Act H.R. 1770 - Data Security and Breach Notification Act of 2015 S. 177 - Data Security and Breach Notification Act H.R. 580 - Data Accountability and Trust Act S. 961 - Data Security Act of 2015 S. 1027 - Data Breach Notification and Punishing Cyber Criminals Act H.R. 1704 - Personal Data Notification and Protection Act S. 1158 - Consumer Privacy Protection Act H.R. 2977 - Consumer Privacy Protection Act H.R. 2205 - Data Security Act H.R. 4187 - Secure and Protect Americans Data Act H.R. 2092 - Student Digital Privacy and Parental Rights Act of 2015 S. 1322 - Protecting Student Privacy Act of 2015 S. 1341 - Student Privacy Protection Act H.R. 3157 - Student Privacy Protection Act S. 1563 - Do Not Track Kids Act of 2015 H.R. 2734 - Do Not Track Kids Act of 2015 S. 2404 - Do Not Track Act S. 423 - Privacy Notice Modernization Act H.R. 601 - Eliminate Privacy Notice Confusion Act H.R. 699 - Email Privacy Act of 2015 H.R. 283 - Electronic Communications Privacy Amendments Act of 2015 S. 356 - Electronic Communications Privacy Amendments Act of 2015 S. 547 - Commercial Privacy Bill of Rights H.R. 1053 - Commercial Privacy Bill of Rights S. 237 - Geolocation Privacy and Surveillance Act H.R. 491 - Geolocation Privacy and Surveillance Act H.R. 656 - Online Communications and Geolocation Protection Act S. 2270 - Location Privacy Protection Act of 2015 H.R. 4517 - Application Privacy, Protection, and Security (APPS) Act S. 754 - Cybersecurity Information Sharing Act (CISA) H.R. 2029 - Consolidated Appropriations Act (Cybersecurity Act of 2015) H.R. 347 - Facilitating Access to Credit Act of 2015 H.R. 3035 - The Credit Access and Inclusion Act S.2607 - DIGIT Act H.R. 5117 - DIGIT Act H.R. 5093 - TIME Act H.R. 5097 - STALL Act H.R. 5109 - CLEAR Act H.R. 5111 - Consumer Review Fairness Act of 2016 H.R. 5115 - SURE Act H.R. 5118 - SHIELD Act H.R. 5136 - RECS Act H.R. 5510 - FTC Process and Transparency Reform Act of 2016 H.R. 5058 - Free Credit Score Act of 2016 H.R. 5593 - Protecting Veterans Credit Act of 2016
| Democratic |
| IL |
| C. A. Dutch Ruppersberger | Democratic | MD |
| David Rouzer | Republican | NC |
| Don Young | Republican | AK |
| Elise M. Stefanik | Republican | NY |
| Jackie Walorski | Republican | IN |
| James A. Himes | Democratic | CT |
| Juan Vargas | Democratic | CA |
| Julia Brownley | Democratic | CA |
| Kyrsten Sinema | Independent | AZ |
| Michael M. Honda | Democratic | CA |
| Peter A. DeFazio | Democratic | OR |
| Randy Hultgren | Republican | IL |
| Sanford D. Bishop, Jr. | Democratic | GA |
| Walter B. Jones | Republican | NC |
Client expense: Not reported · Firm income: $30,000
Government targets: Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, SENATE
Government targets: Consumer Financial Protection Bureau (CFPB), Education, Dept of, HOUSE OF REPRESENTATIVES, Internal Revenue Service (IRS), Natl Technical Information Service, Social Security Administration (SSA), Treasury, Dept of
Government targets: Bureau of Citizenship & Immigration Services (BCIS), Centers For Medicare and Medicaid Services (CMS), Consumer Financial Protection Bureau (CFPB), Defense, Dept of (DOD), Education, Dept of, Equal Employment Opportunity Commission (EEOC), Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Internal Revenue Service (IRS), Justice, Dept of (DOJ), Labor, Dept of (DOL), Office of Management & Budget (OMB), SENATE, Social Security Administration (SSA), Treasury, Dept of, U.S. Postal Service (USPS), Veterans Affairs, Dept of (VA)
Client expense: Not reported · Firm income: $30,000
Government targets: Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, SENATE