National Flood Insurance Program Debt Forgiveness Act of 2016

National Mitigation Investment Act, H.R. 5177, all provisions FEMA Disaster Assistance Reform Act of 2015, H.R. 1471, all provisions DISASTER Act , H.R. 385, all provisions Wildfire Mitigation Assistance Act, S. 3172, all provisions Flood Insurance Premium Parity Act of 2015, H.R. 141, all provisions Safe Building Code Incentive Act of 2015, H.R. 1748, all provisions Disaster Savings Accounts Act of 2015, H.R. 2230, all provisions Flood Insurance Market Parity and Modernization Act, H.R. 2901/ S 1679, all provisions The PREPARE Act, H.R. 3190, all provisions Disaster Savings and Resilient Construction Act of 2015, H.R. 3397, all provisions Flood Insurance Integrity Act of 2015, H.R. 3317, all provisions Flood Insurance Fairness Act of 2015, H.R. 2918, all provisions Flood Insurance Transparency and Accountability Act, H.R. 4107/S. 2324, all provisions Flood Insurance Mitigation and Policyholder Protection Act of 2015, H.R. 3456, all provisions Flood Insurance Rate Increase Suspension Act of 2016, H.R. 4866, all provisions Flood Insurance Transparency and Accountability Act of 2015, H.R. 4107, all provisions Flood Insurance Transparency and Accountability Act of 20, S. 2324, all provisions Flood Insurance Market Parity and Modernization Act, H.R. 2901, all provisions National Flood Insurance Program Debt Forgiveness Act of 2016, H.R. 5953, all provisions Timely Payments for Flood Victims Act of 2016, H.R. 6104, all provisions Repeatedly Flooded Communities Preparation Act, H.R. 6196, all provisions FIRST Cap Profits Act of 2016, H.R. 6434, all provisions

Client expense: $390,000 · Firm income: Not reported

Government targets: Federal Aviation Administration (FAA), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Labor, Dept of (DOL), SENATE, Treasury, Dept of, U.S. Trade Representative (USTR)

HR 5177 National Mitigation Investment Act - Support for this bill, which would provide incentives for state and local governments to improve their building codes and take other steps to mitigate future natural disasters. HR 1748 Safe Building Codes Incentive Act - we support this legislation to improve state and local building codes. This is an important step in reducing losses caused by storms and other events. S 1679/HR 2901 Flood Insurance Market Parity and Modernization Act; HR 2918 Flood Insurance Fairness Act; HR 4107/S 2324 Flood Insurance Transparency and Accountability Act; HR 3297 National Flood Insurance Reform Act;HR 3456 Flood Insurance Mitigation and Policyholder Protection Act; HR 4866 Flood Insurance Rate Increase Suspension Act; HR 4107/S 2324 Flood Insurance Transparency and Accountability Act; HR 5953 NFIP Program Debt Forgiveness Act; monitoring all legislation that could impact the National Flood Insurance Program and the general availability of flood insurance for our customers.

Client expense: $80,000 · Firm income: Not reported

Government targets: Federal Aviation Administration (FAA), HOUSE OF REPRESENTATIVES, SENATE

H.R. 23- Windstorm Impact Reduction Program (Enacted) H.R. 26- Terrorism Risk Insurance (Enacted) H.R. 141- Flood Insurance H.R. 947- National Flood Insurance Act H.R. 1478- Policy Holder Protection Act H.R. 2141- International Insurance H.R. 2205- Data Security H.R. 2901- Flood Insurance H.R. 2918- Flood Insurance H.R. 3456- Flood Insurance H.R. 3794- Risk Retention H.R. 4107- Flood Insurance H.R. 4441- Insurers using drones following a state or federal disaster H.R. 4866- Flood Insurance H.R. 4947- Flood Insurance H.R. 5143- International Insurance H.R. 5953- National Flood Insurance Program H.R. 6032- Cybersecurity H.R. 6104- National Flood Insurance Program H.R. 6196- National Flood Insurance Program No #: Taxes; insurance S. 487- Flood Insurance S. 798- Policyholder Protection Act S. 1086- International Capital Standards S. 1484- International Insurance S. 1561- Reinsurance S. 1679- Flood Insurance S. 2324- Flood Insurance S. 2909- TRIA S. 3442- TRIA No #: Taxes; insurance **Issues lobbied without specific bill numbers: Covered Agreements, Senate Financial Services and General Government Appropriations

Client expense: Not reported · Firm income: Not reported

Public policies affecting risk management for flood, terrorism, disaster, cyber, and other lines of insurance utilized by multifamily firms. National Flood Insurance Program policies, guidance, and requirements affecting existing and future multifamily and single family properties. Public Law No: 113-89, the Homeowner Flood Insurance Affordability Act of 2014 Public Law No. 112-141, the Biggert-Waters Flood Insurance Reform Act of 2012 H.R. 3456, the Flood Insurance Mitigation and Policyholder Protection Act of 2015 H.R. 3583, the Promoting Resilience and Efficiency in Preparing for Attacks and Responding to Emergencies (PREPARE) Act. H.R. 2901/S.1679, the Flood Insurance Market Parity and Modernization Act FY 2017 Budget/Appropriations for NFIP/FEMA in House and Senate Federal Flood Risk Management Standard (Exec. Order 13690) and impact on FHA Multifamily H.R. 6196, the Repeatedly Flooded Communities Preparation Act H.R.5953, National Flood Insurance Program Debt Forgiveness Act of 2016

Client expense: $490,000 · Firm income: Not reported

Natural Disaster Policy HR240 - Department of Homeland Security Appropriations Act, 2015 HR861 - Department of Homeland Security Appropriations Act, 2015 HR2029 - Consolidated Appropriations Act, 2016 HR2901 - Flood Insurance Market Parity and Modernization Act HR3297 - Fairness in Flood Insurance Act of 2015 HR3456 - Flood Insurance Mitigation and Policyholder Protection Act of 2015 HR4107 - Flood Insurance Transparency and Accountability Act of 2016 HR4947 - Natural Disaster Reinsurance Act of 2016 HR5538 - Department of theInterior,Environment,andRelated AgenciesAppropriationsAct, 2017 HR5953 - National Flood Insurance Program Debt Forgiveness Act of 2016 HR6104 - Timely Payments for Flood Victims Act of 2016 HR6196 - The Repeatedly Flooded Communities Preparation Act HJRes35 - Making further continuing appropriations for fiscal year 2015, and for other purposes. HR__ - Fiscal Year 2017 Department of Homeland Security Appropriations Bill S1619 - Department of Homeland Security Appropriations Act, 2016 S1679 - Flood Insurance Market Parity and Modernization Act S2324 - Flood Insurance Transparency and Accountability Act of 2015 S3001 - Department of Homeland Security Appropriations Act, 2017 S3068 - Department of theInterior,Environment,andRelated AgenciesAppropriationsAct, 2017 Discussions with the Federal Emergency Management Agency (FEMA) within the Department of Homeland Security (DHS) on flood insurance, flood maps, and flood mitigation. Discussions with the Federal Insurance Office within the Department of the Treasury about flood insurance, flood maps, and flood mitigation.

Client expense: $23,800,000 · Firm income: Not reported

Issues related to Private Flood Insurance Legislation; H.R. 141 Flood Insurance Premium Parity Act of 2015 H.R. 947 National Flood Insurance Act H.R. 1478 Policyholder Protection Act of 2015 H.R. 2205 Data Security Act of 2015 H.R. 2901 Flood Insurance Market Parity and Modernization Act H.R. 2918 Flood Insurance Fairness Act of 2015 H.R. 3456 Flood Insurance Mitigation and Policyholder Protection Act of 2015 H.R. 4107 Flood Insurance Transparency and Accountability Act of 2015 H.R. 5143 Transparent Insurance Standards Act of 2016 H.R. 5953 National Flood Insurance Program Debt Forgiveness Act of 2016 H.R. 6104 Timely Payments for Flood Victims Act of 2016 H.R. 6196 Amendment of National Flood Insurance Act of 1968 S. 798Policyholder Protection Act of 2015 S. 1086International Insurance Capital Standards Accountability Act of 2015 S. 1484Financial Regulatory Improvement Act of 2015 S. 1679Flood Insurance Market Parity and Modernization Act S. 2324 Flood Insurance Transparency and Accountability Act of 2015

Client expense: $200,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

National Mitigation Investment Act, H.R. 5177, all provisions FEMA Disaster Assistance Reform Act of 2015, H.R. 1471, all provisions DISASTER Act , H.R. 385, all provisions Wildfire Mitigation Assistance Act, S. 3172, all provisions Flood Insurance Premium Parity Act of 2015, H.R. 141, all provisions Safe Building Code Incentive Act of 2015, H.R. 1748, all provisions Disaster Savings Accounts Act of 2015, H.R. 2230, all provisions Flood Insurance Market Parity and Modernization Act, H.R. 2901/ S 1679, all provisions The PREPARE Act, H.R. 3190, all provisions Disaster Savings and Resilient Construction Act of 2015, H.R. 3397, all provisions Flood Insurance Integrity Act of 2015, H.R. 3317, all provisions Flood Insurance Fairness Act of 2015, H.R. 2918, all provisions Flood Insurance Transparency and Accountability Act, H.R. 4107/S. 2324, all provisions Flood Insurance Mitigation and Policyholder Protection Act of 2015, H.R. 3456, all provisions Flood Insurance Rate Increase Suspension Act of 2016, H.R. 4866, all provisions Flood Insurance Transparency and Accountability Act of 2015, H.R. 4107, all provisions Flood Insurance Transparency and Accountability Act of 20, S. 2324, all provisions Flood Insurance Market Parity and Modernization Act, H.R. 2901, all provisions National Flood Insurance Program Debt Forgiveness Act of 2016, H.R. 5953, all provisions Timely Payments for Flood Victims Act of 2016, H.R. 6104, all provisions Repeatedly Flooded Communities Preparation Act, H.R. 6196, all provisions

Client expense: $400,000 · Firm income: Not reported

H.R. 23- Windstorm Impact Reduction Program (Enacted) H.R. 26- Terrorism Risk Insurance (Enacted) H.R. 141- Flood Insurance H.R. 947- National Flood Insurance Act H.R. 1478- Policy Holder Protection Act H.R. 2141- International Insurance H.R. 2205- Data Security H.R. 2901- Flood Insurance H.R. 2918- Flood Insurance H.R. 3456- Flood Insurance H.R. 3794- Risk Retention H.R. 4107- Flood Insurance H.R. 4441- Insurers using drones following a state or federal disaster H.R. 4866- Flood Insurance H.R. 4947- Flood Insurance H.R. 5143- International Insurance H.R. 5953- National Flood Insurance Program H.R. 6032- Cybersecurity H.R. 6104- National Flood Insurance Program H.R. 6196- National Flood Insurance Program No #: Taxes; insurance S. 487- Flood Insurance S. 798- Policyholder Protection Act S. 1086- International Capital Standards S. 1484- International Insurance S. 1561- Reinsurance S. 1679- Flood Insurance S. 2324- Flood Insurance S. 2909- TRIA S. 3442- TRIA No #: Taxes; insurance **Issues lobbied without specific bill numbers: Covered Agreements, Senate Financial Services and General Government Appropriations

Client expense: $1,010,000 · Firm income: Not reported

HR 5177 National Mitigation Investment Act - Support for this bill, which would provide incentives for state and local governments to improve their building codes and take other steps to mitigate future natural disasters. HR 1748 Safe Building Codes Incentive Act - we support this legislation to improve state and local building codes. This is an important step in reducing losses caused by storms and other events. S 1679/HR 2901 Flood Insurance Market Parity and Modernization Act; HR 2918 Flood Insurance Fairness Act; HR 4107/S 2324 Flood Insurance Transparency and Accountability Act; HR 3297 National Flood Insurance Reform Act;HR 3456 Flood Insurance Mitigation and Policyholder Protection Act; HR 4866 Flood Insurance Rate Increase Suspension Act; HR 4107/S 2324 Flood Insurance Transparency and Accountability Act; HR 5953 NFIP Program Debt Forgiveness Act; monitoring all legislation that could impact the National Flood Insurance Program and the general availability of flood insurance for our customers.

Client expense: $110,000 · Firm income: Not reported

Government targets: Federal Aviation Administration (FAA), HOUSE OF REPRESENTATIVES, SENATE