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Protect Children from Theft Act of 2017
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Protect Children from Theft Act of 2017 This bill amends the Fair Credit Reporting Act to require a consumer reporting agency, upon request by the legal guardian or custodian of a minor consumer, to either create a blocked credit report for the minor or convert the minor's existing report to blocked status. With respect to a minor's blocked report, a consumer reporting agency: (1) must block the input of any information, except with permission from the minor's legal guardian or custodian; and (2) may not provide any person with a consumer report of the minor. A consumer reporting agency shall: (1) upon request by a minor's legal guardian or custodian, or on the minor's 18th birthday, unblock the minor's blocked report; and (2) if a minor consumer was a victim of fraud or identity theft before the minor's 18th birthday, include an alert statement in the minor's unblocked report. With respect to a minor consumer who was a victim of fraud or identity theft prior to the minor's 18th birthday, a consumer reporting agency may not charge a fee to create, convert, or unblock the minor's report. The Consumer Financial Protection Bureau must establish specified procedures related to the bill's implementation.
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Filing registrants (2)
2017 · fourth_quarter · Consumer Issues/Safety/Products
H.R. 1345, Protect Children from Theft Act of 2017 - as it relates to protecting the credit of minors. H.R. 759, Ability to Repay Verification Enabling Act -as it relates to income and employment. H.R. 898, Credit Score Competition Act of 2017 - as it relates to credit scores and for other purposes. S. 744, Protecting Veterans Credit Act of 2017 - as it relates to credit reports. S. 314, FIX Credit Reporting Errors Act as it relates to FCRA. H.R. 402, the Fair Access to Credit Scores Act - as it relates it relates to credit scores. H.J Res. 111 - Providing for Congressional Disapproval under chapter 8, of title 5, United States code, of the rules submitted by Bureau of Consumer Financial Protection, relating to "Arbitration Agreements" Issues as it pertains to arbitration. S.J.Res.47-A joint resolution providing for Congressional Disapproval under chapter 8, of title 5, United States code, of the rules submitted by Bureau of Consumer Financial Protection, relating to "Arbitration Agreements". Issues as it pertains to arbitration. H.R.2359-FCRA Liability Harmonization Act-issues as it pertains to FCRA Liability Reform H.R.3755,Comprehensive Consumer Credit Reporting Reform Act of 2017, issues as it relates to the FCRA S.1819,Equal Employment for All Act of 2017, issues as it relates to employment screening H.R.3783,Equal Employment for All Act of 2017, issues as it relates to employment screening S.1815,Data Broker Accountability and Transparency Act of 2017, issues as it relates to data brokers S.1810,Free Credit Freeze Act, issues as it relates to credit freeze S.1758,Tenant Protection Act, issues as it relates to residential screening H.R.759, Ability to Repay Verification Enabling Act, issues as it relates to unemployment compensation S.1066,Federal Adjustment in Reporting Student Credit Act of 2017, issues as it relates to student lending S.1816, Freedom from Equifax Exploitation Act, issues as it relates to the FCRA H.R.435, The Credit Access and Inclusion Act of 2017, issues as it relates to alternative data H.R.2262, Free Credit Score of 2017, issues as it relates to credit scores H.R.3766,Credit Information Protection Act of 2017, issues as it relates to credit freeze H.R.3539, Mug Shots Elimination Act of 2017, issues as it relates to mug shots H.R.3878, Free Credit Freeze Act, issues as it relates to credit freeze H.R.4028, PROTECT Act of 2017, Issues as it relates to the FCRA H.R.1982,PROTECT Act of 2017, issues as it relates to the FCRA H.Con. Res.71,Budget Reconciliation, issues as it relates to privacy
Referred to the House Committee on Financial Services.
Introduced in House
Congress.gov source codes: 1000, Intro-H
Bills with similar content found using semantic analysis.
Sources: Congress.gov
Client expense: $170,000 · Firm income: Not reported
Government targets: Consumer Financial Protection Bureau (CFPB), HOUSE OF REPRESENTATIVES, Internal Revenue Service (IRS), SENATE
2017 · first_quarter · Government Issues
Ability to Repay Verification Enabling Act (State Unemployment Agencies) - HR 759. Free Annual Credit Report Credit Score Inclusion - HR 402. Veteran medical debt information - S 744. FCRA and Consumer report disputes - S 314. Protect the credit of minors - HR 1345. Credit Score Competition Act of 2017. Fannie Mae and Freddie Mac to establish procedures for considering credit scores in determinating whether to purchase a residential mortgage - HR 898. Positive/alternative Consumer Credit Information from Utilities and telecom companies - HR 435. Alternative Scores for Fannie Mae and Freddie Mac. Credit Repair Organizations Act. CFPB's Consumer complaint database. Data security and breach notification. Data Broker accuracy of collected personal information. Data encryption. Military lending act and Department of Defense - Employment, income and status. CFPB - "Credit invisibles" and the "Unscoreable" - Consumers with a lack of credit history. CFPB - Use of arbitration agreements involving consumer financial products and services. CFPB - Short term, small dollar lending. Alternative credit data - Telecom, utilities reporting consumer payment information to national credit bureaus. Credit access and inclusion. FCC Lifeline Program - HR 1139, HR 1469, HR 1591, S 421. Cybersecurity threat information sharing. Improper benefits (Improper payments). FCRA liability
Client expense: $250,000 · Firm income: Not reported
Government targets: Centers For Medicare and Medicaid Services (CMS), Consumer Financial Protection Bureau (CFPB), Defense, Dept of (DOD), Federal Communications Commission (FCC), Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Internal Revenue Service (IRS), Justice, Dept of (DOJ), Labor, Dept of (DOL), SENATE, Social Security Administration (SSA), Treasury, Dept of
2017 · fourth_quarter · Consumer Issues/Safety/Products
H.R. 1345, Protect Children from Theft Act of 2017 - as it relates to protecting the credit of minors. H.R. 759, Ability to Repay Verification Enabling Act -as it relates to income and employment. H.R. 898, Credit Score Competition Act of 2017 - as it relates to credit scores and for other purposes. S. 744, Protecting Veterans Credit Act of 2017 - as it relates to credit reports. S. 314, FIX Credit Reporting Errors Act as it relates to FCRA. H.R. 402, the Fair Access to Credit Scores Act - as it relates it relates to credit scores. H.J Res. 111 - Providing for Congressional Disapproval under chapter 8, of title 5, United States code, of the rules submitted by Bureau of Consumer Financial Protection, relating to "Arbitration Agreements" Issues as it pertains to arbitration. S.J.Res.47-A joint resolution providing for Congressional Disapproval under chapter 8, of title 5, United States code, of the rules submitted by Bureau of Consumer Financial Protection, relating to "Arbitration Agreements". Issues as it pertains to arbitration. H.R.2359-FCRA Liability Harmonization Act-issues as it pertains to FCRA Liability Reform H.R.3755,Comprehensive Consumer Credit Reporting Reform Act of 2017, issues as it relates to the FCRA S.1819,Equal Employment for All Act of 2017, issues as it relates to employment screening H.R.3783,Equal Employment for All Act of 2017, issues as it relates to employment screening S.1815,Data Broker Accountability and Transparency Act of 2017, issues as it relates to data brokers S.1810,Free Credit Freeze Act, issues as it relates to credit freeze S.1758,Tenant Protection Act, issues as it relates to residential screening H.R.759, Ability to Repay Verification Enabling Act, issues as it relates to unemployment compensation S.1066,Federal Adjustment in Reporting Student Credit Act of 2017, issues as it relates to student lending S.1816, Freedom from Equifax Exploitation Act, issues as it relates to the FCRA H.R.435, The Credit Access and Inclusion Act of 2017, issues as it relates to alternative data H.R.2262, Free Credit Score of 2017, issues as it relates to credit scores H.R.3766,Credit Information Protection Act of 2017, issues as it relates to credit freeze H.R.3539, Mug Shots Elimination Act of 2017, issues as it relates to mug shots H.R.3878, Free Credit Freeze Act, issues as it relates to credit freeze H.R.4028, PROTECT Act of 2017, Issues as it relates to the FCRA H.R.1982,PROTECT Act of 2017, issues as it relates to the FCRA H.Con. Res.71,Budget Reconciliation, issues as it relates to privacy
Client expense: $170,000 · Firm income: Not reported
Government targets: Consumer Financial Protection Bureau (CFPB), HOUSE OF REPRESENTATIVES, Internal Revenue Service (IRS), SENATE
2017 · third_quarter · Consumer Issues/Safety/Products
H.R. 1345, Protect Children from Theft Act of 2017 - as it relates to protecting the credit of minors. H.R. 759, Ability to Repay Verification Enabling Act -as it relates to income and employment. H.R. 898, Credit Score Competition Act of 2017 - as it relates to credit scores and for other purposes. S. 744, Protecting Veterans Credit Act of 2017 - as it relates to credit reports. S. 313, FIX Credit Reporting Errors Act as it relates to FCRA. H.R. 402, the Fair Access to Credit Scores Act - as it relates it relates to credit scores. H.J Res. 111 - Providing for Congressional Disapproval under chapter 8, of title 5, United States code, of the rules submitted by Bureau of Consumer Financial Protection, relating to "Arbitration Agreements" Issues as it pertains to arbitration. S.J.Res.47-A joint resolution providing for Congressional Disapproval under chapter 8, of title 5, United States code, of the rules submitted by Bureau of Consumer Financial Protection, relating to "Arbitration Agreements". Issues as it pertains to arbitration. H.R.2359-FCRA Liability Harmonization Act-issues as it pertains to FCRA Liability Reform S.1986,Freedom from Equifax Exploitation (FREE Act), issues as it pertains to the FCRA H.R.3755,Comprehensive Consumer Credit Reporting Reform Act of 2017, issues as it relates to the FCRA S.1819,Equal Employment for All Act of 2017, issues as it relates to employment screening H.R.3783,Equal Employment for All Act of 2017, issues as it relates to employment screening S.1815,Data Broker Accountability and Transparency Act of 2017, issues as it relates to data brokers S.1810,Free Credit Freeze Act, issues as it relates to credit freeze S.1758,Tenant Protection Act, issues as it relates to residential screening H.R.3860,IRS Data Verification Modernization Act of 2017, issues as it relates to IVES S.1958, IRS Data Verification Modernization Act of 2017, issues as it relates to IVES H.R.759, Ability to Repay Verification Enabling Act, issues as it relates to unemployment compensation S.1066,Federal Adjustment in Reporting Student Credit Act of 2017, issues as it relates to student lending S.1816, Freedom from Equifax Exploitation Act, issues as it relates to the FCRA H.R.435, The Credit Access and Inclusion Act of 2017, issues as it relates to alternative data H.R.2262, Free Credit Score of 2017, issues as it relates to credit scores H.R.3766,Credit Information Protection Act of 2017, issues as it relates to credit freeze H.R.3539, Mug Shots Elimination Act of 2017, issues as it relates to mug shots H.R.3878, Free Credit Freeze Act, issues as it relates to credit freeze H.R.10, Financial CHOICE Act of 2017, Issues as it relates to the FCRA H.R.4028, PROTECT Act of 2017, Issues as it relates to the FCRA H.R.1982,PROTECT Act of 2017, issues as it relates to the FCRA H.Con. Res.71,Budget Reconciliation, issues as it relates to privacy
Client expense: $160,000 · Firm income: Not reported
Government targets: Consumer Financial Protection Bureau (CFPB), HOUSE OF REPRESENTATIVES, SENATE
2017 · second_quarter · Consumer Issues/Safety/Products
Financial Services Reform Dodd-Frank Reform H.R. 1345, Protect Children from Theft Act of 2017 - as it relates to protecting the credit of minors. H.R. 759, Ability to Repay Verification Enabling Act -as it relates to income and employment. H.R. 898, Credit Score Competition Act of 2017 - as it relates to credit scores and for other purposes. S. 744, Protecting Veterans Credit Act of 2017 - as it relates to credit reports. S. 314, the FIX Credit Reporting Errors Act or FIX Act - as it relates to consumer report disputes. H.R. 402, the Fair Access to Credit Scores Act - as it relates it relates to credit scores. H.R.2810 - National Defense Authorization Act for Fiscal Year 2018 - as it relates to credit reporting
Client expense: $190,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES
2017 · second_quarter · Government Issues
Ability to Repay Verification Enabling Act (State Unemployment Agencies) - HR 759. Free Annual Credit Report Credit Score Inclusion - HR 402. Veterans Medical Debt Information. Protecting Veterans Credit Act of 2017 S 744. FCRA and Consumer report disputes - S 314. Protect the credit of minors - HR 1345. Credit Score Competition Act of 2017. Fannie Mae and Freddie Mac to establish procedures for considering credit scores in determinating whether to purchase a residential mortgage - HR 898. Alternative Consumer Credit Information from Utilities and telecom companies - HR 435. Alternative Scores for Fannie Mae and Freddie Mac. Credit Repair Organizations Act. CFPB's Consumer complaint database. Data security and breach notification; data breach response and identity protection. Data Broker accuracy of collected personal information. Data encryption. Military lending act and Department of Defense - Employment, income and status. CFPB - "Credit invisibles" and the "Unscoreable" - Consumers with a lack of credit history. CFPB - Use of arbitration agreements involving consumer financial products and services. CFPB - Short term, small dollar lending. Alternative credit data - Telecom, utilities reporting consumer payment information to national credit bureaus. Credit access and inclusion. FCC Lifeline Program - HR 1139, HR 1469, HR 1591, S 421. Cybersecurity threat information sharing. Improper benefits (Improper payments). FCRA liability - HR 2359. Supplemental Nutrition Assistance Program (SNAP). Financial Choice Act - HR 10.
Client expense: $250,000 · Firm income: Not reported
Government targets: Centers For Medicare and Medicaid Services (CMS), Consumer Financial Protection Bureau (CFPB), Defense, Dept of (DOD), Federal Communications Commission (FCC), Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Internal Revenue Service (IRS), Justice, Dept of (DOJ), Labor, Dept of (DOL), SENATE, Social Security Administration (SSA), Treasury, Dept of
2017 · first_quarter · Consumer Issues/Safety/Products
Financial services reform Dodd-Frank reform H.R. 1345, Protect Children from Theft Act of 2017 - To amend the Fair Credit Reporting Act as it relates to protecting the credit of minors. H.R. 759, Ability to Repay Verification Enabling Act -as it relates to income and employment. H.R. 898, Credit Score Competition Act of 2017 - as it relates to credit scores and for other purposes. S. 744, Protecting Veterans Credit Act of 2017 - To amend the Fair Credit Reporting Act as it relates to credit reports. S. 314, the FIX Credit Reporting Errors Act or FIX Act - As it relates to consumer report disputes. H.R. 402, the Fair Access to Credit Scores Act - To amend the Fair Credit Reporting Act as it relates to credit scores.
Client expense: $210,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES
2017 · first_quarter · Government Issues
Ability to Repay Verification Enabling Act (State Unemployment Agencies) - HR 759. Free Annual Credit Report Credit Score Inclusion - HR 402. Veteran medical debt information - S 744. FCRA and Consumer report disputes - S 314. Protect the credit of minors - HR 1345. Credit Score Competition Act of 2017. Fannie Mae and Freddie Mac to establish procedures for considering credit scores in determinating whether to purchase a residential mortgage - HR 898. Positive/alternative Consumer Credit Information from Utilities and telecom companies - HR 435. Alternative Scores for Fannie Mae and Freddie Mac. Credit Repair Organizations Act. CFPB's Consumer complaint database. Data security and breach notification. Data Broker accuracy of collected personal information. Data encryption. Military lending act and Department of Defense - Employment, income and status. CFPB - "Credit invisibles" and the "Unscoreable" - Consumers with a lack of credit history. CFPB - Use of arbitration agreements involving consumer financial products and services. CFPB - Short term, small dollar lending. Alternative credit data - Telecom, utilities reporting consumer payment information to national credit bureaus. Credit access and inclusion. FCC Lifeline Program - HR 1139, HR 1469, HR 1591, S 421. Cybersecurity threat information sharing. Improper benefits (Improper payments). FCRA liability
Client expense: $250,000 · Firm income: Not reported
Government targets: Centers For Medicare and Medicaid Services (CMS), Consumer Financial Protection Bureau (CFPB), Defense, Dept of (DOD), Federal Communications Commission (FCC), Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Internal Revenue Service (IRS), Justice, Dept of (DOJ), Labor, Dept of (DOL), SENATE, Social Security Administration (SSA), Treasury, Dept of