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Federal Student Loan Refinancing Act
Legislative Progress
Momentum (last 30 days)
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vs 7,393 other HR bills in the 115th — cohort avg 50d
Federal Student Loan Refinancing Act This bill amends title IV (Student Assistance) of the Higher Education Act of 1965 to allow borrowers that received loans under the William D. Ford Federal Direct Loan (DL) or Federal Family Education Loan (FFEL) program on or after July 1, 2006, to consolidate those loans as Federal Direct Consolidation Loans. It directs the Department of Education (ED) to consolidate DLs, and send a completed loan consolidation application to FFEL borrowers, within 90 days of this bill's enactment. It gives FFEL borrowers six months after their receipt of such application to endorse it and submit it to ED if they wish to consolidate their loans. The bill sets the interest rate on Federal Direct Consolidation Loans at 4% or, if the weighted average of the interest rates of the loans being consolidated is less than 4%, the lesser of: (1) that weighted average, or (2) an interest rate equal to 0.4% of the principal balance of the consolidation loan at the time of consolidation. It adds an origination fee equal to 0.4% of the principal balance of the consolidation loan at the time of consolidation if an FFEL is being consolidated. It reduces the interest rate on a Federal Direct Consolidation Loan by 0.25% if one or more of the loans being consolidated is an FFEL held by an eligible lender. The bill prohibits any benefit a borrower is receiving or earning when issued a Federal Direct Consolidation Loan from being affected by the consolidation.
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Filing registrants (1)
2018 · fourth_quarter · Education
H.R. 4508, Promoting Real Opportunity, Success and Prosperity through Education Reform Act H.R. 159, Wildlife Veterinarians Employment and Training Act (Wildlife VET Act) H.R. 1635, Empowering Students Through Enhanced Financial Counseling Act H.R. 1429, Letter of Estimated Annual Debt for Students (LEADS) Act H.R. 1614, Student Loan Refinancing Act H.R. 2718, Federal Student Loan Refinancing Act H.R. 2482, Federal Perkins Loan Program Extension Act of 2017 H.R. 3051, Educating Student Loan Borrowers Act H.R. 3346, Student Opportunity Act H.R. 3390 / S. 1521, Student Loan Relief Act of 2017 H.R. 795, Employer Participation in Student Loan Assistance Act / S. 796, Employer Participation in Repayment Act H.R. 3630, Student Loan Borrower Bill of Rights Act H.R. 3554 / S. 1712, The SIMPLE Act H.R. 4399/S. 2136, PSLF Technical Corrections Act H.R. 6156/S. 3065, The Protecting Job Opportunities for Borrowers Act H.R.6543, The Aim Higher Act
Referred to the House Committee on Education and the Workforce.
Introduced in House
Congress.gov source codes: 1000, Intro-H
Bills with similar content found using semantic analysis.
Sources: Congress.gov
Client expense: $240,000 · Firm income: Not reported
Government targets: Agriculture, Dept of (USDA), Commerce, Dept of (DOC), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Labor, Dept of (DOL), SENATE, Transportation, Dept of (DOT)
2018 · third_quarter · Education
H.R. 4508 Promoting Real Opportunity, Success and Prosperity through Education Reform Act S. 405 / H.R. 1659, Stop Taxing Death and Disability Act H.R. 159, Wildlife Veterinarians Employment and Training Act (Wildlife VET Act) H.R. 1429, Letter of Estimated Annual Debt for Students (LEADS) Act H.R. 1614, Student Loan Refinancing Act H.R. 2718, Federal Student Loan Refinancing Act H.R. 2482, Federal Perkins Loan Program Extension Act of 2017 H.R. 3051, Educating Student Loan Borrowers Act H.R. 3346, Student Opportunity Act H.R. 3390 / S. 1521, Student Loan Relief Act of 2017 H.R. 795, Employer Participation in Student Loan Assistance Act / S. 796, Employer Participation in Repayment Act H.R. 3630, Student Loan Borrower Bill of Rights Act H.R. 3554 / S. 1712, The SIMPLE Act H.R. 4399/S. 2136, PSLF Technical Corrections Act H.R. 6156/S. 3065, the Protecting Job Opportunities for Borrowers Act H.R.6543, The Aim Higher Act
Client expense: $220,000 · Firm income: Not reported
Government targets: Agriculture, Dept of (USDA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Internal Revenue Service (IRS), Labor, Dept of (DOL), SENATE, Transportation, Dept of (DOT)
2018 · third_quarter · Education
H.R. 4508 Promoting Real Opportunity, Success and Prosperity through Education Reform Act S. 405 / H.R. 1659, Stop Taxing Death and Disability Act H.R. 159, Wildlife Veterinarians Employment and Training Act (Wildlife VET Act) H.R. 1429, Letter of Estimated Annual Debt for Students (LEADS) Act H.R. 1614, Student Loan Refinancing Act H.R. 2718, Federal Student Loan Refinancing Act H.R. 2482, Federal Perkins Loan Program Extension Act of 2017 H.R. 3051, Educating Student Loan Borrowers Act H.R. 3346, Student Opportunity Act H.R. 3390 / S. 1521, Student Loan Relief Act of 2017 H.R. 795, Employer Participation in Student Loan Assistance Act / S. 796, Employer Participation in Repayment Act H.R. 3630, Student Loan Borrower Bill of Rights Act H.R. 3554 / S. 1712, The SIMPLE Act H.R. 4399/S. 2136, PSLF Technical Corrections Act H.R. 6156/S. 3065, the Protecting Job Opportunities for Borrowers Act H.R.6543, The Aim Higher Act
Client expense: $220,000 · Firm income: Not reported
Government targets: Agriculture, Dept of (USDA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Internal Revenue Service (IRS), Labor, Dept of (DOL), SENATE, Transportation, Dept of (DOT)
2018 · second_quarter · Education
H.R. 4508, Promoting Real Opportunity, Success and Prosperity through Education Reform Act S. 405 / H.R. 1659, Stop Taxing Death and Disability Act H.R. 159, Wildlife Veterinarians Employment and Training Act (Wildlife VET Act) H.R. 1635, Empowering Students Through Enhanced Financial Counseling Act H.R. 1429, Letter of Estimated Annual Debt for Students (LEADS) Act H.R. 1614, Student Loan Refinancing Act H.R. 2718, Federal Student Loan Refinancing Act H.R. 2482, Federal Perkins Loan Program Extension Act of 2017 H.R. 3051, Educating Student Loan Borrowers Act H.R. 3346, Student Opportunity Act H.R. 3390 / S. 1521, Student Loan Relief Act of 2017 H.R. 795, Employer Participation in Student Loan Assistance Act / S. 796, Employer Participation in Repayment Act H.R. 3630, Student Loan Borrower Bill of Rights Act H.R. 3554 / S. 1712, The SIMPLE Act H.R. 4399/S. 2136, PSLF Technical Corrections Act Draft legislation, the Protecting Job Opportunities for Borrowers Act
Client expense: $200,000 · Firm income: Not reported
Government targets: Agriculture, Dept of (USDA), Education, Dept of, HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Internal Revenue Service (IRS), Labor, Dept of (DOL), Office of Management & Budget (OMB), SENATE, Transportation, Dept of (DOT), Treasury, Dept of
2018 · first_quarter · Education
H.R. 4508, Promoting Real Opportunity, Success and Prosperity through Education Reform Act H.R. 159, Wildlife Veterinarians Employment and Training Act (Wildlife VET Act) H.R. 1635, Empowering Students Through Enhanced Financial Counseling Act H.R. 1429, Letter of Estimated Annual Debt for Students (LEADS) Act H.R. 1614, Student Loan Refinancing Act H.R. 2718, Federal Student Loan Refinancing Act H.R. 2482, Federal Perkins Loan Program Extension Act of 2017 H.R. 3051, Educating Student Loan Borrowers Act H.R. 3346, Student Opportunity Act H.R. 3390 / S. 1521, Student Loan Relief Act of 2017 H.R. 795, Employer Participation in Student Loan Assistance Act / S. 796, Employer Participation in Repayment Act H.R. 3630, Student Loan Borrower Bill of Rights Act H.R. 3554 / S. 1712, The SIMPLE Act H.R. 4399/S. 2136, PSLF Technical Corrections Act
Client expense: $200,000 · Firm income: Not reported
Government targets: Agriculture, Dept of (USDA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Internal Revenue Service (IRS), Labor, Dept of (DOL), SENATE, Treasury, Dept of
2017 · fourth_quarter · Education
H.R.4508 Promoting Real Opportunity, Success and Prosperity through Education Reform Act H,R. 4399/S. 2136, PSLF Technical Corrections Act H.R. 159, Wildlife Veterinarians Employment and Training Act (Wildlife VET Act) H.R. 1127, Student Loan Fairness Act H.R. 1429, Letter of Estimated Annual Debt for Students (LEADS) Act H.R. 1614, Student Loan Refinancing Act H.R. 1635, Empowering Students Through Enhanced Financial Counseling Act H.R. 2718, Federal Student Loan Refinancing Act H.R. 2482, Federal Perkins Loan Program Extension Act of 2017 H.R. 3051, Educating Student Loan Borrowers Act H.R. 3346, Student Opportunity Act H.R. 3390/S.1521, Student Loan Relief Act of 2017 H.R. 795, Employer Participation in Student Loan Assistance Act/S. 796, Employer Participation in Repayment Act H.R. 3630, Student Loan Borrower Bill of Rights Act H.R. 3554/S.1712, The SIMPLE Act
Client expense: $220,000 · Firm income: Not reported
2017 · fourth_quarter · Education
H.R.4508 Promoting Real Opportunity, Success and Prosperity through Education Reform Act H,R. 4399/S. 2136, PSLF Technical Corrections Act H.R. 159, Wildlife Veterinarians Employment and Training Act (Wildlife VET Act) H.R. 1127, Student Loan Fairness Act H.R. 1429, Letter of Estimated Annual Debt for Students (LEADS) Act H.R. 1614, Student Loan Refinancing Act H.R. 1635, Empowering Students Through Enhanced Financial Counseling Act H.R. 2718, Federal Student Loan Refinancing Act H.R. 2482, Federal Perkins Loan Program Extension Act of 2017 H.R. 3051, Educating Student Loan Borrowers Act H.R. 3346, Student Opportunity Act H.R. 3390/S.1521, Student Loan Relief Act of 2017 H.R. 795, Employer Participation in Student Loan Assistance Act/S. 796, Employer Participation in Repayment Act H.R. 3630, Student Loan Borrower Bill of Rights Act H.R. 3554/S.1712, The SIMPLE Act
Client expense: $220,000 · Firm income: Not reported
2017 · fourth_quarter · Education
H.R.4508 Promoting Real Opportunity, Success and Prosperity through Education Reform Act H,R. 4399/S. 2136, PSLF Technical Corrections Act H.R. 159, Wildlife Veterinarians Employment and Training Act (Wildlife VET Act) H.R. 1127, Student Loan Fairness Act H.R. 1429, Letter of Estimated Annual Debt for Students (LEADS) Act H.R. 1614, Student Loan Refinancing Act H.R. 1635, Empowering Students Through Enhanced Financial Counseling Act H.R. 2718, Federal Student Loan Refinancing Act H.R. 2482, Federal Perkins Loan Program Extension Act of 2017 H.R. 3051, Educating Student Loan Borrowers Act H.R. 3346, Student Opportunity Act H.R. 3390/S.1521, Student Loan Relief Act of 2017 H.R. 795, Employer Participation in Student Loan Assistance Act/S. 796, Employer Participation in Repayment Act H.R. 3630, Student Loan Borrower Bill of Rights Act H.R. 3554/S.1712, The SIMPLE Act
Client expense: $160,000 · Firm income: Not reported
2017 · fourth_quarter · Education
H.R.4508 Promoting Real Opportunity, Success and Prosperity through Education Reform Act H,R. 4399/S. 2136, PSLF Technical Corrections Act H.R. 159, Wildlife Veterinarians Employment and Training Act (Wildlife VET Act) H.R. 1127, Student Loan Fairness Act H.R. 1429, Letter of Estimated Annual Debt for Students (LEADS) Act H.R. 1614, Student Loan Refinancing Act H.R. 1635, Empowering Students Through Enhanced Financial Counseling Act H.R. 2718, Federal Student Loan Refinancing Act H.R. 2482, Federal Perkins Loan Program Extension Act of 2017 H.R. 3051, Educating Student Loan Borrowers Act H.R. 3346, Student Opportunity Act H.R. 3390/S.1521, Student Loan Relief Act of 2017 H.R. 795, Employer Participation in Student Loan Assistance Act/S. 796, Employer Participation in Repayment Act H.R. 3630, Student Loan Borrower Bill of Rights Act H.R. 3554/S.1712, The SIMPLE Act
Client expense: $160,000 · Firm income: Not reported
| Democratic |
| PA |
| David Loebsack | Democratic | IA |
| Eric Swalwell | Democratic | CA |
| Gregory W. Meeks | Democratic | NY |
| Gwen Moore | Democratic | WI |
| Jerrold Nadler | Democratic | NY |
| Jerry McNerney | Democratic | CA |
| Jimmy Panetta | Democratic | CA |
| Joseph Crowley | Democratic | NY |
| Juan Vargas | Democratic | CA |
| Judy Chu | Democratic | CA |
| Kurt Schrader | Democratic | OR |
| Kyrsten Sinema | Independent | AZ |
| Mark Pocan | Democratic | WI |
| Pramila Jayapal | Democratic | WA |
| Sean Patrick Maloney | Democratic | NY |
| Sheila Jackson Lee | Democratic | TX |
| Stephanie N. Murphy | Democratic | FL |
| Tony Cárdenas | Democratic | CA |
| Zoe Lofgren | Democratic | CA |
Government targets: Agriculture, Dept of (USDA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), SENATE
Government targets: Agriculture, Dept of (USDA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), SENATE
Government targets: Agriculture, Dept of (USDA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), SENATE
Government targets: Agriculture, Dept of (USDA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), SENATE