Fair Access to Credit Scores Act of 2017

Internet, marketing, and data protection issues Issues pertaining to facilitating access to credit Potential privacy, data security, and breach notification legislation in House of Representatives and Senate Issues related to Internal Revenue Service Credit Repair Organizations Act (Title IV of Consumer Credit Protection Act) reform Alternative data and consumer lending credit review issues H.R. 402 - Fair Access to Credit Scores Act of 2017 H.R. 435 - The Credit Access and Inclusion Act of 2017 H.R. 387 - Email Privacy Act S. 395 - Geolocational Privacy and Surveillance Act H.R. 1062 - Geolocational Privacy and Surveillance Act H.R. 1061 - Cell Location Privacy Act of 2017 S. 88 - Developing Innovation and Growing the Internet of Things Act H.R. 686 - Developing Innovation and Growing the Internet of Things Act H.R. 135 - Cyber Privacy Fortification Act of 2017 H.R. 600 - Digital GAP Act S. 278 - Support for Rapid Innovation Act H.R. 1224 - NIST Cybersecurity Framework, Assessment and Auditing Act of 2017 H.R. 1335 - Cybersecurity Responsibility Act of 2017 S. 536 - Cybersecurity Disclosure Act of 2017 H.R. 704 - Small Business and Community Investments Expansion Act of 2017 H.R. 2520 - BROWSER Act of 2017 S. 1786 - Stopping Errors in Consumer Use and Reporting [SECURE] Act H.R. 3755 - Comprehensive Consumer Credit Reporting Reform Act of 2017 H.R. 3760 - Protecting Consumers from Unreasonable Credit Rates Act of 2017 H.R. 3766 - Credit Information Protection Act of 2017 H.R. 3783 - Equal Employment for All Act of 2017 S. 1810 - Free Credit Freeze Act S. 1816 - Freedom from Equifax Exploitation Act S. 1819 - Equal Employment for All Act of 2017 S. 1858 - Empowering States Rights to Protect Consumers Act of 2017 H.R. 3878 - Free Credit Freeze Act H.R. 3806 - Personal Data Notification and Protection Act of 2017 H.R. 3816 - To require notification following a breach of security of a system containing personal information, and for other purposes S. 1900 - Data Breach Accountability and Enforcement Act of 2017 S. 2155 - Economic Growth, Regulatory Relief, and Consumer Protection Act H.R. 2683 - Protecting Veterans Credit Act of 2017 S. 744 - Protecting Veterans Credit Act of 2017 H.R. 2359 - FCRA Liability Harmonization Act S. 1989 - Honest Ads Act H.R. 4077 - Honest Ads Act S. 2728 - Social Media Privacy Protection and Consumer Rights Act of 2018

Client expense: Not reported · Firm income: $50,000

Government targets: Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, SENATE

Internet, marketing, and data protection issues Issues pertaining to facilitating access to credit Potential privacy, data security, and breach notification legislation in House of Representatives and Senate Issues related to Internal Revenue Service Credit Repair Organizations Act (Title IV of Consumer Credit Protection Act) reform Alternative data and consumer lending credit review issues H.R. 402 - Fair Access to Credit Scores Act of 2017 H.R. 435 - The Credit Access and Inclusion Act of 2017 H.R. 387 - Email Privacy Act S. 395 - Geolocational Privacy and Surveillance Act H.R. 1062 - Geolocational Privacy and Surveillance Act H.R. 1061 - Cell Location Privacy Act of 2017 S. 88 - Developing Innovation and Growing the Internet of Things Act H.R. 686 - Developing Innovation and Growing the Internet of Things Act H.R. 135 - Cyber Privacy Fortification Act of 2017 H.R. 600 - Digital GAP Act S. 278 - Support for Rapid Innovation Act H.R. 1224 - NIST Cybersecurity Framework, Assessment and Auditing Act of 2017 H.R. 1335 - Cybersecurity Responsibility Act of 2017 S. 536 - Cybersecurity Disclosure Act of 2017 H.R. 704 - Small Business and Community Investments Expansion Act of 2017 H.R. 2520 - BROWSER Act of 2017 S. 1786 - Stopping Errors in Consumer Use and Reporting [SECURE] Act H.R. 3755 - Comprehensive Consumer Credit Reporting Reform Act of 2017 H.R. 3760 - Protecting Consumers from Unreasonable Credit Rates Act of 2017 H.R. 3766 - Credit Information Protection Act of 2017 H.R. 3783 - Equal Employment for All Act of 2017 S. 1810 - Free Credit Freeze Act S. 1816 - Freedom from Equifax Exploitation Act S. 1819 - Equal Employment for All Act of 2017 S. 1858 - Empowering States Rights to Protect Consumers Act of 2017 H.R. 3878 - Free Credit Freeze Act H.R. 3806 - Personal Data Notification and Protection Act of 2017 H.R. 3816 - To require notification following a breach of security of a system containing personal information, and for other purposes S. 1900 - Data Breach Accountability and Enforcement Act of 2017 S. 2155 - Economic Growth, Regulatory Relief, and Consumer Protection Act H.R. 2683 - Protecting Veterans Credit Act of 2017 S. 744 - Protecting Veterans Credit Act of 2017 H.R. 2359 - FCRA Liability Harmonization Act S. 1989 - Honest Ads Act H.R. 4077 - Honest Ads Act S. 2728 - Social Media Privacy Protection and Consumer Rights Act of 2018

Internet, marketing, and data protection issues Issues pertaining to facilitating access to credit Potential privacy, data security, and breach notification legislation in House of Representatives and Senate Credit Repair Organizations Act (Title IV of Consumer Credit Protection Act) reform Alternative data and consumer lending credit review issues H.R. 402 - Fair Access to Credit Scores Act of 2017 H.R. 435 - The Credit Access and Inclusion Act of 2017 H.R. 387 - Email Privacy Act S. 395 - Geolocational Privacy and Surveillance Act H.R. 1062 - Geolocational Privacy and Surveillance Act H.R. 1061 - Cell Location Privacy Act of 2017 S. 88 - Developing Innovation and Growing the Internet of Things Act H.R. 686 - Developing Innovation and Growing the Internet of Things Act H.R. 135 - Cyber Privacy Fortification Act of 2017 H.R. 600 - Digital GAP Act S. 278 - Support for Rapid Innovation Act H.R. 1224 - NIST Cybersecurity Framework, Assessment and Auditing Act of 2017 H.R. 1335 - Cybersecurity Responsibility Act of 2017 S. 536 - Cybersecurity Disclosure Act of 2017 H.R. 704 - Small Business and Community Investments Expansion Act of 2017 H.R. 2520 - BROWSER Act of 2017 S. 1786 - Stopping Errors in Consumer Use and Reporting [SECURE] Act H.R. 3755 - Comprehensive Consumer Credit Reporting Reform Act of 2017 H.R. 3760 - Protecting Consumers from Unreasonable Credit Rates Act of 2017 H.R. 3766 - Credit Information Protection Act of 2017 H.R. 3783 - Equal Employment for All Act of 2017 S. 1810 - Free Credit Freeze Act S. 1816 - Freedom from Equifax Exploitation Act S. 1819 - Equal Employment for All Act of 2017 S. 1858 - Empowering States Rights to Protect Consumers Act of 2017 H.R. 3878 - Free Credit Freeze Act H.R. 3806 - Personal Data Notification and Protection Act of 2017 H.R. 3816 S. 1900 - Data Breach Accountability and Enforcement Act of 2017 S. 2155 - Economic Growth, Regulatory Relief, and Consumer Protection Act H.R. 2683 - Protecting Veterans Credit Act of 2017 S. 744 - Protecting Veterans Credit Act of 2017 H.R. 2359 - FCRA Liability Harmonization Act

Internet, marketing, and data protection issues Issues pertaining to facilitating access to credit Potential privacy, data security, and breach notification legislation in House of Representatives and Senate Credit Repair Organizations Act (Title IV of Consumer Credit Protection Act) reform Alternative data and consumer lending credit review issues H.R. 402 - Fair Access to Credit Scores Act of 2017 H.R. 435 - The Credit Access and Inclusion Act of 2017 H.R. 387 - Email Privacy Act S. 395 - Geolocational Privacy and Surveillance Act H.R. 1062 - Geolocational Privacy and Surveillance Act H.R. 1061 - Cell Location Privacy Act of 2017 S. 88 - Developing Innovation and Growing the Internet of Things Act H.R. 686 - Developing Innovation and Growing the Internet of Things Act H.R. 135 - Cyber Privacy Fortification Act of 2017 H.R. 600 - Digital GAP Act S. 278 - Support for Rapid Innovation Act H.R. 1224 - NIST Cybersecurity Framework, Assessment and Auditing Act of 2017 H.R. 1335 - Cybersecurity Responsibility Act of 2017 S. 536 - Cybersecurity Disclosure Act of 2017 H.R. 704 - Small Business and Community Investments Expansion Act of 2017 H.R. 2520 - BROWSER Act of 2017 S. 1786 - Stopping Errors in Consumer Use and Reporting [SECURE] Act H.R. 3755 - Comprehensive Consumer Credit Reporting Reform Act of 2017 H.R. 3760 - Protecting Consumers from Unreasonable Credit Rates Act of 2017 H.R. 3766 - Credit Information Protection Act of 2017 H.R. 3783 - Equal Employment for All Act of 2017 S. 1810 - Free Credit Freeze Act S. 1816 - Freedom from Equifax Exploitation Act S. 1819 - Equal Employment for All Act of 2017 S. 1858 - Empowering States Rights to Protect Consumers Act of 2017 H.R. 3878 - Free Credit Freeze Act H.R. 3806 - Personal Data Notification and Protection Act of 2017 H.R. 3816 S. 1900 - Data Breach Accountability and Enforcement Act of 2017 S. 2155 - Economic Growth, Regulatory Relief, and Consumer Protection Act H.R. 2683 - Protecting Veterans Credit Act of 2017 S. 744 - Protecting Veterans Credit Act of 2017 H.R. 2359 - FCRA Liability Harmonization Act

Internet, marketing, and data protection issues Issues pertaining to facilitating access to credit Potential privacy, data security, and breach notification legislation in House of Representatives and Senate Issues related to Internal Revenue Service Credit Repair Organizations Act (Title IV of Consumer Credit Protection Act) reform Alternative data and consumer lending credit review issues H.R. 402 - Fair Access to Credit Scores Act of 2017 H.R. 435 - The Credit Access and Inclusion Act of 2017 H.R. 387 - Email Privacy Act S. 395 - Geolocational Privacy and Surveillance Act H.R. 1062 - Geolocational Privacy and Surveillance Act H.R. 1061 - Cell Location Privacy Act of 2017 S. 88 - Developing Innovation and Growing the Internet of Things Act H.R. 686 - Developing Innovation and Growing the Internet of Things Act H.R. 135 - Cyber Privacy Fortification Act of 2017 H.R. 600 - Digital GAP Act S. 278 - Support for Rapid Innovation Act H.R. 1224 - NIST Cybersecurity Framework, Assessment and Auditing Act of 2017 H.R. 1335 - Cybersecurity Responsibility Act of 2017 S. 536 - Cybersecurity Disclosure Act of 2017 H.R. 704 - Small Business and Community Investments Expansion Act of 2017 H.R. 2520 - BROWSER Act of 2017 S. 1786 - Stopping Errors in Consumer Use and Reporting [SECURE] Act H.R. 3755 - Comprehensive Consumer Credit Reporting Reform Act of 2017 H.R. 3760 - Protecting Consumers from Unreasonable Credit Rates Act of 2017 H.R. 3766 - Credit Information Protection Act of 2017 H.R. 3783 - Equal Employment for All Act of 2017 S. 1810 - Free Credit Freeze Act S. 1816 - Freedom from Equifax Exploitation Act S. 1819 - Equal Employment for All Act of 2017 S. 1858 - Empowering States Rights to Protect Consumers Act of 2017 H.R. 3878 - Free Credit Freeze Act H.R. 3806 - Personal Data Notification and Protection Act of 2017 H.R. 3816 - To require notification followin ga breach of security of a system containing personal information, and for other purposes S. 1900 - Data Breach Accountability and Enforcement Act of 2017 S. 2155 - Economic Growth, Regulatory Relief, and Consumer Protection Act H.R. 2683 - Protecting Veterans Credit Act of 2017 S. 744 - Protecting Veterans Credit Act of 2017 H.R. 2359 - FCRA Liability Harmonization Act S. 1989 - Honest Ads Act H.R. 4077 - Honest Ads Act S. 2728 - Social Media Privacy Protection and Consumer Rights Act of 2018

Internet, marketing, and data protection issues Issues pertaining to facilitating access to credit Potential privacy, data security, and breach notification legislation in House of Representatives and Senate Issues related to Internal Revenue Service Credit Repair Organizations Act (Title IV of Consumer Credit Protection Act) reform Alternative data and consumer lending credit review issues H.R. 402 - Fair Access to Credit Scores Act of 2017 H.R. 435 - The Credit Access and Inclusion Act of 2017 H.R. 387 - Email Privacy Act S. 395 - Geolocational Privacy and Surveillance Act H.R. 1062 - Geolocational Privacy and Surveillance Act H.R. 1061 - Cell Location Privacy Act of 2017 S. 88 - Developing Innovation and Growing the Internet of Things Act H.R. 686 - Developing Innovation and Growing the Internet of Things Act H.R. 135 - Cyber Privacy Fortification Act of 2017 H.R. 600 - Digital GAP Act S. 278 - Support for Rapid Innovation Act H.R. 1224 - NIST Cybersecurity Framework, Assessment and Auditing Act of 2017 H.R. 1335 - Cybersecurity Responsibility Act of 2017 S. 536 - Cybersecurity Disclosure Act of 2017 H.R. 704 - Small Business and Community Investments Expansion Act of 2017 H.R. 2520 - BROWSER Act of 2017 S. 1786 - Stopping Errors in Consumer Use and Reporting [SECURE] Act H.R. 3755 - Comprehensive Consumer Credit Reporting Reform Act of 2017 H.R. 3760 - Protecting Consumers from Unreasonable Credit Rates Act of 2017 H.R. 3766 - Credit Information Protection Act of 2017 H.R. 3783 - Equal Employment for All Act of 2017 S. 1810 - Free Credit Freeze Act S. 1816 - Freedom from Equifax Exploitation Act S. 1819 - Equal Employment for All Act of 2017 S. 1858 - Empowering States Rights to Protect Consumers Act of 2017 H.R. 3878 - Free Credit Freeze Act H.R. 3806 - Personal Data Notification and Protection Act of 2017 H.R. 3816 - To require notification followin ga breach of security of a system containing personal information, and for other purposes S. 1900 - Data Breach Accountability and Enforcement Act of 2017 S. 2155 - Economic Growth, Regulatory Relief, and Consumer Protection Act H.R. 2683 - Protecting Veterans Credit Act of 2017 S. 744 - Protecting Veterans Credit Act of 2017 H.R. 2359 - FCRA Liability Harmonization Act S. 1989 - Honest Ads Act H.R. 4077 - Honest Ads Act S. 2728 - Social Media Privacy Protection and Consumer Rights Act of 2018

Internet, marketing, and data protection issues Issues pertaining to facilitating access to credit Potential privacy, data security, and breach notification legislation in House of Representatives and Senate Issues related to Internal Revenue Service Credit Repair Organizations Act (Title IV of Consumer Credit Protection Act) reform Alternative data and consumer lending credit review issues H.R. 402 - Fair Access to Credit Scores Act of 2017 H.R. 435 - The Credit Access and Inclusion Act of 2017 H.R. 387 - Email Privacy Act S. 395 - Geolocational Privacy and Surveillance Act H.R. 1062 - Geolocational Privacy and Surveillance Act H.R. 1061 - Cell Location Privacy Act of 2017 S. 88 - Developing Innovation and Growing the Internet of Things Act H.R. 686 - Developing Innovation and Growing the Internet of Things Act H.R. 135 - Cyber Privacy Fortification Act of 2017 H.R. 600 - Digital GAP Act S. 278 - Support for Rapid Innovation Act H.R. 1224 - NIST Cybersecurity Framework, Assessment and Auditing Act of 2017 H.R. 1335 - Cybersecurity Responsibility Act of 2017 S. 536 - Cybersecurity Disclosure Act of 2017 H.R. 704 - Small Business and Community Investments Expansion Act of 2017 H.R. 2520 - BROWSER Act of 2017 S. 1786 - Stopping Errors in Consumer Use and Reporting [SECURE] Act H.R. 3755 - Comprehensive Consumer Credit Reporting Reform Act of 2017 H.R. 3760 - Protecting Consumers from Unreasonable Credit Rates Act of 2017 H.R. 3766 - Credit Information Protection Act of 2017 H.R. 3783 - Equal Employment for All Act of 2017 S. 1810 - Free Credit Freeze Act S. 1816 - Freedom from Equifax Exploitation Act S. 1819 - Equal Employment for All Act of 2017 S. 1858 - Empowering States Rights to Protect Consumers Act of 2017 H.R. 3878 - Free Credit Freeze Act H.R. 3806 - Personal Data Notification and Protection Act of 2017 H.R. 3816 - To require notification following a breach of security of a system containing personal information, and for other purposes S. 1900 - Data Breach Accountability and Enforcement Act of 2017 S. 2155 - Economic Growth, Regulatory Relief, and Consumer Protection Act H.R. 2683 - Protecting Veterans Credit Act of 2017 S. 744 - Protecting Veterans Credit Act of 2017 H.R. 2359 - FCRA Liability Harmonization Act S. 1989 - Honest Ads Act H.R. 4077 - Honest Ads Act S. 2728 - Social Media Privacy Protection and Consumer Rights Act of 2018

Internet, marketing, and data protection issues Issues pertaining to facilitating access to credit Potential privacy, data security, and breach notification legislation in House of Representatives and Senate Credit Repair Organizations Act (Title IV of Consumer Credit Protection Act) reform Alternative data and consumer lending credit review issues H.R. 402 - Fair Access to Credit Scores Act of 2017 H.R. 435 - The Credit Access and Inclusion Act of 2017 H.R. 387 - Email Privacy Act S. 395 - Geolocational Privacy and Surveillance Act H.R. 1062 - Geolocational Privacy and Surveillance Act H.R. 1061 - Cell Location Privacy Act of 2017 S. 88 - Developing Innovation and Growing the Internet of Things Act H.R. 686 - Developing Innovation and Growing the Internet of Things Act H.R. 135 - Cyber Privacy Fortification Act of 2017 H.R. 600 - Digital GAP Act S. 278 - Support for Rapid Innovation Act H.R. 1224 - NIST Cybersecurity Framework, Assessment and Auditing Act of 2017 H.R. 1335 - Cybersecurity Responsibility Act of 2017 S. 536 - Cybersecurity Disclosure Act of 2017 H.R. 704 - Small Business and Community Investments Expansion Act of 2017 H.R. 2520 - BROWSER Act of 2017 S. 1786 - Stopping Errors in Consumer Use and Reporting [SECURE] Act H.R. 3755 - Comprehensive Consumer Credit Reporting Reform Act of 2017 H.R. 3760 - Protecting Consumers from Unreasonable Credit Rates Act of 2017 H.R. 3766 - Credit Information Protection Act of 2017 H.R. 3783 - Equal Employment for All Act of 2017 S. 1810 - Free Credit Freeze Act S. 1816 - Freedom from Equifax Exploitation Act S. 1819 - Equal Employment for All Act of 2017 S. 1858 - Empowering States Rights to Protect Consumers Act of 2017 H.R. 3878 - Free Credit Freeze Act H.R. 3806 - Personal Data Notification and Protection Act of 2017 H.R. 3816 S. 1900 - Data Breach Accountability and Enforcement Act of 2017 S. 2155 - Economic Growth, Regulatory Relief, and Consumer Protection Act H.R. 2683 - Protecting Veterans Credit Act of 2017 S. 744 - Protecting Veterans Credit Act of 2017 H.R. 2359 - FCRA Liability Harmonization Act

H.R. 1345, Protect Children from Theft Act of 2017 - as it relates to protecting the credit of minors. H.R. 759, Ability to Repay Verification Enabling Act -as it relates to income and employment. H.R. 898, Credit Score Competition Act of 2017 - as it relates to credit scores and for other purposes. S. 744, Protecting Veterans Credit Act of 2017 - as it relates to credit reports. S. 314, FIX Credit Reporting Errors Act as it relates to FCRA. H.R. 402, the Fair Access to Credit Scores Act - as it relates it relates to credit scores. H.J Res. 111 - Providing for Congressional Disapproval under chapter 8, of title 5, United States code, of the rules submitted by Bureau of Consumer Financial Protection, relating to "Arbitration Agreements" Issues as it pertains to arbitration. S.J.Res.47-A joint resolution providing for Congressional Disapproval under chapter 8, of title 5, United States code, of the rules submitted by Bureau of Consumer Financial Protection, relating to "Arbitration Agreements". Issues as it pertains to arbitration. H.R.2359-FCRA Liability Harmonization Act-issues as it pertains to FCRA Liability Reform H.R.3755,Comprehensive Consumer Credit Reporting Reform Act of 2017, issues as it relates to the FCRA S.1819,Equal Employment for All Act of 2017, issues as it relates to employment screening H.R.3783,Equal Employment for All Act of 2017, issues as it relates to employment screening S.1815,Data Broker Accountability and Transparency Act of 2017, issues as it relates to data brokers S.1810,Free Credit Freeze Act, issues as it relates to credit freeze S.1758,Tenant Protection Act, issues as it relates to residential screening H.R.759, Ability to Repay Verification Enabling Act, issues as it relates to unemployment compensation S.1066,Federal Adjustment in Reporting Student Credit Act of 2017, issues as it relates to student lending S.1816, Freedom from Equifax Exploitation Act, issues as it relates to the FCRA H.R.435, The Credit Access and Inclusion Act of 2017, issues as it relates to alternative data H.R.2262, Free Credit Score of 2017, issues as it relates to credit scores H.R.3766,Credit Information Protection Act of 2017, issues as it relates to credit freeze H.R.3539, Mug Shots Elimination Act of 2017, issues as it relates to mug shots H.R.3878, Free Credit Freeze Act, issues as it relates to credit freeze H.R.4028, PROTECT Act of 2017, Issues as it relates to the FCRA H.R.1982,PROTECT Act of 2017, issues as it relates to the FCRA H.Con. Res.71,Budget Reconciliation, issues as it relates to privacy

Ability to Repay Verification Enabling Act (State Unemployment Agencies) - HR 759. Free Annual Credit Report Credit Score Inclusion - HR 402. Veteran medical debt information - S 744. FCRA and Consumer report disputes - S 314. Protect the credit of minors - HR 1345. Credit Score Competition Act of 2017. Fannie Mae and Freddie Mac to establish procedures for considering credit scores in determinating whether to purchase a residential mortgage - HR 898. Positive/alternative Consumer Credit Information from Utilities and telecom companies - HR 435. Alternative Scores for Fannie Mae and Freddie Mac. Credit Repair Organizations Act. CFPB's Consumer complaint database. Data security and breach notification. Data Broker accuracy of collected personal information. Data encryption. Military lending act and Department of Defense - Employment, income and status. CFPB - "Credit invisibles" and the "Unscoreable" - Consumers with a lack of credit history. CFPB - Use of arbitration agreements involving consumer financial products and services. CFPB - Short term, small dollar lending. Alternative credit data - Telecom, utilities reporting consumer payment information to national credit bureaus. Credit access and inclusion. FCC Lifeline Program - HR 1139, HR 1469, HR 1591, S 421. Cybersecurity threat information sharing. Improper benefits (Improper payments). FCRA liability

Client expense: $250,000 · Firm income: Not reported

Internet, marketing, and data protection issues Issues pertaining to facilitating access to credit Potential privacy, data security, and breach notification legislation in House of Representatives and Senate Credit Repair Organizations Act (Title IV of Consumer Credit Protection Act) reform Alternative data and consumer lending credit review issues H.R. 402 - Fair Access to Credit Scores Act of 2017 H.R. 435 - The Credit Access and Inclusion Act of 2017 H.R. 387 - Email Privacy Act S. 395 - Geolocational Privacy and Surveillance Act H.R. 1062 - Geolocational Privacy and Surveillance Act H.R. 1061 - Cell Location Privacy Act of 2017 S. 88 - Developing Innovation and Growing the Internet of Things Act H.R. 686 - Developing Innovation and Growing the Internet of Things Act H.R. 135 - Cyber Privacy Fortification Act of 2017 H.R. 600 - Digital GAP Act S. 278 - Support for Rapid Innovation Act H.R. 1224 - NIST Cybersecurity Framework, Assessment and Auditing Act of 2017 H.R. 1335 - Cybersecurity Responsibility Act of 2017 S. 536 - Cybersecurity Disclosure Act of 2017 H.R. 704 - Small Business and Community Investments Expansion Act of 2017 H.R. 2520 - BROWSER Act of 2017 S. 1786 - Stopping Errors in Consumer Use and Reporting [SECURE] Act H.R. 3755 - Comprehensive Consumer Credit Reporting Reform Act of 2017 H.R. 3760 - Protecting Consumers from Unreasonable Credit Rates Act of 2017 H.R. 3766 - Credit Information Protection Act of 2017 H.R. 3783 - Equal Employment for All Act of 2017 S. 1810 - Free Credit Freeze Act S. 1816 - Freedom from Equifax Exploitation Act S. 1819 - Equal Employment for All Act of 2017 S. 1858 - Empowering States Rights to Protect Consumers Act of 2017 H.R. 3878 - Free Credit Freeze Act H.R. 3806 - Personal Data Notification and Protection Act of 2017 H.R. 3816 S. 1900 - Data Breach Accountability and Enforcement Act of 2017 S. 2155 - Economic Growth, Regulatory Relief, and Consumer Protection Act Issues related to Internal Revenue Service

H.R. 1345, Protect Children from Theft Act of 2017 - as it relates to protecting the credit of minors. H.R. 759, Ability to Repay Verification Enabling Act -as it relates to income and employment. H.R. 898, Credit Score Competition Act of 2017 - as it relates to credit scores and for other purposes. S. 744, Protecting Veterans Credit Act of 2017 - as it relates to credit reports. S. 314, FIX Credit Reporting Errors Act as it relates to FCRA. H.R. 402, the Fair Access to Credit Scores Act - as it relates it relates to credit scores. H.J Res. 111 - Providing for Congressional Disapproval under chapter 8, of title 5, United States code, of the rules submitted by Bureau of Consumer Financial Protection, relating to "Arbitration Agreements" Issues as it pertains to arbitration. S.J.Res.47-A joint resolution providing for Congressional Disapproval under chapter 8, of title 5, United States code, of the rules submitted by Bureau of Consumer Financial Protection, relating to "Arbitration Agreements". Issues as it pertains to arbitration. H.R.2359-FCRA Liability Harmonization Act-issues as it pertains to FCRA Liability Reform H.R.3755,Comprehensive Consumer Credit Reporting Reform Act of 2017, issues as it relates to the FCRA S.1819,Equal Employment for All Act of 2017, issues as it relates to employment screening H.R.3783,Equal Employment for All Act of 2017, issues as it relates to employment screening S.1815,Data Broker Accountability and Transparency Act of 2017, issues as it relates to data brokers S.1810,Free Credit Freeze Act, issues as it relates to credit freeze S.1758,Tenant Protection Act, issues as it relates to residential screening H.R.759, Ability to Repay Verification Enabling Act, issues as it relates to unemployment compensation S.1066,Federal Adjustment in Reporting Student Credit Act of 2017, issues as it relates to student lending S.1816, Freedom from Equifax Exploitation Act, issues as it relates to the FCRA H.R.435, The Credit Access and Inclusion Act of 2017, issues as it relates to alternative data H.R.2262, Free Credit Score of 2017, issues as it relates to credit scores H.R.3766,Credit Information Protection Act of 2017, issues as it relates to credit freeze H.R.3539, Mug Shots Elimination Act of 2017, issues as it relates to mug shots H.R.3878, Free Credit Freeze Act, issues as it relates to credit freeze H.R.4028, PROTECT Act of 2017, Issues as it relates to the FCRA H.R.1982,PROTECT Act of 2017, issues as it relates to the FCRA H.Con. Res.71,Budget Reconciliation, issues as it relates to privacy

H.R. 1345, Protect Children from Theft Act of 2017 - as it relates to protecting the credit of minors. H.R. 759, Ability to Repay Verification Enabling Act -as it relates to income and employment. H.R. 898, Credit Score Competition Act of 2017 - as it relates to credit scores and for other purposes. S. 744, Protecting Veterans Credit Act of 2017 - as it relates to credit reports. S. 313, FIX Credit Reporting Errors Act as it relates to FCRA. H.R. 402, the Fair Access to Credit Scores Act - as it relates it relates to credit scores. H.J Res. 111 - Providing for Congressional Disapproval under chapter 8, of title 5, United States code, of the rules submitted by Bureau of Consumer Financial Protection, relating to "Arbitration Agreements" Issues as it pertains to arbitration. S.J.Res.47-A joint resolution providing for Congressional Disapproval under chapter 8, of title 5, United States code, of the rules submitted by Bureau of Consumer Financial Protection, relating to "Arbitration Agreements". Issues as it pertains to arbitration. H.R.2359-FCRA Liability Harmonization Act-issues as it pertains to FCRA Liability Reform S.1986,Freedom from Equifax Exploitation (FREE Act), issues as it pertains to the FCRA H.R.3755,Comprehensive Consumer Credit Reporting Reform Act of 2017, issues as it relates to the FCRA S.1819,Equal Employment for All Act of 2017, issues as it relates to employment screening H.R.3783,Equal Employment for All Act of 2017, issues as it relates to employment screening S.1815,Data Broker Accountability and Transparency Act of 2017, issues as it relates to data brokers S.1810,Free Credit Freeze Act, issues as it relates to credit freeze S.1758,Tenant Protection Act, issues as it relates to residential screening H.R.3860,IRS Data Verification Modernization Act of 2017, issues as it relates to IVES S.1958, IRS Data Verification Modernization Act of 2017, issues as it relates to IVES H.R.759, Ability to Repay Verification Enabling Act, issues as it relates to unemployment compensation S.1066,Federal Adjustment in Reporting Student Credit Act of 2017, issues as it relates to student lending S.1816, Freedom from Equifax Exploitation Act, issues as it relates to the FCRA H.R.435, The Credit Access and Inclusion Act of 2017, issues as it relates to alternative data H.R.2262, Free Credit Score of 2017, issues as it relates to credit scores H.R.3766,Credit Information Protection Act of 2017, issues as it relates to credit freeze H.R.3539, Mug Shots Elimination Act of 2017, issues as it relates to mug shots H.R.3878, Free Credit Freeze Act, issues as it relates to credit freeze H.R.10, Financial CHOICE Act of 2017, Issues as it relates to the FCRA H.R.4028, PROTECT Act of 2017, Issues as it relates to the FCRA H.R.1982,PROTECT Act of 2017, issues as it relates to the FCRA H.Con. Res.71,Budget Reconciliation, issues as it relates to privacy

Internet, marketing, and data protection issues Issues pertaining to facilitating access to credit Potential privacy, data security, and breach notification legislation in House of Representatives and Senate Credit Repair Organizations Act (Title IV of Consumer Credit Protection Act) reform Alternative data and consumer lending credit review issues H.R. 402 - Fair Access to Credit Scores Act of 2017 H.R. 435 - The Credit Access and Inclusion Act of 2017 H.R. 387 - Email Privacy Act S. 395 - Geolocational Privacy and Surveillance Act H.R. 1062 - Geolocational Privacy and Surveillance Act H.R. 1061 - Cell Location Privacy Act of 2017 S. 88 - Developing Innovation and Growing the Internet of Things Act H.R. 686 - Developing Innovation and Growing the Internet of Things Act H.R. 135 - Cyber Privacy Fortification Act of 2017 H.R. 600 - Digital GAP Act S. 278 - Support for Rapid Innovation Act H.R. 1224 - NIST Cybersecurity Framework, Assessment and Auditing Act of 2017 H.R. 1335 - Cybersecurity Responsibility Act of 2017 S. 536 - Cybersecurity Disclosure Act of 2017 H.R. 704 - Small Business and Community Investments Expansion Act of 2017 H.R. 2520 - BROWSER Act of 2017 S. 1786 - Stopping Errors in Consumer Use and Reporting [SECURE] Act H.R. 3755 - Comprehensive Consumer Credit Reporting Reform Act of 2017 H.R. 3760 - Protecting Consumers from Unreasonable Credit Rates Act of 2017 H.R. 3766 - Credit Information Protection Act of 2017 H.R. 3783 - Equal Employment for All Act of 2017 S. 1810 - Free Credit Freeze Act S. 1816 - Freedom from Equifax Exploitation Act S. 1819 - Equal Employment for All Act of 2017 S. 1858 - Empowering States Rights to Protect Consumers Act of 2017 H.R. 3878 - Free Credit Freeze Act H.R. 3806 - Personal Data Notification and Protection Act of 2017 H.R. 3816 S. 1900 - Data Breach Accountability and Enforcement Act of 2017 Issues related to Internal Revenue Service

Financial Services Reform Dodd-Frank Reform H.R. 1345, Protect Children from Theft Act of 2017 - as it relates to protecting the credit of minors. H.R. 759, Ability to Repay Verification Enabling Act -as it relates to income and employment. H.R. 898, Credit Score Competition Act of 2017 - as it relates to credit scores and for other purposes. S. 744, Protecting Veterans Credit Act of 2017 - as it relates to credit reports. S. 314, the FIX Credit Reporting Errors Act or FIX Act - as it relates to consumer report disputes. H.R. 402, the Fair Access to Credit Scores Act - as it relates it relates to credit scores. H.R.2810 - National Defense Authorization Act for Fiscal Year 2018 - as it relates to credit reporting

Client expense: $190,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES

Internet, marketing, and data protection issues Issues pertaining to facilitating access to credit Potential privacy, data security, and breach notification legislation in House of Representatives and Senate Credit Repair Organizations Act (Title IV of Consumer Credit Protection Act) reform Alternative data and consumer lending credit review issues H.R. 402 - Fair Access to Credit Scores Act of 2017 H.R. 435 - The Credit Access and Inclusion Act of 2017 H.R. 387 - Email Privacy Act S. 395 - Geolocational Privacy and Surveillance Act H.R. 1062 - Geolocational Privacy and Surveillance Act H.R. 1061 - Cell Location Privacy Act of 2017 S. 88 - Developing Innovation and Growing the Internet of Things Act H.R. 686 - Developing Innovation and Growing the Internet of Things Act H.R. 135 - Cyber Privacy Fortification Act of 2017 H.R. 600 - Digital GAP Act S. 278 - Support for Rapid Innovation Act H.R. 1224 - NIST Cybersecurity Framework, Assessment and Auditing Act of 2017 H.R. 1335 - Cybersecurity Responsibility Act of 2017 S. 536 - Cybersecurity Disclosure Act of 2017 H.R. 704 - Small Business and Community Investments Expansion Act of 2017

Client expense: Not reported · Firm income: $80,000

Ability to Repay Verification Enabling Act (State Unemployment Agencies) - HR 759. Free Annual Credit Report Credit Score Inclusion - HR 402. Veterans Medical Debt Information. Protecting Veterans Credit Act of 2017 S 744. FCRA and Consumer report disputes - S 314. Protect the credit of minors - HR 1345. Credit Score Competition Act of 2017. Fannie Mae and Freddie Mac to establish procedures for considering credit scores in determinating whether to purchase a residential mortgage - HR 898. Alternative Consumer Credit Information from Utilities and telecom companies - HR 435. Alternative Scores for Fannie Mae and Freddie Mac. Credit Repair Organizations Act. CFPB's Consumer complaint database. Data security and breach notification; data breach response and identity protection. Data Broker accuracy of collected personal information. Data encryption. Military lending act and Department of Defense - Employment, income and status. CFPB - "Credit invisibles" and the "Unscoreable" - Consumers with a lack of credit history. CFPB - Use of arbitration agreements involving consumer financial products and services. CFPB - Short term, small dollar lending. Alternative credit data - Telecom, utilities reporting consumer payment information to national credit bureaus. Credit access and inclusion. FCC Lifeline Program - HR 1139, HR 1469, HR 1591, S 421. Cybersecurity threat information sharing. Improper benefits (Improper payments). FCRA liability - HR 2359. Supplemental Nutrition Assistance Program (SNAP). Financial Choice Act - HR 10.

Client expense: $250,000 · Firm income: Not reported

General issues related to privacy, cybersecurity, data security, credit reporting and background screening. Specific issues included draft data security and breach notice proposals, issues related to preemption and enforcement, the "FIX Credit Reporting Errors Act" S. 314, (Daines, Klobuchar), and H.R. 402, the Fair Access to Credit Scores Act (Cohen).

Client expense: Not reported · Firm income: $50,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Financial services reform Dodd-Frank reform H.R. 1345, Protect Children from Theft Act of 2017 - To amend the Fair Credit Reporting Act as it relates to protecting the credit of minors. H.R. 759, Ability to Repay Verification Enabling Act -as it relates to income and employment. H.R. 898, Credit Score Competition Act of 2017 - as it relates to credit scores and for other purposes. S. 744, Protecting Veterans Credit Act of 2017 - To amend the Fair Credit Reporting Act as it relates to credit reports. S. 314, the FIX Credit Reporting Errors Act or FIX Act - As it relates to consumer report disputes. H.R. 402, the Fair Access to Credit Scores Act - To amend the Fair Credit Reporting Act as it relates to credit scores.

Client expense: $210,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES

Ability to Repay Verification Enabling Act (State Unemployment Agencies) - HR 759. Free Annual Credit Report Credit Score Inclusion - HR 402. Veteran medical debt information - S 744. FCRA and Consumer report disputes - S 314. Protect the credit of minors - HR 1345. Credit Score Competition Act of 2017. Fannie Mae and Freddie Mac to establish procedures for considering credit scores in determinating whether to purchase a residential mortgage - HR 898. Positive/alternative Consumer Credit Information from Utilities and telecom companies - HR 435. Alternative Scores for Fannie Mae and Freddie Mac. Credit Repair Organizations Act. CFPB's Consumer complaint database. Data security and breach notification. Data Broker accuracy of collected personal information. Data encryption. Military lending act and Department of Defense - Employment, income and status. CFPB - "Credit invisibles" and the "Unscoreable" - Consumers with a lack of credit history. CFPB - Use of arbitration agreements involving consumer financial products and services. CFPB - Short term, small dollar lending. Alternative credit data - Telecom, utilities reporting consumer payment information to national credit bureaus. Credit access and inclusion. FCC Lifeline Program - HR 1139, HR 1469, HR 1591, S 421. Cybersecurity threat information sharing. Improper benefits (Improper payments). FCRA liability

Client expense: $250,000 · Firm income: Not reported

Internet, marketing, and data protection issues Issues pertaining to facilitating access to credit Potential privacy, data security, and breach notification legislation in House of Representatives and Senate H.R. 402 - Fair Access to Credit Scores Act of 2017 H.R. 435 - The Credit Access and Inclusion Act of 2017 H.R. 387 - Email Privacy Act S. 395 - Geolocational Privacy and Surveillance Act H.R. 1062 - Geolocational Privacy and Surveillance Act H.R. 1061 - Cell Location Privacy Act of 2017 S. 88 - Developing Innovation and Growing the Internet of Things Act H.R. 686 - Developing Innovation and Growing the Internet of Things Act H.R. 135 - Cyber Privacy Fortification Act of 2017 H.R. 600 - Digital GAP Act S. 278 - Support for Rapid Innovation Act H.R. 1224 - NIST Cybersecurity Framework, Assessment and Auditing Act of 2017 H.R. 1335 - Cybersecurity Responsibility Act of 2017 S. 536 - Cybersecurity Disclosure Act of 2017

Client expense: Not reported · Firm income: $30,000