Flood Insurance Integrity Act of 2019

HR 469 Using replacement cost value to determine premium rates for flood insurance; HR 470 Repeal mandatory flood insurance for commercial properties; HR 471 The Taxpayer Exposure Mitigation Act, requires the NFIP to purchase reinsurance; HR 472 The Community Mapping Act, allows communities to develop alternative flood insurance rate maps; HR 830 The Flood Insurance for Farmers Act, allows for repair and construction of structures within flood zones; HR 342 & HR 2318, The FIRM IT Act of 2019, seeks to improve mapping for the NFIP; HR 1666, allows for private flood insurance to meet continuous coverage requirements; HR 2578, the NFIP Extension Act of 2019, HR 3111 NFIP Administrative Reform Act of 2019; HR 3146 Fair Flood Insurance Act of 2019, which provides for monthly installment payments; HR 3167 NFIP Re-authorization Act of 2019; HR 3258 Flood Insurance Integrity Act of 2019; HR 3872/S 2187 NFIP Re-authorization and Reform Act of 2019; S 1144 Flood Insurance Rate Map Interagency Technology Act; S 1520 NFIP Extension Act of 2019; and S 1533 NFIP Extension Act . We are monitoring all legislation impacting the National Flood Insurance Program to insure that the program remains available and affordable for our customers. HR 1595 & S 1200 The SAFE Banking Act; also HR 4074 and S 1200 The CLAIM Act - Monitor efforts to facilitate financial services to legal cannabis-related businesses HR 1756 - The Preventing Credit Score Discrimination in Auto Insurance Act; S 4755 a bill to prohibit auto insurers from using certain income proxies; Monitoring these bill which could impact insurance underwriting HR 6494 Business Interruption Insurance Coverage Act of 2020; oppose HR 6497 Never Again Small Business Protection Act; oppose HR 7011 Pandemic Risk Insurance Act; concerns with requiring insurance coverage for uninsurable events like pandemics HR 7412 Business Interruption Relief Act; oppose S 4325 Business of Insurance Regulatory Reform Act - support this bill which deals with the CFPB authority to regulate insurance

Client expense: $50,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R.243 - To exempt certain wildfire mitigation activities from certain environmental requirements, and for other purposes (Doug LaMalfa, R-CA) H.R.1306 - To amend the Disaster Recovery Reform Act to develop a study regarding streamlining and consolidating information collection and preliminary damage assessments, and for other purposes (Mark Meadows, R-NC-11) H.R.1307 - To provide for an online repository for certain reporting requirements for recipients of Federal disaster assistance, and for other purposes (Mark Meadows, R-NC-11) H.R.1317 - To improve the resilience of the built and natural environment to natural disasters and climate change using, among other measures, natural and nature-based features, and for other purposes (Harley Rouda, D-CA-48) H.R.1402 - To transfer functions related to the preparation of flood maps from the Administrator of the Federal Emergency Management Agency to the Director of the United States Geological Survey, and for other purposes (Rick Crawford, R-AR-1) H.R.876 - To direct the Administrator of the Federal Emergency Management Agency to carry out a plan for the purchase and installation of an earthquake early warning system for the Cascadia Subduction Zone, and for other purposes (Peter DeFazio, D-OR-4) H.R.1666 - To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements, and for other purposes (Kathy Castor, D-FL-14) H.R.1984 - To amend chapter 11 of title 31, United States Code, to require the Director of the Office of Management and Budget to annually submit to Congress a report on all disaster-related assistance provided by the Federal Government (Scott Peters, D-CA-52) H.R.342 - To improve mapping under the National Flood Insurance Program, and for other purposes (Bill Posey, R-FL) H.R.469 - To require the use of replacement cost value in determining the premium rates for flood insurance coverage under the National Flood Insurance Act, and for other purposes (Blaine Luetkemeyer, R-MO) H.R.470 - To repeal the mandatory flood insurance coverage requirement for commercial properties located in flood hazard areas, and for other purposes (Blaine Luetkemeyer, R-MO) H.R.471 - To provide for greater transfer of risk under the National Flood Insurance Program to private capital and reinsurance markets, and for other purposes (Blaine Luetkemeyer, R-MO) H.R.472 - To allow communities to develop alternative flood insurance rate maps, and for other purposes (Blaine Luetkemeyer, R-MO) S.355 - A bill to establish a grant program to provide assistance to prevent and repair damage to structures due to pyrrhotite (Richard Blumenthal, D-CT) S.356 - A bill to establish a grant program to provide assistance to States to prevent and repair damage to structures due to pyrrhotite (Chris Murphy, D-CT) H.R.2318 - To amend the Biggert-Waters Flood Insurance Reform Act of 2012 to improve mapping under the National Flood Insurance Program, and for other purposes (Bill Posey, R-FL) S.1058 - A bill to amend the Internal Revenue Code of 1986 to exclude from gross income earthquake loss mitigation received under State-based earthquake loss mitigation programs (Kamala Harris, D-CA) H.R.2125 - To provide coverage under the Wildfires and Hurricanes Indemnity Program to certain crop, tree, bush, and vine losses due to flooding occurring in Iowa in calendar year 2019 (Cynthia Axne, D-IA-3) S.1133 - A bill to provide disaster tax relief for certain disasters occurring in 2019 (Deb Fischer, R-NE) H.R.2284 - To provide disaster tax relief for certain disasters occurring in 2019 (Adrian Smith, R-NE-3) H.R.2145 - To provide disaster relief (Tom Rice, R-SC-7) H.R.2318 - To amend the Biggert-Waters Flood Insurance Reform Act of 2012 to improve mapping under the National Flood Insurance Program, and for other purposes (Bill Posey, R-FL) H.R.2462 - To establish a pilot program to enhance the mapping of urban flooding and associated property damage and the availability of such mapped data to homeowners, businesses, and localities to help understand and mitigate the risk of such flooding, and for other purposes (Mike Quigley, D-IL-5) S.1276 - A bill to require the Administrator of the Federal Emergency Management Agency to carry out a pilot program to enhance the mapping of urban flooding and associated property damage and the availability of that mapped data to homeowners, businesses, and localities to help understand and mitigate the risk of such flooding, and for other purposes (Dick Durbin, D-IL) H.R.2578 - National Flood Insurance Program Extension Act of 2019 - To reauthorize the National Flood Insurance Program, and for other purposes (Maxine Waters, D-CA-43) H.R.2548 - To modify eligibility requirements for certain hazard mitigation assistance programs, and for other purposes (Lizzie Fletcher (D-TX-7) S.1520 - A bill to reauthorize the National Flood Insurance Program (John Kennedy, R-LA) S.1533 - A bill to reauthorize the National Flood Insurance Program (John Kennedy, R-LA) H.R.3060 - To provide for reform and reorganization of the Federal Emergency Management Agency, and for other purposes (Sheila Jackson Lee, D-TX-18) S.1579 - Budgeting for Disasters Act - To require Congress to budget in advance for disasters, and for other purposes (Mitt Romney, R-UT) H.R.3251 - To amend the Internal Revenue Code of 1986 to repeal the temporary rule limiting personal casualty losses to only disaster-related losses (Joe Courtney, D-CT-2) S.1909 - A bill to amend title 23, United States Code, to ensure that Federal-aid highways and bridges are more resilient, and for other purposes (Kirsten Gillibrand, D-NY) H.R.3111 - National Flood Insurance Program Administrative Reform Act of 2019 (Nydia Velazquez, D-NY-7) S.1958 - A bill to amend the Internal Revenue Code of 1986 to provide a credit against tax for disaster mitigation expenditures (Michael Bennet, D-CO) H.R.3462 - To amend the Internal Revenue Code of 1986 to provide a credit against tax for disaster mitigation expenditures (Gus Bilirakis, R-FL-12) H.R.3531 - To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to allow the Administrator of the Federal Emergency Management Agency to provide capitalization grants to States to establish revolving funds to provide assistance to reduce the harmful impacts to people and property from multiple hazards, and for other purposes (Sam Graves, R-MO-6) H.R.3258 - Flood Insurance Integrity Act of 2019 - To require the Government Accountability Office to conduct periodic reviews of the flood insurance rates and flood insurance rate maps under the national flood insurance program, and for other purposes (Gus Bilirakis, R-FL-12) S.2266 - A bill to extend group flood insurance policy assistance for victims of the 2016 West Virginia floods, and for other purposes (Joe Manchin III, D-WV) S.2301 - A bill to authorize the Secretary of Housing and Urban Development to provide disaster assistance to States, insular areas, units of general local government, and Indian tribes under a community development block grant disaster recovery program, and for other purposes (Brian Schatz, D-HI) H.R.3872 - To reauthorize the National Flood Insurance Program, and for other purposes (Frank Pallone, Jr., D-NJ-6) S.2187 - A bill to reauthorize the National Flood Insurance Program, and for other purposes (Bob Menendez, D-NJ) S.2192 - A bill to amend the National Flood Insurance Act of 1968 to allow the Administrator of the Federal Emergency Management Agency to provide capitalization grants to States to establish revolving funds to provide funding assistance to reduce flood risks, and for other purposes (Jack Reed, D-RI) H.R.3779 - To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to allow the Administrator of the Federal Emergency Management Agency to provide capitalization grants to eligible entities to establish revolving funds to provide assistance to reduce disaster risks, and for other purposes (Angie Craig, D-MN-2) S.2122 - A bill to authorize the Administrator of the Federal Emergency Management Agency to terminate certain contracts on the basis of detrimental conduct to the National Flood Insurance Program, and for other purposes (John Kennedy, R-LA) S.2129 - A bill to require the Secretary of Transportation to develop best practices for incorporating resilience into emergency relief projects, and for other purposes (Tammy Baldwin, D-WI) S.2172 - Small Business Surcharge Relief Act - A bill to deliver relief for small business owners and nonprofits by allowing surcharges to be used for mitigation (Roger Wicker, R-MI) S.2170 - MEMA Act of 2019- A bill to empower local communities to take an active role in flood mapping (Roger Wicker, R-MI) S.2171 - Flood Insurance Continuing Education and Training Act- A bill to provide continuing education for insurance agents to ensure that accurate information about flood policies is being presented to consumers (Roger Wicker, R-MI) S.2088 - Repeatedly Flooded Communities Preparation Act (Tim Scott, R-SC) S.2421 - Disaster Contract Transparency Act of 2019 - To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to improve accountability of disaster contracts, and for other purposes (Rick Scott, R-FL) S.2410 - Flood Reduction, Wildlife Habitat, and Water Quality Improvement Act of 2019 - To amend the Federal Water Pollution Control Act to modify the requirements for permits for dredged or fill material, and for other purposes (Cindy Hyde-Smith, R-MS) H.R.4496 - To extend indemnity for wildfires and hurricanes, and for other purposes (Austin Scott, R-GA-8) H.R.4376 - Streamlining The Official Response and Monetary Aid for Disasters Act (Neal Dunn, R-FL-2) H.R.4347 - To enhance the Federal Government's planning and preparation for extreme weather and the Federal Government's dissemination of best practices to respond to extreme weather, thereby increasing resilience, improving regional coordination, and mitigating the financial risk to the Federal Government from such extreme weather, and for other purposes (Matt Cartwright, D-PA-8) H.R.4759 - To increase emergency and disaster relief response, build safer communities, strengthen Second Amendment rights, streamline administrative reviews, and for other purposes (Kevin Hern, R-OK-1) H.R.5059 - To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to provide for the authority to reimburse local governments for interest expenses, and for other purposes (Neal Dunn, R-FL-2) H.R.5493 - Catastrophe Loss Mitigation Incentive and Tax Parity Act of 2019 (Rob Bishop, R-UT-1) H.R.5494 - Catastrophe Loss Mitigation Incentive and Tax Parity Act of 2019 (Mike Thompson, D-CA-5) H.R.5709 - To require the Comptroller General to evaluate and issue a report on the structural and economic impacts of climate resiliency at the Federal Emergency Management Agency, including recommendations on how to improve the building codes and standards that the Agency uses to prepare for climate change and address resiliency in housing, public buildings, and infrastructure such as roads and bridges (Joe Neguse, D-CO-2) H.R.6071 - To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to modify the Federal share requirement and establish a period of performance requirement for the hazard mitigation grant program, to amend the Post-Katrina Emergency Management Reform Act of 2006 to modify the Federal share requirement of emergency management performance grants, and for other purposes (John Garamendi, D-CA-3) S.3418 - A bill to amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to allow the Administrator of the Federal Emergency Management Agency to provide capitalization grants to States to establish revolving funds to provide hazard mitigation assistance to reduce risks from disasters and natural hazards, and other related environmental harm (Gary Peters, D-MI) H.R.5776 - Repeatedly Flooded Communities Preparation Act - To amend the National Flood Insurance Act of 1968 to ensure community accountability for areas repetitively damaged by floods, and for other purposes (Earl Blumenauer, D-OR-3) S.3285 - A bill to modify eligibility requirements for certain hazard mitigation assistance programs, and for other purposes (Thom Tillis, R-NC) H.R.6201 - Families First Coronavirus Response Act (Nita Lowey, D-NY-17) S.3548 - CARES Act (Mitch McConnell, R-KY) H.R.6265 - To provide the sense of Congress related to the joint release on Coronavirus issued by Federal and State financial regulators, to require a report analyzing the effectiveness of the joint release, and for other purposes (Steve Stivers, R-OH-15) H.R.6268 - To establish a business stabilization direct loan program and the authority to establish a secondary market guarantee in the Small Business Administration, and for other purposes (Nydia, Velazquez, D-NY-7) H.R.6307 - To provide contracting flexibility to small business concerns, and for other purposes (Chrissy Houlahan, D-PA-6) H.R.6269 - To amend the Federal Deposit Insurance Act to require business continuity planning for insured depository institutions, and for other purposes (Ann Wagner, R-MO-2) S.3531 - A bill to amend the Small Business Act to ensure small businesses affected by the onset of communicable diseases are eligible for disaster relief (Bob Menendez, D-NJ) H.R.6288 - To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to include a public health emergency in the definition of a major disaster, and for other purposes (Cedric Richmond, D-LA-2) S.3541 - A bill to modify requirements relating to small business disaster loans made in response to COVID-19, and for other purposes (Tammy Baldwin, D-WI) S.3554 - A bill to provide assistance to small businesses impacted by COVID-19, and for other purposes (Ben Cardin, D-MD) H.R.6333 - To establish a Small Business Financial Assistance Program to support small businesses during the COVID-19 emergency, and for other purposes (Joyce Beatty, D-OH-3) H.R.6337 - To amend the Internal Revenue Code of 1986 to create an epidemic tax credit, and for other purposes (Ted Budd, R-NC-13) H.R.6342 - To amend the Small Business Investment Act of 1958 to provide additional assistance for small businesses affected by the COVID-19 outbreak, and for other purposes (Sharice Davids, D-KS-3) H.R.6343 - To require the Administrator of the Small Business Administration to provide economic injury grants for small business concerns affected by the COVID-19 pandemic, and for other purposes (Adriano Espaillat, D-NY-13) H.R.6378 - To require the Federal financial regulators to issue interagency regulatory guidance in order to provide forms of relief to borrowers and customers during pandemics and major disasters, to continue to operate and provide services and lending, and to require such regulators to conduct testing with financial institutions to assess pandemic or disaster preparedness, and for other purposes (Jennifer Wexton, D-VA-10) S.3578 - A bill to provide oversight for the care and assistance provided to businesses under the coronavirus relief package (Chuck Grassley, R-IA) H.R.6380 - To temporarily provide for Federal insurance of transaction accounts during the COVID-19 emergency (Al Green, D-TX, 9) H.R.6465 - To waive certain provisions in the case of an emergency declaration under the Robert T. Stafford Disaster Relief and Emergency Assistance Act (Jenniffer Gonzalez-Colon, R-PR-At Large) 4) H.R.6431 - To require the creation of a national commission to prepare for future national emergencies, and for other purposes (Brian Fitzpatrick, R-PA-1) H.R.6547 - To modify terms related to the economic injury disaster loan program of the Small Business Administration for applicants affected by COVID-19, and for other purposes (Chip Roy, R-TX-21) S.4017 - A bill to extend the period for obligations or expenditures for amounts obligated for the National Disaster Resilience competition (John Hoeven, R-ND) S.4135 - HEAL Act - To provide forgivable physical disaster loans to businesses damaged due to civil unrest, and for other purposes (Pat Toomey, R-PA) H.R.7552 - To reauthorize and limit the pre-disaster mitigation program of the Small Business Administration, and for other purposes (Joseph Morelle, D-NY-25) S.4431 - A bill to increase wildfire preparedness and response throughout the United States, and for other purposes (Dianne Feinstein, D-CA) H.R.7979 - Disaster Savings and Resilient Construction Act of 2020 (Bill Pascrell, Jr., D-NJ-9) H.R.7978 - To increase wildfire preparedness and response throughout the United States, and for other purposes (Jimmy Panetta, D-CA-20) H.R.7979 - To amend the Internal Revenue Code of 1986 to provide a credit for owning certain disaster resilient property (Bill Pascrell, D-NJ-9) H.R.8311 - To require a report regarding the potential impacts of any changes to the risk-rating methodology for the National Flood Insurance Program of the Federal Emergency Management Agency before implementation, and for other purposes (Max Rose, D-NY-11) H.R.8406 - The Heroes Act - Making emergency supplemental appropriations for the fiscal year ending September 30, 2021, and for other purposes (Nita Lowey, D-NY-17) S.4764 - A bill to require the Secretary of Housing and Urban Development to establish a pilot program for public-private partnerships for disaster mitigation projects, and for other purposes (Thom Tillis, R-NC) S.4699 - A bill to reauthorize and limit the pre-disaster mitigation program of the Small Business Administration, and for other purposes (Marco Rubio, R-FL) H.R.8462 - Flood Resiliency and Taxpayer Savings Act of 2020 - (David Price, D-NC-4) S.4596 - Disaster Tax Relief Act of 2020 - To provide tax relief for persons affected by certain 2020 disasters (Joni Ernst, R-IA) S.4780 - A bill to amend the Internal Revenue Code of 1986 to provide for qualified Hurricane Laura recovery opportunity zones, and for other purposes (John Kennedy, R-LA) H.R.8616 - To eliminate any subsidies for flood insurance coverage under the National Flood Insurance Program for new construction, and for other purposes (Scott Peters, D-CA-52) S.4815 - A bill to provide for a National Disaster Safety Board (Brian Schatz, D-HI) H.R.8761 - To reduce premiums under the National Flood Insurance Program for certain properties, and for other purposes (Greg Gianforte, R-MT-At Large) S.4931 - A bill to require the Secretary of Energy to establish a grant program to reduce the risk of wildfires caused by power lines, and for other purposes (Ron Wyden, D-OR) H.R.8882 - To establish a national integrated flood information system within the National Oceanic and Atmospheric Administration, and for other purposes (Mikie Sherrill, D-NJ-11) S.5022 - A bill to establish a Federal standard in order to improve the Nation's resilience to current and future flood risk (Chris Van Hollen, D-MD) S.5015 - A bill to establish an Outdoor Restoration Fund for restoration and resilience projects, and for other purposes (Michael Bennet, D-CO) H.R.8945 - To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to provide flexibility with the cost share for fire management assistance, and for other purposes (Joe Neguse, D-CO-2)

H.R. 342 National Flood Insurance Program Mapping H.R. 420 Marijuana Products Regulation H.R. 469 Flood Insurance Coverage Rates H.R. 470 Mandatory Flood Insurance Coverage Repeal H.R. 471 Private Capital and Reinsurance Markets Risk Transfer H.R. 472 Alternative Flood Insurance Rate Maps H.R. 1402 Flood Maps Preparation Transfer H.R. 1418 Health Insurance Antitrust laws Application H.R. 1595 Cannabis Related Businesses Financial Services H.R. 1666 Private Flood Insurance Coverage H.R. 1689 Climate Change Advisory Commission Establishment H.R. 1756 Auto Insurance Consumer Reports Use Prohibition H.R. 1862 Federal Insurance Office Abolition S. 350 Health Insurance Federal Antitrust laws Application S. 420 Marijuana Products Taxation and Regulation S. 603 Financial Company Supervision Determination H.R. 2048 Consumer Products and Services Pricing H.R. 2318 National Flood Insurance Mapping H.R. 2479 Financial Stability Oversight Council Voting Member H.R. 2578 National Flood Insurance Program Extension Act of 2019 H.R. 2684 Auto Insurance Cost Disparities Study H.R. 3111 National Flood Insurance Reforms H.R. 3167 National Flood Insurance Program Reform H.R. 3183 Crop Insurance Eligibility H.R. 3258 Flood Insurance Rates Review S. 1108 Data Protection Impact Assessments S. 1144 National Flood Insurance Mapping S. 1200 Cannabis Related Business Financial Services Protection S. 1213 Health Insurance Reform Provision S. 1214 Individual and Collective Privacy Rights Protection S. 1520 National Flood Insurance Program Reauthorization S. 1531 Health Insurance Consumer Protections S. 1533 National Flood Insurance Program Reauthorization H.R. 3872 National Flood Insurance Program Reauthorization H.R. 4074 Cannabis Related Business Safe Harbor H.R. 4523 Risk Retention Groups Commercial Insurance Types S. 2088 Flood Area Community Accountability S. 2122 Flood Insurance Program Contract Termination Authority S. 2171 Flood Insurance Agents Continuing Education Requirement S. 2187 National Flood Insurance Program Reauthorization S. 2192 Flood Risk Reduction Funding Assistance S. 2201 Cannabis Related Business Insurers Safe Harbor H.R. 4634 Terrorism Risk Insurance Act Reauthorization H.R. 4652 Individual Market Reinsurance Fund Establishment S. 2877 Terrorism Risk Insurance Act S. 2964 Non Premium Aviation Insurance Authority Extension H.R. 1756 Auto Insurance Consumer Reports Use Prohibition H.R. 3693 Insurance Rate Income Proxies H.R. 5776 Flood Damaged Areas Accountability **Issues lobbied without specific bill number: COVID-19 Related Insurance Legislation, Business Interruption Insurance, Consumer Financial Protection Bureau Oversight of the Insurance Industry, Marijuana Financial Services H.R. 6494 Insurance Coverage for Business Interruption Losses H.R. 6497 Insurance Coverage for Business Interruption Losses H.R. 6800 HEROES Act Workers Compensation Provision H.R. 7011 Pandemic Risk Reinsurance Program H.R. 7412 Insurers Support Temporary Voluntary Program S. 3814 Loan Forgiveness Period Extension **Issues lobbied without specific bill number: Business Continuity Protection Program, COVID-19 personal and commercial insurance response and role, municipal services liability, judicial insurance antitrust consent decree H.R. 7634 Hotel Lease Payments S. 178 Human Rights Violations Condemnation S. 4317 SAFE TO WORK Act S. 4755 Automobile Insurers Income Proxies Prohibition

HR 469 Using replacement cost value to determine premium rates for flood insurance; HR 470 Repeal mandatory flood insurance for commercial properties; HR 471 The Taxpayer Exposure Mitigation Act, requires the NFIP to purchase reinsurance; HR 472 The Community Mapping Act, allows communities to develop alternative flood insurance rate maps; HR 830 The Flood Insurance for Farmers Act, allows for repair and construction of structures within flood zones; HR 342 & HR 2318, The FIRM IT Act of 2019, seeks to improve mapping for the NFIP; HR 1666, allows for private flood insurance to meet continuous coverage requirements; HR 2578, the NFIP Extension Act of 2019, HR 3111 NFIP Administrative Reform Act of 2019; HR 3146 Fair Flood Insurance Act of 2019, which provides for monthly installment payments; HR 3167 NFIP Re-authorization Act of 2019; HR 3258 Flood Insurance Integrity Act of 2019; HR 3872/S 2187 NFIP Re-authorization and Reform Act of 2019; S 1144 Flood Insurance Rate Map Interagency Technology Act; S 1520 NFIP Extension Act of 2019; and S 1533 NFIP Extension Act . We are monitoring all legislation impacting the National Flood Insurance Program to insure that the program remains available and affordable for our customers. HR 1595 & S 1200 The SAFE Banking Act; also HR 4074 and S 1200 The CLAIM Act - Monitor efforts to facilitate financial services to legal cannabis-related businesses HR 1756 - The Preventing Credit Score Discrimination in Auto Insurance Act; S 4755 a bill to prohibit auto insurers from using certain income proxies; Monitoring these bill which could impact insurance underwriting HR 1862 and S 1586 - The Federal Insurance Office Abolishment Act of 2019 - monitor potential changes to FIO that would impact the insurance industry HR 4592 International Insurance Standards Act of 2019; support HR 6494 Business Interruption Insurance Coverage Act of 2020; oppose HR 6497 Never Again Small Business Protection Act; oppose HR 7011 Pandemic Risk Insurance Act; concerns with requiring insurance coverage for uninsurable events like pandemics HR 7412 Business Interruption Relief Act; oppose HR 8337 Continuing Appropriations Act - that portion of the bill extending the National Flood Insurance Program (support) S 4325 Business of Insurance Regulatory Reform Act - support this bill which deals with the CFPB authority to regulate insurance

H.R.243 - To exempt certain wildfire mitigation activities from certain environmental requirements, and for other purposes (Doug LaMalfa, R-CA), ALL PROVISIONS H.R.1306 - To amend the Disaster Recovery Reform Act to develop a study regarding streamlining and consolidating information collection and preliminary damage assessments, and for other purposes (Mark Meadows, R-NC-11) , ALL PROVISIONS H.R.1307 - To provide for an online repository for certain reporting requirements for recipients of Federal disaster assistance, and for other purposes (Mark Meadows, R-NC-11) , ALL PROVISIONS H.R.1317 - To improve the resilience of the built and natural environment to natural disasters and climate change using, among other measures, natural and nature-based features, and for other purposes (Harley Rouda, D-CA-48) , ALL PROVISIONS H.R.1402 - To transfer functions related to the preparation of flood maps from the Administrator of the Federal Emergency Management Agency to the Director of the United States Geological Survey, and for other purposes (Rick Crawford, R-AR-1) , ALL PROVISIONS H.R.876 - To direct the Administrator of the Federal Emergency Management Agency to carry out a plan for the purchase and installation of an earthquake early warning system for the Cascadia Subduction Zone, and for other purposes (Peter DeFazio, D-OR-4) , ALL PROVISIONS H.R.1666 - To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements, and for other purposes (Kathy Castor, D-FL-14) , ALL PROVISIONS H.R.1984 - To amend chapter 11 of title 31, United States Code, to require the Director of the Office of Management and Budget to annually submit to Congress a report on all disaster-related assistance provided by the Federal Government (Scott Peters, D-CA-52) , ALL PROVISIONS H.R.342 - To improve mapping under the National Flood Insurance Program, and for other purposes (Bill Posey, R-FL) , ALL PROVISIONS H.R.469 - To require the use of replacement cost value in determining the premium rates for flood insurance coverage under the National Flood Insurance Act, and for other purposes (Blaine Luetkemeyer, R-MO) , ALL PROVISIONS H.R.470 - To repeal the mandatory flood insurance coverage requirement for commercial properties located in flood hazard areas, and for other purposes (Blaine Luetkemeyer, R-MO) , ALL PROVISIONS H.R.471 - To provide for greater transfer of risk under the National Flood Insurance Program to private capital and reinsurance markets, and for other purposes (Blaine Luetkemeyer, R-MO) , ALL PROVISIONS H.R.472 - To allow communities to develop alternative flood insurance rate maps, and for other purposes (Blaine Luetkemeyer, R-MO) , ALL PROVISIONS S.355 - A bill to establish a grant program to provide assistance to prevent and repair damage to structures due to pyrrhotite (Richard Blumenthal, D-CT) , ALL PROVISIONS S.356 - A bill to establish a grant program to provide assistance to States to prevent and repair damage to structures due to pyrrhotite (Chris Murphy, D-CT) , ALL PROVISIONS H.R.2318 - To amend the Biggert-Waters Flood Insurance Reform Act of 2012 to improve mapping under the National Flood Insurance Program, and for other purposes (Bill Posey, R-FL) , ALL PROVISIONS S.1058 - A bill to amend the Internal Revenue Code of 1986 to exclude from gross income earthquake loss mitigation received under State-based earthquake loss mitigation programs (Kamala Harris, D-CA) , ALL PROVISIONS H.R.2125 - To provide coverage under the Wildfires and Hurricanes Indemnity Program to certain crop, tree, bush, and vine losses due to flooding occurring in Iowa in calendar year 2019 (Cynthia Axne, D-IA-3) , ALL PROVISIONS S.1133 - A bill to provide disaster tax relief for certain disasters occurring in 2019 (Deb Fischer, R-NE) , ALL PROVISIONS H.R.2284 - To provide disaster tax relief for certain disasters occurring in 2019 (Adrian Smith, R-NE-3) , ALL PROVISIONS H.R.2145 - To provide disaster relief (Tom Rice, R-SC-7) , ALL PROVISIONS H.R.2318 - To amend the Biggert-Waters Flood Insurance Reform Act of 2012 to improve mapping under the National Flood Insurance Program, and for other purposes (Bill Posey, R-FL) , ALL PROVISIONS H.R.2462 - To establish a pilot program to enhance the mapping of urban flooding and associated property damage and the availability of such mapped data to homeowners, businesses, and localities to help understand and mitigate the risk of such flooding, and for other purposes (Mike Quigley, D-IL-5) , ALL PROVISIONS S.1276 - A bill to require the Administrator of the Federal Emergency Management Agency to carry out a pilot program to enhance the mapping of urban flooding and associated property damage and the availability of that mapped data to homeowners, businesses, and localities to help understand and mitigate the risk of such flooding, and for other purposes (Dick Durbin, D-IL) , ALL PROVISIONS H.R.2578 - National Flood Insurance Program Extension Act of 2019 - To reauthorize the National Flood Insurance Program, and for other purposes (Maxine Waters, D-CA-43) , ALL PROVISIONS H.R.2548 - To modify eligibility requirements for certain hazard mitigation assistance programs, and for other purposes (Lizzie Fletcher (D-TX-7) , ALL PROVISIONS S.1520 - A bill to reauthorize the National Flood Insurance Program (John Kennedy, R-LA) , ALL PROVISIONS S.1533 - A bill to reauthorize the National Flood Insurance Program (John Kennedy, R-LA) , ALL PROVISIONS H.R.3060 - To provide for reform and reorganization of the Federal Emergency Management Agency, and for other purposes (Sheila Jackson Lee, D-TX-18) , ALL PROVISIONS S.1579 - Budgeting for Disasters Act - To require Congress to budget in advance for disasters, and for other purposes (Mitt Romney, R-UT) , ALL PROVISIONS H.R.3251 - To amend the Internal Revenue Code of 1986 to repeal the temporary rule limiting personal casualty losses to only disaster-related losses (Joe Courtney, D-CT-2) , ALL PROVISIONS S.1909 - A bill to amend title 23, United States Code, to ensure that Federal-aid highways and bridges are more resilient, and for other purposes (Kirsten Gillibrand, D-NY) , ALL PROVISIONS H.R.3111 - National Flood Insurance Program Administrative Reform Act of 2019 (Nydia Velazquez, D-NY-7) , ALL PROVISIONS S.1958 - A bill to amend the Internal Revenue Code of 1986 to provide a credit against tax for disaster mitigation expenditures (Michael Bennet, D-CO) , ALL PROVISIONS H.R.3462 - To amend the Internal Revenue Code of 1986 to provide a credit against tax for disaster mitigation expenditures (Gus Bilirakis, R-FL-12) , ALL PROVISIONS H.R.3531 - To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to allow the Administrator of the Federal Emergency Management Agency to provide capitalization grants to States to establish revolving funds to provide assistance to reduce the harmful impacts to people and property from multiple hazards, and for other purposes (Sam Graves, R-MO-6) , ALL PROVISIONS H.R.3258 - Flood Insurance Integrity Act of 2019 - To require the Government Accountability Office to conduct periodic reviews of the flood insurance rates and flood insurance rate maps under the national flood insurance program, and for other purposes (Gus Bilirakis, R-FL-12) , ALL PROVISIONS S.2266 - A bill to extend group flood insurance policy assistance for victims of the 2016 West Virginia floods, and for other purposes (Joe Manchin III, D-WV) , ALL PROVISIONS S.2301 - A bill to authorize the Secretary of Housing and Urban Development to provide disaster assistance to States, insular areas, units of general local government, and Indian tribes under a community development block grant disaster recovery program, and for other purposes (Brian Schatz, D-HI) , ALL PROVISIONS H.R.3872 - To reauthorize the National Flood Insurance Program, and for other purposes (Frank Pallone, Jr., D-NJ-6) , ALL PROVISIONS S.2187 - A bill to reauthorize the National Flood Insurance Program, and for other purposes (Bob Menendez, D-NJ) , ALL PROVISIONS S.2192 - A bill to amend the National Flood Insurance Act of 1968 to allow the Administrator of the Federal Emergency Management Agency to provide capitalization grants to States to establish revolving funds to provide funding assistance to reduce flood risks, and for other purposes (Jack Reed, D-RI) , ALL PROVISIONS H.R.3779 - To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to allow the Administrator of the Federal Emergency Management Agency to provide capitalization grants to eligible entities to establish revolving funds to provide assistance to reduce disaster risks, and for other purposes (Angie Craig, D-MN-2) , ALL PROVISIONS S.2122 - A bill to authorize the Administrator of the Federal Emergency Management Agency to terminate certain contracts on the basis of detrimental conduct to the National Flood Insurance Program, and for other purposes (John Kennedy, R-LA) , ALL PROVISIONS S.2129 - A bill to require the Secretary of Transportation to develop best practices for incorporating resilience into emergency relief projects, and for other purposes (Tammy Baldwin, D-WI) , ALL PROVISIONS S.2172 - Small Business Surcharge Relief Act - A bill to deliver relief for small business owners and nonprofits by allowing surcharges to be used for mitigation (Roger Wicker, R-MI) , ALL PROVISIONS S.2170 - MEMA Act of 2019- A bill to empower local communities to take an active role in flood mapping (Roger Wicker, R-MI) , ALL PROVISIONS S.2171 - Flood Insurance Continuing Education and Training Act- A bill to provide continuing education for insurance agents to ensure that accurate information about flood policies is being presented to consumers (Roger Wicker, R-MI) , ALL PROVISIONS S.2088 - Repeatedly Flooded Communities Preparation Act (Tim Scott, R-SC) , ALL PROVISIONS S.2421 - Disaster Contract Transparency Act of 2019 - To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to improve accountability of disaster contracts, and for other purposes (Rick Scott, R-FL) , ALL PROVISIONS S.2410 - Flood Reduction, Wildlife Habitat, and Water Quality Improvement Act of 2019 - To amend the Federal Water Pollution Control Act to modify the requirements for permits for dredged or fill material, and for other purposes (Cindy Hyde-Smith, R-MS) , ALL PROVISIONS H.R.4496 - To extend indemnity for wildfires and hurricanes, and for other purposes (Austin Scott, R-GA-8) , ALL PROVISIONS H.R.4376 - Streamlining The Official Response and Monetary Aid for Disasters Act (Neal Dunn, R-FL-2) , ALL PROVISIONS H.R.4347 - To enhance the Federal Government's planning and preparation for extreme weather and the Federal Government's dissemination of best practices to respond to extreme weather, thereby increasing resilience, improving regional coordination, and mitigating the financial risk to the Federal Government from such extreme weather, and for other purposes (Matt Cartwright, D-PA-8) , ALL PROVISIONS H.R.4759 - To increase emergency and disaster relief response, build safer communities, strengthen Second Amendment rights, streamline administrative reviews, and for other purposes (Kevin Hern, R-OK-1) , ALL PROVISIONS H.R.5059 - To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to provide for the authority to reimburse local governments for interest expenses, and for other purposes (Neal Dunn, R-FL-2) , ALL PROVISIONS H.R.5493 - Catastrophe Loss Mitigation Incentive and Tax Parity Act of 2019 (Rob Bishop, R-UT-1) , ALL PROVISIONS H.R.5494 - Catastrophe Loss Mitigation Incentive and Tax Parity Act of 2019 (Mike Thompson, D-CA-5) , ALL PROVISIONS H.R.5709 - To require the Comptroller General to evaluate and issue a report on the structural and economic impacts of climate resiliency at the Federal Emergency Management Agency, including recommendations on how to improve the building codes and standards that the Agency uses to prepare for climate change and address resiliency in housing, public buildings, and infrastructure such as roads and bridges (Joe Neguse, D-CO-2) , ALL PROVISIONS H.R.6071 - To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to modify the Federal share requirement and establish a period of performance requirement for the hazard mitigation grant program, to amend the Post-Katrina Emergency Management Reform Act of 2006 to modify the Federal share requirement of emergency management performance grants, and for other purposes (John Garamendi, D-CA-3) , ALL PROVISIONS S.3418 - A bill to amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to allow the Administrator of the Federal Emergency Management Agency to provide capitalization grants to States to establish revolving funds to provide hazard mitigation assistance to reduce risks from disasters and natural hazards, and other related environmental harm (Gary Peters, D-MI) , ALL PROVISIONS H.R.5776 - Repeatedly Flooded Communities Preparation Act - To amend the National Flood Insurance Act of 1968 to ensure community accountability for areas repetitively damaged by floods, and for other purposes (Earl Blumenauer, D-OR-3) , ALL PROVISIONS S.3285 - A bill to modify eligibility requirements for certain hazard mitigation assistance programs, and for other purposes (Thom Tillis, R-NC) , ALL PROVISIONS H.R.6201 - Families First Coronavirus Response Act (Nita Lowey, D-NY-17) , ALL PROVISIONS S.3548 - CARES Act (Mitch McConnell, R-KY) , ALL PROVISIONS H.R.6265 - To provide the sense of Congress related to the joint release on Coronavirus issued by Federal and State financial regulators, to require a report analyzing the effectiveness of the joint release, and for other purposes (Steve Stivers, R-OH-15) , ALL PROVISIONS H.R.6268 - To establish a business stabilization direct loan program and the authority to establish a secondary market guarantee in the Small Business Administration, and for other purposes (Nydia, Velazquez, D-NY-7) , ALL PROVISIONS H.R.6307 - To provide contracting flexibility to small business concerns, and for other purposes (Chrissy Houlahan, D-PA-6) , ALL PROVISIONS H.R.6269 - To amend the Federal Deposit Insurance Act to require business continuity planning for insured depository institutions, and for other purposes (Ann Wagner, R-MO-2) , ALL PROVISIONS S.3531 - A bill to amend the Small Business Act to ensure small businesses affected by the onset of communicable diseases are eligible for disaster relief (Bob Menendez, D-NJ) , ALL PROVISIONS H.R.6288 - To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to include a public health emergency in the definition of a major disaster, and for other purposes (Cedric Richmond, D-LA-2) , ALL PROVISIONS S.3541 - A bill to modify requirements relating to small business disaster loans made in response to COVID-19, and for other purposes (Tammy Baldwin, D-WI) , ALL PROVISIONS S.3554 - A bill to provide assistance to small businesses impacted by COVID-19, and for other purposes (Ben Cardin, D-MD) , ALL PROVISIONS H.R.6333 - To establish a Small Business Financial Assistance Program to support small businesses during the COVID-19 emergency, and for other purposes (Joyce Beatty, D-OH-3) , ALL PROVISIONS H.R.6337 - To amend the Internal Revenue Code of 1986 to create an epidemic tax credit, and for other purposes (Ted Budd, R-NC-13) , ALL PROVISIONS H.R.6342 - To amend the Small Business Investment Act of 1958 to provide additional assistance for small businesses affected by the COVID-19 outbreak, and for other purposes (Sharice Davids, D-KS-3) , ALL PROVISIONS H.R.6343 - To require the Administrator of the Small Business Administration to provide economic injury grants for small business concerns affected by the COVID-19 pandemic, and for other purposes (Adriano Espaillat, D-NY-13) , ALL PROVISIONS H.R.6378 - To require the Federal financial regulators to issue interagency regulatory guidance in order to provide forms of relief to borrowers and customers during pandemics and major disasters, to continue to operate and provide services and lending, and to require such regulators to conduct testing with financial institutions to assess pandemic or disaster preparedness, and for other purposes (Jennifer Wexton, D-VA-10) , ALL PROVISIONS S.3578 - A bill to provide oversight for the care and assistance provided to businesses under the coronavirus relief package (Chuck Grassley, R-IA) , ALL PROVISIONS H.R.6380 - To temporarily provide for Federal insurance of transaction accounts during the COVID-19 emergency (Al Green, D-TX, 9) , ALL PROVISIONS H.R.6465 - To waive certain provisions in the case of an emergency declaration under the Robert T. Stafford Disaster Relief and Emergency Assistance Act (Jenniffer Gonzalez-Colon, R-PR-At Large) , ALL PROVISIONS H.R.6431 - To require the creation of a national commission to prepare for future national emergencies, and for other purposes (Brian Fitzpatrick, R-PA-1) , ALL PROVISIONS H.R.6547 - To modify terms related to the economic injury disaster loan program of the Small Business Administration for applicants affected by COVID-19, and for other purposes (Chip Roy, R-TX-21) , ALL PROVISIONS S.4017 - A bill to extend the period for obligations or expenditures for amounts obligated for the National Disaster Resilience competition (John Hoeven, R-ND) , ALL PROVISIONS S.4135 - HEAL Act - To provide forgivable physical disaster loans to businesses damaged due to civil unrest, and for other purposes (Pat Toomey, R-PA) , ALL PROVISIONS H.R.7552 - To reauthorize and limit the pre-disaster mitigation program of the Small Business Administration, and for other purposes (Joseph Morelle, D-NY-25) , ALL PROVISIONS S.4431 - A bill to increase wildfire preparedness and response throughout the United States, and for other purposes (Dianne Feinstein, D-CA) , ALL PROVISIONS H.R.7979 - Disaster Savings and Resilient Construction Act of 2020 (Bill Pascrell, Jr., D-NJ-9) , ALL PROVISIONS H.R.7978 - To increase wildfire preparedness and response throughout the United States, and for other purposes (Jimmy Panetta, D-CA-20) , ALL PROVISIONS H.R.7979 - To amend the Internal Revenue Code of 1986 to provide a credit for owning certain disaster resilient property (Bill Pascrell, D-NJ-9) , ALL PROVISIONS H.R.8311 - To require a report regarding the potential impacts of any changes to the risk-rating methodology for the National Flood Insurance Program of the Federal Emergency Management Agency before implementation, and for other purposes (Max Rose, D-NY-11) , ALL PROVISIONS H.R.8406 - The Heroes Act - Making emergency supplemental appropriations for the fiscal year ending September 30, 2021, and for other purposes (Nita Lowey, D-NY-17) , ALL PROVISIONS S.4764 - A bill to require the Secretary of Housing and Urban Development to establish a pilot program for public-private partnerships for disaster mitigation projects, and for other purposes (Thom Tillis, R-NC) , ALL PROVISIONS S.4699 - A bill to reauthorize and limit the pre-disaster mitigation program of the Small Business Administration, and for other purposes (Marco Rubio, R-FL) , ALL PROVISIONS

H.R. 342 National Flood Insurance Program Mapping H.R. 420 Marijuana Products Regulation H.R. 469 Flood Insurance Coverage Rates H.R. 470 Mandatory Flood Insurance Coverage Repeal H.R. 471 Private Capital and Reinsurance Markets Risk Transfer H.R. 472 Alternative Flood Insurance Rate Maps H.R. 1402 Flood Maps Preparation Transfer H.R. 1418 Health Insurance Antitrust laws Application H.R. 1595 Cannabis Related Businesses Financial Services H.R. 1666 Private Flood Insurance Coverage H.R. 1689 Climate Change Advisory Commission Establishment H.R. 1756 Auto Insurance Consumer Reports Use Prohibition H.R. 1862 Federal Insurance Office Abolition S. 350 Health Insurance Federal Antitrust laws Application S. 420 Marijuana Products Taxation and Regulation S. 603 Financial Company Supervision Determination H.R. 2048 Consumer Products and Services Pricing H.R. 2318 National Flood Insurance Mapping H.R. 2479 Financial Stability Oversight Council Voting Member H.R. 2578 National Flood Insurance Program Extension Act of 2019 H.R. 2684 Auto Insurance Cost Disparities Study H.R. 3111 National Flood Insurance Reforms H.R. 3167 National Flood Insurance Program Reform H.R. 3183 Crop Insurance Eligibility H.R. 3258 Flood Insurance Rates Review S. 1108 Data Protection Impact Assessments S. 1144 National Flood Insurance Mapping S. 1200 Cannabis Related Business Financial Services Protection S. 1213 Health Insurance Reform Provision S. 1214 Individual and Collective Privacy Rights Protection S. 1520 National Flood Insurance Program Reauthorization S. 1531 Health Insurance Consumer Protections S. 1533 National Flood Insurance Program Reauthorization H.R. 3872 National Flood Insurance Program Reauthorization H.R. 4074 Cannabis Related Business Safe Harbor H.R. 4523 Risk Retention Groups Commercial Insurance Types S. 2088 Flood Area Community Accountability S. 2122 Flood Insurance Program Contract Termination Authority S. 2171 Flood Insurance Agents Continuing Education Requirement S. 2187 National Flood Insurance Program Reauthorization S. 2192 Flood Risk Reduction Funding Assistance S. 2201 Cannabis Related Business Insurers Safe Harbor H.R. 4634 Terrorism Risk Insurance Act Reauthorization H.R. 4652 Individual Market Reinsurance Fund Establishment S. 2877 Terrorism Risk Insurance Act S. 2964 Non Premium Aviation Insurance Authority Extension H.R. 1756 Auto Insurance Consumer Reports Use Prohibition H.R. 3693 Insurance Rate Income Proxies H.R. 5776 Flood Damaged Areas Accountability **Issues lobbied without specific bill number: COVID-19 Related Insurance Legislation, Business Interruption Insurance, Consumer Financial Protection Bureau Oversight of the Insurance Industry, Marijuana Financial Services H.R. 6494 Insurance Coverage for Business Interruption Losses H.R. 6497 Insurance Coverage for Business Interruption Losses H.R. 6800 HEROES Act Workers Compensation Provision H.R. 7011 Pandemic Risk Reinsurance Program H.R. 7412 Insurers Support Temporary Voluntary Program S. 3814 Loan Forgiveness Period Extension **Issues lobbied without specific bill number: Business Continuity Protection Program, COVID-19 personal and commercial insurance response and role, municipal services liability, judicial insurance antitrust consent decree

H.R.243 - To exempt certain wildfire mitigation activities from certain environmental requirements, and for other purposes (Doug LaMalfa, R-CA) H.R.1306 - To amend the Disaster Recovery Reform Act to develop a study regarding streamlining and consolidating information collection and preliminary damage assessments, and for other purposes (Mark Meadows, R-NC-11) H.R.1307 - To provide for an online repository for certain reporting requirements for recipients of Federal disaster assistance, and for other purposes (Mark Meadows, R-NC-11) H.R.1317 - To improve the resilience of the built and natural environment to natural disasters and climate change using, among other measures, natural and nature-based features, and for other purposes (Harley Rouda, D-CA-48) H.R.1402 - To transfer functions related to the preparation of flood maps from the Administrator of the Federal Emergency Management Agency to the Director of the United States Geological Survey, and for other purposes (Rick Crawford, R-AR-1) H.R.876 - To direct the Administrator of the Federal Emergency Management Agency to carry out a plan for the purchase and installation of an earthquake early warning system for the Cascadia Subduction Zone, and for other purposes (Peter DeFazio, D-OR-4) H.R.1666 - To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements, and for other purposes (Kathy Castor, D-FL-14) H.R.1984 - To amend chapter 11 of title 31, United States Code, to require the Director of the Office of Management and Budget to annually submit to Congress a report on all disaster-related assistance provided by the Federal Government (Scott Peters, D-CA-52) H.R.342 - To improve mapping under the National Flood Insurance Program, and for other purposes (Bill Posey, R-FL) H.R.469 - To require the use of replacement cost value in determining the premium rates for flood insurance coverage under the National Flood Insurance Act, and for other purposes (Blaine Luetkemeyer, R-MO) H.R.470 - To repeal the mandatory flood insurance coverage requirement for commercial properties located in flood hazard areas, and for other purposes (Blaine Luetkemeyer, R-MO) H.R.471 - To provide for greater transfer of risk under the National Flood Insurance Program to private capital and reinsurance markets, and for other purposes (Blaine Luetkemeyer, R-MO) H.R.472 - To allow communities to develop alternative flood insurance rate maps, and for other purposes (Blaine Luetkemeyer, R-MO) S.355 - A bill to establish a grant program to provide assistance to prevent and repair damage to structures due to pyrrhotite (Richard Blumenthal, D-CT) S.356 - A bill to establish a grant program to provide assistance to States to prevent and repair damage to structures due to pyrrhotite (Chris Murphy, D-CT) H.R.2318 - To amend the Biggert-Waters Flood Insurance Reform Act of 2012 to improve mapping under the National Flood Insurance Program, and for other purposes (Bill Posey, R-FL) S.1058 - A bill to amend the Internal Revenue Code of 1986 to exclude from gross income earthquake loss mitigation received under State-based earthquake loss mitigation programs (Kamala Harris, D-CA) H.R.2125 - To provide coverage under the Wildfires and Hurricanes Indemnity Program to certain crop, tree, bush, and vine losses due to flooding occurring in Iowa in calendar year 2019 (Cynthia Axne, D-IA-3) S.1133 - A bill to provide disaster tax relief for certain disasters occurring in 2019 (Deb Fischer, R-NE) H.R.2284 - To provide disaster tax relief for certain disasters occurring in 2019 (Adrian Smith, R-NE-3) H.R.2145 - To provide disaster relief (Tom Rice, R-SC-7) H.R.2318 - To amend the Biggert-Waters Flood Insurance Reform Act of 2012 to improve mapping under the National Flood Insurance Program, and for other purposes (Bill Posey, R-FL) H.R.2462 - To establish a pilot program to enhance the mapping of urban flooding and associated property damage and the availability of such mapped data to homeowners, businesses, and localities to help understand and mitigate the risk of such flooding, and for other purposes (Mike Quigley, D-IL-5) S.1276 - A bill to require the Administrator of the Federal Emergency Management Agency to carry out a pilot program to enhance the mapping of urban flooding and associated property damage and the availability of that mapped data to homeowners, businesses, and localities to help understand and mitigate the risk of such flooding, and for other purposes (Dick Durbin, D-IL) H.R.2578 - National Flood Insurance Program Extension Act of 2019 - To reauthorize the National Flood Insurance Program, and for other purposes (Maxine Waters, D-CA-43) H.R.2548 - To modify eligibility requirements for certain hazard mitigation assistance programs, and for other purposes (Lizzie Fletcher (D-TX-7) S.1520 - A bill to reauthorize the National Flood Insurance Program (John Kennedy, R-LA) S.1533 - A bill to reauthorize the National Flood Insurance Program (John Kennedy, R-LA) H.R.3060 - To provide for reform and reorganization of the Federal Emergency Management Agency, and for other purposes (Sheila Jackson Lee, D-TX-18) S.1579 - Budgeting for Disasters Act - To require Congress to budget in advance for disasters, and for other purposes (Mitt Romney, R-UT) H.R.3251 - To amend the Internal Revenue Code of 1986 to repeal the temporary rule limiting personal casualty losses to only disaster-related losses (Joe Courtney, D-CT-2) S.1909 - A bill to amend title 23, United States Code, to ensure that Federal-aid highways and bridges are more resilient, and for other purposes (Kirsten Gillibrand, D-NY) H.R.3111 - National Flood Insurance Program Administrative Reform Act of 2019 (Nydia Velazquez, D-NY-7) S.1958 - A bill to amend the Internal Revenue Code of 1986 to provide a credit against tax for disaster mitigation expenditures (Michael Bennet, D-CO) H.R.3462 - To amend the Internal Revenue Code of 1986 to provide a credit against tax for disaster mitigation expenditures (Gus Bilirakis, R-FL-12) H.R.3531 - To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to allow the Administrator of the Federal Emergency Management Agency to provide capitalization grants to States to establish revolving funds to provide assistance to reduce the harmful impacts to people and property from multiple hazards, and for other purposes (Sam Graves, R-MO-6) H.R.3258 - Flood Insurance Integrity Act of 2019 - To require the Government Accountability Office to conduct periodic reviews of the flood insurance rates and flood insurance rate maps under the national flood insurance program, and for other purposes (Gus Bilirakis, R-FL-12) S.2266 - A bill to extend group flood insurance policy assistance for victims of the 2016 West Virginia floods, and for other purposes (Joe Manchin III, D-WV) S.2301 - A bill to authorize the Secretary of Housing and Urban Development to provide disaster assistance to States, insular areas, units of general local government, and Indian tribes under a community development block grant disaster recovery program, and for other purposes (Brian Schatz, D-HI) H.R.3872 - To reauthorize the National Flood Insurance Program, and for other purposes (Frank Pallone, Jr., D-NJ-6) S.2187 - A bill to reauthorize the National Flood Insurance Program, and for other purposes (Bob Menendez, D-NJ) S.2192 - A bill to amend the National Flood Insurance Act of 1968 to allow the Administrator of the Federal Emergency Management Agency to provide capitalization grants to States to establish revolving funds to provide funding assistance to reduce flood risks, and for other purposes (Jack Reed, D-RI) H.R.3779 - To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to allow the Administrator of the Federal Emergency Management Agency to provide capitalization grants to eligible entities to establish revolving funds to provide assistance to reduce disaster risks, and for other purposes (Angie Craig, D-MN-2) S.2122 - A bill to authorize the Administrator of the Federal Emergency Management Agency to terminate certain contracts on the basis of detrimental conduct to the National Flood Insurance Program, and for other purposes (John Kennedy, R-LA) S.2129 - A bill to require the Secretary of Transportation to develop best practices for incorporating resilience into emergency relief projects, and for other purposes (Tammy Baldwin, D-WI) S.2172 - Small Business Surcharge Relief Act - A bill to deliver relief for small business owners and nonprofits by allowing surcharges to be used for mitigation (Roger Wicker, R-MI) S.2170 - MEMA Act of 2019- A bill to empower local communities to take an active role in flood mapping (Roger Wicker, R-MI) S.2171 - Flood Insurance Continuing Education and Training Act- A bill to provide continuing education for insurance agents to ensure that accurate information about flood policies is being presented to consumers (Roger Wicker, R-MI) S.2088 - Repeatedly Flooded Communities Preparation Act (Tim Scott, R-SC) S.2421 - Disaster Contract Transparency Act of 2019 - To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to improve accountability of disaster contracts, and for other purposes (Rick Scott, R-FL) S.2410 - Flood Reduction, Wildlife Habitat, and Water Quality Improvement Act of 2019 - To amend the Federal Water Pollution Control Act to modify the requirements for permits for dredged or fill material, and for other purposes (Cindy Hyde-Smith, R-MS) H.R.4496 - To extend indemnity for wildfires and hurricanes, and for other purposes (Austin Scott, R-GA-8) H.R.4376 - Streamlining The Official Response and Monetary Aid for Disasters Act (Neal Dunn, R-FL-2) H.R.4347 - To enhance the Federal Government's planning and preparation for extreme weather and the Federal Government's dissemination of best practices to respond to extreme weather, thereby increasing resilience, improving regional coordination, and mitigating the financial risk to the Federal Government from such extreme weather, and for other purposes (Matt Cartwright, D-PA-8) H.R.4759 - To increase emergency and disaster relief response, build safer communities, strengthen Second Amendment rights, streamline administrative reviews, and for other purposes (Kevin Hern, R-OK-1) H.R.5059 - To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to provide for the authority to reimburse local governments for interest expenses, and for other purposes (Neal Dunn, R-FL-2) H.R.5493 - Catastrophe Loss Mitigation Incentive and Tax Parity Act of 2019 (Rob Bishop, R-UT-1) H.R.5494 - Catastrophe Loss Mitigation Incentive and Tax Parity Act of 2019 (Mike Thompson, D-CA-5) H.R.5709 - To require the Comptroller General to evaluate and issue a report on the structural and economic impacts of climate resiliency at the Federal Emergency Management Agency, including recommendations on how to improve the building codes and standards that the Agency uses to prepare for climate change and address resiliency in housing, public buildings, and infrastructure such as roads and bridges (Joe Neguse, D-CO-2) H.R.6071 - To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to modify the Federal share requirement and establish a period of performance requirement for the hazard mitigation grant program, to amend the Post-Katrina Emergency Management Reform Act of 2006 to modify the Federal share requirement of emergency management performance grants, and for other purposes (John Garamendi, D-CA-3) S.3418 - A bill to amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to allow the Administrator of the Federal Emergency Management Agency to provide capitalization grants to States to establish revolving funds to provide hazard mitigation assistance to reduce risks from disasters and natural hazards, and other related environmental harm (Gary Peters, D-MI) H.R.5776 - Repeatedly Flooded Communities Preparation Act - To amend the National Flood Insurance Act of 1968 to ensure community accountability for areas repetitively damaged by floods, and for other purposes (Earl Blumenauer, D-OR-3) S.3285 - A bill to modify eligibility requirements for certain hazard mitigation assistance programs, and for other purposes (Thom Tillis, R-NC) H.R.6201 - Families First Coronavirus Response Act (Nita Lowey, D-NY-17) S.3548 - CARES Act (Mitch McConnell, R-KY) H.R.6265 - To provide the sense of Congress related to the joint release on Coronavirus issued by Federal and State financial regulators, to require a report analyzing the effectiveness of the joint release, and for other purposes (Steve Stivers, R-OH-15) H.R.6268 - To establish a business stabilization direct loan program and the authority to establish a secondary market guarantee in the Small Business Administration, and for other purposes (Nydia, Velazquez, D-NY-7) H.R.6307 - To provide contracting flexibility to small business concerns, and for other purposes (Chrissy Houlahan, D-PA-6) H.R.6269 - To amend the Federal Deposit Insurance Act to require business continuity planning for insured depository institutions, and for other purposes (Ann Wagner, R-MO-2) S.3531 - A bill to amend the Small Business Act to ensure small businesses affected by the onset of communicable diseases are eligible for disaster relief (Bob Menendez, D-NJ) H.R.6288 - To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to include a public health emergency in the definition of a major disaster, and for other purposes (Cedric Richmond, D-LA-2) S.3541 - A bill to modify requirements relating to small business disaster loans made in response to COVID-19, and for other purposes (Tammy Baldwin, D-WI) S.3554 - A bill to provide assistance to small businesses impacted by COVID-19, and for other purposes (Ben Cardin, D-MD) H.R.6333 - To establish a Small Business Financial Assistance Program to support small businesses during the COVID-19 emergency, and for other purposes (Joyce Beatty, D-OH-3) H.R.6337 - To amend the Internal Revenue Code of 1986 to create an epidemic tax credit, and for other purposes (Ted Budd, R-NC-13) H.R.6342 - To amend the Small Business Investment Act of 1958 to provide additional assistance for small businesses affected by the COVID-19 outbreak, and for other purposes (Sharice Davids, D-KS-3) H.R.6343 - To require the Administrator of the Small Business Administration to provide economic injury grants for small business concerns affected by the COVID-19 pandemic, and for other purposes (Adriano Espaillat, D-NY-13) H.R.6378 - To require the Federal financial regulators to issue interagency regulatory guidance in order to provide forms of relief to borrowers and customers during pandemics and major disasters, to continue to operate and provide services and lending, and to require such regulators to conduct testing with financial institutions to assess pandemic or disaster preparedness, and for other purposes (Jennifer Wexton, D-VA-10) S.3578 - A bill to provide oversight for the care and assistance provided to businesses under the coronavirus relief package (Chuck Grassley, R-IA) H.R.6380 - To temporarily provide for Federal insurance of transaction accounts during the COVID-19 emergency (Al Green, D-TX, 9) H.R.6465 - To waive certain provisions in the case of an emergency declaration under the Robert T. Stafford Disaster Relief and Emergency Assistance Act (Jenniffer Gonzalez-Colon, R-PR-At Large) 4) H.R.6431 - To require the creation of a national commission to prepare for future national emergencies, and for other purposes (Brian Fitzpatrick, R-PA-1) H.R.6547 - To modify terms related to the economic injury disaster loan program of the Small Business Administration for applicants affected by COVID-19, and for other purposes (Chip Roy, R-TX-21) S.4017 - A bill to extend the period for obligations or expenditures for amounts obligated for the National Disaster Resilience competition (John Hoeven, R-ND)

HR 469 Using replacement cost value to determine premium rates for flood insurance; HR 470 Repeal mandatory flood insurance for commercial properties; HR 471 The Taxpayer Exposure Mitigation Act, requires the NFIP to purchase reinsurance; HR 472 The Community Mapping Act, allows communities to develop alternative flood insurance rate maps; HR 830 The Flood Insurance for Farmers Act, allows for repair and construction of structures within flood zones; HR 342 & HR 2318, The FIRM IT Act of 2019, seeks to improve mapping for the NFIP; HR 1666, allows for private flood insurance to meet continuous coverage requirements; HR 2578, the NFIP Extension Act of 2019, HR 3111 NFIP Administrative Reform Act of 2019; HR 3146 Fair Flood Insurance Act of 2019, which provides for monthly installment payments; HR 3167 NFIP Re-authorization Act of 2019; HR 3258 Flood Insurance Integrity Act of 2019; HR 3872/S 2187 NFIP Re-authorization and Reform Act of 2019; S 1144 Flood Insurance Rate Map Interagency Technology Act; S 1520 NFIP Extension Act of 2019; and S 1533 NFIP Extension Act . We are monitoring all legislation impacting the National Flood Insurance Program to insure that the program remains available and affordable for our customers. HR 1595 & S 1200 The SAFE Banking Act; also HR 4074 and S 1200 The CLAIM Act - Monitor efforts to facilitate financial services to legal cannabis-related businesses HR 1756 - The Preventing Credit Score Discrimination in Auto Insurance Act - monitoring this bill which could impact insurance underwriting HR 1862 and S 1586 - The Federal Insurance Office Abolishment Act of 2019 - monitor potential changes to FIO that would impact the insurance industry HR 4592 International Insurance Standards Act of 2019; support HR 6494 Business Interruption Insurance Coverage Act of 2020; oppose HR 6497 Never Again Small Business Protection Act; oppose HR 7011 Pandemic Risk Insurance Act; concerns with requiring insurance coverage for uninsurable events like pandemics HR 7412 Business Interruption Relief Act; oppose

H.R. 342 National Flood Insurance Program Mapping H.R. 420 Marijuana Products Regulation H.R. 469 Flood Insurance Coverage Rates H.R. 470 Mandatory Flood Insurance Coverage Repeal H.R. 471 Private Capital and Reinsurance Markets Risk Transfer H.R. 472 Alternative Flood Insurance Rate Maps H.R. 1402 Flood Maps Preparation Transfer H.R. 1418 Health Insurance Antitrust laws Application H.R. 1595 Cannabis Related Businesses Financial Services H.R. 1666 Private Flood Insurance Coverage H.R. 1689 Climate Change Advisory Commission Establishment H.R. 1756 Auto Insurance Consumer Reports Use Prohibition H.R. 1862 Federal Insurance Office Abolition S. 350 Health Insurance Federal Antitrust laws Application S. 420 Marijuana Products Taxation and Regulation S. 603 Financial Company Supervision Determination H.R. 2048 Consumer Products and Services Pricing H.R. 2318 National Flood Insurance Mapping H.R. 2479 Financial Stability Oversight Council Voting Member H.R. 2578 National Flood Insurance Program Extension Act of 2019 H.R. 2684 Auto Insurance Cost Disparities Study H.R. 3111 National Flood Insurance Reforms H.R. 3167 National Flood Insurance Program Reform H.R. 3183 Crop Insurance Eligibility H.R. 3258 Flood Insurance Rates Review S. 1108 Data Protection Impact Assessments S. 1144 National Flood Insurance Mapping S. 1200 Cannabis Related Business Financial Services Protection S. 1213 Health Insurance Reform Provision S. 1214 Individual and Collective Privacy Rights Protection S. 1520 National Flood Insurance Program Reauthorization S. 1531 Health Insurance Consumer Protections S. 1533 National Flood Insurance Program Reauthorization H.R. 3872 National Flood Insurance Program Reauthorization H.R. 4074 Cannabis Related Business Safe Harbor H.R. 4523 Risk Retention Groups Commercial Insurance Types S. 2088 Flood Area Community Accountability S. 2122 Flood Insurance Program Contract Termination Authority S. 2171 Flood Insurance Agents Continuing Education Requirement S. 2187 National Flood Insurance Program Reauthorization S. 2192 Flood Risk Reduction Funding Assistance S. 2201 Cannabis Related Business Insurers Safe Harbor H.R. 4634 Terrorism Risk Insurance Act Reauthorization H.R. 4652 Individual Market Reinsurance Fund Establishment S. 2877 Terrorism Risk Insurance Act S. 2964 Non Premium Aviation Insurance Authority Extension H.R. 1756 Auto Insurance Consumer Reports Use Prohibition H.R. 3693 Insurance Rate Income Proxies H.R. 5776 Flood Damaged Areas Accountability **Issues lobbied without specific bill number: COVID-19 Related Insurance Legislation, Business Interruption Insurance, Consumer Financial Protection Bureau Oversight of the Insurance Industry, Marijuana Financial Services

H.R. 342 National Flood Insurance Program Mapping H.R. 420 Marijuana Products Regulation H.R. 469 Flood Insurance Coverage Rates H.R. 470 Mandatory Flood Insurance Coverage Repeal H.R. 471 Private Capital and Reinsurance Markets Risk Transfer H.R. 472 Alternative Flood Insurance Rate Maps H.R. 1402 Flood Maps Preparation Transfer H.R. 1418 Health Insurance Antitrust laws Application H.R. 1595 Cannabis Related Businesses Financial Services H.R. 1666 Private Flood Insurance Coverage H.R. 1689 Climate Change Advisory Commission Establishment H.R. 1756 Auto Insurance Consumer Reports Use Prohibition H.R. 1862 Federal Insurance Office Abolition S. 350 Health Insurance Federal Antitrust laws Application S. 420 Marijuana Products Taxation and Regulation S. 603 Financial Company Supervision Determination H.R. 2048 Consumer Products and Services Pricing H.R. 2318 National Flood Insurance Mapping H.R. 2479 Financial Stability Oversight Council Voting Member H.R. 2578 National Flood Insurance Program Extension Act of 2019 H.R. 2684 Auto Insurance Cost Disparities Study H.R. 3111 National Flood Insurance Reforms H.R. 3167 National Flood Insurance Program Reform H.R. 3183 Crop Insurance Eligibility H.R. 3258 Flood Insurance Rates Review S. 1108 Data Protection Impact Assessments S. 1144 National Flood Insurance Mapping S. 1200 Cannabis Related Business Financial Services Protection S. 1213 Health Insurance Reform Provision S. 1214 Individual and Collective Privacy Rights Protection S. 1520 National Flood Insurance Program Reauthorization S. 1531 Health Insurance Consumer Protections S. 1533 National Flood Insurance Program Reauthorization H.R. 3872 National Flood Insurance Program Reauthorization H.R. 4074 Cannabis Related Business Safe Harbor H.R. 4523 Risk Retention Groups Commercial Insurance Types S. 2088 Flood Area Community Accountability S. 2122 Flood Insurance Program Contract Termination Authority S. 2171 Flood Insurance Agents Continuing Education Requirement S. 2187 National Flood Insurance Program Reauthorization S. 2192 Flood Risk Reduction Funding Assistance S. 2201 Cannabis Related Business Insurers Safe Harbor H.R. 4634 Terrorism Risk Insurance Act Reauthorization H.R. 4652 Individual Market Reinsurance Fund Establishment S. 2877 Terrorism Risk Insurance Act S. 2964 Non Premium Aviation Insurance Authority Extension H.R. 1756 Auto Insurance Consumer Reports Use Prohibition H.R. 3693 Insurance Rate Income Proxies H.R. 5776 Flood Damaged Areas Accountability **Issues lobbied without specific bill number: COVID-19 Related Insurance Legislation, Business Interruption Insurance, Consumer Financial Protection Bureau Oversight of the Insurance Industry, Marijuana Financial Services

HR 469 Using replacement cost value to determine premium rates for flood insurance; HR 470 Repeal mandatory flood insurance for commercial properties; HR 471 The Taxpayer Exposure Mitigation Act, requires the NFIP to purchase reinsurance; HR 472 The Community Mapping Act, allows communities to develop alternative flood insurance rate maps; HR 830 The Flood Insurance for Farmers Act, allows for repair and construction of structures within flood zones; HR 342 & HR 2318, The FIRM IT Act of 2019, seeks to improve mapping for the NFIP; HR 1666, allows for private flood insurance to meet continuous coverage requirements; HR 2578, the NFIP Extension Act of 2019, HR 3111 NFIP Administrative Reform Act of 2019; HR 3146 Fair Flood Insurance Act of 2019, which provides for monthly installment payments; HR 3167 NFIP Re-authorization Act of 2019; HR 3258 Flood Insurance Integrity Act of 2019; HR 3872/S 2187 NFIP Re-authorization and Reform Act of 2019; S 1144 Flood Insurance Rate Map Interagency Technology Act; S 1520 NFIP Extension Act of 2019; and S 1533 NFIP Extension Act . We are monitoring all legislation impacting the National Flood Insurance Program to insure that the program remains available and affordable for our customers. HR 1595 & S 1200 The SAFE Banking Act; also HR 4074 and S 1200 The CLAIM Act - Monitor efforts to facilitate financial services to legal cannabis-related businesses HR 1756 - The Preventing Credit Score Discrimination in Auto Insurance Act - monitoring this bill which could impact insurance underwriting HR 1862 and S 1586 - The Federal Insurance Office Abolishment Act of 2019 - monitor potential changes to FIO that would impact the insurance industry HR 4592 International Insurance Standards Act of 2019; support

Client expense: $200,000 · Firm income: Not reported

H.R.243 - To exempt certain wildfire mitigation activities from certain environmental requirements, and for other purposes (Doug LaMalfa, R-CA), ALL PROVISIONS H.R.1306 - To amend the Disaster Recovery Reform Act to develop a study regarding streamlining and consolidating information collection and preliminary damage assessments, and for other purposes (Mark Meadows, R-NC-11), ALL PROVISIONS H.R.1307 - To provide for an online repository for certain reporting requirements for recipients of Federal disaster assistance, and for other purposes (Mark Meadows, R-NC-11) H.R.1317 - To improve the resilience of the built and natural environment to natural disasters and climate change using, among other measures, natural and nature-based features, and for other purposes (Harley Rouda, D-CA-48), ALL PROVISIONS H.R.1402 - To transfer functions related to the preparation of flood maps from the Administrator of the Federal Emergency Management Agency to the Director of the United States Geological Survey, and for other purposes (Rick Crawford, R-AR-1), ALL PROVISIONS H.R.876 - To direct the Administrator of the Federal Emergency Management Agency to carry out a plan for the purchase and installation of an earthquake early warning system for the Cascadia Subduction Zone, and for other purposes (Peter DeFazio, D-OR-4), ALL PROVISIONS H.R.1666 - To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements, and for other purposes (Kathy Castor, D-FL-14), ALL PROVISIONS H.R.1984 - To amend chapter 11 of title 31, United States Code, to require the Director of the Office of Management and Budget to annually submit to Congress a report on all disaster-related assistance provided by the Federal Government (Scott Peters, D-CA-52), ALL PROVISIONS H.R.342 - To improve mapping under the National Flood Insurance Program, and for other purposes (Bill Posey, R-FL), ALL PROVISIONS H.R.469 - To require the use of replacement cost value in determining the premium rates for flood insurance coverage under the National Flood Insurance Act, and for other purposes (Blaine Luetkemeyer, R-MO), ALL PROVISIONS H.R.470 - To repeal the mandatory flood insurance coverage requirement for commercial properties located in flood hazard areas, and for other purposes (Blaine Luetkemeyer, R-MO), ALL PROVISIONS H.R.471 - To provide for greater transfer of risk under the National Flood Insurance Program to private capital and reinsurance markets, and for other purposes (Blaine Luetkemeyer, R-MO), ALL PROVISIONS H.R.472 - To allow communities to develop alternative flood insurance rate maps, and for other purposes (Blaine Luetkemeyer, R-MO), ALL PROVISIONS S.355 - A bill to establish a grant program to provide assistance to prevent and repair damage to structures due to pyrrhotite (Richard Blumenthal, D-CT), ALL PROVISIONS S.356 - A bill to establish a grant program to provide assistance to States to prevent and repair damage to structures due to pyrrhotite (Chris Murphy, D-CT), ALL PROVISIONS H.R.2318 - To amend the Biggert-Waters Flood Insurance Reform Act of 2012 to improve mapping under the National Flood Insurance Program, and for other purposes (Bill Posey, R-FL), ALL PROVISIONS S.1058 - A bill to amend the Internal Revenue Code of 1986 to exclude from gross income earthquake loss mitigation received under State-based earthquake loss mitigation programs (Kamala Harris, D-CA), ALL PROVISIONS H.R.2125 - To provide coverage under the Wildfires and Hurricanes Indemnity Program to certain crop, tree, bush, and vine losses due to flooding occurring in Iowa in calendar year 2019 (Cynthia Axne, D-IA-3), ALL PROVISIONS S.1133 - A bill to provide disaster tax relief for certain disasters occurring in 2019 (Deb Fischer, R-NE), ALL PROVISIONS H.R.2284 - To provide disaster tax relief for certain disasters occurring in 2019 (Adrian Smith, R-NE-3), ALL PROVISIONS H.R.2145 - To provide disaster relief (Tom Rice, R-SC-7), ALL PROVISIONS H.R.2318 - To amend the Biggert-Waters Flood Insurance Reform Act of 2012 to improve mapping under the National Flood Insurance Program, and for other purposes (Bill Posey, R-FL), ALL PROVISIONS H.R.2462 - To establish a pilot program to enhance the mapping of urban flooding and associated property damage and the availability of such mapped data to homeowners, businesses, and localities to help understand and mitigate the risk of such flooding, and for other purposes (Mike Quigley, D-IL-5), ALL PROVISIONS S.1276 - A bill to require the Administrator of the Federal Emergency Management Agency to carry out a pilot program to enhance the mapping of urban flooding and associated property damage and the availability of that mapped data to homeowners, businesses, and localities to help understand and mitigate the risk of such flooding, and for other purposes (Dick Durbin, D-IL), ALL PROVISIONS H.R.2578 - National Flood Insurance Program Extension Act of 2019 - To reauthorize the National Flood Insurance Program, and for other purposes (Maxine Waters, D-CA-43), ALL PROVISIONS H.R.2548 - To modify eligibility requirements for certain hazard mitigation assistance programs, and for other purposes (Lizzie Fletcher (D-TX-7), ALL PROVISIONS S.1520 - A bill to reauthorize the National Flood Insurance Program (John Kennedy, R-LA), ALL PROVISIONS S.1533 - A bill to reauthorize the National Flood Insurance Program (John Kennedy, R-LA), ALL PROVISIONS H.R.3060 - To provide for reform and reorganization of the Federal Emergency Management Agency, and for other purposes (Sheila Jackson Lee, D-TX-18), ALL PROVISIONS S.1579 - Budgeting for Disasters Act - To require Congress to budget in advance for disasters, and for other purposes (Mitt Romney, R-UT), ALL PROVISIONS H.R.3251 - To amend the Internal Revenue Code of 1986 to repeal the temporary rule limiting personal casualty losses to only disaster-related losses (Joe Courtney, D-CT-2), ALL PROVISIONS S.1909 - A bill to amend title 23, United States Code, to ensure that Federal-aid highways and bridges are more resilient, and for other purposes (Kirsten Gillibrand, D-NY), ALL PROVISIONS H.R.3111 - National Flood Insurance Program Administrative Reform Act of 2019 (Nydia Velazquez, D-NY-7), ALL PROVISIONS S.1958 - A bill to amend the Internal Revenue Code of 1986 to provide a credit against tax for disaster mitigation expenditures (Michael Bennet, D-CO), ALL PROVISIONS H.R.3462 - To amend the Internal Revenue Code of 1986 to provide a credit against tax for disaster mitigation expenditures (Gus Bilirakis, R-FL-12), ALL PROVISIONS H.R.3531 - To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to allow the Administrator of the Federal Emergency Management Agency to provide capitalization grants to States to establish revolving funds to provide assistance to reduce the harmful impacts to people and property from multiple hazards, and for other purposes (Sam Graves, R-MO-6), ALL PROVISIONS H.R.3258 - Flood Insurance Integrity Act of 2019 - To require the Government Accountability Office to conduct periodic reviews of the flood insurance rates and flood insurance rate maps under the national flood insurance program, and for other purposes (Gus Bilirakis, R-FL-12), ALL PROVISIONS S.2266 - A bill to extend group flood insurance policy assistance for victims of the 2016 West Virginia floods, and for other purposes (Joe Manchin III, D-WV), ALL PROVISIONS S.2301 - A bill to authorize the Secretary of Housing and Urban Development to provide disaster assistance to States, insular areas, units of general local government, and Indian tribes under a community development block grant disaster recovery program, and for other purposes (Brian Schatz, D-HI), ALL PROVISIONS H.R.3872 - To reauthorize the National Flood Insurance Program, and for other purposes (Frank Pallone, Jr., D-NJ-6), ALL PROVISIONS S.2187 - A bill to reauthorize the National Flood Insurance Program, and for other purposes (Bob Menendez, D-NJ), ALL PROVISIONS S.2192 - A bill to amend the National Flood Insurance Act of 1968 to allow the Administrator of the Federal Emergency Management Agency to provide capitalization grants to States to establish revolving funds to provide funding assistance to reduce flood risks, and for other purposes (Jack Reed, D-RI), ALL PROVISIONS H.R.3779 - To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to allow the Administrator of the Federal Emergency Management Agency to provide capitalization grants to eligible entities to establish revolving funds to provide assistance to reduce disaster risks, and for other purposes (Angie Craig, D-MN-2), ALL PROVISIONS S.2122 - A bill to authorize the Administrator of the Federal Emergency Management Agency to terminate certain contracts on the basis of detrimental conduct to the National Flood Insurance Program, and for other purposes (John Kennedy, R-LA), ALL PROVISIONS S.2129 - A bill to require the Secretary of Transportation to develop best practices for incorporating resilience into emergency relief projects, and for other purposes (Tammy Baldwin, D-WI) , ALL PROVISIONS S.2172 - Small Business Surcharge Relief Act - A bill to deliver relief for small business owners and nonprofits by allowing surcharges to be used for mitigation (Roger Wicker, R-MI), ALL PROVISIONS S.2170 - MEMA Act of 2019- A bill to empower local communities to take an active role in flood mapping (Roger Wicker, R-MI), ALL PROVISIONS S.2171 - Flood Insurance Continuing Education and Training Act- A bill to provide continuing education for insurance agents to ensure that accurate information about flood policies is being presented to consumers (Roger Wicker, R-MI), ALL PROVISIONS S.2088 - Repeatedly Flooded Communities Preparation Act (Tim Scott, R-SC), ALL PROVISIONS S.2421 - Disaster Contract Transparency Act of 2019 - To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to improve accountability of disaster contracts, and for other purposes (Rick Scott, R-FL), ALL PROVISIONS S.2410 - Flood Reduction, Wildlife Habitat, and Water Quality Improvement Act of 2019 - To amend the Federal Water Pollution Control Act to modify the requirements for permits for dredged or fill material, and for other purposes (Cindy Hyde-Smith, R-MS), ALL PROVISIONS H.R.4496 - To extend indemnity for wildfires and hurricanes, and for other purposes (Austin Scott, R-GA-8), ALL PROVISIONS H.R.4376 - Streamlining The Official Response and Monetary Aid for Disasters Act (Neal Dunn, R-FL-2), ALL PROVISIONS H.R.4347 - To enhance the Federal Government's planning and preparation for extreme weather and the Federal Government's dissemination of best practices to respond to extreme weather, thereby increasing resilience, improving regional coordination, and mitigating the financial risk to the Federal Government from such extreme weather, and for other purposes (Matt Cartwright, D-PA-8), ALL PROVISIONS H.R.4759 - To increase emergency and disaster relief response, build safer communities, strengthen Second Amendment rights, streamline administrative reviews, and for other purposes (Kevin Hern, R-OK-1), ALL PROVISIONS H.R.5059 - To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to provide for the authority to reimburse local governments for interest expenses, and for other purposes (Neal Dunn, R-FL-2), ALL PROVISIONS H.R.5493 - Catastrophe Loss Mitigation Incentive and Tax Parity Act of 2019 (Rob Bishop, R-UT-1), ALL PROVISIONS H.R.5494 - Catastrophe Loss Mitigation Incentive and Tax Parity Act of 2019 (Mike Thompson, D-CA-5), ALL PROVISIONS H.R.5709 - To require the Comptroller General to evaluate and issue a report on the structural and economic impacts of climate resiliency at the Federal Emergency Management Agency, including recommendations on how to improve the building codes and standards that the Agency uses to prepare for climate change and address resiliency in housing, public buildings, and infrastructure such as roads and bridges (Joe Neguse, D-CO-2), ALL PROVISIONS H.R.6071 - To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to modify the Federal share requirement and establish a period of performance requirement for the hazard mitigation grant program, to amend the Post-Katrina Emergency Management Reform Act of 2006 to modify the Federal share requirement of emergency management performance grants, and for other purposes (John Garamendi, D-CA-3), ALL PROVISIONS S.3418 - A bill to amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to allow the Administrator of the Federal Emergency Management Agency to provide capitalization grants to States to establish revolving funds to provide hazard mitigation assistance to reduce risks from disasters and natural hazards, and other related environmental harm (Gary Peters, D-MI), ALL PROVISIONS H.R.5776 - Repeatedly Flooded Communities Preparation Act - To amend the National Flood Insurance Act of 1968 to ensure community accountability for areas repetitively damaged by floods, and for other purposes (Earl Blumenauer, D-OR-3), ALL PROVISIONS S.3285 - A bill to modify eligibility requirements for certain hazard mitigation assistance programs, and for other purposes (Thom Tillis, R-NC), ALL PROVISIONS H.R.6201 - Families First Coronavirus Response Act (Nita Lowey, D-NY-17), ALL PROVISIONS S.3548 - CARES Act (Mitch McConnell, R-KY), ALL PROVISIONS H.R.6265 - To provide the sense of Congress related to the joint release on Coronavirus issued by Federal and State financial regulators, to require a report analyzing the effectiveness of the joint release, and for other purposes (Steve Stivers, R-OH-15), ALL PROVISIONS H.R.6268 - To establish a business stabilization direct loan program and the authority to establish a secondary market guarantee in the Small Business Administration, and for other purposes (Nydia, Velazquez, D-NY-7), ALL PROVISIONS H.R.6307 - To provide contracting flexibility to small business concerns, and for other purposes (Chrissy Houlahan, D-PA-6), ALL PROVISIONS H.R.6269 - To amend the Federal Deposit Insurance Act to require business continuity planning for insured depository institutions, and for other purposes (Ann Wagner, R-MO-2), ALL PROVISIONS S.3531 - A bill to amend the Small Business Act to ensure small businesses affected by the onset of communicable diseases are eligible for disaster relief (Bob Menendez, D-NJ), ALL PROVISIONS H.R.6288 - To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to include a public health emergency in the definition of a major disaster, and for other purposes (Cedric Richmond, D-LA-2), ALL PROVISIONS S.3541 - A bill to modify requirements relating to small business disaster loans made in response to COVID-19, and for other purposes (Tammy Baldwin, D-WI), ALL PROVISIONS S.3554 - A bill to provide assistance to small businesses impacted by COVID-19, and for other purposes (Ben Cardin, D-MD), ALL PROVISIONS H.R.6333 - To establish a Small Business Financial Assistance Program to support small businesses during the COVID-19 emergency, and for other purposes (Joyce Beatty, D-OH-3), ALL PROVISIONS H.R.6337 - To amend the Internal Revenue Code of 1986 to create an epidemic tax credit, and for other purposes (Ted Budd, R-NC-13), ALL PROVISIONS H.R.6342 - To amend the Small Business Investment Act of 1958 to provide additional assistance for small businesses affected by the COVID-19 outbreak, and for other purposes (Sharice Davids, D-KS-3), ALL PROVISIONS H.R.6343 - To require the Administrator of the Small Business Administration to provide economic injury grants for small business concerns affected by the COVID-19 pandemic, and for other purposes (Adriano Espaillat, D-NY-13), ALL PROVISIONS H.R.6378 - To require the Federal financial regulators to issue interagency regulatory guidance in order to provide forms of relief to borrowers and customers during pandemics and major disasters, to continue to operate and provide services and lending, and to require such regulators to conduct testing with financial institutions to assess pandemic or disaster preparedness, and for other purposes (Jennifer Wexton, D-VA-10), ALL PROVISIONS S.3578 - A bill to provide oversight for the care and assistance provided to businesses under the coronavirus relief package (Chuck Grassley, R-IA), ALL PROVISIONS H.R.6380 - To temporarily provide for Federal insurance of transaction accounts during the COVID-19 emergency (Al Green, D-TX, 9), ALL PROVISIONS

H.R. 342 National Flood Insurance Program Mapping H.R. 420 Marijuana Products Regulation H.R. 469 Flood Insurance Coverage Rates H.R. 470 Mandatory Flood Insurance Coverage Repeal H.R. 471 Private Capital and Reinsurance Markets Risk Transfer H.R. 472 Alternative Flood Insurance Rate Maps H.R. 1402 Flood Maps Preparation Transfer H.R. 1418 Health Insurance Antitrust laws Application H.R. 1595 Cannabis Related Businesses Financial Services H.R. 1666 Private Flood Insurance Coverage H.R. 1689 Climate Change Advisory Commission Establishment H.R. 1756 Auto Insurance Consumer Reports Use Prohibition H.R. 1862 Federal Insurance Office Abolition S. 350 Health Insurance Federal Antitrust laws Application S. 420 Marijuana Products Taxation and Regulation S. 603 Financial Company Supervision Determination H.R. 2048 Consumer Products and Services Pricing H.R. 2318 National Flood Insurance Mapping H.R. 2479 Financial Stability Oversight Council Voting Member H.R. 2578 National Flood Insurance Program Extension Act of 2019 H.R. 2684 Auto Insurance Cost Disparities Study H.R. 3111 National Flood Insurance Reforms H.R. 3167 National Flood Insurance Program Reform H.R. 3183 Crop Insurance Eligibility H.R. 3258 Flood Insurance Rates Review S. 1108 Data Protection Impact Assessments S. 1144 National Flood Insurance Mapping S. 1200 Cannabis Related Business Financial Services Protection S. 1213 Health Insurance Reform Provision S. 1214 Individual and Collective Privacy Rights Protection S. 1520 National Flood Insurance Program Reauthorization S. 1531 Health Insurance Consumer Protections S. 1533 National Flood Insurance Program Reauthorization H.R. 3872 National Flood Insurance Program Reauthorization H.R. 4074 Cannabis Related Business Safe Harbor H.R. 4523 Risk Retention Groups Commercial Insurance Types S. 2088 Flood Area Community Accountability S. 2122 Flood Insurance Program Contract Termination Authority S. 2171 Flood Insurance Agents Continuing Education Requirement S. 2187 National Flood Insurance Program Reauthorization S. 2192 Flood Risk Reduction Funding Assistance S. 2201 Cannabis Related Business Insurers Safe Harbor H.R. 4634 Terrorism Risk Insurance Act Reauthorization H.R. 4652 Individual Market Reinsurance Fund Establishment S. 2877 Terrorism Risk Insurance Act S. 2964 Non Premium Aviation Insurance Authority Extension

H.R.243 - To exempt certain wildfire mitigation activities from certain environmental requirements, and for other purposes (Doug LaMalfa, R-CA) , ALL PROVISIONS H.R.1306 - To amend the Disaster Recovery Reform Act to develop a study regarding streamlining and consolidating information collection and preliminary damage assessments, and for other purposes (Mark Meadows, R-NC-11) , ALL PROVISIONS H.R.1307 - To provide for an online repository for certain reporting requirements for recipients of Federal disaster assistance, and for other purposes (Mark Meadows, R-NC-11) , ALL PROVISIONS H.R.1317 - To improve the resilience of the built and natural environment to natural disasters and climate change using, among other measures, natural and nature-based features, and for other purposes (Harley Rouda, D-CA-48) , ALL PROVISIONS H.R.1402 - To transfer functions related to the preparation of flood maps from the Administrator of the Federal Emergency Management Agency to the Director of the United States Geological Survey, and for other purposes (Rick Crawford, R-AR-1) , ALL PROVISIONS H.R.876 - To direct the Administrator of the Federal Emergency Management Agency to carry out a plan for the purchase and installation of an earthquake early warning system for the Cascadia Subduction Zone, and for other purposes (Peter DeFazio, D-OR-4) , ALL PROVISIONS H.R.1666 - To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements, and for other purposes (Kathy Castor, D-FL-14) , ALL PROVISIONS H.R.1984 - To amend chapter 11 of title 31, United States Code, to require the Director of the Office of Management and Budget to annually submit to Congress a report on all disaster-related assistance provided by the Federal Government (Scott Peters, D-CA-52) , ALL PROVISIONS H.R.342 - To improve mapping under the National Flood Insurance Program, and for other purposes (Bill Posey, R-FL) , ALL PROVISIONS H.R.469 - To require the use of replacement cost value in determining the premium rates for flood insurance coverage under the National Flood Insurance Act, and for other purposes (Blaine Luetkemeyer, R-MO) , ALL PROVISIONS H.R.470 - To repeal the mandatory flood insurance coverage requirement for commercial properties located in flood hazard areas, and for other purposes (Blaine Luetkemeyer, R-MO) , ALL PROVISIONS H.R.471 - To provide for greater transfer of risk under the National Flood Insurance Program to private capital and reinsurance markets, and for other purposes (Blaine Luetkemeyer, R-MO) , ALL PROVISIONS H.R.472 - To allow communities to develop alternative flood insurance rate maps, and for other purposes (Blaine Luetkemeyer, R-MO) , ALL PROVISIONS S.355 - A bill to establish a grant program to provide assistance to prevent and repair damage to structures due to pyrrhotite (Richard Blumenthal, D-CT) , ALL PROVISIONS S.356 - A bill to establish a grant program to provide assistance to States to prevent and repair damage to structures due to pyrrhotite (Chris Murphy, D-CT) , ALL PROVISIONS H.R.2318 - To amend the Biggert-Waters Flood Insurance Reform Act of 2012 to improve mapping under the National Flood Insurance Program, and for other purposes (Bill Posey, R-FL) , ALL PROVISIONS S.1058 - A bill to amend the Internal Revenue Code of 1986 to exclude from gross income earthquake loss mitigation received under State-based earthquake loss mitigation programs (Kamala Harris, D-CA) , ALL PROVISIONS H.R.2125 - To provide coverage under the Wildfires and Hurricanes Indemnity Program to certain crop, tree, bush, and vine losses due to flooding occurring in Iowa in calendar year 2019 (Cynthia Axne, D-IA-3) , ALL PROVISIONS S.1133 - A bill to provide disaster tax relief for certain disasters occurring in 2019 (Deb Fischer, R-NE) , ALL PROVISIONS H.R.2284 - To provide disaster tax relief for certain disasters occurring in 2019 (Adrian Smith, R-NE-3) , ALL PROVISIONS H.R.2145 - To provide disaster relief (Tom Rice, R-SC-7) , ALL PROVISIONS H.R.2318 - To amend the Biggert-Waters Flood Insurance Reform Act of 2012 to improve mapping under the National Flood Insurance Program, and for other purposes (Bill Posey, R-FL) , ALL PROVISIONS H.R.2462 - To establish a pilot program to enhance the mapping of urban flooding and associated property damage and the availability of such mapped data to homeowners, businesses, and localities to help understand and mitigate the risk of such flooding, and for other purposes (Mike Quigley, D-IL-5) , ALL PROVISIONS S.1276 - A bill to require the Administrator of the Federal Emergency Management Agency to carry out a pilot program to enhance the mapping of urban flooding and associated property damage and the availability of that mapped data to homeowners, businesses, and localities to help understand and mitigate the risk of such flooding, and for other purposes (Dick Durbin, D-IL) , ALL PROVISIONS H.R.2578 - National Flood Insurance Program Extension Act of 2019 - To reauthorize the National Flood Insurance Program, and for other purposes (Maxine Waters, D-CA-43) , ALL PROVISIONS H.R.2548 - To modify eligibility requirements for certain hazard mitigation assistance programs, and for other purposes (Lizzie Fletcher (D-TX-7) , ALL PROVISIONS S.1520 - A bill to reauthorize the National Flood Insurance Program (John Kennedy, R-LA) , ALL PROVISIONS S.1533 - A bill to reauthorize the National Flood Insurance Program (John Kennedy, R-LA) , ALL PROVISIONS H.R.3060 - To provide for reform and reorganization of the Federal Emergency Management Agency, and for other purposes (Sheila Jackson Lee, D-TX-18) , ALL PROVISIONS S.1579 - Budgeting for Disasters Act - To require Congress to budget in advance for disasters, and for other purposes (Mitt Romney, R-UT) , ALL PROVISIONS H.R.3251 - To amend the Internal Revenue Code of 1986 to repeal the temporary rule limiting personal casualty losses to only disaster-related losses (Joe Courtney, D-CT-2) , ALL PROVISIONS S.1909 - A bill to amend title 23, United States Code, to ensure that Federal-aid highways and bridges are more resilient, and for other purposes (Kirsten Gillibrand, D-NY) , ALL PROVISIONS H.R.3111 - National Flood Insurance Program Administrative Reform Act of 2019 (Nydia Velazquez, D-NY-7) , ALL PROVISIONS S.1958 - A bill to amend the Internal Revenue Code of 1986 to provide a credit against tax for disaster mitigation expenditures (Michael Bennet, D-CO) , ALL PROVISIONS H.R.3462 - To amend the Internal Revenue Code of 1986 to provide a credit against tax for disaster mitigation expenditures (Gus Bilirakis, R-FL-12) , ALL PROVISIONS H.R.3531 - To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to allow the Administrator of the Federal Emergency Management Agency to provide capitalization grants to States to establish revolving funds to provide assistance to reduce the harmful impacts to people and property from multiple hazards, and for other purposes (Sam Graves, R-MO-6) , ALL PROVISIONS H.R.3258 - Flood Insurance Integrity Act of 2019 - To require the Government Accountability Office to conduct periodic reviews of the flood insurance rates and flood insurance rate maps under the national flood insurance program, and for other purposes (Gus Bilirakis, R-FL-12) , ALL PROVISIONS S.2266 - A bill to extend group flood insurance policy assistance for victims of the 2016 West Virginia floods, and for other purposes (Joe Manchin III, D-WV) , ALL PROVISIONS S.2301 - A bill to authorize the Secretary of Housing and Urban Development to provide disaster assistance to States, insular areas, units of general local government, and Indian tribes under a community development block grant disaster recovery program, and for other purposes (Brian Schatz, D-HI) , ALL PROVISIONS H.R.3872 - To reauthorize the National Flood Insurance Program, and for other purposes (Frank Pallone, Jr., D-NJ-6) , ALL PROVISIONS S.2187 - A bill to reauthorize the National Flood Insurance Program, and for other purposes (Bob Menendez, D-NJ) , ALL PROVISIONS S.2192 - A bill to amend the National Flood Insurance Act of 1968 to allow the Administrator of the Federal Emergency Management Agency to provide capitalization grants to States to establish revolving funds to provide funding assistance to reduce flood risks, and for other purposes (Jack Reed, D-RI) , ALL PROVISIONS H.R.3779 - To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to allow the Administrator of the Federal Emergency Management Agency to provide capitalization grants to eligible entities to establish revolving funds to provide assistance to reduce disaster risks, and for other purposes (Angie Craig, D-MN-2) , ALL PROVISIONS S.2122 - A bill to authorize the Administrator of the Federal Emergency Management Agency to terminate certain contracts on the basis of detrimental conduct to the National Flood Insurance Program, and for other purposes (John Kennedy, R-LA) , ALL PROVISIONS S.2129 - A bill to require the Secretary of Transportation to develop best practices for incorporating resilience into emergency relief projects, and for other purposes (Tammy Baldwin, D-WI) , ALL PROVISIONS S.2172 - Small Business Surcharge Relief Act - A bill to deliver relief for small business owners and nonprofits by allowing surcharges to be used for mitigation (Roger Wicker, R-MI) , ALL PROVISIONS S.2170 - MEMA Act of 2019- A bill to empower local communities to take an active role in flood mapping (Roger Wicker, R-MI) , ALL PROVISIONS S.2171 - Flood Insurance Continuing Education and Training Act- A bill to provide continuing education for insurance agents to ensure that accurate information about flood policies is being presented to consumers (Roger Wicker, R-MI) , ALL PROVISIONS S.2088 - Repeatedly Flooded Communities Preparation Act (Tim Scott, R-SC) , ALL PROVISIONS S.2421 - Disaster Contract Transparency Act of 2019 - To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to improve accountability of disaster contracts, and for other purposes (Rick Scott, R-FL) , ALL PROVISIONS S.2410 - Flood Reduction, Wildlife Habitat, and Water Quality Improvement Act of 2019 - To amend the Federal Water Pollution Control Act to modify the requirements for permits for dredged or fill material, and for other purposes (Cindy Hyde-Smith, R-MS) , ALL PROVISIONS H.R.4496 - To extend indemnity for wildfires and hurricanes, and for other purposes (Austin Scott, R-GA-8) , ALL PROVISIONS H.R.4376 - Streamlining The Official Response and Monetary Aid for Disasters Act (Neal Dunn, R-FL-2) , ALL PROVISIONS H.R.4347 - To enhance the Federal Government's planning and preparation for extreme weather and the Federal Government's dissemination of best practices to respond to extreme weather, thereby increasing resilience, improving regional coordination, and mitigating the financial risk to the Federal Government from such extreme weather, and for other purposes (Matt Cartwright, D-PA-8) , ALL PROVISIONS H.R.4759 - To increase emergency and disaster relief response, build safer communities, strengthen Second Amendment rights, streamline administrative reviews, and for other purposes (Kevin Hern, R-OK-1) , ALL PROVISIONS H.R.5059 - To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to provide for the authority to reimburse local governments for interest expenses, and for other purposes (Neal Dunn, R-FL-2) , ALL PROVISIONS H.R.5493 - Catastrophe Loss Mitigation Incentive and Tax Parity Act of 2019 (Rob Bishop, R-UT-1) , ALL PROVISIONS H.R.5494 - Catastrophe Loss Mitigation Incentive and Tax Parity Act of 2019 (Mike Thompson, D-CA-5) , ALL PROVISIONS

HR 469 Using replacement cost value to determine premium rates for flood insurance; HR 470 Repeal mandatory flood insurance for commercial properties; HR 471 The Taxpayer Exposure Mitigation Act, requires the NFIP to purchase reinsurance; HR 472 The Community Mapping Act, allows communities to develop alternative flood insurance rate maps; HR 830 The Flood Insurance for Farmers Act, allows for repair and construction of structures within flood zones; HR 342 & HR 2318, The FIRM IT Act of 2019, seeks to improve mapping for the NFIP; HR 1666, allows for private flood insurance to meet continuous coverage requirements; HR 2578, the NFIP Extension Act of 2019, HR 3111 NFIP Administrative Reform Act of 2019; HR 3146 Fair Flood Insurance Act of 2019, which provides for monthly installment payments; HR 3167 NFIP Re-authorization Act of 2019; HR 3258 Flood Insurance Integrity Act of 2019; HR 3872/S 2187 NFIP Re-authorization and Reform Act of 2019; S 1144 Flood Insurance Rate Map Interagency Technology Act; S 1520 NFIP Extension Act of 2019; and S 1533 NFIP Extension Act . We are monitoring all legislation impacting the National Flood Insurance Program to insure that the program remains available and affordable for our customers. HR 1595 & S 1200 The SAFE Banking Act; also HR 4074 and S 1200 The CLAIM Act - Monitor efforts to facilitate financial services to legal cannabis-related businesses HR 1862 and S 1586 - The Federal Insurance Office Abolishment Act of 2019 - monitor potential changes to FIO that would impact the insurance industry HR 4592 International Insurance Standards Act of 2019; support HR 4634 and S 2877 - Terrorism Risk Insurance Program Re-authorization Act of 2019 (TRIA); support

Client expense: $50,000 · Firm income: Not reported

HR 469 Using replacement cost value to determine premium rates for flood insurance; HR 470 Repeal mandatory flood insurance for commercial properties; HR 471 The Taxpayer Exposure Mitigation Act, requires the NFIP to purchase reinsurance; HR 472 The Community Mapping Act, allows communities to develop alternative flood insurance rate maps; HR 830 The Flood Insurance for Farmers Act, allows for repair and construction of structures within flood zones; HR 342 & HR 2318, The FIRM IT Act of 2019, seeks to improve mapping for the NFIP; HR 1666, allows for private flood insurance to meet continuous coverage requirements; HR 2578, the NFIP Extension Act of 2019, HR 3111 NFIP Administrative Reform Act of 2019; HR 3146 Fair Flood Insurance Act of 2019, which provides for monthly installment payments; HR 3167 NFIP Re-authorization Act of 2019; HR 3258 Flood Insurance Integrity Act of 2019; S 1144 Flood Insurance Rate Map Interagency Technology Act; S 1520 NFIP Extension Act of 2019; and S 1533 NFIP Extension Act . We are monitoring all legislation impacting the National Flood Insurance Program to insure that the program remains available and affordable for our customers. HR 1595 & S 1200 The SAFE Banking Act - Monitor efforts to facilitate financial services to legal cannibis-related businesses HR 1832 - Insurance Fairness for First Responders Act - monitoring this legislation which could impact life insurance underwriting HR 1862 and S 1586 - The Federal Insurance Office Abolishment Act of 2019 - monitor potential changes to FIO that would impact the insurance industry

Client expense: $90,000 · Firm income: Not reported

H.R.243 - To exempt certain wildfire mitigation activities from certain environmental requirements, and for other purposes (Doug LaMalfa, R-CA) , ALL PROVISIONS H.R.1306 - To amend the Disaster Recovery Reform Act to develop a study regarding streamlining and consolidating information collection and preliminary damage assessments, and for other purposes (Mark Meadows, R-NC-11) , ALL PROVISIONS H.R.1307 - To provide for an online repository for certain reporting requirements for recipients of Federal disaster assistance, and for other purposes (Mark Meadows, R-NC-11) , ALL PROVISIONS H.R.1317 - To improve the resilience of the built and natural environment to natural disasters and climate change using, among other measures, natural and nature-based features, and for other purposes (Harley Rouda, D-CA-48) , ALL PROVISIONS H.R.1402 - To transfer functions related to the preparation of flood maps from the Administrator of the Federal Emergency Management Agency to the Director of the United States Geological Survey, and for other purposes (Rick Crawford, R-AR-1) , ALL PROVISIONS H.R.876 - To direct the Administrator of the Federal Emergency Management Agency to carry out a plan for the purchase and installation of an earthquake early warning system for the Cascadia Subduction Zone, and for other purposes (Peter DeFazio, D-OR-4) , ALL PROVISIONS H.R.1666 - To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements, and for other purposes (Kathy Castor, D-FL-14) , ALL PROVISIONS H.R.1984 - To amend chapter 11 of title 31, United States Code, to require the Director of the Office of Management and Budget to annually submit to Congress a report on all disaster-related assistance provided by the Federal Government (Scott Peters, D-CA-52) , ALL PROVISIONS H.R.342 - To improve mapping under the National Flood Insurance Program, and for other purposes (Bill Posey, R-FL) , ALL PROVISIONS H.R.469 - To require the use of replacement cost value in determining the premium rates for flood insurance coverage under the National Flood Insurance Act, and for other purposes (Blaine Luetkemeyer, R-MO) , ALL PROVISIONS H.R.470 - To repeal the mandatory flood insurance coverage requirement for commercial properties located in flood hazard areas, and for other purposes (Blaine Luetkemeyer, R-MO) , ALL PROVISIONS H.R.471 - To provide for greater transfer of risk under the National Flood Insurance Program to private capital and reinsurance markets, and for other purposes (Blaine Luetkemeyer, R-MO) , ALL PROVISIONS H.R.472 - To allow communities to develop alternative flood insurance rate maps, and for other purposes (Blaine Luetkemeyer, R-MO) , ALL PROVISIONS S.355 - A bill to establish a grant program to provide assistance to prevent and repair damage to structures due to pyrrhotite (Richard Blumenthal, D-CT) , ALL PROVISIONS S.356 - A bill to establish a grant program to provide assistance to States to prevent and repair damage to structures due to pyrrhotite (Chris Murphy, D-CT) , ALL PROVISIONS H.R.2318 - To amend the Biggert-Waters Flood Insurance Reform Act of 2012 to improve mapping under the National Flood Insurance Program, and for other purposes (Bill Posey, R-FL) , ALL PROVISIONS S.1058 - A bill to amend the Internal Revenue Code of 1986 to exclude from gross income earthquake loss mitigation received under State-based earthquake loss mitigation programs (Kamala Harris, D-CA) , ALL PROVISIONS H.R.2125 - To provide coverage under the Wildfires and Hurricanes Indemnity Program to certain crop, tree, bush, and vine losses due to flooding occurring in Iowa in calendar year 2019 (Cynthia Axne, D-IA-3) , ALL PROVISIONS S.1133 - A bill to provide disaster tax relief for certain disasters occurring in 2019 (Deb Fischer, R-NE) , ALL PROVISIONS H.R.2284 - To provide disaster tax relief for certain disasters occurring in 2019 (Adrian Smith, R-NE-3) , ALL PROVISIONS H.R.2145 - To provide disaster relief (Tom Rice, R-SC-7) , ALL PROVISIONS H.R.2318 - To amend the Biggert-Waters Flood Insurance Reform Act of 2012 to improve mapping under the National Flood Insurance Program, and for other purposes (Bill Posey, R-FL) , ALL PROVISIONS H.R.2462 - To establish a pilot program to enhance the mapping of urban flooding and associated property damage and the availability of such mapped data to homeowners, businesses, and localities to help understand and mitigate the risk of such flooding, and for other purposes (Mike Quigley, D-IL-5) , ALL PROVISIONS S.1276 - A bill to require the Administrator of the Federal Emergency Management Agency to carry out a pilot program to enhance the mapping of urban flooding and associated property damage and the availability of that mapped data to homeowners, businesses, and localities to help understand and mitigate the risk of such flooding, and for other purposes (Dick Durbin, D-IL) , ALL PROVISIONS H.R.2578 - National Flood Insurance Program Extension Act of 2019 - To reauthorize the National Flood Insurance Program, and for other purposes (Maxine Waters, D-CA-43) , ALL PROVISIONS H.R.2548 - To modify eligibility requirements for certain hazard mitigation assistance programs, and for other purposes (Lizzie Fletcher (D-TX-7) , ALL PROVISIONS S.1520 - A bill to reauthorize the National Flood Insurance Program (John Kennedy, R-LA) , ALL PROVISIONS S.1533 - A bill to reauthorize the National Flood Insurance Program (John Kennedy, R-LA) , ALL PROVISIONS H.R.3060 - To provide for reform and reorganization of the Federal Emergency Management Agency, and for other purposes (Sheila Jackson Lee, D-TX-18) , ALL PROVISIONS S.1579 - Budgeting for Disasters Act - To require Congress to budget in advance for disasters, and for other purposes (Mitt Romney, R-UT) , ALL PROVISIONS H.R.3251 - To amend the Internal Revenue Code of 1986 to repeal the temporary rule limiting personal casualty losses to only disaster-related losses (Joe Courtney, D-CT-2) , ALL PROVISIONS S.1909 - A bill to amend title 23, United States Code, to ensure that Federal-aid highways and bridges are more resilient, and for other purposes (Kirsten Gillibrand, D-NY) , ALL PROVISIONS H.R.3111 - National Flood Insurance Program Administrative Reform Act of 2019 (Nydia Velazquez, D-NY-7) , ALL PROVISIONS S.1958 - A bill to amend the Internal Revenue Code of 1986 to provide a credit against tax for disaster mitigation expenditures (Michael Bennet, D-CO) , ALL PROVISIONS H.R.3462 - To amend the Internal Revenue Code of 1986 to provide a credit against tax for disaster mitigation expenditures (Gus Bilirakis, R-FL-12) , ALL PROVISIONS H.R.3531 - To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to allow the Administrator of the Federal Emergency Management Agency to provide capitalization grants to States to establish revolving funds to provide assistance to reduce the harmful impacts to people and property from multiple hazards, and for other purposes (Sam Graves, R-MO-6) , ALL PROVISIONS H.R.3258 - Flood Insurance Integrity Act of 2019 - To require the Government Accountability Office to conduct periodic reviews of the flood insurance rates and flood insurance rate maps under the national flood insurance program, and for other purposes (Gus Bilirakis, R-FL-12) , ALL PROVISIONS S.2266 - A bill to extend group flood insurance policy assistance for victims of the 2016 West Virginia floods, and for other purposes (Joe Manchin III, D-WV) , ALL PROVISIONS S.2301 - A bill to authorize the Secretary of Housing and Urban Development to provide disaster assistance to States, insular areas, units of general local government, and Indian tribes under a community development block grant disaster recovery program, and for other purposes (Brian Schatz, D-HI) , ALL PROVISIONS H.R.3872 - To reauthorize the National Flood Insurance Program, and for other purposes (Frank Pallone, Jr., D-NJ-6) , ALL PROVISIONS S.2187 - A bill to reauthorize the National Flood Insurance Program, and for other purposes (Bob Menendez, D-NJ) , ALL PROVISIONS S.2192 - A bill to amend the National Flood Insurance Act of 1968 to allow the Administrator of the Federal Emergency Management Agency to provide capitalization grants to States to establish revolving funds to provide funding assistance to reduce flood risks, and for other purposes (Jack Reed, D-RI) , ALL PROVISIONS H.R.3779 - To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to allow the Administrator of the Federal Emergency Management Agency to provide capitalization grants to eligible entities to establish revolving funds to provide assistance to reduce disaster risks, and for other purposes (Angie Craig, D-MN-2) , ALL PROVISIONS S.2122 - A bill to authorize the Administrator of the Federal Emergency Management Agency to terminate certain contracts on the basis of detrimental conduct to the National Flood Insurance Program, and for other purposes (John Kennedy, R-LA) , ALL PROVISIONS S.2129 - A bill to require the Secretary of Transportation to develop best practices for incorporating resilience into emergency relief projects, and for other purposes (Tammy Baldwin, D-WI) , ALL PROVISIONS S.2172 - Small Business Surcharge Relief Act - A bill to deliver relief for small business owners and nonprofits by allowing surcharges to be used for mitigation (Roger Wicker, R-MI) , ALL PROVISIONS S.2170 - MEMA Act of 2019- A bill to empower local communities to take an active role in flood mapping (Roger Wicker, R-MI) , ALL PROVISIONS S.2171 - Flood Insurance Continuing Education and Training Act- A bill to provide continuing education for insurance agents to ensure that accurate information about flood policies is being presented to consumers (Roger Wicker, R-MI) , ALL PROVISIONS S.2088 - Repeatedly Flooded Communities Preparation Act (Tim Scott, R-SC) , ALL PROVISIONS S.2421 - Disaster Contract Transparency Act of 2019 - To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to improve accountability of disaster contracts, and for other purposes (Rick Scott, R-FL) , ALL PROVISIONS S.2410 - Flood Reduction, Wildlife Habitat, and Water Quality Improvement Act of 2019 - To amend the Federal Water Pollution Control Act to modify the requirements for permits for dredged or fill material, and for other purposes (Cindy Hyde-Smith, R-MS) , ALL PROVISIONS H.R.4496 - To extend indemnity for wildfires and hurricanes, and for other purposes (Austin Scott, R-GA-8) , ALL PROVISIONS H.R.4347 - To enhance the Federal Government's planning and preparation for extreme weather and the Federal Government's dissemination of best practices to respond to extreme weather, thereby increasing resilience, improving regional coordination, and mitigating the financial risk to the Federal Government from such extreme weather, and for other purposes (Matt Cartwright, D-PA-8) , ALL PROVISIONS

H.R. 342 National Flood Insurance Program Mapping H.R. 420 Marijuana Products Regulation H.R. 469 Flood Insurance Coverage Rates H.R. 470 Mandatory Flood Insurance Coverage Repeal H.R. 471 Private Capital and Reinsurance Markets Risk Transfer H.R. 472 Alternative Flood Insurance Rate Maps H.R. 1402 Flood Maps Preparation Transfer H.R. 1418 Health Insurance Antitrust laws Application H.R. 1595 Cannabis Related Businesses Financial Services H.R. 1666 Private Flood Insurance Coverage H.R. 1689 Climate Change Advisory Commission Establishment H.R. 1756 Auto Insurance Consumer Reports Use Prohibition H.R. 1862 Federal Insurance Office Abolition S. 350 Health Insurance Federal Antitrust laws Application S. 420 Marijuana Products Taxation and Regulation S. 603 Financial Company Supervision Determination H.R. 2048 Consumer Products and Services Pricing H.R. 2318 National Flood Insurance Mapping H.R. 2479 Financial Stability Oversight Council Voting Member H.R. 2578 National Flood Insurance Program Extension Act of 2019 H.R. 2684 Auto Insurance Cost Disparities Study H.R. 3111 National Flood Insurance Reforms H.R. 3167 National Flood Insurance Program Reform H.R. 3183 Crop Insurance Eligibility H.R. 3258 Flood Insurance Rates Review S. 1108 Data Protection Impact Assessments S. 1144 National Flood Insurance Mapping S. 1200 Cannabis Related Business Financial Services Protection S. 1213 Health Insurance Reform Provision\ S. 1214 Individual and Collective Privacy Rights Protection S. 1520 National Flood Insurance Program Reauthorization S. 1531 Health Insurance Consumer Protections S. 1533 National Flood Insurance Program Reauthorization H.R. 3872 National Flood Insurance Program Reauthorization H.R. 4074 Cannabis Related Business Safe Harbor H.R. 4523 Risk Retention Groups Commercial Insurance Types S. 2088 Flood Area Community Accountability S. 2122 Flood Insurance Program Contract Termination Authority S. 2171 Flood Insurance Agents Continuing Education Requirement S. 2187 National Flood Insurance Program Reauthorization S. 2192 Flood Risk Reduction Funding Assistance S. 2201 Cannabis Related Business Insurers Safe Harbor

H.R.243 - To exempt certain wildfire mitigation activities from certain environmental requirements, and for other purposes (Doug LaMalfa, R-CA) , ALL PROVISIONS H.R.1306 - To amend the Disaster Recovery Reform Act to develop a study regarding streamlining and consolidating information collection and preliminary damage assessments, and for other purposes (Mark Meadows, R-NC-11) , ALL PROVISIONS H.R.1307 - To provide for an online repository for certain reporting requirements for recipients of Federal disaster assistance, and for other purposes (Mark Meadows, R-NC-11) , ALL PROVISIONS H.R.1317 - To improve the resilience of the built and natural environment to natural disasters and climate change using, among other measures, natural and nature-based features, and for other purposes (Harley Rouda, D-CA-48) , ALL PROVISIONS H.R.1402 - To transfer functions related to the preparation of flood maps from the Administrator of the Federal Emergency Management Agency to the Director of the United States Geological Survey, and for other purposes (Rick Crawford, R-AR-1) , ALL PROVISIONS H.R.876 - To direct the Administrator of the Federal Emergency Management Agency to carry out a plan for the purchase and installation of an earthquake early warning system for the Cascadia Subduction Zone, and for other purposes (Peter DeFazio, D-OR-4) , ALL PROVISIONS H.R.1666 - To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements, and for other purposes (Kathy Castor, D-FL-14) , ALL PROVISIONS H.R.1984 - To amend chapter 11 of title 31, United States Code, to require the Director of the Office of Management and Budget to annually submit to Congress a report on all disaster-related assistance provided by the Federal Government (Scott Peters, D-CA-52) , ALL PROVISIONS H.R.342 - To improve mapping under the National Flood Insurance Program, and for other purposes (Bill Posey, R-FL) , ALL PROVISIONS H.R.469 - To require the use of replacement cost value in determining the premium rates for flood insurance coverage under the National Flood Insurance Act, and for other purposes (Blaine Luetkemeyer, R-MO) , ALL PROVISIONS H.R.470 - To repeal the mandatory flood insurance coverage requirement for commercial properties located in flood hazard areas, and for other purposes (Blaine Luetkemeyer, R-MO) , ALL PROVISIONS H.R.471 - To provide for greater transfer of risk under the National Flood Insurance Program to private capital and reinsurance markets, and for other purposes (Blaine Luetkemeyer, R-MO) , ALL PROVISIONS H.R.472 - To allow communities to develop alternative flood insurance rate maps, and for other purposes (Blaine Luetkemeyer, R-MO) , ALL PROVISIONS S.355 - A bill to establish a grant program to provide assistance to prevent and repair damage to structures due to pyrrhotite (Richard Blumenthal, D-CT) , ALL PROVISIONS S.356 - A bill to establish a grant program to provide assistance to States to prevent and repair damage to structures due to pyrrhotite (Chris Murphy, D-CT) , ALL PROVISIONS H.R.2318 - To amend the Biggert-Waters Flood Insurance Reform Act of 2012 to improve mapping under the National Flood Insurance Program, and for other purposes (Bill Posey, R-FL) , ALL PROVISIONS S.1058 - A bill to amend the Internal Revenue Code of 1986 to exclude from gross income earthquake loss mitigation received under State-based earthquake loss mitigation programs (Kamala Harris, D-CA) , ALL PROVISIONS H.R.2125 - To provide coverage under the Wildfires and Hurricanes Indemnity Program to certain crop, tree, bush, and vine losses due to flooding occurring in Iowa in calendar year 2019 (Cynthia Axne, D-IA-3) , ALL PROVISIONS S.1133 - A bill to provide disaster tax relief for certain disasters occurring in 2019 (Deb Fischer, R-NE) , ALL PROVISIONS H.R.2284 - To provide disaster tax relief for certain disasters occurring in 2019 (Adrian Smith, R-NE-3) , ALL PROVISIONS H.R.2145 - To provide disaster relief (Tom Rice, R-SC-7) , ALL PROVISIONS H.R.2318 - To amend the Biggert-Waters Flood Insurance Reform Act of 2012 to improve mapping under the National Flood Insurance Program, and for other purposes (Bill Posey, R-FL) , ALL PROVISIONS H.R.2462 - To establish a pilot program to enhance the mapping of urban flooding and associated property damage and the availability of such mapped data to homeowners, businesses, and localities to help understand and mitigate the risk of such flooding, and for other purposes (Mike Quigley, D-IL-5) , ALL PROVISIONS S.1276 - A bill to require the Administrator of the Federal Emergency Management Agency to carry out a pilot program to enhance the mapping of urban flooding and associated property damage and the availability of that mapped data to homeowners, businesses, and localities to help understand and mitigate the risk of such flooding, and for other purposes (Dick Durbin, D-IL) , ALL PROVISIONS H.R.2578 - National Flood Insurance Program Extension Act of 2019 - To reauthorize the National Flood Insurance Program, and for other purposes (Maxine Waters, D-CA-43) , ALL PROVISIONS H.R.2548 - To modify eligibility requirements for certain hazard mitigation assistance programs, and for other purposes (Lizzie Fletcher (D-TX-7) , ALL PROVISIONS S.1520 - A bill to reauthorize the National Flood Insurance Program (John Kennedy, R-LA) , ALL PROVISIONS S.1533 - A bill to reauthorize the National Flood Insurance Program (John Kennedy, R-LA) , ALL PROVISIONS H.R.3060 - To provide for reform and reorganization of the Federal Emergency Management Agency, and for other purposes (Sheila Jackson Lee, D-TX-18) , ALL PROVISIONS S.1579 - Budgeting for Disasters Act - To require Congress to budget in advance for disasters, and for other purposes (Mitt Romney, R-UT) , ALL PROVISIONS H.R.3251 - To amend the Internal Revenue Code of 1986 to repeal the temporary rule limiting personal casualty losses to only disaster-related losses (Joe Courtney, D-CT-2) , ALL PROVISIONS S.1909 - A bill to amend title 23, United States Code, to ensure that Federal-aid highways and bridges are more resilient, and for other purposes (Kirsten Gillibrand, D-NY) , ALL PROVISIONS H.R.3111 - National Flood Insurance Program Administrative Reform Act of 2019 (Nydia Velazquez, D-NY-7) , ALL PROVISIONS S.1958 - A bill to amend the Internal Revenue Code of 1986 to provide a credit against tax for disaster mitigation expenditures (Michael Bennet, D-CO) , ALL PROVISIONS H.R.3462 - To amend the Internal Revenue Code of 1986 to provide a credit against tax for disaster mitigation expenditures (Gus Bilirakis, R-FL-12) , ALL PROVISIONS H.R.3531 - To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to allow the Administrator of the Federal Emergency Management Agency to provide capitalization grants to States to establish revolving funds to provide assistance to reduce the harmful impacts to people and property from multiple hazards, and for other purposes (Sam Graves, R-MO-6) , ALL PROVISIONS H.R.3258 - Flood Insurance Integrity Act of 2019 - To require the Government Accountability Office to conduct periodic reviews of the flood insurance rates and flood insurance rate maps under the national flood insurance program, and for other purposes (Gus Bilirakis, R-FL-12) , ALL PROVISIONS S.2266 - A bill to extend group flood insurance policy assistance for victims of the 2016 West Virginia floods, and for other purposes (Joe Manchin III, D-WV) , ALL PROVISIONS S.2301 - A bill to authorize the Secretary of Housing and Urban Development to provide disaster assistance to States, insular areas, units of general local government, and Indian tribes under a community development block grant disaster recovery program, and for other purposes (Brian Schatz, D-HI) , ALL PROVISIONS H.R.3872 - To reauthorize the National Flood Insurance Program, and for other purposes (Frank Pallone, Jr., D-NJ-6) , ALL PROVISIONS S.2187 - A bill to reauthorize the National Flood Insurance Program, and for other purposes (Bob Menendez, D-NJ) , ALL PROVISIONS S.2192 - A bill to amend the National Flood Insurance Act of 1968 to allow the Administrator of the Federal Emergency Management Agency to provide capitalization grants to States to establish revolving funds to provide funding assistance to reduce flood risks, and for other purposes (Jack Reed, D-RI) , ALL PROVISIONS H.R.3779 - To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to allow the Administrator of the Federal Emergency Management Agency to provide capitalization grants to eligible entities to establish revolving funds to provide assistance to reduce disaster risks, and for other purposes (Angie Craig, D-MN-2) , ALL PROVISIONS S.2122 - A bill to authorize the Administrator of the Federal Emergency Management Agency to terminate certain contracts on the basis of detrimental conduct to the National Flood Insurance Program, and for other purposes (John Kennedy, R-LA) , ALL PROVISIONS S.2129 - A bill to require the Secretary of Transportation to develop best practices for incorporating resilience into emergency relief projects, and for other purposes (Tammy Baldwin, D-WI) , ALL PROVISIONS S.2172 - Small Business Surcharge Relief Act - A bill to deliver relief for small business owners and nonprofits by allowing surcharges to be used for mitigation (Roger Wicker, R-MI) , ALL PROVISIONS S.2170 - MEMA Act of 2019- A bill to empower local communities to take an active role in flood mapping (Roger Wicker, R-MI) , ALL PROVISIONS S.2171 - Flood Insurance Continuing Education and Training Act- A bill to provide continuing education for insurance agents to ensure that accurate information about flood policies is being presented to consumers (Roger Wicker, R-MI) , ALL PROVISIONS S.2088 - Repeatedly Flooded Communities Preparation Act (Tim Scott, R-SC) , ALL PROVISIONS S.2421 - Disaster Contract Transparency Act of 2019 - To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to improve accountability of disaster contracts, and for other purposes (Rick Scott, R-FL) , ALL PROVISIONS S.2410 - Flood Reduction, Wildlife Habitat, and Water Quality Improvement Act of 2019 - To amend the Federal Water Pollution Control Act to modify the requirements for permits for dredged or fill material, and for other purposes (Cindy Hyde-Smith, R-MS) , ALL PROVISIONS H.R.4496 - To extend indemnity for wildfires and hurricanes, and for other purposes (Austin Scott, R-GA-8) , ALL PROVISIONS H.R.4347 - To enhance the Federal Government's planning and preparation for extreme weather and the Federal Government's dissemination of best practices to respond to extreme weather, thereby increasing resilience, improving regional coordination, and mitigating the financial risk to the Federal Government from such extreme weather, and for other purposes (Matt Cartwright, D-PA-8) , ALL PROVISIONS

HR 469 Using replacement cost value to determine premium rates for flood insurance; HR 470 Repeal mandatory flood insurance for commercial properties; HR 471 The Taxpayer Exposure Mitigation Act, requires the NFIP to purchase reinsurance; HR 472 The Community Mapping Act, allows communities to develop alternative flood insurance rate maps; HR 830 The Flood Insurance for Farmers Act, allows for repair and construction of structures within flood zones; HR 342 & HR 2318, The FIRM IT Act of 2019, seeks to improve mapping for the NFIP; HR 1666, allows for private flood insurance to meet continuous coverage requirements; HR 2578, the NFIP Extension Act of 2019, HR 3111 NFIP Administrative Reform Act of 2019; HR 3146 Fair Flood Insurance Act of 2019, which provides for monthly installment payments; HR 3167 NFIP Re-authorization Act of 2019; HR 3258 Flood Insurance Integrity Act of 2019; HR 3872/S 2187 NFIP Re-authorization and Reform Act of 2019; S 1144 Flood Insurance Rate Map Interagency Technology Act; S 1520 NFIP Extension Act of 2019; and S 1533 NFIP Extension Act . We are monitoring all legislation impacting the National Flood Insurance Program to insure that the program remains available and affordable for our customers. HR 1595 & S 1200 The SAFE Banking Act; also HR 4074 and S 1200 The CLAIM Act - Monitor efforts to facilitate financial services to legal cannabis-related businesses HR 1862 and S 1586 - The Federal Insurance Office Abolishment Act of 2019 - monitor potential changes to FIO that would impact the insurance industry

Client expense: $120,000 · Firm income: Not reported

H.R. 342 National Flood Insurance Program Mapping H.R. 420 Marijuana Products Regulation H.R. 469 Flood Insurance Coverage Rates H.R. 470 Mandatory Flood Insurance Coverage Repeal H.R. 471 Private Capital and Reinsurance Markets Risk Transfer H.R. 472 Alternative Flood Insurance Rate Maps H.R. 1402 Flood Maps Preparation Transfer H.R. 1418 Health Insurance Antitrust laws Application H.R. 1595 Cannabis Related Businesses Financial Services H.R. 1666 Private Flood Insurance Coverage H.R. 1689 Climate Change Advisory Commission Establishment H.R. 1756 Auto Insurance Consumer Reports Use Prohibition H.R. 1862 Federal Insurance Office Abolition S. 350 Health Insurance Federal Antitrust laws Application S. 420 Marijuana Products Taxation and Regulation S. 603 Financial Company Supervision Determination H.R. 2048 Consumer Products and Services Pricing H.R. 2318 National Flood Insurance Mapping H.R. 2479 Financial Stability Oversight Council Voting Member H.R. 2578 National Flood Insurance Program Extension Act of 2019 H.R. 2684 Auto Insurance Cost Disparities Study H.R. 3111 National Flood Insurance Reforms H.R. 3167 National Flood Insurance Program Reform H.R. 3183 Crop Insurance Eligibility H.R. 3258 Flood Insurance Rates Review S. 1108 Data Protection Impact Assessments S. 1144 National Flood Insurance Mapping S. 1200 Cannabis Related Business Financial Services Protection S. 1213 Health Insurance Reform Provision\ S. 1214 Individual and Collective Privacy Rights Protection S. 1520 National Flood Insurance Program Reauthorization S. 1531 Health Insurance Consumer Protections S. 1533 National Flood Insurance Program Reauthorization

Client expense: $1,840,000 · Firm income: Not reported

HR 469 Using replacement cost value to determine premium rates for flood insurance; HR 470 Repeal mandatory flood insurance for commercial properties; HR 471 The Taxpayer Exposure Mitigation Act, requires the NFIP to purchase reinsurance; HR 472 The Community Mapping Act, allows communities to develop alternative flood insurance rate maps; HR 830 The Flood Insurance for Farmers Act, allows for repair and construction of structures within flood zones; HR 342 & HR 2318, The FIRM IT Act of 2019, seeks to improve mapping for the NFIP; HR 1666, allows for private flood insurance to meet continuous coverage requirements; HR 2578, the NFIP Extension Act of 2019, HR 3111 NFIP Administrative Reform Act of 2019; HR 3146 Fair Flood Insurance Act of 2019, which provides for monthly installment payments; HR 3167 NFIP Re-authorization Act of 2019; HR 3258 Flood Insurance Integrity Act of 2019; S 1144 Flood Insurance Rate Map Interagency Technology Act; S 1520 NFIP Extension Act of 2019; and S 1533 NFIP Extension Act . We are monitoring all legislation impacting the National Flood Insurance Program to insure that the program remains available and affordable for our customers. HR 1595 & S 1200 The SAFE Banking Act - Monitor efforts to facilitate financial services to legal cannibis-related businesses HR 1832 - Insurance Fairness for First Responders Act - monitoring this legislation which could impact life insurance underwriting HR 1862 and S 1586 - The Federal Insurance Office Abolishment Act of 2019 - monitor potential changes to FIO that would impact the insurance industry

Client expense: $70,000 · Firm income: Not reported

H.R.243 - To exempt certain wildfire mitigation activities from certain environmental requirements, and for other purposes (Doug LaMalfa, R-CA), ALL PROVISIONS H.R.1306 - To amend the Disaster Recovery Reform Act to develop a study regarding streamlining and consolidating information collection and preliminary damage assessments, and for other purposes (Mark Meadows, R-NC-11) , ALL PROVISIONS H.R.1307 - To provide for an online repository for certain reporting requirements for recipients of Federal disaster assistance, and for other purposes (Mark Meadows, R-NC-11) , ALL PROVISIONS H.R.1317 - To improve the resilience of the built and natural environment to natural disasters and climate change using, among other measures, natural and nature-based features, and for other purposes (Harley Rouda, D-CA-48) , ALL PROVISIONS H.R.1402 - To transfer functions related to the preparation of flood maps from the Administrator of the Federal Emergency Management Agency to the Director of the United States Geological Survey, and for other purposes (Rick Crawford, R-AR-1) , ALL PROVISIONS H.R.876 - To direct the Administrator of the Federal Emergency Management Agency to carry out a plan for the purchase and installation of an earthquake early warning system for the Cascadia Subduction Zone, and for other purposes (Peter DeFazio, D-OR-4) , ALL PROVISIONS H.R.1666 - To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements, and for other purposes (Kathy Castor, D-FL-14) , ALL PROVISIONS H.R.1984 - To amend chapter 11 of title 31, United States Code, to require the Director of the Office of Management and Budget to annually submit to Congress a report on all disaster-related assistance provided by the Federal Government (Scott Peters, D-CA-52) , ALL PROVISIONS H.R.342 - To improve mapping under the National Flood Insurance Program, and for other purposes (Bill Posey, R-FL) , ALL PROVISIONS H.R.469 - To require the use of replacement cost value in determining the premium rates for flood insurance coverage under the National Flood Insurance Act, and for other purposes (Blaine Luetkemeyer, R-MO) , ALL PROVISIONS H.R.470 - To repeal the mandatory flood insurance coverage requirement for commercial properties located in flood hazard areas, and for other purposes (Blaine Luetkemeyer, R-MO) , ALL PROVISIONS H.R.471 - To provide for greater transfer of risk under the National Flood Insurance Program to private capital and reinsurance markets, and for other purposes (Blaine Luetkemeyer, R-MO) , ALL PROVISIONS H.R.472 - To allow communities to develop alternative flood insurance rate maps, and for other purposes (Blaine Luetkemeyer, R-MO) , ALL PROVISIONS S.355 - A bill to establish a grant program to provide assistance to prevent and repair damage to structures due to pyrrhotite (Richard Blumenthal, D-CT) , ALL PROVISIONS S.356 - A bill to establish a grant program to provide assistance to States to prevent and repair damage to structures due to pyrrhotite (Chris Murphy, D-CT) , ALL PROVISIONS H.R.2318 - To amend the Biggert-Waters Flood Insurance Reform Act of 2012 to improve mapping under the National Flood Insurance Program, and for other purposes (Bill Posey, R-FL) , ALL PROVISIONS S.1058 - A bill to amend the Internal Revenue Code of 1986 to exclude from gross income earthquake loss mitigation received under State-based earthquake loss mitigation programs (Kamala Harris, D-CA) , ALL PROVISIONS H.R.2125 - To provide coverage under the Wildfires and Hurricanes Indemnity Program to certain crop, tree, bush, and vine losses due to flooding occurring in Iowa in calendar year 2019 (Cynthia Axne, D-IA-3) , ALL PROVISIONS S.1133 - A bill to provide disaster tax relief for certain disasters occurring in 2019 (Deb Fischer, R-NE) , ALL PROVISIONS H.R.2284 - To provide disaster tax relief for certain disasters occurring in 2019 (Adrian Smith, R-NE-3) , ALL PROVISIONS H.R.2145 - To provide disaster relief (Tom Rice, R-SC-7) , ALL PROVISIONS H.R.2318 - To amend the Biggert-Waters Flood Insurance Reform Act of 2012 to improve mapping under the National Flood Insurance Program, and for other purposes (Bill Posey, R-FL) , ALL PROVISIONS H.R.2462 - To establish a pilot program to enhance the mapping of urban flooding and associated property damage and the availability of such mapped data to homeowners, businesses, and localities to help understand and mitigate the risk of such flooding, and for other purposes (Mike Quigley, D-IL-5) , ALL PROVISIONS S.1276 - A bill to require the Administrator of the Federal Emergency Management Agency to carry out a pilot program to enhance the mapping of urban flooding and associated property damage and the availability of that mapped data to homeowners, businesses, and localities to help understand and mitigate the risk of such flooding, and for other purposes (Dick Durbin, D-IL) , ALL PROVISIONS H.R.2578 - National Flood Insurance Program Extension Act of 2019 - To reauthorize the National Flood Insurance Program, and for other purposes (Maxine Waters, D-CA-43) , ALL PROVISIONS H.R.2548 - To modify eligibility requirements for certain hazard mitigation assistance programs, and for other purposes (Lizzie Fletcher (D-TX-7) , ALL PROVISIONS S.1520 - A bill to reauthorize the National Flood Insurance Program (John Kennedy, R-LA) , ALL PROVISIONS S.1533 - A bill to reauthorize the National Flood Insurance Program (John Kennedy, R-LA) , ALL PROVISIONS H.R.3060 - To provide for reform and reorganization of the Federal Emergency Management Agency, and for other purposes (Sheila Jackson Lee, D-TX-18) , ALL PROVISIONS S.1579 - Budgeting for Disasters Act - To require Congress to budget in advance for disasters, and for other purposes (Mitt Romney, R-UT) , ALL PROVISIONS H.R.3251 - To amend the Internal Revenue Code of 1986 to repeal the temporary rule limiting personal casualty losses to only disaster-related losses (Joe Courtney, D-CT-2) , ALL PROVISIONS S.1909 - A bill to amend title 23, United States Code, to ensure that Federal-aid highways and bridges are more resilient, and for other purposes (Kirsten Gillibrand, D-NY) , ALL PROVISIONS H.R.3111 - National Flood Insurance Program Administrative Reform Act of 2019 (Nydia Velazquez, D-NY-7) , ALL PROVISIONS S.1958 - A bill to amend the Internal Revenue Code of 1986 to provide a credit against tax for disaster mitigation expenditures (Michael Bennet, D-CO) , ALL PROVISIONS H.R.3462 - To amend the Internal Revenue Code of 1986 to provide a credit against tax for disaster mitigation expenditures (Gus Bilirakis, R-FL-12) , ALL PROVISIONS H.R.3531 - To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to allow the Administrator of the Federal Emergency Management Agency to provide capitalization grants to States to establish revolving funds to provide assistance to reduce the harmful impacts to people and property from multiple hazards, and for other purposes (Sam Graves, R-MO-6) , ALL PROVISIONS H.R.3258 - Flood Insurance Integrity Act of 2019 - To require the Government Accountability Office to conduct periodic reviews of the flood insurance rates and flood insurance rate maps under the national flood insurance program, and for other purposes (Gus Bilirakis, R-FL-12) , ALL PROVISIONS

The following bullet points summarize the objectives of the Marshfield Clinic's Health Policy Agenda: "value-based purchasing of health services including bonus payments for high value Medicare Advantage programs; "establishment and funding of comparative effectiveness research; "promoting payment fairness in Medicare physician and practice expense payments; promoting payment fairness in Medicare physician and practice expense payments; new formulas for aligning Medicare reimbursement with value; bonus payments for efficient providers; bonus payments for primary care providers; financing for the adoption and utilization of health information technology; repeal and reform of the Medicare sustainable growth rate mechanism for updating physician payments; improved reimbursement for the CMS Physician Group Practice (PGP) demonstration; expansion of the PGP demonstration methodology into a national accountable care organization program to extend the physician group practice demonstration; Adequate funding for CMS; Adequate funding for community health centers; Funding for after-school programs Integration of Medical and dental care and records Meaningful use of HIT; Funding for medical simulation training Personalized medicine Healthy lifestyles programs Budget Control Act (S. 365, PL 112-25) provisions requiring mandatory sequestration of federal funding if Congress does not act to implement deficit reduction. Medicare Payment Advisory Commission recommendations regarding reform of the Sustainable Growth Rate (SGR) formula of the Medicare physician fee schedule, and offsets to fund the reforms. H.R.3682 : Patient Centered Healthcare Savings Act of 2011 Sponsor: Rep Duffy, Sean P. - Marshfield Clinic, the corporate sponsor of Security Health Plan, a five star Medicare Advantage program, opposes provisions which promote the sale of insurance across state lines but do not address the disparities in existing state law which would allow other insurance entities to circumvent Wisconsin law. HR 3630 the House Payroll Tax holiday bill H.R.3630 Temporary Payroll Tax Cut Continuation Act of 2011 Sponsor: Rep Camp, Dave. The bill also included a "doc fix" - a 1% increase in Medicare physician payment for 2012 and 2013; The bill also extends through 2012 the floor at 1.0 on the work geographic index in the formula for determining relative values for physicians' services for the Medicare physician payment; and directed MEDPAC to assess whether any geographic adjustment is needed under Medicare to distinguish the difference in work effort by geographic area, and if so, what that level should be and were it should be applied. The bill also revises Medicare hospital outpatient department (OPD) payment amounts for evaluation and management services, bringing them into parity with physician E&M payments. H.R.3765 Temporary Payroll Tax Cut Continuation Act of 2011 Sponsor: Rep Camp, Dave two month extension Medicare physician payment increase. HR 3258 - Medicare Equity Extension Act of 2011 Sponsor Rep. Bruce Braley- Amends Medicare formulae for determining payments for physician services under part B to extend through calendar 2013: (1) a specified formula element for the employee wage and rent portions of the Medicare practice expense geographic adjustment, and (2) the Medicare work geographic adjustment floor at 1.0 under the Medicare and Medicaid Extenders Act of 2010. Value Based Purchasing The concept of value-based health care purchasing is that buyers should hold providers of health care accountable for both cost and quality of care. Value-based purchasing brings together information on the quality of health care, including patient outcomes and health status, with data on the dollar outlays going towards health. It focuses on managing the use of the health care system to reduce inappropriate care and to identify and reward the best-performing providers. Variations in Health Care Service and Distribution Research conducted the Medicare Payment Advisory commission and the Dartmouth School of Medicine has documented glaring variations in how medical resources are distributed and used in the United States. The extent of variation in Medicare spending, and the evidence that more care does not result in better outcomes, should lead us to ask if some chronically ill Americans are getting more care than they actually want or need. Caring for people with chronic disease now accounts for more than 75 percent of all health-care spending. Over-use and overspending is not just a Medicare problemthe health-care system as a whole lacks efficient, effective ways of caring for people with severe chronic illnesses. Medicare Payment Dilemma The rising costs of care coupled with the increasing awareness of poor quality care have made clear the need for a transformation in the way health care is financed. Current Medicare payment policy values service delivery without regard to quality or need. The Medicare system rewards physicians for providing care even when it is not needed. We recognize the importance of primary care and care coordinated through the use of unitary electronic medical records, but these expectations and values are at odds with the current reimbursement system and the distribution of payments throughout the country. Sustainable Growth Rate Medicares SGR mechanism unfairly links physician payment updates to factors unrelated to patients needs and the cost of providing patient care. For years the Marshfield Clinic has watched Medicare physician payments atrophy in proportion to the cost of providing Medicare Services. In 2010 the Clinic recovered only 52.45% of the Medicare Allowable Costs of serving Medicare patients. In 2009 the Clinic lost 49.6 cents on each dollar of care provided. As payments have deteriorated in both the Medicare and Medicaid sector, the Clinic has documented increasing patient counts as other physicians and providers in the communities that we serve turn patients away. The difficulty of correctly updating physician fees is complicated by problems with the fee schedule regarding resource use, compensation for care coordination, and volume growth that point to Mispricing related to the value of physician services; inaccuracy of practice expense (overhead) calculations; and increasing variation in the volumes of services provided in different regions of the country. Uncertainty about the Medicare/Medicaid revenue stream complicates Clinic efforts to provide services where they are needed. Stability, adequacy, and predictability in payment should be the highest priority for Congress to assure high quality efficient care for all patients, but especially for the 20% of the population that is chronically ill and responsible for 75% of Medicare spending. Medicare Payment Inequities In the traditional fee-for-service system Medicare currently reimburses for units of service, in a manner that promotes service utilization without regard to quality. This has had the effect of economically stimulating growth in the numbers of supply-sensitive services provided by physicians. The Update formula for physician services is inequitable because it treats all physicians and regions of the country alike regardless of their individual volume influencing behavior. If the problem of cost is related to the volume of services provided, shouldnt payment be volume adjusted for specific localities? Why should conservative practices and States be punished for the excessive volume of other localities? Medicare Payment Inequities In the traditional fee-for-service system Medicare currently reimburses for units of service, in a manner that promotes service utilization without regard to quality. This has had the effect of economically stimulating growth in the numbers of supply-sensitive services provided by physicians. The Update formula for physician services is inequitable because it treats all physicians and regions of the country alike regardless of their individual volume influencing behavior. If the problem of cost is related to the volume of services provided, shouldnt payment be volume adjusted for specific localities? Why should conservative practices and States be punished for the excessive volume of other localities? Payment Equity for Physician Work There is no difference in the work of physicians in different locations regardless of where the work occurs. We believe that physician work should not be adjusted for geographic location. What is the rational for paying physicians more in many geographic areas when those same areas have apparently ample numbers of physicians and their wages are trending below physician wages in other areas? Should the Medicare program subsidize physicians who chose to live in high cost areas? Recommendation: the geographic adjustment of physician work should be eliminated entirely on a Budget neutral basis. Payment Fairness for Practice Costs The formulas by which Medicares payments are calculated are widely variable throughout Medicare localities, and are based upon outdated data assumptions regarding the cost and organization of medical practice. Medicares physician fee schedule, which specifies the amount that Medicare will pay for each physician service, includes adjustments that are ostensibly made to ensure that the fees paid reflect systematic and enduring variation in geographic practice-related costs. Currently, CMS uses the median hourly earnings of four occupational classes -- Clerical Workers, Registered Nurses, Licensed Practical Nurses, and Medical Technicians -- found in physician offices as proxy non-physician wage input cost measures. These proxy occupational classes, which were the most common employees in physician practices in the 1980s, are now only a subset of non-physician employees in physician practices. The practice of medicine has changed substantially since the proxy measurement formulae were established. Recommendation: Congress should require CMS to administratively revise its measurement of cost of practice to assure the validity and fairness of payments. Medicare Advantage The Medicare Advantage program provides a capitated reimbursement to health plans for all Medicare benefits provided to enrolled beneficiaries. Corresponding mechanisms for rewarding value in the Medicare Advantage program should offer incentives for those plans that demonstrate superior patient care performance. Performance bonuses should be provided for plans that: Achieve predetermined quality performance targets; Adopt health information technology; Meet standards for care coordination; and Provide data on comparative effectiveness. Medical Simulation Training The Accreditation Council on Graduate Medical Education (ACGME) Program Requirements for Resident Education in Internal Medicine has recommended that residency programs need to Provide residents with access to training using simulation. The need for medical simulation is great; medical errors continue to kill approximately 98,000 people annually. Over the past decade, this amounts to almost a staggering one million accidental patient deaths. These errors cost the US approximately $17-$29 billion annually. Medical errors are highly preventable through the use of modeling and simulation in medical education. Simulation will enhance technical and communication skills of physicians and other medical providers in high fatality, low frequency skills, such as emergency cricothyroidotomy, and amniocentesis and physician re-entry skill verification, such as pelvic exam and central line placement. Simulation experiences also provide the opportunity to enhance team communication and patient to provider communication through the recreation of uncommon or stressful scenarios such as obtaining a sexual health history or abuse/neglect screening. Marshfield Clinic will support legislation to initiate, maintain and grow medical simulation programs through the identification of simulation centers of excellence, advancement of simulation technologies, allocation of grant funds for institutions who train healthcare providers and call together key leaders to discuss the direction of medical simulation Accountable Care Organizations One important delivery system reform is the Medicare Shared Savings Program under section 3022 of the Affordable Care Act, which promotes the formation and operation of accountable care organizations (ACOs). Under this provision, groups of providers meeting the criteria specified by the Secretary may work together to manage and coordinate care for Medicare beneficiaries through an [ACO]. An ACO may receive payments for shared savings if the ACO meets certain quality performance standards and cost savings requirements established by the Secretary. The basic shared savings model outlined in the statute provides a bonus payment to ACOs that meet quality targets and keep spending for the population for whom the ACO is responsible below a target level. The amount of the bonus payment will depend on the amount of savings and the proportion of the savings allocated to the ACO and Medicare ACOs should report a focused set of quality indicators that reflect the outcomes ACOs are designed to achieve: keeping the population healthy, better care coordination to reduce unnecessary and sometimes harmful spending, and better patient experience. New measures may be necessary for ACOs because the current measures reflect the limitations and incentives of the current FFS payment system. A focused set of measures would help assure Medicare that the ACO is doing its job and help assure beneficiaries that they are receiving high quality care. The ACO metrics could include population-based outcomes measures such as: Emergency room use, Potentially preventable admission rates, In-hospital mortality rates, and possibly patient safety measures, and Readmission rates. In addition to outcomes measures, CMS could also consider measuring patient experience with health care provided under the ACO and health status. There should be a focused set of measures tracking how well care is provided, rather than how many services are provided. Community Health Centers Under Health Reform The Affordable Care Act included provisions relating to community health centers, including $11 billion in new funding for the community health center program. While these are mandatory funding levels, it is possible that the Congress might cut the base funding levels for community health centers and the National Health Service Corp effectively diminishing the impact of the reform legislation. As reform is rolled out there are key payment protections and improvements for community health centers. For example, the Act requires that health centers receive no less than their Medicaid rate from private insurers offering plans through the new health insurance exchanges and it requires that these plans must contract with health centers. Other provisions add preventive services to the federally qualified health center Medicare payment rate and eliminates the outdated Medicare payment cap on FQHC payments. This will begin to modernize the health center Medicare payments to insure health centers are able to provide highest quality care to Medicare beneficiaries. It is possible that these payment reforms may open up new avenues for enhanced Medicare reimbursement for Family Health Center/Marshfield Clinic patients. Finally, the Act acknowledges the growing role of health centers in teaching the next generation of primary care providers by authorizing and funding new programs for health center -based residencies. A new Title VII grant program for the development of residency programs at health centers is established along with a new Title III program that would provide payments to community-based entities that operate teaching programs. Dental Access and Integration with Traditional Medicine The Institute of Medicine (IOM) released a report, Dental Education at the Crossroads: Challenges and Change in January 1995 which called for a strong cohesion between medicine and dentistry. The IOM report states that "Dentistry will and should become more closely integrated with medicine and the health care system on all levels: research, education, and patient care. The National Institutes of Health has supported research documenting the importance of oral health in the context of general health and well being. Studies have demonstrated numerous oral-systemic interactions that underscore the need for more integrated care delivery. As our nation embraces EHR technologies, science underscores the need to fully incorporate oral health within an integrated EHR. Marshfield Clinic is simultaneously addressing the issue of dental access and integration with traditional medicine. Family Health Center of Marshfield, Inc. (FHC) in partnership with Marshfield Clinic has been serving low-income, underinsured and uninsured individuals since March 1974. Using technology to integrate medical and dental health records holds great promise to improve the quality, safety, efficiency, effectiveness and continuity of patient care by enhancing communication and teamwork between physicians and dentists. A comprehensive approach to primary care delivery, demonstrated by Marshfield Clinic and community health centers nationwide, can best be supported with an equally comprehensive EHR infrastructure for both medical and dental records. Meaningful Use of Health Information Technology The accelerating growth in new medical knowledge, coupled with the birth of new sciences, such as genomics and personalized medicine, suggests that physicians, nurses, and other healthcare professionals will invariably continue to fall further and further behind in their ability to keep up with the latest discoveries and approved treatments. As information technology has sparked this explosive growth in knowledge, only information technology can provide an adequate response. By using evidence-based knowledge embedded in clinical decision support deployed within a well-designed workflow, physicians can manage the ever changing and growing knowledge base critical to the delivery of effective and efficient healthcare. Personalized Medicine Personalized medicine is the concept that envisions an individually tailored approach to detecting, preventing, and treating disease based on a persons specific genetic profile. If the multiple population groups in the United States and elsewhere in the world are to benefit fully and fairly from such research, a national resource operated as a trust for the public good must be established to conduct a large populationbased cohort study that includes full representation of minority populations. The Federal government should make critical investments in the enabling tools and resources essential to moving beyond genomic discoveries to personalized medicine services of patient and public benefit. Medicaid Block Grants On April 15, the House approved Rep. Paul Ryans budget proposal for FY 2012, entitled "The Path to Prosperity. Ryan's proposal does not have the force of law but of special interest is Ryans proposal for Medicaid block grants which will come before the Energy and Commerce Committee. Under the Ryan proposal, starting in 2013, the federal share of all Medicaid payments would be paid to the states as a block grant (indexed to CPI-U and population growth). Federal requirements would be reduced and states would have flexibility in designing their programs. Starting in 2022, the block grant would be reduced to exclude projected spending for acute care services or Medicare premiums and cost-sharing paid by Medicaid. Premium support On April 15, the House approved Rep. Paul Ryans budget proposal for FY 2012, entitled "The Path to Prosperity. Ryan's budget does not have the force of law but tees up consideration of various reform proposals which may be considered later this year. With regard to health care, the Ryan plan calls for a major withdrawal of the federal government from the financing of health care. One health provision of the proposal calls for conversion of the current Medicare to a premium support program. For people now 55 or younger, the traditional Medicare program a defined benefit plan would cease to exist and, starting in 2022, would be converted to a defined contribution program which has been described as a premium support program. CMS Physician Group Practice Demonstration On September 27, 2002 the Centers for Medicare and Medicaid Services published a notice in the Federal Register informing interested parties of an opportunity to submit proposals for participation in the Medicare Physician Group Practice Demonstration (PGP) project to test a hybrid payment methodology that combines Medicare fee-for-service payments with a bonus pool derived from savings achieved by improvements in patient care management. Marshfield Clinic submitted a proposal for this demonstration and was selected by CMS to participate in the demonstration program, effective April 1, 2005. Marshfield Clinic supported CMS determination to extend this program, beyond its initial 3-year term, and transition these organizations into Accountable care Organizations. Section 1301 of the House bill HR 3962, the Affordable Health Care for America Act, and Section 3022 of the Senate bill HR 3590, the Patient Protections and Affordable Care Act.