Student and Taxpayer Protection Act

H.R.865/S.266, Rebuild Americas Schools Act, Entirety Teacher loan forgiveness programs Community schools related issues TEACH (Teacher Education Assistance for College and Higher Education) Grant program related issues, generally Equitable services provisions of CARES Act, interim final rule and ED guidance Private school vouchers, micro-grants, or set-asides Student loan relief provisions generally, including debt cancellation Re-opening public schools and universities related issues and initiatives The Reopen Schools Safety Act H.R.2, Moving Forward Act of 2020, Public School infrastructure issues Children's Commission H.R.2639/S.1418, Strength in Diversity Act Lenders Offer Assistance Now (LOAN) Act H.R.7925/S.4480, Advanced Coursework Equity Act H.R.7887, Pandemic Child Hunger Prevention Act H.R.8468, Supporting Teachers with Residency Opportunities and New Grants (STRONG) Act H.R.8460, Protecting Our Students in Schools Act Allison R. Brown Building Just Schools for Children Act H.R.3112, For-Profit Fraud Act H.R.3369, Defending All Veterans In Education Act H.R.3179/S.1775: Protecting Our Students and Taxpayers Act H.R.3662, Relief for Defrauded Students Act H.R.4206, Student and Taxpayer Protection Act H.R.3487, Protections and Regulation for Our (PRO) Students Act H.R.3512/S.867, Preventing Risky Operations from Threatening the Education and Career Trajectories (PROTECT) Students Act Monitor the following: Public Service Loan Forgiveness (PSLF), Improvements and generally Borrower defense rule issues PSLF Administrative Improvements Act, Entirety H.R.6363 Student Debt Emergency Relief Act S. 3745, Coronavirus Emergency Borrower Defense Act HR 7294, COVID-19 Perkins Loan Relief Act H.R.1878/S.866, the IDEA Full Funding Act H.R.787/S.213, the SOAR Reauthorization Act H.R.2441/S.1203, the What You Can Do for Your Country Act, Entirety Student Loan Servicing Reform and Consumer Protection related issues Department of Education, Title IX Public Law 116-113, Recognizing Achievement in Classified School Employees Act, Implementation Teacher Workforce related issues H.R.1364/S.568, Child Care for Working Families Act H.R.2315/S.1172, Keep Our Promise to America's Children and Teachers (PACT) Act Keeping All Students Safe Act, Entirety Income Share Agreements, generally H.R.5984, COAT Act H.R.6106/S.3405, DIPLOMA Act, Entirety H.R.2574, the Equity and Inclusion Enforcement Act HR 6902, Black History is American History, entirety Lenders Offer Assistance Now (LOAN) Act HR 1043/S.460 - Employer Participation in Repayment Act of 2019 HR 6825, Teacher Loan Forgiveness Improvement Act of 2020

Client expense: $340,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), SENATE

1. H.R.865/S.266, Rebuild Americas Schools Act, Entirety 2. Reauthorization of the Higher Education Act, Entirety 3. H.R.4674, College Affordability Act, Entirety 4. H.R.3512/S.867, Preventing Risky Operations from Threatening the Education and Career Trajectories of Students Act of 2019 (PROTECT Students Act), Entirety 5. Teacher loan forgiveness programs 6. H.R.5350, Diversifying by Investing in Educators and Students to Improve outcomes For Youth Act (DIVERSITY) Act, Entirety 7. Public Service Loan Forgiveness (PSLF), Improvements and generally 8. Public Service Loan Forgiveness (PSLF) Inclusion 9. Teacher Preparation related issues 10. Teacher shortages related issues 11. Teacher diversity 12. Grow Your Own Program related issues 13. Student Loan Servicing Reform and Consumer Protection related issues 14.H.R.4308, Cost Assistance Made Possible for Undergraduate Students (CAMPUS) Act, Entirety 15.S.J.Res.56 / H.J.Res.76, A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Department of Education relating to "Borrower Defense Institutional Accountability", Borrower defense rule issues 16. S.2784, Family Friendly Schools Act, Entirety 17.H.R.1364/S.568, Child Care for Working Families Act 18.H.R.2315/S.1172, Keep Our Promise to America's Children and Teachers (PACT) Act 19. H.R.3578, Community College Student Success Act, Entirety 20. H.R.4639, Pell Grant Sustainability Act, Entirety 21. PSLF Administrative Improvements Act, Entirety 22. H.R.5241/S.2925, Protecting Students from Worthless Degrees Act, Entirety 23. Student Parent Center Act, Entirety 24. Keeping All Students Safe Act, Entirety 25. H.R.912, Esther Martinez Native American Languages Programs Reauthorization Act, Entirety 26. Department of Education, Title IX Monitor generally as follows: 27.H.R.1878/S.866, the IDEA Full Funding Act 28. H.R.787/S.213, the SOAR Reauthorization Act 29.H.R.3497/S.839, Jumpstart Our Businesses by Supporting Students (JOBS) Act 30.Title I-Improving the Academic Achievement of the Disadvantaged and General Provisions; Technical Amendments, Docket ID ED-2018-OESE-0106 31. S. 2548, Safe Schools Improvement Act, Entirety 32. H.R.2441/S.1203, the What You Can Do for Your Country Act, Entirety 33. H.R.4212/S.2250, Americas College Promise Act of 2019, Entirety 34. H.R.3926/S.1387, Consider Teachers Act, Entirety 35. H.R.3179/S.1775, Protecting Our Students and Taxpayers Act of 2019 or POST Act of 2019, Entirety 36. Public Law 116-13, Recognizing Achievement in Classified School Employees Act, Implementation 37. H.R.3662, Relief for Defrauded Students Act, Entirety 38. H.R.3887/S.2235, Student Loan Debt Relief Act, Entirety 39. Income Share Agreements, generally 40. H.R.3369, Defending All Veterans In Education Act, Entirety 41. H.R.4206, Student and Taxpayer Protection Act, Entirety 42. H.R.3833, Streamlining Income-driven, Manageable Payments on Loans for Education (SIMPLE) Act, Entirety 43. H.R.4391, Public Service Loan Forgiveness Modernization Act, Entirety 44. H.R.4475, Higher Education Student Protection Act, Entirety 45. H.R.4107, Funding Early Childhood is the Right IDEA Act, Entirety 46. Teacher pay related issues

Client expense: $450,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, Office of Management & Budget (OMB), SENATE

1. GSE Reform - General issues related to the preservation of a federal guaranty and the TBA (To-Be-Announced) market; support for increased participation of private capital; discussions/proposals related to credit risk transfer (CRT). Review and provide feedback on draft bipartisan bill to reform Fannie Mae and Freddie Mac. 2. General Housing Finance Issues - Issues concerning FHFA's efforts to implement both a uniform mortgage backed security (UMBS) and common securitization platform (CSP), including increased risk sharing, transparency, and industry participation. Providing commentary and analysis on the FHFA's proposed capital framework for the GSEs. 3. Private-Label Securities (PLS) - General issues related to support for industry agreed-upon solutions arrived at in its RMBS 3.0 project for inclusion as part of any new structure for the return of private-label mortgage-backed securities; issues related to the facilitation of deal agent initiatives (PLS initiatives). 4. Support of a free-market, competition-based approach to the GSE's use of alternative credit models. 5. TILA-RESPA Integrated Disclosure Rule (TRID) - General issues concerning clarity and implementation of CFPB rules. 6. CFPB Regulatory Guidance - Proposals to reform the process by which the CFPB introduces and uses guidance in conjunction with regulation. 7. ATR/QM - General issues concerning loan origination and GSE underwriting standards. 8. False Claims Act - Advocating for the establishment of HUD guidelines to avoid/deter misuse of the FCA by the Dept. of Justice, including lobbying and advocacy around proposed legislative fixes to the FCA. 9. Regulation AB II - Issues concerning disclosure requirements (current and potential) under the SEC's regulation AB II as it relates to RMBS issuance offerings. 10. 7. Issues related to H.R. 4206 The Student and Taxpayer Protection Act.

Client expense: $178,443 · Firm income: Not reported

Government targets: Commodity Futures Trading Commission (CFTC), Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, Ginnie Mae, HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Internal Revenue Service (IRS), Labor, Dept of (DOL), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of