Taxpayer Exposure Mitigation Act

H.R. 342 National Flood Insurance Program Mapping H.R. 420 Marijuana Products Regulation H.R. 469 Flood Insurance Coverage Rates H.R. 470 Mandatory Flood Insurance Coverage Repeal H.R. 471 Private Capital and Reinsurance Markets Risk Transfer H.R. 472 Alternative Flood Insurance Rate Maps H.R. 1402 Flood Maps Preparation Transfer H.R. 1418 Health Insurance Antitrust laws Application H.R. 1595 Cannabis Related Businesses Financial Services H.R. 1666 Private Flood Insurance Coverage H.R. 1689 Climate Change Advisory Commission Establishment H.R. 1756 Auto Insurance Consumer Reports Use Prohibition H.R. 1862 Federal Insurance Office Abolition S. 350 Health Insurance Federal Antitrust laws Application S. 420 Marijuana Products Taxation and Regulation S. 603 Financial Company Supervision Determination H.R. 2048 Consumer Products and Services Pricing H.R. 2318 National Flood Insurance Mapping H.R. 2479 Financial Stability Oversight Council Voting Member H.R. 2578 National Flood Insurance Program Extension Act of 2019 H.R. 2684 Auto Insurance Cost Disparities Study H.R. 3111 National Flood Insurance Reforms H.R. 3167 National Flood Insurance Program Reform H.R. 3183 Crop Insurance Eligibility H.R. 3258 Flood Insurance Rates Review S. 1108 Data Protection Impact Assessments S. 1144 National Flood Insurance Mapping S. 1200 Cannabis Related Business Financial Services Protection S. 1213 Health Insurance Reform Provision S. 1214 Individual and Collective Privacy Rights Protection S. 1520 National Flood Insurance Program Reauthorization S. 1531 Health Insurance Consumer Protections S. 1533 National Flood Insurance Program Reauthorization H.R. 3872 National Flood Insurance Program Reauthorization H.R. 4074 Cannabis Related Business Safe Harbor H.R. 4523 Risk Retention Groups Commercial Insurance Types S. 2088 Flood Area Community Accountability S. 2122 Flood Insurance Program Contract Termination Authority S. 2171 Flood Insurance Agents Continuing Education Requirement S. 2187 National Flood Insurance Program Reauthorization S. 2192 Flood Risk Reduction Funding Assistance S. 2201 Cannabis Related Business Insurers Safe Harbor H.R. 4634 Terrorism Risk Insurance Act Reauthorization H.R. 4652 Individual Market Reinsurance Fund Establishment S. 2877 Terrorism Risk Insurance Act S. 2964 Non Premium Aviation Insurance Authority Extension H.R. 1756 Auto Insurance Consumer Reports Use Prohibition H.R. 3693 Insurance Rate Income Proxies H.R. 5776 Flood Damaged Areas Accountability **Issues lobbied without specific bill number: COVID-19 Related Insurance Legislation, Business Interruption Insurance, Consumer Financial Protection Bureau Oversight of the Insurance Industry, Marijuana Financial Services H.R. 6494 Insurance Coverage for Business Interruption Losses H.R. 6497 Insurance Coverage for Business Interruption Losses H.R. 6800 HEROES Act Workers Compensation Provision H.R. 7011 Pandemic Risk Reinsurance Program H.R. 7412 Insurers Support Temporary Voluntary Program S. 3814 Loan Forgiveness Period Extension **Issues lobbied without specific bill number: Business Continuity Protection Program, COVID-19 personal and commercial insurance response and role, municipal services liability, judicial insurance antitrust consent decree

Client expense: $1,650,000 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), Commerce, Dept of (DOC), Federal Aviation Administration (FAA), Federal Emergency Management Agency (FEMA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Internal Revenue Service (IRS), Natl Economic Council (NEC), Natl Labor Relations Board (NLRB), SENATE, Transportation, Dept of (DOT), Treasury, Dept of, U.S. Trade Representative (USTR)

H.R. 342 National Flood Insurance Program Mapping H.R. 420 Marijuana Products Regulation H.R. 469 Flood Insurance Coverage Rates H.R. 470 Mandatory Flood Insurance Coverage Repeal H.R. 471 Private Capital and Reinsurance Markets Risk Transfer H.R. 472 Alternative Flood Insurance Rate Maps H.R. 1402 Flood Maps Preparation Transfer H.R. 1418 Health Insurance Antitrust laws Application H.R. 1595 Cannabis Related Businesses Financial Services H.R. 1666 Private Flood Insurance Coverage H.R. 1689 Climate Change Advisory Commission Establishment H.R. 1756 Auto Insurance Consumer Reports Use Prohibition H.R. 1862 Federal Insurance Office Abolition S. 350 Health Insurance Federal Antitrust laws Application S. 420 Marijuana Products Taxation and Regulation S. 603 Financial Company Supervision Determination H.R. 2048 Consumer Products and Services Pricing H.R. 2318 National Flood Insurance Mapping H.R. 2479 Financial Stability Oversight Council Voting Member H.R. 2578 National Flood Insurance Program Extension Act of 2019 H.R. 2684 Auto Insurance Cost Disparities Study H.R. 3111 National Flood Insurance Reforms H.R. 3167 National Flood Insurance Program Reform H.R. 3183 Crop Insurance Eligibility H.R. 3258 Flood Insurance Rates Review S. 1108 Data Protection Impact Assessments S. 1144 National Flood Insurance Mapping S. 1200 Cannabis Related Business Financial Services Protection S. 1213 Health Insurance Reform Provision S. 1214 Individual and Collective Privacy Rights Protection S. 1520 National Flood Insurance Program Reauthorization S. 1531 Health Insurance Consumer Protections S. 1533 National Flood Insurance Program Reauthorization H.R. 3872 National Flood Insurance Program Reauthorization H.R. 4074 Cannabis Related Business Safe Harbor H.R. 4523 Risk Retention Groups Commercial Insurance Types S. 2088 Flood Area Community Accountability S. 2122 Flood Insurance Program Contract Termination Authority S. 2171 Flood Insurance Agents Continuing Education Requirement S. 2187 National Flood Insurance Program Reauthorization S. 2192 Flood Risk Reduction Funding Assistance S. 2201 Cannabis Related Business Insurers Safe Harbor H.R. 4634 Terrorism Risk Insurance Act Reauthorization H.R. 4652 Individual Market Reinsurance Fund Establishment S. 2877 Terrorism Risk Insurance Act S. 2964 Non Premium Aviation Insurance Authority Extension H.R. 1756 Auto Insurance Consumer Reports Use Prohibition H.R. 3693 Insurance Rate Income Proxies H.R. 5776 Flood Damaged Areas Accountability **Issues lobbied without specific bill number: COVID-19 Related Insurance Legislation, Business Interruption Insurance, Consumer Financial Protection Bureau Oversight of the Insurance Industry, Marijuana Financial Services

Client expense: $1,710,000 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), Commerce, Dept of (DOC), Federal Aviation Administration (FAA), Federal Emergency Management Agency (FEMA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Internal Revenue Service (IRS), Natl Economic Council (NEC), Natl Labor Relations Board (NLRB), SENATE, Transportation, Dept of (DOT), Treasury, Dept of, U.S. Trade Representative (USTR)

S.1144: improve mapping under the NFIP HR 470: Repeal of Mandatory Flood Insurance Coverage for Commercial Properties H.R.2318: improve mapping under the NFIP, and for other purposes. HR472: Community Mapping Act HR 471: Taxpayer Exposure Mitigation Act/Reinsurance HR 469: To require the use of replacement cost value in determining the premium rates for flood insurance coverage under the NFIP H.R. 1756: Preventing Credit Score Discrimination in Auto Insurance S. 1298 Primary Regulators of Insurance Vote Act (PRIVA Act) of 2019 H.R. 3622: Restoring Unfairly Impaired Credit and Protecting Consumers Act Issues relating to the implementation off the National Association of Registered Agents and Brokers (NARAB) Issues relating to Diversity & Inclusion, Disparate Impact Issues relating to U.S. and international insurance capital standards Issues relating to the Federal Insurance Office Issues relating to the re-authorization and reform for the NFIP HR 3623 Climate Risk Disclosure Act of 2019 HR 3624 Outsourcing Accountability Act HR 3629 Clarify Credit Score Formation Act of 2019 HR 3693 Prohibit Auto Insurance Discrimination Act (Watson-Coleman) S 2201 Clarifying Law Around Insurance of Marijuana (Claim Act) HR 1595 Safe Banking Act HR 4592 International Insurance Standards Act of 2019 HR 3111 National Flood Insurance Program Administrative Reform Act of 2019 HR 3167 National Flood Insurance Program Re-authorization Act of 2019 S 2187 National Flood Insurance Program Re-authorization and Reform Act of 2019 HR 5776 Repeatedly Flooded Communities Preparation Act H.R.6494 - Business Interruption Insurance Coverage Act of 2020 H.R.7011 - Pandemic Risk Insurance Act of 2020 H.R.6497 Never Again Small Business Protection Act of 2020 H.R. 7412, the Business Interruption Relief Act of 2020

Client expense: $800,000 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), Commerce, Dept of (DOC), Consumer Financial Protection Bureau (CFPB), Federal Aviation Administration (FAA), Federal Communications Commission (FCC), Federal Emergency Management Agency (FEMA), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Justice, Dept of (DOJ), Labor, Dept of (DOL), Natl Highway Traffic Safety Administration (NHTSA), Office of Management & Budget (OMB), SENATE, Securities & Exchange Commission (SEC), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Trade Representative (USTR)

H.R. 469, To require the use of replacement cost value in determining the premium rates for flood insurance coverage under the National Flood Insurance Act, and for other purposes H.R. 471, Taxpayer Exposure Mitigation Act H.R. 3167, National Flood Insurance Program Reauthorization Act of 2019 H.R. 4634/S. 2877, Terrorism Risk Insurance Program Reauthorization Act of 2019 H.R. 7011, Pandemic Risk Insurance Act of 2020 Potential legislation prohibiting the use certain risk-based indicators for underwriting automobile insurance Potential legislation to create a federal insurance program to manage the risk of pandemics Various issues relating to the reauthorization of the National Flood Insurance Program; retroactively altering business interruption insurance contracts related to COVID-19; creation of a prospective pandemic insurance program; reauthorization of the Terrorism Risk Insurance Act (TRIA) (P.L. 107-297); development of an insurance capital standard by the International Association of Insurance Supervisors

Client expense: $22,290,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Army, Dept of (Corps of Engineers), Bureau of Citizenship & Immigration Services (BCIS), Bureau of Industry and Security (BIS), Commerce, Dept of (DOC), Commodity Futures Trading Commission (CFTC), Consumer Financial Protection Bureau (CFPB), Defense, Dept of (DOD), Education, Dept of, Energy, Dept of, Environmental Protection Agency (EPA), Equal Employment Opportunity Commission (EEOC), Executive Office of the President (EOP), Federal Aviation Administration (FAA), Federal Communications Commission (FCC), Federal Deposit Insurance Corporation (FDIC), Federal Emergency Management Agency (FEMA), Federal Energy Regulatory Commission (FERC), Federal Reserve System, Federal Trade Commission (FTC), Government Accountability Office (GAO), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Interior, Dept of (DOI), Internal Revenue Service (IRS), Justice, Dept of (DOJ), Labor, Dept of (DOL), Natl Economic Council (NEC), Natl Institute of Standards & Technology (NIST), Natl Labor Relations Board (NLRB), Natl Security Council (NSC), Natl Telecommunications & Information Administration (NTIA), Office of Management & Budget (OMB), Office of Science & Technology Policy (OSTP), Office of the Comptroller of the Currency (OCC), Patent & Trademark Office (PTO), Pension Benefit Guaranty Corporation (PBGC), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), State, Dept of (DOS), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Copyright Office, U.S. Customs & Border Protection, U.S. Trade Representative (USTR), White House Office

H.R. 342 National Flood Insurance Program Mapping H.R. 420 Marijuana Products Regulation H.R. 469 Flood Insurance Coverage Rates H.R. 470 Mandatory Flood Insurance Coverage Repeal H.R. 471 Private Capital and Reinsurance Markets Risk Transfer H.R. 472 Alternative Flood Insurance Rate Maps H.R. 1402 Flood Maps Preparation Transfer H.R. 1418 Health Insurance Antitrust laws Application H.R. 1595 Cannabis Related Businesses Financial Services H.R. 1666 Private Flood Insurance Coverage H.R. 1689 Climate Change Advisory Commission Establishment H.R. 1756 Auto Insurance Consumer Reports Use Prohibition H.R. 1862 Federal Insurance Office Abolition S. 350 Health Insurance Federal Antitrust laws Application S. 420 Marijuana Products Taxation and Regulation S. 603 Financial Company Supervision Determination H.R. 2048 Consumer Products and Services Pricing H.R. 2318 National Flood Insurance Mapping H.R. 2479 Financial Stability Oversight Council Voting Member H.R. 2578 National Flood Insurance Program Extension Act of 2019 H.R. 2684 Auto Insurance Cost Disparities Study H.R. 3111 National Flood Insurance Reforms H.R. 3167 National Flood Insurance Program Reform H.R. 3183 Crop Insurance Eligibility H.R. 3258 Flood Insurance Rates Review S. 1108 Data Protection Impact Assessments S. 1144 National Flood Insurance Mapping S. 1200 Cannabis Related Business Financial Services Protection S. 1213 Health Insurance Reform Provision S. 1214 Individual and Collective Privacy Rights Protection S. 1520 National Flood Insurance Program Reauthorization S. 1531 Health Insurance Consumer Protections S. 1533 National Flood Insurance Program Reauthorization H.R. 3872 National Flood Insurance Program Reauthorization H.R. 4074 Cannabis Related Business Safe Harbor H.R. 4523 Risk Retention Groups Commercial Insurance Types S. 2088 Flood Area Community Accountability S. 2122 Flood Insurance Program Contract Termination Authority S. 2171 Flood Insurance Agents Continuing Education Requirement S. 2187 National Flood Insurance Program Reauthorization S. 2192 Flood Risk Reduction Funding Assistance S. 2201 Cannabis Related Business Insurers Safe Harbor H.R. 4634 Terrorism Risk Insurance Act Reauthorization H.R. 4652 Individual Market Reinsurance Fund Establishment S. 2877 Terrorism Risk Insurance Act S. 2964 Non Premium Aviation Insurance Authority Extension H.R. 1756 Auto Insurance Consumer Reports Use Prohibition H.R. 3693 Insurance Rate Income Proxies H.R. 5776 Flood Damaged Areas Accountability **Issues lobbied without specific bill number: COVID-19 Related Insurance Legislation, Business Interruption Insurance, Consumer Financial Protection Bureau Oversight of the Insurance Industry, Marijuana Financial Services H.R. 6494 Insurance Coverage for Business Interruption Losses H.R. 6497 Insurance Coverage for Business Interruption Losses H.R. 6800 HEROES Act Workers Compensation Provision H.R. 7011 Pandemic Risk Reinsurance Program H.R. 7412 Insurers Support Temporary Voluntary Program S. 3814 Loan Forgiveness Period Extension **Issues lobbied without specific bill number: Business Continuity Protection Program, COVID-19 personal and commercial insurance response and role, municipal services liability, judicial insurance antitrust consent decree H.R. 7634 Hotel Lease Payments S. 178 Human Rights Violations Condemnation S. 4317 SAFE TO WORK Act S. 4755 Automobile Insurers Income Proxies Prohibition **Issues lobbied without specific bill number: COVID-19 business and entity liability protections, insurance claims personnel inclusion into definition of critical workers

Client expense: $1,200,000 · Firm income: Not reported

Government targets: Centers For Disease Control & Prevention (CDC), Centers For Medicare and Medicaid Services (CMS), Commerce, Dept of (DOC), Federal Aviation Administration (FAA), Federal Emergency Management Agency (FEMA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Internal Revenue Service (IRS), Natl Economic Council (NEC), Natl Labor Relations Board (NLRB), SENATE, Transportation, Dept of (DOT), Treasury, Dept of, U.S. Trade Representative (USTR), White House Office

HR 469 Using replacement cost value to determine premium rates for flood insurance; HR 470 Repeal mandatory flood insurance for commercial properties; HR 471 The Taxpayer Exposure Mitigation Act, requires the NFIP to purchase reinsurance; HR 472 The Community Mapping Act, allows communities to develop alternative flood insurance rate maps; HR 830 The Flood Insurance for Farmers Act, allows for repair and construction of structures within flood zones; HR 342 & HR 2318, The FIRM IT Act of 2019, seeks to improve mapping for the NFIP; HR 1666, allows for private flood insurance to meet continuous coverage requirements; HR 2578, the NFIP Extension Act of 2019, HR 3111 NFIP Administrative Reform Act of 2019; HR 3146 Fair Flood Insurance Act of 2019, which provides for monthly installment payments; HR 3167 NFIP Re-authorization Act of 2019; HR 3258 Flood Insurance Integrity Act of 2019; HR 3872/S 2187 NFIP Re-authorization and Reform Act of 2019; S 1144 Flood Insurance Rate Map Interagency Technology Act; S 1520 NFIP Extension Act of 2019; and S 1533 NFIP Extension Act . We are monitoring all legislation impacting the National Flood Insurance Program to insure that the program remains available and affordable for our customers. HR 1595 & S 1200 The SAFE Banking Act; also HR 4074 and S 1200 The CLAIM Act - Monitor efforts to facilitate financial services to legal cannabis-related businesses HR 1756 - The Preventing Credit Score Discrimination in Auto Insurance Act; S 4755 a bill to prohibit auto insurers from using certain income proxies; Monitoring these bill which could impact insurance underwriting HR 6494 Business Interruption Insurance Coverage Act of 2020; oppose HR 6497 Never Again Small Business Protection Act; oppose HR 7011 Pandemic Risk Insurance Act; concerns with requiring insurance coverage for uninsurable events like pandemics HR 7412 Business Interruption Relief Act; oppose S 4325 Business of Insurance Regulatory Reform Act - support this bill which deals with the CFPB authority to regulate insurance

Client expense: $50,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 471 - Taxpayer Exposure Mitigation Act H.R. 1610 - State Flood Mitigation Revolving Fund Act of 2019 H.R. 1666 - To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements. H.R. 3167 - National Flood Insurance Program Reauthorization Act of 2019 H.R. 5776 - Repeatedly Flooded Communities Preparation Act H.R. 8462 - Flood Resiliency and Taxpayer Savings Act of 2020 H.R. 8616 - Build for Future Disasters Act of 2020 S. 2088 - Repeatedly Flooded Communities Preparation Act S. 2187 - National Flood Insurance Program Reauthorization and Reform Act of 2019 S. 2192 - State Flood Mitigation Revolving Fund Act of 2019 Climate change legislation Disaster mitigation legislation NFIP Reauthorization, Reform, Debt Cancellation, and Reinsurance legislation

Client expense: $280,000 · Firm income: Not reported

Government targets: Commodity Futures Trading Commission (CFTC), Export-Import Bank of the United States (EXIM Bank), Federal Housing Finance Agency (FHFA), Federal Reserve System, Government Accountability Office (GAO), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Natl Credit Union Administration (NCUA), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of, U.S. Trade Representative (USTR)

S.1144: improve mapping under the NFIP HR 470: Repeal of Mandatory Flood Insurance Coverage for Commercial Properties H.R.2318: improve mapping under the NFIP, and for other purposes. HR472: Community Mapping Act HR 471: Taxpayer Exposure Mitigation Act/Reinsurance HR 469: To require the use of replacement cost value in determining the premium rates for flood insurance coverage under the NFIP H.R. 1756: Preventing Credit Score Discrimination in Auto Insurance S. 1298 Primary Regulators of Insurance Vote Act (PRIVA Act) of 2019 H.R. 3622: Restoring Unfairly Impaired Credit and Protecting Consumers Act Issues relating to the implementation off the National Association of Registered Agents and Brokers (NARAB) Issues relating to Diversity & Inclusion, Disparate Impact Issues relating to U.S. and international insurance capital standards Issues relating to the Federal Insurance Office Issues relating to the re-authorization and reform for the NFIP HR 3623 Climate Risk Disclosure Act of 2019 HR 3624 Outsourcing Accountability Act HR 3629 Clarify Credit Score Formation Act of 2019 HR 3693 Prohibit Auto Insurance Discrimination Act (Watson-Coleman) S 2201 Clarifying Law Around Insurance of Marijuana (Claim Act) HR 1595 Safe Banking Act HR 4592 International Insurance Standards Act of 2019 HR 3111 National Flood Insurance Program Administrative Reform Act of 2019 HR 3167 National Flood Insurance Program Re-authorization Act of 2019 S 2187 National Flood Insurance Program Re-authorization and Reform Act of 2019 HR 5776 Repeatedly Flooded Communities Preparation Act H.R.6494 - Business Interruption Insurance Coverage Act of 2020 H.R.7011 - Pandemic Risk Insurance Act of 2020 H.R.6497 Never Again Small Business Protection Act of 2020 H.R. 7412, the Business Interruption Relief Act of 2020

Client expense: $800,000 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), Commerce, Dept of (DOC), Consumer Financial Protection Bureau (CFPB), Federal Aviation Administration (FAA), Federal Communications Commission (FCC), Federal Emergency Management Agency (FEMA), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Justice, Dept of (DOJ), Labor, Dept of (DOL), Natl Highway Traffic Safety Administration (NHTSA), Office of Management & Budget (OMB), SENATE, Securities & Exchange Commission (SEC), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Trade Representative (USTR)

H.R. 471 - Taxpayer Exposure Mitigation Act; H.R. 1610 - State Flood Mitigation Revolving Fund Act of 2019; H.R. 1666 - To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements; H.R. 3167 - National Flood Insurance Program Reauthorization Act of 2019; H.R. 5776 - Repeatedly Flooded Communities Preparation Act; H.R. 8462 - Flood Resiliency and Taxpayer Savings Act of 2020; H.R. 8616 - Build for Future Disasters Act of 2020; S. 2088 - Repeatedly Flooded Communities Preparation Act; S. 2187 - National Flood Insurance Program Reauthorization and Reform Act of 2019; S. 2192 - State Flood Mitigation Revolving Fund Act of 2019; Climate change legislation; Disaster mitigation legislation; NFIP Reauthorization, Reform, Debt Cancellation, and Reinsurance legislation.

Client expense: Not reported · Firm income: $40,000

Government targets: Federal Deposit Insurance Corporation (FDIC), HOUSE OF REPRESENTATIVES, SENATE

PL-141-1 TRIA/NARAB II Implementation HFIAA (Homeowner Flood Insurance Affordability Act) Implementation HR 1666- to allow for continuous coverage of the NFIP (all provisions) HR 469- replacement cost coverage in NFIP (all provisions) HR 470- NFIP Mandatory Purchase Repeal for Commercial Properties (all provisions) HR 471- Taxpayer Exposure Mitigation Act (all provisions) HR 472- Community Mapping Act (all provisions) HR 1595- Safe Banking Act (insurance provisions) HR 1862- FIO Elimination Act (all provisions) HR 1756- Auto Insurance Credit Score Prohibition (all provisions) S 1028- Strengthening the Tenth Amendment Through Entrusting States Act (all provisions) S 1200- Secure and Fair Enforcement Banking Act (insurance provisions) HR 2513- Corporate Transparency Act (all provisions) S. 2187 - National Flood Insurance Program Reauthorization & Reform Act (all provisions) S. 2201/HR 4074- CLAIM Act (all provisions) S 1889- TITLE Act (All provisions) HR 4523- Expansion of Federal Liability Risk Retention Act (all provisions) HR 4592- International Insurance Standards Act of 2019 (all provisions) S. 2563- Illicit Cash Act (all provisions) S. 2614 - Workforce Mobility Act (all provisions) HR 4037 - CLAIM Act (all provisions) S. 2968- Consumer Online Privacy Rights Act (all provisions) HR 2013 - Information Transparency & Personal Data Control Act (all provisions) Draft Fitzpatrick Business Interruption Legislation (all provisions) H.R.7011 - To establish a Pandemic Risk Reinsurance Program H.R.6497 - Never Again Small Business Protection Act of 2020 H.R.6494 - Business Interruption Insurance Coverage Act of 2020 H.R. 7412, the Business Interruption Relief Act of 2020 S.4755 - A bill to prohibit private passenger automobile insurers from using certain income proxies to determine insurance rates and eligibility. Draft COVID-19 Business and Employee Continuity Recovery Fund Draft Business Continuity Protection Program H.R. 8616- Build for Future Disasters Act H.R.8696 - Securing a Strong Retirement Act of 2020 H.R.6395 - National Defense Authorization Act for Fiscal Year 2021 (Beneficial Ownership Provisions)

Client expense: $170,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Farm Credit Administration, Federal Deposit Insurance Corporation (FDIC), Federal Emergency Management Agency (FEMA), Federal Highway Administration (FHA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Housing & Urban Development, Dept of (HUD), Labor, Dept of (DOL), Natl Credit Union Administration (NCUA), Natl Economic Council (NEC), Office of Management & Budget (OMB), Office of the Comptroller of the Currency (OCC), SENATE, Small Business Administration (SBA), Treasury, Dept of

H.R. 469, To require the use of replacement cost value in determining the premium rates for flood insurance coverage under the National Flood Insurance Act, and for other purposes H.R. 471, Taxpayer Exposure Mitigation Act H.R. 3167, National Flood Insurance Program Reauthorization Act of 2019 H.R. 4634/S. 2877, Terrorism Risk Insurance Program Reauthorization Act of 2019 H.R. 7011, Pandemic Risk Insurance Act of 2020 S. 3548, Coronavirus Aid, Relief, and Economic Security (CARES) Act Potential legislation related to the negotiation and adoption of international insurance agreements and standards Potential legislation related to the supervision of insurance savings and loan holding companies Potential legislation related to the authority of the Consumer Financial Protection Bureau (CFPB) to regulate the business of insurance Potential legislation prohibiting the use certain risk-based indicators for underwriting automobile insurance Potential legislation to create a federal insurance program to manage the risk of pandemics Proposed rulemaking on risk-based capital requirements for depository institution holding companies significantly engaged in insurance activities (84 Fed. Reg. 57,240-57,301, October 24, 2019) Various issues relating to the reauthorization of the National Flood Insurance Program; retroactively altering business interruption insurance contracts related to COVID-19; creation of a prospective pandemic insurance program; reauthorization of the Terrorism Risk Insurance Act (TRIA) (P.L. 107-297); development of an insurance capital standard by the International Association of Insurance Supervisors; development of a holistic framework for systemic risk by the International Association of Insurance Supervisors

Client expense: $20,000,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Army, Dept of (Corps of Engineers), Bureau of Citizenship & Immigration Services (BCIS), Bureau of Industry and Security (BIS), Bureau of Reclamation, Commerce, Dept of (DOC), Commodity Futures Trading Commission (CFTC), Consumer Financial Protection Bureau (CFPB), Council on Environmental Quality (CEQ), Defense, Dept of (DOD), Education, Dept of, Energy, Dept of, Environmental Protection Agency (EPA), Equal Employment Opportunity Commission (EEOC), Executive Office of the President (EOP), Federal Aviation Administration (FAA), Federal Communications Commission (FCC), Federal Deposit Insurance Corporation (FDIC), Federal Emergency Management Agency (FEMA), Federal Energy Regulatory Commission (FERC), Federal Motor Carrier Safety Administration, Federal Reserve System, Federal Trade Commission (FTC), General Services Administration (GSA), Government Accountability Office (GAO), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Interior, Dept of (DOI), Internal Revenue Service (IRS), Justice, Dept of (DOJ), Labor, Dept of (DOL), Natl Economic Council (NEC), Natl Institute of Standards & Technology (NIST), Natl Labor Relations Board (NLRB), Natl Security Council (NSC), Natl Telecommunications & Information Administration (NTIA), Office of Management & Budget (OMB), Office of Science & Technology Policy (OSTP), Office of the Comptroller of the Currency (OCC), Patent & Trademark Office (PTO), Pension Benefit Guaranty Corporation (PBGC), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), State, Dept of (DOS), Transportation Security Administration (TSA), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Copyright Office, U.S. Customs & Border Protection, U.S. Trade Representative (USTR), White House Office

H.R.243 - To exempt certain wildfire mitigation activities from certain environmental requirements, and for other purposes (Doug LaMalfa, R-CA) H.R.1306 - To amend the Disaster Recovery Reform Act to develop a study regarding streamlining and consolidating information collection and preliminary damage assessments, and for other purposes (Mark Meadows, R-NC-11) H.R.1307 - To provide for an online repository for certain reporting requirements for recipients of Federal disaster assistance, and for other purposes (Mark Meadows, R-NC-11) H.R.1317 - To improve the resilience of the built and natural environment to natural disasters and climate change using, among other measures, natural and nature-based features, and for other purposes (Harley Rouda, D-CA-48) H.R.1402 - To transfer functions related to the preparation of flood maps from the Administrator of the Federal Emergency Management Agency to the Director of the United States Geological Survey, and for other purposes (Rick Crawford, R-AR-1) H.R.876 - To direct the Administrator of the Federal Emergency Management Agency to carry out a plan for the purchase and installation of an earthquake early warning system for the Cascadia Subduction Zone, and for other purposes (Peter DeFazio, D-OR-4) H.R.1666 - To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements, and for other purposes (Kathy Castor, D-FL-14) H.R.1984 - To amend chapter 11 of title 31, United States Code, to require the Director of the Office of Management and Budget to annually submit to Congress a report on all disaster-related assistance provided by the Federal Government (Scott Peters, D-CA-52) H.R.342 - To improve mapping under the National Flood Insurance Program, and for other purposes (Bill Posey, R-FL) H.R.469 - To require the use of replacement cost value in determining the premium rates for flood insurance coverage under the National Flood Insurance Act, and for other purposes (Blaine Luetkemeyer, R-MO) H.R.470 - To repeal the mandatory flood insurance coverage requirement for commercial properties located in flood hazard areas, and for other purposes (Blaine Luetkemeyer, R-MO) H.R.471 - To provide for greater transfer of risk under the National Flood Insurance Program to private capital and reinsurance markets, and for other purposes (Blaine Luetkemeyer, R-MO) H.R.472 - To allow communities to develop alternative flood insurance rate maps, and for other purposes (Blaine Luetkemeyer, R-MO) S.355 - A bill to establish a grant program to provide assistance to prevent and repair damage to structures due to pyrrhotite (Richard Blumenthal, D-CT) S.356 - A bill to establish a grant program to provide assistance to States to prevent and repair damage to structures due to pyrrhotite (Chris Murphy, D-CT) H.R.2318 - To amend the Biggert-Waters Flood Insurance Reform Act of 2012 to improve mapping under the National Flood Insurance Program, and for other purposes (Bill Posey, R-FL) S.1058 - A bill to amend the Internal Revenue Code of 1986 to exclude from gross income earthquake loss mitigation received under State-based earthquake loss mitigation programs (Kamala Harris, D-CA) H.R.2125 - To provide coverage under the Wildfires and Hurricanes Indemnity Program to certain crop, tree, bush, and vine losses due to flooding occurring in Iowa in calendar year 2019 (Cynthia Axne, D-IA-3) S.1133 - A bill to provide disaster tax relief for certain disasters occurring in 2019 (Deb Fischer, R-NE) H.R.2284 - To provide disaster tax relief for certain disasters occurring in 2019 (Adrian Smith, R-NE-3) H.R.2145 - To provide disaster relief (Tom Rice, R-SC-7) H.R.2318 - To amend the Biggert-Waters Flood Insurance Reform Act of 2012 to improve mapping under the National Flood Insurance Program, and for other purposes (Bill Posey, R-FL) H.R.2462 - To establish a pilot program to enhance the mapping of urban flooding and associated property damage and the availability of such mapped data to homeowners, businesses, and localities to help understand and mitigate the risk of such flooding, and for other purposes (Mike Quigley, D-IL-5) S.1276 - A bill to require the Administrator of the Federal Emergency Management Agency to carry out a pilot program to enhance the mapping of urban flooding and associated property damage and the availability of that mapped data to homeowners, businesses, and localities to help understand and mitigate the risk of such flooding, and for other purposes (Dick Durbin, D-IL) H.R.2578 - National Flood Insurance Program Extension Act of 2019 - To reauthorize the National Flood Insurance Program, and for other purposes (Maxine Waters, D-CA-43) H.R.2548 - To modify eligibility requirements for certain hazard mitigation assistance programs, and for other purposes (Lizzie Fletcher (D-TX-7) S.1520 - A bill to reauthorize the National Flood Insurance Program (John Kennedy, R-LA) S.1533 - A bill to reauthorize the National Flood Insurance Program (John Kennedy, R-LA) H.R.3060 - To provide for reform and reorganization of the Federal Emergency Management Agency, and for other purposes (Sheila Jackson Lee, D-TX-18) S.1579 - Budgeting for Disasters Act - To require Congress to budget in advance for disasters, and for other purposes (Mitt Romney, R-UT) H.R.3251 - To amend the Internal Revenue Code of 1986 to repeal the temporary rule limiting personal casualty losses to only disaster-related losses (Joe Courtney, D-CT-2) S.1909 - A bill to amend title 23, United States Code, to ensure that Federal-aid highways and bridges are more resilient, and for other purposes (Kirsten Gillibrand, D-NY) H.R.3111 - National Flood Insurance Program Administrative Reform Act of 2019 (Nydia Velazquez, D-NY-7) S.1958 - A bill to amend the Internal Revenue Code of 1986 to provide a credit against tax for disaster mitigation expenditures (Michael Bennet, D-CO) H.R.3462 - To amend the Internal Revenue Code of 1986 to provide a credit against tax for disaster mitigation expenditures (Gus Bilirakis, R-FL-12) H.R.3531 - To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to allow the Administrator of the Federal Emergency Management Agency to provide capitalization grants to States to establish revolving funds to provide assistance to reduce the harmful impacts to people and property from multiple hazards, and for other purposes (Sam Graves, R-MO-6) H.R.3258 - Flood Insurance Integrity Act of 2019 - To require the Government Accountability Office to conduct periodic reviews of the flood insurance rates and flood insurance rate maps under the national flood insurance program, and for other purposes (Gus Bilirakis, R-FL-12) S.2266 - A bill to extend group flood insurance policy assistance for victims of the 2016 West Virginia floods, and for other purposes (Joe Manchin III, D-WV) S.2301 - A bill to authorize the Secretary of Housing and Urban Development to provide disaster assistance to States, insular areas, units of general local government, and Indian tribes under a community development block grant disaster recovery program, and for other purposes (Brian Schatz, D-HI) H.R.3872 - To reauthorize the National Flood Insurance Program, and for other purposes (Frank Pallone, Jr., D-NJ-6) S.2187 - A bill to reauthorize the National Flood Insurance Program, and for other purposes (Bob Menendez, D-NJ) S.2192 - A bill to amend the National Flood Insurance Act of 1968 to allow the Administrator of the Federal Emergency Management Agency to provide capitalization grants to States to establish revolving funds to provide funding assistance to reduce flood risks, and for other purposes (Jack Reed, D-RI) H.R.3779 - To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to allow the Administrator of the Federal Emergency Management Agency to provide capitalization grants to eligible entities to establish revolving funds to provide assistance to reduce disaster risks, and for other purposes (Angie Craig, D-MN-2) S.2122 - A bill to authorize the Administrator of the Federal Emergency Management Agency to terminate certain contracts on the basis of detrimental conduct to the National Flood Insurance Program, and for other purposes (John Kennedy, R-LA) S.2129 - A bill to require the Secretary of Transportation to develop best practices for incorporating resilience into emergency relief projects, and for other purposes (Tammy Baldwin, D-WI) S.2172 - Small Business Surcharge Relief Act - A bill to deliver relief for small business owners and nonprofits by allowing surcharges to be used for mitigation (Roger Wicker, R-MI) S.2170 - MEMA Act of 2019- A bill to empower local communities to take an active role in flood mapping (Roger Wicker, R-MI) S.2171 - Flood Insurance Continuing Education and Training Act- A bill to provide continuing education for insurance agents to ensure that accurate information about flood policies is being presented to consumers (Roger Wicker, R-MI) S.2088 - Repeatedly Flooded Communities Preparation Act (Tim Scott, R-SC) S.2421 - Disaster Contract Transparency Act of 2019 - To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to improve accountability of disaster contracts, and for other purposes (Rick Scott, R-FL) S.2410 - Flood Reduction, Wildlife Habitat, and Water Quality Improvement Act of 2019 - To amend the Federal Water Pollution Control Act to modify the requirements for permits for dredged or fill material, and for other purposes (Cindy Hyde-Smith, R-MS) H.R.4496 - To extend indemnity for wildfires and hurricanes, and for other purposes (Austin Scott, R-GA-8) H.R.4376 - Streamlining The Official Response and Monetary Aid for Disasters Act (Neal Dunn, R-FL-2) H.R.4347 - To enhance the Federal Government's planning and preparation for extreme weather and the Federal Government's dissemination of best practices to respond to extreme weather, thereby increasing resilience, improving regional coordination, and mitigating the financial risk to the Federal Government from such extreme weather, and for other purposes (Matt Cartwright, D-PA-8) H.R.4759 - To increase emergency and disaster relief response, build safer communities, strengthen Second Amendment rights, streamline administrative reviews, and for other purposes (Kevin Hern, R-OK-1) H.R.5059 - To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to provide for the authority to reimburse local governments for interest expenses, and for other purposes (Neal Dunn, R-FL-2) H.R.5493 - Catastrophe Loss Mitigation Incentive and Tax Parity Act of 2019 (Rob Bishop, R-UT-1) H.R.5494 - Catastrophe Loss Mitigation Incentive and Tax Parity Act of 2019 (Mike Thompson, D-CA-5) H.R.5709 - To require the Comptroller General to evaluate and issue a report on the structural and economic impacts of climate resiliency at the Federal Emergency Management Agency, including recommendations on how to improve the building codes and standards that the Agency uses to prepare for climate change and address resiliency in housing, public buildings, and infrastructure such as roads and bridges (Joe Neguse, D-CO-2) H.R.6071 - To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to modify the Federal share requirement and establish a period of performance requirement for the hazard mitigation grant program, to amend the Post-Katrina Emergency Management Reform Act of 2006 to modify the Federal share requirement of emergency management performance grants, and for other purposes (John Garamendi, D-CA-3) S.3418 - A bill to amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to allow the Administrator of the Federal Emergency Management Agency to provide capitalization grants to States to establish revolving funds to provide hazard mitigation assistance to reduce risks from disasters and natural hazards, and other related environmental harm (Gary Peters, D-MI) H.R.5776 - Repeatedly Flooded Communities Preparation Act - To amend the National Flood Insurance Act of 1968 to ensure community accountability for areas repetitively damaged by floods, and for other purposes (Earl Blumenauer, D-OR-3) S.3285 - A bill to modify eligibility requirements for certain hazard mitigation assistance programs, and for other purposes (Thom Tillis, R-NC) H.R.6201 - Families First Coronavirus Response Act (Nita Lowey, D-NY-17) S.3548 - CARES Act (Mitch McConnell, R-KY) H.R.6265 - To provide the sense of Congress related to the joint release on Coronavirus issued by Federal and State financial regulators, to require a report analyzing the effectiveness of the joint release, and for other purposes (Steve Stivers, R-OH-15) H.R.6268 - To establish a business stabilization direct loan program and the authority to establish a secondary market guarantee in the Small Business Administration, and for other purposes (Nydia, Velazquez, D-NY-7) H.R.6307 - To provide contracting flexibility to small business concerns, and for other purposes (Chrissy Houlahan, D-PA-6) H.R.6269 - To amend the Federal Deposit Insurance Act to require business continuity planning for insured depository institutions, and for other purposes (Ann Wagner, R-MO-2) S.3531 - A bill to amend the Small Business Act to ensure small businesses affected by the onset of communicable diseases are eligible for disaster relief (Bob Menendez, D-NJ) H.R.6288 - To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to include a public health emergency in the definition of a major disaster, and for other purposes (Cedric Richmond, D-LA-2) S.3541 - A bill to modify requirements relating to small business disaster loans made in response to COVID-19, and for other purposes (Tammy Baldwin, D-WI) S.3554 - A bill to provide assistance to small businesses impacted by COVID-19, and for other purposes (Ben Cardin, D-MD) H.R.6333 - To establish a Small Business Financial Assistance Program to support small businesses during the COVID-19 emergency, and for other purposes (Joyce Beatty, D-OH-3) H.R.6337 - To amend the Internal Revenue Code of 1986 to create an epidemic tax credit, and for other purposes (Ted Budd, R-NC-13) H.R.6342 - To amend the Small Business Investment Act of 1958 to provide additional assistance for small businesses affected by the COVID-19 outbreak, and for other purposes (Sharice Davids, D-KS-3) H.R.6343 - To require the Administrator of the Small Business Administration to provide economic injury grants for small business concerns affected by the COVID-19 pandemic, and for other purposes (Adriano Espaillat, D-NY-13) H.R.6378 - To require the Federal financial regulators to issue interagency regulatory guidance in order to provide forms of relief to borrowers and customers during pandemics and major disasters, to continue to operate and provide services and lending, and to require such regulators to conduct testing with financial institutions to assess pandemic or disaster preparedness, and for other purposes (Jennifer Wexton, D-VA-10) S.3578 - A bill to provide oversight for the care and assistance provided to businesses under the coronavirus relief package (Chuck Grassley, R-IA) H.R.6380 - To temporarily provide for Federal insurance of transaction accounts during the COVID-19 emergency (Al Green, D-TX, 9) H.R.6465 - To waive certain provisions in the case of an emergency declaration under the Robert T. Stafford Disaster Relief and Emergency Assistance Act (Jenniffer Gonzalez-Colon, R-PR-At Large) 4) H.R.6431 - To require the creation of a national commission to prepare for future national emergencies, and for other purposes (Brian Fitzpatrick, R-PA-1) H.R.6547 - To modify terms related to the economic injury disaster loan program of the Small Business Administration for applicants affected by COVID-19, and for other purposes (Chip Roy, R-TX-21) S.4017 - A bill to extend the period for obligations or expenditures for amounts obligated for the National Disaster Resilience competition (John Hoeven, R-ND) S.4135 - HEAL Act - To provide forgivable physical disaster loans to businesses damaged due to civil unrest, and for other purposes (Pat Toomey, R-PA) H.R.7552 - To reauthorize and limit the pre-disaster mitigation program of the Small Business Administration, and for other purposes (Joseph Morelle, D-NY-25) S.4431 - A bill to increase wildfire preparedness and response throughout the United States, and for other purposes (Dianne Feinstein, D-CA) H.R.7979 - Disaster Savings and Resilient Construction Act of 2020 (Bill Pascrell, Jr., D-NJ-9) H.R.7978 - To increase wildfire preparedness and response throughout the United States, and for other purposes (Jimmy Panetta, D-CA-20) H.R.7979 - To amend the Internal Revenue Code of 1986 to provide a credit for owning certain disaster resilient property (Bill Pascrell, D-NJ-9) H.R.8311 - To require a report regarding the potential impacts of any changes to the risk-rating methodology for the National Flood Insurance Program of the Federal Emergency Management Agency before implementation, and for other purposes (Max Rose, D-NY-11) H.R.8406 - The Heroes Act - Making emergency supplemental appropriations for the fiscal year ending September 30, 2021, and for other purposes (Nita Lowey, D-NY-17) S.4764 - A bill to require the Secretary of Housing and Urban Development to establish a pilot program for public-private partnerships for disaster mitigation projects, and for other purposes (Thom Tillis, R-NC) S.4699 - A bill to reauthorize and limit the pre-disaster mitigation program of the Small Business Administration, and for other purposes (Marco Rubio, R-FL) H.R.8462 - Flood Resiliency and Taxpayer Savings Act of 2020 - (David Price, D-NC-4) S.4596 - Disaster Tax Relief Act of 2020 - To provide tax relief for persons affected by certain 2020 disasters (Joni Ernst, R-IA) S.4780 - A bill to amend the Internal Revenue Code of 1986 to provide for qualified Hurricane Laura recovery opportunity zones, and for other purposes (John Kennedy, R-LA) H.R.8616 - To eliminate any subsidies for flood insurance coverage under the National Flood Insurance Program for new construction, and for other purposes (Scott Peters, D-CA-52) S.4815 - A bill to provide for a National Disaster Safety Board (Brian Schatz, D-HI) H.R.8761 - To reduce premiums under the National Flood Insurance Program for certain properties, and for other purposes (Greg Gianforte, R-MT-At Large) S.4931 - A bill to require the Secretary of Energy to establish a grant program to reduce the risk of wildfires caused by power lines, and for other purposes (Ron Wyden, D-OR) H.R.8882 - To establish a national integrated flood information system within the National Oceanic and Atmospheric Administration, and for other purposes (Mikie Sherrill, D-NJ-11) S.5022 - A bill to establish a Federal standard in order to improve the Nation's resilience to current and future flood risk (Chris Van Hollen, D-MD) S.5015 - A bill to establish an Outdoor Restoration Fund for restoration and resilience projects, and for other purposes (Michael Bennet, D-CO) H.R.8945 - To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to provide flexibility with the cost share for fire management assistance, and for other purposes (Joe Neguse, D-CO-2)

Client expense: $470,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Internal Revenue Service (IRS), Labor, Dept of (DOL), Natl Highway Traffic Safety Administration (NHTSA), SENATE, Treasury, Dept of, U.S. Trade Representative (USTR)

H.R. 469, To require the use of replacement cost value in determining the premium rates for flood insurance coverage under the National Flood Insurance Act, and for other purposes H.R. 471, Taxpayer Exposure Mitigation Act H.R. 3167, National Flood Insurance Program Reauthorization Act of 2019 H.R. 4634/S. 2877, Terrorism Risk Insurance Program Reauthorization Act of 2019 H.R. 7011, Pandemic Risk Insurance Act of 2020 S. 3548, Coronavirus Aid, Relief, and Economic Security (CARES) Act Potential legislation related to the negotiation and adoption of international insurance agreements and standards Potential legislation related to the supervision of insurance savings and loan holding companies Potential legislation related to the authority of the Consumer Financial Protection Bureau (CFPB) to regulate the business of insurance Potential legislation prohibiting the use certain risk-based indicators for underwriting automobile insurance Potential legislation to create a federal insurance program to manage the risk of pandemics Proposed rulemaking on risk-based capital requirements for depository institution holding companies significantly engaged in insurance activities (84 Fed. Reg. 57,240-57,301, October 24, 2019) Various issues relating to the reauthorization of the National Flood Insurance Program; retroactively altering business interruption insurance contracts related to COVID-19; creation of a prospective pandemic insurance program; reauthorization of the Terrorism Risk Insurance Act (TRIA) (P.L. 107-297); development of an insurance capital standard by the International Association of Insurance Supervisors; development of a holistic framework for systemic risk by the International Association of Insurance Supervisors

Client expense: $20,000,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Army, Dept of (Corps of Engineers), Bureau of Citizenship & Immigration Services (BCIS), Bureau of Industry and Security (BIS), Bureau of Reclamation, Commerce, Dept of (DOC), Commodity Futures Trading Commission (CFTC), Consumer Financial Protection Bureau (CFPB), Council on Environmental Quality (CEQ), Defense, Dept of (DOD), Education, Dept of, Energy, Dept of, Environmental Protection Agency (EPA), Equal Employment Opportunity Commission (EEOC), Executive Office of the President (EOP), Federal Aviation Administration (FAA), Federal Communications Commission (FCC), Federal Deposit Insurance Corporation (FDIC), Federal Emergency Management Agency (FEMA), Federal Energy Regulatory Commission (FERC), Federal Motor Carrier Safety Administration, Federal Reserve System, Federal Trade Commission (FTC), General Services Administration (GSA), Government Accountability Office (GAO), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Interior, Dept of (DOI), Internal Revenue Service (IRS), Justice, Dept of (DOJ), Labor, Dept of (DOL), Natl Economic Council (NEC), Natl Institute of Standards & Technology (NIST), Natl Labor Relations Board (NLRB), Natl Security Council (NSC), Natl Telecommunications & Information Administration (NTIA), Office of Management & Budget (OMB), Office of Science & Technology Policy (OSTP), Office of the Comptroller of the Currency (OCC), Patent & Trademark Office (PTO), Pension Benefit Guaranty Corporation (PBGC), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), State, Dept of (DOS), Transportation Security Administration (TSA), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Copyright Office, U.S. Customs & Border Protection, U.S. Trade Representative (USTR), White House Office

H.R. 342 National Flood Insurance Program Mapping H.R. 420 Marijuana Products Regulation H.R. 469 Flood Insurance Coverage Rates H.R. 470 Mandatory Flood Insurance Coverage Repeal H.R. 471 Private Capital and Reinsurance Markets Risk Transfer H.R. 472 Alternative Flood Insurance Rate Maps H.R. 1402 Flood Maps Preparation Transfer H.R. 1418 Health Insurance Antitrust laws Application H.R. 1595 Cannabis Related Businesses Financial Services H.R. 1666 Private Flood Insurance Coverage H.R. 1689 Climate Change Advisory Commission Establishment H.R. 1756 Auto Insurance Consumer Reports Use Prohibition H.R. 1862 Federal Insurance Office Abolition S. 350 Health Insurance Federal Antitrust laws Application S. 420 Marijuana Products Taxation and Regulation S. 603 Financial Company Supervision Determination H.R. 2048 Consumer Products and Services Pricing H.R. 2318 National Flood Insurance Mapping H.R. 2479 Financial Stability Oversight Council Voting Member H.R. 2578 National Flood Insurance Program Extension Act of 2019 H.R. 2684 Auto Insurance Cost Disparities Study H.R. 3111 National Flood Insurance Reforms H.R. 3167 National Flood Insurance Program Reform H.R. 3183 Crop Insurance Eligibility H.R. 3258 Flood Insurance Rates Review S. 1108 Data Protection Impact Assessments S. 1144 National Flood Insurance Mapping S. 1200 Cannabis Related Business Financial Services Protection S. 1213 Health Insurance Reform Provision S. 1214 Individual and Collective Privacy Rights Protection S. 1520 National Flood Insurance Program Reauthorization S. 1531 Health Insurance Consumer Protections S. 1533 National Flood Insurance Program Reauthorization H.R. 3872 National Flood Insurance Program Reauthorization H.R. 4074 Cannabis Related Business Safe Harbor H.R. 4523 Risk Retention Groups Commercial Insurance Types S. 2088 Flood Area Community Accountability S. 2122 Flood Insurance Program Contract Termination Authority S. 2171 Flood Insurance Agents Continuing Education Requirement S. 2187 National Flood Insurance Program Reauthorization S. 2192 Flood Risk Reduction Funding Assistance S. 2201 Cannabis Related Business Insurers Safe Harbor H.R. 4634 Terrorism Risk Insurance Act Reauthorization H.R. 4652 Individual Market Reinsurance Fund Establishment S. 2877 Terrorism Risk Insurance Act S. 2964 Non Premium Aviation Insurance Authority Extension H.R. 1756 Auto Insurance Consumer Reports Use Prohibition H.R. 3693 Insurance Rate Income Proxies H.R. 5776 Flood Damaged Areas Accountability **Issues lobbied without specific bill number: COVID-19 Related Insurance Legislation, Business Interruption Insurance, Consumer Financial Protection Bureau Oversight of the Insurance Industry, Marijuana Financial Services H.R. 6494 Insurance Coverage for Business Interruption Losses H.R. 6497 Insurance Coverage for Business Interruption Losses H.R. 6800 HEROES Act Workers Compensation Provision H.R. 7011 Pandemic Risk Reinsurance Program H.R. 7412 Insurers Support Temporary Voluntary Program S. 3814 Loan Forgiveness Period Extension **Issues lobbied without specific bill number: Business Continuity Protection Program, COVID-19 personal and commercial insurance response and role, municipal services liability, judicial insurance antitrust consent decree H.R. 7634 Hotel Lease Payments S. 178 Human Rights Violations Condemnation S. 4317 SAFE TO WORK Act S. 4755 Automobile Insurers Income Proxies Prohibition

Client expense: $1,570,000 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), Commerce, Dept of (DOC), Federal Aviation Administration (FAA), Federal Emergency Management Agency (FEMA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Internal Revenue Service (IRS), Natl Economic Council (NEC), Natl Labor Relations Board (NLRB), SENATE, Transportation, Dept of (DOT), Treasury, Dept of, U.S. Trade Representative (USTR), White House Office

H.R. 471 - Taxpayer Exposure Mitigation Act H.R. 1610 - State Flood Mitigation Revolving Fund Act of 2019 H.R. 1666 - To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements. H.R. 3167 - National Flood Insurance Program Reauthorization Act of 2019 H.R. 5776 - Repeatedly Flooded Communities Preparation Act H.R. 8462 - Flood Resiliency and Taxpayer Savings Act of 2020 S. 2088 - Repeatedly Flooded Communities Preparation Act S. 2187 - National Flood Insurance Program Reauthorization and Reform Act of 2019 S. 2192 - State Flood Mitigation Revolving Fund Act of 2019 Disaster mitigation legislation NFIP Reauthorization, Reform, Debt Cancellation, and Reinsurance legislation

Client expense: Not reported · Firm income: $40,000

Government targets: Federal Deposit Insurance Corporation (FDIC), HOUSE OF REPRESENTATIVES, SENATE

H.R. 469, To require the use of replacement cost value in determining the premium rates for flood insurance coverage under the National Flood Insurance Act, and for other purposes H.R. 471, Taxpayer Exposure Mitigation Act H.R. 3167, National Flood Insurance Program Reauthorization Act of 2019 H.R. 4634/S. 2877, Terrorism Risk Insurance Program Reauthorization Act of 2019 H.R. 7011, Pandemic Risk Insurance Act of 2020 S. 3548, Coronavirus Aid, Relief, and Economic Security (CARES) Act Potential legislation related to the negotiation and adoption of international insurance agreements and standards Potential legislation related to the supervision of insurance savings and loan holding companies Potential legislation related to the authority of the Consumer Financial Protection Bureau (CFPB) to regulate the business of insurance Potential legislation prohibiting the use certain risk-based indicators for underwriting automobile insurance Potential legislation to create a federal insurance program to manage the risk of pandemics Proposed rulemaking on risk-based capital requirements for depository institution holding companies significantly engaged in insurance activities (84 Fed. Reg. 57,240-57,301, October 24, 2019) Various issues relating to the reauthorization of the National Flood Insurance Program; retroactively altering business interruption insurance contracts related to COVID-19; creation of a prospective pandemic insurance program; reauthorization of the Terrorism Risk Insurance Act (TRIA) (P.L. 107-297); development of an insurance capital standard by the International Association of Insurance Supervisors; development of a holistic framework for systemic risk by the International Association of Insurance Supervisors

Client expense: $20,000,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Army, Dept of (Corps of Engineers), Bureau of Citizenship & Immigration Services (BCIS), Bureau of Industry and Security (BIS), Bureau of Reclamation, Commerce, Dept of (DOC), Commodity Futures Trading Commission (CFTC), Consumer Financial Protection Bureau (CFPB), Council on Environmental Quality (CEQ), Defense, Dept of (DOD), Education, Dept of, Energy, Dept of, Environmental Protection Agency (EPA), Equal Employment Opportunity Commission (EEOC), Executive Office of the President (EOP), Federal Aviation Administration (FAA), Federal Communications Commission (FCC), Federal Deposit Insurance Corporation (FDIC), Federal Emergency Management Agency (FEMA), Federal Energy Regulatory Commission (FERC), Federal Motor Carrier Safety Administration, Federal Reserve System, Federal Trade Commission (FTC), General Services Administration (GSA), Government Accountability Office (GAO), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Interior, Dept of (DOI), Internal Revenue Service (IRS), Justice, Dept of (DOJ), Labor, Dept of (DOL), Natl Economic Council (NEC), Natl Institute of Standards & Technology (NIST), Natl Labor Relations Board (NLRB), Natl Security Council (NSC), Natl Telecommunications & Information Administration (NTIA), Office of Management & Budget (OMB), Office of Science & Technology Policy (OSTP), Office of the Comptroller of the Currency (OCC), Patent & Trademark Office (PTO), Pension Benefit Guaranty Corporation (PBGC), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), State, Dept of (DOS), Transportation Security Administration (TSA), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Copyright Office, U.S. Customs & Border Protection, U.S. Trade Representative (USTR), White House Office

H.R. 471 - Taxpayer Exposure Mitigation Act H.R. 1610 - State Flood Mitigation Revolving Fund Act of 2019 H.R. 1666 - To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements. H.R. 3167 - National Flood Insurance Program Reauthorization Act of 2019 H.R. 5776 - Repeatedly Flooded Communities Preparation Act H.R. 8462 - Flood Resiliency and Taxpayer Savings Act of 2020 S. 2088 - Repeatedly Flooded Communities Preparation Act S. 2187 - National Flood Insurance Program Reauthorization and Reform Act of 2019 S. 2192 - State Flood Mitigation Revolving Fund Act of 2019 Disaster mitigation legislation NFIP Reauthorization, Reform, Debt Cancellation, and Reinsurance legislation

Client expense: $250,000 · Firm income: Not reported

Government targets: Commodity Futures Trading Commission (CFTC), Consumer Financial Protection Bureau (CFPB), Executive Office of the President (EOP), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Natl Credit Union Administration (NCUA), Natl Economic Council (NEC), Office of Management & Budget (OMB), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of, U.S. Trade Representative (USTR)

S.1144: improve mapping under the NFIP HR 470: Repeal of Mandatory Flood Insurance Coverage for Commercial Properties H.R.2318: improve mapping under the NFIP, and for other purposes. HR472: Community Mapping Act HR 471: Taxpayer Exposure Mitigation Act/Reinsurance HR 469: To require the use of replacement cost value in determining the premium rates for flood insurance coverage under the NFIP H.R. 1756: Preventing Credit Score Discrimination in Auto Insurance S. 1298 Primary Regulators of Insurance Vote Act (PRIVA Act) of 2019 H.R. 3622: Restoring Unfairly Impaired Credit and Protecting Consumers Act Issues relating to the implementation off the National Association of Registered Agents and Brokers (NARAB) Issues relating to Diversity & Inclusion, Disparate Impact Issues relating to U.S. and international insurance capital standards Issues relating to the Federal Insurance Office Issues relating to the re-authorization and reform for the NFIP HR 3623 Climate Risk Disclosure Act of 2019 HR 3624 Outsourcing Accountability Act HR 3629 Clarify Credit Score Formation Act of 2019 HR 3693 Prohibit Auto Insurance Discrimination Act (Watson-Coleman) S 2201 Clarifying Law Around Insurance of Marijuana (Claim Act) HR 1595 Safe Banking Act HR 4592 International Insurance Standards Act of 2019 HR 3111 National Flood Insurance Program Administrative Reform Act of 2019 HR 3167 National Flood Insurance Program Re-authorization Act of 2019 S 2187 National Flood Insurance Program Re-authorization and Reform Act of 2019 HR 5776 Repeatedly Flooded Communities Preparation Act H.R.6494 - Business Interruption Insurance Coverage Act of 2020 H.R.7011 - Pandemic Risk Insurance Act of 2020 H.R.6497 Never Again Small Business Protection Act of 2020 H.R. 7412, the Business Interruption Relief Act of 2020

Client expense: $900,000 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), Commerce, Dept of (DOC), Consumer Financial Protection Bureau (CFPB), Federal Aviation Administration (FAA), Federal Communications Commission (FCC), Federal Emergency Management Agency (FEMA), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Justice, Dept of (DOJ), Labor, Dept of (DOL), Natl Highway Traffic Safety Administration (NHTSA), Office of Management & Budget (OMB), SENATE, Securities & Exchange Commission (SEC), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Trade Representative (USTR)

H.R. 471 - Taxpayer Exposure Mitigation Act; H.R. 1610 - State Flood Mitigation Revolving Fund Act of 2019; H.R. 1666 - To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements; H.R. 3167 - National Flood Insurance Program Reauthorization Act of 2019; H.R. 5776 - Repeatedly Flooded Communities Preparation Act; S. 2088 - Repeatedly Flooded Communities Preparation Act; S. 2187 - National Flood Insurance Program Reauthorization and Reform Act of 2019; S. 2192 - State Flood Mitigation Revolving Fund Act of 2019; Disaster mitigation legislation; NFIP Reauthorization, Reform, Debt Cancellation, and Reinsurance legislation.

Client expense: Not reported · Firm income: $40,000

Government targets: Federal Deposit Insurance Corporation (FDIC), HOUSE OF REPRESENTATIVES, SENATE

HR 469 Using replacement cost value to determine premium rates for flood insurance; HR 470 Repeal mandatory flood insurance for commercial properties; HR 471 The Taxpayer Exposure Mitigation Act, requires the NFIP to purchase reinsurance; HR 472 The Community Mapping Act, allows communities to develop alternative flood insurance rate maps; HR 830 The Flood Insurance for Farmers Act, allows for repair and construction of structures within flood zones; HR 342 & HR 2318, The FIRM IT Act of 2019, seeks to improve mapping for the NFIP; HR 1666, allows for private flood insurance to meet continuous coverage requirements; HR 2578, the NFIP Extension Act of 2019, HR 3111 NFIP Administrative Reform Act of 2019; HR 3146 Fair Flood Insurance Act of 2019, which provides for monthly installment payments; HR 3167 NFIP Re-authorization Act of 2019; HR 3258 Flood Insurance Integrity Act of 2019; HR 3872/S 2187 NFIP Re-authorization and Reform Act of 2019; S 1144 Flood Insurance Rate Map Interagency Technology Act; S 1520 NFIP Extension Act of 2019; and S 1533 NFIP Extension Act . We are monitoring all legislation impacting the National Flood Insurance Program to insure that the program remains available and affordable for our customers. HR 1595 & S 1200 The SAFE Banking Act; also HR 4074 and S 1200 The CLAIM Act - Monitor efforts to facilitate financial services to legal cannabis-related businesses HR 1756 - The Preventing Credit Score Discrimination in Auto Insurance Act; S 4755 a bill to prohibit auto insurers from using certain income proxies; Monitoring these bill which could impact insurance underwriting HR 1862 and S 1586 - The Federal Insurance Office Abolishment Act of 2019 - monitor potential changes to FIO that would impact the insurance industry HR 4592 International Insurance Standards Act of 2019; support HR 6494 Business Interruption Insurance Coverage Act of 2020; oppose HR 6497 Never Again Small Business Protection Act; oppose HR 7011 Pandemic Risk Insurance Act; concerns with requiring insurance coverage for uninsurable events like pandemics HR 7412 Business Interruption Relief Act; oppose HR 8337 Continuing Appropriations Act - that portion of the bill extending the National Flood Insurance Program (support) S 4325 Business of Insurance Regulatory Reform Act - support this bill which deals with the CFPB authority to regulate insurance

Client expense: $80,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R.243 - To exempt certain wildfire mitigation activities from certain environmental requirements, and for other purposes (Doug LaMalfa, R-CA), ALL PROVISIONS H.R.1306 - To amend the Disaster Recovery Reform Act to develop a study regarding streamlining and consolidating information collection and preliminary damage assessments, and for other purposes (Mark Meadows, R-NC-11) , ALL PROVISIONS H.R.1307 - To provide for an online repository for certain reporting requirements for recipients of Federal disaster assistance, and for other purposes (Mark Meadows, R-NC-11) , ALL PROVISIONS H.R.1317 - To improve the resilience of the built and natural environment to natural disasters and climate change using, among other measures, natural and nature-based features, and for other purposes (Harley Rouda, D-CA-48) , ALL PROVISIONS H.R.1402 - To transfer functions related to the preparation of flood maps from the Administrator of the Federal Emergency Management Agency to the Director of the United States Geological Survey, and for other purposes (Rick Crawford, R-AR-1) , ALL PROVISIONS H.R.876 - To direct the Administrator of the Federal Emergency Management Agency to carry out a plan for the purchase and installation of an earthquake early warning system for the Cascadia Subduction Zone, and for other purposes (Peter DeFazio, D-OR-4) , ALL PROVISIONS H.R.1666 - To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements, and for other purposes (Kathy Castor, D-FL-14) , ALL PROVISIONS H.R.1984 - To amend chapter 11 of title 31, United States Code, to require the Director of the Office of Management and Budget to annually submit to Congress a report on all disaster-related assistance provided by the Federal Government (Scott Peters, D-CA-52) , ALL PROVISIONS H.R.342 - To improve mapping under the National Flood Insurance Program, and for other purposes (Bill Posey, R-FL) , ALL PROVISIONS H.R.469 - To require the use of replacement cost value in determining the premium rates for flood insurance coverage under the National Flood Insurance Act, and for other purposes (Blaine Luetkemeyer, R-MO) , ALL PROVISIONS H.R.470 - To repeal the mandatory flood insurance coverage requirement for commercial properties located in flood hazard areas, and for other purposes (Blaine Luetkemeyer, R-MO) , ALL PROVISIONS H.R.471 - To provide for greater transfer of risk under the National Flood Insurance Program to private capital and reinsurance markets, and for other purposes (Blaine Luetkemeyer, R-MO) , ALL PROVISIONS H.R.472 - To allow communities to develop alternative flood insurance rate maps, and for other purposes (Blaine Luetkemeyer, R-MO) , ALL PROVISIONS S.355 - A bill to establish a grant program to provide assistance to prevent and repair damage to structures due to pyrrhotite (Richard Blumenthal, D-CT) , ALL PROVISIONS S.356 - A bill to establish a grant program to provide assistance to States to prevent and repair damage to structures due to pyrrhotite (Chris Murphy, D-CT) , ALL PROVISIONS H.R.2318 - To amend the Biggert-Waters Flood Insurance Reform Act of 2012 to improve mapping under the National Flood Insurance Program, and for other purposes (Bill Posey, R-FL) , ALL PROVISIONS S.1058 - A bill to amend the Internal Revenue Code of 1986 to exclude from gross income earthquake loss mitigation received under State-based earthquake loss mitigation programs (Kamala Harris, D-CA) , ALL PROVISIONS H.R.2125 - To provide coverage under the Wildfires and Hurricanes Indemnity Program to certain crop, tree, bush, and vine losses due to flooding occurring in Iowa in calendar year 2019 (Cynthia Axne, D-IA-3) , ALL PROVISIONS S.1133 - A bill to provide disaster tax relief for certain disasters occurring in 2019 (Deb Fischer, R-NE) , ALL PROVISIONS H.R.2284 - To provide disaster tax relief for certain disasters occurring in 2019 (Adrian Smith, R-NE-3) , ALL PROVISIONS H.R.2145 - To provide disaster relief (Tom Rice, R-SC-7) , ALL PROVISIONS H.R.2318 - To amend the Biggert-Waters Flood Insurance Reform Act of 2012 to improve mapping under the National Flood Insurance Program, and for other purposes (Bill Posey, R-FL) , ALL PROVISIONS H.R.2462 - To establish a pilot program to enhance the mapping of urban flooding and associated property damage and the availability of such mapped data to homeowners, businesses, and localities to help understand and mitigate the risk of such flooding, and for other purposes (Mike Quigley, D-IL-5) , ALL PROVISIONS S.1276 - A bill to require the Administrator of the Federal Emergency Management Agency to carry out a pilot program to enhance the mapping of urban flooding and associated property damage and the availability of that mapped data to homeowners, businesses, and localities to help understand and mitigate the risk of such flooding, and for other purposes (Dick Durbin, D-IL) , ALL PROVISIONS H.R.2578 - National Flood Insurance Program Extension Act of 2019 - To reauthorize the National Flood Insurance Program, and for other purposes (Maxine Waters, D-CA-43) , ALL PROVISIONS H.R.2548 - To modify eligibility requirements for certain hazard mitigation assistance programs, and for other purposes (Lizzie Fletcher (D-TX-7) , ALL PROVISIONS S.1520 - A bill to reauthorize the National Flood Insurance Program (John Kennedy, R-LA) , ALL PROVISIONS S.1533 - A bill to reauthorize the National Flood Insurance Program (John Kennedy, R-LA) , ALL PROVISIONS H.R.3060 - To provide for reform and reorganization of the Federal Emergency Management Agency, and for other purposes (Sheila Jackson Lee, D-TX-18) , ALL PROVISIONS S.1579 - Budgeting for Disasters Act - To require Congress to budget in advance for disasters, and for other purposes (Mitt Romney, R-UT) , ALL PROVISIONS H.R.3251 - To amend the Internal Revenue Code of 1986 to repeal the temporary rule limiting personal casualty losses to only disaster-related losses (Joe Courtney, D-CT-2) , ALL PROVISIONS S.1909 - A bill to amend title 23, United States Code, to ensure that Federal-aid highways and bridges are more resilient, and for other purposes (Kirsten Gillibrand, D-NY) , ALL PROVISIONS H.R.3111 - National Flood Insurance Program Administrative Reform Act of 2019 (Nydia Velazquez, D-NY-7) , ALL PROVISIONS S.1958 - A bill to amend the Internal Revenue Code of 1986 to provide a credit against tax for disaster mitigation expenditures (Michael Bennet, D-CO) , ALL PROVISIONS H.R.3462 - To amend the Internal Revenue Code of 1986 to provide a credit against tax for disaster mitigation expenditures (Gus Bilirakis, R-FL-12) , ALL PROVISIONS H.R.3531 - To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to allow the Administrator of the Federal Emergency Management Agency to provide capitalization grants to States to establish revolving funds to provide assistance to reduce the harmful impacts to people and property from multiple hazards, and for other purposes (Sam Graves, R-MO-6) , ALL PROVISIONS H.R.3258 - Flood Insurance Integrity Act of 2019 - To require the Government Accountability Office to conduct periodic reviews of the flood insurance rates and flood insurance rate maps under the national flood insurance program, and for other purposes (Gus Bilirakis, R-FL-12) , ALL PROVISIONS S.2266 - A bill to extend group flood insurance policy assistance for victims of the 2016 West Virginia floods, and for other purposes (Joe Manchin III, D-WV) , ALL PROVISIONS S.2301 - A bill to authorize the Secretary of Housing and Urban Development to provide disaster assistance to States, insular areas, units of general local government, and Indian tribes under a community development block grant disaster recovery program, and for other purposes (Brian Schatz, D-HI) , ALL PROVISIONS H.R.3872 - To reauthorize the National Flood Insurance Program, and for other purposes (Frank Pallone, Jr., D-NJ-6) , ALL PROVISIONS S.2187 - A bill to reauthorize the National Flood Insurance Program, and for other purposes (Bob Menendez, D-NJ) , ALL PROVISIONS S.2192 - A bill to amend the National Flood Insurance Act of 1968 to allow the Administrator of the Federal Emergency Management Agency to provide capitalization grants to States to establish revolving funds to provide funding assistance to reduce flood risks, and for other purposes (Jack Reed, D-RI) , ALL PROVISIONS H.R.3779 - To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to allow the Administrator of the Federal Emergency Management Agency to provide capitalization grants to eligible entities to establish revolving funds to provide assistance to reduce disaster risks, and for other purposes (Angie Craig, D-MN-2) , ALL PROVISIONS S.2122 - A bill to authorize the Administrator of the Federal Emergency Management Agency to terminate certain contracts on the basis of detrimental conduct to the National Flood Insurance Program, and for other purposes (John Kennedy, R-LA) , ALL PROVISIONS S.2129 - A bill to require the Secretary of Transportation to develop best practices for incorporating resilience into emergency relief projects, and for other purposes (Tammy Baldwin, D-WI) , ALL PROVISIONS S.2172 - Small Business Surcharge Relief Act - A bill to deliver relief for small business owners and nonprofits by allowing surcharges to be used for mitigation (Roger Wicker, R-MI) , ALL PROVISIONS S.2170 - MEMA Act of 2019- A bill to empower local communities to take an active role in flood mapping (Roger Wicker, R-MI) , ALL PROVISIONS S.2171 - Flood Insurance Continuing Education and Training Act- A bill to provide continuing education for insurance agents to ensure that accurate information about flood policies is being presented to consumers (Roger Wicker, R-MI) , ALL PROVISIONS S.2088 - Repeatedly Flooded Communities Preparation Act (Tim Scott, R-SC) , ALL PROVISIONS S.2421 - Disaster Contract Transparency Act of 2019 - To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to improve accountability of disaster contracts, and for other purposes (Rick Scott, R-FL) , ALL PROVISIONS S.2410 - Flood Reduction, Wildlife Habitat, and Water Quality Improvement Act of 2019 - To amend the Federal Water Pollution Control Act to modify the requirements for permits for dredged or fill material, and for other purposes (Cindy Hyde-Smith, R-MS) , ALL PROVISIONS H.R.4496 - To extend indemnity for wildfires and hurricanes, and for other purposes (Austin Scott, R-GA-8) , ALL PROVISIONS H.R.4376 - Streamlining The Official Response and Monetary Aid for Disasters Act (Neal Dunn, R-FL-2) , ALL PROVISIONS H.R.4347 - To enhance the Federal Government's planning and preparation for extreme weather and the Federal Government's dissemination of best practices to respond to extreme weather, thereby increasing resilience, improving regional coordination, and mitigating the financial risk to the Federal Government from such extreme weather, and for other purposes (Matt Cartwright, D-PA-8) , ALL PROVISIONS H.R.4759 - To increase emergency and disaster relief response, build safer communities, strengthen Second Amendment rights, streamline administrative reviews, and for other purposes (Kevin Hern, R-OK-1) , ALL PROVISIONS H.R.5059 - To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to provide for the authority to reimburse local governments for interest expenses, and for other purposes (Neal Dunn, R-FL-2) , ALL PROVISIONS H.R.5493 - Catastrophe Loss Mitigation Incentive and Tax Parity Act of 2019 (Rob Bishop, R-UT-1) , ALL PROVISIONS H.R.5494 - Catastrophe Loss Mitigation Incentive and Tax Parity Act of 2019 (Mike Thompson, D-CA-5) , ALL PROVISIONS H.R.5709 - To require the Comptroller General to evaluate and issue a report on the structural and economic impacts of climate resiliency at the Federal Emergency Management Agency, including recommendations on how to improve the building codes and standards that the Agency uses to prepare for climate change and address resiliency in housing, public buildings, and infrastructure such as roads and bridges (Joe Neguse, D-CO-2) , ALL PROVISIONS H.R.6071 - To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to modify the Federal share requirement and establish a period of performance requirement for the hazard mitigation grant program, to amend the Post-Katrina Emergency Management Reform Act of 2006 to modify the Federal share requirement of emergency management performance grants, and for other purposes (John Garamendi, D-CA-3) , ALL PROVISIONS S.3418 - A bill to amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to allow the Administrator of the Federal Emergency Management Agency to provide capitalization grants to States to establish revolving funds to provide hazard mitigation assistance to reduce risks from disasters and natural hazards, and other related environmental harm (Gary Peters, D-MI) , ALL PROVISIONS H.R.5776 - Repeatedly Flooded Communities Preparation Act - To amend the National Flood Insurance Act of 1968 to ensure community accountability for areas repetitively damaged by floods, and for other purposes (Earl Blumenauer, D-OR-3) , ALL PROVISIONS S.3285 - A bill to modify eligibility requirements for certain hazard mitigation assistance programs, and for other purposes (Thom Tillis, R-NC) , ALL PROVISIONS H.R.6201 - Families First Coronavirus Response Act (Nita Lowey, D-NY-17) , ALL PROVISIONS S.3548 - CARES Act (Mitch McConnell, R-KY) , ALL PROVISIONS H.R.6265 - To provide the sense of Congress related to the joint release on Coronavirus issued by Federal and State financial regulators, to require a report analyzing the effectiveness of the joint release, and for other purposes (Steve Stivers, R-OH-15) , ALL PROVISIONS H.R.6268 - To establish a business stabilization direct loan program and the authority to establish a secondary market guarantee in the Small Business Administration, and for other purposes (Nydia, Velazquez, D-NY-7) , ALL PROVISIONS H.R.6307 - To provide contracting flexibility to small business concerns, and for other purposes (Chrissy Houlahan, D-PA-6) , ALL PROVISIONS H.R.6269 - To amend the Federal Deposit Insurance Act to require business continuity planning for insured depository institutions, and for other purposes (Ann Wagner, R-MO-2) , ALL PROVISIONS S.3531 - A bill to amend the Small Business Act to ensure small businesses affected by the onset of communicable diseases are eligible for disaster relief (Bob Menendez, D-NJ) , ALL PROVISIONS H.R.6288 - To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to include a public health emergency in the definition of a major disaster, and for other purposes (Cedric Richmond, D-LA-2) , ALL PROVISIONS S.3541 - A bill to modify requirements relating to small business disaster loans made in response to COVID-19, and for other purposes (Tammy Baldwin, D-WI) , ALL PROVISIONS S.3554 - A bill to provide assistance to small businesses impacted by COVID-19, and for other purposes (Ben Cardin, D-MD) , ALL PROVISIONS H.R.6333 - To establish a Small Business Financial Assistance Program to support small businesses during the COVID-19 emergency, and for other purposes (Joyce Beatty, D-OH-3) , ALL PROVISIONS H.R.6337 - To amend the Internal Revenue Code of 1986 to create an epidemic tax credit, and for other purposes (Ted Budd, R-NC-13) , ALL PROVISIONS H.R.6342 - To amend the Small Business Investment Act of 1958 to provide additional assistance for small businesses affected by the COVID-19 outbreak, and for other purposes (Sharice Davids, D-KS-3) , ALL PROVISIONS H.R.6343 - To require the Administrator of the Small Business Administration to provide economic injury grants for small business concerns affected by the COVID-19 pandemic, and for other purposes (Adriano Espaillat, D-NY-13) , ALL PROVISIONS H.R.6378 - To require the Federal financial regulators to issue interagency regulatory guidance in order to provide forms of relief to borrowers and customers during pandemics and major disasters, to continue to operate and provide services and lending, and to require such regulators to conduct testing with financial institutions to assess pandemic or disaster preparedness, and for other purposes (Jennifer Wexton, D-VA-10) , ALL PROVISIONS S.3578 - A bill to provide oversight for the care and assistance provided to businesses under the coronavirus relief package (Chuck Grassley, R-IA) , ALL PROVISIONS H.R.6380 - To temporarily provide for Federal insurance of transaction accounts during the COVID-19 emergency (Al Green, D-TX, 9) , ALL PROVISIONS H.R.6465 - To waive certain provisions in the case of an emergency declaration under the Robert T. Stafford Disaster Relief and Emergency Assistance Act (Jenniffer Gonzalez-Colon, R-PR-At Large) , ALL PROVISIONS H.R.6431 - To require the creation of a national commission to prepare for future national emergencies, and for other purposes (Brian Fitzpatrick, R-PA-1) , ALL PROVISIONS H.R.6547 - To modify terms related to the economic injury disaster loan program of the Small Business Administration for applicants affected by COVID-19, and for other purposes (Chip Roy, R-TX-21) , ALL PROVISIONS S.4017 - A bill to extend the period for obligations or expenditures for amounts obligated for the National Disaster Resilience competition (John Hoeven, R-ND) , ALL PROVISIONS S.4135 - HEAL Act - To provide forgivable physical disaster loans to businesses damaged due to civil unrest, and for other purposes (Pat Toomey, R-PA) , ALL PROVISIONS H.R.7552 - To reauthorize and limit the pre-disaster mitigation program of the Small Business Administration, and for other purposes (Joseph Morelle, D-NY-25) , ALL PROVISIONS S.4431 - A bill to increase wildfire preparedness and response throughout the United States, and for other purposes (Dianne Feinstein, D-CA) , ALL PROVISIONS H.R.7979 - Disaster Savings and Resilient Construction Act of 2020 (Bill Pascrell, Jr., D-NJ-9) , ALL PROVISIONS H.R.7978 - To increase wildfire preparedness and response throughout the United States, and for other purposes (Jimmy Panetta, D-CA-20) , ALL PROVISIONS H.R.7979 - To amend the Internal Revenue Code of 1986 to provide a credit for owning certain disaster resilient property (Bill Pascrell, D-NJ-9) , ALL PROVISIONS H.R.8311 - To require a report regarding the potential impacts of any changes to the risk-rating methodology for the National Flood Insurance Program of the Federal Emergency Management Agency before implementation, and for other purposes (Max Rose, D-NY-11) , ALL PROVISIONS H.R.8406 - The Heroes Act - Making emergency supplemental appropriations for the fiscal year ending September 30, 2021, and for other purposes (Nita Lowey, D-NY-17) , ALL PROVISIONS S.4764 - A bill to require the Secretary of Housing and Urban Development to establish a pilot program for public-private partnerships for disaster mitigation projects, and for other purposes (Thom Tillis, R-NC) , ALL PROVISIONS S.4699 - A bill to reauthorize and limit the pre-disaster mitigation program of the Small Business Administration, and for other purposes (Marco Rubio, R-FL) , ALL PROVISIONS

Client expense: $550,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Internal Revenue Service (IRS), Labor, Dept of (DOL), Natl Highway Traffic Safety Administration (NHTSA), SENATE, Treasury, Dept of, U.S. Trade Representative (USTR)

PL-141-1 TRIA/NARAB II Implementation HFIAA (Homeowner Flood Insurance Affordability Act) Implementation HR 1666- to allow for continuous coverage of the NFIP (all provisions) HR 469- replacement cost coverage in NFIP (all provisions) HR 470- NFIP Mandatory Purchase Repeal for Commercial Properties (all provisions) HR 471- Taxpayer Exposure Mitigation Act (all provisions) HR 472- Community Mapping Act (all provisions) HR 1595- Safe Banking Act (insurance provisions) HR 1862- FIO Elimination Act (all provisions) HR 1756- Auto Insurance Credit Score Prohibition (all provisions) S 1028- Strengthening the Tenth Amendment Through Entrusting States Act (all provisions) S 1200- Secure and Fair Enforcement Banking Act (insurance provisions) HR 2513- Corporate Transparency Act (all provisions) HR 2578- NFIP Extension Act (all provisions) HR 3167- NFIP Reauthorization Act (all provisions) HR 3111- NFIP Administrative Reform Act (all provisions) TRIA Reauthorization S. 2187 - National Flood Insurance Program Reauthorization & Reform Act (all provisions) S. 2201/HR 4074- CLAIM Act (all provisions) S 1889- TITLE Act (All provisions) HR 4523- Expansion of Federal Liability Risk Retention Act (all provisions) HR 4592- International Insurance Standards Act of 2019 (all provisions) S. 2563- Illicit Cash Act (all provisions) S. 2877 - Terrorism Risk Insurance Program Reauthorization Act (all provisions) HR 4634- Terrorism Risk Insurance Program Reauthorization Act (all provisions) S. 2614 - Workforce Mobility Act (all provisions) HR 4037 - CLAIM Act (all provisions) S. 2968- Consumer Online Privacy Rights Act (all provisions) HR 2013 - Information Transparency & Personal Data Control Act (all provisions) Draft Fitzpatrick Business Interruption Legislation (all provisions) H.R.7011 - To establish a Pandemic Risk Reinsurance Program H.R.6497 - Never Again Small Business Protection Act of 2020 H.R.6494 - Business Interruption Insurance Coverage Act of 2020 H.R. 7412, the Business Interruption Relief Act of 2020 S.4755 - A bill to prohibit private passenger automobile insurers from using certain income proxies to determine insurance rates and eligibility. Draft COVID-19 Business and Employee Continuity Recovery Fund Draft Business Continuity Protection Program Draft the Build for Future Disasters Act

Client expense: $220,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Farm Credit Administration, Federal Deposit Insurance Corporation (FDIC), Federal Emergency Management Agency (FEMA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Housing & Urban Development, Dept of (HUD), Labor, Dept of (DOL), Natl Credit Union Administration (NCUA), Natl Economic Council (NEC), Office of Management & Budget (OMB), Office of the Comptroller of the Currency (OCC), SENATE, Small Business Administration (SBA), Treasury, Dept of

H.R. 469, To require the use of replacement cost value in determining the premium rates for flood insurance coverage under the National Flood Insurance Act, and for other purposes H.R. 471, Taxpayer Exposure Mitigation Act H.R. 3111, National Flood Insurance Program Administrative Reform Act of 2019 H.R. 3167, National Flood Insurance Program Reauthorization Act of 2019 S. 3548, Coronavirus Aid, Relief, and Economic Security (CARES) Act Potential legislation related to the negotiation and adoption of international insurance agreements and standards Potential legislation related to the supervision of insurance savings and loan holding companies Potential legislation related to the authority of the Consumer Financial Protection Bureau (CFPB) to regulate the business of insurance Potential legislation prohibiting the use certain risk-based indicators for underwriting automobile insurance Potential legislation to create a federal insurance program to manage the risk of pandemics Proposed rulemaking on risk-based capital requirements for depository institution holding companies significantly engaged in insurance activities (84 Fed. Reg. 57,240-57,301, October 24, 2019) Notice of proposed rulemaking to update the regulations implementing the procedural provisions of the National Environmental Policy Act (85 Fed. Reg. 1,684-1,730, January 10, 2020) Various issues relating to the reauthorization of the National Flood Insurance Program; coronavirus pandemic coverage for insurance products; development of an insurance capital standard by the International Association of Insurance Supervisors; development of a holistic framework for systemic risk by the International Association of Insurance Supervisors

Client expense: $12,300,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Army, Dept of (Corps of Engineers), Bureau of Citizenship & Immigration Services (BCIS), Bureau of Industry and Security (BIS), Bureau of Labor Statistics (BLS), Bureau of Reclamation, Commerce, Dept of (DOC), Commodity Futures Trading Commission (CFTC), Consumer Financial Protection Bureau (CFPB), Council on Environmental Quality (CEQ), Defense, Dept of (DOD), Education, Dept of, Energy, Dept of, Environmental Protection Agency (EPA), Equal Employment Opportunity Commission (EEOC), Executive Office of the President (EOP), Federal Aviation Administration (FAA), Federal Communications Commission (FCC), Federal Deposit Insurance Corporation (FDIC), Federal Emergency Management Agency (FEMA), Federal Energy Regulatory Commission (FERC), Federal Motor Carrier Safety Administration, Federal Reserve System, Federal Trade Commission (FTC), General Services Administration (GSA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Interior, Dept of (DOI), Internal Revenue Service (IRS), Justice, Dept of (DOJ), Labor, Dept of (DOL), Natl Economic Council (NEC), Natl Institute of Standards & Technology (NIST), Natl Labor Relations Board (NLRB), Natl Security Council (NSC), Natl Telecommunications & Information Administration (NTIA), Office of Management & Budget (OMB), Office of Science & Technology Policy (OSTP), Office of the Comptroller of the Currency (OCC), Patent & Trademark Office (PTO), Pension Benefit Guaranty Corporation (PBGC), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), State, Dept of (DOS), Transportation Security Administration (TSA), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Copyright Office, U.S. Customs & Border Protection, U.S. Trade Representative (USTR), White House Office

S.1144: improve mapping under the NFIP HR 470: Repeal of Mandatory Flood Insurance Coverage for Commercial Properties H.R.2318: improve mapping under the NFIP, and for other purposes. HR472: Community Mapping Act HR 471: Taxpayer Exposure Mitigation Act/Reinsurance HR 469: To require the use of replacement cost value in determining the premium rates for flood insurance coverage under the NFIP H.R. 1756: Preventing Credit Score Discrimination in Auto Insurance S. 1298 Primary Regulators of Insurance Vote Act (PRIVA Act) of 2019 H.R. 3622: Restoring Unfairly Impaired Credit and Protecting Consumers Act Issues relating to the implementation off the National Association of Registered Agents and Brokers (NARAB) Issues relating to Diversity & Inclusion, Disparate Impact Issues relating to U.S. and international insurance capital standards Issues relating to the Federal Insurance Office Issues relating to the re-authorization and reform for the NFIP HR 3623 Climate Risk Disclosure Act of 2019 HR 3624 Outsourcing Accountability Act HR 3629 Clarify Credit Score Formation Act of 2019 HR 3693 Prohibit Auto Insurance Discrimination Act (Watson-Coleman) S 2201 Clarifying Law Around Insurance of Marijuana (Claim Act) HR 1595 Safe Banking Act HR 4592 International Insurance Standards Act of 2019 HR 3111 National Flood Insurance Program Administrative Reform Act of 2019 HR 3167 National Flood Insurance Program Re-authorization Act of 2019 S 2187 National Flood Insurance Program Re-authorization and Reform Act of 2019 HR 5776 Repeatedly Flooded Communities Preparation Act H.R.6494 - Business Interruption Insurance Coverage Act of 2020 H.R.7011 - Pandemic Risk Insurance Act of 2020 H.R.6497 Never Again Small Business Protection Act of 2020 H.R. 7412, the Business Interruption Relief Act of 2020

Client expense: $410,000 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), Commerce, Dept of (DOC), Consumer Financial Protection Bureau (CFPB), Federal Aviation Administration (FAA), Federal Communications Commission (FCC), Federal Emergency Management Agency (FEMA), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Justice, Dept of (DOJ), Labor, Dept of (DOL), Natl Highway Traffic Safety Administration (NHTSA), Office of Management & Budget (OMB), SENATE, Securities & Exchange Commission (SEC), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Trade Representative (USTR)

H.R. 342 National Flood Insurance Program Mapping H.R. 420 Marijuana Products Regulation H.R. 469 Flood Insurance Coverage Rates H.R. 470 Mandatory Flood Insurance Coverage Repeal H.R. 471 Private Capital and Reinsurance Markets Risk Transfer H.R. 472 Alternative Flood Insurance Rate Maps H.R. 1402 Flood Maps Preparation Transfer H.R. 1418 Health Insurance Antitrust laws Application H.R. 1595 Cannabis Related Businesses Financial Services H.R. 1666 Private Flood Insurance Coverage H.R. 1689 Climate Change Advisory Commission Establishment H.R. 1756 Auto Insurance Consumer Reports Use Prohibition H.R. 1862 Federal Insurance Office Abolition S. 350 Health Insurance Federal Antitrust laws Application S. 420 Marijuana Products Taxation and Regulation S. 603 Financial Company Supervision Determination H.R. 2048 Consumer Products and Services Pricing H.R. 2318 National Flood Insurance Mapping H.R. 2479 Financial Stability Oversight Council Voting Member H.R. 2578 National Flood Insurance Program Extension Act of 2019 H.R. 2684 Auto Insurance Cost Disparities Study H.R. 3111 National Flood Insurance Reforms H.R. 3167 National Flood Insurance Program Reform H.R. 3183 Crop Insurance Eligibility H.R. 3258 Flood Insurance Rates Review S. 1108 Data Protection Impact Assessments S. 1144 National Flood Insurance Mapping S. 1200 Cannabis Related Business Financial Services Protection S. 1213 Health Insurance Reform Provision S. 1214 Individual and Collective Privacy Rights Protection S. 1520 National Flood Insurance Program Reauthorization S. 1531 Health Insurance Consumer Protections S. 1533 National Flood Insurance Program Reauthorization H.R. 3872 National Flood Insurance Program Reauthorization H.R. 4074 Cannabis Related Business Safe Harbor H.R. 4523 Risk Retention Groups Commercial Insurance Types S. 2088 Flood Area Community Accountability S. 2122 Flood Insurance Program Contract Termination Authority S. 2171 Flood Insurance Agents Continuing Education Requirement S. 2187 National Flood Insurance Program Reauthorization S. 2192 Flood Risk Reduction Funding Assistance S. 2201 Cannabis Related Business Insurers Safe Harbor H.R. 4634 Terrorism Risk Insurance Act Reauthorization H.R. 4652 Individual Market Reinsurance Fund Establishment S. 2877 Terrorism Risk Insurance Act S. 2964 Non Premium Aviation Insurance Authority Extension H.R. 1756 Auto Insurance Consumer Reports Use Prohibition H.R. 3693 Insurance Rate Income Proxies H.R. 5776 Flood Damaged Areas Accountability **Issues lobbied without specific bill number: COVID-19 Related Insurance Legislation, Business Interruption Insurance, Consumer Financial Protection Bureau Oversight of the Insurance Industry, Marijuana Financial Services H.R. 6494 Insurance Coverage for Business Interruption Losses H.R. 6497 Insurance Coverage for Business Interruption Losses H.R. 6800 HEROES Act Workers Compensation Provision H.R. 7011 Pandemic Risk Reinsurance Program H.R. 7412 Insurers Support Temporary Voluntary Program S. 3814 Loan Forgiveness Period Extension **Issues lobbied without specific bill number: Business Continuity Protection Program, COVID-19 personal and commercial insurance response and role, municipal services liability, judicial insurance antitrust consent decree

Client expense: $2,090,000 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), Commerce, Dept of (DOC), Federal Aviation Administration (FAA), Federal Emergency Management Agency (FEMA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Internal Revenue Service (IRS), Natl Economic Council (NEC), Natl Labor Relations Board (NLRB), SENATE, Transportation, Dept of (DOT), Treasury, Dept of, U.S. Trade Representative (USTR)

H.R. 471 - Taxpayer Exposure Mitigation Act H.R. 1610 - State Flood Mitigation Revolving Fund Act of 2019 H.R. 1666 - To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements. H.R. 3167 - National Flood Insurance Program Reauthorization Act of 2019 H.R. 5776 - Repeatedly Flooded Communities Preparation Act S. 2088 - Repeatedly Flooded Communities Preparation Act S. 2187 - National Flood Insurance Program Reauthorization and Reform Act of 2019 S. 2192 - State Flood Mitigation Revolving Fund Act of 2019 Disaster mitigation legislation NFIP Reauthorization, Reform, Debt Cancellation, and Reinsurance legislation

Client expense: $400,000 · Firm income: Not reported

Government targets: Executive Office of the President (EOP), Federal Emergency Management Agency (FEMA), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Natl Economic Council (NEC), SENATE, Treasury, Dept of, U.S. Trade Representative (USTR)

H.R.243 - To exempt certain wildfire mitigation activities from certain environmental requirements, and for other purposes (Doug LaMalfa, R-CA) H.R.1306 - To amend the Disaster Recovery Reform Act to develop a study regarding streamlining and consolidating information collection and preliminary damage assessments, and for other purposes (Mark Meadows, R-NC-11) H.R.1307 - To provide for an online repository for certain reporting requirements for recipients of Federal disaster assistance, and for other purposes (Mark Meadows, R-NC-11) H.R.1317 - To improve the resilience of the built and natural environment to natural disasters and climate change using, among other measures, natural and nature-based features, and for other purposes (Harley Rouda, D-CA-48) H.R.1402 - To transfer functions related to the preparation of flood maps from the Administrator of the Federal Emergency Management Agency to the Director of the United States Geological Survey, and for other purposes (Rick Crawford, R-AR-1) H.R.876 - To direct the Administrator of the Federal Emergency Management Agency to carry out a plan for the purchase and installation of an earthquake early warning system for the Cascadia Subduction Zone, and for other purposes (Peter DeFazio, D-OR-4) H.R.1666 - To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements, and for other purposes (Kathy Castor, D-FL-14) H.R.1984 - To amend chapter 11 of title 31, United States Code, to require the Director of the Office of Management and Budget to annually submit to Congress a report on all disaster-related assistance provided by the Federal Government (Scott Peters, D-CA-52) H.R.342 - To improve mapping under the National Flood Insurance Program, and for other purposes (Bill Posey, R-FL) H.R.469 - To require the use of replacement cost value in determining the premium rates for flood insurance coverage under the National Flood Insurance Act, and for other purposes (Blaine Luetkemeyer, R-MO) H.R.470 - To repeal the mandatory flood insurance coverage requirement for commercial properties located in flood hazard areas, and for other purposes (Blaine Luetkemeyer, R-MO) H.R.471 - To provide for greater transfer of risk under the National Flood Insurance Program to private capital and reinsurance markets, and for other purposes (Blaine Luetkemeyer, R-MO) H.R.472 - To allow communities to develop alternative flood insurance rate maps, and for other purposes (Blaine Luetkemeyer, R-MO) S.355 - A bill to establish a grant program to provide assistance to prevent and repair damage to structures due to pyrrhotite (Richard Blumenthal, D-CT) S.356 - A bill to establish a grant program to provide assistance to States to prevent and repair damage to structures due to pyrrhotite (Chris Murphy, D-CT) H.R.2318 - To amend the Biggert-Waters Flood Insurance Reform Act of 2012 to improve mapping under the National Flood Insurance Program, and for other purposes (Bill Posey, R-FL) S.1058 - A bill to amend the Internal Revenue Code of 1986 to exclude from gross income earthquake loss mitigation received under State-based earthquake loss mitigation programs (Kamala Harris, D-CA) H.R.2125 - To provide coverage under the Wildfires and Hurricanes Indemnity Program to certain crop, tree, bush, and vine losses due to flooding occurring in Iowa in calendar year 2019 (Cynthia Axne, D-IA-3) S.1133 - A bill to provide disaster tax relief for certain disasters occurring in 2019 (Deb Fischer, R-NE) H.R.2284 - To provide disaster tax relief for certain disasters occurring in 2019 (Adrian Smith, R-NE-3) H.R.2145 - To provide disaster relief (Tom Rice, R-SC-7) H.R.2318 - To amend the Biggert-Waters Flood Insurance Reform Act of 2012 to improve mapping under the National Flood Insurance Program, and for other purposes (Bill Posey, R-FL) H.R.2462 - To establish a pilot program to enhance the mapping of urban flooding and associated property damage and the availability of such mapped data to homeowners, businesses, and localities to help understand and mitigate the risk of such flooding, and for other purposes (Mike Quigley, D-IL-5) S.1276 - A bill to require the Administrator of the Federal Emergency Management Agency to carry out a pilot program to enhance the mapping of urban flooding and associated property damage and the availability of that mapped data to homeowners, businesses, and localities to help understand and mitigate the risk of such flooding, and for other purposes (Dick Durbin, D-IL) H.R.2578 - National Flood Insurance Program Extension Act of 2019 - To reauthorize the National Flood Insurance Program, and for other purposes (Maxine Waters, D-CA-43) H.R.2548 - To modify eligibility requirements for certain hazard mitigation assistance programs, and for other purposes (Lizzie Fletcher (D-TX-7) S.1520 - A bill to reauthorize the National Flood Insurance Program (John Kennedy, R-LA) S.1533 - A bill to reauthorize the National Flood Insurance Program (John Kennedy, R-LA) H.R.3060 - To provide for reform and reorganization of the Federal Emergency Management Agency, and for other purposes (Sheila Jackson Lee, D-TX-18) S.1579 - Budgeting for Disasters Act - To require Congress to budget in advance for disasters, and for other purposes (Mitt Romney, R-UT) H.R.3251 - To amend the Internal Revenue Code of 1986 to repeal the temporary rule limiting personal casualty losses to only disaster-related losses (Joe Courtney, D-CT-2) S.1909 - A bill to amend title 23, United States Code, to ensure that Federal-aid highways and bridges are more resilient, and for other purposes (Kirsten Gillibrand, D-NY) H.R.3111 - National Flood Insurance Program Administrative Reform Act of 2019 (Nydia Velazquez, D-NY-7) S.1958 - A bill to amend the Internal Revenue Code of 1986 to provide a credit against tax for disaster mitigation expenditures (Michael Bennet, D-CO) H.R.3462 - To amend the Internal Revenue Code of 1986 to provide a credit against tax for disaster mitigation expenditures (Gus Bilirakis, R-FL-12) H.R.3531 - To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to allow the Administrator of the Federal Emergency Management Agency to provide capitalization grants to States to establish revolving funds to provide assistance to reduce the harmful impacts to people and property from multiple hazards, and for other purposes (Sam Graves, R-MO-6) H.R.3258 - Flood Insurance Integrity Act of 2019 - To require the Government Accountability Office to conduct periodic reviews of the flood insurance rates and flood insurance rate maps under the national flood insurance program, and for other purposes (Gus Bilirakis, R-FL-12) S.2266 - A bill to extend group flood insurance policy assistance for victims of the 2016 West Virginia floods, and for other purposes (Joe Manchin III, D-WV) S.2301 - A bill to authorize the Secretary of Housing and Urban Development to provide disaster assistance to States, insular areas, units of general local government, and Indian tribes under a community development block grant disaster recovery program, and for other purposes (Brian Schatz, D-HI) H.R.3872 - To reauthorize the National Flood Insurance Program, and for other purposes (Frank Pallone, Jr., D-NJ-6) S.2187 - A bill to reauthorize the National Flood Insurance Program, and for other purposes (Bob Menendez, D-NJ) S.2192 - A bill to amend the National Flood Insurance Act of 1968 to allow the Administrator of the Federal Emergency Management Agency to provide capitalization grants to States to establish revolving funds to provide funding assistance to reduce flood risks, and for other purposes (Jack Reed, D-RI) H.R.3779 - To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to allow the Administrator of the Federal Emergency Management Agency to provide capitalization grants to eligible entities to establish revolving funds to provide assistance to reduce disaster risks, and for other purposes (Angie Craig, D-MN-2) S.2122 - A bill to authorize the Administrator of the Federal Emergency Management Agency to terminate certain contracts on the basis of detrimental conduct to the National Flood Insurance Program, and for other purposes (John Kennedy, R-LA) S.2129 - A bill to require the Secretary of Transportation to develop best practices for incorporating resilience into emergency relief projects, and for other purposes (Tammy Baldwin, D-WI) S.2172 - Small Business Surcharge Relief Act - A bill to deliver relief for small business owners and nonprofits by allowing surcharges to be used for mitigation (Roger Wicker, R-MI) S.2170 - MEMA Act of 2019- A bill to empower local communities to take an active role in flood mapping (Roger Wicker, R-MI) S.2171 - Flood Insurance Continuing Education and Training Act- A bill to provide continuing education for insurance agents to ensure that accurate information about flood policies is being presented to consumers (Roger Wicker, R-MI) S.2088 - Repeatedly Flooded Communities Preparation Act (Tim Scott, R-SC) S.2421 - Disaster Contract Transparency Act of 2019 - To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to improve accountability of disaster contracts, and for other purposes (Rick Scott, R-FL) S.2410 - Flood Reduction, Wildlife Habitat, and Water Quality Improvement Act of 2019 - To amend the Federal Water Pollution Control Act to modify the requirements for permits for dredged or fill material, and for other purposes (Cindy Hyde-Smith, R-MS) H.R.4496 - To extend indemnity for wildfires and hurricanes, and for other purposes (Austin Scott, R-GA-8) H.R.4376 - Streamlining The Official Response and Monetary Aid for Disasters Act (Neal Dunn, R-FL-2) H.R.4347 - To enhance the Federal Government's planning and preparation for extreme weather and the Federal Government's dissemination of best practices to respond to extreme weather, thereby increasing resilience, improving regional coordination, and mitigating the financial risk to the Federal Government from such extreme weather, and for other purposes (Matt Cartwright, D-PA-8) H.R.4759 - To increase emergency and disaster relief response, build safer communities, strengthen Second Amendment rights, streamline administrative reviews, and for other purposes (Kevin Hern, R-OK-1) H.R.5059 - To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to provide for the authority to reimburse local governments for interest expenses, and for other purposes (Neal Dunn, R-FL-2) H.R.5493 - Catastrophe Loss Mitigation Incentive and Tax Parity Act of 2019 (Rob Bishop, R-UT-1) H.R.5494 - Catastrophe Loss Mitigation Incentive and Tax Parity Act of 2019 (Mike Thompson, D-CA-5) H.R.5709 - To require the Comptroller General to evaluate and issue a report on the structural and economic impacts of climate resiliency at the Federal Emergency Management Agency, including recommendations on how to improve the building codes and standards that the Agency uses to prepare for climate change and address resiliency in housing, public buildings, and infrastructure such as roads and bridges (Joe Neguse, D-CO-2) H.R.6071 - To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to modify the Federal share requirement and establish a period of performance requirement for the hazard mitigation grant program, to amend the Post-Katrina Emergency Management Reform Act of 2006 to modify the Federal share requirement of emergency management performance grants, and for other purposes (John Garamendi, D-CA-3) S.3418 - A bill to amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to allow the Administrator of the Federal Emergency Management Agency to provide capitalization grants to States to establish revolving funds to provide hazard mitigation assistance to reduce risks from disasters and natural hazards, and other related environmental harm (Gary Peters, D-MI) H.R.5776 - Repeatedly Flooded Communities Preparation Act - To amend the National Flood Insurance Act of 1968 to ensure community accountability for areas repetitively damaged by floods, and for other purposes (Earl Blumenauer, D-OR-3) S.3285 - A bill to modify eligibility requirements for certain hazard mitigation assistance programs, and for other purposes (Thom Tillis, R-NC) H.R.6201 - Families First Coronavirus Response Act (Nita Lowey, D-NY-17) S.3548 - CARES Act (Mitch McConnell, R-KY) H.R.6265 - To provide the sense of Congress related to the joint release on Coronavirus issued by Federal and State financial regulators, to require a report analyzing the effectiveness of the joint release, and for other purposes (Steve Stivers, R-OH-15) H.R.6268 - To establish a business stabilization direct loan program and the authority to establish a secondary market guarantee in the Small Business Administration, and for other purposes (Nydia, Velazquez, D-NY-7) H.R.6307 - To provide contracting flexibility to small business concerns, and for other purposes (Chrissy Houlahan, D-PA-6) H.R.6269 - To amend the Federal Deposit Insurance Act to require business continuity planning for insured depository institutions, and for other purposes (Ann Wagner, R-MO-2) S.3531 - A bill to amend the Small Business Act to ensure small businesses affected by the onset of communicable diseases are eligible for disaster relief (Bob Menendez, D-NJ) H.R.6288 - To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to include a public health emergency in the definition of a major disaster, and for other purposes (Cedric Richmond, D-LA-2) S.3541 - A bill to modify requirements relating to small business disaster loans made in response to COVID-19, and for other purposes (Tammy Baldwin, D-WI) S.3554 - A bill to provide assistance to small businesses impacted by COVID-19, and for other purposes (Ben Cardin, D-MD) H.R.6333 - To establish a Small Business Financial Assistance Program to support small businesses during the COVID-19 emergency, and for other purposes (Joyce Beatty, D-OH-3) H.R.6337 - To amend the Internal Revenue Code of 1986 to create an epidemic tax credit, and for other purposes (Ted Budd, R-NC-13) H.R.6342 - To amend the Small Business Investment Act of 1958 to provide additional assistance for small businesses affected by the COVID-19 outbreak, and for other purposes (Sharice Davids, D-KS-3) H.R.6343 - To require the Administrator of the Small Business Administration to provide economic injury grants for small business concerns affected by the COVID-19 pandemic, and for other purposes (Adriano Espaillat, D-NY-13) H.R.6378 - To require the Federal financial regulators to issue interagency regulatory guidance in order to provide forms of relief to borrowers and customers during pandemics and major disasters, to continue to operate and provide services and lending, and to require such regulators to conduct testing with financial institutions to assess pandemic or disaster preparedness, and for other purposes (Jennifer Wexton, D-VA-10) S.3578 - A bill to provide oversight for the care and assistance provided to businesses under the coronavirus relief package (Chuck Grassley, R-IA) H.R.6380 - To temporarily provide for Federal insurance of transaction accounts during the COVID-19 emergency (Al Green, D-TX, 9) H.R.6465 - To waive certain provisions in the case of an emergency declaration under the Robert T. Stafford Disaster Relief and Emergency Assistance Act (Jenniffer Gonzalez-Colon, R-PR-At Large) 4) H.R.6431 - To require the creation of a national commission to prepare for future national emergencies, and for other purposes (Brian Fitzpatrick, R-PA-1) H.R.6547 - To modify terms related to the economic injury disaster loan program of the Small Business Administration for applicants affected by COVID-19, and for other purposes (Chip Roy, R-TX-21) S.4017 - A bill to extend the period for obligations or expenditures for amounts obligated for the National Disaster Resilience competition (John Hoeven, R-ND)

Client expense: $550,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Internal Revenue Service (IRS), Labor, Dept of (DOL), Natl Highway Traffic Safety Administration (NHTSA), SENATE, Treasury, Dept of, U.S. Trade Representative (USTR)

H.R. 471 - Taxpayer Exposure Mitigation Act; H.R. 1610 - State Flood Mitigation Revolving Fund Act of 2019; H.R. 1666 - To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements; H.R. 3167 - National Flood Insurance Program Reauthorization Act of 2019; H.R. 5776 - Repeatedly Flooded Communities Preparation Act; S. 2088 - Repeatedly Flooded Communities Preparation Act; S. 2187 - National Flood Insurance Program Reauthorization and Reform Act of 2019; S. 2192 - State Flood Mitigation Revolving Fund Act of 2019; Disaster mitigation legislation; NFIP Reauthorization, Reform, Debt Cancellation, and Reinsurance legislation.

Client expense: Not reported · Firm income: $40,000

Government targets: Federal Deposit Insurance Corporation (FDIC), HOUSE OF REPRESENTATIVES, SENATE

HR 469 Using replacement cost value to determine premium rates for flood insurance; HR 470 Repeal mandatory flood insurance for commercial properties; HR 471 The Taxpayer Exposure Mitigation Act, requires the NFIP to purchase reinsurance; HR 472 The Community Mapping Act, allows communities to develop alternative flood insurance rate maps; HR 830 The Flood Insurance for Farmers Act, allows for repair and construction of structures within flood zones; HR 342 & HR 2318, The FIRM IT Act of 2019, seeks to improve mapping for the NFIP; HR 1666, allows for private flood insurance to meet continuous coverage requirements; HR 2578, the NFIP Extension Act of 2019, HR 3111 NFIP Administrative Reform Act of 2019; HR 3146 Fair Flood Insurance Act of 2019, which provides for monthly installment payments; HR 3167 NFIP Re-authorization Act of 2019; HR 3258 Flood Insurance Integrity Act of 2019; HR 3872/S 2187 NFIP Re-authorization and Reform Act of 2019; S 1144 Flood Insurance Rate Map Interagency Technology Act; S 1520 NFIP Extension Act of 2019; and S 1533 NFIP Extension Act . We are monitoring all legislation impacting the National Flood Insurance Program to insure that the program remains available and affordable for our customers. HR 1595 & S 1200 The SAFE Banking Act; also HR 4074 and S 1200 The CLAIM Act - Monitor efforts to facilitate financial services to legal cannabis-related businesses HR 1756 - The Preventing Credit Score Discrimination in Auto Insurance Act - monitoring this bill which could impact insurance underwriting HR 1862 and S 1586 - The Federal Insurance Office Abolishment Act of 2019 - monitor potential changes to FIO that would impact the insurance industry HR 4592 International Insurance Standards Act of 2019; support HR 6494 Business Interruption Insurance Coverage Act of 2020; oppose HR 6497 Never Again Small Business Protection Act; oppose HR 7011 Pandemic Risk Insurance Act; concerns with requiring insurance coverage for uninsurable events like pandemics HR 7412 Business Interruption Relief Act; oppose

Client expense: $90,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

PL-141-1 TRIA/NARAB II Implementation HFIAA (Homeowner Flood Insurance Affordability Act) Implementation HR 1666- to allow for continuous coverage of the NFIP (all provisions) HR 469- replacement cost coverage in NFIP (all provisions) HR 470- NFIP Mandatory Purchase Repeal for Commercial Properties (all provisions) HR 471- Taxpayer Exposure Mitigation Act (all provisions) HR 472- Community Mapping Act (all provisions) HR 1595- Safe Banking Act (insurance provisions) HR 1862- FIO Elimination Act (all provisions) HR 1756- Auto Insurance Credit Score Prohibition (all provisions) S 1028- Strengthening the Tenth Amendment Through Entrusting States Act (all provisions) S 1200- Secure and Fair Enforcement Banking Act (insurance provisions) HR 2513- Corporate Transparency Act (all provisions) HR 2578- NFIP Extension Act (all provisions) HR 3167- NFIP Reauthorization Act (all provisions) HR 3111- NFIP Administrative Reform Act (all provisions) TRIA Reauthorization S. 2187 - National Flood Insurance Program Reauthorization & Reform Act (all provisions) S. 2201/HR 4074- CLAIM Act (all provisions) S 1889- TITLE Act (All provisions) HR 4523- Expansion of Federal Liability Risk Retention Act (all provisions) HR 4592- International Insurance Standards Act of 2019 (all provisions) S. 2563- Illicit Cash Act (all provisions) S. 2877 - Terrorism Risk Insurance Program Reauthorization Act (all provisions) HR 4634- Terrorism Risk Insurance Program Reauthorization Act (all provisions) S. 2614 - Workforce Mobility Act (all provisions) HR 4037 - CLAIM Act (all provisions) S. 2968- Consumer Online Privacy Rights Act (all provisions) HR 2013 - Information Transparency & Personal Data Control Act (all provisions) HR 4074 - CLAIM Act (all provisions) Draft Fitzpatrick Business Interruption Legislation (all provisions) H.R.7011 - To establish a Pandemic Risk Reinsurance Program H.R.6497 - Never Again Small Business Protection Act of 2020 H.R.6494 - Business Interruption Insurance Coverage Act of 2020 H.R. 7412, the Business Interruption Relief Act of 2020 Draft COVID-19 Business and Employee Continuity Recovery Fund Draft Business Continuity Protection Program Draft the Build for Future Disasters Act

Client expense: $490,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Federal Emergency Management Agency (FEMA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Housing & Urban Development, Dept of (HUD), Labor, Dept of (DOL), Natl Economic Council (NEC), Office of Management & Budget (OMB), SENATE, Small Business Administration (SBA), Treasury, Dept of

H.R. 342 National Flood Insurance Program Mapping H.R. 420 Marijuana Products Regulation H.R. 469 Flood Insurance Coverage Rates H.R. 470 Mandatory Flood Insurance Coverage Repeal H.R. 471 Private Capital and Reinsurance Markets Risk Transfer H.R. 472 Alternative Flood Insurance Rate Maps H.R. 1402 Flood Maps Preparation Transfer H.R. 1418 Health Insurance Antitrust laws Application H.R. 1595 Cannabis Related Businesses Financial Services H.R. 1666 Private Flood Insurance Coverage H.R. 1689 Climate Change Advisory Commission Establishment H.R. 1756 Auto Insurance Consumer Reports Use Prohibition H.R. 1862 Federal Insurance Office Abolition S. 350 Health Insurance Federal Antitrust laws Application S. 420 Marijuana Products Taxation and Regulation S. 603 Financial Company Supervision Determination H.R. 2048 Consumer Products and Services Pricing H.R. 2318 National Flood Insurance Mapping H.R. 2479 Financial Stability Oversight Council Voting Member H.R. 2578 National Flood Insurance Program Extension Act of 2019 H.R. 2684 Auto Insurance Cost Disparities Study H.R. 3111 National Flood Insurance Reforms H.R. 3167 National Flood Insurance Program Reform H.R. 3183 Crop Insurance Eligibility H.R. 3258 Flood Insurance Rates Review S. 1108 Data Protection Impact Assessments S. 1144 National Flood Insurance Mapping S. 1200 Cannabis Related Business Financial Services Protection S. 1213 Health Insurance Reform Provision S. 1214 Individual and Collective Privacy Rights Protection S. 1520 National Flood Insurance Program Reauthorization S. 1531 Health Insurance Consumer Protections S. 1533 National Flood Insurance Program Reauthorization H.R. 3872 National Flood Insurance Program Reauthorization H.R. 4074 Cannabis Related Business Safe Harbor H.R. 4523 Risk Retention Groups Commercial Insurance Types S. 2088 Flood Area Community Accountability S. 2122 Flood Insurance Program Contract Termination Authority S. 2171 Flood Insurance Agents Continuing Education Requirement S. 2187 National Flood Insurance Program Reauthorization S. 2192 Flood Risk Reduction Funding Assistance S. 2201 Cannabis Related Business Insurers Safe Harbor H.R. 4634 Terrorism Risk Insurance Act Reauthorization H.R. 4652 Individual Market Reinsurance Fund Establishment S. 2877 Terrorism Risk Insurance Act S. 2964 Non Premium Aviation Insurance Authority Extension H.R. 1756 Auto Insurance Consumer Reports Use Prohibition H.R. 3693 Insurance Rate Income Proxies H.R. 5776 Flood Damaged Areas Accountability **Issues lobbied without specific bill number: COVID-19 Related Insurance Legislation, Business Interruption Insurance, Consumer Financial Protection Bureau Oversight of the Insurance Industry, Marijuana Financial Services

Client expense: $1,600,000 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), Commerce, Dept of (DOC), Federal Aviation Administration (FAA), Federal Emergency Management Agency (FEMA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Internal Revenue Service (IRS), Natl Economic Council (NEC), Natl Labor Relations Board (NLRB), SENATE, Transportation, Dept of (DOT), Treasury, Dept of, U.S. Trade Representative (USTR)

H.R. 342 National Flood Insurance Program Mapping H.R. 420 Marijuana Products Regulation H.R. 469 Flood Insurance Coverage Rates H.R. 470 Mandatory Flood Insurance Coverage Repeal H.R. 471 Private Capital and Reinsurance Markets Risk Transfer H.R. 472 Alternative Flood Insurance Rate Maps H.R. 1402 Flood Maps Preparation Transfer H.R. 1418 Health Insurance Antitrust laws Application H.R. 1595 Cannabis Related Businesses Financial Services H.R. 1666 Private Flood Insurance Coverage H.R. 1689 Climate Change Advisory Commission Establishment H.R. 1756 Auto Insurance Consumer Reports Use Prohibition H.R. 1862 Federal Insurance Office Abolition S. 350 Health Insurance Federal Antitrust laws Application S. 420 Marijuana Products Taxation and Regulation S. 603 Financial Company Supervision Determination H.R. 2048 Consumer Products and Services Pricing H.R. 2318 National Flood Insurance Mapping H.R. 2479 Financial Stability Oversight Council Voting Member H.R. 2578 National Flood Insurance Program Extension Act of 2019 H.R. 2684 Auto Insurance Cost Disparities Study H.R. 3111 National Flood Insurance Reforms H.R. 3167 National Flood Insurance Program Reform H.R. 3183 Crop Insurance Eligibility H.R. 3258 Flood Insurance Rates Review S. 1108 Data Protection Impact Assessments S. 1144 National Flood Insurance Mapping S. 1200 Cannabis Related Business Financial Services Protection S. 1213 Health Insurance Reform Provision S. 1214 Individual and Collective Privacy Rights Protection S. 1520 National Flood Insurance Program Reauthorization S. 1531 Health Insurance Consumer Protections S. 1533 National Flood Insurance Program Reauthorization H.R. 3872 National Flood Insurance Program Reauthorization H.R. 4074 Cannabis Related Business Safe Harbor H.R. 4523 Risk Retention Groups Commercial Insurance Types S. 2088 Flood Area Community Accountability S. 2122 Flood Insurance Program Contract Termination Authority S. 2171 Flood Insurance Agents Continuing Education Requirement S. 2187 National Flood Insurance Program Reauthorization S. 2192 Flood Risk Reduction Funding Assistance S. 2201 Cannabis Related Business Insurers Safe Harbor H.R. 4634 Terrorism Risk Insurance Act Reauthorization H.R. 4652 Individual Market Reinsurance Fund Establishment S. 2877 Terrorism Risk Insurance Act S. 2964 Non Premium Aviation Insurance Authority Extension H.R. 1756 Auto Insurance Consumer Reports Use Prohibition H.R. 3693 Insurance Rate Income Proxies H.R. 5776 Flood Damaged Areas Accountability **Issues lobbied without specific bill number: COVID-19 Related Insurance Legislation, Business Interruption Insurance, Consumer Financial Protection Bureau Oversight of the Insurance Industry, Marijuana Financial Services

Client expense: $1,600,000 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), Commerce, Dept of (DOC), Federal Aviation Administration (FAA), Federal Emergency Management Agency (FEMA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Internal Revenue Service (IRS), Natl Economic Council (NEC), Natl Labor Relations Board (NLRB), SENATE, Transportation, Dept of (DOT), Treasury, Dept of, U.S. Trade Representative (USTR)

S.1144: improve mapping under the NFIP HR 470: Repeal of Mandatory Flood Insurance Coverage for Commercial Properties H.R.2318: improve mapping under the NFIP, and for other purposes. HR472: Community Mapping Act HR 471: Taxpayer Exposure Mitigation Act/Reinsurance HR 469: To require the use of replacement cost value in determining the premium rates for flood insurance coverage under the NFIP H.R. 1756: Preventing Credit Score Discrimination in Auto Insurance S. 1298 Primary Regulators of Insurance Vote Act (PRIVA Act) of 2019 H.R. 3622: Restoring Unfairly Impaired Credit and Protecting Consumers Act Issues relating to the implementation off the National Association of Registered Agents and Brokers (NARAB) Issues relating to Diversity & Inclusion, Disparate Impact Issues relating to U.S. and international insurance capital standards Issues relating to the Federal Insurance Office Issues relating to the re-authorization and reform for the NFIP HR 3623 Climate Risk Disclosure Act of 2019 HR 3624 Outsourcing Accountability Act HR 3629 Clarify Credit Score Formation Act of 2019 HR 3693 Prohibit Auto Insurance Discrimination Act (Watson-Coleman) S 2201 Clarifying Law Around Insurance of Marijuana (Claim Act) HR 1595 Safe Banking Act HR 4592 International Insurance Standards Act of 2019 HR 3111 National Flood Insurance Program Administrative Reform Act of 2019 HR 3167 National Flood Insurance Program Re-authorization Act of 2019 S 2187 National Flood Insurance Program Re-authorization and Reform Act of 2019 HR 5776 Repeatedly Flooded Communities Preparation Act

Client expense: $1,390,000 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), Commerce, Dept of (DOC), Consumer Financial Protection Bureau (CFPB), Federal Aviation Administration (FAA), Federal Communications Commission (FCC), Federal Emergency Management Agency (FEMA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Justice, Dept of (DOJ), Labor, Dept of (DOL), Natl Highway Traffic Safety Administration (NHTSA), Office of Management & Budget (OMB), SENATE, Securities & Exchange Commission (SEC), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Trade Representative (USTR)

H.R. 469 To require the use of replacement cost value in determining the premium rates for flood insurance coverage under the National Flood Insurance Act. H.R. 470 To repeal the mandatory flood insurance coverage requirement for commercial properties located in flood hazard areas H.R. 471 Taxpayer Exposure Mitigation Act H.R. 472 Community Mapping Act H.R. 1666 To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements H.R. 3167 National Flood Insurance Program Reauthorization National Flood Insurance Program Reauthorization Private Flood Insurance

Client expense: $930,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Emergency Management Agency (FEMA), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Internal Revenue Service (IRS), Natl Credit Union Administration (NCUA), Office of the Comptroller of the Currency (OCC), SENATE, Small Business Administration (SBA), Treasury, Dept of, White House Office

HR 469 Using replacement cost value to determine premium rates for flood insurance; HR 470 Repeal mandatory flood insurance for commercial properties; HR 471 The Taxpayer Exposure Mitigation Act, requires the NFIP to purchase reinsurance; HR 472 The Community Mapping Act, allows communities to develop alternative flood insurance rate maps; HR 830 The Flood Insurance for Farmers Act, allows for repair and construction of structures within flood zones; HR 342 & HR 2318, The FIRM IT Act of 2019, seeks to improve mapping for the NFIP; HR 1666, allows for private flood insurance to meet continuous coverage requirements; HR 2578, the NFIP Extension Act of 2019, HR 3111 NFIP Administrative Reform Act of 2019; HR 3146 Fair Flood Insurance Act of 2019, which provides for monthly installment payments; HR 3167 NFIP Re-authorization Act of 2019; HR 3258 Flood Insurance Integrity Act of 2019; HR 3872/S 2187 NFIP Re-authorization and Reform Act of 2019; S 1144 Flood Insurance Rate Map Interagency Technology Act; S 1520 NFIP Extension Act of 2019; and S 1533 NFIP Extension Act . We are monitoring all legislation impacting the National Flood Insurance Program to insure that the program remains available and affordable for our customers. HR 1595 & S 1200 The SAFE Banking Act; also HR 4074 and S 1200 The CLAIM Act - Monitor efforts to facilitate financial services to legal cannabis-related businesses HR 1756 - The Preventing Credit Score Discrimination in Auto Insurance Act - monitoring this bill which could impact insurance underwriting HR 1862 and S 1586 - The Federal Insurance Office Abolishment Act of 2019 - monitor potential changes to FIO that would impact the insurance industry HR 4592 International Insurance Standards Act of 2019; support

Client expense: $200,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 469, To require the use of replacement cost value in determining the premium rates for flood insurance coverage under the National Flood Insurance Act, and for other purposes H.R. 471, Taxpayer Exposure Mitigation Act H.R. 3111, National Flood Insurance Program Administrative Reform Act of 2019 H.R. 3167, National Flood Insurance Program Reauthorization Act of 2019 S. 3548, Coronavirus Aid, Relief, and Economic Security (CARES) Act Potential legislation related to the negotiation and adoption of international insurance agreements and standards Potential legislation related to the supervision of insurance savings and loan holding companies Potential legislation related to the authority of the Consumer Financial Protection Bureau (CFPB) to regulate the business of insurance Proposed rulemaking on risk-based capital requirements for depository institution holding companies significantly engaged in insurance activities (84 Fed. Reg. 57,240-57,301, October 24, 2019) Proposed regulations on transparency in health insurance coverage (84 Fed. Reg. 65,464-65,523, November 27, 2019) Various issues relating to the reauthorization of the National Flood Insurance Program; coronavirus pandemic coverage for insurance products; development of an insurance capital standard by the International Association of Insurance Supervisors; development of a holistic framework for systemic risk by the International Association of Insurance Supervisors

Client expense: $15,770,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Army, Dept of (Corps of Engineers), Bureau of Citizenship & Immigration Services (BCIS), Bureau of Industry and Security (BIS), Bureau of Labor Statistics (BLS), Bureau of Reclamation, Commerce, Dept of (DOC), Commodity Futures Trading Commission (CFTC), Consumer Financial Protection Bureau (CFPB), Council of Economic Advisers (CEA), Council on Environmental Quality (CEQ), Defense, Dept of (DOD), Education, Dept of, Energy, Dept of, Environmental Protection Agency (EPA), Equal Employment Opportunity Commission (EEOC), Executive Office of the President (EOP), Federal Aviation Administration (FAA), Federal Communications Commission (FCC), Federal Deposit Insurance Corporation (FDIC), Federal Emergency Management Agency (FEMA), Federal Energy Regulatory Commission (FERC), Federal Motor Carrier Safety Administration, Federal Reserve System, Federal Trade Commission (FTC), General Services Administration (GSA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Interior, Dept of (DOI), Internal Revenue Service (IRS), Justice, Dept of (DOJ), Labor, Dept of (DOL), Natl Economic Council (NEC), Natl Institute of Standards & Technology (NIST), Natl Labor Relations Board (NLRB), Natl Security Council (NSC), Natl Telecommunications & Information Administration (NTIA), Office of Management & Budget (OMB), Office of Science & Technology Policy (OSTP), Office of the Comptroller of the Currency (OCC), Patent & Trademark Office (PTO), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), State, Dept of (DOS), Transportation Security Administration (TSA), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Copyright Office, U.S. Customs & Border Protection, U.S. Trade Representative (USTR), White House Office

H.R. 471 - Taxpayer Exposure Mitigation Act; H.R. 1610 - State Flood Mitigation Revolving Fund Act of 2019; H.R. 1610 - State Flood Mitigation Revolving Fund Act of 2019; H.R. 1666 - To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements; H.R. 3167 - National Flood Insurance Program Reauthorization Act of 2019; H.R. 5776 - Repeatedly Flooded Communities Preparation Act; S. 2088 - Repeatedly Flooded Communities Preparation Act; S. 2187 - National Flood Insurance Program Reauthorization and Reform Act of 2019; S. 2192 - State Flood Mitigation Revolving Fund Act of 2019; Disaster mitigation legislation; NFIP Reauthorization, Reform, Debt Cancellation, and Reinsurance legislation.

Client expense: Not reported · Firm income: $40,000

Government targets: Federal Deposit Insurance Corporation (FDIC), HOUSE OF REPRESENTATIVES, SENATE

H.R. 471 - Taxpayer Exposure Mitigation Act H.R. 1610 - State Flood Mitigation Revolving Fund Act of 2019 H.R. 1666 - To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements. H.R. 3167 - National Flood Insurance Program Reauthorization Act of 2019 H.R. 5776 - Repeatedly Flooded Communities Preparation Act S. 2088 - Repeatedly Flooded Communities Preparation Act S. 2187 - National Flood Insurance Program Reauthorization and Reform Act of 2019 S. 2192 - State Flood Mitigation Revolving Fund Act of 2019 Disaster mitigation legislation NFIP Reauthorization, Reform, Debt Cancellation, and Reinsurance legislation

Client expense: $210,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Executive Office of the President (EOP), Export-Import Bank of the United States (EXIM Bank), Federal Emergency Management Agency (FEMA), Federal Housing Finance Agency (FHFA), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Natl Economic Council (NEC), Overseas Private Investment Corp (OPIC), SENATE, Small Business Administration (SBA), Treasury, Dept of, U.S. Trade Representative (USTR), Vice President of the U.S.

H.R. 471 - Taxpayer Exposure Mitigation Act H.R. 1610 - State Flood Mitigation Revolving Fund Act of 2019 H.R. 1666 - To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements. H.R. 3167 - National Flood Insurance Program Reauthorization Act of 2019 H.R. 5776 - Repeatedly Flooded Communities Preparation Act S. 2088 - Repeatedly Flooded Communities Preparation Act S. 2187 - National Flood Insurance Program Reauthorization and Reform Act of 2019 S. 2192 - State Flood Mitigation Revolving Fund Act of 2019 Disaster mitigation legislation NFIP Reauthorization, Reform, Debt Cancellation, and Reinsurance legislation

Client expense: $210,000 · Firm income: Not reported

Government targets: Executive Office of the President (EOP), Federal Emergency Management Agency (FEMA), Federal Housing Finance Agency (FHFA), HOUSE OF REPRESENTATIVES, Natl Economic Council (NEC), SENATE, Treasury, Dept of, U.S. Trade Representative (USTR), Vice President of the U.S.

PL-141-1 TRIA/NARAB II Implementation HFIAA (Homeowner Flood Insurance Affordability Act) Implementation HR 1666- to allow for continuous coverage of the NFIP (all provisions) HR 469- replacement cost coverage in NFIP (all provisions) HR 470- NFIP Mandatory Purchase Repeal for Commercial Properties (all provisions) HR 471- Taxpayer Exposure Mitigation Act (all provisions) HR 472- Community Mapping Act (all provisions) HR 1595- Safe Banking Act (insurance provisions) HR 1862- FIO Elimination Act (all provisions) HR 1756- Auto Insurance Credit Score Prohibition (all provisions) S 1028- Strengthening the Tenth Amendment Through Entrusting States Act (all provisions) S 1200- Secure and Fair Enforcement Banking Act (insurance provisions) HR 2513- Corporate Transparency Act (all provisions) HR 2578- NFIP Extension Act (all provisions) HR 3167- NFIP Reauthorization Act (all provisions) HR 3111- NFIP Administrative Reform Act (all provisions) TRIA Reauthorization S. 2187 - National Flood Insurance Program Reauthorization & Reform Act (all provisions) S. 2201/HR 4074- CLAIM Act (all provisions) S 1889- TITLE Act (All provisions) HR 4523- Expansion of Federal Liability Risk Retention Act (all provisions) HR 4592- International Insurance Standards Act of 2019 (all provisions) S. 2563- Illicit Cash Act (all provisions) S. 2877 - Terrorism Risk Insurance Program Reauthorization Act (all provisions) HR 4634- Terrorism Risk Insurance Program Reauthorization Act (all provisions) HR 1865- Further Consolidated Appropriations Act (NFIP, TRIA, and Cadillac Tax provisions) S. 2614 - Workforce Mobility Act (all provisions) HR 4037 - CLAIM Act (all provisions) S. 2968- Consumer Online Privacy Rights Act (all provisions) HR 2013 - Information Transparency & Personal Data Control Act (all provisions) HR 4074 - CLAIM Act (all provisions) Draft Fitzpatrick Business Interruption Legislation (all provisions)

Client expense: $280,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Federal Emergency Management Agency (FEMA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Housing & Urban Development, Dept of (HUD), Labor, Dept of (DOL), Natl Economic Council (NEC), Office of Management & Budget (OMB), SENATE, Small Business Administration (SBA), Treasury, Dept of

H.R.243 - To exempt certain wildfire mitigation activities from certain environmental requirements, and for other purposes (Doug LaMalfa, R-CA), ALL PROVISIONS H.R.1306 - To amend the Disaster Recovery Reform Act to develop a study regarding streamlining and consolidating information collection and preliminary damage assessments, and for other purposes (Mark Meadows, R-NC-11), ALL PROVISIONS H.R.1307 - To provide for an online repository for certain reporting requirements for recipients of Federal disaster assistance, and for other purposes (Mark Meadows, R-NC-11) H.R.1317 - To improve the resilience of the built and natural environment to natural disasters and climate change using, among other measures, natural and nature-based features, and for other purposes (Harley Rouda, D-CA-48), ALL PROVISIONS H.R.1402 - To transfer functions related to the preparation of flood maps from the Administrator of the Federal Emergency Management Agency to the Director of the United States Geological Survey, and for other purposes (Rick Crawford, R-AR-1), ALL PROVISIONS H.R.876 - To direct the Administrator of the Federal Emergency Management Agency to carry out a plan for the purchase and installation of an earthquake early warning system for the Cascadia Subduction Zone, and for other purposes (Peter DeFazio, D-OR-4), ALL PROVISIONS H.R.1666 - To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements, and for other purposes (Kathy Castor, D-FL-14), ALL PROVISIONS H.R.1984 - To amend chapter 11 of title 31, United States Code, to require the Director of the Office of Management and Budget to annually submit to Congress a report on all disaster-related assistance provided by the Federal Government (Scott Peters, D-CA-52), ALL PROVISIONS H.R.342 - To improve mapping under the National Flood Insurance Program, and for other purposes (Bill Posey, R-FL), ALL PROVISIONS H.R.469 - To require the use of replacement cost value in determining the premium rates for flood insurance coverage under the National Flood Insurance Act, and for other purposes (Blaine Luetkemeyer, R-MO), ALL PROVISIONS H.R.470 - To repeal the mandatory flood insurance coverage requirement for commercial properties located in flood hazard areas, and for other purposes (Blaine Luetkemeyer, R-MO), ALL PROVISIONS H.R.471 - To provide for greater transfer of risk under the National Flood Insurance Program to private capital and reinsurance markets, and for other purposes (Blaine Luetkemeyer, R-MO), ALL PROVISIONS H.R.472 - To allow communities to develop alternative flood insurance rate maps, and for other purposes (Blaine Luetkemeyer, R-MO), ALL PROVISIONS S.355 - A bill to establish a grant program to provide assistance to prevent and repair damage to structures due to pyrrhotite (Richard Blumenthal, D-CT), ALL PROVISIONS S.356 - A bill to establish a grant program to provide assistance to States to prevent and repair damage to structures due to pyrrhotite (Chris Murphy, D-CT), ALL PROVISIONS H.R.2318 - To amend the Biggert-Waters Flood Insurance Reform Act of 2012 to improve mapping under the National Flood Insurance Program, and for other purposes (Bill Posey, R-FL), ALL PROVISIONS S.1058 - A bill to amend the Internal Revenue Code of 1986 to exclude from gross income earthquake loss mitigation received under State-based earthquake loss mitigation programs (Kamala Harris, D-CA), ALL PROVISIONS H.R.2125 - To provide coverage under the Wildfires and Hurricanes Indemnity Program to certain crop, tree, bush, and vine losses due to flooding occurring in Iowa in calendar year 2019 (Cynthia Axne, D-IA-3), ALL PROVISIONS S.1133 - A bill to provide disaster tax relief for certain disasters occurring in 2019 (Deb Fischer, R-NE), ALL PROVISIONS H.R.2284 - To provide disaster tax relief for certain disasters occurring in 2019 (Adrian Smith, R-NE-3), ALL PROVISIONS H.R.2145 - To provide disaster relief (Tom Rice, R-SC-7), ALL PROVISIONS H.R.2318 - To amend the Biggert-Waters Flood Insurance Reform Act of 2012 to improve mapping under the National Flood Insurance Program, and for other purposes (Bill Posey, R-FL), ALL PROVISIONS H.R.2462 - To establish a pilot program to enhance the mapping of urban flooding and associated property damage and the availability of such mapped data to homeowners, businesses, and localities to help understand and mitigate the risk of such flooding, and for other purposes (Mike Quigley, D-IL-5), ALL PROVISIONS S.1276 - A bill to require the Administrator of the Federal Emergency Management Agency to carry out a pilot program to enhance the mapping of urban flooding and associated property damage and the availability of that mapped data to homeowners, businesses, and localities to help understand and mitigate the risk of such flooding, and for other purposes (Dick Durbin, D-IL), ALL PROVISIONS H.R.2578 - National Flood Insurance Program Extension Act of 2019 - To reauthorize the National Flood Insurance Program, and for other purposes (Maxine Waters, D-CA-43), ALL PROVISIONS H.R.2548 - To modify eligibility requirements for certain hazard mitigation assistance programs, and for other purposes (Lizzie Fletcher (D-TX-7), ALL PROVISIONS S.1520 - A bill to reauthorize the National Flood Insurance Program (John Kennedy, R-LA), ALL PROVISIONS S.1533 - A bill to reauthorize the National Flood Insurance Program (John Kennedy, R-LA), ALL PROVISIONS H.R.3060 - To provide for reform and reorganization of the Federal Emergency Management Agency, and for other purposes (Sheila Jackson Lee, D-TX-18), ALL PROVISIONS S.1579 - Budgeting for Disasters Act - To require Congress to budget in advance for disasters, and for other purposes (Mitt Romney, R-UT), ALL PROVISIONS H.R.3251 - To amend the Internal Revenue Code of 1986 to repeal the temporary rule limiting personal casualty losses to only disaster-related losses (Joe Courtney, D-CT-2), ALL PROVISIONS S.1909 - A bill to amend title 23, United States Code, to ensure that Federal-aid highways and bridges are more resilient, and for other purposes (Kirsten Gillibrand, D-NY), ALL PROVISIONS H.R.3111 - National Flood Insurance Program Administrative Reform Act of 2019 (Nydia Velazquez, D-NY-7), ALL PROVISIONS S.1958 - A bill to amend the Internal Revenue Code of 1986 to provide a credit against tax for disaster mitigation expenditures (Michael Bennet, D-CO), ALL PROVISIONS H.R.3462 - To amend the Internal Revenue Code of 1986 to provide a credit against tax for disaster mitigation expenditures (Gus Bilirakis, R-FL-12), ALL PROVISIONS H.R.3531 - To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to allow the Administrator of the Federal Emergency Management Agency to provide capitalization grants to States to establish revolving funds to provide assistance to reduce the harmful impacts to people and property from multiple hazards, and for other purposes (Sam Graves, R-MO-6), ALL PROVISIONS H.R.3258 - Flood Insurance Integrity Act of 2019 - To require the Government Accountability Office to conduct periodic reviews of the flood insurance rates and flood insurance rate maps under the national flood insurance program, and for other purposes (Gus Bilirakis, R-FL-12), ALL PROVISIONS S.2266 - A bill to extend group flood insurance policy assistance for victims of the 2016 West Virginia floods, and for other purposes (Joe Manchin III, D-WV), ALL PROVISIONS S.2301 - A bill to authorize the Secretary of Housing and Urban Development to provide disaster assistance to States, insular areas, units of general local government, and Indian tribes under a community development block grant disaster recovery program, and for other purposes (Brian Schatz, D-HI), ALL PROVISIONS H.R.3872 - To reauthorize the National Flood Insurance Program, and for other purposes (Frank Pallone, Jr., D-NJ-6), ALL PROVISIONS S.2187 - A bill to reauthorize the National Flood Insurance Program, and for other purposes (Bob Menendez, D-NJ), ALL PROVISIONS S.2192 - A bill to amend the National Flood Insurance Act of 1968 to allow the Administrator of the Federal Emergency Management Agency to provide capitalization grants to States to establish revolving funds to provide funding assistance to reduce flood risks, and for other purposes (Jack Reed, D-RI), ALL PROVISIONS H.R.3779 - To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to allow the Administrator of the Federal Emergency Management Agency to provide capitalization grants to eligible entities to establish revolving funds to provide assistance to reduce disaster risks, and for other purposes (Angie Craig, D-MN-2), ALL PROVISIONS S.2122 - A bill to authorize the Administrator of the Federal Emergency Management Agency to terminate certain contracts on the basis of detrimental conduct to the National Flood Insurance Program, and for other purposes (John Kennedy, R-LA), ALL PROVISIONS S.2129 - A bill to require the Secretary of Transportation to develop best practices for incorporating resilience into emergency relief projects, and for other purposes (Tammy Baldwin, D-WI) , ALL PROVISIONS S.2172 - Small Business Surcharge Relief Act - A bill to deliver relief for small business owners and nonprofits by allowing surcharges to be used for mitigation (Roger Wicker, R-MI), ALL PROVISIONS S.2170 - MEMA Act of 2019- A bill to empower local communities to take an active role in flood mapping (Roger Wicker, R-MI), ALL PROVISIONS S.2171 - Flood Insurance Continuing Education and Training Act- A bill to provide continuing education for insurance agents to ensure that accurate information about flood policies is being presented to consumers (Roger Wicker, R-MI), ALL PROVISIONS S.2088 - Repeatedly Flooded Communities Preparation Act (Tim Scott, R-SC), ALL PROVISIONS S.2421 - Disaster Contract Transparency Act of 2019 - To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to improve accountability of disaster contracts, and for other purposes (Rick Scott, R-FL), ALL PROVISIONS S.2410 - Flood Reduction, Wildlife Habitat, and Water Quality Improvement Act of 2019 - To amend the Federal Water Pollution Control Act to modify the requirements for permits for dredged or fill material, and for other purposes (Cindy Hyde-Smith, R-MS), ALL PROVISIONS H.R.4496 - To extend indemnity for wildfires and hurricanes, and for other purposes (Austin Scott, R-GA-8), ALL PROVISIONS H.R.4376 - Streamlining The Official Response and Monetary Aid for Disasters Act (Neal Dunn, R-FL-2), ALL PROVISIONS H.R.4347 - To enhance the Federal Government's planning and preparation for extreme weather and the Federal Government's dissemination of best practices to respond to extreme weather, thereby increasing resilience, improving regional coordination, and mitigating the financial risk to the Federal Government from such extreme weather, and for other purposes (Matt Cartwright, D-PA-8), ALL PROVISIONS H.R.4759 - To increase emergency and disaster relief response, build safer communities, strengthen Second Amendment rights, streamline administrative reviews, and for other purposes (Kevin Hern, R-OK-1), ALL PROVISIONS H.R.5059 - To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to provide for the authority to reimburse local governments for interest expenses, and for other purposes (Neal Dunn, R-FL-2), ALL PROVISIONS H.R.5493 - Catastrophe Loss Mitigation Incentive and Tax Parity Act of 2019 (Rob Bishop, R-UT-1), ALL PROVISIONS H.R.5494 - Catastrophe Loss Mitigation Incentive and Tax Parity Act of 2019 (Mike Thompson, D-CA-5), ALL PROVISIONS H.R.5709 - To require the Comptroller General to evaluate and issue a report on the structural and economic impacts of climate resiliency at the Federal Emergency Management Agency, including recommendations on how to improve the building codes and standards that the Agency uses to prepare for climate change and address resiliency in housing, public buildings, and infrastructure such as roads and bridges (Joe Neguse, D-CO-2), ALL PROVISIONS H.R.6071 - To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to modify the Federal share requirement and establish a period of performance requirement for the hazard mitigation grant program, to amend the Post-Katrina Emergency Management Reform Act of 2006 to modify the Federal share requirement of emergency management performance grants, and for other purposes (John Garamendi, D-CA-3), ALL PROVISIONS S.3418 - A bill to amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to allow the Administrator of the Federal Emergency Management Agency to provide capitalization grants to States to establish revolving funds to provide hazard mitigation assistance to reduce risks from disasters and natural hazards, and other related environmental harm (Gary Peters, D-MI), ALL PROVISIONS H.R.5776 - Repeatedly Flooded Communities Preparation Act - To amend the National Flood Insurance Act of 1968 to ensure community accountability for areas repetitively damaged by floods, and for other purposes (Earl Blumenauer, D-OR-3), ALL PROVISIONS S.3285 - A bill to modify eligibility requirements for certain hazard mitigation assistance programs, and for other purposes (Thom Tillis, R-NC), ALL PROVISIONS H.R.6201 - Families First Coronavirus Response Act (Nita Lowey, D-NY-17), ALL PROVISIONS S.3548 - CARES Act (Mitch McConnell, R-KY), ALL PROVISIONS H.R.6265 - To provide the sense of Congress related to the joint release on Coronavirus issued by Federal and State financial regulators, to require a report analyzing the effectiveness of the joint release, and for other purposes (Steve Stivers, R-OH-15), ALL PROVISIONS H.R.6268 - To establish a business stabilization direct loan program and the authority to establish a secondary market guarantee in the Small Business Administration, and for other purposes (Nydia, Velazquez, D-NY-7), ALL PROVISIONS H.R.6307 - To provide contracting flexibility to small business concerns, and for other purposes (Chrissy Houlahan, D-PA-6), ALL PROVISIONS H.R.6269 - To amend the Federal Deposit Insurance Act to require business continuity planning for insured depository institutions, and for other purposes (Ann Wagner, R-MO-2), ALL PROVISIONS S.3531 - A bill to amend the Small Business Act to ensure small businesses affected by the onset of communicable diseases are eligible for disaster relief (Bob Menendez, D-NJ), ALL PROVISIONS H.R.6288 - To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to include a public health emergency in the definition of a major disaster, and for other purposes (Cedric Richmond, D-LA-2), ALL PROVISIONS S.3541 - A bill to modify requirements relating to small business disaster loans made in response to COVID-19, and for other purposes (Tammy Baldwin, D-WI), ALL PROVISIONS S.3554 - A bill to provide assistance to small businesses impacted by COVID-19, and for other purposes (Ben Cardin, D-MD), ALL PROVISIONS H.R.6333 - To establish a Small Business Financial Assistance Program to support small businesses during the COVID-19 emergency, and for other purposes (Joyce Beatty, D-OH-3), ALL PROVISIONS H.R.6337 - To amend the Internal Revenue Code of 1986 to create an epidemic tax credit, and for other purposes (Ted Budd, R-NC-13), ALL PROVISIONS H.R.6342 - To amend the Small Business Investment Act of 1958 to provide additional assistance for small businesses affected by the COVID-19 outbreak, and for other purposes (Sharice Davids, D-KS-3), ALL PROVISIONS H.R.6343 - To require the Administrator of the Small Business Administration to provide economic injury grants for small business concerns affected by the COVID-19 pandemic, and for other purposes (Adriano Espaillat, D-NY-13), ALL PROVISIONS H.R.6378 - To require the Federal financial regulators to issue interagency regulatory guidance in order to provide forms of relief to borrowers and customers during pandemics and major disasters, to continue to operate and provide services and lending, and to require such regulators to conduct testing with financial institutions to assess pandemic or disaster preparedness, and for other purposes (Jennifer Wexton, D-VA-10), ALL PROVISIONS S.3578 - A bill to provide oversight for the care and assistance provided to businesses under the coronavirus relief package (Chuck Grassley, R-IA), ALL PROVISIONS H.R.6380 - To temporarily provide for Federal insurance of transaction accounts during the COVID-19 emergency (Al Green, D-TX, 9), ALL PROVISIONS

Client expense: $530,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Internal Revenue Service (IRS), Labor, Dept of (DOL), Natl Highway Traffic Safety Administration (NHTSA), SENATE, Treasury, Dept of, U.S. Trade Representative (USTR)

H.R. 471 - Taxpayer Exposure Mitigation Act H.R. 1610 - State Flood Mitigation Revolving Fund Act of 2019 H.R. 1666 - To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements. H.R. 3167 - National Flood Insurance Program Reauthorization Act of 2019 S. 2187 - National Flood Insurance Program Reauthorization and Reform Act of 2019 S. 2192 - State Flood Mitigation Revolving Fund Act of 2019 Disaster mitigation legislation NFIP Reauthorization, Reform, Debt Cancellation, and Reinsurance legislation

Client expense: $330,000 · Firm income: Not reported

Government targets: Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), SENATE

H.R. 471 - Taxpayer Exposure Mitigation Act H.R. 1610 - State Flood Mitigation Revolving Fund Act of 2019 H.R. 1666 - To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements. H.R. 3167 - National Flood Insurance Program Reauthorization Act of 2019 S. 2187 - National Flood Insurance Program Reauthorization and Reform Act of 2019 S. 2192 - State Flood Mitigation Revolving Fund Act of 2019 Disaster mitigation legislation NFIP Reauthorization, Reform, Debt Cancellation, and Reinsurance legislation

Client expense: $330,000 · Firm income: Not reported

Government targets: Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), SENATE

Disaster mitigation legislation H.R. ___ - House Financial Services Committee Maj_Mapping [DRAFT] H.R. ___ - House Financial Services Committee Maj_Mitigation [DRAFT] H.R. ___ - House Financial Services Committee National Flood Insurance Program Administrative Reform Act of 2019 [DRAFT] H.R. ___ - House Financial Services Committee Waters_009 [DRAFT] H.R.___ - Improvement of Mapping, Addresses, Geography, Elevations, and Structures Act" H.R. 471 - Taxpayer Exposure Mitigation Act H.R. 1610 - State Flood Mitigation Revolving Fund Act of 2019 H.R. 1666 - To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements. H.R. 2578 - National Flood Insurance Program Extension Act of 2019 H.R. 3167 - National Flood Insurance Program Reauthorization Act of 2019 NFIP Reauthorization, Reform, Debt Cancellation, and Reinsurance legislation S. 1520 - National Flood Insurance Program Extension Act of 2019 S. 1533 - National Flood Insurance Program Extension Act S. 1693 - National Flood Insurance Program Extension Act of 2019

Client expense: $310,000 · Firm income: Not reported

Government targets: Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), SENATE

Conditions at the Southern Border/Asylum Cooperative Agreements S. 2162, Securing Americas Borders Act H.R. 2932, Homeland Security for Children Act H.R. 471, Department of Homeland Security Office of Civil Rights and Civil Liberties Authorization Act Joint interim final rule on asylum cooperative agreements, Implementing Bilateral and Multilateral Asylum Cooperative Agreements Under the Immigration and Nationality Act Asylum Proposed rule on work permits for asylum seekers, Asylum Application, Interview, and Employment Authorization for Applicants Joint notice of proposed rulemaking on asylum eligibility, Procedures for Asylum and Bars to Asylum Eligibility Employment and Family-Based Immigration S. 2603, Resolving Extended Limbo for Immigrant Employees and Families (RELIEF) Act Temporary Protected Status and Deferred Enforced Departure Notice on work permits for TPS beneficiaries, Continuation of Documentation for Beneficiaries of Temporary Protected Status Designations for El Salvador, Haiti, Honduras, Nepal, Nicaragua, and Sudan S. 879, Safe Environment from Countries Under Repression and Emergency (SECURE) Act Refugee Resettlement Executive Order on Enhancing State and Local Involvement in Refugee Resettlement H.R. 5210/S. 2936, Refugee Protection Act H.Res. 444, Reaffirming the importance of the United States to promote the safety, health, and well-being of refugees and displaced persons H.R. 2146, Guaranteed Refugee Admissions Ceiling Enhancement (GRACE) Act Deferred Action for Childhood Arrivals (DACA) USCIS Fee Schedule Proposed rule on USCIS fees, U.S. Citizenship and Immigration Services Fee Schedule and Changes to Certain Other Immigration Benefit Request Requirements Health Care Ban Presidential proclamation on denying green cards to individuals who cannot prove they can afford health insurance, Presidential Proclamation on the Suspension of Entry of Immigrants Who Will Financially Burden the United States Healthcare System Migrant Farmworkers H.R. 5038, Farm Workforce Modernization Act Immigrant Integration H.R. 4928, New Deal for New Americans Act Decriminalization of Migration H.R. 5383, New Way Forward Act Naturalization H.R. 3328/S. 1862, Citizenship Affordability Act Sanctuary Cities S.2059, Justice for Victims of Sanctuary Cities Act of 2019 U-Visas H.R. 5225, Protect Our Workers from Exploitation and Retaliation (POWER) Act Military H.R. 4803, Citizenship for Children of Military Members and Civil Servants Act S. 2797, Military Family Parole in Place Act DNA Sample Collection Proposed rule on DNA sample collection, DNA-Sample Collection from Immigration Detainees Courts Interim rule on the internal organization of the Executive Office for Immigration Review, Organization of the Executive Office for Immigration Review Public Charge H.R. 3222, No Federal Funds for Public Charge Act Interim final rule on public charge, Visas: Ineligibility Based on Public Charge Grounds Access to In-State Tuition for Undocumented Students Amendment #35 to H.R. 4674, the College Affordability Act, which would prohibit a school from offering in-state tuition or a reduced fee rate to a person not lawfully present in the United States. Migrant Protection Protocols (MPP)

Client expense: $70,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE