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Alternative Data for Additional Credit FHA Pilot Program Reauthorization Act
Legislative Progress
Momentum (last 30 days)
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vs 9,698 other HR bills in the 117th — cohort avg 63d
Alternative Data for Additional Credit FHA Pilot Program Reauthorization Act This bill establishes a pilot program for an additional credit rating system for use by mortgage lenders. Specifically, the program utilizes one or more commercially available credit scoring models that apply additional credit information about borrowers who have insufficient credit histories for purposes of determining their creditworthiness for mortgages insured by the Federal Housing Administration.
These links require the bill number to appear in the filing's source-reported specific issue text. Client expenses and lobbying-firm income are separate disclosure fields.
Filing registrants (5)
2022 · fourth_quarter · Housing
H.R.123, Alternative Data for Additional Credit FHA Pilot Program Reauthorization Act, issues pertaining to alternative data and credit reporting. Issues pertaining to the tri-merge program and elimination of soft inquiries with mortgage underwriting, tenant screening, mortgage triggers, and bi-merge.
Referred to the House Committee on Financial Services.
Introduced in House
Congress.gov source codes: 1000, Intro-H
Bills with similar content found using semantic analysis.
Sources: Congress.gov
Client expense: $430,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2022 · fourth_quarter · Housing
H.R.123, Alternative Data for Additional Credit FHA Pilot Program Reauthorization Act, issues pertaining to alternative data and credit reporting. Issues pertaining to the tri-merge program and elimination of soft inquiries with mortgage underwriting, tenant screening, mortgage triggers, and bi-merge.
Client expense: $430,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2022 · fourth_quarter · Banking
Issues related to credit reporting -- National Credit Reporting Agency Act, Protecting Your Credit Score Act, Comprehensive Consumer Credit Reporting Reform Act (H.R. 4120), Credit Access and Inclusion Act (S. 2417), Alternative Data for Additional Credit FHA Pilot Program Reauthorization Act (H.R. 123), Building Credit Access for Veterans Act (S. 1838).
Client expense: Not reported · Firm income: $50,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2022 · third_quarter · Housing
H.R.123, Alternative Data for Additional Credit FHA Pilot Program Reauthorization Act, issues pertaining to alternative data and credit reporting. Issues pertaining to the tri-merge program and elimination of soft inquiries with mortgage underwriting.
Client expense: $530,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2022 · third_quarter · Financial Institutions/Investments/Securities
Alternative Data for Additional Credit FHA Pilot Program Reauthorization Act (H.R. 123); Building Credit Access for Veterans Act of 2021 (S. 1838); issues related to credit scores and credit scoring models.
Client expense: Not reported · Firm income: $5,000
Government targets: Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Natl Credit Union Administration (NCUA), Office of the Comptroller of the Currency (OCC), SENATE
2022 · second_quarter · Banking
S. 2417, Credit Access and Inclusion; provisions pertaining to consumer credit, alternative data and financial inclusion. H.R. 4120, Comprehensive Credit Reform Act; provisions pertaining to consumer credit. Issues pertaining to consumer credit, buy now pay later lending, and credit reporting. S. 1838, Building Credit Access for Veterans Act, issues pertaining to alternative data and credit reporting. H.R. 7526, Servicemembers' Credit Monitoring Enhancement Act, issues pertaining to credit monitoring. H.R. 6814 Small Business Fair Debt Collection Protection Act, issues pertaining to fair debt collection. H.R. 123, Alternative Data for Additional Credit FHA Pilot Program Reauthorization Act, provisions pertaining to alternative data and credit reporting. Issues relating to the treatment of medical debt in credit reporting. H.R. 8152, American Data Privacy and Protection Act, issues pertaining to federal privacy legislation. H.R.4521, America COMPETES Act of 2022, provisions pertaining to Digital Identity, the INFORM Act, and SAFE banking.
Client expense: $490,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2022 · second_quarter · Banking
Issues related to credit reporting -- National Credit Reporting Agency Act, Protecting Your Credit Score Act, Comprehensive Consumer Credit Reporting Reform Act (H.R. 4120), Credit Access and Inclusion Act (S. 2417), Alternative Data for Additional Credit FHA Pilot Program Reauthorization Act (H.R. 123), Building Credit Access for Veterans Act (S. 1838).
Client expense: Not reported · Firm income: $50,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2022 · second_quarter · Financial Institutions/Investments/Securities
Alternative Data for Additional Credit FHA Pilot Program Reauthorization Act (H.R. 123); Building Credit Access for Veterans Act of 2021 (S. 1838); issues related to credit scores and credit scoring models.
Client expense: Not reported · Firm income: $25,000
Government targets: Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Natl Credit Union Administration (NCUA), Office of the Comptroller of the Currency (OCC), SENATE
2022 · first_quarter · Banking
Issues related to credit reporting -- National Credit Reporting Agency Act, Protecting Your Credit Score Act, Comprehensive Consumer Credit Reporting Reform Act (H.R. 4120), Credit Access and Inclusion Act (S. 2417), Alternative Data for Additional Credit FHA Pilot Program Reauthorization Act (H.R. 123), Building Credit Access for Veterans Act (S. 1838).
Client expense: Not reported · Firm income: $50,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2022 · first_quarter · Housing
HR 123, Alternative Data for Additional Credit FHA Pilot Program Reauthorization Act, provisions pertaining to alternative data and credit reporting
Client expense: $530,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES
2022 · first_quarter · Financial Institutions/Investments/Securities
Alternative Data for Additional Credit FHA Pilot Program Reauthorization Act (H.R. 123); Building Credit Access for Veterans Act of 2021 (S. 1838); issues related to credit scores and credit scoring models.
Client expense: Not reported · Firm income: $60,000
Government targets: Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Natl Credit Union Administration (NCUA), Office of the Comptroller of the Currency (OCC), SENATE
2022 · first_quarter · Housing
HR 3009 Improving Language Access in Mortgage Servicing Act of 2021 American Rescue Plan - homeowner assistance fund Housing as Infrastructure HR 5376 Build Back Better Act Stop Unfair Home Lending Act HR 123 Alternative Data for Additional Credit FHA Pilot Program Reauthorization Act Reforming Disaster Recovery Act funding for housing in budget reconciliation Housing Survivors of Major Disasters Act
Client expense: $150,000 · Firm income: Not reported
Government targets: Consumer Financial Protection Bureau (CFPB), HOUSE OF REPRESENTATIVES, SENATE
2021 · fourth_quarter · Housing
HR 123, Alternative Data for Additional Credit FHA Pilot Program Reauthorization Act; Provisions pertaining to alternative data and credit reporting
Client expense: $390,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2021 · fourth_quarter · Financial Institutions/Investments/Securities
Alternative Data for Additional Credit FHA Pilot Program Reauthorization Act (H.R. 123); Building Credit Access for Veterans Act of 2021 (S. 1838); issues related to credit scores and credit scoring models.
Client expense: Not reported · Firm income: $60,000
Government targets: Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Natl Credit Union Administration (NCUA), Office of the Comptroller of the Currency (OCC), SENATE
2021 · third_quarter · Housing
HR 123, Alternative Data for Additional Credit FHA Pilot Program Reauthorization Act; Provisions pertaining to alternative data and credit reporting
Client expense: $400,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2021 · third_quarter · Financial Institutions/Investments/Securities
Alternative Data for Additional Credit FHA Pilot Program Reauthorization Act (H.R. 123); Building Credit Access for Veterans Act of 2021 (S. 1838); issues related to credit scores and credit scoring models.
Client expense: Not reported · Firm income: $60,000
Government targets: Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Natl Credit Union Administration (NCUA), Office of the Comptroller of the Currency (OCC), SENATE
2021 · second_quarter · Financial Institutions/Investments/Securities
H.R. 123, Alternative Data for Additional Credit FHA Pilot Program Reauthorization Act Consumer reporting Credit scores Disaster Protection for Workers' Credit Act H.R. 2332, Debt Bondage Repair Act H.R. 4120, Comprehensive Consumer Credit Reporting Reform Act National Credit Reporting Agency Act Protecting Your Credit Score Act Credit Access and Inclusion Act, issues related to the use of alternative data in facilitating access to credit and financial inclusion
Client expense: $360,000 · Firm income: Not reported
Government targets: Agriculture, Dept of (USDA), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Labor, Dept of (DOL), SENATE
2021 · second_quarter · Financial Institutions/Investments/Securities
Alternative Data for Additional Credit FHA Pilot Program Reauthorization Act (H.R. 123); Building Credit Access for Veterans Act of 2021 (S. 1838); issues related to credit scores and credit scoring models.
Client expense: Not reported · Firm income: $60,000
Government targets: Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Natl Credit Union Administration (NCUA), Office of the Comptroller of the Currency (OCC), SENATE
2021 · first_quarter · Financial Institutions/Investments/Securities
H.R. 123, Alternative Data for Additional Credit FHA Pilot Program Reauthorization Act Consumer reporting Credit scores Disaster Protection for Workers' Credit Act
Client expense: $350,000 · Firm income: Not reported
Government targets: Agriculture, Dept of (USDA), Defense, Dept of (DOD), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Labor, Dept of (DOL), SENATE
2021 · first_quarter · Financial Institutions/Investments/Securities
Alternative Data for Additional Credit FHA Pilot Program Reauthorization Act (H.R. 123), issues related to credit scoring models. Issues related to credit scores and credit scoring models.
Client expense: Not reported · Firm income: $60,000
Government targets: Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Natl Credit Union Administration (NCUA), Office of the Comptroller of the Currency (OCC), SENATE
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