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Protecting Consumer Access to Credit Act
Legislative Progress
Momentum (last 30 days)
0
score
0 actions · 0 new cosponsors · 0 votes
Speed vs cohort
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0d open
vs 9,698 other HR bills in the 117th — cohort avg 63d
Protecting Consumer Access to Credit Act This bill revises requirements related to credit reporting agencies and the reporting of adverse credit information. Credit reporting agencies are prohibited from using social security numbers in credit reports and as a method of verifying a consumer's identity. The Consumer Financial Protection Bureau must supervise and examine the cybersecurity of certain credit reporting agencies. The bill prohibits a credit reporting agency from reporting paid, medically-necessary debt if the debt was paid over a year prior. A credit reporting agency is also prohibited from reporting certain adverse credit information related to financial abuse, unfair or fraudulent mortgage lending, or fraudulent private student lending. The bill extends the time credit reporting agencies have to place a credit security freeze when receiving such a request by phone or through electronic means from one to three business days. It also extends the time agencies have to remove a freeze from one hour to three days.
These links require the bill number to appear in the filing's source-reported specific issue text. Client expenses and lobbying-firm income are separate disclosure fields.
Filing registrants (4)
2023 · second_quarter · Banking
Issues related to the implementation of Section 1071 of the Dodd-Frank Wall Street Reform and Consumer Protection Act; H.R. 1645 - The Protecting Consumer Access to Credit Act; H.R. 1277/ S. 374 - The Improving Corporate Governance Through Diversity Act; S. 2690 - Expanding Access to Affordable Credit for Small Businesses Act; H.R. 5376 - Build Back Better Act; Issues related to the modernization of government programs to provide expedited and more efficient lending opportunities (PL 116-136 and PL 116-123).
Referred to the House Committee on Financial Services.
Introduced in House
Congress.gov source codes: 1000, Intro-H
Bills with similar content found using semantic analysis.
Sources: Congress.gov
Client expense: Not reported · Firm income: $15,000
Government targets: Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, HOUSE OF REPRESENTATIVES, Office of the Comptroller of the Currency (OCC), SENATE, Small Business Administration (SBA)
2023 · first_quarter · Banking
Issues related to the implementation of Section 1071 of the Dodd-Frank Wall Street Reform and Consumer Protection Act; H.R. 1645 - The Protecting Consumer Access to Credit Act; H.R. 1277/ S. 374 - The Improving Corporate Governance Through Diversity Act; S. 2690 - Expanding Access to Affordable Credit for Small Businesses Act; H.R. 5376 - Build Back Better Act; Issues related to the modernization of government programs to provide expedited and more efficient lending opportunities (PL 116-136 and PL 116-123).
Client expense: Not reported · Firm income: $30,000
Government targets: Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, HOUSE OF REPRESENTATIVES, Office of the Comptroller of the Currency (OCC), SENATE, Small Business Administration (SBA)
2022 · fourth_quarter · Financial Institutions/Investments/Securities
Legislative and regulatory issues pertaining to credit reporting and scoring, including H.R. 773, H.R. 1645, H.R. 2537, H.R. 2547, H.R. 4120, H.R. 7526, H.R. 7776, H.R. 7900, H.R. 8985, S. 214, S. 2417, and S. 4543.
Client expense: $360,000 · Firm income: Not reported
Government targets: Consumer Financial Protection Bureau (CFPB), HOUSE OF REPRESENTATIVES, SENATE
2022 · fourth_quarter · Banking
Issues related to banking regulatory reform: -HR 1277/S 374 Improving Corporate Governance Through Diversity Act of 2021 -HR 4258 To establish a governmentwide approach to improving digital identity, and for other purposes. -Issues related to interest rate caps -HR 745 Fair Access to Credit Act of 2021 -HR 7900 National Defense Authorization Act for Fiscal Year 2023 (issues related to banking) -HR 4373 Further Additional Continuing Appropriations and Extensions Act, 2023 -Issues related to credit scores -HR 1491 Fair Debt Collection Practices for Servicemembers Act -HR 1645 To amend the Fair Credit Reporting Act to make improvements to the regulation of consumer reporting agencies and protect consumers, and for other purposes. -HR 166 Fair Lending for All Act -HR 5376 Build Back Better Act -HR 5974/S 2508 Veterans and Consumers Fair Credit Act -Issues related to unfair, deceptive, and abusive acts and practices -Issues related to financial innovation -Issues related to financial literacy -Issues related to the Community Reinvestment Act -Issues related to debt collection -Issues related to artificial intelligence and machine learning -Issues related to credit scoring/credit risk -Issues related to privacy -HR 8152 American Data Privacy and Protection Act -S 4356 Lummis-Gillibrand Responsible Financial Innovation Act -S. 4674 Credit Card Competition Act -Issues related to diversity, equity, and inclusion -Issues related to anti-trust -Issues related to fees -Issues related to climate -Issues related to digital assets
Client expense: $380,000 · Firm income: Not reported
Government targets: Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, HOUSE OF REPRESENTATIVES, Natl Economic Council (NEC), SENATE, Treasury, Dept of
2022 · fourth_quarter · Banking
Issues related to the implementation of Section 1071 of the Dodd-Frank Wall Street Reform and Consumer Protection Act; H.R. 1645 - The Protecting Consumer Access to Credit Act; H.R. 1277/ S. 374 - The Improving Corporate Governance Through Diversity Act; S. 2690 - Expanding Access to Affordable Credit for Small Businesses Act; H.R. 5376 - Build Back Better Act; Issues related to the modernization of government programs to provide expedited and more efficient lending opportunities (PL 116-136 and PL 116-123)
Client expense: Not reported · Firm income: $30,000
Government targets: Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, HOUSE OF REPRESENTATIVES, Office of the Comptroller of the Currency (OCC), SENATE, Small Business Administration (SBA)
2022 · third_quarter · Banking
Issues related to banking regulatory reform: -HR 1277/S 374 Improving Corporate Governance Through Diversity Act of 2021 -HR 4258 To establish a governmentwide approach to improving digital identity, and for other purposes. -Issues related to interest rate caps -HR 745 Fair Access to Credit Act of 2021 -HR 4350 National Defense Authorization Act for Fiscal Year 2022 (issues related to banking) -Issues related to credit scores -HR 1491 Fair Debt Collection Practices for Servicemembers Act -HR 1645 To amend the Fair Credit Reporting Act to make improvements to the regulation of consumer reporting agencies and protect consumers, and for other purposes. -HR 166 Fair Lending for All Act -HR 5376 Build Back Better Act -HR 5974/S 2508 Veterans and Consumers Fair Credit Act -Issues related to unfair, deceptive, and abusive acts and practices -Issues related to financial innovation -Issues related to financial literacy -Issues related to the Community Reinvestment Act -Issues related to debt collection -Issues related to artificial intelligence and machine learning -Issues related to credit scoring/credit risk -Issues related to privacy -HR 8152 American Data Privacy and Protection Act -S 4356 Lummis-Gillibrand Responsible Financial Innovation Act -S. 4674 Credit Card Competition Act -Issues related to diversity, equity, and inclusion -Issues related to anti-trust -Issues related to fees -Issues related to climate -Issues related to digital assets
Client expense: $430,000 · Firm income: Not reported
Government targets: Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, HOUSE OF REPRESENTATIVES, Natl Economic Council (NEC), SENATE, Treasury, Dept of
2022 · third_quarter · Financial Institutions/Investments/Securities
Legislative and regulatory issues pertaining to credit reporting and scoring, including H.R. 773, H.R. 1645, H.R. 2537, H.R. 2547, H.R. 4120, S. 214, S. 2417, H.R. 7526, H.R. 8985, H.R. 7900, and S. 4543.
Client expense: $360,000 · Firm income: Not reported
Government targets: Consumer Financial Protection Bureau (CFPB), HOUSE OF REPRESENTATIVES, SENATE
2022 · third_quarter · Banking
Issues related to the implementation of Section 1071 of the Dodd-Frank Wall Street Reform and Consumer Protection Act (PL 111-203); H.R. 1645 - The Protecting Consumer Access to Credit Act; H.R. 1227/ S. 374 - The Improving Corporate Governance Through Diversity Act; S. 2690 - Expanding Access to Affordable Credit for Small Businesses Act; H.R. 5376 - Build Back Better Act; Issues related to the modernization of government programs to provide expedited and more efficient lending opportunities (PL 116-136 and PL 116-123); Issues related to buy now, pay later services
Client expense: Not reported · Firm income: $30,000
Government targets: Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, HOUSE OF REPRESENTATIVES, Office of the Comptroller of the Currency (OCC), SENATE, Small Business Administration (SBA), Treasury, Dept of
2022 · second_quarter · Banking
Issues related to banking regulatory reform: -HR 1319 American Rescue Plan (Public Law No: 117-2) Implementation -HR 1277/S 374 Improving Corporate Governance Through Diversity Act of 2021 -HR 4258 To establish a governmentwide approach to improving digital identity, and for other purposes. -Issues related to arbitration -Issues related to interest rate caps -HR 745 Fair Access to Credit Act of 2021 -HR 4350 National Defense Authorization Act for Fiscal Year 2022 (issues related to banking) -Issues related to credit scores -HR 1491 Fair Debt Collection Practices for Servicemembers Act -HR 1645 To amend the Fair Credit Reporting Act to make improvements to the regulation of consumer reporting agencies and protect consumers, and for other purposes. -HR 745 Fair Access to Credit Scores Act of 2021 -HR 166 Fair Lending for All Act -HR 5376 Build Back Better Act -HR 5974/S 2508 Veterans and Consumers Fair Credit Act -Issues related to unfair, deceptive, and abusive acts and practices -Issues related to financial innovation -Issues related to financial literacy -Issues related to the Community Reinvestment Act -Issues related to debt collection -Issues related to artificial intelligence -Issues related to small business data collection -Issues related to privacy -HR 8152 American Data Privacy and Protection Act -S 4356 Lummis-Gillibrand Responsible Financial Innovation Act -Issues related to diversity, equity, and inclusion -Issues related to anti-trust -Issues related to fees -Issues related to climate -Issues related to digital assets
Client expense: $480,000 · Firm income: Not reported
2022 · second_quarter · Financial Institutions/Investments/Securities
Legislative and regulatory issues pertaining to credit reporting and scoring, including H.R. 773, H.R. 1645, H.R. 2537, H.R. 2547, H.R. 4120, S. 214, S. 2417 and H.R. 7526.
Client expense: $360,000 · Firm income: Not reported
Government targets: Consumer Financial Protection Bureau (CFPB), HOUSE OF REPRESENTATIVES, SENATE
2022 · second_quarter · Banking
Issues related to the implementation of Section 1071 of the Dodd-Frank Wall Street Reform and Consumer Protection Act (PL 111-203); H.R. 1645 - The Protecting Consumer Access to Credit Act; H.R. 1227/ S. 374 - The Improving Corporate Governance Through Diversity Act; S. 2690 - Expanding Access to Affordable Credit for Small Businesses Act; H.R. 5376 - Build Back Better Act; Issues related to the modernization of government programs to provide expedited and more efficient lending opportunities (PL 116-136 and PL 116-123); Issues related to buy now, pay later services
Client expense: Not reported · Firm income: $30,000
Government targets: Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, HOUSE OF REPRESENTATIVES, Office of the Comptroller of the Currency (OCC), SENATE, Small Business Administration (SBA), Treasury, Dept of
2022 · first_quarter · Banking
Issues related to the implementation of Section 1071 of the Dodd-Frank Wall Street Reform and Consumer Protection Act (PL 111-203); H.R. 1645 - The Protecting Consumer Access to Credit Act; H.R. 1227/ S. 374 - The Improving Corporate Governance Through Diversity Act; S. 2690 - Expanding Access to Affordable Credit for Small Businesses Act; H.R. 5376 - Build Back Better Act; Issues related to the modernization of government programs to provide expedited and more efficient lending opportunities (PL 116-136 and PL 116-123)
Client expense: Not reported · Firm income: $30,000
Government targets: Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, HOUSE OF REPRESENTATIVES, Office of the Comptroller of the Currency (OCC), SENATE, Small Business Administration (SBA), Treasury, Dept of
2022 · first_quarter · Banking
Issues related to banking regulatory reform: -HR 1319 American Rescue Plan (Public Law No: 117-2) Implementation -HR 4616 Adjustable Interest Rate (LIBOR) Act of 2021 -HR 1277/S 374 Improving Corporate Governance Through Diversity Act of 2021 -HR 4258 To establish a governmentwide approach to improving digital identity, and for other purposes. -Issues related to arbitration -Issues related to interest rate caps -HR 745 Fair Access to Credit Act of 2021 -HR 4350 National Defense Authorization Act for Fiscal Year 2022 (issues related to banking) -Issues related to credit scores -HR 1491 Fair Debt Collection Practices for Servicemembers Act -HR 1645 To amend the Fair Credit Reporting Act to make improvements to the regulation of consumer reporting agencies and protect consumers, and for other purposes. -HR 745 Fair Access to Credit Scores Act of 2021 -HR 166 Fair Lending for All Act -HR 5376 Build Back Better Act -HR 5974/S 2508 Veterans and Consumers Fair Credit Act -Issues related to unfair, deceptive, and abusive acts and practices -Issues related to financial innovation -Issues related to financial literacy -Issues related to the Community Reinvestment Act -Issues related to debt collection -Issues related to artificial intelligence -Issues related to small business data collection -Issues related to privacy -Issues related to Covid-19 Relief -Issues related to diversity, equity, and inclusion -Issues related to anti-trust
Client expense: $640,000 · Firm income: Not reported
2022 · first_quarter · Financial Institutions/Investments/Securities
Legislative and regulatory issues pertaining to credit reporting and scoring, including H.R. 773, H.R. 1645, H.R. 2537, H.R. 2547, H.R. 4120, S. 214, and S. 2417.
Client expense: $360,000 · Firm income: Not reported
Government targets: Consumer Financial Protection Bureau (CFPB), HOUSE OF REPRESENTATIVES, SENATE
2021 · fourth_quarter · Banking
Issues related to banking regulatory reform: -HR 1319 American Rescue Plan (Public Law No: 117-2) Implementation -HR 4616 Adjustable Interest Rate (LIBOR) Act of 2021 -HR 1277/S 374 Improving Corporate Governance Through Diversity Act of 2021 -HR 4258 To establish a governmentwide approach to improving digital identity, and for other purposes. -Issues related to arbitration HR 963/S 505 Forced Arbitration Injustice Repeal Act -Issues related to interest rate caps -HR 745 Fair Access to Credit Act of 2021 -HR 2449 To Amend the CARES Act to provide for repayment terms for mortgages in forbearance -HR 4350 National Defense Authorization Act for Fiscal Year 2022 (issues related to banking) -Issues related to credit scores -HR 1491 Fair Debt Collection Practices for Servicemembers Act -HR 1645 To amend the Fair Credit Reporting Act to make improvements to the regulation of consumer reporting agencies and protect consumers, and for other purposes. -HR 745 Fair Access to Credit Scores Act of 2021 -HR 166 Fair Lending for All Act -HR 5376 Build Back Better Act -HR 5974 Veterans and Consumers Fair Credit Act -Issues related to unfair, deceptive, and abusive acts and practices -Issues related to financial innovation -Issues related to financial literacy -Issues related to the Community Reinvestment Act -Issues related to debt collection -Issues related to artificial intelligence -Issues related to small business data collection -Issues related to privacy -Issues related to Covid-19 Relief -Issues related to diversity, equity, and inclusion -Issues related to anti-trust -Issues related to data aggregation -Issues related to federal appointments
Client expense: $370,000 · Firm income: Not reported
2021 · fourth_quarter · Financial Institutions/Investments/Securities
Legislative and regulatory issues pertaining to credit reporting and scoring, including H.R. 1645, H.R. 2332, H.R. 2537, H.R. 3439, H.R. 4120, H.R. 4350, and S. 2417.
Client expense: $360,000 · Firm income: Not reported
Government targets: Consumer Financial Protection Bureau (CFPB), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), SENATE
2021 · fourth_quarter · Banking
Issues related to the implementation of Section 1071 of the Dodd-Frank Wall Street Reform and Consumer Protection Act (PL 111-203); H.R. 1645 - The Protecting Consumer Access to Credit Act; H.R. 1227/ S. 374 - The Improving Corporate Governance Through Diversity Act; S. 2690 - Expanding Access to Affordable Credit for Small Businesses Act; H.R. 5376 - Build Back Better Act; Issues related to the modernization of government programs to provide expedited and more efficient lending opportunities (PL 116-136 and PL 116-123)
Client expense: Not reported · Firm income: $30,000
Government targets: Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, HOUSE OF REPRESENTATIVES, Office of the Comptroller of the Currency (OCC), SENATE, Small Business Administration (SBA), Treasury, Dept of
2021 · third_quarter · Financial Institutions/Investments/Securities
Legislative and regulatory issues pertaining to credit reporting, scoring and risk-based pricing, including H.R. 1645, H.R. 2332, H.R. 2537, H.R. 2547, H.R. 3439, H.R. 4078, H.R. 4113, H.R. 4115, H.R. 4120, H.R. 4144, H.R. 4350, S. 2034, and S. 2417.
Client expense: $360,000 · Firm income: Not reported
Government targets: Consumer Financial Protection Bureau (CFPB), HOUSE OF REPRESENTATIVES, SENATE
2021 · third_quarter · Banking
Issues related to banking regulatory reform: -HR 1319 American Rescue Plan (Public Law No: 117-2) Implementation -HR 4616 Adjustable Interest Rate (LIBOR) Act of 2021 -HR 1277/S 374 Improving Corporate Governance Through Diversity Act of 2021 -HR 4258 To establish a governmentwide approach to improving digital identity, and for other purposes. -Issues related to arbitration HR 963/S 505 Forced Arbitration Injustice Repeal Act -Issues related to interest rate caps -HR 745 Fair Access to Credit Act of 2021 -HR 2449 To Amend the CARES Act to provide for repayment terms for mortgages in forbearance -HR 4350 National Defense Authorization Act for Fiscal Year 2022 (issues related to banking) -Issues related to credit scores -HR 1491 Fair Debt Collection Practices for Servicemembers Act -HR 1645 To amend the Fair Credit Reporting Act to make improvements to the regulation of consumer reporting agencies and protect consumers, and for other purposes. -HR 745 Fair Access to Credit Scores Act of 2021 -HR 166 Fair Lending for All Act -Issues related to unfair, deceptive, and abusive acts and practices -Issues related to financial innovation -Issues related to financial literacy -Issues related to the Community Reinvestment Act -Issues related to debt collection -Issues related to artificial intelligence -Issues related to small business data collection -Issues related to privacy -Issues related to Covid-19 Relief -Issues related to diversity, equity, and inclusion -Issues related to anti-trust -Issues related to data aggregation -Issues related to federal appointments
Client expense: $400,000 · Firm income: Not reported
2021 · third_quarter · Banking
Issues related to the implementation of Section 1071 of the Dodd-Frank Wall Street Reform and Consumer Protection Act (PL 111-203); H.R. 1645 - The Protecting Consumer Access to Credit Act; H.R. 1227/ S. 374 - The Improving Corporate Governance Through Diversity Act; S. 2690 - Expanding Access to Affordable Credit for Small Businesses Act; H.R. 5376 - Build Back Better Act; Issues related to the modernization of government programs to provide expedited and more efficient lending opportunities (PL 116-136 and PL 116-123)
Client expense: Not reported · Firm income: $30,000
Government targets: Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, HOUSE OF REPRESENTATIVES, Office of the Comptroller of the Currency (OCC), SENATE, Small Business Administration (SBA), Treasury, Dept of
2021 · second_quarter · Banking
Issues related to banking regulatory reform: -HR 1319 American Rescue Plan -Issues related to Current Expected Credit Loss -Issues related to BSA/AML -HR 1277/S 374 Improving Corporate Governance Through Diversity Act of 2021 -HR 4258 To establish a governmentwide approach to improving digital identity, and for other purposes. -Issues related to arbitration HR 963/S 505 Forced Arbitration Injustice Repeal Act -Issues related to interest rate caps -HR 745 Fair Access to Credit Act of 2021 -HR 2449 To Amend the CARES Act to provide for repayment terms for mortgages in forbearance -National Defense Authorization Act for Fiscal Year 20222021(issues related to banking) No bill number yet -Issues related to credit scores -HR 1491 Fair Debt Collection Practices for Servicemembers Act -HR 1645 To amend the Fair Credit Reporting Act to make improvements to the regulation of consumer reporting agencies and protect consumers, and for other purposes. -HR 745 Fair Access to Credit Scores Act of 2021 -HR 166 Fair Lending for All Act -Issues related to unfair, deceptive, and abusive acts and practices -Issues related to financial innovation -Issues related to financial literacy -Issues related to the Community Reinvestment Act -Issues related to debt collection -Issues related to artificial intelligence -Issues related to small business data collection -Issues related to privacy -Issues related to Covid-19 Relief -Issues related to diversity, equity, and inclusion -Issues related to anti-trust -Issues related to data aggregation -Issues related to federal appointments
Client expense: $530,000 · Firm income: Not reported
2021 · second_quarter · Banking
H.R. 6800 - The Health and Economic Recovery Omnibus Emergency Solutions (HEROES) Act; The Consolidated Appropriations Act of 2021 (PL 116-260); issues related to regulatory requirements under the Paycheck Protection Program during the COVID-19 health crisis (PL 116-136 and PL 116-123); issues related to the implementation of Section 1071 of the Dodd-Frank Wall Street Reform and Consumer Protection Act (PL 111-203); H.R. 1645 - The Protecting Consumer Access to Credit Act; H.R. 1227/ S. 374 - The Improving Corporate Governance Through Diversity Act; S. 3548 - Coronavirus Aid, Relief, and Economic Security (CARES) Act; issues related to the modernization of government programs to provide expedited and more efficient lending opportunities
Client expense: Not reported · Firm income: $40,000
Government targets: Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, HOUSE OF REPRESENTATIVES, Office of the Comptroller of the Currency (OCC), SENATE, Small Business Administration (SBA), Treasury, Dept of
2021 · second_quarter · Financial Institutions/Investments/Securities
Legislative and regulatory issues pertaining to credit reporting and scoring, including H.R. 1645, H.R. 2332, H.R. 2537, H.R. 2547, H.R. 4078, H.R. 4113, H.R. 4115, H.R. 4119, H.R. 4120, and H.R. 4144.
Client expense: $360,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), SENATE
2021 · first_quarter · Banking
Issues related to banking regulatory reform: -HR 1319 American Rescue Plan -Implementation of S. 2155 (from 115th Congress) -Issues related to Current Expected Credit Loss -Issues related to BSA/AML -HR 1277/S 374 Improving Corporate Governance Through Diversity Act of 2021 -Issues related to arbitration HR 963/S 505 Forced Arbitration Injustice Repeal Act -Issues related to interest rate caps -HR 745 Fair Access to Credit Act of 2021 -HR 2449 To Amend the CARES Act to provide for repayment terms for mortgages in forbearance -National Defense Authorization Act for Fiscal Year 20222021(issues related to banking) No bill number yet -Issues related to credit scores -HR 1491 Fair Debt Collection Practices for Servicemembers Act -HR 1645 To amend the Fair Credit Reporting Act to make improvements to the regulation of consumer reporting agencies and protect consumers, and for other purposes. -HR 745 Fair Access to Credit Scores Act of 2021 -Issues related to unfair, deceptive, and abusive acts and practices -Issues related to financial innovation -Issues related to financial literacy -Issues related to the Community Reinvestment Act -Issues related to brokered deposits -Issues related to debt collection -Issues related to artificial intelligence -Issues related to interest rate exportation -Issues related to small business data collection -Issues related to modernized disclosures -Issues related to privacy -Issues related to Covid-19 Relief -Issues related to diversity, equity, and inclusion -Issues related to anti-trust -Issues related to data aggregation -Issues related to federal appointments
Client expense: $1,000,000 · Firm income: Not reported
2021 · first_quarter · Banking
H.R. 6800 - The Health and Economic Recovery Omnibus Emergency Solutions (HEROES) Act; The Consolidated Appropriations Act of 2021 (PL 116-260); issues related to regulatory requirements under the Paycheck Protection Program during the COVID-19 health crisis (PL 116-136 and PL 116-123); issues related to the implementation of Section 1071 of the Dodd-Frank Wall Street Reform and Consumer Protection Act (PL 111-203); H.R. 1645 - The Protecting Consumer Access to Credit Act; H.R. 1227/ S. 374 - The Improving Corporate Governance Through Diversity Act; S. 3548 - Coronavirus Aid, Relief, and Economic Security (CARES) Act
Client expense: Not reported · Firm income: $20,000
Government targets: Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, HOUSE OF REPRESENTATIVES, Office of the Comptroller of the Currency (OCC), SENATE, Small Business Administration (SBA), Treasury, Dept of
2021 · first_quarter · Banking
H.R. 6800 - The Health and Economic Recovery Omnibus Emergency Solutions (HEROES) Act; The Consolidated Appropriations Act of 2021 (PL 116-260); issues related to regulatory requirements under the Paycheck Protection Program during the COVID-19 health crisis (PL 116-136 and PL 116-123); issues related to the implementation of Section 1071 of the Dodd-Frank Wall Street Reform and Consumer Protection Act (PL 111-203); H.R. 1645 - The Protecting Consumer Access to Credit Act; H.R. 1227/ S. 374 - The Improving Corporate Governance Through Diversity Act; S. 3548 - Coronavirus Aid, Relief, and Economic Security (CARES) Act
Client expense: Not reported · Firm income: $30,000
Government targets: Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, HOUSE OF REPRESENTATIVES, Office of the Comptroller of the Currency (OCC), SENATE, Small Business Administration (SBA), Treasury, Dept of
2021 · first_quarter · Financial Institutions/Investments/Securities
Legislative and regulatory issues pertaining to credit reporting and scoring, including H.R. 1645.
Client expense: $360,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), SENATE
2021 · first_quarter · Consumer Issues/Safety/Products
Issues related to the Consumer Financial Protection Bureau Fair Debt Collections Act Rulemaking Issue related to Medical Debt Issues related to Student Lending H.R.___ - the Stop Debt Collection Abuse Act - This bill extends the Fair Debt Collection Practices Acts (FDCPA) protections as it relates to debt owed to a Federal agency, and it would limit the fees. H.R.___ - the Debt Collection Practices Harmonization Act - This bill extends the FDCPA to debts owed to a State or local government. H.R.___ - the Small Business Fairness Lending Act - This bill restricts the use of confessions of judgment for debts owed by small business owners. H.R.___ - the Non-Judicial Foreclosure Debt Collection Clarification Act - This bill clarifies that entities in non-judicial foreclosure proceedings are covered under FDCPA to reverse the recent Supreme Court decision in Obduskey v. McCarthy and Holthus LLP. H.R. 1657 - the Ending Debt Collection Harassment Act - This bill adds additional requirements beyond CFPB rules for contacting consumers by e-mail or text. H.R.___ - the Consumer Protection for Medical Debt Collections Act -This bill prevents collection of medical debt for two years. H.R. 1645 - the Protecting Consumer Access to Credit Act - removes all paid, non-elective medical debt from a consumers credit report to help those who have been impacted by illnesses. S. 214 - Medical Debt Relief Act - legislation that would remove paid-off or settled medical debt from a patients credit report and institute a year-long waiting period before new medical debt can be reported. S.355 - COVID-19 Medical Debt Collection Relief Act, legislation to prevent healthcare providers from taking drastic steps to collect medical debts from patients - including seizing bank accounts and garnishing wages during the COVID-19 pandemic. S. 823 - To amend the American Rescue Plan Act of 2021 to provide for protection of recovery rebates.
Government targets: Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, HOUSE OF REPRESENTATIVES, Natl Economic Council (NEC), SENATE, Treasury, Dept of
Government targets: Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, HOUSE OF REPRESENTATIVES, Natl Economic Council (NEC), SENATE, Treasury, Dept of
Government targets: Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, HOUSE OF REPRESENTATIVES, Natl Economic Council (NEC), SENATE, Treasury, Dept of
Government targets: Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, HOUSE OF REPRESENTATIVES, Natl Economic Council (NEC), SENATE, Treasury, Dept of
Government targets: Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, HOUSE OF REPRESENTATIVES, Natl Economic Council (NEC), SENATE, Treasury, Dept of
Government targets: Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, HOUSE OF REPRESENTATIVES, Natl Economic Council (NEC), SENATE, Treasury, Dept of
Client expense: $136,000 · Firm income: Not reported
Government targets: Consumer Financial Protection Bureau (CFPB), Federal Communications Commission (FCC), HOUSE OF REPRESENTATIVES, Office of the Comptroller of the Currency (OCC), SENATE, Small Business Administration (SBA)