Small Business Lending Fairness Act

Implementation of the Dodd-Frank Wall Street Reform and Consumer Protection Act (Pub.L. 111-203) Issues related to H.R. 2540 - Small Business and Lending Fairness Act H.R. 4521 - America COMPETES Act S. 1260 - US Innovation and Competition Act of 2021 S. 4004 / H.R. 6732 - The Small LENDER Act H.R. 6739 - To require the Bureau of Consumer Financial Protection to issue a rule before deleting or modifying certain small business loan data, and for other purposes H.R. 6802 - The Bank Loan Privacy Act

Client expense: $100,000 · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), Federal Reserve System, HOUSE OF REPRESENTATIVES, SENATE

Pub.L.116-159 - Continuing Appropriations H.R. 2540 - Small Business Lending Fairness Act Issues related to infrastructure Issues related to small business lending

Client expense: $100,000 · Firm income: Not reported

Government targets: Federal Reserve System, HOUSE OF REPRESENTATIVES, SENATE, Small Business Administration (SBA), Treasury, Dept of

Issues related to the Consumer Financial Protection Bureau Fair Debt Collections Act Rulemaking Issue related to Medical Debt Issues related to Student Lending Issues related to Arbitration Issues related to Letter Vendors Issues related to COVID-19 Response Issues related to Artificial Intelligence Issues related to Credit Reporting H.R. 773- The Medical Debt Relief Act of 2021 H.R.1657- Ending Debt Collection Harassment Act of 2021 H.R.2135- Fair Debt Collection Improvement Act H.R.2458 -Non-Judicial Foreclosure Debt Collection Clarification Act H.R.2498 -Private Loan Disability Discharge Act of 2021 H.R.2537- Consumer Protection for Medical Debt Collections Act H.R.2540- Small Business Lending Fairness Act H.R.2572- Stop Debt Collection Abuse Act of 2021 H.R.2628 - Debt Collection Practices Harmonization Act H.R.2547 - The Comprehensive Debt Collection Improvement Act H.R.2453 - The Driving for Opportunity Act of 2021 H.R.4350 - National Defense Authorization Act for Fiscal Year 2022 H.R. 4773 - the Consumer Financial Protection Commission Act H.R. 133- the Consolidated Appropriations Act, 2021 H.R. 4432 - Department of Defense Appropriations Act, 2022 S. 214 - Medical Debt Relief Act S.355 - COVID-19 Medical Debt Collection Relief Act S. 823 - To amend the American Rescue Plan Act of 2021 to provide for protection of recovery rebates. S. 998 - The Driving for Opportunity Act of 2021 H.R. 7412 - The Transparency in Consumer Financial Protection Bureau (CFPB) Cost-Benefit Analysis Act

Client expense: $275,000 · Firm income: Not reported

Issues related to the Consumer Financial Protection Bureau Fair Debt Collections Act Rulemaking Issue related to Medical Debt Issues related to Student Lending Issues related to Arbitration Issues related to Letter Vendors Issues related to COVID-19 Response Issues related to Artificial Intelligence Issues related to Credit Reporting H.R. 773- The Medical Debt Relief Act of 2021 H.R.1657- Ending Debt Collection Harassment Act of 2021 H.R.2135- Fair Debt Collection Improvement Act H.R.2458 -Non-Judicial Foreclosure Debt Collection Clarification Act H.R.2498 -Private Loan Disability Discharge Act of 2021 H.R.2537- Consumer Protection for Medical Debt Collections Act H.R.2540- Small Business Lending Fairness Act H.R.2572- Stop Debt Collection Abuse Act of 2021 H.R.2628 - Debt Collection Practices Harmonization Act H.R.2547 - The Comprehensive Debt Collection Improvement Act H.R.2453 - The Driving for Opportunity Act of 2021 H.R.4350 - National Defense Authorization Act for Fiscal Year 2022 H.R. 4773 - the Consumer Financial Protection Commission Act H.R. 133- the Consolidated Appropriations Act, 2021 H.R. 4432 - Department of Defense Appropriations Act, 2022 S. 214 - Medical Debt Relief Act S.355 - COVID-19 Medical Debt Collection Relief Act S. 823 - To amend the American Rescue Plan Act of 2021 to provide for protection of recovery rebates. S. 998 - The Driving for Opportunity Act of 2021 H.R. 7412 - The Transparency in Consumer Financial Protection Bureau (CFPB) Cost-Benefit Analysis Act

Client expense: $275,000 · Firm income: Not reported

H.R. 5648 - Stop Wall Street Looting Act Close the ILC Loophole Act Financial Technology ("Fintech") H.R. 328 / S.817 - Wall Street Tax Act of 2021 S. 794 Tax Excessive CEO Pay Act of 2021 (Previously H.R. 3355/S. 915) - the Reward Work Act of 2019 Reg BI SEC fiduciary rule HR 2540 Small Business Lending Fairness Act. (Previously H.R. 2923/S. 1587) -- Inclusive Prosperity Act of 2019 Treasury/Federal Reserve liquidity facilities (Previously S.2071/HR3623) Warren/Casten Climate Risk Disclosure Act FSOC and Racial Equity PWG Stablecoin Report PWG Stablecoin Report Stock buybacks legislation (Warren/Warner/etc) Executive compensation/procurement executive actions Crypto Regulatory Legislation (CFTC) Crypto Regulatory Legislation (Stablecoins) Crypto Regulatory Legislation (President's EO) SEC funding and riders in appropriations bills SEC nominations Stock buybacks regulation Technologist letter to Congress, Exec Branch re: crypto regulation Central Bank Digital Currency Inflation Reduction Act Oversight hearing for SEC SEC funds names and ESG disclosures rules Accountable Capitalism Act FTC/DOJ merger guidelines General SEC regulatory agenda Private Markets Transparency and Accountability Act Digital assets regulation Digital Commodities Consumer Protection Act (S. 4760) Digital assets regulation: general Digital assets regulation (stablecoins) Senate Climate Change Task Force (SEC Climate Disclosure Proposed Rule) Public Markets Revitalization Act Consumer Bankruptcy Reform Act

Client expense: $100,000 · Firm income: Not reported

Issues related to small business lending; Issues related to infrastructure; H.R. 2540 - Small Business Lending Fairness Act.

Client expense: Not reported · Firm income: $50,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Implementation of the Dodd-Frank Wall Street Reform and Consumer Protection Act (Pub.L. 111-203) Issues related to H.R. 2540 - Small Business and Lending Fairness Act H.R. 4521 - America COMPETES Act S. 1260 - US Innovation and Competition Act of 2021 S. 4004 / H.R. 6732 - The Small LENDER Act H.R. 6739 H.R. 6802 - The Bank Loan Privacy Act

Client expense: $110,000 · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), Federal Reserve System, HOUSE OF REPRESENTATIVES, SENATE

Pub.L.116-159 - Continuing Appropriations H.R. 2540 - Small Business Lending Fairness Act Issues related to infrastructure Issues related to small business lending

Client expense: $110,000 · Firm income: Not reported

Government targets: Federal Reserve System, HOUSE OF REPRESENTATIVES, SENATE, Small Business Administration (SBA), Treasury, Dept of

Issues related to the Consumer Financial Protection Bureau Fair Debt Collections Act Rulemaking Issue related to Medical Debt Issues related to Student Lending Issues related to Arbitration Issues related to Letter Vendors Issues related to COVID-19 Response Issues related to Artificial Intelligence Issues related to Credit Reporting H.R. 773- The Medical Debt Relief Act of 2021 H.R.1657- Ending Debt Collection Harassment Act of 2021 H.R.2135- Fair Debt Collection Improvement Act H.R.2458 -Non-Judicial Foreclosure Debt Collection Clarification Act H.R.2498 -Private Loan Disability Discharge Act of 2021 H.R.2537- Consumer Protection for Medical Debt Collections Act H.R.2540- Small Business Lending Fairness Act H.R.2572- Stop Debt Collection Abuse Act of 2021 H.R.2628 - Debt Collection Practices Harmonization Act H.R.2547 - The Comprehensive Debt Collection Improvement Act H.R.2453 - The Driving for Opportunity Act of 2021 H.R.4350 - National Defense Authorization Act for Fiscal Year 2022 H.R. 4773 - the Consumer Financial Protection Commission Act H.R. 133- the Consolidated Appropriations Act, 2021 H.R. 4432 - Department of Defense Appropriations Act, 2022 S. 214 - Medical Debt Relief Act S.355 - COVID-19 Medical Debt Collection Relief Act S. 823 - To amend the American Rescue Plan Act of 2021 to provide for protection of recovery rebates. S. 998 - The Driving for Opportunity Act of 2021 H.R. 7412 - The Transparency in Consumer Financial Protection Bureau (CFPB) Cost-Benefit Analysis Act

Client expense: $180,000 · Firm income: Not reported

H.R. 5648 - Stop Wall Street Looting Act Close the ILC Loophole Act Financial Technology ("Fintech") HR 2540 Small Business Lending Fairness Act. FSOC and Racial Equity Stock buybacks legislation (Warren/Warner/etc) Executive compensation executive actions H.R. 7231, the Electronic Currency and Secure Hardware (ECASH) Act Crypto Regulatory Legislation (CFTC) Crypto Regulatory Legislation (Stablecoins) Crypto Regulatory Legislation (President's EO) CFTC Noms "amendments to H.R. 4521, the America COMPETES Act" (To be named) Environmental justice financial disclosures bill SEC funding and riders in appropriations bills SEC nominations Beneficial ownership rulemaking Beneficial ownership rulemaking Beneficial ownership rulemaking Beneficial ownership rulemaking Executive comp/stock buybacks legislation (Warren/Warner/etc) Stock buybacks regulation Technologist letter to Congress, Exec Branch re: crypto regulation digital assets regulation digital assets regulation Central Bank Digital Currency Free-market Accountability through Investor Rights Act of 2022 or the FAIR Act of 2022

Client expense: $110,000 · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), Federal Reserve System, HOUSE OF REPRESENTATIVES, Natl Economic Council (NEC), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

Issues related to small business lending; Issues related to infrastructure; H.R. 2540 - Small Business Lending Fairness Act.

Client expense: Not reported · Firm income: $50,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Issues related to the Consumer Financial Protection Bureau Fair Debt Collections Act Rulemaking Issue related to Medical Debt Issues related to Student Lending Issues related to Arbitration Issues related to Letter Vendors Issues related to COVID-19 Response Issues related to Artificial Intelligence Issues related to Credit Reporting H.R. 773- The Medical Debt Relief Act of 2021 H.R.1657- Ending Debt Collection Harassment Act of 2021 H.R.2135- Fair Debt Collection Improvement Act H.R.2458 -Non-Judicial Foreclosure Debt Collection Clarification Act H.R.2498 -Private Loan Disability Discharge Act of 2021 H.R.2537- Consumer Protection for Medical Debt Collections Act H.R.2540- Small Business Lending Fairness Act H.R.2572- Stop Debt Collection Abuse Act of 2021 H.R.2628 - Debt Collection Practices Harmonization Act H.R.2547 - The Comprehensive Debt Collection Improvement Act H.R.2453 - The Driving for Opportunity Act of 2021 H.R.4350 - National Defense Authorization Act for Fiscal Year 2022 H.R. 4773 - the Consumer Financial Protection Commission Act H.R. 133- the Consolidated Appropriations Act, 2021 H.R. 4432 - Department of Defense Appropriations Act, 2022 S. 214 - Medical Debt Relief Act S.355 - COVID-19 Medical Debt Collection Relief Act S. 823 - To amend the American Rescue Plan Act of 2021 to provide for protection of recovery rebates. S. 998 - The Driving for Opportunity Act of 2021

Client expense: $180,000 · Firm income: Not reported

SPACs 13F form changes recommended to the SEC H.R. 5648 - Stop Wall Street Looting Act Close the ILC Loophole Act Financial Technology ("Fintech") H.R. 328 / S.817 - Wall Street Tax Act of 2021 S. 794 Tax Excessive CEO Pay Act of 2021 (Previously H.R. 3355/S. 915) - the Reward Work Act of 2019 HR 2540 Small Business Lending Fairness Act. Treasury/Federal Reserve liquidity facilities FSOC and Racial Equity PWG Stablecoin Report PWG Stablecoin Report Classifying AWS as a SIFMU Stock buybacks legislation (Warren/Warner/etc) Executive compensation executive actions H.R. 7231, the Electronic Currency and Secure Hardware (ECASH) Act Crypto Regulatory Legislation (CFTC) Crypto Regulatory Legislation (Stablecoins) Crypto Regulatory Legislation (President's EO) CFTC Noms CARES Act - Paycheck Protection Program "amendments to H.R. 4521, the America COMPETES Act"

Client expense: $150,000 · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), Federal Reserve System, HOUSE OF REPRESENTATIVES, Natl Economic Council (NEC), Office of Management & Budget (OMB), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of, White House Office

Issues related to implementing Coronavirus Aid, Relief, and Economic Security (CARES) Act (PL 116-136); S. 3814/H.R. 7481 - RESTART Act; Continuing Appropriations (PL 116-159); FY2021 Omnibus and COVID Relief and Response Act (PL 116-260); Issues related to small business lending; Issues related to infrastructure; H.R. 2540 - Small Business Lending Fairness Act.

Client expense: Not reported · Firm income: $50,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Implementation of the Dodd-Frank Wall Street Reform and Consumer Protection Act (Pub.L. 111-203) Issues related to HR 2540 Small Business and Lending Fairness Act HR 4521 America COMPETES Act S 1260 US Innovation and Competition Act of 2021

Client expense: $120,000 · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), Federal Reserve System, HOUSE OF REPRESENTATIVES, SENATE

Pub.L.116-159 - Continuing Appropriations HR 2540 - Small Business Lending Fairness Act Issues related to infrastructure Issues related to small business lending

Client expense: $120,000 · Firm income: Not reported

Government targets: Federal Reserve System, HOUSE OF REPRESENTATIVES, SENATE, Small Business Administration (SBA), Treasury, Dept of

Pub.L.116-159 - Continuing Appropriations HR 2540 - Small Business Lending Fairness Act Issues related to infrastructure Issues related to small business lending

Client expense: $120,000 · Firm income: Not reported

Government targets: Federal Reserve System, HOUSE OF REPRESENTATIVES, SENATE, Small Business Administration (SBA), Treasury, Dept of

Implementation of the Dodd-Frank Wall Street Reform and Consumer Protection Act (Pub.L. 111-203) Issues related to HR 2540 Small Business and Lending Fairness Act HR 4521 America COMPETES Act S 1260 US Innovation and Competition Act of 2021

Client expense: $120,000 · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), Federal Reserve System, HOUSE OF REPRESENTATIVES, SENATE

Paycheck Protection Program (PPP) & Economic Injury Disaster Loans (EIDL) Rulemaking to implement Sect. 1071 of Dodd-Frank Act, data collection on small business lending H.R. 2540/S.1119 - Small Business Lending Fairness Act, a bill to amend the Truth in Lending Act to prohibit certain unfair credit practices, and for other purposes.

Client expense: $70,000 · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), Education, Dept of, Federal Deposit Insurance Corporation (FDIC), Federal Highway Administration (FHA), Federal Housing Finance Agency (FHFA), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Natl Credit Union Administration (NCUA), Office of Management & Budget (OMB), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Treasury, Dept of

Implementation of the Dodd-Frank Wall Street Reform and Consumer Protection Act (Pub.L. 111-203) Issues related to HR 2540 Small Business and Lending Fairness Act

Client expense: $140,000 · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), Federal Reserve System, HOUSE OF REPRESENTATIVES, Internal Revenue Service (IRS), SENATE, Small Business Administration (SBA), Treasury, Dept of

Pub.L.116-159 - Continuing Appropriations HR 2540 - Small Business Lending Fairness Act Issues related to infrastructure Issues related to small business lending

Client expense: $140,000 · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), Federal Reserve System, HOUSE OF REPRESENTATIVES, Internal Revenue Service (IRS), SENATE, Small Business Administration (SBA), Treasury, Dept of

SPACs 13F form changes recommended to the SEC H.R. 5648 - Stop Wall Street Looting Act Close the ILC Loophole Act Financial Technology ("Fintech") H.R. 328 / S.817 - Wall Street Tax Act of 2021 S. 794 Tax Excessive CEO Pay Act of 2021 (Previously H.R. 3355/S. 915) - the Reward Work Act of 2019 Reg BI SEC fiduciary rule HR 2540 Small Business Lending Fairness Act. FSOC and Racial Equity PWG Stablecoin Report Classifying AWS as a SIFMU

Client expense: $134,000 · Firm income: Not reported

Government targets: Commodity Futures Trading Commission (CFTC), Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, HOUSE OF REPRESENTATIVES, Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of, White House Office

Issues related to the Consumer Financial Protection Bureau Fair Debt Collections Act Rulemaking Issue related to Medical Debt Issues related to Student Lending Issues related to Arbitration Issues related to Letter Vendors Issues related to COVID-19 Response Issues related to Artificial Intelligence Issues related to Credit Reporting H.R. 773- The Medical Debt Relief Act of 2021 H.R.1657- Ending Debt Collection Harassment Act of 2021 H.R.2135- Fair Debt Collection Improvement Act H.R.2458 -Non-Judicial Foreclosure Debt Collection Clarification Act H.R.2498 -Private Loan Disability Discharge Act of 2021 H.R.2537- Consumer Protection for Medical Debt Collections Act H.R.2540- Small Business Lending Fairness Act H.R.2572- Stop Debt Collection Abuse Act of 2021 H.R.2628 - Debt Collection Practices Harmonization Act H.R.2547 - The Comprehensive Debt Collection Improvement Act H.R.2453 - The Driving for Opportunity Act of 2021 H.R.4350 - National Defense Authorization Act for Fiscal Year 2022 H.R. 4773 - the Consumer Financial Protection Commission Act H.R. 133- the Consolidated Appropriations Act, 2021 H.R. 4432 - Department of Defense Appropriations Act, 2022 S. 214 - Medical Debt Relief Act - legislation that would remove paid-off or settled medical debt from a patients credit report and institute a year-long waiting period before new medical debt can be reported. S.355 - COVID-19 Medical Debt Collection Relief Act, legislation to prevent healthcare providers from taking drastic steps to collect medical debts from patients - including seizing bank accounts and garnishing wages during the COVID-19 pandemic. S. 823 - To amend the American Rescue Plan Act of 2021 to provide for protection of recovery rebates. S. 998 - The Driving for Opportunity Act of 2021

Client expense: $170,000 · Firm income: Not reported

Issues related to implementing Coronavirus Aid, Relief, and Economic Security (CARES) Act (PL 116-136); S. 3814/H.R. 7481 - RESTART Act; PL 116-159 - Continuing Appropriations; FY2021 Omnibus and COVID Relief and Response Act (PL 116-260); Issues related to small business lending; Issues related to infrastructure; H.R. 2540 - Small Business Lending Fairness Act.

Client expense: Not reported · Firm income: $50,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Paycheck Protection Program (PPP) & Economic Injury Disaster Loans (EIDL) Rulemaking to implement Sect. 1071 of Dodd-Frank Act, data collection on small business lending H.R. 2540/S.1119 - Small Business Lending Fairness Act, a bill to amend the Truth in Lending Act to prohibit certain unfair credit practices, and for other purposes.

Client expense: $110,000 · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), Education, Dept of, Federal Deposit Insurance Corporation (FDIC), Federal Highway Administration (FHA), Federal Housing Finance Agency (FHFA), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Natl Credit Union Administration (NCUA), Office of Management & Budget (OMB), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Treasury, Dept of

Issues related to implementing Coronavirus Aid, Relief, and Economic Security (CARES) Act (PL 116-136); S. 3814/H.R. 7481 - RESTART Act; PL 116-159 - Continuing Appropriations; H.R. 133 - FY2021 Omnibus and COVID Relief and Response Act (PL 116-260); Issues related to small business lending; Issues related to infrastructure; H.R. 2540 - Small Business Lending Fairness Act.

Client expense: Not reported · Firm income: $50,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Issues related to the Consumer Financial Protection Bureau Fair Debt Collections Act Rulemaking Issue related to Medical Debt Issues related to Student Lending Issues related to Arbitration Issues related to Letter Vendors Issues related to COVID-19 Response Issues related to Artificial Intelligence Issues related to Credit Reporting H.R. 733- The Medical Debt Relief Act H.R.1657- Ending Debt Collection Harassment Act of 2021 H.R.2135- Fair Debt Collection Improvement Act H.R.2458 -Non-Judicial Foreclosure Debt Collection Clarification Act H.R.2498 -Private Loan Disability Discharge Act of 2021 H.R.2537- Consumer Protection for Medical Debt Collections Act H.R.2540- Small Business Lending Fairness Act H.R.2572- Stop Debt Collection Abuse Act of 2021 H.R.2628 - Debt Collection Practices Harmonization Act H.R.2547 - The Comprehensive Debt Collection Improvement Act H.R.2453 - The Driving for Opportunity Act of 2021 H.R.4350 - National Defense Authorization Act for Fiscal Year 2022 H.R. 4773 - the Consumer Financial Protection Commission Act S. 214 - Medical Debt Relief Act - legislation that would remove paid-off or settled medical debt from a patients credit report and institute a year-long waiting period before new medical debt can be reported. S.355 - COVID-19 Medical Debt Collection Relief Act, legislation to prevent healthcare providers from taking drastic steps to collect medical debts from patients - including seizing bank accounts and garnishing wages during the COVID-19 pandemic. S. 823 - To amend the American Rescue Plan Act of 2021 to provide for protection of recovery rebates. S. 998 - The Driving for Opportunity Act of 2021

Client expense: $200,000 · Firm income: Not reported

Implementation of the Dodd-Frank Wall Street Reform and Consumer Protection Act (Pub.L. 111-203) Issues related to HR 2540 Small Business and Lending Fairness Act

Client expense: $110,000 · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), Federal Reserve System, HOUSE OF REPRESENTATIVES, Internal Revenue Service (IRS), SENATE, Small Business Administration (SBA), Treasury, Dept of

Pub.L.116-159 - Continuing Appropriations HR 2540 - Small Business Lending Fairness Act Issues related to infrastructure Issues related to small business lending

Client expense: $110,000 · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), Federal Reserve System, HOUSE OF REPRESENTATIVES, Internal Revenue Service (IRS), SENATE, Small Business Administration (SBA), Treasury, Dept of

Issues related to the Consumer Financial Protection Bureau Fair Debt Collections Act Rulemaking Issue related to Medical Debt Issues related to Student Lending Issues related to Arbitration Issues related to Letter Vendors Issues related to COVID-19 Response Issues related to Artificial Intelligence H.R.1657- Ending Debt Collection Harassment Act of 2021 H.R.2135- Fair Debt Collection Improvement Act H.R.2458 -Non-Judicial Foreclosure Debt Collection Clarification Act H.R.2498 -Private Loan Disability Discharge Act of 2021 H.R.2537- Consumer Protection for Medical Debt Collections Act H.R.2540- Small Business Lending Fairness Act H.R.2572- Stop Debt Collection Abuse Act of 2021 H.R.2628 - Debt Collection Practices Harmonization Act H.R.2547 - The Comprehensive Debt Collection Improvement Act H.R.2453 - The Driving for Opportunity Act of 2021 S. 214 - Medical Debt Relief Act - legislation that would remove paid-off or settled medical debt from a patients credit report and institute a year-long waiting period before new medical debt can be reported. S.355 - COVID-19 Medical Debt Collection Relief Act, legislation to prevent healthcare providers from taking drastic steps to collect medical debts from patients - including seizing bank accounts and garnishing wages during the COVID-19 pandemic. S. 823 - To amend the American Rescue Plan Act of 2021 to provide for protection of recovery rebates. S. 998 - The Driving for Opportunity Act of 2021

Client expense: $230,000 · Firm income: Not reported

Bill numberDescription of bill (briefly describe only the part were working on) H.R.6379 Take Responsibility for Workers and Families Act S.3566Stop Overdraft Profiteering during COVID-19 Emergency Act of 2020 - to prohibit depository institutions from assessing overdraft and non-sufficient fund fees during the novel coronavirus crisis and other disasters, and for other purposes. S.3560Small Business and Consumer Emergency Credit Act - To amend the Truth in Lending Act to extend the consumer credit protections provided to members of the Armed Forces and their dependents under title 10, United States Code, to all consumers. S 3548To provide emergency assistance and health care response for individuals, families, and businesses affected by the 2020 coronavirus pandemic. S.3509A bill to provide borrowers the right to request forbearance on mortgage loan payments due to a declared disaster, and for other purposes. H.R.6321 To provide financial protections and assistance for America's consumers, States, businesses, and vulnerable populations during the COVID-19 emergency and to recover from the emergency. H.R.6363Student Debt Emergency Relief Act HR 748Coronavirus Aid, Relief, and Economic Security Act or the CARES Act - This bill responds to the COVID-19 (i.e., coronavirus disease 2019) outbreak and its impact on the economy, public health, state and local governments, individuals, and businesses H.R. 3674 the College Affordability Act, a bill to lower the costs of college for students and improve the quality of education H.J.Res.76 Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Department of Education relating to "Borrower Defense Institutional Accountability" HR 5050 / s 2833 To amend the Truth in Lending Act to extend the consumer credit protections provided to members of the Armed Forces and their dependents under title 10, United States Code, to all consumers H.R. XXXX Protecting Consumers Access to Credit Act (This bill amends the Revised Statutes, the Home Owners' Loan Act, the Federal Credit Union Act, and the Federal Deposit Insurance Act to state that bank loans that are valid when made as to their maximum rate of interest in accordance with federal law shall remain valid with respect to that rate regardless of whether a bank has subsequently sold or assigned the loan to a third party.) H.R. XXXXthe Protecting Consumers from Unreasonable Credit Rates Act (This bill amends the Truth in Lending Act to prohibit a creditor from extending credit to a consumer under an open end consumer credit plan (credit card) for which the fee and interest rate exceeds 36%.) S. 3841To protect 2020 recovery rebates for individuals from assignment or garnishment, and for other purposes. S. 3620To establish a Housing Assistance Fund at the Department of the Treasury. This bill provides funds for assistance to homeowners to prevent mortgage defaults, foreclosures, and displacements of individuals and families experiencing financial hardship after January 21, 2020. H.R. 6741 COVID-19 Mortgage Relief Act, to amend the CARES Act to provide forbearance and foreclosure moratoriums for all mortgage loans, and for other purposes. H.R. 6800 Health and Economic Recovery Omnibus Emergency Solutions Act (HEROES Act). Among other things, the bill modifies and expands the Paycheck Protection Program, which provides loans and grants to small businesses and nonprofit organizations; extends and expands the moratorium on certain evictions and foreclosures S. 3685Emergency Rental Assistance and Rental Market Stabilization Act of 2020, a bill to provide emergency rental assistance under the Emergency Solutions Grants program of HUD in response to the public health emergency resulting from the coronavirus, and for other purposes. H.J. Res 90 A Congressional Review Act resolution of disapproval to nullify the OCCs Community Reinvestment Act rule H.R. 679 Promoting Access to Credit for Homebuyers Act of 2020, to promote access to mortgage credit during the COVID-19 pandemic by preventing restrictions on providing Federal backing for single-family mortgage loans in forbearance, and for other purposes. S. 4519Rent Emergencies Leave Impacts on Evicted Families Act (RELIEF Act), A bill to provide mortgage relief and to provide eviction relief for renters related to the COVID-19 pandemic S.4260 - Promoting Access to Credit for Homebuyers Act of 2020 S 4073 - the Neighborhood Homes Investment Act HR 6735, COVID-19 Fraud Prevention Act - This bill establishes the Consumer and Investor Fraud Working Group to prevent fraud during the COVID-19 (i.e., coronavirus disease 2019) pandemic. The working group must report monthly regarding resources available to consumers, public enforcement actions, and related consumer complaints. H.R.7889 - Small Business Lending Disclosure and Broker Regulation Act of 2020 H.R.8039 - Examining Educational Redlining in Lending Act S.4117 - Paycheck Protection Small Business Forgiveness Act. This bill modifies loan forgiveness under the Paycheck Protection Program established to support small businesses in response to COVID-19 (i.e., coronavirus disease 2019). S.4459 - CARES Congressional Oversight Commission Diversity Act of 2020. The bill would amend the CARES Act to modify the membership requirements of the Congressional Oversight Commission to ensure that groups disproportionately impacted by COVID-19 and the resulting economic recession are represented on the Commission. S.Res.711 - A resolution calling on the President of the United States to take executive action to broadly cancel Federal student loan debt. S.4321 - Continuing Small Business Recovery and Paycheck Protection Program Act. This bill establishes funding for, expands, and provides additional economic assistance to small businesses in response to COVID-19 (i.e., coronavirus disease 2019) S.4255 - Jobs and Neighborhood Investment Act. The legislation would provide eligible community development financial institutions (CDFIs) and Minority Depository Institutions (MDIs) with capital, liquidity, and operational capacity, to expand the flow of credit into underserved, minority, and historically disadvantaged communities, helping small businesses stay afloat and expand operations, while providing affordable access to credit for lower income borrowers. S.3742 - RELIEF for Main Street Act. This bill establishes for one year the Small Business Local Relief Program, which shall allocate resources to states, local governments, and Native American tribes for providing assistance to certain small businesses and nonprofits that have lost revenue due to COVID-19 (i.e., coronavirus disease 2019). S.4614 - Postal Banking Act. The Postal Banking Act would re-establish postal banking to provide financial security to millions of Americans in low-income and rural communities and create approximately $9 billion in annual revenue and strengthen USPS. H.R.6395 - William M. (Mac) Thornberry National Defense Authorization Act for Fiscal Year 2021. This bill authorizes FY2021 appropriations and sets forth policies for Department of Defense (DOD) programs and activities, including military personnel strengths. It does not provide budget authority, which is provided in subsequent appropriations legislation. H.Amdt.843 to H.R.6395. An amendment numbered 17 printed in House Report 116-457 to extend CARES student loan protections for private student loan borrowers who were left out of the CARES Act. It also amendment extends the private student loan protections to September 30, 2021. H.Amdt.840 to H.R.6395. Amendment provides up to $10,000 in immediate assistance to pay down the balance of private student loans, and requires the servicer to modify the loan when borrower payments resume. S.4237 - Student Loan Fairness Act. The Student Loan Fairness Act (S. 4237) will extend the CARES Act student loan relief to recipients of Perkins loans and commercially-held FFEL loans by covering the cost of interest and suspending monthly payments for the period of March 13 through September 30, 2020, and suspending all involuntary collection, such as administrative wage garnishment or offsets from tax refunds, for this period. H.R. 68 Housing Fairness Act. This bill authorizes funds for HUD to prevent housing discrimination through the use of nationwide testing, increases funds for the Fair Housing Initiative Program, and provides grants to private entities to study housing discrimination. S. 404Coronavirus Housing Counseling Improvement Act. This bill provides funding for the Neighborhood Reinvestment Corporation (NeighborWorks) to support housing counseling services for homeowners, renters, people experiencing/risk of homelessness navigate housing options and rights during the COVID-19 crisis. Bill also requires that no less than 40% of the $700 million fund is targeted to counseling organizations that serve minority and low-income homeowners and renters. H.R. 782Homeownership for DREAMers Act. This bill prohibits federal mortgage providers from limiting insurance eligibility on the basis of the mortgagor's participation in the Deferred Action for Childhood Arrivals Program. S. __Mapping Housing Discrimination Act. To authorize a grant program for educational institutions to analyze, digitize, and map historic records relating to housing discrimination. S. 787American Housing and Economic Mobility Act. This bill supports affordable housing and fair housing by investing in various housing programs (National Housing Trust Fund, CDBG, etc), providing down payment assistance, and expanding the Fair Housing Act's proteections. H.R. __Downpayment Toward Equity Act. This bill provides downpayment assistance to first-generation homebuyers to address multigeneration inequities in access to homeownership. H.R. __Making appropriations for the Departments of Transportation, and Housing and Urban Development, and related agencies for the fiscal year ending September 30, 2022, and for other purposes. HR 2547 Comprehensive Debt Collection Improvement Act. The Act is comprised of eight bills that would collectively enact critical debt collection reforms aimed at protecting vulnerable consumers It has passed the House, but hasn't been taken up in the Senate yet. We worked to craft the language of the omnibus bill alongside national partners S.J.Res 15 / H.J.Res 35A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Office of the Comptroller of Currency relating to "National Banks and Federal Savings Associations as Lenders". H.R. __Housing is Infrastructure Act, authorizes additional funding for various housing assistance programs. H.R. 816Restoring Communities Left Behind, makes $5 billion available to local communities through a grant program administered by the Department of Housing and Urban Development in order to fund neighborhood revitalization activities including homeowner rehabilitation assistance, weatherization, improved housing accessibility for seniors and people with disabilities, housing counseling, refinancing, property tax relief, and more H.R. ___Close the Industrial Loan Company Loophole Act H.R. 4277Overdraft Protection Act of 2021 H.R. ___ & S. _____Veterans and Consumer Fair Credit Act [likely to be reintroduced?] HR 2689/S 1255 - Minority Business Resiliency Act HR 2540/S. 1119 - Small Business Lending Fairness Act H.R.3968 -Municipal IDs Acceptance Act H.R. 1502 - The Microloan Improvement Act of 2021 H.R. 1487 - Microloan Transparency and Accountability Ac

Implementation of the Dodd-Frank Wall Street Reform and Consumer Protection Act (Pub.L. 111-203) Issues related to HR 2540 Small Business and Lending Fairness Act

Client expense: $100,000 · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), Federal Reserve System, HOUSE OF REPRESENTATIVES, Internal Revenue Service (IRS), SENATE, Small Business Administration (SBA), Treasury, Dept of

Issues concerning congressional response to COVID-19 Pandemic Coronavirus Aid, Relief, and Economic Security (CARES) Act (Pub.L.116-136) Issues related to the Restart Act Pub.L.116-159 - Continuing Appropriations HR 133 FY 2021 Omnibus and COVID Relief and Response Act (Pub.L.116-260) HR 2540 - Small Business Lending Fairness Act Issues related to infrastructure

Client expense: $100,000 · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), Federal Reserve System, HOUSE OF REPRESENTATIVES, Internal Revenue Service (IRS), SENATE, Small Business Administration (SBA), Treasury, Dept of

Issues related to implementing Coronavirus Aid, Relief, and Economic Security (CARES) Act (PL 116-136); S. 3814/H.R. 7481 - RESTART Act; PL 116-159 - Continuing Appropriations; H.R. 133 - FY2021 Omnibus and COVID Relief and Response Act (PL 116-260); Issues related to small business lending; Issues related to infrastructure; H.R. 2540 - Small Business Lending Fairness Act.

Client expense: Not reported · Firm income: $50,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE