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Free Credit Scores for Consumers Act of 2021
Legislative Progress
Momentum (last 30 days)
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score
0 actions · 0 new cosponsors · 0 votes
Speed vs cohort
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0d open
vs 9,698 other HR bills in the 117th — cohort avg 63d
Free Credit Scores for Consumers Act of 2021 This bill requires credit reporting agencies to provide free credit scores to consumers with their free annual consumer reports. The bill also provides for automatic free credit scores and consumer reports in specified circumstances. Credit reporting agencies must provide consumers with additional information regarding the calculation of their credit score. Specified lenders must give consumers free copies of any consumer reports and credit scores they used for underwriting before consumers sign the respective loan agreements.
These links require the bill number to appear in the filing's source-reported specific issue text. Client expenses and lobbying-firm income are separate disclosure fields.
Filing registrants (2)
2022 · fourth_quarter · Banking
H.R.1996 - To create protections for financial institutions that provide financial services to cannabis-related legitimate businesses and service providers for such businesses, and for other purposes (Ed Perlmutter, D-CO-7) , ALL PROVISIONS oSenate Version: S.910 - A bill to create protections for financial institutions that provide financial services to cannabis-related legitimate businesses and service providers for such businesses, and for other purposes (Jeff Merkley, D-OR) , ALL PROVISIONS H.R.4078 - To establish requirements relating to credit scores and educational credit scores, and for other purposes (Joyce Beatty, D-OH-3) , ALL PROVISIONS
Referred to the House Committee on Financial Services.
Introduced in House
Congress.gov source codes: 1000, Intro-H
Bills with similar content found using semantic analysis.
Sources: Congress.gov
Client expense: $400,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2022 · third_quarter · Banking
H.R.1996 - To create protections for financial institutions that provide financial services to cannabis-related legitimate businesses and service providers for such businesses, and for other purposes (Ed Perlmutter, D-CO-7) , ALL PROVISIONS oSenate Version: S.910 - A bill to create protections for financial institutions that provide financial services to cannabis-related legitimate businesses and service providers for such businesses, and for other purposes (Jeff Merkley, D-OR) , ALL PROVISIONS H.R.4078 - To establish requirements relating to credit scores and educational credit scores, and for other purposes (Joyce Beatty, D-OH-3) , ALL PROVISIONS
Client expense: $600,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2022 · second_quarter · Banking
H.R.1996 - To create protections for financial institutions that provide financial services to cannabis-related legitimate businesses and service providers for such businesses, and for other purposes (Ed Perlmutter, D-CO-7) , ALL PROVISIONS oSenate Version: S.910 - A bill to create protections for financial institutions that provide financial services to cannabis-related legitimate businesses and service providers for such businesses, and for other purposes (Jeff Merkley, D-OR) , ALL PROVISIONS H.R.4078 - To establish requirements relating to credit scores and educational credit scores, and for other purposes (Joyce Beatty, D-OH-3) , ALL PROVISIONS
Client expense: $590,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2022 · first_quarter · Banking
H.R.1996 - To create protections for financial institutions that provide financial services to cannabis-related legitimate businesses and service providers for such businesses, and for other purposes (Ed Perlmutter, D-CO-7) , ALL PROVISIONS oSenate Version: S.910 - A bill to create protections for financial institutions that provide financial services to cannabis-related legitimate businesses and service providers for such businesses, and for other purposes (Jeff Merkley, D-OR) , ALL PROVISIONS H.R.4078 - To establish requirements relating to credit scores and educational credit scores, and for other purposes (Joyce Beatty, D-OH-3) , ALL PROVISIONS
Client expense: $620,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2021 · fourth_quarter · Banking
H.R.1996 - To create protections for financial institutions that provide financial services to cannabis-related legitimate businesses and service providers for such businesses, and for other purposes (Ed Perlmutter, D-CO-7) , ALL PROVISIONS oSenate Version: S.910 - A bill to create protections for financial institutions that provide financial services to cannabis-related legitimate businesses and service providers for such businesses, and for other purposes (Jeff Merkley, D-OR) , ALL PROVISIONS H.R.4078 - To establish requirements relating to credit scores and educational credit scores, and for other purposes (Joyce Beatty, D-OH-3) , ALL PROVISIONS
Client expense: $500,000 · Firm income: Not reported
Government targets: Commerce, Dept of (DOC), Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Labor, Dept of (DOL), Natl Highway Traffic Safety Administration (NHTSA), SENATE, Treasury, Dept of, U.S. Trade Representative (USTR)
2021 · third_quarter · Banking
H.R.1996 - To create protections for financial institutions that provide financial services to cannabis-related legitimate businesses and service providers for such businesses, and for other purposes (Ed Perlmutter, D-CO-7) , ALL PROVISIONS oSenate Version: S.910 - A bill to create protections for financial institutions that provide financial services to cannabis-related legitimate businesses and service providers for such businesses, and for other purposes (Jeff Merkley, D-OR) , ALL PROVISIONS H.R.4078 - To establish requirements relating to credit scores and educational credit scores, and for other purposes (Joyce Beatty, D-OH-3) , ALL PROVISIONS
Client expense: $540,000 · Firm income: Not reported
2021 · third_quarter · Financial Institutions/Investments/Securities
Legislative and regulatory issues pertaining to credit reporting, scoring and risk-based pricing, including H.R. 1645, H.R. 2332, H.R. 2537, H.R. 2547, H.R. 3439, H.R. 4078, H.R. 4113, H.R. 4115, H.R. 4120, H.R. 4144, H.R. 4350, S. 2034, and S. 2417.
Client expense: $360,000 · Firm income: Not reported
Government targets: Consumer Financial Protection Bureau (CFPB), HOUSE OF REPRESENTATIVES, SENATE
2021 · second_quarter · Banking
H.R.1996 - To create protections for financial institutions that provide financial services to cannabis-related legitimate businesses and service providers for such businesses, and for other purposes (Ed Perlmutter, D-CO-7) , ALL PROVISIONS oSenate Version: S.910 - A bill to create protections for financial institutions that provide financial services to cannabis-related legitimate businesses and service providers for such businesses, and for other purposes (Jeff Merkley, D-OR) , ALL PROVISIONS H.R.4078 - To establish requirements relating to credit scores and educational credit scores, and for other purposes (Joyce Beatty, D-OH-3) , ALL PROVISIONS
Client expense: $540,000 · Firm income: Not reported
2021 · second_quarter · Financial Institutions/Investments/Securities
Legislative and regulatory issues pertaining to credit reporting and scoring, including H.R. 1645, H.R. 2332, H.R. 2537, H.R. 2547, H.R. 4078, H.R. 4113, H.R. 4115, H.R. 4119, H.R. 4120, and H.R. 4144.
Client expense: $360,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), SENATE
Government targets: Commerce, Dept of (DOC), Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Labor, Dept of (DOL), Natl Highway Traffic Safety Administration (NHTSA), SENATE, Treasury, Dept of, U.S. Trade Representative (USTR)
Government targets: Commerce, Dept of (DOC), Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Labor, Dept of (DOL), Natl Highway Traffic Safety Administration (NHTSA), SENATE, Treasury, Dept of, U.S. Trade Representative (USTR)