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Improving Credit Reporting for All Consumers Act
Legislative Progress
Momentum (last 30 days)
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0 actions · 0 new cosponsors · 0 votes
Speed vs cohort
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vs 9,698 other HR bills in the 117th — cohort avg 63d
Improving Credit Reporting for All Consumers Act This bill generally modifies requirements related to consumer credit reporting. Specifically, it revises the dispute process for consumers challenging information contained on their credit report, establishes an appeals process for disputed information, and establishes the right to injunctive relief. The bill also requires additional disclosures from credit reporting agencies and furnishers of credit information, prohibits automatic renewals for promotional consumer credit products and services, and makes other related changes. Additionally, the bill directs the Consumer Financial Protection Bureau to issue rules under this bill, including rules to provide for (1) accuracy and completeness in credit reports; (2) access to consumer reporting information for nonnative English speakers, the visually impaired, and the hearing impaired; and (3) the registration of consumer reporting agencies.
These links require the bill number to appear in the filing's source-reported specific issue text. Client expenses and lobbying-firm income are separate disclosure fields.
Filing registrants (2)
2021 · third_quarter · Accounting
1. Debt Bondage Repair Act, HR 2332 - Rep. Patrick McHenry (R-NC) 2. National Credit Reporting Agency Act HR XXXX - 4. Protecting Your Credit Score Act, HR XXXX - Rep. Josh Gottheimer (D-NJ) 5. To amend the Fair Credit Reporting Act to fix the consumer report dispute process, to ban misleading and unfair consumer reporting practices, and for other purposes - Rep. Adams (D-NC) H.R.4113 6. National Defense Authorization Act HR 4350/S.2792 7. Improving Credit Reporting for All Consumers Act HR 4113
Referred to the House Committee on Financial Services.
Introduced in House
Congress.gov source codes: 1000, Intro-H
Bills with similar content found using semantic analysis.
Sources: Congress.gov
Client expense: $230,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2021 · third_quarter · Accounting
1. Debt Bondage Repair Act, HR 2332 - Rep. Patrick McHenry (R-NC) 2. National Credit Reporting Agency Act HR XXXX - 4. Protecting Your Credit Score Act, HR XXXX - Rep. Josh Gottheimer (D-NJ) 5. To amend the Fair Credit Reporting Act to fix the consumer report dispute process, to ban misleading and unfair consumer reporting practices, and for other purposes - Rep. Adams (D-NC) H.R.4113 6. National Defense Authorization Act HR 4350/S.2792 7. Improving Credit Reporting for All Consumers Act HR 4113
Client expense: $230,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2021 · third_quarter · Financial Institutions/Investments/Securities
Legislative and regulatory issues pertaining to credit reporting, scoring and risk-based pricing, including H.R. 1645, H.R. 2332, H.R. 2537, H.R. 2547, H.R. 3439, H.R. 4078, H.R. 4113, H.R. 4115, H.R. 4120, H.R. 4144, H.R. 4350, S. 2034, and S. 2417.
Client expense: $360,000 · Firm income: Not reported
Government targets: Consumer Financial Protection Bureau (CFPB), HOUSE OF REPRESENTATIVES, SENATE
2021 · third_quarter · Accounting
1. Debt Bondage Repair Act, HR 2332 - Rep. Patrick McHenry (R-NC) 2. National Credit Reporting Agency Act HR XXXX - 4. Protecting Your Credit Score Act, HR XXXX - Rep. Josh Gottheimer (D-NJ) 5. To amend the Fair Credit Reporting Act to fix the consumer report dispute process, to ban misleading and unfair consumer reporting practices, and for other purposes - Rep. Adams (D-NC) H.R.4113 6. National Defense Authorization Act HR 4350/S.2792 7. Improving Credit Reporting for All Consumers Act HR 4113
Client expense: $230,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2021 · second_quarter · Accounting
1.Debt Bondage Repair Act, HR 2332 - Rep. Patrick McHenry (R-NC) 2.Comprehensive CREDIT Act of 2021 HR XXXX - Rep. Ayanna Pressley, (D-MA) 3.National Credit Reporting Agency Act HR XXXX - 4.Protecting Your Credit Score Act, HR XXXX - Rep. Josh Gottheimer (D-NJ) 5.Building Credit Access for Veterans Act, S. 1838 - Sen. Tim Scott (R-SC) 6.H.R.4113 - To amend the Fair Credit Reporting Act to fix the consumer report dispute process, to ban misleading and unfair consumer reporting practices, and for other purposes - Rep. Adams (D-NC)
Client expense: $280,000 · Firm income: Not reported
2021 · second_quarter · Financial Institutions/Investments/Securities
Legislative and regulatory issues pertaining to credit reporting and scoring, including H.R. 1645, H.R. 2332, H.R. 2537, H.R. 2547, H.R. 4078, H.R. 4113, H.R. 4115, H.R. 4119, H.R. 4120, and H.R. 4144.
Client expense: $360,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), SENATE