Federal Insurance Office Elimination Act

Supported reauthorization of the National Flood Insurance Program (NFIP); supported repeal of the Federal Insurance Office (FIO); supported The Federal Insurance Office Abolishment Act (S. 524); supported the Federal Insurance Office Elimination Act (H.R. 4866); supported a safe harbor for independent insurance agents conducting business with cannabis businesses operating legally at state level by supporting the Secure And Fair Enforcement (SAFE) Banking Act (H.R. 1996/S. 910) and the Clarifying Law Around Insurance of Marijuana (CLAIM) Act (H.R. 2068/S. 862); supported the Removing Barriers to Private Flood Insurance Act (S. 2913); supported cannabis safe harbor protections in the National Defense Authorization Act (H.R. 4350); supported the Continuous Coverage for Flood Insurance Act (H.R. 4699) and the Flood Insurance Consumer Choice Act (S. 2915); and supported the Flood Insurance Pricing Transparency Act (S. 3829). Conducted outreach and provided feedback to FEMA and the Federal Insurance and Mitigation Administration (FIMA) on issues related to the value of and need for agent-specific educational offerings on Risk Rating (RR) 2.0 and the development of agent-oriented supplemental guidance documentation regarding RR 2.0, as well as data gathering on RR 2.0 quotes and policy issuance; provided FEMA with recommended improvements to RR 2.0; and expressed concerns with impact on state insurance regulation in the American Data Privacy and Protection Act (ADPPA) (H.R. 8152). Expressed concern about potential future decreases in the Write-Your-Own (WYO) expense reimbursement rate; H.R.5525, Establishing New Authorities for Businesses Laundering and Enabling Risks to Security Act or the ENABLERS Act; Federal Insurance Office Climate-Related Financial Risk Data Collection; provided feedback on proposal for NFIP to sell policies directly to consumers online

Client expense: $60,000 · Firm income: Not reported

Government targets: Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), SENATE, Treasury, Dept of

Supported reauthorization of the National Flood Insurance Program (NFIP); supported repeal of the Federal Insurance Office (FIO); supported The Federal Insurance Office Abolishment Act (S. 524); supported the Federal Insurance Office Elimination Act (H.R. 4866); supported a safe harbor for independent insurance agents conducting business with cannabis businesses operating legally at state level by supporting the Secure And Fair Enforcement (SAFE) Banking Act (H.R. 1996/S. 910) and the Clarifying Law Around Insurance of Marijuana (CLAIM) Act (H.R. 2068/S. 862); supported the Removing Barriers to Private Flood Insurance Act (S. 2913); supported cannabis safe harbor protections in the National Defense Authorization Act (H.R. 4350); supported the inclusion of SAFE Banking Act provisions in the America Creating Opportunities for Manufacturing, Pre-Eminence in Technology and Economic Strength (COMPETES) Act of 2022 (H.R.4521); supported the Continuous Coverage for Flood Insurance Act (H.R. 4699) and the Flood Insurance Consumer Choice Act (S. 2915); and supported the Flood Insurance Pricing Transparency Act (S. 3829). Conducted outreach and provided feedback to FEMA and the Federal Insurance and Mitigation Administration (FIMA) on issues related to the value of and need for agent-specific educational offerings on Risk Rating (RR) 2.0 and the development of agent-oriented supplemental guidance documentation regarding RR 2.0, as well as data gathering on RR 2.0 quotes and policy issuance; provided FEMA with recommended improvements to RR 2.0; and expressed concerns with impact on state insurance regulation in the American Data Privacy and Protection Act (ADPPA) (H.R. 8152). Expressed concern about potential future decreases in the Write-Your-Own (WYO) expense reimbursement rate.

H.R. 2068 - Clarifying Law Around Insurance of Marijuana (CLAIM) Act, H.R. 3099 - Primary Regulators of Insurance Vote Act (PRIVA), H.R. 4866 - Federal Insurance Office Elimination Act, H.R. 7643 - Fueling Affordable Insurance for Todays Homeowners (FAITH) Act of 2022, H.R. 8483 - Wildfire Insurance Coverage Study Act of 2022, S. 524 - Federal Insurance Office Abolishment Act of 2021, S. 862 - Clarifying Law Around Insurance of Marijuana (CLAIM) Act, S. 4110 - Primary Regulators of Insurance Vote Act (PRIVA), International insurance legislation.

Client expense: Not reported · Firm income: $40,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Reauthorization of the NFIP H.R.1270 - PAID Act H.R.1640 - To amend the National Flood Insurance Act of 1968 to ensure community accountability for areas repetitively damaged by floods; S. 910/H.R. 1996 the Secure and Fair Enforcement (SAFE) Banking Act (insurance provisions) S. 862/H.R. 2068 the Clarifying Law Around Insurance Marijuana (CLAIM) Act S. 524 - Federal Insurance Office Abolishment Act of 2021 Business Continuity Protection Program (generally) H.R.2687 - To increase the minimum levels of financial responsibility for transporting property, and to index future increases to changes in inflation relating to medical care (INSURANCE Act) H.R.2995 - To require a report regarding the potential impacts of any changes to the risk-rating methodology for the National Flood Insurance Program of the Federal Emergency Management Agency before implementation, and for other purposes S.1960 - Flood Insurance Fairness Act; HR 5256- Flood History Information Act of 2021 S 2432- Disaster Mitigation and Tax Parity Act HR 4866 - Federal Insurance Office Elimination Act S. 2915, the Flood Insurance Consumer Choice Act," S. 2913, the Removing Barriers to Private Flood Insurance Act," S. 2916, the Flood Insurance Transparency Act," H.R.5823 - Pandemic Risk Insurance Act of 2021 H.R.3099 - Primary Regulators of Insurance Vote Act of 2021 S.2865 - Unemployment Insurance Improvement Act S. 3829- the Flood Insurance Pricing Transparency Act HR 7721 - Hermits Peak Fire Assistance Act HR 8036 - National Flood Insurance Program Extension Act of 2022 S 4533 - NFIP Extension Act of 2022

Client expense: $360,000 · Firm income: Not reported

H.R. 2068 - Clarifying Law Around Insurance of Marijuana (CLAIM) Act H.R. 3099 - Primary Regulators of Insurance Vote Act (PRIVA) H.R. 4866 - Federal Insurance Office Elimination Act H.R. 7643 - Fueling Affordable Insurance for Todays Homeowners (FAITH) Act of 2022 H.R. 8483 - Wildfire Insurance Coverage Study Act of 2022 S. 524 - Federal Insurance Office Abolishment Act of 2021 S. 862 - Clarifying Law Around Insurance of Marijuana (CLAIM) Act S. 4110 - Primary Regulators of Insurance Vote Act (PRIVA) International insurance legislation Private equity and insurance legislation

Client expense: $290,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

ISSUEDiversity, Equity, and Inclusion Initiatives ISSUEPaid Medical and Family Leave ISSUENational Data Privacy Standard ISSUESystemic Risk/Capital Standards PL 111-203, Dodd-Frank Wall Street Reform and Consumer Protection Act - provide financial regulatory reform, to protect consumers and investors, to enhance federal understanding of insurance issues, and other purposes. ISSUEAutonomous Vehicles ISSUE Federal Pandemic Risk Programs ISSUE Insurance Underwriting HR 842/S 420, Protecting the Right to Organize (PRO) Act - amend the National Labor Relations Act, the Labor Management Relations Act, 1947, and the Labor-Management Reporting and Disclosure Act of 1959, and for other purposes. HR 528, Financial Stability Oversight Council (FSOC) Reform Act - place FSOC and the Office of Financial Research under the regular appropriations process and to provide for certain quarterly reporting and public notice and comment requirements for the Office of Financial Research. HR 1523/S 526, Modern Worker Empowerment Act - to amend the Fair Labor Standards Act of 1938 to harmonize the definition of employee with the common law. HR 5, Equality Act - prohibits discrimination based on sex, sexual orientation, and gender identity in areas including public accommodations and facilities, education, federal funding, employment, housing, credit, and the jury system. HR 1277/S 374, Improving Corporate Governance Through Diversity Act - prohibits an automobile insurer from considering specified factors when determining a consumer's insurance rates or eligibility. HR 1270, PAID Act - prohibits an automobile insurer from considering specified factors when determining a consumer's insurance rates or eligibility. HR 1255/S 377, Living Donor Protection Act - promote and protect from discrimination living organ do HR 1816, Information Transparency & Personal Data Control Act - require the Federal Trade Commission to promulgate regulations related to sensitive personal information, and for other purposes. HR 1512, CLEAN Future Act - build a clean future by addressing the climate crisis, protecting the health, and putting the Nation on the path to a net-zero greenhouse gas economy by 2050. S 524, Federal Insurance Abolishment Act - to eliminate the Federal Insurance Office. HR 1549/S 588, Addressing Climate Financial Risk Act - establish the Advisory Committee on Climate Risk on the Financial Stability Oversight Council. HR 1641/S 638, Promoting Infrastructure by Protecting Our Subcontractors and Taxpayers Act - to include a payment and performance security requirement for certain infrastructure financing. HR 1187, ESG Disclosure Simplification Act of 2021 - requires an issuer of securities to annually disclose to shareholders certain environmental, social, and governance metrics. S 653, Coordination of Medicare Payments and Workers Compensation (COMP) Act - provide for the application of MSP rules to certain workers' compensation settlement agreements and qualified Medicare set-aside provisions. HR 2068/S 862, CLAIM Act - safe harbor for insurers engaging in the business of insurance in connection with a cannabis-related legitimate business. HR 1996/S 910, SAFE Banking Act - create protections for financial institutions that provide financial services to cannabis-related legitimate businesses S 574, PROTECT Asbestos Victims Act - improve asbestos trust claim transparency. S 840, Litigation Funding Transparency Act - increase transparency and oversight of third-party litigation funding. HR 358, FRESH Trucking Act - modifies service hour requirements for drivers transporting perishable agricultural, horticultural, or floricultural commodities. HR 1799, PPP Extension Act of 2021 - extend deadlines for the Paycheck Protection Program. HR 2467 PFAS Action Act of 2021 -- require EPA to designate per- and polyfluoroalkyl substances as hazardous substances HR 2570/S 1217 Climate Risk Disclosure Act of 2021 -- directs SEC to require issuers to disclose information regarding climate change-related risks. HR 2001 Diversity Data Accountability Act - requires regulated entities to report to the Offices of Women and Minority Inclusion within specified financial agencies. HR 1087 Shareholder Political Transparency Act -- requires disclosure of information related to expenditures for political activities HR 3099 Primary Regulators of Insurance Vote Act -- To include the State insurance commissioner as a voting member of the FSOC. HR 3962/S 1625 SECURE Notarization Act -- To authorize notaries public to perform, and to establish minimum standards for, electronic notarizations and remote notarizations S 1805SHELTER Act -- allows a tax credit to individuals and businesses for disaster mitigation expenditures. S 1896Algorithmic Justice and Online Platform Transparency Act -- To prohibit the discriminatory use of personal information by online platforms in any algorithmic process HR 3571/S 1876 Climate Change Financial Risk Act of 2021 -- To require the Fed to develop and conduct financial risk analyses relating to climate change, and for other purposes. HR 3664 SMART Act -- to provide for an exception from patent infringement for certain component parts of motor vehicles. HR 3676 To amend title 23, United States Code, to establish national standards relating to sanctions for individuals who drive a motor vehicle, with a child passenger in the vehicle, while intoxicated or impaired, and for other purposes. HR 3711 SELF DRIVE Act -- to provide safety measures for over highly automated vehicles HR 1187 Corporate Governance Improvement and Investor Protection Act - to require annual disclosure of certain ESG metrics. HR 3675 Drug-Impaired Driving Education Act -- To establish a grant program to educate the public on the dangers of drug-impaired driving, and for other purposes. HR 3757/S 1999 Multiple Substance Impaired Driving Prevention Act -- To authorize the use of certain Federal funds for multiple substance impaired driving countermeasures HR 3899 Financial Stability Oversight Council Improvement Act of 2021 -- To amend the Financial Stability Act of 2010 to require the Financial Stability Oversight Council to consider alternative approaches before determining that a U.S. nonbank financial company shall be supervised by the Board of Governors of the Federal Reserve System, and for other purposes. DRAFT Consumer Information Notification Requirement Act -- to provide a national standard for financial institution data security and breach notification. S 919 Data Care Act of 2021 -- imposes various duties on online service providers with respect to their handling of individual-identifying data 4614 Resilient Federal Forests Act of 2021 - improve forest management activities on National Forest System lands HR 4675/S 2432 Catastrophe Loss Mitigation Incentive and Tax Parity Act of 2021 - excludes from gross income qualified catastrophe mitigation payment made under a state-based catastrophe loss mitigation program. HR 4866 Federal Insurance Office Elimination Act - to abolish FIO HR 5823, Pandemic Risk Insurance Act (PRIA) 2022 - establish a Pandemic Risk Reinsurance Program HR 5736, Booster Seat Safety Act - direct the Secretary of Transportation to revise regulations relating to child restraint systems HR 5807/S 3065, DATA Privacy Act - establishes information security requirements for businesses that collect, process, store, or disclose information HR 963, Forced Arbitration Injustice Repeal Act - prohibits a pre-dispute arbitration agreement from being valid or enforceable if it requires arbitration of an employment, consumer, antitrust, or civil rights dispute HR 5734, Catastrophic Risk Transfer (CART) Act - to establish a system for the taxation of catastrophic risk transfer companies to ensure sufficient capital to cover catastrophic insurance losses HR 5689, Resilient AMERICA Act - improve the provision of Federal resources to help build capacity and fund risk-reducing, cost-effective mitigation projects HR 4006 Fair Repair Act -- requires an original equipment manufacturer (OEM) to make diagnostic, maintenance, and repair equipment available to independent repair providers HR 6580/S 3572 Algorithmic Accountability Act of 2022 -- direct the Federal Trade Commission to require impact assessments of automated decision systems and augmented critical decision processes HR 6570 REPAIR Act -- ensure consumers have access to data relating to their motor vehicles, critical repair information, and tools, and to provide them choices for the maintenance, service, and repair of their motor vehicles HR 4521 America COMPETES Act -- bill addresses U.S. technology and communications, foreign relations and national security, domestic manufacturing, education, trade, and other matters HR 4777/S 2497 Nondebtor Release Prohibition Act -- addresses the release by bankruptcy courts of creditor or other third-party claims against non-debtors S 3844Economic Continuity and Stability Act -- establish a clear and uniform process, on a nationwide basis, for replacing the London interbank offered rate in existing contracts S 3715E-SIGN Modernization Act -- repeals certain requirements regarding the use of electronic records in commerce S 3755Arbitration Fairness for Consumers Act -- amend the Consumer Financial Protection Act of 2010 with respect to arbitration HR 6027 Online Privacy Act -- establishes certain online privacy rights for personal information (including contents of communications) and certain requirements for data processors, service providers, and third parties S 3875, Community Disaster Resilience Zones Act -- require the President to develop and maintain products that show the risk of natural hazards across the United States DRAFT, Jumpstart our Business Startups Act of 2022 -- help accelerate economic growth and spur new business formation S 4110, Primary Regulators of Insurance Vote Act of 2022 -- establishes a state insurance commissioner as a voting member of the Financial Stability Oversight Council S 4299, Rebuilding Small Businesses After Disasters Act -- to repeal the sunset for collateral requirements for Small Business Administration disaster loans S 4274, National Wildland Fire Risk Reduction Program Act -- improve the Federal effort to reduce wildland fire risks ISSUE, SEC 144A/Rule 15c2-11 No Action Letter ISSUE, ESG, DEI, Climate-Related Financial Risk HR 8152, American Data Privacy and Protection Act - to create a federal privacy standard DRAFT, Data Breach and Security Notification Act of 2021- to establish data breach and security standards. DRAFT, Rep. McHenry/Financial Services Privacy Draft - to amend GLBA HR 8063, RAMP Act - to improve MSP statute by eliminating the private right of action HR 8254 Financial Services and General Government Appropriations Act, 2023 - FY2023 appropriations for several federal departments and agencies HR 7900 National Defense Authorization Act for Fiscal Year 2023 - authorizes Department of Defense (DOD) activities for FY2023 HR 4346 CHIPS and Science Act of 2022 - funds to support the domestic production of semiconductors and authorizes various programs and activities of the federal science agencies. S 4619 Fair Access to Financial Services Act - provide that all persons shall be entitled to the full and equal enjoyment of the goods, services, facilities, privileges, and accommodations of financial institutions HR 8589 To prohibit the Securities and Exchange Commission from finalizing the proposed rule titled "The Enhancement and Standardization of Climate-Related Disclosures for Investors", and for other purposes - prevent finalization of SEC climate-risk disclosure rule HR 2123 D&I DATA Act - requires certain regulated entities to report to the Offices of Women and Minority Inclusion within specified financial agencies ISSUE SEC Rule 144A/15c2-11 HR 8483 Wildfire Insurance Coverage Study Act of 2022 - require studies regarding insurance coverage for damages from wildfires DRAFT Diverse Investment Advisers Act - require companies to consider diverse individual-owned and controlled firms when seeking the services of investment advisers DRAFT Minority and Women Inclusion in Insurance Act - require FIO to conduct an annual survey of insurers to determine the extent of diversity in the insurance industry DRAFT Diversify Insurers Workforce Study Act - require FIO to conduct a study regarding recruitment, retention, and attrition of employees in the insurance industry

H.R. 2068 - Clarifying Law Around Insurance of Marijuana Act or the CLAIM Act; H.R. 3099 - Primary Regulators of Insurance Vote Act or the PRIVA Act; H.R. 4521 - America COMPETES Act of 2022; H.R. 4866 - Federal Insurance Office Elimination Act; S. 524 - Federal Insurance Office Abolishment Act of 2021; S. 862 - Clarifying Law Around Insurance of Marijuana Act or the CLAIM Act; S. 4110 - Primary Regulators of Insurance Vote Act or the PRIVA Act; International insurance legislation.

Client expense: Not reported · Firm income: $40,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Supported reauthorization of the National Flood Insurance Program (NFIP); supported repeal of the Federal Insurance Office (FIO); supported The Federal Insurance Office Abolishment Act (S. 524); supported the Federal Insurance Office Elimination Act (H.R. 4866); supported a safe harbor for independent insurance agents conducting business with cannabis businesses operating legally at state level by supporting the Secure And Fair Enforcement (SAFE) Banking Act (H.R. 1996/S. 910) and the Clarifying Law Around Insurance of Marijuana (CLAIM) Act (H.R. 2068/S. 862); supported the Removing Barriers to Private Flood Insurance Act (S. 2913); supported Cannabis Safe Harbor protections in the National Defense Authorization Act (H.R. 4350); supported the inclusion of SAFE Banking Act provisions in the America Creating Opportunities for Manufacturing, Pre-Eminence in Technology and Economic Strength (COMPETES) Act of 2022 (H.R.4521); supported the Continuous Coverage for Flood Insurance Act (H.R. 4699) and the Flood Insurance Consumer Choice Act (S. 2915); supported the Flood Insurance Pricing Transparency Act (S. 3829). Conducted outreach and provided feedback to FEMA and Federal Insurance and Mitigation Administration (FIMA) on issues related to applicable Flood Insurance Manuals and availability of and access to relevant underwriting bulletins, availability of independent agent training on the Risk Rating 2.0 rating engine, the value of and need for agent-specific educational offerings on RR 2.0, the development of agent-oriented supplemental guidance documentation regarding RR 2.0, data gathering on RR 2.0 quotes and policy issuance, requested updates on FEMA webpages concerning agent education, marketing materials, and Risk Rating 2.0-related program changes, provided FEMA with recommended improvements to RR 2.0

H.R. 2068 - Clarifying Law Around Insurance of Marijuana Act or the CLAIM Act H.R. 3099 - Primary Regulators of Insurance Vote Act or the PRIVA Act H.R. 4521 - America COMPETES Act of 2022 H.R. 4866 - Federal Insurance Office Elimination Act S. 524 - Federal Insurance Office Abolishment Act of 2021 S. 862 - Clarifying Law Around Insurance of Marijuana Act or the CLAIM Act S. 4110 - Primary Regulators of Insurance Vote Act or the PRIVA Act International insurance legislation

Client expense: $250,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

Reauthorization of the NFIP H.R.1270 - PAID Act H.R.1640 - To amend the National Flood Insurance Act of 1968 to ensure community accountability for areas repetitively damaged by floods; S. 910/H.R. 1996 the Secure and Fair Enforcement (SAFE) Banking Act (insurance provisions) S. 862/H.R. 2068 the Clarifying Law Around Insurance Marijuana (CLAIM) Act S. 524 - Federal Insurance Office Abolishment Act of 2021 Business Continuity Protection Program (generally) H.R.2687 - To increase the minimum levels of financial responsibility for transporting property, and to index future increases to changes in inflation relating to medical care (INSURANCE Act) H.R.2995 - To require a report regarding the potential impacts of any changes to the risk-rating methodology for the National Flood Insurance Program of the Federal Emergency Management Agency before implementation, and for other purposes S.1960 - Flood Insurance Fairness Act; HR 5256- Flood History Information Act of 2021 S 2432- Disaster Mitigation and Tax Parity Act HR 4866 - Federal Insurance Office Elimination Act S. 2915, the Flood Insurance Consumer Choice Act," S. 2913, the Removing Barriers to Private Flood Insurance Act," S. 2916, the Flood Insurance Transparency Act," H.R.5823 - Pandemic Risk Insurance Act of 2021 H.R.3099 - Primary Regulators of Insurance Vote Act of 2021 S.2865 - Unemployment Insurance Improvement Act S. 3829, the Flood Insurance Pricing Transparency Act

Client expense: $380,000 · Firm income: Not reported

ISSUEDiversity, Equity, and Inclusion Initiatives ISSUEPaid Medical and Family Leave ISSUENational Data Privacy Standard ISSUESystemic Risk/Capital Standards PL 111-203, Dodd-Frank Wall Street Reform and Consumer Protection Act - provide financial regulatory reform, to protect consumers and investors, to enhance federal understanding of insurance issues, and other purposes. ISSUEAutonomous Vehicles ISSUE Federal Pandemic Risk Programs ISSUE Insurance Underwriting HR 842/S 420, Protecting the Right to Organize (PRO) Act - amend the National Labor Relations Act, the Labor Management Relations Act, 1947, and the Labor-Management Reporting and Disclosure Act of 1959, and for other purposes. HR 528, Financial Stability Oversight Council (FSOC) Reform Act - place FSOC and the Office of Financial Research under the regular appropriations process and to provide for certain quarterly reporting and public notice and comment requirements for the Office of Financial Research. HR 1523/S 526, Modern Worker Empowerment Act - to amend the Fair Labor Standards Act of 1938 to harmonize the definition of employee with the common law. HR 5, Equality Act - prohibits discrimination based on sex, sexual orientation, and gender identity in areas including public accommodations and facilities, education, federal funding, employment, housing, credit, and the jury system. HR 1277/S 374, Improving Corporate Governance Through Diversity Act - prohibits an automobile insurer from considering specified factors when determining a consumer's insurance rates or eligibility. HR 1270, PAID Act - prohibits an automobile insurer from considering specified factors when determining a consumer's insurance rates or eligibility. HR 1255/S 377, Living Donor Protection Act - promote and protect from discrimination living organ do HR 1816, Information Transparency & Personal Data Control Act - require the Federal Trade Commission to promulgate regulations related to sensitive personal information, and for other purposes. HR 1512, CLEAN Future Act - build a clean future by addressing the climate crisis, protecting the health, and putting the Nation on the path to a net-zero greenhouse gas economy by 2050. S 524, Federal Insurance Abolishment Act - to eliminate the Federal Insurance Office. HR 1549/S 588, Addressing Climate Financial Risk Act - establish the Advisory Committee on Climate Risk on the Financial Stability Oversight Council. HR 1641/S 638, Promoting Infrastructure by Protecting Our Subcontractors and Taxpayers Act - to include a payment and performance security requirement for certain infrastructure financing. DRAFTDisaster Protection for Workers' Credit Act - suspend negative credit reporting in certain circumstances. HR 1187, ESG Disclosure Simplification Act of 2021 - requires an issuer of securities to annually disclose to shareholders certain environmental, social, and governance metrics. S 653, Coordination of Medicare Payments and Workers Compensation (COMP) Act - provide for the application of MSP rules to certain workers' compensation settlement agreements and qualified Medicare set-aside provisions. DRAFTDiverse Investment Advisers Act - require companies to consider diverse firms when seeking the services of investment advisers. HR 2068/S 862, CLAIM Act - safe harbor for insurers engaging in the business of insurance in connection with a cannabis-related legitimate business. HR 1996/S 910, SAFE Banking Act - create protections for financial institutions that provide financial services to cannabis-related legitimate businesses S 574, PROTECT Asbestos Victims Act - improve asbestos trust claim transparency. S 840, Litigation Funding Transparency Act - increase transparency and oversight of third-party litigation funding. HR 1780, Paris Climate Agreement Disclosure Act - amend the Securities Exchange Act of 1934 to require disclosures related to the Paris Climate Agreement. HR 358, FRESH Trucking Act - modifies service hour requirements for drivers transporting perishable agricultural, horticultural, or floricultural commodities. HR 1799, PPP Extension Act of 2021 - extend deadlines for the Paycheck Protection Program. HR 2467 PFAS Action Act of 2021 -- require EPA to designate per- and polyfluoroalkyl substances as hazardous substances HR 2570/S 1217 Climate Risk Disclosure Act of 2021 -- directs SEC to require issuers to disclose information regarding climate change-related risks. HR 2001 Diversity Data Accountability Act - requires regulated entities to report to the Offices of Women and Minority Inclusion within specified financial agencies. HR 1087 Shareholder Political Transparency Act -- requires disclosure of information related to expenditures for political activities HR 3099 Primary Regulators of Insurance Vote Act -- To include the State insurance commissioner as a voting member of the FSOC. HR 3962/S 1625 SECURE Notarization Act -- To authorize notaries public to perform, and to establish minimum standards for, electronic notarizations and remote notarizations S 1805SHELTER Act -- allows a tax credit to individuals and businesses for disaster mitigation expenditures. S 1896Algorithmic Justice and Online Platform Transparency Act -- To prohibit the discriminatory use of personal information by online platforms in any algorithmic process HR 3571/S 1876 Climate Change Financial Risk Act of 2021 -- To require the Fed to develop and conduct financial risk analyses relating to climate change, and for other purposes. HR 3664 SMART Act -- to provide for an exception from patent infringement for certain component parts of motor vehicles. HR 3676 To amend title 23, United States Code, to establish national standards relating to sanctions for individuals who drive a motor vehicle, with a child passenger in the vehicle, while intoxicated or impaired, and for other purposes. HR 3711 SELF DRIVE Act -- to provide safety measures for over highly automated vehicles HR 1187 Corporate Governance Improvement and Investor Protection Act - to require annual disclosure of certain ESG metrics. HR 3675 Drug-Impaired Driving Education Act -- To establish a grant program to educate the public on the dangers of drug-impaired driving, and for other purposes. HR 3757/S 1999 Multiple Substance Impaired Driving Prevention Act -- To authorize the use of certain Federal funds for multiple substance impaired driving countermeasures HR 3899 Financial Stability Oversight Council Improvement Act of 2021 -- To amend the Financial Stability Act of 2010 to require the Financial Stability Oversight Council to consider alternative approaches before determining that a U.S. nonbank financial company shall be supervised by the Board of Governors of the Federal Reserve System, and for other purposes. DRAFT Consumer Information Notification Requirement Act -- to provide a national standard for financial institution data security and breach notification. S 919 Data Care Act of 2021 -- imposes various duties on online service providers with respect to their handling of individual-identifying data 4614 Resilient Federal Forests Act of 2021 - improve forest management activities on National Forest System lands HR 4675/S 2432 Catastrophe Loss Mitigation Incentive and Tax Parity Act of 2021 - excludes from gross income qualified catastrophe mitigation payment made under a state-based catastrophe loss mitigation program. HR 4866 Federal Insurance Office Elimination Act - to abolish FIO HR 5823, Pandemic Risk Insurance Act (PRIA) 2022 - establish a Pandemic Risk Reinsurance Program HR 5736, Booster Seat Safety Act - direct the Secretary of Transportation to revise regulations relating to child restraint systems HR 5807/S 3065, DATA Privacy Act - establishes information security requirements for businesses that collect, process, store, or disclose information HR 963, Forced Arbitration Injustice Repeal Act - prohibits a pre-dispute arbitration agreement from being valid or enforceable if it requires arbitration of an employment, consumer, antitrust, or civil rights dispute HR 5734, Catastrophic Risk Transfer (CART) Act - to establish a system for the taxation of catastrophic risk transfer companies to ensure sufficient capital to cover catastrophic insurance losses HR 5689, Resilient AMERICA Act - improve the provision of Federal resources to help build capacity and fund risk-reducing, cost-effective mitigation projects HR 4006 Fair Repair Act -- requires an original equipment manufacturer (OEM) to make diagnostic, maintenance, and repair equipment available to independent repair providers HR 6580/S 3572 Algorithmic Accountability Act of 2022 -- direct the Federal Trade Commission to require impact assessments of automated decision systems and augmented critical decision processes HR 6570 REPAIR Act -- ensure consumers have access to data relating to their motor vehicles, critical repair information, and tools, and to provide them choices for the maintenance, service, and repair of their motor vehicles HR 4521 America COMPETES Act -- bill addresses U.S. technology and communications, foreign relations and national security, domestic manufacturing, education, trade, and other matters HR 4777/S 2497 Nondebtor Release Prohibition Act -- addresses the release by bankruptcy courts of creditor or other third-party claims against non-debtors S 3844Economic Continuity and Stability Act -- establish a clear and uniform process, on a nationwide basis, for replacing the London interbank offered rate in existing contracts S 3715E-SIGN Modernization Act -- repeals certain requirements regarding the use of electronic records in commerce S 3755Arbitration Fairness for Consumers Act -- amend the Consumer Financial Protection Act of 2010 with respect to arbitration HR 6027 Online Privacy Act -- establishes certain online privacy rights for personal information (including contents of communications) and certain requirements for data processors, service providers, and third parties S 3875, Community Disaster Resilience Zones Act -- require the President to develop and maintain products that show the risk of natural hazards across the United States DRAFT, Jumpstart our Business Startups Act of 2022 -- help accelerate economic growth and spur new business formation S 4110, Primary Regulators of Insurance Vote Act of 2022 -- establishes a state insurance commissioner as a voting member of the Financial Stability Oversight Council S 4299, Rebuilding Small Businesses After Disasters Act -- to repeal the sunset for collateral requirements for Small Business Administration disaster loans S 4274, National Wildland Fire Risk Reduction Program Act -- improve the Federal effort to reduce wildland fire risks ISSUE, SEC 144A/Rule 15c2-11 No Action Letter ISSUE, ESG, DEI, Climate-Related Financial Risk HR 8152, American Data Privacy and Protection Act - to create a federal privacy standard DRAFT, Data Breach and Security Notification Act of 2021- to establish data breach and security standards. DRAFT, Rep. McHenry/Financial Services Privacy Draft - to amend GLBA HR 8063, RAMP Act - to improve MSP statute by eliminating the private right of action

H.R. 2068 - Clarifying Law Around Insurance of Marijuana Act or the CLAIM Act H.R. 3099 - Primary Regulators of Insurance Vote Act or the PRIVA Act H.R. 4521 - America COMPETES Act of 2022 H.R. 4866 - Federal Insurance Office Elimination Act S. 524 - Federal Insurance Office Abolishment Act of 2021 S. 862 - Clarifying Law Around Insurance of Marijuana Act or the CLAIM Act S. ___ - Primary Regulators of Insurance Vote Act or the PRIVA Act International insurance legislation

Client expense: $360,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

Supported reauthorization of the National Flood Insurance Program (NFIP); supported repeal of the Federal Insurance Office (FIO); supported The Federal Insurance Office Abolishment Act (S. 524); supported the Federal Insurance Office Elimination Act (H.R. 4866); supported a safe harbor for independent insurance agents conducting business with cannabis businesses operating legally at state level: supported the Secure And Fair Enforcement (SAFE) Banking Act (H.R. 1996/S. 910) and the Clarifying Law Around Insurance of Marijuana (CLAIM) Act (H.R. 2068/S. 862); supported the Continuous Coverage for Flood Insurance Act (H.R. 4699) and the Flood Insurance Consumer Choice Act (S. 2915); supported the Removing Barriers to Private Flood Insurance Act (S. 2913); supported Cannabis Safe Harbor protections in the National Defense Authorization Act (H.R. 4350); supported the inclusion of SAFE Banking Act provisions in the America Creating Opportunities for Manufacturing, Pre-Eminence in Technology and Economic Strength (COMPETES) Act of 2022 (H.R.4521); supported the Flood Insurance Pricing Transparency Act (S. 3829). Provided outreach and feedback to FEMA and Federal Insurance and Mitigation Administration (FIMA) on issues related to applicable Flood Insurance Manuals and availability of and access to relevant underwriting bulletins, availability of training on the Risk Rating 2.0 rating engine for independent agents, the value of and need for agent-specific educational offerings on RR 2.0, the development of agent-oriented supplemental guidance documentation regarding RR 2.0, data gathering on RR 2.0 quotes and policy issuance, requested updates on FEMA webpages concerning agent education, marketing materials, and Risk Rating 2.0-related program changes, provided FEMA with recommended improvements to RR 2.0, invited FEMA representatives to attend spring governance meeting, discussed with FEMA other issues relating to the NFIP, and provided comments on FEMA's Request for Information on Revising the NFIP's Floodplain Management Standards.

Reauthorization of the NFIP H.R.1270 - PAID Act H.R.1640 - To amend the National Flood Insurance Act of 1968 to ensure community accountability for areas repetitively damaged by floods; S. 910/H.R. 1996 the Secure and Fair Enforcement (SAFE) Banking Act (insurance provisions) S. 862/H.R. 2068 the Clarifying Law Around Insurance Marijuana (CLAIM) Act S. 524 - Federal Insurance Office Abolishment Act of 2021 Business Continuity Protection Program (generally) H.R.2687 - To increase the minimum levels of financial responsibility for transporting property, and to index future increases to changes in inflation relating to medical care (INSURANCE Act) H.R.2995 - To require a report regarding the potential impacts of any changes to the risk-rating methodology for the National Flood Insurance Program of the Federal Emergency Management Agency before implementation, and for other purposes S.1960 - Flood Insurance Fairness Act; HR 5256- Flood History Information Act of 2021 S 2432- Disaster Mitigation and Tax Parity Act HR 4866 - Federal Insurance Office Elimination Act S. 2915- the Flood Insurance Consumer Choice Act," S. 2913- the Removing Barriers to Private Flood Insurance Act," S. 2916- the Flood Insurance Transparency Act," H.R.3099 - Primary Regulators of Insurance Vote Act of 2021 S.2865 - Unemployment Insurance Improvement Act H.R.5823 - Pandemic Risk Insurance Act of 2021 S.3829 - Flood Insurance Pricing Transparency Act S.2703 - Flood Insurance Continuing Education and Training Act

Client expense: $200,000 · Firm income: Not reported

H.R. 2068 - Clarifying Law Around Insurance of Marijuana Act or the CLAIM Act; H.R. 3099 - Primary Regulators of Insurance Vote Act or the PRIVA Act; H.R. 4521 - America COMPETES Act of 2022; H.R. 4866 - Federal Insurance Office Elimination Act; S. 524 - Federal Insurance Office Abolishment Act of 2021; S. 862 - Clarifying Law Around Insurance of Marijuana Act or the CLAIM Act; S. ___ - Primary Regulators of Insurance Vote Act or the PRIVA Act; International insurance legislation.

Client expense: Not reported · Firm income: $40,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

ISSUEDiversity, Equity, and Inclusion Initiatives ISSUEPaid Medical and Family Leave ISSUENational Data Privacy Standard ISSUESystemic Risk/Capital Standards PL 111-203, Dodd-Frank Wall Street Reform and Consumer Protection Act - provide financial regulatory reform, to protect consumers and investors, to enhance federal understanding of insurance issues, and other purposes. ISSUEAutonomous Vehicles ISSUE Federal Pandemic Risk Programs ISSUE Insurance Underwriting DRAFT Data Security and Breach Notification Act of 2020 - to establish data breach and security standards. HR 762, SAFE TO DRIVE Act - requires the DOT to use up to 25% of the amounts available for national priority safety program grants to award grants to states enacts a distracted driving statute. HR 842/S 420, Protecting the Right to Organize (PRO) Act - amend the National Labor Relations Act, the Labor Management Relations Act, 1947, and the Labor-Management Reporting and Disclosure Act of 1959, and for other purposes. HR 528, Financial Stability Oversight Council (FSOC) Reform Act - place FSOC and the Office of Financial Research under the regular appropriations process and to provide for certain quarterly reporting and public notice and comment requirements for the Office of Financial Research. HR 1523/S 526, Modern Worker Empowerment Act - to amend the Fair Labor Standards Act of 1938 to harmonize the definition of employee with the common law. HR 5, Equality Act - prohibits discrimination based on sex, sexual orientation, and gender identity in areas including public accommodations and facilities, education, federal funding, employment, housing, credit, and the jury system. HR 1277/S 374, Improving Corporate Governance Through Diversity Act - prohibits an automobile insurer from considering specified factors when determining a consumer's insurance rates or eligibility. HR 1270, PAID Act - prohibits an automobile insurer from considering specified factors when determining a consumer's insurance rates or eligibility. HR 1255/S 377, Living Donor Protection Act - promote and protect from discrimination living organ do HR 1816, Information Transparency & Personal Data Control Act - require the Federal Trade Commission to promulgate regulations related to sensitive personal information, and for other purposes. HR 1512, CLEAN Future Act - build a clean future by addressing the climate crisis, protecting the health, and putting the Nation on the path to a net-zero greenhouse gas economy by 2050. S 524, Federal Insurance Abolishment Act - to eliminate the Federal Insurance Office. HR 1549/S 588, Addressing Climate Financial Risk Act - establish the Advisory Committee on Climate Risk on the Financial Stability Oversight Council. HR 1641/S 638, Promoting Infrastructure by Protecting Our Subcontractors and Taxpayers Act - to include a payment and performance security requirement for certain infrastructure financing. DRAFTDisaster Protection for Workers' Credit Act - suspend negative credit reporting in certain circumstances. HR 1187, ESG Disclosure Simplification Act of 2021 - requires an issuer of securities to annually disclose to shareholders certain environmental, social, and governance metrics. S 653, Coordination of Medicare Payments and Workers Compensation (COMP) Act - provide for the application of MSP rules to certain workers' compensation settlement agreements and qualified Medicare set-aside provisions. DRAFTDiverse Investment Advisers Act - require companies to consider diverse firms when seeking the services of investment advisers. HR 2068/S 862, CLAIM Act - safe harbor for insurers engaging in the business of insurance in connection with a cannabis-related legitimate business. HR 1996/S 910, SAFE Banking Act - create protections for financial institutions that provide financial services to cannabis-related legitimate businesses S 574, PROTECT Asbestos Victims Act - improve asbestos trust claim transparency. S 840, Litigation Funding Transparency Act - increase transparency and oversight of third-party litigation funding. HR 1780, Paris Climate Agreement Disclosure Act - amend the Securities Exchange Act of 1934 to require disclosures related to the Paris Climate Agreement. HR 358, FRESH Trucking Act - modifies service hour requirements for drivers transporting perishable agricultural, horticultural, or floricultural commodities. HR 1799, PPP Extension Act of 2021 - extend deadlines for the Paycheck Protection Program. HR 2467 PFAS Action Act of 2021 -- require EPA to designate per- and polyfluoroalkyl substances as hazardous substances HR 2570/S 1217 Climate Risk Disclosure Act of 2021 -- directs SEC to require issuers to disclose information regarding climate change-related risks. HR 2001 Diversity Data Accountability Act - requires regulated entities to report to the Offices of Women and Minority Inclusion within specified financial agencies. HR 1087 Shareholder Political Transparency Act -- requires disclosure of information related to expenditures for political activities HR 3099 Primary Regulators of Insurance Vote Act -- To include the State insurance commissioner as a voting member of the FSOC. HR 3962/S 1625 SECURE Notarization Act -- To authorize notaries public to perform, and to establish minimum standards for, electronic notarizations and remote notarizations S 1805SHELTER Act -- allows a tax credit to individuals and businesses for disaster mitigation expenditures. S 1896Algorithmic Justice and Online Platform Transparency Act -- To prohibit the discriminatory use of personal information by online platforms in any algorithmic process HR 3571/S 1876 Climate Change Financial Risk Act of 2021 -- To require the Fed to develop and conduct financial risk analyses relating to climate change, and for other purposes. HR 3664 SMART Act -- to provide for an exception from patent infringement for certain component parts of motor vehicles. HR 3676 To amend title 23, United States Code, to establish national standards relating to sanctions for individuals who drive a motor vehicle, with a child passenger in the vehicle, while intoxicated or impaired, and for other purposes. HR 3711 SELF DRIVE Act -- to provide safety measures for over highly automated vehicles HR 1187 Corporate Governance Improvement and Investor Protection Act - to require annual disclosure of certain ESG metrics. HR 3675 Drug-Impaired Driving Education Act -- To establish a grant program to educate the public on the dangers of drug-impaired driving, and for other purposes. HR 3757/S 1999 Multiple Substance Impaired Driving Prevention Act -- To authorize the use of certain Federal funds for multiple substance impaired driving countermeasures HR 3899 Financial Stability Oversight Council Improvement Act of 2021 -- To amend the Financial Stability Act of 2010 to require the Financial Stability Oversight Council to consider alternative approaches before determining that a U.S. nonbank financial company shall be supervised by the Board of Governors of the Federal Reserve System, and for other purposes. DRAFT Consumer Information Notification Requirement Act -- to provide a national standard for financial institution data security and breach notification. S 919 Data Care Act of 2021 -- imposes various duties on online service providers with respect to their handling of individual-identifying data DRAFT Private Right of Action for MSP - to repeal MSP private cause of action 4614 Resilient Federal Forests Act of 2021 - improve forest management activities on National Forest System lands HR 4675/S 2432 Catastrophe Loss Mitigation Incentive and Tax Parity Act of 2021 - excludes from gross income qualified catastrophe mitigation payment made under a state-based catastrophe loss mitigation program. HR 4616 Adjustable Interest Rate (LIBOR) Act - deem certain references to LIBOR as referring to a replacement benchmark rate upon the occurrence of certain events affecting LIBOR HR 4866 Federal Insurance Office Elimination Act - to abolish FIO HR 4350/S 2792 National Defense Authorization Act for Fiscal Year 2022 - authorizes FY2022 appropriations for military activities and programs of the Department of Defense HR 5823, Pandemic Risk Insurance Act (PRIA) 2022 - establish a Pandemic Risk Reinsurance Program HR 5736, Booster Seat Safety Act - direct the Secretary of Transportation to revise regulations relating to child restraint systems HR 5807/S 3065, DATA Privacy Act - establishes information security requirements for businesses that collect, process, store, or disclose information DRAFT, Control Our Data Act - E&C Committee Staff Data Privacy Draft Legislation HR 963, Forced Arbitration Injustice Repeal Act - prohibits a pre-dispute arbitration agreement from being valid or enforceable if it requires arbitration of an employment, consumer, antitrust, or civil rights dispute HR 5734, Catastrophic Risk Transfer (CART) Act - to establish a system for the taxation of catastrophic risk transfer companies to ensure sufficient capital to cover catastrophic insurance losses HR 5689, Resilient AMERICA Act - improve the provision of Federal resources to help build capacity and fund risk-reducing, cost-effective mitigation projects HR 4006 Fair Repair Act -- requires an original equipment manufacturer (OEM) to make diagnostic, maintenance, and repair equipment available to independent repair providers HR 6580/S 3572 Algorithmic Accountability Act of 2022 -- direct the Federal Trade Commission to require impact assessments of automated decision systems and augmented critical decision processes HR 6570 REPAIR Act -- ensure consumers have access to data relating to their motor vehicles, critical repair information, and tools, and to provide them choices for the maintenance, service, and repair of their motor vehicles HR 4521 America COMPETES Act -- bill addresses U.S. technology and communications, foreign relations and national security, domestic manufacturing, education, trade, and other matters HR 3076 Postal Service Reform Act of 2022 -- addresses the finances and operations of the U.S. Postal Service (USPS) S 3600Strengthening American Cybersecurity Act -- addresses cybersecurity threats against critical infrastructure and the federal government HR 4777/S 2497 Nondebtor Release Prohibition Act -- addresses the release by bankruptcy courts of creditor or other third-party claims against non-debtors S 3844Economic Continuity and Stability Act -- establish a clear and uniform process, on a nationwide basis, for replacing the London interbank offered rate in existing contracts S 3715E-SIGN Modernization Act -- repeals certain requirements regarding the use of electronic records in commerce S 3755Arbitration Fairness for Consumers Act -- amend the Consumer Financial Protection Act of 2010 with respect to arbitration HR 2471 Consolidated Appropriations Act, 2022 - to fund the government for fiscal year 2022 and other purposes HR 6027 Online Privacy Act -- establishes certain online privacy rights for personal information (including contents of communications) and certain requirements for data processors, service providers, and third parties

H.R. 2068 - Clarifying Law Around Insurance of Marijuana Act or the CLAIM Act H.R. 3099 - Primary Regulators of Insurance Vote Act or the PRIVA Act H.R. 4866 - Federal Insurance Office Elimination Act S. 524 - Federal Insurance Office Abolishment Act of 2021 S. 862 - Clarifying Law Around Insurance of Marijuana Act or the CLAIM Act S. ___ - Primary Regulators of Insurance Vote Act or the PRIVA Act International insurance legislation

Client expense: $260,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 2068 - Clarifying Law Around Insurance of Marijuana Act or the CLAIM Act H.R. 3099 - Primary Regulators of Insurance Vote Act or the PRIVA Act H.R. 4866 - Federal Insurance Office Elimination Act S. 524 - Federal Insurance Office Abolishment Act of 2021 S. 862 - Clarifying Law Around Insurance of Marijuana Act or the CLAIM Act S. ___ - Primary Regulators of Insurance Vote Act or the PRIVA Act International insurance legislation

Client expense: $260,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 2068 - Clarifying Law Around Insurance of Marijuana Act or the CLAIM Act H.R. 3099 - Primary Regulators of Insurance Vote Act or the PRIVA Act H.R. 4866 - Federal Insurance Office Elimination Act S. 524 - Federal Insurance Office Abolishment Act of 2021 S. 862 - Clarifying Law Around Insurance of Marijuana Act or the CLAIM Act S. ___ - Primary Regulators of Insurance Vote Act or the PRIVA Act International insurance legislation

Client expense: $280,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Supported reauthorization of the National Flood Insurance Program (NFIP); supported repeal of the Federal Insurance Office (FIO); supported The Federal Insurance Office Abolishment Act (S. 524); supported the Federal Insurance Office Elimination Act (H.R. 4866); supported a safe harbor for independent insurance agents conducting business with cannabis businesses operating legally at state level: supported the Secure And Fair Enforcement (SAFE) Banking Act (H.R. 1996/S. 910) and the Clarifying Law Around Insurance of Marijuana (CLAIM) Act (H.R. 2068/S. 862); supported the Continuous Coverage for Flood Insurance Act (H.R. 4699) and the Flood Insurance Consumer Choice Act (S. 2915); supported the Removing Barriers to Private Flood Insurance Act (S. 2913); supported Cannabis Safe Harbor protections in the National Defense Authorization Act (H.R. 4350). Provided outreach and feedback to FEMA and Federal Insurance and Mitigation Administration (FIMA) on issues related to possible lapse in authority of NFIP, content of applicable Flood Insurance Manuals, timing of the deployment of its Risk Rating 2.0 (RR 2.0) methodology and rating engine to Write-Your-Own carriers and vendors, availability of the rating engine to independent agents, timing of planned updates to the RR 2.0 system, the value of and need for agent-specific educational offerings on RR 2.0, the development of agent-oriented supplemental guidance documentation regarding RR 2.0, data gathering on RR 2.0 quotes and policy issuance, availability of PIVOT system, statistical data on relative representation among private and NFIP flood insurance policies, requested updated on FEMA webpages concerning agent education, marketing materials, and Risk Rating 2.0-related program changes, and other issues relating to the NFIP. Communicated with office of Rep. Carolyn Maloney (D-NY) expressing concerns about changes to H.R. 5823, the Pandemic Risk Insurance Act of 2021, as introduced. Communicated with FIO in response to its Request for Information on the Insurance Sector and Climate-Related Financial Risks.

Public Law 111-203, H.R. 4173 - Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions, Insurance Capital Standards and Global Capital Standards. Roles of federal and state agencies at the International Association of Insurance Supervisors and the Financial Stability Board. Implementation of S. 2270 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III * Implementation of S. 2155 Economic Growth, Regulatory Relief, and Consumer Protection Act. Issue: Implementation and regulatory reform of the financial services industry. Implementation of H.R. 748 - the Coronavirus Aid, Relief, and Economic Security (CARES) Act. This bill responds to the COVID-19 (i.e., coronavirus disease 2019) outbreak and its impact on the economy, public health, state and local governments, individuals, and businesses. Issue: CECL, TDR, Remote Online Notarization, SBA loans. H.R. 4866/S. 524 - Federal Insurance Office Abolishment Act of 2021. Issue: FIO reform. H.R. 1996/S. 910 - Secure and Fair Enforcement Banking Act. Issue: Insurance companies working with legitimate marijuana businesses. H.R. 842/S.420 - Protecting Workers Freedom to Organize Act. To amend the National Labor Relations Act, the Labor Management Relations Act, 1947, and the Labor-Management Reporting and Disclosure Act of 1959. Issue: independent contractor status. H.R. 1523/S. 526 - Modern Worker Empowerment Act. To amend the Fair Labor Standards Act of 1938 to harmonize the definition of employee with the common law. Issue: employee status. H.R. 1277/S. 374 - Improving Corporate Governance Through Diversity Act. To amend the Securities Exchange Act of 1934 to require the submission by issuers of data relating to diversity, and for other purposes. Issue: diversity and inclusion. H.R.4865/S.__ - Registration for Index-Linked Annuities Act. To direct the SEC to revise any rules necessary to enable issuers of index-linked annuities to use the securities offering forms that are available to other issuers of securities. Issue: index-linked annuities. H.R.3962/S.1625 - Securing and Enabling Commerce Using Remote and Electronic Notarization Act. To authorize and establish minimum standards for electronic and remote notarizations that occur in or affect interstate commerce, to require any Federal court located in a State to recognize notarizations performed by a notary public commissioned by another State when the notarization occurs in or affects interstate commerce, and to require any State to recognize notarizations performed by a notary public commissioned by another State when the notarization occurs in or affects interstate commerce or when the notarization was performed under or relates to a public act, record, or judicial proceeding of the State in which the notary public was commissioned. Issue: remote online notarization. H.R. 4350 - National Defense Authorization Act for Fiscal Year 2022. This bill authorizes FY2022 appropriations for military activities and programs of the Department of Defense (e.g., personnel; research, development, test, and evaluation; and procurement of items such as aircraft, missiles, and ammunition). It also prescribes military personnel strengths for FY2022. Issue: remote online notarization and cannabis banking. H.R. 4616 - To deem certain references to the London Interbank Offered Rate (LIBOR) as referring to a replacement benchmark rate in the case of LIBOR no longer being available. Issue: LIBOR H.R. 1187 - the ESG Disclosure Simplification Act. This legislation requires the disclosure of key environmental, social, and governance metrics to shareholders of public companies. Issue: ESG. S.Con.Res.14 - Concurrent Resolution on the Budget, FY2022. The budget resolution calls for the $3.5 trillion in long-term investments to be fully offset by a combination of new tax revenues, health care savings, and long-term economic growth. In addition, the agreement would prohibit new taxes on families making less than $400,000 per year, and on small businesses and family farms. Issue: unemployment insurance. S.__ Cannabis Administration and Opportunity Act. This legislation aims to end the decades of harm inflicted on communities of color by removing cannabis from the federal list of controlled substances and empowering states to implement their own cannabis laws. S.__ Electronic Signatures in Global and National Commerce Act. To amend the Electronic Signatures in Global and National Commerce Act to accommodate emerging technologies. Issue: electronic signatures Issue: Environmental, Social, and Corporate Governance (ESG). No bill number assigned. Issue: Commercial mortgage-backed security (CMBS) debt. No bill number assigned. Issue: Making Diversity and Inclusion Efforts more Intentional. No bill number assigned. Issue: Unclaimed life insurance products. No bill number assigned. Issue: Covered agreement on prudential measures with respect to the business of insurance and reinsurance. No bill number assigned. Issue: Government Sponsored Enterprises (GSE) reform. No bill number assigned.

H.R. 2068 - Clarifying Law Around Insurance of Marijuana Act or the CLAIM Act H.R. 3099 - Primary Regulators of Insurance Vote Act or the PRIVA Act H.R. 4866 - Federal Insurance Office Elimination Act S. 524 - Federal Insurance Office Abolishment Act of 2021 S. 862 - Clarifying Law Around Insurance of Marijuana Act or the CLAIM Act S. ___ - Primary Regulators of Insurance Vote Act or the PRIVA Act International insurance legislation

Client expense: $260,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Federal Emergency Management Agency (FEMA), Federal Housing Finance Agency (FHFA), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Natl Credit Union Administration (NCUA), Natl Oceanic & Atmospheric Administration (NOAA), Office of Management & Budget (OMB), SENATE, Small Business Administration (SBA), Treasury, Dept of, U.S. Trade Representative (USTR)

Reauthorization of the NFIP H.R.1270 - PAID Act H.R.1640 - To amend the National Flood Insurance Act of 1968 to ensure community accountability for areas repetitively damaged by floods; S. 910/H.R. 1996 the Secure and Fair Enforcement (SAFE) Banking Act (insurance provisions) S. 862/H.R. 2068 the Clarifying Law Around Insurance Marijuana (CLAIM) Act S. 524 - Federal Insurance Office Abolishment Act of 2021 Business Continuity Protection Program (generally) H.R.2687 - To increase the minimum levels of financial responsibility for transporting property, and to index future increases to changes in inflation relating to medical care (INSURANCE Act) H.R.2995 - To require a report regarding the potential impacts of any changes to the risk-rating methodology for the National Flood Insurance Program of the Federal Emergency Management Agency before implementation, and for other purposes S.1960 - Flood Insurance Fairness Act; HR 5256- Flood History Information Act of 2021 S 2432- Disaster Mitigation and Tax Parity Act HR 4866 - Federal Insurance Office Elimination Act S. 2915, the Flood Insurance Consumer Choice Act," S. 2913, the Removing Barriers to Private Flood Insurance Act," S. 2916, the Flood Insurance Transparency Act," H.R.3099 - Primary Regulators of Insurance Vote Act of 2021 S.2865 - Unemployment Insurance Improvement Act

Client expense: $190,000 · Firm income: Not reported

H.R. 2068 - Clarifying Law Around Insurance of Marijuana Act or the CLAIM Act; H.R. 3099 - Primary Regulators of Insurance Vote Act or the PRIVA Act; H.R. 4866 - Federal Insurance Office Elimination Act; S. 524 - Federal Insurance Office Abolishment Act of 2021; S. 862 - Clarifying Law Around Insurance of Marijuana Act or the CLAIM Act; S. ___ - Primary Regulators of Insurance Vote Act or the PRIVA Act; International insurance legislation.

Client expense: Not reported · Firm income: $40,000

Government targets: Federal Deposit Insurance Corporation (FDIC), HOUSE OF REPRESENTATIVES, SENATE

Public Law 111-203, H.R. 4173 - Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions, Insurance Capital Standards and Global Capital Standards. Roles of federal and state agencies at the International Association of Insurance Supervisors and the Financial Stability Board. Implementation of S. 2270 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III Implementation of S. 2155 Economic Growth, Regulatory Relief, and Consumer Protection Act. Issue: Implementation and regulatory reform of the financial services industry. Implementation of H.R. 748 - the Coronavirus Aid, Relief, and Economic Security (CARES) Act. This bill responds to the COVID-19 (i.e., coronavirus disease 2019) outbreak and its impact on the economy, public health, state and local governments, individuals, and businesses. Issue: CECL, TDR, Remote Online Notarization, SBA loans. H.R. 4866/S. 524 - Federal Insurance Office Abolishment Act of 2021. Issue: FIO reform. H.R. 1996/S. 910 - Secure and Fair Enforcement Banking Act. Issue: Insurance companies working with legitimate marijuana businesses. H.R. 842/S.420 - Protecting Workers Freedom to Organize Act. To amend the National Labor Relations Act, the Labor Management Relations Act, 1947, and the Labor-Management Reporting and Disclosure Act of 1959. Issue: independent contractor status. H.R. 1523/S. 526 - Modern Worker Empowerment Act. To amend the Fair Labor Standards Act of 1938 to harmonize the definition of employee with the common law. Issue: employee status. H.R. 1277/S. 374 - Improving Corporate Governance Through Diversity Act. To amend the Securities Exchange Act of 1934 to require the submission by issuers of data relating to diversity, and for other purposes. Issue: diversity and inclusion. H.R.4865/S.3198 - Registration for Index-Linked Annuities Act. To direct the SEC to revise any rules necessary to enable issuers of index-linked annuities to use the securities offering forms that are available to other issuers of securities. Issue: index-linked annuities. H.R.3962/S.1625 - Securing and Enabling Commerce Using Remote and Electronic Notarization Act. To authorize and establish minimum standards for electronic and remote notarizations that occur in or affect interstate commerce, to require any Federal court located in a State to recognize notarizations performed by a notary public commissioned by another State when the notarization occurs in or affects interstate commerce, and to require any State to recognize notarizations performed by a notary public commissioned by another State when the notarization occurs in or affects interstate commerce or when the notarization was performed under or relates to a public act, record, or judicial proceeding of the State in which the notary public was commissioned. Issue: remote online notarization. H.R. 4350 - National Defense Authorization Act for Fiscal Year 2022. This bill authorizes FY2022 appropriations for military activities and programs of the Department of Defense (e.g., personnel; research, development, test, and evaluation; and procurement of items such as aircraft, missiles, and ammunition). It also prescribes military personnel strengths for FY2022. Issue: remote online notarization and cannabis banking. H.R. 4616 - To deem certain references to the London Interbank Offered Rate (LIBOR) as referring to a replacement benchmark rate in the case of LIBOR no longer being available. Issue: LIBOR H.R. 1187 - the ESG Disclosure Simplification Act. This legislation requires the disclosure of key environmental, social, and governance metrics to shareholders of public companies. Issue: ESG. S.Con.Res.14 - Concurrent Resolution on the Budget, FY2022. The budget resolution calls for the $3.5 trillion in long-term investments to be fully offset by a combination of new tax revenues, health care savings, and long-term economic growth. In addition, the agreement would prohibit new taxes on families making less than $400,000 per year, and on small businesses and family farms. Issue: unemployment insurance. S.__ Cannabis Administration and Opportunity Act. This legislation aims to end the decades of harm inflicted on communities of color by removing cannabis from the federal list of controlled substances and empowering states to implement their own cannabis laws. S.__ Electronic Signatures in Global and National Commerce Act. To amend the Electronic Signatures in Global and National Commerce Act to accommodate emerging technologies. Issue: electronic signatures. Issue: Regulation Best Interest Issue: Environmental, Social, and Corporate Governance (ESG). No bill number assigned. Issue: Commercial mortgage-backed security (CMBS) debt. No bill number assigned. Issue: Making Diversity and Inclusion Efforts more Intentional. No bill number assigned. Issue: Unclaimed life insurance products. No bill number assigned. Issue: Covered agreement on prudential measures with respect to the business of insurance and reinsurance. No bill number assigned. Issue: Government Sponsored Enterprises (GSE) reform. No bill number assigned.

ISSUEDiversity, Equity, and Inclusion Initiatives ISSUEPaid Medical and Family Leave ISSUENational Data Privacy Standard ISSUESystemic Risk/Capital Standards PL 111-203, Dodd-Frank Wall Street Reform and Consumer Protection Act - provide financial regulatory reform, to protect consumers and investors, to enhance federal understanding of insurance issues, and other purposes. ISSUEAutonomous Vehicles ISSUE Federal Pandemic Risk Programs ISSUE Insurance Underwriting DRAFT Data Security and Breach Notification Act of 2020 - to establish data breach and security standards. HR 762, SAFE TO DRIVE Act - requires the DOT to use up to 25% of the amounts available for national priority safety program grants to award grants to states enacts a distracted driving statute. HR 842/S 420, Protecting the Right to Organize (PRO) Act - amend the National Labor Relations Act, the Labor Management Relations Act, 1947, and the Labor-Management Reporting and Disclosure Act of 1959, and for other purposes. HR 528, Financial Stability Oversight Council (FSOC) Reform Act - place FSOC and the Office of Financial Research under the regular appropriations process and to provide for certain quarterly reporting and public notice and comment requirements for the Office of Financial Research. HR 1523/S 526, Modern Worker Empowerment Act - to amend the Fair Labor Standards Act of 1938 to harmonize the definition of employee with the common law. HR 5, Equality Act - prohibits discrimination based on sex, sexual orientation, and gender identity in areas including public accommodations and facilities, education, federal funding, employment, housing, credit, and the jury system. HR 1277/S 374, Improving Corporate Governance Through Diversity Act - prohibits an automobile insurer from considering specified factors when determining a consumer's insurance rates or eligibility. HR 1270, PAID Act - prohibits an automobile insurer from considering specified factors when determining a consumer's insurance rates or eligibility. HR 1255/S 377, Living Donor Protection Act - promote and protect from discrimination living organ do HR 1816, Information Transparency & Personal Data Control Act - require the Federal Trade Commission to promulgate regulations related to sensitive personal information, and for other purposes. HR 1512, CLEAN Future Act - build a clean future by addressing the climate crisis, protecting the health, and putting the Nation on the path to a net-zero greenhouse gas economy by 2050. S 524, Federal Insurance Abolishment Act - to eliminate the Federal Insurance Office. HR 1549/S 588, Addressing Climate Financial Risk Act - establish the Advisory Committee on Climate Risk on the Financial Stability Oversight Council. HR 1641/S 638, Promoting Infrastructure by Protecting Our Subcontractors and Taxpayers Act - to include a payment and performance security requirement for certain infrastructure financing. DRAFTDisaster Protection for Workers' Credit Act - suspend negative credit reporting in certain circumstances. HR 1187, ESG Disclosure Simplification Act of 2021 - requires an issuer of securities to annually disclose to shareholders certain environmental, social, and governance metrics. S 653, Coordination of Medicare Payments and Workers Compensation (COMP) Act - provide for the application of MSP rules to certain workers' compensation settlement agreements and qualified Medicare set-aside provisions. DRAFTDiverse Investment Advisers Act - require companies to consider diverse firms when seeking the services of investment advisers. HR 2068/S 862, CLAIM Act - safe harbor for insurers engaging in the business of insurance in connection with a cannabis-related legitimate business. HR 1996/S 910, SAFE Banking Act - create protections for financial institutions that provide financial services to cannabis-related legitimate businesses S 574, PROTECT Asbestos Victims Act - improve asbestos trust claim transparency. S 840, Litigation Funding Transparency Act - increase transparency and oversight of third-party litigation funding. HR 1780, Paris Climate Agreement Disclosure Act - amend the Securities Exchange Act of 1934 to require disclosures related to the Paris Climate Agreement. HR 358, FRESH Trucking Act - modifies service hour requirements for drivers transporting perishable agricultural, horticultural, or floricultural commodities. HR 1799, PPP Extension Act of 2021 - extend deadlines for the Paycheck Protection Program. HR 2467 PFAS Action Act of 2021 -- require EPA to designate per- and polyfluoroalkyl substances as hazardous substances HR 2570/S 1217 Climate Risk Disclosure Act of 2021 -- directs SEC to require issuers to disclose information regarding climate change-related risks. HR 2001 Diversity Data Accountability Act - requires regulated entities to report to the Offices of Women and Minority Inclusion within specified financial agencies. HR 1087 Shareholder Political Transparency Act -- requires disclosure of information related to expenditures for political activities S 3832Endless Frontiers Act -- To establish a new Directorate for Technology in the redesignated National Science and Technology Foundation, to establish a regional technology hub program, to require a strategy and report on economic security, science, research, and innovation, and for other purposes. HR 3 Elijah E. Cummings Lower Drug Costs Now Act -- stablishes several programs and requirements relating to the prices of prescription drugs. HR 3099 Primary Regulators of Insurance Vote Act -- To include the State insurance commissioner as a voting member of the FSOC. HR 3962/S 1625 SECURE Notarization Act -- To authorize notaries public to perform, and to establish minimum standards for, electronic notarizations and remote notarizations HR 3341 STARTER Act 2.0 -- To authorize funds for Federal-aid highways, highway safety programs, and transit programs, and for other purposes. S 1805SHELTER Act -- allows a tax credit to individuals and businesses for disaster mitigation expenditures. S 1896Algorithmic Justice and Online Platform Transparency Act -- To prohibit the discriminatory use of personal information by online platforms in any algorithmic process HR 3571/S 1876 Climate Change Financial Risk Act of 2021 -- To require the Fed to develop and conduct financial risk analyses relating to climate change, and for other purposes. HR 3664 SMART Act -- to provide for an exception from patent infringement for certain component parts of motor vehicles. HR 3677 To direct the Secretary of Transportation to establish a distracted driving education grant program, and for other purposes. HR 3676 To amend title 23, United States Code, to establish national standards relating to sanctions for individuals who drive a motor vehicle, with a child passenger in the vehicle, while intoxicated or impaired, and for other purposes. HR 3711 SELF DRIVE Act -- to provide safety measures for over highly automated vehicles HR 1187 Corporate Governance Improvement and Investor Protection Act - to require annual disclosure of certain ESG metrics. HR 3675 Drug-Impaired Driving Education Act -- To establish a grant program to educate the public on the dangers of drug-impaired driving, and for other purposes. HR 3757/S 1999 Multiple Substance Impaired Driving Prevention Act -- To authorize the use of certain Federal funds for multiple substance impaired driving countermeasures HR 3899 Financial Stability Oversight Council Improvement Act of 2021 -- To amend the Financial Stability Act of 2010 to require the Financial Stability Oversight Council to consider alternative approaches before determining that a U.S. nonbank financial company shall be supervised by the Board of Governors of the Federal Reserve System, and for other purposes. DRAFT Consumer Information Notification Requirement Act -- to provide a national standard for financial institution data security and breach notification. S 919 Data Care Act of 2021 -- imposes various duties on online service providers with respect to their handling of individual-identifying data DRAFT Private Right of Action for MSP - to repeal MSP private cause of action HR 4865 Registration for Index-Linked Annuities Act - to revise any rules necessary to enable issuers of index-linked annuities to register on a form tailored specifically to registered index-linked annuities. HR 4614 Resilient Federal Forests Act of 2021 - improve forest management activities on National Forest System lands HR 4675/S 2432 Catastrophe Loss Mitigation Incentive and Tax Parity Act of 2021 - excludes from gross income qualified catastrophe mitigation payment made under a state-based catastrophe loss mitigation program. HR 4616 Adjustable Interest Rate (LIBOR) Act - deem certain references to LIBOR as referring to a replacement benchmark rate upon the occurrence of certain events affecting LIBOR HR 3684 Infrastructure Investment and Jobs Act - provide an extension of Federal-aid highway, highway safety, and transit programs, and for other purposes. HR 4866 Federal Insurance Office Elimination Act - to abolish FIO HR 5440 Cyber Incident Reporting for Critical Infrastructure Act of 2021 - establish the Cyber Incident Review Office in the Cybersecurity and Infrastructure Security Agency HR 4350/S 2792 National Defense Authorization Act for Fiscal Year 2022 - authorizes FY2022 appropriations for military activities and programs of the Department of Defense S 2875Cyber Incident Reporting Act of 2021 - establish the Cyber Incident Review Office in the Cybersecurity and Infrastructure Security Agency S 2407Cyber Incident Notification Act of 2021 - ensure timely Federal Government awareness of cyber intrusions that pose a threat to national security HR 5823, Pandemic Risk Insurance Act (PRIA) 2022 - establish a Pandemic Risk Reinsurance Program HR 5736, Booster Seat Safety Act - direct the Secretary of Transportation to revise regulations relating to child restraint systems S 3179, Financial Services and General Government Appropriations Act, 2022 - provides FY2022 appropriations for several federal departments and agencies HR 5807/S 3065, DATA Privacy Act - establishes information security requirements for businesses that collect, process, store, or disclose information DRAFT, Control Our Data Act - E&C Committee Staff Data Privacy Draft Legislation HR 963, Forced Arbitration Injustice Repeal Act - prohibits a pre-dispute arbitration agreement from being valid or enforceable if it requires arbitration of an employment, consumer, antitrust, or civil rights dispute HR 4350/S 1605, National Defense Authorization Act for Fiscal Year 2022 - authorizes Department of Defense (DOD) activities and programs for FY2022 and addresses various other issues HR 5734, Catastrophic Risk Transfer (CART) Act - to establish a system for the taxation of catastrophic risk transfer companies to ensure sufficient capital to cover catastrophic insurance losses HR 5689, Resilient AMERICA Act - improve the provision of Federal resources to help build capacity and fund risk-reducing, cost-effective mitigation projects

Support reauthorization of the National Flood Insurance Program (NFIP); support repeal of the Federal Insurance Office; support The Federal Insurance Office Abolishment Act (S. 524); support the Federal Insurance Office Elimination Act (H.R. 4866); support a safe harbor for independent insurance agents conducting business with cannabis businesses operating legally at state level: support the Secure And Fair Enforcement (SAFE) Banking Act (H.R. 1996/S. 910) and the Clarifying Law Around Insurance of Marijuana (CLAIM) Act (H.R. 2068/ S. 862); support the Continuous Coverage for Flood Insurance Act (H.R. 4699) and the Flood Insurance Consumer Choice Act (S. 2915); support the Removing Barriers to Private Flood Insurance Act (S. 2913); support Cannabis Safe Harbor protections in the National Defense Authorization Act (H.R. 4350). Provide outreach and feedback to FEMA on issues related to potential for lapse in authority of NFIP, draft Flood Insurance Manual(s), the timing of the deployment of its Risk Rating 2.0 (RR 2.0) methodology and rating engine to Write-Your-Own carriers and vendors, the availability of the rating engine to independent agents, the value of and need for agent-specific educational offerings on RR 2.0, the development of agent-oriented supplemental guidance documentation regarding RR 2.0, data gathering on RR 2.0 quotes and policy issuance, and other issues relating to the NFIP.

Client expense: $50,000 · Firm income: Not reported

Reauthorization of the National Flood Insurance Program H.R.1270 - PAID Act H.R.1640 - To amend the National Flood Insurance Act of 1968 to ensure community accountability for areas repetitively damaged by floods S.910/H.R. 1996 the Secure and Fair Enforcement (SAFE) Banking Act (insurance provisions) S.862/H.R. 2068 the Clarifying Law Around Insurance Marijuana (CLAIM) Act S.524 - Federal Insurance Office Abolishment Act of 2021 Business Continuity Protection Program (generally) H.R.2687 - To increase the minimum levels of financial responsibility for transporting property, and to index future increases to changes in inflation relating to medical care (INSURANCE Act) S.1249 - PPP Flexibility for Farmers, Ranchers, and the Self-Employed Ac H.R.2995 - To require a report regarding the potential impacts of any changes to the risk-rating methodology for the National Flood Insurance Program of the Federal Emergency Management Agency before implementation, and for other purposes Draft of Wyden/Bennet Unemployment Insurance Reform Legislation S.1960 - Flood Insurance Fairness Act H.R.5256 - Flood History Information Act of 2021 S.2703 - Flood Insurance Continuing Education and Training Act S.2432 - The Disaster Mitigation and Tax Parity Act H.R.4866 - Federal Insurance Office Elimination Act

Client expense: $200,000 · Firm income: Not reported

H.R. 2068 - Clarifying Law Around Insurance of Marijuana Act or the CLAIM Act; H.R. 3099 - Primary Regulators of Insurance Vote Act or the PRIVA Act; H.R. 4866 - Federal Insurance Office Elimination Act; S. 524 - Federal Insurance Office Abolishment Act of 2021; S. 862 - Clarifying Law Around Insurance of Marijuana Act or the CLAIM Act; S. ___ - Primary Regulators of Insurance Vote Act or the PRIVA Act; International insurance legislation.

Client expense: Not reported · Firm income: $40,000

Government targets: Federal Deposit Insurance Corporation (FDIC), HOUSE OF REPRESENTATIVES, SENATE

Public Law 111-203, H.R. 4173 - Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions, Insurance Capital Standards and Global Capital Standards. Roles of federal and state agencies at the International Association of Insurance Supervisors and the Financial Stability Board. Implementation of S. 2270 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III * Implementation of S. 2155 Economic Growth, Regulatory Relief, and Consumer Protection Act. Issue: Implementation and regulatory reform of the financial services industry. Implementation of H.R. 748 - the Coronavirus Aid, Relief, and Economic Security (CARES) Act. This bill responds to the COVID-19 (i.e., coronavirus disease 2019) outbreak and its impact on the economy, public health, state and local governments, individuals, and businesses. Issue: CECL, TDR, Remote Online Notarization, SBA loans. H.R. 4866/S. 524 - Federal Insurance Office Abolishment Act of 2021. Issue: FIO reform. H.R. 1996/S. 910 - Secure and Fair Enforcement Banking Act. Issue: Insurance companies working with legitimate marijuana businesses. H.R. 842/S.420 - Protecting Workers Freedom to Organize Act. To amend the National Labor Relations Act, the Labor Management Relations Act, 1947, and the Labor-Management Reporting and Disclosure Act of 1959. Issue: independent contractor status. H.R. 1523/S. 526 - Modern Worker Empowerment Act. To amend the Fair Labor Standards Act of 1938 to harmonize the definition of employee with the common law. Issue: employee status. H.R. 1277/S. 374 - Improving Corporate Governance Through Diversity Act. To amend the Securities Exchange Act of 1934 to require the submission by issuers of data relating to diversity, and for other purposes. Issue: diversity and inclusion. H.R.4865/S.__ - Registration for Index-Linked Annuities Act. To direct the SEC to revise any rules necessary to enable issuers of index-linked annuities to use the securities offering forms that are available to other issuers of securities. Issue: index-linked annuities. H.R.3962/S.1625 - Securing and Enabling Commerce Using Remote and Electronic Notarization Act. To authorize and establish minimum standards for electronic and remote notarizations that occur in or affect interstate commerce, to require any Federal court located in a State to recognize notarizations performed by a notary public commissioned by another State when the notarization occurs in or affects interstate commerce, and to require any State to recognize notarizations performed by a notary public commissioned by another State when the notarization occurs in or affects interstate commerce or when the notarization was performed under or relates to a public act, record, or judicial proceeding of the State in which the notary public was commissioned. Issue: remote online notarization. H.R. 4350 - National Defense Authorization Act for Fiscal Year 2022. This bill authorizes FY2022 appropriations for military activities and programs of the Department of Defense (e.g., personnel; research, development, test, and evaluation; and procurement of items such as aircraft, missiles, and ammunition). It also prescribes military personnel strengths for FY2022. Issue: remote online notarization and cannabis banking. H.R. 4616 - To deem certain references to the London Interbank Offered Rate (LIBOR) as referring to a replacement benchmark rate in the case of LIBOR no longer being available. Issue: LIBOR H.R. 1187 - the ESG Disclosure Simplification Act. This legislation requires the disclosure of key environmental, social, and governance metrics to shareholders of public companies. Issue: ESG. S.Con.Res.14 - Concurrent Resolution on the Budget, FY2022. The budget resolution calls for the $3.5 trillion in long-term investments to be fully offset by a combination of new tax revenues, health care savings, and long-term economic growth. In addition, the agreement would prohibit new taxes on families making less than $400,000 per year, and on small businesses and family farms. Issue: unemployment insurance. S.__ Cannabis Administration and Opportunity Act. This legislation aims to end the decades of harm inflicted on communities of color by removing cannabis from the federal list of controlled substances and empowering states to implement their own cannabis laws. S.__ Electronic Signatures in Global and National Commerce Act. To amend the Electronic Signatures in Global and National Commerce Act to accommodate emerging technologies. Issue: electronic signatures Issue: Environmental, Social, and Corporate Governance (ESG). No bill number assigned. Issue: Commercial mortgage-backed security (CMBS) debt. No bill number assigned. Issue: Making Diversity and Inclusion Efforts more Intentional. No bill number assigned. Issue: Unclaimed life insurance products. No bill number assigned. Issue: Covered agreement on prudential measures with respect to the business of insurance and reinsurance. No bill number assigned. Issue: Government Sponsored Enterprises (GSE) reform. No bill number assigned.

Public Law 111-203, H.R. 4173 - Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions, Insurance Capital Standards and Global Capital Standards. Roles of federal and state agencies at the International Association of Insurance Supervisors and the Financial Stability Board. Implementation of S. 2270 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III Implementation of S. 2155 Economic Growth, Regulatory Relief, and Consumer Protection Act. Issue: Implementation and regulatory reform of the financial services industry. Implementation of H.R. 748 - the Coronavirus Aid, Relief, and Economic Security (CARES) Act. This bill responds to the COVID-19 (i.e., coronavirus disease 2019) outbreak and its impact on the economy, public health, state and local governments, individuals, and businesses. Issue: CECL, TDR, Remote Online Notarization, SBA loans. H.R. 4866/S. 524 - Federal Insurance Office Abolishment Act of 2021. Issue: FIO reform. H.R. 1996/S. 910 - Secure and Fair Enforcement Banking Act. Issue: Insurance companies working with legitimate marijuana businesses. H.R. 842/S.420 - Protecting Workers Freedom to Organize Act. To amend the National Labor Relations Act, the Labor Management Relations Act, 1947, and the Labor-Management Reporting and Disclosure Act of 1959. Issue: independent contractor status. H.R. 1523/S. 526 - Modern Worker Empowerment Act. To amend the Fair Labor Standards Act of 1938 to harmonize the definition of employee with the common law. Issue: employee status. H.R. 1277/S. 374 - Improving Corporate Governance Through Diversity Act. To amend the Securities Exchange Act of 1934 to require the submission by issuers of data relating to diversity, and for other purposes. Issue: diversity and inclusion. H.R.4865/S.__ - Registration for Index-Linked Annuities Act. To direct the SEC to revise any rules necessary to enable issuers of index-linked annuities to use the securities offering forms that are available to other issuers of securities. Issue: index-linked annuities. H.R.3962/S.1625 - Securing and Enabling Commerce Using Remote and Electronic Notarization Act. To authorize and establish minimum standards for electronic and remote notarizations that occur in or affect interstate commerce, to require any Federal court located in a State to recognize notarizations performed by a notary public commissioned by another State when the notarization occurs in or affects interstate commerce, and to require any State to recognize notarizations performed by a notary public commissioned by another State when the notarization occurs in or affects interstate commerce or when the notarization was performed under or relates to a public act, record, or judicial proceeding of the State in which the notary public was commissioned. Issue: remote online notarization. H.R. 4350 - National Defense Authorization Act for Fiscal Year 2022. This bill authorizes FY2022 appropriations for military activities and programs of the Department of Defense (e.g., personnel; research, development, test, and evaluation; and procurement of items such as aircraft, missiles, and ammunition). It also prescribes military personnel strengths for FY2022. Issue: remote online notarization and cannabis banking. H.R. 4616 - To deem certain references to the London Interbank Offered Rate (LIBOR) as referring to a replacement benchmark rate in the case of LIBOR no longer being available. Issue: LIBOR H.R. 1187 - the ESG Disclosure Simplification Act. This legislation requires the disclosure of key environmental, social, and governance metrics to shareholders of public companies. Issue: ESG. S.Con.Res.14 - Concurrent Resolution on the Budget, FY2022. The budget resolution calls for the $3.5 trillion in long-term investments to be fully offset by a combination of new tax revenues, health care savings, and long-term economic growth. In addition, the agreement would prohibit new taxes on families making less than $400,000 per year, and on small businesses and family farms. Issue: unemployment insurance. S.__ Cannabis Administration and Opportunity Act. This legislation aims to end the decades of harm inflicted on communities of color by removing cannabis from the federal list of controlled substances and empowering states to implement their own cannabis laws. S.__ Electronic Signatures in Global and National Commerce Act. To amend the Electronic Signatures in Global and National Commerce Act to accommodate emerging technologies. Issue: electronic signatures Issue: Environmental, Social, and Corporate Governance (ESG). No bill number assigned. Issue: Commercial mortgage-backed security (CMBS) debt. No bill number assigned. Issue: Making Diversity and Inclusion Efforts more Intentional. No bill number assigned. Issue: Unclaimed life insurance products. No bill number assigned. Issue: Covered agreement on prudential measures with respect to the business of insurance and reinsurance. No bill number assigned. Issue: Government Sponsored Enterprises (GSE) reform. No bill number assigned.

H.R. 2068 - Clarifying Law Around Insurance of Marijuana Act or the CLAIM Act H.R. 3099 - Primary Regulators of Insurance Vote Act or the PRIVA Act H.R. 4866 - Federal Insurance Office Elimination Act S. 524 - Federal Insurance Office Abolishment Act of 2021 S. 862 - Clarifying Law Around Insurance of Marijuana Act or the CLAIM Act S. ___ - Primary Regulators of Insurance Vote Act or the PRIVA Act International insurance legislation

Client expense: $280,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Federal Emergency Management Agency (FEMA), Federal Housing Finance Agency (FHFA), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of, U.S. Trade Representative (USTR)

ISSUEDiversity, Equity, and Inclusion Initiatives ISSUEPaid Medical and Family Leave ISSUENational Data Privacy Standard ISSUESystemic Risk/Capital Standards PL 111-203, Dodd-Frank Wall Street Reform and Consumer Protection Act - provide financial regulatory reform, to protect consumers and investors, to enhance federal understanding of insurance issues, and other purposes. ISSUEAutonomous Vehicles HR 7011 (116th), Pandemic Risk Insurance Act (PRIA) - establishes the Pandemic Risk Reinsurance Program within the Department of the Treasury. ISSUE Federal Pandemic Risk Programs ISSUE Insurance Underwriting DRAFT Data Security and Breach Notification Act of 2020 - to establish data breach and security standards. HR 762, SAFE TO DRIVE Act - requires the DOT to use up to 25% of the amounts available for national priority safety program grants to award grants to states enacts a distracted driving statute. HR 842/S 420, Protecting the Right to Organize (PRO) Act - amend the National Labor Relations Act, the Labor Management Relations Act, 1947, and the Labor-Management Reporting and Disclosure Act of 1959, and for other purposes. HR 528, Financial Stability Oversight Council (FSOC) Reform Act - place FSOC and the Office of Financial Research under the regular appropriations process and to provide for certain quarterly reporting and public notice and comment requirements for the Office of Financial Research. HR 1523/S 526, Modern Worker Empowerment Act - to amend the Fair Labor Standards Act of 1938 to harmonize the definition of employee with the common law. HR 1622/S 605, Stop Underrides Act - To reduce the number of preventable deaths and injuries caused by underride crashes. HR 5, Equality Act - prohibits discrimination based on sex, sexual orientation, and gender identity in areas including public accommodations and facilities, education, federal funding, employment, housing, credit, and the jury system. HR 1277/S 374, Improving Corporate Governance Through Diversity Act - prohibits an automobile insurer from considering specified factors when determining a consumer's insurance rates or eligibility. HR 1270, PAID Act - prohibits an automobile insurer from considering specified factors when determining a consumer's insurance rates or eligibility. HR 1255/S 377, Living Donor Protection Act - promote and protect from discrimination living organ do HR 1816, Information Transparency & Personal Data Control Act - require the Federal Trade Commission to promulgate regulations related to sensitive personal information, and for other purposes. HR 1512, CLEAN Future Act - build a clean future by addressing the climate crisis, protecting the health, and putting the Nation on the path to a net-zero greenhouse gas economy by 2050. S 524, Federal Insurance Abolishment Act - to eliminate the Federal Insurance Office. HR 1549/S 588, Addressing Climate Financial Risk Act - establish the Advisory Committee on Climate Risk on the Financial Stability Oversight Council. HR 1641/S 638, Promoting Infrastructure by Protecting Our Subcontractors and Taxpayers Act - to include a payment and performance security requirement for certain infrastructure financing. DRAFTDisaster Protection for Workers' Credit Act - suspend negative credit reporting in certain circumstances. HR 1187, ESG Disclosure Simplification Act of 2021 - requires an issuer of securities to annually disclose to shareholders certain environmental, social, and governance metrics. S 653, Coordination of Medicare Payments and Workers Compensation (COMP) Act - provide for the application of MSP rules to certain workers' compensation settlement agreements and qualified Medicare set-aside provisions. DRAFTDiverse Investment Advisers Act - require companies to consider diverse firms when seeking the services of investment advisers. HR 2068/S 862, CLAIM Act - safe harbor for insurers engaging in the business of insurance in connection with a cannabis-related legitimate business. HR 1996/S 910, SAFE Banking Act - create protections for financial institutions that provide financial services to cannabis-related legitimate businesses S 574, PROTECT Asbestos Victims Act - improve asbestos trust claim transparency. S 840, Litigation Funding Transparency Act - increase transparency and oversight of third-party litigation funding. HR 1780, Paris Climate Agreement Disclosure Act - amend the Securities Exchange Act of 1934 to require disclosures related to the Paris Climate Agreement. HR 358, FRESH Trucking Act - modifies service hour requirements for drivers transporting perishable agricultural, horticultural, or floricultural commodities. HR 1799, PPP Extension Act of 2021 - extend deadlines for the Paycheck Protection Program. HR 2467 PFAS Action Act of 2021 -- require EPA to designate per- and polyfluoroalkyl substances as hazardous substances HR 2570/S 1217 Climate Risk Disclosure Act of 2021 -- directs SEC to require issuers to disclose information regarding climate change-related risks. HR 2001 Diversity Data Accountability Act - requires regulated entities to report to the Offices of Women and Minority Inclusion within specified financial agencies. HR 1087 Shareholder Political Transparency Act -- requires disclosure of information related to expenditures for political activities S 1331RIDE Act of 2021 -- To prescribe a Federal motor vehicle safety standard for advanced drunk and impaired driving prevention technology. S 3832Endless Frontiers Act -- To establish a new Directorate for Technology in the redesignated National Science and Technology Foundation, to establish a regional technology hub program, to require a strategy and report on economic security, science, research, and innovation, and for other purposes. HR 3 Elijah E. Cummings Lower Drug Costs Now Act -- stablishes several programs and requirements relating to the prices of prescription drugs. HR 2949 To amend section 1908 of title 41, United States Code, to exempt certain contracts from the periodic inflation adjustments to an acquisition-related dollar threshold - Indexing Miller Act HR 3099 Primary Regulators of Insurance Vote Act -- To include the State insurance commissioner as a voting member of the FSOC. HR 3962/S 1625 SECURE Notarization Act -- To authorize notaries public to perform, and to establish minimum standards for, electronic notarizations and remote notarizations HR 3341 STARTER Act 2.0 -- To authorize funds for Federal-aid highways, highway safety programs, and transit programs, and for other purposes. S 1805SHELTER Act -- allows a tax credit to individuals and businesses for disaster mitigation expenditures. S 1896Algorithmic Justice and Online Platform Transparency Act -- To prohibit the discriminatory use of personal information by online platforms in any algorithmic process HR 3571/S 1876 Climate Change Financial Risk Act of 2021 -- To require the Fed to develop and conduct financial risk analyses relating to climate change, and for other purposes. HR 3664 SMART Act -- to provide for an exception from patent infringement for certain component parts of motor vehicles. HR 3677 To direct the Secretary of Transportation to establish a distracted driving education grant program, and for other purposes. HR 3676 To amend title 23, United States Code, to establish national standards relating to sanctions for individuals who drive a motor vehicle, with a child passenger in the vehicle, while intoxicated or impaired, and for other purposes. HR 3628 21st Century Smart Cars Act -- to require crash avoidance technologies, and for other purposes. HR 3591 Safe Roads Act of 2021 -- to require new commercial motor vehicles to be equipped with an automatic emergency braking system, and for other purposes. HR 3629 PARK IT Act -- to finalize rules to protect consumers from the risks of motor vehicle rollaways and carbon monoxide poisoning from keyless ignition motor vehicles HR 3711 SELF DRIVE Act -- to provide safety measures for over highly automated vehicles HR 1187 Corporate Governance Improvement and Investor Protection Act - to require annual disclosure of certain ESG metrics. HR 3675 Drug-Impaired Driving Education Act -- To establish a grant program to educate the public on the dangers of drug-impaired driving, and for other purposes. HR 3757/S 1999 Multiple Substance Impaired Driving Prevention Act -- To authorize the use of certain Federal funds for multiple substance impaired driving countermeasures HR 3899 Financial Stability Oversight Council Improvement Act of 2021 -- To amend the Financial Stability Act of 2010 to require the Financial Stability Oversight Council to consider alternative approaches before determining that a U.S. nonbank financial company shall be supervised by the Board of Governors of the Federal Reserve System, and for other purposes. HR 4345 Financial Services and General Government Appropriations Act, 2022 -- provides FY2022 appropriations for several federal departments and agencies DRAFT Consumer Information Notification Requirement Act -- to provide a national standard for financial institution data security and breach notification. HR 3164 Hot Cars Act of 2021 -- to issue a rule that requires all new passenger motor vehicles to be equipped with a child safety alert system S 919 Data Care Act of 2021 -- imposes various duties on online service providers with respect to their handling of individual-identifying data DRAFT Private Right of Action for MSP - to repeal MSP private cause of action HR 4865 Registration for Index-Linked Annuities Act - to revise any rules necessary to enable issuers of index-linked annuities to register on a form tailored specifically to registered index-linked annuities. HR 4614 Resilient Federal Forests Act of 2021 - improve forest management activities on National Forest System lands HR 4675/S 2432 Catastrophe Loss Mitigation Incentive and Tax Parity Act of 2021 - excludes from gross income qualified catastrophe mitigation payment made under a state-based catastrophe loss mitigation program. HR 4616 Adjustable Interest Rate (LIBOR) Act - deem certain references to LIBOR as referring to a replacement benchmark rate upon the occurrence of certain events affecting LIBOR DRAFT Booster Seat Safety Act - labeling for booster seats HR 3684 Infrastructure Investment and Jobs Act - provide an extension of Federal-aid highway, highway safety, and transit programs, and for other purposes. HR 4866 Federal Insurance Office Elimination Act - to abolish FIO HR 5440 Cyber Incident Reporting for Critical Infrastructure Act of 2021 - establish the Cyber Incident Review Office in the Cybersecurity and Infrastructure Security Agency HR 4350/S 2792 National Defense Authorization Act for Fiscal Year 2022 - authorizes FY2022 appropriations for military activities and programs of the Department of Defense S 2875Cyber Incident Reporting Act of 2021 - establish the Cyber Incident Review Office in the Cybersecurity and Infrastructure Security Agency S 2407Cyber Incident Notification Act of 2021 - ensure timely Federal Government awareness of cyber intrusions that pose a threat to national security