Fair Access to Credit Scores Act of 2021
Legislative Progress
Momentum (last 30 days)
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0 actions · 0 new cosponsors · 0 votes
Speed vs cohort
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vs 9,698 other HR bills in the 117th — cohort avg 63d
Fair Access to Credit Scores Act of 2021 This bill requires certain consumer reporting agencies to disclose, upon request, as part of a consumer's free annual disclosure (1) the consumer's current credit score, (2) other information in the consumer's file regarding risk scores or predictors, and (3) any other consumer information the Consumer Financial Protection Bureau considers appropriate with respect to consumer financial education. Consumer reporting agencies must maintain these scores or predictors in a consumer's file for at least one year after the data is generated.
These links require the bill number to appear in the filing's source-reported specific issue text. Client expenses and lobbying-firm income are separate disclosure fields.
Filing registrants (1)
2022 · fourth_quarter · Banking
Issues related to banking regulatory reform: -HR 1277/S 374 Improving Corporate Governance Through Diversity Act of 2021 -HR 4258 To establish a governmentwide approach to improving digital identity, and for other purposes. -Issues related to interest rate caps -HR 745 Fair Access to Credit Act of 2021 -HR 7900 National Defense Authorization Act for Fiscal Year 2023 (issues related to banking) -HR 4373 Further Additional Continuing Appropriations and Extensions Act, 2023 -Issues related to credit scores -HR 1491 Fair Debt Collection Practices for Servicemembers Act -HR 1645 To amend the Fair Credit Reporting Act to make improvements to the regulation of consumer reporting agencies and protect consumers, and for other purposes. -HR 166 Fair Lending for All Act -HR 5376 Build Back Better Act -HR 5974/S 2508 Veterans and Consumers Fair Credit Act -Issues related to unfair, deceptive, and abusive acts and practices -Issues related to financial innovation -Issues related to financial literacy -Issues related to the Community Reinvestment Act -Issues related to debt collection -Issues related to artificial intelligence and machine learning -Issues related to credit scoring/credit risk -Issues related to privacy -HR 8152 American Data Privacy and Protection Act -S 4356 Lummis-Gillibrand Responsible Financial Innovation Act -S. 4674 Credit Card Competition Act -Issues related to diversity, equity, and inclusion -Issues related to anti-trust -Issues related to fees -Issues related to climate -Issues related to digital assets
Referred to the House Committee on Financial Services.
Introduced in House
Congress.gov source codes: 1000, Intro-H
Bills with similar content found using semantic analysis.
Sources: Congress.gov
Client expense: $380,000 · Firm income: Not reported
Government targets: Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, HOUSE OF REPRESENTATIVES, Natl Economic Council (NEC), SENATE, Treasury, Dept of
2022 · third_quarter · Banking
Issues related to banking regulatory reform: -HR 1277/S 374 Improving Corporate Governance Through Diversity Act of 2021 -HR 4258 To establish a governmentwide approach to improving digital identity, and for other purposes. -Issues related to interest rate caps -HR 745 Fair Access to Credit Act of 2021 -HR 4350 National Defense Authorization Act for Fiscal Year 2022 (issues related to banking) -Issues related to credit scores -HR 1491 Fair Debt Collection Practices for Servicemembers Act -HR 1645 To amend the Fair Credit Reporting Act to make improvements to the regulation of consumer reporting agencies and protect consumers, and for other purposes. -HR 166 Fair Lending for All Act -HR 5376 Build Back Better Act -HR 5974/S 2508 Veterans and Consumers Fair Credit Act -Issues related to unfair, deceptive, and abusive acts and practices -Issues related to financial innovation -Issues related to financial literacy -Issues related to the Community Reinvestment Act -Issues related to debt collection -Issues related to artificial intelligence and machine learning -Issues related to credit scoring/credit risk -Issues related to privacy -HR 8152 American Data Privacy and Protection Act -S 4356 Lummis-Gillibrand Responsible Financial Innovation Act -S. 4674 Credit Card Competition Act -Issues related to diversity, equity, and inclusion -Issues related to anti-trust -Issues related to fees -Issues related to climate -Issues related to digital assets
Client expense: $430,000 · Firm income: Not reported
Government targets: Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, HOUSE OF REPRESENTATIVES, Natl Economic Council (NEC), SENATE, Treasury, Dept of
2022 · second_quarter · Banking
Issues related to banking regulatory reform: -HR 1319 American Rescue Plan (Public Law No: 117-2) Implementation -HR 1277/S 374 Improving Corporate Governance Through Diversity Act of 2021 -HR 4258 To establish a governmentwide approach to improving digital identity, and for other purposes. -Issues related to arbitration -Issues related to interest rate caps -HR 745 Fair Access to Credit Act of 2021 -HR 4350 National Defense Authorization Act for Fiscal Year 2022 (issues related to banking) -Issues related to credit scores -HR 1491 Fair Debt Collection Practices for Servicemembers Act -HR 1645 To amend the Fair Credit Reporting Act to make improvements to the regulation of consumer reporting agencies and protect consumers, and for other purposes. -HR 745 Fair Access to Credit Scores Act of 2021 -HR 166 Fair Lending for All Act -HR 5376 Build Back Better Act -HR 5974/S 2508 Veterans and Consumers Fair Credit Act -Issues related to unfair, deceptive, and abusive acts and practices -Issues related to financial innovation -Issues related to financial literacy -Issues related to the Community Reinvestment Act -Issues related to debt collection -Issues related to artificial intelligence -Issues related to small business data collection -Issues related to privacy -HR 8152 American Data Privacy and Protection Act -S 4356 Lummis-Gillibrand Responsible Financial Innovation Act -Issues related to diversity, equity, and inclusion -Issues related to anti-trust -Issues related to fees -Issues related to climate -Issues related to digital assets
Client expense: $480,000 · Firm income: Not reported
Government targets: Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, HOUSE OF REPRESENTATIVES, Natl Economic Council (NEC), SENATE, Treasury, Dept of
2022 · first_quarter · Banking
Issues related to banking regulatory reform: -HR 1319 American Rescue Plan (Public Law No: 117-2) Implementation -HR 4616 Adjustable Interest Rate (LIBOR) Act of 2021 -HR 1277/S 374 Improving Corporate Governance Through Diversity Act of 2021 -HR 4258 To establish a governmentwide approach to improving digital identity, and for other purposes. -Issues related to arbitration -Issues related to interest rate caps -HR 745 Fair Access to Credit Act of 2021 -HR 4350 National Defense Authorization Act for Fiscal Year 2022 (issues related to banking) -Issues related to credit scores -HR 1491 Fair Debt Collection Practices for Servicemembers Act -HR 1645 To amend the Fair Credit Reporting Act to make improvements to the regulation of consumer reporting agencies and protect consumers, and for other purposes. -HR 745 Fair Access to Credit Scores Act of 2021 -HR 166 Fair Lending for All Act -HR 5376 Build Back Better Act -HR 5974/S 2508 Veterans and Consumers Fair Credit Act -Issues related to unfair, deceptive, and abusive acts and practices -Issues related to financial innovation -Issues related to financial literacy -Issues related to the Community Reinvestment Act -Issues related to debt collection -Issues related to artificial intelligence -Issues related to small business data collection -Issues related to privacy -Issues related to Covid-19 Relief -Issues related to diversity, equity, and inclusion -Issues related to anti-trust
Client expense: $640,000 · Firm income: Not reported
Government targets: Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, HOUSE OF REPRESENTATIVES, Natl Economic Council (NEC), SENATE, Treasury, Dept of
2021 · fourth_quarter · Banking
Issues related to banking regulatory reform: -HR 1319 American Rescue Plan (Public Law No: 117-2) Implementation -HR 4616 Adjustable Interest Rate (LIBOR) Act of 2021 -HR 1277/S 374 Improving Corporate Governance Through Diversity Act of 2021 -HR 4258 To establish a governmentwide approach to improving digital identity, and for other purposes. -Issues related to arbitration HR 963/S 505 Forced Arbitration Injustice Repeal Act -Issues related to interest rate caps -HR 745 Fair Access to Credit Act of 2021 -HR 2449 To Amend the CARES Act to provide for repayment terms for mortgages in forbearance -HR 4350 National Defense Authorization Act for Fiscal Year 2022 (issues related to banking) -Issues related to credit scores -HR 1491 Fair Debt Collection Practices for Servicemembers Act -HR 1645 To amend the Fair Credit Reporting Act to make improvements to the regulation of consumer reporting agencies and protect consumers, and for other purposes. -HR 745 Fair Access to Credit Scores Act of 2021 -HR 166 Fair Lending for All Act -HR 5376 Build Back Better Act -HR 5974 Veterans and Consumers Fair Credit Act -Issues related to unfair, deceptive, and abusive acts and practices -Issues related to financial innovation -Issues related to financial literacy -Issues related to the Community Reinvestment Act -Issues related to debt collection -Issues related to artificial intelligence -Issues related to small business data collection -Issues related to privacy -Issues related to Covid-19 Relief -Issues related to diversity, equity, and inclusion -Issues related to anti-trust -Issues related to data aggregation -Issues related to federal appointments
Client expense: $370,000 · Firm income: Not reported
Government targets: Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, HOUSE OF REPRESENTATIVES, Natl Economic Council (NEC), SENATE, Treasury, Dept of
2021 · third_quarter · Banking
Issues related to banking regulatory reform: -HR 1319 American Rescue Plan (Public Law No: 117-2) Implementation -HR 4616 Adjustable Interest Rate (LIBOR) Act of 2021 -HR 1277/S 374 Improving Corporate Governance Through Diversity Act of 2021 -HR 4258 To establish a governmentwide approach to improving digital identity, and for other purposes. -Issues related to arbitration HR 963/S 505 Forced Arbitration Injustice Repeal Act -Issues related to interest rate caps -HR 745 Fair Access to Credit Act of 2021 -HR 2449 To Amend the CARES Act to provide for repayment terms for mortgages in forbearance -HR 4350 National Defense Authorization Act for Fiscal Year 2022 (issues related to banking) -Issues related to credit scores -HR 1491 Fair Debt Collection Practices for Servicemembers Act -HR 1645 To amend the Fair Credit Reporting Act to make improvements to the regulation of consumer reporting agencies and protect consumers, and for other purposes. -HR 745 Fair Access to Credit Scores Act of 2021 -HR 166 Fair Lending for All Act -Issues related to unfair, deceptive, and abusive acts and practices -Issues related to financial innovation -Issues related to financial literacy -Issues related to the Community Reinvestment Act -Issues related to debt collection -Issues related to artificial intelligence -Issues related to small business data collection -Issues related to privacy -Issues related to Covid-19 Relief -Issues related to diversity, equity, and inclusion -Issues related to anti-trust -Issues related to data aggregation -Issues related to federal appointments
Client expense: $400,000 · Firm income: Not reported
2021 · second_quarter · Banking
Issues related to banking regulatory reform: -HR 1319 American Rescue Plan -Issues related to Current Expected Credit Loss -Issues related to BSA/AML -HR 1277/S 374 Improving Corporate Governance Through Diversity Act of 2021 -HR 4258 To establish a governmentwide approach to improving digital identity, and for other purposes. -Issues related to arbitration HR 963/S 505 Forced Arbitration Injustice Repeal Act -Issues related to interest rate caps -HR 745 Fair Access to Credit Act of 2021 -HR 2449 To Amend the CARES Act to provide for repayment terms for mortgages in forbearance -National Defense Authorization Act for Fiscal Year 20222021(issues related to banking) No bill number yet -Issues related to credit scores -HR 1491 Fair Debt Collection Practices for Servicemembers Act -HR 1645 To amend the Fair Credit Reporting Act to make improvements to the regulation of consumer reporting agencies and protect consumers, and for other purposes. -HR 745 Fair Access to Credit Scores Act of 2021 -HR 166 Fair Lending for All Act -Issues related to unfair, deceptive, and abusive acts and practices -Issues related to financial innovation -Issues related to financial literacy -Issues related to the Community Reinvestment Act -Issues related to debt collection -Issues related to artificial intelligence -Issues related to small business data collection -Issues related to privacy -Issues related to Covid-19 Relief -Issues related to diversity, equity, and inclusion -Issues related to anti-trust -Issues related to data aggregation -Issues related to federal appointments
Client expense: $530,000 · Firm income: Not reported
2021 · first_quarter · Banking
Issues related to banking regulatory reform: -HR 1319 American Rescue Plan -Implementation of S. 2155 (from 115th Congress) -Issues related to Current Expected Credit Loss -Issues related to BSA/AML -HR 1277/S 374 Improving Corporate Governance Through Diversity Act of 2021 -Issues related to arbitration HR 963/S 505 Forced Arbitration Injustice Repeal Act -Issues related to interest rate caps -HR 745 Fair Access to Credit Act of 2021 -HR 2449 To Amend the CARES Act to provide for repayment terms for mortgages in forbearance -National Defense Authorization Act for Fiscal Year 20222021(issues related to banking) No bill number yet -Issues related to credit scores -HR 1491 Fair Debt Collection Practices for Servicemembers Act -HR 1645 To amend the Fair Credit Reporting Act to make improvements to the regulation of consumer reporting agencies and protect consumers, and for other purposes. -HR 745 Fair Access to Credit Scores Act of 2021 -Issues related to unfair, deceptive, and abusive acts and practices -Issues related to financial innovation -Issues related to financial literacy -Issues related to the Community Reinvestment Act -Issues related to brokered deposits -Issues related to debt collection -Issues related to artificial intelligence -Issues related to interest rate exportation -Issues related to small business data collection -Issues related to modernized disclosures -Issues related to privacy -Issues related to Covid-19 Relief -Issues related to diversity, equity, and inclusion -Issues related to anti-trust -Issues related to data aggregation -Issues related to federal appointments
Client expense: $1,000,000 · Firm income: Not reported
Government targets: Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, HOUSE OF REPRESENTATIVES, Natl Economic Council (NEC), SENATE, Treasury, Dept of
Government targets: Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, HOUSE OF REPRESENTATIVES, Natl Economic Council (NEC), SENATE, Treasury, Dept of
Government targets: Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, HOUSE OF REPRESENTATIVES, Natl Economic Council (NEC), SENATE, Treasury, Dept of