Consumer Financial Protection Commission Act

H.R. 277, Regulations from the Executive in Need of Scrutiny (REINS) Act of 2023 H.R. 1118/S. 512, Democracy Is Strengthened by Casting Light On Spending in Elections (DISCLOSE) Act of 2023 H.R. 1410, Consumer Financial Protection Commission Act H.R.4790, Prioritizing Economic Growth Over Woke Policies Act H.R. 7698, Building Civic Bridges Act H.R. 8071, Fair Audits and Inspections for Regulators Exam Act H.R. 8204, Regulatory Early Notice and Engagement Act H.R. 8673, Expanding Partnerships for Innovation and Competitiveness Act H.R. 8772, Legislative Branch Appropriations Act, 2025 Various issues relating to decisions of the Congressional Parliamentarians; implementation of the American Rescue Plan Act (P.L. 117-2); urging nomination of a new FAA Administrator; defense industrial base

Client expense: $22,410,000 · Firm income: Not reported

Government targets: Defense, Dept of (DOD), HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), SENATE

H.R. 448, Putting Investors First Act of 2023 H.R. 758, Promoting Access to Capital in Underbanked Communities Act of 2023 H.R. 835, Fair Investment Opportunities for Professional Experts Act H.R. 1010/S. 453, Prohibiting IRS Financial Surveillance Act H.R. 1410, Consumer Financial Protection Commission Act H.R. 1548, Improving Access to Small Business Information Act H.R. 1553, Helping Angels Lead our Startups (HALOS) Act H.R. 1579, Accredited Investor Definition Review Act H.R. 1807/S 3815, Improving Disclosures for Investors Act H.R. 2608, To amend the Federal securities laws to specify the periods for which financial statements are required to be provided by an emerging growth company, and for other purposes H.R. 2610, To amend the Securities Exchange Act of 1934 to specify certain registration statement contents for emerging growth companies, to permit issuers to file draft registration statements with the Securities and Exchange Commission for confidential review, and for other purposes H.R. 2612, Gig Worker Equity Compensation Act H.R. 2627, Increasing Investor Opportunities Act H.R. 2652, Investment Opportunity Expansion Act H.R. 2792, Small Entity Update Act H.R. 2793, Encouraging Public Offerings Act of 2023 H.R. 2795, Enhancing Multi-Class Share Disclosures Act H.R. 2796, Promoting Opportunities for Non-Traditional Capital Formation Act H.R. 2797, Equal Opportunity for All Investors Act H.R. 2798, CFPB Transparency and Accountability Reform Act H.R. 2799/S. 3815, Expanding Access to Capital Act of 2023 H.R. 2812, Middle Market IPO Underwriting Cost Act H.R. 3063/S. 4917, Retirement Fairness for Charities and Educational Institutions Act H.R. 3161, CDFI Fund Transparency Act H.R. 4035, Protecting Small Business Information Act of 2023 H.R. 4168/S. 2005, Mandatory Materiality Requirement Act of 2023 H.R. 4177/S. 2007, Improving Corporate Governance Through Diversity Act of 2023 H.R. 4366, Consolidated Appropriations Act, 2024, including provisions related to Senate Amendments 1092 and 1217 H.R. 4664/S. 2309, Making appropriations for financial services and general government for the fiscal year ending September 30, 2024, and for other purposes H.R. 4790, Prioritizing Economic Growth Over Woke Policies Act H.R. 4823, American Financial Institution Regulator Sovereignty and Transparency Act H.R. 5488/S. 2805, Protecting Our Courts from Foreign Manipulation Act of 2023 H.R. 7000/S. 3592, Business of Insurance Regulatory Reform Act of 2024 H.R. 7092/S. 3676, Protecting Private Job Creators Act H.R. 7470/S.3823, Secure U.S. Leadership in Space Act of 2024 H.R. 8337, Bank Resilience and Regulatory Improvement Act H.R. 8338, Clarity in Lending Act H.R. 8339, SEC Reform and Restructuring Act H.R. 8773, Financial Services and General Government Appropriations Act, 2025 H.R. 9512, Congressional Banking Regulation Priorities and Accountability Act of 2024 H.R. 9922, Litigation Transparency Act of 2024 S. 638, Disclosure of Tax Havens and Offshoring Act S. 3541, Fair Audits and Inspections for Regulators Exams Act S. 5139, Empowering Main Street in America Act of 2024 S. 5254, Child Care for American Families Act H.J.Res. 100/S.J.Res. 50, Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Securities and Exchange Commission relating to "Cybersecurity Risk Management, Strategy, Governance, and Incident Disclosure" H.J.Res. 120, Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Financial Stability Oversight Council related to "Guidance on Nonbank Financial Company Determinations" H.J.Res. 122/H.J.Res. 121/S.J.Res. 70, Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to "Credit Card Penalty Fees (Regulation Z)" H.J.Res. 201, Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to "Registry of Nonbank Covered Persons Subject to Certain Agency and Court Orders" SEC Proposed Rule on the Enhancement and Standardization of Climate-Related Disclosures for Investors (87 Fed. Reg. 21,334-21,473, April 11, 2022) Proposed Rule, Securities and Exchange Commission; Open-End Fund Liquidity Risk Management Programs and Swing Pricing; Form N-PORT Reporting (87 Fed. Reg. 77,172-77,296, December 16, 2022) Proposed Rule, Public Company Accounting Oversight Board; Amendments to Reporting Requirements for Registered Firms (PCAOB Release No. 2024-003, April 9, 2024; PCAOB Rulemaking Docket Matter No. 055) Proposed Rule, Public Company Accounting Oversight Board; Amendments to Firm and Engagement Metrics (PCAOB Release No. 2024-002, April 9, 2024; PCAOB Rulemaking Docket Matter No. 041) Adopting Order of the Securities and Exchange Commission: Public Company Accounting Oversight Board Amendments to QC 1000, A Firms System of Quality Control and Related Amendments to PCAOB Standards, Rules, and Forms (SEC Release No. 34-100968; PCAOB File No. PCAOB-2024-002) Request for Information, U.S. Treasury, Uses, Opportunities, and Risks of Artificial Intelligence in the Financial Services Sector (TREAS-DO-2024-0011, June 12, 2024) Request for Comment, Commodity Futures Trading Commission (CFTC), The Use of Artificial Intelligence (AI) in CFTC-regulated derivatives markets (89 Fed. Reg. 65,606, August 12, 2024) Final Rule, Securities Exchange Commission, on Cybersecurity Risk Management, Strategy, Governance, and Incident Disclosure (88 Fed. Reg. 51,896-51,945, September 5, 2023) Proposed Rule, Securities Exchange Commission, on Changes to 14a-8 (87 Fed. Reg. 45,052-45,075, July 27, 2022) Proposed Rule, Securities and Exchange Commission, Enhanced Disclosures by Certain Investment Advisers and Investment Companies About Environmental, Social, and Governance Investment Practices (87 Fed. Reg. 63,016-63,017, October 18, 2022) Proposed Rule, Securities and Exchange Commission, Outsourcing by Investment Advisers (87 Fed. Reg. 68,816-68,883, November 16, 2022) Proposed Rule, Securities and Exchange Commission; Conflicts of Interest Associated with the use of Predictive Data Analytics by Broker-Dealers and Investment Advisers (88 Fed. Reg. 53,960-54,024, August 9, 2023) Proposed Rule, Securities Exchange Commission, on Safeguarding Advisory Client Assets (88 Fed. Reg 14,672-14,792, March 9, 2023) Proposed Rule, Public Company Accounting Oversight Board; Amendments to PCAOB Auditing Standards related to a Companys Noncompliance with Laws and Regulations (PCAOB Release No. 2023-003/PCAOB Rulemaking Docket Matter No. 051, June 6, 2023) Various issues relating to SEC Best Interest and Enhancing Investment Adviser Regulation relating to broker-dealers, registered investment advisers, conflicts of interest; potential federal preemption of state fiduciary standards; CFTCs de minimis exception for swap dealers; Securities and Exchange Commission amendments to the Commissioners whistleblower rules file no. S7-16-18; proxy process, proxy advisory firms, and other related aspects of corporate governance; corporate common ownership; adoption of the current expected credit loss (CECL) accounting standard; role of credit reporting agencies (CRAs) in the U.S. economy; debt collection practices (regulation F) under the Fair Debt Collection Practices Act (P.L. 95-109); qualified mortgage definition under the Truth in Lending Act (P.L. 90-321) (Regulation Z); Financial Stability Oversight Council activities, including the approach to and designation of systemic importance and risk of nonbank financial companies and firms; Federal Reserve Systems Large Institution Supervision Coordinating Committee; potential housing finance reform legislation; enforcement of Securities and Exchange Commission penalties; federal interest rate authority; Anti-Money Laundering (AML) and Bank Secrecy Act (BSA) reform; electronic consent-based SSN Verification Service (eCBSV); environmental, social, and governance (ESG) enforcement; information collection under the Community Reinvestment Act (CRA) (P.L. 95-128); potential Financial Transaction Tax (FTT); potential Treasury Department proposal relating to tax reporting by banks; investment company cross trading; potential money market fund reform measures; transition to the secured overnight financing rate; implementation of SEC Rule 15c2-11; Department of Labor fiduciary advice exemption: PTE 2020-02; benefits of risk-based pricing; mobile disclosures; modernization of the Credit Repair Organizations Act (enacted as Title IV of the Consumer Credit Protection Act, P.L. 90-321); Internal Revenue Service Priority Guidance Plan; Financial Accounting Standards Board improvements to income tax disclosures; Climate-Related Financial Risk Management for Large Banks; Consumer Financial Protection Bureau (CFPB) regulatory sandbox for disclosures; CFPB Policy Fellowship program; CFPB amendment of its Supervision and Examination Manual; CFPB conflation of Distinct Statutory Concepts of Unfairness and Discrimination; CFPB Small Business Advisory Review Panels Rulemaking on Personal Financial Data Rights; CFPB implementation of the Small Business Lending Data Collection Rule (the 1071 Rule); SEC Open-End Fund Liquidity Risk Management Programs and Swing Pricing; Form N-PORT Reporting (File Number S7-26-22); Federal Deposit Insurance Corporation Proposal on Corporate Governance and Risk Management; Basel III Endgame Rule; FDIC Monitoring of Investment Funds Passivity Agreements; the Export-Import Bank of the United States; Consumer Financial Protection Circular 2024-05, Improper Overdraft Opt-In Practices; European Unions Corporate Sustainability Due Diligence Directive (CSDDD); EU sustainable finance action plan and incorporating ESG factors into financial services; reporting metrics of American companies under the EUs Corporate Sustainability Reporting Directive and Corporate Sustainability Due Diligence Directive; reporting metrics for private companies under Securities and Exchange Commission rules; reform to the function of the Public Company Accounting Oversight Board; potential rulemaking regarding Section 956 of the Dodd-Frank Act (P.L. 111-203); SEC Staff Report Review of the Accredited Investor Definition under the Dodd Frank Act; index fund passivity; oversight issues and potential legislation on third party litigation funding (including its national security implications)

Client expense: $22,410,000 · Firm income: Not reported

Government targets: Commodity Futures Trading Commission (CFTC), Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), Office of Management & Budget (OMB), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of, U.S. Trade Representative (USTR)

S. 293 Fair Access to Banking Act 2023. S. 245 Financial Institution Customer Protection Act 2023. S. 817/HR. 1602 SVB Act. HR. 1663 Critical Bank Review Act. HR. 758 Promoting Access to Capital in Underbanked Communities Act of 2023. S. 362 TAILOR Act of 2023. S. 583 FDIC Act of 2023. HR. 1810 Bank Privacy Act. HR. 1533 Promoting New and Diverse Depository Institutions Act. HR. 1410 Consumer Financial Protection Commission Act. HR. 500 Financial Exploitation Prevention Act of 2023. HR. 1382 TABS Act of 2023. S.2190 Recovering Executive Compensation From Unaccountable Practices Act (RECOUP Act). S.1045 Failed Bank Executives Clawback Act. S.1838 The Credit Card Competition Act. HR. 1165 The Data Privacy Act of 2023. Issues related to Capital One/Discover merger, banking, payments, lending and payments innovation.

Client expense: $650,000 · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

Issues related to debt collection Issues related to credit reporting H.R. 2489 CFPB Dual Mandate and Economic Analysis Act H.R. 1382 Taking Account of Bureaucrats' Spending (TABS) Act H.R. 6038 CFPB-IG Reform Act H.R. 1313 Transparency in CFPB Cost-Benefit Analysis Act H.R. 2490 CFPB Whistleblower Incentives and Protection Act H.R. 1410 Consumer Financial Protection Commission Act H.R. 1749 Making the CFPB Accountable to Small Businesses Act H.R. 6584 - Encouraging Innovation and Protecting Consumers Act H.R.1773 Consumer Protection for Medical Debt Collections Act S.1362Transparency in CFPB Cost-Benefit Analysis Act H.R. 6003 - Medical Debt Relief Act of 2023

Client expense: $170,000 · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), HOUSE OF REPRESENTATIVES, SENATE, Small Business Administration (SBA)

Protect the credit union tax exemption Support legislation and regulation that advance credit unions and their over 140 million members Support regulatory relief for credit unions Support credit union field of membership expansion and modernization Support regulator- and bank-approved credit union-bank mergers Support financial inclusion and increased access to financial services Support assistance for minority depository institution credit unions Oppose Community Reinvestment Act requirements for credit unions Support Federal Credit Union Act modernization Support expanded credit union investment authority Support expanded credit union examination cycle Support increased examination transparency Support Central Liquidity Facility enhancements Oppose NCUA examination of credit union vendors Support parity for credit union provision of digital asset services Prevent competitive disadvantages for credit unions and market distortions related to the integration of digital assets into traditional financial products Support parity for credit unions related to stablecoin regulation Support modification of credit union loan maturity limits Oppose National Credit Union Share Insurance Fund structural changes Oppose National Credit Union Share Insurance Fund premium assessment Support parity in deposit insurance coverage levels between credit unions and banks Issues related to housing finance reform Issues related to flood insurance Issues related to privately insured credit unions Issues related to credit union capital requirements Issues related to credit union conversions Issues related to credit unions as employers Issues related to the Foreign Account Tax Compliance Act Issues related to fair lending Issues related to the Telephone Consumer Protection Act Support mandatory arbitration agreements Oppose national interest rate cap Support reduced government-sponsored enterprises costs for credit union mortgages Support secondary mortgage market access for credit unions Support credit union access to Federal Home Loan Banks system Support making CFPB subject to regular appropriations process Support restructuring CFPB leadership to a bipartisan commission Support increasing asset thresholds for CFPB supervision Support clarification of CFPB unfair, deceptive, or abusive acts and practices authority Support CFPB use of Section 1022 authority to exempt credit unions from certain regulations Support CFPB oversight and monitoring of nonbank entities Oppose CFPB efforts to avoid requirements of the rulemaking process Support CFPB use and disclosure of relevant data in rulemakings Support CFPB policies to promote innovation and access to credit Support CFPB coordination with NCUA on policy matters and examination scheduling Oppose mislabeling financial services fees as junk fees Oppose arbitrary limits on credit union fee income Support federal data privacy and security standard that exempts Gramm-Leach-Bliley Act covered institutions, preempts state laws, and does not authorize private right of action Oppose Regulation II debit interchange fee cap Oppose Federal Reserve proposed rule on modifying Regulation II debit interchange cap Support holistic evaluation of regulatory burden on credit unions Oppose expansion of Electronic Fund Transfer Act/Regulation E financial institution liability Support fair distribution of Electronic Fund Transfer Act/Regulation E error resolution responsibilities Oppose Electronic Fund Transfer Act/Regulation E liability for financial institutions for consumer-authorized transactions Oppose nominal leases for banks on military installations Oppose development of a central bank digital currency Oppose proposed new tax reporting requirements for financial institutions Support credit union access to Federal Reserve liquidity options Support FinCEN implementation of the Corporate Transparency Act Support exemptions for CFPB Section 1071 final rule Oppose legislative action on the Overseas Military Banking Program Oppose credit union-related amendments to the FY 2025 National Defense Authorization Act Support federal share insurance for all credit unions acting as fiscal agents of the U.S. government Oppose CFPB proposed rule on overdraft for very large financial institutions Oppose CFPB proposed rule on NSF fees Oppose CFPB efforts to restrict information in credit reports Oppose Credit Card Competition Act (H.R. 3881, S. 1838) Support Secure and Fair Enforcement Banking Act (H.R. 2891; S. 1323) Support Secure And Fair Enforcement Regulation Banking Act (S. 2860) Oppose Capping Credit Card Interest Rates Act (S. 2760) Support Close the Shadow Banking Loophole Act (S. 3538) Support Business of Insurance Regulatory Reform Act (H.R. 7000; S. 3592) Oppose Strengthening Cybersecurity for the Financial Sector Act (H.R. 7036) Support resolution of disapproval for CFPB credit card penalty fees final rule (S.J.Res. 70; H.J.Res. 122) Support CBDC Anti-Surveillance State Act (H.R. 5403; S. 3801) Support CDFI Fund Transparency Act (S. 3161; S. 2674) Support Consumer Financial Protection Commission Act (H.R. 1410) Support CFPB Transparency and Accountability Reform Act (H.R. 2798) Support Fair Audits and Inspections for Regulators Exams Act (H.R. 8071) Support Credit Union Board Modernization Act (H.R. 582, S. 610) Support Member Business Loan Expansion Act (H.R. 4868) Support Veterans Member Business Loan Act (H.R. 4867; S. 539) Support Expanding Access to Lending Options Act (H.R. 6933) Oppose House NDAA Amendment #645 on the Overseas Military Banking Program Support Rural Credit Access Act (H.R. 7338) Support Secure Payments Act (H.R. 7531; S. 4570) Support Consumer Financial Protection Bureau Accountability Act (S. 4521) Oppose American Privacy Rights Act (H.R. 8818) Oppose inclusion of American Privacy Rights Act as amendment to other legislation Oppose Protecting Consumers from Payment Scams Act (H.R. 9303; S. 4943) Support Affordable Future Loan Program Act (S. 4926) Support balanced regulatory framework in AI Act of 2024 (H.R. 10262) Oppose requirement for filing a single joint report in AI Act of 2024 (H.R. 10262) Support Central Liquidity Facility Enhancement Act (H.R. 10510) Support field of membership expansion in Expanding Financial Access for Underserved Communities Act (H.R. 10511) Oppose NDAA amendments on interchange and military banking Support passage of a clean NDAA Oppose CFPB credit card penalty fees final rule Oppose CFPB Section 1071 final rule Oppose CFPB Section 1033 final rule Oppose NCUA Call Report collection of overdraft and NSF fee revenue data Oppose NCUA disclosure of credit union overdraft and NSF fee revenue data Support NCUA action to permit credit union reimbursement of childcare expenses for federal credit union board meetings Oppose collection of vendor information in NCUA Credit Union Profile Oppose changes to NCUA collection forms outside rulemaking process Oppose NCUA proposed rule on succession planning Oppose CFPB mischaracterization of overdraft programs Oppose CFPB proposed rule on modifications to mortgage loss mitigation regulations Support gradual expansion of Fedwire and National Settlement Service operating hours with optional participation Support NCUA recognition of digital banking in service facility definition Support clarification of NCUA member expulsion regulations Support NCUA proposed rule on increasing overdraft flexibility Support NCUA recognition of government sponsored enterprises as government agencies for loan maturity limit purposes Support NCUA adoption of floating interest rate cap Support modification of NCUA commercial loan definition Support increased flexibility in NCUA occupancy requirements Support NCUA modification of low-income designation process Support expanding NCUA qualified charity definition Support expansion of Federal Home Loan Bank Act community financial institution definition Support Federal Home Loan Bank engagement with credit unions Oppose adoption of volume-based incentives for Federal Home Loan Banks Oppose policy changes to limit access to Federal Home Loan Bank liquidity Support harmonization of federal cyber incident notification standards Oppose CFPB action to shift burden of negotiating mortgage closing fees to financial institutions Support credit union access to universal service fund letters of credit program Support additional time to implement anti-money laundering/countering financing of terrorism program changes and publication of guidance Support consistency between NCUA and FinCEN requirements on Bank Secrecy Act compliance Support consumer protection regulations for buy-now-pay-later loan providers Support regulatory framework for artificial intelligence that allows responsible innovation and recognizes compliance with existing regulations Oppose prohibition on use of medical debt information in credit decisions Oppose addition of fourth same-day ACH window Support expanded flexibility for accessing the Fed discount window and intraday credit Oppose CFPB rulemaking activity before transition in administrations Oppose additional Call Report fields on loans to credit union officials and senior executive staff Oppose making changes to Call Report requirements without using notice-and-comment process Support enhanced clarity in proposed amendments to remittance rule Oppose CFPB efforts to manipulate consumer complaint data Oppose proposed incentive-based compensation rule Support recognition of unique credit union structure in Financial Data Transparency Act joint data standards

Client expense: $1,440,000 · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), Defense, Dept of (DOD), Federal Communications Commission (FCC), Federal Housing Finance Agency (FHFA), Federal Reserve System, Financial Crimes Enforcement Network (FinCEN), Government Accountability Office (GAO), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Natl Credit Union Administration (NCUA), Office of Management & Budget (OMB), SENATE, Small Business Administration (SBA), Treasury, Dept of

H.R.317 - To amend the Securities Exchange Act of 1934 to prohibit the Securities and Exchange Commission from requiring an issuer to make climate-related disclosures that are not material to investors, and for other purposes. (Stephanie Bice, R-OK-5) H.R.557 - To promote United States interests at the international financial institutions, and for other purposes. (French Hill, R-AR-2) S.391 - A bill to amend the Securities Exchange Act of 1934 to prohibit the Securities and Exchange Commission from requiring an issuer to disclose information relating to certain greenhouse gas emissions, and for other purposes. (John Boozman, R-AR) House Version: H.R.1018 - To amend the Securities Exchange Act of 1934 to prohibit the Securities and Exchange Commission from requiring an issuer to disclose information related to certain greenhouse gas emissions, and for other purposes. (Frank Lucas, R-OK-3) H.R.1165 - Data Privacy Act of 2023 (Patrick McHenry, R-NC-10) H.R.1313 - To enhance rulemaking requirements for the Bureau of Consumer Financial Protection, and for other purposes. (Alex Mooney, R-WV-2) H.R.1382 - To change the Bureau of Consumer Financial Protection into an independent agency named the Consumer Financial Empowerment Agency, to transition the Agency to the regular appropriations process, and for other purposes. (Andy Barr, R-KY-6) H.R.1410 - To amend the Consumer Financial Protection Act of 2010 to make the Bureau of Consumer Financial Protection an independent Consumer Financial Protection Commission, and for other purposes. (Blaine Luetkemeyer, R-MO-3) H.R.1411 - To require Senate confirmation of Inspector General of the Bureau of Consumer Financial Protection, and for other purposes. (Blaine Luetkemeyer, R-MO-3) H.R.1506 - To amend section 1003 of title 5, United States Code (commonly referred to as the Federal Advisory Committee Act), to prohibit the establishment of advisory committees related to environmental, social, and governance aspects. (Ronny Jackson, R-TX-13) S.915 - A bill to require Presidential appointment and Senate confirmation of the Inspector General of the Board of Governors of the Federal Reserve System and the Bureau of Consumer Financial Protection. (Rick Scott, R-FL) S.1160 - A bill to provide greater transparency with respect to the financial regulatory agencies, and for other purposes. (Thom Tillis, R-NC) H.R.2489 - To amend the Consumer Financial Protection Act of 2010 to update the purpose of the Bureau of Consumer Financial Protection, and for other purposes. (Tom Emmer, R-MN-6) H.R.2798 - CFPB Transparency and Accountability Reform Act (Andy Barr, R-KY-6) H.R.2937 - To eliminate the Bureau of Consumer Financial Protection. (Byron Donalds, R-FL-19) Senate Version: S.1363 - A bill to eliminate the Bureau of Consumer Financial Protection. (Ted Cruz, R-TX) H.R.3057 - To provide that under the securities laws certain disclosures related to scope 3 greenhouse-gas emissions may not be required. (Ronny Jackson, R-TX-13) S.1362 - A bill to amend the Consumer Financial Protection Act of 2010 to enhance rulemaking requirements for the Bureau of Consumer Financial Protection, and for other purposes. (John Kennedy, R-LA) H.R.3466 - To enhance Financial Stability Oversight Council transparency. (Andy Barr, R-KY-6) H.R.3812 - To amend the Financial Stability Act of 2010 to require the Financial Stability Oversight Council to consider alternative approaches before determining that a U.S. nonbank financial company shall be supervised by the Board of Governors of the Federal Reserve System, and for other purposes. (Bill Foster, D-IL-11) H.R.4206 - To amend the Financial Stability Act of 2010 to require covered financial institutions to include elements of accumulated other comprehensive income when calculating capital for purposes of meeting capital requirements, and for other purposes. (Brad Sherman, D-CA-32) H.R.4642 - To require transparency from the Federal financial regulators with respect to international meetings, negotiations, and agreements, and for other purposes. (Mike Flood, R-NE-1) S.2409 - A bill to limit purchases of the Federal reserve banks, to require Generally Accepted Accounting Principles standards, and for other purposes. (Rick Scott, R-FL) H.R.5993 - To amend the Consumer Financial Protection Act of 2010 to clarify the funding of the Bureau of Consumer Financial Protection, and for other purposes. (French Hill, R-AR-2) Senate Version: S.3095 - A bill to amend the Consumer Financial Protection Act of 2010 to clarify the funding of the Bureau of Consumer Financial Protection. (Bill Hagerty, R-TN) H.R.6486 - To establish the position of Coordinator for Community Financial Institutions within the Small Business Administration to enhance the performance of community financial institutions and support access to capital for small business concerns, and for other purposes. (Morgan McGarvey, D-KY-3) H.R.6789 - To amend the Consumer Financial Protection Act of 2010 to clarify standards for UDAAP enforcement actions brought by the Bureau of Consumer Financial Protection, and for other purposes. (Andy Barr, R-KY-6) S.3502 - To amend the Fair Credit Reporting Act to prevent consumer reporting agencies from furnishing consumer reports under certain circumstances, and for other purposes. (Jack Reed, D-RI) S.3554 - To amend the Financial Stability Act of 2010 to provide the Financial Stability Oversight Council with duties regarding artificial intelligence in the financial sector, and for other purposes. (Mark Warner, D-VA) H.R.6962 - To place the Financial Stability Oversight Council and the Office of Financial Research under the regular appropriations process, to provide for certain quarterly reporting and public notice and comment requirements for the Office of Financial Research, and for other purposes. (Tom Emmer, R-MN-6) S.3601 - A bill to amend the Financial Stability Act of 2010 to require the Financial Stability Oversight Council to consider alternative approaches before determining that a U.S. nonbank financial company shall be supervised by the Board of Governors of the Federal Reserve System, and for other purposes. (Mike Rounds, R-SD) H.R.7531 - To require the Board of Governors of the Federal Reserve System to study the impacts of the Board's Reg II proposed rule, to complete a quantitative impact analysis of such rule, and to consider the results of such study and analysis before finalizing such rule, and for other purposes. (Blaine Luetkemeyer, R-MO-3) H.R.7625 - To require the Board of Governors of the Federal Reserve System and the Securities and Exchange Commission to issue an annual report to Congress projecting and accounting for the economic costs directly and indirectly caused by the impacts of climate change, to require the Federal Retirement Thrift Investment Board to establish a Federal Advisory Panel on the Economics of Climate Change, and for other purposes. (Emanuel Cleaver, D-MO-5) Senate Version: S.3922 - A bill to require the Board of Governors of the Federal Reserve System and the Securities and Exchange Commission to issue an annual report to Congress projecting and accounting for the economic costs directly and indirectly caused by the impacts of climate change, to require the Federal Retirement Thrift Investment Board to establish a Federal Advisory Panel on the Economics of Climate Change, and for other purposes. (Jeff Merkley, D-OR) H.R.7780 - To amend the Internal Revenue Code of 1986 to prohibit certain retirement plans from making investment decisions on the basis of factors other than financial risk and return factors. (Greg Murphy, R-NC-3) S.4521 - A bill to amend the Consumer Financial Protection Act of 2010 to subject the Bureau of Consumer Financial Protection to the regular appropriations process, and for other purposes. (Bill Hagerty, R-TN) S.4928 - Financial Services and General Government Appropriations Act, 2025 (Chris Van Hollen, D-MD) H.R.9315 - To direct the Secretary of the Treasury to submit a report on coordination in the public and private sectors in responding to ransomware attacks on financial institutions, and for other purposes. (Zach Nunn, R-IA-3)

Client expense: $440,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

The Veteran Member Business Loan Act (S. 539/H.R. 4867) would exempt loans made to veteran-owned businesses from the credit union member business lending cap. The Credit Card Competition Act (S. 1838/H.R. 3881) would weaken the security of the credit card payments network through regulating the credit card interchange market. The CFPB-IG Reform Act (H.R. 1411/S. 915) would require a Senate-confirmed Inspector General to help oversee the CFPB. H.R. 1382, the TABS Act, would bring the CFPB under the traditional congressional appropriations process. H.R. 1410 (the Consumer Financial Protection Commission Act) would establish a five-member Board of Directors for the CFPB. HR 7531, the Secure Payments Act, would prevent finalization of the Federal Reserve's proposal to cap debit card interchange fees until a study is conducted on the impact to financial services, consumers, and financial institutions. I also lobbied to preserve the credit union tax exemption and to oppose additional reporting requirements.

Client expense: $15,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, Natl Credit Union Administration (NCUA), SENATE

The Veteran Member Business Loan Act (S. 539/H.R. 4867) would exempt loans made to veteran-owned businesses from the credit union member business lending cap. The Credit Card Competition Act (S. 1838/H.R. 3881) would weaken the security of the credit card payments network through regulating the credit card interchange market. The CDFI Fund Transparency Act (H.R. 3161) would increase awareness of the CDFI application process. The CFPB-IG Reform Act (H.R. 1411/S. 915) would require a Senate-confirmed Inspector General to help oversee the CFPB. H.R. 1382, the TABS Act, would bring the CFPB under the traditional congressional appropriations process. H.R. 1410 (the Consumer Financial Protection Commission Act) would establish a five-member Board of Directors for the CFPB. HR 7531, the Secure Payments Act, would prevent finalization of the Federal Reserve's proposal to cap debit card interchange fees until a study is conducted on the impact to financial services, consumers, and financial institutions.

Client expense: $15,000 · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), Federal Reserve System, HOUSE OF REPRESENTATIVES, Natl Credit Union Administration (NCUA), SENATE

H.R.317 - To amend the Securities Exchange Act of 1934 to prohibit the Securities and Exchange Commission from requiring an issuer to make climate-related disclosures that are not material to investors, and for other purposes. (Stephanie Bice, R-OK-5) H.R.557 - To promote United States interests at the international financial institutions, and for other purposes. (French Hill, R-AR-2) S.391 - A bill to amend the Securities Exchange Act of 1934 to prohibit the Securities and Exchange Commission from requiring an issuer to disclose information relating to certain greenhouse gas emissions, and for other purposes. (John Boozman, R-AR) House Version: H.R.1018 - To amend the Securities Exchange Act of 1934 to prohibit the Securities and Exchange Commission from requiring an issuer to disclose information related to certain greenhouse gas emissions, and for other purposes. (Frank Lucas, R-OK-3) H.R.1165 - Data Privacy Act of 2023 (Patrick McHenry, R-NC-10) H.R.1313 - To enhance rulemaking requirements for the Bureau of Consumer Financial Protection, and for other purposes. (Alex Mooney, R-WV-2) H.R.1382 - To change the Bureau of Consumer Financial Protection into an independent agency named the Consumer Financial Empowerment Agency, to transition the Agency to the regular appropriations process, and for other purposes. (Andy Barr, R-KY-6) H.R.1410 - To amend the Consumer Financial Protection Act of 2010 to make the Bureau of Consumer Financial Protection an independent Consumer Financial Protection Commission, and for other purposes. (Blaine Luetkemeyer, R-MO-3) H.R.1411 - To require Senate confirmation of Inspector General of the Bureau of Consumer Financial Protection, and for other purposes. (Blaine Luetkemeyer, R-MO-3) H.R.1506 - To amend section 1003 of title 5, United States Code (commonly referred to as the Federal Advisory Committee Act), to prohibit the establishment of advisory committees related to environmental, social, and governance aspects. (Ronny Jackson, R-TX-13) S.915 - A bill to require Presidential appointment and Senate confirmation of the Inspector General of the Board of Governors of the Federal Reserve System and the Bureau of Consumer Financial Protection. (Rick Scott, R-FL) S.1160 - A bill to provide greater transparency with respect to the financial regulatory agencies, and for other purposes. (Thom Tillis, R-NC) H.R.2489 - To amend the Consumer Financial Protection Act of 2010 to update the purpose of the Bureau of Consumer Financial Protection, and for other purposes. (Tom Emmer, R-MN-6) H.R.2798 - CFPB Transparency and Accountability Reform Act (Andy Barr, R-KY-6) H.R.2937 - To eliminate the Bureau of Consumer Financial Protection. (Byron Donalds, R-FL-19) Senate Version: S.1363 - A bill to eliminate the Bureau of Consumer Financial Protection. (Ted Cruz, R-TX) H.R.3057 - To provide that under the securities laws certain disclosures related to scope 3 greenhouse-gas emissions may not be required. (Ronny Jackson, R-TX-13) S.1362 - A bill to amend the Consumer Financial Protection Act of 2010 to enhance rulemaking requirements for the Bureau of Consumer Financial Protection, and for other purposes. (John Kennedy, R-LA) H.R.3466 - To enhance Financial Stability Oversight Council transparency. (Andy Barr, R-KY-6) H.R.3812 - To amend the Financial Stability Act of 2010 to require the Financial Stability Oversight Council to consider alternative approaches before determining that a U.S. nonbank financial company shall be supervised by the Board of Governors of the Federal Reserve System, and for other purposes. (Bill Foster, D-IL-11) H.R.4206 - To amend the Financial Stability Act of 2010 to require covered financial institutions to include elements of accumulated other comprehensive income when calculating capital for purposes of meeting capital requirements, and for other purposes. (Brad Sherman, D-CA-32) H.R.4642 - To require transparency from the Federal financial regulators with respect to international meetings, negotiations, and agreements, and for other purposes. (Mike Flood, R-NE-1) S.2409 - A bill to limit purchases of the Federal reserve banks, to require Generally Accepted Accounting Principles standards, and for other purposes. (Rick Scott, R-FL) H.R.5993 - To amend the Consumer Financial Protection Act of 2010 to clarify the funding of the Bureau of Consumer Financial Protection, and for other purposes. (French Hill, R-AR-2) Senate Version: S.3095 - A bill to amend the Consumer Financial Protection Act of 2010 to clarify the funding of the Bureau of Consumer Financial Protection. (Bill Hagerty, R-TN) H.R.6486 - To establish the position of Coordinator for Community Financial Institutions within the Small Business Administration to enhance the performance of community financial institutions and support access to capital for small business concerns, and for other purposes. (Morgan McGarvey, D-KY-3) H.R.6789 - To amend the Consumer Financial Protection Act of 2010 to clarify standards for UDAAP enforcement actions brought by the Bureau of Consumer Financial Protection, and for other purposes. (Andy Barr, R-KY-6) S.3502 - To amend the Fair Credit Reporting Act to prevent consumer reporting agencies from furnishing consumer reports under certain circumstances, and for other purposes. (Jack Reed, D-RI) S.3554 - To amend the Financial Stability Act of 2010 to provide the Financial Stability Oversight Council with duties regarding artificial intelligence in the financial sector, and for other purposes. (Mark Warner, D-VA) H.R.6962 - To place the Financial Stability Oversight Council and the Office of Financial Research under the regular appropriations process, to provide for certain quarterly reporting and public notice and comment requirements for the Office of Financial Research, and for other purposes. (Tom Emmer, R-MN-6) S.3601 - A bill to amend the Financial Stability Act of 2010 to require the Financial Stability Oversight Council to consider alternative approaches before determining that a U.S. nonbank financial company shall be supervised by the Board of Governors of the Federal Reserve System, and for other purposes. (Mike Rounds, R-SD) H.R.7531 - To require the Board of Governors of the Federal Reserve System to study the impacts of the Board's Reg II proposed rule, to complete a quantitative impact analysis of such rule, and to consider the results of such study and analysis before finalizing such rule, and for other purposes. (Blaine Luetkemeyer, R-MO-3) H.R.7625 - To require the Board of Governors of the Federal Reserve System and the Securities and Exchange Commission to issue an annual report to Congress projecting and accounting for the economic costs directly and indirectly caused by the impacts of climate change, to require the Federal Retirement Thrift Investment Board to establish a Federal Advisory Panel on the Economics of Climate Change, and for other purposes. (Emanuel Cleaver, D-MO-5) Senate Version: S.3922 - A bill to require the Board of Governors of the Federal Reserve System and the Securities and Exchange Commission to issue an annual report to Congress projecting and accounting for the economic costs directly and indirectly caused by the impacts of climate change, to require the Federal Retirement Thrift Investment Board to establish a Federal Advisory Panel on the Economics of Climate Change, and for other purposes. (Jeff Merkley, D-OR) H.R.7780 - To amend the Internal Revenue Code of 1986 to prohibit certain retirement plans from making investment decisions on the basis of factors other than financial risk and return factors. (Greg Murphy, R-NC-3) S.4521 - A bill to amend the Consumer Financial Protection Act of 2010 to subject the Bureau of Consumer Financial Protection to the regular appropriations process, and for other purposes. (Bill Hagerty, R-TN) S.4928 - Financial Services and General Government Appropriations Act, 2025 (Chris Van Hollen, D-MD) H.R.9315 - To direct the Secretary of the Treasury to submit a report on coordination in the public and private sectors in responding to ransomware attacks on financial institutions, and for other purposes. (Zach Nunn, R-IA-3)

Client expense: $440,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

S. 293 Fair Access to Banking Act 2023. S. 245 Financial Institution Customer Protection Act 2023. S. 817/HR. 1602 SVB Act. HR. 1663 Critical Bank Review Act. HR. 758 Promoting Access to Capital in Underbanked Communities Act of 2023. S. 362 TAILOR Act of 2023. S. 583 FDIC Act of 2023. HR. 1810 Bank Privacy Act. HR. 1533 Promoting New and Diverse Depository Institutions Act. HR. 1410 Consumer Financial Protection Commission Act. HR. 500 Financial Exploitation Prevention Act of 2023. HR. 1382 TABS Act of 2023. S.2190 Recovering Executive Compensation From Unaccountable Practices Act (RECOUP Act). S.1045 Failed Bank Executives Clawback Act. S.1838 The Credit Card Competition Act. HR. 1165 The Data Privacy Act of 2023. Issues related to Capital One/Discover merger, banking, payments, lending and payments innovation.

Client expense: $460,000 · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

H.R. 1410, Consumer Financial Protection Commission Act Debt Ceiling National Defense Authorization Act for 2025 H.R. 8070, Servicemember Quality of Life Improvement and National Defense Authorization Act for Fiscal Year 2025 Artificial Intelligence

Client expense: $1,760,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE, White House Office

H.R. 448, Putting Investors First Act of 2023 H.R. 758, Promoting Access to Capital in Underbanked Communities Act of 2023 H.R. 835, Fair Investment Opportunities for Professional Experts Act H.R. 1010/S. 453, Prohibiting IRS Financial Surveillance Act H.R. 1410, Consumer Financial Protection Commission Act H.R. 1548, Improving Access to Small Business Information Act H.R. 1553, Helping Angels Lead our Startups (HALOS) Act H.R. 1579, Accredited Investor Definition Review Act H.R. 2608, To amend the Federal securities laws to specify the periods for which financial statements are required to be provided by an emerging growth company, and for other purposes H.R. 2610, To amend the Securities Exchange Act of 1934 to specify certain registration statement contents for emerging growth companies, to permit issuers to file draft registration statements with the Securities and Exchange Commission for confidential review, and for other purposes H.R. 2612, Gig Worker Equity Compensation Act H.R. 2627, Increasing Investor Opportunities Act H.R. 2652, Investment Opportunity Expansion Act H.R. 2792, Small Entity Update Act H.R. 2793, Encouraging Public Offerings Act of 2023 H.R. 2795, Enhancing Multi-Class Share Disclosures Act H.R. 2796, Promoting Opportunities for Non-Traditional Capital Formation Act H.R. 2797, Equal Opportunity for All Investors Act H.R. 2798, CFPB Transparency and Accountability Reform Act H.R. 2799/S. 3815, Expanding Access to Capital Act of 2023 H.R. 2812, Middle Market IPO Underwriting Cost Act H.R. 3063, Retirement Fairness for Charities and Educational Institutions Act H.R. 3161, CDFI Fund Transparency Act H.R. 4035, Protecting Small Business Information Act of 2023 H.R. 4168/S. 2005, Mandatory Materiality Requirement Act of 2023 H.R. 4177/S. 2007, Improving Corporate Governance Through Diversity Act of 2023 H.R. 4366, Consolidated Appropriations Act, 2024, including provisions related to Senate Amendment 1217 and Senate Amendments 1092 H.R. 4664/S. 2309, Making appropriations for financial services and general government for the fiscal year ending September 30, 2024, and for other purposes H.R. 4790, Prioritizing Economic Growth Over Woke Policies Act H.R. 4823, American Financial Institution Regulator Sovereignty and Transparency Act H.R. 5488/S. 2805, Protecting Our Courts from Foreign Manipulation Act of 2023 H.R. 7000/S. 3592, Business of Insurance Regulatory Reform Act of 2024 H.R. 7092/S. 3676, Protecting Private Job Creators Act H.R. 7470/S.3823, Secure U.S. Leadership in Space Act of 2024 H.R. 8337, Bank Resilience and Regulatory Improvement Act H.R. 8338, Clarity in Lending Act H.R. 8339, SEC Reform and Restructuring Act H.R. 8773, Financial Services and General Government Appropriations Act, 2025 S. 638, Disclosure of Tax Havens and Offshoring Act S. 3541, Fair Audits and Inspections for Regulators Exams Act S. 5139, Empowering Main Street in America Act of 2024 H.J.Res. 100/S.J.Res. 50, Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Securities and Exchange Commission relating to "Cybersecurity Risk Management, Strategy, Governance, and Incident Disclosure" H.J.Res. 120, Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Financial Stability Oversight Council related to "Guidance on Nonbank Financial Company Determinations" H.J.Res. 122/H.J.Res.121/S.J.Res.70, Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to "Credit Card Penalty Fees (Regulation Z)" H.J.Res. 201, Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to "Registry of Nonbank Covered Persons Subject to Certain Agency and Court Orders" Potential legislation similar to H.R. 5598, Access to Small Business Investor Capital Act Potential legislation similar to H.R. 2025/S. 840, Litigation Funding Transparency Act SEC Proposed Rule on the Enhancement and Standardization of Climate-Related Disclosures for Investors (87 Fed. Reg. 21,334-21,473, April 11, 2022) Proposed Rule, Securities and Exchange Commission; Open-End Fund Liquidity Risk Management Programs and Swing Pricing; Form N-PORT Reporting (87 Fed. Reg. 77,172-77,296, December 16, 2022) Proposed Rule, Public Company Accounting Oversight Board; Amendments to Reporting Requirements for Registered Firms (PCAOB Release No. 2024-003, April 9, 2024; PCAOB Rulemaking Docket Matter No. 055) Proposed Rule, Public Company Accounting Oversight Board; Amendments to False or Misleading Statements Concerning PCAOB Registration and Oversight and Constructive Requests to Withdraw from Registration (PCAOB Release No. 2024-001, February 27, 2024; PCAOB Rulemaking Docket Matter No. 054) Proposed Rule, Public Company Accounting Oversight Board; Amendments to Firm and Engagement Metrics (PCAOB Release No. 2024-002, April 9, 2024; PCAOB Rulemaking Docket Matter No. 041) Adopting Order of the Securities and Exchange Commission: Public Company Accounting Oversight Board Amendments to QC 1000, A Firms System of Quality Control and Related Amendments to PCAOB Standards, Rules, and Forms (SEC Release No 34-100968; PCAOB File No. PCAOB-2024-002) Request for Information, U.S. Treasury, Uses, Opportunities, and Risks of Artificial Intelligence in the Financial Services Sector (TREAS-DO-2024-0011, June 12, 2024) Request for Comment, Commodity Futures Trading Commission (CFTC), The Use of Artificial Intelligence (AI) in CFTC-regulated derivatives markets (Fed. Reg. 89, 65,606, August 12, 2024) Final Rule, Security Exchange Commission, on Cybersecurity Risk Management, Strategy, Governance, and Incident Disclosure (88 Fed. Reg. 51,896-51,945, September 5, 2023) Proposed Rule, Security Exchange Commission, on Changes to 14a-8 (87 Fed. Reg. 45,052-45,075, July 27, 2022) Final Rule, Security Exchange Commission, on Share Repurchase Disclosure Modernization (88 Fed. Reg. 36,002-36,063, July 31, 2023) Proposed Rule, Securities and Exchange Commission, Enhanced Disclosures by Certain Investment Advisers and Investment Companies About Environmental, Social, and Governance Investment Practices (87 Fed. Reg. 63,016-63,017, October 18, 2022) Proposed Rule, Securities and Exchange Commission, Outsourcing by Investment Advisers (87 Fed. Reg. 68,816-68,883, November 16, 2022) Proposed Rule, Securities and Exchange Commission; Conflicts of Interest Associated with the Use of Predictive Data Analytics by Broker-Dealers and Investment Advisers (88 Fed. Reg. 53,960- 54,024, August 9, 2023) Proposed Rule, Security Exchange Commission, on Private Fund Advisers (87 FR 16,886, February 9, 2022) Proposed Rule, Security Exchange Commission, on Safeguarding Advisory Client Assets (88 Fed. Reg 14,672-14,792, March 9, 2023) Proposed Rule, Public Company Accounting Oversight Board; Amendments to PCAOB Auditing Standards related to a Companys Noncompliance with Laws and Regulations (PCAOB Release No. 2023-003/PCAOB Rulemaking Docket Matter No. 051, June 6, 2023) Various issues relating to SEC Best Interest and Enhancing Investment Adviser Regulation relating to broker-dealers, registered investment advisers, conflicts of interest; potential federal preemption of state fiduciary standards; CFTCs de minimis Exception for Swap Dealers; Securities and Exchange Commission amendments to the Commissioners whistleblower rules file no. S7-16-18; proxy process, proxy advisory firms, and other related aspects of corporate governance; corporate common ownership; adoption of the current expected credit loss (CECL) accounting standard; role of credit reporting agencies (CRAs) in the U.S. economy; debt collection practices (regulation F) under the Fair Debt Collection Practices Act (P.L. 95-109); qualified mortgage definition under the Truth in Lending Act (P.L. 90-321) (Regulation Z); Financial Stability Oversight Council activities, including the approach to and designation of systemic importance and risk of nonbank financial companies and firms; Federal Reserve Systems Large Institution Supervision Coordinating Committee; potential housing finance reform legislation; enforcement of Securities and Exchange Commission penalties; federal interest rate authority; Anti-Money Laundering (AML) and Bank Secrecy Act (BSA) reform; electronic consent-based SSN Verification Service (eCBSV); environmental, social, and governance (ESG) enforcement; information collection under the Community Reinvestment Act (CRA) (P.L. 95-128); potential Financial Transaction Tax (FTT); potential Treasury Department proposal relating to tax reporting by banks; investment company cross trading; potential money market fund reform measures; transition to the secured overnight financing rate; implementation of SEC Rule 15c2-11; Department of Labor fiduciary advice exemption: PTE 2020-02; benefits of risk-based pricing; mobile disclosures; modernization of the Credit Repair Organizations Act (enacted as Title IV of the Consumer Credit Protection Act, P.L. 90-321); Internal Revenue Service Priority Guidance Plan; Financial Accounting Standards Board improvements to income tax disclosures; climate-related financial risk management for large banks; Consumer Financial Protection Bureau (CFPB) regulatory sandbox for disclosures; CFPB Policy Fellowship program; CFPB amendment of its Supervision and Examination Manual; CFPB conflation of Distinct Statutory Concepts of Unfairness and Discrimination; CFPB Small Business Advisory Review Panels Rulemaking on Personal Financial Data Rights; CFPB implementation of the Small Business Lending Data Collection Rule (the 1071 Rule); SEC Open-End Fund Liquidity Risk Management Programs and Swing Pricing; Form N-PORT Reporting (File Number S7-26-22); Federal Deposit Insurance Corporation Proposal on Corporate Governance and Risk Management; Basel III Endgame Rule; FDIC Monitoring of Investment Funds Passivity Agreements; issues related to the Export-Import Bank of the United States; European Commission debates over stricter rules on third-party delegation; European Union Capital Markets Union; retail participation in capital markets; United Kingdom pensions reform; European Unions Corporate Sustainability Due Diligence Directive (CSDDD); EU sustainable finance action plan and incorporating ESG factors into financial services; reporting metrics of American companies under the EUs Corporate Sustainability Reporting Directive and Corporate Sustainability Due Diligence Directive; reporting metrics of American companies under the California climate disclosure laws; reporting metrics of American companies on diversity, equity, and inclusion; reporting metrics of American companies on executive compensation; reporting metrics for private companies under Securities and Exchange Commission rules; reform to the function of the Public Company Accounting Oversight Board; interconnectedness of the SECs rulemaking agenda; potential rulemaking regarding Section 956 of the Dodd-Frank Act (P.L. 111-203); SEC Staff Report Review of the Accredited Investor Definition under the Dodd Frank Act; index fund passivity; oversight issues and potential legislation on third party litigation funding (including its national security implications)

Client expense: $14,750,000 · Firm income: Not reported

Government targets: Commodity Futures Trading Commission (CFTC), Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), Office of Management & Budget (OMB), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of, U.S. Trade Representative (USTR)

H.R. 277, Regulations from the Executive in Need of Scrutiny (REINS) Act of 2023 H.R. 1118/S. 512, Democracy Is Strengthened by Casting Light On Spending in Elections (DISCLOSE) Act of 2023 H.R. 1410, Consumer Financial Protection Commission Act H.R. 4790, Prioritizing Economic Growth Over Woke Policies Act H.R. 7698, Building Civic Bridges Act H.R. 8071, Fair Audits and Inspections for Regulators Exam Act H.R. 8204, Regulatory Early Notice and Engagement Act H.R. 8314, No Foreign Election Interference Act H.R. 8673, Expanding Partnerships for Innovation and Competitiveness Act H.R. 8772, Legislative Branch Appropriations Act, 2025 S. 3810, Time to Choose Act of 2024 Various issues relating to decisions of the Congressional Parliamentarians; implementation of the American Rescue Plan Act (P.L. 117-2); urging nomination of a new FAA Administrator; defense industrial base

Client expense: $14,750,000 · Firm income: Not reported

Government targets: Defense, Dept of (DOD), HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), SENATE

H. Res. 890, Amending the Rules of the House of Representatives to establish the Committee on the Elimination of Nonessential Federal Programs. H. Res. 1016, Providing for consideration of the bill (H.R. 5673) to advance responsible policies. H. Res. 1329, Acknowledging and apologizing for the mistreatment of, and discrimination against, lesbian, gay, bisexual, and transgender individuals who served the United States in the uniformed services, the Foreign Service, and the Federal civil service. S. Res. 740, A resolution acknowledging and apologizing for the mistreatment of, and discrimination against, lesbian, gay, bisexual, and transgender individuals who served the United States in the uniformed services, the Foreign Service, and the Federal civil service. H.Res. 1410, Providing for the consideration of the bill (H.R. 82) to amend title II of the Social Security Act to repeal the Government pension offset and windfall elimination provisions. H.R. 2, Secure the Border Act of 2023 S. 2824, Secure the Border Act of 2023 H.R. 15, Equality Act S. 5, Equality Act H.R. 17, Paycheck Fairness Act H.R. 36, Patrick Underwood Federal Law Enforcement Protection Act of 2023 H.R. 51, Washington, D.C. Admission Act S. 51, Washington, D.C. Admission Act H.R. 69, NOSHA Act H.R. 82, Social Security Fairness Act S. 597, Social Security Fairness Act H.R. 101, Return to Work Act H.R. 139, SHOW UP Act of 2023 S. 1565, SHOW UP Act of 2023 H.R. 140, Protecting Speech from Government Interference Act H.R. 158, CLEAN Public Service Act H.R. 159, Chance to Compete Act of 2023 S. 59, Chance to Compete Act of 2023 H.R. 162, National Digital Reserve Corps Act H.R. 203, No Hires for the Delinquent IRS Act H.R. 227, Federal Employee Combat Zone Tax Parity Act H.R. 249, Bonuses for Cost-Cutters Act of 2023 H.R. 310, Dismantling Investments in Violation of Ethical Standards through Trusts Act H.R. 360, RETURN ACT S. 155, RETURN ACT H.R. 389, PORTFOLIO Act H.R. 397, To require the evaluation of Federal agencies and programs for duplicative, wasteful, or outdated functions, and to recommend the elimination or realignment of such functions, and for other purposes H.R. 403, No Mandates Act H.R. 474, RETURN Act H.R. 493, For the relief of Michael Janssen and Steven Passantino H.R. 564, Saving Taxpayers' Money and Paying America's Debt Act H.R. 596, Anti-Border Corruption Improvement Act H.R. 678, Restoring Military Focus Act S. 191, Restoring Military Focus Act H.R. 694, Job Protection Act H.R. 716, Fair COLA for Seniors Act of 2023 H.R. 741, Employee Bonus Protection Act H.R. 743, Protect and Serve Act of 2023 H.R. 789, Caring for All Families Act S. 242, Caring for All Families Act H.R. 843, Federal Police Camera and Accountability Act H.R. 856, Comprehensive Paid Leave for Federal Employees Act S. 274, Comprehensive Paid Leave for Federal Employees Act H.R. 866, Equal COLA Act S. 3194, Equal COLA Act H.R. 978, Drain the Swamp Act of 2023 H.R. 980, Washington, D.C. Residents Voting Act H.R. 985, Productivity Over Pronouns Act H.R. 1002, Saving the Civil Service Act S. 399, Saving the Civil Service Act H.R. 1080, COVID-19 Federal Employee Reinstatement Act H.R. 1084, Flexibility for Workers Education Act H.R. 1106, COST of Relocations Act S. 487, COST of Relocations Act H.R. 1162, Accountability for Government Censorship Act H.R. 1206, Federal Agency Sunset Commission Act of 2023 H.R. 1229, Stop CRT Act S. 558, Stop CRT Act H.R. 1235, Federal Firefighter Pay Equity Act H.R. 1261, Federal Employees Sustainable Investment Act H.R. 1275, To prohibit the use of Federal funds to carry out Executive Order 14091 H.R. 1301, Federal Employees Civil Relief Act S. 640, Federal Employees Civil Relief Act H.R. 1322, Law Enforcement Officers Equity Act S. 1658, Law Enforcement Officers Parity Act H.R. 1323, LEO Fair Retirement Act of 2023 H.R. 1332, Thirty-Two Hour Workweek Act S. 3947, Thirty-Two Hour Workweek Act H.R. 1382, TABS Act of 2023 H.R. 1401, END FENTANYL Act H.R. 1410, Consumer Financial Protection Commission Act H.R. 1416, Federal Retirement Thrift Investment Board Inspector General Act of 2023 H.R. 1442, No Pensions for Lying Bureaucrats Act H.R. 1463, Restoring Trust in Public Servants Act H.R. 1467, Locality-based Social Security Benefits Act of 2023 H.R. 1487, Office of Personnel Management Reform Act H.R. 1600, Pay Equity for All Act of 2023 H.R. 1618, Commission on Sustaining Medicare and Social Security Act of 2023 H.R. 1621, COVID-19 National Memorial Act H.R. 1627, Sergeant Steve Owen Defending Our Defenders Act H.R. 1688, Social Security Cost of Living Increase Act of 2023 H.R. 1804, Honest Runway Labeling Act H.R. 2382, September 11 Day of Remembrance Act S. 1472, September 11 Day of Remembrance Act H.R. 2383, Prohibition of Financial Trading on Government Property Act H.R. 2395, Restoring Overtime Pay Act of 2023 S. 1041, Restoring Overtime Pay Act of 2023 H.R. 2489, CFPB Dual Mandate and Economic Analysis Act H.R. 2494, POLICE Act of 2023 H.R. 2516, End the Congressional Revolving Door Act H.R. 2524, Public Service Spending Integrity Act H.R. 2528, Grandparent-Grandchild Medical Leave Act H.R. 2549, Global Trade Accountability Act of 2023 H.R. 2556, Simplify, Don't Amplify the IRS Act H.R. 2557, CBP Workload Staffing Model Act H.R. 2572, Supporting Women COPS Act of 2023 H.R. 2577, DHS Suicide Prevention and Resiliency for Law Enforcement Act H.R. 2712, Work Not Woke Act H.R. 2744, Freedom from Government Competition Act of 2023 H.R. 2755, National Taxpayer Advocate Enhancement Act of 2023 H.R. 2776, Go Woke, Go Broke Act H.R. 2798, CFPB Transparency and Accountability Reform Act H.R. 2806, U.S. Customs and Border Protection Rural and Remote Hiring and Retention Strategy Act of 2023 H.R. 2837, Border Patrol Pay Parity Act S. 1444, Border Patrol Enhancement Act H.R. 2937, Repeal CFPB Act S. 1363, Repeal CFPB Act H.R. 2949, PSLF Payment Completion Fairness Act S. 1331, PSLF Payment Completion Fairness Act H.R. 2996, Safe Leave for Victims of Domestic Violence, Sexual Assault, and Stalking Act H.R. 3003, Bipartisan Restoring Faith in Government Act H.R. 3022, Workers' Memorial Day H.R. 3024, Life Saving Leave Act S. 3685, Life Saving Leave Act H.R. 3079, Back the Blue Act of 2023 H.R. 3091, Federal Law Enforcement Officer Service Weapon Purchase Act S. 1585, Federal Law Enforcement Service Weapon Purchase Act H.R. 3094, To terminate the requirement imposed by the Secretary of Homeland Security for proof of COVID-19 vaccination for foreign travelers, and for other purposes. H.R. 3108, Tim's Act S. 1505, Tim's Act H.R. 3115, Public Service Reform Act S. 1496, Public Service Reform Act H.R. 3170, HELPER Act of 2023 S. 1514, HELPER Act of 2023 H.R. 3261, Strengthening Social Security Act of 2023 H.R. 3381, National Law Enforcement Officers Remembrance, Support and Community Outreach Act H.R. 3406, Stop TSP ESG Act S. 1891, Stop TSP ESG Act H.R. 3407, Empowering Law Enforcement Act of 2023 H.R. 3409, Healthy Families Act S. 1664, Healthy Families Act H.R. 3455, TSP Act S. 1650, TSP Act of 2023 H.R. 3481, FAMILY Act S. 1714, FAMILY Act H.R. 3499, Direct Hire To Fight Fires H.R. 3527, MATCH Act H.R. 3612, No ESG at TSP Act S. 2147, No ESG at TSP Act H.R. 3740, Federal Employee Student Debt Transparency Act H.R. 3855, National Digital Reserve Corps Act H.R. 3967, Student Loan Tax Relief Act H.R. 4009, Public Health Emergency Response Act H.R. 4023, UPDATED USPS Act H.R. 4044, China Trade Cheating Restitution Act of 2023 H.R. 4260, Public Servants Protection and Fairness Act of 2023 H.R. 4278, Restore VA Accountability Act of 2023 H.R. 4398, Patriotism Not Pride Act H.R. 4416, No Funds for Armed Regulators Act of 2023 H.R. 4434, Accountability for Acting Officials Act H.R. 4436, Why Does the IRS Need Guns Act S. 1949, Why Does the IRS Need Guns Act H.R. 4453, No CCP Financial Apps on Government Devices Act H.R. 4467, DHS Border Services Contracts Review Act H.R. 4497, To expand the mission of the National Park Service to include active use of System units located in urban areas, and for other purposes. H.R. 4502, Modernizing the Acquisition of Cybersecurity Experts Act H.R. 4503, AI Training Expansion Act of 2023 H.R. 4528, Strengthening the NRC Workforce Act of 2023 H.R. 4533, Cost of Wokeism in the Military Act H.R. 4583, Social Security 2100 Act S. 2280, Social Security 2100 Act H.R. 4672, To amend title 40, United States Code, to prohibit the Administrator of General Services from constructing or acquiring public buildings or entering into leases based on the legality or availability of abortion, and for other purposes. H.R. 4711, Protecting Taxpayers from Student Loan Bailouts Act H.R. 4742, Pay Back Act H.R. 4744, Lead by Example Act of 2023 S. 2373, Lead by Example Act of 2023 H.R. 4791, Free Speech Protection Act S. 2425, Free Speech Protection Act H.R. 4831, Fair Pay for Federal Firefighters Act H.R. 4848, Censorship Accountability Act S. 2616, Censorship Accountability Act H.R. 4893, Scientific Integrity Act H.R. 4906, Protecting VA Employees Act H.R. 4925, EPIC Act H.R. 4926, Members of Congress Pension Opt Out Clarification Act H.R. 4944, Military Families and Surviving Spouses Benefits Enhancement Act H.R. 4961, To require ports of entry along the northern border to remain open as many hours per day as they were open prior to the COVID-19 pandemic. S. 2562, A bill to require ports of entry along the northern border to remain open as many hours per day as they were open prior to the COVID-19 pandemic. H.R. 4991, To direct the Secretary of Homeland Security to commence a rule making to establish a U.S. Customs and Border Protection International port of entry at the Port of Stockton and for other purposes. H.R. 5037, FAIR Leave Act S. 2574, FAIR Leave Act H.R. 5040, CURE Act H.R. 5169, Wildland Firefighter Paycheck Protection Act of 2023 S. 2272, Wildland Firefighter Paycheck Protection Act of 2023 H.R. 5171, Federal Employee Pay Compression Relief Act of 2023 H.R. 5342, Equal Treatment of Public Servants Act of 2023 H.R. 5345, Curbing Offenses on Policing Services Act H.R. 5346, Creating Schedule F in the Excepted Service Act H.R. 5366, Patriot Day Act H.R. 5465, Congressional Access to Bureaucratic Offices Act H.R. 5538, To amend title 5 of the United States Code to provide special overtime pay for certain border patrol agents, and for other purposes. H.R. 5563, Schedules That Work Act S. 2851, Schedules That Work Act H.R. 5578, Part-Time Worker Bill of Rights Act S. 2850, Part-Time Worker Bill of Rights Act H.R. 5624, Cost of Police Misconduct Act of 2023 S. 2883, Cost of Police Misconduct Act of 2023 H.R. 5676, SWAMP Act of 2023 S. 2612, SWAMP Act of 2023 H.R. 5681, Pipeline to Service Act H.R. 5713, Homeland Security Fentanyl Enforcement Act H.R. 5726, Denying Pensions to Convicted Child Molesters Act of 2023 H.R. 5728, Government Shutdown Impact Report Act of 2023 H.R. 5739, Shutdown Guidance for Financial Institutions Act H.R. 5758, To amend title 31, United States Code, to reimburse employees of the Federal Government and the District of Columbia, Federal contractors, and the States for certain costs incurred as a result of a Government shutdown, and for other purposes. H.R. 5760, Climate Resilience Workforce Act H.R. 5839, Maritime Border Security Technology Improvement Act H.R. 5862, To amend the Homeland Security Act of 2002 relating to authority of U.S. Customs and Border Protection to consolidate, modify, or reorganize Customs revenue functions. H.R. 5883, Honoring Civil Servants Killed in the Line of Duty Act S. 3029, Honoring Civil Servants Killed in the Line of Duty Act H.R. 5900, Security Clearance Revolving Door Act of 2023 H.R. 5920, Student Loan Marriage Penalty Elimination Act of 2023 H.R. 5990, Border Enforcement, Security, and Trade (BEST) Facilitation Act of 2023 S. 2278, Border Enforcement, Security, and Trade (BEST) Facilitation Act of 2023 H.R. 5995, Federal Retirement Fairness Act H.R. 6170, Border Security and Terrorism Prevention Act H.R. 6195, Wildland Firefighter Fair Pay Act S. 3221, Wildland Firefighter Fair Pay Act H.R. 6266, Federal Protective Service Reform Act of 2023 H.R. 6267, Election Day Act H.R. 6276, USE IT Act of 2023 H.R. 6280, Smart Border Protection Act H.R. 6389, District of Columbia National Guard Federal Employee Leave Fairness Act H.R. 6404, Disarming Cartels Act H.R. 6409, CBP SPACE Act H.R. 6422, Locality Pay Equity Act of 2023 S. 3308, Locality Pay Equity Act of 2023 H.R. 6432, Safeguarding Honest Speech Act H.R. 6462, READINESS Act S. 3530, READINESS Act H.R. 6524, Federal Cybersecurity Workforce Expansion Act H.R. 6558, END the DEEP STATE H.R. 6722, Fair Wage Act of 2023 H.R. 6792, PSLF Administrative Improvement Act H.R. 6842, STOCK Act 2.0 S. 3555, STOCK Act 2.0 H.R. 6876, CTPAT Pilot Program Act of 2023 H.R. 6901, To direct the Secretary of Defense to submit to Congress a report on Department of Defense restrictions on the employment of former Department employees by certain countries. H.R. 6907, Parental Workforce Training Act. H.R. 6908, Jury Duty Exemption for Breastfeeding Act of 2023 H.R. 6911, ROBERT MALLEY Act H.R. 7080, Earn Your Keep Act H.R. 7107, Human Trafficking Awareness Training Act H.R. 7121, Financial Regulators Revolving Door Enforcement Act H.R. 7127, FAIR Act S. 3688, FAIR Act H.R. 7236, RECOVER Act of 2024 H.R. 7329, Election Day Holiday Act of 2024 H.R. 7369, CBP Hire Act of 2024 H.R. 7455, Sunset Act of 2024 H.R. 7490, Hire Veterans Act H.R. 7621, No Robot Bosses Act S. 2419, No Robot Bosses Act H.R. 7625, RESPOND Act of 2024 H.R. 7690, Stop Spying Bosses Act H.R. 7726, To amend chapter 77 of title 5, United States Code, to clarify certain due process rights of Federal employees serving in sensitive positions, and for other purposes. H.R. 7752, PTO Act H.R. 7780, Safeguarding Investment Options for Retirement Act H.R. 7783, To nullify certain documents issued by the Equal Employment Opportunity Commission relating to gender based workplace discrimination. H.R. 7794, Chief Herbert D. Proffitt Act of 2024 H.R. 7819, To ensure that the percentage increase in rates of basic pay for prevailing wage employees shall be equal to the percentage increase received by other Federal employees in the same pay locality and for other purposes. H.R. 7832, Emerging Innovative Border Technologies Act H.R. 7835, Hatch Act Enforcement Transparency and Accountability Act H.R. 7846, GUARD ACT H.R. 7869, U.S. Customs and Border Protection Officer Retirement Technical Corrections Act S. 311, U.S. Customs and Border Protection Officer Retirement Technical Corrections Act H.R. 7878, Ensuring Equity for Firefighters Act H.R. 7936, Cultural Resource Challenge Act of 2024 H.R. 7937, Diversity Equity Inclusion Dead on Arrival Act of 2024 H.R. 7978, Family Leave for Parental Involvement in Education Act H.R. 7979, End China's De Minimis Abuse Act H.R. 8070, Servicemember Quality of Life Improvement and National Defense Authorization Act for Fiscal Year 2025. S. 4638, National Defense Authorization Act for Fiscal Year 2025 H.R. 8119, Providing Emotional Assistance with Relief and Love Act H.R. 8146, Police Our Border Act H.R. 8150, To require the Commissioner of U.S. Customs and Border Protection to establish procedures for conducting maintenance projects at ports of entry at which the Office of Field Operations conducts certain enforcement and facilitation activities. S. 243, To require the Commissioner of U.S. Customs and Border Protection to establish procedures for conducting maintenance projects at ports of entry at which the Office of Field Operations conducts certain enforcement and facilitation activities H.R. 8292, Taxpayer Data Protection Act S. 5135, Taxpayer Data Protection Act H.R. 8373, No Taxpayer-Funded Pensions for Sex Criminals Act S. 4321, No Taxpayer-Funded Pensions for Sex Criminals Act H.R. 8479, Unity through Service Act of 2024 H.R. 8487, Honoring Emergency Response Officers' Sacrifice Act H.R. 8497, To provide the Secretary of Homeland Security certain direct hiring authorities. H.R. 8530, Improving Federal Building Security Act of 2024 S. 3613, Improving Federal Building Security Act of 2024 H.R. 8546, To require the Commissioner of the Social Security Administration to take certain actions to improve the processing of claims and appeals for disability insurance benefits and supplemental security income, and for other purposes. H.R. 8577, National Commission to Combat Workplace Sexual Harassment Act H.R. 8633, Detection Equipment and Technology Evaluation to Counter the Threat of (DETECT) Fentanyl and Xylazine. S. 4419, Detection Equipment and Technology Evaluation to Counter the Threat of (DETECT) Fentanyl and Xylazine. H.R. 8669, Safe Workplaces Act H.R. 8706, Dismantle DEI Act S. 4516, Dismantle DEI Act H.R. 8759, Public Service Loan Forgiveness Inclusion Act of 2024 H.R. 8794, Border Workforce Improvement Act H.R. 8806, Safeguarding Social Security and Medicare Act H.R. 8835, FAIR Pensions Act H.R. 8864, Tax Administration Simplification Act H.R. 8992, Stop Fentanyl at the Border Act H.R. 9084, STOP the SWAMP Act H.R. 9228, BE HEARD in the Workplace Act S. 4902, BE HEARD in the workplace Act H.R. 9296, Next Generation Civilian Leaders Program Act H.R. 9300, Protecting and Preserving Social Security Act H.R. 9341, Protecting Social Security Act H.R. 9346, Audit the IRS Act S. 4826, Audit the IRS Act H.R. 9368, Border Weather Resiliency Act of 2024 S. 4672, Border Weather Resiliency Act of 2024 H.R. 9424, Equal Pay for Equal Work Act H.R. 9434, To direct the heads of certain agencies to review and submit to Congress a report on public-private partnerships for combating the illicit fentanyl trade, and for other purposes. H.R. 9435, To establish a National Security Council Fentanyl Disruption Steering Group, and for other purposes. H.R. 9481, Improving Coordination for the Northern Border Act H.R. 9520, Federal Cyber Workforce Training Act of 2024 S. 4715, Federal Cyber Workforce Training Act of 2024 H.R. 9523, Renewed Hope Act of 2024 H.R. 9532, Renewed Hope Act of 2024 S. 5015, Renewed Hope Act of 2024 H.R. 9593, MANAGER Act H.R. 9667, Enhancing Southbound Inspections to Combat Cartels Act H.R. 9689, DHS Cybersecurity Internship Program Act H.R. 9722, CATCH Fentanyl Act H.R. 9749, To amend the Homeland Security Act of 2002 to abolish the reorganization authority of the Department of Homeland Security, and for other purposes H.R. 9813, Chai Suthammanont Healthy Federal Workplaces Act of 2024 S. 5279, Chai Suthammanont Healthy Federal Workplaces Act of 2024 S. Res. 165, A resolution recognizing the work of Federal law enforcement agencies, condemning calls to "defund" the Department of Justice and the Federal Bureau of Investigation, and rejecting partisan attempts to degrade public trust in law enforcement agencies. S. Res. 218, A resolution expressing support for the law enforcement officers of the United States. S. 86, Members of Congress Pension Opt Out Clarification Act S. 87, EPIC Act S. 149, TSP Fiduciary Security Act of 2023 S. 166, HEALING Mothers and Fathers Act S. 206, END FENTANYL Act S. 210, Job Protection Act S. 222, Border Airport Fairness Act of 2023 S. 339, Department of Defense Improved Hiring Act S. 342, Access to Counsel Act of 2023 S. 349, Military Spouse Employment Act S. 383, Federal Skills Act of 2013 S. 393, Social Security Expansion Act S. 666, Identifying and Eliminating Wasteful Programs Act S. 669, Increasing Mental Health Options Act of 2023 S. 670, IMPACTT Human Trafficking Act S. 693, Eliminating Executive Branch Insider Trading Act S. 717, Clear and Concise Content Act of 2023 S. 774, Veterans Border Patrol Training Act S. 780, Duplication Scoring Act of 2023 S. 794, CTPAT Pilot Program Act of 2023 S. 812, Bonuses for Cost-Cutters Act of 2023 S. 885, Department of Homeland Security Civilian Cybersecurity Reserve Act S. 986, STOP Act 2.0 S. 1011, Federal Employees and Retirees with Delinquent Tax Debt Initiative (FERDI) Act S. 1030, Protecting Older Workers Against Discrimination Act S. 1051, Protect Taxpayers' Privacy Act S. 1054, IRS Improper Payments Act S. 1060, Global Trade Accountability Act S. 1111, ADVANCE Act of 2023 S. 1253, Securing America's Ports of Entry Act of 2023 S. 1295, Federal Employee Student Debt Transparency Act S. 1337, Increase Reliable Services Now Act S. 1464, Enhancing DHS Drug Seizures Act S. 1569, Back the Blue Act of 2023 S. 1629, Hatch Act Enforcement Transparency and Accountability Act S. 1640, Empowering Law Enforcement Act of 2023 S. 1733, POLICE Act of 2023 S. 1811, Military Merit, Fairness, and Equality Act of 2023 S. 1822, Non-Intrusive Inspection Expansion Act S. 1897, Enhancing Southbound Inspections to Combat Cartels Act S. 1925, HERO Act S. 1964, A bill to abolish the Office of Financial Research S. 2150, Unity through Service Act of 2023 S. 2193, Fly PETS Act S. 2256, Federal Cybersecurity Workforce Expansion Act S. 2266, Strengthening American Communities Act of 2023 S. 2440, Exploitative Workplace Surveillance and Technologies Task Force Act of 2023 S. 2533, A bill to require the Secretary of Defense to allow certain military spouses employed by the Department of Defense to telework full time. S. 2665, Federal Firefighter Cancer Detection and Prevention Act of 2023 S. 2679, LEAD Act of 2023 S. 2866, Improving Government Services Act S. 2925, CFPB Pay Fairness Act of 2023 S. 2949, Ensuring Military Access to Higher Education Benefits Act of 2023 S. 3015, Telework Reform Act of 2023 S. 3104, Advanced Border Coordination Act of 2023 S. 3112, Ensure Uniform Border Inspection Practices Act S. 3199, IRS Act S. 3252, Abolish Government DEI Act S. 3268, Direct Hire to Fight Fires Act of 2023 S. 3320, TERM Act S. 3374, REWARD Experience Act of 2023 S. 3431, Customs Modernization Act of 2023 S. 3479, Southwest Border Regional Commission Reauthorization Act of 2023 S. 3480, CREEPS Act S. 3600, Teamwork for Employees and Managers Act of 2024 S. 3680, Paid Family and Medical Leave Tax Credit Extension and Enhancement Act S. 3767, Justice for Fallen Law Enforcement Act S. 3796, Keeping International Land Ports of Entry Open Act S. 3901, Time Off to Vote Act S. 3965, Deploy Fentanyl Scanners Act of 2024 S. 4003, Guaranteed Paid Vacation Act S. 4021, A bill to place restrictions on the official display of flags, seals, or emblems other than the United States flag. S. 4043, Telework Transparency Act of 2024 S. 4062, CATCH Fentanyl Act S. 4082, Ensure Accountability in De Minimis Act of 2024 S. 4085, Export Controls Enforcement Improvement Act of 2024 S. 4183, A bill to amend the Homeland Security Act of 2002 relating to authority of U.S. Customs and Border Protection to consolidate, modify, or reorganize Customs revenue functions. S. 4266, Back to Work Act of 2024 S. 4361, Border Act of 2024 S. 4655, Congressional Whistleblower Protection Act of 2024 S. 4656, A bill to amend title 5, United States Code, concerning restrictions on the participation of certain Federal employees in partisan political activity, and for other purposes. S. 4667, Risky Research Review Act S. 4681, Enhanced Oversight and Accountability in Screening Act S. 4698, DHS Joint Task Forces Reauthorization Act of 2024 S. 4707, DHS Border Services Contracts Review Act S. 4711, DOOBIE Act of 2024 S. 4780, Supporting Employees in the Guard and Reserve Act S. 4833, Federal Employee Locality Accountability in Retirement Act S. 4834, Federal Employee Return to Work Act S. 4889, Federal Jobs for STARs Act of 2024 S. 4991, George Floyd Justice in Policing Act of 2024 S. 5017, Safeguarding American Families and Expanding Social Security Act of 2024 S. 5066, No Taxation Without Representation Act of 2024 S. 5092, Northern Border Security Enhancement and Review Act

Client expense: $290,000 · Firm income: Not reported

Government targets: Commodity Futures Trading Commission (CFTC), Consumer Financial Protection Bureau (CFPB), Energy, Dept of, Federal Communications Commission (FCC), Federal Retirement Thrift Investment Board, Food & Drug Administration (FDA), General Services Administration (GSA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Internal Revenue Service (IRS), Merit Systems Protection Board, Natl Credit Union Administration (NCUA), Natl Park Service (NPS), Office of Management & Budget (OMB), Office of Personnel Management (OPM), Office of Special Counsel, Office of the Comptroller of the Currency (OCC), Patent & Trademark Office (PTO), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of, U.S. Customs & Border Protection, White House Office

Issues related to debt collection Issues related to credit reporting H.R. 2489 CFPB Dual Mandate and Economic Analysis Act H.R. 1382 Taking Account of Bureaucrats' Spending (TABS) Act H.R. 6038 CFPB-IG Reform Act H.R. 1313 Transparency in CFPB Cost-Benefit Analysis Act H.R. 2490 CFPB Whistleblower Incentives and Protection Act H.R. 1410 Consumer Financial Protection Commission Act H.R. 1749 Making the CFPB Accountable to Small Businesses Act Encouraging Innovation and Protecting Consumers Act H.R.1773 Consumer Protection for Medical Debt Collections Act S.1362Transparency in CFPB Cost-Benefit Analysis Act H.R. 6003 - Medical Debt Relief Act of 2023

Client expense: $240,000 · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), HOUSE OF REPRESENTATIVES, SENATE, Small Business Administration (SBA)

Protect the credit union tax exemption Support legislation and regulation that advance credit unions and their over 140 million members Support regulatory relief for credit unions Support credit union field of membership expansion and modernization Support regulator- and bank-approved credit union-bank mergers Support financial inclusion and increased access to financial services Support assistance for minority depository institution credit unions Oppose Community Reinvestment Act requirements for credit unions Support Federal Credit Union Act modernization Support expanded credit union investment authority Support expanded credit union examination cycle Support increased examination transparency Support Central Liquidity Facility enhancements Oppose NCUA examination of credit union vendors Support parity for credit union provision of digital asset services Prevent competitive disadvantages for credit unions and market distortions related to the integration of digital assets into traditional financial products Support parity for credit unions related to stablecoin regulation Support modification of credit union loan maturity limits Oppose National Credit Union Share Insurance Fund structural changes Oppose National Credit Union Share Insurance Fund premium assessment Support Community Development Financial Institutions Fund transparency Issues related to housing finance reform Issues related to flood insurance Issues related to privately insured credit unions Issues related to credit union capital requirements Issues related to credit union conversions Issues related to credit unions as employers Issues related to the Foreign Account Tax Compliance Act Issues related to fair lending Issues related to the Telephone Consumer Protection Act Support mandatory arbitration agreements Oppose national interest rate cap Support reduced government-sponsored enterprises costs for credit union mortgages Support secondary mortgage market access for credit unions Support credit union access to Federal Home Loan Banks system Support making CFPB subject to regular appropriations process Support restructuring CFPB leadership to a bipartisan commission Support increasing asset thresholds for CFPB supervision Support clarification of CFPB unfair, deceptive, or abusive acts and practices authority Support CFPB use of Section 1022 authority to exempt credit unions from certain regulations Support CFPB oversight and monitoring of nonbank entities Oppose CFPB efforts to avoid requirements of the rulemaking process Support CFPB use and disclosure of relevant data in rulemakings Support CFPB policies to promote innovation and access to credit Support CFPB coordination with NCUA on policy matters and examination scheduling Oppose mislabeling financial services fees as junk fees Oppose arbitrary limits on credit union fee income Support federal data privacy and security standard that exempts Gramm-Leach-Bliley Act covered institutions, preempts state laws, and does not authorize private right of action Oppose Regulation II debit interchange fee cap Oppose Federal Reserve proposed rule on modifying Regulation II debit interchange cap Support holistic evaluation of regulatory burden on credit unions Oppose expansion of Electronic Fund Transfer Act/Regulation E financial institution liability Support fair distribution of Electronic Fund Transfer Act/Regulation E error resolution responsibilities Oppose Electronic Fund Transfer Act/Regulation E liability for financial institutions for consumer-authorized transactions Oppose nominal leases for banks on military installations Oppose development of a central bank digital currency Oppose proposed new tax reporting requirements for financial institutions Support credit union access to Federal Reserve liquidity options Support FinCEN implementation of the Corporate Transparency Act Support exemptions for CFPB Section 1071 final rule Oppose legislative action on the Overseas Military Banking Program Oppose credit union-related amendments to the FY 2025 National Defense Authorization Act Support federal share insurance for all credit unions acting as fiscal agents of the U.S. government Oppose CFPB proposed rule on overdraft for very large financial institutions Oppose CFPB efforts to restrict information in credit reports Oppose Credit Card Competition Act (H.R. 3881, S. 1838) Support Secure and Fair Enforcement Banking Act (H.R. 2891; S. 1323) Support Secure And Fair Enforcement Regulation Banking Act (S. 2860) Oppose Capping Credit Card Interest Rates Act (S. 2760) Support Close the Shadow Banking Loophole Act (S. 3538) Support Business of Insurance Regulatory Reform Act (H.R. 7000; S. 3592) Oppose Strengthening Cybersecurity for the Financial Sector Act (H.R. 7036) Support resolution of disapproval for CFPB credit card penalty fees final rule (S.J.Res. 70; H.J.Res. 122) Support CBDC Anti-Surveillance State Act (H.R. 5403; S. 3801) Support CDFI Fund Transparency Act (S. 3161; S. 2674) Support Consumer Financial Protection Commission Act (H.R. 1410) Support CFPB Transparency and Accountability Reform Act (H.R. 2798) Support Fair Audits and Inspections for Regulators Exams Act (H.R. 8071) Support Credit Union Board Modernization Act (H.R. 582, S. 610) Support Member Business Loan Expansion Act (H.R. 4868) Support Veterans Member Business Loan Act (H.R. 4867; S. 539) Support Expanding Access to Lending Options Act (H.R. 6933) Oppose House National Defense Authorization Act Amendment #645 on the Overseas Military Banking Program Support Rural Credit Access Act (H.R. 7338) Support Secure Payments Act (H.R. 7531; S. 4570) Support Consumer Financial Protection Bureau Accountability Act (S. 4521) Oppose American Privacy Rights Act (H.R. 8818) Oppose inclusion of American Privacy Rights Act as amendment to other legislation Oppose Protecting Consumers from Payment Scams Act (H.R. 9303; S. 4943) Support Affordable Future Loan Program Act (S. 4926) Oppose CFPB credit card penalty fees final rule Oppose CFPB Section 1071 final rule Oppose CFPB Section 1033 proposed rule Oppose NCUA Call Report collection of overdraft and NSF fee revenue data Oppose NCUA disclosure of credit union overdraft and NSF fee revenue data Support NCUA action to permit credit union reimbursement of childcare expenses for federal credit union board meetings Oppose collection of vendor information in NCUA Credit Union Profile Oppose changes to NCUA collection forms outside rulemaking process Oppose NCUA proposed rule on succession planning Oppose CFPB mischaracterization of overdraft programs Oppose CFPB proposed rule on modifications to mortgage loss mitigation regulations Support gradual expansion of Fedwire and National Settlement Service operating hours with optional participation Support NCUA recognition of digital banking in service facility definition Support clarification of NCUA member expulsion regulations Support NCUA proposed rule on increasing overdraft flexibility Support NCUA recognition of government sponsored enterprises as government agencies for loan maturity limit purposes Support NCUA adoption of floating interest rate cap Support modification of NCUA commercial loan definition Support increased flexibility in NCUA occupancy requirements Support NCUA modification of low-income designation process Support expanding NCUA qualified charity definition Support expansion of Federal Home Loan Bank Act community financial institution definition Support Federal Home Loan Bank engagement with credit unions Oppose adoption of volume-based incentives for Federal Home Loan Banks Oppose policy changes to limit access to Federal Home Loan Bank liquidity Support harmonization of federal cyber incident notification standards Oppose CFPB action to shift burden of negotiating mortgage closing fees to financial institutions Support credit union access to universal service fund letters of credit program Support additional time to implement anti-money laundering/countering financing of terrorism program changes and publication of guidance Support consumer protection regulations for buy-now-pay-later loan providers Support regulatory framework for artificial intelligence that allows responsible innovation and recognizes compliance with existing regulations Oppose prohibition on use of medical debt information in credit decisions

Client expense: $1,090,000 · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), Defense, Dept of (DOD), Federal Communications Commission (FCC), Federal Housing Finance Agency (FHFA), Federal Reserve System, Financial Crimes Enforcement Network (FinCEN), Government Accountability Office (GAO), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Natl Credit Union Administration (NCUA), Office of Management & Budget (OMB), SENATE, Small Business Administration (SBA), Treasury, Dept of

The Veteran Member Business Loan Act (S. 539/H.R. 4867) would exempt loans made to veteran-owned businesses from the credit union member business lending cap. The Credit Card Competition Act (S. 1838/H.R. 3881) would weaken the security of the credit card payments network through regulating the credit card interchange market. The CDFI Fund Transparency Act (H.R. 3161) would increase awareness of the CDFI application process. The CFPB-IG Reform Act (H.R. 1411/S. 915) would require a Senate-confirmed Inspector General to help oversee the CFPB. H.R. 1382, the TABS Act, would bring the CFPB under the traditional congressional appropriations process. H.R. 1410 (the Consumer Financial Protection Commission Act) would establish a five-member Board of Directors for the CFPB. HR 7531, the Secure Payments Act, would prevent finalization of the Federal Reserve's proposal to cap debit card interchange fees until a study is conducted on the impact to financial services, consumers, and financial institutions.

Client expense: $10,000 · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), Federal Reserve System, HOUSE OF REPRESENTATIVES, Natl Credit Union Administration (NCUA), SENATE

The Veteran Member Business Loan Act (S. 539/H.R. 4867) would exempt loans made to veteran-owned businesses from the credit union member business lending cap. The Credit Card Competition Act (S. 1838/H.R. 3881) would weaken the security of the credit card payments network through regulating the credit card interchange market. The CDFI Fund Transparency Act (H.R. 3161) would increase awareness of the CDFI application process. The CFPB-IG Reform Act (H.R. 1411/S. 915) would require a Senate-confirmed Inspector General to help oversee the CFPB. H.R. 1382, the TABS Act, would bring the CFPB under the traditional congressional appropriations process. H.R. 1410 (the Consumer Financial Protection Commission Act) would establish a five-member Board of Directors for the CFPB. HR 7531, the Secure Payments Act, would prevent finalization of the Federal Reserve's proposal to cap debit card interchange fees until a study is conducted on the impact to financial services, consumers, and financial institutions.

Client expense: $10,000 · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), Federal Reserve System, HOUSE OF REPRESENTATIVES, Natl Credit Union Administration (NCUA), SENATE

H.R.317 - To amend the Securities Exchange Act of 1934 to prohibit the Securities and Exchange Commission from requiring an issuer to make climate-related disclosures that are not material to investors, and for other purposes. (Stephanie Bice, R-OK-5) H.R.557 - To promote United States interests at the international financial institutions, and for other purposes. (French Hill, R-AR-2) S.391 - A bill to amend the Securities Exchange Act of 1934 to prohibit the Securities and Exchange Commission from requiring an issuer to disclose information relating to certain greenhouse gas emissions, and for other purposes. (John Boozman, R-AR) House Version: H.R.1018 - To amend the Securities Exchange Act of 1934 to prohibit the Securities and Exchange Commission from requiring an issuer to disclose information related to certain greenhouse gas emissions, and for other purposes. (Frank Lucas, R-OK-3) H.R.1165 - Data Privacy Act of 2023 (Patrick McHenry, R-NC-10) H.R.1313 - To enhance rulemaking requirements for the Bureau of Consumer Financial Protection, and for other purposes. (Alex Mooney, R-WV-2) H.R.1382 - To change the Bureau of Consumer Financial Protection into an independent agency named the Consumer Financial Empowerment Agency, to transition the Agency to the regular appropriations process, and for other purposes. (Andy Barr, R-KY-6) H.R.1410 - To amend the Consumer Financial Protection Act of 2010 to make the Bureau of Consumer Financial Protection an independent Consumer Financial Protection Commission, and for other purposes. (Blaine Luetkemeyer, R-MO-3) H.R.1411 - To require Senate confirmation of Inspector General of the Bureau of Consumer Financial Protection, and for other purposes. (Blaine Luetkemeyer, R-MO-3) H.R.1506 - To amend section 1003 of title 5, United States Code (commonly referred to as the Federal Advisory Committee Act), to prohibit the establishment of advisory committees related to environmental, social, and governance aspects. (Ronny Jackson, R-TX-13) S.915 - A bill to require Presidential appointment and Senate confirmation of the Inspector General of the Board of Governors of the Federal Reserve System and the Bureau of Consumer Financial Protection. (Rick Scott, R-FL) S.1160 - A bill to provide greater transparency with respect to the financial regulatory agencies, and for other purposes. (Thom Tillis, R-NC) H.R.2489 - To amend the Consumer Financial Protection Act of 2010 to update the purpose of the Bureau of Consumer Financial Protection, and for other purposes. (Tom Emmer, R-MN-6) H.R.2798 - CFPB Transparency and Accountability Reform Act (Andy Barr, R-KY-6) H.R.2937 - To eliminate the Bureau of Consumer Financial Protection. (Byron Donalds, R-FL-19) Senate Version: S.1363 - A bill to eliminate the Bureau of Consumer Financial Protection. (Ted Cruz, R-TX) H.R.3057 - To provide that under the securities laws certain disclosures related to scope 3 greenhouse-gas emissions may not be required. (Ronny Jackson, R-TX-13) S.1362 - A bill to amend the Consumer Financial Protection Act of 2010 to enhance rulemaking requirements for the Bureau of Consumer Financial Protection, and for other purposes. (John Kennedy, R-LA) H.R.3466 - To enhance Financial Stability Oversight Council transparency. (Andy Barr, R-KY-6) H.R.3812 - To amend the Financial Stability Act of 2010 to require the Financial Stability Oversight Council to consider alternative approaches before determining that a U.S. nonbank financial company shall be supervised by the Board of Governors of the Federal Reserve System, and for other purposes. (Bill Foster, D-IL-11) H.R.4206 - To amend the Financial Stability Act of 2010 to require covered financial institutions to include elements of accumulated other comprehensive income when calculating capital for purposes of meeting capital requirements, and for other purposes. (Brad Sherman, D-CA-32) H.R.4642 - To require transparency from the Federal financial regulators with respect to international meetings, negotiations, and agreements, and for other purposes. (Mike Flood, R-NE-1) S.2409 - A bill to limit purchases of the Federal reserve banks, to require Generally Accepted Accounting Principles standards, and for other purposes. (Rick Scott, R-FL) H.R.5993 - To amend the Consumer Financial Protection Act of 2010 to clarify the funding of the Bureau of Consumer Financial Protection, and for other purposes. (French Hill, R-AR-2) Senate Version: S.3095 - A bill to amend the Consumer Financial Protection Act of 2010 to clarify the funding of the Bureau of Consumer Financial Protection. (Bill Hagerty, R-TN) H.R.6486 - To establish the position of Coordinator for Community Financial Institutions within the Small Business Administration to enhance the performance of community financial institutions and support access to capital for small business concerns, and for other purposes. (Morgan McGarvey, D-KY-3) H.R.6789 - To amend the Consumer Financial Protection Act of 2010 to clarify standards for UDAAP enforcement actions brought by the Bureau of Consumer Financial Protection, and for other purposes. (Andy Barr, R-KY-6) S.3502 - To amend the Fair Credit Reporting Act to prevent consumer reporting agencies from furnishing consumer reports under certain circumstances, and for other purposes. (Jack Reed, D-RI) S.3554 - To amend the Financial Stability Act of 2010 to provide the Financial Stability Oversight Council with duties regarding artificial intelligence in the financial sector, and for other purposes. (Mark Warner, D-VA) H.R.6962 - To place the Financial Stability Oversight Council and the Office of Financial Research under the regular appropriations process, to provide for certain quarterly reporting and public notice and comment requirements for the Office of Financial Research, and for other purposes. (Tom Emmer, R-MN-6) S.3601 - A bill to amend the Financial Stability Act of 2010 to require the Financial Stability Oversight Council to consider alternative approaches before determining that a U.S. nonbank financial company shall be supervised by the Board of Governors of the Federal Reserve System, and for other purposes. (Mike Rounds, R-SD) H.R.7531 - To require the Board of Governors of the Federal Reserve System to study the impacts of the Board's Reg II proposed rule, to complete a quantitative impact analysis of such rule, and to consider the results of such study and analysis before finalizing such rule, and for other purposes. (Blaine Luetkemeyer, R-MO-3) H.R.7625 - To require the Board of Governors of the Federal Reserve System and the Securities and Exchange Commission to issue an annual report to Congress projecting and accounting for the economic costs directly and indirectly caused by the impacts of climate change, to require the Federal Retirement Thrift Investment Board to establish a Federal Advisory Panel on the Economics of Climate Change, and for other purposes. (Emanuel Cleaver, D-MO-5) Senate Version: S.3922 - A bill to require the Board of Governors of the Federal Reserve System and the Securities and Exchange Commission to issue an annual report to Congress projecting and accounting for the economic costs directly and indirectly caused by the impacts of climate change, to require the Federal Retirement Thrift Investment Board to establish a Federal Advisory Panel on the Economics of Climate Change, and for other purposes. (Jeff Merkley, D-OR) H.R.7780 - To amend the Internal Revenue Code of 1986 to prohibit certain retirement plans from making investment decisions on the basis of factors other than financial risk and return factors. (Greg Murphy, R-NC-3) S.4521 - A bill to amend the Consumer Financial Protection Act of 2010 to subject the Bureau of Consumer Financial Protection to the regular appropriations process, and for other purposes. (Bill Hagerty, R-TN)

Client expense: $450,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Credit Union Loan Maturity Issues Credit Union Field of Membership issues S. 539 - Veterans Member Business Loan Act H.R. 4867 - Veterans Member Business Loan Act Issues related to housing Finance Reform Financial Services Regulatory Relief issues Issues related to consumer financial protection Issues related to Digital Assets Credit Union Tax Status Issues related to National Credit Union Administration Examination Procedures Proposed new tax reporting requirements for financial institutions Foreign Account Tax Compliance Act Issues related Credit Card Late Fee Rule H.R. 4868, the Member Business Loan Expansion Act S. 3992, Protecting Access to Credit for Small Businesses Act H.R. 6933, the Expanding Access to Lending Options Act H.R. 3161, the CDFI Fund Transparency Act H.R. 7338, the Rural Credit Access Act of 2024 Issues related to changes to NCUA call report re overdraft/non-sufficient funds fee disclosures Issues related to Overseas Military Banking Program Issues related to Greenhouse Gas Reduction Fund Issues related to CFPB Junk Fees Regulations Issues related to Federal Home Loan Banks Issues related to Overdraft and Non-sufficient Funds Fees Issues related to Fair Lending Issues related to credit union conversions Issues related to Financial inclusion H.J.Res. 122 - Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to "Credit Card Penalty Fees (Regulation Z) H.R. 7036 Strengthening Cybersecurity for the Financial Sector Act H.R. 7000; S. 3592 Business of Insurance Regulatory Reform Act EPA Greenhouse Gas Reduction Fund Issues related to flood insurance Support regulator- and bank-approved credit union-bank mergers Support assistance for MDI credit unions Oppose CRA requirements for credit unions Support FCU Act modernization Support expanded credit union investment authority Support expanded credit union examination cycle Support increased examination transparency Support Central Liquidity Facility enhancements Support parity for credit unions related to stablecoin regulation Support mandatory arbitration agreements Oppose national interest rate cap Support reduced GSE costs for credit union mortgages Support secondary mortgage market access for credit unions Support making CFPB subject to regular appropriations process Support restructuring CFPB leadership to a bipartisan commission Support increasing asset thresholds for CFPB supervision Support clarification of CFPB UDAAP authority Support CFPB use of Section 1022 authority to exempt credit unions from certain regulations Support CFPB oversight and monitoring of nonbank entities Oppose CFPB efforts to avoid requirements of the rulemaking process Support CFPB use and disclosure of relevant data in rulemakings Support CFPB policies to promote innovation and access to credit Support CFPB coordination with NCUA on policy matters and examination scheduling Oppose arbitrary limits on credit union fee income Support holistic evaluation of regulatory burden on credit unions Oppose expansion of Regulation E financial institution liability; Support fair distribution of Regulation E error resolution responsibilities Oppose Regulation E liability for financial institutions for consumer-authorized transactions Oppose nominal leases for banks on military installations Oppose development of a CBDC Support credit union access to Federal Reserve liquidity options Oppose proposed CFPB auto lending data collection Support FinCEN implementation of the Corporate Transparency Act Support exemptions for CFPB Section 1071 final rule Oppose legislative action on the Overseas Military Banking Program Oppose credit union-related amendments to the FY 2025 NDAA Support federal share insurance for all credit unions acting as fiscal agents of the U.S. government Oppose CFPB proposed rule on overdraft for very large financial institutions Oppose CFPB efforts to restrict information in credit reports Oppose Credit Card Competition Act (H.R. 3881, S. 1838) Support SAFE Banking Act (H.R. 2891; S. 1323) Support SAFER Banking Act (S. 2860) Oppose Capping Credit Card Interest Rates Act (S. 2760) Support Close the Shadow Banking Loophole Act (S. 3538) Support CBDC Anti-Surveillance State Act (H.R. 5403; S. 3801) Support Consumer Financial Protection Commission Act (H.R. 1410) Support CFPB Transparency and Accountability Reform Act (H.R. 2798) Support FAIR Exams Act (H.R. 8071) Support Credit Union Board Modernization Act (H.R. 582, S. 610) Support Secure Payments Act (H.R. 7531; S. 4570) Support Consumer Financial Protection Bureau Accountability Act (S. 4521) Oppose American Privacy Rights Act (H.R. 8818) Oppose CFPB Section 1071 final rule Oppose CFPB Section 1033 proposed rule Support NCUA action to permit credit union reimbursement of childcare expenses for FCU board meetings Support modification of FHFA first-generation homebuyer definition

Client expense: $1,460,000 · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), Defense, Dept of (DOD), Environmental Protection Agency (EPA), Federal Housing Finance Agency (FHFA), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Labor, Dept of (DOL), Natl Credit Union Administration (NCUA), SENATE, Small Business Administration (SBA), Treasury, Dept of

H.R. 277, Regulations from the Executive in Need of Scrutiny (REINS) Act of 2023 H.R. 1118/S. 512, Democracy Is Strengthened by Casting Light On Spending in Elections (DISCLOSE) Act of 2023 H.R. 1410, Consumer Financial Protection Commission Act H.R. 7698, Building Civic Bridges Act H.R. 8071, Fair Audits and Inspections for Regulators Exam Act H.R. 8204, Regulatory Early Notice and Engagement Act H.R. 8772, Legislative Branch Appropriations Act, 2025 Potential legislation similar to H.R. 1/S. 2093, For the People Act of 2021 Reappointment of Carl W. Bentzel as a Member of the Federal Maritime Commission Advanced notice of proposed rulemaking (ANPR), Federal Acquisition Regulation: Prohibition on Certain Semiconductor Products and Services; Docket No. 2024-08735 (89 Fed. Reg. 36,738-36,742, May 3, 2024) Proposed Rule, Army Corps of Engineers, Department of Defense (DoD); Processing of Department of the Army Permits; Procedures for the Protection of Historic Properties, (89 Fed. Reg. 9,079-9,087, February 9, 2024) Various issues relating to decisions of the Congressional Parliamentarians; implementation of the American Rescue Plan Act (P.L. 117-2); urging nomination of a new FAA Administrator; urging confirmation of candidates for FERC Commissioner; defense industrial base

Client expense: $13,930,000 · Firm income: Not reported

Government targets: Defense, Dept of (DOD), HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), SENATE

H.R. 448, Putting Investors First Act of 2023 H.R. 758, Promoting Access to Capital in Underbanked Communities Act of 2023 H.R. 835, Fair Investment Opportunities for Professional Experts Act H.R. 1010/S. 453, Prohibiting IRS Financial Surveillance Act H.R. 1410, Consumer Financial Protection Commission Act H.R. 1548, Improving Access to Small Business Information Act H.R. 1553, Helping Angels Lead our Startups (HALOS) Act H.R. 1579, Accredited Investor Definition Review Act H.R. 2608, To amend the Federal securities laws to specify the periods for which financial statements are required to be provided by an emerging growth company, and for other purposes H.R. 2610, To amend the Securities Exchange Act of 1934 to specify certain registration statement contents for emerging growth companies, to permit issuers to file draft registration statements with the Securities and Exchange Commission for confidential review, and for other purposes H.R. 2612, Gig Worker Equity Compensation Act H.R. 2627, Increasing Investor Opportunities Act H.R. 2652, Investment Opportunity Expansion Act H.R. 2792, Small Entity Update Act H.R. 2793, Encouraging Public Offerings Act of 2023 H.R. 2795, Enhancing Multi-Class Share Disclosures Act H.R. 2796, Promoting Opportunities for Non-Traditional Capital Formation Act H.R. 2797, Equal Opportunity for All Investors Act H.R. 2798, CFPB Transparency and Accountability Reform Act H.R. 2799/S. 3815, Expanding Access to Capital Act of 2023 H.R. 2812, Middle Market IPO Underwriting Cost Act H.R. 3063, Retirement Fairness for Charities and Educational Institutions Act H.R. 3161, CDFI Fund Transparency Act H.R. 4035, Protecting Small Business Information Act of 2023 H.R. 4168/S. 2005, Mandatory Materiality Requirement Act of 2023 H.R. 4177/S. 2007, Improving Corporate Governance Through Diversity Act of 2023 H.R. 4366, Consolidated Appropriations Act, 2024, including provisions related to Senate Amendment 1217 and Senate Amendment 1092 H.R. 4664/S. 2309, Making appropriations for financial services and general government for the fiscal year ending September 30, 2024, and for other purposes H.R. 4823, American Financial Institution Regulator Sovereignty and Transparency Act H.R. 5488/S. 2805, Protecting Our Courts from Foreign Manipulation Act of 2023 H.R. 7000/S. 3592, Business of Insurance Regulatory Reform Act of 2024 H.R. 7092/S. 3676, Protecting Private Job Creators Act H.R. 7470/S.3823, Secure U.S. Leadership in Space Act of 2024 H.R. 8070, Service Member Quality of Life Improvement and National Defense Authorization for Fiscal Year 2025 H.R. 8337, Bank Resilience and Regulatory Improvement Act H.R. 8338, Clarity in Lending Act H.R. 8339, SEC Reform and Restructuring Act H.R. 8773, Financial Services and General Government Appropriations Act, 2025 S. 638, Disclosure of Tax Havens and Offshoring Act S. 3541, Fair Audits and Inspections for Regulators Exams Act H.J.Res. 100 / S.J.Res. 50, Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Securities and Exchange Commission relating to "Cybersecurity Risk Management, Strategy, Governance, and Incident Disclosure" H.J.Res. 120, Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Financial Stability Oversight Council related to "Guidance on Nonbank Financial Company Determinations" H.J.Res. 122/H.J.Res.121/S.J.Res.70, Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to "Credit Card Penalty Fees (Regulation Z)" Draft legislation titled Accredited Investor Self-Certification Act Potential legislation on environmental, social, and governance issues Potential legislation to reform the Securities and Exchange Commission Potential legislation similar to H.R. 5598, Access to Small Business Investor Capital Act Potential legislation similar to H.R. 2025/S. 840, Litigation Funding Transparency Act SEC Proposed Rule on the Enhancement and Standardization of Climate-Related Disclosures for Investors (87 Fed. Reg. 21,334-21,473, April 11, 2022) Proposed Rule, Securities and Exchange Commission; Open-End Fund Liquidity Risk Management Programs and Swing Pricing; Form N-PORT Reporting (87 Fed. Reg. 77,172-77,296, December 16, 2022) Notice of Proposed Rulemaking, Internal Revenue Service (IRS), Treasury; Excise Tax on Repurchase of Corporate Stock-Procedure and Administration (89 Fed. Reg. 25,829-25,834, April 12, 2024) Notice of Proposed Rulemaking, Section 45V Credit for Production of Clean Hydrogen; Section 48(a)(15) Election To Treat Clean Hydrogen Production Facilities as Energy Property (89 Fed. Reg. 25,551-25,553, April 11, 2024) Proposed Rule, Public Company Accounting Oversight Board; Amendments to Reporting Requirements for Registered Firms (PCAOB Release No. 2024-003, April 9, 2024; PCAOB Rulemaking Docket Matter No. 055) Proposed Rule, Public Company Accounting Oversight Board; Amendments to False or Misleading Statements Concerning PCAOB Registration and Oversight and Constructive Requests to Withdraw from Registration (PCAOB Release No. 2024-001, February 27, 2024; PCAOB Rulemaking Docket Matter No. 054) Proposed Rule, Public Company Accounting Oversight Board; Amendments to Firm and Engagement Metrics (PCAOB Release No. 2024-002, April 9, 2024; PCAOB Rulemaking Docket Matter No. 041) Final Rule, Security Exchange Commission on Cybersecurity Risk Management, Strategy, Governance, and Incident Disclosure (88 Fed. Reg. 51,896-51,945, September 5, 2023) Proposed Rule, Security Exchange Commission on Changes to 14a-8 (87 Fed. Reg. 45,052-45,075, July 27, 2022) Proposed Rule, Consumer Financial Protection Bureau; Overdraft Lending: Very Large Financial Institutions (89 Fed. Reg. 13,852-13,908, February 23, 2024) Final Rule, Security Exchange Commission on Share Repurchase Disclosure Modernization (88 Fed. Reg. 36,002-36,063, July 31, 2023) Proposed Rule, FSOC Authority to Require Supervision and Regulation of Certain Nonbank Financial Companies, Proposed Interpretive Guidance (88 Fed. Reg. 26,234-26,244, April 28, 2023) Proposed Rule, FSOC Analytic Framework for Financial Stability Risk Identification, Assessment, and Response, Proposed Analytic Framework (88 Fed. Reg. 26,305-26,311, April 28, 2023) Proposed Rule, Securities and Exchange Commission; Conflicts of Interest Associated with the Use of Predictive Data Analytics by Broker-Dealers and Investment Advisers (88 Fed. Reg. 53,960- 54,024, August 9, 2023) Proposed Rule, Security Exchange Commission on Private Fund Advisers (87 FR 16,886, February 9, 2022) Proposed Rule, Security Exchange Commission on Safeguarding Advisory Client Assets (88 Fed. Reg 14,672-14,792, March 9, 2023) Proposed Rule, Federal Deposit Insurance Corporation; Request for Comment on Proposed Statement of Policy on Bank Merger Transactions (89 Fed. Reg. 29,222-29,244, April 19, 2024) Proposed Rule, Public Company Accounting Oversight Board; Amendments to PCAOB Auditing Standards related to a Companys Noncompliance with Laws and Regulations (PCAOB Release No. 2023-003/PCAOB Rulemaking Docket Matter No. 051, June 6, 2023) Notice and Request for Comment, Consumer Financial Protection Bureau; Agency Information Collection Activities (89 Fed. Reg 4,281-4,282, January 23, 2024) Proposed Rule, Consumer Financial Protection Bureau; Defining Larger Participants of a Market for General Use Digital Consumer Payment Applications (88 Fed. Reg. 80,197-80,216, November 17, 2023) Various issues relating to SEC Best Interest and Enhancing Investment Adviser Regulation relating to broker-dealers, registered investment advisers, conflicts of interest; potential federal preemption of state fiduciary standards; CFTCs de minimis Exception for Swap Dealers; Securities and Exchange Commission amendments to the Commissioners whistleblower rules file no. S7-16-18; proxy process, proxy advisory firms, and other related aspects of corporate governance corporate common ownership; adoption of the current expected credit loss (CECL) accounting standard; role of credit reporting agencies (CRAs) in the U.S. economy; debt collection practices (regulation F) under the Fair Debt Collection Practices Act (P.L. 95-109); qualified mortgage definition under the Truth in Lending Act (P.L. 90-321) (Regulation Z); Financial Stability Oversight Council activities, including the approach to and designation of systemic importance and risk of nonbank financial companies and firms; Federal Reserve Systems Large Institution Supervision Coordinating Committee; potential housing finance reform legislation; enforcement of Securities and Exchange Commission penalties; federal interest rate authority; Anti-Money Laundering (AML) and Bank Secrecy Act (BSA) reform; electronic consent-based SSN Verification Service (eCBSV); environmental, social, and governance (ESG) enforcement; information collection under the Community Reinvestment Act (CRA) (P.L. 95-128); potential Financial Transaction Tax (FTT); potential Treasury Department proposal relating to tax reporting by banks; investment company cross trading; potential money market fund reform measures; transition to the secured overnight financing rate; implementation of SEC Rule 15c2-11; Department of Labor fiduciary advice exemption: PTE 2020-02; benefits of risk-based pricing; mobile disclosures; modernization of the Credit Repair Organizations Act (enacted as Title IV of the Consumer Credit Protection Act, P.L. 90-321); Internal Revenue Service Priority Guidance Plan; Federal Trade Commission issues: Freedom of Information Act Requests, Penalty Offense Authority, Zombie Voting, and overall direction of the Commission under Chair Lina Khan; Financial Accounting Standards Board improvements to income tax disclosures; Climate-Related Financial Risk Management for Large Banks; CFPB regulatory sandbox for disclosures; CFPB Policy Fellowship program; CFPB amendment of its Supervision and Examination Manual; CFPB conflation of Distinct Statutory Concepts of Unfairness and Discrimination; CFPB Small Business Advisory Review Panels Rulemaking on Personal Financial Data Rights; CFPB implementation of the Small Business Lending Data Collection Rule (the 1071 Rule); SEC Open-End Fund Liquidity Risk Management Programs and Swing Pricing; Form N-PORT Reporting (File Number S7-26-22); Federal Deposit Insurance Corporation Proposal on Corporate Governance and Risk Management; Basel III Endgame Rule; FDIC Monitoring of Investment Funds Passivity Agreements; issues related to the Export-Import Bank of the United States; EU sustainable finance action plan and incorporating ESG factors into financial services; reporting metrics of American companies under the EUs Corporate Sustainability Reporting Directive and Corporate Sustainability Due Diligence Directive; reporting metrics of American companies under the California climate disclosure laws; interconnectedness of the SECs rulemaking agenda; potential rulemaking regarding Section 956 of the Dodd-Frank Act (P.L. 111-203); SEC Staff Report Review of the Accredited Investor Definition under the Dodd Frank Act index fund passivity; oversight issues and potential legislation on third party litigation funding (including its national security implications)

Client expense: $13,930,000 · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Justice, Dept of (DOJ), Labor, Dept of (DOL), Office of Management & Budget (OMB), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

H.R. 1410, Consumer Financial Protection Commission Act Debt Ceiling National Defense Authorization Act for 2025 H.R. 8070, Servicemember Quality of Life Improvement and National Defense Authorization Act for Fiscal Year 2025 Artificial Intelligence

Client expense: $1,490,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE, White House Office

S. 293 Fair Access to Banking Act 2023. S. 245 Financial Institution Customer Protection Act 2023. S. 817/HR. 1602 SVB Act. HR. 1663 Critical Bank Review Act. HR. 758 Promoting Access to Capital in Underbanked Communities Act of 2023. S. 362 TAILOR Act of 2023. S. 583 FDIC Act of 2023. HR. 1810 Bank Privacy Act. HR. 1533 Promoting New and Diverse Depository Institutions Act. HR. 1410 Consumer Financial Protection Commission Act. HR. 500 Financial Exploitation Prevention Act of 2023. HR. 1382 TABS Act of 2023. S.2190 Recovering Executive Compensation From Unaccountable Practices Act (RECOUP Act). S.1045 Failed Bank Executives Clawback Act. S.1838 The Credit Card Competition Act. HR. 1165 The Data Privacy Act of 2023. Issues related to Capital One/Discover merger, banking, payments, lending and payments innovation.

Client expense: $430,000 · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

Senate 2025 National Defense Authorization Act H.J. Res. 10, Proposing an amendment to the Constitution of the United States to provide certain line item veto authority to the President H. Res. 890, Amending the Rules of the House of Representatives to establish the Committee on the Elimination of Nonessential Federal Programs. H. Res. 1016, Providing for consideration of the bill (H.R. 5673) to advance responsible policies. H. Res. 1196, Expressing the sense of the House of Representatives that public servants should be commended for their dedication and continued service to the United States during Public Service Recognition Week. H. Res. 1329, Acknowledging and apologizing for the mistreatment of, and discrimination against, lesbian, gay, bisexual, and transgender individuals who served the United States in the uniformed services, the Foreign Service, and the Federal civil service. S. Res. 740, A resolution acknowledging and apologizing for the mistreatment of, and discrimination against, lesbian, gay, bisexual, and transgender individuals who served the United States in the uniformed services, the Foreign Service, and the Federal civil service. H.R. 2, Secure the Border Act of 2023 S. 2824, Secure the Border Act of 2023 H.R. 15, Equality Act S. 5, Equality Act H.R. 17, Paycheck Fairness Act H.R. 36, Patrick Underwood Federal Law Enforcement Protection Act of 2023 H.R. 51, Washington, D.C. Admission Act S. 51, Washington, D.C. Admission Act H.R. 69, NOSHA Act H.R. 82, Social Security Fairness Act S. 597, Social Security Fairness Act H.R. 101, Return to Work Act H.R. 139, SHOW UP Act of 2023 S. 1565, SHOW UP Act of 2023 H.R. 140, Protecting Speech from Government Interference Act H.R. 158, CLEAN Public Service Act H.R. 159, Chance to Compete Act of 2023 S. 59, Chance to Compete Act of 2023 H.R. 162, National Digital Reserve Corps Act H.R. 203, No Hires for the Delinquent IRS Act H.R. 227, Federal Employee Combat Zone Tax Parity Act H.R. 249, Bonuses for Cost-Cutters Act of 2023 H.R. 300, Settlement Agreement Information Database Act of 2023 H.R. 310, Dismantling Investments in Violation of Ethical Standards through Trusts Act H.R. 360, RETURN ACT S. 155, RETURN ACT H.R. 389, PORTFOLIO Act H.R. 397, To require the evaluation of Federal agencies and programs for duplicative, wasteful, or outdated functions, and to recommend the elimination or realignment of such functions, and for other purposes H.R. 403, No Mandates Act H.R. 474, RETURN Act H.R. 493, For the relief of Michael Janssen and Steven Passantino H.R. 564, Saving Taxpayers' Money and Paying America's Debt Act H.R. 596, Anti-Border Corruption Improvement Act H.R. 644, Student Loan Borrowers Safety Net Act of 2023 H.R. 678, Restoring Military Focus Act S. 191, Restoring Military Focus Act H.R. 694, Job Protection Act H.R. 716, Fair COLA for Seniors Act of 2023 H.R. 741, Employee Bonus Protection Act H.R. 743, Protect and Serve Act of 2023 H.R. 789, Caring for All Families Act S. 242, Caring for All Families Act H.R. 843, Federal Police Camera and Accountability Act H.R. 856, Comprehensive Paid Leave for Federal Employees Act S. 274, Comprehensive Paid Leave for Federal Employees Act H.R. 866, Equal COLA Act S. 3194, Equal COLA Act H.R. 978, Drain the Swamp Act of 2023 H.R. 980, Washington, D.C. Residents Voting Act H.R. 985, Productivity Over Pronouns Act H.R. 1002, Saving the Civil Service Act S. 399, Saving the Civil Service Act H.R. 1080, COVID-19 Federal Employee Reinstatement Act H.R. 1084, Flexibility for Workers Education Act H.R. 1106, COST of Relocations Act S. 487, COST of Relocations Act H.R. 1162, Accountability for Government Censorship Act H.R. 1206, Federal Agency Sunset Commission Act of 2023 H.R. 1229, Stop CRT Act S. 558, Stop CRT Act H.R. 1235, Federal Firefighter Pay Equity Act H.R. 1261, Federal Employees Sustainable Investment Act H.R. 1275, To prohibit the use of Federal funds to carry out Executive Order 14091 H.R. 1301, Federal Employees Civil Relief Act S. 640, Federal Employees Civil Relief Act H.R. 1322, Law Enforcement Officers Equity Act S. 1658, Law Enforcement Officers Parity Act H.R. 1323, LEO Fair Retirement Act of 2023 H.R. 1332, Thirty-Two Hour Workweek Act S. 3947, Thirty-Two Hour Workweek Act H.R. 1382, TABS Act of 2023 H.R. 1401, END FENTANYL Act H.R. 1410, Consumer Financial Protection Commission Act H.R. 1416, Federal Retirement Thrift Investment Board Inspector General Act of 2023 H.R. 1442, No Pensions for Lying Bureaucrats Act H.R. 1463, Restoring Trust in Public Servants Act H.R. 1467, Locality-based Social Security Benefits Act of 2023 H.R. 1480, Beagle Brigade Act of 2023 H.R. 1487, Office of Personnel Management Reform Act H.R. 1573, To require the Secretary of Education to accept certain documentation from the Department of Defense as proof of employment for purposes of the public service loan forgiveness program H.R. 1600, Pay Equity for All Act of 2023 H.R. 1618, Commission on Sustaining Medicare and Social Security Act of 2023 H.R. 1621, COVID-19 National Memorial Act H.R. 1627, Sergeant Steve Owen Defending Our Defenders Act H.R. 1688, Social Security Cost of Living Increase Act of 2023 H.R. 1804, Honest Runway Labeling Act H.R. 2382, September 11 Day of Remembrance Act S. 1472, September 11 Day of Remembrance Act H.R. 2383, Prohibition of Financial Trading on Government Property Act H.R. 2395, Restoring Overtime Pay Act of 2023 S. 1041, Restoring Overtime Pay Act of 2023 H.R. 2489, CFPB Dual Mandate and Economic Analysis Act H.R. 2494, POLICE Act of 2023 H.R. 2516, End the Congressional Revolving Door Act H.R. 2524, Public Service Spending Integrity Act H.R. 2528, Grandparent-Grandchild Medical Leave Act H.R. 2549, Global Trade Accountability Act of 2023 H.R. 2556, Simplify, Don't Amplify the IRS Act H.R. 2557, CBP Workload Staffing Model Act H.R. 2572, Supporting Women COPS Act of 2023 H.R. 2577, DHS Suicide Prevention and Resiliency for Law Enforcement Act H.R. 2712, Work Not Woke Act H.R. 2744, Freedom from Government Competition Act of 2023 H.R. 2755, National Taxpayer Advocate Enhancement Act of 2023 H.R. 2776, Go Woke, Go Broke Act H.R. 2798, CFPB Transparency and Accountability Reform Act H.R. 2806, U.S. Customs and Border Protection Rural and Remote Hiring and Retention Strategy Act of 2023 H.R. 2837, Border Patrol Pay Parity Act S. 1444, Border Patrol Enhancement Act H.R. 2937, Repeal CFPB Act S. 1363, Repeal CFPB Act H.R. 2949, PSLF Payment Completion Fairness Act S. 1331, PSLF Payment Completion Fairness Act H.R. 2996, Safe Leave for Victims of Domestic Violence, Sexual Assault, and Stalking Act H.R. 3003, Bipartisan Restoring Faith in Government Act H.R. 3022, Workers' Memorial Day H.R. 3024, Life Saving Leave Act S. 3685, Life Saving Leave Act H.R. 3079, Back the Blue Act of 2023 H.R. 3091, Federal Law Enforcement Officer Service Weapon Purchase Act S. 1585, Federal Law Enforcement Service Weapon Purchase Act H.R. 3094, To terminate the requirement imposed by the Secretary of Homeland Security for proof of COVID-19 vaccination for foreign travelers, and for other purposes. H.R. 3108, Tim's Act S. 1505, Tim's Act H.R. 3115, Public Service Reform Act S. 1496, Public Service Reform Act H.R. 3170, HELPER Act of 2023 S. 1514, HELPER Act of 2023 H.R. 3261, Strengthening Social Security Act of 2023 H.R. 3381, National Law Enforcement Officers Remembrance, Support and Community Outreach Act H.R. 3406, Stop TSP ESG Act S. 1891, Stop TSP ESG Act H.R. 3407, Empowering Law Enforcement Act of 2023 H.R. 3409, Healthy Families Act S. 1664, Healthy Families Act H.R. 3455, TSP Act S. 1650, TSP Act of 2023 H.R. 3481, FAMILY Act S. 1714, FAMILY Act H.R. 3499, Direct Hire To Fight Fires H.R. 3527, MATCH Act H.R. 3612, No ESG at TSP Act S. 2147, No ESG at TSP Act H.R. 3740, Federal Employee Student Debt Transparency Act H.R. 3855, National Digital Reserve Corps Act H.R. 3967, Student Loan Tax Relief Act H.R. 4009, Public Health Emergency Response Act H.R. 4023, UPDATED USPS Act H.R. 4044, China Trade Cheating Restitution Act of 2023 H.R. 4260, Public Servants Protection and Fairness Act of 2023 H.R. 4278, Restore VA Accountability Act of 2023 H.R. 4398, Patriotism Not Pride Act H.R. 4416, No Funds for Armed Regulators Act of 2023 H.R. 4428, Guidance Clarity Act of 2023 H.R. 4434, Accountability for Acting Officials Act H.R. 4436, Why Does the IRS Need Guns Act S. 1949, Why Does the IRS Need Guns Act H.R. 4453, No CCP Financial Apps on Government Devices Act H.R. 4467, DHS Border Services Contracts Review Act H.R. 4497, To expand the mission of the National Park Service to include active use of System units located in urban areas, and for other purposes. H.R. 4502, Modernizing the Acquisition of Cybersecurity Experts Act H.R. 4503, AI Training Expansion Act of 2023 H.R. 4528, Strengthening the NRC Workforce Act of 2023 H.R. 4533, Cost of Wokeism in the Military Act H.R. 4583, Social Security 2100 Act S. 2280, Social Security 2100 Act H.R. 4672, To amend title 40, United States Code, to prohibit the Administrator of General Services from constructing or acquiring public buildings or entering into leases based on the legality or availability of abortion, and for other purposes. H.R. 4711, Protecting Taxpayers from Student Loan Bailouts Act H.R. 4742, Pay Back Act H.R. 4744, Lead by Example Act of 2023 S. 2373, Lead by Example Act of 2023 H.R. 4791, Free Speech Protection Act S. 2425, Free Speech Protection Act H.R. 4831, Fair Pay for Federal Firefighters Act H.R. 4836, Professional Images Protection Act H.R. 4848, Censorship Accountability Act S. 2616, Censorship Accountability Act H.R. 4893, Scientific Integrity Act H.R. 4906, Protecting VA Employees Act H.R. 4925, EPIC Act H.R. 4926, Members of Congress Pension Opt Out Clarification Act H.R. 4944, Military Families and Surviving Spouses Benefits Enhancement Act H.R. 4961, To require ports of entry along the northern border to remain open as many hours per day as they were open prior to the COVID-19 pandemic. S. 2562, A bill to require ports of entry along the northern border to remain open as many hours per day as they were open prior to the COVID-19 pandemic. H.R. 4991, To direct the Secretary of Homeland Security to commence a rule making to establish a U.S. Customs and Border Protection International port of entry at the Port of Stockton and for other purposes. H.R. 5037, FAIR Leave Act S. 2574, FAIR Leave Act H.R. 5040, CURE Act H.R. 5153, To direct the Secretary of Veterans Affairs to carry out a pilot program to employ veterans in certain wildland firefighting activities. H.R. 5169, Wildland Firefighter Paycheck Protection Act of 2023 S. 2272, Wildland Firefighter Paycheck Protection Act of 2023 H.R. 5171, Federal Employee Pay Compression Relief Act of 2023 H.R. 5342, Equal Treatment of Public Servants Act of 2023 H.R. 5345, Curbing Offenses on Policing Services Act H.R. 5346, Creating Schedule F in the Excepted Service Act H.R. 5366, Patriot Day Act H.R. 5465, Congressional Access to Bureaucratic Offices Act H.R. 5538, To amend title 5 of the United States Code to provide special overtime pay for certain border patrol agents, and for other purposes. H.R. 5563, Schedules That Work Act S. 2851, Schedules That Work Act H.R. 5578, Part-Time Worker Bill of Rights Act S. 2850, Part-Time Worker Bill of Rights Act H.R. 5624, Cost of Police Misconduct Act of 2023 S. 2883, Cost of Police Misconduct Act of 2023 H.R. 5676, SWAMP Act of 2023 S. 2612, SWAMP Act of 2023 H.R. 5681, Pipeline to Service Act H.R. 5713, Homeland Security Fentanyl Enforcement Act H.R. 5726, Denying Pensions to Convicted Child Molesters Act of 2023 H.R. 5728, Government Shutdown Impact Report Act of 2023 H.R. 5739, Shutdown Guidance for Financial Institutions Act H.R. 5758, To amend title 31, United States Code, to reimburse employees of the Federal Government and the District of Columbia, Federal contractors, and the States for certain costs incurred as a result of a Government shutdown, and for other purposes. H.R. 5760, Climate Resilience Workforce Act H.R. 5839, Maritime Border Security Technology Improvement Act H.R. 5862, To amend the Homeland Security Act of 2002 relating to authority of U.S. Customs and Border Protection to consolidate, modify, or reorganize Customs revenue functions. H.R. 5883, Honoring Civil Servants Killed in the Line of Duty Act S. 3029, Honoring Civil Servants Killed in the Line of Duty Act H.R. 5900, Security Clearance Revolving Door Act of 2023 H.R. 5920, Student Loan Marriage Penalty Elimination Act of 2023 H.R. 5990, Border Enforcement, Security, and Trade (BEST) Facilitation Act of 2023 S. 2278, Border Enforcement, Security, and Trade (BEST) Facilitation Act of 2023 H.R. 5993, Federal Reserve Loss Transparency Act S. 3095, Federal Reserve Loss Transparency Act H.R. 5995, Federal Retirement Fairness Act H.R. 6170, Border Security and Terrorism Prevention Act H.R. 6195, Wildland Firefighter Fair Pay Act S. 3221, Wildland Firefighter Fair Pay Act H.R. 6266, Federal Protective Service Reform Act of 2023 H.R. 6267, Election Day Act H.R. 6276, USE IT Act of 2023 H.R. 6280, Smart Border Protection Act H.R. 6389, District of Columbia National Guard Federal Employee Leave Fairness Act H.R. 6404, Disarming Cartels Act H.R. 6409, CBP SPACE Act H.R. 6422, Locality Pay Equity Act of 2023 S. 3308, Locality Pay Equity Act of 2023 H.R. 6432, Safeguarding Honest Speech Act H.R. 6462, READINESS Act S. 3530, READINESS Act H.R. 6524, Federal Cybersecurity Workforce Expansion Act H.R. 6558, END the DEEP STATE H.R. 6722, Fair Wage Act of 2023 H.R. 6792, PSLF Administrative Improvement Act H.R. 6842, STOCK Act 2.0 S. 3555, STOCK Act 2.0 H.R. 6876, CTPAT Pilot Program Act of 2023 H.R. 6901, To direct the Secretary of Defense to submit to Congress a report on Department of Defense restrictions on the employment of former Department employees by certain countries. H.R. 6907, Parental Workforce Training Act. H.R. 6908, Jury Duty Exemption for Breastfeeding Act of 2023 H.R. 6911, ROBERT MALLEY Act H.R. 7080, Earn Your Keep Act H.R. 7107, Human Trafficking Awareness Training Act H.R. 7121, Financial Regulators Revolving Door Enforcement Act H.R. 7127, FAIR Act S. 3688, FAIR Act H.R. 7236, RECOVER Act of 2024 H.R. 7329, Election Day Holiday Act of 2024 H.R. 7369, CBP Hire Act of 2024 H.R. 7455, Sunset Act of 2024 H.R. 7490, Hire Veterans Act H.R. 7621, No Robot Bosses Act S. 2419, No Robot Bosses Act H.R. 7625, RESPOND Act of 2024 H.R. 7690, Stop Spying Bosses Act H.R. 7726, To amend chapter 77 of title 5, United States Code, to clarify certain due process rights of Federal employees serving in sensitive positions, and for other purposes. H.R. 7752, PTO Act H.R. 7780, Safeguarding Investment Options for Retirement Act H.R. 7783, To nullify certain documents issued by the Equal Employment Opportunity Commission relating to gender based workplace discrimination. H.R. 7794, Chief Herbert D. Proffitt Act of 2024 H.R. 7819, To ensure that the percentage increase in rates of basic pay for prevailing wage employees shall be equal to the percentage increase received by other Federal employees in the same pay locality and for other purposes. H.R. 7832, Emerging Innovative Border Technologies Act H.R. 7835, Hatch Act Enforcement Transparency and Accountability Act H.R. 7846, GUARD ACT H.R. 7869, U.S. Customs and Border Protection Officer Retirement Technical Corrections Act S. 311, U.S. Customs and Border Protection Officer Retirement Technical Corrections Act H.R. 7878, Ensuring Equity for Firefighters Act H.R. 7936, Cultural Resource Challenge Act of 2024 H.R. 7937, Diversity Equity Inclusion Dead on Arrival Act of 2024 H.R. 7978, Family Leave for Parental Involvement in Education Act H.R. 7979, End China's De Minimis Abuse Act H.R. 8070, Servicemember Quality of Life Improvement and National Defense Authorization Act for Fiscal Year 2025. H.R. 8119, Providing Emotional Assistance with Relief and Love Act H.R. 8146, Police Our Border Act H.R. 8150, To require the Commissioner of U.S. Customs and Border Protection to establish procedures for conducting maintenance projects at ports of entry at which the Office of Field Operations conducts certain enforcement and facilitation activities. S. 243, To require the Commissioner of U.S. Customs and Border Protection to establish procedures for conducting maintenance projects at ports of entry at which the Office of Field Operations conducts certain enforcement and facilitation activities H.R. 8292, Taxpayer Data Protection Act H.R. 8373, No Taxpayer-Funded Pensions for Sex Criminals Act S. 4321, No Taxpayer-Funded Pensions for Sex Criminals Act H.R. 8479, Unity through Service Act of 2024 H.R. 8487, Honoring Emergency Response Officers' Sacrifice Act H.R. 8497, To provide the Secretary of Homeland Security certain direct hiring authorities. H.R. 8530, Improving Federal Building Security Act of 2024 S. 3613, Improving Federal Building Security Act of 2024 H.R. 8546, To require the Commissioner of the Social Security Administration to take certain actions to improve the processing of claims and appeals for disability insurance benefits and supplemental security income, and for other purposes. H.R. 8577, National Commission to Combat Workplace Sexual Harassment Act H.R. 8633, Detection Equipment and Technology Evaluation to Counter the Threat of (DETECT) Fentanyl and Xylazine. S. 4419, Detection Equipment and Technology Evaluation to Counter the Threat of (DETECT) Fentanyl and Xylazine. H.R. 8669, Safe Workplaces Act H.R. 8706, Dismantle DEI Act S. 4516, Dismantle DEI Act H.R. 8759, Public Service Loan Forgiveness Inclusion Act of 2024 H.R. 8794, Border Workforce Improvement Act H.R. 8806, Safeguarding Social Security and Medicare Act H.R. 8835, To amend title II of the Social Security Act to exempt widows and widowers of veterans from the government pension offset. H.R. 8864, Tax Administration Simplification Act S.J. Res. 1, A joint resolution proposing amendments to the Constitution of the United States relative to the line-item veto, a limitation on the number of terms that a Member of Congress may serve, and requiring a vote of two-thirds of the membership of both Houses of Congress on any legislation raising or imposing new taxes or fees S. Res. 165, A resolution recognizing the work of Federal law enforcement agencies, condemning calls to "defund" the Department of Justice and the Federal Bureau of Investigation, and rejecting partisan attempts to degrade public trust in law enforcement agencies. S. Res. 218, A resolution expressing support for the law enforcement officers of the United States. S. 86, Members of Congress Pension Opt Out Clarification Act S. 87, EPIC Act S. 149, TSP Fiduciary Security Act of 2023 S. 166, HEALING Mothers and Fathers Act S. 206, END FENTANYL Act S. 210, Job Protection Act S. 222, Border Airport Fairness Act of 2023 S. 285, Improving Government Efficiency and Workforce Development through Federal Executive Boards Act of 2023 S. 339, Department of Defense Improved Hiring Act S. 342, Access to Counsel Act of 2023 S. 349, Military Spouse Employment Act S. 383, Federal Skills Act of 2013 S. 393, Social Security Expansion Act S. 666, Identifying and Eliminating Wasteful Programs Act S. 669, Increasing Mental Health Options Act of 2023 S. 670, IMPACTT Human Trafficking Act S. 693, Eliminating Executive Branch Insider Trading Act S. 709, Federal Agency Performance Act of 2023 S. 717, Clear and Concise Content Act of 2023 S. 774, Veterans Border Patrol Training Act S. 780, Duplication Scoring Act of 2023 S. 794, CTPAT Pilot Program Act of 2023 S. 812, Bonuses for Cost-Cutters Act of 2023 S. 885, Department of Homeland Security Civilian Cybersecurity Reserve Act S. 986, STOP Act 2.0 S. 1011, Federal Employees and Retirees with Delinquent Tax Debt Initiative (FERDI) Act S. 1030, Protecting Older Workers Against Discrimination Act S. 1051, Protect Taxpayers' Privacy Act S. 1054, IRS Improper Payments Act S. 1060, Global Trade Accountability Act S. 1111, ADVANCE Act of 2023 S. 1253, Securing America's Ports of Entry Act of 2023 S. 1295, Federal Employee Student Debt Transparency Act S. 1337, Increase Reliable Services Now Act S. 1464, Enhancing DHS Drug Seizures Act S. 1569, Back the Blue Act of 2023 S. 1629, Hatch Act Enforcement Transparency and Accountability Act S. 1640, Empowering Law Enforcement Act of 2023 S. 1672, Disclose Government Censorship Act S. 1733, POLICE Act of 2023 S. 1811, Military Merit, Fairness, and Equality Act of 2023 S. 1822, Non-Intrusive Inspection Expansion Act S. 1887, GRATEFUL Act S. 1897, Enhancing Southbound Inspections to Combat Cartels Act S. 1925, HERO Act S. 1964, A bill to abolish the Office of Financial Research S. 2150, Unity through Service Act of 2023 S. 2193, Fly PETS Act S. 2251, Federal Information Security Modernization Act of 2023 S. 2256, Federal Cybersecurity Workforce Expansion Act S. 2266, Strengthening American Communities Act of 2023 S. 2270, Executive Branch Accountability and Transparency Act of 2023 S. 2440, Exploitative Workplace Surveillance and Technologies Task Force Act of 2023 S. 2508, A bill to require a report on Department of Defense security clearance process updates, and for other purposes. S. 2533, A bill to require the Secretary of Defense to allow certain military spouses employed by the Department of Defense to telework full time. S. 2665, Federal Firefighter Cancer Detection and Prevention Act of 2023 S. 2679, LEAD Act of 2023 S. 2866, Improving Government Services Act S. 2925, CFPB Pay Fairness Act of 2023 S. 2949, Ensuring Military Access to Higher Education Benefits Act of 2023 S. 2967, Intelligence Community Workforce Agility Protection Act of 2023 S. 3015, Telework Reform Act of 2023 S. 3104, Advanced Border Coordination Act of 2023 S. 3112, Ensure Uniform Border Inspection Practices Act S. 3199, IRS Act S. 3252, Abolish Government DEI Act S. 3268, Direct Hire to Fight Fires Act of 2023 S. 3320, TERM Act S. 3374, REWARD Experience Act of 2023 S. 3431, Customs Modernization Act of 2023 S. 3479, Southwest Border Regional Commission Reauthorization Act of 2023 S. 3480, CREEPS Act S. 3524, SMARTER Debt Act S. 3600, Teamwork for Employees and Managers Act of 2024 S. 3680, Paid Family and Medical Leave Tax Credit Extension and Enhancement Act S. 3767, Justice for Fallen Law Enforcement Act S. 3796, Keeping International Land Ports of Entry Open Act S. 3901, Time Off to Vote Act S. 3965, Deploy Fentanyl Scanners Act of 2024 S. 4003, Guaranteed Paid Vacation Act S. 4021, A bill to place restrictions on the official display of flags, seals, or emblems other than the United States flag. S. 4043, Telework Transparency Act of 2024 S. 4055, Improving Contracting Outcomes Act of 2024 S. 4058, Codifying SAVE Plan Act S. 4062, CATCH Fentanyl Act S. 4082, Ensure Accountability in De Minimis Act of 2024 S. 4085, Export Controls Enforcement Improvement Act of 2024 S. 4183, A bill to amend the Homeland Security Act of 2002 relating to authority of U.S. Customs and Border Protection to consolidate, modify, or reorganize Customs revenue functions. S. 4266, Back to Work Act of 2024 S. 4361, Border Act of 2024

Client expense: $320,000 · Firm income: Not reported

Government targets: Commodity Futures Trading Commission (CFTC), Consumer Financial Protection Bureau (CFPB), Energy, Dept of, Federal Communications Commission (FCC), Federal Retirement Thrift Investment Board, Food & Drug Administration (FDA), General Services Administration (GSA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Internal Revenue Service (IRS), Merit Systems Protection Board, Natl Credit Union Administration (NCUA), Natl Park Service (NPS), Office of Management & Budget (OMB), Office of Personnel Management (OPM), Office of Special Counsel, Office of the Comptroller of the Currency (OCC), Patent & Trademark Office (PTO), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of, U.S. Customs & Border Protection, White House Office

Issues related to debt collection Issues related to credit reporting H.R. 2489 CFPB Dual Mandate and Economic Analysis Act H.R. 1382 Taking Account of Bureaucrats' Spending (TABS) Act H.R. 6038 CFPB-IG Reform Act H.R. 1313 Transparency in CFPB Cost-Benefit Analysis Act H.R. 2490 CFPB Whistleblower Incentives and Protection Act H.R. 1410 Consumer Financial Protection Commission Act H.R. 1749 Making the CFPB Accountable to Small Businesses Act Encouraging Innovation and Protecting Consumers Act H.R.1773 Consumer Protection for Medical Debt Collections Act S.1362Transparency in CFPB Cost-Benefit Analysis Act H.R. 6003 - Medical Debt Relief Act of 2023

Client expense: $230,000 · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), HOUSE OF REPRESENTATIVES, SENATE, Small Business Administration (SBA)

H.R.317 - To amend the Securities Exchange Act of 1934 to prohibit the Securities and Exchange Commission from requiring an issuer to make climate-related disclosures that are not material to investors, and for other purposes. (Stephanie Bice, R-OK-5) H.R.557 - To promote United States interests at the international financial institutions, and for other purposes. (French Hill, R-AR-2) S.391 - A bill to amend the Securities Exchange Act of 1934 to prohibit the Securities and Exchange Commission from requiring an issuer to disclose information relating to certain greenhouse gas emissions, and for other purposes. (John Boozman, R-AR) House Version: H.R.1018 - To amend the Securities Exchange Act of 1934 to prohibit the Securities and Exchange Commission from requiring an issuer to disclose information related to certain greenhouse gas emissions, and for other purposes. (Frank Lucas, R-OK-3) H.R.1165 - Data Privacy Act of 2023 (Patrick McHenry, R-NC-10) H.R.1313 - To enhance rulemaking requirements for the Bureau of Consumer Financial Protection, and for other purposes. (Alex Mooney, R-WV-2) H.R.1382 - To change the Bureau of Consumer Financial Protection into an independent agency named the Consumer Financial Empowerment Agency, to transition the Agency to the regular appropriations process, and for other purposes. (Andy Barr, R-KY-6) H.R.1410 - To amend the Consumer Financial Protection Act of 2010 to make the Bureau of Consumer Financial Protection an independent Consumer Financial Protection Commission, and for other purposes. (Blaine Luetkemeyer, R-MO-3) H.R.1411 - To require Senate confirmation of Inspector General of the Bureau of Consumer Financial Protection, and for other purposes. (Blaine Luetkemeyer, R-MO-3) H.R.1506 - To amend section 1003 of title 5, United States Code (commonly referred to as the Federal Advisory Committee Act), to prohibit the establishment of advisory committees related to environmental, social, and governance aspects. (Ronny Jackson, R-TX-13) S.915 - A bill to require Presidential appointment and Senate confirmation of the Inspector General of the Board of Governors of the Federal Reserve System and the Bureau of Consumer Financial Protection. (Rick Scott, R-FL) S.1160 - A bill to provide greater transparency with respect to the financial regulatory agencies, and for other purposes. (Thom Tillis, R-NC) H.R.2489 - To amend the Consumer Financial Protection Act of 2010 to update the purpose of the Bureau of Consumer Financial Protection, and for other purposes. (Tom Emmer, R-MN-6) H.R.2798 - CFPB Transparency and Accountability Reform Act (Andy Barr, R-KY-6) H.R.2937 - To eliminate the Bureau of Consumer Financial Protection. (Byron Donalds, R-FL-19) Senate Version: S.1363 - A bill to eliminate the Bureau of Consumer Financial Protection. (Ted Cruz, R-TX) H.R.3057 - To provide that under the securities laws certain disclosures related to scope 3 greenhouse-gas emissions may not be required. (Ronny Jackson, R-TX-13) S.1362 - A bill to amend the Consumer Financial Protection Act of 2010 to enhance rulemaking requirements for the Bureau of Consumer Financial Protection, and for other purposes. (John Kennedy, R-LA) H.R.3466 - To enhance Financial Stability Oversight Council transparency. (Andy Barr, R-KY-6) H.R.3812 - To amend the Financial Stability Act of 2010 to require the Financial Stability Oversight Council to consider alternative approaches before determining that a U.S. nonbank financial company shall be supervised by the Board of Governors of the Federal Reserve System, and for other purposes. (Bill Foster, D-IL-11) H.R.4206 - To amend the Financial Stability Act of 2010 to require covered financial institutions to include elements of accumulated other comprehensive income when calculating capital for purposes of meeting capital requirements, and for other purposes. (Brad Sherman, D-CA-32) H.R.4642 - To require transparency from the Federal financial regulators with respect to international meetings, negotiations, and agreements, and for other purposes. (Mike Flood, R-NE-1) S.2409 - A bill to limit purchases of the Federal reserve banks, to require Generally Accepted Accounting Principles standards, and for other purposes. (Rick Scott, R-FL) H.R.5993 - To amend the Consumer Financial Protection Act of 2010 to clarify the funding of the Bureau of Consumer Financial Protection, and for other purposes. (French Hill, R-AR-2) Senate Version: S.3095 - A bill to amend the Consumer Financial Protection Act of 2010 to clarify the funding of the Bureau of Consumer Financial Protection. (Bill Hagerty, R-TN) H.R.6486 - To establish the position of Coordinator for Community Financial Institutions within the Small Business Administration to enhance the performance of community financial institutions and support access to capital for small business concerns, and for other purposes. (Morgan McGarvey, D-KY-3) H.R.6789 - To amend the Consumer Financial Protection Act of 2010 to clarify standards for UDAAP enforcement actions brought by the Bureau of Consumer Financial Protection, and for other purposes. (Andy Barr, R-KY-6) S.3502 - To amend the Fair Credit Reporting Act to prevent consumer reporting agencies from furnishing consumer reports under certain circumstances, and for other purposes. (Jack Reed, D-RI) S.3554 - To amend the Financial Stability Act of 2010 to provide the Financial Stability Oversight Council with duties regarding artificial intelligence in the financial sector, and for other purposes. (Mark Warner, D-VA) H.R.6962 - To place the Financial Stability Oversight Council and the Office of Financial Research under the regular appropriations process, to provide for certain quarterly reporting and public notice and comment requirements for the Office of Financial Research, and for other purposes. (Tom Emmer, R-MN-6) S.3601 - A bill to amend the Financial Stability Act of 2010 to require the Financial Stability Oversight Council to consider alternative approaches before determining that a U.S. nonbank financial company shall be supervised by the Board of Governors of the Federal Reserve System, and for other purposes. (Mike Rounds, R-SD) H.R.7531 - To require the Board of Governors of the Federal Reserve System to study the impacts of the Board's Reg II proposed rule, to complete a quantitative impact analysis of such rule, and to consider the results of such study and analysis before finalizing such rule, and for other purposes. (Blaine Luetkemeyer, R-MO-3) H.R.7625 - To require the Board of Governors of the Federal Reserve System and the Securities and Exchange Commission to issue an annual report to Congress projecting and accounting for the economic costs directly and indirectly caused by the impacts of climate change, to require the Federal Retirement Thrift Investment Board to establish a Federal Advisory Panel on the Economics of Climate Change, and for other purposes. (Emanuel Cleaver, D-MO-5) Senate Version: S.3922 - A bill to require the Board of Governors of the Federal Reserve System and the Securities and Exchange Commission to issue an annual report to Congress projecting and accounting for the economic costs directly and indirectly caused by the impacts of climate change, to require the Federal Retirement Thrift Investment Board to establish a Federal Advisory Panel on the Economics of Climate Change, and for other purposes. (Jeff Merkley, D-OR) H.R.7780 - To amend the Internal Revenue Code of 1986 to prohibit certain retirement plans from making investment decisions on the basis of factors other than financial risk and return factors. (Greg Murphy, R-NC-3)

Client expense: $380,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

S. 293 Fair Access to Banking Act 2023. S. 245 Financial Institution Customer Protection Act 2023. S. 817/HR. 1602 SVB Act. HR. 1663 Critical Bank Review Act. HR. 758 Promoting Access to Capital in Underbanked Communities Act of 2023. S. 362 TAILOR Act of 2023. S. 583 FDIC Act of 2023. HR. 1810 Bank Privacy Act. HR. 1533 Promoting New and Diverse Depository Institutions Act. HR. 1410 Consumer Financial Protection Commission Act. HR. 500 Financial Exploitation Prevention Act of 2023. HR. 1382 TABS Act of 2023. S.2190 Recovering Executive Compensation From Unaccountable Practices Act (RECOUP Act). S.1045 Failed Bank Executives Clawback Act. S.1838 The Credit Card Competition Act. HR. 1165 The Data Privacy Act of 2023. Issues related to banking, payments, lending and payments innovation.

Client expense: $620,000 · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

H.R. 448, Putting Investors First Act of 2023 H.R. 835, Fair Investment Opportunities for Professional Experts Act H.R. 1010/S. 453, Prohibiting IRS Financial Surveillance Act H.R. 1410, Consumer Financial Protection Commission Act H.R. 1548, Improving Access to Small Business Information Act H.R. 1553, Helping Angels Lead our Startups (HALOS) Act H.R. 1579, Accredited Investor Definition Review Act H.R. 2608, To amend the Federal securities laws to specify the periods for which financial statements are required to be provided by an emerging growth company, and for other purposes H.R. 2610, To amend the Securities Exchange Act of 1934 to specify certain registration statement contents for emerging growth companies, to permit issuers to file draft registration statements with the Securities and Exchange Commission for confidential review, and for other purposes H.R. 2612, Gig Worker Equity Compensation Act H.R. 2627, Increasing Investor Opportunities Act H.R. 2652, Investment Opportunity Expansion Act H.R. 2792, Small Entity Update Act H.R. 2793, Encouraging Public Offerings Act of 2023 H.R. 2795, Enhancing Multi-Class Share Disclosures Act H.R. 2796, Promoting Opportunities for Non-Traditional Capital Formation Act H.R. 2797, Equal Opportunity for All Investors Act H.R. 2798, CFPB Transparency and Accountability Reform Act H.R. 2799, Expanding Access to Capital Act of 2023, H.R. 2812, Middle Market IPO Underwriting Cost Act H.R. 3063, Retirement Fairness for Charities and Educational Institutions Act H.R. 3466, To enhance Financial Stability Oversight Council transparency H.R. 3812/S. 3601, Financial Stability Oversight Council Improvement Act of 2023 H.R. 4035, Protecting Small Business Information Act of 2023 H.R. 4168/S. 2005, Mandatory Materiality Requirement Act of 2023 H.R. 4177/S. 2007, Improving Corporate Governance Through Diversity Act of 2023 H.R. 4366, Consolidated Appropriations Act, 2024, including provisions related to Senate Amendment 1217 and Senate Amendment 1092 H.R. 4664/S. 2309, Making appropriations for financial services and general government for the fiscal year ending September 30, 2024, and for other purposes H.R. 4823, American Financial Institution Regulator Sovereignty and Transparency Act H.R. 5488/S. 2805, Protecting Our Courts from Foreign Manipulation Act of 2023 H.R. 7000/S. 3592, Business of Insurance Regulatory Reform Act of 2024 H.R. 7092/S. 3676, Protecting Private Job Creators Act S. 638, Disclosure of Tax Havens and Offshoring Act S. 3735, Protecting Innovation in Investment Act H.J.Res.100 / S.J.Res.50, Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Securities and Exchange Commission relating to "Cybersecurity Risk Management, Strategy, Governance, and Incident Disclosure" Draft legislation titled Accredited Investor Self-Certification Act Potential legislation on environmental, social, and governance Potential legislation to reform the Securities and Exchange Commission Potential legislation related to the Foreign Agents Registration Act Potential legislation similar to H.R. 5598, Access to Small Business Investor Capital Act Potential legislation similar to H.R. 2025/S. 840, Litigation Funding Transparency Act SEC Proposed Rule on the Enhancement and Standardization of Climate-Related Disclosures for Investors (87 Fed. Reg. 21,334-21,473, April 11, 2022) Proposed Rule, Securities and Exchange Commission; Open-End Fund Liquidity Risk Management Programs and Swing Pricing; Form N-PORT Reporting (87 Fed. Reg. 77,172-77,296, December 16, 2022) SEC Final Rule on Cybersecurity Risk Management, Strategy, Governance, and Incident Disclosure (88 Fed. Reg. 51,896-51,945, September 5, 2023) SEC Proposed Rule on Changes to 14a-8 (87 Fed. Reg. 45,052-45,075, July 27, 2022) SEC Final Rule on Share Repurchase Disclosure Modernization (88 Fed. Reg. 36,002-36,063, July 31, 2023) Proposed Rule, FSOC Authority to Require Supervision and Regulation of Certain Nonbank Financial Companies, Proposed Interpretive Guidance (88 Fed. Reg. 26,234-26,244, April 28, 2023) Proposed Rule, FSOC Analytic Framework for Financial Stability Risk Identification, Assessment, and Response, Proposed Analytic Framework (88 Fed. Reg. 26,305-26,311, April 28, 2023) Proposed Rule, Securities and Exchange Commission; Conflicts of Interest Associated with the Use of Predictive Data Analytics by Broker-Dealers and Investment Advisers (88 Fed. Reg. 53,960- 54,024, August 9, 2023) Proposed Rule, Public Company Accounting Oversight Board; Amendments to PCAOB Auditing Standards related to a Companys Noncompliance with Laws and Regulations (PCAOB Release No. 2023-003/PCAOB Rulemaking Docket Matter No. 051, June 6, 2023) Notice and Request for Comment, Consumer Financial Protection Bureau; Agency Information Collection Activities (89 Fed. Reg 4,281-4,282, January 23, 2024) Proposed Rule, Consumer Financial Protection Bureau; Defining Larger Participants of a Market for General Use Digital Consumer Payment Applications (88 Fed. Reg. 80,197-80,216, November 17, 2023) Various issues relating to SEC Best Interest and Enhancing Investment Adviser Regulation relating to broker-dealers, registered investment advisers, conflicts of interest; potential federal preemption of state fiduciary standards; CFTCs de minimis Exception for Swap Dealers; Securities and Exchange Commission amendments to the Commissioners whistleblower rules file no. S7-16-18; proxy process, proxy advisory firms, and other related aspects of corporate governance; corporate common ownership; adoption of the current expected credit loss (CECL) accounting standard; role of credit reporting agencies (CRAs) in the U.S. economy; debt collection practices (regulation F) under the Fair Debt Collection Practices Act (P.L. 95-109); qualified mortgage definition under the Truth in Lending Act (P.L. 90-321) (Regulation Z); Financial Stability Oversight Council activities, including the approach to and designation of systemic importance and risk of nonbank financial companies and firms; Federal Reserve Systems Large Institution Supervision Coordinating Committee; potential housing finance reform legislation; enforcement of Securities and Exchange Commission penalties; federal interest rate authority; Anti-Money Laundering (AML) and Bank Secrecy Act (BSA) reform; electronic consent-based SSN Verification Service (eCBSV); environmental, social, and governance (ESG) enforcement; information collection under the Community Reinvestment Act (CRA) (P.L. 95-128); potential Financial Transaction Tax (FTT); potential Treasury Department proposal relating to tax reporting by banks; investment company cross trading; potential money market fund reform measures; transition to the secured overnight financing rate; implementation of SEC Rule 15c2-11; Department of Labor fiduciary advice exemption: PTE 2020-02; benefits of risk-based pricing; mobile disclosures; modernization of the Credit Repair Organizations Act (enacted as Title IV of the Consumer Credit Protection Act, P.L. 90-321); Internal Revenue Service Priority Guidance Plan; Federal Trade Commission issues: Freedom of Information Act Requests, Penalty Offense Authority, Zombie Voting, and overall direction of the Commission under Chair Lina Khan; Financial Accounting Standards Board improvements to income tax disclosures; Climate-Related Financial Risk Management for Large Banks; Consumer Financial Protection Bureau (CFPB) regulatory sandbox for disclosures; CFPB Policy Fellowship program; CFPB amendment of its Supervision and Examination Manual; CFPB conflation of Distinct Statutory Concepts of Unfairness and Discrimination; CFPB Small Business Advisory Review Panels Rulemaking on Personal Financial Data Rights; CFPB implementation of the Small Business Lending Data Collection Rule (the 1071 Rule); SEC Open-End Fund Liquidity Risk Management Programs and Swing Pricing; Form N-PORT Reporting (File Number S7-26-22); Proposed Rule, Securities and Exchange Commission; Conflicts of Interest Associated with the Use of Predictive Data Analytics by Broker-Dealers and Investment Advisers (SEC Rel. Nos. 34-97990; IA-6353; File No. S7-12-23, July 26, 2023); Proposing Release: Amendments to PCAOB Auditing Standards related to a Companys Noncompliance with Laws and Regulations; Federal Deposit Insurance Corporation Proposal on Corporate Governance and Risk Management; Basel III Endgame Rule; EU sustainable finance action plan and incorporating ESG factors into financial services; potential regulations to require public companies to disclose information related to human capital management; reporting metrics of American companies under the EUs Corporate Sustainability Reporting Directive and Corporate Sustainability Due Diligence Directive; reporting metrics of American companies under the California climate disclosure laws; interconnectedness of the SECs rulemaking agenda; potential rulemaking regarding Section 956 of the Dodd-Frank Act (P.L. 111-203); SEC Staff Report Review of the Accredited Investor Definition under the Dodd Frank Act; oversight issues and potential legislation on third party litigation funding (including its national security implications)

Client expense: $23,370,000 · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), Office of Management & Budget (OMB), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

H.R. 277, Regulations from the Executive in Need of Scrutiny (REINS) Act of 2023 H.R. 788, Stop Settlement Slush Funds Act of 2023 H.R. 1118/S. 512, Democracy Is Strengthened by Casting Light On Spending in Elections (DISCLOSE) Act of 2023 H.R. 1410, Consumer Financial Protection Commission Act H.R. 7698, Building Civic Bridges Act S. 2347, Foreign Extortion Prevention Act Potential legislation similar to H.R. 1/S. 2093, For the People Act of 2021 Reappointment of Carl W. Bentzel as a Member of the Federal Maritime Commission Various issues relating to decisions of the Congressional Parliamentarians; implementation of the American Rescue Plan Act (P.L. 117-2); urging nomination of a new FAA Administrator; defense industrial base

Client expense: $23,370,000 · Firm income: Not reported

Government targets: Defense, Dept of (DOD), HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), SENATE

H. Con. Res. 2, Expressing support for the Nation's law enforcement agencies and condemning any efforts to defund or dismantle law enforcement agencies H. Con. Res. 4, Expressing support for the Nation's law enforcement agencies and condemning any efforts to defund or dismantle law enforcement agencies H. Con. Res. 5, Expressing support for the Nation's law enforcement agencies and condemning any efforts to defund or dismantle law enforcement agencies H. Con. Res. 40, Expressing support for local law enforcement officers and condemning efforts to defund or dismantle local law enforcement agencies H. Con. Res. 97, Recognizing the significance of equal pay and the disparity between wages paid to men and women. H.J. Res. 10, Proposing an amendment to the Constitution of the United States to provide certain line item veto authority to the President H.J. Res. 16, Proposing an amendment to the Constitution of the United States extending the right to vote to citizens sixteen years of age or older H. Res. 69, Expressing the sense of the House of Representatives that the dedication and devotion of law enforcement personnel should be recognized and that calls to "defund", "disband", "dismantle", or "abolish" the police should be condemned H. Res. 196, Memorializing those impacted by and lost to the COVID-19 pandemic S. Res. 94, A resolution memorializing those lost to the COVID-19 pandemic H. Res. 285, Establishing a "Bill of Rights" to support United States law enforcement personnel nationwide in their work to protect our communities. H. Res. 340, Recognizing he disenfranchisement of District of Columbia residents, calling for statehood for the District of Columbia through the enactment of the Washington, D.C. Admission Act, and expressing support for the designation of May 1, 2023, as "D.C. Statehood Day". H. Res. 363, Resolution memorializing law enforcement officers killed in the line of duty. H. Res. 378, Expressing the sense of the House of Representatives supporting the Federal workforce. H. Res. 605, Recognizing that the United States needs to support and strengthen mothers in the workforce by investing in the Mom Economy. S. Res. 306, A resolution recognizing that the United States needs to support and empower mothers in the workforce by investing in the Mom Economy. H. Res. 855, Recognizing the service of all District of Columbia veterans, condemning the denial of voting representation in Congress and full local self-government for veterans and their families who are District of Columbia residents, and calling for statehood for the District of Columbia through the enactment of the Washington, D.C. Admission Act (H.R. 51 and S. 51), particularly in light of the service of District of Columbia veterans in every American war. H. Res. 890, Amending the Rules of the House of Representatives to establish the Committee on the Elimination of Nonessential Federal Programs. H.Res. 1016, Providing for consideration of the bill (H.R. 5673) to advance responsible policies. H.R. 2, Secure the Border Act of 2023 S. 2824, Secure the Border Act of 2023 H.R. 15, Equality Act S. 5, Equality Act H.R. 17, Paycheck Fairness Act H.R. 36, Patrick Underwood Federal Law Enforcement Protection Act of 2023 H.R. 51, Washington, D.C. Admission Act S. 51, Washington, D.C. Admission Act H.R. 69, NOSHA Act H.R. 82, Social Security Fairness Act S. 597, Social Security Fairness Act H.R. 101, Return to Work Act H.R. 117, To prohibit any entity that receives Federal funds from the COVID relief packages from mandating employees receive a COVID-19 vaccine, and for other purposes H.R. 119, To nullify certain executive orders regarding COVID-19 vaccine mandates and to prohibit the Secretary of Labor from issuing a rule mandating vaccination against COVID-19, and for other purposes H.R. 139, SHOW UP Act of 2023 S. 1565, SHOW UP Act of 2023 H.R. 140, Protecting Speech from Government Interference Act H.R. 158, CLEAN Public Service Act H.R. 159, Chance to Compete Act of 2023 S. 59, Chance to Compete Act of 2023 H.R. 162, National Digital Reserve Corps Act H.R. 203, No Hires for the Delinquent IRS Act H.R. 227, Federal Employee Combat Zone Tax Parity Act H.R. 249, Bonuses for Cost-Cutters Act of 2023 H.R. 300, Settlement Agreement Information Database Act of 2023 H.R. 308, Rosa Parks Day Act H.R. 310, Dismantling Investments in Violation of Ethical Standards through Trusts Act H.R. 354, LEOSA Reform Act S. 1462, LEOSA Reform Act H.R. 355, Back the Blue Act of 2023 H.R. 360, RETURN ACT S. 155, RETURN ACT H.R. 389, PORTFOLIO Act H.R. 397, To require the evaluation of Federal agencies and programs for duplicative, wasteful, or outdated functions, and to recommend the elimination or realignment of such functions, and for other purposes H.R. 403, No Mandates Act H.R. 430, Lunar New Year Day Act H.R. 474, RETURN Act H.R. 493, For the relief of Michael Janssen and Steven Passantino H.R. 536, FAIR Act S. 124, FAIR Act H.R. 564, Saving Taxpayers' Money and Paying America's Debt Act H.R. 596, Anti-Border Corruption Improvement Act H.R. 644, Student Loan Borrowers Safety Net Act of 2023 H.R. 665, To amend title 5, United States Code, to provide authority to the Administrator of the Drug Enforcement Administration to provide a cash award to Administration employees with foreign language skills, and for other purposes H.R. 678, Restoring Military Focus Act S. 191, Restoring Military Focus Act H.R. 694, Job Protection Act H.R. 716, Fair COLA for Seniors Act of 2023 H.R. 741, Employee Bonus Protection Act H.R. 743, Protect and Serve Act of 2023 H.R. 789, Caring for All Families Act S. 242, Caring for All Families Act H.R. 843, Federal Police Camera and Accountability Act H.R. 856, Comprehensive Paid Leave for Federal Employees Act S. 274, Comprehensive Paid Leave for Federal Employees Act H.R. 866, Equal COLA Act S. 3194, Equal COLA Act H.R. 978, Drain the Swamp Act of 2023 H.R. 980, Washington, D.C. Residents Voting Act H.R. 985, Productivity Over Pronouns Act H.R. 1002, Saving the Civil Service Act S. 399, Saving the Civil Service Act H.R. 1080, COVID-19 Federal Employee Reinstatement Act H.R. 1084, Flexibility for Workers Education Act H.R. 1106, COST of Relocations Act S. 487, COST of Relocations Act H.R. 1162, Accountability for Government Censorship Act H.R. 1206, Federal Agency Sunset Commission Act of 2023 H.R. 1229, Stop CRT Act S. 558, Stop CRT Act H.R. 1235, Federal Firefighter Pay Equity Act H.R. 1261, Federal Employees Sustainable Investment Act H.R. 1275, To prohibit the use of Federal funds to carry out Executive Order 14091 H.R. 1301, Federal Employees Civil Relief Act S. 640, Federal Employees Civil Relief Act H.R. 1322, Law Enforcement Officers Equity Act S. 1658, Law Enforcement Officers Parity Act H.R. 1323, LEO Fair Retirement Act of 2023 H.R. 1332, Thirty-Two Hour Workweek Act S. 3947, Thirty-Two Hour Workweek Act H.R. 1382, TABS Act of 2023 H.R. 1401, END FENTANYL Act H.R. 1410, Consumer Financial Protection Commission Act H.R. 1416, Federal Retirement Thrift Investment Board Inspector General Act of 2023 H.R. 1442, No Pensions for Lying Bureaucrats Act H.R. 1463, Restoring Trust in Public Servants Act H.R. 1467, Locality-based Social Security Benefits Act of 2023 H.R. 1480, Beagle Brigade Act of 2023 H.R. 1487, Office of Personnel Management Reform Act H.R. 1507, Stop Corporate Capture Act H.R. 1573, To require the Secretary of Education to accept certain documentation from the Department of Defense as proof of employment for purposes of the public service loan forgiveness program H.R. 1600, Pay Equity for All Act of 2023 H.R. 1618, Commission on Sustaining Medicare and Social Security Act of 2023 H.R. 1621, COVID-19 National Memorial Act H.R. 1625, St. Patrick's Day Act H.R. 1627, Sergeant Steve Owen Defending Our Defenders Act H.R. 1688, Social Security Cost of Living Increase Act of 2023 H.R. 1804, Honest Runway Labeling Act H.R. 2382, September 11 Day of Remembrance Act S. 1472, September 11 Day of Remembrance Act H.R. 2383, Prohibition of Financial Trading on Government Property Act H.R. 2395, Restoring Overtime Pay Act of 2023 S. 1041, Restoring Overtime Pay Act of 2023 H.R. 2489, CFPB Dual Mandate and Economic Analysis Act H.R. 2494, POLICE Act of 2023 H.R. 2516, End the Congressional Revolving Door Act H.R. 2524, Public Service Spending Integrity Act H.R. 2528, Grandparent-Grandchild Medical Leave Act H.R. 2549, Global Trade Accountability Act of 2023 H.R. 2556, Simplify, Don't Amplify the IRS Act H.R. 2557, CBP Workload Staffing Model Act H.R. 2572, Supporting Women COPS Act of 2023 H.R. 2577, DHS Suicide Prevention and Resiliency for Law Enforcement Act H.R. 2712, Work Not Woke Act H.R. 2744, Freedom from Government Competition Act of 2023 H.R. 2755, National Taxpayer Advocate Enhancement Act of 2023 H.R. 2776, Go Woke, Go Broke Act H.R. 2798, CFPB Transparency and Accountability Reform Act H.R. 2806, U.S. Customs and Border Protection Rural and Remote Hiring and Retention Strategy Act of 2023 H.R. 2837, Border Patrol Pay Parity Act S. 1444, Border Patrol Enhancement Act H.R. 2937, Repeal CFPB Act S. 1363, Repeal CFPB Act H.R. 2949, PSLF Payment Completion Fairness Act S. 1331, PSLF Payment Completion Fairness Act H.R. 2996, Safe Leave for Victims of Domestic Violence, Sexual Assault, and Stalking Act H.R. 3003, Bipartisan Restoring Faith in Government Act H.R. 3022, Workers' Memorial Day H.R. 3024, Life Saving Leave Act S. 3685, Life Saving Leave Act H.R. 3079, Back the Blue Act of 2023 H.R. 3091, Federal Law Enforcement Officer Service Weapon Purchase Act S. 1585, Federal Law Enforcement Service Weapon Purchase Act H.R. 3094, To terminate the requirement imposed by the Secretary of Homeland Security for proof of COVID-19 vaccination for foreign travelers, and for other purposes. H.R. 3108, Tim's Act S. 1505, Tim's Act H.R. 3115, Public Service Reform Act S. 1496, Public Service Reform Act H.R. 3170, HELPER Act of 2023 S. 1514, HELPER Act of 2023 H.R. 3261, Strengthening Social Security Act of 2023 H.R. 3336, Diwali Day Act H.R. 3381, National Law Enforcement Officers Remembrance, Support and Community Outreach Act H.R. 3406, Stop TSP ESG Act S. 1891, Stop TSP ESG Act H.R. 3407, Empowering Law Enforcement Act of 2023 H.R. 3409, Healthy Families Act S. 1664, Healthy Families Act H.R. 3455, TSP Act S. 1650, TSP Act of 2023 H.R. 3458, Reinstate Our Troops Act H.R. 3481, FAMILY Act S. 1714, FAMILY Act H.R. 3499, Direct Hire To Fight Fires H.R. 3527, MATCH Act H.R. 3612, No ESG at TSP Act S. 2147, No ESG at TSP Act H.R. 3740, Federal Employee Student Debt Transparency Act H.R. 3855, National Digital Reserve Corps Act H.R. 3967, Student Loan Tax Relief Act H.R. 4009, Public Health Emergency Response Act H.R. 4023, UPDATED USPS Act H.R. 4044, China Trade Cheating Restitution Act of 2023 H.R. 4260, Public Servants Protection and Fairness Act of 2023 H.R. 4278, Restore VA Accountability Act of 2023 H.R. 4398, Patriotism Not Pride Act H.R. 4416, No Funds for Armed Regulators Act of 2023 H.R. 4428, Guidance Clarity Act of 2023 H.R. 4434, Accountability for Acting Officials Act H.R. 4436, Why Does the IRS Need Guns Act S. 1949, Why Does the IRS Need Guns Act H.R. 4453, No CCP Financial Apps on Government Devices Act H.R. 4467, DHS Border Services Contracts Review Act H.R. 4497, To expand the mission of the National Park Service to include active use of System units located in urban areas, and for other purposes. H.R. 4502, Modernizing the Acquisition of Cybersecurity Experts Act H.R. 4503, AI Training Expansion Act of 2023 H.R. 4528, Strengthening the NRC Workforce Act of 2023 H.R. 4533, Cost of Wokeism in the Military Act H.R. 4583, Social Security 2100 Act S. 2280, Social Security 2100 Act H.R. 4672, To amend title 40, United States Code, to prohibit the Administrator of General Services from constructing or acquiring public buildings or entering into leases based on the legality or availability of abortion, and for other purposes. H.R. 4711, Protecting Taxpayers from Student Loan Bailouts Act H.R. 4742, Pay Back Act H.R. 4744, Lead by Example Act of 2023 S. 2373, Lead by Example Act of 2023 H.R. 4791, Free Speech Protection Act S. 2425, Free Speech Protection Act H.R. 4831, Fair Pay for Federal Firefighters Act H.R. 4836, Professional Images Protection Act H.R. 4848, Censorship Accountability Act S. 2616, Censorship Accountability Act H.R. 4893, Scientific Integrity Act H.R. 4906, Protecting VA Employees Act H.R. 4925, EPIC Act H.R. 4926, Members of Congress Pension Opt Out Clarification Act H.R. 4944, Military Families and Surviving Spouses Benefits Enhancement Act H.R. 4961, To require ports of entry along the northern border to remain open as many hours per day as they were open prior to the COVID-19 pandemic. S. 2562, A bill to require ports of entry along the northern border to remain open as many hours per day as they were open prior to the COVID-19 pandemic. H.R. 4991, To direct the Secretary of Homeland Security to commence a rule making to establish a U.S. Customs and Border Protection International port of entry at the Port of Stockton and for other purposes. H.R. 5037, FAIR Leave Act S. 2574, FAIR Leave Act H.R. 5040, CURE Act H.R. 5144, GOT Act H.R. 5153, To direct the Secretary of Veterans Affairs to carry out a pilot program to employ veterans in certain wildland firefighting activities. H.R. 5169, Wildland Firefighter Paycheck Protection Act of 2023 S. 2272, Wildland Firefighter Paycheck Protection Act of 2023 H.R. 5171, Federal Employee Pay Compression Relief Act of 2023 H.R. 5240, Protect Peaceful Protests Act H.R. 5342, Equal Treatment of Public Servants Act of 2023 H.R. 5345, Curbing Offenses on Policing Services Act H.R. 5346, Creating Schedule F in the Excepted Service Act H.R. 5366, Patriot Day Act H.R. 5465, Congressional Access to Bureaucratic Offices Act H.R. 5538, To amend title 5 of the United States Code to provide special overtime pay for certain border patrol agents, and for other purposes. H.R. 5563, Schedules That Work Act S. 2851, Schedules That Work Act H.R. 5578, Part-Time Worker Bill of Rights Act S. 2850, Part-Time Worker Bill of Rights Act H.R. 5624, Cost of Police Misconduct Act of 2023 S. 2883, Cost of Police Misconduct Act of 2023 H.R. 5676, SWAMP Act of 2023 S. 2612, SWAMP Act of 2023 H.R. 5681, Pipeline to Service Act H.R. 5713, Homeland Security Fentanyl Enforcement Act H.R. 5726, Denying Pensions to Convicted Child Molesters Act of 2023 H.R. 5728, Government Shutdown Impact Report Act of 2023 H.R. 5739, Shutdown Guidance for Financial Institutions Act H.R. 5758, To amend title 31, United States Code, to reimburse employees of the Federal Government and the District of Columbia, Federal contractors, and the States for certain costs incurred as a result of a Government shutdown, and for other purposes. H.R. 5760, Climate Resilience Workforce Act H.R. 5839, Maritime Border Security Technology Improvement Act H.R. 5862, To amend the Homeland Security Act of 2002 relating to authority of U.S. Customs and Border Protection to consolidate, modify, or reorganize Customs revenue functions. H.R. 5883, Honoring Civil Servants Killed in the Line of Duty Act S. 3029, Honoring Civil Servants Killed in the Line of Duty Act H.R. 5900, Security Clearance Revolving Door Act of 2023 H.R. 5920, Student Loan Marriage Penalty Elimination Act of 2023 H.R. 5990, Border Enforcement, Security, and Trade (BEST) Facilitation Act of 2023 S. 2278, Border Enforcement, Security, and Trade (BEST) Facilitation Act of 2023 H.R. 5993, Federal Reserve Loss Transparency Act S. 3095, Federal Reserve Loss Transparency Act H.R. 5995, Federal Retirement Fairness Act H.R. 6170, Border Security and Terrorism Prevention Act H.R. 6195, Wildland Firefighter Fair Pay Act S. 3221, Wildland Firefighter Fair Pay Act H.R. 6266, Federal Protective Service Reform Act of 2023 H.R. 6267, Election Day Act H.R. 6276, USE IT Act of 2023 H.R. 6280, Smart Border Protection Act H.R. 6389, District of Columbia National Guard Federal Employee Leave Fairness Act H.R. 6404, Disarming Cartels Act H.R. 6409, CBP SPACE Act H.R. 6422, Locality Pay Equity Act of 2023 S. 3308, Locality Pay Equity Act of 2023 H.R. 6432, Safeguarding Honest Speech Act H.R. 6462, READINESS Act S. 3530, READINESS Act H.R. 6524, Federal Cybersecurity Workforce Expansion Act H.R. 6558, END the DEEP STATE H.R. 6722, Fair Wage Act of 2023 H.R. 6792, PSLF Administrative Improvement Act H.R. 6842, STOCK Act 2.0 S. 3555, STOCK Act 2.0 H.R. 6876, CTPAT Pilot Program Act of 2023 H.R. 6901, To direct the Secretary of Defense to submit to Congress a report on Department of Defense restrictions on the employment of former Department employees by certain countries. H.R. 6907, Parental Workforce Training Act. H.R. 6908, Jury Duty Exemption for Breastfeeding Act of 2023 H.R. 6911, ROBERT MALLEY Act H.R. 7080, Earn Your Keep Act H.R. 7107, Human Trafficking Awareness Training Act H.R. 7121, Financial Regulators Revolving Door Enforcement Act H.R. 7127, FAIR Act S. 3688, FAIR Act H.R. 7236, RECOVER Act of 2024 H.R. 7329, Election Day Holiday Act of 2024 H.R. 7369, CBP Hire Act of 2024 H.R. 7455, Sunset Act of 2024 H.R. 7490, Hire Veterans Act H.R. 7621, No Robot Bosses Act H.R. 7625, RESPOND Act of 2024 H.R. 7690, Stop Spying Bosses Act H.R. 7726, To amend chapter 77 of title 5, United States Code, to clarify certain due process rights of Federal employees serving in sensitive positions, and for other purposes. H.R. 7752, PTO Act H.R. 7780, Safeguarding Investment Options for Retirement Act H.R. 7783, To nullify certain documents issued by the Equal Employment Opportunity Commission relating to gender based workplace discrimination. H.R. 7794, To amend the Omnibus Crime Control and Safe Streets Act of 1968 to include certain retired law enforcement officers in the public safety officers' death benefits program. H.R. 7819, To ensure that the percentage increase in rates of basic pay for prevailing wage employees shall be equal to the percentage increase received by other Federal employees in the same pay locality and for other purposes. H.R. 7832, Emerging Innovative Border Technologies Act H.R. 7835, Hatch Act Enforcement Transparency and Accountability Act H.R. 7846, GUARD ACT S.J. Res. 1, A joint resolution proposing amendments to the Constitution of the United States relative to the line-item veto, a limitation on the number of terms that a Member of Congress may serve, and requiring a vote of two-thirds of the membership of both Houses of Congress on any legislation raising or imposing new taxes or fees S. Res. 165, A resolution recognizing the work of Federal law enforcement agencies, condemning calls to "defund" the Department of Justice and the Federal Bureau of Investigation, and rejecting partisan attempts to degrade public trust in law enforcement agencies. S. Res. 218, A resolution expressing support for the law enforcement officers of the United States. S. 86, Members of Congress Pension Opt Out Clarification Act S. 87, EPIC Act S. 149, TSP Fiduciary Security Act of 2023 S. 166, HEALING Mothers and Fathers Act S. 167, No Vaccine Mandates Act of 2023 S. 172, No Mask Mandates Act of 2023 S. 206, END FENTANYL Act S. 210, Job Protection Act S. 222, Border Airport Fairness Act of 2023 S. 243, A bill to require the Commissioner of U.S. Customs and Border Protection to establish procedures for conducting maintenance projects at ports of entry at which the Office of Field Operations conducts certain enforcement and facilitation activities S. 285, Improving Government Efficiency and Workforce Development through Federal Executive Boards Act of 2023 S. 311, U.S. Customs and Border Protection Officer Retirement Technical Corrections Act S. 339, Department of Defense Improved Hiring Act S. 342, Access to Counsel Act of 2023 S. 349, Military Spouse Employment Act S. 383, Federal Skills Act of 2013 S. 393, Social Security Expansion Act S. 666, Identifying and Eliminating Wasteful Programs Act S. 669, Increasing Mental Health Options Act of 2023 S. 670, IMPACTT Human Trafficking Act S. 693, Eliminating Executive Branch Insider Trading Act S. 709, Federal Agency Performance Act of 2023 S. 717, Clear and Concise Content Act of 2023 S. 774, Veterans Border Patrol Training Act S. 780, Duplication Scoring Act of 2023 S. 794, CTPAT Pilot Program Act of 2023 S. 812, Bonuses for Cost-Cutters Act of 2023 S. 885, Department of Homeland Security Civilian Cybersecurity Reserve Act S. 986, STOP Act 2.0 S. 1011, Federal Employees and Retirees with Delinquent Tax Debt Initiative (FERDI) Act S. 1030, Protecting Older Workers Against Discrimination Act S. 1051, Protect Taxpayers' Privacy Act S. 1054, IRS Improper Payments Act S. 1060, Global Trade Accountability Act S. 1111, ADVANCE Act of 2023 S. 1253, Securing America's Ports of Entry Act of 2023 S. 1295, Federal Employee Student Debt Transparency Act S. 1337, Increase Reliable Services Now Act S. 1464, Enhancing DHS Drug Seizures Act S. 1569, Back the Blue Act of 2023 S. 1629, Hatch Act Enforcement Transparency and Accountability Act S. 1640, Empowering Law Enforcement Act of 2023 S. 1672, Disclose Government Censorship Act S. 1733, POLICE Act of 2023 S. 1811, Military Merit, Fairness, and Equality Act of 2023 S. 1822, Non-Intrusive Inspection Expansion Act S. 1887, GRATEFUL Act S. 1897, Enhancing Southbound Inspections to Combat Cartels Act S. 1925, HERO Act S. 1964, A bill to abolish the Office of Financial Research S. 2150, Unity through Service Act of 2023 S. 2193, Fly PETS Act S. 2251, Federal Information Security Modernization Act of 2023 S. 2256, Federal Cybersecurity Workforce Expansion Act S. 2266, Strengthening American Communities Act of 2023 S. 2270, Executive Branch Accountability and Transparency Act of 2023 S. 2419, No Robot Bosses Act S. 2440, Exploitative Workplace Surveillance and Technologies Task Force Act of 2023 S. 2508, A bill to require a report on Department of Defense security clearance process updates, and for other purposes. S. 2533, A bill to require the Secretary of Defense to allow certain military spouses employed by the Department of Defense to telework full time. S. 2665, Federal Firefighter Cancer Detection and Prevention Act of 2023 S. 2679, LEAD Act of 2023 S. 2866, Improving Government Services Act S. 2925, CFPB Pay Fairness Act of 2023 S. 2949, Ensuring Military Access to Higher Education Benefits Act of 2023 S. 2967, Intelligence Community Workforce Agility Protection Act of 2023 S. 3015, Telework Reform Act of 2023 S. 3104, Advanced Border Coordination Act of 2023 S. 3112, Ensure Uniform Border Inspection Practices Act S. 3199, IRS Act S. 3252, Abolish Government DEI Act S. 3268, Direct Hire to Fight Fires Act of 2023 S. 3320, TERM Act S. 3374, REWARD Experience Act of 2023 S. 3431, Customs Modernization Act of 2023 S. 3479, Southwest Border Regional Commission Reauthorization Act of 2023 S. 3480, CREEPS Act S. 3524, SMARTER Debt Act S. 3600, Teamwork for Employees and Managers Act of 2024 S. 3613, Improving Federal Building Security Act of 2024 S. 3680, Paid Family and Medical Leave Tax Credit Extension and Enhancement Act S. 3767, Justice for Fallen Law Enforcement Act S. 3796, Keeping International Land Ports of Entry Open Act S. 3901, Time Off to Vote Act S. 3965, Deploy Fentanyl Scanners Act of 2024 S. 4003, Guaranteed Paid Vacation Act S. 4021, A bill to place restrictions on the official display of flags, seals, or emblems other than the United States flag. S. 4043, Telework Transparency Act of 2024 S. 4055, Improving Contracting Outcomes Act of 2024 S. 4058, Codifying SAVE Plan Act S. 4062, CATCH Fentanyl Act

Client expense: $270,000 · Firm income: Not reported

Government targets: Commodity Futures Trading Commission (CFTC), Consumer Financial Protection Bureau (CFPB), Energy, Dept of, Federal Communications Commission (FCC), Federal Retirement Thrift Investment Board, Food & Drug Administration (FDA), General Services Administration (GSA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Internal Revenue Service (IRS), Merit Systems Protection Board, Natl Credit Union Administration (NCUA), Natl Park Service (NPS), Office of Management & Budget (OMB), Office of Personnel Management (OPM), Office of Special Counsel, Office of the Comptroller of the Currency (OCC), Patent & Trademark Office (PTO), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of, U.S. Customs & Border Protection, White House Office

H.R. 1410, Consumer Financial Protection Commission Act Debt Ceiling National Defense Authorization Act of 2024 Artificial Intelligence

Client expense: $1,750,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE, White House Office

The Veteran Member Business Loan Act (S. 539/H.R. 4867) would exempt loans made to veteran-owned businesses from the credit union member business lending cap. The Credit Card Competition Act (S. 1838/H.R. 3881) would weaken the security of the credit card payments network through regulating the credit card interchange market. The CDFI Fund Transparency Act (H.R. 3161) would increase awareness of the CDFI application process. The CFPB-IG Reform Act (H.R. 1411/S. 915) would require a Senate-confirmed Inspector General to help oversee the CFPB. H.R. 1382, the TABS Act, would bring the CFPB under the traditional congressional appropriations process. H.R. 1410 (the Consumer Financial Protection Commission Act) would establish a five-member Board of Directors for the CFPB. HR 7531, the Secure Payments Act, would prevent finalization of the Federal Reserve's proposal to cap debit card interchange fees until a study is conducted on the impact to financial services, consumers, and financial institutions.

Client expense: $20,000 · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), Federal Reserve System, HOUSE OF REPRESENTATIVES, Natl Credit Union Administration (NCUA), SENATE

The Veteran Member Business Loan Act (S. 539/H.R. 4867) would exempt loans made to veteran-owned businesses from the credit union member business lending cap. The Credit Card Competition Act (S. 1838/H.R. 3881) would weaken the security of the credit card payments network through regulating the credit card interchange market. The CDFI Fund Transparency Act (H.R. 3161) would increase awareness of the CDFI application process. The CFPB-IG Reform Act (H.R. 1411/S. 915) would require a Senate-confirmed Inspector General to help oversee the CFPB. H.R. 1382, the TABS Act, would bring the CFPB under the traditional congressional appropriations process. H.R. 1410 (the Consumer Financial Protection Commission Act) would establish a five-member Board of Directors for the CFPB. HR 7531, the Secure Payments Act, would prevent finalization of the Federal Reserve's proposal to cap debit card interchange fees until a study is conducted on the impact to financial services, consumers, and financial institutions.

Client expense: $20,000 · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), Federal Reserve System, HOUSE OF REPRESENTATIVES, Natl Credit Union Administration (NCUA), SENATE

Issues related to debt collection Issues related to credit reporting H.R. 2489 CFPB Dual Mandate and Economic Analysis Act H.R. 1382 Taking Account of Bureaucrats' Spending (TABS) Act H.R. 6038 CFPB-IG Reform Act H.R. 1313 Transparency in CFPB Cost-Benefit Analysis Act H.R. 2490 CFPB Whistleblower Incentives and Protection Act H.R. 1410 Consumer Financial Protection Commission Act H.R. 1749 Making the CFPB Accountable to Small Businesses Act Encouraging Innovation and Protecting Consumers Act H.R.1773 Consumer Protection for Medical Debt Collections Act S.1362Transparency in CFPB Cost-Benefit Analysis Act H.R. 6003 - Medical Debt Relief Act of 2023

Client expense: $210,000 · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), HOUSE OF REPRESENTATIVES, SENATE, Small Business Administration (SBA)

Protect the credit union tax exemption; Support legislation and regulation that helps credit unions grow membership, loans, and retained earnings in order to serve their nearly 140 million members; Support regulatory relief for credit unions; Provide guidance or rulemakings rather than rule through enforcement; Fair Market: This includes ensuring all lenders are following the same rules of the road and protecting consumers, including making fintechs, predatory payday lenders, and other non-regulated entities subject to proper oversight; Technology and Innovation: As new technologies emerge and disrupt finance, the NCUA needs to foster strong fintech partnerships to help credit unions and support credit unions ability to provide custodial services for digital assets and utilize blockchain technologies; Regulatory Relief: Remove the CFPBs examination and enforcement powers over credit unions, retain the NCUA Boards bipartisan three-member structure, and oppose efforts to place new restrictions on lending and credit reporting that will inhibit credit unions from helping their members; Data Protection: Encouraging federal standards for data privacy and data security that recognize existing regulatory requirements for credit unions, such as a federal standard of privacy rules that aligns with our principles outlined in our white paper; Support increase in funding for CDFI Fund, MDIs, and the CDRLF; Support extending GLBA-like data security measures to retailers and fintechs; Support recognizing GLBA compliance in any privacy legislation; Oppose private right of action in data privacy legislation; Support NCUA as credit unions sole data privacy regulator; Oppose opt-in requirement for use of non-public personal information in data privacy legislation; Support federal preemption of state data privacy laws; Oppose NCUA examination authority for 3rd party vendors; Oppose NCUA adopting a dedicated consumer compliance examination; Support extended NCUA examination cycle; Support NCUA Central Liquidity Facility (CLF) improvements; Support vendor information sharing among financial regulators; Support NCUA independence as regulator and insurer; Oppose unsustainable NCUA budget growth; Support increased NCUA assistance for MDI credit unions; Support adjusting Dodd-Frank Act thresholds for inflation; Support legislative action to limit Regulation E liability; Support fair distribution of Regulation E error resolution responsibilities; Support greater investment authorities for credit unions; Support expansion of Low-Income Housing Tax Credit; Support publication of list of entities with access to Federal Reserve Bank accounts and services; Support legislative action to clarify CFPBs UDAAP authority; Support parity in credit union and bank federal deposit insurance levels; Oppose increased NCUA authority to charge share insurance premiums; Oppose SBA direct lending authority; Oppose fintech participation in SBA lending programs; Prevent competitive disadvantages for credit unions and market distortions related to the integration of digital assets into traditional financial products; CFPB should make greater use of Section 1022 of the Dodd-Frank Act to exempt credit unions from rules where appropriate; Support increased CFPB transparency in rulemaking, supervision, and enforcement; Support CFPB coordination with NCUA in policymaking; Support CFPB basing policy on thorough research and data analysis; CFPB should engage in interagency coordination on Section 1033 consumer access to financial records rulemaking; Oppose CFPBs characterization of regulated and disclosed financial services fees as junk fees; CFPB should explore streamlining required fee disclosures; Oppose mandatory grace period for credit card late payments; CFPB should clarify UDAAP authority; CFPB should respect GLBAs data security regulatory structure; CFPB should limit impact and burden from final rule related to Section 1071 Small Business Lending Data Collection (RIN: 3170-AA09); Support prohibiting CFPB expending funds to implement the Section 1071 Small Business Lending Data Collection final rule (RIN: 3170-AA09); Improve examination coordination between CFPB and NCUA; Support CFPB exercise of larger participant authority to oversee fintech companies; Support clear regulatory framework for digital assets to encourage responsible innovation and permit credit union participation; Support CDFI Fund transparency on certification changes; Oppose changes to CDFI Fund certification process; Support Congressional oversight of SBAs Affiliation and Small Business Lending Company final rules; Support legislation to limit impact of SBAs Affiliation and Small Business Lending Company final rules; Support tax deduction for mortgage insurance premiums; Support modification or removal of the credit union member business lending cap; Support increasing credit union loan maturity limits; Support allowing credit unions to add underserved areas to their FOM; Support removing service area requirement for FOM expansion; Support increasing the credit union interest rate ceiling; Oppose national all-in interest rate cap; Oppose expanding the Fair Debt Collection Practices Act to cover business loans; Support credit union Community Reinvestment Act exemption; Support regulator-approved credit union mergers; Support regulations adhering to intent of the Fair Credit Reporting Act; Support regulation of credit reporting agencies and credit repair organizations; Oppose legislation granting for-profit banks nominal leases on military installations; Support credit union access to nominal leases on military installations; Support alternative credit scoring models; Oppose exclusion of accurate information from credit reports; Support FinCEN funding; Support FinCEN oversight; Support increasing SAR and CTR thresholds; Support disbursal of ECIP funding; Oppose NCUA acting as a climate regulator; Support credit union eligibility for the Greenhouse Gas Reduction Fund; Support Congressional oversight of the Federal Reserve Overnight Reverse Repo Facility; FCC should tailor robocall and robotext regulations to allow credit unions to serve their members; Support placing CFPB under regular appropriations process; FHFA should allow GSEs to purchase non-conforming loans from CDFIs and consider wealth-building home loan pilot programs; Oppose increase in FHFA guarantee fees; Support elimination of guarantee fees for credit union mortgages; Support regulation of fintechs in mortgage lending; Support alternative credit scoring models; Oppose development of a CBDC; Support prevention of an NFIP lapse; Support improving veterans access to capital by exempting credit unions business loans to veterans from the credit union member business lending cap; Support expanding the definition of Community Financial Institutions (CFIs) in the Federal Home Loan Bank Act (FHLB Act) to include credit unions and Treasury-certified non-depository community development financial institutions; Support government guarantees to stabilize mortgage-backed securities market; Support pilot programs for wealth-building home loans and zero-down mortgages; Support quality- rather than quantity-based GSE loan pricing; Oppose any interchange/swipe fee legislation including related to routing or any form of market manipulation; Support parity for credit unions related to stablecoin regulation; Treasury should address the demand for coins to help consumers who rely on cash transactions; Support addressing appraisal bias and modernize the appraisal process for consistency; Support easing requirements for de novo credit unions; Support providing flexibility for credit unions to issue subordinated debt; Support improvements to ease the process for forgiveness of PPP loans to small businesses; Oppose limits on fee income for credit unions including courtesy pay; Support limiting burdens of HMDA rule on credit unions; CFPB should remove unnecessary and unused data points related to HMDA reporting; Support permanently increasing reporting thresholds for open- and closed-end loans; Support permanent adoption of CFPBs expired temporary relief of E-SIGN regulation; Oppose Federal Reserve proposal to decrease debit interchange fee cap (Docket No. R‐1818); Support for forced arbitration - studies show consumers benefit more often from arbitration than litigation; Support Credit Union Board Modernization Act (H.R. 582; S. 610); Support Promoting Access to Capital in Underbanked Communities Act (H.R. 758); Support Promoting New and Diverse Depository Institutions Act (H.R. 1533; S. 2252); Support Consumer Financial Protection Commission Act (H.R. 1410); Support SECURE Notarization Act (H.R. 1059; S. 1212); Support Prohibiting IRS Financial Surveillance Act (H.R. 1010; S. 453); Support CBDC Anti-Surveillance State Act (H.R. 1122; H.R. 5403); Support Data Privacy Act (H.R. 1165); Support Veterans Member Business Loan Act (S. 539; H.R. 4867); Support NCUA Central Liquidity Facility Enhancements (S. 544); Support Neighborhood Homes Investment Act (S. 657); Support CDFI Bond Guarantee Program Improvement Act (S. 869); Support Small LENDER Act (H.R. 1806); Support Transparency in CFPB Cost-Benefit Analysis Act (H.R. 1313); Support Making the CFPB Accountable to Small Businesses Act (H.R. 1749); Support Resolution of Disapproval of the CFPBs Section 1071 final rule (H.J.Res. 50; H.J.Res. 66; H.J.Res. 85; S.J.Res. 32) Support CFPB Transparency and Accountability Reform Act (H.R. 2798); Support SAFE Banking Act (H.R. 2891; S. 1323); Support CDFI Fund Transparency Act (H.R. 3161; S. 2674); Support Building Credit Access for Veterans Act (H.R. 1266); Support Increasing Financial Regulatory Accountability and Transparency Act (H.R. 3556); Support Middle Class Borrower Protection Act (H.R. 3564; S. 2296); Support Digital Dollar Pilot Prevention Act (H.R. 3712); Oppose Credit Card Competition Act (H.R. 3881; S. 1838); Support Member Business Loan Expansion Act (H.R. 4868); Oppose Senate NDAA amendments on interchange (#177; #425); Support Clarity for Payment Stablecoins Act (H.R. 4766); Support Senate NDAA amendment on financial literacy (#206); Support Homes for Every Local Protector, Educator, and Responder (HELPER) Act (H.R. 3170; S. 1514); Oppose Senate appropriations amendment on interchange (#1161); Oppose Senate appropriations amendments on interest rate caps (#1225; #1285); Oppose Capping Credit Card Interest Rates Act (S. 2760); Support SAFER Banking Act (S. 2860); Oppose Amendment #117 to H.R. 4664; Support Amendment #174 to H.R. 4664; Support provisions of H.R. 4664 to place CFPB under the regular appropriations process and restructure the Bureau to a bipartisan commission; Support Rectifying UDAAP Act (H.R. 6789); Support Close the Shadow Banking Loophole Act (S. 3538); Oppose Predatory Lending Elimination Act (S. 3549); Comments to NCUA on OMB Number: 3133-NEW supporting streamlined speaker request forms and increased transparency in speaker request process; Comments to Office of the National Cyber Director on RIN: 0301-AA00 supporting regulatory harmonization and minimizing overlapping or conflicting requirements; Comments to CFPB on Outline of FCRA Proposals supporting adherence to Congressional intent and reissuance of proposals with more detail and specificity; Comments to Department of Labor on RIN 1235-AA39 opposing automatic adjustments and encouraging accommodation of smaller credit unions; Comments to NCUA on proposed 2024-2025 budget opposing unsustainable budget increases and encouraging cost-savings and transparency; Comments to OMB on OMB-2023-0020 supporting increased transparency on agencies use of artificial intelligence technology; Comments to NCUA on Docket No. NCUA-2023-0082 supporting simplification of share insurance for trust accounts; Comments to CFPB on Docket No. CFPB-2023-0052 opposing the proposal and urging CFPB to reduce burden on credit unions and adopt a safe harbor for data providers; Support FHFA publishing data and analysis related to credit score model validation; Support regulatory cost-benefit analysis that includes cumulative effects of regulations; Support extension of comment deadline for Federal Reserve proposal on decreasing the debit interchange fee cap (Docket No. R‐1818); Support extension of comment deadline for CFPB proposal on personal financial data rights (Docket No. CFPB-2023-0052); Support CFPB transparency on its use of artificial intelligence technology; Support NCUA transparency on initiatives to support financial technology innovation; Support NCUA creating a regulatory sandbox to support financial technology innovation; Support a delay in the effective date for the CFPBs Section 1071 final rule for all covered entities; Support NCUA raising commercial loan threshold to $250,000 from current level of $50,000; Support CFPB convening SBREFA panels for credit card late fee rulemaking; Oppose Regulation E liability for financial institutions for consumer-authorized transactions; Support FHFA reopening seasoned bulk transactions window.

Client expense: $960,000 · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), Defense, Dept of (DOD), Environmental Protection Agency (EPA), Federal Communications Commission (FCC), Federal Housing Finance Agency (FHFA), Federal Reserve System, Federal Trade Commission (FTC), Financial Crimes Enforcement Network (FinCEN), Government Accountability Office (GAO), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Labor, Dept of (DOL), Natl Credit Union Administration (NCUA), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Treasury, Dept of, Veterans Affairs, Dept of (VA), White House Office

Protect the credit union tax exemption; Support legislation and regulation that helps credit unions grow membership, loans, and retained earnings in order to serve their nearly 140 million members; Support regulatory relief for credit unions; Provide guidance or rulemakings rather than rule through enforcement; Fair Market: This includes ensuring all lenders are following the same rules of the road and protecting consumers, including making fintechs, predatory payday lenders, and other non-regulated entities subject to proper oversight; Technology and Innovation: As new technologies emerge and disrupt finance, the NCUA needs to foster strong fintech partnerships to help credit unions and support credit unions ability to provide custodial services for digital assets and utilize blockchain technologies; Regulatory Relief: Remove the CFPBs examination and enforcement powers over credit unions, retain the NCUA Boards bipartisan three-member structure, and oppose efforts to place new restrictions on lending and credit reporting that will inhibit credit unions from helping their members; Data Protection: Encouraging federal standards for data privacy and data security that recognize existing regulatory requirements for credit unions, such as a federal standard of privacy rules that aligns with our principles outlined in our white paper; Support increase in funding for CDFI Fund, MDIs, and the CDRLF; Support extending GLBA-like data security measures to retailers and fintechs; Support recognizing GLBA compliance in any privacy legislation; Oppose private right of action in data privacy legislation; Support NCUA as credit unions sole data privacy regulator; Oppose opt-in requirement for use of non-public personal information in data privacy legislation; Support federal preemption of state data privacy laws; Oppose NCUA examination authority for 3rd party vendors; Oppose NCUA adopting a dedicated consumer compliance examination; Support extended NCUA examination cycle; Support NCUA Central Liquidity Facility (CLF) improvements; Support vendor information sharing among financial regulators; Support NCUA independence as regulator and insurer; Oppose unsustainable NCUA budget growth; Support increased NCUA assistance for MDI credit unions; Support adjusting Dodd-Frank Act thresholds for inflation; Support legislative action to limit Regulation E liability; Support fair distribution of Regulation E error resolution responsibilities; Support greater investment authorities for credit unions; Support expansion of Low-Income Housing Tax Credit; Support publication of list of entities with access to Federal Reserve Bank accounts and services; Support legislative action to clarify CFPBs UDAAP authority; Support parity in credit union and bank federal deposit insurance levels; Oppose increased NCUA authority to charge share insurance premiums; Oppose SBA direct lending authority; Oppose fintech participation in SBA lending programs; Prevent competitive disadvantages for credit unions and market distortions related to the integration of digital assets into traditional financial products; CFPB should make greater use of Section 1022 of the Dodd-Frank Act to exempt credit unions from rules where appropriate; Support increased CFPB transparency in rulemaking, supervision, and enforcement; Support CFPB coordination with NCUA in policymaking; Support CFPB basing policy on thorough research and data analysis; CFPB should engage in interagency coordination on Section 1033 consumer access to financial records rulemaking; Oppose CFPBs characterization of regulated and disclosed financial services fees as junk fees; CFPB should explore streamlining required fee disclosures; Oppose mandatory grace period for credit card late payments; CFPB should clarify UDAAP authority; CFPB should respect GLBAs data security regulatory structure; CFPB should limit impact and burden from final rule related to Section 1071 Small Business Lending Data Collection (RIN: 3170-AA09); Support prohibiting CFPB expending funds to implement the Section 1071 Small Business Lending Data Collection final rule (RIN: 3170-AA09); Improve examination coordination between CFPB and NCUA; Support CFPB exercise of larger participant authority to oversee fintech companies; Support clear regulatory framework for digital assets to encourage responsible innovation and permit credit union participation; Support CDFI Fund transparency on certification changes; Oppose changes to CDFI Fund certification process; Support Congressional oversight of SBAs Affiliation and Small Business Lending Company final rules; Support legislation to limit impact of SBAs Affiliation and Small Business Lending Company final rules; Support tax deduction for mortgage insurance premiums; Support modification or removal of the credit union member business lending cap; Support increasing credit union loan maturity limits; Support allowing credit unions to add underserved areas to their FOM; Support removing service area requirement for FOM expansion; Support increasing the credit union interest rate ceiling; Oppose national all-in interest rate cap; Oppose expanding the Fair Debt Collection Practices Act to cover business loans; Support credit union Community Reinvestment Act exemption; Support regulator-approved credit union mergers; Support regulations adhering to intent of the Fair Credit Reporting Act; Support regulation of credit reporting agencies and credit repair organizations; Oppose legislation granting for-profit banks nominal leases on military installations; Support credit union access to nominal leases on military installations; Support alternative credit scoring models; Oppose exclusion of accurate information from credit reports; Support FinCEN funding; Support FinCEN oversight; Support increasing SAR and CTR thresholds; Support disbursal of ECIP funding; Oppose NCUA acting as a climate regulator; Support credit union eligibility for the Greenhouse Gas Reduction Fund; Support Congressional oversight of the Federal Reserve Overnight Reverse Repo Facility; FCC should tailor robocall and robotext regulations to allow credit unions to serve their members; Support placing CFPB under regular appropriations process; FHFA should allow GSEs to purchase non-conforming loans from CDFIs and consider wealth-building home loan pilot programs; Oppose increase in FHFA guarantee fees; Support elimination of guarantee fees for credit union mortgages; Support regulation of fintechs in mortgage lending; Support alternative credit scoring models; Oppose development of a CBDC; Support prevention of an NFIP lapse; Support improving veterans access to capital by exempting credit unions business loans to veterans from the credit union member business lending cap; Support expanding the definition of Community Financial Institutions (CFIs) in the Federal Home Loan Bank Act (FHLB Act) to include credit unions and Treasury-certified non-depository community development financial institutions; Support government guarantees to stabilize mortgage-backed securities market; Support pilot programs for wealth-building home loans and zero-down mortgages; Support quality- rather than quantity-based GSE loan pricing; Oppose any interchange/swipe fee legislation including related to routing or any form of market manipulation; Support parity for credit unions related to stablecoin regulation; Treasury should address the demand for coins to help consumers who rely on cash transactions; Support addressing appraisal bias and modernize the appraisal process for consistency; Support easing requirements for de novo credit unions; Support providing flexibility for credit unions to issue subordinated debt; Support improvements to ease the process for forgiveness of PPP loans to small businesses; Oppose limits on fee income for credit unions including courtesy pay; Support limiting burdens of HMDA rule on credit unions; CFPB should remove unnecessary and unused data points related to HMDA reporting; Support permanently increasing reporting thresholds for open- and closed-end loans; Support permanent adoption of CFPBs expired temporary relief of E-SIGN regulation; Oppose Federal Reserve proposal to decrease debit interchange fee cap (Docket No. R‐1818); Support for forced arbitration - studies show consumers benefit more often from arbitration than litigation; Support Credit Union Board Modernization Act (H.R. 582; S. 610); Support Promoting Access to Capital in Underbanked Communities Act (H.R. 758); Support Promoting New and Diverse Depository Institutions Act (H.R. 1533; S. 2252); Support Consumer Financial Protection Commission Act (H.R. 1410); Support SECURE Notarization Act (H.R. 1059; S. 1212); Support Prohibiting IRS Financial Surveillance Act (H.R. 1010; S. 453); Support CBDC Anti-Surveillance State Act (H.R. 1122; H.R. 5403); Support Data Privacy Act (H.R. 1165); Support Veterans Member Business Loan Act (S. 539; H.R. 4867); Support NCUA Central Liquidity Facility Enhancements (S. 544); Support Neighborhood Homes Investment Act (S. 657); Support CDFI Bond Guarantee Program Improvement Act (S. 869); Support Small LENDER Act (H.R. 1806); Support Transparency in CFPB Cost-Benefit Analysis Act (H.R. 1313); Support Making the CFPB Accountable to Small Businesses Act (H.R. 1749); Support Resolution of Disapproval of the CFPBs Section 1071 final rule (H.J.Res. 50; H.J.Res. 66; H.J.Res. 85; S.J.Res. 32) Support CFPB Transparency and Accountability Reform Act (H.R. 2798); Support SAFE Banking Act (H.R. 2891; S. 1323); Support CDFI Fund Transparency Act (H.R. 3161; S. 2674); Support Building Credit Access for Veterans Act (H.R. 1266); Support Increasing Financial Regulatory Accountability and Transparency Act (H.R. 3556); Support Middle Class Borrower Protection Act (H.R. 3564; S. 2296); Support Digital Dollar Pilot Prevention Act (H.R. 3712); Oppose Credit Card Competition Act (H.R. 3881; S. 1838); Support Member Business Loan Expansion Act (H.R. 4868); Oppose Senate NDAA amendments on interchange (#177; #425); Support Clarity for Payment Stablecoins Act (H.R. 4766); Support Senate NDAA amendment on financial literacy (#206); Support Homes for Every Local Protector, Educator, and Responder (HELPER) Act (H.R. 3170; S. 1514); Oppose Senate appropriations amendment on interchange (#1161); Oppose Senate appropriations amendments on interest rate caps (#1225; #1285); Oppose Capping Credit Card Interest Rates Act (S. 2760); Support SAFER Banking Act (S. 2860); Oppose Amendment #117 to H.R. 4664; Support Amendment #174 to H.R. 4664; Support provisions of H.R. 4664 to place CFPB under the regular appropriations process and restructure the Bureau to a bipartisan commission; Support Rectifying UDAAP Act (H.R. 6789); Support Close the Shadow Banking Loophole Act (S. 3538); Oppose Predatory Lending Elimination Act (S. 3549); Comments to NCUA on OMB Number: 3133-NEW supporting streamlined speaker request forms and increased transparency in speaker request process; Comments to Office of the National Cyber Director on RIN: 0301-AA00 supporting regulatory harmonization and minimizing overlapping or conflicting requirements; Comments to CFPB on Outline of FCRA Proposals supporting adherence to Congressional intent and reissuance of proposals with more detail and specificity; Comments to Department of Labor on RIN 1235-AA39 opposing automatic adjustments and encouraging accommodation of smaller credit unions; Comments to NCUA on proposed 2024-2025 budget opposing unsustainable budget increases and encouraging cost-savings and transparency; Comments to OMB on OMB-2023-0020 supporting increased transparency on agencies use of artificial intelligence technology; Comments to NCUA on Docket No. NCUA-2023-0082 supporting simplification of share insurance for trust accounts; Comments to CFPB on Docket No. CFPB-2023-0052 opposing the proposal and urging CFPB to reduce burden on credit unions and adopt a safe harbor for data providers; Support FHFA publishing data and analysis related to credit score model validation; Support regulatory cost-benefit analysis that includes cumulative effects of regulations; Support extension of comment deadline for Federal Reserve proposal on decreasing the debit interchange fee cap (Docket No. R‐1818); Support extension of comment deadline for CFPB proposal on personal financial data rights (Docket No. CFPB-2023-0052); Support CFPB transparency on its use of artificial intelligence technology; Support NCUA transparency on initiatives to support financial technology innovation; Support NCUA creating a regulatory sandbox to support financial technology innovation; Support a delay in the effective date for the CFPBs Section 1071 final rule for all covered entities; Support NCUA raising commercial loan threshold to $250,000 from current level of $50,000; Support CFPB convening SBREFA panels for credit card late fee rulemaking; Oppose Regulation E liability for financial institutions for consumer-authorized transactions; Support FHFA reopening seasoned bulk transactions window.

Client expense: $960,000 · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), Defense, Dept of (DOD), Environmental Protection Agency (EPA), Federal Communications Commission (FCC), Federal Housing Finance Agency (FHFA), Federal Reserve System, Federal Trade Commission (FTC), Financial Crimes Enforcement Network (FinCEN), Government Accountability Office (GAO), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Labor, Dept of (DOL), Natl Credit Union Administration (NCUA), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Treasury, Dept of, Veterans Affairs, Dept of (VA), White House Office

H.R. 1410, Consumer Financial Protection Commission Act Debt Ceiling National Defense Authorization Act of 2024 Financial Services and General Government Appropriations Act of 2024 Artificial Intelligence

Client expense: $1,910,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE, White House Office

H.R. 448, Putting Investors First Act of 2023 H.R. 835, Fair Investment Opportunities for Professional Experts Act H.R. 1010/S. 453, Prohibiting IRS Financial Surveillance Act H.R. 1410, Consumer Financial Protection Commission Act H.R. 1548, Improving Access to Small Business Information Act H.R. 1553, Helping Angels Lead our Startups (HALOS) Act H.R. 1579, Accredited Investor Definition Review Act H.R. 2608, To amend the Federal securities laws to specify the periods for which financial statements are required to be provided by an emerging growth company, and for other purposes H.R. 2610, To amend the Securities Exchange Act of 1934 to specify certain registration statement contents for emerging growth companies, to permit issuers to file draft registration statements with the Securities and Exchange Commission for confidential review, and for other purposes H.R. 2612, Gig Worker Equity Compensation Act H.R. 2627, Increasing Investor Opportunities Act H.R. 2652, Investment Opportunity Expansion Act H.R. 2792, Small Entity Update Act H.R. 2793, Encouraging Public Offerings Act of 2023 H.R. 2795, Enhancing Multi-Class Share Disclosures Act H.R. 2796, Promoting Opportunities for Non-Traditional Capital Formation Act H.R. 2797, Equal Opportunity for All Investors Act H.R. 2798, CFPB Transparency and Accountability Reform Act H.R. 2799, Expanding Access to Capital Act of 2023 H.R. 2812, Middle Market IPO Underwriting Cost Act H.R. 3063, Retirement Fairness for Charities and Educational Institutions Act H.R. 4035, Protecting Small Business Information Act of 2023 H.R. 4168/S. 2005, Mandatory Materiality Requirement Act of 2023 H.R. 4177/S. 2007, Improving Corporate Governance Through Diversity Act of 2023 H.R. 4366, Consolidated Appropriations Act, 2024, including provisions related to Senate Amendment 1217 and Senate Amendment 1092 H.R. 4664/S. 2309, Making appropriations for financial services and general government for the fiscal year ending September 30, 2024, and for other purposes H.R. 4767, Protecting Americans Retirement Savings from Politics Act H.R. 4790, Guiding Uniform and Responsible Disclosure Requirements and Information Limits (GUARDRAIL) Act of 2023 H.R. 4823, American Financial Institution Regulator Sovereignty and Transparency Act H.R. 5488/S. 2805, Protecting Our Courts from Foreign Manipulation Act of 2023 S. 638, Disclosure of Tax Havens and Offshoring Act H.J.Res.100 / S.J.Res.50, Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Securities and Exchange Commission relating to "Cybersecurity Risk Management, Strategy, Governance, and Incident Disclosure" Draft legislation titled Accredited Investor Self-Certification Act Potential legislation on environmental, social, and governance Potential legislation dealing with third party litigation funding including its national security implications Potential legislation similar to H.R. 2025/S. 840, Litigation Funding Transparency Act SEC Proposed Rule on the Enhancement and Standardization of Climate-Related Disclosures for Investors (87 Fed. Reg. 21,334-21,473, April 11, 2022) Proposed Rule, Securities and Exchange Commission; Open-End Fund Liquidity Risk Management Programs and Swing Pricing; Form N-PORT Reporting (87 Fed. Reg. 77,172-77,296, December 16, 2022) SEC Final Rule on Cybersecurity Risk Management, Strategy, Governance, and Incident Disclosure (88 Fed. Reg. 51,896-51945, September 5, 2023) SEC Proposed Rule on Changes to 14a-8 (87 FR 45,052-45,075, July 27, 2022) SEC Final Rule on Share Repurchase Disclosure Modernization (88 FR 36,002-36,063, July 31, 2023) Proposed Rule, FSOC Authority to Require Supervision and Regulation of Certain Nonbank Financial Companies, Proposed Interpretive Guidance (88 Fed. Reg. 26,234-26,244, April 28, 2023) Proposed Rule, FSOC Analytic Framework for Financial Stability Risk Identification, Assessment, and Response, Proposed Analytic Framework (88 Fed. Reg. 26,305-26,311, April 28, 2023) Notice of Proposed Rulemaking, Internal Revenue Service and Department of the Treasury; Gross Proceeds and Basis Reporting by Brokers and Determination of Amount Realized and Basis for Digital Asset Transactions (88 Fed. Reg. 59,576-59,659, August 29, 2023) Proposed Rule, Securities and Exchange Commission; Conflicts of Interest Associated with the Use of Predictive Data Analytics by Broker-Dealers and Investment Advisers (88 Fed. Reg. 53,960- 54,024, August 9, 2023) Various issues relating to SEC Best Interest and Enhancing Investment Adviser Regulation relating to broker-dealers, registered investment advisers, conflicts of interest; potential federal preemption of state fiduciary standards; CFTCs de minimis Exception for Swap Dealers; Securities and Exchange Commission amendments to the Commissioners whistleblower rules file no. S7-16-18; proxy process, proxy advisory firms, and other related aspects of corporate governance; corporate common ownership; adoption of the current expected credit loss (CECL) accounting standard; role of credit reporting agencies (CRAs) in the U.S. economy; debt collection practices (regulation F) under the Fair Debt Collection Practices Act (P.L. 95-109); qualified mortgage definition under the Truth in Lending Act (P.L. 90-321) (Regulation Z); Financial Stability Oversight Council activities, including the approach to and designation of systemic importance and risk of nonbank financial companies and firms; Federal Reserve Systems Large Institution Supervision Coordinating Committee; potential housing finance reform legislation; enforcement of Securities and Exchange Commission penalties; federal interest rate authority; Anti-Money Laundering (AML) and Bank Secrecy Act (BSA) reform; electronic consent-based SSN Verification Service (eCBSV); environmental, social, and governance (ESG) enforcement; information collection under the Community Reinvestment Act (CRA) (P.L. 95-128); potential Financial Transaction Tax (FTT); potential Treasury Department proposal relating to tax reporting by banks; investment company cross trading; potential money market fund reform measures; transition to the secured overnight financing rate; implementation of SEC Rule 15c2-11; Department of Labor fiduciary advice exemption: PTE 2020-02; benefits of risk-based pricing; mobile disclosures; modernization of the Credit Repair Organizations Act (enacted as Title IV of the Consumer Credit Protection Act, P.L. 90-321); Internal Revenue Service Priority Guidance Plan; Federal Trade Commission issues: Freedom of Information Act Requests, Penalty Offense Authority, Zombie Voting, and overall direction of the Commission under Chair Lina Khan; Financial Accounting Standards Board improvements to income tax disclosures; Climate-Related Financial Risk Management for Large Banks; Consumer Financial Protection Bureau (CFPB) regulatory sandbox for disclosures; CFPB Policy Fellowship program; CFPB amendment of its Supervision and Examination Manual; CFPB conflation of Distinct Statutory Concepts of Unfairness and Discrimination; CFPB Small Business Advisory Review Panels Rulemaking on Personal Financial Data Rights; CFPB implementation of the Small Business Lending Data Collection Rule (the 1071 Rule); SEC Open-End Fund Liquidity Risk Management Programs and Swing Pricing; Form N-PORT Reporting (File Number S7-26-22); Proposed Rule, Securities and Exchange Commission; Conflicts of Interest Associated with the Use of Predictive Data Analytics by Broker-Dealers and Investment Advisers (SEC Rel. Nos. 34-97990; IA-6353; File No. S7-12-23, July 26, 2023); Proposing Release: Amendments to PCAOB Auditing Standards related to a Companys Noncompliance with Laws and Regulations; the Federal Reserve Boards Supervision and regulation of Silicon Valley Bank and ongoing Holistic Capital; Federal Deposit Insurance Corporation Proposal on Corporate Governance and Risk Management; SEC Shareholder Proposals: Staff Legal Bulletin No. 14L (CF); EU sustainable finance action plan and incorporating ESG factors into financial services; potential regulations to require public companies to disclose information related to human capital management; reporting metrics of American companies under the EUs Corporate Sustainability Reporting Directive and Corporate Sustainability Due Diligence Directive; reporting metrics of American companies under the California climate disclosure laws; interconnectedness of the SECs rulemaking agenda; potential rulemaking regarding Section 956 of the Dodd-Frank Act (P.L. 111-203); oversight issues and potential legislation on third party litigation funding (including its national security implications)

Client expense: $19,080,000 · Firm income: Not reported

Government targets: Commodity Futures Trading Commission (CFTC), Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), Office of Management & Budget (OMB), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

H.R. 277, Regulations from the Executive in Need of Scrutiny (REINS) Act of 2023 H.R. 1118/S. 512, Democracy Is Strengthened by Casting Light On Spending in Elections (DISCLOSE) Act of 2023 H.R. 1410, Consumer Financial Protection Commission Act H.R. 4664/S. 2309, Making appropriations for financial services and general government for the fiscal year ending September 30, 2024, and for other purposes S. 2347, Foreign Extortion Prevention Act Potential legislation similar to H.R. 1/S. 2093, For the People Act of 2021 Nomination of Dr. Monica M. Bertagnolli as Director of the National Institutes of Health Nomination of Amanda Wood Laihow to be Commissioner of the Occupational Safety and Health Review Commission Nomination of Michael Whitaker to be Administrator of the Federal Aviation Administration Various issues relating to decisions of the Congressional Parliamentarians; implementation of the American Rescue Plan Act (P.L. 117-2); urging nomination of a new FAA Administrator; defense industrial base; Camp Lejeune related litigation; slush fund settlements; corporate enforcement priorities; sue and settle practices

Client expense: $19,080,000 · Firm income: Not reported

Government targets: Defense, Dept of (DOD), HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), SENATE

H. Con. Res. 2, Expressing support for the Nation's law enforcement agencies and condemning any efforts to defund or dismantle law enforcement agencies H. Con. Res. 4, Expressing support for the Nation's law enforcement agencies and condemning any efforts to defund or dismantle law enforcement agencies H. Con. Res. 5, Expressing support for the Nation's law enforcement agencies and condemning any efforts to defund or dismantle law enforcement agencies H. Con. Res. 22, Recognizing the significance of equal pay and the disparity between wages paid to men and women H. Con. Res. 40, Expressing support for local law enforcement officers and condemning efforts to defund or dismantle local law enforcement agencies H. Con. Res. 72, Recognizing the significance of equal pay and the disparity in wages paid to Latina women in comparison to men. S. Con. Res. 21, A concurrent resolution recognizing the significance of equal pay and the disparity in wages paid to Latina women in comparison to men. H.J. Res. 10, Proposing an amendment to the Constitution of the United States to provide certain line item veto authority to the President H.J. Res. 16, Proposing an amendment to the Constitution of the United States extending the right to vote to citizens sixteen years of age or older H. Res. 69, Expressing the sense of the House of Representatives that the dedication and devotion of law enforcement personnel should be recognized and that calls to "defund", "disband", "dismantle", or "abolish" the police should be condemned H. Res. 196, Memorializing those impacted by and lost to the COVID-19 pandemic S. Res. 94, A resolution memorializing those lost to the COVID-19 pandemic H. Res. 285, Establishing a "Bill of Rights" to support United States law enforcement personnel nationwide in their work to protect our communities. H. Res. 340, Recognizing he disenfranchisement of District of Columbia residents, calling for statehood for the District of Columbia through the enactment of the Washington, D.C. Admission Act, and expressing support for the designation of May 1, 2023, as "D.C. Statehood Day". H. Res. 363, Resolution memorializing law enforcement officers killed in the line of duty. H. Res. 378, Expressing the sense of the House of Representatives supporting the Federal workforce. H. Res. 605, Recognizing that the United States needs to support and strengthen mothers in the workforce by investing in the Mom Economy. S. Res. 306, A resolution recognizing that the United States needs to support and empower mothers in the workforce by investing in the Mom Economy. H. Res. 855, Recognizing the service of all District of Columbia veterans, condemning the denial of voting representation in Congress and full local self-government for veterans and their families who are District of Columbia residents, and calling for statehood for the District of Columbia through the enactment of the Washington, D.C. Admission Act (H.R. 51 and S. 51), particularly in light of the service of District of Columbia veterans in every American war. H. Res. 890, Amending the Rules of the House of Representatives to establish the Committee on the Elimination of Nonessential Federal Programs. H.R. 2, Secure the Border Act of 2023 S. 2824, Secure the Border Act of 2023 H.R. 15, Equality Act S. 5, Equality Act H.R. 17, Paycheck Fairness Act H.R. 36, Patrick Underwood Federal Law Enforcement Protection Act of 2023 H.R. 51, Washington, D.C. Admission Act S. 51, Washington, D.C. Admission Act H.R. 69, NOSHA Act H.R. 82, Social Security Fairness Act S. 597, Social Security Fairness Act H.R. 101, Return to Work Act H.R. 117, To prohibit any entity that receives Federal funds from the COVID relief packages from mandating employees receive a COVID-19 vaccine, and for other purposes H.R. 119, To nullify certain executive orders regarding COVID-19 vaccine mandates and to prohibit the Secretary of Labor from issuing a rule mandating vaccination against COVID-19, and for other purposes H.R. 139, SHOW UP Act of 2023 S. 1565, SHOW UP Act of 2023 H.R. 140, Protecting Speech from Government Interference Act H.R. 158, CLEAN Public Service Act H.R. 159, Chance to Compete Act of 2023 S. 59, Chance to Compete Act of 2023 H.R. 162, National Digital Reserve Corps Act H.R. 203, No Hires for the Delinquent IRS Act H.R. 227, Federal Employee Combat Zone Tax Parity Act H.R. 249, Bonuses for Cost-Cutters Act of 2023 H.R. 300, Settlement Agreement Information Database Act of 2023 H.R. 308, Rosa Parks Day Act H.R. 310, Dismantling Investments in Violation of Ethical Standards through Trusts Act H.R. 354, LEOSA Reform Act S. 1462, LEOSA Reform Act H.R. 355, Back the Blue Act of 2023 H.R. 360, RETURN ACT S. 155, RETURN ACT H.R. 389, PORTFOLIO Act H.R. 397, To require the evaluation of Federal agencies and programs for duplicative, wasteful, or outdated functions, and to recommend the elimination or realignment of such functions, and for other purposes H.R. 403, No Mandates Act H.R. 430, Lunar New Year Day Act H.R. 474, RETURN Act H.R. 493, For the relief of Michael Janssen and Steven Passantino H.R. 536, FAIR Act S. 124, FAIR Act H.R. 564, Saving Taxpayers' Money and Paying America's Debt Act H.R. 596, Anti-Border Corruption Improvement Act H.R. 644, Student Loan Borrowers Safety Net Act of 2023 H.R. 665, To amend title 5, United States Code, to provide authority to the Administrator of the Drug Enforcement Administration to provide a cash award to Administration employees with foreign language skills, and for other purposes H.R. 678, Restoring Military Focus Act S. 191, Restoring Military Focus Act H.R. 694, Job Protection Act H.R. 716, Fair COLA for Seniors Act of 2023 H.R. 741, Employee Bonus Protection Act H.R. 743, Protect and Serve Act of 2023 H.R. 789, Caring for All Families Act S. 242, Caring for All Families Act H.R. 843, Federal Police Camera and Accountability Act H.R. 856, Comprehensive Paid Leave for Federal Employees Act S. 274, Comprehensive Paid Leave for Federal Employees Act H.R. 866, Equal COLA Act S. 3194, Equal COLA Act H.R. 978, Drain the Swamp Act of 2023 H.R. 980, Washington, D.C. Residents Voting Act H.R. 985, Productivity Over Pronouns Act H.R. 1002, Saving the Civil Service Act S. 399, Saving the Civil Service Act H.R. 1080, COVID-19 Federal Employee Reinstatement Act H.R. 1084, Flexibility for Workers Education Act H.R. 1106, COST of Relocations Act S. 487, COST of Relocations Act H.R. 1162, Accountability for Government Censorship Act H.R. 1206, Federal Agency Sunset Commission Act of 2023 H.R. 1229, Stop CRT Act S. 558, Stop CRT Act H.R. 1235, Federal Firefighter Pay Equity Act H.R. 1261, Federal Employees Sustainable Investment Act H.R. 1275, To prohibit the use of Federal funds to carry out Executive Order 14091 H.R. 1301, Federal Employees Civil Relief Act S. 640, Federal Employees Civil Relief Act H.R. 1322, Law Enforcement Officers Equity Act S. 1658, Law Enforcement Officers Parity Act H.R. 1323, LEO Fair Retirement Act of 2023 H.R. 1332, Thirty-Two Hour Workweek Act H.R. 1382, TABS Act of 2023 H.R. 1401, END FENTANYL Act H.R. 1410, Consumer Financial Protection Commission Act H.R. 1416, Federal Retirement Thrift Investment Board Inspector General Act of 2023 H.R. 1442, No Pensions for Lying Bureaucrats Act H.R. 1463, Restoring Trust in Public Servants Act H.R. 1467, Locality-based Social Security Benefits Act of 2023 H.R. 1480, Beagle Brigade Act of 2023 H.R. 1487, Office of Personnel Management Reform Act H.R. 1507, Stop Corporate Capture Act H.R. 1573, To require the Secretary of Education to accept certain documentation from the Department of Defense as proof of employment for purposes of the public service loan forgiveness program H.R. 1600, Pay Equity for All Act of 2023 H.R. 1618, Commission on Sustaining Medicare and Social Security Act of 2023 H.R. 1621, COVID-19 National Memorial Act H.R. 1625, St. Patrick's Day Act H.R. 1627, Sergeant Steve Owen Defending Our Defenders Act H.R. 1688, Social Security Cost of Living Increase Act of 2023 H.R. 1804, Honest Runway Labeling Act H.R. 2382, September 11 Day of Remembrance Act S. 1472, September 11 Day of Remembrance Act H.R. 2383, Prohibition of Financial Trading on Government Property Act H.R. 2395, Restoring Overtime Pay Act of 2023 S. 1041, Restoring Overtime Pay Act of 2023 H.R. 2489, CFPB Dual Mandate and Economic Analysis Act H.R. 2494, POLICE Act of 2023 H.R. 2516, End the Congressional Revolving Door Act H.R. 2524, Public Service Spending Integrity Act H.R. 2528, Grandparent-Grandchild Medical Leave Act H.R. 2549, Global Trade Accountability Act of 2023 H.R. 2556, Simplify, Don't Amplify the IRS Act H.R. 2557, CBP Workload Staffing Model Act H.R. 2572, Supporting Women COPS Act of 2023 H.R. 2577, DHS Suicide Prevention and Resiliency for Law Enforcement Act H.R. 2670, National Defense Authorization Act for Fiscal Year 2024 S. 2226, National Defense Authorization Act for Fiscal Year 2024 H.R. 2712, Work Not Woke Act H.R. 2744, Freedom from Government Competition Act of 2023 H.R. 2755, National Taxpayer Advocate Enhancement Act of 2023 H.R. 2776, Go Woke, Go Broke Act H.R. 2798, CFPB Transparency and Accountability Reform Act H.R. 2806, U.S. Customs and Border Protection Rural and Remote Hiring and Retention Strategy Act of 2023 H.R. 2837, Border Patrol Pay Parity Act S. 1444, Border Patrol Enhancement Act H.R. 2937, Repeal CFPB Act S. 1363, Repeal CFPB Act H.R. 2949, PSLF Payment Completion Fairness Act S. 1331, PSLF Payment Completion Fairness Act H.R. 2996, Safe Leave for Victims of Domestic Violence, Sexual Assault, and Stalking Act H.R. 3003, Bipartisan Restoring Faith in Government Act H.R. 3022, Workers' Memorial Day H.R. 3024, Life Saving Leave Act H.R. 3079, Back the Blue Act of 2023 H.R. 3091, Federal Law Enforcement Officer Service Weapon Purchase Act S. 1585, Federal Law Enforcement Service Weapon Purchase Act H.R. 3094, To terminate the requirement imposed by the Secretary of Homeland Security for proof of COVID-19 vaccination for foreign travelers, and for other purposes. H.R. 3108, Tim's Act S. 1505, Tim's Act H.R. 3115, Public Service Reform Act S. 1496, Public Service Reform Act H.R. 3170, HELPER Act of 2023 S. 1514, HELPER Act of 2023 H.R. 3261, Strengthening Social Security Act of 2023 H.R. 3336, Diwali Day Act H.R. 3381, National Law Enforcement Officers Remembrance, Support and Community Outreach Act H.R. 3406, Stop TSP ESG Act S. 1891, Stop TSP ESG Act H.R. 3407, Empowering Law Enforcement Act of 2023 H.R. 3409, Healthy Families Act S. 1664, Healthy Families Act H.R. 3455, TSP Act S. 1650, TSP Act of 2023 H.R. 3458, Reinstate Our Troops Act H.R. 3481, FAMILY Act S. 1714, FAMILY Act H.R. 3499, Direct Hire To Fight Fires H.R. 3527, MATCH Act H.R. 3612, No ESG at TSP Act S. 2147, No ESG at TSP Act H.R. 3740, Federal Employee Student Debt Transparency Act H.R. 3855, National Digital Reserve Corps Act H.R. 3967, Student Loan Tax Relief Act H.R. 4009, Public Health Emergency Response Act H.R. 4023, UPDATED USPS Act H.R. 4044, China Trade Cheating Restitution Act of 2023 H.R. 4260, Public Servants Protection and Fairness Act of 2023 H.R. 4278, Restore VA Accountability Act of 2023. H.R. 4398, Patriotism Not Pride Act H.R. 4416, No Funds for Armed Regulators Act of 2023 H.R. 4428, Guidance Clarity Act of 2023 H.R. 4434, Accountability for Acting Officials Act H.R. 4436, Why Does the IRS Need Guns Act S. 1949, Why Does the IRS Need Guns Act H.R. 4453, No CCP Financial Apps on Government Devices Act H.R. 4467, DHS Border Services Contracts Review Act H.R. 4497, To expand the mission of the National Park Service to include active use of System units located in urban areas, and for other purposes. H.R. 4502, Modernizing the Acquisition of Cybersecurity Experts Act H.R. 4503, AI Training Expansion Act of 2023 H.R. 4528, Strengthening the NRC Workforce Act of 2023 H.R. 4533, Cost of Wokeism in the Military Act H.R. 4583, Social Security 2100 Act S. 2280, Social Security 2100 Act H.R. 4672, To amend title 40, United States Code, to prohibit the Administrator of General Services from constructing or acquiring public buildings or entering into leases based on the legality or availability of abortion, and for other purposes. H.R. 4711, Protecting Taxpayers from Student Loan Bailouts Act H.R. 4742, Pay Back Act H.R. 4744, Lead by Example Act of 2023. S. 2373, Lead by Example Act of 2023 H.R. 4791, Free Speech Protection Act S. 2425, Free Speech Protection Act H.R. 4831, Fair Pay for Federal Firefighters Act H.R. 4836, Professional Images Protection Act. H.R. 4848, Censorship Accountability Act S. 2616, Censorship Accountability Act H.R. 4893, Scientific Integrity Act. H.R. 4906, Protecting VA Employees Act H.R. 4925, EPIC Act H.R. 4926, Members of Congress Pension Opt Out Clarification Act. H.R. 4944, Military Families and Surviving Spouses Benefits Enhancement Act H.R. 4961, To require ports of entry along the northern border to remain open as many hours per day as they were open prior to the COVID-19 pandemic. S. 2562, A bill to require ports of entry along the northern border to remain open as many hours per day as they were open prior to the COVID-19 pandemic. H.R. 4991, To direct the Secretary of Homeland Security to commence a rule making to establish a U.S. Customs and Border Protection International port of entry at the Port of Stockton and for other purposes. H.R. 5037, FAIR Leave Act S. 2574, FAIR Leave Act H.R. 5040, CURE Act H.R. 5144, GOT Act H.R. 5153, To direct the Secretary of Veterans Affairs to carry out a pilot program to employ veterans in certain wildland firefighting activities. H.R. 5169, Wildland Firefighter Paycheck Protection Act of 2023 S. 2272, Wildland Firefighter Paycheck Protection Act of 2023 H.R. 5171, Federal Employee Pay Compression Relief Act of 2023 H.R. 5240, Protect Peaceful Protests Act H.R. 5342, Equal Treatment of Public Servants Act of 2023 H.R. 5345, Curbing Offenses on Policing Services Act H.R. 5346, Creating Schedule F in the Excepted Service Act H.R. 5366, Patriot Day Act H.R. 5465, Congressional Access to Bureaucratic Offices Act H.R. 5538, To amend title 5 of the United States Code to provide special overtime pay for certain border patrol agents, and for other purposes. H.R. 5563, Schedules That Work Act S. 2851, Schedules That Work Act H.R. 5578, Part-Time Worker Bill of Rights Act S. 2850, Part-Time Worker Bill of Rights Act H.R. 5624, Cost of Police Misconduct Act of 2023 S. 2883, Cost of Police Misconduct Act of 2023 H.R. 5676, SWAMP Act of 2023 S. 2612, SWAMP Act of 2023 H.R. 5681, Pipeline to Service Act H.R. 5713, Homeland Security Fentanyl Enforcement Act H.R. 5726, Denying Pensions to Convicted Child Molesters Act of 2023 H.R. 5728, Government Shutdown Impact Report Act of 2023 H.R. 5739, Shutdown Guidance for Financial Institutions Act H.R. 5758, To amend title 31, United States Code, to reimburse employees of the Federal Government and the District of Columbia, Federal contractors, and the States for certain costs incurred as a result of a Government shutdown, and for other purposes. H.R. 5760, Climate Resilience Workforce Act H.R. 5839, Maritime Border Security Technology Improvement Act H.R. 5862, To amend the Homeland Security Act of 2002 relating to authority of U.S. Customs and Border Protection to consolidate, modify, or reorganize Customs revenue functions. H.R. 5883, Honoring Civil Servants Killed in the Line of Duty Act S. 3029, Honoring Civil Servants Killed in the Line of Duty Act H.R. 5900, Security Clearance Revolving Door Act of 2023 H.R. 5920, Student Loan Marriage Penalty Elimination Act of 2023 H.R. 5990, Border Enforcement, Security, and Trade (BEST) Facilitation Act of 2023 S. 2278, Border Enforcement, Security, and Trade (BEST) Facilitation Act of 2023 H.R. 5993, Federal Reserve Loss Transparency Act S. 3095, Federal Reserve Loss Transparency Act H.R. 5995, Federal Retirement Fairness Act H.R. 6170, Border Security and Terrorism Prevention Act H.R. 6195, Wildland Firefighter Fair Pay Act S. 3221, Wildland Firefighter Fair Pay Act H.R. 6266, Federal Protective Service Reform Act of 2023 H.R. 6267, Election Day Act H.R. 6280, Smart Border Protection Act H.R. 6389, District of Columbia National Guard Federal Employee Leave Fairness Act H.R. 6404, Disarming Cartels Act H.R. 6409, CBP SPACE Act H.R. 6422, Locality Pay Equity Act of 2023 S. 3308, Locality Pay Equity Act of 2023 H.R. 6432, Safeguarding Honest Speech Act H.R. 6462, READINESS Act S. 3530, READINESS Act H.R. 6524, Federal Cybersecurity Workforce Expansion Act H.R. 6558, END the DEEP STATE H.R. 6722, Fair Wage Act of 2023 H.R. 6792, PSLF Administrative Improvement Act H.R. 6842, STOCK Act 2.0 S. 3555, STOCK Act 2.0 H.R. 6876, CTPAT Pilot Program Act of 2023 H.R. 6901, To direct the Secretary of Defense to submit to Congress a report on Department of Defense restrictions on the employment of former Department employees by certain countries. H.R. 6907, To establish a grant program to provide assistance to eligible individuals to cover the costs of childcare services. H.R. 6908, To exempt breastfeeding women from jury duty, and for other purposes. S.J. Res. 1, A joint resolution proposing amendments to the Constitution of the United States relative to the line-item veto, a limitation on the number of terms that a Member of Congress may serve, and requiring a vote of two-thirds of the membership of both Houses of Congress on any legislation raising or imposing new taxes or fees S. Res. 165, A resolution recognizing the work of Federal law enforcement agencies, condemning calls to "defund" the Department of Justice and the Federal Bureau of Investigation, and rejecting partisan attempts to degrade public trust in law enforcement agencies. S. Res. 218, A resolution expressing support for the law enforcement officers of the United States. S. 86, Members of Congress Pension Opt Out Clarification Act S. 87, EPIC Act S. 149, TSP Fiduciary Security Act of 2023 S. 166, HEALING Mothers and Fathers Act S. 167, No Vaccine Mandates Act of 2023 S. 172, No Mask Mandates Act of 2023 S. 206, END FENTANYL Act S. 210, Job Protection Act S. 222, Border Airport Fairness Act of 2023 S. 243, A bill to require the Commissioner of U.S. Customs and Border Protection to establish procedures for conducting maintenance projects at ports of entry at which the Office of Field Operations conducts certain enforcement and facilitation activities S. 285, Improving Government Efficiency and Workforce Development through Federal Executive Boards Act of 2023 S. 311, U.S. Customs and Border Protection Officer Retirement Technical Corrections Act S. 339, Department of Defense Improved Hiring Act S. 342, Access to Counsel Act of 2023 S. 349, Military Spouse Employment Act S. 383, Federal Skills Act of 2013 S. 393, Social Security Expansion Act S. 666, Identifying and Eliminating Wasteful Programs Act S. 669, Increasing Mental Health Options Act of 2023 S. 670, IMPACTT Human Trafficking Act S. 693, Eliminating Executive Branch Insider Trading Act S. 709, Federal Agency Performance Act of 2023 S. 717, Clear and Concise Content Act of 2023 S. 774, Veterans Border Patrol Training Act S. 780, Duplication Scoring Act of 2023 S. 794, CTPAT Pilot Program Act of 2023 S. 812, Bonuses for Cost-Cutters Act of 2023 S. 885, Department of Homeland Security Civilian Cybersecurity Reserve Act S. 986, STOP Act 2.0 S. 1011, Federal Employees and Retirees with Delinquent Tax Debt Initiative (FERDI) Act S. 1030, Protecting Older Workers Against Discrimination Act S. 1051, Protect Taxpayers' Privacy Act S. 1054, IRS Improper Payments Act S. 1060, Global Trade Accountability Act S. 1111, ADVANCE Act of 2023 S. 1253, Securing America's Ports of Entry Act of 2023 S. 1295, Federal Employee Student Debt Transparency Act S. 1337, Increase Reliable Services Now Act S. 1464, Enhancing DHS Drug Seizures Act S. 1569, Back the Blue Act of 2023 S. 1629, Hatch Act Enforcement Transparency and Accountability Act S. 1640, Empowering Law Enforcement Act of 2023 S. 1672, Disclose Government Censorship Act S. 1733, POLICE Act of 2023 S. 1811, Military Merit, Fairness, and Equality Act of 2023 S. 1822, Non-Intrusive Inspection Expansion Act S. 1887, GRATEFUL Act S. 1897, Enhancing Southbound Inspections to Combat Cartels Act S. 1925, HERO Act S. 1964, A bill to abolish the Office of Financial Research. S. 2150, Unity through Service Act of 2023 S. 2193, Fly PETS Act S. 2251, Federal Information Security Modernization Act of 2023 S. 2256, Federal Cybersecurity Workforce Expansion Act S. 2266, Strengthening American Communities Act of 2023 S. 2270, Executive Branch Accountability and Transparency Act of 2023 S. 2419, No Robot Bosses Act S. 2440, Exploitative Workplace Surveillance and Technologies Task Force Act of 2023 S. 2508, A bill to require a report on Department of Defense security clearance process updates, and for other purposes. S. 2533, A bill to require the Secretary of Defense to allow certain military spouses employed by the Department of Defense to telework full time. S. 2665, Federal Firefighter Cancer Detection and Prevention Act of 2023 S. 2679, LEAD Act of 2023 S. 2866, Improving Government Services Act S. 2925, CFPB Pay Fairness Act of 2023 S. 2949, Ensuring Military Access to Higher Education Benefits Act of 2023 S. 2967, Intelligence Community Workforce Agility Protection Act of 2023 S. 3015, Telework Reform Act of 2023 S. 3104, Advanced Border Coordination Act of 2023 S. 3112, Ensure Uniform Border Inspection Practices Act S. 3199, IRS Act S. 3252, Abolish Government DEI Act S. 3268, Direct Hire to Fight Fires Act of 2023 S. 3320, TERM Act S. 3374, REWARD Experience Act of 2023 S. 3431, Customs Modernization Act of 2023 S. 3479, Southwest Border Regional Commission Reauthorization Act of 2023 S. 3480, CREEPS Act S. 3524, SMARTER Debt Act

Client expense: $300,000 · Firm income: Not reported

Government targets: Commodity Futures Trading Commission (CFTC), Consumer Financial Protection Bureau (CFPB), Energy, Dept of, Federal Communications Commission (FCC), Federal Retirement Thrift Investment Board, Food & Drug Administration (FDA), General Services Administration (GSA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Internal Revenue Service (IRS), Merit Systems Protection Board, Natl Credit Union Administration (NCUA), Natl Park Service (NPS), Office of Management & Budget (OMB), Office of Personnel Management (OPM), Office of Special Counsel, Office of the Comptroller of the Currency (OCC), Patent & Trademark Office (PTO), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of, U.S. Customs & Border Protection, White House Office

H.R.317 - To amend the Securities Exchange Act of 1934 to prohibit the Securities and Exchange Commission from requiring an issuer to make climate-related disclosures that are not material to investors, and for other purposes. (Stephanie Bice, R-OK-5) H.R.557 - To promote United States interests at the international financial institutions, and for other purposes. (French Hill, R-AR-2) S.391 - A bill to amend the Securities Exchange Act of 1934 to prohibit the Securities and Exchange Commission from requiring an issuer to disclose information relating to certain greenhouse gas emissions, and for other purposes. (John Boozman, R-AR) House Version: H.R.1018 - To amend the Securities Exchange Act of 1934 to prohibit the Securities and Exchange Commission from requiring an issuer to disclose information related to certain greenhouse gas emissions, and for other purposes. (Frank Lucas, R-OK-3) H.R.1165 - Data Privacy Act of 2023 (Patrick McHenry, R-NC-10) H.R.1313 - To enhance rulemaking requirements for the Bureau of Consumer Financial Protection, and for other purposes. (Alex Mooney, R-WV-2) H.R.1382 - To change the Bureau of Consumer Financial Protection into an independent agency named the Consumer Financial Empowerment Agency, to transition the Agency to the regular appropriations process, and for other purposes. (Andy Barr, R-KY-6) H.R.1410 - To amend the Consumer Financial Protection Act of 2010 to make the Bureau of Consumer Financial Protection an independent Consumer Financial Protection Commission, and for other purposes. (Blaine Luetkemeyer, R-MO-3) H.R.1411 - To require Senate confirmation of Inspector General of the Bureau of Consumer Financial Protection, and for other purposes. (Blaine Luetkemeyer, R-MO-3) H.R.1506 - To amend section 1003 of title 5, United States Code (commonly referred to as the Federal Advisory Committee Act), to prohibit the establishment of advisory committees related to environmental, social, and governance aspects. (Ronny Jackson, R-TX-13) S.915 - A bill to require Presidential appointment and Senate confirmation of the Inspector General of the Board of Governors of the Federal Reserve System and the Bureau of Consumer Financial Protection. (Rick Scott, R-FL) S.1160 - A bill to provide greater transparency with respect to the financial regulatory agencies, and for other purposes. (Thom Tillis, R-NC) H.R.2489 - To amend the Consumer Financial Protection Act of 2010 to update the purpose of the Bureau of Consumer Financial Protection, and for other purposes. (Tom Emmer, R-MN-6) H.R.2798 - CFPB Transparency and Accountability Reform Act (Andy Barr, R-KY-6) H.R.2937 - To eliminate the Bureau of Consumer Financial Protection. (Byron Donalds, R-FL-19) Senate Version: S.1363 - A bill to eliminate the Bureau of Consumer Financial Protection. (Ted Cruz, R-TX) H.R.3057 - To provide that under the securities laws certain disclosures related to scope 3 greenhouse-gas emissions may not be required. (Ronny Jackson, R-TX-13) S.1362 - A bill to amend the Consumer Financial Protection Act of 2010 to enhance rulemaking requirements for the Bureau of Consumer Financial Protection, and for other purposes. (John Kennedy, R-LA) H.R.3466 - To enhance Financial Stability Oversight Council transparency. (Andy Barr, R-KY-6) H.R.3812 - To amend the Financial Stability Act of 2010 to require the Financial Stability Oversight Council to consider alternative approaches before determining that a U.S. nonbank financial company shall be supervised by the Board of Governors of the Federal Reserve System, and for other purposes. (Bill Foster, D-IL-11) H.R.4206 - To amend the Financial Stability Act of 2010 to require covered financial institutions to include elements of accumulated other comprehensive income when calculating capital for purposes of meeting capital requirements, and for other purposes. (Brad Sherman, D-CA-32) H.R.4642 - To require transparency from the Federal financial regulators with respect to international meetings, negotiations, and agreements, and for other purposes. (Mike Flood, R-NE-1) S.2409 - A bill to limit purchases of the Federal reserve banks, to require Generally Accepted Accounting Principles standards, and for other purposes. (Rick Scott, R-FL) H.R.5993 - To amend the Consumer Financial Protection Act of 2010 to clarify the funding of the Bureau of Consumer Financial Protection, and for other purposes. (French Hill, R-AR-2) Senate Version: S.3095 - A bill to amend the Consumer Financial Protection Act of 2010 to clarify the funding of the Bureau of Consumer Financial Protection. (Bill Hagerty, R-TN) H.R.6486 - To establish the position of Coordinator for Community Financial Institutions within the Small Business Administration to enhance the performance of community financial institutions and support access to capital for small business concerns, and for other purposes. (Morgan McGarvey, D-KY-3) H.R.6789 - To amend the Consumer Financial Protection Act of 2010 to clarify standards for UDAAP enforcement actions brought by the Bureau of Consumer Financial Protection, and for other purposes. (Andy Barr, R-KY-6) S.3502 - To amend the Fair Credit Reporting Act to prevent consumer reporting agencies from furnishing consumer reports under certain circumstances, and for other purposes. (Jack Reed, D-RI) S.3554 - To amend the Financial Stability Act of 2010 to provide the Financial Stability Oversight Council with duties regarding artificial intelligence in the financial sector, and for other purposes. (Mark Warner, D-VA)

Client expense: $410,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

LEGISLATIVE House H.R. 2798- CFPB Transparency and Accountability Reform Act H.R. 1410- Consumer Financial Protection Commission Act H.R. 1382- TABS Act of 2023 H.R. 1313- Transparency in CFPB Cost-Benefit Analysis Act H.R. 1411- CFPB-IG Reform Act of 2023 H.R. 1165- Data Privacy Act of 2023 H.R. 3881- Credit Card Competition Act of 2023 H.R. 4766- Clarity for Payment Stablecoins Act Legislation related to the Small Business Administration 7(a) loan program Legislation related to small dollar lending Issues related to implementation of Section 1071 of the Dodd-Frank Act H.R. 2670- National Defense Authorization Act for Fiscal Year 2024 H.R. 4277- Overdraft Protection Act of 2021 (117th Cong.) H.R. 6789- Rectifying UDAAP Act Senate S. 1362- Transparency in CFPB Cost-Benefit Analysis Act S. 1838- Credit Card Competition Act of 2023 S. 2760- Capping Credit Card Interest Rates Act S. 3549- Predatory Lending Elimination Act S. 2482- Community Advantage Loan Program Act Both Chambers Issues related to Zelle payment platform and changes to Regulation E Issues related to Biden Administration Student Loan Forgiveness Plan Issues related to banning arbitration agreements House/Senate Semi-annual Hearing with the Director of the CFPB Issues related to Financial Services and General Government Appropriations Issues related to Consumer Data Privacy Legislation related to establishing a commission at the CFPB Issues related to disclosures for federal student loans Legislation related to student loan refinancing programs Issues related to bankruptcy protections for student loans Issues related to federal student loan reform Issues related to Cyber Security, Data Security & Breach Notification Issues related to credit card network interchange fees Issues related to financial regulatory coordination Issues related to the Paperwork Reduction Act Issues related to the Higher Education Act Issues related to fraud and scams REGULATORY Privacy Issues, 12 CFR Parts 40, 216, 332, 1016 CFPB Issues related to Section 1033 of Dodd-Frank Issues related to CFPB Credit Card late fees Safe Harbor rule Issues related to UDAAP exam manual changes Issues related to Section 1071 Small Business Data Collection Issues related to Overdraft and non-sufficient funds (NSF) fees Issues related to Fintech oversight Issues related to Section 1034 of Dodd-Frank Act Issues related to the Fair Credit Reporting Act Issues related to CFPB supervisory authority under Section 1024 Issues related to CFPB agency guidance Issues related to CFPB Consumer Response Portal Issues related to CFPB Taskforce on Consumer Financial Laws Issues related to the Servicemembers Civil Relief Act Issues related to the Military Lending Act Issues related to Electronic Fund Transfer Act, regulation E, 15 U.S.C. 1693 Equal Credit Opportunity issues, Regulation B, 12 CFR Part 1002 Home Mortgage Disclosure Act Issues, Regulation C, 12 CFR Part 1003 Fair Credit Reporting Issues, 12 CFR Parts 41, 171, 334, 1022 Truth in Lending Issues, Regulation Z, 12 CFR Part 1026 Fair Debt Collection Practices Issues, Regulation F, 12 CFR Part 1006 OCC Issues related to the Community Reinvestment Act Issues related to fair lending and fair banking Issues related to the Fair Housing Act Issues related to Underbanked/Unbanked Consumers- Consumer Financial Health Federal Reserve Issues related to the Federal Reserve Central Digital Bank Currency Issues related to the Federal Reserve Consumer checking accounts Issues related to the Community Reinvestment Act Issues related to Basel III Endgame Proposal FDIC Issues related to FDIC Deposit Insurance Issues related to the Bank Secrecy Act and Anti-Money Laundering Issues related to the Counter Terrorism & Illicit Finance Act Issues related to Parent Companies of Industrial Banks and Industrial Loan Companies Issues related to the Community Reinvestment Act Issues related to Section 19 - Criminal Background for prospective employment SBA Issues related to Small Business Act Issues related to SBA 7(a) Loan Program and fees Issues related to SBA 504 Loan Program and fees Department of Education Issues related to the CFPBs and Department of Educations actions on student lending

Client expense: $1,340,000 · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), Defense, Dept of (DOD), Education, Dept of, Federal Communications Commission (FCC), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Internal Revenue Service (IRS), Office of Management & Budget (OMB), Office of the Comptroller of the Currency (OCC), SENATE, Treasury, Dept of

S. 293 Fair Access to Banking Act 2023. S. 245 Financial Institution Customer Protection Act 2023. S. 817/HR. 1602 SVB Act. HR. 1663 Critical Bank Review Act. HR. 758 Promoting Access to Capital in Underbanked Communities Act of 2023. S. 362 TAILOR Act of 2023. S. 583 FDIC Act of 2023. HR. 1810 Bank Privacy Act. HR. 1533 Promoting New and Diverse Depository Institutions Act. HR. 1410 Consumer Financial Protection Commission Act. HR. 500 Financial Exploitation Prevention Act of 2023. HR. 1382 TABS Act of 2023. S.2190 Recovering Executive Compensation From Unaccountable Practices Act (RECOUP Act). S.1045 Failed Bank Executives Clawback Act. S.1838 The Credit Card Competition Act. HR. 1165 The Data Privacy Act of 2023. Issues related to banking, payments, lending and payments innovation.

Client expense: $430,000 · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

Issues related to debt collection Issues related to credit reporting H.R. 2489 CFPB Dual Mandate and Economic Analysis Act H.R. 1382 Taking Account of Bureaucrats' Spending (TABS) Act H.R. 6038 CFPB-IG Reform Act H.R. 1313 Transparency in CFPB Cost-Benefit Analysis Act H.R. 2490 CFPB Whistleblower Incentives and Protection Act H.R. 1410 Consumer Financial Protection Commission Act H.R. 1749 Making the CFPB Accountable to Small Businesses Act Encouraging Innovation and Protecting Consumers Act H.R.1773 Consumer Protection for Medical Debt Collections Act S.1362Transparency in CFPB Cost-Benefit Analysis Act

Client expense: $170,000 · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), HOUSE OF REPRESENTATIVES, SENATE, Small Business Administration (SBA)