Federal Insurance Office Elimination Act

Issues related to CRT (Credit Risk Transfer). Maintaining the funding of the Federal Insurance Office at the Department of Treasury for Trade and TRIA purposes. H.R. 2933 - Federal Insurance Office Elimination Act.

Client expense: Not reported · Firm income: $30,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of, White House Office

Monitor S.1694 / H.R.2933, to abolish the Federal Insurance Office of the Department of the Treasury; S.1323 / H.R.2891, the SAFE Banking Act; and S.1359 / H.R.2984, the CLAIM Act, to create a safe harbor for insurers engaging in the business of insurance in connection with a cannabis-related legitimate business and for other purposes. Discuss life insurance products.

Client expense: Not reported · Firm income: $110,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 2933 - Federal Insurance Office Elimination Act H.R. 2984 - Clarifying Law Around Insurance of Marijuana (CLAIM) Act H.R. 5535 - Insurance Data Protection Act S. 1359 - Clarifying Law Around Insurance of Marijuana (CLAIM) Act S. 1694 - Federal Insurance Office Abolishment Act S. 3349 - Insurance Data Protection Act Federal Insurance Office legislation Legislation to create a federal property insurance or reinsurance program International insurance legislation Private equity and insurance legislation

Client expense: $450,000 · Firm income: Not reported

Government targets: Council on Environmental Quality (CEQ), Executive Office of the President (EOP), HOUSE OF REPRESENTATIVES, SENATE

HR 274 To report on "all-hazards disaster insurance program" -- To require a report by the Comptroller General of the United States on a national all-hazards disaster insurance program. Issue Climate-Related Financial Risk Issue Diversity, Equity, and Inclusion Issue Cybersecurity Issue Data Privacy Issue Role of Private Equity in Insurance Issue Pre-Disaster Mitigation and Resiliency HR 5689 (117th) Resilient AMERICA Act - addresses disaster resilience issues and expands coverage for hazard mitigation. HR 482/S 188 Wildfire Emergency Act - improve Federal activities relating to wildfires HR 906 REPAIR Act - ensure consumers have access to data, repair information, and tools, and to provide them choices for the maintenance, service, and repair of their motor vehicles S 513 Insure Cybersecurity Act of 2023 - establish a working group on cyber insurance, to require dissemination HR 1165 Data Privacy Act of 2023 - amend the Gramm-Leach-Bliley Act to modernize the protection of the nonpublic personal information HR 621/S 154 PART Act - establishes requirements for motor vehicles related to catalytic converters AFT FY24 Appropriations - FY24 Appropriations HR 3799 CHOICE Arrangement Act -- statutory authority for regulations that allow employers to offer individual coverage health reimbursement arrangements DRAFTFarm Bill 2023 - Farm Bill DRAFT Homeowners Defense Act - To ensure the availability and affordability of homeowners insurance coverage for catastrophic events. HR 8152 (117th) American Data Privacy Protection Act - To provide consumers with foundational data privacy rights, create strong oversight mechanisms, and establish meaningful enforcement. HR 1059/S 1212 SECURE Notarization Act -allows a notary public commissioned under state law to remotely notarize electronic records HR 2923/S 1384 Living Donor Protection Act -- prohibits certain insurance carriers from discriminating against, and provides other protections for, living organ donors. HR 3388/S 1607 Repair Abuses of MSP Payments (RAMP) Act - amend Social Security Act to permit a private cause of action for damages in the case of a group health plan which fails to provide for primary payment or appropriate reimbursement. HR 2933 Federal Insurance Office Elimination Act -- To eliminate the Federal Insurance Office of the Department of the Treasury S 1694 Federal Insurance Office Abolishment Act of 2023 -- To eliminate the Federal Insurance Office of the Department of the Treasury HR 3880 PAID Act -- prohibit private passenger automobile insurers from using certain income proxies to determine insurance rates and eligibility. HR 15/S 5 Equality Act - prohibits discrimination based on sex, sexual orientation, or gender identity with respect to businesses, employment, housing, federally funded programs S 2061Catalytic Converter Theft Task Force Act -- task force to develop and implement strategies to deter, prevent, and combat the theft and trafficking of catalytic converters DRAFTFinancial Services and General Government Appropriation FY24 - FSGG Appropriations HR 3014 - CART Act of 2023-to amend the Internal Revenue Code of 1986 to establish a system for the taxation of catastrophic risk transfer companies to ensure sufficient capital to cover catastrophic insurance losses, and for other purposes Issue: Third Party Litigation Funding

Reauthorization of the NFIP (generally) HR 900 - NFIP Continuous Coverage Legislation (all provisions) S.602 - Risk Rating 2.0 Transparency Act S.1323/HR.2891 - SAFE Banking Act of 2023 (insurance provisions) HR.2933 - Federal Insurance Office Elimination Act HR.1392 - National Flood Insurance Program Extension Act of 2023 HR.3525 - Natural Disaster Risk Reinsurance Program Act of 2023 S.2142/HR.4349 - National Flood Insurance Program Reauthorization and Reform Act of 2023 H.R.5828 - NFIP Extension Act of 2023 S.2968 - NFIP Extension through 2023 Act HR.6944 - Insure Act HR.7000/S.3592 - Business of Insurance Regulatory Reform Act of 2024 FHFA Property Insurance Requirements for GSEs HR.10004 - FLOAT Act of 2024

Client expense: $170,000 · Firm income: Not reported

Government targets: Federal Housing Finance Agency (FHFA), HOUSE OF REPRESENTATIVES, SENATE

H.R.274 - To require a report by the Comptroller General of the United States on a national all-hazards disaster insurance program. (Sheila Jackson Lee, D-TX-18) H.R.385 - To ban the imposition of any State or local liability insurance, tax, or user fee requirement for firearm or ammunition ownership or commerce. (Ronny Jackson, R-TX-13) H.R.900 - To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements, and for other purposes. (Kathy Castor, D-FL-14) H.R.1306 - To provide for greater transfer of risk under the National Flood Insurance Program to private capital and reinsurance markets, and for other purposes. (Blaine Luetkemeyer, R-MO-3) H.R.1307 - To repeal the mandatory flood insurance coverage requirement for commercial properties located in flood hazard areas, and for other purposes. (Blaine Luetkemeyer, R-MO-3) H.R.1308 - To allow communities to develop alternative flood insurance rate maps, and for other purposes. (Blaine Luetkemeyer, R-MO-3) H.R.1309 - To require the use of replacement cost value in determining the premium rates for flood insurance coverage under the National Flood Insurance Act, and for other purposes. (Blaine Luetkemeyer, R-MO-3) H.R.1392 - To reauthorize the National Flood Insurance Program through December 31, 2024. (Warren Davidson, R-OH-8) H.R.1540 - To establish a means-tested assistance program for national flood insurance program policyholders, and for other purposes. (Matt Cartwright, D-PA-8) H.R.1545 - To amend the Internal Revenue Code of 1986 to exclude from gross income certain income from providing real propoerty insurance following certain federally declared disasters. (Clay Higgins, R-LA-3) S.601 - A bill to amend the National Flood Insurance Act of 1968 to modify the amount by which the chargeable risk premium rate for flood insurance under that Act may be increased in any year. (John Kennedy, R-LA) S.602 - A bill to require the Administrator of the Federal Emergency Management Agency to take certain actions relating to the National Flood Insurance Program. and for other purposes. (John Kennedy, R-LA) S.795 - A bill to amend the Federal Crop Insurance Act to improve education and risk management assistance, and for other purposes. (Chris Murphy, D-CT) S.721 - A bill to permit policyholders under the National Flood Insurance Program to elect to have previous premium rates remain in effect until the Administrator of the Federal Emergency Management Agency satisfies certain conditions, and for other purposes. (Cindy Hyde-Smith, R-MS) S.1039 - A bill to authorize the Administrator of the Federal Emergency Management Agency to terminate certain contracts on the basis of detrimental conduct to the National Flood Insurance Program, and for other purposes. (John Kennedy, R-LA) H.R.2458 - To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to establish an emergency preparedness grant program for higher education institutions, and for other purposes. (Troy Carter, D-LA-2) H.R.2538 - To prohibit the sale of a firearm to, and the purchase of a firearm by, a person who is not covered by appropriate liability insurance coverage. (Mark Takano, D-CA-39) H.R.2542 - To preclude absolute liability in any action against a property owner or contractor for projects receiving Federal financial assistance for infrastructure and transportation development, and for other purposes. (Brandon Williams, R-NY-22) H.R.2568 - To provide for improvements to National Flood Insurance Program rate maps, and for other purposes. (Alex Mooney, R-WV-2) H.R.2933 - To eliminate the Federal Insurance Office of the Department of the Treasury, and for other purposes. (Ben Cline, R-VA-6) Senate Version: S.1694 - A bill to abolish the Federal Insurance Office of the Department of the Treasury, and for other purposes. (Ted Cruz, R-TX) H.R.2984 - To create a safe harbor for insurers engaging in the business of insurance in connection with a cannabis-related legitimate business, and for other purposes. (Nydia Velazquez, D-NY-7) Senate Version: S.1359 - A bill to create a safe harbor for insurers engaging in the business of insurance in connection with a cannabis-related legitimate business, and for other purposes. (Bob Menendez, D-NJ) H.R.3014 - To amend the Internal Revenue Code of 1986 to establish a system for the taxation of catastrophic risk transfer companies to ensure sufficient capital to cover catastrophic insurance losses, and for other purposes. (Darin LaHood, R-IL-16) S.1417 - A bill to amend the National Flood Insurance Act of 1968 to ensure community accountability for areas repeatedly damaged by floods, and for other purposes. (Tim Scott, R-SC) S.1427 - A bill to exempt certain entities from liability under the Comprehensive Environmental Response, Compensation, and Liability Act of 1980 with respect to releases of perfluoroalkyl and polyfluoroalkyl substances, and for other purposes. (Cynthia Lummis, R-WY) S.1539 - A bill to amend the Federal Crop Insurance Act and the Federal Agriculture Improvement and Reform Act of 1996 to make the native sod provisions applicable to the United States and to modify those provisions, and for other purposes. (John Thune, R-SD) H.R.3210 - To amend the Internal Revenue Code of 1986 to repeal the corporate alternative minimum tax. (Jodey Arrington, R-TX-19) Senate Version: S.1559 - A bill to amend the Internal Revenue Code of 1986 to repeal the corporate alternative minimum tax. (John Barrasso, R-WY) S.1690 - A bill to amend the Federal Crop Insurance Act to establish a Good Steward Cover Crop program, and for other purposes. (Sherrod Brown, D-OH) H.R.3815 - To amend the Federal Crop Insurance Act to require the research and development of a policy to insure the production of mushrooms. (Chrissy Houlahan, D-PA-6) H.R.3880 - To prohibit private passenger automobile insurers from using certain income proxies to determine insurance rates and eligibility. (Bonnie Watson Coleman, D-NJ-12) H.R.3904 - To amend the Federal Crop Insurance Act to promote crop insurance support for beginning farmers and ranchers, and for other purposes. (Randy Feenstra, R-IA-4) S.1787 - A bill to amend the Internal Revenue Code of 1986 to provide special rules for purposes of determining if financial guaranty insurance companies are qualifying insurance corporations under the passive foreign investment company rules. (Bob Menendez, D-NJ) H.R.3997 - To ensure the availability and affordability of homeowners' insurance coverage for catastrophic events. (Federica Wilson, D-FL-24) S.2035 - A bill to amend the Federal Agriculture Improvement and Reform Act of 1996 to make additional coverage under the Noninsured Crop Disaster Assistance Program available for crops and grasses used for grazing, and for other purposes. (Mike Rounds, R-SD) H.R.4308 - To amend the Federal Crop Insurance Act to require the Federal Crop Insurance Corporation to carry out research and development regarding a policy to insure wine grapes against losses due to smoke exposure, and for other purposes. (Mike Thompson, D-CA-4) H.R.4349 - To reauthorize the National Flood Insurance Program, and for other purposes. (Frank Pallone, D-NJ-6) Senate Version: S.2142 - A bill to reauthorize the National Flood Insurance Program, and for other purposes. (Bob Menendez, D-NJ) S.2104 - A bill to amend the Federal Crop Insurance Act to allow for the separation of enterprise units by continuous and fallow cropping systems. (Roger Marshall, R-KS) S.2108 - A bill to amend the National Flood Insurance Act of 1968 to require that certain information is made publicly available, and for other purposes. (Rick Scott, R-FL) S.2109 - A bill to ensure that Write Your Own companies can sell private flood insurance products that compete with National Flood Insurance Program products. (Rick Scott, R-FL) S.2110 - A bill to allow National Flood Insurance Program policyholders who leave the program to purchase a private insurance flood policy to return to the National Flood Insurance Program without penalty, and for other purposes. (Rick Scott, R-FL) S.2134 - A bill to amend the Federal Crop Insurance Act to require research and development regarding a policy to insure wine grapes against losses due to smoke exposure, and for other purposes. (Alex Padilla, D-CA) H.R.4686 - To establish a grace period for nonpayment of premiums for flood insurance coverage under the national flood insurance program until the Administrator of the Federal Emergency Management Agency implements the option for monthly payment of such premiums, and for other purposes. (Anna Paulina Luna, R-FL-13) Senate Version: S.2852 - A bill to establish a grace period for nonpayment of premiums for flood insurance coverage under the national flood insurance program until the Administrator of the Federal Emergency Management Agency implements the option for monthly payment of such premiums, and for other purposes. (Rick Scott, R-FL) H.R.4762 - To amend title 49, United States Code, to extend the non-premium war risk insurance program. (Rudy Yakym, R-IN-2) S.2391 - A bill to reauthorize the National Flood Insurance Program. (John Kennedy, R-LA) H.R.4888 - To require certain insurance companies to disclose investments and underwriting that relate to coal mining and oil and gas extraction and fossil fuel extraction, and for other purposes. (Adam Schiff, D-CA-30) S.2458 - A bill to amend the Federal Crop Insurance Act to promote crop insurance support for beginning farmers and ranchers, and for other purposes. (Amy Klobuchar, D-MN) S.2523 - A bill to amend the Federal Crop Insurance Act to require certain membership on the Board of Directors of the Federal Crop Insurance Corporation. (Tommy Tuberville, R-AL) S.2541 - A bill to amend the Federal Crop Insurance Act to require the Federal Crop Insurance Corporation to conduct research and development on the inclusion of certain oilseed crops in double cropping policies, and for other purposes. (Tommy Tuberville, R-AL) S.2643 - A bill to amend the Federal Crop Insurance Act to modify eligibility for prevented planting insurance under certain drought conditions, and for other purposes. (Ben Ray Lujan, D-NM) H.R.5535 - Insurance Data Protection Act (Scott Fitzgerald, R-WI-5) Senate Version: S.3349 - A bill to prohibit the Federal Insurance Office of the Department of the Treasury and other financial regulators from collecting data directly from an insurance company. (Katie Britt, R-AL) H.R.5828 - To reauthorize the National Flood Insurance Program. (Andrew Garbarino, R-NY-2) H.R.5843 - To temporarily extend the National Flood Insurance Program. (Clay Higgins, R-LA-3) S.2968 - A bill to reauthorize the National Flood Insurance Program. (John Kennedy, R-LA) H.R.5992 - To amend the Federal Crop Insurance Act to modify eligibility for prevented planting insurance under certain drought conditions, and for other purposes. (Josh Harder, D-CA-9) H.R.6082 - To amend the National Flood Insurance Act of 1968 to establish a pilot program to increase the allowable amounts of advance payments under the National Flood Insurance Program, and for other purposes. (Andrew Garbarino, R-NY-2) Senate Version: S.3153 - A bill to amend the National Flood Insurance Act of 1968 to establish a pilot program to increase the allowable amounts of advance payments under the National Flood Insurance Program, and for other purposes. (John Kennedy, R-LA) H.R.6186 - To amend the Federal Crop Insurance Act to direct the Federal Crop Insurance Corporation to conduct research and development on frost or cold weather insurance, and for other purposes. (Scott Franklin, R-FL-18) H.R.6304 - To increase coverage under the National Flood Insurance Program for costs of compliance, and for other purposes. (Nick LaLota, R-NY-1) S.3253 - A bill to amend the Federal Crop Insurance Act to require research and development on frost or cold weather insurance, and for other purposes. (Marco Rubio, R-FL) S.3270 - A bill to amend the Federal Crop Insurance Reform and Department of Agriculture Reorganization Act of 1994 to establish a budgetary Tribal Government consultation process at the Department of Agriculture, and for other purposes. (Mike Rounds, R-SD) H.R.6944 - To require the Secretary of the Treasury to establish a catastrophic property loss reinsurance program, and for other purposes. (Adam Schiff, D-CA-30) H.R.7000 - To amend the Consumer Financial Protection Act of 2010 to clarify the authority of the Bureau of Consumer Financial Protection with respect to persons regulated by a State insurance regulator, and for other purposes. (Bryan Steil, R-WI-1) Senate Version: S.3592 - A bill to amend the Consumer Financial Protection Act of 2010 to clarify the authority of the Bureau of Consumer Financial Protection with respect to persons regulated by a State insurance regulator, and for other purposes. (Tim Scott, R-SC) S.3650 - A bill to amend the Biggert-Waters Flood Insurance Reform Act of 2012 to improve mapping under the National Flood Insurance Program, and for other purposes. (Marco Rubio, R-FL) H.R.7462 - To require the Government Accountability Office to conduct a study regarding insurance coverage for damages from wildfires, and for other purposes. (Maxine Waters, D-CA-43) H.R.7537 - To provide for the disclosure and sharing of certain policy and claims information under the National Flood Insurance Program, and for other purposes. (Madeleine Dean, D-PA-4) S.4081 - A bill to amend the Federal Crop Insurance Act to provide premium support for certain plans of insurance, and for other purposes. (John Hoeven, R-ND) House Version: H.R.8350 - To amend the Federal Crop Insurance Act to provide premium support for certain plans of insurance, and for other purposes. (Brad Finstad, R-MN-1) S.4143 - A bill to amend the Internal Revenue Code of 1986 to provide an above-the-line deduction for flood insurance premiums. (Rick Scott, R-FL) House Version: H.R.8102 - To amend the Internal Revenue Code of 1986 to provide an above-the-line deduction for flood insurance premiums. (Byron Donalds, R-FL-19) H.R.8637 - To make protection against damage and loss resulting from the erosion and undermining of shorelines available under the National Flood Insurance Program, and for other purposes. (Greg Murphy, R-NC-3) S.4740 - A bill to amend the Internal Revenue Code of 1986 to exclude debt held by certain insurance companies from capital assets. (Thom Tillis, R-NC) S.4772 - A bill to reauthorize the National Flood Insurance Program. (John Kennedy, R-LA) S.4934 - A bill to amend the Internal Revenue Code of 1986 to create an above the line deduction for certain homeowners insurance premiums. (Rick Scott, R-FL) House Version: H.R.9411 - To amend the Internal Revenue Code of 1986 to create an above the line deduction for certain homeowners insurance premiums. (Gus Bilirakis, R-FL-12) S.4969 - A bill to require the Government Accountability Office to conduct a study regarding insurance coverage for damages from wildfires, and for other purposes. (Martin Heinrich, D-NM) H.R.9414 - To require the Administrator of the Federal Emergency Management Agency to establish a community-based flood insurance pilot program, and for other purposes. (Andrew Garbarino, R-NY-12) H.R.9726 - To require the Administrator of the Federal Emergency Management Agency to develop a flood insurance information tool, and for other purposes. (Matt Cartwright, D-PA-8) S.5104 - A bill to amend the Federal Crop Insurance Act to reduce Federal spending on crop insurance, and for other purposes. (Jeanne Shaheen, D-NH)

Advocated before Senate, House, and federal agencies for the interests of independent insurance agents selling flood insurance policies, including but not limited to National Flood Insurance Program (NFIP) policies; supported the reauthorization of the NFIP; expressed concern with a FEMA proposal to provide direct-to-consumer (D2C) online sales of NFIP policies; expressed concern about proposed FEMA guidance for sale and service of NFIP policies during future lapses in NFIP's Congressional authority (Appendix L of draft April 1, 2024 Flood Manual); discussed with FEMA enforcement of requirement that each NFIP policy have both agent and agency NPNs to be associated with them; Supported continuous coverage for NFIP policies; supported H.R. 900, the Continuous Coverage for Flood Insurance Act; supported a Cannabis Safe Harbor for insurance agents; H.R. 2984/S. 1359, the Clarifying Law Around Insurance of Marijuana (CLAIM) Act; S. 1323/H.R. 2891, the Secure And Fair Enforcement (SAFE) Banking Act; supported the repeal or reform of the Federal Insurance Office, including H.R. 2933, the Federal Insurance Office Elimination Act and S. 1694, Federal Insurance Office Abolishment Act; the National Flood Insurance Program Reauthorization (NFIP Re) Act of 2023; Supported H.R. 5535/S. 3349, the Insurance Data Protection Act; Supported S.2860, the Secure and Fair Enforcement Regulation (SAFER) Banking Act; advocated for provisions related to the FIO in H.R. 8773, Financial Services and General Government Appropriations Act, 2025; supported carveout for insurance industry in data privacy legislation, H.R.8818, the American Privacy Rights Act of 2024; extension of the National Flood Insurance Program in H.R.9747 - Continuing Appropriations and Extensions Act, 2025; supported S. 4772, the NFIP Extension Act of 2024.

Issues related to CRT (Credit Risk Transfer). Maintaining the funding of the Federal Insurance Office at the Department of Treasury for Trade and TRIA purposes. H.R. 2933 - Federal Insurance Office Elimination Act.

Client expense: Not reported · Firm income: $30,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of, White House Office

H.R.274 - To require a report by the Comptroller General of the United States on a national all-hazards disaster insurance program. (Sheila Jackson Lee, D-TX-18) H.R.385 - To ban the imposition of any State or local liability insurance, tax, or user fee requirement for firearm or ammunition ownership or commerce. (Ronny Jackson, R-TX-13) H.R.900 - To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements, and for other purposes. (Kathy Castor, D-FL-14) H.R.1306 - To provide for greater transfer of risk under the National Flood Insurance Program to private capital and reinsurance markets, and for other purposes. (Blaine Luetkemeyer, R-MO-3) H.R.1307 - To repeal the mandatory flood insurance coverage requirement for commercial properties located in flood hazard areas, and for other purposes. (Blaine Luetkemeyer, R-MO-3) H.R.1308 - To allow communities to develop alternative flood insurance rate maps, and for other purposes. (Blaine Luetkemeyer, R-MO-3) H.R.1309 - To require the use of replacement cost value in determining the premium rates for flood insurance coverage under the National Flood Insurance Act, and for other purposes. (Blaine Luetkemeyer, R-MO-3) H.R.1392 - To reauthorize the National Flood Insurance Program through December 31, 2024. (Warren Davidson, R-OH-8) H.R.1540 - To establish a means-tested assistance program for national flood insurance program policyholders, and for other purposes. (Matt Cartwright, D-PA-8) H.R.1545 - To amend the Internal Revenue Code of 1986 to exclude from gross income certain income from providing real propoerty insurance following certain federally declared disasters. (Clay Higgins, R-LA-3) S.601 - A bill to amend the National Flood Insurance Act of 1968 to modify the amount by which the chargeable risk premium rate for flood insurance under that Act may be increased in any year. (John Kennedy, R-LA) S.602 - A bill to require the Administrator of the Federal Emergency Management Agency to take certain actions relating to the National Flood Insurance Program. and for other purposes. (John Kennedy, R-LA) S.795 - A bill to amend the Federal Crop Insurance Act to improve education and risk management assistance, and for other purposes. (Chris Murphy, D-CT) S.721 - A bill to permit policyholders under the National Flood Insurance Program to elect to have previous premium rates remain in effect until the Administrator of the Federal Emergency Management Agency satisfies certain conditions, and for other purposes. (Cindy Hyde-Smith, R-MS) S.1039 - A bill to authorize the Administrator of the Federal Emergency Management Agency to terminate certain contracts on the basis of detrimental conduct to the National Flood Insurance Program, and for other purposes. (John Kennedy, R-LA) H.R.2458 - To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to establish an emergency preparedness grant program for higher education institutions, and for other purposes. (Troy Carter, D-LA-2) H.R.2538 - To prohibit the sale of a firearm to, and the purchase of a firearm by, a person who is not covered by appropriate liability insurance coverage. (Mark Takano, D-CA-39) H.R.2542 - To preclude absolute liability in any action against a property owner or contractor for projects receiving Federal financial assistance for infrastructure and transportation development, and for other purposes. (Brandon Williams, R-NY-22) H.R.2568 - To provide for improvements to National Flood Insurance Program rate maps, and for other purposes. (Alex Mooney, R-WV-2) H.R.2933 - To eliminate the Federal Insurance Office of the Department of the Treasury, and for other purposes. (Ben Cline, R-VA-6) Senate Version: S.1694 - A bill to abolish the Federal Insurance Office of the Department of the Treasury, and for other purposes. (Ted Cruz, R-TX) H.R.2984 - To create a safe harbor for insurers engaging in the business of insurance in connection with a cannabis-related legitimate business, and for other purposes. (Nydia Velazquez, D-NY-7) Senate Version: S.1359 - A bill to create a safe harbor for insurers engaging in the business of insurance in connection with a cannabis-related legitimate business, and for other purposes. (Bob Menendez, D-NJ) H.R.3014 - To amend the Internal Revenue Code of 1986 to establish a system for the taxation of catastrophic risk transfer companies to ensure sufficient capital to cover catastrophic insurance losses, and for other purposes. (Darin LaHood, R-IL-16) S.1417 - A bill to amend the National Flood Insurance Act of 1968 to ensure community accountability for areas repeatedly damaged by floods, and for other purposes. (Tim Scott, R-SC) S.1427 - A bill to exempt certain entities from liability under the Comprehensive Environmental Response, Compensation, and Liability Act of 1980 with respect to releases of perfluoroalkyl and polyfluoroalkyl substances, and for other purposes. (Cynthia Lummis, R-WY) S.1539 - A bill to amend the Federal Crop Insurance Act and the Federal Agriculture Improvement and Reform Act of 1996 to make the native sod provisions applicable to the United States and to modify those provisions, and for other purposes. (John Thune, R-SD) H.R.3210 - To amend the Internal Revenue Code of 1986 to repeal the corporate alternative minimum tax. (Jodey Arrington, R-TX-19) Senate Version: S.1559 - A bill to amend the Internal Revenue Code of 1986 to repeal the corporate alternative minimum tax. (John Barrasso, R-WY) S.1690 - A bill to amend the Federal Crop Insurance Act to establish a Good Steward Cover Crop program, and for other purposes. (Sherrod Brown, D-OH) H.R.3815 - To amend the Federal Crop Insurance Act to require the research and development of a policy to insure the production of mushrooms. (Chrissy Houlahan, D-PA-6) H.R.3880 - To prohibit private passenger automobile insurers from using certain income proxies to determine insurance rates and eligibility. (Bonnie Watson Coleman, D-NJ-12) H.R.3904 - To amend the Federal Crop Insurance Act to promote crop insurance support for beginning farmers and ranchers, and for other purposes. (Randy Feenstra, R-IA-4) S.1787 - A bill to amend the Internal Revenue Code of 1986 to provide special rules for purposes of determining if financial guaranty insurance companies are qualifying insurance corporations under the passive foreign investment company rules. (Bob Menendez, D-NJ) H.R.3997 - To ensure the availability and affordability of homeowners' insurance coverage for catastrophic events. (Federica Wilson, D-FL-24) S.2035 - A bill to amend the Federal Agriculture Improvement and Reform Act of 1996 to make additional coverage under the Noninsured Crop Disaster Assistance Program available for crops and grasses used for grazing, and for other purposes. (Mike Rounds, R-SD) H.R.4308 - To amend the Federal Crop Insurance Act to require the Federal Crop Insurance Corporation to carry out research and development regarding a policy to insure wine grapes against losses due to smoke exposure, and for other purposes. (Mike Thompson, D-CA-4) H.R.4349 - To reauthorize the National Flood Insurance Program, and for other purposes. (Frank Pallone, D-NJ-6) Senate Version: S.2142 - A bill to reauthorize the National Flood Insurance Program, and for other purposes. (Bob Menendez, D-NJ) S.2104 - A bill to amend the Federal Crop Insurance Act to allow for the separation of enterprise units by continuous and fallow cropping systems. (Roger Marshall, R-KS) S.2108 - A bill to amend the National Flood Insurance Act of 1968 to require that certain information is made publicly available, and for other purposes. (Rick Scott, R-FL) S.2109 - A bill to ensure that Write Your Own companies can sell private flood insurance products that compete with National Flood Insurance Program products. (Rick Scott, R-FL) S.2110 - A bill to allow National Flood Insurance Program policyholders who leave the program to purchase a private insurance flood policy to return to the National Flood Insurance Program without penalty, and for other purposes. (Rick Scott, R-FL) S.2134 - A bill to amend the Federal Crop Insurance Act to require research and development regarding a policy to insure wine grapes against losses due to smoke exposure, and for other purposes. (Alex Padilla, D-CA) H.R.4686 - To establish a grace period for nonpayment of premiums for flood insurance coverage under the national flood insurance program until the Administrator of the Federal Emergency Management Agency implements the option for monthly payment of such premiums, and for other purposes. (Anna Paulina Luna, R-FL-13) Senate Version: S.2852 - A bill to establish a grace period for nonpayment of premiums for flood insurance coverage under the national flood insurance program until the Administrator of the Federal Emergency Management Agency implements the option for monthly payment of such premiums, and for other purposes. (Rick Scott, R-FL) H.R.4762 - To amend title 49, United States Code, to extend the non-premium war risk insurance program. (Rudy Yakym, R-IN-2) S.2391 - A bill to reauthorize the National Flood Insurance Program. (John Kennedy, R-LA) H.R.4888 - To require certain insurance companies to disclose investments and underwriting that relate to coal mining and oil and gas extraction and fossil fuel extraction, and for other purposes. (Adam Schiff, D-CA-30) S.2458 - A bill to amend the Federal Crop Insurance Act to promote crop insurance support for beginning farmers and ranchers, and for other purposes. (Amy Klobuchar, D-MN) S.2523 - A bill to amend the Federal Crop Insurance Act to require certain membership on the Board of Directors of the Federal Crop Insurance Corporation. (Tommy Tuberville, R-AL) S.2541 - A bill to amend the Federal Crop Insurance Act to require the Federal Crop Insurance Corporation to conduct research and development on the inclusion of certain oilseed crops in double cropping policies, and for other purposes. (Tommy Tuberville, R-AL) S.2643 - A bill to amend the Federal Crop Insurance Act to modify eligibility for prevented planting insurance under certain drought conditions, and for other purposes. (Ben Ray Lujan, D-NM) H.R.5535 - Insurance Data Protection Act (Scott Fitzgerald, R-WI-5) Senate Version: S.3349 - A bill to prohibit the Federal Insurance Office of the Department of the Treasury and other financial regulators from collecting data directly from an insurance company. (Katie Britt, R-AL) H.R.5828 - To reauthorize the National Flood Insurance Program. (Andrew Garbarino, R-NY-2) H.R.5843 - To temporarily extend the National Flood Insurance Program. (Clay Higgins, R-LA-3) S.2968 - A bill to reauthorize the National Flood Insurance Program. (John Kennedy, R-LA) H.R.5992 - To amend the Federal Crop Insurance Act to modify eligibility for prevented planting insurance under certain drought conditions, and for other purposes. (Josh Harder, D-CA-9) H.R.6082 - To amend the National Flood Insurance Act of 1968 to establish a pilot program to increase the allowable amounts of advance payments under the National Flood Insurance Program, and for other purposes. (Andrew Garbarino, R-NY-2) Senate Version: S.3153 - A bill to amend the National Flood Insurance Act of 1968 to establish a pilot program to increase the allowable amounts of advance payments under the National Flood Insurance Program, and for other purposes. (John Kennedy, R-LA) H.R.6186 - To amend the Federal Crop Insurance Act to direct the Federal Crop Insurance Corporation to conduct research and development on frost or cold weather insurance, and for other purposes. (Scott Franklin, R-FL-18) H.R.6304 - To increase coverage under the National Flood Insurance Program for costs of compliance, and for other purposes. (Nick LaLota, R-NY-1) S.3253 - A bill to amend the Federal Crop Insurance Act to require research and development on frost or cold weather insurance, and for other purposes. (Marco Rubio, R-FL) S.3270 - A bill to amend the Federal Crop Insurance Reform and Department of Agriculture Reorganization Act of 1994 to establish a budgetary Tribal Government consultation process at the Department of Agriculture, and for other purposes. (Mike Rounds, R-SD) H.R.6944 - To require the Secretary of the Treasury to establish a catastrophic property loss reinsurance program, and for other purposes. (Adam Schiff, D-CA-30) H.R.7000 - To amend the Consumer Financial Protection Act of 2010 to clarify the authority of the Bureau of Consumer Financial Protection with respect to persons regulated by a State insurance regulator, and for other purposes. (Bryan Steil, R-WI-1) Senate Version: S.3592 - A bill to amend the Consumer Financial Protection Act of 2010 to clarify the authority of the Bureau of Consumer Financial Protection with respect to persons regulated by a State insurance regulator, and for other purposes. (Tim Scott, R-SC) S.3650 - A bill to amend the Biggert-Waters Flood Insurance Reform Act of 2012 to improve mapping under the National Flood Insurance Program, and for other purposes. (Marco Rubio, R-FL) H.R.7462 - To require the Government Accountability Office to conduct a study regarding insurance coverage for damages from wildfires, and for other purposes. (Maxine Waters, D-CA-43) H.R.7537 - To provide for the disclosure and sharing of certain policy and claims information under the National Flood Insurance Program, and for other purposes. (Madeleine Dean, D-PA-4) S.4081 - A bill to amend the Federal Crop Insurance Act to provide premium support for certain plans of insurance, and for other purposes. (John Hoeven, R-ND) House Version: H.R.8350 - To amend the Federal Crop Insurance Act to provide premium support for certain plans of insurance, and for other purposes. (Brad Finstad, R-MN-1) S.4143 - A bill to amend the Internal Revenue Code of 1986 to provide an above-the-line deduction for flood insurance premiums. (Rick Scott, R-FL) House Version: H.R.8102 - To amend the Internal Revenue Code of 1986 to provide an above-the-line deduction for flood insurance premiums. (Byron Donalds, R-FL-19) H.R.8637 - To make protection against damage and loss resulting from the erosion and undermining of shorelines available under the National Flood Insurance Program, and for other purposes. (Greg Murphy, R-NC-3) S.4740 - A bill to amend the Internal Revenue Code of 1986 to exclude debt held by certain insurance companies from capital assets. (Thom Tillis, R-NC) S.4772 - A bill to reauthorize the National Flood Insurance Program. (John Kennedy, R-LA) S.4934 - A bill to amend the Internal Revenue Code of 1986 to create an above the line deduction for certain homeowners insurance premiums. (Rick Scott, R-FL) House Version: H.R.9411 - To amend the Internal Revenue Code of 1986 to create an above the line deduction for certain homeowners insurance premiums. (Gus Bilirakis, R-FL-12) S.4969 - A bill to require the Government Accountability Office to conduct a study regarding insurance coverage for damages from wildfires, and for other purposes. (Martin Heinrich, D-NM) H.R.9414 - To require the Administrator of the Federal Emergency Management Agency to establish a community-based flood insurance pilot program, and for other purposes. (Andrew Garbarino, R-NY-12) H.R.9726 - To require the Administrator of the Federal Emergency Management Agency to develop a flood insurance information tool, and for other purposes. (Matt Cartwright, D-PA-8) S.5104 - A bill to amend the Federal Crop Insurance Act to reduce Federal spending on crop insurance, and for other purposes. (Jeanne Shaheen, D-NH)

H.R. 2933 - Federal Insurance Office Elimination Act H.R. 2984 - Clarifying Law Around Insurance of Marijuana (CLAIM) Act H.R. 5535 - Insurance Data Protection Act S. 1359 - Clarifying Law Around Insurance of Marijuana (CLAIM) Act S. 1694 - Federal Insurance Office Abolishment Act S. 3349 - Insurance Data Protection Act Federal Insurance Office legislation Legislation to create a federal property insurance or reinsurance program International insurance legislation Private equity and insurance legislation

Client expense: $400,000 · Firm income: Not reported

Government targets: Council of Economic Advisers (CEA), Council on Environmental Quality (CEQ), Executive Office of the President (EOP), Federal Emergency Management Agency (FEMA), Federal Housing Finance Agency (FHFA), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), SENATE

Monitor S.1694 / H.R.2933, to abolish the Federal Insurance Office of the Department of the Treasury; S.1323 / H.R.2891, the SAFE Banking Act; and S.1359 / H.R.2984, the CLAIM Act, to create a safe harbor for insurers engaging in the business of insurance in connection with a cannabis-related legitimate business and for other purposes. Discuss life insurance products.

Client expense: Not reported · Firm income: $110,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Reauthorization of the NFIP (generally) HR 900 - NFIP Continuous Coverage Legislation (all provisions) S.602 - Risk Rating 2.0 Transparency Act S.1323/HR.2891 - SAFE Banking Act of 2023 (insurance provisions) HR.2933 - Federal Insurance Office Elimination Act HR.1392 - National Flood Insurance Program Extension Act of 2023 HR.3525 - Natural Disaster Risk Reinsurance Program Act of 2023 S.2142/HR.4349 - National Flood Insurance Program Reauthorization and Reform Act of 2023 H.R.5828 - NFIP Extension Act of 2023 S.2968 - NFIP Extension through 2023 Act HR.6944 - Insure Act HR.7000/S.3592 - Business of Insurance Regulatory Reform Act of 2024 FHFA Property Insurance Requirements for GSEs

Client expense: $200,000 · Firm income: Not reported

Government targets: Federal Housing Finance Agency (FHFA), HOUSE OF REPRESENTATIVES, SENATE

HR 274 To report on "all-hazards disaster insurance program" -- To require a report by the Comptroller General of the United States on a national all-hazards disaster insurance program. Issue Climate-Related Financial Risk Issue Diversity, Equity, and Inclusion Issue Cybersecurity Issue Data Privacy Issue Role of Private Equity in Insurance Issue Pre-Disaster Mitigation and Resiliency HR 5689 (117th) Resilient AMERICA Act - addresses disaster resilience issues and expands coverage for hazard mitigation. HR 482/S 188 Wildfire Emergency Act - improve Federal activities relating to wildfires HR 906 REPAIR Act - ensure consumers have access to data, repair information, and tools, and to provide them choices for the maintenance, service, and repair of their motor vehicles S 513 Insure Cybersecurity Act of 2023 - establish a working group on cyber insurance, to require dissemination HR 1165 Data Privacy Act of 2023 - amend the Gramm-Leach-Bliley Act to modernize the protection of the nonpublic personal information HR 621/S 154 PART Act - establishes requirements for motor vehicles related to catalytic converters AFT FY24 Appropriations - FY24 Appropriations HR 3799 CHOICE Arrangement Act -- statutory authority for regulations that allow employers to offer individual coverage health reimbursement arrangements DRAFTFarm Bill 2023 - Farm Bill DRAFT Homeowners Defense Act - To ensure the availability and affordability of homeowners insurance coverage for catastrophic events. HR 8152 (117th) American Data Privacy Protection Act - To provide consumers with foundational data privacy rights, create strong oversight mechanisms, and establish meaningful enforcement. HR 1059/S 1212 SECURE Notarization Act -allows a notary public commissioned under state law to remotely notarize electronic records HR 2923/S 1384 Living Donor Protection Act -- prohibits certain insurance carriers from discriminating against, and provides other protections for, living organ donors. HR 3388/S 1607 Repair Abuses of MSP Payments (RAMP) Act - amend Social Security Act to permit a private cause of action for damages in the case of a group health plan which fails to provide for primary payment or appropriate reimbursement. HR 2933 Federal Insurance Office Elimination Act -- To eliminate the Federal Insurance Office of the Department of the Treasury S 1694 Federal Insurance Office Abolishment Act of 2023 -- To eliminate the Federal Insurance Office of the Department of the Treasury HR 3880 PAID Act -- prohibit private passenger automobile insurers from using certain income proxies to determine insurance rates and eligibility. HR 15/S 5 Equality Act - prohibits discrimination based on sex, sexual orientation, or gender identity with respect to businesses, employment, housing, federally funded programs S 2061Catalytic Converter Theft Task Force Act -- task force to develop and implement strategies to deter, prevent, and combat the theft and trafficking of catalytic converters DRAFTFinancial Services and General Government Appropriation FY24 - FSGG Appropriations HR 3014 - CART Act of 2023-to amend the Internal Revenue Code of 1986 to establish a system for the taxation of catastrophic risk transfer companies to ensure sufficient capital to cover catastrophic insurance losses, and for other purposes Issue: Third Party Litigation Funding

H.R. 2933 - Federal Insurance Office Elimination Act. H.R. 2984 - Clarifying Law Around Insurance of Marijuana (CLAIM) Act. H.R. 5535 - Insurance Data Protection Act. S. 1359 - Clarifying Law Around Insurance of Marijuana (CLAIM) Act. S. 1694 - Federal Insurance Office Abolishment Act. Federal Insurance Office legislation. International insurance legislation. Legislation to create a federal property insurance or reinsurance program. International insurance legislation. S.3349 - Insurance Data Protection Act.

Client expense: Not reported · Firm income: $40,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

Advocated before Senate, House, and federal agencies for the interests of independent insurance agents selling flood insurance policies, including but not limited to National Flood Insurance Program (NFIP) policies; supported the reauthorization of the NFIP; expressed concern with a FEMA proposal to provide direct-to-consumer (D2C) online sales of NFIP policies; expressed concern about proposed FEMA guidance for sale and service of NFIP policies during future lapses in NFIP's Congressional authority (Appendix L of draft April 1, 2024 Flood Manual); discussed with FEMA enforcement of requirement that each NFIP policy have both agent and agency NPNs to be associated with them; Supported continuous coverage for NFIP policies; supported H.R. 900, the Continuous Coverage for Flood Insurance Act; supported a Cannabis Safe Harbor for insurance agents; H.R. 2984/S. 1359, the Clarifying Law Around Insurance of Marijuana (CLAIM) Act; S. 1323/H.R. 2891, the Secure And Fair Enforcement (SAFE) Banking Act; supported the repeal or reform of the Federal Insurance Office, including H.R. 2933, the Federal Insurance Office Elimination Act and S. 1694, Federal Insurance Office Abolishment Act; the National Flood Insurance Program Reauthorization (NFIP Re) Act of 2023; Supported H.R. 5535/S. 3349, the Insurance Data Protection Act; Supported S.2860, the Secure and Fair Enforcement Regulation (SAFER) Banking Act; advocated for provisions related to the FIO in H.R. 8773, Financial Services and General Government Appropriations Act, 2025; supported carveout for insurance industry in data privacy legislation, H.R.8818, the American Privacy Rights Act of 2024; extension of the National Flood Insurance Program in H.R.9747 - Continuing Appropriations and Extensions Act, 2025; supported S. 4772, the NFIP Extension Act of 2024.

H.R.274 - To require a report by the Comptroller General of the United States on a national all-hazards disaster insurance program. (Sheila Jackson Lee, D-TX-18) H.R.385 - To ban the imposition of any State or local liability insurance, tax, or user fee requirement for firearm or ammunition ownership or commerce. (Ronny Jackson, R-TX-13) H.R.900 - To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements, and for other purposes. (Kathy Castor, D-FL-14) H.R.1306 - To provide for greater transfer of risk under the National Flood Insurance Program to private capital and reinsurance markets, and for other purposes. (Blaine Luetkemeyer, R-MO-3) H.R.1307 - To repeal the mandatory flood insurance coverage requirement for commercial properties located in flood hazard areas, and for other purposes. (Blaine Luetkemeyer, R-MO-3) H.R.1308 - To allow communities to develop alternative flood insurance rate maps, and for other purposes. (Blaine Luetkemeyer, R-MO-3) H.R.1309 - To require the use of replacement cost value in determining the premium rates for flood insurance coverage under the National Flood Insurance Act, and for other purposes. (Blaine Luetkemeyer, R-MO-3) H.R.1392 - To reauthorize the National Flood Insurance Program through December 31, 2024. (Warren Davidson, R-OH-8) H.R.1540 - To establish a means-tested assistance program for national flood insurance program policyholders, and for other purposes. (Matt Cartwright, D-PA-8) H.R.1545 - To amend the Internal Revenue Code of 1986 to exclude from gross income certain income from providing real propoerty insurance following certain federally declared disasters. (Clay Higgins, R-LA-3) S.601 - A bill to amend the National Flood Insurance Act of 1968 to modify the amount by which the chargeable risk premium rate for flood insurance under that Act may be increased in any year. (John Kennedy, R-LA) S.602 - A bill to require the Administrator of the Federal Emergency Management Agency to take certain actions relating to the National Flood Insurance Program. and for other purposes. (John Kennedy, R-LA) S.795 - A bill to amend the Federal Crop Insurance Act to improve education and risk management assistance, and for other purposes. (Chris Murphy, D-CT) S.721 - A bill to permit policyholders under the National Flood Insurance Program to elect to have previous premium rates remain in effect until the Administrator of the Federal Emergency Management Agency satisfies certain conditions, and for other purposes. (Cindy Hyde-Smith, R-MS) S.1039 - A bill to authorize the Administrator of the Federal Emergency Management Agency to terminate certain contracts on the basis of detrimental conduct to the National Flood Insurance Program, and for other purposes. (John Kennedy, R-LA) H.R.2458 - To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to establish an emergency preparedness grant program for higher education institutions, and for other purposes. (Troy Carter, D-LA-2) H.R.2538 - To prohibit the sale of a firearm to, and the purchase of a firearm by, a person who is not covered by appropriate liability insurance coverage. (Mark Takano, D-CA-39) H.R.2542 - To preclude absolute liability in any action against a property owner or contractor for projects receiving Federal financial assistance for infrastructure and transportation development, and for other purposes. (Brandon Williams, R-NY-22) H.R.2568 - To provide for improvements to National Flood Insurance Program rate maps, and for other purposes. (Alex Mooney, R-WV-2) H.R.2933 - To eliminate the Federal Insurance Office of the Department of the Treasury, and for other purposes. (Ben Cline, R-VA-6) Senate Version: S.1694 - A bill to abolish the Federal Insurance Office of the Department of the Treasury, and for other purposes. (Ted Cruz, R-TX) H.R.2984 - To create a safe harbor for insurers engaging in the business of insurance in connection with a cannabis-related legitimate business, and for other purposes. (Nydia Velazquez, D-NY-7) Senate Version: S.1359 - A bill to create a safe harbor for insurers engaging in the business of insurance in connection with a cannabis-related legitimate business, and for other purposes. (Bob Menendez, D-NJ) H.R.3014 - To amend the Internal Revenue Code of 1986 to establish a system for the taxation of catastrophic risk transfer companies to ensure sufficient capital to cover catastrophic insurance losses, and for other purposes. (Darin LaHood, R-IL-16) S.1417 - A bill to amend the National Flood Insurance Act of 1968 to ensure community accountability for areas repeatedly damaged by floods, and for other purposes. (Tim Scott, R-SC) S.1427 - A bill to exempt certain entities from liability under the Comprehensive Environmental Response, Compensation, and Liability Act of 1980 with respect to releases of perfluoroalkyl and polyfluoroalkyl substances, and for other purposes. (Cynthia Lummis, R-WY) S.1539 - A bill to amend the Federal Crop Insurance Act and the Federal Agriculture Improvement and Reform Act of 1996 to make the native sod provisions applicable to the United States and to modify those provisions, and for other purposes. (John Thune, R-SD) H.R.3210 - To amend the Internal Revenue Code of 1986 to repeal the corporate alternative minimum tax. (Jodey Arrington, R-TX-19) Senate Version: S.1559 - A bill to amend the Internal Revenue Code of 1986 to repeal the corporate alternative minimum tax. (John Barrasso, R-WY) S.1690 - A bill to amend the Federal Crop Insurance Act to establish a Good Steward Cover Crop program, and for other purposes. (Sherrod Brown, D-OH) H.R.3815 - To amend the Federal Crop Insurance Act to require the research and development of a policy to insure the production of mushrooms. (Chrissy Houlahan, D-PA-6) H.R.3880 - To prohibit private passenger automobile insurers from using certain income proxies to determine insurance rates and eligibility. (Bonnie Watson Coleman, D-NJ-12) H.R.3904 - To amend the Federal Crop Insurance Act to promote crop insurance support for beginning farmers and ranchers, and for other purposes. (Randy Feenstra, R-IA-4) S.1787 - A bill to amend the Internal Revenue Code of 1986 to provide special rules for purposes of determining if financial guaranty insurance companies are qualifying insurance corporations under the passive foreign investment company rules. (Bob Menendez, D-NJ) H.R.3997 - To ensure the availability and affordability of homeowners' insurance coverage for catastrophic events. (Federica Wilson, D-FL-24) S.2035 - A bill to amend the Federal Agriculture Improvement and Reform Act of 1996 to make additional coverage under the Noninsured Crop Disaster Assistance Program available for crops and grasses used for grazing, and for other purposes. (Mike Rounds, R-SD) H.R.4308 - To amend the Federal Crop Insurance Act to require the Federal Crop Insurance Corporation to carry out research and development regarding a policy to insure wine grapes against losses due to smoke exposure, and for other purposes. (Mike Thompson, D-CA-4) H.R.4349 - To reauthorize the National Flood Insurance Program, and for other purposes. (Frank Pallone, D-NJ-6) Senate Version: S.2142 - A bill to reauthorize the National Flood Insurance Program, and for other purposes. (Bob Menendez, D-NJ) S.2104 - A bill to amend the Federal Crop Insurance Act to allow for the separation of enterprise units by continuous and fallow cropping systems. (Roger Marshall, R-KS) S.2108 - A bill to amend the National Flood Insurance Act of 1968 to require that certain information is made publicly available, and for other purposes. (Rick Scott, R-FL) S.2109 - A bill to ensure that Write Your Own companies can sell private flood insurance products that compete with National Flood Insurance Program products. (Rick Scott, R-FL) S.2110 - A bill to allow National Flood Insurance Program policyholders who leave the program to purchase a private insurance flood policy to return to the National Flood Insurance Program without penalty, and for other purposes. (Rick Scott, R-FL) S.2134 - A bill to amend the Federal Crop Insurance Act to require research and development regarding a policy to insure wine grapes against losses due to smoke exposure, and for other purposes. (Alex Padilla, D-CA) H.R.4686 - To establish a grace period for nonpayment of premiums for flood insurance coverage under the national flood insurance program until the Administrator of the Federal Emergency Management Agency implements the option for monthly payment of such premiums, and for other purposes. (Anna Paulina Luna, R-FL-13) Senate Version: S.2852 - A bill to establish a grace period for nonpayment of premiums for flood insurance coverage under the national flood insurance program until the Administrator of the Federal Emergency Management Agency implements the option for monthly payment of such premiums, and for other purposes. (Rick Scott, R-FL) H.R.4762 - To amend title 49, United States Code, to extend the non-premium war risk insurance program. (Rudy Yakym, R-IN-2) S.2391 - A bill to reauthorize the National Flood Insurance Program. (John Kennedy, R-LA) H.R.4888 - To require certain insurance companies to disclose investments and underwriting that relate to coal mining and oil and gas extraction and fossil fuel extraction, and for other purposes. (Adam Schiff, D-CA-30) S.2458 - A bill to amend the Federal Crop Insurance Act to promote crop insurance support for beginning farmers and ranchers, and for other purposes. (Amy Klobuchar, D-MN) S.2523 - A bill to amend the Federal Crop Insurance Act to require certain membership on the Board of Directors of the Federal Crop Insurance Corporation. (Tommy Tuberville, R-AL) S.2541 - A bill to amend the Federal Crop Insurance Act to require the Federal Crop Insurance Corporation to conduct research and development on the inclusion of certain oilseed crops in double cropping policies, and for other purposes. (Tommy Tuberville, R-AL) S.2643 - A bill to amend the Federal Crop Insurance Act to modify eligibility for prevented planting insurance under certain drought conditions, and for other purposes. (Ben Ray Lujan, D-NM) H.R.5535 - Insurance Data Protection Act (Scott Fitzgerald, R-WI-5) Senate Version: S.3349 - A bill to prohibit the Federal Insurance Office of the Department of the Treasury and other financial regulators from collecting data directly from an insurance company. (Katie Britt, R-AL) H.R.5828 - To reauthorize the National Flood Insurance Program. (Andrew Garbarino, R-NY-2) H.R.5843 - To temporarily extend the National Flood Insurance Program. (Clay Higgins, R-LA-3) S.2968 - A bill to reauthorize the National Flood Insurance Program. (John Kennedy, R-LA) H.R.5992 - To amend the Federal Crop Insurance Act to modify eligibility for prevented planting insurance under certain drought conditions, and for other purposes. (Josh Harder, D-CA-9) H.R.6082 - To amend the National Flood Insurance Act of 1968 to establish a pilot program to increase the allowable amounts of advance payments under the National Flood Insurance Program, and for other purposes. (Andrew Garbarino, R-NY-2) Senate Version: S.3153 - A bill to amend the National Flood Insurance Act of 1968 to establish a pilot program to increase the allowable amounts of advance payments under the National Flood Insurance Program, and for other purposes. (John Kennedy, R-LA) H.R.6186 - To amend the Federal Crop Insurance Act to direct the Federal Crop Insurance Corporation to conduct research and development on frost or cold weather insurance, and for other purposes. (Scott Franklin, R-FL-18) H.R.6304 - To increase coverage under the National Flood Insurance Program for costs of compliance, and for other purposes. (Nick LaLota, R-NY-1) S.3253 - A bill to amend the Federal Crop Insurance Act to require research and development on frost or cold weather insurance, and for other purposes. (Marco Rubio, R-FL) S.3270 - A bill to amend the Federal Crop Insurance Reform and Department of Agriculture Reorganization Act of 1994 to establish a budgetary Tribal Government consultation process at the Department of Agriculture, and for other purposes. (Mike Rounds, R-SD) H.R.6944 - To require the Secretary of the Treasury to establish a catastrophic property loss reinsurance program, and for other purposes. (Adam Schiff, D-CA-30) H.R.7000 - To amend the Consumer Financial Protection Act of 2010 to clarify the authority of the Bureau of Consumer Financial Protection with respect to persons regulated by a State insurance regulator, and for other purposes. (Bryan Steil, R-WI-1) Senate Version: S.3592 - A bill to amend the Consumer Financial Protection Act of 2010 to clarify the authority of the Bureau of Consumer Financial Protection with respect to persons regulated by a State insurance regulator, and for other purposes. (Tim Scott, R-SC) S.3650 - A bill to amend the Biggert-Waters Flood Insurance Reform Act of 2012 to improve mapping under the National Flood Insurance Program, and for other purposes. (Marco Rubio, R-FL) H.R.7462 - To require the Government Accountability Office to conduct a study regarding insurance coverage for damages from wildfires, and for other purposes. (Maxine Waters, D-CA-43) H.R.7537 - To provide for the disclosure and sharing of certain policy and claims information under the National Flood Insurance Program, and for other purposes. (Madeleine Dean, D-PA-4) S.4081 - A bill to amend the Federal Crop Insurance Act to provide premium support for certain plans of insurance, and for other purposes. (John Hoeven, R-ND) House Version: H.R.8350 - To amend the Federal Crop Insurance Act to provide premium support for certain plans of insurance, and for other purposes. (Brad Finstad, R-MN-1) S.4143 - A bill to amend the Internal Revenue Code of 1986 to provide an above-the-line deduction for flood insurance premiums. (Rick Scott, R-FL) House Version: H.R.8102 - To amend the Internal Revenue Code of 1986 to provide an above-the-line deduction for flood insurance premiums. (Byron Donalds, R-FL-19) H.R.8637 - To make protection against damage and loss resulting from the erosion and undermining of shorelines available under the National Flood Insurance Program, and for other purposes. (Greg Murphy, R-NC-3)

Reauthorization of the NFIP (generally) HR 900- NFIP Continuous Coverage Legislation (all provisions) S.602 - Risk Rating 2.0 Transparency Act; S.1323/HR.2891 - SAFE Banking Act of 2023 (insurance provisions) HR.2933 - Federal Insurance Office Elimination Act; HR.1392 - National Flood Insurance Program Extension Act of 2023 HR.3525 - Natural Disaster Risk Reinsurance Program Act of 2023 HR.4070/S.1953 - Disaster Mitigation and Tax Parity Act of 2023 S.2142/HR.4349 - National Flood Insurance Program Reauthorization and Reform Act of 2023 H.R.5828 - NFIP Extension Act of 2023 S.2968 - NFIP Extension through 2023 Act HR.6944 - Insure Act HR.7000/S.3592 - Business of Insurance Regulatory Reform Act of 2024

Client expense: $240,000 · Firm income: Not reported

Government targets: Federal Housing Finance Agency (FHFA), HOUSE OF REPRESENTATIVES, SENATE

H.R. 2933 - Federal Insurance Office Elimination Act H.R. 2984 - Clarifying Law Around Insurance of Marijuana (CLAIM) Act H.R. 5535 - Insurance Data Protection Act S. 1359 - Clarifying Law Around Insurance of Marijuana (CLAIM) Act S. 1694 - Federal Insurance Office Abolishment Act S. 3349 - Insurance Data Protection Act Federal Insurance Office legislation Legislation to create a federal property insurance or reinsurance program International insurance legislation Private equity and insurance legislation

Client expense: $340,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), SENATE, Treasury, Dept of

Issues related to CRT (Credit Risk Transfer). Maintaining the funding of the Federal Insurance Office at the Department of Treasury for Trade and TRIA purposes. H.R. 2933 - Federal Insurance Office Elimination Act.

Client expense: Not reported · Firm income: $30,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of, White House Office

HR 274 To report on "all-hazards disaster insurance program" -- To require a report by the Comptroller General of the United States on a national all-hazards disaster insurance program. Issue Climate-Related Financial Risk Issue Diversity, Equity, and Inclusion Issue Cybersecurity Issue Data Privacy Issue Role of Private Equity in Insurance Issue Pre-Disaster Mitigation and Resiliency HR 5689 (117th) Resilient AMERICA Act - addresses disaster resilience issues and expands coverage for hazard mitigation. HR 482/S 188 Wildfire Emergency Act - improve Federal activities relating to wildfires HR 906 REPAIR Act - ensure consumers have access to data, repair information, and tools, and to provide them choices for the maintenance, service, and repair of their motor vehicles S 513 Insure Cybersecurity Act of 2023 - establish a working group on cyber insurance, to require dissemination HR 1165 Data Privacy Act of 2023 - amend the Gramm-Leach-Bliley Act to modernize the protection of the nonpublic personal information HR 621/S 154 PART Act - establishes requirements for motor vehicles related to catalytic converters AFT FY24 Appropriations - FY24 Appropriations HR 3799 CHOICE Arrangement Act -- statutory authority for regulations that allow employers to offer individual coverage health reimbursement arrangements DRAFTFarm Bill 2023 - Farm Bill DRAFT Homeowners Defense Act - To ensure the availability and affordability of homeowners insurance coverage for catastrophic events. HR 8152 (117th) American Data Privacy Protection Act - To provide consumers with foundational data privacy rights, create strong oversight mechanisms, and establish meaningful enforcement. HR 1059/S 1212 SECURE Notarization Act -allows a notary public commissioned under state law to remotely notarize electronic records HR 2923/S 1384 Living Donor Protection Act -- prohibits certain insurance carriers from discriminating against, and provides other protections for, living organ donors. HR 3388/S 1607 Repair Abuses of MSP Payments (RAMP) Act - amend Social Security Act to permit a private cause of action for damages in the case of a group health plan which fails to provide for primary payment or appropriate reimbursement. HR 2933 Federal Insurance Office Elimination Act -- To eliminate the Federal Insurance Office of the Department of the Treasury S 1694 Federal Insurance Office Abolishment Act of 2023 -- To eliminate the Federal Insurance Office of the Department of the Treasury HR 3880 PAID Act -- prohibit private passenger automobile insurers from using certain income proxies to determine insurance rates and eligibility. HR 15/S 5 Equality Act - prohibits discrimination based on sex, sexual orientation, or gender identity with respect to businesses, employment, housing, federally funded programs S 2061Catalytic Converter Theft Task Force Act -- task force to develop and implement strategies to deter, prevent, and combat the theft and trafficking of catalytic converters DRAFTFinancial Services and General Government Appropriation FY24 - FSGG Appropriations

H.R. 2933 - Federal Insurance Office Elimination Act. H.R. 2984 - Clarifying Law Around Insurance of Marijuana (CLAIM) Act. H.R. 5535 - Insurance Data Protection Act. S. 1359 - Clarifying Law Around Insurance of Marijuana (CLAIM) Act. S. 1694 - Federal Insurance Office Abolishment Act. Federal Insurance Office legislation. International insurance legislation. Legislation to create a federal property insurance or reinsurance program. International insurance legislation. S.3349 - Insurance Data Protection Act.

Client expense: Not reported · Firm income: $40,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

Advocated before Senate, House, and federal agencies for the interests of independent insurance agents selling flood insurance policies, including but not limited to National Flood Insurance Program (NFIP) policies; support the reauthorization of the NFIP; express concern with a FEMA proposal to provide direct-to-consumer (D2C) online sales of NFIP policies; express concern about proposed FEMA guidance for sale and service of NFIP policies during future lapses in NFIP's Congressional authority (Appendix L of draft April 1, 2024 Flood Manual); discussed with FEMA enforcement of requirement that each NFIP policy have both agent and agency NPNs to be associated with them; Support continuous coverage for NFIP policies; support H.R. 900, the Continuous Coverage for Flood Insurance Act; support a Cannabis Safe Harbor for insurance agents; H.R. 2984/S. 1359, the Clarifying Law Around Insurance of Marijuana (CLAIM) Act; S. 1323/H.R. 2891, the Secure And Fair Enforcement (SAFE) Banking Act; support the repeal or reform of the Federal Insurance Office, including H.R. 2933, the Federal Insurance Office Elimination Act and S. 1694, Federal Insurance Office Abolishment Act; the National Flood Insurance Program Reauthorization (NFIP Re) Act of 2023; Support H.R. 5535/S. 3349, the Insurance Data Protection Act; Support S.2860, the Secure and Fair Enforcement Regulation (SAFER) Banking Act; Commented on proposed regulatory changes to documents governing Standard Flood Insurance Policy (SFIP) issued through NFIP, including proposed new NFIP endorsements; advocated for provisions related to the FIO in H.R. 8773, Financial Services and General Government Appropriations Act, 2025; support carveout for insurance industry in data privacy legislation, H.R.8818, the American Privacy Rights Act of 2024.

Monitor S.1694 / H.R.2933, to abolish the Federal Insurance Office of the Department of the Treasury; S.1323 / H.R.2891, the SAFE Banking Act; and S.1359 / H.R.2984, the CLAIM Act, to create a safe harbor for insurers engaging in the business of insurance in connection with a cannabis-related legitimate business and for other purposes. Discuss life insurance products.

Client expense: Not reported · Firm income: $110,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 2933 - Federal Insurance Office Elimination Act. H.R. 2984 - Clarifying Law Around Insurance of Marijuana (CLAIM) Act. H.R. 5535 - Insurance Data Protection Act. S. 1359 - Clarifying Law Around Insurance of Marijuana (CLAIM) Act. S. 1694 - Federal Insurance Office Abolishment Act. Federal Insurance Office legislation. International insurance legislation. Legislation to create a federal property insurance or reinsurance program. International insurance legislation. S.3349 - Insurance Data Protection Act.

Client expense: Not reported · Firm income: $40,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

H.R. 2933 - Federal Insurance Office Elimination Act H.R. 2984 - Clarifying Law Around Insurance of Marijuana (CLAIM) Act H.R. 5535 - Insurance Data Protection Act S. 1359 - Clarifying Law Around Insurance of Marijuana (CLAIM) Act S. 1694 - Federal Insurance Office Abolishment Act S. 3349 - Insurance Data Protection Act Federal Insurance Office legislation Legislation to create a federal property insurance or reinsurance program International insurance legislation Private equity and insurance legislation

Client expense: $400,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R.274 - To require a report by the Comptroller General of the United States on a national all-hazards disaster insurance program. (Sheila Jackson Lee, D-TX-18) H.R.385 - To ban the imposition of any State or local liability insurance, tax, or user fee requirement for firearm or ammunition ownership or commerce. (Ronny Jackson, R-TX-13) H.R.900 - To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements, and for other purposes. (Kathy Castor, D-FL-14) H.R.1306 - To provide for greater transfer of risk under the National Flood Insurance Program to private capital and reinsurance markets, and for other purposes. (Blaine Luetkemeyer, R-MO-3) H.R.1307 - To repeal the mandatory flood insurance coverage requirement for commercial properties located in flood hazard areas, and for other purposes. (Blaine Luetkemeyer, R-MO-3) H.R.1308 - To allow communities to develop alternative flood insurance rate maps, and for other purposes. (Blaine Luetkemeyer, R-MO-3) H.R.1309 - To require the use of replacement cost value in determining the premium rates for flood insurance coverage under the National Flood Insurance Act, and for other purposes. (Blaine Luetkemeyer, R-MO-3) H.R.1392 - To reauthorize the National Flood Insurance Program through December 31, 2024. (Warren Davidson, R-OH-8) H.R.1540 - To establish a means-tested assistance program for national flood insurance program policyholders, and for other purposes. (Matt Cartwright, D-PA-8) H.R.1545 - To amend the Internal Revenue Code of 1986 to exclude from gross income certain income from providing real propoerty insurance following certain federally declared disasters. (Clay Higgins, R-LA-3) S.601 - A bill to amend the National Flood Insurance Act of 1968 to modify the amount by which the chargeable risk premium rate for flood insurance under that Act may be increased in any year. (John Kennedy, R-LA) S.602 - A bill to require the Administrator of the Federal Emergency Management Agency to take certain actions relating to the National Flood Insurance Program. and for other purposes. (John Kennedy, R-LA) S.795 - A bill to amend the Federal Crop Insurance Act to improve education and risk management assistance, and for other purposes. (Chris Murphy, D-CT) S.721 - A bill to permit policyholders under the National Flood Insurance Program to elect to have previous premium rates remain in effect until the Administrator of the Federal Emergency Management Agency satisfies certain conditions, and for other purposes. (Cindy Hyde-Smith, R-MS) S.1039 - A bill to authorize the Administrator of the Federal Emergency Management Agency to terminate certain contracts on the basis of detrimental conduct to the National Flood Insurance Program, and for other purposes. (John Kennedy, R-LA) H.R.2458 - To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to establish an emergency preparedness grant program for higher education institutions, and for other purposes. (Troy Carter, D-LA-2) H.R.2538 - To prohibit the sale of a firearm to, and the purchase of a firearm by, a person who is not covered by appropriate liability insurance coverage. (Mark Takano, D-CA-39) H.R.2542 - To preclude absolute liability in any action against a property owner or contractor for projects receiving Federal financial assistance for infrastructure and transportation development, and for other purposes. (Brandon Williams, R-NY-22) H.R.2568 - To provide for improvements to National Flood Insurance Program rate maps, and for other purposes. (Alex Mooney, R-WV-2) H.R.2933 - To eliminate the Federal Insurance Office of the Department of the Treasury, and for other purposes. (Ben Cline, R-VA-6) Senate Version: S.1694 - A bill to abolish the Federal Insurance Office of the Department of the Treasury, and for other purposes. (Ted Cruz, R-TX) H.R.2984 - To create a safe harbor for insurers engaging in the business of insurance in connection with a cannabis-related legitimate business, and for other purposes. (Nydia Velazquez, D-NY-7) Senate Version: S.1359 - A bill to create a safe harbor for insurers engaging in the business of insurance in connection with a cannabis-related legitimate business, and for other purposes. (Bob Menendez, D-NJ) H.R.3014 - To amend the Internal Revenue Code of 1986 to establish a system for the taxation of catastrophic risk transfer companies to ensure sufficient capital to cover catastrophic insurance losses, and for other purposes. (Darin LaHood, R-IL-16) S.1417 - A bill to amend the National Flood Insurance Act of 1968 to ensure community accountability for areas repeatedly damaged by floods, and for other purposes. (Tim Scott, R-SC) S.1427 - A bill to exempt certain entities from liability under the Comprehensive Environmental Response, Compensation, and Liability Act of 1980 with respect to releases of perfluoroalkyl and polyfluoroalkyl substances, and for other purposes. (Cynthia Lummis, R-WY) S.1539 - A bill to amend the Federal Crop Insurance Act and the Federal Agriculture Improvement and Reform Act of 1996 to make the native sod provisions applicable to the United States and to modify those provisions, and for other purposes. (John Thune, R-SD) H.R.3210 - To amend the Internal Revenue Code of 1986 to repeal the corporate alternative minimum tax. (Jodey Arrington, R-TX-19) Senate Version: S.1559 - A bill to amend the Internal Revenue Code of 1986 to repeal the corporate alternative minimum tax. (John Barrasso, R-WY) S.1690 - A bill to amend the Federal Crop Insurance Act to establish a Good Steward Cover Crop program, and for other purposes. (Sherrod Brown, D-OH) H.R.3815 - To amend the Federal Crop Insurance Act to require the research and development of a policy to insure the production of mushrooms. (Chrissy Houlahan, D-PA-6) H.R.3880 - To prohibit private passenger automobile insurers from using certain income proxies to determine insurance rates and eligibility. (Bonnie Watson Coleman, D-NJ-12) H.R.3904 - To amend the Federal Crop Insurance Act to promote crop insurance support for beginning farmers and ranchers, and for other purposes. (Randy Feenstra, R-IA-4) S.1787 - A bill to amend the Internal Revenue Code of 1986 to provide special rules for purposes of determining if financial guaranty insurance companies are qualifying insurance corporations under the passive foreign investment company rules. (Bob Menendez, D-NJ) H.R.3997 - To ensure the availability and affordability of homeowners' insurance coverage for catastrophic events. (Federica Wilson, D-FL-24) S.2035 - A bill to amend the Federal Agriculture Improvement and Reform Act of 1996 to make additional coverage under the Noninsured Crop Disaster Assistance Program available for crops and grasses used for grazing, and for other purposes. (Mike Rounds, R-SD) H.R.4308 - To amend the Federal Crop Insurance Act to require the Federal Crop Insurance Corporation to carry out research and development regarding a policy to insure wine grapes against losses due to smoke exposure, and for other purposes. (Mike Thompson, D-CA-4) H.R.4349 - To reauthorize the National Flood Insurance Program, and for other purposes. (Frank Pallone, D-NJ-6) Senate Version: S.2142 - A bill to reauthorize the National Flood Insurance Program, and for other purposes. (Bob Menendez, D-NJ) S.2104 - A bill to amend the Federal Crop Insurance Act to allow for the separation of enterprise units by continuous and fallow cropping systems. (Roger Marshall, R-KS) S.2108 - A bill to amend the National Flood Insurance Act of 1968 to require that certain information is made publicly available, and for other purposes. (Rick Scott, R-FL) S.2109 - A bill to ensure that Write Your Own companies can sell private flood insurance products that compete with National Flood Insurance Program products. (Rick Scott, R-FL) S.2110 - A bill to allow National Flood Insurance Program policyholders who leave the program to purchase a private insurance flood policy to return to the National Flood Insurance Program without penalty, and for other purposes. (Rick Scott, R-FL) S.2134 - A bill to amend the Federal Crop Insurance Act to require research and development regarding a policy to insure wine grapes against losses due to smoke exposure, and for other purposes. (Alex Padilla, D-CA) H.R.4686 - To establish a grace period for nonpayment of premiums for flood insurance coverage under the national flood insurance program until the Administrator of the Federal Emergency Management Agency implements the option for monthly payment of such premiums, and for other purposes. (Anna Paulina Luna, R-FL-13) Senate Version: S.2852 - A bill to establish a grace period for nonpayment of premiums for flood insurance coverage under the national flood insurance program until the Administrator of the Federal Emergency Management Agency implements the option for monthly payment of such premiums, and for other purposes. (Rick Scott, R-FL) H.R.4762 - To amend title 49, United States Code, to extend the non-premium war risk insurance program. (Rudy Yakym, R-IN-2) S.2391 - A bill to reauthorize the National Flood Insurance Program. (John Kennedy, R-LA) H.R.4888 - To require certain insurance companies to disclose investments and underwriting that relate to coal mining and oil and gas extraction and fossil fuel extraction, and for other purposes. (Adam Schiff, D-CA-30) S.2458 - A bill to amend the Federal Crop Insurance Act to promote crop insurance support for beginning farmers and ranchers, and for other purposes. (Amy Klobuchar, D-MN) S.2523 - A bill to amend the Federal Crop Insurance Act to require certain membership on the Board of Directors of the Federal Crop Insurance Corporation. (Tommy Tuberville, R-AL) S.2541 - A bill to amend the Federal Crop Insurance Act to require the Federal Crop Insurance Corporation to conduct research and development on the inclusion of certain oilseed crops in double cropping policies, and for other purposes. (Tommy Tuberville, R-AL) S.2643 - A bill to amend the Federal Crop Insurance Act to modify eligibility for prevented planting insurance under certain drought conditions, and for other purposes. (Ben Ray Lujan, D-NM) H.R.5535 - Insurance Data Protection Act (Scott Fitzgerald, R-WI-5) Senate Version: S.3349 - A bill to prohibit the Federal Insurance Office of the Department of the Treasury and other financial regulators from collecting data directly from an insurance company. (Katie Britt, R-AL) H.R.5828 - To reauthorize the National Flood Insurance Program. (Andrew Garbarino, R-NY-2) H.R.5843 - To temporarily extend the National Flood Insurance Program. (Clay Higgins, R-LA-3) S.2968 - A bill to reauthorize the National Flood Insurance Program. (John Kennedy, R-LA) H.R.5992 - To amend the Federal Crop Insurance Act to modify eligibility for prevented planting insurance under certain drought conditions, and for other purposes. (Josh Harder, D-CA-9) H.R.6082 - To amend the National Flood Insurance Act of 1968 to establish a pilot program to increase the allowable amounts of advance payments under the National Flood Insurance Program, and for other purposes. (Andrew Garbarino, R-NY-2) Senate Version: S.3153 - A bill to amend the National Flood Insurance Act of 1968 to establish a pilot program to increase the allowable amounts of advance payments under the National Flood Insurance Program, and for other purposes. (John Kennedy, R-LA) H.R.6186 - To amend the Federal Crop Insurance Act to direct the Federal Crop Insurance Corporation to conduct research and development on frost or cold weather insurance, and for other purposes. (Scott Franklin, R-FL-18) H.R.6304 - To increase coverage under the National Flood Insurance Program for costs of compliance, and for other purposes. (Nick LaLota, R-NY-1) S.3253 - A bill to amend the Federal Crop Insurance Act to require research and development on frost or cold weather insurance, and for other purposes. (Marco Rubio, R-FL) S.3270 - A bill to amend the Federal Crop Insurance Reform and Department of Agriculture Reorganization Act of 1994 to establish a budgetary Tribal Government consultation process at the Department of Agriculture, and for other purposes. (Mike Rounds, R-SD) H.R.6944 - To require the Secretary of the Treasury to establish a catastrophic property loss reinsurance program, and for other purposes. (Adam Schiff, D-CA-30) H.R.7000 - To amend the Consumer Financial Protection Act of 2010 to clarify the authority of the Bureau of Consumer Financial Protection with respect to persons regulated by a State insurance regulator, and for other purposes. (Bryan Steil, R-WI-1) Senate Version: S.3592 - A bill to amend the Consumer Financial Protection Act of 2010 to clarify the authority of the Bureau of Consumer Financial Protection with respect to persons regulated by a State insurance regulator, and for other purposes. (Tim Scott, R-SC) S.3650 - A bill to amend the Biggert-Waters Flood Insurance Reform Act of 2012 to improve mapping under the National Flood Insurance Program, and for other purposes. (Marco Rubio, R-FL) H.R.7462 - To require the Government Accountability Office to conduct a study regarding insurance coverage for damages from wildfires, and for other purposes. (Maxine Waters, D-CA-43) H.R.7537 - To provide for the disclosure and sharing of certain policy and claims information under the National Flood Insurance Program, and for other purposes. (Madeleine Dean, D-PA-4)

Issues related to flood insurance; issues related to reinsurance, terrorism insurance and risk transfer; monitoring and advocacy on international capital standards. Issues related to CRT (Credit Risk Transfer). Maintaining the funding of the Federal Insurance Office at the Department of Treasury for Trade and TRIA purposes. H.R. 2933 - Federal Insurance Office Elimination Act; H.R. 2984 - Clarifying Law Around Insurance of Marijuana (CLAIM) Act; H.R. 5535 - Insurance Data Protection Act; S. 1359 - Clarifying Law Around Insurance of Marijuana (CLAIM) Act; S. 1694 - Federal Insurance Office Abolishment Act; Federal Insurance Office legislation; International insurance legislation; Legislation to create a federal property insurance or reinsurance program; Private equity and insurance legislation.

Client expense: Not reported · Firm income: $30,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of, White House Office

Monitor S.1694 / H.R.2933, to abolish the Federal Insurance Office of the Department of the Treasury; S.1323 / H.R.2891, the SAFE Banking Act; and S.1359/ H.R.2984, the CLAIM Act, to create a safe harbor for insurers engaging in the business of insurance in connection with a cannabis-related legitimate business and for other purposes. Discuss life insurance products.

Client expense: Not reported · Firm income: $110,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 2933 - Federal Insurance Office Elimination Act. H.R. 2984 - Clarifying Law Around Insurance of Marijuana (CLAIM) Act. H.R. 5535 - Insurance Data Protection Act. S. 1359 - Clarifying Law Around Insurance of Marijuana (CLAIM) Act. S. 1694 - Federal Insurance Office Abolishment Act. Federal Insurance Office legislation. International insurance legislation. Legislation to create a federal property insurance or reinsurance program. International insurance legislation.

Client expense: Not reported · Firm income: $40,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

HR 274 To report on "all-hazards disaster insurance program" -- To require a report by the Comptroller General of the United States on a national all-hazards disaster insurance program. Issue Climate-Related Financial Risk Issue Diversity, Equity, and Inclusion Issue Cybersecurity Issue Data Privacy Issue Role of Private Equity in Insurance Issue Pre-Disaster Mitigation and Resiliency HR 5689 (117th) Resilient AMERICA Act - addresses disaster resilience issues and expands coverage for hazard mitigation. HR 482/S 188 Wildfire Emergency Act - improve Federal activities relating to wildfires HR 906 REPAIR Act - ensure consumers have access to data, repair information, and tools, and to provide them choices for the maintenance, service, and repair of their motor vehicles S 513 Insure Cybersecurity Act of 2023 - establish a working group on cyber insurance, to require dissemination HR 1165 Data Privacy Act of 2023 - amend the Gramm-Leach-Bliley Act to modernize the protection of the nonpublic personal information HR 621/S 154 PART Act - establishes requirements for motor vehicles related to catalytic converters AFT FY24 Appropriations - FY24 Appropriations HR 3799 CHOICE Arrangement Act -- statutory authority for regulations that allow employers to offer individual coverage health reimbursement arrangements DRAFTFarm Bill 2023 - Farm Bill DRAFT Homeowners Defense Act - To ensure the availability and affordability of homeowners insurance coverage for catastrophic events. HR 8152 (117th) American Data Privacy Protection Act - To provide consumers with foundational data privacy rights, create strong oversight mechanisms, and establish meaningful enforcement. HR 1059/S 1212 SECURE Notarization Act -allows a notary public commissioned under state law to remotely notarize electronic records HR 2923/S 1384 Living Donor Protection Act -- prohibits certain insurance carriers from discriminating against, and provides other protections for, living organ donors. HR 3388/S 1607 Repair Abuses of MSP Payments (RAMP) Act - amend Social Security Act to permit a private cause of action for damages in the case of a group health plan which fails to provide for primary payment or appropriate reimbursement. HR 2933 Federal Insurance Office Elimination Act -- To eliminate the Federal Insurance Office of the Department of the Treasury S 1694 Federal Insurance Office Abolishment Act of 2023 -- To eliminate the Federal Insurance Office of the Department of the Treasury HR 3880 PAID Act -- prohibit private passenger automobile insurers from using certain income proxies to determine insurance rates and eligibility. HR 15/S 5 Equality Act - prohibits discrimination based on sex, sexual orientation, or gender identity with respect to businesses, employment, housing, federally funded programs S 2061Catalytic Converter Theft Task Force Act -- task force to develop and implement strategies to deter, prevent, and combat the theft and trafficking of catalytic converters DRAFTFinancial Services and General Government Appropriation FY24 - FSGG Appropriations

Reauthorization of the NFIP (generally) HR 900- NFIP Continuous Coverage Legislation (all provisions) S.602 - Risk Rating 2.0 Transparency Act; S.1323/HR.2891 - SAFE Banking Act of 2023 (insurance provisions) HR.2933 - Federal Insurance Office Elimination Act; HR.1392 - National Flood Insurance Program Extension Act of 2023 HR.3525 - Natural Disaster Risk Reinsurance Program Act of 2023 HR.4070/S.1953 - Disaster Mitigation and Tax Parity Act of 2023 S.2142/HR.4349 - National Flood Insurance Program Reauthorization and Reform Act of 2023 H.R.5828 - NFIP Extension Act of 2023 S.2968 - NFIP Extension through 2023 Act HR.6944 - Insure Act HR.7000/S.3592 - Business of Insurance Regulatory Reform Act of 2024

Client expense: $230,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Advocated before Senate, House, and federal agencies for the interests of independent insurance agents selling flood insurance policies, including but not limited to National Flood Insurance Program (NFIP) policies; support the reauthorization of the NFIP; express concern with a FEMA proposal to provide direct-to-consumer (D2C) online sales of NFIP policies; express concern about proposed FEMA guidance for sale and service of NFIP policies during future lapses in NFIP's Congressional authority (Appendix L of proposed Flood Manual to be effective on April 1, 2024); addressed bulletin announcing enforcement of requirement that each NFIP policy have both agent and agency NPNs to be associated with them; Support continuous coverage for NFIP policies; support H.R. 900, the Continuous Coverage for Flood Insurance Act; support a Cannabis Safe Harbor for insurance agents; H.R. 2984/S. 1359, the Clarifying Law Around Insurance of Marijuana (CLAIM) Act; S. 1323/H.R. 2891, the Secure And Fair Enforcement (SAFE) Banking Act; support the repeal or reform of the Federal Insurance Office, including H.R. 2933, the Federal Insurance Office Elimination Act and S. 1694, Federal Insurance Office Abolishment Act; the National Flood Insurance Program Reauthorization (NFIP Re) Act of 2023; Support H.R. 5535/S. 3349, the Insurance Data Protection Act; Support S.2860, the Secure and Fair Enforcement Regulation (SAFER) Banking Act; Support Extension of NFIP to February 2, 2024 in H.R.6363 - Further Continuing Appropriations and Other Extensions Act, 2024; supported extension of the National Flood Insurance Program in H.R. 2882 Further Consolidated Appropriations Act, 2024 and elsewhere; advocated for comprehensive reform of the NFIP, including creation of a needs-based affordability mechanism. Advocated for congressional clarification of the "business of insurance" exemption from regulations promulgated by the Consumer Financial Protection Bureau (CFPB).

H.R. 2933 - Federal Insurance Office Elimination Act H.R. 2984 - Clarifying Law Around Insurance of Marijuana (CLAIM) Act H.R. 5535 - Insurance Data Protection Act S. 1359 - Clarifying Law Around Insurance of Marijuana (CLAIM) Act S. 1694 - Federal Insurance Office Abolishment Act S. 3349 - Insurance Data Protection Act Federal Insurance Office legislation Legislation to create a federal property insurance or reinsurance program International insurance legislation

Client expense: $410,000 · Firm income: Not reported

Government targets: Council on Environmental Quality (CEQ), Executive Office of the President (EOP), Federal Housing Finance Agency (FHFA), HOUSE OF REPRESENTATIVES, Natl Economic Council (NEC), SENATE, Treasury, Dept of

H.R. 2933 - Federal Insurance Office Elimination Act. H.R. 2984 - Clarifying Law Around Insurance of Marijuana (CLAIM) Act. H.R. 5535 - Insurance Data Protection Act. S. 1359 - Clarifying Law Around Insurance of Marijuana (CLAIM) Act. S. 1694 - Federal Insurance Office Abolishment Act. Federal Insurance Office legislation. International insurance legislation. Legislation to create a federal property insurance or reinsurance program. International insurance legislation.

Client expense: Not reported · Firm income: $40,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

H.R. 2933 - Federal Insurance Office Elimination Act H.R. 2984 - Clarifying Law Around Insurance of Marijuana (CLAIM) Act H.R. 5535 - Insurance Data Protection Act S. 1359 - Clarifying Law Around Insurance of Marijuana (CLAIM) Act S. 1694 - Federal Insurance Office Abolishment Act S. 3349 - Insurance Data Protection Act Federal Insurance Office legislation Legislation to create a federal property insurance or reinsurance program International insurance legislation

Client expense: $410,000 · Firm income: Not reported

Government targets: Council on Environmental Quality (CEQ), Executive Office of the President (EOP), Federal Housing Finance Agency (FHFA), HOUSE OF REPRESENTATIVES, Natl Economic Council (NEC), SENATE, Treasury, Dept of

Issues related to flood insurance; issues related to reinsurance, terrorism insurance and risk transfer; monitoring and advocacy on international capital standards. Issues related to CRT (Credit Risk Transfer). Maintaining the funding of the Federal Insurance Office at the Department of Treasury for Trade and TRIA purposes. H.R. 2933 - Federal Insurance Office Elimination Act; H.R. 2984 - Clarifying Law Around Insurance of Marijuana (CLAIM) Act; H.R. 5535 - Insurance Data Protection Act; S. 1359 - Clarifying Law Around Insurance of Marijuana (CLAIM) Act; S. 1694 - Federal Insurance Office Abolishment Act; Federal Insurance Office legislation; International insurance legislation; Legislation to create a federal property insurance or reinsurance program; Private equity and insurance legislation.

Client expense: Not reported · Firm income: $30,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of, White House Office

H.R.274 - To require a report by the Comptroller General of the United States on a national all-hazards disaster insurance program. (Sheila Jackson Lee, D-TX-18) H.R.385 - To ban the imposition of any State or local liability insurance, tax, or user fee requirement for firearm or ammunition ownership or commerce. (Ronny Jackson, R-TX-13) H.R.900 - To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements, and for other purposes. (Kathy Castor, D-FL-14) H.R.1306 - To provide for greater transfer of risk under the National Flood Insurance Program to private capital and reinsurance markets, and for other purposes. (Blaine Luetkemeyer, R-MO-3) H.R.1307 - To repeal the mandatory flood insurance coverage requirement for commercial properties located in flood hazard areas, and for other purposes. (Blaine Luetkemeyer, R-MO-3) H.R.1308 - To allow communities to develop alternative flood insurance rate maps, and for other purposes. (Blaine Luetkemeyer, R-MO-3) H.R.1309 - To require the use of replacement cost value in determining the premium rates for flood insurance coverage under the National Flood Insurance Act, and for other purposes. (Blaine Luetkemeyer, R-MO-3) H.R.1392 - To reauthorize the National Flood Insurance Program through December 31, 2024. (Warren Davidson, R-OH-8) H.R.1540 - To establish a means-tested assistance program for national flood insurance program policyholders, and for other purposes. (Matt Cartwright, D-PA-8) H.R.1545 - To amend the Internal Revenue Code of 1986 to exclude from gross income certain income from providing real propoerty insurance following certain federally declared disasters. (Clay Higgins, R-LA-3) S.601 - A bill to amend the National Flood Insurance Act of 1968 to modify the amount by which the chargeable risk premium rate for flood insurance under that Act may be increased in any year. (John Kennedy, R-LA) S.602 - A bill to require the Administrator of the Federal Emergency Management Agency to take certain actions relating to the National Flood Insurance Program. and for other purposes. (John Kennedy, R-LA) S.795 - A bill to amend the Federal Crop Insurance Act to improve education and risk management assistance, and for other purposes. (Chris Murphy, D-CT) S.721 - A bill to permit policyholders under the National Flood Insurance Program to elect to have previous premium rates remain in effect until the Administrator of the Federal Emergency Management Agency satisfies certain conditions, and for other purposes. (Cindy Hyde-Smith, R-MS) S.1039 - A bill to authorize the Administrator of the Federal Emergency Management Agency to terminate certain contracts on the basis of detrimental conduct to the National Flood Insurance Program, and for other purposes. (John Kennedy, R-LA) H.R.2458 - To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to establish an emergency preparedness grant program for higher education institutions, and for other purposes. (Troy Carter, D-LA-2) H.R.2538 - To prohibit the sale of a firearm to, and the purchase of a firearm by, a person who is not covered by appropriate liability insurance coverage. (Mark Takano, D-CA-39) H.R.2542 - To preclude absolute liability in any action against a property owner or contractor for projects receiving Federal financial assistance for infrastructure and transportation development, and for other purposes. (Brandon Williams, R-NY-22) H.R.2568 - To provide for improvements to National Flood Insurance Program rate maps, and for other purposes. (Alex Mooney, R-WV-2) H.R.2933 - To eliminate the Federal Insurance Office of the Department of the Treasury, and for other purposes. (Ben Cline, R-VA-6) Senate Version: S.1694 - A bill to abolish the Federal Insurance Office of the Department of the Treasury, and for other purposes. (Ted Cruz, R-TX) H.R.2984 - To create a safe harbor for insurers engaging in the business of insurance in connection with a cannabis-related legitimate business, and for other purposes. (Nydia Velazquez, D-NY-7) Senate Version: S.1359 - A bill to create a safe harbor for insurers engaging in the business of insurance in connection with a cannabis-related legitimate business, and for other purposes. (Bob Menendez, D-NJ) H.R.3014 - To amend the Internal Revenue Code of 1986 to establish a system for the taxation of catastrophic risk transfer companies to ensure sufficient capital to cover catastrophic insurance losses, and for other purposes. (Darin LaHood, R-IL-16) S.1417 - A bill to amend the National Flood Insurance Act of 1968 to ensure community accountability for areas repeatedly damaged by floods, and for other purposes. (Tim Scott, R-SC) S.1427 - A bill to exempt certain entities from liability under the Comprehensive Environmental Response, Compensation, and Liability Act of 1980 with respect to releases of perfluoroalkyl and polyfluoroalkyl substances, and for other purposes. (Cynthia Lummis, R-WY) S.1539 - A bill to amend the Federal Crop Insurance Act and the Federal Agriculture Improvement and Reform Act of 1996 to make the native sod provisions applicable to the United States and to modify those provisions, and for other purposes. (John Thune, R-SD) H.R.3210 - To amend the Internal Revenue Code of 1986 to repeal the corporate alternative minimum tax. (Jodey Arrington, R-TX-19) Senate Version: S.1559 - A bill to amend the Internal Revenue Code of 1986 to repeal the corporate alternative minimum tax. (John Barrasso, R-WY) S.1690 - A bill to amend the Federal Crop Insurance Act to establish a Good Steward Cover Crop program, and for other purposes. (Sherrod Brown, D-OH) H.R.3815 - To amend the Federal Crop Insurance Act to require the research and development of a policy to insure the production of mushrooms. (Chrissy Houlahan, D-PA-6) H.R.3880 - To prohibit private passenger automobile insurers from using certain income proxies to determine insurance rates and eligibility. (Bonnie Watson Coleman, D-NJ-12) H.R.3904 - To amend the Federal Crop Insurance Act to promote crop insurance support for beginning farmers and ranchers, and for other purposes. (Randy Feenstra, R-IA-4) S.1787 - A bill to amend the Internal Revenue Code of 1986 to provide special rules for purposes of determining if financial guaranty insurance companies are qualifying insurance corporations under the passive foreign investment company rules. (Bob Menendez, D-NJ) H.R.3997 - To ensure the availability and affordability of homeowners' insurance coverage for catastrophic events. (Federica Wilson, D-FL-24) S.2035 - A bill to amend the Federal Agriculture Improvement and Reform Act of 1996 to make additional coverage under the Noninsured Crop Disaster Assistance Program available for crops and grasses used for grazing, and for other purposes. (Mike Rounds, R-SD) H.R.4308 - To amend the Federal Crop Insurance Act to require the Federal Crop Insurance Corporation to carry out research and development regarding a policy to insure wine grapes against losses due to smoke exposure, and for other purposes. (Mike Thompson, D-CA-4) H.R.4349 - To reauthorize the National Flood Insurance Program, and for other purposes. (Frank Pallone, D-NJ-6) Senate Version: S.2142 - A bill to reauthorize the National Flood Insurance Program, and for other purposes. (Bob Menendez, D-NJ) S.2104 - A bill to amend the Federal Crop Insurance Act to allow for the separation of enterprise units by continuous and fallow cropping systems. (Roger Marshall, R-KS) S.2108 - A bill to amend the National Flood Insurance Act of 1968 to require that certain information is made publicly available, and for other purposes. (Rick Scott, R-FL) S.2109 - A bill to ensure that Write Your Own companies can sell private flood insurance products that compete with National Flood Insurance Program products. (Rick Scott, R-FL) S.2110 - A bill to allow National Flood Insurance Program policyholders who leave the program to purchase a private insurance flood policy to return to the National Flood Insurance Program without penalty, and for other purposes. (Rick Scott, R-FL) S.2134 - A bill to amend the Federal Crop Insurance Act to require research and development regarding a policy to insure wine grapes against losses due to smoke exposure, and for other purposes. (Alex Padilla, D-CA) H.R.4686 - To establish a grace period for nonpayment of premiums for flood insurance coverage under the national flood insurance program until the Administrator of the Federal Emergency Management Agency implements the option for monthly payment of such premiums, and for other purposes. (Anna Paulina Luna, R-FL-13) Senate Version: S.2852 - A bill to establish a grace period for nonpayment of premiums for flood insurance coverage under the national flood insurance program until the Administrator of the Federal Emergency Management Agency implements the option for monthly payment of such premiums, and for other purposes. (Rick Scott, R-FL) H.R.4762 - To amend title 49, United States Code, to extend the non-premium war risk insurance program. (Rudy Yakym, R-IN-2) S.2391 - A bill to reauthorize the National Flood Insurance Program. (John Kennedy, R-LA) H.R.4888 - To require certain insurance companies to disclose investments and underwriting that relate to coal mining and oil and gas extraction and fossil fuel extraction, and for other purposes. (Adam Schiff, D-CA-30) S.2458 - A bill to amend the Federal Crop Insurance Act to promote crop insurance support for beginning farmers and ranchers, and for other purposes. (Amy Klobuchar, D-MN) S.2523 - A bill to amend the Federal Crop Insurance Act to require certain membership on the Board of Directors of the Federal Crop Insurance Corporation. (Tommy Tuberville, R-AL) S.2541 - A bill to amend the Federal Crop Insurance Act to require the Federal Crop Insurance Corporation to conduct research and development on the inclusion of certain oilseed crops in double cropping policies, and for other purposes. (Tommy Tuberville, R-AL) S.2643 - A bill to amend the Federal Crop Insurance Act to modify eligibility for prevented planting insurance under certain drought conditions, and for other purposes. (Ben Ray Lujan, D-NM) H.R.5535 - Insurance Data Protection Act (Scott Fitzgerald, R-WI-5) Senate Version: S.3349 - A bill to prohibit the Federal Insurance Office of the Department of the Treasury and other financial regulators from collecting data directly from an insurance company. (Katie Britt, R-AL) H.R.5828 - To reauthorize the National Flood Insurance Program. (Andrew Garbarino, R-NY-2) H.R.5843 - To temporarily extend the National Flood Insurance Program. (Clay Higgins, R-LA-3) S.2968 - A bill to reauthorize the National Flood Insurance Program. (John Kennedy, R-LA) H.R.5992 - To amend the Federal Crop Insurance Act to modify eligibility for prevented planting insurance under certain drought conditions, and for other purposes. (Josh Harder, D-CA-9) H.R.6082 - To amend the National Flood Insurance Act of 1968 to establish a pilot program to increase the allowable amounts of advance payments under the National Flood Insurance Program, and for other purposes. (Andrew Garbarino, R-NY-2) Senate Version: S.3153 - A bill to amend the National Flood Insurance Act of 1968 to establish a pilot program to increase the allowable amounts of advance payments under the National Flood Insurance Program, and for other purposes. (John Kennedy, R-LA) H.R.6186 - To amend the Federal Crop Insurance Act to direct the Federal Crop Insurance Corporation to conduct research and development on frost or cold weather insurance, and for other purposes. (Scott Franklin, R-FL-18) H.R.6304 - To increase coverage under the National Flood Insurance Program for costs of compliance, and for other purposes. (Nick LaLota, R-NY-1) S.3253 - A bill to amend the Federal Crop Insurance Act to require research and development on frost or cold weather insurance, and for other purposes. (Marco Rubio, R-FL) S.3270 - A bill to amend the Federal Crop Insurance Reform and Department of Agriculture Reorganization Act of 1994 to establish a budgetary Tribal Government consultation process at the Department of Agriculture, and for other purposes. (Mike Rounds, R-SD)

Reauthorization of the NFIP (generally) HR 900- NFIP Continuous Coverage Legislation (all provisions) S.602 - Risk Rating 2.0 Transparency Act; S.1323/HR.2891 - SAFE Banking Act of 2023 (insurance provisions) HR.2933 - Federal Insurance Office Elimination Act; HR.1392 - National Flood Insurance Program Extension Act of 2023 HR.3525 - Natural Disaster Risk Reinsurance Program Act of 2023 HR.4070/S.1953 - Disaster Mitigation and Tax Parity Act of 2023 S.2142/HR.4349 - National Flood Insurance Program Reauthorization and Reform Act of 2023 H.R.5828 - NFIP Extension Act of 2023 S.2968 - NFIP Extension through 2023 Act

Client expense: $140,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 2933 - Federal Insurance Office Elimination Act. H.R. 2984 - Clarifying Law Around Insurance of Marijuana (CLAIM) Act. H.R. 5535 - Insurance Data Protection Act. S. 1359 - Clarifying Law Around Insurance of Marijuana (CLAIM) Act. S. 1694 - Federal Insurance Office Abolishment Act. S. 3349 - Insurance Data Protection Act. Federal Insurance Office legislation. Legislation to create a federal property insurance or reinsurance program. International insurance legislation. Private equity and insurance legislation.

Client expense: Not reported · Firm income: $40,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

Support the reauthorization of the National Flood Insurance Program (NFIP); express concern with a FEMA proposal to provide direct-to-consumer online sales of NFIP policies; expressed concern on FEMA bulletin establishing requirements for sale and service of NFIP policies during future lapses in NFIP's Congressional authority; addressed new requirement for agent and agency NPNs to be associated with each NFIP policy; Support continuous coverage for NFIP policies; support H.R. 900, the Continuous Coverage for Flood Insurance Act; support H.R. 1392, which would extend the NFIP until December 31, 2024; support a Cannabis Safe Harbor for insurance agents; H.R. 2984/S. 1359, the Clarifying Law Around Insurance of Marijuana (CLAIM) Act; S. 1323/H.R. 2891, the Secure And Fair Enforcement (SAFE) Banking Act; support the repeal or reform of the Federal Insurance Office, including H.R. 2933, the Federal Insurance Office Elimination Act and S. 1694, Federal Insurance Office Abolishment Act; urged caution regarding H.R. 1165, the Data Privacy Act; H.R. 4349/S. 2142, the National Flood Insurance Program Reauthorization (NFIP Re) Act of 2023; Support H.R. 5535/S. 3349, the Insurance Data Protection Act; Support S.2860, the Secure and Fair Enforcement Regulation (SAFER) Banking Act; Support H.R. 4035, the Protecting Small Business Information Act of 2023; Support Extension of NFIP to February 2, 2024 in H.R.6363 - Further Continuing Appropriations and Other Extensions Act, 2024; support draft House resolution in support of McCarran-Ferguson Act; submitted comments to Federal Insurance Office, Treasury Department, and OMB concerning FIO's planned climate data collection; submitted testimony to House Financial Services Subcommittee on Housing and Insurance for its hearing on high cost of insurance.

Monitor S.1694 / H.R.2933, to abolish the Federal Insurance Office of the Department of the Treasury; S.1323 / H.R.2891, the SAFE Banking Act; and S.1359 / H.R.2984, the CLAIM Act, to create a safe harbor for insurers engaging in the business of insurance in connection with a cannabis-related legitimate business and for other purposes.

Client expense: Not reported · Firm income: $110,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

HR 274 To report on "all-hazards disaster insurance program" -- To require a report by the Comptroller General of the United States on a national all-hazards disaster insurance program. Issue Climate-Related Financial Risk Issue Diversity, Equity, and Inclusion Issue Cybersecurity Issue Data Privacy Issue Role of Private Equity in Insurance Issue Pre-Disaster Mitigation and Resiliency HR 5689 (117th) Resilient AMERICA Act - addresses disaster resilience issues and expands coverage for hazard mitigation. HR 482/S 188 Wildfire Emergency Act - improve Federal activities relating to wildfires HR 906 REPAIR Act - ensure consumers have access to data, repair information, and tools, and to provide them choices for the maintenance, service, and repair of their motor vehicles S 513 Insure Cybersecurity Act of 2023 - establish a working group on cyber insurance, to require dissemination HR 1165 Data Privacy Act of 2023 - amend the Gramm-Leach-Bliley Act to modernize the protection of the nonpublic personal information HR 621/S 154 PART Act - establishes requirements for motor vehicles related to catalytic converters AFT FY24 Appropriations - FY24 Appropriations HR 3799 CHOICE Arrangement Act -- statutory authority for regulations that allow employers to offer individual coverage health reimbursement arrangements DRAFTFarm Bill 2023 - Farm Bill DRAFT Homeowners Defense Act - To ensure the availability and affordability of homeowners insurance coverage for catastrophic events. HR 8152 (117th) American Data Privacy Protection Act - To provide consumers with foundational data privacy rights, create strong oversight mechanisms, and establish meaningful enforcement. HR 1059/S 1212 SECURE Notarization Act -allows a notary public commissioned under state law to remotely notarize electronic records HR 2923/S 1384 Living Donor Protection Act -- prohibits certain insurance carriers from discriminating against, and provides other protections for, living organ donors. HR 3388/S 1607 Repair Abuses of MSP Payments (RAMP) Act - amend Social Security Act to permit a private cause of action for damages in the case of a group health plan which fails to provide for primary payment or appropriate reimbursement. HR 2933 Federal Insurance Office Elimination Act -- To eliminate the Federal Insurance Office of the Department of the Treasury S 1694 Federal Insurance Office Abolishment Act of 2023 -- To eliminate the Federal Insurance Office of the Department of the Treasury HR 3880 PAID Act -- prohibit private passenger automobile insurers from using certain income proxies to determine insurance rates and eligibility. HR 15/S 5 Equality Act - prohibits discrimination based on sex, sexual orientation, or gender identity with respect to businesses, employment, housing, federally funded programs S 2061Catalytic Converter Theft Task Force Act -- task force to develop and implement strategies to deter, prevent, and combat the theft and trafficking of catalytic converters DRAFTFinancial Services and General Government Appropriation FY24 - FSGG Appropriations

H.R. 2933 - Federal Insurance Office Elimination Act H.R. 2984 - Clarifying Law Around Insurance of Marijuana (CLAIM) Act H.R. 5535 - Insurance Data Protection Act S. 1359 - Clarifying Law Around Insurance of Marijuana (CLAIM) Act S. 1694 - Federal Insurance Office Abolishment Act Federal Insurance Office legislation Legislation to create a federal property insurance or reinsurance program International insurance legislation Private equity and insurance legislation

Client expense: $400,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

Support the reauthorization of the National Flood Insurance Program (NFIP); express concern with a FEMA proposal to provide direct-to-consumer online sales of NFIP policies; Support continuous coverage for NFIP policies; support H.R. 900, the Continuous Coverage for Flood Insurance Act; support H.R. 1392, which would extend the NFIP until December 31, 2024; support a Cannabis Safe Harbor for insurance agents; H.R. 2984/S. 1359, the Clarifying Law Around Insurance of Marijuana (CLAIM) Act; S. 1323/H.R. 2891, the Secure And Fair Enforcement (SAFE) Banking Act; support the repeal or reform of the Federal Insurance Office, including H.R. 2933, the Federal Insurance Office Elimination Act and S. 1694, Federal Insurance Office Abolishment Act; urged caution regarding H.R. 1165, the Data Privacy Act; H.R. 4349/S. 2142, the National Flood Insurance Program Reauthorization (NFIP Re) Act of 2023; Support H.R. 5535, the Insurance Data Protection Act; Support S.2860, the Secure and Fair Enforcement Regulation (SAFER) Banking Act; Support NFIP extension through November 17 in H.R.5860 - Continuing Appropriations Act, 2024 and Other Extensions Act; Support for H.R. 4035, the Protecting Small Business Information Act of 2023; consideration of the GAO report on flood insurance ("FEMAs New Rate-Setting Methodology Improves Actuarial Soundness but Highlights Need for Broader Program Reform")

Client expense: $80,000 · Firm income: Not reported

H.R. 2933 - Federal Insurance Office Elimination Act. H.R. 2984 - Clarifying Law Around Insurance of Marijuana (CLAIM) Act. H.R. 5535 - Insurance Data Protection Act. S. 1359 - Clarifying Law Around Insurance of Marijuana (CLAIM) Act. S. 1694 - Federal Insurance Office Abolishment Act. Federal Insurance Office legislation. International insurance legislation. Legislation to create a federal property insurance or reinsurance program. Private equity and insurance legislation.

Client expense: Not reported · Firm income: $40,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

Issues related to flood insurance; issues related to reinsurance, terrorism insurance and risk transfer; monitoring and advocacy on international capital standards. Issues related to CRT (Credit Risk Transfer). Maintaining the funding of the Federal Insurance Office at the Department of Treasury for Trade and TRIA purposes. H.R. 2933 - Federal Insurance Office Elimination Act; H.R. 2984 - Clarifying Law Around Insurance of Marijuana (CLAIM) Act; H.R. 5535 - Insurance Data Protection Act; S. 1359 - Clarifying Law Around Insurance of Marijuana (CLAIM) Act; S. 1694 - Federal Insurance Office Abolishment Act; Federal Insurance Office legislation; International insurance legislation; Legislation to create a federal property insurance or reinsurance program; Private equity and insurance legislation.

Client expense: Not reported · Firm income: $30,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of, White House Office