Responsible Borrowing Act of 2023

FASFA Fiasco; Pass the Know Before You Owe Federal Student Loan Act, which strengthens financial counseling; Pass either the S. 528/H.R. 1198 the Understanding the True Cost of College Act or H.R. 1311 the College Cost Transparency and Student Protection Act to reform financial aid offers to make college pricing more transparent and easier to understand; Pass the State-Based Education Loan Awareness Act, which eliminates Preferred Lender List restrictions and penalties that prevent institutions from informing students about private loans offered by nonprofits that feature rates as or more favorable than the federal student loan programs; Subsidize education with more grants and fewer federal student loans; Institute stricter PLUS credit criteria for parent borrowers while still allowing dependent children whose parents fail the new standard to borrow up to independent student loan limits; Pass H.R. 3414 the Responsible Borrowing Act, which allows colleges and universities to prorate or limit the amount of federal student loan debt an enrolled student may take on based on certain categorical factors; and Allow Pell-eligible students to use their grant at shorter-term workforce programs.

Client expense: $21,269 · Firm income: Not reported

Issues related to sound recording performance rights H.R.791 American Music Fairness Act H.Con.Res.13 - Supporting the Local Radio Freedom Act. S. Con. Res. 5 Supporting the Local Radio Freedom Act. S: 253 American Music Fairness Act S. 1669 AM Radio for Every Vehicle Act of 2023 HR 3414 - the AM Radio for Every Vehicle Act

Client expense: Not reported · Firm income: $110,000

Issues related to sound recording performance rights H.R.791 American Music Fairness Act H.Con.Res.13 - Supporting the Local Radio Freedom Act. S. Con. Res. 5 Supporting the Local Radio Freedom Act. S: 253 American Music Fairness Act S. 1669 AM Radio for Every Vehicle Act of 2023 HR 3414 - the AM Radio for Every Vehicle Act

Client expense: Not reported · Firm income: $110,000

(S 2624/HR 5894) FY24 LHHS-ED Appropriations re annual funds for public higher education programs, including Pell, SEOG, FWS, and other financial aid, campus-based, and student success programs. (HR 3414) The Responsible Borrowing Act re student loan policy. (S 2881/HR 309) Opportunity to Address College Hunger Act re notice of student potential eligibility for SNAP or other nutrition services Name Image Likeness/College Athletics (Legislation in Development)

Client expense: $55,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Issues related to sound recording performance rights H.R.791 American Music Fairness Act H.Con.Res.13 - Supporting the Local Radio Freedom Act. S. Con. Res. 5 Supporting the Local Radio Freedom Act. S: 253 American Music Fairness Act S. 1669 AM Radio for Every Vehicle Act of 2023 HR 3414 - the AM Radio for Every Vehicle Act

Client expense: Not reported · Firm income: $110,000

FY24 Appropriations (bills pending). Focus on annual funds for public higher education programs, including Double Pell, financial aid programs, campus-based and student success programs. The Responsible Borrowing Act HR 3414 regarding student loan policy.

Client expense: $55,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE