Accurate Credit Reporting for Homebuyers Act

H.R. 7857 - Accurate Credit Reporting for Homebuyers Act: Issues pertaining codifying the tri-merge requirement. H.R. 8099 - Credit Report Enhancement Directive Act: Issues pertaining to cost/benefits analysis take place of the bi-merge decision. Issues pertaining to Federal Housing Finance Agency decision to move from tri-merge to bi-merge model for GSE loans. Issues related to tenant screening.

Client expense: $550,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 1053 Housing Supply Expansion Act H.R. 2397 Homeownership for DREAMers Act H.R. 3170 HELPER Act of 2023 H.R. 3507 Yes In My Backyard Act H.R. 3564 Middle-Class Borrower Protection Act H.R. 4231 Downpayment Toward Equity Act of 2023 H.R. 5648 Community Assistance for Recovery and Empowerment Act (CARE Act) H.R. 5979 VA Home Loan Awareness Act of 2023 H.R. 6199 Build More Housing Near Transit Act of 2023 H.R. 7132 Housing Supply and Affordability Act H.R. 7857 Accurate Credit Reporting for Homebuyers Act H.R. 802 Respect State Housing Laws Act H.R. 8099 Credit Report Enhancement Directive Act H.R. 8252 Increasing Language Access in Mortgage Servicing Act H.R. 9814 Rural Homeownership Continuity Act of 2024 H.R.6785 Rural Housing Service Reform Act of 2023 S. 1389 Rural Housing Service Reform Act of 2023 S. 1514 HELPER Act of 2023 S. 1682 Housing Supply Expansion Act S. 1688 Yes In My Backyard Act S. 2295 LIFT Homebuyers Act of 2023 S. 2296 Middle Class Borrower Protection Act of 2023 S. 2790 Rural Housing Service Reform Act of 2023 S. 3068 VA Home Loan Awareness Act of 2023 S. 3216 Build More Housing Near Transit Act of 2023 S. 3684Housing Supply and Affordability Act S. 3862Homeownership Affordability Act S. 3902Appraisal Industry Improvement Act S. 3930Downpayment Towards Equity Act of 2024 S. 3931 Affordable Housing Preservation and Protection Act of 2024 S. 4265 Improving Language Access in Mortgage Servicing Act of 2024 S. 4460 A bill to reduce regulatory barriers to housing, and for other purposes S. 4542 A bill to require the Secretary of Housing and Urban Development to discount FHA single-family mortgage insurance premium payments for first-time homebuyers who complete a financial literacy housing counseling program. S. 4971 Rural Homeownership Continuity Act of 2024 S. 5027 ROAD to Housing Act Real estate commission issues Rural housing issues Government Sponsored Enterprises (GSE) issues VASP Program and Implementation, VA Partial Claim FHA appropriations, FHA 203k program, Show me case implications, FHA Cybersecurity Notice Requirements Ginnie Mae capital and liquidity issues, IMB Liquidity Issues; Ginnie Mae funding needs Housing Supply Issues, including YIMBY legislation, small-dollar lending, impact of IECC building code requirements Freddie Mac 2nd lien program, Fannie Mae Title Insurance Waiver, GSE Repurchase data transparency, FHFA Suspended Counterparty program, Realtor settlement impact on Interested Party Contributions Mortgage-related fees, CFPB Servicing regulations, Loan Officer Comp rules

Client expense: $500,000 · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), Federal Housing Finance Agency (FHFA), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), SENATE, Veterans Affairs, Dept of (VA), White House Office

H.R. 7857 - Accurate Credit Reporting for Homebuyers Act: Issues pertaining codifying the tri-merge requirement. H.R. 8099 - Credit Report Enhancement Directive Act: Issues pertaining to cost/benefits analysis take place of the bi-merge decision. Issues pertaining to Federal Housing Finance Agency decision to move from tri-merge to bi-merge model for GSE loans. Issues related to tenant screening. Issues related to CFPB and mortgage closing costs.

Client expense: $510,000 · Firm income: Not reported

Government targets: Government Accountability Office (GAO), HOUSE OF REPRESENTATIVES, SENATE