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Legislative Progress
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vs 10,940 other HR bills in the 119th — cohort avg 30d
No CRS summary is available for this bill yet. The source title, actions, sponsors, and text versions below come from Congress.gov.
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Filing registrants (18)
Referred to the House Committee on Financial Services.
Introduced in House
Congress.gov source codes: 1000, Intro-H
Bills with similar content found using semantic analysis.
Sources: Congress.gov
2026 · third_quarter · Financial Institutions/Investments/Securities
Met with the House and Senate on preemption issues Met with the House and Senate on issues impacting large global banks Met with the House and Senate on digital assets Met with the House and Senate on sanctions legislation Met with the House and Senate on market regulations Met with the House and Senate on bank capital regulations Met with the House and Senate on credit card pricing Met with the House and Senate on AML regulations Met with the House and Senate on geopolitical issues impacting the global economy, including China Met with the House and Senate on proposals related to outbound investment Met with the House and Senate on artificial intelligence Met with the House and Senate on fair access to banking issues and legislative proposals Met with the House and Senate on cybersecurity issues Met with the House and Senate on interchange issues/previously introduced Credit Card Competition Act Met with the House and Senate on bank supervision issues Met with the House and Senate on proposals related to deposit insurance Met with the House and Senate on proposals to revalue and demonetize U.S. gold reserves Met with the House on Federal Reserve master account issues Draft legislation - Banking Regulator Accountability Act - all provisions H.R.2392, Stablecoin Transparency and Accountability for a Better Ledger Economy Act of 2025 - all provisions H.R.2548/S.1241, Sanctioning Russia Act of 2025 - all provisions H.R.3633, Market Structure Clarity Act of 2025 - all provisions H.R.8395, PACE Act of 2026 - all provisions S.401/H.R.987, Fair Access to Banking Act - all provisions S.875/H.R.2702, Financial Integrity and Regulation Management (FIRM) Act - all provisions S.2381/H.R.1944, the 10 Percent Credit Card Interest Rate Cap Act - all provisions S.2999/S.4198, the Main Street Depositors Protection Act - all provisions
Client expense: $1,330,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of
2026 · third_quarter · Banking
H.R. 7866 - American Lending Fairness Act of 2026, concerning state authority to apply interest-rate limits to loans by out-of-state state-chartered banks. H.R. 10184 - Consumer Financial Protection Accountability and Reform Act of 2026, opposing limits on Consumer Financial Protection Bureau funding, supervision, enforcement, restitution, and state enforcement. Congressional oversight of Consumer Financial Protection Bureau operations, structure, funding, authorities, supervision, enforcement, restitution, and leadership. Bank acquisition applications of high-cost consumer lenders (OppFi, Enova), including the use of bank charters to avoid state interest-rate limits. Community Reinvestment Act proposed rule issued by the OCC and FDIC, concerning bank obligations to low- and moderate-income communities and anti-redlining protections. FDIC proposed rule on state bank parity and Riegle-Neal preemption, concerning state consumer lending protections and H.R. 7866. H.R. 9330 - opposing the Earned Wage Access Consumer Protection Act, concerning the preemption of state payday lending laws, the Military Lending Act, and the Equal Credit Opportunity Act. H.R. 6955 - financial services deregulation legislation, concerning rollbacks of consumer protection and bank regulatory authority, including the Consumer Financial Protection Bureau and Community Reinvestment Act. H.R. 941 - opposing the Small Lenders Exempt from New Data and Excessive Reporting (LENDER) Act, concerning small business lending data collection under Section 1071 of the Dodd-Frank Act. S. 3889 - American Lending Fairness Act and S. 3793 - Predatory Lending Elimination Act, concerning state interest-rate limits and a 36% cap on consumer loans. H.R. 8395 - PACE Act, concerning fintech company access to Federal Reserve payment systems. H.R. 6552 - Bank-Fintech Partnership Enhancement Act, concerning partnerships between banks and fintech companies. S. 3721 - Empowering States' Rights to Protect Consumers Act, concerning state authority over consumer financial services. S. 3561 - Buy Now, Pay Later Protection Act, concerning Truth in Lending Act protections for buy now, pay later products. Digital asset, cryptocurrency, and stablecoin legislation and regulation, including H.R. 3633, the Digital Asset Market Clarity Act (CLARITY Act). Legislation and appropriations concerning funding for the Consumer Financial Protection Bureau. Nomination of the Director of the Consumer Financial Protection Bureau.
2026 · third_quarter · Commodities (big ticket)
Issues related to cryptocurrencies, decentralized finance, digital rights, regulatory framework for stablecoins, and central bank digital currency regulations and proposals (H.R. 3633 CLARITY Act, H.R. 7732 Promoting Innovation in Blockchain Development Act, H.R. 3533 Blockchain Regulatory Certainty Act (BRCA), H.R. 148 Keep Your Coins Act, S. 3755 Digital Commodity Intermediaries Act, H.R. 8395 Payments Access and Consumer Efficiency (PACE) Act).
Client expense: $580,000 · Firm income: Not reported
Government targets: Commodity Futures Trading Commission (CFTC), HOUSE OF REPRESENTATIVES, SENATE, Securities & Exchange Commission (SEC)
2026 · third_quarter · Financial Institutions/Investments/Securities
Issues related to cryptocurrencies, decentralized finance, digital rights, regulatory framework for stablecoins, and central bank digital currency regulations and proposals (H.R. 3633 CLARITY Act, H.R. 7732 Promoting Innovation in Blockchain Development Act, H.R. 3533 Blockchain Regulatory Certainty Act (BRCA), H.R. 148 Keep Your Coins Act, S. 3755 Digital Commodity Intermediaries Act, H.R. 8395 Payments Access and Consumer Efficiency (PACE) Act, H.R. 8899 Digital Asset PARITY Act, H.R. 9178 Less Tax Paperwork for Digital Asset Owners, H.R. 9175 Tax Clarity for Mining and Staking, H.R. 9173 Charitable Deductions for Digital Asset Donations Act, H.R. 9176 The PAR Act, H.R. 9174 Digital Assets Voluntary Disclosure Program Act, H.R. 9172 Applying Existing Tax Anti Abuse Rules to Digital Assets Act, HODL Act, H.R. 10357 Digital Asset Tax Certainty Act, S. 5616 ADAPT Act (Aligning Digital Assets with Principles of Taxation).
Client expense: $580,000 · Firm income: Not reported
Government targets: Commodity Futures Trading Commission (CFTC), HOUSE OF REPRESENTATIVES, SENATE, Securities & Exchange Commission (SEC)
2026 · third_quarter · Banking
Issues related to cryptocurrencies, decentralized finance, digital rights, regulatory framework for stablecoins, and central bank digital currency regulations and proposals (H.R. 3633 CLARITY Act, H.R. 7732 Promoting Innovation in Blockchain Development Act, H.R. 3533 Blockchain Regulatory Certainty Act (BRCA), H.R. 148 Keep Your Coins Act, S. 3755 Digital Commodity Intermediaries Act, H.R. 8395 Payments Access and Consumer Efficiency (PACE) Act).
Client expense: $580,000 · Firm income: Not reported
Government targets: Commodity Futures Trading Commission (CFTC), HOUSE OF REPRESENTATIVES, SENATE, Securities & Exchange Commission (SEC)
Client expense: $70,000 · Firm income: Not reported
Government targets: Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, HOUSE OF REPRESENTATIVES, Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of
2026 · third_quarter · Financial Institutions/Investments/Securities
Issues related to decentralized finance, decentralized and peer-to-peer economic activities and related assets, digital rights, and decentralized web applications using blockchain and related distributed ledger technologies, including: H.R. 3633 CLARITY Act H.R. 7732 Promoting Innovation in Blockchain Development Act H.R. 3533/S. 3611 Blockchain Regulatory Certainty Act (BRCA) H.R. 148 Keep Your Coins Act S. 3755 Digital Commodity Intermediaries Act H.R. 8395 Payments Access and Consumer Efficiency (PACE) Act H.R. 9178 Less Tax Paperwork for Digital Asset Owners H.R. 9175 Tax Clarity for Mining and Staking H.R. 9173 Charitable Deductions for Digital Asset Donations Act H.R. 9176 The PAR Act H.R. 9174 Digital Assets Voluntary Disclosure Program Act H.R. 9172 Applying Existing Tax Anti Abuse Rules to Digital Assets Act H.R. 10357 Digital Asset Tax Certainty Act S. 5616 Aligning Digital Assets with Principles of Taxation Act (ADAPT)
Client expense: $340,000 · Firm income: Not reported
Government targets: Commodity Futures Trading Commission (CFTC), Executive Office of the President (EOP), HOUSE OF REPRESENTATIVES, SENATE, Securities & Exchange Commission (SEC), White House Office
2026 · third_quarter · Commodities (big ticket)
Issues related to decentralized finance, decentralized and peer-to-peer economic activities and related assets, digital rights, and decentralized web applications using blockchain and related distributed ledger technologies, including: H.R. 3633 CLARITY Act H.R. 7732 Promoting Innovation in Blockchain Development Act H.R. 3533/S. 3611 Blockchain Regulatory Certainty Act (BRCA) H.R. 148 Keep Your Coins Act S. 3755 Digital Commodity Intermediaries Act H.R. 8395 Payments Access and Consumer Efficiency (PACE) Act
Client expense: $340,000 · Firm income: Not reported
Government targets: Commodity Futures Trading Commission (CFTC), Executive Office of the President (EOP), HOUSE OF REPRESENTATIVES, SENATE, Securities & Exchange Commission (SEC), White House Office
2026 · third_quarter · Banking
Issues related to decentralized finance, decentralized and peer-to-peer economic activities and related assets, digital rights, and decentralized web applications using blockchain and related distributed ledger technologies, including: H.R. 3633 CLARITY Act H.R. 7732 Promoting Innovation in Blockchain Development Act H.R. 3533/S. 3611 Blockchain Regulatory Certainty Act (BRCA) H.R. 148 Keep Your Coins Act S. 3755 Digital Commodity Intermediaries Act H.R. 8395 Payments Access and Consumer Efficiency (PACE) Act
Client expense: $340,000 · Firm income: Not reported
Government targets: Commodity Futures Trading Commission (CFTC), Executive Office of the President (EOP), HOUSE OF REPRESENTATIVES, SENATE, Securities & Exchange Commission (SEC), White House Office
2026 · third_quarter · Financial Institutions/Investments/Securities
H.R. 5402: Credit Access and Inclusion Act H.R.8398: Guidelines for Use, Access, and Responsible Disclosure (GUARD) of Financial Data Act Executive Order 14405: Integrating Financial Technology Innovation into Regulatory Frameworks H.R. 8395: Payments Access and Consumer Efficiency Act of 2026
Client expense: $150,000 · Firm income: Not reported
Government targets: Consumer Financial Protection Bureau (CFPB), Executive Office of the President (EOP), HOUSE OF REPRESENTATIVES, SENATE
2026 · third_quarter · Banking
Issues relating to banking institutions impacting reform. Additional matters related to Community Reinvestment Act (CRA); financial services regulatory reform, U.S. payments systems, anti-money laundering, beneficial ownership; nominations; and bank climate-related stress tests/scenario analysis. S.3600 Strengthening American Cybersecurity Act; S.1838, Credit Card Competition Act of 2023; S.2760, Capping Credit Card Interest Rates Act; H.R. 7531, Secure Payments Act of 2024; S.3538, Close the Shadow Banking Loophole Act; H.R. 9303, Protecting Consumers from Payment Scams Act; S.1582, Guiding and Establishing National Innovation for U.S. Stablecoins Act or the GENIUS Act of 2025; H.R. 2392, Stablecoin Transparency and Accountability for a Better Ledger Economy Act of 2025 (STABLE Act of 2025); S.J. Res. 18, A joint resolution disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Overdraft Lending: Very Large Financial Institutions"; H.R. 8395, PACE Act of 2026; and H.R. 3633, Digital Asset Market Clarity Act of 2025 (CLARITY).
Client expense: $520,000 · Firm income: Not reported
Government targets: Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, HOUSE OF REPRESENTATIVES, Office of the Comptroller of the Currency (OCC), SENATE, Treasury, Dept of
2026 · third_quarter · Banking
Issues related to capital, liquidity rules, and application of enhanced prudential standards (no bill); H.R.7548 - Safeguarding Consumers from Advertising Misconduct Act (SCAM Act) - issues relating to accountability around platforms removing scam/fraud activity; S.2019 - Taskforce for Recognizing and Averting Payment Scams Act (TRAPS Act) - issues relating to public-private sector coordination in combating fraud and scam schemes; H.R.4551 - Employee Paycheck and Small Business Protection Act - issues relating to fair deposit insurance treatment from regional bank perspective; H.R.3633 - Digital Asset Market Clarity Act of 2025 - issues relating to innovation with safeguards against disintermediation and greater parity between nonbanks and banks on key safety and soundness requirements; H.R. 8395 - PACE Act of 2026 - issues relating to cyber and safety and soundness standards in any change to the Feds payments infrastructure; H.R. 6955-Main Street Capital Access Act-issues related to indexing of bank regulatory thresholds
Client expense: $170,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2026 · third_quarter · Financial Institutions/Investments/Securities
Promote financial health and literacy for small businesses and consumers. Support greater access to financial services and financial inclusion. Promote payments infrastructure modernization and market competition. H.R. 8395 Payment Access and Consumer Efficiency Act (PACE Act).
Client expense: Not reported · Firm income: $60,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2026 · third_quarter · Financial Institutions/Investments/Securities
Issues related to financial services and payment services including H.R.8395, PACE Act of 2026
Client expense: Not reported · Firm income: $50,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2026 · third_quarter · Banking
H.R. 478/S. 113, Promoting New Bank Formation Act S. 875/H.R. 2702, Financial Integrity and Regulation Management (FIRM) Act H.R. 1919/S. 1124, the Anti-CBDC Surveillance State Act H.R. 976/S. 557, the 1071 Repeal to Protect Small Business Lending Act H.R. 2392, the Stablecoin Transparency and Accountability for a Better Ledger Economy Act of 2025 (STABLE Act) S. 394/ S.919, Guiding and Establishing National Innovation for U.S. Stablecoins Act (GENIUS) S.3623/H.R.7035, Credit Card Competition Act of 2026 H.R. 1944/S. 381, the 10 Percent Credit Card Interest Rate Cap Act H.R. 654, the Taking Account of Bureaucrats Spending (TABS) Act of 2025 H.R. 987/S. 401, the Fair Access to Banking Act H.R. 1652, the Rectifying UDAAP Act H.R. 3445, the Bureau of Consumer Financial Protection Commission Act H.R. 1653, the CID Reform Act Business of Insurance Regulatory Reform Act H.R. 2513, CFPB-IG Reform Act H.R. 2183, the CFPB Dual Mandate and Economic Analysis Act H.R. 2331, the Transparency in CFPB Cost-Benefit Analysis Act H.R. 1606, the Making the CFPB Accountable to Small Business Act Cybersecurity Information Sharing Act Community Development Financial Institutions (CDFI) Fund Secure and Fair Enforcement (SAFE) Banking Act Regulatory Tailoring Community Reinvestment Act Deposit Insurance Reform S.4198/H.R.8087, the Main Street Depositor Protection Act National Bank Preemption H.R. 306, the Ending Scam Credit Repair Act Bank On Certification Program Central Bank Digital Currency Cryptocurrency Stablecoin Digital Assets Bank Capital Requirements/Basel Capital Proposal UDAAP Supervisory Policies and Adjudication Procedures Applying Community Reinvestment Act to credit unions Merchant Category Codes H.R. 1181, Protecting Privacy in Purchases Act H.R.1602, Financial Privacy Act of 2025 Foreign Affiliate Sharing Pilot Program Extension Act Financial Innovation and Technology for the 21st Century Act H.R.2885, Bank Loan Privacy Act H.R. 941, Small Lender Act Regulation II: Debit Card Interchange Fees and Routing Implementation of Dodd-Frank Act Section 1033: Final Rule on Personal Financial Data Rights Merger and Acquisition Policy Artificial Intelligence Risk Management, Regulation, and Innovation CDFI Certification & Funding Federal Reserve Discount Window and Emergency Lending Authority Tokenization of Assets Fraud Issues Peer-To-Peer Payment Fraud Financial Data Transparency Act Rulemaking FDIC Brokered Deposit Proposal H.R. 3633, the Digital Asset Market Clarity (CLARITY) Act of 2025 H.R.1900 - Bank Failure Prevention Act of 2025 H.R.3230 - Financial Institution Regulatory Tailoring Enhancement Act H.R.8287 - Stress Testing Accountability and Transparency Act H.R. 2835, the Small Bank Holding Company Relief Act H.R. 3709, the Advancing the Mentor-Protege Program for Small Financial Institutions Act H.R. 3716, the Systemic Risk Authority Transparency Act H.R. 940, the Fair Audits and Inspections for Regulators' (FAIR) Exams Act H.R. 3379, the Halting Uncertain Methods and Practices in Supervision (HUMPS) Act of 2025 H.R. 3380, the Taking Account of Institutions with Low Operation Risk (TAILOR) Act of 2025 S. 2019 / H.R. 4936, Taskforce for Recognizing and Averting Payment Scams Act, or TRAPS Act H.R. 3390, the Bringing the Discount Window into the 21st Century Act H.R. 4460, the Stop Agency Fiat Enforcement of Guidance (SAFE Guidance) Act H.R. 3446, the FDIC Board Accountability Act H.R. 4544, The American Access to Banking Act H.R. 4478, the Tailored Regulatory Updates for Supervisory Testing Act of 2025 (TRUST Act) H.R. 4437, the Supervisory Modifications for Appropriate Risk-Based Testing Act of 2025 (SMART Act) H.R. 5270, the Stress Testing Accountability and Transparency Act H.R. 5276, the Community Bank Leverage Improvement and Flexibility for Transparency (Community Bank LIFT) Act H.R. 5291, the Merchant Banking Modernization Act H.R. 5262, the Bank Competition Modernization Act Legislation to support Minority Depository Institutions H.R. 6553, the Tailoring and Indexing Enhanced Regulations (TIER) Act H.R. 6554, the Community Bank Representation Act H.R. 6536, Rural Depositories Revitalization Study Act H.R. 6551, the New Bank Application Numbers Knowledge Act (New BANK) Act H.R. 6546, Merger Process Review Act H.R. 6570, the Merger Agreement Approvals Clarity and Predictability Act H.R. 6544, The Regulatory Efficiency, Verification, Itemization, and Enhanced Workflow (REVIEW) Act H.R. 6550, the American Financial Institution Regulatory Sovereignty and Transparency (American FIRST) Act H.R. 6555, the Enhancing Bank Resolution Participation Act Ensuring Fair Access to Banking Act H.R. 6955, the Main Street Capital Access Act H.R. 7056, the Community Bank Regulatory Tailoring Act S.3940, the Access to Fair Financing for Opportunity and Resilient Development (AFFORD) Act S. 3017, the STREAMLINE Act H.R. 1799, the Financial Reporting Threshold Modernization Act H.R. 8278, Fostering the Use of Technology to Uphold Regulatory Effectiveness in Supervision (FUTURES) Act H.R. 9331, the Strengthening Transaction Oversight Preventing (STOP) Payments Fraud Act H.R. 9471/S. 4942, the Secure and Fair Enforcement Banking Act (SAFE Banking Act) of 2026 H.R. 8395, the Payments Access and Consumer Efficiency (PACE) Act H.R. 7866 / S. 3889, American Lending Fairness Act of 2026 H.R. 9668, the Safeguarding Transactions to Outpace Predatory (STOP) Senior Fraud Act
Client expense: $3,100,000 · Firm income: Not reported
Government targets: Federal Reserve System, HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of
2026 · third_quarter · Financial Institutions/Investments/Securities
Promote financial health and literacy for small businesses and consumers Support greater access to financial services and financial inclusion Promote payments infrastructure modernization and market competition H.R. 8395 Payment Access and Consumer Efficiency Act (PACE Act)
Client expense: Not reported · Firm income: $50,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE, Small Business Administration (SBA)
2026 · third_quarter · Banking
Federal payments charter; Payments modernization, H.R.8395 - PACE Act of 2026; Dodd-Frank Act Section 1033.
Client expense: Not reported · Firm income: $60,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2026 · third_quarter · Financial Institutions/Investments/Securities
Promote financial health and literacy for small businesses and consumers. Support greater access to financial services and financial inclusion. Promote payments infrastructure modernization and market competition. Issues related to the Payment Access and Consumer Efficiency Act (PACE Act) (2026 - H.R. 8395)
Client expense: $810,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE, Small Business Administration (SBA), Treasury, Dept of, White House Office
2026 · third_quarter · Financial Institutions/Investments/Securities
Policies and proposals impacting financial technology firms, including issues relating to earned wage access and payments modernization; H.R. 8395, Payments Access and Consumer Efficiency (PACE) Act of 2026.
Client expense: $90,000 · Firm income: Not reported
Government targets: Consumer Financial Protection Bureau (CFPB), HOUSE OF REPRESENTATIVES, SENATE
2026 · third_quarter · Banking
Issues pertaining to Banking Access; issues relating to banking in general; Payments Issues; issues pertaining to Deposit Insurance; issues pertaining to Data Privacy; issues pertaining to Bank Capital Standards; issues pertaining to BSA/AML; H.R. 1799, Financial Reporting Threshold Modernization Act, all provisions; H.R. 7035/S. 3623, Credit Card Competition Act of 2026, all provisions; H.R. 3633, Digital Asset Market Clarity Act of 2025, all provisions; H.R. 8395, PACE Act of 2026, all provisions; H.R. 8338, SAFER Act of 2026, all provisions.
Client expense: $640,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2026 · third_quarter · Financial Institutions/Investments/Securities
General discussions concerning payments, payment processing systems, small business payments, and fraud and scams; general update on transaction between Global Payments and Worldpay; discussions concerning PACE Act (H.R. 8395); discussions regarding the TRAPS Act (H.R. 4936/S. 2019); discussions concerning status of United States-Mexico-Canada Agreement; discussions concerning status of CLARITY Act/Digital Asset Market Clarity Act (H.R. 3633); general discussions regarding AI and agentic commerce, as well as the AI AGENT Act (S. 5051); discussion regarding Project Glasswing.
Client expense: $180,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of, White House Office
2026 · third_quarter · Financial Institutions/Investments/Securities
Promote financial health and literacy for small businesses and consumers; Support greater access to financial services and financial inclusion; Promote payments infrastructure modernization and market competition; H.R. 8395 Payment Access and Consumer Efficiency Act (PACE Act).
Client expense: Not reported · Firm income: $30,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE, Small Business Administration (SBA), Treasury, Dept of
2026 · second_quarter · Financial Institutions/Investments/Securities
H.R. 8395 - PACE Act of 2026 Payments Modernization/Innovation Digital Assets Market Structure Corporate Initiatives Regulatory Matters Data Access Stablecoins Crytpocurrency Agentic Commerce
Client expense: $530,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE, White House Office
2026 · second_quarter · Financial Institutions/Investments/Securities
H.R. 5402: Credit Access and Inclusion Act H.R.8398: Guidelines for Use, Access, and Responsible Disclosure (GUARD) of Financial Data Act Executive Order 14405: Integrating Financial Technology Innovation into Regulatory Frameworks H.R. 8395: PACE Act of 2026
Client expense: $190,000 · Firm income: Not reported
Government targets: Consumer Financial Protection Bureau (CFPB), Executive Office of the President (EOP), HOUSE OF REPRESENTATIVES, SENATE
2026 · second_quarter · Financial Institutions/Investments/Securities
Promote financial health and literacy for small businesses and consumers. Support greater access to financial services and financial inclusion. Promote payments infrastructure modernization and market competition. Issues related to the Payment Access and Consumer Efficiency Act (PACE Act) (2026 - H.R. 8395)
Client expense: $970,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE, Small Business Administration (SBA), Treasury, Dept of, White House Office
2026 · second_quarter · Financial Institutions/Investments/Securities
Met with the House and Senate on preemption issues Met with the House and Senate on issues impacting large global banks Met with the House and Senate on digital assets Met with the House and Senate on sanctions legislation Met with the House and Senate on market regulations Met with the House and Senate on bank capital regulations Met with the House and Senate on credit card pricing Met with the House and Senate on AML regulations Met with the House and Senate on geopolitical issues impacting the global economy, including China Met with the House and Senate on proposals related to outbound investment Met with the House and Senate on artificial intelligence Met with the House and Senate on fair access to banking issues and legislative proposals Met with the House and Senate on cybersecurity issues Met with the House and Senate on interchange issues/previously introduced Credit Card Competition Act Met with the House and Senate on bank supervision issues Met with the House and Senate on proposals related to deposit insurance Met with the House and Senate on proposals to revalue and demonetize U.S. gold reserves Met with the House on Federal Reserve master account issues Draft legislation - Banking Regulator Accountability Act - all provisions H.R.2392, Stablecoin Transparency and Accountability for a Better Ledger Economy Act of 2025 - all provisions H.R.2548/S.1241, Sanctioning Russia Act of 2025 - all provisions H.R.3633, Market Structure Clarity Act of 2025 - all provisions H.R.8395, PACE Act of 2026 - all provisions S.401/H.R.987, Fair Access to Banking Act - all provisions S.875/H.R.2702, Financial Integrity and Regulation Management (FIRM) Act - all provisions S.2381/H.R.1944, the 10 Percent Credit Card Interest Rate Cap Act - all provisions S.2999/S.4198, the Main Street Depositors Protection Act - all provisions
Client expense: $1,330,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of
2026 · second_quarter · Financial Institutions/Investments/Securities
Promote financial health and literacy for small businesses and consumers. Support greater access to financial services and financial inclusion. Promote payments infrastructure modernization and market competition. Issues regarding electronic payment systems. H.R. 8395 Payment Access and Consumer Efficiency Act (PACE Act).
Client expense: Not reported · Firm income: $60,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2026 · second_quarter · Banking
H.R. 9330 - opposing the Earned Wage Access Consumer Protection Act, concerning the preemption of state payday lending laws, the Military Lending Act, and the Equal Credit Opportunity Act. H.R. 6955 - financial services deregulation legislation, concerning rollbacks of consumer protection and bank regulatory authority, including provisions affecting the Consumer Financial Protection Bureau and the Community Reinvestment Act. H.R. 941 - opposing the small Lenders Exempt from New Data and Excessive Reporting (LENDER) Act, concerning small business lending data collection under Section 1071 of the Dodd-Frank Act. S. 3793 - Predatory Lending Elimination Act and S. 3889 - American Lending Fairness Act, concerning the acquisition of banks by high-cost consumer lenders. Industrial bank and bank charter applications of high-cost consumer lenders (Enova, OppFi), including comments to the Federal Reserve. H.R. 8395 - PACE Act, concerning fintech company access to Federal Reserve payment systems. H.R. 6552 - Bank-Fintech Partnership Enhancement Act, concerning partnerships between banks and fintech companies. S. 3721 - Empowering States' Rights to Protect Consumers Act, concerning state authority over consumer financial services. S. 3561 - Buy Now, Pay Later Protection Act, concerning Truth in Lending Act protections for buy now, pay later products. Proposed amendments to the Gramm-Leach-Bliley Act concerning preemption of state consumer financial protection laws. Digital assets, cryptocurrency, and stablecoin legislation and regulation, including comments to the OCC, congressional testimony on digital assets, and tax provisions affecting the cryptocurrency industry in budget reconciliation legislation. Legislation and appropriations concerning funding for the Consumer Financial Protection Bureau. Oversight of Consumer Financial Protection Bureau operations, including the removal of public consumer and student loan data and information from the agency's website, and staffing actions affecting supervision and enforcement. CFPB 2026-2030 Draft Strategic Plan; nomination of the Director of the Consumer Financial Protection Bureau; nomination for Chair of the Federal Reserve System.
Client expense: $90,000 · Firm income: Not reported
Government targets: Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, HOUSE OF REPRESENTATIVES, Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of
2026 · second_quarter · Banking
Issues related to capital, liquidity rules, and application of enhanced prudential standards (no bill); H.R.7548 - Safeguarding Consumers from Advertising Misconduct Act (SCAM Act) - issues relating to accountability around platforms removing scam/fraud activity; S.2019 - Taskforce for Recognizing and Averting Payment Scams Act (TRAPS Act) - issues relating to public-private sector coordination in combating fraud and scam schemes; H.R.4551 - Employee Paycheck and Small Business Protection Act - issues relating to fair deposit insurance treatment from regional bank perspective; H.R.3633 - Digital Asset Market Clarity Act of 2025 - issues relating to innovation with safeguards against disintermediation and greater parity between nonbanks and banks on key safety and soundness requirements; H.R. 8395 - PACE Act of 2026 - issues relating to cyber and safety and soundness standards in any change to the Feds payments infrastructure;
Client expense: $220,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of
2026 · second_quarter · Banking
H.R. 478/S. 113, Promoting New Bank Formation Act S. 875/H.R. 2702, Financial Integrity and Regulation Management (FIRM) Act H.R. 1919/S. 1124, the Anti-CBDC Surveillance State Act H.R. 976/S. 557, the 1071 Repeal to Protect Small Business Lending Act H.R. 2392, the Stablecoin Transparency and Accountability for a Better Ledger Economy Act of 2025 (STABLE Act) S. 394/ S.919, Guiding and Establishing National Innovation for U.S. Stablecoins Act (GENIUS) S.3623/H.R.7035, Credit Card Competition Act of 2026 H.R. 1944/S. 381, the 10 Percent Credit Card Interest Rate Cap Act H.R. 654, the Taking Account of Bureaucrats Spending (TABS) Act of 2025 H.R. 987/S. 401, the Fair Access to Banking Act H.R. 1652, the Rectifying UDAAP Act H.R. 3445, the Bureau of Consumer Financial Protection Commission Act H.R. 1653, the CID Reform Act Business of Insurance Regulatory Reform Act H.R. 2513, CFPB-IG Reform Act H.R. 2183, the CFPB Dual Mandate and Economic Analysis Act H.R. 2331, the Transparency in CFPB Cost-Benefit Analysis Act H.R. 1606, the Making the CFPB Accountable to Small Business Act Cybersecurity Information Sharing Act Community Development Financial Institutions (CDFI) Fund Secure and Fair Enforcement (SAFE) Banking Act Regulatory Tailoring Community Reinvestment Act Deposit Insurance Reform S.4198/H.R.8087, the Main Street Depositor Protection Act National Bank Preemption H.R. 306, the Ending Scam Credit Repair Act Bank On Certification Program Central Bank Digital Currency Cryptocurrency Stablecoin Digital Assets Bank Capital Requirements/Basel Capital Proposal UDAAP Supervisory Policies and Adjudication Procedures Applying Community Reinvestment Act to credit unions Merchant Category Codes H.R. 1181, Protecting Privacy in Purchases Act H.R.1602, Financial Privacy Act of 2025 Foreign Affiliate Sharing Pilot Program Extension Act Financial Innovation and Technology for the 21st Century Act H.R.2885, Bank Loan Privacy Act H.R. 941, Small Lender Act Regulation II: Debit Card Interchange Fees and Routing Implementation of Dodd-Frank Act Section 1033: Final Rule on Personal Financial Data Rights Merger and Acquisition Policy Artificial Intelligence Risk Management, Regulation, and Innovation CDFI Certification & Funding Federal Reserve Discount Window and Emergency Lending Authority Tokenization of Assets Fraud Issues Peer-To-Peer Payment Fraud Financial Data Transparency Act Rulemaking FDIC Brokered Deposit Proposal H.R. 3633, the Digital Asset Market Clarity (CLARITY) Act of 2025 H.R.1900 - Bank Failure Prevention Act of 2025 H.R.3230 - Financial Institution Regulatory Tailoring Enhancement Act H.R.8287 - Stress Testing Accountability and Transparency Act H.R. 2835, the Small Bank Holding Company Relief Act H.R. 3709, the Advancing the Mentor-Protege Program for Small Financial Institutions Act H.R. 3716, the Systemic Risk Authority Transparency Act H.R. 940, the Fair Audits and Inspections for Regulators' (FAIR) Exams Act H.R. 3379, the Halting Uncertain Methods and Practices in Supervision (HUMPS) Act of 2025 H.R. 3380, the Taking Account of Institutions with Low Operation Risk (TAILOR) Act of 2025 S.2019 - Task Force for Recognizing and Averting Payments Scams (TRAPS) Act H.R. 3390, the Bringing the Discount Window into the 21st Century Act H.R. 4460, the Stop Agency Fiat Enforcement of Guidance (SAFE Guidance) Act H.R. 3446, the FDIC Board Accountability Act H.R. 4544, The American Access to Banking Act H.R. 4478, the Tailored Regulatory Updates for Supervisory Testing Act of 2025 (TRUST Act) H.R. 4437, the Supervisory Modifications for Appropriate Risk-Based Testing Act of 2025 (SMART Act) H.R. 5270, the Stress Testing Accountability and Transparency Act H.R. 5276, the Community Bank Leverage Improvement and Flexibility for Transparency (Community Bank LIFT) Act H.R. 5291, the Merchant Banking Modernization Act H.R. 5262, the Bank Competition Modernization Act Legislation to support Minority Depository Institutions H.R. 6553, the Tailoring and Indexing Enhanced Regulations (TIER) Act H.R. 6554, the Community Bank Representation Act H.R. 6536, Rural Depositories Revitalization Study Act H.R. 6551, the New Bank Application Numbers Knowledge Act (New BANK) Act H.R. 6546, Merger Process Review Act H.R. 6570, the Merger Agreement Approvals Clarity and Predictability Act H.R. 6544, The Regulatory Efficiency, Verification, Itemization, and Enhanced Workflow (REVIEW) Act H.R. 6550, the American Financial Institution Regulatory Sovereignty and Transparency (American FIRST) Act H.R. 6555, the Enhancing Bank Resolution Participation Act Ensuring Fair Access to Banking Act H.R. 6955, the Main Street Capital Access Act H.R. 7056, the Community Bank Regulatory Tailoring Act S.3940, the Access to Fair Financing for Opportunity and Resilient Development (AFFORD) Act S. 3017, the STREAMLINE Act H.R. 1799, the Financial Reporting Threshold Modernization Act H.R. 8278, Fostering the Use of Technology to Uphold Regulatory Effectiveness in Supervision (FUTURES) Act H.R. 9331, the Strengthening Transaction Oversight Preventing (STOP) Payments Fraud Act H.R. 9471/S. 4942, the Secure and Fair Enforcement Banking Act (SAFE Banking Act) of 2026 H.R. 8395, the Payments Access and Consumer Efficiency (PACE) Act
Client expense: $3,510,000 · Firm income: Not reported
Government targets: Federal Reserve System, HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of
2026 · second_quarter · Financial Institutions/Investments/Securities
Issues related to cryptocurrencies, decentralized finance, digital rights, regulatory framework for stablecoins, and central bank digital currency regulations and proposals (H.R.3633 CLARITY Act, H.R.7732 Promoting Innovation in Blockchain Development Act, H.R.3533 Blockchain Regulatory Certainty Act (BRCA), H.R.148 Keep Your Coins Act, S.3755 Digital Commodity Intermediaries Act, H.R.8395 Payments Access and Consumer Efficiency (PACE) Act, H.R.8899 Digital Asset PARITY Act, H.R. 9178 Less Tax Paperwork for Digital Asset Owners, H.R. 9175 Tax Clarity for Mining and Staking, H.R. 9173 Charitable Deductions for Digital Asset Donations Act, H.R. 9176 The PAR Act, H.R. 9174 Digital Assets Voluntary Disclosure Program Act, H.R. 9172 Applying Existing Tax Anti Abuse Rules to Digital Assets Act)
Client expense: $610,000 · Firm income: Not reported
Government targets: Commodity Futures Trading Commission (CFTC), HOUSE OF REPRESENTATIVES, SENATE, Securities & Exchange Commission (SEC)
2026 · second_quarter · Banking
Issues related to cryptocurrencies, decentralized finance, digital rights, regulatory framework for stablecoins, and central bank digital currency regulations and proposals (H.R.3633 CLARITY Act, H.R.7732 Promoting Innovation in Blockchain Development Act, H.R.3533 Blockchain Regulatory Certainty Act (BRCA), H.R.148 Keep Your Coins Act, S.3755 Digital Commodity Intermediaries Act, H.R.8395 Payments Access and Consumer Efficiency (PACE) Act)
Client expense: $610,000 · Firm income: Not reported
Government targets: Commodity Futures Trading Commission (CFTC), HOUSE OF REPRESENTATIVES, SENATE, Securities & Exchange Commission (SEC)
2026 · second_quarter · Financial Institutions/Investments/Securities
Promote financial health and literacy for small businesses and consumers Support greater access to financial services and financial inclusion Promote payments infrastructure modernization and market competition H.R. 8395 Payment Access and Consumer Efficiency Act (PACE Act)
Client expense: Not reported · Firm income: $50,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE, Small Business Administration (SBA)
2026 · second_quarter · Financial Institutions/Investments/Securities
Promote financial health and literacy for small businesses and consumers; Support greater access to financial services and financial inclusion; Promote payments infrastructure modernization and market competition; H.R. 8395 Payment Access and Consumer Efficiency Act (PACE Act).
Client expense: Not reported · Firm income: $30,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE, Small Business Administration (SBA), Treasury, Dept of
2026 · second_quarter · Banking
Issues relating to banking institutions impacting reform. Additional matters related to Community Reinvestment Act (CRA); financial services regulatory reform, U.S. payments systems, anti-money laundering, beneficial ownership; nominations; and bank climate-related stress tests/scenario analysis. S.3600 Strengthening American Cybersecurity Act; S.1838, Credit Card Competition Act of 2023; S.2760, Capping Credit Card Interest Rates Act; H.R. 7531, Secure Payments Act of 2024; S.3538, Close the Shadow Banking Loophole Act; H.R. 9303, Protecting Consumers from Payment Scams Act; S.1582, Guiding and Establishing National Innovation for U.S. Stablecoins Act or the GENIUS Act of 2025; H.R. 2392, Stablecoin Transparency and Accountability for a Better Ledger Economy Act of 2025 (STABLE Act of 2025); S.J. Res. 18, A joint resolution disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Overdraft Lending: Very Large Financial Institutions"; H.R. 8395, PACE Act of 2026; and H.R. 3633, Digital Asset Market Clarity Act of 2025 (CLARITY).
Client expense: $570,000 · Firm income: Not reported
Government targets: Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, HOUSE OF REPRESENTATIVES, Office of the Comptroller of the Currency (OCC), SENATE, Treasury, Dept of
2026 · second_quarter · Banking
H.R.3633 - Digital Asset Market Clarity (CLARITY) Act; General business issues; Federal payments charter; Payments modernization, H.R.8395 - Payments Access and Consumer Efficiency (PACE) Act; Dodd-Frank Act Section 1033.
Client expense: Not reported · Firm income: $60,000
Government targets: HOUSE OF REPRESENTATIVES, Office of Management & Budget (OMB), SENATE, Treasury, Dept of
2026 · second_quarter · Financial Institutions/Investments/Securities
H.R. 8395 - PACE Act of 2026 Payments Modernization/Innovation Digital Assets Market Structure Corporate Initiatives Regulatory Matters Data Access Stablecoins Crytpocurrency Agentic Commerce
Client expense: $390,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE, White House Office
2026 · second_quarter · Banking
Issues related to decentralized finance, decentralized and peer-to-peer economic activities and related assets, digital rights, and decentralized web applications using blockchain and related distributed ledger technologies, including: H.R.3633 CLARITY Act H.R.7732 Promoting Innovation in Blockchain Development Act H.R.3533 Blockchain Regulatory Certainty Act (BRCA) H.R.148 Keep Your Coins Act S.3755 Digital Commodity Intermediaries Act H.R.8395 Payments Access and Consumer Efficiency (PACE) Act
Client expense: $320,000 · Firm income: Not reported
Government targets: Commodity Futures Trading Commission (CFTC), Executive Office of the President (EOP), HOUSE OF REPRESENTATIVES, SENATE, Securities & Exchange Commission (SEC), White House Office
2026 · second_quarter · Financial Institutions/Investments/Securities
Issues related to decentralized finance, decentralized and peer-to-peer economic activities and related assets, digital rights, and decentralized web applications using blockchain and related distributed ledger technologies, including: H.R.3633 CLARITY Act H.R.7732 Promoting Innovation in Blockchain Development Act H.R.3533 Blockchain Regulatory Certainty Act (BRCA) H.R.148 Keep Your Coins Act S.3755 Digital Commodity Intermediaries Act H.R.8395 Payments Access and Consumer Efficiency (PACE) Act H.R.8899 Digital Asset PARITY Act H.R. 9178 Less Tax Paperwork for Digital Asset Owners H.R. 9175 Tax Clarity for Mining and Staking H.R. 9173 Charitable Deductions for Digital Asset Donations Act H.R. 9176 The PAR Act H.R. 9174 Digital Assets Voluntary Disclosure Program Act H.R. 9172 Applying Existing Tax Anti Abuse Rules to Digital Assets Act
Client expense: $320,000 · Firm income: Not reported
Government targets: Commodity Futures Trading Commission (CFTC), Executive Office of the President (EOP), HOUSE OF REPRESENTATIVES, SENATE, Securities & Exchange Commission (SEC), White House Office
2026 · second_quarter · Financial Institutions/Investments/Securities
Issues relate to financial services; H.R. 8395, PACE Act of 2026
Client expense: Not reported · Firm income: $50,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2026 · second_quarter · Banking
Issues pertaining to Banking Access; issues relating to banking in general; Payments Issues; issues pertaining to Deposit Insurance; issues pertaining to Data Privacy; issues pertaining to Bank Capital Standards; issues pertaining to BSA/AML; H.R. 1799, Financial Reporting Threshold Modernization Act, all provisions; H.R. 7035/S. 3623, Credit Card Competition Act of 2026, all provisions; H.R. 2392, STABLE Act of 2025, all provisions; S. 394, GENIUS Act of 2025, all provisions; H.R. 3633, Digital Asset Market Clarity Act of 2025, all provisions. H.R. 8395, PACE Act of 2026, all provisions.
Client expense: $720,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2026 · second_quarter · Financial Institutions/Investments/Securities
Discussions concerning status of United States-Mexico-Canada Agreement; discussions concerning status of the CLARITY Act (H.R.3633); discussions concerning the PACE Act (H.R.8395); discussions concerning Executive Order 14247, "Modernizing Payments to and from America's Bank Account"; discussions concerning the TRAPS Act (H.R.4936); general discussions concerning payments, payment processing systems, small business payments and payments fraud; general update on transaction between Global Payments and Worldpay.
Client expense: $200,000 · Firm income: Not reported
Government targets: Federal Reserve System, HOUSE OF REPRESENTATIVES, SENATE, Small Business Administration (SBA)
2026 · second_quarter · Financial Institutions/Investments/Securities
Policies and proposals impacting financial technology firms, including issues relating to earned wage access, buy now pay later tools, and payments modernization; H.R. 8395, Payments Access and Consumer Efficiency (PACE) Act of 2026.
Client expense: $110,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE