Interest on Business Checking Act of 2001

Regulatory Issues National Credit Union Administration Foreign Branching for Credit Unions Retirement Benefits for FCU Employees 2003-2008 NCUA Strategic Plan Prompt Corrective Action Advertising Requirements 2003 NCUA Budget Securities and Exchange Commission Sweep Account Authority for Credit Unions Federal Legislation HR 7 -- Community Solutions Act of 2001 HR 237 -- Consumer Internet Privacy Enhancement Act HR 333 -- Bankruptcy Abuse Prevention and Consumer Protection Act of 2001 HR 760 -- Faith Based Lending Protection Act HR 974 -- Small Business Interest Checking Act of 2001 HR 1055 -- Federal Payday Loan Consumer Protection Amendments of 2001 HR 1061 -- Consumer Banking Services Costs Assessment Act of 2001 HR 1408 -- Financial Services Antifraud Network Act of 2001 HR 2160 -- To provide for the establishment of individual development accounts H.R. 2576 -- The Subchapter S Modernization Act H.R. 2720 -- Markey-Barton Consumers’ Right to Financial Privacy Act HR 2796 -- FHLB Act Amendments HR 3162 -- USA Patriot Act HR 3717, Federal Deposit Insurance Reform Act of 2002 HR 3763, Corporate and Auditing Accountability, Responsibility and Transparency Act of 2002 HR 3911, Telemarketing Relief Act of 2002 HR 3951, Financial Services Regulatory Relief Act of 2002 HR. 4073, Amendments to Microenterprise for Self Reliance Act of 2000 HR 4612, Expanded Access To Financial Services Act of 2002 H.R. 5414 -- The Check Clearing for the 21st Century Act, S 30 -- Financial Information Privacy Protection Act of 2001 S 229 -- Interest on Business Checking Act of 2001 S 324 -- Social Security Number Privacy Act of 2001 S 420 -- Bankruptcy Reform Act of 2001 S 592 -- The Savings Opportunity and Charitable Giving Act of 2001 S 1025 -- A bill to provide for savings for working families S 1055 -- Privacy Act of 2001 S. 1201 – The Subchapter S Modernization Act S 1371 -- Money Laundering Safeguards S. 1924 -- Compassion, Aid, Recovery and Empowerment (CARE) Act S 1945, Safe and Fair Deposit Insurance Act of 2002 S 2673, Public Company Accounting and Investor Protection Act of 2002

Client expense: $200,000 · Firm income: Not reported

Government targets: Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Natl Credit Union Administration (NCUA), Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), SENATE, Treasury, Dept of, White House Office

H.R. 1009, Business Checking Freedom Act of 2002 H.R. 1293, Deposit Insurance Stabilization Act H.R. 1355, Deposit Insurance Funds Merger H.R. 1408, Financial Services Antifraud Network Act of 2001 H.R. 1478, Personal Information Privacy Act of 2001 H.R. 163, Mortgage Servicing Clarification Act H.R. 1899, S. 227, Municipal Deposit Insurance Protection Act of 2001 H.R. 220, Identity Theft Protection Act of 2001 H.R. 237, Consumer Internet Privacy Enhancement Act H.R. 347, Consumer Online Privacy and Disclosure Act H.R. 557, Deposit Insurance Fairness & Economic Opportunity Act H.R. 583 Privacy Commission Act H.R. 746, Federal Deposit Insurance Corporation Adjustment Act H.R. 89, Online Privacy Act of 2001 H.R. 91 Social Security Online Privacy Protection Act H.R. 974, S 524, Small Business Interest Checking Act of 2002 H.R. 2730, National Consumer Privacy Act H.R. 3068, Financial Privacy and National Security Enhancement Act S. 1014, Social Security Number Privacy and Identity Theft Protection Act of 2001 S. 229, Interest on Business Checking Act of 2001 S. 39, Financial Information Privacy Protection Act of 2001 S. 324, Social Security Number Privacy Act of 2001 S. 450, Financial Information Privacy Act of 2001 S. 601, Small Business Checking Regulatory Relief Act of 2001 S. 848, Social Security Number Misuse Prevention Act of 2001 S. 851, Citizen's Privacy Commission Act of 2001 S. 1055, Privacy Act of 2001 H.R. 3951 Financial Services Regulatory Relief Act of 2002 S. 1945 Safe and Fair Deposit Insurance Act of 2002 H.R. 3424 Financial Services Regulatory Relief Act of 2002 S. 1839, Community Choice in Real Estate Act H.R. 974, S 524, Small Business Interest Checking Act of 2002

Client expense: Not reported · Firm income: $100,000

Regulatory Issues: National Credit Union Administration Community Action Plan Corporate credit unions Investments Allowance for Loan Losses Foreign Branching for Credit Unions Retirement Benefits for FCU Employees Valuation of Non-Maturity Shares 2003-2008 NCUA Strategic Plan Federal Reserve Board Regulation Z (Truth In Lending) Commentary Securities and Exchange Commission Sweep Account Authority for Credit Unions Federal Legislation HR 7 -- Community Solutions Act of 2001 HR 237 -- Consumer Internet Privacy Enhancement Act HR 333 -- Bankruptcy Abuse Prevention and Consumer Protection Act of 2001 HR 760 -- Faith Based Lending Protection Act HR 1055 -- Federal Payday Loan Consumer Protection Amendments of 2001 HR 1061 -- Consumer Banking Services Costs Assessment Act of 2001 HR 1408 -- Financial Services Antifraud Network Act of 2001 HR 2160 -- To provide for the establishment of individual development accounts HR 2796 -- FHLB Act Amendments HR 3162 -- USA Patriot Act HR 3717, Federal Deposit Insurance Reform Act of 2002 HR 3763, Corporate and Auditing Accountability, Responsibility and Transparency Act of 2002 HR 3911, Telemarketing Relief Act of 2002 HR 3951, Financial Services Regulatory Relief Act of 2002 HR. 4073, Amendments to Microenterprise for Self Reliance Act of 2000 HR 4612, Expanded Access To Financial Services Act of 2002 S 30 -- Financial Information Privacy Protection Act of 2001 S 229 -- Interest on Business Checking Act of 2001 S 324 -- Social Security Number Privacy Act of 2001 S 420 -- Bankruptcy Reform Act of 2001 S 592 -- The Savings Opportunity and Charitable Giving Act of 2001 S 1025 -- A bill to provide for savings for working families S 1055 -- Privacy Act of 2001 S 1371 -- Money Laundering Safeguards S 1945, Safe and Fair Deposit Insurance Act of 2002 S 2673, Public Company Accounting and Investor Protection Act of 2002