Financial Privacy Protection Act of 2005

H.R.4127, Data Accountability and Trust Act (DATA) S.1633, Identity Theft Notification and Credit Restoration Act of 2003 H.R.3233, Identity Theft Notification and Credit Restoration Act of 2003 S.751, Notification of Risk to Personal Data Act H.R.3501, Consumer Access Rights Defense Act (CARD) of 2005 S.1594, Financial Privacy Protection Act of 2005 H.R.3140, Consumer Data Security and Notification Act of 2005 H.R.1069, Notification of Risk to Personal Data Act S.115, Notification of Risk to Personal Data Act S.1789, The Personal Data Privacy and Security Act of 2005 S.2109, The National Innovation Act H.R. S318 - Cyber Security Enhancement and Consumer Data Protection Act of 2006 S.1216, Financial Privacy Breach Notification Act of 2005 S.1408, Identify Theft Protection Act S.1789, Personal Data Privacy and Security Act of 2005 S.1408, Identify Theft Protection Act

Client expense: $1,000,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Commerce, Dept of (DOC), Defense, Dept of (DOD), Education, Dept of, Executive Office of the President (EOP), Federal Communications Commission (FCC), Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Internal Revenue Service (IRS), Justice, Dept of (DOJ), Labor, Dept of (DOL), SENATE, Securities & Exchange Commission (SEC), State, Dept of (DOS), Transportation, Dept of (DOT), Treasury, Dept of, U.S. International Trade Commission (ITC), U.S. Trade Representative (USTR)

(3) HR 29, HR 84 HR 744, S. 1608, S. 687: Spyware - General issues/definitions on using unauthorized computer access and consent. (4) No bill number: Electronic Payment Network strategy discussion. General issues related to electronic payments and interchange with banking institutions. (5) No Bill Number: Student Lending (6) No Bill Number: National Standards/OCC Preemption (7) No Bill Number: Gramm-Leach-Bliley Oversight (8) No Bill Number: Issues Related to Industrial Loan Companies (9) Issues related to bank real estate powers: H.R. 2660, H.R. 111, S. 98 (10) Bank Regulatory Relief legislation: H.R. 3505, S.2856 (11) Industrial Loan Companies – prevent commercially-owned ILC’s from engaging in retail banking activities: H.R. 3505 (regulatory relief bill) (12) Regulatory Relief Bill: HR3505 (13) No Bill Number: Interchange (1) HR 1185: Deposit Insurance Reform. (2) HR 1069, HR 1078, HR 815, HR 3140, HR 3374, HR 3375, HR 3997, HR 4127, S 115, S 751, S 768, S 1216, S 1326, S 1332, S 1408 and S 1594; Data Security Breach; General issues covering data breach, use of social security numbers, and file freezing.

Client expense: $1,020,000 · Firm income: Not reported

H.R.4662, to prohibit the obtaining of customer information from telecommunications carriers by false pretenses, and the sale or disclosure of such records obtained by false pretenses H.R.4709, to amend title 18, United States Code, to strengthen protections for law enforcement officers and the public by providing criminal penalties for the fraudulent acquisition or unauthorized disclosure of phone records H.R.4731, to require owners of Internet websites to destroy obsolete data containing personal information H.R.4943, to prohibit fraudulent access to telephone records S.29, to prohibit the sale or purchase of SSN’s without the affirmatively expressed consent of an individual S.115, to require federal agencies, and persons engaged in interstate commerce, in possession of electronic data containing personal information, to disclose any unauthorized acquisition of such information S.472, Anti-Phishing Act of 2005, to criminalize Internet scams involving fraudulently obtained personal information, commonly known as phishing S.500, to regulate information brokers and protect individual rights with respect to personally identifiable information S.622, to amend the Homeland Security Act of 2002 (Pub.L #107-296) to provide for the protection of voluntarily furnished confidential information S.687, to regulate the unauthorized installation of computer software, to require clear disclosure to computer users of certain computer software features that may pose a threat to user privacy S.751, to require federal agencies, and persons engaged in interstate commerce, in possession of data containing personal information, to disclose any unauthorized acquisition of such information S.768, to provide for comprehensive identity theft prevention S.810, to regulate the transmission of personally identifiable information to foreign affiliates and subcontractors S.1326, Notification of Risk to Personal Data Act S.1332, the Personal Data Privacy and Security Act of 2005--a comprehensive data protection and breach notification bill S.1336, to establish procedures for the protection of consumers from misuse of, and unauthorized access to, sensitive personal information contained in private information files maintained by commercial entities and to provide for enforcement of those procedures by the FTC S.1350, to amend the Communications Act of 1934 to protect the privacy rights of subscribers to wireless communications services S.1408, Identity Theft Protection Act, to set national standards for notifying consumers about data security breaches, require businesses to improve their safeguards for sensitive information, allow individuals to freeze their credit report, and limit the solicitation of SSNs S.1461, to establish procedures for consumers to place credit freezes on their consumer credit agency reports H.R.4987, to amend title 18,US Code, to provide an increased maximum penalty for telemarketing fraud targeting seniors S.1594, to require financial services providers to maintain customer information security systems and to notify customers of unauthorized access to personal information S.1608, to enhance FTC enforcement against illegal spam, spyware, and cross-border fraud and deception S.1789, Personal Data Privacy and Security Act of 2005, to prevent and mitigate identity theft, to ensure privacy, to provide notice of security breaches, and to enhance criminal penalties, law enforcement assistance, and other protections against security breaches, fraudulent access, and misuse of personally identifiable information S.2178, to make the stealing and selling of telephone records a criminal offense S.2264, to provide enhanced consumer protection from unauthorized sales and use of confidential telephone information by amending the Communications Act of 1934, prohibiting certain practices, and providing for enforcement by the FTC and States S.2389, a bill to amend the Communications Act of 1934 to prohibit the unlawful acquisition and use of confidential customer proprietary network information, and for other purposes S. 3568, To protect information relating to consumers, to require notice of security breaches, and for other purposes S.936, to ensure privacy for e-mail communications—introduced by Leahy and Sununu on 4/28/05 to Judiciary. S.1350, to amend the Communications Act of 1934 to protect the privacy rights of subscribers to wireless communications services H.R.516, to amend the procedures that apply to consideration of interstate class actions to assure fairer outcomes for class members and defendants, to assure attorneys do not receive a disproportionate amount of settlements H.R.29, to protect users of the Internet from unknowing transmission of their personally identifiable information through spyware programs H.R.744, to amend title 18, US Code, to discourage spyware H.R.1069, to require federal agencies, and persons engaged in interstate commerce, in possession of electronic data containing personal information to disclose any unauthorized acquisition of such information and for other purposes H.R.1078, to strengthen the authority of the federal government to protect individuals from certain acts and practices in the sale and purchase of Social Security numbers and SSN account numbers H.R.1080, to regulate information brokers and protect individual rights with respect to personally identifiable information H.R.1099, to criminalize Internet scams involving fraudulently obtaining personal information, commonly known as phishing H.R.1139, to amend the Communications Act of 1934 to protect the privacy rights of subscribers to wireless communications services H.R.1263, Consumer Privacy Protection Act of 2005, to protect and enhance consumer privacy H.R.1653, to prohibit the transfer of personal information to any person outside the US, without notice and consent H.R.1745, to amend the Social Security Act to enhance Social Security account number privacy protections, to prevent fraudulent misuse of the Social Security account number, and to otherwise enhance protection against identity theft H.R.3140, to expand the protections for sensitive personal information in federal law to cover the information collection and sharing practices of unregulated information brokers, to enhance information security requirements for consumer reporting agencies and information brokers, and to require consumer reporting agencies, financial institutions, and other entities to notify consumers of data security breaches involving sensitive consumer information H.R.3374, to provide for the uniform and timely notification of consumers whose sensitive financial personal information has been placed at risk by a breach of data security, to enhance data security safeguards, to provide appropriate consumer mitigation services, and for other purposes H.R.3375, to amend the Fair Credit Reporting Act to provide for secure financial data, and for other purposes H.R.3501, to require financial institutions and financial service providers to notify customers of the unauthorized use of personal financial information H.R.3503, to ensure privacy for e-mail communications H.R.3997, to amend the Fair Credit Reporting Act to provide for secure financial data H.R.4127, to protect consumers by requiring reasonable security policies and procedures to protect computerized data containing personal information, and to provide for nationwide notice in the event of a security breach H.R.4244, to provide grants for regional task forces to more effectively investigate and prosecute identity theft and other economic crimes H.R.4657, to prevent the selling of telephone customer proprietary network information

H.R.3503.IH, E-Mail Privacy Act of 2005 S.1608, U.S. SAFE WEB Act of 2005 S.1594.IS, Financial Privacy Protection Act of 2005 H.R.3804, To amend the Internal Revenue Code of 1986 to provide a 100 percent deduction for expenses related to identity theft. H.R.4127, To protect consumers by requiring reasonable security policies and procedures to protect computerized data containing personal information, and to provide for nationwide notice in the event of a security breach. H.R.3997, Financial Data Protection Act of 2006 S.2169, To amend the Fair Credit Reporting Act to provide for secure financial data, and for other purposes. S.810.IS, SAFE-ID Act H.R.1653.IH, SAFE-ID Act H.R.4157, Health Information Technology Promotion Act of 2006 S.2917.IS, Internet Freedom Preservation Act S.1332.PCS, Personal Data Privacy and Security Act of 2005 S.1336.IS, Consumer Identity Protection and Security Act H.R.3140.IH, Consumer Data Security and Notification Act of 2005 S.1408.RS, Identity Theft Protection Act

Client expense: $901,000 · Firm income: Not reported

Issues related to product liability reform, tort reform, civil class action reform, medical information confidentiality H.R. 2387 Privacy Protection Act of 2005 S. 1594 Financial Privacy Protection Act of 2005 S. 1408 Identity Theft Protection Act S. 1789 Personal Data Privacy and Security Act of 2005 H.R. 3997 The Financial Data Protection Act of 2005 H.R. 4127 The Data Accountability and Trust Act

Client expense: Not reported · Firm income: $100,000

Government targets: Centers For Medicare and Medicaid Services (CMS), Environmental Protection Agency (EPA), Executive Office of the President (EOP), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Labor, Dept of (DOL), SENATE, Social Security Administration (SSA), Treasury, Dept of

All issues related to financial services reform, bankruptcy, Pro Rata Disallowance Rule H.R. 2387 Privacy Protection Act of 2005 S. 1594 Financial Privacy Protection Act of 2005 S. 1408 Identity Theft Protection Act S. 1789 Personal Data Privacy and Security Act of 2005 H.R. 3997 The Financial Data Protection Act of 2005 H.R. 4127 The Data Accountability and Trust Act

Client expense: Not reported · Firm income: $100,000

Government targets: Centers For Medicare and Medicaid Services (CMS), Environmental Protection Agency (EPA), Executive Office of the President (EOP), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Labor, Dept of (DOL), SENATE, Social Security Administration (SSA), Treasury, Dept of

S. 2509 National Insurance Act of 2006 H.R. 6225 National Insurance Act of 2006 H.R. 5637 Nonadmitted and Reinsurance Reform Act of 2006 S. 1408 Identity Theft Protection Act S. 1789 Personal Data Privacy and Security Act of 2005 H.R. 3997 The Financial Data Protection Act of 2005 H.R. 4127 The Data Accountability and Trust Act All issues related to financial services reform, bankruptcy reform, regulations and policy decisions regarding bank sales of insurance-type products issued by the Office of the Comptroller of Currency S. 1594 Financial Privacy Protection Act of 2005 H.R. 2387 Privacy Protection Act of 2005

Client expense: Not reported · Firm income: $100,000

Government targets: Centers For Medicare and Medicaid Services (CMS), Environmental Protection Agency (EPA), Executive Office of the President (EOP), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Labor, Dept of (DOL), SENATE, Social Security Administration (SSA), Treasury, Dept of

S 115, Notification of Risk to Personal Data Act S 1216, Financial Privacy Breach Notification Act of 2005 S 1461, Consumer Identity Protection and Security Act S 1594, Financial Privacy Protection Act of 2005 S 1608, Undertaking Spam, Spyware, and Fraud Enforcement with Enforcers Beyond Borders Act of 2005 (U.S. SAFE WEB ACT of 2005). S 687, Software Principles Yielding Better Level of Consumer Knowledge Act (SPY BLOCK Act) S 1408, Identity Theft Protection Act S 116, Privacy Act of 2005 S 1321, Notification of Risk to Personal Data Act S 1004, Enhanced Consumer Protection Against Spyware Act of 2005 S 1336, A Bill to establish procedures for the protection of consumers from misuse of, and unauthorized access to, sensitive personal information contained in private information files maintained by commercial entities engaged in, or affecting, interstate commerce. S 1332, A bill to prevent and mitigate identity theft; to ensure privacy; and to enhance criminal penalties, law enforcement assistance, and other protections against security breaches, fraudulent access, and misuse of personally identifiable information. S 500, Information Protection and Security Act S 751, Notification of Risk to Personal Data Act S 768, Comprehensive Identity Theft Prevention Act S 1789, Personal Data Privacy and Security Act of 2005 S 687, SAFE WEB Act, provisions dealing with data security, phishing, Spyware, privacy; data retention HR 3997, Financial Data Protection Act of 2005 HR 4127, Data Accountability and Trust Act (DATA)

Client expense: Not reported · Firm income: $60,000

HR 3140, To expand the protections for sensitive personal information in Federal law to cover the information collection and sharing practices of unregulated information brokers, to enhance information security requirements for consumer reporting agencies and information. S 115, Notification of Risk to Personal Data Act S 1216, Financial Privacy Breach Notification Act of 2005 S 1408, Identity Theft Protection Act S 1461, Consumer Identity Protection and Security Act S 1594, Financial Privacy Protection Act of 2005 S 687, Software Principles Yielding Better Level of Consumer Knowledge Act (SPY BLOCK Act) HR 4709, Law Enforcement and Phone Privacy Protection Act of 2006 HR 744, Internet Spyware (I-SPY) Prevention Act of 2005 HR 4943, To prohibit fraudulent access to telephone records HR 5126, To amend the Communications Act of 1934 to prohibit manipulation of caller identification information, and for other purposes. S 2169, Financial Data Protection Act of 2005 S 2178, A bill to make the stealing and selling of telephone records a criminal offense S 3568, A bill to protect information relating to consumers, to require notice of security breaches, and for other purposes S 3518, A bill to amend the Credit Repair Organizations Act to establish a new disclosure statement S 1326, Notification of Risk to Personal Data Act S 2389, A bill to amend the Communications Act of 1934 to prohibit the unlawful acquisition and use of confidential customer proprietary network information, and for other purposes. S 1004, Enhanced Consumer Protection Against Spyware Act of 2005 S 1336, Consumer Identity Protection and Security Act HR 3501, Consumer Access Rights Defense Act (CARD) of 2005 S 1332, Personal Data Privacy and Security Act of 2005 S 500, Information Protection and Security Act S 751, Notification of Risk to Personal Data Act S 768, Comprehensive Identity Theft Prevention Act HR 3374, Consumer Notification and Financial Data Protection Act of 2005 S 1789, Personal Data Privacy and Security Act of 2005 HR 3997, Financial Data Protection Act HR 4127, the Data Accountability and Trust Act (DATA) HR 3375, Financial Data Security Act of 2005 HR 5318, Cyber-Security Enhancement and Consumer Data Protection Act of 2006 HR 1069, Notification of Risk to Personal Data Act HR 1080, Information Protection and Security Act HR 29, Securely Protect Yourself Against Cyber Trespass Act (SPY ACT)

HR 5126, To amend the Communications Act of 1934 to prohibit manipulation of caller identification information, and for other purposes. HR 5318, Cyber-Security Enhancement and Consumer Data Protection Act of 2006 HR 1684, To amend the Internet Tax Freedom Act to make permanent the moratorium on certain taxes relating to the Internet and to electronic commerce. HR 1685, To provide for the recognition of electronic signatures for the conduct of interstate and foreign commerce, to restrict the transmission of certain electronic mail advertisements, to authorize the Federal Trade Commission to prescribe rules to protect the privacy of users of commercial Internet websites, to promote the rapid deployment of broadband Internet services, and for other purposes. S 849, A bill to make the moratorium on Internet access taxes and multiple and discriminatory taxes on electronic commerce permanent. HR 5252, To promote the deployment of broadband networks and services HR 3140, To expand the protections for sensitive personal information in Federal law to cover the information collection and sharing practices of unregulated information brokers, to enhance information security requirements for consumer reporting agencies and information. S 115, Notification of Risk to Personal Data Act S 1216, Financial Privacy Breach Notification Act of 2005 S 1461, Consumer Identity Protection and Security Act S 1594, Financial Privacy Protection Act of 2005 S 1608, Undertaking Spam, Spyware, and Fraud Enforcement with Enforcers Beyond Borders Act of 2005 (U.S. SAFE WEB ACT of 2005). S 687, Software Principles Yielding Better Level of Consumer Knowledge Act (SPY BLOCK Act) S 714, Junk Fax Prevention Act of 2005 S 116, Privacy Act of 2005 S 1326, Notification of Risk to Personal Data Act S 2389, A bill to amend the Communications Act of 1934 to prohibit the unlawful acquisition and use of confidential customer proprietary network information, and for other purposes. S 1004, Enhanced Consumer Protection Against Spyware Act of 2005 S 1336, A Bill to establish procedures for the protection of consumers from misuse of, and unauthorized access to, sensitive personal information contained in private information files maintained by commercial entities engaged in, or affecting, interstate commerce HR 3501, Consumer Access Rights Defense Act (CARD) of 2005 S 1332, A bill to prevent and mitigate identity theft; to ensure privacy; and to enhance criminal penalties, law enforcement assistance, and other protections against security breaches, fraudulent access, and misuse of personally identifiable information. S 500, Information Protection and Security Act S 751, Notification of Risk to Personal Data Act S 768, Comprehensive Identity Theft Prevention Act HR 3374, Consumer Notification and Financial Data Protection Act of 2005 S 1789, Personal Data Privacy and Security Act of 2005 HR 3997, Financial Data Protection Act of 2005 HR 4127, the Data Accountability and Trust Act (DATA) HR 3375, Financial Data Security Act of 2005 HR 5318, Cyber-Security Enhancement and Consumer Data Protection Act of 2006 HR 4943, To prohibit fraudulent access to telephone records HR 4709, Law Enforcement and Phone Privacy Protection Act of 2006 S 2178, A bill to make the stealing and selling of telephone records a criminal offense S 3568, A bill to protect information relating to consumers, to require notice of security breaches, and for other purposes HR 1069, Notification of Risk to Personal Data Act HR 1080, Information Protection and Security Act HR 1263, Consumer Privacy Protection Act of 2005 HR 29, Securely Protect Yourself Against Cyber Trespass Act (SPY ACT)

H.R. 1139/S. 1350 - Wireless 411 Privacy Act would amend the Communications Act of 1934 to prohibit a provider of commercial mobile services, or any affiliate or agent of such provider (provider), from including the wireless telephone number of any current subscriber in any wireless directory assistance service (WDAS) database unless the provider: (1) provides a conspicuous, separate notice to the subscriber of the right not be listed in any WDAS; and (2) obtains express prior listing authorization from such subscriber, and that authorization has not been withdrawn. H.R. 1360/ S. 852 - Fairness in Asbestos Injury Resolution Act of 2005 or FAIR Act of 2005 establishes within the Department of Labor the Office of Asbestos Disease Compensation responsible for processing claims for compensation for asbestos-related injuries and managing the Asbestos Injury Claims Resolution Fund to create a fair and efficient system to resolve claims of victims for bodily injury caused by asbestos exposure, and for other purposes. H.R. 1069/ H.R. 3997/ H.R. 4127/ H.R. 5318/ S. 115/ S. 751/ S. 1216/ S. 1408/ S. 1594/ S. 1789 - Data Accountability and Trust Act would protect consumers by requiring reasonable security policies and procedures to protect computerized data containing personal information, and to provide for nationwide notice in the event of a security breech. There is also a concern due to the fact that the law would pre-empt current California State law. H.R. 4128/S. 1704/S.1895 - Private Property Rights and Protection Act of 2005 states that no State or political subdivision of a State can receive Federal economic development funds during a fiscal year where they use their power of eminent domain to take away private property to be used or to be subsequently used for economic development. H.R. 5252/S. 2686 - Internet and Universal Service Act of 2006 would require each communications service provider to contribute to support universal service (the provision of communications service in rural, insular, and high-cost areas). Outlines requirements for distribution of universal service support to eligible communications carriers. Establishes a Broadband for Unserved Areas Account. Included in this is the debate over the issue of "net neutrality". H.R. 3631 - The Eminent Domain Limitation Act of 2005 would make it so states will be ineligible to receive any federal funds for use of eminent domain when used for economic development and that states must show all other alternatives were exhausted.

U.S. Patriot Act, Specifically Title III, CTR filing. Data Breach/Data Security Legislation, S. 1594, S. 1408. Postal Reform Act, H.R. 22 and S. 662. Deposit Insurance Reform Act of 2005, part of S. 1932 Budget Reconcilliation Bil.

Client expense: Not reported · Firm income: $200,000

Government targets: Federal Communications Commission (FCC), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), SENATE, Treasury, Dept of

U.S. Patriot Act, Specifically Title III, CTR filing. Data Breach/Data Security Legislation, S. 1594, S. 1408. Postal Reform Act, H.R. 22 and S. 662. Deposit Insurance Reform Act of 2005, part of S. 1932 Budget Reconcilliation Bil.

Client expense: Not reported · Firm income: $60,000

Government targets: Federal Communications Commission (FCC), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), SENATE, Treasury, Dept of