Financial Data Protection Act of 2005

HR 3997 & S 2169 - Financial Data Protection Act of 2006. NAIFA supports laws to prevent identity theft, but is concerned that Congress could go too far and pass laws that conflict with existing privacy laws such as GLBA & FCRA. Also, any new security law should preempt state law.

Client expense: $300,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

Terrorism Risk Insurance Act (Permanent Program Embracing S. 467) Fairness in Asbestos Injury Act of 2005, S. 852 Regulatory Reform, S. 2509, National Insurance Act, H.R. 6225 National Flood Insurance Program Commitment to Policy Holders and Reform Act of 2005, H.R. 4320 Privacy Data Security, H.R. 4127; H.R. 3997; H.R. 4411; S. 2169 Natural Catastrophe Legislation, H.R. 4507; H.R. 4366; H.R. 5891; S. 3117; S. 3114 Insurance Industry Antitrust Enforcement Act, S. 4025 Medicare Secondary Payer and Workers' Compensation Settlement Agreements Act of 2006, H.R. 5309

Client expense: $1,020,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of, White House Office

S3568-data security act of 2006, HR1078-social security number protection act of 2005, HR4197-hurricane katrina recovery, HR4991-homeowner preservation of equity act of 2006, S2280-stop fraud act, HR4932-call center consumer right to know act of 2006, HR4127-house e&c data security bill, S1608-USsafe web act of 2005, HR5582 and S751-notification of risk to personal data act, HR1263 and S810-safeguarding americanSfrom exporting identification act S1332-personal data privacy and security act of 2005, S1408-ID theft prevention act, S1461-consumer identity protection and security act, HR1653-consumer privacy protection act of 2005, HR3140-consumer data security and notification act, HR3375 and S2169-financial data security act of 2005, HR5318-cyber-security enhancement and consumer data protection act of 2006, HR1025-mortgage servicing clarification act: amd. To fair debt collection practices HR3997-Financial data protection act of 2005, HR3375-financial data protection act of 2005, HR4731-eliminate warehousing of consumer internet data act of 2006, S768-comprehensive identity theft prevention act, S687-spy block act,

Client expense: $336,221 · Firm income: Not reported

Government targets: Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Labor, Dept of (DOL), Patent & Trademark Office (PTO), SENATE

Bills: S. 1337, Personal Data Privacy Act; S. 751, Notification of Risk to Personal Data Act; S. 2169, Financial Data Protection Act; S. 2169, Financial Data Protection Act. Congressional Issues: Privacy of customer financial information; Unsolicited electronic mail; Business continuity planning; Protecting information security. Executive Branch Issues: Straight-through processing, privacy of customer financial information; Unsolicited electronic mail; Business continuity planning; Protecting information security; Internet securities trading, including day trading and suitability; Electronic payments to broker-dealers; Mutual fund late trading, market timing, revenue sharing, and differential compensation issues; Business Continuity Planning.

Client expense: Not reported · Firm income: $2,352,673

Government targets: Commerce, Dept of (DOC), Commodity Futures Trading Commission (CFTC), Federal Reserve System, Government Accountability Office (GAO), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Internal Revenue Service (IRS), Justice, Dept of (DOJ), Labor, Dept of (DOL), Office of Management & Budget (OMB), Patent & Trademark Office (PTO), SENATE, Securities & Exchange Commission (SEC), State Justice Institute, State, Dept of (DOS), Treasury, Dept of, U.S. Trade Representative (USTR), White House Office

S. 1326, Notification of Risk to Personal Data Act; S. 1332, Personal Data Privacy and Security Act; S. 1336, Consumer Identity Protection and Security Act; S. 1408, Identity Theft Protection Act; S. 1461, Consumer Identity Protection and Security Act; S. 1566 Bills: S. 3171, United States Direct Investment Act; S. 1004, Enhanced Consumer Protection Against Spyware Act; S. 115, Notification of Risk to Personal Data Act; S. 116, Privacy Act; S. 1216, Financial Privacy Breach Notification Act; Commodity Exchange Act Reauthorization; S. 1789, Personal Data Privacy and Security Act; S. 2169, Financial Data Protection Act; S. 2380, U.S. National Security Protection Act; S. 2856, Financial Services Regulatory Relief Act; S. 29, Social Security Number Misuse Prevention Act; S. 3549, Foreign Investment and National Security Act; S. 467, Terrorism Risk Insurance Extension Act; S. 751, Notification of Risk to Personal Data Act; S. 768, Comprehensive Theft Identity Prevention Act; S. 810, SAFE-ID Act; HR 1069, Notification of Risk to Personal Data Act; HR 1078, Social Security Number Protection Act; HR 1080, Information and Security Protection Act HR 1263, Consumer Privacy Protection Act; HR 1653, SAFE-ID Act; HR 2795, the Patent Act; HR 3140, Consumer Data Security and Notification Act; HR 3374, Consumer Privacy Protection Act; HR 3375, Financial Data Security Act; HR 3505, Financial Services Regulatory Relief Act; HR 3997, Financial Data Security Act; HR 4127, Data Accountability and Trust Act; HR 4127, Financial Data Accountability Act. Congressional Issues: Arbitration of employment disputes; Reduction in and Calculation of Section 31 fees; Basel II Capital Accords; SEC disclosure rules for public offerings; Protection of data and databases from misappropriation; President’s Working Group recommendations on OTC derivatives and financial reporting of risk exposure to hedge funds; Hedge fund issues generally; Expansion of SEC enforcement powers; Mutual fund issues, including late trading, market timing, disclosure of fees and revenue streams, 4:00 PM close on mutual fund redemption orders, soft dollars, and directed brokerage; Treasury Attaché to European Union; Reauthorization of Commodity Exchange Act; Trade-through rule and related market structure issues; Proposed merger of NYSE and Archipelago; Consolidation of NYSE and NASD broker-dealer regulation; Committee on Foreign Investments in the United States; Alleged manipulation of markets by uncovered short-sellers. Executive Branch Actions: SEC Rule 10b-10; Basel II Capital Accord; Investment Banking Holding Companies; SEC Framework for Consolidated Supervised Entities; Clarification of distinctions between definitions of “broker-dealer” and “investment adviser”; Hedge funds, including investment adviser and investment company compliance programs; Electronic Communication Network (ECN) access fees; Potential candidates for senior SEC staff positions; IPO allocation and pricing practices under Regulation M; Supervision of branch offices; Public Company Accounting Oversight Board regulation of audits of non-public broker-dealers and of foreign issuers; Disclosure of after-tax yield on mutual funds; Securities analyst independence and performance; Auditor participation in securities offering due diligence; Proxy solicitation; Revisions to SEC record storage rules; Fixed income price transparency; Use of electronic media to satisfy federal securities law delivery requirements (SEC interpretations); Electronic record retention issues; Independent firm compliance activities; Insurance and annuity compliance activities; SEC “principal trading” relief proposal (Rule 206(3) of the Investment Advisers Act); Best execution and payment for order flow; Privacy requirements of Gramm-Leach-Bliley Act; Proposed interpretations of Rule 15c3-1, including reducing capital charges for certain securities held in broker-dealer inventory; Reform to rules under Section 17(a) of the Investment Company Act and Section 206(3) of the Investment Advisers Act; World Trade Organization and access of U.S. broker-dealers to foreign markets; Proposed revisions to the securities offering process under the Securities Act of 1933; Interpretations of net capital rules; Regulation of derivative products; Broker-dealer retention of e-mail and interpretation of Exchange Act Rule 17a-3; Soft dollar payments among broker-dealers and other market participants; Possible consolidation or restructuring of self-regulatory organizations; Information required to be maintained by fiduciaries such as investment advisers under Rule 17a-3; Modification of restrictions on principal transactions under rule 206(3) of the Advisers Act; Exemption from bonding requirements of Section 412 of ERISA; Agency cross-trading restrictions under ERISA; Broker-dealer advertising practices; Disclosure of 401(k) fees to consumers; Proposals to SEC regarding filing requirements for certain mutual fund advertising and sales literature; Proposals to SEC regarding mutual fund fees; Proposals by the NASD and private-sector bodies to improve trade reporting and transparency in the corporate debt markets; Financial Stability forum of the G-7 nations; Prohibited transaction class exemption application regarding sections 406(a)(I)(A)-(D) and 406(b) of ERISA; Regulatory and compliance issues regarding trading restricted by the U.S. Treasury Department’s Office of Foreign Assets Control; Coordination of SEC and banking regulatory examinations; Patents of financial products;Certificate of deposit sales practices;Point of sale and confirmation disclosure on mutual fund fees;Global straight-through processing; SEC Release 34-52635 (guidance on client commission practices under Exchange Act Sec. 28(e)); Regulatory treatment of Investment Bank Holding Companies under the Gramm-Leach-Bliley Act and the requests for no-action letters under the SEC’s capital rules; Possible promulgation of rules for capital treatment and registration of Investment Bank Holding Companies; Regulation of variable annuities; Financial analysis of securities industry profitability; Best execution for options; Options market linkages; Dealer accounting issues and FASB; Proposal for reduced capital early warning requirements for broker-dealers that have strong policies and procedures for managing customer debits; Request for permitting broader range of securities to be used as collateral for Rule 15c3-3 deposits; Proposal for SEC regulation of Investment Bank Holding Companies; Implementation of Commodity Futures Modernization Act; Investment adviser referral fees; Nasdaq supermontage; Allocation of IPOs by underwriters; Reduction in and calculation of Section 31 fees; Regulatory framework for 529 plans; Broker-dealer rules under Form ADV Part 2; Government Accountability Office study of investment banks; SEC study of market structure issues; Mutual fund advertising proposed regulations; Mutual fund affiliate transactions; Mutual fund proxy disclosures; Implementation of new rules under the Sarbanes-Oxley Act; Efforts to obtain a regulation that would permit “portfolio margining” for customers of a broker-dealer; Mutual fund breakpoints; Accounting for derivatives and fair-value accounting; Possible reforms of Soft Dollars; Directed brokerage; Mutual fund issues, including late trading, market timing, disclosure of fees and revenue streams, 4:00 PM close on mutual fund redemption orders, revenue flows between mutual funds and broker-dealers, point-of-sale disclosures to mutual fund customers; Pricing of new issue securities by underwriters; Proposals to improve issuer disclosure of management discussion and analysis and critical accounting policies; SEC Short Sale Rule Proposal (Regulation SHO); Locked and crossed markets; Trading halts; Stock index pricing and markets, certification proposal for chief compliance officers and chief executive officers; SEC’s Proposed Regulation National Market System (NMS) Rule Proposal; Coordination and duplication of SEC and SRO examinations; Ability of broker-dealers to offer fee-based brokerage services outside Investment Advisers Act; Financial analysis of securities industry profitability; Proposed structural finance guidance by SEC and bank regulators; New York Stock Exchange hybrid market proposal published by SEC; SEC proposed Rule 15c-22; Business continuity planning sound practices and rules; Information security of government agencies; SEC Rule 202(a)(11)-1 (broker-dealers deemed not to be investment advisers); Mutual fund point-of-sale disclosure proposal; NASD proposed fairness opinion letter; Options market-quote migration; Application of Fair Labor Standards Act and 29 CFR Part 541 to registered representatives of broker-dealers; Gender/ethnic diversity in the securities industry; Regulation of securities analysts; Hybrid SRO/ SRO regulatory consolidation; Office of Foreign Asset Controls requirements for financial service firms; NYSE outsourcing rule proposal; NASDAQ exchange application; NYSE governance reform rule proposal; 17 CFR Part 275 (broker-dealers deemed to be investment advisers); Waiver of filing requirements for brokers and investments advisers due to Katrina; Implementation of Regulation NMS; Anti-money laundering rules under the Patriot Act; Implementation of new SEC rules on public securities offerings; SEC participation in U.S.-European Union dialogue on financial services regulatory convergence; NYSE trading rules; Proposed amendments to mutual fund redemption fee rule 22c-2; Exemptive relief from Investment Company Act Section 11(d)(1) for money market funds; Compliance with broker-dealer books and records requirements; SEC electronic proxy rule proposal; State of Utah legislation on fails-to-deliver securities on Regulation SHO threshold list; Application of SEC Rule 17a-3(A)(17) to subscription-way sales; Broker-dealer registered investment advisers; International convergence of rules regarding research regulation; International convergence of rules regarding access to cross-border markets of institutional clients and counterparties.

Client expense: Not reported · Firm income: $2,352,673

Government targets: Commerce, Dept of (DOC), Commodity Futures Trading Commission (CFTC), Federal Reserve System, Government Accountability Office (GAO), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Internal Revenue Service (IRS), Justice, Dept of (DOJ), Labor, Dept of (DOL), Office of Management & Budget (OMB), Patent & Trademark Office (PTO), SENATE, Securities & Exchange Commission (SEC), State Justice Institute, State, Dept of (DOS), Treasury, Dept of, U.S. Trade Representative (USTR), White House Office

S. 418, Military Personnel Financial Services Act S. 2169, Financial Data Protection Act Congressional Issues: Retirement plan expansion; Investment advice; Basel II; Privacy of customer financial information. ERISA modernization Executive Branch Issues: Coordination of SEC and banking regulatory examinations; Financial privacy rules; Regulations promulgating provisions of Gramm-Leach-Bliley Act, particularly provisions on financial privacy and functional regulation issues; Straight-through processing; H.R. 1224, Business Checking Freedom Act; HR 2830, Pension Protection Act S 1332, Personal Data Privacy Act S. 751, Notification of Risk to Personal Data Act

Client expense: Not reported · Firm income: $2,352,673

Government targets: Commerce, Dept of (DOC), Commodity Futures Trading Commission (CFTC), Federal Reserve System, Government Accountability Office (GAO), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Internal Revenue Service (IRS), Justice, Dept of (DOJ), Labor, Dept of (DOL), Office of Management & Budget (OMB), Patent & Trademark Office (PTO), SENATE, Securities & Exchange Commission (SEC), State Justice Institute, State, Dept of (DOS), Treasury, Dept of, U.S. Trade Representative (USTR), White House Office

S. 190. "The Federal Housing Enterprise Regulatory Reform Act of 2005." - A bill to address the regulation of secondary mortgagemarket government-sponsored enterprises. (All provisions). H.R. 1295: "Responsible Lending Act." A bill to protect consumers against unfair and deceptive practices in connection with higher cost mortgage transactions. (Provisions relating to uniform lending standards, civil remedies available to consumers, licensing and minimum standards for mortgage brokers, and other provisions). H.R. 4100: "The Louisiana Recovery Corporation Act." A bill to establish the Louisiana Recovery Corporation to redevelop areas within Louisiana that were devastated or significantly distressed by Hurricane Katrina or Hurricane Rita. (Provisions affecting existing mortgages on damaged homes). H.R. 4471: "Fair and Responsible Lending Act." A bill to amend the Home Ownership and Equity Protection Act of 1994 and other sections of the Truth in Lending Act. (Provisions relating to prohibited practices, limitations, and penalties relating to high-cost home loans). H.R. 4973: "Flood Insurance Reform and Modernization Act of 2006." A bill reforming the federal flood insurance program. (Provisions affecting availability of flood insurance in hurricane-damaged areas). H.R. 5039: "Saving America's Rural Housing Act of 2006." A bill to establish a program to revitalize rural multifamily housing assistance under the Housing Act of 1949. (Provisions affecting the multifamily housing finance). H.R. 5121: "Expanding American Homeownership Act of 2006." A bill to modernize the Federal Housing Administration (FHA) and providing authority to FHA to use risk-based pricing to reach underserved borrowers, and for other purposes. (Provisions increasing FHA loan limits and making further changes to FHA). H.R. 5637: "Nonadmitted and Reinsurance Reform Act of 2006." To streamline the regulation of nonadmitted insurance and reinsurance and for other purposes. (All provisions). S. 2169: "Financial Data Protection Act of 2005." A bill to amend the Fair Credit Reporting Act to provide for secure financial data, and for other purposes. (Provisions relating to privacy and disclosure requirements for financial institutions). S. 3173: A bill to modernize the Federal Housing Administration (FHA) to meet the housing needs of the American people. (Provisions increasing FHA loan limits and making further changes to FHA). S. 3535: "Expanding American Homeownership Act of 2006." A bill to modernize the Federal Housing Administration (FHA) and providing authority to FHA to use risk-based pricing to reach underserved borrowers, and for other purposes. (Provisions increasing FHA loan limits and making further changes to FHA). H.R. 1461: "The Federal Housing Finance Reform Act of 2005" - A bill to reform the regulation of certain housing-related government-sponsored enterprises. (All provisions).

Client expense: $4,880,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), SENATE, Treasury, Dept of

Regulatory Relief (H.R. 3505; S. 2856) Responsible Lending Act (H.R. 4471, H.R. 1295) Federal Deposit Insurance Reform (S. 1932; H.R. 4241, H.R. 1185, H.R. 4636) Government Sponsored Enterprises-Regulatory Authority (H.R. 1461) Data Security (S. 2169, H.R. 3374, H.R. 3375, H.R. 3997, H.R. 3140, H.R 4127)

Client expense: Not reported · Firm income: $80,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Financial Literacy (S. 1614, S. 1021, S. 1107, S. 9; H.R. 507, H.R. 609; H.R. 27, H.R. 2123) GSEs - Regulatory Authority (H.R. 1461) Internet Gambling (H.R. 4411, H.R. 4777) Data Security (S. 2169; H.R. 3374, H.R. 3375, H.R. 3997, H.R. 3140, H.R. 4127) Matricular Counsular (H.R. 3657, H.R. 815, H.R. 3402, H.R. 1615) Pension Reform (S. 1799; H.R. 4055) Phishing (H.R. 1099, H.R. 744; S. 472) Postal Reform (S. 662; H.R. 22, H.R. 6407) Privacy (S. 810, S. 1789, S. 1332; H.R. 1653) Regulatory Relief (H.R. 3505; S. 2856) Social Security Numbers Protection (S. 29; H.R. 1078, H.R. 220, H.R. 2518) Terrorism Risk Insurance Act (S. 467; H.R. 4513) Basel II Class Action Reform Mutual Funds (H.R. 4543) Federal Deposit Insurance Reform (S. 1932; H.R. 4241, H.R. 1185, H.R. 4636)

Client expense: Not reported · Firm income: $160,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

S.2856, Financial Services Regulatory Relief Act of 2006, Provide regulatory relief and improve productivity for insured depository institutions. H.R. 3997, H.R.4127, S.2169, Data Accountability and Trust Act (DATA), to require each person engaged in interstate commerce that owns or possesses data in electronic form containing personal information, or contracts to have any third party entity maintain such data for such person, to establish and implement policies and procedures regarding information security practices for the treatment and protection of personal information. H.R.5746, "Industrial Loan Holding Company Act of 2006" to restrict the growth of ILCs. H.R.1224, Business Checking Freedom Act of 2005, Provisions relating to industrial loan corporations. H.R.3505, Financial Services Regulatory Relief Act of 2005, Provide regulatory relief and improve productivity for insured depository institutions.

Client expense: $2,875,342 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Labor, Dept of (DOL), SENATE, State, Dept of (DOS), Transportation, Dept of (DOT), U.S. Architectural & Transportation Barriers Compliance Board (ACCESS), U.S. Trade Representative (USTR)

S 500, Information Protection and Security Act HR 3997, Financial Data Protection Act of 2006 - all sections related to data brokers and privacy S 1789, Personal Data Privacy and Security Act of 2005 - all sections related to data brokers and privacy S 1408, Identity Theft Protection Act - all sections related to data brokers and privacy HR 4127, Data Accountability and Trust Act (DATA) - all sections related to data brokers and privacy S 2169, Financial Data Protection Act of 2005 - all sections related to data brokers and privacy Privacy issues

Client expense: Not reported · Firm income: $100,000

Government targets: HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Office of Management & Budget (OMB), SENATE

S 1004, Enhanced Consumer Protection Against Spyware Act of 2005. S 1789, Personal Data Privacy and Security Act. S 1408, Identity Theft Protection Act. S 687, Software Principles Yielding Better Levels of Consumer Knowledge Act. HR 4127, Data Accountability and Trust Act. HR 3997, Data & Cybersecurity Protection Act. HR 5319, Deleting Online Predators Act of 2006. S 2169, Financial Data Protection Act of 2005. S 3568, Data Security Act of 2006. HR 4472, Adam Walsh Child Protection and Safety Act of 2006. S 1608, US Safe Web Act. Botnets and consumer security. HR 29, Safeguard Against Privacy Invasion Act. HR 744, Internet Spyware (I-Spy) Prevention Act International online consumer protection, privacy, jurisdictional, and child safety issues. Controlling the Assault of Non-Solicited Pornography and Marketing Act issues.

Client expense: $4,040,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), Defense, Dept of (DOD), Education, Dept of, Energy, Dept of, Executive Office of the President (EOP), Federal Communications Commission (FCC), Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Justice, Dept of (DOJ), Labor, Dept of (DOL), Natl Science Foundation (NSF), Patent & Trademark Office (PTO), SENATE, State, Dept of (DOS), Treasury, Dept of, U.S. Copyright Office, U.S. Trade Representative (USTR)

Privacy/Data Security, H.R. 4127; H.R. 3997; H.R. 4411; S.2169 Natural Catastrophe Legislation, H.R. 4507; H.R. 4366; H.R. 5891; S. 3117; S. 3114 Insurance Industry Antitrust Enforcement Act, S. 4025 Medicare Secondary Payer and Workers' Compensation Settlement Agreements Act of 2006, H.R.5309 Terrorism Risk Insurance Act (Permanent Program Embracing S. 467) Fairness in Asbestos Injury Act of 2005, S. 852 Regulatory Reform, S. 2509, National Insurance Act, H.R. 6225 National Flood Insurance Program Commitment to Policy Holders and Reform Act of 2005, H.R. 4320

Client expense: $1,020,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of, White House Office

HR.4127, Data Accountability and Trust Act (DATA) HR.5318, Cyber-Security Enhancement and Consumer Data Protection Act of 2006 HR.3505, Financial Services Regulatory Relief Act of 2005 S.2856, Financial Services Regulatory Relief Act of 2006 HR.3997, Financial Data Protection Act of 2005 S.2169, Financial Data Protection Act of 2005

Client expense: Not reported · Firm income: $120,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

HR 1069, HR 3140, HR 3374, HR 3375, HR 3501, HR 3997, HR 4127, HR 5582, HR 5661, HR 5820, HR 1263, S 115, S 116, S 1326, S 1332, S 1408, S 1789, S 2169, S 3506, S 3568, S 3662, S 751

Client expense: $3,216,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

HR 3375, Financial Data Security Act of 2005. HR 3997, Financial Data Protection Act of 2005. HR 4127, Data Accountability and Trust Act. HR 5318, Cybersecurity Enhancement and Consumer Data Protection Act of 2006. HR 83, Wireless Privacy Protection Act of 2005. HR 1139, to amend the Communications Act of 1934 to protect the privacy rights of subscribers to wireless communications services. S 29, Social Security Number Misuse Prevention Act. S 115, Notification of Risk to Personal Data Act. S 116, Privacy Act of 2005. S 500, Information Protection and Security Act. S 751, Notification of Risk to Personal Data Act. S 768, Comprehensive Identity Theft Prevention Act. S 1326, Notification of Risk to Personal Data Act. S 1332, Personal Data Privacy and Security Act of 2005. S 1408, Identity Theft Prevention Act. S 1789, Personal Data Privacy and Security Act of 2005. S 3713, Privacy Rights and Oversight for Electronic and Commercial Transactions Act. S 1350, to amend the Communications Act of 1934 to protect the privacy rights of subscribers to wireless communications services. S 2169, Financial Data Security Act of 2005. HR 1078, Social Security Number Protection Act. HR 1080, Information Protection and Security Act. HR 3140, Consumer Data Security and Notification Act. HR 3374, Consumer Notification and Financial Data Protection Act.

Client expense: $1,360,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), Defense, Dept of (DOD), Education, Dept of, Executive Office of the President (EOP), Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Justice, Dept of (DOJ), Labor, Dept of (DOL), Natl Institutes of Health (NIH), Office of Management & Budget (OMB), Patent & Trademark Office (PTO), SENATE, Social Security Administration (SSA), State, Dept of (DOS), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Copyright Office, U.S. Postal Service (USPS), U.S. Trade Representative (USTR)

H.R.3503.IH, E-Mail Privacy Act of 2005 S.1608, U.S. SAFE WEB Act of 2005 S.1594.IS, Financial Privacy Protection Act of 2005 H.R.3804, To amend the Internal Revenue Code of 1986 to provide a 100 percent deduction for expenses related to identity theft. H.R.4127, To protect consumers by requiring reasonable security policies and procedures to protect computerized data containing personal information, and to provide for nationwide notice in the event of a security breach. H.R.3997, Financial Data Protection Act of 2006 S.2169, To amend the Fair Credit Reporting Act to provide for secure financial data, and for other purposes. S.810.IS, SAFE-ID Act H.R.1653.IH, SAFE-ID Act H.R.4157, Health Information Technology Promotion Act of 2006 S.2917.IS, Internet Freedom Preservation Act S.1332.PCS, Personal Data Privacy and Security Act of 2005 S.1336.IS, Consumer Identity Protection and Security Act H.R.3140.IH, Consumer Data Security and Notification Act of 2005 S.1408.RS, Identity Theft Protection Act

Client expense: $901,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Issues related to Data Security. Issues before the Banking and Commerce Committees, specifically affecting the credit card industry. Issues related to Interchange. H.R.1815, National Defense Authorization Act for Fiscal Year 2006, issues related to the Talent Amendment on military lending. S.751, Notification of Risk to Personal Data Act S.2169/H.R.3997, Financial Data Protection Act of 2005 H.R.3375, Financial Data Security Act of 2005 S.3568, Data Security Act of 2006

Client expense: Not reported · Firm income: $100,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 3140 - Consumer Data Security and Notification Act of 2005 - All provisions H.R. 1069 - Notification of Risk to Personal Data Act - All provisions H.R. 1263 - Consumer Privacy Protection Act of 2005 - All provisions H.R. 1080 - Information Protection and Security Act - All provisions H.R. 3374 - Consumer Notification and Financial Data Protection Act of 2005 - All provisions H.R. 3375 - Financial Data Security Act of 2005 - All provisions H.R. 3501 - Consumer Access Rights Defense Act (CARD) of 2005 - All provisions H.R. 3505 - Financial Services Regulatory Relief Act of 2005 - All provisions H.R. 3997 - Financial Data Protection Act of 2005 - All provisions H.R. 4127 - Data Accountability and Trust Act (DATA) - All provisions H.R. 4411 - Unlawful Internet Gambling Enforcement Act of 2005 - All provisions H.R. 5582 - Notification of Risk to Personal Data Act - All provisions H.R. 5661 - Data Theft Protection Act of 2006 - All provisions H.R. 5820 - Federal Agency Data Privacy Protection Act - All provisions S. 500 - Information Protection and Security Act - All provisions S. 115 - Notification of Risk to Personal Data Act - All provisions S. 1216 - Financial Privacy Breach Notification Act of 2005 - All provisions S. 1336 - Consumer Identity Protection and Security Act - All provisions S. 1408 - Identity Theft Protection Act - All provisions S. 1789 - Personal Data Privacy and Security Act of 2005 - All provisions S. 2169 - Financial Data Protection Act of 2005 - All provisions S. 3506 - Data Theft Prevention Act of 2005 - All provisions S. 3568 - Data Security Act of 2006 - All provisions S. 3662 - Credit Monitoring Enhancement Act of 2006 - All provisions S. 714 - Junk Fact Prevention Act of 2005 - All provisions FACT Act Implementation - All provisions S. 751 - Notification of Risk to Personal Data Act - All Provisions S. 1332 - Personal Data Privacy and Security Act of 2005 - All Provisions S. 1326 - Notification of Risk to Personal Data Act - All Provisions

Client expense: $1,660,000 · Firm income: Not reported

Government targets: Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

S. 1789, The Personal Data Privacy and Security Act; S. 2169, The Financial Data Protection Act; S. 369, The Free Speech Act, S. 394, The Open Government Act; HR 4127, the Data Accountability and Trust Act; S. 1408, The Identity Theft Protection Act; S. 1461; The Consumer Identity Protection Security Act,. HR 5167, The Child Nutrition Promotion and School Lunch Protection Act; HR 3993, The Financial Data Protection Act; HR 867, The Open Speech Act; S. 2952, The Child Nutrition Promotion and School Lunch Protection Act,

Client expense: $554,400 · Firm income: Not reported

Government targets: Federal Communications Commission (FCC), Federal Trade Commission (FTC), Food & Drug Administration (FDA), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of, U.S. Copyright Office, U.S. Postal Service (USPS)

HR 3997 & S 2169 - Financial Data Protection Act of 2006. NAIFA supports laws to prevent identity theft, but is concerned that Congress could go too far and pass laws that conflict with existing privacy laws such as GLBA & FCRA. Also, any new security law should preempt state law.

Client expense: $300,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

S.751, Notification of Risk to Personal Data Act; S.2169/H.R.3997, Financial Data Protection Act of 2005; H.R.3375, Financial Data Security Act of 2005, Issues related to data security. Issues related to credit security freeze legislation.

Client expense: Not reported · Firm income: $100,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R.1080, Information Protection and Security Act H.R.1263, To Protect and Enhance Consumer Privacy H.R.1745, Social Security Number Privacy and Identity Theft Prevention Act of 2005 H.R.3140, To Expand Protections for Sensitive Personal Data H.R.3997, Financial Data Protection Act H.R.4127, To Protect Consumers by Requiring Reasonable Security Policies H.R.4709, Telephone Records and Privacy H.R.4731, Consumer Internet Data Act S.29, To Limit Misuse of Social Security Numbers S.115, Notification Risk to Personal Data Act S.116, Privacy Act 2005 S.500, To Regulate Personal Information Brokers and Protect Individual Rights S.687, To Regulate Unauthorized Instillation of Computer Software (Spyware) S.714, The Junk Fax Act S.751, To Regulate Personal Information Disclosure and Unauthorized Use S.768, To Provide for Comprehensive Identity Theft Prevention S.1004, Enhanced Consumer Protection Against Spyware Act S.1326, Notification of Risk to Personal Data Act, Privacy, Data Security, ID Theft S.1332, Personal Data Privacy and Security Act S.1408, Identity Theft Protection Act S.1608, To Enhance FTC Enforcement Against Illegal SPAM S.1789, To Prevent and Mitigate Identity Theft S.2169, Financial Data Protection Act S.2178, Consumer Telephone Records and Privacy Protection Act S.2389, Protection Consumer Telephone Records Act H.R.29, Cyber Tresspass Act H.R.744, Internet Spyware Act H.R.1069, Notification of Risk to Personal Data Act H.R.1078, Social Security Number Protection Act

Client expense: $220,000 · Firm income: Not reported

Government targets: Federal Communications Commission (FCC), Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Office of Management & Budget (OMB), SENATE, Treasury, Dept of

and Security Act of 2005; S 1332, Personal Data Privacy and Security Act of 2005; S 1408, Identity Theft Protection Act; S 1326, Notification of Risk to Personal Data Act; S 2169, Financial Data Protection Act of 2005; HR 1078, Social Security Number Protection Act of 2005; HR 1069, Notification of Risk to Personal Data Act; HR 3140, Consumer Data Security and Notification Act of 2005; HR 3374, Consumer Notification and Financial Data Protection Act of 2005; HR 3375, Financial Data Security Act of 2005; HR 4127, Data Accountability and Trust Act (DATA); HR 5318, Cyber-Security Enhancement and Consumer Data Protection Act of 2006; HR 1745, Social Security Number Privacy and Identity Theft Prevention Act of 2005; HR 1263, Consumer Privacy Protection Act of 2005; HR 3997, Financial Data Protection Act of 2005 Data security & privacy - S 115, Notification of Risk to Personal Data Act; S 751, Notification of Risk to Personal Data Act; S 29, Social Security Number Misuse Prevention Act; S 768, Comprehensive Identity Theft Prevention Act; S 1789, Personal Data Privacy

Client expense: Not reported · Firm income: $160,000

Government targets: HOUSE OF REPRESENTATIVES, Office of Management & Budget (OMB), SENATE, White House Office

H.R.1080; H.R. 1078; H.R. 1069; H.R. 3374; H.R. 3375; H.R. 3997; H.R. 3140; H.R. 4127; H.R. 5482; H.R. 5838- Data Security/ID Theft legislation S. 1326; S. 1332; S. 751; S. 29; S. 116; S. 500; S. 3568; S. 2169; S. 1332; S. 1789 - Data Security/ID Theft Legislation

Client expense: Not reported · Firm income: $100,000

Government targets: Executive Office of the President (EOP), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

HR 3140, To expand the protections for sensitive personal information in Federal law to cover the information collection and sharing practices of unregulated information brokers, to enhance information security requirements for consumer reporting agencies and information. S 115, Notification of Risk to Personal Data Act S 1216, Financial Privacy Breach Notification Act of 2005 S 1408, Identity Theft Protection Act S 1461, Consumer Identity Protection and Security Act S 1594, Financial Privacy Protection Act of 2005 S 687, Software Principles Yielding Better Level of Consumer Knowledge Act (SPY BLOCK Act) HR 4709, Law Enforcement and Phone Privacy Protection Act of 2006 HR 744, Internet Spyware (I-SPY) Prevention Act of 2005 HR 4943, To prohibit fraudulent access to telephone records HR 5126, To amend the Communications Act of 1934 to prohibit manipulation of caller identification information, and for other purposes. S 2169, Financial Data Protection Act of 2005 S 2178, A bill to make the stealing and selling of telephone records a criminal offense S 3568, A bill to protect information relating to consumers, to require notice of security breaches, and for other purposes S 3518, A bill to amend the Credit Repair Organizations Act to establish a new disclosure statement S 1326, Notification of Risk to Personal Data Act S 2389, A bill to amend the Communications Act of 1934 to prohibit the unlawful acquisition and use of confidential customer proprietary network information, and for other purposes. S 1004, Enhanced Consumer Protection Against Spyware Act of 2005 S 1336, Consumer Identity Protection and Security Act HR 3501, Consumer Access Rights Defense Act (CARD) of 2005 S 1332, Personal Data Privacy and Security Act of 2005 S 500, Information Protection and Security Act S 751, Notification of Risk to Personal Data Act S 768, Comprehensive Identity Theft Prevention Act HR 3374, Consumer Notification and Financial Data Protection Act of 2005 S 1789, Personal Data Privacy and Security Act of 2005 HR 3997, Financial Data Protection Act HR 4127, the Data Accountability and Trust Act (DATA) HR 3375, Financial Data Security Act of 2005 HR 5318, Cyber-Security Enhancement and Consumer Data Protection Act of 2006 HR 1069, Notification of Risk to Personal Data Act HR 1080, Information Protection and Security Act HR 29, Securely Protect Yourself Against Cyber Trespass Act (SPY ACT)

Client expense: Not reported · Firm income: $100,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Terrorism Risk Insurance Act, H.R. 1153; S.467 Fairness in Asbestos Injury Resolution Act of 2005, S.852; H.R. 1360; H.R. 1957; S. 3274 Optional Federal Charter/Regulatory Reform/SMART Act, S. 2509 National Flood Insurance Program, H.R. 4320; H.R. 4973, H. Res. 891; S. 2275; S. 3589; P.L. 109-410; P.L. 109-271 Privacy/Data Security, H.R. 4127, H.R. 3997, H.R. 4411, S.2169 Reinsurance and E&S Marketplace, H.R. 5637 Natural Catastrophes Proposals, H.R. 4366; H.R. 846; H.R. 4836; H.R. 4507; H.R. 2668; S. 3114; S. 3115; S. 3116; S. 3117; H.R. 5891

Client expense: $1,200,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of, White House Office

H.R.29, Cyber Tresspass Act H.R.744, Internet Spyware Act H.R.1069, Notification of Risk to Personal Data Act H.R.1078, Social Security Number Protection Act H.R.1080, Information Protection and Security Act H.R.1263, To Protect and Enhance Consumer Privacy H.R.1745, Social Security Number Privacy and Identity Theft Prevention Act of 2005 H.R.3997, Financial Data Protection Act H.R.4709, Telephone Records and Privacy H.R.4731, Consumer Internet Data Act H.R.5318, Cyber-Security Enhancement and Consumer Data Protection Act S.29, To Limit Misuse of Social Security Numbers S.115, Notification Risk to Personal Data Act S.116, Privacy Act 2005 S.500, To Regulate Personal Information Brokers adn Protect Individual Rights S.687, To Regulate Unauthorized Installation of Computer Software (Spyware) S.714, The Junk Fax Act S.751, To Regulate Personal Information Disclosure and Unauthorized Use S.768, To Provide for Comprehensive Identity Theft Prevention S.1004, Enhanced Consumer Protection Against Spyware Act S.1326, Notification of Risk to Personal Data Act, Privacy, data security, ID theft S.1408, Identity Theft Protectin Act S.2169, Financial Data Protection Act S.2178, Consumer Telephone Records and Privacy Protection Act S.2389, Protecting Consumer Telephone Records Act

Client expense: $220,000 · Firm income: Not reported

Government targets: Federal Communications Commission (FCC), Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Office of Management & Budget (OMB), SENATE, Treasury, Dept of

S751 - NOTIFICATION OF RISK TO PERSONAL DATA ACT S 768 - COMPREHENSIVE ID THEFT PREVENTION ACT S 810 - SAFEGUARDING AMERICANS FROM EXPORTING IDENTIFICATION ACT S 1332- PERSONAL DATA PRIVACY AND SECURITY ACT OF 2005 S 1408 -ID THEFT PREVENTION ACT S 1461 - CONSUMER IDENTITY PROTECTION AND SECURITY ACT HR 1263 - SAFEGUARDING AMERICANS FROM EXPORTING IDENTIFICATION DATA ACT HR 4032 AMENDMENT TO IMMIGRATION AND NATIONALITITY ACT HR 1653- CONSUMER PRIVACY PROTECTION ACT OF 2005 HR 1653 - SAFEGUARDING AMERICANS FROM EXPORTING IDENTIFICATION DATA ACT HR 3140 - CONSUMER DATA SECURITY AND NOTIFICATION ACT FACTA IMPLEMENTATION ISSUES HR 3375 FINANCIAL DATA SECURITY ACT OF 2005 S 2169 - FINANCIAL DATA PROTECTION ACT OF 2005

Client expense: $883,400 · Firm income: Not reported

Government targets: Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Labor, Dept of (DOL), Patent & Trademark Office (PTO), SENATE