Commission on Catastrophic Disaster Risk and Insurance Act of 2009

Homeowners Insurance Protection Act of 2009 - H.R. 83, all provisions Policyholder Disaster Protection Act of 2009 - H.R. 998/ S. 1486, all provisions Homeowners Defense Act of 2009 - S. 505/H.R. 2555, all provisions Multiple Peril Insurance Act of 2009 - H.R. 1264, all provisions Safe Building Code Incentive Act of 2009 - H.R. 2592, all provisions Catastrophe Obligation Guarantee Act - S. 886, all provisions Community Building Code Administration Grant Act of 2009 - S. 970/H.R. 2246, all provisions Property Mitigation Assistance Act of 2009 - H.R. 1239, all provisions Commission on Catastrophic Disaster Risk and Insurance Act - S. 1487, all provisions National Hurricane Research Initiative Act - H.R. 327/ S. 1485, all provisions Catastrophic Savings Accounts Act - S. 1484, all provisions National Flood Insurance Program Extension Act of 2009 - H.R. 3139, all provisions Disaster Response, Recovery and Mitigation Enhancement Act - H.R. 3377, all provisions Continuing Extension Act of 2010 - H.R. 4851, all provisions American Workers, State, and Business Relief Act of 2010 - H.R. 4213, all provisions Flood Insurance Reform Priorities Act of 2010 - H.R. 5114, all provisions NFIP Reextension Act of 2010 - S. 3814, all provisions Coordination of Wind and Flood Perils Act of 2010 - S. 3672, all provisions A Bill to Extend the NFIP through December 31, 2010 - S. 3347, all provisions

Client expense: $204,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Insurance regulation reform issues including optional federal charter, creation of a Federal Insurance Office, McCarran-Ferguson, retained assets accounts, long-term disability issues and underwriting issues. S.1583 - Insurance Industry Competition Act of 2009 - all provisions H.R.1880 - National Insurance Consumer Protection Act - all provisions H.R.2609 Insurance Information Act of 2009 / Federal Insurance Office Act of 2009 all provisions H.R.2554 National Association of Registered Agents and Brokers Reform Act of 2009 - licensing issues H.R.2571 / S.1363 Nonadmitted and Reinsurance Reform Act of 2009 surplus lines issues H.R.3059 / S.1386 - Access to Repair Parts all provisions H.R.2057 Motor Vehicles Owners Right to Repair Act of 2009 all provisions S.1681 / H.R.3596 - Health Insurance Industry Anti-Trust Enforcement Act of 2009 definitions of insurance: liability and health H.R.4626 Health Insurance Industry Fair Competition Act Lines of insurance included and FTC study of insurance H.R.5993 / S.3718 Securing Americas Veterans Insurance Needs and Goals (SAVINGS) Act of 2010 all provisions S.3683 Insurance Competition and Transparency Act of 2010 FTC Oversight Provisions Natural catastrophe issues including proposals regarding government backstops for insurance losses from large-scale natural catastrophes. H.R.1264 - Multiple Peril Insurance Act of 2009 all provisions H.R.83 Homeowners Insurance Protection Act of 2009 all provisions H.R.998 - Policyholder Disaster Protection Act of 2009 all provisions S.866 Catastrophe Obligation Guarantee Act all provisions H.R.2555 / S.505 Homeowners Defense Act all provisions S.1486 / H.R.998 Policyholder Disaster Protection Act of 2009 all provisions S.1487 Commission on Catastrophic Disaster Risk and Insurance Act of 2009 all provisions H.R.2555 Homeowners Defense Act of 2009 all provisions S.3672 Coordination of Wind and Flood Perils Act of 2010 all provisions Flood insurance issues Reauthorization of the National Flood Insurance Program (NFIP) H.R.1105 Omnibus Appropriations Act, 2009 extend the National Flood Insurance Program (NFIP) to September 30, 2009 and privacy provisions H.R.3139 National Flood Insurance Program Extension Act of 2009 Extend the NFIP program H.R.2918 Legislative Branch Appropriations Act 2010 Temporary extension of the NFIP H.R.2996 the Interior Environment Appropriations Act Temporary extension of the NFIP H.R.3326 The Department of Defense Appropriations Act 2010 Temporary extension of the NFIP H.R.4691 Temporary Extension Act of 2010 Temporary extension of the NFIP H.R.2701 Intelligence Authorization Act of 2010 Temporary extension of the NFIP & COBRA Hiring Incentives to Restore Employment Act Draft bill Temporary extension of the NFIP H.R.4851 Continuing Extension Act of 2010 Temporary extension of the NFIP H.R.5114 Flood Insurance Reform Priorities Act of 2010 all provisions H.R.5255 Stable Flood Insurance Authorization Act of 2010 all provisions H.R.4778 National Flood Insurance Program Extension Act of 2010 all provisions S.3347 - a bill to extend the National Flood Insurance Program through December 31, 2010 all provisions H.R.5569 National Flood Insurance Program Extension Act of 2010 all provisions H.R.4213 - American Jobs and Closing Tax Loopholes Act of 2010 - Temporary extension of the NFIP S.3814 National Flood Insurance Program Reextension Act of 2010 - all provisions Workers Compensation issues including: H.R.635 National Commission on State Workers Compensation Laws Act of 2009 all provisions H.R.2641 Medicare Secondary Payer and Workers' Compensation Settlement Agreements Act of 2009 all provisions Health care reform issues, including revenue offsets, expansion of the Medicare Secondary Payer Act, definition of health insurer, CLASS Act and workers compensation. H.R.3200 - Americas Affordable Health Choices Act of 2009 S.1679 - Affordable Health Choices Act including the CLASS Act and the Universal 24-Hour Coverage amendment S. 1796 - Americas Healthy Future Act of 2009 - revenue offsets, expansion of the Medicare Secondary Payer Act, definition of health insurer, CLASS Act and workers compensation H.R.3590 Patient Protection and Affordable Care Act (House and Senate versions) - revenue offsets, expansion of the Medicare Secondary Payer Act, definition of health insurer, CLASS Act and workers compensation H.R.3962 the Affordable Health Care for America Act - revenue offsets, expansion of the Medicare Secondary Payer Act, definition of health insurer, CLASS Act and workers compensation H.R.4872 Health Care and Education Reconciliation Act of 2010 - revenue offsets

See Attached HR 1105, Fiscal 2009 Omnibus Appropriations (House) HR 1264, Multiple Peril Insurance Act of 2009 HR 2555, Homeowners' Defense Act of 2009 HR 83, Homeowners Insurance Protection Act of 2009 HR 998, Policyholder Disaster Protection Act of 2009 S 1484, Catastrophe Savings Accounts Act of 2009 S 1486, Policyholder Disaster Protection Act of 2009 S 1487, Commission on Catastrophic Disaster Risk and Insurance Act of 2009 S 505, Homeowners' Defense Act of 2009

Client expense: $270,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

HR 1105, HR 327, HR 1264, HR 1316, HR 1525, HR 2555, HR 3377, HR 83, HR998, S 1364, S 1484, S 1485, S 1487, S 3607, S 505, S 601, S 886

Client expense: $1,170,000 · Firm income: Not reported

Government targets: Federal Deposit Insurance Corporation (FDIC), Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

H.R. 83. Homeowners Insurance Protection Act (entire bill) H.R. 308/ S. 1364. Hurricane and Tornado Mitigation Investment Act (entire bills) H.R. 1583. To further competition in the insurance industry (Repeals McCarran-Furguson Act) (entire bills) H.R 327/ S. 1485. National Hurricane Research Initiative Act (entire bill) H.R. 988/ S. 1486. Policyholder Disaster Protection Act (entire bill) H.R. 1239. Property Mitigation Assistance Act (entire bill) H.R. 1264. Multi Peril Insurance Act (entire bill) S. 505. Homeowners Defense Act (entire bill) H.R. 1880. National Insurance Consumer Protection Act (entire bill) H.R. 1754/ S.664. Financial System Stabilization and Reform Act of 2009 (entire bill) S. 886. Catastrophe Obligation Guarantee Act (entire bill) H.R. 2555. Homeowners Defense Act of 2009 (entire bill) H.R. 2554. National Association of Registered Agents and Brokers Reform Act (entire bill) H.R. 2571/ S. 1363. Non-admitted and Reinsurance Reform Act H.R. 2609. Insurance Information Act (entire bill) H.R. 3596/ S. 1681. Health Insurance Industry Antitrust Enforcement Act (entire bill) S.1484. Catastrophe Savings Account Act (entire bill) S. 1487. Commission on Catastrophic Disaster Risk and Insurance Act (entire bill) H.R. 3139. National Flood Insurance Program Extension Act (entire bill) H.R. 3126/ H.R. 3639. Consumer Financial Protection Agency Act S. 1540. Resolution Reform Act of 2009 H.R. 4173. Wall Street Reform and Consumer Protection Act of 2009. (entire bill) H.R. 3817. Investor Protections Act of 2009. (entire bill) H.R. 3818. Private Fund Investment Advisors Registration Act of 2009. (entire bill) H.R. 3996. Financial Stability Improvement Act. (entire bill) S. 3217. Restoring America's Financial Stability Act (entire bill) H.R. 4778. National Flood Insurance Program Extension Act (entire bill) H.R. 4802. Risk Retention Modernization Act (entire bill) H.R. 4626. Health Insurance Industry Fair Competition Act (entire bill) H.R. 5114. Flood Insurance Reform Priorities Act (entire bill) H.R. 5255. Stable Flood Insurance Authorization Act (entire bill) S. 3347. To extend the NFIP though December 31, 2010 (entire bill) S. 3814. National Flood Insurance Program Re-extension Act (entire bill) S. 3685. Insurance Competition and Transparency Act (entire bill) S. 3546. Cheaper Car Insurance Act (entire bill)

Homeowners Insurance Protection Act of 2009 - H.R. 83, all provisions Policyholder Disaster Protection Act of 2009 - H.R. 998/ S. 1486, all provisions Homeowners Defense Act of 2009 - S. 505/H.R. 2555, all provisions Multiple Peril Insurance Act of 2009 - H.R. 1264, all provisions Safe Building Code Incentive Act of 2009 - H.R. 2592, all provisions Catastrophe Obligation Guarantee Act - S. 886, all provisions Community Building Code Administration Grant Act of 2009 - S. 970/H.R. 2246, all provisions Property Mitigation Assistance Act of 2009 - H.R. 1239, all provisions Commission on Catastrophic Disaster Risk and Insurance Act - S. 1487, all provisions National Hurricane Research Initiative Act - H.R. 327/ S. 1485, all provisions Catastrophic Savings Accounts Act - S. 1484, all provisions National Flood Insurance Program Extension Act of 2009 - H.R. 3139, all provisions Disaster Response, Recovery and Mitigation Enhancement Act - H.R. 3377, all provisions Continuing Extension Act of 2010 - H.R. 4851, all provisions American Workers, State, and Business Relief Act of 2010 - H.R. 4213, all provisions Flood Insurance Reform Priorities Act of 2010 - H.R. 5114, all provisions NFIP Reextension Act of 2010 - S. 3814, all provisions Coordination of Wind and Flood Perils Act of 2010 - S. 3672, all provisions A Bill to Extend the NFIP through December 31, 2010 - S. 3347, all provisions

Client expense: $210,000 · Firm income: Not reported

Insurance regulation reform issues including optional federal charter, creation of a Federal Insurance Office, McCarran-Ferguson and underwriting issues. S.1583 - Insurance Industry Competition Act of 2009 - all provisions H.R.1880 - National Insurance Consumer Protection Act - all provisions H.R.2609 Insurance Information Act of 2009 / Federal Insurance Office Act of 2009 all provisions H.R.2554 National Association of Registered Agents and Brokers Reform Act of 2009 - licensing issues H.R.2571 / S.1363 Nonadmitted and Reinsurance Reform Act of 2009 surplus lines issues H.R.3059 / S.1386 - Access to Repair Parts all provisions H.R.2057 Motor Vehicles Owners Right to Repair Act of 2009 all provisions S.1681 / H.R.3596 - Health Insurance Industry Anti-Trust Enforcement Act of 2009 definitions of insurance: liability and health H.R.4626 Health Insurance Industry Fair Competition Act Lines of insurance included and FTC study of insurance Natural catastrophe issues including proposals regarding government backstops for insurance losses from large-scale natural catastrophes. H.R.1264 - Multiple Peril Insurance Act of 2009 all provisions H.R.83 Homeowners Insurance Protection Act of 2009 all provisions H.R.998 - Policyholder Disaster Protection Act of 2009 all provisions S.866 Catastrophe Obligation Guarantee Act all provisions H.R.2555 / S.505 Homeowners Defense Act all provisions S.1486 / H.R.998 Policyholder Disaster Protection Act of 2009 all provisions S.1487 Commission on Catastrophic Disaster Risk and Insurance Act of 2009 all provisions H.R.2555 Homeowners Defense Act of 2009 all provisions H.R.1264 Multiple Peril Insurance Act of 2009 all provisions Flood insurance issues Reauthorization of the National Flood Insurance Program (NFIP) H.R.1105 Omnibus Appropriations Act, 2009 extend the National Flood Insurance Program (NFIP) to September 30, 2009 and privacy provisions H.R.3139 National Flood Insurance Program Extension Act of 2009 Extend the NFIP program H.R.2918 Legislative Branch Appropriations Act 2010 Temporary extension of the NFIP H.R.2996 the Interior Environment Appropriations Act Temporary extension of the NFIP H.R.3326 The Department of Defense Appropriations Act 2010 Temporary extension of the NFIP H.R.4691 Temporary Extension Act of 2010 Temporary extension of the NFIP H.R.2701 Intelligence Authorization Act of 2010 Temporary extension of the NFIP & COBRA Hiring Incentives to Restore Employment Act Draft bill Temporary extension of the NFIP H.R.4851 Continuing Extension Act of 2010 Temporary extension of the NFIP H.R.5114 Flood Insurance Reform Priorities Act of 2010 all provisions H.R.5255 Stable Flood Insurance Authorization Act of 2010 all provisions H.R.5569 National Flood Insurance Program Extension Act of 2010 all provisions H.R.4213 - American Jobs and Closing Tax Loopholes Act of 2010 - Temporary extension of the NFIP Workers compensation issues including: H.R.635 National Commission on State Workers Compensation Laws Act of 2009 all provisions H.R.2641 Medicare Secondary Payer and Workers' Compensation Settlement Agreements Act of 2009 all provisions Health care reform issues, including revenue offsets, expansion of the Medicare Secondary Payer Act, definition of health insurer, CLASS Act and workers compensation. H.R.3200 - Americas Affordable Health Choices Act of 2009 S.1679 - Affordable Health Choices Act including the CLASS Act and the Universal 24-Hour Coverage amendment S. 1796 - Americas Healthy Future Act of 2009 - revenue offsets, expansion of the Medicare Secondary Payer Act, definition of health insurer, CLASS Act and workers compensation) H.R.3590 Patient Protection and Affordable Care Act (House and Senate versions) - revenue offsets, expansion of the Medicare Secondary Payer Act, definition of health insurer, CLASS Act and workers compensation H.R.3962 the Affordable Health Care for America Act - revenue offsets, expansion of the Medicare Secondary Payer Act, definition of health insurer, CLASS Act and workers compensation H.R.4872 Health Care and Education Reconciliation Act of 2010 - revenue offsets

H.R. 83. Homeowners Insurance Protection Act (entire bill) H.R. 308/ S. 1364. Hurricane and Tornado Mitigation Investment Act (entire bills) H.R. 1583. To further competition in the insurance industry (Repeals McCarran-Furguson Act) (entire bills) H.R 327/ S. 1485. National Hurricane Research Initiative Act (entire bill) H.R. 988/ S. 1486. Policyholder Disaster Protection Act (entire bill) H.R. 1239. Property Mitigation Assistance Act (entire bill) H.R. 1264. Multi Peril Insurance Act (entire bill) S. 505. Homeowners Defense Act (entire bill) H.R. 1880. National Insurance Consumer Protection Act (entire bill) H.R. 1754/ S.664. Financial System Stabilization and Reform Act of 2009 (entire bill) S. 886. Catastrophe Obligation Guarantee Act (entire bill) H.R. 2555. Homeowners Defense Act of 2009 (entire bill) H.R. 2554. National Association of Registered Agents and Brokers Reform Act (entire bill) H.R. 2571/ S. 1363. Nonadmitted and Reinsurance Reform Act H.R. 2609. Insurance Information Act (entire bill) H.R. 3596/ S. 1681. Health Insurance Industry Antitrust Enforcement Act (entire bill) S.1484. Catastrophe Savings Account Act (entire bill) S. 1487. Commission on Catastrophic Disaster Risk and Insurance Act (entire bill) H.R. 3139. National Flood Insurance Program Extension Act (entire bill) H.R. 3126/ H.R. 3639. Consumer Financial Protection Agency Act S. 1540. Resolution Reform Act of 2009 H.R. 3590. Patient Protection and Affordable Care Act (proposed amendment #2795, Health Insurance Antitrust Enforcement Act) H.R. 3326. FY 2010 DOD Appropriations (Sec. 1005, Continuing Resolution of National Flood Insurance Program). H.R. 3962. Affordable Health Care for America Act (Sec 260-FTC Authority, Sec. 262, Antitrust Application to Health Sector Industries). H.R. 4173. Wall Street Reform and Consumer Protection Act of 2009. (entire bill) H.R. 3817. Investor Protections Act of 2009. (entire bill) H.R. 3818. Private Fund Investment Advisors Registration Act of 2009. (entire bill) H.R. 3996. Financial Stability Improvement Act. (entire bill) S. 3217. Restoring America's Financial Stability Act (entire bill) H.R. 4778. National Flood Insurance Program Extension Act (entire bill) H.R. 4802. Risk Retention Modernization Act (entire bill) H.R. 4626. Health Insurance Industry Fair Competition Act (entire bill) S. 3203. To extend the NFIP through May 31, 2010 (entire bill) H.R. 5114. Flood Insurance Reform Priorities Act (entire bill) H.R. 5255. Stable Flood Insurance Authorization Act (entire bill) S. 3347. To extend the NFIP though December 31, 2010 (entire bill)

HR 1105, HR 327, HR 1264, HR 1316, HR 1525, HR 2555, HR 3377, HR 83, HR 998, S 1364, S 1484, S 1485, S 1486, S 1487, S 505, S 601, S 886

Client expense: $1,490,000 · Firm income: Not reported

Government targets: Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

Homeowners Insurance Protection Act of 2009 - H.R. 83, all provisions Policyholder Disaster Protection Act of 2009 - H.R. 998/ S. 1486, all provisions Homeowners Defense Act of 2009 - S. 505/H.R. 2555, all provisions Multiple Peril Insurance Act of 2009 H.R. 1264, all provisions Safe Building Code Incentive Act of 2009 - H.R. 2592, all provisions Catastrophe Obligation Guarantee Act S. 886, all provisions Community Building Code Administration Grant Act of 2009 S. 970/H.R. 2246, all provisions Property Mitigation Assistance Act of 2009 H.R. 1239, all provisions Commission on Catastrophic Disaster Risk and Insurance Act S. 1487, all provisions National Hurricane Research Initiative Act H.R. 327/ S. 1485, all provisions Catastrophic Savings Accounts Act S. 1484, all provisions National Flood Insurance Program Extension Act of 2009 H.R. 3139, all provisions Disaster Response, Recovery and Mitigation Enhancement Act H.R. 3377, all provisions Continuing Extension Act of 2010 H.R. 4851, all provisions American Workers, State, and Business Relief Act of 2010 H.R. 4213, all provisions Flood Insurance Reform Priorities Act of 2010 H.R. 5114, all provisions

Client expense: $260,000 · Firm income: Not reported

H.R. 1880 to establish a system of regulation and supervision for insurers, insurance agencies, and insurance producers chartered or licensed under federal law that ensures the stability and financial integrity of those insurers, agencies, and producers and that protects policyholders and other consumers served by such insurers, agencies, or producers H.R. 2571 to streamline the regulation of non-admitted insurance and reinsurance, and for other purposes H.R. 2609 to create a federal Office of Insurance Information. H.R. 3051 to enhance citizen awareness of insurance information and services by establishing that insurance documents issued to the public must be written clearly, and for other purposes HR 2609 Federal Insurance Office Act which would create a national insurance office to gather information from the industry and represent the U.S. in international talks on insurance matters H.R. 3669, to prohibit employers from carrying life insurance policies on their rank and file employees S. 1487 to establish a bipartisan commission on insurance reform

Client expense: $425,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), SENATE, Treasury, Dept of, U.S. Trade Representative (USTR)

H.R. 1880 to establish a system of regulation and supervision for insurers, insurance agencies, and insurance producers chartered or licensed under federal law that ensures the stability and financial integrity of those insurers, agencies, and producers and that protects policyholders and other consumers served by such insurers, agencies, or producers H.R. 2571 to streamline the regulation of non-admitted insurance and reinsurance, and for other purposes H.R. 2609 to create a federal Office of Insurance Information. H.R. 3051 to enhance citizen awareness of insurance information and services by establishing that insurance documents issued to the public must be written clearly, and for other purposes HR 2609 Federal Insurance Office Act which would create a national insurance office to gather information from the industry and represent the U.S. in international talks on insurance matters H.R. 3669, to prohibit employers from carrying life insurance policies on their rank and file employees S. 1487 to establish a bipartisan commission on insurance reform

Client expense: $1,050,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), SENATE, Treasury, Dept of, U.S. Trade Representative (USTR)

HR 83, HR 998, HR 327, HR 1264, HR 1316, HR 1525, HR 2555, HR 3377, S 505, S 601, S 886, S 1364, S 1484, S 1486, S 1487

Client expense: $750,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

H.R. 83. Homeowners Insurance Protection Act (entire bill) H.R. 308/ S. 1364. Hurricane and Tornado Mitigation Investment Act (entire bills) H.R. 1583. To further competition in the insurance industry (Repeals McCarran-Furguson Act) (entire bills) H.R 327/ S. 1485. National Hurricane Research Initiative Act (entire bill) H.R. 988/ S. 1486. Policyholder Disaster Protection Act (entire bill) H.R. 1239. Property Mitigation Assistance Act (entire bill) H.R. 1264. Multi Peril Insurance Act (entire bill) S. 505. Homeowners Defense Act (entire bill) H.R. 1880. National Insurance Consumer Protection Act (entire bill) H.R. 1754/ S.664. Financial System Stabilization and Reform Act of 2009 (entire bill) S. 886. Catastrophe Obligation Guarantee Act (entire bill) H.R. 2555. Homeowners Defense Act of 2009 (entire bill) H.R. 2554. National Association of Registered Agents and Brokers Reform Act (entire bill) H.R. 2571/ S. 1363. Nonadmitted and Reinsurance Reform Act H.R. 2609. Insurance Information Act (entire bill) H.R. 3596/ S. 1681. Health Insurance Industry Antitrust Enforcement Act (entire bill) S.1484. Catastrophe Savings Account Act (entire bill) S. 1487. Commission on Catastrophic Disaster Risk and Insurance Act (entire bill) H.R. 3139. National Flood Insurance Program Extension Act (entire bill) H.R. 3126/ H.R. 3639. Consumer Financial Protection Agency Act S. 1540. Resolution Reform Act of 2009 H.R. 3590. Patient Protection and Affordable Care Act (proposed amendment #2795, Health Insurance Antitrust Enforcement Act) H.R. 3326. FY 2010 DOD Appropriations (Sec. 1005, Continuing Resolution of National Flood Insurance Program). H.R. 3962. Affordable Health Care for America Act (Sec 260-FTC Authority, Sec. 262, Antitrust Application to Health Sector Industries). H.R. 4173. Wall Street Reform and Consumer Protection Act of 2009. (entire bill) H.R. 3817. Investor Protections Act of 2009. (entire bill) H.R. 3818. Private Fund Investment Advisors Registration Act of 2009. (entire bill) H.R. 3996. Financial Stability Improvement Act. (entire bill) S. 3217. Restoring America's Financial Stability Act (entire bill) H.R. 4778. National Flood Insurance Program Extension Act (entire bill) H.R. 4802. Risk Retention Modernization Act (entire bill) H.R. 4626. Health Insurance Industry Fair Competition Act (entire bill) Administrations Financial Services Regulatory Reform Proposal (all titles Issues related to credit based insurance scoring

Insurance regulation reform issues including optional federal charter, creation of a Federal Insurance Office, McCarran-Ferguson and underwriting issues. S.1583 - Insurance Industry Competition Act of 2009 - all provisions H.R.1880 - National Insurance Consumer Protection Act - all provisions Insurance regulation reform issues (continued): H.R.2609 Insurance Information Act of 2009 / Federal Insurance Office Act of 2009 all provisions H.R.2554 National Association of Registered Agents and Brokers Reform Act of 2009 - licensing issues H.R.2571 / S.1363 Nonadmitted and Reinsurance Reform Act of 2009 surplus lines issues H.R.3059 / S.1386 - Access to Repair Parts all provisions H.R.2057 Motor Vehicles Owners Right to Repair Act of 2009 all provisions S.1681 / H.R.3596 - Health Insurance Industry Anti-Trust Enforcement Act of 2009 definitions of insurance: liability and health H.R.4626 Health Insurance Industry Fair Competition Act Lines of insurance included and FTC study of insurance Natural catastrophe issues including proposals regarding government backstops for insurance losses from large-scale natural catastrophes. H.R.1264 - Multiple Peril Insurance Act of 2009 all provisions H.R.83 Homeowners Insurance Protection Act of 2009 all provisions H.R.998 - Policyholder Disaster Protection Act of 2009 all provisions S.866 Catastrophe Obligation Guarantee Act all provisions H.R.2555 / S.505 Homeowners Defense Act all provisions S.1486 / H.R.998 Policyholder Disaster Protection Act of 2009 all provisions S.1487 Commission on Catastrophic Disaster Risk and Insurance Act of 2009 all provisions Flood insurance issues Reauthorization of the National Flood Insurance Program (NFIP) H.R.1105 Omnibus Appropriations Act, 2009 extend the National Flood Insurance Program (NFIP) to September 30, 2009 and privacy provisions H.R.3139 National Flood Insurance Program Extension Act of 2009 Extend the NFIP program H.R.2918 Legislative Branch Appropriations Act 2010 Temporary extension of the NFIP H.R.2996 the Interior Environment Appropriations Act Temporary extension of the NFIP H.R.3326 The Department of Defense Appropriations Act 2010 Temporary extension of the NFIP H.R.4691 Temporary Extension Act of 2010 Temporary extension of the NFIP H.R.2701 Intelligence Authorization Act of 2010 Temporary extension of the NFIP & COBRA Hiring Incentives to Restore Employment Act Draft bill Temporary extension of the NFIP Workers compensation issues including: H.R.635 National Commission on State Workers Compensation Laws Act of 2009 all provisions H.R.2641 Medicare Secondary Payer and Workers' Compensation Settlement Agreements Act of 2009 all provisions Stimulus issues including: H.R.1 / S.1 - American Recovery and Reinvestment Act of 2009 issues regarding corporate governance, COBRA, and other employee benefits Health care reform issues, including revenue offsets, expansion of the Medicare Secondary Payer Act, definition of health insurer, CLASS Act and workers compensation. H.R.3200 - Americas Affordable Health Choices Act of 2009 S.1679 - Affordable Health Choices Act including the CLASS Act and the Universal 24-Hour Coverage amendment S. 1796 - Americas Healthy Future Act of 2009 - revenue offsets, expansion of the Medicare Secondary Payer Act, definition of health insurer, CLASS Act and workers compensation) H.R.3590 Patient Protection and Affordable Care Act (House and Senate versions) - revenue offsets, expansion of the Medicare Secondary Payer Act, definition of health insurer, CLASS Act and workers compensation H.R.3962 the Affordable Health Care for America Act - revenue offsets, expansion of the Medicare Secondary Payer Act, definition of health insurer, CLASS Act and workers compensation H.R.4872 Health Care and Education Reconciliation Act of 2010 - revenue offsets

Homeowners Insurance Protection Act of 2009 - H.R. 83, all provisions; Policyholder Disaster Protection Act of 2009 - H.R. 998/ S. 1486, all provisions; Homeowners Defense Act of 2009 - S. 505/H.R. 2555, all provisions; Multiple Peril Insurance Act of 2009 - H.R. 1264, all provisions; Safe Building Code Incentive Act of 2009 - H.R. 2592, all provisions; Catastrophe Obligation Guarantee Act - S. 886, all provisions; Community Building Code Administration Grant Act of 2009 - S.970/H.R.2246, all provisions; Property Mitigation Assistance Act of 2009 - H.R.1239, all provisions; Commission on Catastrophic Disaster Risk and Insurance Act - S. 1487, all provisions; National Hurricane Research Initiative Act H.R. 327/ S. 1485, all provisions; Catastrophic Savings Accounts Act S. 1484, all provisions; National Flood Insurance Program Extension Act of 2009 H.R. 3139, all provisions; Disaster Response, Recovery and Mitigation Enhancement Act H.R. 3377, all provisions; Continuing Extension Act of 2010 - H.R.4851, all provisions; American Workers, State, and Business Relief Act of 2010 - H.R.4213, all provisions.

Client expense: $240,000 · Firm income: Not reported

HR 83 - Homeowners Insurance Protection Act of 2009 Issue: federal reinsurance for state catastrophe funds; S 505, HR 2555 - Homeowners Defense Act of 2009; Issue: creation of a federal natural catastrophe fund HR 998/S 1486 -Policyholder Disaster Protection Act; Issue: allow for tax exempt catastrophe reserves for property insurers S 886/HR 4014 - COGA - Catastrophic Obligations Guarantee Act; Issue: impact on property insurance rates HR 1264 - The Multiple Peril Insurance Act of 2009; Issue: oppose addition of windstorm coverage to Natl Flood Insurance Program; NOT YET INTRODUCED - Flood Insurance Reform and Modernization Act; Issue; need to pass comprehensive reforms for the National Flood Insurance Program HR 2592 Safe Building Code Incentive Act; Issue: support the need for better enforcement of state and local building codes HR 2246/S 970 - Community Building Code Administration Grant Act; Issue: provide incentives for improved building code enforcement HR 3139 Extends NFIP to March 31, 2010; support S 3153 Extends NFIP to April 30, 2010 Issue: the need to extend the NFIP ; support HR 4213, HR 4778, HR 4691, HR 4851 various NFIP extensions; Issue: need to extend the National Flood Insurance Program; support S 1487 - Commission on Catastrophic Disaster Risk and Insurance Act of 2009; Issue: need for further study

Client expense: $100,000 · Firm income: Not reported

Auto salvage title issues (S. 164, S 202, HR 1257); Flood and multi-peril legislation (HR 1105, HR 1264, HR 3139); McCarran-Ferguson repeal (HR 1583, HR 3596, S 1681); Natural Catastrophe legislation (S 505, HR 83, HR 1525, HR 2555, S 886, S 1484, S 1485, S 1486, S 1487); Mitigation (HR 2592, HR 3026, HR 3027, HR 3028)

Client expense: $930,000 · Firm income: Not reported

Government targets: Executive Office of the President (EOP), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), SENATE, Treasury, Dept of

HR 83, HR 327, HR 998, HR 1105, HR 1264, HR 1316, HR 1525, HR 2555, HR 3377, S 505, S 601, S 886, S 1364, S 1484, S 1485, S 1486, S 1487

Client expense: $790,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

Insurance regulation reform issues including optional federal charter, creation of a Federal Insurance Office, McCarran-Ferguson and underwriting issues. S.1583 - Insurance Industry Competition Act of 2009 - all provisions H.R.1880 - National Insurance Consumer Protection Act - all provisions H.R.2609 Insurance Information Act of 2009 / Federal Insurance Office Act of 2009 all provisions H.R.2554 National Association of Registered Agents and Brokers Reform Act of 2009 - licensing issues H.R.2571 / S.1363 Nonadmitted and Reinsurance Reform Act of 2009 surplus lines issues H.R.3059 / S.1386 - Access to Repair Parts all provisions H.R.2057 Motor Vehicles Owners Right to Repair Act of 2009 all provisions S.1681 / H.R.3596 - Health Insurance Industry Anti-Trust Enforcement Act of 2009 definitions of insurance: liability and health Natural catastrophe issues including proposals regarding government backstops for insurance losses from large-scale natural catastrophes. H.R.1264 - Multiple Peril Insurance Act of 2009 all provisions H.R.83 Homeowners Insurance Protection Act of 2009 all provisions H.R.998 - Policyholder Disaster Protection Act of 2009 all provisions S.866 Catastrophe Obligation Guarantee Act all provisions H.R.2555 / S.505 Homeowners Defense Act all provisions S.1486 / H.R.998 Policyholder Disaster Protection Act of 2009 all provisions S.1487 Commission on Catastrophic Disaster Risk and Insurance Act of 2009 all provisions Flood insurance issues Reauthorization of the National Flood Insurance Program (NFIP) H.R.1105 Omnibus Appropriations Act, 2009 extend the National Flood Insurance Program (NFIP) to September 30, 2009 and privacy provisions H.R.3139 National Flood Insurance Program Extension Act of 2009 Extend the NFIP program H.R.2918 Legislative Branch Appropriations Act 2010 Temporary extension of the NFIP H.R.2996 the Interior Environment Appropriations Act Temporary extension of the NFIP H.R.3326 The Department of Defense Appropriations Act 2010 Temporary extension of the NFIP Workers compensation issues including: H.R.635 National Commission on State Workers Compensation Laws Act of 2009 all provisions H.R.2641 Medicare Secondary Payer and Workers' Compensation Settlement Agreements Act of 2009 all provisions Stimulus issues including: H.R.1 / S.1 - American Recovery and Reinvestment Act of 2009 issues regarding corporate governance, COBRA, and other employee benefits Health care reform issues, including revenue offsets, expansion of the Medicare Secondary Payer Act, definition of health insurer, CLASS Act and workers compensation. H.R.3200 - Americas Affordable Health Choices Act of 2009 S.1679 - Affordable Health Choices Act including the CLASS Act and the Universal 24-Hour Coverage amendment S. 1796 - Americas Healthy Future Act of 2009 (revenue offsets, expansion of the Medicare Secondary Payer Act, definition of health insurer, CLASS Act and workers compensation) H.R.3590 Patient Protection and Affordable Care Act (House and Senate versions) (revenue offsets, expansion of the Medicare Secondary Payer Act, definition of health insurer, CLASS Act and workers compensation) H.R.3962 the Affordable Health Care for America Act (revenue offsets, expansion of the Medicare Secondary Payer Act, definition of health insurer, CLASS Act and workers compensation)

H.R. 83. Homeowners Insurance Protection Act (entire bill) H.R. 308/ S. 1364. Hurricane and Tornado Mitigation Investment Act (entire bills) H.R. 1583. To further competition in the insurance industry (Repeals McCarran-Furguson Act) (entire bills) H.R 327/ S. 1485. National Hurricane Research Initiative Act (entire bill) H.R. 988/ S. 1486. Policyholder Disaster Protection Act (entire bill) H.R. 1239. Property Mitigation Assistance Act (entire bill) H.R. 1264. Multi Peril Insurance Act (entire bill) S. 505. Homeowners Defense Act (entire bill) H.R. 1880. National Insurance Consumer Protection Act (entire bill) H.R. 1754/ S.664. Financial System Stabilization and Reform Act of 2009 (entire bill) S. 886. Catastrophe Obligation Guarantee Act (entire bill) H.R. 2555. Homeowners Defense Act of 2009 (entire bill) H.R. 2554. National Association of Registered Agents and Brokers Reform Act (entire bill) H.R. 2571/ S. 1363. Nonadmitted and Reinsurance Reform Act H.R. 2609. Insurance Information Act (entire bill) H.R. 3596/ S. 1681. Health Insurance Industry Antitrust Enforcement Act (entire bill) S.1484. Catastrophe Savings Account Act (entire bill) S. 1487. Commission on Catastrophic Disaster Risk and Insurance Act (entire bill) H.R. 3139. National Flood Insurance Program Extension Act (entire bill) H.R. 3126/ H.R. 3639. Consumer Financial Protection Agency Act S. 1540. Resolution Reform Act of 2009 H.R. 3590. Patient Protection and Affordable Care Act (proposed amendment #2795, Health Insurance Antitrust Enforcement Act) H.R. 3326. FY 2010 DOD Appropriations (Sec. 1005, Continuing Resolution of National Flood Insurance Program). H.R. 3962. Affordable Health Care for America Act (Sec 260-FTC Authority, Sec. 262, Antitrust Application to Health Sector Industries). H.R. 4173. Wall Street Reform and Consumer Protection Act of 2009. (entire bill) H.R. 3817. Investor Protections Act of 2009. (entire bill) H.R. 3818. Private Fund Investment Advisors Registration Act of 2009. (entire bill) H.R. 3996. Financial Stability Improvement Act. (entire bill) Senate Banking Committee Chairman's Mark. Restoring America's Financial Stability Act of 2009. Administrations Financial Services Regulatory Reform Proposal: Title I - Financial Services Oversight Council Title II - Tier 1 Financial Holding Companies Title III Improvements to Supervision and Regulation of Federal Depository Institutions Title IV Registration of Advisers to Private Funds Title V Office of National Insurance Title VI - Bank Holding Company Act amendments and other banking law amendments Title VII - Improvements to Regulation of Over-the-Counter Derivatives Markets Title VIII Settlement Supervision Title IX Additional Improvements to Financial Markets Regulation Subtitle A and B Title IX Additional Improvements to Financial Markets Regulation Subtitle C Title IX Additional Improvements to Financial Markets Regulation Subtitle D Title IX - Additional Improvements to Financial Markets Regulation Subtitle E Title X Consumer Financial Protection Title XI Improvements to the Federal Trade Commission Act Title XII Enhanced Resolution Authority Title XIII - Amendment to Federal Reserve Act section 13(3) Issues related to credit based insurance scoring

HR 83 - Homeowners Insurance Protection Act of 2009 Issue: federal reinsurance for state catastrophe funds; S 505, HR 2555 - Homeowners Defense Act of 2009; Issue: creation of a federal natural catastrophe fund HR 998/S 1486 -Policyholder Disaster Protection Act; Issue: allow for tax exempt catastrophe reserves for property insurers S 886 - COGA - Catastrophic Obligations Guarantee Act; impact on property insurance rates HR 1264 - The Multiple Peril Insurance Act of 2009; Issue: oppose addition of windstorm coverage to Natl Flood Insurance Program; NOT YET INTRODUCED - Flood Insurance Reform and Modernization Act; Issue; need to pass comprehensive reforms for the National Flood Insurance Program HR 2592 Safe Building Code Incentive Act; Issue: support the need for better enforcement of state and local building codes HR 2246/S 970 - Community Building Code Administration Grant Act; Issue: provide incentives for improved building code enforcement HR 2918 Legislative Branch Appropriations Act; Issue: the need to extend the National Flood Insurance Program; support HR 2996 Department of Interior Appropriations Act; Issue: the need to extend the NFIP to Dec 18, 2009; support HR 3139 Extends NFIP to March 31, 2010; support HR 3326 Department of Defense Appropriations Act: Issue: the need to extend the NFIP to Feb 28, 2010; support S 1487 - Commission on Catastrophic Disaster Risk and Insurance Act of 2009; Issue: need for further study

Client expense: $50,000 · Firm income: Not reported

Homeowners Insurance Protection Act of 2009 - H.R. 83, all provisions; Policyholder Disaster Protection Act of 2009 - H.R. 998/ S. 1486, all provisions; Homeowners Defense Act of 2009 - S. 505/H.R. 2555, all provisions; Multiple Peril Insurance Act of 2009 - H.R. 1264, all provisions; Safe Building Code Incentive Act of 2009 - H.R. 2592, all provisions; Catastrophe Obligation Guarantee Act - S. 886, all provisions; Community Building Code Administration Grant Act of 2009 - S.970/H.R.2246, all provisions; Property Mitigation Assistance Act of 2009 - H.R.1239, all provisions; Commission on Catastrophic Disaster Risk and Insurance Act - S. 1487, all provisions; National Hurricane Research Initiative Act H.R. 327/ S. 1485, all provisions; Catastrophic Savings Accounts Act S. 1484, all provisions; National Flood Insurance Program Extension Act of 2009 H.R. 3139, all provisions; Disaster Response, Recovery and Mitigation Enhancement Act H.R. 3377, all provisions

Client expense: $250,000 · Firm income: Not reported

H.R. 1880 to establish a system of regulation and supervision for insurers, insurance agencies, and insurance producers chartered or licensed under federal law that ensures the stability and financial integrity of those insurers, agencies, and producers and that protects policyholders and other consumers served by such insurers, agencies, or producers H.R. 2571 to streamline the regulation of non-admitted insurance and reinsurance, and for other purposes H.R. 2609 to create a federal Office of Insurance Information. H.R. 3051 to enhance citizen awareness of insurance information and services by establishing that insurance documents issued to the public must be written clearly, and for other purposes HR 2609 Federal Insurance Office Act which would create a national insurance office to gather information from the industry and represent the U.S. in international talks on insurance matters H.R. 3669, to prohibit employers from carrying life insurance policies on their rank and file employees S. 1487 to establish a bipartisan commission on insurance reform

Client expense: $460,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of, U.S. Trade Representative (USTR)

H.R. 1880, National Insurance Consumer Protection Act. Proposals concerning the establishment of a "systemic risk regulator" as it relates to property/casualty insurance (Title II of Treasury proposal: Consolidated supervision and regulation of large interconnected financial firms). Proposals concerning Resolution Authority for systemically significant companies (Title XII, Treasury Reform proposal). H.R. 3126, Consumer Financial Protection Agency Act of 2009, potential applicability to property/casualty insurance. H.R. 2609, Insurance Information Act of 2009, and related proposals to create a Federal Insurance Office. Efforts to limit the extension/expansion of the Treasury's Troubled Asset Relief Program (TARP) to the insurance sector. S. 886, Catastrophe Obligation Guarantee Act. S. 1486/H.R. 998, Policyholder Disaster Protection Act of 2009. S. 1487, Commission on Catastrophic Disaster Risk and Insurance Act of 2009. H.R. 83, Homeowners Insurance Protection Act of 2009. H.R. 2571/S. 1363, Nonadmitted and Reinsurance Reform Act of 2009. Oversight/administration/execution of economic stability programs as related specifically to AIG recovery. Discussions/proposals concerning operational implementation of the Terrorism Risk Insurance Act (TRIA). H.R. 3596/S.1681, Health Insuance Antitrust Enforcement Act of 2009.

Client expense: $1,020,000 · Firm income: Not reported

Insurance regulation reform issues including optional federal charter, creation of a Federal Insurance Office, McCarran-Ferguson and underwriting issues. - S.1583 - Insurance Industry Competition Act of 2009 - all provisions - H.R.1880 - National Insurance Consumer Protection Act - all provisions Insurance regulation issues continued: H.R.2609 Insurance Information Act of 2009 / Federal Insurance Office Act of 2009 all provisions H.R.2554 National Association of Registered Agents and Brokers Reform Act of 2009 - licensing issues H.R.2571 / S.1363 Nonadmitted and Reinsurance Reform Act of 2009 surplus lines issues H.R.3059 / S.1386 - Access to Repair Parts all provisions H.R.2057 Motor Vehicles Owners Right to Repair Act of 2009 all provisions S.1681 / H.R.3596 - Health Insurance Industry Anti-Trust Enforcement Act of 2009 definitions of insurance: liability and health Natural catastrophe issues including proposals regarding government backstops for insurance losses from large-scale natural catastrophes. H.R.1264 - Multiple Peril Insurance Act of 2009 all provisions H.R.83 Homeowners Insurance Protection Act of 2009 all provisions H.R.998 - Policyholder Disaster Protection Act of 2009 all provisions S.866 Catastrophe Obligation Guarantee Act all provisions H.R.2555 / S.505 Homeowners Defense Act all provisions H.R.2592 Safe Building Code Incentive Act of 2009 all provisions S.1486 / H.R.998 Policyholder Disaster Protection Act of 2009 all provisions S.1487 Commission on Catastrophic Disaster Risk and Insurance Act of 2009 all provisions Flood insurance issues Reauthorization of the National Flood Insurance Program (NFIP) H.R.1105 Omnibus Appropriations Act, 2009 extend the National Flood Insurance Program (NFIP) to September 30, 2009 and privacy provisions H.R.3139 National Flood Insurance Program Extension Act of 2009 Extend the NFIP program H.R.2918 Legislative Branch Appropriations Act 2010 Temporary extension of the NFIP Workers compensation issues including: H.R.635 National Commission on State Workers Compensation Laws Act of 2009 all provisions H.R.2641 Medicare Secondary Payer and Workers' Compensation Settlement Agreements Act of 2009 all provisions Stimulus issues including: H.R.1 / S.1 - American Recovery and Reinvestment Act of 2009 issues regarding corporate governance, COBRA, and other employee benefits Health care reform issues, including revenue offsets, expansion of the Medicare Secondary Payer Act, definition of health insurer, CLASS Act and workers compensation. H.R.3200 - Americas Affordable Health Choices Act of 2009 S.1679 - Affordable Health Choices Act including the CLASS Act and the Universal 24-Hour Coverage amendment Americas Healthy Future Act of 2009 (Senate Finance Committee draft)

HR 83, HR 327, HR 998, HR 1105, HR 1264, HR 1316, HR 1525, HR 2555, HR 3377, S 505, S 601, S 886, S 1364, S 1484, S 1485, S 1486, S 1487

Client expense: $994,527 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, Natl Economic Council (NEC), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

HR 83, HOMEOWNERS INSURANCE PROTECTION ACT OF 2009; ALL PROVISIONS OF THE BILL HR 998/S 1486: POLICYHOLDER DISASTER PROTECTION ACT OF 2009; ALL PROVISIONS OF THE BILL HR 1264: MULTIPLE PERIL INSURANCE ACT OF 2009; ALL PROVISIONS OF THE BILL HR1880: NATIONAL INSURANCE CONSUMER PROTECTION ACT OF 2009; ALL PROVISIONS OF THE BILL HR 2221: DATA ACCOUNTABILITY AND TRUST ACT; ALL PROVISIONS OF THE BILL HR 2555/S505: HOMEOWNERS DEFENSE ACT OF 2009; ALL PROVISIONS OF THE BILL HR 2592: SAFE BUILDING CODE INCENTIVE ACT OF 2009; ALL PROVISIONS OF THE BILL HR 2609: THE INSURANCE INFORMATION ACT (REDRAFTED AS THE FEDERAL INSURANCE OFFICE ACT OF 2009); ALL PROVISIONS ON THE BILL HR 3126: THE CONSUMER FINANCIAL PROTECTION AGENCY ACT OF 2009; ALL PROVISIONS OF THE BILL HR 3377: DISASTER, RECOVERY, AND MITIGATION ENHANCEMENT ACT OF 2009; ALL PROVISIONS OF THE BILL S 886: CATASTROPHE OBLIGATION GUARANTEE ACT; ALL PROVISIONS OF THE BILL S 1484: CATASTROPHE SAVINGS ACCOUNTS ACT; ALL PROVISIONS OF THE BILL S 1485: NATIONAL HURRICANE RESEARCH INITIATIVE ACT OF 2009; ALL PROVISIONS OF THE BILL S 1487: COMMISSION ON CATASTROPHIC DISASTER RISK AND INSURANCE ACT OF 2009; ALL PROVISIONS OF THE BILL NO SPECIFIC BILL: ADMINISTRATIONS WHITE PAPER PROPOSAL (DEPT. OF TREASURY): FINANCIAL REGULATORY REFORM, A NEW FOUNDATION: REBUILDING FINANCIAL SUPERVISION AND REGULATION; ALL PROVISIONS OF THE PROPOSAL; GENERAL DISCUSSIONS COVERING THE PROPOSAL; SYSTEMIC RISK; RESOLUTION AUTHORITY; CONSUMER PROTECTIONS; TIER 1 FINANCIAL HOLDING COMPANY; INSURANCE REGULATION; OFFICE OF NATIONAL INSURANCE NO SPECIFIC BILL: DISCUSSIONS COVERING FINANCIAL SERVICES REFORM PROPOSALS FROM CONGRESS AND THE ADMINISTRATION (DEPARTMENT OF TREASURY); INCLUDING SYSTEMIC RISK, RESOLUTION AUTHORITY AND TIER 1 FINANCIAL HOLDING COMPANY PROVISIONS NO SPECIFIC BILL: GENERAL OPTIONAL FEDERAL CHARTER AND INSURANCE REGULATORY REFORM DISCUSSIONS NO SPECIFIC BILL: CREDIT SCORING; GENERAL DISCUSSIONS ON THE ISSUE NO SPECIFIC BILL: GENERAL FAIR CREDIT REPORTING ACT, FAIR AND ACCURATE CREDIT TRANSACTIONS ACT AND PRIVACY DISCUSSIONS NO SPECIFIC BILL: GENERAL AFFILIATE AND CONTROL DEFINITION DISCUSSIONS, AS IT RELATES TO INSURANCE NO SPECIFIC BILL: TERRORISM INSURANCE; GENERAL DISCUSSIONS ON TRIA PROGRAM AS IT RELATES TO AFFILIATES NO SPECIFIC BILL: COMMUNITY REINVESTMENT ACT; GENERAL DISCUSSION AS IT RELATES TO INSURANCE NO SPECIFIC BILL: FEDERAL TRADE COMMISSION (FTC) HOMEOWNERS CREDIT BASED STUDY; COMPLIANCE ISSUES NO SPECIFIC BILL: NATIONAL FLOOD INSURANCE PROGRAM (NFIP); SHORT-TERM EXTENSION IN THE SEPTEMBER CR AND LONGER-TERM EXTENSION AND REFORM DISCUSSIONS; GENERAL DISCUSSIONS; DISCUSSIONS COVERING FULL REFORM LEGISLATION; DISCUSSIONS COVERING POSSIBLE NFIP LANGUAGE IN HOMELAND APPROPRIATIONS NO SPECIFIC BILL: GENERAL DISCUSSIONS ON ADDING WIND-STORM COVERAGE AND MULTIPLE PERILS TO THE NFIP NO SPECIFIC BILL: GENERAL REINSURANCE DISCUSSIONS; PROPOSALS; AS IT RELATES TO INSURANCE NO SPECIFIC BILL: GENERAL DISCUSSIONS ON MCCARRAN FERGUSON REPEAL NO SPECIFIC BILL: GENERAL NATURAL CATASTROPHE DISCUSSIONS NO SPECIFIC BILL: GENERAL DISCUSSIONS ON TROUBLED ASSET RELIEF PROGRAM AND ECONOMIC STABILITY AND RECOVERY PROGRAMS, AS RELATED TO INSURANCE HR 3596/ S 1681: HEALTH INSURANCE INDUSTRY ANTITRUST ENFORCEMENT ACT OF 2009; PROVISIONS RELATING TO MCCARRAN-FERGUSON REPEAL FOR HEALTH CARE AND MEDICAL LIABILITY INSURERS

H.R. 1880 to establish a system of regulation and supervision for insurers, insurance agencies, and insurance producers chartered or licensed under federal law that ensures the stability and financial integrity of those insurers, agencies, and producers and that protects policyholders and other consumers served by such insurers, agencies, or producers H.R. 2571 to streamline the regulation of non-admitted insurance and reinsurance, and for other purposes H.R. 2609 to create a federal Office of Insurance Information. H.R. 3051 to enhance citizen awareness of insurance information and services by establishing that insurance documents issued to the public must be written clearly, and for other purposes HR 2609 Federal Insurance Office Act which would create a national insurance office to gather information from the industry and represent the U.S. in international talks on insurance matters S. 1487 to establish a bipartisan commission on insurance reform

Client expense: $490,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of, U.S. Trade Representative (USTR)

H.R. 83. Homeowners Insurance Protection Act (entire bill) H.R. 308/ S. 1364. Hurricane and Tornado Mitigation Investment Act (entire bills) H.R. 1583. To further competition in the insurance industry (Repeals McCarran-Furguson Act) (entire bills) H.R 327/ S. 1485. National Hurricane Research Initiative Act (entire bill) H.R. 988/ S. 1486. Policyholder Disaster Protection Act (entire bill) H.R. 1239. Property Mitigation Assistance Act (entire bill) H.R. 1264. Multi Peril Insurance Act (entire bill) S. 505. Homeowners Defense Act (entire bill) H.R. 1880. National Insurance Consumer Protection Act (entire bill) H.R. 1754/ S.664. Financial System Stabilization and Reform Act of 2009 (entire bill) S. 886. Catastrophe Obligation Guarantee Act (entire bill) H.R. 2555. Homeowners Defense Act of 2009 (entire bill) H.R. 2554. National Association of Registered Agents and Brokers Reform Act (entire bill) H.R. 2571/ S. 1363. Nonadmitted and Reinsurance Reform Act H.R. 2609. Insurance Information Act (entire bill) H.R. 3596/ S. 1681. Health Insurance Industry Antitrust Enforcement Act (entire bill) S.1484. Catastrophe Savings Account Act (entire bill) S. 1487. Commission on Catastrophic Disaster Risk and Insurance Act (entire bill) H.R. 3139. National Flood Insurance Program Extension Act (entire bill) H.R. 2918. FY 2010 Legislative Appropriations and Continuing Resolution (Division 8, Sec. 129, Continuing Resolution for National Flood Insurance Program) H.R. 3126/ H.R. 3639. Consumer Financial Protection Agency Act S. 1540. Resolution Reform Act of 2009 Issues related to credit based insurance scoring Administrations Financial Services Regulatory Reform Proposal: Title I - Financial Services Oversight Council Title II - Tier 1 Financial Holding Companies Title III Improvements to Supervision and Regulation of Federal Depository Institutions Title IV Registration of Advisers to Private Funds Title V Office of National Insurance Title VI - Bank Holding Company Act amendments and other banking law amendments Title VII - Improvements to Regulation of Over-the-Counter Derivatives Markets Title VIII Settlement Supervision Title IX Additional Improvements to Financial Markets Regulation Subtitle A and B Title IX Additional Improvements to Financial Markets Regulation Subtitle C Title IX Additional Improvements to Financial Markets Regulation Subtitle D Title IX - Additional Improvements to Financial Markets Regulation Subtitle E Title X Consumer Financial Protection Title XI Improvements to the Federal Trade Commission Act Title XII Enhanced Resolution Authority Title XIII - Amendment to Federal Reserve Act section 13(3) H.R. 3200. America's Affordable Health Choices Act (possible amendments affecting property-casualty insurers) Senate Finance Committee Modified Chairman's Mark of America's Health Future Act (possible amendments affecting property-casualty insurers)

Commission on Catastrophic Disaster Risk and Insurance Act - S. 1487; National Hurricane Research Initiative Act - H.R. 327/ S. 1485; Catastrophic Savings Accounts Act - S. 1484; National Flood Insurance Program Extension Act of 2009 - H.R. 3139; Disaster Response, Recovery and Mitigation Enhancement Act H.R. 3377

Client expense: $270,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, Justice, Dept of (DOJ), SENATE, Transportation, Dept of (DOT)

HR 83 - Homeowners Insurance Protection Act of 2009 Issue: federal reinsurance for state catastrophe funds; S 505, HR 2555 - Homeowners Defense Act of 2009; Issue: creation of a federal natural catastrophe fund HR 998/S 1486 -Policyholder Disaster Protection Act; Issue: allow for tax exempt catastrophe reserves for property insurers S 886 - COGA - Catastrophic Obligations Guarantee Act; impact on property insurance rates HR 1264 - The Multiple Peril Insurance Act of 2009; Issue: oppose addition of windstorm coverage to Natl Flood Insurance Program; HR 3139 - extends NFIP to March 31, 2010; support NOT YET INTRODUCED - Flood Insurance Reform and Modernization Act; Issue; need to pass comprehensive reforms for the National Flood Insurance Program HR 2592 Safe Building Code Incentive Act; Issue: support the need for better enforcement of state and local building codes HR 2246/S 970 - Community Building Code Administration Grant Act; Issue: provide incentives for improved building code enforcement HR 2918 Legislative Branch Appropriations Act; Issue: the need to extend the National Flood Insurance Program S 1487 - Commission on Catastrophic Disaster Risk and Insurance Act of 2009; Issue: need for further study

Client expense: $60,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE