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Credit Cardholders' Bill of Rights Act of 2009
Legislative Progress
Introduced
January 14, 2009
Latest Action
January 14, 2009
Primary Sponsor
Charles E. SchumerDemocratic(NY)
Momentum (last 30 days)
0
score
0 actions · 0 new cosponsors · 0 votes
Speed vs cohort
0pct
0d open
vs 4,048 other S bills in the 111th — cohort avg 29d
No CRS summary is available for this bill yet. The source title, actions, sponsors, and text versions below come from Congress.gov.
These links require the bill number to appear in the filing's source-reported specific issue text. Client expenses and lobbying-firm income are separate disclosure fields.
Filing registrants (26)
Bills with similar content found using semantic analysis.
Sources: Congress.gov
2010 · fourth_quarter · Financial Institutions/Investments/Securities
H.R. 384 - TARP Reform and Accountablity Act of 2009 H.R. 387 - TARP Accountability Act of 2009 S. 235 - Credit Cardholders Bill of Rights Act of 2009 S. 386 - An Act to improve enforcement of mortgage fraud, securities and commodities fraud, financial institution fraud, and other frauds related to Federal assistance and relief programs, for the recovery of funds lost to these frauds, and for other purposes. S. 566 - A bill to create a Financial Product Safety Commission, to provide consumers with stronger protections and better information in connection with consumer financial products, and to give providers of consumer financial products more regulatory certainty. S. 664 - A bill to create a systemic risk monitor for the financial system of the United States, to oversee financial regulatory activities of the Federal Government, and for other purposes. S. 961 - A bill to authorize the regulation of credit default swaps and other swap agreements, and for other purposes. H.R. 3763 - A bill to amend the Fair Credit Reporting Act. H.R. 3639 - To amend the Credit Card Accountability Responsibility and Disclosure Act of 2009 to establish an earlier effective date for various consumer protections and for other purposes. H.R. 3606 - To amend the Truth in Lending Act to make a technical correction to an amendment made by the Credit CARD Act of 2009. H.R. 4173 - Wall Street Reform and Consumer Protection Act of 2009 H.R. 3996 - Financial Stability Improvement Act H.R. 2266 - Reasonable Prudence in Regulation Act H.R. 3904 - Overdraft Protection Act H.R. 3126 - Consumer Financial Protection Agency Act H.R. 2382 - Credit Card Interchange Fees Act of 2009 H.R. 3817 - Potential amendment to the Investor Protectin Act that would roll-back he Supreme Court's Stoneridge decision. No bill number - Section 984 of the discussion draft of the Restoring American Financial Stability Act of 2009 S. 3217 - Restoring American Financial Stability Act of 2010
Client expense: $1,202,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2010 · fourth_quarter · Consumer Issues/Safety/Products
H.R. 4173 - Dodd-Frank Wall Street Reform and Consumer Protection Act.- all provisions relating to consumer protection and restructuring of the financial services industry . S. 139 - A bill to require Federal agencies, and persons engaged in interstate commerce, in possession of data containing sensitive personally identifiable information, to disclose any breach of such information - provisions relating to credit reporting. S. 141 - A bill to amend title 18, United States Code, to limit the misuse of Social Security numbers, to establish criminal penalties for such misuse, and for other purposes - provisions relating to credit reporting. S. 414 - A bill to amend the Consumer Credit Protection Act, to ban abusive credit practices, enhance consumer disclosures, protect underage consumers, and for other purposes - provisions relating to credit reporting S. 392 - A bill to protect consumers, and especially young consumers, from skyrocketing credit card debt, unfair credit card practices, and deceptive credit offers - provisions related to young consumers. S. 235 - A bill to amend the Truth in Lending Act to establish fair and transparent practices relating to the extension of credit under an open end consumer credit plan - provisions related to young consumers. H.R. 1469 - To amend the National Child Protection Act of 1993 to establish a permanent background check system - provisions relating to credit reporting. H.R. 1728 - the Mortgage Reform and Anti-Predatory Lending act of 2009 - provisions relating to credit reporting. H..R. 1748 - the "Fight Fraud Act 2009" - provisions relating to mortgage fraud. H.R. 2221 - Data Accountability & Trust Act - provisions relating to protecting computerized data containing personal information and other provisions relating to credit reporting. H.R. 3126- Consumer Financial Protection Agency Act of 2009 - all sections particularly as they relate to consumer reporting agencies. H.R. 3149 - Equal Employment for All Act - all provisions relating to the use of consusmer credit checks against prospective and current employees for the purposes of making adverse employment decisions. S. 1490 - Personal Data Privacy and Security Act of 2009 - A bill to prevent and mitigate identity theft, to ensure privacy, to provide notice of security breaches, and to enhance criminal penalties, law enforcement, assistance, and other protections against security breaches, fraudulent access, and misuse of personally idenftifiable information. - all provisions relating to data brokers H.R. 3421 - The Medical Debt Relief Act - Amends the Fair Credit Reporting Act to prohibit a consumer reporting agency from making any report containing information related to a fully paid or settled medical debt that had been characterized as debt in collection for credit reporting purposes, which, for the date of payment or settlement, antedates the report by more than 30 calendar days.- all provisions relating to credit reporting. S. 1261 - A bill to repeal title II of the REAL ID Act of 2005 and amend title II of the Homeland Security Act of 2002 to better protect the security, confidentiality, and integrity of personally identifiable information collected by States when issuing driver's licenses and identification documents, and for other purposes.- provisions relating to driver's licenses. H.R. 4538 - To amend the Fair Credit Reporting Act to require the inclusion of credit scores with free annual credit reports provided to consumers - all provisions relating to credit scores. S. 3217- "Restoring American Financial Stability Act of 2010" - A bill to promote the financial stability of the US by improving accountability and transparency in the financial system to end "too big to fail", to protect the American taxpayer by ending bailouts, to protect cosumers from abusive financial services practices, and for other purposes - provisions relating to consumer financial protection. H.R. 5743 - To amend the Fair Credit Reporting Act to prohibit the furnishing of certain negative loan modification information to a consumer reporting agency and to prohibit such information from being used in computing a consumer's credit score. All provisions as they relate to consumer reporting agencies. S. 3742 - Data Security and Breach Notification Act of 2010 - all provisions relating to consumer protection. S. 3987 - Red Flag Program Clarification Act of 2010 - Amends the FCRA with respect to the applicability of identify theft guidelines to creditors - All provisions relating to identity theft
2010 · fourth_quarter · Financial Institutions/Investments/Securities
HR 3890: Accountability and Transparency in Rating Agencies Act S. 139: Data Breach Notification Act S 3579: Data Security Act of 2010 S 3155: International Cybercrime Reporting and Cooperation Act HR 3818: Private Fund Investment Advisers Registration Act HR 5548/S 3480: Protecting Cyberspace as a National Asset Act of 2010 HR 4173/S. 3217: Dodd-Frank Wall Street Reform & Consumer Protection Act (Derivatives, CFBP, systemic risk, Thrift regulation, ILC, executive compensation, interchange fees, Volker Rule, bank tax) P.L. 111-517 HR 3126: Consumer Financial Protection Agency Act of 2009 HR 3269: Corporate and Financial Institution Compensation Fairness Act HR 627/S. 235: Credit Card Bill of Rights; PL 111-24 HR 3606/3639/3763: Consumer Financial Protection Agency HR 2221: Data Accountability and Trust Act S. 1006: Excessive Pay Shareholder Approval Act S. 1007: Excessive Pay Capped Deduction Act of 2009 HR 3795: Over the Counter Derivatives Market S. 1074: Shareholder Bill of Rights Acts of 2009 HR 2861: Shareholder Empowerment Act of 2009 HR 5297: Small Business Jobs & Credit Act of 2010 P.L. 111-499
Client expense: $460,000 · Firm income: Not reported
Government targets: Defense, Dept of (DOD), Energy, Dept of, Environmental Protection Agency (EPA), HOUSE OF REPRESENTATIVES, Natl Guard, SENATE
2010 · fourth_quarter · Banking
Credit Card Interchange Fees Act of 2009- H.R. 2382 The Credit Card Fair Fee Act of 2009- H.R. 2695, S. 1212 Monitor legislation and federal issues related to PCI Compliance. The Credit and Debit Card Receipt Clarification Act (From 2008, S. 2978) The Credit Cardholder's Bill of Rights- H.R. 627, S. 235 (P.L. 111-24) -Welch, Shuster, Dahlkemper Amendment (to H.R. 627) -Dodd, Shelby Substitute Amendment (to S. 235) -Durbin, Bond Consumers Discount Fee and Transparency Amendment (to S. 235) The Wall Street Reform and Consumer Protection Act- H.R. 4173 (P.L. 111-203) Debit Card Interchange Fees- Proposed Rulemaking
Client expense: $832,000 · Firm income: Not reported
Government targets: Agriculture, Dept of (USDA), Education, Dept of, Energy, Dept of, Environmental Protection Agency (EPA), Federal Reserve System, Federal Trade Commission (FTC), Food & Drug Administration (FDA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Internal Revenue Service (IRS), Justice, Dept of (DOJ), Labor, Dept of (DOL), Natl Labor Relations Board (NLRB), Office of Management & Budget (OMB), SENATE, Small Business Administration (SBA), State, Dept of (DOS), Treasury, Dept of, White House Office
2010 · fourth_quarter · Consumer Issues/Safety/Products
Internet, marketing and data protection issues H.R. 627 - Credit Cardholders' Bill of Rights Act of 2009 S. 414 - Credit Card Accountability Responsibility and Disclosure Act of 2009 Credit Card Act of 2009 S. 235 - Credit Cardholders' Bill of Rights Act of 2009 H.R. 2221 - Data Accountability and Trust Act H.R. 4173 - Wall Street Reform and Consumer Protection Act of 2009 S. 3217 - Restoring American Financial Stability Act of 2009 S. 3247 - Fair Access to Credit Scores Act S. 3386 - Restoring Online Shopper's Confidence Act Potential privacy legislation in the House of Representatives H.R. 5777 - Best Practices Act S. 1490 - Personal Data Privacy and Security Act S. 139 - Data Breach Notification Act S. 3742 - Data Security and Breach Notification Act
Client expense: Not reported · Firm income: $20,000
Client expense: $180,000 · Firm income: Not reported
Government targets: Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2010 · fourth_quarter · Financial Institutions/Investments/Securities
Increase transparency and improve conditions for small business merchants dealing with credit card agencies S. 414, the Credit CARD Act; H.R. 627 & S. 235, Credit Cardholders' Bill of Rights Act; H.R. 3126, Consumer Financial Protection Agency Act; S. 1212 & H.R. 2695, Credit Card Fair Fee Act; H.R. 2382, Credit Card Interchange Fees Act; S. 3217, Restoring American Financial Stability Act
Client expense: $150,000 · Firm income: Not reported
Government targets: Commerce, Dept of (DOC), Federal Reserve System, Food & Drug Administration (FDA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Internal Revenue Service (IRS), Labor, Dept of (DOL), Natl Labor Relations Board (NLRB), Occupational Safety & Health Administration (OSHA), SENATE, Small Business Administration (SBA), Treasury, Dept of, Veterans Affairs, Dept of (VA), White House Office
2010 · fourth_quarter · Financial Institutions/Investments/Securities
HR 384 Tarp Reform and Accountibility Act HR 387 Tarp Accountibility Act S 235 Credit Card Holders Bill of Rights Act S 298 A Bill to Establish a Financial Markets Commission
Client expense: Not reported · Firm income: $50,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2010 · fourth_quarter · Consumer Issues/Safety/Products
Issues regarding commercial credit providers, including: S. 585, S. 582, S. 566, S. 500, S. 414, S. 399, S. 392, S. 257, S. 255, S. 235, S. 165, S. 131, H.R. 1882, H.R. 1846, H.R. 1705, H.R. 1640, H.R. 1637, H.R. 1608, H.R. 1479, H.R. 1456, H.R. 1365, H.R. 1325, H.R. 1214, H.R. 627. Issues related to proposed Consumer Financial Protection Agency. Dodd-Frank Wall Street Reform and Consumer Protection Act. Start up of Consumer Financial Protection Bureau.
Client expense: Not reported · Firm income: $90,000
Government targets: Federal Reserve System, HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of
2010 · fourth_quarter · Financial Institutions/Investments/Securities
Issues related to commercial credit providers, including: S. 585, S. 582, S. 566, S. 500, S. 414, S. 399, S. 392, S. 257, S. 255, S. 235, S. 165, S. 131, H.R. 1882, H.R. 1846, H.R. 1705, H.R. 1640, H.R. 1637, H.R. 1608, H.R. 1479, H.R. 1456, H.R. 1365, H.R. 1325, H.R. 1214, H.R. 627. Issues related to proposed new Consumer Financial Protection Agency. Dodd-Frank Wall Street Reform and Consumer Protection Act. Start-up operations of the Consumer Financial Protection Bureau. NEED TO ADD CFPB TO LIST OF AGENCIES BELOW TO SELECT FROM
Client expense: Not reported · Firm income: $90,000
Government targets: Federal Reserve System, HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of
2010 · fourth_quarter · Real Estate/Land Use/Conservation
Monitor eminent domain legislation, public lands legislation; H.R.627, S. 235, Amend the Truth in Lending Act to establish fair and transparent practices relating to the extension of credit under an open end consumer credit plan. H.R.1885, Protect private property rights. H.R.4173, Dodd-Frank Wall Street Reform and Consumer Protection Act
Client expense: Not reported · Firm income: $40,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2010 · fourth_quarter · Housing
Monitor Federal Housing Finance Reform, Affordable Housing, Section 8 vouchers, GSA and homeless funding, development , exit tax legislation, Mortgage Reform and Anti-Predatory Lending Act, veterans housing and workforce housing; Residual receipts legislation, Monitor housing legislation (CDBG) for impact on municipalities. , Building American Homeownership, . FHA Modernization, Foreclosure Prevention, Expanding American Home Ownership, National Affordable Housing Trust Fund , and National Affordable Housing Trust Fund ; monitor for impact on cities. H.R.627, Amend the Truth in Lending Act to establish fair and transparent practices relating to the extension of credit under an open end consumer credit plan. H.R. 1728, the Mortgage Reform and Anti-Predatory Lending Act of 2009 S.235, Amend the Truth in Lending Act to establish fair and transparent practices relating to the extension of credit under an open end consumer credit plan. H.R.4868, Housing Preservation and Tenant Protection Act H.R.4173, Dodd-Frank Wall Street Reform and Consumer Protection Act
Client expense: Not reported · Firm income: $50,000
Government targets: Federal Transit Administration (FTA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Health Resources & Services Administration (HRSA), SENATE
2010 · third_quarter · Banking
Monitored and reviewed legislation and amendments related to overdraft protection provisions including H.R. 1456, H.R. 3904 and S. 235 designed to extend the Truth and Lending Act to overdraft protection programs, as well as H.R. 1214 extending protections to consumers and requiring disclosures.
Client expense: Not reported · Firm income: $20,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE, Vice President of the U.S., White House Office
2010 · third_quarter · Banking
Credit Card Interchange Fees Act of 2009- H.R. 2382 The Credit Card Fair Fee Act of 2009- H.R. 2695, S. 1212 Monitor legislation and federal issues related to PCI Compliance. The Credit and Debit Card Receipt Clarification Act (From 2008, S. 2978) The Credit Cardholder's Bill of Rights- H.R. 627, S. 235 (P.L. 111-24) -Welch, Shuster, Dahlkemper Amendment (to H.R. 627) -Dodd, Shelby Substitute Amendment (to S. 235) -Durbin, Bond Consumers Discount Fee and Transparency Amendment (to S. 235) The Wall Street Reform and Consumer Protection Act- H.R. 4173 (P.L. 111-203)
Client expense: $634,000 · Firm income: Not reported
Government targets: Agriculture, Dept of (USDA), Education, Dept of, Energy, Dept of, Environmental Protection Agency (EPA), Federal Trade Commission (FTC), Food & Drug Administration (FDA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Internal Revenue Service (IRS), Justice, Dept of (DOJ), Labor, Dept of (DOL), Office of Management & Budget (OMB), SENATE, Small Business Administration (SBA), State, Dept of (DOS), Treasury, Dept of, White House Office
2010 · third_quarter · Financial Institutions/Investments/Securities
HR 3890: Accountability and Transparency in Rating Agencies Act S. 139: Data Breach Notification Act S 3579: Data Security Act of 2010 S 3155: International Cybercrime Reporting and Cooperation Act HR 3818: Private Fund Investment Advisers Registration Act HR 5548/S 3480: Protecting Cyberspace as a National Asset Act of 2010 HR 4173/S. 3217: Dodd-Frank Wall Street Reform & Consumer Protection Act (Derivatives, CFBP, systemic risk, Thrift regulation, ILC, executive compensation, interchange fees, Volker Rule, bank tax) P.L. 111-517 HR 3126: Consumer Financial Protection Agency Act of 2009 HR 3269: Corporate and Financial Institution Compensation Fairness Act HR 627/S. 235: Credit Card Bill of Rights; PL 111-24 HR 3606/3639/3763: Consumer Financial Protection Agency HR 2221: Data Accountability and Trust Act S. 1006: Excessive Pay Shareholder Approval Act S. 1007: Excessive Pay Capped Deduction Act of 2009 HR 3795: Over the Counter Derivatives Market S. 1074: Shareholder Bill of Rights Acts of 2009 HR 2861: Shareholder Empowerment Act of 2009 HR 5297: Small Business Jobs & Credit Act of 2010 P.L. 111-499
Client expense: $350,000 · Firm income: Not reported
Government targets: Defense, Dept of (DOD), Energy, Dept of, Environmental Protection Agency (EPA), HOUSE OF REPRESENTATIVES, Natl Guard, SENATE
2010 · third_quarter · Consumer Issues/Safety/Products
H.R. 4173 - Dodd-Frank Wall Street Reform and Consumer Protection Act.- all provisions relating to consumer protection and restructuring of the financial services industry . S. 139 - A bill to require Federal agencies, and persons engaged in interstate commerce, in possession of data containing sensitive personally identifiable information, to disclose any breach of such information - provisions relating to credit reporting. S. 141 - A bill to amend title 18, United States Code, to limit the misuse of Social Security numbers, to establish criminal penalties for such misuse, and for other purposes - provisions relating to credit reporting. S. 414 - A bill to amend the Consumer Credit Protection Act, to ban abusive credit practices, enhance consumer disclosures, protect underage consumers, and for other purposes - provisions relating to credit reporting S. 392 - A bill to protect consumers, and especially young consumers, from skyrocketing credit card debt, unfair credit card practices, and deceptive credit offers - provisions related to young consumers. S. 235 - A bill to amend the Truth in Lending Act to establish fair and transparent practices relating to the extension of credit under an open end consumer credit plan - provisions related to young consumers. H.R. 1469 - To amend the National Child Protection Act of 1993 to establish a permanent background check system - provisions relating to credit reporting. H.R. 1728 - the Mortgage Reform and Anti-Predatory Lending act of 2009 - provisions relating to credit reporting. H..R. 1748 - the "Fight Fraud Act 2009" - provisions relating to mortgage fraud. H.R. 2221 - Data Accountability & Trust Act - provisions relating to protecting computerized data containing personal information and other provisions relating to credit reporting. H.R. 3126- Consumer Financial Protection Agency Act of 2009 - all sections particularly as they relate to consumer reporting agencies. H.R. 3149 - Equal Employment for All Act - all provisions relating to the use of consusmer credit checks against prospective and current employees for the purposes of making adverse employment decisions. S. 1490 - Personal Data Privacy and Security Act of 2009 - A bill to prevent and mitigate identity theft, to ensure privacy, to provide notice of security breaches, and to enhance criminal penalties, law enforcement, assistance, and other protections against security breaches, fraudulent access, and misuse of personally idenftifiable information. - all provisions relating to data brokers H.R. 3421 - The Medical Debt Relief Act - Amends the Fair Credit Reporting Act to prohibit a consumer reporting agency from making any report containing information related to a fully paid or settled medical debt that had been characterized as debt in collection for credit reporting purposes, which, for the date of payment or settlement, antedates the report by more than 30 calendar days.- all provisions relating to credit reporting. S. 1261 - A bill to repeal title II of the REAL ID Act of 2005 and amend title II of the Homeland Security Act of 2002 to better protect the security, confidentiality, and integrity of personally identifiable information collected by States when issuing driver's licenses and identification documents, and for other purposes.- provisions relating to driver's licenses. H.R. 4538 - To amend the Fair Credit Reporting Act to require the inclusion of credit scores with free annual credit reports provided to consumers - provisions relating to credit scores. S. 3217- "Restoring American Financial Stability Act of 2010" - A bill to promote the financial stability of the US by improving accountability and transparency in the financial system to end "too big to fail", to protect the American taxpayer by ending bailouts, to protect cosumers from abusive financial services practices, and for other purposes - provisions relating to consumer financial protection. H.R. 5743 - To amend the Fair Credit Reporting Act to prohibit the furnishing of certain negative loan modification information to a consumer reporting agency and to prohibit such information from being used in computing a consumer's credit score. All provisions as they relate to consumer reporting agencies. S. 3742 - Data Security and Breach Notification Act of 2010 - all provisions relating to consumer protection.
Client expense: $260,000 · Firm income: Not reported
Government targets: Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of
2010 · third_quarter · Housing
Monitor Federal Housing Finance Reform, Affordable Housing, Section 8 vouchers, GSA and homeless funding, development , exit tax legislation, Mortgage Reform and Anti-Predatory Lending Act, veterans housing and workforce housing; Residual receipts legislation, Monitor housing legislation (CDBG) for impact on municipalities. , Building American Homeownership, . FHA Modernization, Foreclosure Prevention, Expanding American Home Ownership, National Affordable Housing Trust Fund , and National Affordable Housing Trust Fund ; monitor for impact on cities. H.R.627, Amend the Truth in Lending Act to establish fair and transparent practices relating to the extension of credit under an open end consumer credit plan. H.R. 1728, the Mortgage Reform and Anti-Predatory Lending Act of 2009 S.235, Amend the Truth in Lending Act to establish fair and transparent practices relating to the extension of credit under an open end consumer credit plan. H.R.4868, Housing Preservation and Tenant Protection Act
Client expense: Not reported · Firm income: $50,000
Government targets: Federal Transit Administration (FTA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Health Resources & Services Administration (HRSA), SENATE
2010 · third_quarter · Real Estate/Land Use/Conservation
Monitor eminent domain legislation, public lands legislation; H.R.627, S. 235, Amend the Truth in Lending Act to establish fair and transparent practices relating to the extension of credit under an open end consumer credit plan. H.R.1885, Protect private property rights
Client expense: Not reported · Firm income: $40,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2010 · third_quarter · Financial Institutions/Investments/Securities
H.R. 384 - TARP Reform and Accountability Act of 2009 H.R. 387 - TARP Accountability Act of 2009 S. 235 - Credit Cardholders Bill of Rights Act of 2009 S. 386 - An Act to improve enforcement of mortgage fraud, securities and commodities fraud, financial institution fraud, and other frauds related to Federal assistance and relief programs, for the recovery of funds lost to these frauds, and for other purposes. S. 566 - A bill to create a Financial Product Safety Commission, to provide consumers with stronger protections and better information in connection with consumer fiancial products, and to give providers of consumer financial products more regulatory certainty. S. 664 - A bill to create a systemic risk monitor for the financial system of the United States, to oversee financial regulatory activities of the Federla Government, and for other purposes. S. 961 - A bill to authorize the regulation of credit default swaps and other swap agreements, and for other purposes. H.R. 3763 - A bill to amend the Fair Credit Reporting Act. H.R. 3639 - To amend the Credit Card Accountability Responsibility and Disclosure Act of 2009 to establish an earlier effective date for various consumer protections and for other purposes. H.R. 3606 - To amend the Truth in Lending Act to make a technical correction to an amendment made by the Credit CARD Act of 2009. H.R. 4173 - Wall Street Reform and Consumer Protection Act of 2009. H.R. 3996 - Financial Stability Improvement Act H.R. 2266 - Reasonable Prudence in Regulation Act H.R. 3904 - Overdraft Protection Act H.R. 3126 - Consumer Financial Protection Agency Act H.R. 2382 - Credit Card Interchange Fees Act of 2009 H.R. 3817 - Potential amendment to the Investor Protection Act that would roll-back the Supreme Court's Stoneridge decision No bill number - Section 984 of the discussion draft of the Restoring American Financial Stability Act of 2009 S. 3217 - Restoring American Financial Stability Act of 2010
Client expense: $697,169 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2010 · third_quarter · Consumer Issues/Safety/Products
Internet, marketing and data protection issues H.R. 627 - Credit Cardholders' Bill of Rights Act of 2009 S. 414 - Credit Card Accountability Responsibility and Disclosure Act of 2009 Credit Card Act of 2009 S. 235 - Credit Cardholders' Bill of Rights Act of 2009 H.R. 2221 - Data Accountability and Trust Act H.R. 4173 - Wall Street Reform and Consumer Protection Act of 2009 S. 3217 - Restoring American Financial Stability Act of 2009 S. 3247 - Fair Access to Credit Scores Act S. 3386 - Restoring Online Shopper's Confidence Act Potential privacy legislation in the House of Representatives H.R. 5777 - Best Practices Act S. 1490 - Personal Data Privacy and Security Act S. 139 - Data Breach Notification Act S. 3742 - Data Security and Breach Notification Act
Client expense: Not reported · Firm income: $30,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2010 · third_quarter · Financial Institutions/Investments/Securities
Increase transparency and improve conditions for small business merchants dealing with credit card agencies S. 414, the Credit CARD Act; H.R. 627 & S. 235, Credit Cardholders' Bill of Rights Act; H.R. 3126, Consumer Financial Protection Agency Act; S. 1212 & H.R. 2695, Credit Card Fair Fee Act; H.R. 2382, Credit Card Interchange Fees Act; S. 3217, Restoring American Financial Stability Act
Client expense: $150,000 · Firm income: Not reported
Government targets: Commerce, Dept of (DOC), Food & Drug Administration (FDA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Internal Revenue Service (IRS), Labor, Dept of (DOL), Natl Labor Relations Board (NLRB), Occupational Safety & Health Administration (OSHA), SENATE, Small Business Administration (SBA), Treasury, Dept of, Veterans Affairs, Dept of (VA), White House Office
2010 · third_quarter · Consumer Issues/Safety/Products
Issues regarding commercial credit providers, including: S. 585, S. 582, S. 566, S. 500, S. 414, S. 399, S. 392, S. 257, S. 255, S. 235, S. 165, S. 131, H.R. 1882, H.R. 1846, H.R. 1705, H.R. 1640, H.R. 1637, H.R. 1608, H.R. 1479, H.R. 1456, H.R. 1365, H.R. 1325, H.R. 1214, H.R. 627. Issues related to proposed Consumer Financial Protection Agency. Dodd-Frank Wall Street Reform and Consumer Protection Act
Client expense: Not reported · Firm income: $90,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2010 · third_quarter · Financial Institutions/Investments/Securities
Issues related to commercial credit providers, including: S. 585, S. 582, S. 566, S. 500, S. 414, S. 399, S. 392, S. 257, S. 255, S. 235, S. 165, S. 131, H.R. 1882, H.R. 1846, H.R. 1705, H.R. 1640, H.R. 1637, H.R. 1608, H.R. 1479, H.R. 1456, H.R. 1365, H.R. 1325, H.R. 1214, H.R. 627. Issues related to proposed new Consumer Financial Protection Agency. Dodd-Frank Wall Street Reform and Consumer Protection Act
Client expense: Not reported · Firm income: $90,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2010 · third_quarter · Financial Institutions/Investments/Securities
HR 384 Tarp Reform and Accountibility Act HR 387 Tarp Accountibility Act S 235 Credit Card Holders Bill of Rights Act S 298 A Bill to Estabilsh a Financial Markets Commission
Client expense: Not reported · Firm income: $50,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2010 · second_quarter · Banking
Credit Card Interchange Fees Act of 2009- H.R. 2382 The Credit Card Fair Fee Act of 2009- H.R. 2695, S. 1212 Monitor legislation and federal issues related to PCI Compliance. The Credit and Debit Card Receipt Clarification Act (From 2008, S. 2978) The Credit Cardholder's Bill of Rights- H.R. 627, S. 235 -Welch, Shuster, Dahlkemper Amendment (to H.R. 627) -Dodd, Shelby Substitute Amendment (to S. 235) -Durbin, Bond Consumers Discount Fee and Transparency Amendment (to S. 235) The Wall Street Reform and Consumer Protection Act- H.R. 4173
Client expense: $826,000 · Firm income: Not reported
Government targets: Agriculture, Dept of (USDA), Education, Dept of, Energy, Dept of, Environmental Protection Agency (EPA), Federal Trade Commission (FTC), Food & Drug Administration (FDA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Internal Revenue Service (IRS), Justice, Dept of (DOJ), Labor, Dept of (DOL), Office of Management & Budget (OMB), SENATE, State, Dept of (DOS), Treasury, Dept of, White House Office
2010 · second_quarter · Financial Institutions/Investments/Securities
H.R. 384 - TARP Reform and Accountability Act of 2009 H.R. 387 - TARP Accountability Act of 2009 S. 235 - Credit Cardholders Bill of Rights Act of 2009 S. 386 - An Act to improve enforcement of mortgage fraud, securities and commodities fraud, financial institution fraud, and other frauds related to Federal assistance and relief programs, for the recovery of funds lost to these frauds, and for other purposes. S. 566 - A bill to create a Financial Product Safety Commission, to provide consumers with stronger protections and better information in connection with consumer financial products, and to give providers of consumer financial products more regulatory certainty. S. 664 - A bill to create a systemic risk monitor for the financial system of the United States, to oversee financial regulatory activities of the Federal Government, and for other purposes. S. 961 - A bill to authorize the regulation of credit default swaps and other swap agreements, and for other purposes. H.R. 3763 - A bill to amend the Fair Credit Reporting Act. H.R. 3639 - To amend the Credit Card Accountability Responsibility and Disclosure Act of 2009 to establish an earlier effective date for various consumer protections and for other purposes. H.R. 3606 - To amend the Truth in Lending Act to make a technical correction to an amendment made by the Credit CARD Act of 2009. H.R. 4173 - Wall Street Reform and Consumer Protection Act of 2009. H.R. 3996 - Financial Stability Improvement Act. H.R. 2266 - Reasonable Prudence in Regulation Act H.R. 3904 - Overdraft Protection Act H.R. 3126 - Consumer Financial Protection Agency Act H.R. 2382 - Credit Card Interchange Fees Act of 2009 H.R. 3817 - Potential amendment to the Investor Protection Act that would roll-back the Supreme Court's Stoneridge decision No bill number - Section 984 of the discussion draft of the Restoring American Financial Stability Act of 2009 S. 3217 - Restoring American Financial Stability Act of 2010
Client expense: $932,499 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2010 · second_quarter · Housing
Monitor Federal Housing Finance Reform, Affordable Housing, Section 8 vouchers, GSA and homeless funding, development , exit tax legislation, Mortgage Reform and Anti-Predatory Lending Act, veterans housing and workforce housing; Residual receipts legislation, Monitor housing legislation (CDBG) for impact on municipalities. , Building American Homeownership, . FHA Modernization, Foreclosure Prevention, Expanding American Home Ownership, National Affordable Housing Trust Fund , and National Affordable Housing Trust Fund ; monitor for impact on cities. H.R.627, Amend the Truth in Lending Act to establish fair and transparent practices relating to the extension of credit under an open end consumer credit plan. H.R. 1728, the Mortgage Reform and Anti-Predatory Lending Act of 2009 S.235, Amend the Truth in Lending Act to establish fair and transparent practices relating to the extension of credit under an open end consumer credit plan. H.R.4868, Housing Preservation and Tenant Protection Act
Client expense: Not reported · Firm income: $50,000
Government targets: Federal Transit Administration (FTA), HOUSE OF REPRESENTATIVES, SENATE
2010 · second_quarter · Real Estate/Land Use/Conservation
Monitor eminent domain legislation, public lands legislation; H.R.627, S. 235, Amend the Truth in Lending Act to establish fair and transparent practices relating to the extension of credit under an open end consumer credit plan. H.R.1885, Protect private property rights
Client expense: Not reported · Firm income: $40,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2010 · second_quarter · Financial Institutions/Investments/Securities
HR 2989/S. 401: 401(k) Fair Disclosure & Pension Security Act HR 3890: Accountability and Transparency in Rating Agencies Act HR 3126: Consumer Financial Protection Agency Act of 2009 HR 3269: Corporate and Financial Institution Compensation Fairness Act HR 627/S. 235: Credit Card Bill of Rights; PL 111-24 HR 3606/3639/3763: Consumer Financial Protection Agency HR 2221: Data Accountability and Trust Act S. 139: Data Breach Notification Act S. 1006: Excessive Pay Shareholder Approval Act S. 1007: Excessive Pay Capped Deduction Act of 2009 HR 3959/S. 1927: Credit Card Freeze Act HR 3933: Foreigh Account Tax Compliance Act of 2009 HR 3795: Over the Counter Derivatives Market HR 3818: Private Fund Investment Advisers Registration Act HR 4173/S. 3217: Restoring American Financial Stability Act of 2010 S. 1074: Shareholder Bill of Rights Acts of 2009 HR 2861: Shareholder Empowerment Act of 2009 S 773: Cybersecurity Act of 2009 S 3579: Data Security Act of 2010 S 3155: International Cybercrime Reporting and Cooperation Act HR 5548/S 3480: Protecting Cyberspace as a National Asset Act of 2010
Client expense: $340,000 · Firm income: Not reported
Government targets: Defense, Dept of (DOD), Energy, Dept of, Environmental Protection Agency (EPA), HOUSE OF REPRESENTATIVES, Natl Guard, SENATE
2010 · second_quarter · Consumer Issues/Safety/Products
H.R. 4173 - To provide for financial regulatory reform, to protect consumers and investors, to enhance Federal understanding of insurance issues, to regulate the over-the-counter derivatves markets, and for other purposes - provisions relating to consumer reporting agencies S. 139 - A bill to require Federal agencies, and persons engaged in interstate commerce, in possession of data containing sensitive personally identifiable information, to disclose any breach of such information - provisions relating to credit reporting. S. 141 - A bill to amend title 18, United States Code, to limit the misuse of Social Security numbers, to establish criminal penalties for such misuse, and for other purposes - provisions relating to credit reporting. S. 414 - A bill to amend the Consumer Credit Protection Act, to ban abusive credit practices, enhance consumer disclosures, protect underage consumers, and for other purposes - provisions relating to credit reporting S. 392 - A bill to protect consumers, and especially young consumers, from skyrocketing credit card debt, unfair credit card practices, and deceptive credit offers - provisions related to young consumers. S. 235 - A bill to amend the Truth in Lending Act to establish fair and transparent practices relating to the extension of credit under an open end consumer credit plan - provisions related to young consumers. H.R. 1469 - To amend the National Child Protection Act of 1993 to establish a permanent background check system - provisions relating to credit reporting. H.R. 1728 - the Mortgage Reform and Anti-Predatory Lending act of 2009 - provisions relating to credit reporting. H..R. 1748 - the "Fight Fraud Act 2009" - provisions relating to mortgage fraud. H.R. 2221 - Data Accountability & Trust Act - provisions relating to protecting computerized data containing personal information and other provisions relating to credit reporting. H.R. 3126- Consumer Financial Protection Agency Act of 2009 - all sections particularly as they relate to consumer reporting agencies. H.R. 3149 - Equal Employment for All Act - all provisions relating to the use of consusmer credit checks against prospective and current employees for the purposes of making adverse employment decisions. S. 1490 - A bill to prevent and mitigate identity theft, to ensure privacy, to provide notice of security breaches, and to enhance criminal penalties, law enforcement, assistance, and other protections against security breaches, fraudulent access, and misuse of personally idenftifiable information. - all provisions relating to data brokers H.R. 3421 - Amends the Fair Credit Reporting Act to prohibit a consumer reporting agency from making any report containing information related to a fully paid or settled medical debt that had been characterized as debt in collection for credit reporting purposes, which, for the date of payment or settlement, antedates the report by more than 30 calendar days.- all provisions relating to credit reporting. S. 1261 - A bill to repeal title II of the REAL ID Act of 2005 and amend title II of the Homeland Security Act of 2002 to better protect the security, confidentiality, and integrity of personally identifiable information collected by States when issuing driver's licenses and identification documents, and for other purposes.- provisions relating to driver's licenses. H.R. 4538 - To amend the Fair Credit Reporting Act to require the inclusion of credit scores with free annual credit reports provided to consumers - provisions relating to credit scores. H.R. 3149 - To amend the Fair Credit Rporting Act to prohibit the use of consumer credit checks against prospective and current employees for the purposes of making adverse employment decisions. S. 3217- "Restoring American Financial Stability Act of 2010" - A bill to promote the financial stability of the US by improving accountability and transparency in the financial system to end "too big to fail", to protect the American taxpayer by ending bailouts, to protect cosumers from abusive financial services practices, and for other purposes - provisions relating to consumer financial protection. H.R. 5743 - To amend the Fair Credit Reporting Act to prohibit the furnishing of certain negative loan modification information to a consumer reporting agency and to prohibit such information from being used in computing a consumer's credit score. Provisions as they relate to consumer reporting agencies.
Client expense: $320,000 · Firm income: Not reported
Government targets: Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of
2010 · second_quarter · Consumer Issues/Safety/Products
Internet, marketing and data protection issues H.R. 627 - Credit Cardholders' Bill of Rights Act of 2009 S. 414 - Credit Card Accountability Responsibility and Disclosure Act of 2009 Credit Card Act of 2009 S. 235 - Credit Cardholders' Bill of Rights Act of 2009 H.R. 2221 - Data Accountability and Trust Act H.R. 4173 - Wall Street Reform and Consumer Protection Act of 2009 S. 3217 - Restoring American Financial Stability Act of 2009 S. 3247 - Fair Access to Credit Scores Act S. 3386 - Restoring Online Shopper's Confidence Act Potential privacy legislation in the House of Representatives
Client expense: Not reported · Firm income: $120,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2010 · second_quarter · Consumer Issues/Safety/Products
Issues regarding commercial credit providers, including: S. 585, S. 582, S. 566, S. 500, S. 414, S. 399, S. 392, S. 257, S. 255, S. 235, S. 165, S. 131, H.R. 1882, H.R. 1846, H.R. 1705, H.R. 1640, H.R. 1637, H.R. 1608, H.R. 1479, H.R. 1456, H.R. 1365, H.R. 1325, H.R. 1214, H.R. 627. Issues related to proposed Consumer Financial Protection Agency. Dodd-Frank Wall Street Reform and Consumer Protection Act
Client expense: Not reported · Firm income: $90,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2010 · second_quarter · Financial Institutions/Investments/Securities
Issues related to commercial credit providers, including: S. 585, S. 582, S. 566, S. 500, S. 414, S. 399, S. 392, S. 257, S. 255, S. 235, S. 165, S. 131, H.R. 1882, H.R. 1846, H.R. 1705, H.R. 1640, H.R. 1637, H.R. 1608, H.R. 1479, H.R. 1456, H.R. 1365, H.R. 1325, H.R. 1214, H.R. 627. Issues related to proposed new Consumer Financial Protection Agency. Dodd-Frank Wall Street Reform and Consumer Protection Act
Client expense: Not reported · Firm income: $90,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2010 · second_quarter · Financial Institutions/Investments/Securities
Increase transparency and improve conditions for small business merchants dealing with credit card agencies S. 414, the Credit CARD Act; H.R. 627 & S. 235, Credit Cardholders' Bill of Rights Act; H.R. 3126, Consumer Financial Protection Agency Act; S. 1212 & H.R. 2695, Credit Card Fair Fee Act; H.R. 2382, Credit Card Interchange Fees Act; S. 3217, Restoring American Financial Stability Act
Client expense: $150,000 · Firm income: Not reported
Government targets: Commerce, Dept of (DOC), Food & Drug Administration (FDA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Internal Revenue Service (IRS), Labor, Dept of (DOL), Natl Labor Relations Board (NLRB), Occupational Safety & Health Administration (OSHA), SENATE, Small Business Administration (SBA), Treasury, Dept of, Veterans Affairs, Dept of (VA), White House Office
2010 · second_quarter · Financial Institutions/Investments/Securities
HR 384 Tarp Reform and Accountability Act of 2009 HR 387 Tarp Accountability Act of 2009 S 235 Credit Card Holders Bill of Rights Act of 2009 S 298 A Bill to Establish a Financial Markets Commission
Client expense: Not reported · Firm income: $50,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2010 · first_quarter · Consumer Issues/Safety/Products
Internet, marketing and data protection issues H.R. 627 - Credit Cardholders' Bill of Rights Act of 2009 S. 414 - Credit Card Accountability Responsibility and Disclosure Act of 2009 Credit Card Act of 2009 S. 235 - Credit Cardholders' Bill of Rights Act of 2009 H.R. 2221 - Data Accountability and Trust Act H.R. 4173 - Wall Street Reform and Consumer Protection Act of 2009 Restoring American Financial Stability Act of 2009 (no bill number assigned)
Client expense: Not reported · Firm income: $30,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2010 · first_quarter · Financial Institutions/Investments/Securities
HR 627/S. 235: Credit Card Bill of Rights; PL 111-24 S. 1074: Shareholder Bill of Rights Act of 2009 HR 2221: Data Accountability and Trust Act HR 2861: Shareholder Empowerment Act of 2009 HR 2989: 401(k) Fair Disclosure & Pension Security Act HR 3126: Consumer Financial Protection Agency Act of 2009 HR 3269: Corporate and Financial Institution Compensation Fairness Act HR 3606/3639/3763: Consumer Financial Protection Agency HR 3795: Over the Counter Derivatives Market S. 1006: Excessive Pay Shareholder Approval Act S. 1007: Excessive Pay Capped Deduction Act of 2009 S. 1074: Shareholder Bill of Rights Acts of 2009 HR 4173: Wall Street Reform and Consumer Protection Act of 2009 HR 3818: Private Fund Investment Advisers Registration Act HR 3890: Accountability and Transparency in Rating Agencies Act HR 1927: Credit Card Freeze Act HR 3933: Credit Card Freeze Act S. 139: Data Breach Notification Act
Client expense: $720,000 · Firm income: Not reported
Government targets: Commerce, Dept of (DOC), Defense, Dept of (DOD), Energy, Dept of, Environmental Protection Agency (EPA), HOUSE OF REPRESENTATIVES, Natl Guard, SENATE, State, Dept of (DOS), U.S. Trade Representative (USTR)
2010 · first_quarter · Financial Institutions/Investments/Securities
H.R. 384 - TARP Reform and Accountability Act of 2009 H.R. 387 - TARP Accountability Act of 2009 S. 235 - Credit Cardholders Bill of Rights Act of 2009 S. 298 - a bill to establish a Financial Markets Commission S. 386 - An Act to improve enforcement of mortgage fraud, securities and commodities fraud, financial institution fraud, and other frauds related to Federal assistance and relief programs, for the recovery of funds lost to these frauds, and for other purposes. S. 566 - A bill lto create a Financial Product Safety Commission, to provide consumers with stronger protections and better information in connection with consumer financial products, and to give providers of consumer financial products more regulatory certainty. S. 664 - A bill to create a systemic risk monitor for the financial system of the United States, to oversee financial regulatory activities of the Federal Government, and for other purposes. S. 961 - A bill to authorize the regulation of credit default swaps and other swap agreements, and for other purposes. H.R. 3763 - A bill to amend the Fair Credit Reporting Act. H.R. 3639 - To amend the Credit Card Accountability Responsibility and Disclosure Act of 2009 to establish an earlier effective date for various consumer protections and for other purposes. H.R. 3606 - To amend the Truth in Lending Act to make a technical correction to an amendment made by the Credit CARD Act of 2009. H.R. 4173 - Wall Street Reform and Consumer Protection Act of 2009. H.R. 3996 - Financial Stability Improvement Act H.R. 2266 - Reasonable Prudence in Regulation Act H.R. 3904 - Overdraft Protection Act H.R. 3126 - Consumer Financial Protection Agency Act H.R. 2382 - Credit Card Interchange Fees Act of 2009 H.R. 3817 - Potential amendment to the Investor Protection Act that would roll-back the Supreme Court's Stoneridge decision No bill number - Section 984 of the discussion draft of the Restoring American Financial Stability Act of 2009 S. 3217 - Restoring American Financial Stability Act of 2010
Client expense: $1,170,483 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2010 · first_quarter · Banking
HR 786 - "To make permanent the temporary increase in deposit insurance coverage, and for other purposes" - Amends the Federal Deposit Insurance Act (FDIA) and the Federal Credit Union Act (FCUA) to redefine the standard maximum deposit insurance amount and the standard maximum share insurance amount as being $250,000, respectively HR 627/S 235 - "Credit Cardholders' Bill of Rights Act of 2009" - Amends the Truth in Lending Act to prohibit a creditor from increasing any annual percentage rate of interest (APR) applicable to the existing balance on an open end consumer credit card account unless specified conditions are met HR 2897 - "Bank Accountability and Risk Assessment Act of 2009" - Establish new assessments/premiums of the Federal Deposit Insurance Corporation (FDIC)
Client expense: $1,100,730 · Firm income: Not reported
Government targets: Federal Emergency Management Agency (FEMA), Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Labor, Dept of (DOL), SENATE, Transportation, Dept of (DOT), Treasury, Dept of, U.S. Copyright Office
2010 · first_quarter · Banking
Credit Card Interchange Fees Act of 2009- H.R. 2382 The Credit Card Fair Fee Act of 2009- H.R. 2695, S. 1212 Monitor legislation and federal issues related to PCI Compliance. The Credit and Debit Card Receipt Clarification Act (From 2008, S. 2978) The Credit Cardholder's Bill of Rights- H.R. 627, S. 235 -Welch, Shuster, Dahlkemper Amendment (to H.R. 627) -Dodd, Shelby Substitute Amendment (to S. 235) -Durbin, Bond Consumers Discount Fee and Transparency Amendment (to S. 235)
Client expense: $495,000 · Firm income: Not reported
Government targets: Agriculture, Dept of (USDA), Education, Dept of, Energy, Dept of, Environmental Protection Agency (EPA), Federal Trade Commission (FTC), Food & Drug Administration (FDA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Internal Revenue Service (IRS), Justice, Dept of (DOJ), Labor, Dept of (DOL), Office of Management & Budget (OMB), SENATE, State, Dept of (DOS), Treasury, Dept of, White House Office
2010 · first_quarter · Real Estate/Land Use/Conservation
Monitor eminent domain legislation, public lands legislation; H.R.627, S. 235, Amend the Truth in Lending Act to establish fair and transparent practices relating to the extension of credit under an open end consumer credit plan. H.R.1885, Protect private property rights
Client expense: Not reported · Firm income: $40,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2010 · first_quarter · Housing
Monitor Federal Housing Finance Reform, Affordable Housing, Section 8 vouchers, GSA and homeless funding, development , exit tax legislation, Mortgage Reform and Anti-Predatory Lending Act, veterans housing and workforce housing; Residual receipts legislation, Monitor housing legislation (CDBG) for impact on municipalities. , Building American Homeownership, . FHA Modernization, Foreclosure Prevention, Expanding American Home Ownership, National Affordable Housing Trust Fund , and National Affordable Housing Trust Fund ; monitor for impact on cities. H.R.627, Amend the Truth in Lending Act to establish fair and transparent practices relating to the extension of credit under an open end consumer credit plan. H.R. 1728, the Mortgage Reform and Anti-Predatory Lending Act of 2009 S.235, Amend the Truth in Lending Act to establish fair and transparent practices relating to the extension of credit under an open end consumer credit plan. H.R.4868, Housing Preservation and Tenant Protection Act
Client expense: Not reported · Firm income: $50,000
Government targets: Federal Transit Administration (FTA), HOUSE OF REPRESENTATIVES, SENATE
2010 · first_quarter · Financial Institutions/Investments/Securities
Increase transparency and improve conditions for small business merchants dealing with credit card agencies S. 414, the Credit CARD Act; H.R. 627 & S. 235, Credit Cardholders' Bill of Rights Act; H.R. 3126, Consumer Financial Protection Agency Act; S. 1212 & H.R. 2695, Credit Card Fair Fee Act; H.R. 2382, Credit Card Interchange Fees Act.
Client expense: $150,000 · Firm income: Not reported
Government targets: Commerce, Dept of (DOC), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Labor, Dept of (DOL), Natl Labor Relations Board (NLRB), Occupational Safety & Health Administration (OSHA), SENATE, Small Business Administration (SBA), Treasury, Dept of, Veterans Affairs, Dept of (VA), White House Office
2010 · first_quarter · Consumer Issues/Safety/Products
H.R. 4173 - To provide for financial regulatory reform, to protect consumers and investors, to enhance Federal understanding of insurance issues, to regulate the over-the-counter derivatves markets, and for other purposes - provisions relating to consumer reporting agencies S. 139 - A bill to require Federal agencies, and persons engaged in interstate commerce, in possession of data containing sensitive personally identifiable information, to disclose any breach of such information - provisions relating to credit reporting. S. 141 - A bill to amend title 18, United States Code, to limit the misuse of Social Security numbers, to establish criminal penalties for such misuse, and for other purposes - provisions relating to credit reporting. S. 414 - A bill to amend the Consumer Credit Protection Act, to ban abusive credit practices, enhance consumer disclosures, protect underage consumers, and for other purposes - provisions relating to credit reporting S. 392 - A bill to protect consumers, and especially young consumers, from skyrocketing credit card debt, unfair credit card practices, and deceptive credit offers - provisions related to young consumers. S. 235 - A bill to amend the Truth in Lending Act to establish fair and transparent practices relating to the extension of credit under an open end consumer credit plan - provisions related to young consumers. H.R. 1469 - To amend the National Child Protection Act of 1993 to establish a permanent background check system - provisions relating to credit reporting. H.R. 1728 - the Mortgage Reform and Anti-Predatory Lending act of 2009 - provisions relating to credit reporting. H..R. 1748 - the "Fight Fraud Act 2009" - provisions relating to mortgage fraud. H.R. 2221 - Data Accountability & Trust Act - provisions relating to protecting computerized data containing personal information and other provisions relating to credit reporting. H.R. 3126 Consumer Financial Protection Agency - all sections particularly as they relate to consumer reporting agencies. H.R. 3149 - Equal Employment for All Act - all provisions relating to the use of consusmer credit checks against prospective and current employees for the purposes of making adverse employment decisions. S. 1490 - A bill to prevent and mitigate identity theft, to ensure privacy, to provide notice of security breaches, and to enhance criminal penalties, law enforcement, assistance, and other protections against security breaches, fraudulent access, and misuse of personally idenftifiable information. - all provisions relating to data brokers H.R. 3421 - Amends the Fair Credit Reporting Act to prohibit a consumer reporting agency from making any report containing information related to a fully paid or settled medical debt that had been characterized as debt in collection for credit reporting purposes, which, for the date of payment or settlement, antedates the report by more than 30 calendar days.- all provisions relating to credit reporting. S. 1261 - A bill to repeal title II of the REAL ID Act of 2005 and amend title II of the Homeland Security Act of 2002 to better protect the security, confidentiality, and integrity of personally identifiable information collected by States when issuing driver's licenses and identification documents, and for other purposes.- provisions relating to driver's licenses. H.R. 4538 - To amend the Fair Credit Reporting Act to require the inclusion of credit scores with free annual credit reports provided to consumers - provisions relating to credit scores. H.R. 3149 - To amend the Fair Credit Rporting Act to prohibit the use of consumer credit checks against prospective and current employees for the purposes of making adverse employment decisions. S. "Restoring American Financial Stability Act of 2010" - A bill to promote the financial stability of the US by improving accountability and transparency in the financial system to end "too big to fail", to protect the American taxpayer by ending bailouts, to protect cosumers from abusive financial services practices, and for other purposes - provisions relating to consumer financial protection.
Client expense: $260,000 · Firm income: Not reported
Government targets: Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of
2010 · first_quarter · Financial Institutions/Investments/Securities
Issues related to commercial credit providers, including: S. 585, S. 582, S. 566, S. 500, S. 414, S. 399, S. 392, S. 257, S. 255, S. 235, S. 165, S. 131, H.R. 1882, H.R. 1846, H.R. 1705, H.R. 1640, H.R. 1637, H.R. 1608, H.R. 1479, H.R. 1456, H.R. 1365, H.R. 1325, H.R. 1214, H.R. 627. Issues related to proposed new Consumer Financial Protection Agency.
Client expense: Not reported · Firm income: $90,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2010 · first_quarter · Consumer Issues/Safety/Products
Issues regarding commercial credit providers, including: S. 585, S. 582, S. 566, S. 500, S. 414, S. 399, S. 392, S. 257, S. 255, S. 235, S. 165, S. 131, H.R. 1882, H.R. 1846, H.R. 1705, H.R. 1640, H.R. 1637, H.R. 1608, H.R. 1479, H.R. 1456, H.R. 1365, H.R. 1325, H.R. 1214, H.R. 627. Issues related to proposed Consumer Financial Protection Agency.
Client expense: Not reported · Firm income: $90,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2010 · first_quarter · Government Issues
Consumer Financial Protection Agency Act - Establishing the Consumer Financial Protection Agency - HR 4173 and HR 3126 Data Accountability and Trust Act - Federal breach notification - HR 2221 Section 8 Voucher Reform Act - Reporting of tenant's rental payments - HR 3045 Consumer Credit abd Debt Protection Act - FTC Authority to expediate rulemakings on debt settlements - HR 2309 Fair Access to Credit Scores Act - HR 4538 General credit reporting - S 414, S 235, S 399 Stop Tax Haven Abuse Act - Issues involving taxes to corporations of foreign income - S 506 Credit Card Reform - HR1637 Consumer mortgages practices - HR 1728 Legislation to exclude medical debt information from consumer reports - HR 3421 Amending the FCRA to prohibit the use of consumer credit checks for employment purposes - HR 3149 Personal Data Privacy and Security Act to prevent ID theft - S 1490 Issues regarding alternative data used in credit reports
Client expense: $120,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2010 · first_quarter · Banking
Bills addressing interchange fees paid by retailers and customers including: S. 1212, HR 2695 and HR 2382 S. 414, S. 235 and HR 627--Credit card reform legislation provisions on deferred interest financing and gift cards: The "Card Act"-Credit Card Holders Bill of Rights
Client expense: Not reported · Firm income: $50,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2010 · first_quarter · Financial Institutions/Investments/Securities
HR 384 TARP Reform and Accountibility Act of 2009 HR 378 TARP Accountibility Act of 2009 S 235 Credit Card Holders Bill of Rights Act of 2009
Client expense: Not reported · Firm income: $50,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2009 · third_quarter · Banking
Issues related to mortgage lending including bankruptcy issues which includes the following legislation: H.R. 1106 - Helping Families Save Their Homes Act of 2009; S. 61 - Helping Families Save Thier Homes in Bankruptcy Act of 2009; H.R. 200 - Helping Families Save Their Homes Act of 2009; H.R. 1728 - Mortgage Reform and Anti-Predatory Lending Act Issues related to consumer deposit accounts and credit cards including interchange which includues the following legislation: H.R. 627 - Credit Cardholder Bill of Rights of 2009; S. 414 - Credit Card Accountability, Responsibility and Disclosure Act of 2009; S. 392- Credit Card Reform Act of 2009; S. 235 - Credit Cardholder Bill of Rights of 2009; S. 500 - Protecting Consumers from Unreasonable Credit Rates Act; S. 257 - Consumer Credit Fairness Act; H.R. 1610 - Interest Rate Equity (RE) Act; H.R. 1365 - [No short title] - bill that requires businesses that offer credit cards to post signs with disclosures; H.R. 1637 - Universal Default Prohibition Act of 2009; S. 399 - Universal Default Prohibition Act of 2009; S. 165 - Student Credit Card Protection Act of 2009. Issues related to arbitration provisions in consumer contracts which includes the following legislation: H.R. 1020 - Arbitration Fairness Act; H.R. 1237 - Fairness in Nursing Home Arbitration Act; S. 512 - Fairness in Arbitration Act; H.R. 991 - Consumer Fairness Act; H.R. 1214 - Payday Loan Reform Act of 2009; S. 263 - Servicemembers Access to Justice Act of 2009 Issues related to Student Lending - H.R. 3221 - Student Aid and Fiscal Responsibility Act of 2009 Issues related to regulatory reform - H.R. 3126 - Consumer Financial Protection Agency of 2009 Issues related to mortgage lending S 896 - Helping Families Save Their Homes Act of 2009 Issues related to Interchange H.R. 2695 - Credit Card Fair Fee Act of 2009 S 1212 - Credit Card Fair Fee Act of 2009 H.R. 2382 - Credit Card Interchange Fees Act of 2009 Issues related to Overdraft Programs H.R. 1456 - Consumer Overdraft Protection Fair Practices Act S 1799 - Fairness and Accountability in Receiving Overdraft Coverage Act of 2009 H.R. 1487 - Overdraft Fee Notification Act Other H.R. 1105 - Fiscal 2009 Omnibus Appropriations H.R. 2309 - Consumer Credit and Debt Collection Act H.R. 2221 - Data Accountabiliy and Trust Act H.R. 1479 - Community Reinvestment Modernization Act of 2009 H.R. 1105 - Omnibus Appropriations Act of 2009 H.R. 1214- Payday Loan Reform Act lof 2009
Client expense: $360,000 · Firm income: Not reported
Government targets: Defense, Dept of (DOD), Education, Dept of, Federal Communications Commission (FCC), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Internal Revenue Service (IRS), Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of
2009 · third_quarter · Consumer Issues/Safety/Products
Issues regarding commercial credit providers, including: S. 585, S. 582, S. 566, S. 500, S. 414, S. 399, S. 392, S. 257, S. 255, S. 235, S. 165, S. 131, H.R. 1882, H.R. 1846, H.R. 1705, H.R. 1640, H.R. 1637, H.R. 1608, H.R. 1479, H.R. 1456, H.R. 1365, H.R. 1325, H.R. 1214, H.R. 627. Issues related to proposed Consumer Financial Protection Agency.
Client expense: Not reported · Firm income: $80,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE