A bill to amend the effective date of the gift card provisions of the Credit Card Accountability Responsibility and Disclosure Act of 2009.

H.R. 2382, Credit Card Interchange Fees Act of 2009; S. 1212 / H.R. 2695, Credit Card Fair Fee Act of 2009; H.R. 4173, Wall Street Reform and Consumer Protection Act; S. 3217, Restoring American Financial Stability Act of 2010; S. 3549, A bill to amend the effective date of the gift card provisions of the Credit Card Accountability Responsibility and Disclosure Act of 2009

Client expense: $190,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R.3126, Consumer Financial Protection Agency Act of 2009 H.R.2221, Data Accountability and Trust Act S.3264, Debt Settlement Consumer Protection Act of 2010 S.3241, Safe, Accountable, Fair, and Efficient Banking Act of 2010 H.R.3421, Medical Debt Relief Act of 2009 H.R.5387, Debt Settlement Consumer Protection Act of 2010 S.3742, Data Security and Breach Notification Act of 2010 S.3549, A bill to amend the effective date of the gift card provisions of the Credit Card Accountability, Responsibility, and Disclosure Act of 2009 S.139, Data Breach Notification Act S.1490, Personal Data Privacy and Security Act of 2009 Issues related to establishment of Consumer Financial Protection Bureau Issues related to gift cards, mortgage simplification, and debt settlement Issues related to regulatory reform transparency Issues related to Truth in Lending Act and Real Estate Settlement Procedures Act reform

Client expense: $40,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Centers For Disease Control & Prevention (CDC), Consumer Product Safety Commission (CPSC), Energy, Dept of, Environmental Protection Agency (EPA), Federal Communications Commission (FCC), Federal Deposit Insurance Corporation (FDIC), Federal Trade Commission (FTC), Food & Drug Administration (FDA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Natl Highway Traffic Safety Administration (NHTSA), Office of Science & Technology Policy (OSTP), SENATE, Transportation, Dept of (DOT), Treasury, Dept of, White House Office

Interchange fees - HR 4173, Restoring American Financial Stability Act of 2010. Gift card effective dates - S 3549, A bill to amend the effective date of the gift card provisions of the Credit Card Accountability Responsibility and Disclosure Act of 2009.

Client expense: Not reported · Firm income: $100,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

Monitored HR 4554 - Benefit Card Fairness Act of 2010, HR 4941-Anti Cash Smuggling Act of 2010, and HR 4966 Stored Value Device Registration Act of 2010 for impact to prepaid card industry. Restoring American Financial Stability Act of 2010-addressed definitional provisions, opposed to Durbin Interchnage Amendment; supported HR 5502 and S 3549 ECO Card Act to extend deadline for compliance with CARD Act rules.

Client expense: Not reported · Firm income: $50,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

HR 2382, Credit Card Interchange Fees Act of 2009 HR 2695, Credit Card Fair Fee Act of 2009 S. 1212, Credit Card Fair Fee Act of 2009 HR 3149 - Equal Employment for All Act Pre-paid debit benefit cards. Data breach legislation. H.R.5199 -- Electronic Check Parity Act of 2010 H.R 4173 - Dodd-Frank Wall Street Reform and Consumer Protection Act Title X - Provisions re: Durbin interchange amendment Provisions regarding expansion of FTC authority. S. 3549, HR 5502, Extension of Gift Card Regulations. To amend the effective date of gift card provisions of the Credit Card Act of 2009.

Client expense: $214,000 · Firm income: Not reported

Interchange; CARD Act Regulations (S.3549/H.R. 5502); Financial Regulation Reform (S. 3217)

Client expense: $270,000 · Firm income: Not reported

Government targets: Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of, White House Office

Public Law 111-24, the Credit CARD Act of 2009, provisions relating to credit card practices Issues relating to merchant interchange fees Issues relating to Payment Card Industry Data Security Standards HR 2382, Credit Card Interchange Fee Act, provisions related to merchant interchange fees HR 2695, Credit Card Fair Fee Act, provisions related to merchant interchange fees S 1212, Credit Card Fair fee Act, provisions related to merchant interchange fees HR 3457, Small Business Credit Card Act of 2009, issues relating to small business credit card practices HR 4173, the Wall Street Reform and Consumer Protection Act of 2009, issues relating to financial regulatory reform HR 4300, the Restoring America's Commitment to Consumers Act of 2009, issues relating to interest rate caps HR 5502, to amend the effective date of the gift card provisions of the Credit Card Accountability Responsibility and Disclosure Act of 2009 S 3549, to amend the effective date of the gift card provisions of the Credit Card Accountability Responsibility and Disclosure Act of 2009

Client expense: $460,000 · Firm income: Not reported

Public Law 111-24, the Credit CARD Act of 2009, provisions relating to credit card practices Issues relating to merchant interchange fees Issues relating to Payment Card Industry Data Security Standards HR 2382, Credit Card Interchange Fee Act, provisions related to merchant interchange fees HR 2695, Credit Card Fair Fee Act, provisions related to merchant interchange fees S 1212, Credit Card Fair fee Act, provisions related to merchant interchange fees HR 3457, Small Business Credit Card Act of 2009, issues relating to small business credit card practices HR 4173, the Wall Street Reform and Consumer Protection Act of 2009, issues relating to financial regulatory reform S 3217, Restoring American Financial Stability Act of 2010, provisions relating to financial regulatory reform HR 4300, the Restoring America's Commitment to Consumers Act of 2009, issues relating to interest rate caps HR 5502, to amend the effective date of the gift card provisions of the Credit Card Accountability Responsibility and Disclosure Act of 2009 S 3549, to amend the effective date of the gift card provisions of the Credit Card Accountability Responsibility and Disclosure Act of 2009

Client expense: $630,000 · Firm income: Not reported

HR 2382, Credit Card Interchange Fees Act of 2009 HR 2695, Credit Card Fair Fee Act of 2009 S. 1212, Credit Card Fair Fee Act of 2009 HR 3457 - Small Business Credit Card Act of 2009. Pre-paid debit benefit cards. Data breach legislation. H.R.5199 -- Electronic Check Parity Act of 2010 S. 3127 - Restoring American Financial Stability Act of 2010 - S. Amdt. 3989 re: interchange transaction fees and network restrictions. H.R 4173 - Dodd-Frank Wall Street Reform and Consumer Protection Act Conference Report - Title X - Provisions re: interchange transaction fees. Provisions regarding expansion of FTC authority. S. 3549, HR 5502, Extension of Gift Card Regulations. To amend the effective date of gift card provisions of the Credit Card Act of 2009.

Client expense: $337,000 · Firm income: Not reported

Interchange; CARD Act Regulations (S.3549/H.R. 5502); Financial Regulation Reform (S. 3217)

Client expense: $480,000 · Firm income: Not reported

Government targets: Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of, White House Office

Monitored HR 4554 - Benefit Card Fairness Act of 2010, HR 4941 Anti Cash Smiggling Act of 2010, and HR 4966 Stored Value Device Registration Act of 2010 for impact to prepaid card industry. Restoring American Financial Stability Act of 2010-- addressed "deposit taking activity" and other definitional provisions, opposition to Durbin interchange amendment; Supported HR 5502 and S 3549 ECO Card Act to extend deadline for compliance with CARD Act rules to 1/31/10.

Client expense: Not reported · Firm income: $50,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Issues relating to disclosure language, fees and penalties related to consumer gift cards. S 3549 A bill to amend the effective date of the gift card provisions of the Credit Card Accountability Responsibility and Disclosure Act of 2009

Client expense: $2,250,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE