SHORE Act of 2013

H.R. 41-National Flood Insurance Program, H.R. 99-Medical Malpractice, H.R. 240- Natural Catastrophe Backstop, H.R. 508-Terrorism Risk Insurance Act, H.R. 549-Natural Catastrophe Insurance, H.R. 605-Insurance, H. Res. 735- International Insurance, H.R. 737-Natural Catastrophe Insurance, H.R. 960-National Flood Insurance Program, H.R. 968-National Flood Insurance Program, H.R. 1028-Mortgage Insurance, H.R. 1035-National Flood Insurance Program, (cont'd next page)H.R. 1064-Insurance Agent Licensing, H.R. 1101-Natural Catastrophe Insurance, H.R. 1155-Insurance Agent Licensing, H.R. 1194-National Flood Insurance Program, H.R. 1267-National Flood Insurance Program, H.R. 1268-Flood Insurance, H.R. 1369-Gun Control, H.R. 1485-National Flood Insurance Program, H.R. 1945-Terrorism Risk Insurance Act, H.R. 2129-Workers Compensation Insurance, H.R. 2140-Capital Standards, H.R. 2146-Terrorism Risk Insurance Act, H.R. 2156-Adjuster Reciprocity, H.R. 2293-Flood Insurance, H.R. 3156- National Flood Insurance Program, H.R. 3218-National Flood Insurance Program, H.R. 3370-National Flood Insurance Program, H.R. 3693-National Flood Insurance Program, H.R. 4352-National Flood Insurance Program, H.R. 4510-Capital Standards, H.R. 4557-Private Support to FDIC, H.R. 4558- Flood Insurance, H.R. 4669-Servicemembers Auto Insurance, H.R. 4871-Terrorism Risk Insurance Act, H.R. 5461-Capital Standards, "Insurance Data Protection Act of 2014" (House), "Risk Retention Modernization Act" (House), S. 20-Dodd-Frank Act, S. 205-Consumer Financial Protection Bureau, S. 534-Insurance Agent Licensing, S. Res. 561- International Insurance, S. 996-National Flood Insurance Program, S. 1075-National Flood Insurance Program, S. 1098-National Flood Insurance Program, S. 1217- Mortgage Insurance, S. 1369-Capital Standards, S. 1610-National Flood Insurance Program, S. 1846-National Flood Insurance Program, S. 1926-National Flood Insurance Program, S. 2244-Terrorism Risk Insurance Act, S. 2270- Capital Standards, S. 2381-Flood Insurance, S. 2731-Workers Compensation Insurance

Client expense: $1,020,000 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

H.R. 41-National Flood Insurance Program, H.R. 99-Medical Malpractice, H.R. 240- Natural Catastrophe Backstop, H.R. 508-Terrorism Risk Insurance Act, H.R. 549-Natural Catastrophe Insurance, H.R. 605-Insurance, H.R. 737-Natural Catastrophe Insurance, H.R. 960-National Flood Insurance Program, H.R. 968-National Flood Insurance Program, H.R. 1028-Mortgage Insurance, H.R. 1035-National Flood Insurance Program, (cont'd next page)H.R. 1064-Insurance Agent Licensing, H.R. 1101-Natural Catastrophe Insurance, H.R. 1155-Insurance Agent Licensing, H.R. 1194-National Flood Insurance Program, H.R. 1267-National Flood Insurance Program, H.R. 1268-Flood Insurance, H.R. 1369-Gun Control, H.R. 1485-National Flood Insurance Program, H.R. 1945-Terrorism Risk Insurance Act, H.R. 2129-Workers Compensation Insurance, H.R. 2140-Capital Standards, H.R. 2146-Terrorism Risk Insurance Act, H.R. 2156-Adjuster Reciprocity, H.R. 2293-Flood Insurance, H.R. 3156- National Flood Insurance Program, H.R. 3218-National Flood Insurance Program, H.R. 3370-National Flood Insurance Program, H.R. 3693-National Flood Insurance Program, H.R. 4352-National Flood Insurance Program, H.R. 4510-Capital Standards, H.R. 4557-Private Support to FDIC, H.R. 4558- Flood Insurance, H.R. 4669-Servicemembers Auto Insurance, H.R. 4871-Terrorism Risk Insurance Act, S. 20-Dodd-Frank Act, S. 205-Consumer Financial Protection Bureau, S. 534-Insurance Agent Licensing, S. 996-National Flood Insurance Program, S. 1075-National Flood Insurance Program, S. 1098-National Flood Insurance Program, S. 1217- Mortgage Insurance, S. 1369-Capital Standards, S. 1610-National Flood Insurance Program, S. 1846-National Flood Insurance Program, S. 1926-National Flood Insurance Program, S. 2244-Terrorism Risk Insurance Act, S. 2381-Flood Insurance

Issues related to financial services regulatory reform, specifically as it applies to insurance regulation. Implementation of Dodd-Frank Wall Street Reform and Consumer Protection Act (Pub.L. 111-203). Issues related to the Federal Insurance Office and the systemic risk designation process. Legislation to update and reform the National Flood Insurance Program. Terrorism risk insurance. H.R. 508, Terrorism Risk Insurance Act of 2002 Reauthorization Act of 2013.H.R. 2146, Terrorism Risk Insurance Program Reauthorization Act of 2013. H.R. 41, To temporarily increase the borrowing authority of FEMA to fund flood insurance. H.R. 240, Homeowners Insurance Protection Act of 2013. H.R. 960, Flood Victim Premium Relief Act of 2013. H.R. 1035, To require a study of voluntary community-based flood insurance options and how options could be incorporated into program. H.R. 1194, National Flood Insurance Program Termination Act of 2013. H.R. 1267, Flood Insurance Premium Relief Act of 2013. H.R. 1485, To amend the national Flood Insurance Act to modify phase-in increases in premium rates. H.R. 2199, Flood Insurance Implementation Reform Act of 2013. H.R. 3013, Home Protection Act of 2013. H.R. 3156, Responsible Implementation of Flood Insurance Reform Act of 2013. H.R. 3218, Flood Insurance Fairness Act of 2013. H.R. 3313, Homeowners Flood Insurance Relief Act of 2013. H.R. 3370, Homeowner Flood Insurance Affordability Act of 2013. H.R. 3380, To delay increases in premium rates until FEMA completes a review of flood insurance rate maps and Army Crops reviews and certifies. H.R. 3511, Keeping Flood Insurance Affordable Act of 2013. H.R. 3693, Flood Insurance Relief and Transparency Act of 2013. H.R. 3815, To repeal the Biggert-Waters Flood Insurance Reform Act of 2012. S. 996, a bill to improve the National Flood Insurance Program. S. 1075, Saving Homeowners from Onerous Rate Escalations Act of 2013. S. 1098, Responsible Implementation of flood insurance reform act of 2013. S. 1560, Deficit Neutral Disaster Relief Act. S. 1610, Homeowner Flood Insurance Affordability Act of 2013. S. 1926, A bill to delay the implementation of certain provisions of the Biggert-Waters Flood Insurance Reform Act of 2012 and to reform the National Association of Registered Agents and Brokers, and for other purposes. S. 2244, Terrorism Risk Insurance Program Reauthorization Act of 2014. H.R. 4871, TRIA Reform Act of 2014.

H.R. 508 - Terrorism Risk Insurance Act of 2002 Reauthorization Act of 2013 (all sections of full text) - to extend the Terrorism Risk Insurance Program for five years (TRIPRA) H.R. 99 - Health Insurance Industry Antitrust Enforcement Act of 2013 H.R. 344 - Competitive Health Insurance Act of 2013Public Law 112-141 - MAP 21 - Title II, Biggert-Waters Flood Insurance Reform Act of 2012 (and proposed amendments) H.R. 743 - Health Insurance Industry Fair Competition Act of 2013 H.R. 911 - The Competitive health Insurance Reform Act of 2013 H.R. 1945 - Fostering Resilience to Terrorism Act of 2013 H.R. 2146 - Terrorism Risk Insurance Program Reauthorization Act of H.R. 776 - Security in Bonding Act of 2013 S. 1098 - Responsible Implementation of Flood Insurance Reform Act of 2013 S. 996 - A bill to impose the National Flood Insurance Program S. 1075 - Saving Homeowners from Onerous Rate Escalations Act of 2013 H.R. 4871 - TRIA Reform Act of 2014 S. 2244 - Terrirosm Risk Insurance Program Reauthorization Act of 2014

Client expense: $1,155,151 · Firm income: Not reported

Insurance Regulatory Reform-Implementation of the "Dodd Frank Wall Street Reform & Consumer Protection Act" (Regulations) "Dodd Frank Wall Street Reform & Consumer Protection Act" - overhauls regulation of federal markets(not yet in legislative form) A bill to facilitate implementation of Title VII of the Dodd Frank Wall Street Reform and Consumer Protection Act, promote regulatory coordination, and avoid market disruption-changes effective dates and studies Title VII of Dodd-Frank Act(not yet in legislPub L 111-203- Dodd-Frank Wall Street Reform and Consumer Protection Act - To exempt inter-affiliate swaps from certain regulatory requirements HR 41 - A bill to increase the borrowing authority for the "NFIP" HR 982 - FACT Act - "Furthering Asbestos Claim Transparency (FACT) Act of 2013" - "Amends title 11 of the US code to require the public disclosure by trusts established under section 524(g) of such title, of quarterly reports that contain detailed information regarding receipt and disposition of claims for injuries based on exposure to asbestos and for other purposes HR 508 - Terrorism Risk Insurance Act (TRIA) - requires commercial insurers to provide terrorism risk coverage, reauthorizes the program for 5 years Disaster mitigation proposals (not in bill form) HR 1309 - "Flood Insurance reform Act of 2011" - reauthorizes and reforms National Flood Insurance Program HR 1064 / S 534 - NARAB II - National Association of Registered Agents and Brokers Reform Act of 2011-A bill to reform the National Association of Registered Agents and Brokers and for other purposes (NARAB II), would establish a federal licensing clearinghouse for insurance agents who operate in multiple states USPS 5 day delivery and postal reform proposals (not in bill form) HR 4348 - "MAP-21/Transportation and NFIP Conference Report" - reauthorizes federal transportation and safety programs and reforms and reauthorizes the NFIP fo 5 years HR 1945- "Fostering Resilience to Terrorism Act of 2013"-to extend the Terrorism Risk Insurance program of the Department of Treasury for 10 years, and for other purposes. Program expires on December 31, 2014 HR 2146-"Terrorism Risk Insurance Program Reauthorization Act of 2013" to extend the Terrorism Risk program of the Department of the Treasury for 10 years. Extends the Program through December 31, 2024 S 996-Strengthen, Modernize and Reform the National Flood Insurance Program(SMART NFIP) Act-"A bill to improve the National Flood Insurance Program and for other purposes" HR 1035-"To require a study of voluntary community based flood insurance options and how such options could be incorporated into the national flood insurance program, and for other purposes" Directs the Administer of FEMA to study and report to Congress on options, methods, and strategies HR 2199-"The Flood Insurance Implementation Reform Act of 2013"-to delay the implementation of certain provisions of the Biggert-Waters Flood Insurance Reform Act of 2012. Bill would delay the premium increase by 3 years after the enactment of the bill S 1075-"The Saving Homeowners from Onerous Rate Escalations of 2013 SHORE Act of 2013"-a bill to extend the phase-in of actuarial rates for flood insurance for certain properties under Biggert-Waters Flood Insurance Reform Act of 2102-would help homeowners avoid steep increases in premiums H AMDt. 121 to HR 2217-An amendment to prohibit the use of funds to implement, carry out, administer, or enforce section 1308 (h) of the NFIA of 1968 (42 U.S.C. 4015(h)). An amendment to the Department of Homeland Security Appropriations Act, 2014. Delays the premium increase for one year HR 2140 "Insurance Capital and Accounting Standards Act of 2013"- a bill to permit insurance companies that are depositoryholding companies, or are subsidaries of depository holding companies, to comply with the accounting and capital requirements applicable to the insurance company under State law, and for other purposes S 1369 A bill to provide flexibility to the Board of Governors of the Federal Reserve System to establish capital standards that are properly tailored to the unique characteristics of the business of insurance, and for other purposes HR 1194 - ""National Flood Insurance Program Termination Act of 2013"- to terminate the National Flood Insurance Program and related mandatory purchase and compliance requirements S 601- "Water Resources Development Act of 2013"-to provide for the conservation and development of water and related resources, to authorize the Secretary of the Army to construct various projects for improvements to rivers and harbors of the United States, and for other purposes HR 3380-"A bill to delay NFIP Rate Increases until FEMA Maps are Updated"-would delay the flood insurance rate increases mandated in the 2012 Biggert-Waters Act HR 3013-"Home Protection Act of 2013"-A bill to reform the NFIP, and for other purposes HR 3156/S.1098-"Responsible Implementation of Flood Insurance Reform Act of 2013"- would reform the Biggert-Waters Flood Insurance Act of 2012 to responsibly protect home ownership HR 3218-A bill to delay increases in flood insurance premium rates under the NFIP until completion of the pending study for the affordability of rates, and for congressional consideration of reforms to make such rates affordable HR 3312-"Homeowners Flood Insurance Relief Act of 2013"-would require the administrator of FEMA to allow monthly installment payments for flood insurance under the NFIP Act of 1968 HR 3370/S.1610-"Homeowner Flood Insurance Affordability Act of 2013"-would delay the implementation of certain provisions of the Biggert-Waters Flood Insurance Reform Act of 2012, and for other purposes HR 3696 "National Cybersecurity and Critical Infrastructure Protection Act of 2013" Amends the Homeland Security Act of 2002 S 1846 - Homeowner Flood Insurance Affordability Act of 2013 S 1926 - A bill to delay the implementation of certain provisions of the Biggert-Waters Flood Insurance Reform Act of 2012 HR 4871-TRIA Reform Act of 2014-to reauthorize the Terrorism Risk Insurance Act of 2002 for 5 years and for other purposes S 2244-Terrorism Risk Insurance Program Reauthorization Act of 2014-Amends TRIA 2002 to extend the Terrorism Insurance Program through December 31, 2021 HR 4510/S 2270 - Insurance Capital Standards Clarification Act of 2014 - Amends the Dodd-Frank Wall Street Reform and Consumer Protection Act concerning establishment of minimum leverage and minimum risk-based capital requirements on a consolidated basis for a depository institution holding company or a nonbank financial company supervised by the Board of Governors of the Federal Reserve HR 4558 - Flood Insurance Market Parity and Modernization Act of 2014 - to clarify the authority of States to regulate private flood insurance coverage

H.R. 3156- National Flood Insurance Program, H.R. 3218-National Flood Insurance Program, H.R. 3370-National Flood Insurance Program, H.R. 3693-National Flood Insurance Program, S. 20-Dodd-Frank Act, S. 205-Consumer Financial Protection Bureau, S. 534-Insurance Agent Licensing, S. 996-National Flood Insurance Program, S. 1075-National Flood Insurance Program, S. 1098-National Flood Insurance Program, S. 1369-Capital Standards

Client expense: $60,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

Flood Insurance, National Flood Insurance Program and Reinsurance, H.R. 508: TRIA Reauthorization Act of 2013, H.R. 2199: Flood Insurance Implementation Act of 2013, H.R. 3013: Home Protection Act of 2013, H.R. 3156: Responsible Implementation of Flood Insurance Reform Act of 2013, H.R. 3218: Flood Insurance Fairness Act of 2013, S. 996: A bill to improve the National Flood Insurance Program, S. 1098: Responsible Implementation of Flood Insurance Reform Act of 2013, S. 1075: SHORE Act of2013, H.R. 2146: Terrorism Risk Insurance Program Reauthorization Act of 2013, S. 1610: Homeowner Flood Insurance Affordability Act of 2013, S. 1846: Homeowner Flood Insurance Affordability Act of 2013, H.R. 3370: Homeowner Flood Insurance Affordability Act of 2013, H.R. 2199: Flood Insurance Implementation Reform Act of 2013, S. 1846: Homeowner Flood Insurance Affordability Act of 2013, S. 1926: A bill to delay the implementation of certain provisions of the Biggert-Waters Flood Insurance Reform Act of 2012 and to reform the National Association of Registered Agents and Brokers, and for other purposes.

Client expense: $810,000 · Firm income: Not reported

Issues related to financial services regulatory reform, specifically as it applies to insurance regulation. Implementation of Dodd-Frank Wall Street Reform and Consumer Protection Act (Pub.L. 111-203). Issues related to the systemic risk designation process. Issues related to flood insurance, specifically proposals to stop rate increases for homeowners insurance as a result of flood insurance reforms enacted last year. Monitored progress of terrorism risk insurance legislation.H.R. 41, To temporarily increase the borrowing authority of FEMA to fund flood insurance. H.R. 240, Homeowners Insurance Protection Act of 2013. H.R. 960, Flood Victim Premium Relief Act of 2013. H.R. 1035, To require a study of voluntary community-based flood insurance options and how options could be incorporated into program. H.R. 1194, National Flood Insurance Program Termination Act of 2013. H.R. 1267, Flood Insurance Premium Relief Act of 2013. H.R. 1485, To amend the national Flood Insurance Act to modify phase-in increases in premium rates. H.R. 2199, Flood Insurance Implementation Reform Act of 2013. H.R. 3013, Home Protection Act of 2013. H.R. 3156, Responsible Implementation of Flood Insurance Reform Act of 2013. H.R. 3218, Flood Insurance Fairness Act of 2013. H.R. 3313, Homeowners Flood Insurance Relief Act of 2013. H.R. 3370, Homeowner Flood Insurance Affordability Act of 2013. H.R. 3380, To delay increases in premium rates until FEMA completes a review of flood insurance rate maps and Army Crops reviews and certifies. H.R. 3511, Keeping Flood Insurance Affordable Act of 2013. H.R. 3693, Flood Insurance Relief and Transparency Act of 2013. H.R. 3815, To repeal the Biggert-Waters Flood Insurance Reform Act of 2012. S. 996, a bill to improve the National Flood Insurance Program. S. 1075, Saving Homeowners from Onerous Rate Escalations Act of 2013. S. 1098, Responsible Implementation of flood insurance reform act of 2013. S. 1560, Deficit Neutral Disaster Relief Act. S 1610, Homeowner Flood Insurance Affordability Act of 2013. S.1926, A bill to delay the implementation of certain provisions of the Biggert-Waters Flood Insurance Reform Act of 2012 and to reform the National Association of Registered Agents and Brokers (NARAB II), and for other purposes. S. 1369, A bill to provide additional flexibility to the Board of Governors of the Federal Reserve System to establish capital standards that are properly tailored to the unique characteristics of the business of insurance, and for other purposes.

Proposals regarding consumer financial protection and insurance products regulation. Proposals to extend the TRIA program; H.R. 508, H.R. 1945, H.R. 2146 and S. 2244. Proposals to enhance the NFIP; H.R. 41, H.R. 3156, S. 1075 and S. 1098.

Client expense: $1,070,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 41-Natural Catastrophe Insurance, H.R. 99-McCarran-Ferguson, H.R. 240- Natural Catastrophe Backstop, H.R. 508-Terrorism Risk Insurance Act, H.R. 549-Natural Catastrophe Insurance, H.R. 605-Insurance, H.R. 737-Natural Catastrophe Insurance, H.R. 960-National Flood Insurance Program, H.R. 968-National Flood Insurance Program, H.R. 1028-Mortgage Insurance, H.R. 1035-Flood Insurance,H.R. 1064-Insurance Agent Licensing, H.R. 1101-Natural Catastrophe Insurance, H.R. 1155-Insurance Agent Licensing, H.R. 1194-National Flood Insurance Program, H.R. 1267-National Flood Insurance Program, H.R. 1268-National Flood Insurance Program, H.R. 1369-Gun Owners Insurance, H.R. 1485-National Flood Insurance Program, H.R. 1945-Terrorism Risk Insurance Act, H.R. 2129-Workers Compensation Insurance, H.R. 2140-Capital Standards, H.R. 2146-Terrorism Risk Insurance Act, H.R. 2156-Adjuster Reciprocity, H.R. 2293-National Flood Insurance Program, H.R. 3156- National Flood Insurance Program, H.R. 3218-National Flood Insurance Program, H.R. 3370-National Flood Insurance Program, H.R. 3693-National Flood Insurance Program, S. 20-Dodd-Frank Act, S. 205-Consumer Financial Protection Bureau, S. 534-Insurance Agent Licensing, S. 996-National Flood Insurance Program, S. 1075-National Flood Insurance Program, S. 1098-National Flood Insurance Program, S. 1369-Capital Standards, S. 1610-National Flood Insurance Program, S. 1846-National Flood Insurance Program, S. 1926-National Flood Insurance Program, S. 2244-Terrorism Risk Insurance Act

Client expense: $980,000 · Firm income: Not reported

Issues related to financial services regulatory reform, specifically as it applies to insurance regulation. Implementation of Dodd-Frank Wall Street Reform and Consumer Protection Act (Pub.L. 111-203). Issues related to the Federal Insurance Office and the systemic risk designation process. Legislation to update and reform the National Flood Insurance Program. Terrorism risk insurance. H.R. 1945, Fostering Resilience to Terrorism Act of 2013.H.R. 508, Terrorism Risk Insurance Act of 2002 Reauthorization Act of 2013. H.R. 2146, Terrorism Risk Insurance Program Reauthorization Act of 2013. H.R. 41, To temporarily increase the borrowing authority of FEMA to fund flood insurance. H.R. 240, Homeowners Insurance Protection Act of 2013. H.R. 960, Flood Victim Premium Relief Act of 2013. H.R. 1035, To require a study of voluntary community-based flood insurance options and how options could be incorporated into program. H.R. 1194, National Flood Insurance Program Termination Act of 2013. H.R. 1267, Flood Insurance Premium Relief Act of 2013. H.R. 1485, To amend the national Flood Insurance Act to modify phase-in increases in premium rates. H.R. 2199, Flood Insurance Implementation Reform Act of 2013. H.R. 3013, Home Protection Act of 2013. H.R. 3156, Responsible Implementation of Flood Insurance Reform Act of 2013. H.R. 3218, Flood Insurance Fairness Act of 2013. H.R. 3313, Homeowners Flood Insurance Relief Act of 2013. H.R. 3370, Homeowner Flood Insurance Affordability Act of 2013. H.R. 3380, To delay increases in premium rates until FEMA completes a review of flood insurance rate maps and Army Crops reviews and certifies. H.R. 3511, Keeping Flood Insurance Affordable Act of 2013. H.R. 3693, Flood Insurance Relief and Transparency Act of 2013. H.R. 3815, To repeal the Biggert-Waters Flood Insurance Reform Act of 2012. S. 996, a bill to improve the National Flood Insurance Program. S. 1075, Saving Homeowners from Onerous Rate Escalations Act of 2013. S. 1098, Responsible Implementation of flood insurance reform act of 2013. S. 1560, Deficit Neutral Disaster Relief Act. S. 1610, Homeowner Flood Insurance Affordability Act of 2013. S. 1926, A bill to delay the implementation of certain provisions of the Biggert-Waters Flood Insurance Reform Act of 2012 and to reform the National Association of Registered Agents and Brokers, and for other purposes.

H.R. 960, Flood Victim Premium Relief Act of 2013 H.R. 1035, to require the study of voluntary community-based flood insurance options and how such options could be incorporated into the national flood insurance program, and for other purposes.H.R. 1267, Flood Insurance Premium Relief Act of 2013 H.R. 1485, to amend the National Flood Insurance Act of 1968 to modify the phase-in increases in flood insurance premium rates for certain properties, and for other purposes. H.R. 2199, Flood Insurance Implementation Reform Act of 2013 H.R. 3156, Responsible Implementation of Flood Insurance Reform Act of 2013 H.R. 3218, Flood Insurance Fairness Act of 2013 S. 996, A bill to improve the National Flood Insurance Program, and for other purposes S. 1075, Saving Homeowners from Onerous Rate Escalations Act of 2013 S. 1098, Responsible Implementation of Flood Insurance Act of 2013 H.R. 3298, Disaster Savings Accounts Act of 2013 S. 1610, Homeowner Flood Insurance Affordability Act of 2013 S. 1846, Homeowner Flood Insurance Affordability Act of 2013

Client expense: $41,152 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Army, Dept of (Corps of Engineers), Bureau of Land Management (BLM), Bureau of Reclamation, Commerce, Dept of (DOC), Environmental Protection Agency (EPA), Federal Emergency Management Agency (FEMA), Federal Energy Regulatory Commission (FERC), HOUSE OF REPRESENTATIVES, Interior, Dept of (DOI), Natl Oceanic & Atmospheric Administration (NOAA), Natl Park Service (NPS), Office of Management & Budget (OMB), SENATE, U.S. Fish & Wildlife Service (USFWS)

Insurance Regulatory Reform-Implementation of the "Dodd Frank Wall Street Reform & Consumer Protection Act" (Regulations) "Dodd Frank Wall Street Reform & Consumer Protection Act" - overhauls regulation of federal markets(not yet in legislative form) A bill to facilitate implementation of Title VII of the Dodd Frank Wall Street Reform and Consumer Protection Act, promote regulatory coordination, and avoid market disruption-changes effective dates and studies Title VII of Dodd-Frank Act(not yet in legislPub L 111-203- Dodd-Frank Wall Street Reform and Consumer Protection Act - To exempt inter-affiliate swaps from certain regulatory requirements HR 41 - A bill to increase the borrowing authority for the "NFIP" HR 982 - FACT Act - "Furthering Asbestos Claim Transparency (FACT) Act of 2013" - "Amends title 11 of the US code to require the public disclosure by trusts established under section 524(g) of such title, of quarterly reports that contain detailed information regarding receipt and disposition of claims for injuries based on exposure to asbestos and for other purposes HR 508 - Terrorism Risk Insurance Act (TRIA) - requires commercial insurers to provide terrorism risk coverage, reauthorizes the program for 5 years Disaster mitigation proposals (not in bill form) HR 1309 - "Flood Insurance reform Act of 2011" - reauthorizes and reforms National Flood Insurance Program HR 1064 / S 534 - NARAB II - National Association of Registered Agents and Brokers Reform Act of 2011-A bill to reform the National Association of Registered Agents and Brokers and for other purposes (NARAB II), would establish a federal licensing clearinghouse for insurance agents who operate in multiple states USPS 5 day delivery and postal reform proposals (not in bill form) HR 4348 - "MAP-21/Transportation and NFIP Conference Report" - reauthorizes federal transportation and safety programs and reforms and reauthorizes the NFIP fo 5 years HR 1945- "Fostering Resilience to Terrorism Act of 2013"-to extend the Terrorism Risk Insurance program of the Department of Treasury for 10 years, and for other purposes. Program expires on December 31, 2014 HR 2146-"Terrorism Risk Insurance Program Reauthorization Act of 2013" to extend the Terrorism Risk program of the Department of the Treasury for 10 years. Extends the Program through December 31, 2024 S 996-Strengthen, Modernize and Reform the National Flood Insurance Program(SMART NFIP) Act-"A bill to improve the National Flood Insurance Program and for other purposes" HR 1035-"To require a study of voluntary community based flood insurance options and how such options could be incorporated into the national flood insurance program, and for other purposes" Directs the Administer of FEMA to study and report to Congress on options, methods, and strategies HR 2199-"The Flood Insurance Implementation Reform Act of 2013"-to delay the implementation of certain provisions of the Biggert-Waters Flood Insurance Reform Act of 2012. Bill would delay the premium increase by 3 years after the enactment of the bill S 1075-"The Saving Homeowners from Onerous Rate Escalations of 2013 SHORE Act of 2013"-a bill to extend the phase-in of actuarial rates for flood insurance for certain properties under Biggert-Waters Flood Insurance Reform Act of 2102-would help homeowners avoid steep increases in premiums H AMDt. 121 to HR 2217-An amendment to prohibit the use of funds to implement, carry out, administer, or enforce section 1308 (h) of the NFIA of 1968 (42 U.S.C. 4015(h)). An amendment to the Department of Homeland Security Appropriations Act, 2014. Delays the premium increase for one year HR 2140 "Insurance Capital and Accounting Standards Act of 2013"- a bill to permit insurance companies that are depositoryholding companies, or are subsidaries of depository holding companies, to comply with the accounting and capital requirements applicable to the insurance company under State law, and for other purposes S 1369 A bill to provide flexibility to the Board of Governors of the Federal Reserve System to establish capital standards that are properly tailored to the unique characteristics of the business of insurance, and for other purposes HR 1194 - ""National Flood Insurance Program Termination Act of 2013"- to terminate the National Flood Insurance Program and related mandatory purchase and compliance requirements S 601- "Water Resources Development Act of 2013"-to provide for the conservation and development of water and related resources, to authorize the Secretary of the Army to construct various projects for improvements to rivers and harbors of the United States, and for other purposes HR 3380-"A bill to delay NFIP Rate Increases until FEMA Maps are Updated"-would delay the flood insurance rate increases mandated in the 2012 Biggert-Waters Act HR 3013-"Home Protection Act of 2013"-A bill to reform the NFIP, and for other purposes HR 3156/S.1098-"Responsible Implementation of Flood Insurance Reform Act of 2013"- would reform the Biggert-Waters Flood Insurance Act of 2012 to responsibly protect home ownership HR 3218-A bill to delay increases in flood insurance premium rates under the NFIP until completion of the pending study for the affordability of rates, and for congressional consideration of reforms to make such rates affordable HR 3312-"Homeowners Flood Insurance Relief Act of 2013"-would require the administrator of FEMA to allow monthly installment payments for flood insurance under the NFIP Act of 1968 HR 3370/S.1610-"Homeowner Flood Insurance Affordability Act of 2013"-would delay the implementation of certain provisions of the Biggert-Waters Flood Insurance Reform Act of 2012, and for other purposes HR 3696 "National Cybersecurity and Critical Infrastructure Protection Act of 2013" Amends the Homeland Security Act of 2002 S 1846 - Homeowner Flood Insurance Affordability Act of 2013 S 1926 - A bill to delay the implementation of certain provisions of the Biggert-Waters Flood Insurance Reform Act of 2012

H.R. 508 - Terrorism Risk Insurance Act of 2002 Reathorization Act of 2013 (all sections of full text) - to extend the Terrorism Risk Insurance Program for five years (TRIPRA) H.R. 99 - Health Insurance Industry Antitrust Enforcement Act of 2013 H.R. 344 - Competitive Health Insurance Act of 2013Public Law 112-141 - MAP 21 - Title II, Biggert-Waters Flood Insurance Reform Act of 2012 (and proposed amendments) H.R. 743 - Health Insurance Industry Fair Competition Act of 2013 H.R. 911 - The Competitive Health Insurance Reform Act of 2013 H.R. 1945 - Fostering Resilience to Terrorism Act of 2013 H.R. 2146 - Terrorism Risk Insurance Program Reauthorization Act H.R. 776 - Security in Bonding Act of 2013 S. 1098 - Responsible Implementation of Flood Insurance Reform Act of 2013 S. 996 - A bill to impose the National Flood Insurance Program S. 1075 - Saving Homeowners from Onerous Rate Escalations Act of 2013

Client expense: $839,534 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

H.R. 508 - Terrorism Risk Insurance Act of 2002 Reauthorization Act of 2013 (all sections of full text) - to extend the Terrorism Risk Insurance Program for five years (TRIPRA) H.R. 99 - Health Insurance Industry Antitrust Enforcement Act of 2013 H.R. 344 - Competitive Health Insurance Act of 2013Public Law 112-141 - MAP 21 - Title II, Biggert-Waters Flood Insurance Reform Act of 2012 (and proposed amendments) H.R. 743 - Health Insurance Industry Fair Competition Act of 2013 H.R. 911 - The Competitive Health Insurance Reform Act of 2013 H.R. 1945 - Fostering Resilience to Terrorism Act of 2013 H.R. 2146 - Terrorism Risk Insurance Program Reauthorization Act H.R. 776 - Security in Bonding Act of 2013 S. 1098 - Responsible Implementation of Flood Insurance Reform Act of 2013 S. 996 - A bill to impose the National Flood Insurance Program S. 1075 - Saving Homeowners from Onerous Rate Escalations Act of 2013

Client expense: $625,560 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

H.R. 960, Flood Victim Premium Relief Act of 2013 H.R. 1035, to require the study of voluntary community-based flood insurance options and how such options could be incorporated into the national flood insurance program, and for other purposes.H.R. 1267, Flood Insurance Premium Relief Act of 2013 H.R. 1485, to amend the National Flood Insurance Act of 1968 to modify the phase-in increases in flood insurance premium rates for certain properties, and for other purposes. H.R. 2199, Flood Insurance Implementation Reform Act of 2013 H.R. 3156, Responsible Implementation of Flood Insurance Reform Act of 2013 H.R. 3218, Flood Insurance Fairness Act of 2013 S. 996, A bill to improve the National Flood Insurance Program, and for other purposes S. 1075, Saving Homeowners from Onerous Rate Escalations Act of 2013 S. 1098, Responsible Implementation of Flood Insurance Act of 2013 H.R. 3298, Disaster Savings Accounts Act of 2013 S. 1610, Homeowner Flood Insurance Affordability Act of 2013 S. 1846, Homeowner Flood Insurance Affordability Act of 2013

Client expense: $25,887 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Army, Dept of (Corps of Engineers), Bureau of Land Management (BLM), Bureau of Reclamation, Commerce, Dept of (DOC), Environmental Protection Agency (EPA), Federal Emergency Management Agency (FEMA), Federal Energy Regulatory Commission (FERC), HOUSE OF REPRESENTATIVES, Interior, Dept of (DOI), Natl Oceanic & Atmospheric Administration (NOAA), Natl Park Service (NPS), Office of Management & Budget (OMB), SENATE, U.S. Fish & Wildlife Service (USFWS), U.S. Forest Service

Flood Insurance, National Flood Insurance Program and Reinsurance, H.R. 508: TRIA Reauthorization Act of 2013, H.R. 2199: Flood Insurance Implementation Act of 2013, H.R. 3013: Home Protection Act of 2013, H.R. 3156: Responsible Implementation of Flood Insurance Reform Act of 2013, H.R. 3218: Flood Insurance Fairness Act of 2013, S. 996: A bill to improve the National Flood Insurance Program, S. 1098: Responsible Implementation of Flood Insurance Reform Act of 2013, S. 1075: SHORE Act of2013, H.R. 2146: Terrorism Risk Insurance Program Reauthorization Act of 2013, S. 1610: Homeowner Flood Insurance Affordability Act of 2013, S. 1846: Homeowner Flood Insurance Affordability Act of 2013, H.R. 3370: Homeowner Flood Insurance Affordability Act of 2013, H.R. 2199: Flood Insurance Implementation Reform Act of 2013.

Client expense: $670,000 · Firm income: Not reported

Issues related to financial services regulatory reform, specifically as it applies to insurance regulation. Implementation of Dodd-Frank Wall Street Reform and Consumer Protection Act (Pub.L. 111-203). Issues related to the systemic risk designation process. Issues related to flood insurance, specifically proposals to stop rate increases for homeowners insurance as a result of flood insurance reforms enacted last year. Monitored progress of terrorism risk insurance legislation.H.R. 41, To temporarily increase the borrowing authority of FEMA to fund flood insurance. H.R. 240, Homeowners Insurance Protection Act of 2013. H.R. 960, Flood Victim Premium Relief Act of 2013. H.R. 1035, To require a study of voluntary community-based flood insurance options and how options could be incorporated into program. H.R. 1194, National Flood Insurance Program Termination Act of 2013. H.R. 1267, Flood Insurance Premium Relief Act of 2013. H.R. 1485, To amend the national Flood Insurance Act to modify phase-in increases in premium rates. H.R. 2199, Flood Insurance Implementation Reform Act of 2013. H.R. 3013, Home Protection Act of 2013. H.R. 3156, Responsible Implementation of Flood Insurance Reform Act of 2013. H.R. 3218, Flood Insurance Fairness Act of 2013. H.R. 3313, Homeowners Flood Insurance Relief Act of 2013. H.R. 3370, Homeowner Flood Insurance Affordability Act of 2013. H.R. 3380, To delay increases in premium rates until FEMA completes a review of flood insurance rate maps and Army Crops reviews and certifies. H.R. 3511, Keeping Flood Insurance Affordable Act of 2013. H.R. 3693, Flood Insurance Relief and Transparency Act of 2013. H.R. 3815, To repeal the Biggert-Waters Flood Insurance Reform Act of 2012. S. 996, a bill to improve the National Flood Insurance Program. S. 1075, Saving Homeowners from Onerous Rate Escalations Act of 2013. S. 1098, Responsible Implementation of flood insurance reform act of 2013. S. 1560, Deficit Neutral Disaster Relief Act. S 1610, Homeowner Flood Insurance Affordability Act of 2013.

Issues related to financial services regulatory reform, specifically as it applies to insurance regulation. Implementation of Dodd-Frank Wall Street Reform and Consumer Protection Act (Pub.L. 111-203). Issues related to the Federal Insurance Office and the systemic risk designation process. Legislation to update and reform the National Flood Insurance Program. Terrorism risk insurance. H.R. 1945, Fostering Resilience to Terrorism Act of 2013.H.R. 508, Terrorism Risk Insurance Act of 2002 Reauthorization Act of 2013. H.R. 2146, Terrorism Risk Insurance Program Reauthorization Act of 2013. H.R. 41, To temporarily increase the borrowing authority of FEMA to fund flood insurance. H.R. 240, Homeowners Insurance Protection Act of 2013. H.R. 960, Flood Victim Premium Relief Act of 2013. H.R. 1035, To require a study of voluntary community-based flood insurance options and how options could be incorporated into program. H.R. 1194, National Flood Insurance Program Termination Act of 2013. H.R. 1267, Flood Insurance Premium Relief Act of 2013. H.R. 1485, To amend the national Flood Insurance Act to modify phase-in increases in premium rates. H.R. 2199, Flood Insurance Implementation Reform Act of 2013. H.R. 3013, Home Protection Act of 2013. H.R. 3156, Responsible Implementation of Flood Insurance Reform Act of 2013. H.R. 3218, Flood Insurance Fairness Act of 2013. H.R. 3313, Homeowners Flood Insurance Relief Act of 2013. H.R. 3370, Homeowner Flood Insurance Affordability Act of 2013. H.R. 3380, To delay increases in premium rates until FEMA completes a review of flood insurance rate maps and Army Crops reviews and certifies. H.R. 3511, Keeping Flood Insurance Affordable Act of 2013. H.R. 3693, Flood Insurance Relief and Transparency Act of 2013. H.R. 3815, To repeal the Biggert-Waters Flood Insurance Reform Act of 2012. S. 996, a bill to improve the National Flood Insurance Program. S. 1075, Saving Homeowners from Onerous Rate Escalations Act of 2013. S. 1098, Responsible Implementation of flood insurance reform act of 2013. S. 1560, Deficit Neutral Disaster Relief Act. S 1610, Homeowner Flood Insurance Affordability Act of 2013.

H.R. 41-Natural Catastrophe Insurance, H.R. 99-McCarran-Ferguson, H.R. 240-Natural Catastrophe Backstop, H.R. 508-Terrorism Risk Insurance Act, H.R. 549-Natural Catastrophe Insurance, H.R. 605-Insurance, H.R. 737-Natural Catastrophe Insurance, H.R. 960-National Flood Insurance Program, H.R. 968-National Flood Insurance Program, H.R. 1028-Mortgage Insurance, H.R. 1035-Flood Insurance,H.R. 1064-Insurance Agent Licensing, H.R. 1101-Natural Catastrophe Insurance, H.R. 1155-Insurance Agent Licensing, H.R. 1194-National Flood Insurance Program, H.R. 1267-National Flood Insurance Program, H.R. 1268-National Flood Insurance Program, H.R. 1369-Gun Owners Insurance, H.R. 1485-National Flood Insurance Program, H.R. 1945-Terrorism Risk Insurance Act, H.R. 2129-Workers Compensation Insurance, H.R. 2140-Capital Standards, H.R. 2146-Terrorism Risk Insurance Act, H.R. 2156-Adjuster Reciprocity, H.R. 2293-National Flood Insurance Program, H.R. 3156-National Flood Insurance Program, H.R. 3218-National Flood Insurance Program, H.R. 3693-National Flood Insurance Program, S. 20-Dodd-Frank Act, S. 93-Natural Catastrophe Insurance, S. 205-Consumer Financial Protection Bureau, S. 534-Insurance Agent Licensing, S. 996-National Flood Insurance Program, S. 1075-National Flood Insurance Program, S. 1098-National Flood Insurance Program, S. 1369-Capital Standards, S. 1846-National Flood Insurance Program, S. 1926-National Flood Insurance Program

Client expense: $840,000 · Firm income: Not reported

Insurance Regulatory Reform-Implementation of the "Dodd Frank Wall Street Reform & Consumer Protection Act" (Regulations) "Dodd Frank Wall Street Reform & Consumer Protection Act" - overhauls regulation of federal markets(not yet in legislative form) A bill to facilitate implementation of Title VII of the Dodd Frank Wall Street Reform and Consumer Protection Act, promote regulatory coordination, and avoid market disruption-changes effective dates and studies Title VII of Dodd-Frank Act(not yet in legislPub L 111-203- Dodd-Frank Wall Street Reform and Consumer Protection Act - To exempt inter-affiliate swaps from certain regulatory requirements HR 41 - A bill to increase the borrowing authority for the "NFIP" HR 982 - FACT Act - "Furthering Asbestos Claim Transparency (FACT) Act of 2013" - "Amends title 11 of the US code to require the public disclosure by trusts established under section 524(g) of such title, of quarterly reports that contain detailed information regarding receipt and disposition of claims for injuries based on exposure to asbestos and for other purposes HR 508 - Terrorism Risk Insurance Act (TRIA) - requires commercial insurers to provide terrorism risk coverage, reauthorizes the program for 5 years Disaster mitigation proposals (not in bill form) HR 1309 - "Flood Insurance reform Act of 2011" - reauthorizes and reforms National Flood Insurance Program HR 1064 / S 534 - NARAB II - National Association of Registered Agents and Brokers Reform Act of 2011-A bill to reform the National Association of Registered Agents and Brokers and for other purposes (NARAB II), would establish a federal licensing clearinghouse for insurance agents who operate in multiple states USPS 5 day delivery and postal reform proposals (not in bill form) HR 4348 - "MAP-21/Transportation and NFIP Conference Report" - reauthorizes federal transportation and safety programs and reforms and reauthorizes the NFIP fo 5 years HR 1945- "Fostering Resilience to Terrorism Act of 2013"-to extend the Terrorism Risk Insurance program of the Department of Treasury for 10 years, and for other purposes. Program expires on December 31, 2014 HR 2146-"Terrorism Risk Insurance Program Reauthorization Act of 2013" to extend the Terrorism Risk program of the Department of the Treasury for 10 years. Extends the Program through December 31, 2024 S 996-Strengthen, Modernize and Reform the National Flood Insurance Program(SMART NFIP) Act-"A bill to improve the National Flood Insurance Program and for other purposes" HR 1035-"To require a study of voluntary community based flood insurance options and how such options could be incorporated into the national flood insurance program, and for other purposes" Directs the Administer of FEMA to study and report to Congress on options, methods, and strategies HR 2199-"The Flood Insurance Implementation Reform Act of 2013"-to delay the implementation of certain provisions of the Biggert-Waters Flood Insurance Reform Act of 2012. Bill would delay the premium increase by 3 years after the enactment of the bill S 1075-"The Saving Homeowners from Onerous Rate Escalations of 2013 SHORE Act of 2013"-a bill to extend the phase-in of actuarial rates for flood insurance for certain properties under Biggert-Waters Flood Insurance Reform Act of 2102-would help homeowners avoid steep increases in premiums H AMDt. 121 to HR 2217-An amendment to prohibit the use of funds to implement, carry out, administer, or enforce section 1308 (h) of the NFIA of 1968 (42 U.S.C. 4015(h)). An amendment to the Department of Homeland Security Appropriations Act, 2014. Delays the premium increase for one year HR 2140 "Insurance Capital and Accounting Standards Act of 2013"- a bill to permit insurance companies that are depositoryholding companies, or are subsidaries of depository holding companies, to comply with the accounting and capital requirements applicable to the insurance company under State law, and for other purposes S 1369 A bill to provide flexibility to the Board of Governors of the Federal Reserve System to establish capital standards that are properly tailored to the unique characteristics of the business of insurance, and for other purposes HR 1194 - ""National Flood Insurance Program Termination Act of 2013"- to terminate the National Flood Insurance Program and related mandatory purchase and compliance requirements S 601- "Water Resources Development Act of 2013"-to provide for the conservation and development of water and related resources, to authorize the Secretary of the Army to construct various projects for improvements to rivers and harbors of the United States, and for other purposes HR 3380-"A bill to delay NFIP Rate Increases until FEMA Maps are Updated"-would delay the flood insurance rate increases mandated in the 2012 Biggert-Waters Act HR 3013-"Home Protection Act of 2013"-A bill to reform the NFIP, and for other purposes HR 3156/S.1098-"Responsible Implementation of Flood Insurance Reform Act of 2013"- would reform the Biggert-Waters Flood Insurance Act of 2012 to responsibly protect home ownership HR 3218-A bill to delay increases in flood insurance premium rates under the NFIP until completion of the pending study for the affordability of rates, and for congressional consideration of reforms to make such rates affordable HR 3312-"Homeowners Flood Insurance Relief Act of 2013"-would require the administrator of FEMA to allow monthly installment payments for flood insurance under the NFIP Act of 1968 HR 3370/S.1610-"Homeowner Flood Insurance Affordability Act of 2013"-would delay the implementation of certain provisions of the Biggert-Waters Flood Insurance Reform Act of 2012, and for other purposes

Flood Insurance, National Flood Insurance Program and reinsurance, H.R. 508: TRIA Reauthorization Act of 2013, H.R. 2199: Flood Insurance Implementation Act of 2013, H.R. 3013: Home Protection Act of 2013, H.R. 3156: Responsible Implementation of Flood Insurance Reform Act of 2013, H.R, 3218: Flood Insurance Fairness Act of 2013, S. 996: A bill to improve the National Flood Insurance Program, S. 1098: Responsible Implementation of Flood Insurance Reform Act of 2013,S. 1075: SHORE Act of 2013, H.R. 2146: Terrorism Risk Insurance Program Reauthorization Act of 2013.

Client expense: $790,000 · Firm income: Not reported

HR 1194, National Flood Insurance Program Termination Act of 2013; HR 1267, Flood Insurance Premium Relief Act of 2013; HR 1268, Flood Mitigation Expense Relief Act of 2013; HR 1485, To amend the National Flood Insurance Act of 1968 to modify the phase-in increases in flood insurance premium rates for certain properties, and for other purposes; S 1075, Saving Homeowners from Onerous Rate Escelations Act of 2013, S. 205, Responsible Consumer Financial Protection Regulations Act of 2013

Client expense: $230,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 508 - Terrorism Risk Insurance Act of 2002 Reauthorization Act of 2013 (all sections of full text) - to extend the Terrorism Risk Insurance Program for five years (TRIPRA) H.R. 99 - Health Insurance Industry Antitrust Enforcement Act of 2013 H.R. 344 - Competitive Health Insurance Act of 2013Public Law 112-141 - MAP 21 - Title II, Biggert-Waters Flood Insurance Reform Act of 2012 (and proposed amendments) H.R. 743 - Health Insurance Industry Fair Competition Act of 2013 H.R. 911 - The Competitive Health Insurance Reform Act of 2013 H.R. 1945 - Fostering Resilience to Terrorism Act of 2013 H.R. 2146 - Terrorism Risk Insurance Program Reauthorization Act H.R. 776- Security in Bonding Act of 2013 S. 1098 - Responsible Implementation of Flood Insurance Reform Act of 2013 S. 996 - A bill to impose the National Flood Insurance Program S. 1075 - Saving Homeowners from Onerous Rate Escalations Act of 2013

Client expense: $696,602 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

H.R. 41 - Natural Catastrophe Insurance, H.R. 99 - McCarran-Ferguson, H.R. 240 - Natural Catastrophe Backstop, H.R. 508 - TRIA, H.R. 549 - Natural Catastrophe Insurance, H.R. 605 - Insurance, H.R. 737 - Natural Catastrophe Insurance, H.R. 960 - NFIP, H.R. 968 - NFIP, H.R. 1028 - Mortgage Insurance, H.R. 1035 - Flood Insurance, H.R. 1064 - Insurance Agent Licensing, H.R. 1101 - Natural Catastrophe Insurance, H.R. 1155 - Insurance Agent Licensing, H.R. 1194 - NFIP, H.R. 1267 - NFIP, H.R. 1268 - NFIP,H.R. 1369 - Gun Owners Insurance, H.R. 1485 - NFIP, H.R. 1945 - TRIA, H.R. 2129 - Workers Comp. Insurance, H.R. 2140 - Capital Standards, H.R. 2146 - TRIA, H.R. 2156 - Adjuster Reciprocity, H.R. 2293 - NFIP, H.R. 3156 - NFIP, H.R. 3218 - NFIP, H.R. 5855 - NFIP, S. 20 - Dodd-Frank Act, S. 93 - Natural Catastrophe Insurance, S. 205 - CFPB, S. 534 - Insurance Agent Licensing, S. 996 - NFIP, S. 1075 - NFIP, S. 1098 - NFIP, S. 1369 - Capital Standards

Client expense: $810,000 · Firm income: Not reported

H.R. Flood Victim Premium Relief Act of 2013 H.R. to require the study of voluntary community-based flood insurance options and how such options could be incorporated into the national flood insurance program, and for other purposes. H.R. 1267, Flood Insurance Premium Relief Act of 2013H.R. 1485, to amend the National Flodo Insurance Ac tof 1968 to modify the phase-in increases in flood insurance premium rates for certain properties, and for other purposes. H.R. 2199, Flood Insurance Implementation Reform Act of 2013 H.R. 3156, Responsible Implementation of Flood Insurance Reform Act of 2013 H.R. 3218, Flood Insurance Fairness Act of 2013 S. 996, A bill to improve the National Flodo Insurance Program, and for other purposes S. 1075, Saving Homeowners from Onerous Rate Escalations Act of 2013 S. 1098, Responsible Implementation of Flood Insurance Act of 2013 H.R. 3298, Disaster Savings Accounts Act of 2013

Client expense: $23,562 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Army, Dept of (Corps of Engineers), Bureau of Land Management (BLM), Bureau of Reclamation, Commerce, Dept of (DOC), Environmental Protection Agency (EPA), Federal Emergency Management Agency (FEMA), Federal Energy Regulatory Commission (FERC), HOUSE OF REPRESENTATIVES, Interior, Dept of (DOI), Natl Oceanic & Atmospheric Administration (NOAA), Natl Park Service (NPS), Office of Management & Budget (OMB), SENATE, U.S. Fish & Wildlife Service (USFWS), U.S. Forest Service

Insurance Regulatory Reform-Implementation of the "Dodd Frank Wall Street Reform & Consumer Protection Act" (Regulations) "Dodd Frank Wall Street Reform & Consumer Protection Act" - overhauls regulation of federal markets(not yet in legislative form) A bill to facilitate implementation of Title VII of the Dodd Frank Wall Street Reform and Consumer Protection Act, promote regulatory coordination, and avoid market disruption-changes effective dates and studies Title VII of Dodd-Frank Act(not yet in legislPub L 111-203- Dodd-Frank Wall Street Reform and Consumer Protection Act - To exempt inter-affiliate swaps from certain regulatory requirements HR 41 - A bill to increase the borrowing authority for the "NFIP" HR 982 - FACT Act - "Furthering Asbestos Claim Transparency (FACT) Act of 2013" - "Amends title 11 of the US code to require the public disclosure by trusts established under section 524(g) of such title, of quarterly reports that contain detailed information regarding receipt and disposition of claims for injuries based on exposure to asbestos and for other purposes HR 508 - Terrorism Risk Insurance Act (TRIA) - requires commercial insurers to provide terrorism risk coverage, reauthorizes the program for 5 years Disaster mitigation proposals (not in bill form) HR 1309 - "Flood Insurance reform Act of 2011" - reauthorizes and reforms National Flood Insurance Program HR 1064 / S 534 - NARAB II - National Association of Registered Agents and Brokers Reform Act of 2011-A bill to reform the National Association of Registered Agents and Brokers and for other purposes (NARAB II), would establish a federal licensing clearinghouse for insurance agents who operate in multiple states USPS 5 day delivery and postal reform proposals (not in bill form) HR 4348 - "MAP-21/Transportation and NFIP Conference Report" - reauthorizes federal transportation and safety programs and reforms and reauthorizes the NFIP fo 5 years HR 1945- "Fostering Resilience to Terrorism Act of 2013"-to extend the Terrorism Risk Insurance program of the Department of Treasury for 10 years, and for other purposes. Program expires on December 31, 2014 HR 2146-"Terrorism Risk Insurance Program Reauthorization Act of 2013" to extend the Terrorism Risk program of the Department of the Treasury for 10 years. Extends the Program through December 31, 2024 S 996-Strengthen, Modernize and Reform the National Flood Insurance Program(SMART NFIP) Act-"A bill to improve the National Flood Insurance Program and for other purposes" HR 1035-"To require a study of voluntary community based flood insurance options and how such options could be incorporated into the national flood insurance program, and for other purposes" Directs the Administer of FEMA to study and report to Congress on options, methods, and strategies HR 2199-"The Flood Insurance Implementation Reform Act of 2013"-to delay the implementation of certain provisions of the Biggert-Waters Flood Insurance Reform Act of 2012. Bill would delay the premium increase by 3 years after the enactment of the bill S 1075-"The Saving Homeowners from Onerous Rate Escalations of 2013 SHORE Act of 2013"-a bill to extend the phase-in of actuarial rates for flood insurance for certain properties under Biggert-Waters Flood Insurance Reform Act of 2102-would help homeowners avoid steep increases in premiums H AMDt. 121 to HR 2217-An amendment to prohibit the use of funds to implement, carry out, administer, or enforce section 1308 (h) of the NFIA of 1968 (42 U.S.C. 4015(h)). An amendment to the Department of Homeland Security Appropriations Act, 2014. Delays the premium increase for one year HR 2140 "Insurance Capital and Accounting Standards Act of 2013"- a bill to permit insurance companies that are depositoryholding companies, or are subsidaries of depository holding companies, to comply with the accounting and capital requirements applicable to the insurance company under State law, and for other purposes S 1369 A bill to provide flexibility to the Board of Governors of the Federal Reserve System to establish capital standards that are properly tailored to the unique characteristics of the business of insurance, and for other purposes HR 1194 - ""National Flood Insurance Program Termination Act of 2013"- to terminate the National Flood Insurance Program and related mandatory purchase and compliance requirements S 601- "Water Resources Development Act of 2013"-to provide for the conservation and development of water and related resources, to authorize the Secretary of the Army to construct various projects for improvements to rivers and harbors of the United States, and for other purposes

H.R. 1028 - Mortgage Insurance, H.R. 1064 - Insurance Agent Liscensing, H.R. 1101 - Natural Catastrophe Insurance, H.R. 1155 - Insurance Agent Liscensing, H.R. 1194 - NFIP, H.R. 1267 - NFIP, H.R. 1268 - NFIP, H.R. 1369 - Gun Owners Insurance, H.R. 1485 - NFIP, H.R. 2129 - Workers Comp Insurance, H.R. 2146 - TRIA, H.R. 2293 - NFIP, H.R. 2400 - Natural Catastrophe Insurance, H.R. 41 - Natural Catastrophe Insurance, H.R. 508 - TRIA, H.R. 549 Natural Catastrophe Insurance, H.R. 5855 - NFIP,H.R. 605 - Insurance, H.R. 737 - Natural Catastrophe Insurance, H.R. 960 - NFIP, H.R. 968 - NFIP, H.R. 99 - McCarran-Ferguson, S. 1075 - NFIP, S. 1098 - NFIP, S. 20 - Dodd-Frank Act, S. 205 - CFPB, S. 534 Insurance Agent Liscensing, S. 667 - NFIP, S. 93 - Natural Catastrophe Insurance, S. 996 - NFIP, H.R. 1945 TRIA

Client expense: $1,040,000 · Firm income: Not reported

Insurance Regulatory Reform-Implementation of the "Dodd Frank Wall Street Reform & Consumer Protection Act" (Regulations) "Dodd Frank Wall Street Reform & Consumer Protection Act" - overhauls regulation of federal markets(not yet in legislative form) A bill to facilitate implementation of Title VII of the Dodd Frank Wall Street Reform and Consumer Protection Act, promote regulatory coordination, and avoid market disruption-changes effective dates and studies Title VII of Dodd-Frank Act(not yet in legislPub L 111-203- Dodd-Frank Wall Street Reform and Consumer Protection Act - To exempt inter-affiliate swaps from certain regulatory requirements HR 41 - A bill to increase the borrowing authority for the "NFIP" HR 982 - FACT Act - "Furthering Asbestos Claim Transparency (FACT) Act of 2013" - "Amends title 11 of the US code to require the public disclosure by trusts established under section 524(g) of such title, of quarterly reports that contain detailed information regarding receipt and disposition of claims for injuries based on exposure to asbestos and for other purposes HR 508 - Terrorism Risk Insurance Act (TRIA) - requires commercial insurers to provide terrorism risk coverage, reauthorizes the program for 5 years Disaster mitigation proposals (not in bill form) HR 1309 - "Flood Insurance reform Act of 2011" - reauthorizes and reforms National Flood Insurance Program HR 1064 / S 534 - NARAB II - National Association of Registered Agents and Brokers Reform Act of 2011-A bill to reform the National Association of Registered Agents and Brokers and for other purposes (NARAB II), would establish a federal licensing clearinghouse for insurance agents who operate in multiple states USPS 5 day delivery and postal reform proposals (not in bill form) HR 4348 - "MAP-21/Transportation and NFIP Conference Report" - reauthorizes federal transportation and safety programs and reforms and reauthorizes the NFIP fo 5 years HR 1945- "Fostering Resilience to Terrorism Act of 2013"-to extend the Terrorism Risk Insurance program of the Department of Treasury for 10 years, and for other purposes. Program expires on December 31, 2014 HR 2146-"Terrorism Risk Insurance Program Reauthorization Act of 2013" to extend the Terrorism Risk program of the Department of the Treasury for 10 years. Extends the Program through December 31, 2024 S 996-Strengthen, Modernize and Reform the National Flood Insurance Program(SMART NFIP) Act-"A bill to improve the National Flood Insurance Program and for other purposes" HR 1035-"To require a study of voluntary community based flood insurance options and how such options could be incorporated into the national flood insurance program, and for other purposes" Directs the Administer of FEMA to study and report to Congress on options, methods, and strategies HR 2199-"The Flood Insurance Implementation Reform Act of 2013"-to delay the implementation of certain provisions of the Biggert-Waters Flood Insurance Reform Act of 2012. Bill would delay the premium increase by 3 years after the enactment of the bill S 1075-"The Saving Homeowners from Onerous Rate Escalations of 2013 SHORE Act of 2013"-a bill to extend the phase-in of actuarial rates for flood insurance for certain properties under Biggert-Waters Flood Insurance Reform Act of 2102-would help homeowners avoid steep increases in premiums H AMDt. 121 to HR 2217-An amendment to prohibit the use of funds to implement, carry out, administer, or enforce section 1308 (h) of the NFIA of 1968 (42 U.S.C. 4015(h)). An amendment to the Department of Homeland Security Appropriations Act, 2014. Delays the premium increase for one year